Mountain Home Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mountain Home averaged 6.88% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 6.92% and one month ago for the week of 2024-05-09, the average rate was 7.22%.

Mountain Home's average rate one year ago was 6.64%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.15%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Mountain Home 30 Year Fixed Rate 2024-06-13 6.88%
Mountain Home 30 Year Fixed Rate Refi 2024-06-13 7.15%
Mountain Home 15 Year Fixed Rate 2024-06-13 6.17%
Mountain Home 15 Year Fixed Rate Refi 2024-06-13 6.37%
Mountain Home 30 Year FHA 2024-06-13 6.48%
Mountain Home 30 Year FHA Refi 2024-06-13 6.61%
Mountain Home 30 Year USDA 2024-06-13 6.51%
Mountain Home 30 Year USDA Refi 2024-06-13 6.81%
Mountain Home 30 Year VA 2024-06-13 6.11%
Mountain Home 30 Year VA Refi 2024-06-13 6.22%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Mountain Home, ID.

Mountain Home Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Mountain Home, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
PIONEER 19 5.60% $5,161
IDAHO CENTRAL 14 6.73% $6,824
MOVEMENT MORTGAGE, LLC 10 6.37% $6,729
PREMIER MORTGAGE RESOURCES, L.L.C. 10 6.40% $7,768
QUICKEN LOANS, LLC 7 7.23% $9,022
UNITED WHOLESALE MORTGAGE, LLC 7 6.83% $8,085
LOANDEPOT.COM, LLC 6 6.44% $9,065
AMERICAN PACIFIC MORTGAGE CORPORATION 5 6.67% $6,504
JPMorgan Chase Bank 3 6.83% $6,219
Mortgage Research Center, LLC 3 6.21% $10,026
CROSSCOUNTRY MORTGAGE, LLC 2 6.88% $10,771
Sunflower Bank 2 7.50% $6,828
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.43% $4,274
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.50% $5,444
KeyBank 2 7.25% $6,258
MUTUAL OF OMAHA MORTGAGE, INC. 2 7.44% $7,365
GUILD MORTGAGE COMPANY 2 6.69% $14,335
SIRVA MORTGAGE, INC. 1 7.38% $0
SUMMIT FUNDING, INC. 1 7.50% $6,308
Umpqua Bank 1 6.38% $9,496
UNION HOME MORTGAGE CORP. 1 6.38% $7,899
Washington Trust Bank 1 5.88% $2,635
ACADEMY MORTGAGE CORPORATION 1 7.75% $12,220
Waterstone Mortgage Corporation 1 7.38% $6,832
Ally Bank 1 6.50% $3,406
American Mortgage & Equity Consultants, Inc. 1 7.88% $8,687
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.95% $3,885
AUGUSTA FINANCIAL, INC. 1 7.50% $7,643
AXIA FINANCIAL, LLC 1 6.00% $3,660
Bank of England 1 6.13% $19,887
BROKER SOLUTIONS, INC. 1 6.63% $3,310
CHURCHILL MORTGAGE CORPORATION 1 5.99% $8,952
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.25% $5,070
COLUMBIA COMMUNITY CREDIT UNION 1 8.13% $7,287
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 7.38% $12,832
GUARANTEED RATE, INC. 1 6.63% $8,069
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.50% $4,757
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.75% $12,464
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.38% $8,316
S1L, Inc. 1 7.63% $7,763

Mountain Home Average Closing Costs & Other Stats

Mountain Home, ID's 40 lenders originated 682 loans during 2023. The total origination value was $168,330,000, with an average loan value of $246,818.

Mountain Home's average closing costs are $6,578.

The top Mountain Home lender as defined by loan originations is PIONEER, with 19 loans originated. Their average total fees are $5,161, which is $1,663 lower than the next largest lender, IDAHO CENTRAL.

The lowest fee Mountain Home lenders (with over 10 loans originated) are PIONEER ($5,161), MOVEMENT MORTGAGE, LLC ($6,729), IDAHO CENTRAL ($6,824), PREMIER MORTGAGE RESOURCES, L.L.C. ($7,768) and .

The lowest rate Mountain Home lenders (with over 10 loans originated) are PIONEER (5.60%), MOVEMENT MORTGAGE, LLC (6.37%), PREMIER MORTGAGE RESOURCES, L.L.C. (6.40%), IDAHO CENTRAL (6.73%) and .

Mountain Home, ID Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Mortgage Research Center, LLC $24,715,000 $19,630,000 -20.6% 11.7%
MOVEMENT MORTGAGE, LLC $22,085,000 $16,925,000 -23.4% 10.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $14,255,000 $12,755,000 -10.5% 7.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $840,000 $9,960,000 1,085.7% 5.9%
UNITED WHOLESALE MORTGAGE, LLC $11,085,000 $8,790,000 -20.7% 5.2%
IDAHO CENTRAL $12,125,000 $8,065,000 -33.5% 4.8%
QUICKEN LOANS, LLC $15,510,000 $7,445,000 -52.0% 4.4%
PIONEER $10,075,000 $7,220,000 -28.3% 4.3%
CROSSCOUNTRY MORTGAGE, LLC $2,805,000 $6,090,000 117.1% 3.6%
COLUMBIA COMMUNITY CREDIT UNION $4,970,000 n/a 3.0%
LOANDEPOT.COM, LLC $5,865,000 $3,870,000 -34.0% 2.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $13,065,000 $3,495,000 -73.2% 2.1%
GUILD MORTGAGE COMPANY $4,590,000 $3,285,000 -28.4% 2.0%
ACADEMY MORTGAGE CORPORATION $2,665,000 $3,070,000 15.2% 1.8%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $3,300,000 $2,350,000 -28.8% 1.4%
ORIX REAL ESTATE CAPITAL, LLC $1,895,000 n/a 1.1%
Flagstar Bank, FSB $6,095,000 $1,820,000 -70.1% 1.1%
USAA Federal Savings Bank $3,145,000 $1,805,000 -42.6% 1.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,725,000 $1,680,000 -2.6% 1.0%
Sunflower Bank $1,680,000 n/a 1.0%
First Federal Savings Bank of Twin Falls $1,900,000 $1,665,000 -12.4% 1.0%
FREEDOM MORTGAGE CORPORATION $5,940,000 $1,315,000 -77.9% 0.8%
First Interstate Bank $8,080,000 $1,300,000 -83.9% 0.8%
NEWREZ LLC $1,275,000 n/a 0.8%
NAVY FEDERAL CREDIT UNION $2,295,000 $1,230,000 -46.4% 0.7%
SUMMIT FUNDING, INC. $1,345,000 $1,210,000 -10.0% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $610,000 $1,155,000 89.3% 0.7%
MUTUAL OF OMAHA MORTGAGE, INC. $645,000 $1,155,000 79.1% 0.7%
PENNYMAC LOAN SERVICES, LLC $2,655,000 $1,025,000 -61.4% 0.6%
Wells Fargo Bank $1,675,000 $995,000 -40.6% 0.6%
Willamette Valley Bank $1,810,000 $955,000 -47.2% 0.6%
AMCAP MORTGAGE, LTD. $1,155,000 $915,000 -20.8% 0.5%
PENTAGON FEDERAL CREDIT UNION $980,000 $910,000 -7.1% 0.5%
FIRST COLONY MORTGAGE CORPORATION $385,000 $890,000 131.2% 0.5%
Zions Bank $645,000 $855,000 32.6% 0.5%
CHURCHILL MORTGAGE CORPORATION $735,000 $820,000 11.6% 0.5%
NBKC BANK $395,000 $810,000 105.1% 0.5%
VILLAGE CAPITAL MORTGAGE $345,000 $740,000 114.5% 0.4%
SECURITYNATIONAL MORTGAGE COMPANY $725,000 n/a 0.4%
GUARANTEED RATE, INC. $1,355,000 $700,000 -48.3% 0.4%
Waterstone Mortgage Corporation $1,745,000 $660,000 -62.2% 0.4%
AXIA FINANCIAL, LLC $335,000 $645,000 92.5% 0.4%
AMERISAVE MORTGAGE CORPORATION $1,205,000 $630,000 -47.7% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $955,000 $615,000 -35.6% 0.4%
JPMorgan Chase Bank $1,390,000 $610,000 -56.1% 0.4%
KeyBank $540,000 $610,000 13.0% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,565,000 $510,000 -67.4% 0.3%
AMERICA FIRST $285,000 $485,000 70.2% 0.3%
LOANPAL, LLC $405,000 $480,000 18.5% 0.3%
MOUNTAIN AMERICA $2,900,000 $475,000 -83.6% 0.3%
M&T Bank $185,000 $470,000 154.1% 0.3%
BAY EQUITY LLC $640,000 $465,000 -27.3% 0.3%
NEW DAY FINANCIAL, LLC $695,000 $465,000 -33.1% 0.3%
Century Mortgage Company DBA Century Lending Company $425,000 n/a 0.3%
FINANCE OF AMERICA REVERSE LLC $620,000 $425,000 -31.5% 0.3%
Umpqua Bank $670,000 $425,000 -36.6% 0.3%
The Central Trust Bank $415,000 n/a 0.2%
S1L, Inc. $2,495,000 $405,000 -83.8% 0.2%
BROKER SOLUTIONS, INC. $825,000 $390,000 -52.7% 0.2%
Ixonia Bank $385,000 n/a 0.2%
SOVEREIGN LENDING GROUP INCORPORATED $385,000 n/a 0.2%
Washington Trust Bank $180,000 $385,000 113.9% 0.2%
INTERCAP LENDING INC. $375,000 n/a 0.2%
BNC National Bank $375,000 $365,000 -2.7% 0.2%
MY MOVE MORTGAGE, LLC $365,000 n/a 0.2%
CALIBER HOME LOANS, INC. $20,620,000 $355,000 -98.3% 0.2%
GUARANTEED RATE AFFINITY, LLC $355,000 n/a 0.2%
Bank of England $345,000 n/a 0.2%
Discover Bank $85,000 $310,000 264.7% 0.2%
HOMEXPRESS MORTGAGE CORP. $305,000 n/a 0.2%
Plains Commerce Bank $305,000 n/a 0.2%
SIRVA MORTGAGE, INC. $305,000 $305,000 0.0% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $290,000 n/a 0.2%
Ally Bank $285,000 n/a 0.2%
American Mortgage & Equity Consultants, Inc. $285,000 n/a 0.2%
Boeing Employees Credit Union $275,000 n/a 0.2%
VERITAS FUNDING, LLC $540,000 $265,000 -50.9% 0.2%
CALCON MUTUAL MORTGAGE LLC $255,000 n/a 0.2%
Carrington Mortgage Services, LLC $360,000 $255,000 -29.2% 0.2%
CHERRY CREEK MORTGAGE, LLC $255,000 n/a 0.2%
Cornerstone First Mortgage, Inc $255,000 n/a 0.2%
AUGUSTA FINANCIAL, INC. $235,000 n/a 0.1%
Franklin Loan Corporation $225,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $215,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $215,000 n/a 0.1%
HORIZON $235,000 $210,000 -10.6% 0.1%
Commerce Home Mortgage, Inc. $205,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,080,000 $205,000 -81.0% 0.1%
LENDSURE MORTGAGE CORP. $175,000 $205,000 17.1% 0.1%
Gateway First Bank $405,000 $185,000 -54.3% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $185,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $945,000 $175,000 -81.5% 0.1%
UNION HOME MORTGAGE CORP. $255,000 $165,000 -35.3% 0.1%
Bank of America $140,000 $155,000 10.7% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $155,000 n/a 0.1%
U.S. Bank $3,505,000 $155,000 -95.6% 0.1%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $105,000 $150,000 42.9% 0.1%
PHH Mortgage Corporation $145,000 n/a 0.1%
PNC Bank $105,000 $125,000 19.0% 0.1%
21ST MORTGAGE CORPORATION $145,000 $120,000 -17.2% 0.1%
FARMERS BANK $105,000 $110,000 4.8% 0.1%
CONNECTIONS $75,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $75,000 n/a 0.0%
WESTMARK Credit Union $55,000 n/a 0.0%
Service Federal Credit Union $45,000 n/a 0.0%
D. L. Evans Bank $1,800,000 $35,000 -98.1% 0.0%
EAST IDAHO Credit Union $25,000 n/a 0.0%
Figure Lending LLC $25,000 n/a 0.0%
Washington Federal Bank $690,000 $25,000 -96.4% 0.0%

Mountain Home's top lender by overall market share is Mortgage Research Center, LLC, with 11.7% market share. In second place, with 10.1%, is MOVEMENT MORTGAGE, LLC, having originated $16,925,000 in loans. In third place, with 7.6%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $12,755,000 in loans. In fourth place, with 5.9%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $9,960,000 in loans. In fifth place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $8,790,000 in loans.


Mountain Home Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Mountain Home (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $173,675 (10.8%) $295,212 (57.2%) 0.00 83
2018-02-01 $173,075 (11.0%) $282,915 (52.6%) 0.00 81
2018-03-01 $183,900 (9.2%) $299,660 (50.6%) 0.00 78
2018-04-01 $200,000 (11.2%) $315,229 (50.8%) 0.00 75
2018-05-01 $208,175 (10.7%) $321,380 (19.5%) 0.00 84
2018-06-01 $215,000 (13.3%) $313,520 (15.4%) 0.00 103
2018-07-01 $213,750 (13.1%) $313,450 (16.5%) 0.00 108
2018-08-01 $212,450 (12.4%) $320,502 (17.3%) 0.00 115
2018-09-01 $200,000 (14.4%) $309,942 (20.1%) 0.00 114
2018-10-01 $208,000 (23.6%) $285,449 (13.8%) 0.00 114
2018-11-01 $204,425 (21.4%) $259,935 (2.9%) 0.00 100
2018-12-01 $222,620 (27.2%) $258,147 (-2.9%) 0.00 72
2019-01-01 $220,000 (26.7%) $260,647 (-11.7%) 0.00 59
2019-02-01 $220,000 (27.1%) $264,142 (-6.6%) 0.00 53
2019-03-01 $233,783 (27.1%) $269,746 (-10.0%) 0.00 48
2019-04-01 $230,473 (15.2%) $268,607 (-14.8%) 0.00 50
2019-05-01 $225,000 (8.1%) $260,273 (-19.0%) 0.00 78
2019-06-01 $240,303 (11.8%) $330,754 (5.5%) 0.00 83
2019-07-01 $240,978 (12.7%) $336,745 (7.4%) 0.00 91
2019-08-01 $237,535 (11.8%) $330,453 (3.1%) 0.00 92
2019-09-01 $238,354 (19.2%) $323,992 (4.5%) 0.00 96
2019-10-01 $239,445 (15.1%) $319,684 (12.0%) 0.00 97
2019-11-01 $246,900 (20.8%) $299,979 (15.4%) 0.00 89
2019-12-01 $249,900 (12.3%) $274,462 (6.3%) 0.00 82
2020-01-01 $255,805 (16.3%) $296,483 (13.8%) 0.00 74
2020-02-01 $262,892 (19.5%) $306,619 (16.1%) 0.00 64
2020-03-01 $271,760 (16.2%) $310,843 (15.2%) 0.00 63
2020-04-01 $276,270 (19.9%) $331,387 (23.4%) 0.00 69
2020-05-01 $279,990 (24.4%) $338,546 (30.1%) 0.00 55
2020-06-01 $279,923 (16.5%) $359,552 (8.7%) 0.00 33
2020-07-01 $278,898 (15.7%) $343,005 (1.9%) 0.00 28
2020-08-01 $285,000 (20.0%) $334,617 (1.3%) 0.00 25
2020-09-01 $266,250 (11.7%) $320,656 (-1.0%) 0.00 24
2020-10-01 $270,000 (12.8%) $318,200 (-0.5%) 0.00 19
2020-11-01 $326,475 (32.2%) $337,147 (12.4%) 0.00 18
2020-12-01 $325,375 (30.2%) $352,115 (28.3%) 0.00 23
2021-01-01 $345,000 (34.9%) $359,084 (21.1%) 0.00 21
2021-02-01 $345,000 (31.2%) $364,068 (18.7%) 0.00 21
2021-03-01 $393,822 (44.9%) $368,056 (18.4%) 0.00 17
2021-04-01 $399,900 (44.8%) $390,600 (17.9%) 0.00 16
2021-05-01 $370,000 (32.2%) $472,934 (39.7%) 0.00 21
2021-06-01 $388,220 (38.7%) $460,992 (28.2%) 0.00 29
2021-07-01 $407,990 (46.3%) $437,440 (27.5%) 0.00 63
2021-08-01 $397,468 (39.5%) $459,689 (37.4%) 0.00 69
2021-09-01 $368,750 (38.5%) $417,315 (30.1%) 0.00 82
2021-10-01 $349,995 (29.6%) $414,724 (30.3%) 0.00 84
2021-11-01 $357,973 (9.7%) $385,586 (14.4%) 0.00 62
2021-12-01 $345,948 (6.3%) $376,074 (6.8%) 0.00 43
2022-01-01 $384,900 (11.6%) $408,276 (13.7%) 0.00 25
2022-02-01 $376,250 (9.1%) $401,312 (10.2%) 0.00 21
2022-03-01 $410,000 (4.1%) $431,507 (17.2%) 0.00 27
2022-04-01 $424,900 (6.3%) $424,413 (8.7%) 0.00 34
2022-05-01 $413,900 (11.9%) $462,084 (-2.3%) 0.00 48
2022-06-01 $397,500 (2.4%) $479,778 (4.1%) 0.00 54
2022-07-01 $374,900 (-8.1%) $434,005 (-0.8%) 0.00 69
2022-08-01 $367,425 (-7.6%) $410,021 (-10.8%) 0.00 85
2022-09-01 $349,975 (-5.1%) $410,139 (-1.7%) 0.00 82
2022-10-01 $374,900 (7.1%) $441,804 (6.5%) 0.00 79
2022-11-01 $364,250 (1.8%) $413,633 (7.3%) 0.00 86
2022-12-01 $365,000 (5.5%) $438,984 (16.7%) 0.00 74
2023-01-01 $367,450 (-4.5%) $440,394 (7.9%) 0.00 60
2023-02-01 $374,450 (-0.5%) $404,121 (0.7%) 0.00 57
2023-03-01 $370,000 (-9.8%) $416,448 (-3.5%) 0.00 57
2023-04-01 $375,000 (-11.7%) $421,264 (-0.7%) 0.00 56
2023-05-01 $387,490 (-6.4%) $437,022 (-5.4%) 0.00 64
2023-06-01 $388,095 (-2.4%) $435,626 (-9.2%) 0.00 63
2023-07-01 $395,445 (5.5%) $444,818 (2.5%) 0.00 62
2023-08-01 $383,470 (4.4%) $456,627 (11.4%) 0.00 72
2023-09-01 $365,000 (4.3%) $437,896 (6.8%) 0.00 85
2023-10-01 $393,718 (5.0%) $444,348 (0.6%) 0.00 81
2023-11-01 $348,675 (-4.3%) $426,794 (3.2%) 0.00 71
2023-12-01 $357,450 (-2.1%) $416,461 (-5.1%) 0.00 62
2024-01-01 $359,998 (-2.0%) $405,088 (-8.0%) 0.00 51
2024-02-01 $376,223 (0.5%) $432,556 (7.0%) 0.00 39
2024-03-01 $397,495 (7.4%) $426,813 (2.5%) 0.00 39
2024-04-01 $400,550 (6.8%) $464,274 (10.2%) 0.00 50
2024-05-01 $417,925 (7.9%) $555,650 (27.1%) 0.00 65
Mountain Home's median listing price for 2024-05-01 was $417,925, a difference of $30,435 (7.9%) versus the prior year and $17,375 versus the prior month.

Mountain Home's median listing price comes in at 0% of the national average.

Mountain Home's average listing price for 2024-05-01 was $555,650, a difference of $118,628 (27.1%) versus the prior year and $91,376 versus the prior month.

For the 2024-05-01 period, Mountain Home had 65 MLS listings, a difference of 15 listings (30%) versus the prior month and 1 listings (2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Mountain Home (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,767 sqft
2018-02-01 0 days 1,678 sqft
2018-03-01 0 days 1,722 sqft
2018-04-01 0 days 1,844 sqft
2018-05-01 0 days 1,872 sqft
2018-06-01 0 days 1,873 sqft
2018-07-01 0 days 1,850 sqft
2018-08-01 0 days 1,851 sqft
2018-09-01 0 days 1,810 sqft
2018-10-01 0 days 1,826 sqft
2018-11-01 0 days 1,816 sqft
2018-12-01 0 days 1,800 sqft
2019-01-01 0 days 1,818 sqft
2019-02-01 0 days 1,809 sqft
2019-03-01 0 days 1,830 sqft
2019-04-01 0 days 1,808 sqft
2019-05-01 0 days 1,861 sqft
2019-06-01 0 days 1,856 sqft
2019-07-01 0 days 1,835 sqft
2019-08-01 0 days 1,764 sqft
2019-09-01 0 days 1,749 sqft
2019-10-01 0 days 1,730 sqft
2019-11-01 0 days 1,748 sqft
2019-12-01 0 days 1,722 sqft
2020-01-01 0 days 1,699 sqft
2020-02-01 0 days 1,707 sqft
2020-03-01 0 days 1,780 sqft
2020-04-01 0 days 1,829 sqft
2020-05-01 0 days 1,943 sqft
2020-06-01 0 days 1,960 sqft
2020-07-01 0 days 1,897 sqft
2020-08-01 0 days 1,873 sqft
2020-09-01 0 days 1,866 sqft
2020-10-01 0 days 1,826 sqft
2020-11-01 0 days 1,914 sqft
2020-12-01 0 days 1,931 sqft
2021-01-01 0 days 1,892 sqft
2021-02-01 0 days 1,944 sqft
2021-03-01 0 days 1,892 sqft
2021-04-01 0 days 1,857 sqft
2021-05-01 0 days 1,829 sqft
2021-06-01 0 days 1,707 sqft
2021-07-01 0 days 1,850 sqft
2021-08-01 0 days 1,808 sqft
2021-09-01 0 days 1,761 sqft
2021-10-01 0 days 1,693 sqft
2021-11-01 0 days 1,736 sqft
2021-12-01 0 days 1,741 sqft
2022-01-01 0 days 1,830 sqft
2022-02-01 0 days 1,897 sqft
2022-03-01 0 days 1,896 sqft
2022-04-01 0 days 1,836 sqft
2022-05-01 0 days 1,854 sqft
2022-06-01 0 days 1,853 sqft
2022-07-01 0 days 1,824 sqft
2022-08-01 0 days 1,760 sqft
2022-09-01 0 days 1,651 sqft
2022-10-01 0 days 1,704 sqft
2022-11-01 0 days 1,751 sqft
2022-12-01 0 days 1,815 sqft
2023-01-01 0 days 1,884 sqft
2023-02-01 0 days 1,847 sqft
2023-03-01 0 days 1,743 sqft
2023-04-01 0 days 1,744 sqft
2023-05-01 0 days 1,840 sqft
2023-06-01 0 days 1,851 sqft
2023-07-01 0 days 1,755 sqft
2023-08-01 0 days 1,722 sqft
2023-09-01 0 days 1,713 sqft
2023-10-01 0 days 1,740 sqft
2023-11-01 0 days 1,664 sqft
2023-12-01 0 days 1,814 sqft
2024-01-01 0 days 1,661 sqft
2024-02-01 0 days 1,876 sqft
2024-03-01 0 days 2,006 sqft
2024-04-01 0 days 2,074 sqft
2024-05-01 0 days 2,074 sqft
Mountain Home's median listing age (time on market) for 2024-05-01 was 0 days.

Mountain Home's median square footage for active listings during the 2024-05-01 period was 2,074 sqft. One year prior, the average listing was 1,840 sqft.

Mountain Home, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 413 $124,785,000 $302,143
Cash Out Refi 134 $28,490,000 $212,612
Home Improvement 68 $6,190,000 $91,029
Other 45 $3,035,000 $67,444
Refi 22 $5,830,000 $265,000

Mountain Home's most frequently cited loan purpose was Home Purchase, with 413 originations. The 2nd most popular reason was Cash Out Refi, with 134 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 246 $71,610,000 $291,098
5-6% 154 $47,430,000 $307,987
Over 8% 152 $11,850,000 $77,961
7-8% 104 $27,710,000 $266,442
4-5% 15 $4,685,000 $312,333
3-4% 7 $2,015,000 $287,857
2.5-3% 2 $730,000 $365,000
<2.5% 2 $2,300,000 $1,150,000

During 2023, Mountain Home's most frequently originated rate bucket was 6-7%, with 246 originations.

Loan Sizing (Mountain Home, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 366 $111,310,000 $304,126
$100,000 or less 151 $6,615,000 $43,808
$100k-200k 101 $14,855,000 $147,079
$400k-600k 59 $26,845,000 $455,000
$600k-1000k 3 $2,155,000 $718,333
$Over $1MM 2 $6,550,000 $3,275,000

Mountain Home's loan sizing saw the bucket of loans from $200k-400k with 366 originations, totaling $111,310,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 276 $91,360,000 $331,014
Under 20% 124 $4,850,000 $39,113
60-80% 101 $29,865,000 $295,693
Over 100% 67 $25,065,000 $374,104
20-40% 58 $6,560,000 $113,103
40-60% 54 $9,870,000 $182,778

Mountain Home's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 276 originations, totaling $91,360,000 in origination value.