KENNEWICK - RICHLAND Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kennewick - Richland averaged 5.66% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.71% and one month ago for the week of 2022-04-14, the average rate was 5.11%.

Kennewick - Richland's average rate one year ago was 3.07%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.35%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Kennewick - Richland 30 Year Fixed Rate 2022-05-19 5.66%
Kennewick - Richland 30 Year Fixed Rate Refi 2022-05-19 5.35%
Kennewick - Richland 15 Year Fixed Rate 2022-05-19 4.84%
Kennewick - Richland 15 Year Fixed Rate Refi 2022-05-19 4.46%
Kennewick - Richland 30 Year FHA 2022-05-19 5.29%
Kennewick - Richland 30 Year FHA Refi 2022-05-19 5.45%
Kennewick - Richland 30 Year USDA 2022-05-19 5.22%
Kennewick - Richland 30 Year USDA Refi 2022-05-19 4.26%
Kennewick - Richland 30 Year VA 2022-05-19 5.08%
Kennewick - Richland 30 Year VA Refi 2022-05-19 4.89%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within KENNEWICK-RICHLAND, WA.

KENNEWICK - RICHLAND Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the KENNEWICK-RICHLAND, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 619 3.05% $5,336
GESA 617 3.09% $5,410
HOMEBRIDGE FINANCIAL SERVICES, INC. 613 3.16% $5,176
UNITED WHOLESALE MORTGAGE, LLC 394 2.93% $4,236
1st Security Bank of Washington 387 3.19% $4,953
Umpqua Bank 345 3.11% $5,386
Flagstar Bank, FSB 329 3.14% $4,526
SUMMIT FUNDING, INC. 277 3.27% $5,306
ENVOY MORTGAGE, LTD 263 3.15% $5,468
CALIBER HOME LOANS, INC. 257 3.13% $3,867
PRIMELENDING, A PLAINSCAPITAL COMPANY 254 3.29% $5,046
FINANCE OF AMERICA MORTGAGE LLC 253 3.15% $4,751
HAPO COMMUNITY CREDIT UNION 238 3.31% $4,050
JPMorgan Chase Bank 160 3.05% $2,708
CHURCHILL MORTGAGE CORPORATION 158 3.39% $4,638
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 145 3.30% $6,221
LOANDEPOT.COM, LLC 143 2.98% $4,522
Wells Fargo Bank 130 3.20% $3,259
AMERISAVE MORTGAGE CORPORATION 115 2.91% $4,516
AMERICAN PACIFIC MORTGAGE CORPORATION 108 3.16% $5,032
SPOKANE TEACHERS 104 3.03% $4,930
NUMERICA CREDIT UNION 96 3.26% $4,789
BETTER MORTGAGE CORPORATION 95 2.83% $3,306
Yakima Federal Savings and Loan Association 87 3.10% $4,605
PENNYMAC LOAN SERVICES, LLC 86 2.99% $4,604
Banner Bank 85 3.21% $3,776
CHERRY CREEK MORTGAGE, LLC 80 3.15% $4,736
LPMC, LLC 78 3.18% $4,095
GUILD MORTGAGE COMPANY 75 3.22% $4,723
ACADEMY MORTGAGE CORPORATION 70 3.13% $4,759
CMG MORTGAGE, INC. 67 3.02% $4,725
HOMESIDE FINANCIAL, LLC 63 3.27% $4,738
Mr. Cooper ( Nationstar Mortgage ) 60 3.27% $6,196
NEWREZ LLC 58 3.22% $3,839
U.S. Bank 53 3.01% $3,271
BROKER SOLUTIONS, INC. 51 3.19% $3,903
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 47 3.25% $4,653
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 46 3.06% $3,201
Bank of America 46 3.00% $3,216
KeyBank 40 3.03% $2,881
HomeStreet Bank 38 3.18% $5,112
MUTUAL OF OMAHA MORTGAGE, INC. 38 3.06% $2,751
HOME POINT FINANCIAL CORPORATION 37 2.95% $3,833
Victorian Finance, LLC 34 2.96% $3,811
PREMIER LENDING, INC. 34 3.35% $5,194
LAND HOME FINANCIAL SERVICES, INC. 31 3.28% $5,037
DIRECTORS MORTGAGE, INC. 30 3.20% $4,803
AMERICAN FINANCING CORPORATION 29 3.01% $4,328
PROVIDENT FUNDING ASSOCIATES, L.P. 28 2.75% $2,952
Boeing Employees Credit Union 22 2.98% $2,921
AMERICAN FINANCIAL NETWORK, INC. 22 3.22% $9,453
MOVEMENT MORTGAGE, LLC 22 3.41% $4,307
North American Savings Bank, F.S.B. 21 2.81% $2,081
NBKC BANK 21 2.93% $2,191
FREEDOM MORTGAGE CORPORATION 19 3.22% $3,376
Washington Trust Bank 19 3.11% $3,252
First Guaranty Mortgage Corporation 18 3.30% $3,929
NAVY FEDERAL CREDIT UNION 17 3.24% $4,597
S1L, Inc. 16 3.32% $4,116
CANOPY MORTGAGE, LLC 16 2.87% $2,775
Strong Home Mortgage, LLC 15 3.03% $1,879
Wyndham Capital Mortgage, Inc. 15 2.82% $2,823
GENEVA FINANCIAL, LLC 15 3.42% $7,783
LAKEVIEW LOAN SERVICING, LLC 15 3.48% $2,604
Wheatland Bank 14 3.07% $3,871
CELEBRITY HOME LOANS, LLC 13 3.37% $5,137
Solarity Credit Union 13 3.07% $6,630
ZILLOW HOME LOANS, LLC 12 3.08% $3,795
STEARNS LENDING, LLC 11 3.02% $4,348
Carrington Mortgage Services, LLC 11 3.57% $5,638
Columbia State Bank 11 3.03% $3,387
WASHINGTON STATE EMPLOYEES Credit Union 11 3.10% $2,963
SWBC MORTGAGE CORPORATION 11 3.30% $4,212
First National Bank of America 10 7.06% $9,744
LADERA LENDING, INC. 10 3.19% $3,279
CROSSCOUNTRY MORTGAGE, LLC 9 3.00% $3,932
Paramount Residential Mortgage Group, Inc. 9 3.08% $5,720
Sierra Pacific Mortgage Company, Inc. 9 3.13% $5,803
GUARANTEED RATE, INC. 9 3.17% $3,593
FirstBank 9 2.92% $1,819
BAY EQUITY LLC 9 3.28% $5,222
First Home Bank 8 3.08% $5,862
CORNERSTONE HOME LENDING, INC. 8 3.14% $6,803
NETWORK CAPITAL FUNDING CORPORATION 8 3.48% $5,745
PHH Mortgage Corporation 7 3.32% $5,760
PREMIER MORTGAGE RESOURCES, L.L.C. 7 3.36% $5,829
ON Q FINANCIAL, INC. 7 3.00% $4,743
Ally Bank 7 3.07% $2,657
SOFI LENDING CORP. 7 3.02% $3,466
LEADERONE FINANCIAL CORPORATION 6 3.43% $3,833
The Federal Savings Bank 6 3.08% $7,334
Mortgage Research Center, LLC 6 2.98% $5,104
Watermark Capital, Inc. 6 2.83% $3,117
SOVEREIGN LENDING GROUP INCORPORATED 6 3.14% $6,595
Hometown Lenders, Inc. 6 3.10% $6,150
KELLER MORTGAGE, LLC 6 3.06% $2,007
Citadel Servicing Corporation 6 4.94% $10,154
Third Federal Savings and Loan Association of Cleveland 5 2.85% $1,313
Bank of the West 5 3.35% $4,841
Greenbox Loans, Inc. 5 5.90% $11,673
InterContinental Capital Group, Inc 5 3.00% $2,706
LENDUS, LLC 5 3.27% $7,078
Northwest Farm Credit Services, FLCA 5 3.25% $10,447
PNC Bank 5 3.05% $3,325
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 3.20% $5,105
ROYAL UNITED MORTGAGE LLC 5 3.25% $8,333
SIRVA MORTGAGE, INC. 5 3.13% $1,053
Summit Mortgage Corporation 5 3.38% $5,212
Willamette Valley Bank 5 3.25% $3,348
USAA Federal Savings Bank 4 2.91% $5,442
Sunflower Bank 4 2.99% $3,750
SPRING EQ, LLC 4 2.94% $1,578
MORTGAGE MASTER SERVICE CORPORATION 4 3.50% $5,744
PLANET HOME LENDING, LLC 4 3.28% $2,023
Loan Simple, Inc. 4 3.47% $5,610
NFM, INC. 4 2.97% $5,253
PENTAGON FEDERAL CREDIT UNION 4 2.91% $2,234
MANN FINANCIAL INC. 4 3.28% $6,116
Bank of England 3 2.92% $3,431
AmeriHome Mortgage Company, LLC 3 3.42% $4,487
SAMMAMISH MORTGAGE COMPANY 3 3.37% $7,646
MICHIGAN MUTUAL, INC. 3 2.88% $3,902
Lakeview Community Capital, LLC 3 3.79% $4,786
Citibank 3 2.92% $3,234
FBC MORTGAGE, LLC 3 3.12% $2,075
PENRITH HOME LOANS LLC 3 2.92% $4,849
LIBERTY HOME MORTGAGE CORPORATION 3 3.16% $5,034
PACIFIC RESIDENTIAL MORTGAGE, LLC 3 3.41% $3,092
Northpointe Bank 3 2.88% $4,269
First Savings Bank 3 3.04% $8,262
Zions Bancorporation, N.A. 3 2.75% $3,365
Nations Lending Corporation 3 3.04% $8,043
MUFG Union Bank 3 3.00% $3,840
Morgan Stanley Private Bank 3 4.27% $3,243
MOUNTAIN AMERICA 3 3.38% $7,756
EMBRACE HOME LOANS, INC. 3 3.04% $2,131
IMPAC MORTGAGE CORP. 3 2.99% $1,671
SUMMIT MORTGAGE CORPORATION 3 3.04% $5,305
AMERICAN INTERNET MORTGAGE, INC. 3 2.67% $3,043
Texana Bank 2 2.81% $5,987
First Mortgage Solutions, LLC 2 2.75% $3,346
HORIZON 2 3.63% $4,666
First Federal Bank of Kansas City 2 2.88% $2,624
First Federal Bank 2 2.88% $6,386
LENOX FINANCIAL MORTGAGE CORPORATION 2 2.94% $2,379
EMM LOANS LLC 2 3.06% $10,676
NexBank 2 3.13% $6,266
NEXERA HOLDING LLC 2 3.00% $2,242
DAS Acquisition Company, LLC 2 2.81% $3,188
WESTWOOD MORTGAGE, INC. 2 3.31% $3,942
CRESCENT MORTGAGE COMPANY 2 2.94% $5,333
OnPoint Community Credit Union 2 3.06% $3,891
COLUMBIA COMMUNITY CREDIT UNION 2 3.19% $3,102
Peoples Bank 2 3.25% $3,847
AMCAP MORTGAGE, LTD. 2 3.00% $3,408
PREMIA MORTGAGE, LLC 2 2.56% $0
PRIORITY HOME LENDING, LLC 2 3.31% $5,897
Qualstar Credit Union 2 3.31% $2,690
BNC National Bank 2 2.81% $2,967
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 3.19% $9,198
RESIDENTIAL BANCORP. 2 3.25% $4,866
Alaska USA Mortgage Company LLC 2 3.00% $2,858
SOUND 2 2.81% $3,566
Baxter Credit Union 2 3.63% $2,554
Bank of the Pacific 2 2.94% $3,317
Alaska USA Federal Credit Union 2 3.00% $2,858
SUN WEST MORTGAGE COMPANY, INC. 2 3.00% $3,677
FIRST TECHNOLOGY 2 2.75% $4,179
THRIVE MORTGAGE, LLC 2 3.06% $4,212
TRISTAR FINANCE, INC. 2 2.69% $6,836
Unitus Community Credit Union 2 3.19% $3,008
Amerifirst Financial, Inc. 2 3.50% $4,311
Glacier Bank 2 3.06% $8,046
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 2.75% $2,821
AMERICAN ADVISORS GROUP 1 2.75% $5,435
LENDERFI, INC. 1 2.88% $993
United Nations Federal Credit Union 1 3.00% $3,630
Citizens Bank 1 2.75% $3,284
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.50% $3,448
ARC HOME LLC 1 4.20% $10,020
Franklin Loan Corporation 1 3.25% $2,839
Fidelity Bank 1 3.00% $3,051
Charles Schwab Bank, SSB 1 3.63% $6,579
Financial Funding Solutions, Inc. 1 3.25% $1,231
Cf Bank 1 2.50% $2,196
Hometown Equity Mortgage, LLC 1 2.63% $6,572
BOKF 1 3.50% $2,495
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.25% $23,008
First Interstate Bank 1 3.00% $3,474
RANLIFE, INC. 1 2.99% $3,514
V.I.P. MORTGAGE, INC. 1 3.88% $3,694
Wallick & Volk, Inc. 1 3.13% $6,743
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.38% $1,292
ALLIANT CREDIT UNION 1 2.88% $2,905
RUOFF MORTGAGE COMPANY, INC. 1 3.13% $2,940
BLACK HILLS FEDERAL CREDIT UNION 1 3.38% $5,764
Kwik Mortgage Corporation 1 2.75% $1,109
BKCO MORTGAGE, LLC 1 3.13% $2,079
Washington Federal Bank 1 3.25% $3,901
BEST FINANCE CAPITAL, INC. 1 3.63% $7,249
BEST CAPITAL FUNDING 1 2.88% $3,324
First Western Trust Bank 1 2.63% $3,911
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.63% $7,177
Barrington Bank & Trust Company, N.A. 1 3.00% $3,119
First Horizon Bank 1 3.00% $3,250
GLOBAL 1 3.38% $1,798
Stifel Bank and Trust 1 2.63% $2,874
IVY MORTGAGE, INC. 1 3.63% $3,166
Axos Bank 1 3.25% $1,152
Goldwater Bank, N.A. 1 3.13% $5,954
INTELLILOAN, INC. 1 2.88% $3,126
First Internet Bank of Indiana 1 2.75% $3,455
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.99% $2,829
AXIA FINANCIAL, LLC 1 3.00% $2,623
GSF Mortgage Corporation 1 3.38% $2,547
Austin Capital Bank SSB 1 3.30% $4,102
The Loan Store, Inc. 1 2.75% $2,381
ATHAS CAPITAL GROUP, INC. 1 4.00% $8,011
GUARANTEED RATE AFFINITY, LLC 1 2.50% $545
TIAA, FSB 1 3.13% $4,845
Timberland Bank 1 2.88% $4,531
TJC Mortgage, Inc. 1 2.63% $2,897
Mortgage Bank of California 1 5.00% $12,561
MORIA DEVELOPMENT, INC. 1 4.38% $7,508
East West Bank 1 4.00% $2,066
DIRECT MORTGAGE, CORP. 1 3.25% $1,375
ML Mortgage Corp. 1 3.00% $4,985
DIGITAL Federal Credit Union 1 3.00% $8,364
MID AMERICA MORTGAGE, INC. 1 3.88% $1,784
NATIONS RELIABLE LENDING, LLC 1 3.13% $5,597
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.50% $5,864
Deseret First Credit Union 1 2.75% $5,841
DELMAR FINANCIAL COMPANY 1 3.13% $6,232
Network Funding, L.P. 1 3.25% $2,316
DEEPHAVEN MORTGAGE LLC 1 5.50% $4,683
TOP FLITE FINANCIAL, INC. 1 2.88% $10,737
Toyota Financial Savings Bank 1 3.50% $4,089
LOANSNAP, INC. 1 3.13% $94
Gateway First Bank 1 2.88% $2,638
LOANLEADERS OF AMERICA, INC. 1 3.00% $8,664
UBS Bank USA 1 3.00% $3,560
NP, Inc. 1 3.00% $6,579
UIF CORPORATION 1 3.38% $3,299
Arvest Bank 1 2.88% $4,417
Community First National Bank 1 3.12% $2,266
EVERETT FINANCIAL, INC. 1 3.75% $2,307
Paramount Bank 1 2.88% $3,036
UNION HOME MORTGAGE CORP. 1 3.25% $3,324
PARKSIDE LENDING, LLC 1 3.25% $3,488

KENNEWICK-RICHLAND, WA's 249 lenders originated 17,048 loans during 2021. The total origination value was $4,734,800,000, with an average loan value of $277,733.

The top KENNEWICK - RICHLAND lender as defined by loan originations is QUICKEN LOANS, LLC, with 619 loans originated. Their average total fees are $5,336, which is $74 lower than the next largest lender, GESA.

The lowest fee KENNEWICK - RICHLAND lenders (with over 10 loans originated) are Strong Home Mortgage, LLC ($1,879), North American Savings Bank, F.S.B. ($2,081), NBKC BANK ($2,191), LAKEVIEW LOAN SERVICING, LLC ($2,604) and JPMorgan Chase Bank ($2,708).

The lowest rate KENNEWICK - RICHLAND lenders (with over 10 loans originated) are PROVIDENT FUNDING ASSOCIATES, L.P. (2.75%), North American Savings Bank, F.S.B. (2.81%), Wyndham Capital Mortgage, Inc. (2.82%), BETTER MORTGAGE CORPORATION (2.83%) and CANOPY MORTGAGE, LLC (2.87%).

KENNEWICK-RICHLAND, WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
HOMEBRIDGE FINANCIAL SERVICES, INC. $304,435,000 $354,390,000 16.4% 7.5%
QUICKEN LOANS, LLC $301,590,000 $305,520,000 1.3% 6.5%
GESA $315,605,000 $263,920,000 -16.4% 5.6%
Umpqua Bank $263,080,000 $252,300,000 -4.1% 5.3%
UNITED WHOLESALE MORTGAGE, LLC $137,025,000 $194,180,000 41.7% 4.1%
1st Security Bank of Washington $218,060,000 $187,790,000 -13.9% 4.0%
SUMMIT FUNDING, INC. $148,050,000 $166,610,000 12.5% 3.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $163,700,000 $143,195,000 -12.5% 3.0%
Flagstar Bank, FSB $118,545,000 $136,585,000 15.2% 2.9%
ENVOY MORTGAGE, LTD $149,465,000 $130,650,000 -12.6% 2.8%
CALIBER HOME LOANS, INC. $145,110,000 $116,095,000 -20.0% 2.5%
FINANCE OF AMERICA MORTGAGE LLC $124,800,000 $105,690,000 -15.3% 2.2%
HAPO COMMUNITY CREDIT UNION $96,560,000 $102,610,000 6.3% 2.2%
CHURCHILL MORTGAGE CORPORATION $89,735,000 $97,070,000 8.2% 2.1%
FREEDOM MORTGAGE CORPORATION $94,065,000 $91,075,000 -3.2% 1.9%
NUMERICA CREDIT UNION $72,810,000 $80,515,000 10.6% 1.7%
LOANDEPOT.COM, LLC $56,295,000 $73,930,000 31.3% 1.6%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $80,295,000 $73,490,000 -8.5% 1.6%
SPOKANE TEACHERS $55,885,000 $64,220,000 14.9% 1.4%
PENNYMAC LOAN SERVICES, LLC $36,670,000 $64,135,000 74.9% 1.4%
Wells Fargo Bank $92,895,000 $64,090,000 -31.0% 1.4%
JPMorgan Chase Bank $40,935,000 $62,860,000 53.6% 1.3%
KeyBank $26,845,000 $60,715,000 126.2% 1.3%
Yakima Federal Savings and Loan Association $50,985,000 $59,735,000 17.2% 1.3%
Banner Bank $63,445,000 $57,230,000 -9.8% 1.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $45,900,000 $54,200,000 18.1% 1.1%
BETTER MORTGAGE CORPORATION $26,940,000 $52,515,000 94.9% 1.1%
CHERRY CREEK MORTGAGE, LLC $61,345,000 $42,505,000 -30.7% 0.9%
AMERISAVE MORTGAGE CORPORATION $28,630,000 $42,320,000 47.8% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $38,250,000 $42,020,000 9.9% 0.9%
Citibank $210,000 $39,710,000 18,809.5% 0.8%
U.S. Bank $48,925,000 $38,095,000 -22.1% 0.8%
GUILD MORTGAGE COMPANY $50,695,000 $35,765,000 -29.5% 0.8%
CMG MORTGAGE, INC. $7,990,000 $35,290,000 341.7% 0.7%
ACADEMY MORTGAGE CORPORATION $23,280,000 $33,545,000 44.1% 0.7%
NEWREZ LLC $26,070,000 $31,570,000 21.1% 0.7%
HOMESIDE FINANCIAL, LLC $3,535,000 $29,685,000 739.7% 0.6%
LPMC, LLC $35,925,000 $27,920,000 -22.3% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $34,280,000 $27,320,000 -20.3% 0.6%
Bank of America $25,985,000 $26,775,000 3.0% 0.6%
HOME POINT FINANCIAL CORPORATION $19,290,000 $26,050,000 35.0% 0.6%
Mortgage Research Center, LLC $23,725,000 $26,000,000 9.6% 0.5%
Community First Bank $22,760,000 $25,740,000 13.1% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $14,100,000 $24,620,000 74.6% 0.5%
BROKER SOLUTIONS, INC. $20,575,000 $23,135,000 12.4% 0.5%
LAKEVIEW LOAN SERVICING, LLC $13,850,000 $21,825,000 57.6% 0.5%
HomeStreet Bank $13,565,000 $20,800,000 53.3% 0.4%
NAVY FEDERAL CREDIT UNION $16,320,000 $19,375,000 18.7% 0.4%
First Federal Savings and Loan Association of Port Angeles $17,020,000 n/a 0.4%
WALKER & DUNLOP, LLC $3,735,000 $16,100,000 331.1% 0.3%
Boeing Employees Credit Union $9,020,000 $15,930,000 76.6% 0.3%
DIRECTORS MORTGAGE, INC. $8,180,000 $15,915,000 94.6% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $14,590,000 $14,950,000 2.5% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $17,700,000 $14,535,000 -17.9% 0.3%
PREMIER LENDING, INC. $14,280,000 n/a 0.3%
Merchants Bank of Indiana $530,000 $14,005,000 2,542.5% 0.3%
Washington Trust Bank $15,925,000 $13,520,000 -15.1% 0.3%
LAND HOME FINANCIAL SERVICES, INC. $5,315,000 $12,335,000 132.1% 0.3%
AMERICAN FINANCING CORPORATION $7,380,000 $12,310,000 66.8% 0.3%
USAA Federal Savings Bank $20,985,000 $12,305,000 -41.4% 0.3%
The Federal Savings Bank $22,250,000 $11,650,000 -47.6% 0.2%
MOVEMENT MORTGAGE, LLC $3,855,000 $11,105,000 188.1% 0.2%
Victorian Finance, LLC $3,860,000 $10,705,000 177.3% 0.2%
NBKC BANK $10,585,000 $10,520,000 -0.6% 0.2%
GREYSTONE SERVICING COMPANY LLC $24,665,000 $10,505,000 -57.4% 0.2%
North American Savings Bank, F.S.B. $5,000,000 $10,240,000 104.8% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $6,355,000 $9,815,000 54.4% 0.2%
First Guaranty Mortgage Corporation $4,185,000 $8,950,000 113.9% 0.2%
NEW DAY FINANCIAL, LLC $5,990,000 $8,800,000 46.9% 0.2%
Carrington Mortgage Services, LLC $8,190,000 $8,745,000 6.8% 0.2%
Strong Home Mortgage, LLC $10,790,000 $8,540,000 -20.9% 0.2%
S1L, Inc. $2,925,000 $7,575,000 159.0% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $6,935,000 $6,815,000 -1.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $7,510,000 $6,625,000 -11.8% 0.1%
GENEVA FINANCIAL, LLC $7,975,000 $6,620,000 -17.0% 0.1%
CELEBRITY HOME LOANS, LLC $6,615,000 n/a 0.1%
FirstBank $6,345,000 $6,330,000 -0.2% 0.1%
Columbia State Bank $6,330,000 $6,315,000 -0.2% 0.1%
Wheatland Bank $8,750,000 $6,080,000 -30.5% 0.1%
LADERA LENDING, INC. $5,380,000 $5,895,000 9.6% 0.1%
CORNERSTONE HOME LENDING, INC. $31,190,000 $5,790,000 -81.4% 0.1%
WASHINGTON STATE EMPLOYEES Credit Union $5,845,000 $5,665,000 -3.1% 0.1%
CANOPY MORTGAGE, LLC $1,225,000 $5,650,000 361.2% 0.1%
Wyndham Capital Mortgage, Inc. $3,160,000 $5,525,000 74.8% 0.1%
AMERICAN ADVISORS GROUP $2,735,000 $5,425,000 98.4% 0.1%
Ally Bank $3,530,000 $5,245,000 48.6% 0.1%
Solarity Credit Union $3,870,000 $5,185,000 34.0% 0.1%
Sierra Pacific Mortgage Company, Inc. $4,040,000 $5,030,000 24.5% 0.1%
Baker Boyer National Bank $3,715,000 $4,915,000 32.3% 0.1%
GUARANTEED RATE, INC. $4,215,000 $4,910,000 16.5% 0.1%
Paramount Residential Mortgage Group, Inc. $2,890,000 $4,865,000 68.3% 0.1%
PHH Mortgage Corporation $3,635,000 $4,780,000 31.5% 0.1%
BAY EQUITY LLC $12,205,000 $4,475,000 -63.3% 0.1%
STEARNS LENDING, LLC $4,390,000 $4,450,000 1.4% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $960,000 $4,345,000 352.6% 0.1%
PLANET HOME LENDING, LLC $5,175,000 $4,335,000 -16.2% 0.1%
Bank of the West $5,685,000 $4,160,000 -26.8% 0.1%
NP, Inc. $1,175,000 $4,160,000 254.0% 0.1%
ON Q FINANCIAL, INC. $14,015,000 $4,150,000 -70.4% 0.1%
First Interstate Bank $6,905,000 $4,060,000 -41.2% 0.1%
SWBC MORTGAGE CORPORATION $3,980,000 n/a 0.1%
PRUDENTIAL MULTIFAMILY MORTGAGE, LLC $3,975,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $3,085,000 $3,910,000 26.7% 0.1%
Nations Lending Corporation $2,495,000 $3,875,000 55.3% 0.1%
Glacier Bank $1,385,000 $3,840,000 177.3% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $4,445,000 $3,840,000 -13.6% 0.1%
ZILLOW HOME LOANS, LLC $2,100,000 $3,755,000 78.8% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,715,000 $3,530,000 105.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $6,420,000 $3,410,000 -46.9% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $2,605,000 $3,325,000 27.6% 0.1%
Northwest Farm Credit Services, FLCA $1,865,000 $3,265,000 75.1% 0.1%
First Home Bank $1,060,000 $3,065,000 189.2% 0.1%
Greenbox Loans, Inc. $3,030,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $2,260,000 $3,010,000 33.2% 0.1%
Lakeview Community Capital, LLC $2,845,000 $2,985,000 4.9% 0.1%
Willamette Valley Bank $1,970,000 $2,960,000 50.3% 0.1%
MANN FINANCIAL INC. $1,900,000 $2,925,000 53.9% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $4,355,000 $2,925,000 -32.8% 0.1%
KELLER MORTGAGE, LLC $3,805,000 $2,850,000 -25.1% 0.1%
MOUNTAIN AMERICA $1,175,000 $2,830,000 140.9% 0.1%
Pacific Premier Bank $2,805,000 n/a 0.1%
InterContinental Capital Group, Inc $2,460,000 $2,790,000 13.4% 0.1%
Hometown Lenders, Inc. $440,000 $2,755,000 526.1% 0.1%
SOFI LENDING CORP. $1,585,000 $2,630,000 65.9% 0.1%
First National Bank of America $1,120,000 $2,535,000 126.3% 0.1%
Summit Mortgage Corporation $3,680,000 $2,480,000 -32.6% 0.1%
Barrington Bank & Trust Company, N.A. $1,355,000 $2,465,000 81.9% 0.1%
PNC Bank $810,000 $2,465,000 204.3% 0.1%
SAMMAMISH MORTGAGE COMPANY $2,355,000 $2,455,000 4.2% 0.1%
SIRVA MORTGAGE, INC. $2,585,000 $2,405,000 -7.0% 0.1%
Third Federal Savings and Loan Association of Cleveland $3,135,000 $2,405,000 -23.3% 0.1%
LEADERONE FINANCIAL CORPORATION $2,030,000 $2,395,000 18.0% 0.1%
Citadel Servicing Corporation $2,365,000 n/a 0.0%
LENDUS, LLC $1,305,000 $2,320,000 77.8% 0.0%
First Mortgage Solutions, LLC $1,560,000 $2,265,000 45.2% 0.0%
Bank of England $2,690,000 $2,165,000 -19.5% 0.0%
Watermark Capital, Inc. $1,050,000 $2,160,000 105.7% 0.0%
Loan Simple, Inc. $635,000 $2,105,000 231.5% 0.0%
Zions Bancorporation, N.A. $580,000 $2,050,000 253.4% 0.0%
Sunflower Bank $1,475,000 $1,945,000 31.9% 0.0%
TJC Mortgage, Inc. $2,150,000 $1,945,000 -9.5% 0.0%
MORTGAGE MASTER SERVICE CORPORATION $1,445,000 $1,735,000 20.1% 0.0%
FIRST TECHNOLOGY $970,000 $1,680,000 73.2% 0.0%
SPRING EQ, LLC $800,000 $1,670,000 108.8% 0.0%
BNC National Bank $3,550,000 $1,655,000 -53.4% 0.0%
Bank of the Pacific $350,000 $1,625,000 364.3% 0.0%
LENDINGHOME FUNDING CORPORATION $995,000 $1,605,000 61.3% 0.0%
Alaska USA Federal Credit Union $1,565,000 $1,570,000 0.3% 0.0%
MICHIGAN MUTUAL, INC. $2,260,000 $1,565,000 -30.8% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,520,000 n/a 0.0%
LENDINGONE, LLC $1,435,000 n/a 0.0%
Figure Lending LLC $1,020,000 $1,410,000 38.2% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $2,675,000 $1,370,000 -48.8% 0.0%
Community First National Bank $610,000 $1,365,000 123.8% 0.0%
First Financial Northwest Bank $1,355,000 n/a 0.0%
THRIVE MORTGAGE, LLC $740,000 $1,355,000 83.1% 0.0%
PENRITH HOME LOANS LLC $2,095,000 $1,305,000 -37.7% 0.0%
IMPAC MORTGAGE CORP. $215,000 $1,295,000 502.3% 0.0%
MUFG Union Bank $795,000 $1,265,000 59.1% 0.0%
Discover Bank $1,490,000 $1,195,000 -19.8% 0.0%
NATIONS DIRECT MORTGAGE, LLC $3,485,000 $1,185,000 -66.0% 0.0%
REVERSE MORTGAGE FUNDING LLC $720,000 $1,175,000 63.2% 0.0%
Washington Federal Bank $2,395,000 $1,160,000 -51.6% 0.0%
SUMMIT MORTGAGE CORPORATION $2,220,000 $1,140,000 -48.6% 0.0%
TRISTAR FINANCE, INC. $185,000 $1,140,000 516.2% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,470,000 $1,130,000 -23.1% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,120,000 n/a 0.0%
NFM, INC. $1,270,000 $1,100,000 -13.4% 0.0%
Self-Help Federal Credit Union $1,100,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,655,000 $1,070,000 -59.7% 0.0%
America's Credit Union $1,070,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $4,020,000 $1,045,000 -74.0% 0.0%
FBC MORTGAGE, LLC $2,310,000 $1,025,000 -55.6% 0.0%
Northpointe Bank $2,355,000 $1,010,000 -57.1% 0.0%
Manufacturers and Traders Trust Company $495,000 $1,005,000 103.0% 0.0%
EMBRACE HOME LOANS, INC. $695,000 $1,000,000 43.9% 0.0%
LOANSNAP, INC. $995,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $615,000 $990,000 61.0% 0.0%
GLOBAL $985,000 $980,000 -0.5% 0.0%
First Federal Bank $1,925,000 $970,000 -49.6% 0.0%
IDAHO CENTRAL $860,000 $960,000 11.6% 0.0%
PRIORITY HOME LENDING, LLC $1,105,000 $955,000 -13.6% 0.0%
UIF CORPORATION $955,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $1,295,000 $950,000 -26.6% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $475,000 $945,000 98.9% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $500,000 $945,000 89.0% 0.0%
KS StateBank $485,000 $915,000 88.7% 0.0%
First Savings Bank $3,080,000 $905,000 -70.6% 0.0%
Amerifirst Financial, Inc. $900,000 n/a 0.0%
PREMIA MORTGAGE, LLC $890,000 n/a 0.0%
ADVANTIS $105,000 $880,000 738.1% 0.0%
UBS Bank USA $760,000 $880,000 15.8% 0.0%
21ST MORTGAGE CORPORATION $405,000 $870,000 114.8% 0.0%
NEXERA HOLDING LLC $885,000 $860,000 -2.8% 0.0%
MORIA DEVELOPMENT, INC. $225,000 $855,000 280.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $855,000 n/a 0.0%
BOKF $255,000 $845,000 231.4% 0.0%
ALLIANT CREDIT UNION $1,355,000 $840,000 -38.0% 0.0%
WESTWOOD MORTGAGE, INC. $840,000 n/a 0.0%
NexBank $820,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $580,000 $815,000 40.5% 0.0%
Peoples Bank $745,000 $795,000 6.7% 0.0%
SOUND $390,000 $795,000 103.8% 0.0%
Morgan Stanley Private Bank $1,190,000 $765,000 -35.7% 0.0%
EVERETT FINANCIAL, INC. $1,770,000 $740,000 -58.2% 0.0%
First Federal Bank of Kansas City $1,030,000 $740,000 -28.2% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $820,000 $735,000 -10.4% 0.0%
Alaska USA Mortgage Company LLC $855,000 $685,000 -19.9% 0.0%
AmeriHome Mortgage Company, LLC $1,355,000 $685,000 -49.4% 0.0%
EMM LOANS LLC $1,970,000 $685,000 -65.2% 0.0%
BEST FINANCE CAPITAL, INC. $680,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,555,000 $675,000 -56.6% 0.0%
Mid-Continent Funding, Inc. $405,000 $670,000 65.4% 0.0%
RANLIFE, INC. $1,125,000 $670,000 -40.4% 0.0%
Truist Bank $585,000 $670,000 14.5% 0.0%
Cornerstone First Mortgage, Inc $225,000 $660,000 193.3% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $660,000 n/a 0.0%
The Loan Store, Inc. $660,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $295,000 $655,000 122.0% 0.0%
BELEM SERVICING LLC $780,000 $650,000 -16.7% 0.0%
Mortgage Bank of California $645,000 n/a 0.0%
Charles Schwab Bank, SSB $625,000 n/a 0.0%
OnPoint Community Credit Union $1,495,000 $625,000 -58.2% 0.0%
RESIDENTIAL BANCORP. $610,000 n/a 0.0%
Commerce Home Mortgage, Inc. $2,295,000 $580,000 -74.7% 0.0%
Paramount Bank $780,000 $560,000 -28.2% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $265,000 $550,000 107.5% 0.0%
Citizens Bank $315,000 $550,000 74.6% 0.0%
Austin Capital Bank SSB $545,000 n/a 0.0%
Cf Bank $2,380,000 $545,000 -77.1% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $545,000 n/a 0.0%
PARKSIDE LENDING, LLC $1,820,000 $545,000 -70.1% 0.0%
Texana Bank $540,000 n/a 0.0%
DIGITAL Federal Credit Union $530,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $670,000 $525,000 -21.6% 0.0%
IAA Credit Union $495,000 $515,000 4.0% 0.0%
Toyota Financial Savings Bank $445,000 $515,000 15.7% 0.0%
DAS Acquisition Company, LLC $8,530,000 $510,000 -94.0% 0.0%
First Midwest Bank $505,000 n/a 0.0%
MORTGAGE EXPRESS, LLC $870,000 $500,000 -42.5% 0.0%
MORTGAGE LENDING GROUP LLC $500,000 n/a 0.0%
INTELLILOAN, INC. $185,000 $495,000 167.6% 0.0%
JMAC LENDING, INC. $440,000 $495,000 12.5% 0.0%
TOP FLITE FINANCIAL, INC. $830,000 $490,000 -41.0% 0.0%
Farmers Bank & Trust $485,000 n/a 0.0%
VisionBank $485,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $1,165,000 $480,000 -58.8% 0.0%
Goldwater Bank, N.A. $460,000 $475,000 3.3% 0.0%
Arvest Bank $310,000 $470,000 51.6% 0.0%
Neighborhood Loans, Inc. $465,000 n/a 0.0%
Unitus Community Credit Union $110,000 $460,000 318.2% 0.0%
Baxter Credit Union $450,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $450,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $760,000 $445,000 -41.4% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $630,000 $440,000 -30.2% 0.0%
LONGBRIDGE FINANCIAL, LLC $175,000 $440,000 151.4% 0.0%
Qualstar Credit Union $440,000 n/a 0.0%
GSF Mortgage Corporation $500,000 $430,000 -14.0% 0.0%
Colten Mortgage, LLC $335,000 $420,000 25.4% 0.0%
CITYWIDE HOME LOANS, LLC $725,000 $415,000 -42.8% 0.0%
Stifel Bank and Trust $1,590,000 $415,000 -73.9% 0.0%
Axos Bank $205,000 $405,000 97.6% 0.0%
DEEPHAVEN MORTGAGE LLC $215,000 $405,000 88.4% 0.0%
AXIA FINANCIAL, LLC $2,295,000 $400,000 -82.6% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $2,080,000 $400,000 -80.8% 0.0%
First Internet Bank of Indiana $395,000 n/a 0.0%
OPEN MORTGAGE, LLC $1,265,000 $390,000 -69.2% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $390,000 n/a 0.0%
Kwik Mortgage Corporation $335,000 $385,000 14.9% 0.0%
Low VA Rates, LLC $1,055,000 $380,000 -64.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $435,000 $375,000 -13.8% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $720,000 $375,000 -47.9% 0.0%
RUOFF MORTGAGE COMPANY, INC. $365,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $365,000 n/a 0.0%
THRIVENT Federal Credit Union $420,000 $365,000 -13.1% 0.0%
Credence Funding Corporation $755,000 $355,000 -53.0% 0.0%
DIRECT MORTGAGE, CORP. $855,000 $355,000 -58.5% 0.0%
First Western Trust Bank $450,000 $355,000 -21.1% 0.0%
LOANPAL, LLC $2,820,000 $355,000 -87.4% 0.0%
UNION HOME MORTGAGE CORP. $355,000 n/a 0.0%
Deseret First Credit Union $345,000 n/a 0.0%
GET A RATE LLC $345,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $225,000 $345,000 53.3% 0.0%
DELMAR FINANCIAL COMPANY $335,000 n/a 0.0%
Potlatch No. 1 Financial Credit Union $1,130,000 $325,000 -71.2% 0.0%
Advisors Mortgage Group, L.L.C. $320,000 n/a 0.0%
First Horizon Bank $315,000 n/a 0.0%
HighTechLending Inc $1,305,000 $310,000 -76.2% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $305,000 n/a 0.0%
Fidelity Bank $305,000 n/a 0.0%
IVY MORTGAGE, INC. $355,000 $305,000 -14.1% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $4,085,000 $305,000 -92.5% 0.0%
Deere Employees Credit Union $265,000 $290,000 9.4% 0.0%
BKCO MORTGAGE, LLC $175,000 $285,000 62.9% 0.0%
Network Funding, L.P. $285,000 n/a 0.0%
VISION ONE MORTGAGE, INC. $275,000 $285,000 3.6% 0.0%
HOMESTEAD FUNDING CORP. $770,000 $275,000 -64.3% 0.0%
OAKTREE FUNDING CORP. $275,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $670,000 $275,000 -59.0% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $265,000 n/a 0.0%
NBH Bank $850,000 $265,000 -68.8% 0.0%
BEST CAPITAL FUNDING $255,000 n/a 0.0%
BLACK HILLS FEDERAL CREDIT UNION $255,000 n/a 0.0%
East West Bank $255,000 n/a 0.0%
Financial Funding Solutions, Inc. $695,000 $255,000 -63.3% 0.0%
Timberland Bank $2,740,000 $255,000 -90.7% 0.0%
Wallick & Volk, Inc. $245,000 $255,000 4.1% 0.0%
ARC HOME LLC $1,400,000 $245,000 -82.5% 0.0%
Magnolia Bank $1,300,000 $245,000 -81.2% 0.0%
OCMBC, INC. $215,000 $245,000 14.0% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $470,000 $245,000 -47.9% 0.0%
LENDERFI, INC. $530,000 $235,000 -55.7% 0.0%
ATHAS CAPITAL GROUP, INC. $630,000 $225,000 -64.3% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $305,000 $215,000 -29.5% 0.0%
Hometown Equity Mortgage, LLC $215,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $185,000 $215,000 16.2% 0.0%
American National Bank $205,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $1,245,000 $205,000 -83.5% 0.0%
Franklin Loan Corporation $195,000 n/a 0.0%
Servion, Inc. $1,020,000 $195,000 -80.9% 0.0%
STANFORD Federal Credit Union $195,000 n/a 0.0%
Bethpage Federal Credit Union $190,000 n/a 0.0%
DATA MORTGAGE, INC. $185,000 n/a 0.0%
First Republic Bank $265,000 $185,000 -30.2% 0.0%
Peoples Bank $745,000 $185,000 -75.2% 0.0%
V.I.P. MORTGAGE, INC. $185,000 n/a 0.0%
HORIZON $1,490,000 $170,000 -88.6% 0.0%
United Nations Federal Credit Union $165,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $235,000 $155,000 -34.0% 0.0%
ML Mortgage Corp. $155,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $580,000 $155,000 -73.3% 0.0%
Ukrainian Federal Credit Union $155,000 n/a 0.0%
VERITY $155,000 n/a 0.0%
MIDWEST LOAN SOLUTIONS, INC. $470,000 $135,000 -71.3% 0.0%
TIAA, FSB $715,000 $135,000 -81.1% 0.0%
WESTERN EXPRESS LENDING $135,000 n/a 0.0%
GEORGIA'S OWN $125,000 n/a 0.0%
Gateway First Bank $980,000 $115,000 -88.3% 0.0%
HomeTrust Bank $105,000 n/a 0.0%
Sound Community Bank $325,000 $85,000 -73.8% 0.0%
CHEVRON $135,000 $75,000 -44.4% 0.0%
CANVAS CREDIT UNION $65,000 n/a 0.0%
KITSAP Credit Union $335,000 $65,000 -80.6% 0.0%
QUORUM FEDERAL CREDIT UNION $65,000 n/a 0.0%
iQ Credit Union $55,000 n/a 0.0%
MidFirst Bank $45,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $25,000 0.0% 0.0%

KENNEWICK - RICHLAND's top lender by overall market share is HOMEBRIDGE FINANCIAL SERVICES, INC., with 7.5% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $305,520,000 in loans. In third place, with 5.6%, is GESA, having originated $263,920,000 in loans. In third place, with 5.3%, is Umpqua Bank, having originated $252,300,000 in loans. In third place, with 4.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $194,180,000 in loans.


KENNEWICK-RICHLAND, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 6,276 $2,037,790,000 $324,696
Refi 5,551 $1,507,175,000 $271,514
Cash Out Refi 4,094 $1,055,130,000 $257,726
Home Improvement 689 $78,395,000 $113,781
Other 438 $56,310,000 $128,562

Kennewick - Richland's most frequently cited loan purpose was Home Purchase, with 6,276 originations. The 2nd most popular reason was Refi, with 5,551 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 6,651 $1,944,575,000 $292,373
2.5-3% 6,294 $1,799,360,000 $285,885
<2.5% 3,212 $768,040,000 $239,116
4-5% 573 $136,145,000 $237,600
5-6% 100 $37,910,000 $379,100
Over 8% 40 $3,600,000 $90,000
6-7% 39 $5,915,000 $151,667
7-8% 30 $4,660,000 $155,333

During 2021, Kennewick - Richland's most frequently originated rate bucket was 3-4%, with 6,651 originations.

Loan Sizing (KENNEWICK-RICHLAND, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 9,647 $2,768,445,000 $286,975
$100k-200k 3,561 $555,285,000 $155,935
$400k-600k 2,047 $961,915,000 $469,915
$100,000 or less 1,501 $75,795,000 $50,496
$600k-1000k 254 $180,770,000 $711,693
$Over $1MM 38 $192,590,000 $5,068,158

KENNEWICK - RICHLAND's loan sizing saw the bucket of loans from $200k-400k with 9,647 originations, totaling $2,768,445,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 5,753 $1,830,325,000 $318,151
80-100% 5,265 $1,796,565,000 $341,228
40-60% 3,020 $676,490,000 $224,003
20-40% 1,276 $174,040,000 $136,395
Under 20% 1,050 $47,280,000 $45,029
Over 100% 134 $56,360,000 $420,597

KENNEWICK - RICHLAND's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 5,753 originations, totaling $1,830,325,000 in origination value.