HUNTINGTON - ASHLAND Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Huntington - Ashland averaged 5.37% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.44% and one month ago for the week of 2022-04-07, the average rate was 4.89%.

Huntington - Ashland's average rate one year ago was 3.27%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Huntington - Ashland 30 Year Fixed Rate 2022-05-12 5.37%
Huntington - Ashland 30 Year Fixed Rate Refi 2022-05-12 5.62%
Huntington - Ashland 15 Year Fixed Rate 2022-05-12 4.95%
Huntington - Ashland 15 Year Fixed Rate Refi 2022-05-12 4.99%
Huntington - Ashland 30 Year FHA 2022-05-12 5.5%
Huntington - Ashland 30 Year FHA Refi 2022-05-12 5.4%
Huntington - Ashland 30 Year USDA 2022-05-12 5.32%
Huntington - Ashland 30 Year USDA Refi 2022-05-12 5.62%
Huntington - Ashland 30 Year VA 2022-05-12 5.54%
Huntington - Ashland 30 Year VA Refi 2022-05-12 5.24%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HUNTINGTON-ASHLAND, WV-KY-OH.

HUNTINGTON - ASHLAND Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HUNTINGTON-ASHLAND, WV-KY-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
City National Bank of West Virginia 390 3.42% $1,262
QUICKEN LOANS, LLC 279 3.17% $4,775
PRIMELENDING, A PLAINSCAPITAL COMPANY 205 3.41% $3,520
Huntington Federal Savings Bank 146 3.00% $1,869
MOVEMENT MORTGAGE, LLC 114 3.23% $3,541
LOANDEPOT.COM, LLC 113 3.22% $3,783
DESCO 98 3.23% $2,182
United Bank 88 3.09% $3,326
The Huntington National Bank 86 3.14% $3,654
CALIBER HOME LOANS, INC. 86 3.17% $3,189
JPMorgan Chase Bank 81 3.13% $2,636
Community Trust Bank, Inc. 78 3.03% $2,434
WesBanco Bank, Inc. 69 3.19% $3,443
Truist Bank 67 3.08% $3,227
First Option Mortgage, LLC 64 3.40% $3,541
Fifth Third Bank 63 3.33% $3,302
U.S. Bank 61 3.14% $2,944
Gateway First Bank 61 3.20% $3,289
Peoples Bank 48 3.36% $2,548
AMERISAVE MORTGAGE CORPORATION 45 2.94% $4,904
Victorian Finance, LLC 39 3.03% $2,974
Hometown Lenders, Inc. 38 3.48% $3,582
The Ohio Valley Bank Company 32 3.63% $3,519
STOCKTON MORTGAGE CORPORATION 30 3.27% $3,057
BETTER MORTGAGE CORPORATION 29 3.00% $2,861
Wells Fargo Bank 27 3.15% $2,773
Summit Community Bank, Inc. 25 3.27% $3,121
AMERICAN MORTGAGE SERVICE COMPANY 24 3.19% $2,695
PNC Bank 22 3.36% $2,682
UNITED WHOLESALE MORTGAGE, LLC 21 3.00% $4,202
ASHLAND Credit Union 17 3.33% $3,289
UNION HOME MORTGAGE CORP. 16 3.45% $2,586
NEWREZ LLC 16 3.15% $3,425
BROKER SOLUTIONS, INC. 15 3.20% $4,245
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 14 3.61% $4,304
AMERICAN FINANCING CORPORATION 13 3.17% $4,767
CROSSCOUNTRY MORTGAGE, LLC 13 3.20% $6,321
FREEDOM MORTGAGE CORPORATION 12 3.32% $1,978
Mr. Cooper ( Nationstar Mortgage ) 10 3.77% $5,279
INTERCOASTAL MORTGAGE COMPANY 10 3.06% $3,397
Wyndham Capital Mortgage, Inc. 8 2.97% $2,429
HOMESIDE FINANCIAL, LLC 8 3.08% $4,447
Renasant Bank 7 3.02% $3,045
ROYAL UNITED MORTGAGE LLC 7 3.50% $5,510
BAYSHORE MORTGAGE FUNDING, LLC 6 3.54% $4,520
Farm Credit Mid-America, ACA 6 3.32% $5,539
Bank of America 6 2.60% $3,615
PENNYMAC LOAN SERVICES, LLC 6 3.42% $5,039
STAR USA FEDERAL CREDIT UNION 6 2.88% $1,986
Citizens Bank 5 3.15% $2,894
Bank of England 5 3.28% $3,560
Ally Bank 5 2.85% $4,353
GUARANTEED RATE, INC. 5 3.32% $3,318
NBKC BANK 5 2.98% $3,346
SIWELL, INC. 4 3.00% $3,611
AMERIFIRST FINANCIAL CORPORATION 4 2.97% $3,758
Mortgage Research Center, LLC 4 2.96% $2,408
MID AMERICA MORTGAGE, INC. 4 3.28% $2,507
Discover Bank 4 4.31% $0
DAS Acquisition Company, LLC 3 2.96% $3,232
Chicago Mortgage Solutions LLC 3 2.79% $1,583
CHURCHILL MORTGAGE CORPORATION 3 3.25% $3,421
SECURITYNATIONAL MORTGAGE COMPANY 3 3.17% $2,766
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.08% $3,654
InterContinental Capital Group, Inc 3 3.63% $4,085
PREMIA MORTGAGE, LLC 3 2.96% $1,154
POLARIS HOME FUNDING CORP. 3 3.71% $4,191
MYCUMORTGAGE, LLC 3 3.29% $4,473
Nations Lending Corporation 3 3.38% $8,755
NAVY FEDERAL CREDIT UNION 3 3.92% $3,580
First Federal Savings and Loan Association of Lakewood 3 2.99% $3,793
IMPAC MORTGAGE CORP. 2 3.56% $2,186
Northpointe Bank 2 3.37% $7,084
VANDERBILT MORTGAGE AND FINANCE, INC. 2 3.38% $3,143
RUOFF MORTGAGE COMPANY, INC. 2 3.13% $3,517
EVERETT FINANCIAL, INC. 2 3.75% $2,848
Kentucky Bank 2 2.94% $2,325
EVANSVILLE TEACHERS 2 3.06% $3,063
EQUITY RESOURCES, INC. 2 3.06% $3,853
ACADEMY MORTGAGE CORPORATION 2 3.44% $3,396
Clear Mountain Bank 2 2.56% $3,164
Flagstar Bank, FSB 2 3.85% $2,900
Magnolia Bank 2 2.75% $3,064
Manufacturers and Traders Trust Company 2 3.25% $3,919
CRESCENT MORTGAGE COMPANY 2 3.25% $3,082
First Horizon Bank 2 2.95% $3,482
First State Bank 2 3.56% $2,104
COMMONWEALTH 2 2.56% $2,513
MORIA DEVELOPMENT, INC. 2 3.38% $4,515
Platinum Home Mortgage Corporation 2 3.31% $4,433
FirstBank 2 2.87% $2,228
TCF National Bank 2 3.19% $4,287
T2 FINANCIAL LLC 2 3.31% $3,385
Strong Home Mortgage, LLC 2 2.87% $410
North American Savings Bank, F.S.B. 2 4.06% $2,694
Stock Yards Bank & Trust Company 2 3.19% $2,317
PHH Mortgage Corporation 2 3.38% $4,011
PENTAGON FEDERAL CREDIT UNION 2 2.63% $3,430
Axos Bank 2 2.68% $3,218
HOMESPIRE MORTGAGE CORPORATION 2 3.06% $4,444
THE MORTGAGE WAREHOUSE,LLC 2 3.19% $3,342
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.38% $4,884
ZILLOW HOME LOANS, LLC 1 2.75% $2,705
AMERICAN FINANCIAL NETWORK, INC. 1 3.50% $10,011
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $4,171
ARC HOME LLC 1 2.75% $5,016
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.00% $3,563
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 3.75% $4,209
BNC National Bank 1 3.50% $2,876
BOKF 1 3.00% $3,231
Citibank 1 2.75% $5,997
Civista Bank 1 2.63% $3,440
Colonial Savings, F.A. 1 3.38% $1,224
Colten Mortgage, LLC 1 3.13% $1,150
Deere Employees Credit Union 1 2.25% $2,307
Farm Credit of the Virginias, ACA 1 4.00% $1,563
FINANCE OF AMERICA MORTGAGE LLC 1 4.25% $3,250
First Federal Bank of the Midwest 1 3.13% $4,606
First Financial Bank 1 3.38% $3,464
First Guaranty Mortgage Corporation 1 4.25% $5,244
First Home Bank 1 3.13% $8,850
First National Bank of Pennsylvania 1 2.75% $5,948
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.38% $2,615
GoPrime Mortgage, Inc. 1 2.88% $2,558
GUARANTY HOME MORTGAGE CORPORATION 1 3.50% $1,540
GUIDANCE RESIDENTIAL, LLC 1 3.25% $2,750
HOME POINT FINANCIAL CORPORATION 1 3.25% $2,258
Ixonia Bank 1 2.88% $6,538
KeyBank 1 3.38% $3,031
LENDERFI, INC. 1 2.75% $1,208
Liberty Savings Bank, F.S.B. 1 3.25% $3,088
L & N Federal Credit Union 1 5.25% $1,918
MCLEAN MORTGAGE CORPORATION 1 3.17% $2,969
Merchants Bank of Indiana 1 3.25% $3,426
Morgan Stanley Private Bank 1 3.00% $4,531
MORTGAGE ACCESS CORP. 1 3.38% $3,455
NATIONS RELIABLE LENDING, LLC 1 3.13% $3,845
NORWICH COMMERCIAL GROUP, INC. 1 3.50% $4,781
Paramount Residential Mortgage Group, Inc. 1 3.13% $8,426
Peoples Exchange Bank 1 2.63% $2,231
PLANET HOME LENDING, LLC 1 3.25% $3,715
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.50% $4,500
RELIANCE FIRST CAPITAL, LLC 1 3.25% $4,960
Republic Bank & Trust Company 1 2.88% $4,990
RiverHills Bank 1 3.00% $2,487
Santander Bank, N.A. 1 2.62% $4,821
SIRVA MORTGAGE, INC. 1 3.00% $1,852
SOFI LENDING CORP. 1 2.88% $2,839
SOUTHERN TRUST MORTGAGE, LLC 1 2.88% $3,158
The Central Trust Bank 1 2.63% $2,321
The Park National Bank 1 4.24% $4,150
The State Bank and Trust Company 1 3.00% $2,402
Towne Bank 1 3.25% $3,945
TOWNE MORTGAGE COMPANY 1 2.88% $5,791
US MORTGAGE CORPORATION 1 3.13% $4,547
1ST SIGNATURE LENDING, LLC 1 3.88% $5,015

HUNTINGTON-ASHLAND, WV-KY-OH's 156 lenders originated 9,918 loans during 2021. The total origination value was $1,583,100,000, with an average loan value of $159,619.

The top HUNTINGTON - ASHLAND lender as defined by loan originations is City National Bank of West Virginia, with 390 loans originated. Their average total fees are $1,262, which is $3,513 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee HUNTINGTON - ASHLAND lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,262), Huntington Federal Savings Bank ($1,869), FREEDOM MORTGAGE CORPORATION ($1,978), DESCO ($2,182) and Community Trust Bank, Inc. ($2,434).

The lowest rate HUNTINGTON - ASHLAND lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.94%), Huntington Federal Savings Bank (3.00%), BETTER MORTGAGE CORPORATION (3.00%), UNITED WHOLESALE MORTGAGE, LLC (3.00%) and Victorian Finance, LLC (3.03%).

HUNTINGTON-ASHLAND, WV-KY-OH Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $112,270,000 $131,460,000 17.1% 8.3%
City National Bank of West Virginia $144,140,000 $113,710,000 -21.1% 7.2%
MOVEMENT MORTGAGE, LLC $60,230,000 $67,380,000 11.9% 4.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $57,955,000 $63,660,000 9.8% 4.0%
Huntington Federal Savings Bank $47,350,000 $59,665,000 26.0% 3.8%
LOANDEPOT.COM, LLC $55,495,000 $52,970,000 -4.5% 3.3%
DESCO $59,695,000 $48,420,000 -18.9% 3.1%
United Bank $46,875,000 $46,090,000 -1.7% 2.9%
The Huntington National Bank $40,660,000 $45,000,000 10.7% 2.8%
First Option Mortgage, LLC $4,260,000 $43,260,000 915.5% 2.7%
Fifth Third Bank $33,525,000 $39,910,000 19.0% 2.5%
FREEDOM MORTGAGE CORPORATION $33,830,000 $37,800,000 11.7% 2.4%
Putnam County Bank $26,865,000 $36,455,000 35.7% 2.3%
WesBanco Bank, Inc. $36,150,000 $34,360,000 -5.0% 2.2%
CALIBER HOME LOANS, INC. $32,165,000 $33,880,000 5.3% 2.1%
Gateway First Bank $33,000,000 $31,900,000 -3.3% 2.0%
Community Trust Bank, Inc. $35,900,000 $31,140,000 -13.3% 2.0%
JPMorgan Chase Bank $22,370,000 $28,675,000 28.2% 1.8%
MEMBERS CHOICE $28,870,000 $27,800,000 -3.7% 1.8%
U.S. Bank $17,275,000 $25,885,000 49.8% 1.6%
Truist Bank $27,860,000 $25,525,000 -8.4% 1.6%
Mortgage Research Center, LLC $21,590,000 $24,905,000 15.4% 1.6%
Summit Community Bank, Inc. $22,700,000 $23,070,000 1.6% 1.5%
ASHLAND Credit Union $18,940,000 $21,815,000 15.2% 1.4%
Kentucky Farmers Bank Corporation $12,445,000 $21,005,000 68.8% 1.3%
The Ohio Valley Bank Company $32,670,000 $19,470,000 -40.4% 1.2%
Victorian Finance, LLC $29,125,000 $18,800,000 -35.5% 1.2%
AMERISAVE MORTGAGE CORPORATION $7,925,000 $18,780,000 137.0% 1.2%
Hometown Lenders, Inc. $17,265,000 $17,525,000 1.5% 1.1%
First Grayson Bancorp Inc. $20,300,000 $17,155,000 -15.5% 1.1%
PNC Bank $17,840,000 $14,910,000 -16.4% 0.9%
The Poca Valley Bank, Inc. $14,870,000 $14,305,000 -3.8% 0.9%
Peoples Bank $35,505,000 $14,170,000 -60.1% 0.9%
The Commercial Bank of Grayson $8,755,000 $13,085,000 49.5% 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $13,670,000 $13,080,000 -4.3% 0.8%
Wells Fargo Bank $10,875,000 $11,675,000 7.4% 0.7%
LAKEVIEW LOAN SERVICING, LLC $3,805,000 $11,570,000 204.1% 0.7%
MID AMERICA MORTGAGE, INC. $5,610,000 $10,670,000 90.2% 0.7%
STOCKTON MORTGAGE CORPORATION $12,405,000 $10,430,000 -15.9% 0.7%
BETTER MORTGAGE CORPORATION $2,350,000 $9,190,000 291.1% 0.6%
Citizens Bank of Kentucky, Inc. $6,370,000 $8,830,000 38.6% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $6,810,000 $8,345,000 22.5% 0.5%
UNITED WHOLESALE MORTGAGE, LLC $2,840,000 $8,100,000 185.2% 0.5%
UNION HOME MORTGAGE CORP. $7,025,000 $7,975,000 13.5% 0.5%
PENNYMAC LOAN SERVICES, LLC $3,735,000 $7,875,000 110.8% 0.5%
Westbury Bank $7,005,000 n/a 0.4%
AMERICAN MORTGAGE SERVICE COMPANY $5,485,000 $6,695,000 22.1% 0.4%
BROKER SOLUTIONS, INC. $3,045,000 $6,020,000 97.7% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $6,905,000 $6,015,000 -12.9% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $5,470,000 $5,960,000 9.0% 0.4%
NEWREZ LLC $3,360,000 $5,945,000 76.9% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,000,000 $5,740,000 187.0% 0.4%
USAA Federal Savings Bank $9,470,000 $5,725,000 -39.5% 0.4%
Citizens Deposit Bank & Trust $7,265,000 $4,865,000 -33.0% 0.3%
NAVY FEDERAL CREDIT UNION $5,370,000 $4,625,000 -13.9% 0.3%
Carrington Mortgage Services, LLC $6,420,000 $4,525,000 -29.5% 0.3%
SIWELL, INC. $5,580,000 $3,900,000 -30.1% 0.2%
BAYSHORE MORTGAGE FUNDING, LLC $960,000 $3,685,000 283.9% 0.2%
AMERICAN FINANCING CORPORATION $980,000 $3,580,000 265.3% 0.2%
MYCUMORTGAGE, LLC $4,695,000 $3,490,000 -25.7% 0.2%
First Federal Bank of the Midwest $2,100,000 $3,455,000 64.5% 0.2%
The Farmers Bank & Savings Company $5,200,000 $3,180,000 -38.8% 0.2%
NEW DAY FINANCIAL, LLC $2,845,000 $3,165,000 11.2% 0.2%
INTERCOASTAL MORTGAGE COMPANY $2,915,000 $3,120,000 7.0% 0.2%
Wyndham Capital Mortgage, Inc. $795,000 $2,910,000 266.0% 0.2%
Barrington Bank & Trust Company, N.A. $3,050,000 $2,705,000 -11.3% 0.2%
PLANET HOME LENDING, LLC $2,600,000 $2,535,000 -2.5% 0.2%
UNIVERSAL Federal Credit Union $1,980,000 $2,390,000 20.7% 0.2%
Farm Credit Mid-America, ACA $3,505,000 $2,325,000 -33.7% 0.1%
The Federal Savings Bank $4,265,000 $2,200,000 -48.4% 0.1%
STAR USA FEDERAL CREDIT UNION $5,745,000 $2,185,000 -62.0% 0.1%
HOMESIDE FINANCIAL, LLC $1,245,000 $2,120,000 70.3% 0.1%
Renasant Bank $2,370,000 $2,115,000 -10.8% 0.1%
HOME POINT FINANCIAL CORPORATION $4,190,000 $2,035,000 -51.4% 0.1%
Bank of England $935,000 $1,970,000 110.7% 0.1%
NBKC BANK $825,000 $1,915,000 132.1% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,380,000 $1,805,000 30.8% 0.1%
21ST MORTGAGE CORPORATION $2,015,000 $1,800,000 -10.7% 0.1%
Bank of America $2,980,000 $1,800,000 -39.6% 0.1%
ROYAL UNITED MORTGAGE LLC $505,000 $1,790,000 254.5% 0.1%
Flagstar Bank, FSB $1,080,000 $1,745,000 61.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,445,000 $1,730,000 -29.2% 0.1%
Ally Bank $575,000 $1,710,000 197.4% 0.1%
Citizens Bank $2,285,000 $1,675,000 -26.7% 0.1%
GUARANTEED RATE, INC. $235,000 $1,620,000 589.4% 0.1%
Low VA Rates, LLC $1,755,000 $1,585,000 -9.7% 0.1%
Clear Mountain Bank $1,505,000 $1,560,000 3.7% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $965,000 $1,555,000 61.1% 0.1%
First Federal Savings and Loan Association of Lakewood $135,000 $1,535,000 1,037.0% 0.1%
AMERIFIRST FINANCIAL CORPORATION $860,000 $1,520,000 76.7% 0.1%
COMMONWEALTH $1,515,000 $1,455,000 -4.0% 0.1%
PHH Mortgage Corporation $285,000 $1,435,000 403.5% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,415,000 $1,415,000 0.0% 0.1%
First Guaranty Mortgage Corporation $1,285,000 $1,350,000 5.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $270,000 $1,295,000 379.6% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,235,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,220,000 n/a 0.1%
TCF National Bank $250,000 $1,160,000 364.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $305,000 $1,135,000 272.1% 0.1%
Morgan Stanley Private Bank $2,570,000 $1,130,000 -56.0% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $380,000 $1,110,000 192.1% 0.1%
MORTGAGE SUPPLIERS, INC. $700,000 $1,030,000 47.1% 0.1%
First National Bank of Pennsylvania $2,505,000 $1,020,000 -59.3% 0.1%
PREMIA MORTGAGE, LLC $320,000 $1,020,000 218.8% 0.1%
North American Savings Bank, F.S.B. $1,935,000 $1,005,000 -48.1% 0.1%
DAS Acquisition Company, LLC $995,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $160,000 $990,000 518.8% 0.1%
Axos Bank $225,000 $955,000 324.4% 0.1%
RUOFF MORTGAGE COMPANY, INC. $125,000 $945,000 656.0% 0.1%
Farm Credit of the Virginias, ACA $735,000 $925,000 25.9% 0.1%
EQUITY RESOURCES, INC. $210,000 $885,000 321.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $675,000 $880,000 30.4% 0.1%
Premier Bank, Inc. $850,000 $845,000 -0.6% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $125,000 $835,000 568.0% 0.1%
Strong Home Mortgage, LLC $835,000 n/a 0.1%
Chicago Mortgage Solutions LLC $825,000 n/a 0.1%
Nations Lending Corporation $2,030,000 $825,000 -59.4% 0.1%
First Horizon Bank $820,000 n/a 0.1%
Kentucky Bank $830,000 $775,000 -6.6% 0.0%
EVANSVILLE TEACHERS $765,000 n/a 0.0%
T2 FINANCIAL LLC $1,045,000 $760,000 -27.3% 0.0%
HOMESPIRE MORTGAGE CORPORATION $225,000 $755,000 235.6% 0.0%
First State Bank $160,000 $735,000 359.4% 0.0%
GoPrime Mortgage, Inc. $27,795,000 $735,000 -97.4% 0.0%
NP, Inc. $485,000 $715,000 47.4% 0.0%
Magnolia Bank $535,000 $690,000 29.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $680,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $510,000 $680,000 33.3% 0.0%
First Federal Bank $1,155,000 $645,000 -44.2% 0.0%
Northpointe Bank $640,000 n/a 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $1,660,000 $630,000 -62.0% 0.0%
POLARIS HOME FUNDING CORP. $425,000 $615,000 44.7% 0.0%
CLEARPATH LENDING $575,000 $605,000 5.2% 0.0%
Manufacturers and Traders Trust Company $145,000 $595,000 310.3% 0.0%
The Union Bank Company $245,000 $590,000 140.8% 0.0%
Discover Bank $260,000 $565,000 117.3% 0.0%
FirstBank $155,000 $560,000 261.3% 0.0%
MORIA DEVELOPMENT, INC. $555,000 n/a 0.0%
Vellum Mortgage, Inc. $555,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $530,000 n/a 0.0%
THE MORTGAGE WAREHOUSE,LLC $530,000 n/a 0.0%
Colonial Savings, F.A. $380,000 $525,000 38.2% 0.0%
InterContinental Capital Group, Inc $655,000 $525,000 -19.8% 0.0%
Stock Yards Bank & Trust Company $525,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $45,000 $515,000 1,044.4% 0.0%
Ixonia Bank $470,000 n/a 0.0%
The Central Trust Bank $455,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,375,000 $440,000 -68.0% 0.0%
CRESCENT MORTGAGE COMPANY $420,000 $435,000 3.6% 0.0%
ZILLOW HOME LOANS, LLC $115,000 $420,000 265.2% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $85,000 $415,000 388.2% 0.0%
TOWNE MORTGAGE COMPANY $415,000 n/a 0.0%
EVERETT FINANCIAL, INC. $140,000 $410,000 192.9% 0.0%
Armed Forces Bank $245,000 $385,000 57.1% 0.0%
Santander Bank, N.A. $385,000 n/a 0.0%
Towne Bank $105,000 $385,000 266.7% 0.0%
Prosperity Home Mortgage, LLC $380,000 n/a 0.0%
Cumberland Valley National Bank & Trust Company $375,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $370,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $75,000 $370,000 393.3% 0.0%
AmeriHome Mortgage Company, LLC $365,000 n/a 0.0%
AMERICAN ADVISORS GROUP $530,000 $355,000 -33.0% 0.0%
CALCON MUTUAL MORTGAGE LLC $355,000 n/a 0.0%
GSF Mortgage Corporation $355,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $175,000 $345,000 97.1% 0.0%
Triumph Bank $520,000 $335,000 -35.6% 0.0%
Visio Financial Services Inc. $330,000 n/a 0.0%
ATOMIC CREDIT UNION, INC. $1,045,000 $325,000 -68.9% 0.0%
Colten Mortgage, LLC $320,000 n/a 0.0%
The Park National Bank $295,000 n/a 0.0%
IMPAC MORTGAGE CORP. $290,000 n/a 0.0%
Citibank $170,000 $285,000 67.6% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $285,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $410,000 $285,000 -30.5% 0.0%
US MORTGAGE CORPORATION $280,000 n/a 0.0%
MORTGAGE INVESTORS GROUP, INC. $275,000 n/a 0.0%
The Freedom Bank of Virginia $275,000 n/a 0.0%
First Home Bank $775,000 $265,000 -65.8% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $155,000 $265,000 71.0% 0.0%
Clay County Bank, Inc. $260,000 n/a 0.0%
MCLEAN MORTGAGE CORPORATION $250,000 n/a 0.0%
Platinum Home Mortgage Corporation $250,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $245,000 $245,000 0.0% 0.0%
KS StateBank $325,000 $245,000 -24.6% 0.0%
MCNB Bank and Trust Co. $445,000 $245,000 -44.9% 0.0%
The State Bank and Trust Company $325,000 $245,000 -24.6% 0.0%
BOKF $235,000 n/a 0.0%
Merchants Bank of Indiana $235,000 n/a 0.0%
UNIVERSITY OF KENTUCKY $205,000 $235,000 14.6% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $225,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $530,000 $225,000 -57.5% 0.0%
L & N Federal Credit Union $225,000 n/a 0.0%
ENVOY MORTGAGE, LTD $195,000 $220,000 12.8% 0.0%
LENDERFI, INC. $425,000 $215,000 -49.4% 0.0%
MLD MORTGAGE INC. $215,000 n/a 0.0%
ARC HOME LLC $205,000 n/a 0.0%
The First National Bank of McConnelsville $205,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $170,000 $195,000 14.7% 0.0%
NORTHROP GRUMMAN Federal Credit Union $195,000 n/a 0.0%
Goldwater Bank, N.A. $185,000 n/a 0.0%
Home Mortgage Alliance Corp $185,000 n/a 0.0%
Toyota Financial Savings Bank $185,000 n/a 0.0%
Peoples Exchange Bank $2,575,000 $180,000 -93.0% 0.0%
SIRVA MORTGAGE, INC. $1,135,000 $175,000 -84.6% 0.0%
Figure Lending LLC $35,000 $170,000 385.7% 0.0%
CITIZENS EQUITY FIRST $270,000 $165,000 -38.9% 0.0%
CMG MORTGAGE, INC. $310,000 $165,000 -46.8% 0.0%
MEMBERS HERITAGE Credit Union $450,000 $165,000 -63.3% 0.0%
Peoples Bank $35,505,000 $165,000 -99.5% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $290,000 $155,000 -46.6% 0.0%
First Financial Bank $15,000 $155,000 933.3% 0.0%
GUIDANCE RESIDENTIAL, LLC $285,000 $155,000 -45.6% 0.0%
OPTION FINANCIAL, LLC $155,000 n/a 0.0%
SOFI LENDING CORP. $380,000 $155,000 -59.2% 0.0%
1ST SIGNATURE LENDING, LLC $150,000 n/a 0.0%
KeyBank $95,000 $145,000 52.6% 0.0%
Plains Commerce Bank $125,000 $145,000 16.0% 0.0%
Alcova Mortgage LLC $305,000 $135,000 -55.7% 0.0%
ALLIANT CREDIT UNION $135,000 n/a 0.0%
Equity Prime Mortgage LLC $135,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $135,000 n/a 0.0%
SOUTHERN TRUST MORTGAGE, LLC $135,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $280,000 $135,000 -51.8% 0.0%
Civista Bank $125,000 n/a 0.0%
GENEVA FINANCIAL, LLC $125,000 n/a 0.0%
MORTGAGE ACCESS CORP. $1,250,000 $125,000 -90.0% 0.0%
NORWICH COMMERCIAL GROUP, INC. $125,000 $125,000 0.0% 0.0%
MICHIGAN MUTUAL, INC. $115,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $730,000 $115,000 -84.2% 0.0%
Republic Bank & Trust Company $135,000 $115,000 -14.8% 0.0%
RiverHills Bank $115,000 n/a 0.0%
Deere Employees Credit Union $450,000 $110,000 -75.6% 0.0%
Central Bank & Trust Company $435,000 $105,000 -75.9% 0.0%
First National Bank of America $105,000 n/a 0.0%
TIAA, FSB $970,000 $105,000 -89.2% 0.0%
Union Savings Bank $105,000 n/a 0.0%
BNC National Bank $415,000 $95,000 -77.1% 0.0%
DIGITAL Federal Credit Union $95,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $95,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $310,000 $95,000 -69.4% 0.0%
Whitaker Bank $95,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $85,000 n/a 0.0%
Old National Bank $85,000 n/a 0.0%
PARTNERS 1ST Federal Credit Union $235,000 $85,000 -63.8% 0.0%
TELHIO $85,000 $85,000 0.0% 0.0%
UNITED MORTGAGE CORP. $85,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $185,000 $75,000 -59.5% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $75,000 n/a 0.0%
BAYER HERITAGE $155,000 $65,000 -58.1% 0.0%
Community Bank of Parkersburg $65,000 n/a 0.0%
Paramount Bank $390,000 $65,000 -83.3% 0.0%
First Community Bank $570,000 $55,000 -90.4% 0.0%
Third Federal Savings and Loan Association of Cleveland $665,000 $55,000 -91.7% 0.0%
F & M BANK CORP. $205,000 $35,000 -82.9% 0.0%
SPRING EQ, LLC $55,000 $35,000 -36.4% 0.0%
QUORUM FEDERAL CREDIT UNION $25,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $50,000 $15,000 -70.0% 0.0%
JUSTICE Federal Credit Union $15,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $15,000 n/a 0.0%
Focus Bank $5,000 n/a 0.0%

HUNTINGTON - ASHLAND's top lender by overall market share is QUICKEN LOANS, LLC, with 8.3% market share. In second place, with 7.2%, is City National Bank of West Virginia, having originated $113,710,000 in loans. In third place, with 4.3%, is MOVEMENT MORTGAGE, LLC, having originated $67,380,000 in loans. In third place, with 4.0%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $63,660,000 in loans. In third place, with 3.8%, is Huntington Federal Savings Bank, having originated $59,665,000 in loans.


HUNTINGTON-ASHLAND, WV-KY-OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,338 $731,420,000 $168,608
Refi 3,521 $588,825,000 $167,232
Cash Out Refi 1,330 $207,180,000 $155,774
Home Improvement 436 $28,750,000 $65,940
Other 293 $26,925,000 $91,894

Huntington - Ashland's most frequently cited loan purpose was Home Purchase, with 4,338 originations. The 2nd most popular reason was Refi, with 3,521 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 3,848 $621,030,000 $161,390
2.5-3% 2,886 $485,390,000 $168,188
<2.5% 1,502 $248,390,000 $165,373
4-5% 626 $78,340,000 $125,144
5-6% 107 $8,565,000 $80,047
Over 8% 92 $6,750,000 $73,370
6-7% 74 $7,250,000 $97,973
7-8% 38 $3,450,000 $90,789

During 2021, Huntington - Ashland's most frequently originated rate bucket was 3-4%, with 3,848 originations.

Loan Sizing (HUNTINGTON-ASHLAND, WV-KY-OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 4,451 $636,625,000 $143,030
$100,000 or less 3,111 $202,295,000 $65,026
$200k-400k 2,049 $535,085,000 $261,144
$400k-600k 212 $100,390,000 $473,538
$600k-1000k 67 $50,235,000 $749,776
$Over $1MM 28 $58,470,000 $2,088,214

HUNTINGTON - ASHLAND's loan sizing saw the bucket of loans from $100k-200k with 4,451 originations, totaling $636,625,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,241 $730,425,000 $172,229
60-80% 2,552 $438,140,000 $171,685
40-60% 923 $125,195,000 $135,639
20-40% 529 $46,495,000 $87,892
Under 20% 313 $10,805,000 $34,521
Over 100% 137 $28,635,000 $209,015

HUNTINGTON - ASHLAND's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,241 originations, totaling $730,425,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - HUNTINGTON - ASHLAND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $141,950 (1.5%) $197,305 (4.2%) 0.52 1,741
2018-02-01 $144,950 (4.3%) $202,568 (7.7%) 0.52 1,722
2018-03-01 $149,000 (6.5%) $205,113 (8.3%) 0.52 1,727
2018-04-01 $149,450 (5.3%) $203,794 (4.6%) 0.50 1,743
2018-05-01 $149,900 (3.6%) $207,054 (5.0%) 0.50 1,770
2018-06-01 $154,900 (4.0%) $207,210 (3.9%) 0.52 1,853
2018-07-01 $159,350 (10.0%) $209,011 (5.1%) 0.53 1,903
2018-08-01 $154,950 (4.0%) $208,153 (5.8%) 0.52 1,931
2018-09-01 $155,000 (6.9%) $206,107 (5.8%) 0.52 1,907
2018-10-01 $153,450 (7.4%) $201,921 (3.6%) 0.51 1,863
2018-11-01 $149,975 (7.2%) $197,955 (1.4%) 0.50 1,861
2018-12-01 $149,000 (6.4%) $196,769 (0.3%) 0.51 1,806
2019-01-01 $145,000 (2.2%) $194,235 (-1.6%) 0.50 1,696
2019-02-01 $144,400 (-0.4%) $193,579 (-4.4%) 0.48 1,670
2019-03-01 $143,471 (-3.7%) $196,203 (-4.3%) 0.47 1,683
2019-04-01 $143,971 (-3.7%) $199,994 (-1.9%) 0.45 1,672
2019-05-01 $148,000 (-1.3%) $204,650 (-1.2%) 0.46 1,637
2019-06-01 $149,900 (-3.2%) $203,587 (-1.8%) 0.46 1,650
2019-07-01 $149,900 (-5.9%) $199,814 (-4.4%) 0.47 1,678
2019-08-01 $149,900 (-3.3%) $201,524 (-3.2%) 0.47 1,734
2019-09-01 $149,900 (-3.3%) $202,903 (-1.6%) 0.48 1,759
2019-10-01 $147,000 (-4.2%) $200,684 (-0.6%) 0.47 1,724
2019-11-01 $142,500 (-5.0%) $203,560 (2.8%) 0.46 1,660
2019-12-01 $139,900 (-6.1%) $200,507 (1.9%) 0.47 1,605
2020-01-01 $138,500 (-4.5%) $199,326 (2.6%) 0.46 1,502
2020-02-01 $139,900 (-3.1%) $200,925 (3.8%) 0.45 1,460
2020-03-01 $134,950 (-5.9%) $197,015 (0.4%) 0.42 1,378
2020-04-01 $135,000 (-6.2%) $199,259 (-0.4%) 0.42 1,326
2020-05-01 $135,000 (-8.8%) $199,976 (-2.3%) 0.41 1,208
2020-06-01 $152,200 (1.5%) $217,266 (6.7%) 0.44 1,063
2020-07-01 $154,950 (3.4%) $214,546 (7.4%) 0.44 1,028
2020-08-01 $149,900 (0.0%) $215,799 (7.1%) 0.43 902
2020-09-01 $150,000 (0.1%) $218,371 (7.6%) 0.43 850
2020-10-01 $149,900 (2.0%) $214,814 (7.0%) 0.43 839
2020-11-01 $143,700 (0.8%) $205,487 (1.0%) 0.41 796
2020-12-01 $139,900 (0.0%) $198,934 (-0.8%) 0.41 763
2021-01-01 $136,000 (-1.8%) $193,134 (-3.1%) 0.40 712
2021-02-01 $129,450 (-7.5%) $185,600 (-7.6%) 0.37 635
2021-03-01 $125,000 (-7.4%) $189,346 (-3.9%) 0.35 589
2021-04-01 $118,750 (-12.0%) $190,197 (-4.6%) 0.32 555
2021-05-01 $124,900 (-7.5%) $198,619 (-0.7%) 0.33 538
2021-06-01 $134,000 (-12.0%) $208,609 (-4.0%) 0.35 492
2021-07-01 $144,700 (-6.6%) $221,158 (3.1%) 0.38 527
2021-08-01 $150,000 (0.1%) $220,075 (2.0%) 0.39 585
2021-09-01 $152,450 (1.6%) $222,587 (1.9%) 0.40 582
2021-10-01 $149,900 (0.0%) $217,933 (1.5%) 0.39 634
2021-11-01 $152,200 (5.9%) $217,701 (5.9%) 0.40 644
2021-12-01 $152,450 (9.0%) $219,733 (10.5%) 0.41 606
2022-01-01 $145,000 (6.6%) $215,647 (11.7%) 0.39 529
2022-02-01 $139,950 (8.1%) $217,410 (17.1%) 0.36 455
2022-03-01 $149,900 (19.9%) $242,565 (28.1%) 0.37 416
2022-04-01 $164,900 (38.9%) $274,307 (44.2%) 0.39 395
HUNTINGTON - ASHLAND's median listing price for 2022-04-01 was $164,900, a difference of $46,150 (38.9%) versus the prior year and $15,000 versus the prior month.

HUNTINGTON - ASHLAND's median listing price comes in at 39% of the national average.

HUNTINGTON - ASHLAND's average listing price for 2022-04-01 was $274,307, a difference of $84,110 (44.2%) versus the prior year and $31,742 versus the prior month.

For the 2022-04-01 period, HUNTINGTON - ASHLAND had 395 MLS listings, a difference of -21 listings (-5%) versus the prior month and -160 listings (-29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HUNTINGTON - ASHLAND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 117 days 1,796 sqft
2018-02-01 113 days 1,800 sqft
2018-03-01 101 days 1,800 sqft
2018-04-01 86 days 1,806 sqft
2018-05-01 84 days 1,834 sqft
2018-06-01 88 days 1,868 sqft
2018-07-01 88 days 1,865 sqft
2018-08-01 86 days 1,874 sqft
2018-09-01 86 days 1,880 sqft
2018-10-01 93 days 1,878 sqft
2018-11-01 98 days 1,857 sqft
2018-12-01 103 days 1,852 sqft
2019-01-01 114 days 1,845 sqft
2019-02-01 111 days 1,800 sqft
2019-03-01 105 days 1,797 sqft
2019-04-01 87 days 1,797 sqft
2019-05-01 83 days 1,801 sqft
2019-06-01 80 days 1,812 sqft
2019-07-01 85 days 1,822 sqft
2019-08-01 84 days 1,821 sqft
2019-09-01 82 days 1,822 sqft
2019-10-01 86 days 1,804 sqft
2019-11-01 91 days 1,788 sqft
2019-12-01 103 days 1,776 sqft
2020-01-01 114 days 1,764 sqft
2020-02-01 109 days 1,768 sqft
2020-03-01 102 days 1,740 sqft
2020-04-01 95 days 1,736 sqft
2020-05-01 98 days 1,764 sqft
2020-06-01 95 days 1,902 sqft
2020-07-01 77 days 1,904 sqft
2020-08-01 80 days 1,872 sqft
2020-09-01 77 days 1,898 sqft
2020-10-01 72 days 1,900 sqft
2020-11-01 72 days 1,831 sqft
2020-12-01 80 days 1,767 sqft
2021-01-01 91 days 1,728 sqft
2021-02-01 95 days 1,616 sqft
2021-03-01 83 days 1,596 sqft
2021-04-01 72 days 1,592 sqft
2021-05-01 49 days 1,620 sqft
2021-06-01 55 days 1,711 sqft
2021-07-01 57 days 1,714 sqft
2021-08-01 45 days 1,714 sqft
2021-09-01 53 days 1,733 sqft
2021-10-01 53 days 1,673 sqft
2021-11-01 56 days 1,652 sqft
2021-12-01 65 days 1,651 sqft
2022-01-01 79 days 1,620 sqft
2022-02-01 84 days 1,608 sqft
2022-03-01 66 days 1,729 sqft
2022-04-01 52 days 1,817 sqft
HUNTINGTON - ASHLAND's median listing age (time on market) for 2022-04-01 was 52 days. This is -28% shorter than the same period one year ago.

HUNTINGTON - ASHLAND's median square footage for active listings during the 2022-04-01 period was 1,817 sqft. One year prior, the average listing was 1,592 sqft.