Idaho Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Idaho averaged 6.29% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 5.89% and one month ago for the week of 2024-09-05, the average rate was 6.02%.

Idaho's average rate one year ago was 7.36%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.43%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Idaho 30 Year Fixed Rate 2024-10-10 6.29%
Idaho 30 Year Fixed Rate Refi 2024-10-10 6.43%
Idaho 15 Year Fixed Rate 2024-10-10 5.88%
Idaho 15 Year Fixed Rate Refi 2024-10-10 6.25%
Idaho 30 Year FHA 2024-10-10 5.92%
Idaho 30 Year FHA Refi 2024-10-10 5.9%
Idaho 30 Year USDA 2024-10-10 5.24%
Idaho 30 Year USDA Refi 2024-10-10 6.18%
Idaho 30 Year VA 2024-10-10 5.48%
Idaho 30 Year VA Refi 2024-10-10 5.85%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Idaho.

Idaho Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Idaho market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
IDAHO CENTRAL 2,097 6.50% $7,550
UNITED WHOLESALE MORTGAGE, LLC 1,302 6.54% $8,650
QUICKEN LOANS, LLC 1,012 6.65% $8,759
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 509 6.49% $9,093
PREMIER MORTGAGE RESOURCES, L.L.C. 405 6.60% $9,130
GUILD MORTGAGE COMPANY 395 6.56% $9,317
AMERICAN PACIFIC MORTGAGE CORPORATION 378 6.70% $8,070
Glacier Bank 357 6.64% $9,691
MOVEMENT MORTGAGE, LLC 356 6.76% $10,033
U.S. Bank 354 6.38% $8,721
Willamette Valley Bank 344 6.59% $10,464
LOANDEPOT.COM, LLC 310 6.43% $8,988
S1L, Inc. 240 6.61% $8,801
TBI MORTGAGE COMPANY 236 5.90% $9,786
ACADEMY MORTGAGE CORPORATION 229 6.57% $10,264
FIRST COLONY MORTGAGE CORPORATION 225 6.60% $8,729
Eagle Bank and Trust Company 218 6.43% $7,262
Zions Bank 206 6.37% $6,420
PRIMELENDING, A PLAINSCAPITAL COMPANY 198 6.55% $8,736
First Federal Savings Bank of Twin Falls 186 6.28% $7,395
JPMorgan Chase Bank 177 6.45% $6,531
CMG MORTGAGE, INC. 166 6.63% $8,553
GUARANTEED RATE, INC. 162 6.68% $7,608
CANOPY MORTGAGE, LLC 157 6.53% $8,887
Wells Fargo Bank 134 6.53% $6,463
Sunflower Bank 116 6.81% $9,443
AXIA FINANCIAL, LLC 108 6.61% $7,927
CHURCHILL MORTGAGE CORPORATION 105 6.63% $7,908
Flagstar Bank, FSB 102 6.60% $8,943
PIONEER 100 5.93% $6,208
D. L. Evans Bank 100 6.61% $7,507
Potlatch No. 1 Financial Credit Union 99 6.47% $5,070
BROKER SOLUTIONS, INC. 95 6.85% $8,935
CROSSCOUNTRY MORTGAGE, LLC 95 6.94% $9,089
KeyBank 90 6.38% $8,401
Waterstone Mortgage Corporation 88 6.34% $10,486
MOUNTAIN AMERICA 86 6.53% $6,792
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 84 6.88% $13,516
MANN FINANCIAL INC. 82 6.71% $7,422
NFM, INC. 79 6.59% $7,768
Bank of Idaho 76 6.84% $8,104
PENNYMAC LOAN SERVICES, LLC 74 6.60% $10,113
Washington Federal Bank 70 6.59% $14,126
CAPITAL EDUCATORS FEDERAL CREDIT UNION 68 6.07% $7,674
CORNERSTONE HOME LENDING, INC. 65 6.61% $9,036
EAGLE HOME MORTGAGE, LLC 65 5.53% $7,043
Umpqua Bank 64 6.64% $7,405
HOMEBRIDGE FINANCIAL SERVICES, INC. 63 6.34% $8,058
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 60 6.75% $9,369
BEEHIVE 59 6.48% $5,721
BAY EQUITY LLC 58 6.70% $6,945
Gateway First Bank 57 6.82% $7,726
WESTMARK Credit Union 56 6.33% $7,787
Washington Trust Bank 55 6.72% $6,892
BELEM SERVICING LLC 52 6.54% $8,179
VERITAS FUNDING, LLC 51 6.79% $8,685
MUTUAL OF OMAHA MORTGAGE, INC. 51 6.93% $8,835
NEWREZ LLC 50 6.85% $7,438
The Loan Store, Inc. 48 6.88% $8,135
NUMERICA CREDIT UNION 48 6.81% $12,383
Mr. Cooper ( Nationstar Mortgage ) 46 6.72% $10,213
NAVY FEDERAL CREDIT UNION 45 6.20% $6,097
VAN DYK MORTGAGE CORPORATION 45 6.83% $6,979
ARK-LA-TEX FINANCIAL SERVICES, LLC. 45 6.65% $12,645
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 44 6.70% $8,719
PRIMARY RESIDENTIAL MORTGAGE, INC. 44 6.77% $10,240
Bank of America 42 6.26% $6,758
Boeing Employees Credit Union 41 6.52% $8,139
SUMMIT FUNDING, INC. 41 6.89% $10,519
ADVANTAGE PLUS 40 6.87% $5,517
Morgan Stanley Private Bank 40 5.89% $4,640
SPOKANE TEACHERS 39 6.73% $7,212
American Mortgage & Equity Consultants, Inc. 38 6.92% $9,418
AMERISAVE MORTGAGE CORPORATION 38 6.39% $12,310
Paramount Residential Mortgage Group, Inc. 37 6.77% $8,897
Sierra Pacific Mortgage Company, Inc. 36 6.77% $8,990
Banner Bank 36 6.57% $6,262
EAST IDAHO Credit Union 35 6.57% $10,194
JMJ FINANCIAL GROUP 35 6.94% $9,986
CALCON MUTUAL MORTGAGE LLC 33 6.50% $12,828
FIRST TECHNOLOGY 32 6.55% $3,843
CASTLE & COOKE MORTGAGE, LLC 32 6.98% $12,807
Bank of England 31 6.60% $9,443
Century Mortgage Company DBA Century Lending Company 30 6.95% $6,071
HOMEAMERICAN MORTGAGE CORPORATION 30 6.14% $3,234
Platinum Home Mortgage Corporation 29 6.53% $8,977
PROVIDENT FUNDING ASSOCIATES, L.P. 29 6.26% $8,855
NBKC BANK 29 6.38% $5,704
Citibank 28 5.80% $7,906
Shea Mortgage Inc. 28 6.65% $2,171
The Huntington National Bank 27 6.49% $7,747
BMO Harris Bank 27 6.35% $9,113
AMCAP MORTGAGE, LTD. 26 6.81% $12,808
HORIZON 25 6.94% $5,801
PRIORITY HOME LENDING, LLC 25 6.59% $10,000
PLANET HOME LENDING, LLC 24 7.31% $11,010
First Interstate Bank 24 6.56% $6,941
Charles Schwab Bank, SSB 23 5.67% $7,074
KBHS HOME LOANS, LLC 21 6.40% $9,950
EVERETT FINANCIAL, INC. 21 6.72% $8,621
Cache Valley Bank 21 6.63% $6,279
Summit Mortgage Corporation 20 6.92% $9,653
BETTER MORTGAGE CORPORATION 20 6.09% $8,859
CARDINAL FINANCIAL 20 6.57% $9,216
ENVOY MORTGAGE, LTD 20 7.16% $8,608
INTERCAP LENDING INC. 19 6.46% $8,265
SECURITYNATIONAL MORTGAGE COMPANY 18 6.93% $11,453
DEEPHAVEN MORTGAGE LLC 18 8.32% $16,565
UBS Bank USA 17 5.88% $7,910
PNC Bank 17 6.35% $6,894
USAA Federal Savings Bank 17 6.51% $6,783
SIRVA MORTGAGE, INC. 17 6.55% $2,432
Bank of Utah 16 6.94% $7,340
LENDSURE MORTGAGE CORP. 16 8.39% $18,519
T2 FINANCIAL LLC 16 6.91% $8,399
FREEDOM MORTGAGE CORPORATION 15 7.01% $10,640
Northpointe Bank 15 6.77% $8,671
Plains Commerce Bank 15 6.71% $7,974
PLAZA HOME MORTGAGE, INC. 15 6.46% $12,287
AMERICA FIRST 15 6.74% $6,123
Discover Bank 15 7.01% $0
IDAHO STATE UNIVERSITY 15 7.36% $7,785
CITYWIDE HOME LOANS, LLC 15 6.60% $7,701
Magnolia Bank 14 6.71% $7,713
Wheatland Bank 14 6.58% $9,218
AMERICAN FINANCING CORPORATION 14 6.34% $7,822
Alaska USA Federal Credit Union 14 6.71% $7,475
Stifel Bank and Trust 14 6.12% $4,386
Northwest Farm Credit Services, FLCA 14 7.12% $9,649
1st Security Bank of Washington 14 6.26% $13,344
Commerce Home Mortgage, Inc. 14 7.71% $14,151
ALAMEDA MORTGAGE CORPORATION 13 6.71% $7,768
ZILLOW HOME LOANS, LLC 13 6.80% $8,025
PENTAGON FEDERAL CREDIT UNION 12 5.92% $6,406
Mortgage Research Center, LLC 12 6.54% $6,249
GENEVA FINANCIAL, LLC 12 7.18% $9,534
CITY FIRST MORTGAGE SERVICES, L.L.C. 12 6.49% $9,830
LADERA LENDING, INC. 12 6.81% $8,024
NBH Bank 12 6.89% $3,225
ROGUE 11 6.78% $6,545
VANDERBILT MORTGAGE AND FINANCE, INC. 11 7.06% $7,958
MY MOVE MORTGAGE, LLC 11 6.42% $12,528
NexBank 11 6.93% $9,121
Raymond James Bank 11 5.25% $5,552
Barrington Bank & Trust Company, N.A. 10 6.85% $8,454
The Federal Savings Bank 10 6.55% $12,915
Wallick & Volk, Inc. 10 6.38% $8,547
SAMMAMISH MORTGAGE COMPANY 10 6.17% $5,219
Ixonia Bank 10 7.09% $8,255
LAKEVIEW LOAN SERVICING, LLC 10 6.59% $9,885
MORTGAGE SOLUTIONS OF COLORADO, LLC 10 6.66% $7,458
CALIBER HOME LOANS, INC. 9 6.46% $6,482
Utah Power 9 5.81% $6,242
Firefighters First Federal Credit Union 9 6.25% $4,397
First Western Trust Bank 9 6.50% $7,006
Citadel Servicing Corporation 8 8.70% $11,150
ARC HOME LLC 8 7.63% $9,628
HOMEXPRESS MORTGAGE CORP. 8 8.34% $14,273
Ally Bank 8 6.64% $10,855
NEXERA HOLDING LLC 8 8.70% $13,801
ANGEL OAK MORTGAGE SOLUTIONS LLC 8 8.30% $14,028
OCMBC, INC. 7 8.98% $14,144
Farmers Bank & Trust 7 6.18% $5,770
Heritage Bank 7 6.14% $7,047
First Republic Bank 7 5.13% $5,181
PACIFIC RESIDENTIAL MORTGAGE, LLC 7 7.21% $7,612
Citizens Bank 7 6.11% $7,190
Truist 7 6.44% $6,603
UNION HOME MORTGAGE CORP. 7 7.36% $8,680
AMERICAN FINANCIAL NETWORK, INC. 6 6.29% $12,140
21ST MORTGAGE CORPORATION 6 8.72% $6,470
RED CANOE CREDIT UNION 6 5.94% $16,345
Franklin Loan Corporation 6 7.04% $10,142
BAY-VALLEY MORTGAGE GROUP 6 6.69% $7,576
AMERICAN INTERNET MORTGAGE, INC. 6 5.73% $7,929
GESA 6 7.48% $8,039
Deseret First Credit Union 6 6.52% $7,016
SECURITY HOME MORTGAGE, LLC. 6 6.56% $9,024
STARBOARD FINANCIAL MANAGEMENT, LLC 6 7.02% $5,922
PREMIER LENDING, INC. 6 7.54% $12,301
First National Bank of America 6 9.75% $12,166
GOLDENWEST 6 6.81% $6,244
LEADERONE FINANCIAL CORPORATION 5 6.77% $7,819
Carrington Mortgage Services, LLC 5 6.20% $7,958
BNC National Bank 5 5.93% $5,991
DIRECT MORTGAGE, CORP. 5 6.85% $10,801
HOMEOWNERS FINANCIAL GROUP USA, LLC 5 7.70% $8,685
WASHINGTON STATE EMPLOYEES Credit Union 5 6.35% $3,540
AmeriHome Mortgage Company, LLC 5 5.90% $5,544
LAND HOME FINANCIAL SERVICES, INC. 5 7.20% $5,410
LOANPAL, LLC 5 6.92% $12,503
PHH Mortgage Corporation 5 6.77% $7,299
Evolve Bank & Trust 5 6.30% $5,999
North American Savings Bank, F.S.B. 5 7.55% $10,654
FIRST MORTGAGE COMPANY, INC. 4 6.25% $6,432
OAKTREE FUNDING CORP. 4 8.78% $26,165
FIRST COMMUNITY MORTGAGE, INC. 4 6.56% $5,162
DRAPER AND KRAMER MORTGAGE CORP. 4 7.00% $5,233
Utah Mortgage Loan Corporation 4 7.41% $6,499
TOP FLITE FINANCIAL, INC. 4 7.38% $19,267
MASON MCDUFFIE MORTGAGE CORPORATION 4 6.44% $6,456
NATIONS DIRECT MORTGAGE, LLC 4 6.78% $6,744
GUARANTEED RATE AFFINITY, LLC 4 6.67% $7,865
First-Citizens Bank & Trust Company 4 5.13% $9,313
PREMIA MORTGAGE, LLC 4 6.22% $1,960
Watermark Capital, Inc. 4 6.44% $4,891
KINECTA 4 7.19% $15,758
RANLIFE, INC. 4 7.28% $8,702
DIRECTORS MORTGAGE, INC. 3 7.75% $11,759
A&D Mortgage LLC 3 7.83% $16,757
INFINITY EQUITY GROUP, INC. 3 7.23% $9,219
CHERRY CREEK MORTGAGE, LLC 3 5.88% $1,255
F&A Federal Credit Union 3 6.07% $2,478
FUNDLOANS CAPITAL 3 7.91% $20,481
Goldwater Bank, N.A. 3 7.29% $6,253
Bell Bank 3 7.42% $5,215
Heritage Bank 3 6.42% $7,056
BOKF 3 7.29% $7,780
NOVA FINANCIAL & INVESTMENT CORPORATION 3 7.79% $10,110
V.I.P. MORTGAGE, INC. 3 6.91% $8,044
M&T Bank 3 7.00% $6,670
Colonial Savings, F.A. 3 6.75% $7,742
RESIDENTIAL MORTGAGE, LLC 3 6.41% $4,945
First Horizon Bank 2 6.31% $11,854
ALLIANT CREDIT UNION 2 6.06% $5,665
American Airlines Federal Credit Union 2 6.19% $0
AMERICAN HERITAGE LENDING, INC. 2 9.56% $27,045
Arvest Bank 2 6.44% $5,773
ASSEMBLIES OF GOD Credit Union 2 6.37% $5,485
AUGUSTA FINANCIAL, INC. 2 6.81% $7,145
BNY Mellon 2 5.75% $6,746
CHEVRON 2 6.38% $18,635
City National Bank 2 5.80% $7,521
COLUMBIA COMMUNITY CREDIT UNION 2 7.50% $5,402
Commerce Bank 2 5.25% $7,174
Cornerstone First Mortgage, Inc 2 6.94% $12,501
CRESCENT MORTGAGE COMPANY 2 7.00% $6,229
EMBRACE HOME LOANS, INC. 2 5.93% $9,014
Fidelity Bank 2 6.63% $4,537
Fifth Third Bank 2 6.74% $4,819
First Bank 2 5.63% $5,424
First International Bank & Trust 2 7.63% $11,793
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 7.06% $6,936
GoPrime Mortgage, Inc. 2 6.62% $7,905
HOMESIDE FINANCIAL, LLC 2 6.69% $9,666
HSBC BANK USA, NATIONAL ASSOCIATION 2 6.56% $7,002
INTERNATIONAL CITY MORTGAGE, INC. 2 7.25% $6,868
ITHINK FINANCIAL Credit Union 2 7.25% $7,943
JMAC LENDING, INC. 2 7.06% $7,342
KELLER MORTGAGE, LLC 2 6.25% $6,814
Meridian Trust Federal Credit Union 2 7.06% $6,186
MICHIGAN MUTUAL, INC. 2 6.69% $7,152
MORTGAGE ACCESS CORP. 2 6.68% $5,118
Nations Lending Corporation 2 7.00% $7,170
NATIONS RELIABLE LENDING, LLC 2 5.63% $10,336
Neighborhood Loans, Inc. 2 7.68% $9,803
NP, Inc. 2 7.94% $15,592
Opportunity Bank of Montana 2 7.44% $6,891
PANORAMA MORTGAGE GROUP, LLC 2 7.13% $8,267
Prosperity Home Mortgage, LLC 2 6.88% $7,639
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 7.13% $7,713
Servion, Inc. 2 7.19% $15,779
STAR ONE CREDIT UNION 2 6.19% $3,688
Strong Home Mortgage, LLC 2 7.13% $7,538
SUN WEST MORTGAGE COMPANY, INC. 2 6.98% $8,069
The Central Trust Bank 2 7.19% $3,585
Toyota Financial Savings Bank 2 6.10% $8,462
TRIAD FINANCIAL SERVICES, INC. 2 9.13% $5,203
Wyndham Capital Mortgage, Inc. 2 6.13% $4,029
Qualstar Credit Union 1 7.50% $3,911
MORTGAGE LENDING GROUP LLC 1 6.99% $9,931
Quontic Bank 1 9.25% $13,095
MORIA DEVELOPMENT, INC. 1 6.75% $3,995
LPMC, LLC 1 5.99% $3,111
RBC Bank, (Georgia) 1 6.13% $1,985
LOANLEADERS OF AMERICA, INC. 1 7.38% $6,977
RESIDENTIAL BANCORP 1 7.63% $13,186
KEYPOINT 1 6.50% $2,773
Bank of the Pacific 1 6.50% $3,348
IAA Credit Union 1 6.75% $4,996
HomeStreet Bank 1 6.38% $14,727
HOMESTEAD FUNDING CORP. 1 5.63% $5,101
HAPO COMMUNITY CREDIT UNION 1 5.63% $8,386
Hancock Whitney Bank 1 6.38% $4,533
Axos Bank 1 6.88% $19,341
Guaranty Bank & Trust, N.A. 1 6.88% $3,183
GSF Mortgage Corporation 1 5.75% $3,109
Goldman Sachs Bank USA 1 5.70% $16,585
FLAT BRANCH MORTGAGE, INC. 1 6.13% $8,257
Flanagan State Bank 1 7.88% $8,623
Assurance Financial Group, L.L.C. 1 6.62% $5,027
S&T Bank 1 4.88% $6,391
FIRST WESTERN MORTGAGE, INC. 1 5.88% $4,228
Stockman Bank of Montana 1 6.66% $18,092
Arbor Bank 1 6.50% $2,988
SUCCESS MORTGAGE PARTNERS, INC. 1 7.25% $4,178
First State Bank of St. Charles, Missouri 1 7.38% $5,589
First State Bank 1 4.99% $2,963
SUMMIT MORTGAGE CORPORATION 1 6.13% $7,265
First Savings Bank 1 6.25% $2,768
AMERITRUST MORTGAGE CORPORATION 1 7.13% $13,600
First Internet Bank of Indiana 1 5.00% $16,804
First Financial Bank 1 7.63% $10,726
America's Credit Union 1 6.00% $7,423
First Federal Bank 1 5.88% $18,607
FirstBank 1 5.99% $7,071
FIDELITY BANK 1 6.00% $9,812
The Northern Trust Company 1 6.13% $4,470
TIB The Independent Bankersbank 1 6.75% $12,199
TJC Mortgage, Inc. 1 5.50% $17,473
Equity Prime Mortgage LLC 1 7.88% $17,844
ADVANCIAL 1 7.75% $13,485
TRANSWEST CREDIT UNION 1 6.38% $7,213
Alerus Financial 1 7.13% $1,139
TRISTAR FINANCE, INC. 1 6.99% $6,596
DUPACO COMMUNITY 1 5.75% $7,513
DIGNIFIED HOME LOANS, LLC 1 5.75% $8,327
UMB Bank 1 6.94% $3,752
DIGITAL Federal Credit Union 1 6.13% $4,385
Union Bank and Trust Company 1 7.88% $4,573
Deere Employees Credit Union 1 5.88% $4,792
Union Savings Bank 1 7.25% $13,589
DAS Acquisition Company, LLC 1 7.50% $3,524
Unitus Community Credit Union 1 5.88% $12,183
CUSTOMER SERVICE MORTGAGE CORPORATION 1 8.50% $4,349
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.63% $3,975
Consolidated Federal Credit Union 1 5.50% $8,300
CONNECTIONS 1 6.38% $5,980
Comerica Bank 1 7.00% $13,798
Choice Financial Group 1 6.00% $17,225
CENTENNIAL LENDING, LLC 1 7.13% $7,735
Victorian Finance, LLC 1 6.25% $4,639
Busey Bank 1 5.88% $6,680
VISION ONE MORTGAGE, INC. 1 6.00% $19,201
BM Real Estate Services, Inc. 1 7.13% $12,439
BECKAM FUNDING CORP. 1 9.00% $9,761
Baxter Credit Union 1 7.00% $4,765
POINT Mortgage 1 6.99% $5,997
Pinnacle Bank 1 7.25% $11,744
Peoples Bank 1 5.88% $4,614
PENRITH HOME LOANS LLC 1 7.50% $3,376
NuVision Federal Credit Union 1 7.25% $3,294
Princeton Mortgage Corporation 1 7.38% $13,095
NMSI, INC. 1 6.00% $9,922
Bank of the West 1 4.13% $15,628
Providence Bank & Trust 1 6.38% $3,099
NETWORK CAPITAL FUNDING CORPORATION 1 7.75% $7,136

Idaho Average Closing Costs & Other Stats

Idaho's 347 lenders originated 43,541 loans during 2023. The total origination value was $12,896,245,000, with an average loan value of $296,186.

Idaho's average closing costs are $6,479.

The top Idaho lender as defined by loan originations is IDAHO CENTRAL, with 2,097 loans originated. Their average total fees are $7,550, which is $1,100 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Idaho lenders (with over 10 loans originated) are Discover Bank ($0), Shea Mortgage Inc. ($2,171), SIRVA MORTGAGE, INC. ($2,432), NBH Bank ($3,225) and HOMEAMERICAN MORTGAGE CORPORATION ($3,234).

The lowest rate Idaho lenders (with over 10 loans originated) are Raymond James Bank (5.25%), EAGLE HOME MORTGAGE, LLC (5.53%), Charles Schwab Bank, SSB (5.67%), Citibank (5.80%) and UBS Bank USA (5.88%).

Idaho Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
IDAHO CENTRAL $2,887,830,000 $1,582,165,000 -45.2% 12.3%
UNITED WHOLESALE MORTGAGE, LLC $806,710,000 $831,235,000 3.0% 6.4%
QUICKEN LOANS, LLC $852,875,000 $514,825,000 -39.6% 4.0%
ACADEMY MORTGAGE CORPORATION $475,420,000 $360,835,000 -24.1% 2.8%
U.S. Bank $662,330,000 $348,175,000 -47.4% 2.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $599,715,000 $301,975,000 -49.6% 2.3%
PREMIER MORTGAGE RESOURCES, L.L.C. $400,605,000 $281,250,000 -29.8% 2.2%
Zions Bank $398,945,000 $264,600,000 -33.7% 2.1%
Glacier Bank $561,095,000 $254,260,000 -54.7% 2.0%
GUILD MORTGAGE COMPANY $399,495,000 $238,915,000 -40.2% 1.9%
MOVEMENT MORTGAGE, LLC $329,725,000 $238,550,000 -27.7% 1.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $163,225,000 $234,930,000 43.9% 1.8%
LOANDEPOT.COM, LLC $384,405,000 $203,345,000 -47.1% 1.6%
Willamette Valley Bank $387,240,000 $200,825,000 -48.1% 1.6%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $249,470,000 $185,535,000 -25.6% 1.4%
JONES LANG LASALLE MULTIFAMILY, LLC $184,390,000 n/a 1.4%
First Federal Savings Bank of Twin Falls $296,845,000 $168,925,000 -43.1% 1.3%
MOUNTAIN AMERICA $343,830,000 $163,665,000 -52.4% 1.3%
S1L, Inc. $222,655,000 $145,570,000 -34.6% 1.1%
CMG MORTGAGE, INC. $136,445,000 $142,080,000 4.1% 1.1%
GUARANTEED RATE, INC. $243,700,000 $140,910,000 -42.2% 1.1%
D. L. Evans Bank $191,520,000 $135,475,000 -29.3% 1.1%
JPMorgan Chase Bank $222,160,000 $127,190,000 -42.7% 1.0%
Washington Trust Bank $179,190,000 $119,645,000 -33.2% 0.9%
FIRST COLONY MORTGAGE CORPORATION $126,415,000 $118,890,000 -6.0% 0.9%
Mortgage Research Center, LLC $162,770,000 $115,450,000 -29.1% 0.9%
Eagle Bank and Trust Company $154,150,000 $109,460,000 -29.0% 0.8%
TBI MORTGAGE COMPANY $119,895,000 $106,890,000 -10.8% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $172,120,000 $103,790,000 -39.7% 0.8%
Wells Fargo Bank $516,545,000 $101,840,000 -80.3% 0.8%
NUMERICA CREDIT UNION $153,860,000 $100,625,000 -34.6% 0.8%
BERKADIA COMMERCIAL MORTGAGE LLC $38,815,000 $91,405,000 135.5% 0.7%
Banner Bank $75,185,000 $89,990,000 19.7% 0.7%
Citibank $67,635,000 $86,220,000 27.5% 0.7%
CANOPY MORTGAGE, LLC $222,605,000 $78,925,000 -64.5% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $85,740,000 $78,125,000 -8.9% 0.6%
PENNYMAC LOAN SERVICES, LLC $146,965,000 $76,140,000 -48.2% 0.6%
Potlatch No. 1 Financial Credit Union $144,750,000 $76,060,000 -47.5% 0.6%
Sunflower Bank $44,975,000 $75,780,000 68.5% 0.6%
SUMMIT FUNDING, INC. $145,775,000 $74,470,000 -48.9% 0.6%
KeyBank $259,265,000 $74,375,000 -71.3% 0.6%
Washington Federal Bank $323,670,000 $73,650,000 -77.2% 0.6%
Umpqua Bank $150,715,000 $71,605,000 -52.5% 0.6%
AXIA FINANCIAL, LLC $86,160,000 $70,115,000 -18.6% 0.5%
Flagstar Bank, FSB $310,810,000 $68,390,000 -78.0% 0.5%
BEEHIVE $77,275,000 $66,385,000 -14.1% 0.5%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $143,155,000 $65,740,000 -54.1% 0.5%
MANN FINANCIAL INC. $71,030,000 $60,140,000 -15.3% 0.5%
Bank of America $139,835,000 $59,990,000 -57.1% 0.5%
BROKER SOLUTIONS, INC. $76,490,000 $59,565,000 -22.1% 0.5%
WESTMARK Credit Union $83,100,000 $59,445,000 -28.5% 0.5%
Bank of Idaho $90,345,000 $59,410,000 -34.2% 0.5%
Waterstone Mortgage Corporation $71,875,000 $59,225,000 -17.6% 0.5%
NAVY FEDERAL CREDIT UNION $71,050,000 $59,075,000 -16.9% 0.5%
First Interstate Bank $344,060,000 $58,245,000 -83.1% 0.5%
NFM, INC. $44,740,000 $57,280,000 28.0% 0.4%
SPOKANE TEACHERS $157,490,000 $56,030,000 -64.4% 0.4%
CORNERSTONE HOME LENDING, INC. $48,165,000 $51,610,000 7.2% 0.4%
BERKELEY POINT CAPITAL LLC $50,190,000 n/a 0.4%
CHURCHILL MORTGAGE CORPORATION $60,205,000 $49,945,000 -17.0% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $77,160,000 $49,775,000 -35.5% 0.4%
PIONEER $103,740,000 $47,885,000 -53.8% 0.4%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $23,735,000 $45,560,000 92.0% 0.4%
CALCON MUTUAL MORTGAGE LLC $60,265,000 $44,265,000 -26.5% 0.3%
The Bank of Commerce $49,495,000 $41,855,000 -15.4% 0.3%
GREYSTONE SERVICING COMPANY LLC $29,170,000 $39,505,000 35.4% 0.3%
NEWREZ LLC $39,290,000 $38,665,000 -1.6% 0.3%
BMO Harris Bank $63,570,000 $37,505,000 -41.0% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $150,225,000 $35,645,000 -76.3% 0.3%
Merchants Capital Corp. $35,175,000 n/a 0.3%
BAY EQUITY LLC $56,350,000 $35,135,000 -37.6% 0.3%
Gateway First Bank $89,750,000 $32,805,000 -63.4% 0.3%
EAGLE HOME MORTGAGE, LLC $19,640,000 $32,480,000 65.4% 0.3%
FREEDOM MORTGAGE CORPORATION $132,635,000 $31,925,000 -75.9% 0.2%
AMCAP MORTGAGE, LTD. $37,520,000 $31,735,000 -15.4% 0.2%
Morgan Stanley Private Bank $67,605,000 $31,485,000 -53.4% 0.2%
WALKER & DUNLOP, LLC $98,025,000 $30,660,000 -68.7% 0.2%
Boeing Employees Credit Union $32,900,000 $30,575,000 -7.1% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $89,665,000 $30,575,000 -65.9% 0.2%
EAST IDAHO Credit Union $28,115,000 $30,360,000 8.0% 0.2%
FINANCE OF AMERICA REVERSE LLC $82,270,000 $28,770,000 -65.0% 0.2%
Bank of England $24,945,000 $28,355,000 13.7% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $74,585,000 $27,735,000 -62.8% 0.2%
VERITAS FUNDING, LLC $32,530,000 $27,520,000 -15.4% 0.2%
Paramount Residential Mortgage Group, Inc. $32,905,000 $27,165,000 -17.4% 0.2%
BELEM SERVICING LLC $3,065,000 $26,805,000 774.6% 0.2%
PNC Bank $21,855,000 $26,770,000 22.5% 0.2%
VAN DYK MORTGAGE CORPORATION $45,020,000 $26,545,000 -41.0% 0.2%
American Mortgage & Equity Consultants, Inc. $265,000 $26,355,000 9,845.3% 0.2%
PLANET HOME LENDING, LLC $14,335,000 $26,140,000 82.4% 0.2%
UBS Bank USA $49,220,000 $26,110,000 -47.0% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $37,100,000 $25,800,000 -30.5% 0.2%
AMERICA FIRST $34,900,000 $25,765,000 -26.2% 0.2%
Bank of Utah $17,105,000 $25,670,000 50.1% 0.2%
USAA Federal Savings Bank $45,855,000 $25,530,000 -44.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $97,175,000 $25,430,000 -73.8% 0.2%
Charles Schwab Bank, SSB $30,185,000 $24,995,000 -17.2% 0.2%
JMJ FINANCIAL GROUP $19,685,000 $24,015,000 22.0% 0.2%
NBKC BANK $43,960,000 $23,625,000 -46.3% 0.2%
Commerce Home Mortgage, Inc. $23,285,000 $22,960,000 -1.4% 0.2%
Barings Multifamily Capital $22,455,000 n/a 0.2%
HORIZON $45,440,000 $22,275,000 -51.0% 0.2%
The Loan Store, Inc. $21,630,000 n/a 0.2%
CONNECTIONS $53,635,000 $21,295,000 -60.3% 0.2%
Idaho First Bank $47,480,000 $21,265,000 -55.2% 0.2%
Century Mortgage Company DBA Century Lending Company $12,915,000 $20,975,000 62.4% 0.2%
Discover Bank $15,740,000 $20,955,000 33.1% 0.2%
Cache Valley Bank $19,875,000 $19,735,000 -0.7% 0.2%
The Huntington National Bank $163,735,000 $19,685,000 -88.0% 0.2%
The Federal Savings Bank $35,060,000 $19,170,000 -45.3% 0.1%
Platinum Home Mortgage Corporation $68,335,000 $19,115,000 -72.0% 0.1%
ADVANTAGE PLUS $32,845,000 $18,745,000 -42.9% 0.1%
CASTLE & COOKE MORTGAGE, LLC $29,855,000 $18,455,000 -38.2% 0.1%
INTERCAP LENDING INC. $21,085,000 $17,655,000 -16.3% 0.1%
HOMEAMERICAN MORTGAGE CORPORATION $2,305,000 $17,480,000 658.4% 0.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $28,515,000 $17,370,000 -39.1% 0.1%
FIRST TECHNOLOGY $41,375,000 $17,040,000 -58.8% 0.1%
KBHS HOME LOANS, LLC $1,340,000 $16,935,000 1,163.8% 0.1%
Sierra Pacific Mortgage Company, Inc. $20,190,000 $16,770,000 -16.9% 0.1%
PHH Mortgage Corporation $28,685,000 $16,660,000 -41.9% 0.1%
Alaska USA Federal Credit Union $17,895,000 $16,070,000 -10.2% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $25,570,000 $16,060,000 -37.2% 0.1%
PLAZA HOME MORTGAGE, INC. $4,570,000 $15,745,000 244.5% 0.1%
CARDINAL FINANCIAL $30,495,000 $15,415,000 -49.5% 0.1%
PRIORITY HOME LENDING, LLC $12,280,000 $14,835,000 20.8% 0.1%
GESA $32,835,000 $14,810,000 -54.9% 0.1%
T2 FINANCIAL LLC $9,885,000 $14,410,000 45.8% 0.1%
First-Citizens Bank & Trust Company $14,090,000 n/a 0.1%
NBH Bank $5,715,000 $13,850,000 142.3% 0.1%
Stifel Bank and Trust $25,075,000 $13,840,000 -44.8% 0.1%
NEW DAY FINANCIAL, LLC $40,535,000 $13,830,000 -65.9% 0.1%
Shea Mortgage Inc. $3,545,000 $13,485,000 280.4% 0.1%
DEEPHAVEN MORTGAGE LLC $710,000 $13,410,000 1,788.7% 0.1%
LENDSURE MORTGAGE CORP. $15,965,000 $13,345,000 -16.4% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $9,785,000 $13,265,000 35.6% 0.1%
Plains Commerce Bank $3,635,000 $13,255,000 264.6% 0.1%
VILLAGE CAPITAL MORTGAGE $9,840,000 $13,125,000 33.4% 0.1%
Northpointe Bank $15,765,000 $12,840,000 -18.6% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $6,860,000 $12,495,000 82.1% 0.1%
Raymond James Bank $6,245,000 $11,905,000 90.6% 0.1%
EVERETT FINANCIAL, INC. $31,010,000 $11,845,000 -61.8% 0.1%
Franklin Loan Corporation $1,870,000 $11,705,000 525.9% 0.1%
1st Security Bank of Washington $10,425,000 $11,260,000 8.0% 0.1%
M&T Realty Capital Corporation $11,255,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $19,225,000 $11,225,000 -41.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $17,455,000 $11,010,000 -36.9% 0.1%
Summit Mortgage Corporation $21,700,000 $10,925,000 -49.7% 0.1%
GOLDENWEST $10,640,000 $10,720,000 0.8% 0.1%
First Republic Bank $108,430,000 $9,915,000 -90.9% 0.1%
MY MOVE MORTGAGE, LLC $1,795,000 $9,915,000 452.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $28,630,000 $9,790,000 -65.8% 0.1%
Wallick & Volk, Inc. $16,225,000 $9,555,000 -41.1% 0.1%
LAKEVIEW LOAN SERVICING, LLC $38,255,000 $9,545,000 -75.0% 0.1%
Figure Lending LLC $8,805,000 $9,440,000 7.2% 0.1%
BETTER MORTGAGE CORPORATION $55,030,000 $9,195,000 -83.3% 0.1%
ENVOY MORTGAGE, LTD $7,640,000 $9,195,000 20.4% 0.1%
FARMERS BANK $8,820,000 $9,150,000 3.7% 0.1%
Magnolia Bank $4,875,000 $8,810,000 80.7% 0.1%
Northwest Farm Credit Services, FLCA $17,195,000 $8,740,000 -49.2% 0.1%
LONGBRIDGE FINANCIAL, LLC $60,700,000 $8,615,000 -85.8% 0.1%
AMERICAN FINANCING CORPORATION $41,845,000 $8,435,000 -79.8% 0.1%
CITYWIDE HOME LOANS, LLC $11,035,000 $8,300,000 -24.8% 0.1%
ROGUE $7,545,000 $8,290,000 9.9% 0.1%
TRIAD FINANCIAL SERVICES, INC. $4,535,000 $8,285,000 82.7% 0.1%
GENEVA FINANCIAL, LLC $6,280,000 $8,150,000 29.8% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $5,485,000 $8,105,000 47.8% 0.1%
CLEARPATH LENDING $15,405,000 $8,030,000 -47.9% 0.1%
SIRVA MORTGAGE, INC. $6,865,000 $7,875,000 14.7% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $7,755,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $13,900,000 $7,655,000 -44.9% 0.1%
Prudential Huntoon Paige Associates, LLC $7,475,000 n/a 0.1%
LOANPAL, LLC $35,865,000 $7,455,000 -79.2% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $9,710,000 $7,125,000 -26.6% 0.1%
CALIBER HOME LOANS, INC. $210,080,000 $6,935,000 -96.7% 0.1%
NEXERA HOLDING LLC $1,875,000 $6,835,000 264.5% 0.1%
Wheatland Bank $2,700,000 $6,815,000 152.4% 0.1%
ZILLOW HOME LOANS, LLC $12,965,000 $6,425,000 -50.4% 0.0%
Firefighters First Federal Credit Union $6,585,000 $6,350,000 -3.6% 0.0%
Carrington Mortgage Services, LLC $20,865,000 $6,325,000 -69.7% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $770,000 $6,155,000 699.4% 0.0%
HomeTrust Bank $6,415,000 $5,935,000 -7.5% 0.0%
ALAMEDA MORTGAGE CORPORATION $5,345,000 $5,850,000 9.4% 0.0%
21ST MORTGAGE CORPORATION $8,485,000 $5,625,000 -33.7% 0.0%
OCMBC, INC. $8,165,000 $5,590,000 -31.5% 0.0%
City National Bank $45,280,000 $5,585,000 -87.7% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $135,000 $5,570,000 4,025.9% 0.0%
BNY Mellon $15,065,000 $5,410,000 -64.1% 0.0%
Heritage Bank $1,195,000 $5,100,000 326.8% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $5,545,000 $5,085,000 -8.3% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $55,995,000 $4,995,000 -91.1% 0.0%
First Western Trust Bank $6,525,000 $4,905,000 -24.8% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $3,845,000 $4,800,000 24.8% 0.0%
Truist $10,025,000 $4,790,000 -52.2% 0.0%
GTE Federal Credit Union $6,505,000 $4,725,000 -27.4% 0.0%
Stockman Bank of Montana $3,425,000 $4,655,000 35.9% 0.0%
NexBank $6,585,000 $4,595,000 -30.2% 0.0%
Heritage Bank $1,195,000 $4,485,000 275.3% 0.0%
SAMMAMISH MORTGAGE COMPANY $7,895,000 $4,440,000 -43.8% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $1,265,000 $4,395,000 247.4% 0.0%
OAKTREE FUNDING CORP. $7,540,000 $4,395,000 -41.7% 0.0%
Farmers Bank & Trust $1,815,000 $4,350,000 139.7% 0.0%
GUARANTEED RATE AFFINITY, LLC $5,060,000 $4,350,000 -14.0% 0.0%
NATIONS DIRECT MORTGAGE, LLC $3,540,000 $4,170,000 17.8% 0.0%
LIMA ONE CAPITAL, LLC $5,270,000 $4,155,000 -21.2% 0.0%
Equity Prime Mortgage LLC $4,640,000 $4,140,000 -10.8% 0.0%
ARC HOME LLC $4,075,000 n/a 0.0%
LADERA LENDING, INC. $6,110,000 $4,075,000 -33.3% 0.0%
Citadel Servicing Corporation $7,770,000 $4,070,000 -47.6% 0.0%
Nations Lending Corporation $10,915,000 $4,050,000 -62.9% 0.0%
Ixonia Bank $13,630,000 $4,020,000 -70.5% 0.0%
Opportunity Bank of Montana $2,020,000 $3,950,000 95.5% 0.0%
TOP FLITE FINANCIAL, INC. $2,810,000 $3,860,000 37.4% 0.0%
PREMIER LENDING, INC. $790,000 $3,850,000 387.3% 0.0%
CHERRY CREEK MORTGAGE, LLC $24,180,000 $3,830,000 -84.2% 0.0%
AmeriHome Mortgage Company, LLC $5,250,000 $3,800,000 -27.6% 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $8,655,000 $3,745,000 -56.7% 0.0%
First Federal Bank $2,135,000 $3,545,000 66.0% 0.0%
Pinnacle Bank $3,540,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $4,205,000 $3,400,000 -19.1% 0.0%
KINECTA $1,850,000 $3,320,000 79.5% 0.0%
Goldman Sachs Bank USA $14,745,000 $3,315,000 -77.5% 0.0%
BNC National Bank $7,995,000 $3,285,000 -58.9% 0.0%
Ally Bank $20,260,000 $3,235,000 -84.0% 0.0%
IDAHO STATE UNIVERSITY $18,275,000 $3,225,000 -82.4% 0.0%
A&D Mortgage LLC $1,600,000 $3,170,000 98.1% 0.0%
Utah Power $2,985,000 $3,020,000 1.2% 0.0%
UNION HOME MORTGAGE CORP. $845,000 $3,010,000 256.2% 0.0%
Comerica Bank $3,005,000 n/a 0.0%
SECURITY HOME MORTGAGE, LLC. $5,330,000 $2,955,000 -44.6% 0.0%
RED CANOE CREDIT UNION $80,000 $2,950,000 3,587.5% 0.0%
The Central Trust Bank $3,715,000 $2,950,000 -20.6% 0.0%
BAY-VALLEY MORTGAGE GROUP $2,925,000 n/a 0.0%
North American Savings Bank, F.S.B. $13,725,000 $2,910,000 -78.8% 0.0%
FUNDLOANS CAPITAL $485,000 $2,885,000 494.8% 0.0%
LEADERONE FINANCIAL CORPORATION $14,495,000 $2,820,000 -80.5% 0.0%
BLUE SKY BANK $2,715,000 n/a 0.0%
Greenbox Loans, Inc. $2,270,000 $2,700,000 18.9% 0.0%
POLARIS HOME FUNDING CORP. $2,690,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $8,025,000 $2,675,000 -66.7% 0.0%
Evolve Bank & Trust $1,915,000 $2,645,000 38.1% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $2,995,000 $2,610,000 -12.9% 0.0%
Logan Finance Corporation $335,000 $2,575,000 668.7% 0.0%
First National Bank of America $1,935,000 $2,525,000 30.5% 0.0%
RESIDENTIAL MORTGAGE, LLC $2,500,000 n/a 0.0%
M&T Bank $3,240,000 $2,460,000 -24.1% 0.0%
V.I.P. MORTGAGE, INC. $2,355,000 $2,440,000 3.6% 0.0%
Meridian Trust Federal Credit Union $5,005,000 $2,435,000 -51.3% 0.0%
RANLIFE, INC. $7,050,000 $2,420,000 -65.7% 0.0%
Bell Bank $2,745,000 $2,400,000 -12.6% 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $570,000 $2,400,000 321.1% 0.0%
AMERICAN HERITAGE LENDING, INC. $3,615,000 $2,290,000 -36.7% 0.0%
Servion, Inc. $455,000 $2,265,000 397.8% 0.0%
Citizens Bank $7,955,000 $2,250,000 -71.7% 0.0%
First International Bank & Trust $2,240,000 n/a 0.0%
Rails West Federal Credit Union $4,960,000 $2,210,000 -55.4% 0.0%
JMAC LENDING, INC. $425,000 $2,180,000 412.9% 0.0%
First Bank $2,470,000 $2,110,000