KENNEWICK - RICHLAND Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Kennewick - Richland averaged
6.87%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
6.93% and
one month ago for the week of 2026-10-01, the
average rate was 6.97%.
Kennewick - Richland's average rate one year ago was 5.96%.
For refis of the same type during the week of 2026-11-05, the average rate
was 6.94%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Kennewick - Richland 30 Year Fixed Rate | 2026-11-05 | 6.87% |
| Kennewick - Richland 30 Year Fixed Rate Refi | 2026-11-05 | 6.94% |
| Kennewick - Richland 15 Year Fixed Rate | 2026-11-05 | 6.51% |
| Kennewick - Richland 15 Year Fixed Rate Refi | 2026-11-05 | 6.83% |
| Kennewick - Richland 30 Year FHA | 2026-11-05 | 6.81% |
| Kennewick - Richland 30 Year FHA Refi | 2026-11-05 | 6.39% |
| Kennewick - Richland 30 Year USDA | 2026-11-05 | 7.1% |
| Kennewick - Richland 30 Year USDA Refi | 2026-11-05 | 7% |
| Kennewick - Richland 30 Year VA | 2026-11-05 | 6.71% |
| Kennewick - Richland 30 Year VA Refi | 2026-11-05 | 6.09% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within KENNEWICK-RICHLAND, WA.
KENNEWICK - RICHLAND Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the KENNEWICK-RICHLAND, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
KENNEWICK - RICHLAND Average Closing Costs & Other Stats
KENNEWICK-RICHLAND, WA's 155 lenders originated 7,516
loans during 2025. The total origination value was $2,474,520,000, with an average loan value of
$329,234.
KENNEWICK - RICHLAND's average closing costs are $6,704.
The top KENNEWICK - RICHLAND lender as defined by loan originations is CMG MORTGAGE, INC., with
293 loans originated. Their average total fees are
$9,020, which is $547
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee KENNEWICK - RICHLAND lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,136), JPMorgan Chase Bank ($5,356), Washington Trust Bank ($5,844), U.S. Bank ($6,027) and Banner Bank ($6,117).
The lowest rate KENNEWICK - RICHLAND lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.51%), Yakima Federal Savings and Loan Association (6.10%), GESA (6.20%), Glacier Bank (6.29%) and SAMMAMISH MORTGAGE COMPANY (6.33%).
KENNEWICK-RICHLAND, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $215,885,000 | $235,490,000 | 9.1% | 9.5% |
| CMG MORTGAGE, INC. | $188,645,000 | $219,570,000 | 16.4% | 8.9% |
| GESA | $135,525,000 | $187,145,000 | 38.1% | 7.6% |
| 1st Security Bank of Washington | $111,260,000 | $153,615,000 | 38.1% | 6.2% |
| QUICKEN LOANS, LLC | $112,415,000 | $131,165,000 | 16.7% | 5.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $80,870,000 | $100,505,000 | 24.3% | 4.1% |
| PGIM Real Estate Finance, LLC | $75,005,000 | n/a | 3.0% | |
| Umpqua Bank | $47,590,000 | $69,385,000 | 45.8% | 2.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $30,260,000 | $64,505,000 | 113.2% | 2.6% |
| HAPO COMMUNITY CREDIT UNION | $44,185,000 | $52,405,000 | 18.6% | 2.1% |
| Banner Bank | $25,950,000 | $48,720,000 | 87.7% | 2.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $32,815,000 | $43,650,000 | 33.0% | 1.8% |
| Yakima Federal Savings and Loan Association | $43,465,000 | $40,915,000 | -5.9% | 1.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $70,470,000 | $40,660,000 | -42.3% | 1.6% |
| NUMERICA CREDIT UNION | $23,085,000 | $39,665,000 | 71.8% | 1.6% |
| DHI MORTGAGE COMPANY, LTD. | $33,145,000 | $37,920,000 | 14.4% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $17,730,000 | $32,360,000 | 82.5% | 1.3% |
| SUMMIT FUNDING, INC. | $38,760,000 | $30,740,000 | -20.7% | 1.2% |
| Potlatch No. 1 Financial Credit Union | $1,145,000 | $29,020,000 | 2,434.5% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $20,640,000 | $27,820,000 | 34.8% | 1.1% |
| LOANDEPOT.COM, LLC | $24,615,000 | $27,230,000 | 10.6% | 1.1% |
| BERKELEY POINT CAPITAL LLC | $26,805,000 | n/a | 1.1% | |
| CHURCHILL MORTGAGE CORPORATION | $32,470,000 | $26,620,000 | -18.0% | 1.1% |
| GUILD MORTGAGE COMPANY | $21,290,000 | $26,545,000 | 24.7% | 1.1% |
| Community First Bank | $38,675,000 | $25,040,000 | -35.3% | 1.0% |
| BROKER SOLUTIONS, INC. | $23,210,000 | $24,310,000 | 4.7% | 1.0% |
| Glacier Bank | $30,750,000 | $21,790,000 | -29.1% | 0.9% |
| NATIONS DIRECT MORTGAGE, LLC | $3,835,000 | $20,800,000 | 442.4% | 0.8% |
| Mortgage Research Center, LLC | $22,065,000 | $20,215,000 | -8.4% | 0.8% |
| JPMorgan Chase Bank | $17,460,000 | $19,145,000 | 9.7% | 0.8% |
| U.S. Bank | $15,305,000 | $18,000,000 | 17.6% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $13,020,000 | $17,320,000 | 33.0% | 0.7% |
| SPOKANE TEACHERS | $15,890,000 | $17,075,000 | 7.5% | 0.7% |
| NEWREZ LLC | $11,630,000 | $17,050,000 | 46.6% | 0.7% |
| Cornerstone First Mortgage, Inc | $16,060,000 | $15,675,000 | -2.4% | 0.6% |
| Alaska USA Federal Credit Union | $2,590,000 | $14,265,000 | 450.8% | 0.6% |
| LIMA ONE CAPITAL, LLC | $10,465,000 | $13,575,000 | 29.7% | 0.5% |
| ENVOY MORTGAGE, LTD | $9,825,000 | $12,740,000 | 29.7% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $12,650,000 | $12,285,000 | -2.9% | 0.5% |
| GUARANTEED RATE, INC. | $10,370,000 | $12,160,000 | 17.3% | 0.5% |
| Bank of America | $9,885,000 | $10,075,000 | 1.9% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $4,020,000 | $8,945,000 | 122.5% | 0.4% |
| S1L, Inc. | $2,270,000 | $8,450,000 | 272.2% | 0.3% |
| MORTGAGEONE, INC. | $6,905,000 | $8,320,000 | 20.5% | 0.3% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $9,455,000 | $8,305,000 | -12.2% | 0.3% |
| The Loan Store, Inc. | $3,595,000 | $7,995,000 | 122.4% | 0.3% |
| Washington Trust Bank | $6,075,000 | $7,990,000 | 31.5% | 0.3% |
| Flagstar Bank, FSB | $30,035,000 | $7,860,000 | -73.8% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,055,000 | $7,835,000 | 29.4% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $6,215,000 | $7,635,000 | 22.8% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $125,000 | $6,520,000 | 5,116.0% | 0.3% |
| BMO Harris Bank | $5,285,000 | $6,360,000 | 20.3% | 0.3% |
| Wells Fargo Bank | $5,580,000 | $6,205,000 | 11.2% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $2,810,000 | $5,600,000 | 99.3% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $15,005,000 | $5,525,000 | -63.2% | 0.2% |
| USAA Federal Savings Bank | $9,295,000 | $5,520,000 | -40.6% | 0.2% |
| Boeing Employees Credit Union | $7,535,000 | $5,505,000 | -26.9% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $2,420,000 | $5,420,000 | 124.0% | 0.2% |
| IDAHO CENTRAL | $1,825,000 | $5,115,000 | 180.3% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,545,000 | $5,030,000 | 225.6% | 0.2% |
| CANOPY MORTGAGE, LLC | $1,535,000 | $5,000,000 | 225.7% | 0.2% |
| SPRING EQ, LLC | $1,330,000 | $4,830,000 | 263.2% | 0.2% |
| UNION HOME MORTGAGE CORP. | $885,000 | $4,775,000 | 439.5% | 0.2% |
| SAMMAMISH MORTGAGE COMPANY | $1,970,000 | $4,765,000 | 141.9% | 0.2% |
| Seattle Metropolitan Credit Union | $760,000 | $4,490,000 | 490.8% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $3,930,000 | $4,370,000 | 11.2% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $2,295,000 | $4,280,000 | 86.5% | 0.2% |
| Carrington Mortgage Services, LLC | $2,510,000 | $4,195,000 | 67.1% | 0.2% |
| Citadel Servicing Corporation | $4,550,000 | $4,160,000 | -8.6% | 0.2% |
| NEW DAY FINANCIAL, LLC | $650,000 | $4,025,000 | 519.2% | 0.2% |
| SOUTHWEST FUNDING, LP | $535,000 | $3,910,000 | 630.8% | 0.2% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,695,000 | $3,715,000 | 119.2% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $750,000 | $3,705,000 | 394.0% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,365,000 | $3,630,000 | -56.6% | 0.1% |
| LPMC, LLC | $6,245,000 | $3,605,000 | -42.3% | 0.1% |
| The Federal Savings Bank | $1,935,000 | $3,585,000 | 85.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $2,185,000 | $3,530,000 | 61.6% | 0.1% |
| Timberland Bank | $3,505,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,695,000 | $3,435,000 | 27.5% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $2,370,000 | $3,330,000 | 40.5% | 0.1% |
| PLANET HOME LENDING, LLC | $3,185,000 | $3,185,000 | 0.0% | 0.1% |
| Figure Lending LLC | $4,255,000 | $3,145,000 | -26.1% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,535,000 | $3,015,000 | 96.4% | 0.1% |
| KeyBank | $4,610,000 | $3,000,000 | -34.9% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $415,000 | $2,960,000 | 613.3% | 0.1% |
| Plains Commerce Bank | $3,545,000 | $2,890,000 | -18.5% | 0.1% |
| WASHINGTON STATE EMPLOYEES Credit Union | $1,960,000 | $2,850,000 | 45.4% | 0.1% |
| PNC Bank | $810,000 | $2,775,000 | 242.6% | 0.1% |
| Hometown Equity Mortgage, LLC | $705,000 | $2,750,000 | 290.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $2,635,000 | n/a | 0.1% | |
| INTELLILOAN, INC. | $1,135,000 | $2,450,000 | 115.9% | 0.1% |
| Commerce Home Mortgage, Inc. | $4,265,000 | $2,440,000 | -42.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,750,000 | $2,400,000 | 37.1% | 0.1% |
| MORTGAGE EXPRESS, LLC | $885,000 | $2,235,000 | 152.5% | 0.1% |
| First Federal Savings and Loan Association of Port Angeles | $2,190,000 | n/a | 0.1% | |
| CHEVRON | $710,000 | $2,050,000 | 188.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $2,640,000 | $2,030,000 | -23.1% | 0.1% |
| UBS Bank USA | $2,000,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $2,165,000 | $1,980,000 | -8.5% | 0.1% |
| First-Citizens Bank & Trust Company | $1,980,000 | n/a | 0.1% | |
| LOANPAL, LLC | $3,000,000 | $1,980,000 | -34.0% | 0.1% |
| BAY EQUITY LLC | $1,960,000 | $1,960,000 | 0.0% | 0.1% |
| SIRVA MORTGAGE, INC. | $1,005,000 | $1,935,000 | 92.5% | 0.1% |
| Self-Help Federal Credit Union | $2,650,000 | $1,850,000 | -30.2% | 0.1% |
| Baker Boyer National Bank | $1,535,000 | $1,835,000 | 19.5% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $28,480,000 | $1,835,000 | -93.6% | 0.1% |
| HomeStreet Bank | $2,380,000 | $1,810,000 | -23.9% | 0.1% |
| Morgan Stanley Private Bank | $1,745,000 | $1,800,000 | 3.2% | 0.1% |
| CARDINAL FINANCIAL | $5,480,000 | $1,770,000 | -67.7% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $465,000 | $1,715,000 | 268.8% | 0.1% |
| NEXERA HOLDING LLC | $4,040,000 | $1,690,000 | -58.2% | 0.1% |
| LENDSURE MORTGAGE CORP. | $1,115,000 | $1,685,000 | 51.1% | 0.1% |
| Northwest Farm Credit Services, FLCA | $1,615,000 | $1,670,000 | 3.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $720,000 | $1,645,000 | 128.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $385,000 | $1,630,000 | 323.4% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $870,000 | $1,520,000 | 74.7% | 0.1% |
| Coastal Community Bank | $1,515,000 | n/a | 0.1% | |
| University Bank | $1,460,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $660,000 | $1,420,000 | 115.2% | 0.1% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,395,000 | n/a | 0.1% | |
| FIRST TECHNOLOGY | $1,320,000 | n/a | 0.1% | |
| OnPoint Community Credit Union | $780,000 | $1,285,000 | 64.7% | 0.1% |
| Sunflower Bank | $1,015,000 | $1,275,000 | 25.6% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,245,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $2,235,000 | $1,220,000 | -45.4% | 0.0% |
| Equity Prime Mortgage LLC | $1,695,000 | $1,215,000 | -28.3% | 0.0% |
| OCMBC, INC. | $690,000 | $1,215,000 | 76.1% | 0.0% |
| HomeTrust Bank | $1,185,000 | n/a | 0.0% | |
| Truist | $1,185,000 | n/a | 0.0% | |
| NMSI, INC. | $1,170,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $575,000 | $1,125,000 | 95.7% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $185,000 | $1,125,000 | 508.1% | 0.0% |
| NFM, INC. | $1,145,000 | $1,105,000 | -3.5% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $1,370,000 | $1,100,000 | -19.7% | 0.0% |
| Discover Bank | $3,280,000 | $1,055,000 | -67.8% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $1,055,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $355,000 | $1,040,000 | 193.0% | 0.0% |
| PREMIER LENDING, INC. | $1,765,000 | $1,015,000 | -42.5% | 0.0% |
| Financial Funding Solutions, Inc. | $1,010,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $1,005,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $265,000 | $995,000 | 275.5% | 0.0% |
| Armed Forces Bank | $285,000 | $970,000 | 240.4% | 0.0% |
| NBKC BANK | $2,700,000 | $950,000 | -64.8% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,580,000 | $945,000 | -40.2% | 0.0% |
| Loan Simple, Inc. | $985,000 | $945,000 | -4.1% | 0.0% |
| PHH Mortgage Corporation | $1,790,000 | $910,000 | -49.2% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $370,000 | $905,000 | 144.6% | 0.0% |
| MORTGAGE ACCESS CORP. | $900,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $155,000 | $900,000 | 480.6% | 0.0% |
| A&D Mortgage LLC | $175,000 | $865,000 | 394.3% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $630,000 | $825,000 | 31.0% | 0.0% |
| Credence Funding Corporation | $245,000 | $810,000 | 230.6% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $2,920,000 | $790,000 | -72.9% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $1,090,000 | $775,000 | -28.9% | 0.0% |
| GENEVA FINANCIAL, LLC | $660,000 | $720,000 | 9.1% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $715,000 | n/a | 0.0% | |
| Nations Lending Corporation | $2,250,000 | $705,000 | -68.7% | 0.0% |
| MLD MORTGAGE INC. | $700,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $495,000 | $700,000 | 41.4% | 0.0% |
| UNITED MORTGAGE CORP | $700,000 | n/a | 0.0% | |
| First Western Trust Bank | $1,925,000 | $695,000 | -63.9% | 0.0% |
| RF Renovo Management Company, LLC | $2,235,000 | $690,000 | -69.1% | 0.0% |
| Solarity Credit Union | $685,000 | $690,000 | 0.7% | 0.0% |
| First National Bank of America | $1,010,000 | $660,000 | -34.7% | 0.0% |
| ARC HOME LLC | $695,000 | $650,000 | -6.5% | 0.0% |
| LENDINGONE, LLC | $415,000 | $650,000 | 56.6% | 0.0% |
| Willamette Valley Bank | $1,465,000 | $640,000 | -56.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $450,000 | $630,000 | 40.0% | 0.0% |
| Midwest Heritage Bank FSB | $615,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $495,000 | $610,000 | 23.2% | 0.0% |
| MOUNTAIN AMERICA | $950,000 | $610,000 | -35.8% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $1,850,000 | $610,000 | -67.0% | 0.0% |
| Northpointe Bank | $410,000 | $585,000 | 42.7% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $840,000 | $580,000 | -31.0% | 0.0% |
| DAS Acquisition Company, LLC | $285,000 | $575,000 | 101.8% | 0.0% |
| Ixonia Bank | $565,000 | n/a | 0.0% | |
| Eagle Bank and Trust Company | $555,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $545,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $545,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $535,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $530,000 | n/a | 0.0% | |
| Brighton Bank | $525,000 | n/a | 0.0% | |
| NP, Inc. | $215,000 | $525,000 | 144.2% | 0.0% |
| Magnolia Bank | $515,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $495,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $95,000 | $490,000 | 415.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $485,000 | n/a | 0.0% | |
| MERCK EMPLOYEES FEDERAL CREDIT UNION | $485,000 | n/a | 0.0% | |
| FIBRE FEDERAL CREDIT UNION | $555,000 | $475,000 | -14.4% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $465,000 | $475,000 | 2.2% | 0.0% |
| FBC MORTGAGE, LLC | $455,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $455,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $445,000 | n/a | 0.0% | |
| EAST IDAHO Credit Union | $445,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $445,000 | n/a | 0.0% | |
| PRIORITY HOME LENDING, LLC | $445,000 | n/a | 0.0% | |
| SOUND | $140,000 | $445,000 | 217.9% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $435,000 | n/a | 0.0% | |
| Bank of Eastern Oregon | $165,000 | $405,000 | 145.5% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $385,000 | $405,000 | 5.2% | 0.0% |
| AMWEST FUNDING CORP. | $510,000 | $395,000 | -22.5% | 0.0% |
| 5TH STREET CAPITAL, INC. | $385,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $135,000 | $380,000 | 181.5% | 0.0% |
| NexBank | $375,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $630,000 | $365,000 | -42.1% | 0.0% |
| Cathay Bank | $355,000 | n/a | 0.0% | |
| Community First National Bank | $355,000 | n/a | 0.0% | |
| iQ Credit Union | $25,000 | $355,000 | 1,320.0% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $355,000 | n/a | 0.0% | |
| WHATCOM EDUCATIONAL CREDIT UNION | $355,000 | n/a | 0.0% | |
| Fifth Third Bank | $345,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $565,000 | $340,000 | -39.8% | 0.0% |
| The Huntington National Bank | $325,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $315,000 | n/a | 0.0% | |
| DIRECTORS MORTGAGE, INC. | $425,000 | $310,000 | -27.1% | 0.0% |
| GEORGIA'S OWN | $230,000 | $305,000 | 32.6% | 0.0% |
| RAIN CITY CAPITAL, LLC | $305,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $305,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $295,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $295,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $285,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $940,000 | $285,000 | -69.7% | 0.0% |
| Keystone Funding, Inc. | $760,000 | $285,000 | -62.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $430,000 | $270,000 | -37.2% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $265,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $245,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $245,000 | n/a | 0.0% | |
| Peoples Bank | $245,000 | n/a | 0.0% | |
| FIRST COMMUNITY | $235,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $575,000 | $235,000 | -59.1% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $225,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $305,000 | $215,000 | -29.5% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| M&T Bank | $355,000 | $195,000 | -45.1% | 0.0% |
| RESIDENTIAL BANCORP | $555,000 | $195,000 | -64.9% | 0.0% |
| Rivermark Community Credit Union | $560,000 | $170,000 | -69.6% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $2,390,000 | $165,000 | -93.1% | 0.0% |
| Signature Federal Credit Union | $35,000 | $165,000 | 371.4% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $2,915,000 | $155,000 | -94.7% | 0.0% |
| HighTechLending Inc | $145,000 | n/a | 0.0% | |
| Washington Federal Bank | $620,000 | $145,000 | -76.6% | 0.0% |
| HORIZON | $825,000 | $125,000 | -84.8% | 0.0% |
| Bethpage Federal Credit Union | $715,000 | $105,000 | -85.3% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $260,000 | $105,000 | -59.6% | 0.0% |
| RED CANOE CREDIT UNION | $660,000 | $105,000 | -84.1% | 0.0% |
| Sound Community Bank | $10,005,000 | $105,000 | -99.0% | 0.0% |
| Qualstar Credit Union | $100,000 | n/a | 0.0% | |
| KITSAP Credit Union | $55,000 | $95,000 | 72.7% | 0.0% |
| Peoples Bank | $65,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $305,000 | $55,000 | -82.0% | 0.0% |
| TWINSTAR | $25,000 | n/a | 0.0% |
KENNEWICK - RICHLAND's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.5% market share. In second place, with 8.9%, is CMG MORTGAGE, INC., having originated $219,570,000 in loans. In third place, with 7.6%, is GESA, having originated $187,145,000 in loans. In fourth place, with 6.2%, is 1st Security Bank of Washington, having originated $153,615,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $131,165,000 in loans.
KENNEWICK - RICHLAND Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - KENNEWICK - RICHLAND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $316,575 (6.6%) | $339,630 (2.4%) | 1.17 | 833 |
| 2018-02-01 | $322,450 (1.6%) | $344,325 (0.4%) | 1.17 | 825 |
| 2018-03-01 | $329,800 (1.5%) | $354,695 (1.4%) | 1.16 | 850 |
| 2018-04-01 | $324,975 (0.0%) | $353,587 (1.4%) | 1.10 | 933 |
| 2018-05-01 | $330,000 (0.3%) | $356,641 (0.6%) | 1.10 | 990 |
| 2018-06-01 | $334,000 (0.5%) | $356,504 (-1.9%) | 1.11 | 745 |
| 2018-07-01 | $330,750 (1.8%) | $354,951 (0.4%) | 1.10 | 1,075 |
| 2018-08-01 | $322,450 (1.1%) | $353,370 (0.9%) | 1.08 | 1,134 |
| 2018-09-01 | $318,230 (6.2%) | $352,338 (7.1%) | 1.07 | 1,159 |
| 2018-10-01 | $318,615 (6.2%) | $355,604 (8.4%) | 1.08 | 1,147 |
| 2018-11-01 | $316,525 (4.0%) | $354,420 (7.2%) | 1.07 | 1,066 |
| 2018-12-01 | $320,000 (3.2%) | $357,906 (7.0%) | 1.10 | 946 |
| 2019-01-01 | $320,000 (1.1%) | $353,575 (4.1%) | 1.11 | 883 |
| 2019-02-01 | $322,550 (0.0%) | $354,021 (2.8%) | 1.09 | 822 |
| 2019-03-01 | $338,923 (2.8%) | $370,285 (4.4%) | 1.11 | 665 |
| 2019-04-01 | $357,725 (10.1%) | $391,783 (10.8%) | 1.14 | 519 |
| 2019-05-01 | $349,979 (6.1%) | $390,175 (9.4%) | 1.09 | 539 |
| 2019-06-01 | $359,000 (7.5%) | $397,081 (11.4%) | 1.12 | 543 |
| 2019-07-01 | $364,225 (10.1%) | $402,174 (13.3%) | 1.14 | 583 |
| 2019-08-01 | $362,018 (12.3%) | $401,043 (13.5%) | 1.15 | 631 |
| 2019-09-01 | $352,389 (10.7%) | $389,168 (10.5%) | 1.13 | 692 |
| 2019-10-01 | $345,970 (8.6%) | $381,250 (7.2%) | 1.12 | 712 |
| 2019-11-01 | $350,000 (10.6%) | $397,106 (12.0%) | 1.15 | 682 |
| 2019-12-01 | $351,900 (10.0%) | $395,749 (10.6%) | 1.17 | 632 |
| 2020-01-01 | $359,900 (12.5%) | $401,652 (13.6%) | 1.20 | 577 |
| 2020-02-01 | $373,708 (15.9%) | $404,642 (14.3%) | 1.22 | 498 |
| 2020-03-01 | $384,972 (13.6%) | $416,590 (12.5%) | 1.21 | 499 |
| 2020-04-01 | $397,400 (11.1%) | $421,967 (7.7%) | 1.24 | 498 |
| 2020-05-01 | $409,950 (17.1%) | $432,531 (10.9%) | 1.25 | 475 |
| 2020-06-01 | $402,500 (12.1%) | $435,713 (9.7%) | 1.19 | 486 |
| 2020-07-01 | $414,288 (13.7%) | $446,390 (11.0%) | 1.20 | 502 |
| 2020-08-01 | $409,000 (13.0%) | $442,641 (10.4%) | 1.17 | 469 |
| 2020-09-01 | $399,900 (13.5%) | $451,503 (16.0%) | 1.15 | 465 |
| 2020-10-01 | $399,900 (15.6%) | $452,538 (18.7%) | 1.15 | 469 |
| 2020-11-01 | $402,725 (15.1%) | $458,393 (15.4%) | 1.18 | 416 |
| 2020-12-01 | $418,400 (18.9%) | $467,591 (18.2%) | 1.24 | 347 |
| 2021-01-01 | $418,825 (16.4%) | $472,255 (17.6%) | 1.25 | 313 |
| 2021-02-01 | $427,450 (14.4%) | $487,732 (20.5%) | 1.24 | 280 |
| 2021-03-01 | $440,925 (14.5%) | $488,179 (17.2%) | 1.25 | 234 |
| 2021-04-01 | $443,975 (11.7%) | $497,243 (17.8%) | 1.20 | 203 |
| 2021-05-01 | $460,000 (12.2%) | $504,389 (16.6%) | 1.22 | 200 |
| 2021-06-01 | $477,723 (18.7%) | $514,869 (18.2%) | 1.26 | 205 |
| 2021-07-01 | $472,500 (14.1%) | $516,576 (15.7%) | 1.25 | 243 |
| 2021-08-01 | $506,213 (23.8%) | $539,037 (21.8%) | 1.35 | 293 |
| 2021-09-01 | $499,450 (24.9%) | $532,473 (17.9%) | 1.33 | 356 |
| 2021-10-01 | $512,875 (28.3%) | $552,306 (22.1%) | 1.37 | 389 |
| 2021-11-01 | $526,938 (30.8%) | $566,403 (23.6%) | 1.41 | 416 |
| 2021-12-01 | $531,913 (27.1%) | $576,270 (23.2%) | 1.44 | 392 |
| 2022-01-01 | $551,400 (31.7%) | $581,924 (23.2%) | 1.49 | 338 |
| 2022-02-01 | $534,940 (25.2%) | $572,735 (17.4%) | 1.39 | 305 |
| 2022-03-01 | $542,188 (23.0%) | $577,866 (18.4%) | 1.36 | 309 |
| 2022-04-01 | $525,000 (18.3%) | $563,840 (13.4%) | 1.25 | 328 |
| 2022-05-01 | $530,150 (15.3%) | $564,771 (12.0%) | 1.21 | 355 |
| 2022-06-01 | $537,000 (12.4%) | $573,579 (11.4%) | 1.20 | 409 |
| 2022-07-01 | $525,000 (11.1%) | $565,848 (9.5%) | 1.18 | 541 |
| 2022-08-01 | $525,000 (3.7%) | $567,231 (5.2%) | 1.21 | 572 |
| 2022-09-01 | $539,700 (8.1%) | $580,669 (9.1%) | 1.26 | 547 |
| 2022-10-01 | $549,900 (7.2%) | $583,976 (5.7%) | 1.29 | 641 |
| 2022-11-01 | $545,975 (3.6%) | $582,037 (2.8%) | 1.31 | 674 |
| 2022-12-01 | $549,900 (3.4%) | $577,170 (0.2%) | 1.36 | 614 |
| 2023-01-01 | $551,950 (0.1%) | $575,748 (-1.1%) | 1.37 | 555 |
| 2023-02-01 | $559,450 (4.6%) | $580,726 (1.4%) | 1.35 | 526 |
| 2023-03-01 | $549,948 (1.4%) | $584,283 (1.1%) | 1.30 | 504 |
| 2023-04-01 | $544,950 (3.8%) | $590,356 (4.7%) | 1.27 | 526 |
| 2023-05-01 | $542,423 (2.3%) | $600,010 (6.2%) | 1.23 | 601 |
| 2023-06-01 | $542,850 (1.1%) | $595,611 (3.8%) | 1.22 | 644 |
| 2023-07-01 | $549,875 (4.7%) | $608,595 (7.6%) | 1.25 | 655 |
| 2023-08-01 | $541,263 (3.1%) | $610,331 (7.6%) | 1.24 | 707 |
| 2023-09-01 | $534,875 (-0.9%) | $601,651 (3.6%) | 1.25 | 751 |
| 2023-10-01 | $517,500 (-5.9%) | $589,543 (1.0%) | 1.22 | 775 |
| 2023-11-01 | $519,900 (-4.8%) | $588,596 (1.1%) | 1.24 | 795 |
| 2023-12-01 | $517,900 (-5.8%) | $582,290 (0.9%) | 1.26 | 751 |
| 2024-01-01 | $519,113 (-6.0%) | $582,593 (1.2%) | 1.27 | 689 |
| 2024-02-01 | $501,148 (-10.4%) | $569,972 (-1.9%) | 1.21 | 669 |
| 2024-03-01 | $515,000 (-6.4%) | $584,268 (0.0%) | 1.21 | 638 |
| 2024-04-01 | $527,000 (-3.3%) | $592,273 (0.3%) | 1.23 | 662 |
| 2024-05-01 | $526,415 (-3.0%) | $596,152 (-0.6%) | 1.20 | 709 |
| 2024-06-01 | $529,850 (-2.4%) | $595,967 (0.1%) | 1.20 | 772 |
| 2024-07-01 | $525,000 (-4.5%) | $594,305 (-2.4%) | 1.20 | 812 |
| 2024-08-01 | $520,000 (-3.9%) | $595,273 (-2.5%) | 1.21 | 830 |
| 2024-09-01 | $514,825 (-3.8%) | $593,747 (-1.3%) | 1.21 | 881 |
| 2024-10-01 | $512,313 (-1.0%) | $595,293 (1.0%) | 1.21 | 879 |
| 2024-11-01 | $508,900 (-2.1%) | $590,977 (0.4%) | 1.22 | 869 |
| 2024-12-01 | $499,950 (-3.5%) | $582,214 (0.0%) | 1.24 | 796 |
| 2025-01-01 | $509,875 (-1.8%) | $584,398 (0.3%) | 1.27 | 740 |
| 2025-02-01 | $511,905 (2.2%) | $583,923 (2.5%) | 1.24 | 720 |
| 2025-03-01 | $529,000 (2.7%) | $589,264 (0.9%) | 1.25 | 708 |
| 2025-04-01 | $509,985 (-3.2%) | $575,878 (-2.8%) | 1.18 | 787 |
| 2025-05-01 | $509,725 (-3.2%) | $584,468 (-2.0%) | 1.16 | 888 |
| 2025-06-01 | $510,000 (-3.8%) | $587,554 (-1.4%) | 1.16 | 1,037 |
| 2025-07-01 | $503,038 (-4.2%) | $581,632 (-2.1%) | 1.14 | 1,090 |
| 2025-08-01 | $500,000 (-3.9%) | $585,239 (-1.7%) | 1.16 | 1,090 |
| 2025-09-01 | $509,900 (-1.0%) | $589,619 (-0.7%) | 1.20 | 1,063 |
| 2025-10-01 | $514,750 (0.5%) | $589,489 (-1.0%) | 1.21 | 1,069 |
| 2025-11-01 | $507,350 (-0.3%) | $585,488 (-0.9%) | 1.22 | 1,045 |
| 2025-12-01 | $499,950 (0.0%) | $579,507 (-0.5%) | 1.25 | 977 |
| 2026-01-01 | $499,900 (-2.0%) | $582,537 (-0.3%) | 1.25 | 885 |
| 2026-02-01 | $499,900 (-2.4%) | $579,224 (-0.8%) | 1.24 | 896 |
| 2026-03-01 | $508,937 (-3.8%) | $585,361 (-0.7%) | 1.22 | 918 |
| 2026-04-01 | $499,900 (-2.0%) | $574,564 (-0.2%) | 1.18 | 967 |
| 2026-05-01 | $497,875 (-2.3%) | $572,586 (-2.0%) | 1.16 | 1,002 |
| 2026-06-01 | $489,998 (-3.9%) | $575,758 (-2.0%) | 1.14 | 1,045 |
| 2026-07-01 | $499,000 (-0.8%) | $571,352 (-1.8%) | 1.16 | 1,291 |
| 2026-08-01 | $499,945 (0.0%) | $579,704 (-1.0%) | 1.18 | 1,191 |
| 2026-09-01 | $499,900 (-2.0%) | $587,287 (-0.4%) | 0.00 | 1,235 |
| 2026-10-01 | $493,990 (-4.0%) | $578,250 (-1.9%) | 0.00 | 1,245 |
KENNEWICK - RICHLAND's median listing price for 2026-10-01 was $493,990, a difference of
$-20,760
(-4.0%) versus the prior year and
$-5,910 versus the prior month.
KENNEWICK - RICHLAND's median listing price comes in at 0% of the national average.
KENNEWICK - RICHLAND's average listing price for 2026-10-01 was $578,250, a difference of $-11,239 (-1.9%) versus the prior year and $-9,037 versus the prior month.
For the 2026-10-01 period, KENNEWICK - RICHLAND had 1,245 MLS listings, a difference of 10 listings (1%) versus the prior month and 176 listings (16%) versus the prior year.
KENNEWICK - RICHLAND's median listing price comes in at 0% of the national average.
KENNEWICK - RICHLAND's average listing price for 2026-10-01 was $578,250, a difference of $-11,239 (-1.9%) versus the prior year and $-9,037 versus the prior month.
For the 2026-10-01 period, KENNEWICK - RICHLAND had 1,245 MLS listings, a difference of 10 listings (1%) versus the prior month and 176 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - KENNEWICK - RICHLAND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 65 days | 2,148 sqft |
| 2018-02-01 | 51 days | 2,167 sqft |
| 2018-03-01 | 37 days | 2,187 sqft |
| 2018-04-01 | 33 days | 2,159 sqft |
| 2018-05-01 | 36 days | 2,192 sqft |
| 2018-06-01 | 36 days | 2,200 sqft |
| 2018-07-01 | 36 days | 2,183 sqft |
| 2018-08-01 | 38 days | 2,137 sqft |
| 2018-09-01 | 43 days | 2,107 sqft |
| 2018-10-01 | 46 days | 2,121 sqft |
| 2018-11-01 | 51 days | 2,122 sqft |
| 2018-12-01 | 62 days | 2,117 sqft |
| 2019-01-01 | 65 days | 2,099 sqft |
| 2019-02-01 | 61 days | 2,062 sqft |
| 2019-03-01 | 55 days | 2,113 sqft |
| 2019-04-01 | 47 days | 2,173 sqft |
| 2019-05-01 | 39 days | 2,142 sqft |
| 2019-06-01 | 37 days | 2,181 sqft |
| 2019-07-01 | 31 days | 2,204 sqft |
| 2019-08-01 | 34 days | 2,214 sqft |
| 2019-09-01 | 40 days | 2,197 sqft |
| 2019-10-01 | 46 days | 2,185 sqft |
| 2019-11-01 | 46 days | 2,234 sqft |
| 2019-12-01 | 53 days | 2,164 sqft |
| 2020-01-01 | 60 days | 2,198 sqft |
| 2020-02-01 | 56 days | 2,200 sqft |
| 2020-03-01 | 37 days | 2,207 sqft |
| 2020-04-01 | 42 days | 2,239 sqft |
| 2020-05-01 | 53 days | 2,327 sqft |
| 2020-06-01 | 44 days | 2,305 sqft |
| 2020-07-01 | 41 days | 2,300 sqft |
| 2020-08-01 | 37 days | 2,270 sqft |
| 2020-09-01 | 36 days | 2,248 sqft |
| 2020-10-01 | 36 days | 2,202 sqft |
| 2020-11-01 | 46 days | 2,201 sqft |
| 2020-12-01 | 61 days | 2,193 sqft |
| 2021-01-01 | 53 days | 2,161 sqft |
| 2021-02-01 | 42 days | 2,144 sqft |
| 2021-03-01 | 33 days | 2,180 sqft |
| 2021-04-01 | 33 days | 2,174 sqft |
| 2021-05-01 | 29 days | 2,232 sqft |
| 2021-06-01 | 28 days | 2,236 sqft |
| 2021-07-01 | 22 days | 2,145 sqft |
| 2021-08-01 | 23 days | 2,213 sqft |
| 2021-09-01 | 22 days | 2,190 sqft |
| 2021-10-01 | 33 days | 2,179 sqft |
| 2021-11-01 | 38 days | 2,221 sqft |
| 2021-12-01 | 52 days | 2,220 sqft |
| 2022-01-01 | 64 days | 2,212 sqft |
| 2022-02-01 | 49 days | 2,176 sqft |
| 2022-03-01 | 38 days | 2,138 sqft |
| 2022-04-01 | 33 days | 2,184 sqft |
| 2022-05-01 | 28 days | 2,176 sqft |
| 2022-06-01 | 27 days | 2,222 sqft |
| 2022-07-01 | 31 days | 2,204 sqft |
| 2022-08-01 | 37 days | 2,225 sqft |
| 2022-09-01 | 47 days | 2,254 sqft |
| 2022-10-01 | 44 days | 2,200 sqft |
| 2022-11-01 | 50 days | 2,177 sqft |
| 2022-12-01 | 68 days | 2,143 sqft |
| 2023-01-01 | 79 days | 2,139 sqft |
| 2023-02-01 | 83 days | 2,162 sqft |
| 2023-03-01 | 59 days | 2,200 sqft |
| 2023-04-01 | 53 days | 2,162 sqft |
| 2023-05-01 | 44 days | 2,158 sqft |
| 2023-06-01 | 45 days | 2,137 sqft |
| 2023-07-01 | 52 days | 2,192 sqft |
| 2023-08-01 | 46 days | 2,194 sqft |
| 2023-09-01 | 49 days | 2,168 sqft |
| 2023-10-01 | 53 days | 2,133 sqft |
| 2023-11-01 | 59 days | 2,144 sqft |
| 2023-12-01 | 68 days | 2,092 sqft |
| 2024-01-01 | 78 days | 2,085 sqft |
| 2024-02-01 | 70 days | 2,025 sqft |
| 2024-03-01 | 53 days | 2,021 sqft |
| 2024-04-01 | 50 days | 2,071 sqft |
| 2024-05-01 | 43 days | 2,123 sqft |
| 2024-06-01 | 41 days | 2,160 sqft |
| 2024-07-01 | 45 days | 2,123 sqft |
| 2024-08-01 | 51 days | 2,120 sqft |
| 2024-09-01 | 52 days | 2,086 sqft |
| 2024-10-01 | 53 days | 2,079 sqft |
| 2024-11-01 | 64 days | 2,057 sqft |
| 2024-12-01 | 71 days | 1,991 sqft |
| 2025-01-01 | 76 days | 2,022 sqft |
| 2025-02-01 | 75 days | 2,036 sqft |
| 2025-03-01 | 57 days | 2,083 sqft |
| 2025-04-01 | 43 days | 2,032 sqft |
| 2025-05-01 | 45 days | 2,048 sqft |
| 2025-06-01 | 49 days | 2,063 sqft |
| 2025-07-01 | 52 days | 2,046 sqft |
| 2025-08-01 | 57 days | 2,048 sqft |
| 2025-09-01 | 59 days | 2,070 sqft |
| 2025-10-01 | 59 days | 2,083 sqft |
| 2025-11-01 | 60 days | 2,070 sqft |
| 2025-12-01 | 69 days | 2,016 sqft |
| 2026-01-01 | 79 days | 1,990 sqft |
| 2026-02-01 | 73 days | 1,974 sqft |
| 2026-03-01 | 56 days | 2,024 sqft |
| 2026-04-01 | 49 days | 2,021 sqft |
| 2026-05-01 | 52 days | 1,990 sqft |
| 2026-06-01 | 52 days | 2,012 sqft |
| 2026-07-01 | 57 days | 2,024 sqft |
| 2026-08-01 | 51 days | 2,043 sqft |
| 2026-09-01 | 0 days | 2,060 sqft |
| 2026-10-01 | 0 days | 2,046 sqft |
KENNEWICK - RICHLAND's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
KENNEWICK - RICHLAND's median square footage for active listings during the 2026-10-01 period was 2,046 sqft. One year prior, the average listing was 2,083 sqft.
KENNEWICK - RICHLAND's median square footage for active listings during the 2026-10-01 period was 2,046 sqft. One year prior, the average listing was 2,083 sqft.
KENNEWICK-RICHLAND, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,097 | $1,593,355,000 | $388,908 |
| Cash Out Refi | 1,271 | $365,435,000 | $287,518 |
| Refi | 844 | $359,710,000 | $426,197 |
| Other | 674 | $82,920,000 | $123,027 |
| Home Improvement | 629 | $72,985,000 | $116,033 |
| NA | 1 | $115,000 | $115,000 |
Kennewick - Richland's most frequently cited loan purpose was Home Purchase, with 4,097 originations. The 2nd most popular reason was Cash Out Refi, with 1,271 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,942 | $1,182,110,000 | $401,805 |
| 5-6% | 1,561 | $715,955,000 | $458,652 |
| 7-8% | 1,266 | $313,890,000 | $247,938 |
| Over 8% | 1,062 | $150,330,000 | $141,554 |
| <2.5% | 301 | $6,145,000 | $20,415 |
| 4-5% | 144 | $56,460,000 | $392,083 |
| 3-4% | 14 | $4,620,000 | $330,000 |
| 2.5-3% | 4 | $1,360,000 | $340,000 |
During 2025, Kennewick - Richland's most frequently originated rate bucket was 6-7%, with 2,942 originations.
Loan Sizing (KENNEWICK-RICHLAND, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,824 | $885,040,000 | $313,399 |
| $400k-600k | 1,713 | $805,985,000 | $470,511 |
| $100,000 or less | 1,449 | $71,125,000 | $49,086 |
| $100k-200k | 1,077 | $151,475,000 | $140,645 |
| $600k-1000k | 388 | $279,400,000 | $720,103 |
| $Over $1MM | 65 | $281,495,000 | $4,330,692 |
KENNEWICK - RICHLAND's loan sizing saw the bucket of loans from $200k-400k with 2,824 originations, totaling $885,040,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,869 | $1,210,885,000 | $422,058 |
| Under 20% | 1,367 | $165,435,000 | $121,020 |
| 60-80% | 1,338 | $597,390,000 | $446,480 |
| 20-40% | 934 | $140,570,000 | $150,503 |
| 40-60% | 663 | $233,135,000 | $351,637 |
| Over 100% | 89 | $43,535,000 | $489,157 |
KENNEWICK - RICHLAND's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,869 originations, totaling $1,210,885,000 in origination value.