HUNTINGTON - ASHLAND Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Huntington - Ashland averaged
5.37%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.44% and
one month ago for the week of 2022-04-07, the
average rate was 4.89%.
Huntington - Ashland's average rate one year ago was 3.27%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.62%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Huntington - Ashland 30 Year Fixed Rate | 2022-05-12 | 5.37% |
| Huntington - Ashland 30 Year Fixed Rate Refi | 2022-05-12 | 5.62% |
| Huntington - Ashland 15 Year Fixed Rate | 2022-05-12 | 4.95% |
| Huntington - Ashland 15 Year Fixed Rate Refi | 2022-05-12 | 4.99% |
| Huntington - Ashland 30 Year FHA | 2022-05-12 | 5.5% |
| Huntington - Ashland 30 Year FHA Refi | 2022-05-12 | 5.4% |
| Huntington - Ashland 30 Year USDA | 2022-05-12 | 5.32% |
| Huntington - Ashland 30 Year USDA Refi | 2022-05-12 | 5.62% |
| Huntington - Ashland 30 Year VA | 2022-05-12 | 5.54% |
| Huntington - Ashland 30 Year VA Refi | 2022-05-12 | 5.24% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HUNTINGTON-ASHLAND, WV-KY-OH.
HUNTINGTON - ASHLAND Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HUNTINGTON-ASHLAND, WV-KY-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HUNTINGTON-ASHLAND, WV-KY-OH's 156 lenders originated 9,918
loans during 2021. The total origination value was $1,583,100,000, with an average loan value of
$159,619.
The top HUNTINGTON - ASHLAND lender as defined by loan originations is City National Bank of West Virginia, with
390 loans originated. Their average total fees are
$1,262, which is $3,513
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee HUNTINGTON - ASHLAND lenders (with over 10 loans originated) are
City National Bank of West Virginia ($1,262), Huntington Federal Savings Bank ($1,869), FREEDOM MORTGAGE CORPORATION ($1,978), DESCO ($2,182) and Community Trust Bank, Inc. ($2,434).
The lowest rate HUNTINGTON - ASHLAND lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.94%), Huntington Federal Savings Bank (3.00%), BETTER MORTGAGE CORPORATION (3.00%), UNITED WHOLESALE MORTGAGE, LLC (3.00%) and Victorian Finance, LLC (3.03%).
HUNTINGTON-ASHLAND, WV-KY-OH Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $112,270,000 | $131,460,000 | 17.1% | 8.3% |
| City National Bank of West Virginia | $144,140,000 | $113,710,000 | -21.1% | 7.2% |
| MOVEMENT MORTGAGE, LLC | $60,230,000 | $67,380,000 | 11.9% | 4.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $57,955,000 | $63,660,000 | 9.8% | 4.0% |
| Huntington Federal Savings Bank | $47,350,000 | $59,665,000 | 26.0% | 3.8% |
| LOANDEPOT.COM, LLC | $55,495,000 | $52,970,000 | -4.5% | 3.3% |
| DESCO | $59,695,000 | $48,420,000 | -18.9% | 3.1% |
| United Bank | $46,875,000 | $46,090,000 | -1.7% | 2.9% |
| The Huntington National Bank | $40,660,000 | $45,000,000 | 10.7% | 2.8% |
| First Option Mortgage, LLC | $4,260,000 | $43,260,000 | 915.5% | 2.7% |
| Fifth Third Bank | $33,525,000 | $39,910,000 | 19.0% | 2.5% |
| FREEDOM MORTGAGE CORPORATION | $33,830,000 | $37,800,000 | 11.7% | 2.4% |
| Putnam County Bank | $26,865,000 | $36,455,000 | 35.7% | 2.3% |
| WesBanco Bank, Inc. | $36,150,000 | $34,360,000 | -5.0% | 2.2% |
| CALIBER HOME LOANS, INC. | $32,165,000 | $33,880,000 | 5.3% | 2.1% |
| Gateway First Bank | $33,000,000 | $31,900,000 | -3.3% | 2.0% |
| Community Trust Bank, Inc. | $35,900,000 | $31,140,000 | -13.3% | 2.0% |
| JPMorgan Chase Bank | $22,370,000 | $28,675,000 | 28.2% | 1.8% |
| MEMBERS CHOICE | $28,870,000 | $27,800,000 | -3.7% | 1.8% |
| U.S. Bank | $17,275,000 | $25,885,000 | 49.8% | 1.6% |
| Truist Bank | $27,860,000 | $25,525,000 | -8.4% | 1.6% |
| Mortgage Research Center, LLC | $21,590,000 | $24,905,000 | 15.4% | 1.6% |
| Summit Community Bank, Inc. | $22,700,000 | $23,070,000 | 1.6% | 1.5% |
| ASHLAND Credit Union | $18,940,000 | $21,815,000 | 15.2% | 1.4% |
| Kentucky Farmers Bank Corporation | $12,445,000 | $21,005,000 | 68.8% | 1.3% |
| The Ohio Valley Bank Company | $32,670,000 | $19,470,000 | -40.4% | 1.2% |
| Victorian Finance, LLC | $29,125,000 | $18,800,000 | -35.5% | 1.2% |
| AMERISAVE MORTGAGE CORPORATION | $7,925,000 | $18,780,000 | 137.0% | 1.2% |
| Hometown Lenders, Inc. | $17,265,000 | $17,525,000 | 1.5% | 1.1% |
| First Grayson Bancorp Inc. | $20,300,000 | $17,155,000 | -15.5% | 1.1% |
| PNC Bank | $17,840,000 | $14,910,000 | -16.4% | 0.9% |
| The Poca Valley Bank, Inc. | $14,870,000 | $14,305,000 | -3.8% | 0.9% |
| Peoples Bank | $35,505,000 | $14,170,000 | -60.1% | 0.9% |
| The Commercial Bank of Grayson | $8,755,000 | $13,085,000 | 49.5% | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $13,670,000 | $13,080,000 | -4.3% | 0.8% |
| Wells Fargo Bank | $10,875,000 | $11,675,000 | 7.4% | 0.7% |
| LAKEVIEW LOAN SERVICING, LLC | $3,805,000 | $11,570,000 | 204.1% | 0.7% |
| MID AMERICA MORTGAGE, INC. | $5,610,000 | $10,670,000 | 90.2% | 0.7% |
| STOCKTON MORTGAGE CORPORATION | $12,405,000 | $10,430,000 | -15.9% | 0.7% |
| BETTER MORTGAGE CORPORATION | $2,350,000 | $9,190,000 | 291.1% | 0.6% |
| Citizens Bank of Kentucky, Inc. | $6,370,000 | $8,830,000 | 38.6% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,810,000 | $8,345,000 | 22.5% | 0.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,840,000 | $8,100,000 | 185.2% | 0.5% |
| UNION HOME MORTGAGE CORP. | $7,025,000 | $7,975,000 | 13.5% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $3,735,000 | $7,875,000 | 110.8% | 0.5% |
| Westbury Bank | $7,005,000 | n/a | 0.4% | |
| AMERICAN MORTGAGE SERVICE COMPANY | $5,485,000 | $6,695,000 | 22.1% | 0.4% |
| BROKER SOLUTIONS, INC. | $3,045,000 | $6,020,000 | 97.7% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,905,000 | $6,015,000 | -12.9% | 0.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | $5,470,000 | $5,960,000 | 9.0% | 0.4% |
| NEWREZ LLC | $3,360,000 | $5,945,000 | 76.9% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,000,000 | $5,740,000 | 187.0% | 0.4% |
| USAA Federal Savings Bank | $9,470,000 | $5,725,000 | -39.5% | 0.4% |
| Citizens Deposit Bank & Trust | $7,265,000 | $4,865,000 | -33.0% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $5,370,000 | $4,625,000 | -13.9% | 0.3% |
| Carrington Mortgage Services, LLC | $6,420,000 | $4,525,000 | -29.5% | 0.3% |
| SIWELL, INC. | $5,580,000 | $3,900,000 | -30.1% | 0.2% |
| BAYSHORE MORTGAGE FUNDING, LLC | $960,000 | $3,685,000 | 283.9% | 0.2% |
| AMERICAN FINANCING CORPORATION | $980,000 | $3,580,000 | 265.3% | 0.2% |
| MYCUMORTGAGE, LLC | $4,695,000 | $3,490,000 | -25.7% | 0.2% |
| First Federal Bank of the Midwest | $2,100,000 | $3,455,000 | 64.5% | 0.2% |
| The Farmers Bank & Savings Company | $5,200,000 | $3,180,000 | -38.8% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,845,000 | $3,165,000 | 11.2% | 0.2% |
| INTERCOASTAL MORTGAGE COMPANY | $2,915,000 | $3,120,000 | 7.0% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $795,000 | $2,910,000 | 266.0% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $3,050,000 | $2,705,000 | -11.3% | 0.2% |
| PLANET HOME LENDING, LLC | $2,600,000 | $2,535,000 | -2.5% | 0.2% |
| UNIVERSAL Federal Credit Union | $1,980,000 | $2,390,000 | 20.7% | 0.2% |
| Farm Credit Mid-America, ACA | $3,505,000 | $2,325,000 | -33.7% | 0.1% |
| The Federal Savings Bank | $4,265,000 | $2,200,000 | -48.4% | 0.1% |
| STAR USA FEDERAL CREDIT UNION | $5,745,000 | $2,185,000 | -62.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,245,000 | $2,120,000 | 70.3% | 0.1% |
| Renasant Bank | $2,370,000 | $2,115,000 | -10.8% | 0.1% |
| HOME POINT FINANCIAL CORPORATION | $4,190,000 | $2,035,000 | -51.4% | 0.1% |
| Bank of England | $935,000 | $1,970,000 | 110.7% | 0.1% |
| NBKC BANK | $825,000 | $1,915,000 | 132.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,380,000 | $1,805,000 | 30.8% | 0.1% |
| 21ST MORTGAGE CORPORATION | $2,015,000 | $1,800,000 | -10.7% | 0.1% |
| Bank of America | $2,980,000 | $1,800,000 | -39.6% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $505,000 | $1,790,000 | 254.5% | 0.1% |
| Flagstar Bank, FSB | $1,080,000 | $1,745,000 | 61.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,445,000 | $1,730,000 | -29.2% | 0.1% |
| Ally Bank | $575,000 | $1,710,000 | 197.4% | 0.1% |
| Citizens Bank | $2,285,000 | $1,675,000 | -26.7% | 0.1% |
| GUARANTEED RATE, INC. | $235,000 | $1,620,000 | 589.4% | 0.1% |
| Low VA Rates, LLC | $1,755,000 | $1,585,000 | -9.7% | 0.1% |
| Clear Mountain Bank | $1,505,000 | $1,560,000 | 3.7% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $965,000 | $1,555,000 | 61.1% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $135,000 | $1,535,000 | 1,037.0% | 0.1% |
| AMERIFIRST FINANCIAL CORPORATION | $860,000 | $1,520,000 | 76.7% | 0.1% |
| COMMONWEALTH | $1,515,000 | $1,455,000 | -4.0% | 0.1% |
| PHH Mortgage Corporation | $285,000 | $1,435,000 | 403.5% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,415,000 | $1,415,000 | 0.0% | 0.1% |
| First Guaranty Mortgage Corporation | $1,285,000 | $1,350,000 | 5.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $270,000 | $1,295,000 | 379.6% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,235,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $1,220,000 | n/a | 0.1% | |
| TCF National Bank | $250,000 | $1,160,000 | 364.0% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $305,000 | $1,135,000 | 272.1% | 0.1% |
| Morgan Stanley Private Bank | $2,570,000 | $1,130,000 | -56.0% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $380,000 | $1,110,000 | 192.1% | 0.1% |
| MORTGAGE SUPPLIERS, INC. | $700,000 | $1,030,000 | 47.1% | 0.1% |
| First National Bank of Pennsylvania | $2,505,000 | $1,020,000 | -59.3% | 0.1% |
| PREMIA MORTGAGE, LLC | $320,000 | $1,020,000 | 218.8% | 0.1% |
| North American Savings Bank, F.S.B. | $1,935,000 | $1,005,000 | -48.1% | 0.1% |
| DAS Acquisition Company, LLC | $995,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $160,000 | $990,000 | 518.8% | 0.1% |
| Axos Bank | $225,000 | $955,000 | 324.4% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $125,000 | $945,000 | 656.0% | 0.1% |
| Farm Credit of the Virginias, ACA | $735,000 | $925,000 | 25.9% | 0.1% |
| EQUITY RESOURCES, INC. | $210,000 | $885,000 | 321.4% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $675,000 | $880,000 | 30.4% | 0.1% |
| Premier Bank, Inc. | $850,000 | $845,000 | -0.6% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $125,000 | $835,000 | 568.0% | 0.1% |
| Strong Home Mortgage, LLC | $835,000 | n/a | 0.1% | |
| Chicago Mortgage Solutions LLC | $825,000 | n/a | 0.1% | |
| Nations Lending Corporation | $2,030,000 | $825,000 | -59.4% | 0.1% |
| First Horizon Bank | $820,000 | n/a | 0.1% | |
| Kentucky Bank | $830,000 | $775,000 | -6.6% | 0.0% |
| EVANSVILLE TEACHERS | $765,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $1,045,000 | $760,000 | -27.3% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $225,000 | $755,000 | 235.6% | 0.0% |
| First State Bank | $160,000 | $735,000 | 359.4% | 0.0% |
| GoPrime Mortgage, Inc. | $27,795,000 | $735,000 | -97.4% | 0.0% |
| NP, Inc. | $485,000 | $715,000 | 47.4% | 0.0% |
| Magnolia Bank | $535,000 | $690,000 | 29.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $680,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $510,000 | $680,000 | 33.3% | 0.0% |
| First Federal Bank | $1,155,000 | $645,000 | -44.2% | 0.0% |
| Northpointe Bank | $640,000 | n/a | 0.0% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,660,000 | $630,000 | -62.0% | 0.0% |
| POLARIS HOME FUNDING CORP. | $425,000 | $615,000 | 44.7% | 0.0% |
| CLEARPATH LENDING | $575,000 | $605,000 | 5.2% | 0.0% |
| Manufacturers and Traders Trust Company | $145,000 | $595,000 | 310.3% | 0.0% |
| The Union Bank Company | $245,000 | $590,000 | 140.8% | 0.0% |
| Discover Bank | $260,000 | $565,000 | 117.3% | 0.0% |
| FirstBank | $155,000 | $560,000 | 261.3% | 0.0% |
| MORIA DEVELOPMENT, INC. | $555,000 | n/a | 0.0% | |
| Vellum Mortgage, Inc. | $555,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $530,000 | n/a | 0.0% | |
| THE MORTGAGE WAREHOUSE,LLC | $530,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $380,000 | $525,000 | 38.2% | 0.0% |
| InterContinental Capital Group, Inc | $655,000 | $525,000 | -19.8% | 0.0% |
| Stock Yards Bank & Trust Company | $525,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $45,000 | $515,000 | 1,044.4% | 0.0% |
| Ixonia Bank | $470,000 | n/a | 0.0% | |
| The Central Trust Bank | $455,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,375,000 | $440,000 | -68.0% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $420,000 | $435,000 | 3.6% | 0.0% |
| ZILLOW HOME LOANS, LLC | $115,000 | $420,000 | 265.2% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $85,000 | $415,000 | 388.2% | 0.0% |
| TOWNE MORTGAGE COMPANY | $415,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $140,000 | $410,000 | 192.9% | 0.0% |
| Armed Forces Bank | $245,000 | $385,000 | 57.1% | 0.0% |
| Santander Bank, N.A. | $385,000 | n/a | 0.0% | |
| Towne Bank | $105,000 | $385,000 | 266.7% | 0.0% |
| Prosperity Home Mortgage, LLC | $380,000 | n/a | 0.0% | |
| Cumberland Valley National Bank & Trust Company | $375,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $370,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $75,000 | $370,000 | 393.3% | 0.0% |
| AmeriHome Mortgage Company, LLC | $365,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $530,000 | $355,000 | -33.0% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $355,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $355,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $175,000 | $345,000 | 97.1% | 0.0% |
| Triumph Bank | $520,000 | $335,000 | -35.6% | 0.0% |
| Visio Financial Services Inc. | $330,000 | n/a | 0.0% | |
| ATOMIC CREDIT UNION, INC. | $1,045,000 | $325,000 | -68.9% | 0.0% |
| Colten Mortgage, LLC | $320,000 | n/a | 0.0% | |
| The Park National Bank | $295,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $290,000 | n/a | 0.0% | |
| Citibank | $170,000 | $285,000 | 67.6% | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | $285,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $410,000 | $285,000 | -30.5% | 0.0% |
| US MORTGAGE CORPORATION | $280,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $275,000 | n/a | 0.0% | |
| The Freedom Bank of Virginia | $275,000 | n/a | 0.0% | |
| First Home Bank | $775,000 | $265,000 | -65.8% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $155,000 | $265,000 | 71.0% | 0.0% |
| Clay County Bank, Inc. | $260,000 | n/a | 0.0% | |
| MCLEAN MORTGAGE CORPORATION | $250,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $250,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $245,000 | $245,000 | 0.0% | 0.0% |
| KS StateBank | $325,000 | $245,000 | -24.6% | 0.0% |
| MCNB Bank and Trust Co. | $445,000 | $245,000 | -44.9% | 0.0% |
| The State Bank and Trust Company | $325,000 | $245,000 | -24.6% | 0.0% |
| BOKF | $235,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $235,000 | n/a | 0.0% | |
| UNIVERSITY OF KENTUCKY | $205,000 | $235,000 | 14.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $530,000 | $225,000 | -57.5% | 0.0% |
| L & N Federal Credit Union | $225,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $195,000 | $220,000 | 12.8% | 0.0% |
| LENDERFI, INC. | $425,000 | $215,000 | -49.4% | 0.0% |
| MLD MORTGAGE INC. | $215,000 | n/a | 0.0% | |
| ARC HOME LLC | $205,000 | n/a | 0.0% | |
| The First National Bank of McConnelsville | $205,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $170,000 | $195,000 | 14.7% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $195,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $185,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $185,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $185,000 | n/a | 0.0% | |
| Peoples Exchange Bank | $2,575,000 | $180,000 | -93.0% | 0.0% |
| SIRVA MORTGAGE, INC. | $1,135,000 | $175,000 | -84.6% | 0.0% |
| Figure Lending LLC | $35,000 | $170,000 | 385.7% | 0.0% |
| CITIZENS EQUITY FIRST | $270,000 | $165,000 | -38.9% | 0.0% |
| CMG MORTGAGE, INC. | $310,000 | $165,000 | -46.8% | 0.0% |
| MEMBERS HERITAGE Credit Union | $450,000 | $165,000 | -63.3% | 0.0% |
| Peoples Bank | $35,505,000 | $165,000 | -99.5% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $290,000 | $155,000 | -46.6% | 0.0% |
| First Financial Bank | $15,000 | $155,000 | 933.3% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $285,000 | $155,000 | -45.6% | 0.0% |
| OPTION FINANCIAL, LLC | $155,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $380,000 | $155,000 | -59.2% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $150,000 | n/a | 0.0% | |
| KeyBank | $95,000 | $145,000 | 52.6% | 0.0% |
| Plains Commerce Bank | $125,000 | $145,000 | 16.0% | 0.0% |
| Alcova Mortgage LLC | $305,000 | $135,000 | -55.7% | 0.0% |
| ALLIANT CREDIT UNION | $135,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $135,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| SOUTHERN TRUST MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $280,000 | $135,000 | -51.8% | 0.0% |
| Civista Bank | $125,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $125,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $1,250,000 | $125,000 | -90.0% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $125,000 | $125,000 | 0.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $115,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $730,000 | $115,000 | -84.2% | 0.0% |
| Republic Bank & Trust Company | $135,000 | $115,000 | -14.8% | 0.0% |
| RiverHills Bank | $115,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $450,000 | $110,000 | -75.6% | 0.0% |
| Central Bank & Trust Company | $435,000 | $105,000 | -75.9% | 0.0% |
| First National Bank of America | $105,000 | n/a | 0.0% | |
| TIAA, FSB | $970,000 | $105,000 | -89.2% | 0.0% |
| Union Savings Bank | $105,000 | n/a | 0.0% | |
| BNC National Bank | $415,000 | $95,000 | -77.1% | 0.0% |
| DIGITAL Federal Credit Union | $95,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $310,000 | $95,000 | -69.4% | 0.0% |
| Whitaker Bank | $95,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $85,000 | n/a | 0.0% | |
| Old National Bank | $85,000 | n/a | 0.0% | |
| PARTNERS 1ST Federal Credit Union | $235,000 | $85,000 | -63.8% | 0.0% |
| TELHIO | $85,000 | $85,000 | 0.0% | 0.0% |
| UNITED MORTGAGE CORP. | $85,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $185,000 | $75,000 | -59.5% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $75,000 | n/a | 0.0% | |
| BAYER HERITAGE | $155,000 | $65,000 | -58.1% | 0.0% |
| Community Bank of Parkersburg | $65,000 | n/a | 0.0% | |
| Paramount Bank | $390,000 | $65,000 | -83.3% | 0.0% |
| First Community Bank | $570,000 | $55,000 | -90.4% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $665,000 | $55,000 | -91.7% | 0.0% |
| F & M BANK CORP. | $205,000 | $35,000 | -82.9% | 0.0% |
| SPRING EQ, LLC | $55,000 | $35,000 | -36.4% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $50,000 | $15,000 | -70.0% | 0.0% |
| JUSTICE Federal Credit Union | $15,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $15,000 | n/a | 0.0% | |
| Focus Bank | $5,000 | n/a | 0.0% |
HUNTINGTON - ASHLAND's top lender by overall market share is QUICKEN LOANS, LLC, with 8.3% market share. In second place, with 7.2%, is City National Bank of West Virginia, having originated $113,710,000 in loans. In third place, with 4.3%, is MOVEMENT MORTGAGE, LLC, having originated $67,380,000 in loans. In third place, with 4.0%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $63,660,000 in loans. In third place, with 3.8%, is Huntington Federal Savings Bank, having originated $59,665,000 in loans.
HUNTINGTON-ASHLAND, WV-KY-OH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,338 | $731,420,000 | $168,608 |
| Refi | 3,521 | $588,825,000 | $167,232 |
| Cash Out Refi | 1,330 | $207,180,000 | $155,774 |
| Home Improvement | 436 | $28,750,000 | $65,940 |
| Other | 293 | $26,925,000 | $91,894 |
Huntington - Ashland's most frequently cited loan purpose was Home Purchase, with 4,338 originations. The 2nd most popular reason was Refi, with 3,521 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 3,848 | $621,030,000 | $161,390 |
| 2.5-3% | 2,886 | $485,390,000 | $168,188 |
| <2.5% | 1,502 | $248,390,000 | $165,373 |
| 4-5% | 626 | $78,340,000 | $125,144 |
| 5-6% | 107 | $8,565,000 | $80,047 |
| Over 8% | 92 | $6,750,000 | $73,370 |
| 6-7% | 74 | $7,250,000 | $97,973 |
| 7-8% | 38 | $3,450,000 | $90,789 |
During 2021, Huntington - Ashland's most frequently originated rate bucket was 3-4%, with 3,848 originations.
Loan Sizing (HUNTINGTON-ASHLAND, WV-KY-OH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 4,451 | $636,625,000 | $143,030 |
| $100,000 or less | 3,111 | $202,295,000 | $65,026 |
| $200k-400k | 2,049 | $535,085,000 | $261,144 |
| $400k-600k | 212 | $100,390,000 | $473,538 |
| $600k-1000k | 67 | $50,235,000 | $749,776 |
| $Over $1MM | 28 | $58,470,000 | $2,088,214 |
HUNTINGTON - ASHLAND's loan sizing saw the bucket of loans from $100k-200k with 4,451 originations, totaling $636,625,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,241 | $730,425,000 | $172,229 |
| 60-80% | 2,552 | $438,140,000 | $171,685 |
| 40-60% | 923 | $125,195,000 | $135,639 |
| 20-40% | 529 | $46,495,000 | $87,892 |
| Under 20% | 313 | $10,805,000 | $34,521 |
| Over 100% | 137 | $28,635,000 | $209,015 |
HUNTINGTON - ASHLAND's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,241 originations, totaling $730,425,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - HUNTINGTON - ASHLAND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $141,950 (1.5%) | $197,305 (4.2%) | 0.52 | 1,741 |
| 2018-02-01 | $144,950 (4.3%) | $202,568 (7.7%) | 0.52 | 1,722 |
| 2018-03-01 | $149,000 (6.5%) | $205,113 (8.3%) | 0.52 | 1,727 |
| 2018-04-01 | $149,450 (5.3%) | $203,794 (4.6%) | 0.50 | 1,743 |
| 2018-05-01 | $149,900 (3.6%) | $207,054 (5.0%) | 0.50 | 1,770 |
| 2018-06-01 | $154,900 (4.0%) | $207,210 (3.9%) | 0.52 | 1,853 |
| 2018-07-01 | $159,350 (10.0%) | $209,011 (5.1%) | 0.53 | 1,903 |
| 2018-08-01 | $154,950 (4.0%) | $208,153 (5.8%) | 0.52 | 1,931 |
| 2018-09-01 | $155,000 (6.9%) | $206,107 (5.8%) | 0.52 | 1,907 |
| 2018-10-01 | $153,450 (7.4%) | $201,921 (3.6%) | 0.51 | 1,863 |
| 2018-11-01 | $149,975 (7.2%) | $197,955 (1.4%) | 0.50 | 1,861 |
| 2018-12-01 | $149,000 (6.4%) | $196,769 (0.3%) | 0.51 | 1,806 |
| 2019-01-01 | $145,000 (2.2%) | $194,235 (-1.6%) | 0.50 | 1,696 |
| 2019-02-01 | $144,400 (-0.4%) | $193,579 (-4.4%) | 0.48 | 1,670 |
| 2019-03-01 | $143,471 (-3.7%) | $196,203 (-4.3%) | 0.47 | 1,683 |
| 2019-04-01 | $143,971 (-3.7%) | $199,994 (-1.9%) | 0.45 | 1,672 |
| 2019-05-01 | $148,000 (-1.3%) | $204,650 (-1.2%) | 0.46 | 1,637 |
| 2019-06-01 | $149,900 (-3.2%) | $203,587 (-1.8%) | 0.46 | 1,650 |
| 2019-07-01 | $149,900 (-5.9%) | $199,814 (-4.4%) | 0.47 | 1,678 |
| 2019-08-01 | $149,900 (-3.3%) | $201,524 (-3.2%) | 0.47 | 1,734 |
| 2019-09-01 | $149,900 (-3.3%) | $202,903 (-1.6%) | 0.48 | 1,759 |
| 2019-10-01 | $147,000 (-4.2%) | $200,684 (-0.6%) | 0.47 | 1,724 |
| 2019-11-01 | $142,500 (-5.0%) | $203,560 (2.8%) | 0.46 | 1,660 |
| 2019-12-01 | $139,900 (-6.1%) | $200,507 (1.9%) | 0.47 | 1,605 |
| 2020-01-01 | $138,500 (-4.5%) | $199,326 (2.6%) | 0.46 | 1,502 |
| 2020-02-01 | $139,900 (-3.1%) | $200,925 (3.8%) | 0.45 | 1,460 |
| 2020-03-01 | $134,950 (-5.9%) | $197,015 (0.4%) | 0.42 | 1,378 |
| 2020-04-01 | $135,000 (-6.2%) | $199,259 (-0.4%) | 0.42 | 1,326 |
| 2020-05-01 | $135,000 (-8.8%) | $199,976 (-2.3%) | 0.41 | 1,208 |
| 2020-06-01 | $152,200 (1.5%) | $217,266 (6.7%) | 0.44 | 1,063 |
| 2020-07-01 | $154,950 (3.4%) | $214,546 (7.4%) | 0.44 | 1,028 |
| 2020-08-01 | $149,900 (0.0%) | $215,799 (7.1%) | 0.43 | 902 |
| 2020-09-01 | $150,000 (0.1%) | $218,371 (7.6%) | 0.43 | 850 |
| 2020-10-01 | $149,900 (2.0%) | $214,814 (7.0%) | 0.43 | 839 |
| 2020-11-01 | $143,700 (0.8%) | $205,487 (1.0%) | 0.41 | 796 |
| 2020-12-01 | $139,900 (0.0%) | $198,934 (-0.8%) | 0.41 | 763 |
| 2021-01-01 | $136,000 (-1.8%) | $193,134 (-3.1%) | 0.40 | 712 |
| 2021-02-01 | $129,450 (-7.5%) | $185,600 (-7.6%) | 0.37 | 635 |
| 2021-03-01 | $125,000 (-7.4%) | $189,346 (-3.9%) | 0.35 | 589 |
| 2021-04-01 | $118,750 (-12.0%) | $190,197 (-4.6%) | 0.32 | 555 |
| 2021-05-01 | $124,900 (-7.5%) | $198,619 (-0.7%) | 0.33 | 538 |
| 2021-06-01 | $134,000 (-12.0%) | $208,609 (-4.0%) | 0.35 | 492 |
| 2021-07-01 | $144,700 (-6.6%) | $221,158 (3.1%) | 0.38 | 527 |
| 2021-08-01 | $150,000 (0.1%) | $220,075 (2.0%) | 0.39 | 585 |
| 2021-09-01 | $152,450 (1.6%) | $222,587 (1.9%) | 0.40 | 582 |
| 2021-10-01 | $149,900 (0.0%) | $217,933 (1.5%) | 0.39 | 634 |
| 2021-11-01 | $152,200 (5.9%) | $217,701 (5.9%) | 0.40 | 644 |
| 2021-12-01 | $152,450 (9.0%) | $219,733 (10.5%) | 0.41 | 606 |
| 2022-01-01 | $145,000 (6.6%) | $215,647 (11.7%) | 0.39 | 529 |
| 2022-02-01 | $139,950 (8.1%) | $217,410 (17.1%) | 0.36 | 455 |
| 2022-03-01 | $149,900 (19.9%) | $242,565 (28.1%) | 0.37 | 416 |
| 2022-04-01 | $164,900 (38.9%) | $274,307 (44.2%) | 0.39 | 395 |
HUNTINGTON - ASHLAND's median listing price for 2022-04-01 was $164,900, a difference of
$46,150
(38.9%) versus the prior year and
$15,000 versus the prior month.
HUNTINGTON - ASHLAND's median listing price comes in at 39% of the national average.
HUNTINGTON - ASHLAND's average listing price for 2022-04-01 was $274,307, a difference of $84,110 (44.2%) versus the prior year and $31,742 versus the prior month.
For the 2022-04-01 period, HUNTINGTON - ASHLAND had 395 MLS listings, a difference of -21 listings (-5%) versus the prior month and -160 listings (-29%) versus the prior year.
HUNTINGTON - ASHLAND's median listing price comes in at 39% of the national average.
HUNTINGTON - ASHLAND's average listing price for 2022-04-01 was $274,307, a difference of $84,110 (44.2%) versus the prior year and $31,742 versus the prior month.
For the 2022-04-01 period, HUNTINGTON - ASHLAND had 395 MLS listings, a difference of -21 listings (-5%) versus the prior month and -160 listings (-29%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - HUNTINGTON - ASHLAND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 117 days | 1,796 sqft |
| 2018-02-01 | 113 days | 1,800 sqft |
| 2018-03-01 | 101 days | 1,800 sqft |
| 2018-04-01 | 86 days | 1,806 sqft |
| 2018-05-01 | 84 days | 1,834 sqft |
| 2018-06-01 | 88 days | 1,868 sqft |
| 2018-07-01 | 88 days | 1,865 sqft |
| 2018-08-01 | 86 days | 1,874 sqft |
| 2018-09-01 | 86 days | 1,880 sqft |
| 2018-10-01 | 93 days | 1,878 sqft |
| 2018-11-01 | 98 days | 1,857 sqft |
| 2018-12-01 | 103 days | 1,852 sqft |
| 2019-01-01 | 114 days | 1,845 sqft |
| 2019-02-01 | 111 days | 1,800 sqft |
| 2019-03-01 | 105 days | 1,797 sqft |
| 2019-04-01 | 87 days | 1,797 sqft |
| 2019-05-01 | 83 days | 1,801 sqft |
| 2019-06-01 | 80 days | 1,812 sqft |
| 2019-07-01 | 85 days | 1,822 sqft |
| 2019-08-01 | 84 days | 1,821 sqft |
| 2019-09-01 | 82 days | 1,822 sqft |
| 2019-10-01 | 86 days | 1,804 sqft |
| 2019-11-01 | 91 days | 1,788 sqft |
| 2019-12-01 | 103 days | 1,776 sqft |
| 2020-01-01 | 114 days | 1,764 sqft |
| 2020-02-01 | 109 days | 1,768 sqft |
| 2020-03-01 | 102 days | 1,740 sqft |
| 2020-04-01 | 95 days | 1,736 sqft |
| 2020-05-01 | 98 days | 1,764 sqft |
| 2020-06-01 | 95 days | 1,902 sqft |
| 2020-07-01 | 77 days | 1,904 sqft |
| 2020-08-01 | 80 days | 1,872 sqft |
| 2020-09-01 | 77 days | 1,898 sqft |
| 2020-10-01 | 72 days | 1,900 sqft |
| 2020-11-01 | 72 days | 1,831 sqft |
| 2020-12-01 | 80 days | 1,767 sqft |
| 2021-01-01 | 91 days | 1,728 sqft |
| 2021-02-01 | 95 days | 1,616 sqft |
| 2021-03-01 | 83 days | 1,596 sqft |
| 2021-04-01 | 72 days | 1,592 sqft |
| 2021-05-01 | 49 days | 1,620 sqft |
| 2021-06-01 | 55 days | 1,711 sqft |
| 2021-07-01 | 57 days | 1,714 sqft |
| 2021-08-01 | 45 days | 1,714 sqft |
| 2021-09-01 | 53 days | 1,733 sqft |
| 2021-10-01 | 53 days | 1,673 sqft |
| 2021-11-01 | 56 days | 1,652 sqft |
| 2021-12-01 | 65 days | 1,651 sqft |
| 2022-01-01 | 79 days | 1,620 sqft |
| 2022-02-01 | 84 days | 1,608 sqft |
| 2022-03-01 | 66 days | 1,729 sqft |
| 2022-04-01 | 52 days | 1,817 sqft |
HUNTINGTON - ASHLAND's median listing age (time on market) for 2022-04-01 was 52 days.
This
is -28%
shorter
than the same period one year ago.
HUNTINGTON - ASHLAND's median square footage for active listings during the 2022-04-01 period was 1,817 sqft. One year prior, the average listing was 1,592 sqft.
HUNTINGTON - ASHLAND's median square footage for active listings during the 2022-04-01 period was 1,817 sqft. One year prior, the average listing was 1,592 sqft.
