HUNTINGTON - ASHLAND Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Huntington - Ashland averaged
6.75%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.88% and
one month ago for the week of 2025-05-15, the
average rate was 6.65%.
Huntington - Ashland's average rate one year ago was 6.89%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.1%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Huntington - Ashland 30 Year Fixed Rate | 2025-06-18 | 6.75% |
| Huntington - Ashland 30 Year Fixed Rate Refi | 2025-06-18 | 7.1% |
| Huntington - Ashland 15 Year Fixed Rate | 2025-06-18 | 6.75% |
| Huntington - Ashland 15 Year Fixed Rate Refi | 2025-06-18 | 6.16% |
| Huntington - Ashland 30 Year FHA | 2025-06-18 | 0.24% |
| Huntington - Ashland 30 Year FHA Refi | 2025-06-18 | -0.2% |
| Huntington - Ashland 30 Year USDA | 2025-06-18 | 0.16% |
| Huntington - Ashland 30 Year USDA Refi | 2025-06-18 | 0.1% |
| Huntington - Ashland 30 Year VA | 2025-06-18 | 0.26% |
| Huntington - Ashland 30 Year VA Refi | 2025-06-18 | -0.74% |
HUNTINGTON - ASHLAND Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HUNTINGTON-ASHLAND, WV-KY-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HUNTINGTON - ASHLAND Average Closing Costs & Other Stats
HUNTINGTON-ASHLAND, WV-KY-OH's 120 lenders originated 5,539
loans during 2024. The total origination value was $914,085,000, with an average loan value of
$165,027.
HUNTINGTON - ASHLAND's average closing costs are $4,315.
The top HUNTINGTON - ASHLAND lender as defined by loan originations is City National Bank of West Virginia, with
266 loans originated. Their average total fees are
$1,525, which is $4,327
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee HUNTINGTON - ASHLAND lenders (with over 10 loans originated) are
MEMBERS CHOICE ($1,332), City National Bank of West Virginia ($1,525), Community Trust Bank, Inc. ($2,077), Huntington Federal Savings Bank ($2,552) and DESCO ($2,598).
The lowest rate HUNTINGTON - ASHLAND lenders (with over 10 loans originated) are
The Ohio Valley Bank Company (6.29%), Victorian Finance, LLC (6.41%), WesBanco (6.42%), Huntington Federal Savings Bank (6.54%) and United Bank (6.56%).
HUNTINGTON-ASHLAND, WV-KY-OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| City National Bank of West Virginia | $80,660,000 | $91,095,000 | 12.9% | 10.0% |
| QUICKEN LOANS, LLC | $38,530,000 | $50,300,000 | 30.5% | 5.5% |
| MOVEMENT MORTGAGE, LLC | $43,325,000 | $46,005,000 | 6.2% | 5.0% |
| WesBanco | $20,140,000 | $39,805,000 | 97.6% | 4.4% |
| Mortgage Research Center, LLC | $23,330,000 | $33,235,000 | 42.5% | 3.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $27,285,000 | $31,775,000 | 16.5% | 3.5% |
| The Ohio Valley Bank Company | $21,650,000 | $27,045,000 | 24.9% | 3.0% |
| Huntington Federal Savings Bank | $36,625,000 | $26,330,000 | -28.1% | 2.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $33,315,000 | $26,065,000 | -21.8% | 2.9% |
| LOANDEPOT.COM, LLC | $20,270,000 | $25,820,000 | 27.4% | 2.8% |
| Putnam County Bank | $22,290,000 | $24,235,000 | 8.7% | 2.7% |
| The Huntington National Bank | $21,200,000 | $24,125,000 | 13.8% | 2.6% |
| STOCKTON MORTGAGE CORPORATION | $9,465,000 | $21,460,000 | 126.7% | 2.3% |
| MEMBERS CHOICE | $17,625,000 | $19,600,000 | 11.2% | 2.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $13,080,000 | $19,390,000 | 48.2% | 2.1% |
| DESCO | $13,920,000 | $18,015,000 | 29.4% | 2.0% |
| United Bank | $19,830,000 | $17,435,000 | -12.1% | 1.9% |
| Fifth Third Bank | $16,225,000 | $17,085,000 | 5.3% | 1.9% |
| Community Trust Bank, Inc. | $13,165,000 | $16,995,000 | 29.1% | 1.9% |
| The Commercial Bank of Grayson | $16,530,000 | $14,995,000 | -9.3% | 1.6% |
| Equity Prime Mortgage LLC | $5,230,000 | $14,800,000 | 183.0% | 1.6% |
| COREVEST AMERICAN FINANCE LENDER LLC | $12,505,000 | n/a | 1.4% | |
| Gateway First Bank | $6,515,000 | $12,205,000 | 87.3% | 1.3% |
| GUARANTEED RATE, INC. | $3,285,000 | $12,035,000 | 266.4% | 1.3% |
| Bremer Bank | $12,025,000 | n/a | 1.3% | |
| Truist | $14,360,000 | $10,490,000 | -26.9% | 1.1% |
| U.S. Bank | $10,210,000 | $9,970,000 | -2.4% | 1.1% |
| JPMorgan Chase Bank | $9,940,000 | $9,075,000 | -8.7% | 1.0% |
| Kentucky Farmers Bank Corporation | $7,525,000 | $8,975,000 | 19.3% | 1.0% |
| First Grayson Bank | $4,875,000 | $8,635,000 | 77.1% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $1,550,000 | $8,560,000 | 452.3% | 0.9% |
| Peoples Bank | $14,450,000 | $8,095,000 | -44.0% | 0.9% |
| ASHLAND Credit Union | $8,880,000 | $7,705,000 | -13.2% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $4,910,000 | $7,565,000 | 54.1% | 0.8% |
| NEWREZ LLC | $4,930,000 | $7,265,000 | 47.4% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $4,725,000 | $6,735,000 | 42.5% | 0.7% |
| Burke & Herbert Bank & Trust Company | $6,380,000 | n/a | 0.7% | |
| CALCON MUTUAL MORTGAGE LLC | $5,710,000 | n/a | 0.6% | |
| The Poca Valley Bank, Inc. | $12,010,000 | $5,605,000 | -53.3% | 0.6% |
| Victorian Finance, LLC | $9,410,000 | $5,560,000 | -40.9% | 0.6% |
| MID AMERICA MORTGAGE, INC. | $1,535,000 | $4,365,000 | 184.4% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,910,000 | $4,275,000 | 9.3% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,845,000 | $3,905,000 | 37.3% | 0.4% |
| BROKER SOLUTIONS, INC. | $2,205,000 | $3,885,000 | 76.2% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $1,610,000 | $3,855,000 | 139.4% | 0.4% |
| Citizens Bank of Kentucky, Inc. | $3,065,000 | $3,810,000 | 24.3% | 0.4% |
| Liberty Bank | $2,295,000 | $3,640,000 | 58.6% | 0.4% |
| PNC Bank | $6,990,000 | $3,550,000 | -49.2% | 0.4% |
| USAA Federal Savings Bank | $5,620,000 | $3,460,000 | -38.4% | 0.4% |
| SIRVA MORTGAGE, INC. | $3,150,000 | n/a | 0.3% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,185,000 | $3,150,000 | 44.2% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $875,000 | $3,085,000 | 252.6% | 0.3% |
| First National Bank of Pennsylvania | $2,340,000 | $3,050,000 | 30.3% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $4,730,000 | $2,910,000 | -38.5% | 0.3% |
| MYCUMORTGAGE, LLC | $2,065,000 | $2,385,000 | 15.5% | 0.3% |
| Summit Community Bank, Inc. | $21,165,000 | $2,320,000 | -89.0% | 0.3% |
| Carrington Mortgage Services, LLC | $2,825,000 | $2,070,000 | -26.7% | 0.2% |
| BMO Harris Bank | $880,000 | $1,965,000 | 123.3% | 0.2% |
| SOUTHWEST STAGE FUNDING, LLC | $1,105,000 | $1,880,000 | 70.1% | 0.2% |
| Farm Credit Mid-America, ACA | $1,835,000 | n/a | 0.2% | |
| Arbor Realty Trust, Inc. | $1,815,000 | n/a | 0.2% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $2,235,000 | $1,765,000 | -21.0% | 0.2% |
| SouthEast Bank | $1,685,000 | n/a | 0.2% | |
| Citizens Bank | $1,145,000 | $1,655,000 | 44.5% | 0.2% |
| UNION HOME MORTGAGE CORP. | $1,975,000 | $1,655,000 | -16.2% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $260,000 | $1,580,000 | 507.7% | 0.2% |
| Discover Bank | $1,575,000 | $1,540,000 | -2.2% | 0.2% |
| POLARIS HOME FUNDING CORP. | $910,000 | $1,505,000 | 65.4% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,715,000 | $1,420,000 | -17.2% | 0.2% |
| ATOMIC CREDIT UNION, INC. | $455,000 | $1,385,000 | 204.4% | 0.2% |
| 1ST SIGNATURE LENDING, LLC | $645,000 | $1,330,000 | 106.2% | 0.1% |
| First Federal Bank | $1,315,000 | n/a | 0.1% | |
| UNIVERSAL Federal Credit Union | $600,000 | $1,195,000 | 99.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $700,000 | $1,155,000 | 65.0% | 0.1% |
| The Farmers Bank & Savings Company | $1,125,000 | $1,150,000 | 2.2% | 0.1% |
| GENERAL ELECTRIC CREDIT UNION | $405,000 | $1,090,000 | 169.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $450,000 | $1,070,000 | 137.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,110,000 | $1,015,000 | -8.6% | 0.1% |
| DAS Acquisition Company, LLC | $1,095,000 | $1,005,000 | -8.2% | 0.1% |
| The Federal Savings Bank | $550,000 | $990,000 | 80.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,765,000 | $980,000 | -44.5% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,060,000 | $960,000 | -9.4% | 0.1% |
| WEST VIRGINIA FEDERAL CREDIT UNION | $1,130,000 | $940,000 | -16.8% | 0.1% |
| BETTER MORTGAGE CORPORATION | $875,000 | n/a | 0.1% | |
| HOMESPIRE MORTGAGE CORPORATION | $205,000 | $870,000 | 324.4% | 0.1% |
| PLANET HOME LENDING, LLC | $1,005,000 | $860,000 | -14.4% | 0.1% |
| First State Bank | $470,000 | $815,000 | 73.4% | 0.1% |
| PHH Mortgage Corporation | $145,000 | $740,000 | 410.3% | 0.1% |
| Citizens Bank | $1,145,000 | $735,000 | -35.8% | 0.1% |
| Bank of America | $365,000 | $730,000 | 100.0% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $255,000 | $715,000 | 180.4% | 0.1% |
| Northpointe Bank | $605,000 | $710,000 | 17.4% | 0.1% |
| CARDINAL FINANCIAL | $1,355,000 | $700,000 | -48.3% | 0.1% |
| Nations Lending Corporation | $700,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $385,000 | $680,000 | 76.6% | 0.1% |
| MCNB Bank and Trust Co. | $3,615,000 | $670,000 | -81.5% | 0.1% |
| Wells Fargo Bank | $3,675,000 | $665,000 | -81.9% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $655,000 | n/a | 0.1% | |
| Whitaker Bank | $230,000 | $640,000 | 178.3% | 0.1% |
| Ally Bank | $270,000 | $635,000 | 135.2% | 0.1% |
| NBKC BANK | $1,520,000 | $600,000 | -60.5% | 0.1% |
| T2 FINANCIAL LLC | $1,795,000 | $595,000 | -66.9% | 0.1% |
| Chambers Bank | $585,000 | n/a | 0.1% | |
| ENDEAVOR CAPITAL, LLC. | $125,000 | $580,000 | 364.0% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $95,000 | $570,000 | 500.0% | 0.1% |
| COMMONWEALTH | $295,000 | $555,000 | 88.1% | 0.1% |
| Stock Yards Bank & Trust Company | $515,000 | $555,000 | 7.8% | 0.1% |
| Cornerstone First Mortgage, Inc | $520,000 | n/a | 0.1% | |
| Assurance Financial Group, L.L.C. | $505,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $775,000 | $500,000 | -35.5% | 0.1% |
| Sandy Spring Bank | $485,000 | n/a | 0.1% | |
| Toyota Financial Savings Bank | $485,000 | n/a | 0.1% | |
| First-Citizens Bank & Trust Company | $475,000 | n/a | 0.1% | |
| Magnolia Bank | $360,000 | $475,000 | 31.9% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $145,000 | $470,000 | 224.1% | 0.1% |
| Peoples Exchange Bank | $725,000 | $465,000 | -35.9% | 0.1% |
| EQUITY RESOURCES, INC. | $300,000 | $460,000 | 53.3% | 0.1% |
| FirstBank | $395,000 | $460,000 | 16.5% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $115,000 | $460,000 | 300.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $975,000 | $450,000 | -53.8% | 0.0% |
| Charles Schwab Bank, SSB | $445,000 | n/a | 0.0% | |
| M&T Bank | $265,000 | $445,000 | 67.9% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $450,000 | $445,000 | -1.1% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,035,000 | $435,000 | -58.0% | 0.0% |
| GUILD MORTGAGE COMPANY | $395,000 | $430,000 | 8.9% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $295,000 | $415,000 | 40.7% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $415,000 | $395,000 | -4.8% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $265,000 | $385,000 | 45.3% | 0.0% |
| CLEARPATH LENDING | $380,000 | $380,000 | 0.0% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $480,000 | $380,000 | -20.8% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $85,000 | $375,000 | 341.2% | 0.0% |
| Clear Mountain Bank | $225,000 | $365,000 | 62.2% | 0.0% |
| Ixonia Bank | $360,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $505,000 | $345,000 | -31.7% | 0.0% |
| AmeriHome Mortgage Company, LLC | $195,000 | $345,000 | 76.9% | 0.0% |
| HOMESTEAD FUNDING CORP. | $345,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $340,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $185,000 | $340,000 | 83.8% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $340,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $335,000 | n/a | 0.0% | |
| Coastal Community Bank | $75,000 | $330,000 | 340.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $475,000 | $325,000 | -31.6% | 0.0% |
| Colonial Savings, F.A. | $325,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $325,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $670,000 | $325,000 | -51.5% | 0.0% |
| Northwest Federal Credit Union | $95,000 | $325,000 | 242.1% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $320,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $320,000 | n/a | 0.0% | |
| The Park National Bank | $320,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $265,000 | $310,000 | 17.0% | 0.0% |
| NFM, INC. | $655,000 | $305,000 | -53.4% | 0.0% |
| Armed Forces Bank | $295,000 | n/a | 0.0% | |
| First Home Bank | $290,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $290,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $170,000 | $285,000 | 67.6% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $655,000 | $285,000 | -56.5% | 0.0% |
| CAMC Federal Credit Union | $230,000 | $280,000 | 21.7% | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $275,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $270,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $260,000 | n/a | 0.0% | |
| FIRST BANCORP | $255,000 | n/a | 0.0% | |
| Integrity Home Mortgage Corp | $255,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $245,000 | n/a | 0.0% | |
| Citibank | $245,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $230,000 | $235,000 | 2.2% | 0.0% |
| Bank of England | $190,000 | $225,000 | 18.4% | 0.0% |
| CMG MORTGAGE, INC. | $285,000 | $225,000 | -21.1% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $195,000 | $225,000 | 15.4% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $370,000 | $225,000 | -39.2% | 0.0% |
| EVANSVILLE TEACHERS | $210,000 | $215,000 | 2.4% | 0.0% |
| Farm Credit of the Virginias, ACA | $215,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $395,000 | $215,000 | -45.6% | 0.0% |
| MORTGAGE ACCESS CORP. | $215,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $135,000 | $215,000 | 59.3% | 0.0% |
| Union Savings Bank | $215,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $205,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $185,000 | n/a | 0.0% | |
| THE STATE CREDIT UNION | $65,000 | $185,000 | 184.6% | 0.0% |
| NEXERA HOLDING LLC | $175,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $165,000 | n/a | 0.0% | |
| Guardian Savings Bank, A Federal Savings Bank | $165,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $130,000 | $165,000 | 26.9% | 0.0% |
| Presidential Bank, FSB | $165,000 | n/a | 0.0% | |
| Community Bank of Parkersburg | $155,000 | n/a | 0.0% | |
| First Merchants Bank | $315,000 | $155,000 | -50.8% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $155,000 | n/a | 0.0% | |
| Quontic Bank | $95,000 | $155,000 | 63.2% | 0.0% |
| Figure Lending LLC | $170,000 | $150,000 | -11.8% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $145,000 | n/a | 0.0% | |
| First Bank | $145,000 | n/a | 0.0% | |
| FIRST OHIO HOME FINANCE, INC. | $145,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $65,000 | $145,000 | 123.1% | 0.0% |
| First Option Mortgage, LLC | $140,000 | n/a | 0.0% | |
| AmRes Corporation | $135,000 | n/a | 0.0% | |
| Members Choice WV Federal Credit Union | $1,125,000 | $135,000 | -88.0% | 0.0% |
| Peoples Bank | $14,450,000 | $135,000 | -99.1% | 0.0% |
| UNIVERSITY OF KENTUCKY | $155,000 | $130,000 | -16.1% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $185,000 | $125,000 | -32.4% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $120,000 | n/a | 0.0% | |
| Flagstar Bank, FSB | $560,000 | $115,000 | -79.5% | 0.0% |
| LENDINGONE, LLC | $115,000 | n/a | 0.0% | |
| Meade County Bank | $120,000 | $110,000 | -8.3% | 0.0% |
| GoPrime Mortgage, Inc. | $1,345,000 | $105,000 | -92.2% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $105,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $25,000 | $105,000 | 320.0% | 0.0% |
| TOWNE MORTGAGE COMPANY | $115,000 | $105,000 | -8.7% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $300,000 | $95,000 | -68.3% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $95,000 | n/a | 0.0% | |
| Regions Bank | $180,000 | $95,000 | -47.2% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $125,000 | $75,000 | -40.0% | 0.0% |
| SOUTHWEST FUNDING, LP | $75,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $740,000 | $65,000 | -91.2% | 0.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,270,000 | $55,000 | -95.7% | 0.0% |
| Bethpage Federal Credit Union | $25,000 | $50,000 | 100.0% | 0.0% |
| First Commonwealth Bank | $50,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $440,000 | $45,000 | -89.8% | 0.0% |
| EASTMAN | $275,000 | $45,000 | -83.6% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $45,000 | $45,000 | 0.0% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $55,000 | $35,000 | -36.4% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $25,000 | n/a | 0.0% | |
| L & N Federal Credit Union | $25,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $180,000 | $25,000 | -86.1% | 0.0% |
| UNITED | $25,000 | n/a | 0.0% |
HUNTINGTON - ASHLAND's top lender by overall market share is City National Bank of West Virginia, with 10.0% market share. In second place, with 5.5%, is QUICKEN LOANS, LLC, having originated $50,300,000 in loans. In third place, with 5.0%, is MOVEMENT MORTGAGE, LLC, having originated $46,005,000 in loans. In fourth place, with 4.4%, is WesBanco, having originated $39,805,000 in loans. In fifth place, with 3.6%, is Mortgage Research Center, LLC, having originated $33,235,000 in loans.
HUNTINGTON-ASHLAND, WV-KY-OH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,172 | $625,340,000 | $197,144 |
| Refi | 734 | $124,980,000 | $170,272 |
| Cash Out Refi | 604 | $87,990,000 | $145,679 |
| Home Improvement | 519 | $34,595,000 | $66,657 |
| Other | 495 | $37,315,000 | $75,384 |
| NA | 15 | $3,865,000 | $257,667 |
Huntington - Ashland's most frequently cited loan purpose was Home Purchase, with 3,172 originations. The 2nd most popular reason was Refi, with 734 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,136 | $403,370,000 | $188,844 |
| 7-8% | 1,090 | $178,990,000 | $164,211 |
| Over 8% | 960 | $114,700,000 | $119,479 |
| 5-6% | 548 | $111,800,000 | $204,015 |
| 2.5-3% | 168 | $12,490,000 | $74,345 |
| 3-4% | 68 | $5,830,000 | $85,735 |
| <2.5% | 46 | $850,000 | $18,478 |
| 4-5% | 32 | $8,290,000 | $259,063 |
During 2024, Huntington - Ashland's most frequently originated rate bucket was 6-7%, with 2,136 originations.
Loan Sizing (HUNTINGTON-ASHLAND, WV-KY-OH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,078 | $300,520,000 | $144,620 |
| $100,000 or less | 2,056 | $111,720,000 | $54,339 |
| $200k-400k | 1,155 | $311,615,000 | $269,797 |
| $400k-600k | 186 | $88,020,000 | $473,226 |
| $600k-1000k | 48 | $34,180,000 | $712,083 |
| $Over $1MM | 16 | $68,030,000 | $4,251,875 |
HUNTINGTON - ASHLAND's loan sizing saw the bucket of loans from $100k-200k with 2,078 originations, totaling $300,520,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,415 | $478,065,000 | $197,957 |
| 60-80% | 849 | $164,745,000 | $194,046 |
| 20-40% | 638 | $47,540,000 | $74,514 |
| Under 20% | 586 | $21,900,000 | $37,372 |
| 40-60% | 396 | $70,790,000 | $178,763 |
| Over 100% | 114 | $41,570,000 | $364,649 |
HUNTINGTON - ASHLAND's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,415 originations, totaling $478,065,000 in origination value.