Idaho Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Idaho averaged
6.54%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.55% and
one month ago for the week of 2025-02-27, the
average rate was 6.46%.
Idaho's average rate one year ago was 6.89%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.77%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Idaho 30 Year Fixed Rate | 2025-04-03 | 6.54% |
| Idaho 30 Year Fixed Rate Refi | 2025-04-03 | 6.77% |
| Idaho 15 Year Fixed Rate | 2025-04-03 | 6.1% |
| Idaho 15 Year Fixed Rate Refi | 2025-04-03 | 6.5% |
| Idaho 30 Year FHA | 2025-04-03 | 5.69% |
| Idaho 30 Year FHA Refi | 2025-04-03 | 5.67% |
| Idaho 30 Year USDA | 2025-04-03 | 5.94% |
| Idaho 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Idaho 30 Year VA | 2025-04-03 | 5.69% |
| Idaho 30 Year VA Refi | 2025-04-03 | 5.27% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Idaho.
Idaho Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Idaho market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Idaho Average Closing Costs & Other Stats
Idaho's 320 lenders originated 47,358
loans during 2024. The total origination value was $14,927,360,000, with an average loan value of
$315,203.
Idaho's average closing costs are $6,752.
The top Idaho lender as defined by loan originations is IDAHO CENTRAL, with
2,070 loans originated. Their average total fees are
$6,641, which is $2,545
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Idaho lenders (with over 10 loans originated) are
SIRVA MORTGAGE, INC. ($1,452), Shea Mortgage Inc. ($1,571), HOMEAMERICAN MORTGAGE CORPORATION ($2,082), Stifel Bank and Trust ($4,400) and SAMMAMISH MORTGAGE COMPANY ($4,580).
The lowest rate Idaho lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION (5.41%), EAGLE HOME MORTGAGE, LLC (5.42%), Charles Schwab Bank, SSB (5.88%), CAPITAL EDUCATORS FEDERAL CREDIT UNION (5.94%) and CLM MORTGAGE, INC (5.96%).
Idaho Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| IDAHO CENTRAL | $1,582,165,000 | $1,893,025,000 | 19.6% | 12.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $831,235,000 | $1,041,600,000 | 25.3% | 7.0% |
| QUICKEN LOANS, LLC | $514,825,000 | $758,560,000 | 47.3% | 5.1% |
| GUILD MORTGAGE COMPANY | $238,915,000 | $499,805,000 | 109.2% | 3.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $281,250,000 | $395,245,000 | 40.5% | 2.6% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $184,390,000 | $373,795,000 | 102.7% | 2.5% |
| U.S. Bank | $348,175,000 | $336,200,000 | -3.4% | 2.3% |
| Glacier Bank | $254,260,000 | $306,815,000 | 20.7% | 2.1% |
| LOANDEPOT.COM, LLC | $203,345,000 | $265,870,000 | 30.7% | 1.8% |
| Zions Bank | $264,600,000 | $257,645,000 | -2.6% | 1.7% |
| MOVEMENT MORTGAGE, LLC | $238,550,000 | $248,400,000 | 4.1% | 1.7% |
| CMG MORTGAGE, INC. | $142,080,000 | $227,350,000 | 60.0% | 1.5% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $185,535,000 | $221,295,000 | 19.3% | 1.5% |
| GUARANTEED RATE, INC. | $140,910,000 | $219,360,000 | 55.7% | 1.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $301,975,000 | $212,255,000 | -29.7% | 1.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $234,930,000 | $210,630,000 | -10.3% | 1.4% |
| S1L, Inc. | $145,570,000 | $202,490,000 | 39.1% | 1.4% |
| MOUNTAIN AMERICA | $163,665,000 | $196,405,000 | 20.0% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $76,140,000 | $168,105,000 | 120.8% | 1.1% |
| TBI MORTGAGE COMPANY | $106,890,000 | $158,790,000 | 48.6% | 1.1% |
| Mortgage Research Center, LLC | $115,450,000 | $155,460,000 | 34.7% | 1.0% |
| Willamette Valley Bank | $200,825,000 | $152,640,000 | -24.0% | 1.0% |
| FIRST COLONY MORTGAGE CORPORATION | $118,890,000 | $145,925,000 | 22.7% | 1.0% |
| First Federal Savings Bank of Twin Falls | $168,925,000 | $139,140,000 | -17.6% | 0.9% |
| D. L. Evans Bank | $135,475,000 | $137,095,000 | 1.2% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $78,125,000 | $121,240,000 | 55.2% | 0.8% |
| Eagle Bank and Trust Company | $109,460,000 | $117,745,000 | 7.6% | 0.8% |
| JPMorgan Chase Bank | $127,190,000 | $114,325,000 | -10.1% | 0.8% |
| Washington Trust Bank | $119,645,000 | $112,980,000 | -5.6% | 0.8% |
| EAGLE HOME MORTGAGE, LLC | $32,480,000 | $106,480,000 | 227.8% | 0.7% |
| CANOPY MORTGAGE, LLC | $78,925,000 | $103,175,000 | 30.7% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $31,925,000 | $102,945,000 | 222.5% | 0.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $49,775,000 | $102,795,000 | 106.5% | 0.7% |
| Sunflower Bank | $75,780,000 | $97,570,000 | 28.8% | 0.7% |
| Century Mortgage Company DBA Century Lending Company | $20,975,000 | $97,230,000 | 363.6% | 0.7% |
| Umpqua Bank | $71,605,000 | $93,920,000 | 31.2% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $103,790,000 | $89,340,000 | -13.9% | 0.6% |
| Wells Fargo Bank | $101,840,000 | $88,810,000 | -12.8% | 0.6% |
| WALKER & DUNLOP, LLC | $30,660,000 | $85,690,000 | 179.5% | 0.6% |
| Potlatch No. 1 Financial Credit Union | $76,060,000 | $81,930,000 | 7.7% | 0.5% |
| Bank of America | $59,990,000 | $78,725,000 | 31.2% | 0.5% |
| SUMMIT FUNDING, INC. | $74,470,000 | $77,975,000 | 4.7% | 0.5% |
| The Loan Store, Inc. | $21,630,000 | $74,880,000 | 246.2% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $59,075,000 | $73,565,000 | 24.5% | 0.5% |
| Waterstone Mortgage Corporation | $59,225,000 | $71,250,000 | 20.3% | 0.5% |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $65,740,000 | $71,000,000 | 8.0% | 0.5% |
| WESTMARK Credit Union | $59,445,000 | $70,680,000 | 18.9% | 0.5% |
| KeyBank | $74,375,000 | $69,225,000 | -6.9% | 0.5% |
| NFM, INC. | $57,280,000 | $68,570,000 | 19.7% | 0.5% |
| CHURCHILL MORTGAGE CORPORATION | $49,945,000 | $68,480,000 | 37.1% | 0.5% |
| BROKER SOLUTIONS, INC. | $59,565,000 | $67,495,000 | 13.3% | 0.5% |
| Boeing Employees Credit Union | $30,575,000 | $65,010,000 | 112.6% | 0.4% |
| NEWREZ LLC | $38,665,000 | $64,845,000 | 67.7% | 0.4% |
| PLANET HOME LENDING, LLC | $26,140,000 | $64,235,000 | 145.7% | 0.4% |
| CORNERSTONE HOME LENDING, INC. | $51,610,000 | $62,175,000 | 20.5% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $30,575,000 | $59,640,000 | 95.1% | 0.4% |
| Morgan Stanley Private Bank | $31,485,000 | $59,535,000 | 89.1% | 0.4% |
| CLM MORTGAGE, INC | $55,310,000 | n/a | 0.4% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $45,560,000 | $55,115,000 | 21.0% | 0.4% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $91,405,000 | $51,460,000 | -43.7% | 0.3% |
| Bell Bank | $2,400,000 | $51,340,000 | 2,039.2% | 0.3% |
| JMJ FINANCIAL GROUP | $24,015,000 | $50,160,000 | 108.9% | 0.3% |
| BEEHIVE | $66,385,000 | $48,655,000 | -26.7% | 0.3% |
| AXIA FINANCIAL, LLC | $70,115,000 | $47,830,000 | -31.8% | 0.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | $17,480,000 | $47,765,000 | 173.3% | 0.3% |
| SPOKANE TEACHERS | $56,030,000 | $45,735,000 | -18.4% | 0.3% |
| Washington Federal Bank | $73,650,000 | $43,815,000 | -40.5% | 0.3% |
| BAY EQUITY LLC | $35,135,000 | $42,485,000 | 20.9% | 0.3% |
| Plains Commerce Bank | $13,255,000 | $42,280,000 | 219.0% | 0.3% |
| Charles Schwab Bank, SSB | $24,995,000 | $40,650,000 | 62.6% | 0.3% |
| First Interstate Bank | $58,245,000 | $38,560,000 | -33.8% | 0.3% |
| Banner Bank | $89,990,000 | $38,105,000 | -57.7% | 0.3% |
| NUMERICA CREDIT UNION | $100,625,000 | $37,075,000 | -63.2% | 0.2% |
| Bank of Idaho | $59,410,000 | $36,780,000 | -38.1% | 0.2% |
| BMO Harris Bank | $37,505,000 | $36,780,000 | -1.9% | 0.2% |
| The Bank of Commerce | $41,855,000 | $36,365,000 | -13.1% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $36,190,000 | n/a | 0.2% | |
| AMERICA FIRST | $25,765,000 | $35,210,000 | 36.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $27,165,000 | $34,730,000 | 27.8% | 0.2% |
| UNION HOME MORTGAGE CORP. | $3,010,000 | $34,165,000 | 1,035.0% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $25,800,000 | $32,730,000 | 26.9% | 0.2% |
| EAST IDAHO Credit Union | $30,360,000 | $31,795,000 | 4.7% | 0.2% |
| ENVOY MORTGAGE, LTD | $9,195,000 | $31,680,000 | 244.5% | 0.2% |
| Flagstar Bank, FSB | $68,390,000 | $30,695,000 | -55.1% | 0.2% |
| Bank of England | $28,355,000 | $30,355,000 | 7.1% | 0.2% |
| HomeStreet Bank | $1,535,000 | $30,225,000 | 1,869.1% | 0.2% |
| FIRST TECHNOLOGY | $17,040,000 | $29,195,000 | 71.3% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $11,010,000 | $28,660,000 | 160.3% | 0.2% |
| VERITAS FUNDING, LLC | $27,520,000 | $28,565,000 | 3.8% | 0.2% |
| BELEM SERVICING LLC | $26,805,000 | $28,520,000 | 6.4% | 0.2% |
| USAA Federal Savings Bank | $25,530,000 | $27,620,000 | 8.2% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $26,545,000 | $26,780,000 | 0.9% | 0.2% |
| HORIZON | $22,275,000 | $26,150,000 | 17.4% | 0.2% |
| CONNECTIONS | $21,295,000 | $25,200,000 | 18.3% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $9,545,000 | $24,185,000 | 153.4% | 0.2% |
| ADVANTAGE PLUS | $18,745,000 | $23,750,000 | 26.7% | 0.2% |
| MY MOVE MORTGAGE, LLC | $9,915,000 | $23,555,000 | 137.6% | 0.2% |
| PNC Bank | $26,770,000 | $22,785,000 | -14.9% | 0.2% |
| NBKC BANK | $23,625,000 | $22,750,000 | -3.7% | 0.2% |
| CASTLE & COOKE MORTGAGE, LLC | $18,455,000 | $22,220,000 | 20.4% | 0.1% |
| M&T Realty Capital Corporation | $11,255,000 | $22,135,000 | 96.7% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $13,125,000 | $22,085,000 | 68.3% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $16,770,000 | $22,035,000 | 31.4% | 0.1% |
| KBHS HOME LOANS, LLC | $16,935,000 | $21,705,000 | 28.2% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $28,770,000 | $21,525,000 | -25.2% | 0.1% |
| INTERCAP LENDING INC. | $17,655,000 | $21,460,000 | 21.6% | 0.1% |
| Commerce Home Mortgage, Inc. | $22,960,000 | $21,450,000 | -6.6% | 0.1% |
| Discover Bank | $20,955,000 | $21,415,000 | 2.2% | 0.1% |
| LENDSURE MORTGAGE CORP. | $13,345,000 | $21,335,000 | 59.9% | 0.1% |
| GOLDENWEST | $10,720,000 | $21,020,000 | 96.1% | 0.1% |
| The Federal Savings Bank | $19,170,000 | $19,870,000 | 3.7% | 0.1% |
| T2 FINANCIAL LLC | $14,410,000 | $19,625,000 | 36.2% | 0.1% |
| Citibank | $86,220,000 | $19,445,000 | -77.4% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $13,265,000 | $19,090,000 | 43.9% | 0.1% |
| Figure Lending LLC | $9,440,000 | $18,835,000 | 99.5% | 0.1% |
| Idaho First Bank | $21,265,000 | $18,440,000 | -13.3% | 0.1% |
| Stifel Bank and Trust | $13,840,000 | $18,085,000 | 30.7% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $4,170,000 | $17,780,000 | 326.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $8,435,000 | $17,385,000 | 106.1% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $13,410,000 | $15,660,000 | 16.8% | 0.1% |
| BETTER MORTGAGE CORPORATION | $9,195,000 | $15,585,000 | 69.5% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $44,265,000 | $15,585,000 | -64.8% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $8,615,000 | $15,580,000 | 80.8% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $27,735,000 | $15,435,000 | -44.3% | 0.1% |
| The Huntington National Bank | $19,685,000 | $15,420,000 | -21.7% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $39,505,000 | $14,670,000 | -62.9% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $26,355,000 | $14,460,000 | -45.1% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $16,060,000 | $14,240,000 | -11.3% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $25,430,000 | $13,850,000 | -45.5% | 0.1% |
| NEW DAY FINANCIAL, LLC | $13,830,000 | $13,625,000 | -1.5% | 0.1% |
| LOANPAL, LLC | $7,455,000 | $13,545,000 | 81.7% | 0.1% |
| 1st Security Bank of Washington | $11,260,000 | $13,235,000 | 17.5% | 0.1% |
| LIMA ONE CAPITAL, LLC | $4,155,000 | $12,940,000 | 211.4% | 0.1% |
| WASHINGTON STATE EMPLOYEES Credit Union | $3,745,000 | $12,860,000 | 243.4% | 0.1% |
| Gateway First Bank | $32,805,000 | $12,815,000 | -60.9% | 0.1% |
| Equity Prime Mortgage LLC | $4,140,000 | $12,810,000 | 209.4% | 0.1% |
| UBS Bank USA | $26,110,000 | $12,775,000 | -51.1% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $15,745,000 | $12,605,000 | -19.9% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $11,225,000 | $12,275,000 | 9.4% | 0.1% |
| PHH Mortgage Corporation | $16,660,000 | $12,050,000 | -27.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $7,655,000 | $11,900,000 | 55.5% | 0.1% |
| MidFirst Bank | $1,240,000 | $11,725,000 | 845.6% | 0.1% |
| Northwest Farm Credit Services, FLCA | $8,740,000 | $11,555,000 | 32.2% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $4,800,000 | $11,530,000 | 140.2% | 0.1% |
| Citizens Bank | $2,250,000 | $11,460,000 | 409.3% | 0.1% |
| Franklin Loan Corporation | $11,705,000 | $11,390,000 | -2.7% | 0.1% |
| Carrington Mortgage Services, LLC | $6,325,000 | $11,270,000 | 78.2% | 0.1% |
| GESA | $14,810,000 | $10,985,000 | -25.8% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $17,370,000 | $10,905,000 | -37.2% | 0.1% |
| Merchants Bank of Indiana | $585,000 | $10,895,000 | 1,762.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $35,645,000 | $10,790,000 | -69.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $7,125,000 | $10,785,000 | 51.4% | 0.1% |
| Ent Credit Union | $10,660,000 | n/a | 0.1% | |
| RESIDENTIAL MORTGAGE, LLC | $2,500,000 | $10,235,000 | 309.4% | 0.1% |
| OCMBC, INC. | $5,590,000 | $10,110,000 | 80.9% | 0.1% |
| GENEVA FINANCIAL, LLC | $8,150,000 | $9,890,000 | 21.3% | 0.1% |
| The Northern Trust Company | $670,000 | $9,850,000 | 1,370.1% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,350,000 | $9,670,000 | 616.3% | 0.1% |
| PRIORITY HOME LENDING, LLC | $14,835,000 | $9,600,000 | -35.3% | 0.1% |
| Cornerstone First Mortgage, Inc | $1,415,000 | $9,490,000 | 570.7% | 0.1% |
| FARMERS BANK | $9,150,000 | $9,490,000 | 3.7% | 0.1% |
| CARDINAL FINANCIAL | $15,415,000 | $9,420,000 | -38.9% | 0.1% |
| GEORGIA'S OWN | $2,085,000 | $9,365,000 | 349.2% | 0.1% |
| NEXERA HOLDING LLC | $6,835,000 | $9,300,000 | 36.1% | 0.1% |
| Farmers Bank & Trust | $4,350,000 | $9,240,000 | 112.4% | 0.1% |
| Wallick & Volk, Inc. | $9,555,000 | $9,205,000 | -3.7% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $8,285,000 | $9,145,000 | 10.4% | 0.1% |
| Cache Valley Bank | $19,735,000 | $8,795,000 | -55.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $2,005,000 | $8,730,000 | 335.4% | 0.1% |
| Magnolia Bank | $8,810,000 | $8,725,000 | -1.0% | 0.1% |
| Citadel Servicing Corporation | $4,070,000 | $8,605,000 | 111.4% | 0.1% |
| Summit Mortgage Corporation | $10,925,000 | $8,530,000 | -21.9% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,120,000 | $8,470,000 | 656.3% | 0.1% |
| ALLIANT CREDIT UNION | $1,475,000 | $8,360,000 | 466.8% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $8,105,000 | $8,350,000 | 3.0% | 0.1% |
| NBH Bank | $13,850,000 | $8,220,000 | -40.6% | 0.1% |
| Alaska USA Federal Credit Union | $16,070,000 | $8,045,000 | -49.9% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $1,895,000 | $8,005,000 | 322.4% | 0.1% |
| First Federal Bank | $3,545,000 | $7,770,000 | 119.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $9,790,000 | $7,745,000 | -20.9% | 0.1% |
| MORTGAGE ACCESS CORP. | $810,000 | $7,310,000 | 802.5% | 0.0% |
| NexBank | $4,595,000 | $7,310,000 | 59.1% | 0.0% |
| Bank of Utah | $25,670,000 | $7,280,000 | -71.6% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $5,850,000 | $7,150,000 | 22.2% | 0.0% |
| Shea Mortgage Inc. | $13,485,000 | $7,025,000 | -47.9% | 0.0% |
| ROGUE | $8,290,000 | $6,785,000 | -18.2% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $7,755,000 | $6,665,000 | -14.1% | 0.0% |
| SIRVA MORTGAGE, INC. | $7,875,000 | $6,660,000 | -15.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $5,625,000 | $6,615,000 | 17.6% | 0.0% |
| CLEARPATH LENDING | $8,030,000 | $6,580,000 | -18.1% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $4,440,000 | $6,535,000 | 47.2% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $720,000 | $6,465,000 | 797.9% | 0.0% |
| IDAHO STATE UNIVERSITY | $3,225,000 | $6,410,000 | 98.8% | 0.0% |
| MORTGAGE EXPRESS, LLC | $6,330,000 | n/a | 0.0% | |
| Nations Lending Corporation | $4,050,000 | $6,300,000 | 55.6% | 0.0% |
| ZILLOW HOME LOANS, LLC | $6,425,000 | $6,295,000 | -2.0% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $6,260,000 | n/a | 0.0% | |
| Ally Bank | $3,235,000 | $6,235,000 | 92.7% | 0.0% |
| FUNDLOANS CAPITAL | $2,885,000 | $6,190,000 | 114.6% | 0.0% |
| SPRING EQ, LLC | $6,130,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $1,465,000 | $6,030,000 | 311.6% | 0.0% |
| River City Bank | $6,005,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $2,180,000 | $5,965,000 | 173.6% | 0.0% |
| Northpointe Bank | $12,840,000 | $5,960,000 | -53.6% | 0.0% |
| OAKTREE FUNDING CORP. | $4,395,000 | $5,960,000 | 35.6% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,445,000 | $5,950,000 | 311.8% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $12,495,000 | $5,900,000 | -52.8% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $2,290,000 | $5,430,000 | 137.1% | 0.0% |
| First Western Trust Bank | $4,905,000 | $4,735,000 | -3.5% | 0.0% |
| LADERA LENDING, INC. | $4,075,000 | $4,565,000 | 12.0% | 0.0% |
| M&T Bank | $2,460,000 | $4,405,000 | 79.1% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $765,000 | $4,385,000 | 473.2% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $3,860,000 | $4,375,000 | 13.3% | 0.0% |
| BNY Mellon | $5,410,000 | $4,300,000 | -20.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $3,800,000 | $4,215,000 | 10.9% | 0.0% |
| Raymond James Bank | $11,905,000 | $4,170,000 | -65.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,055,000 | $4,055,000 | 97.3% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $3,400,000 | $4,005,000 | 17.8% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $4,995,000 | $3,980,000 | -20.3% | 0.0% |
| ARC HOME LLC | $4,075,000 | $3,975,000 | -2.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,675,000 | $3,890,000 | 45.4% | 0.0% |
| RANLIFE, INC. | $2,420,000 | $3,860,000 | 59.5% | 0.0% |
| First National Bank of America | $2,525,000 | $3,710,000 | 46.9% | 0.0% |
| EVERETT FINANCIAL, INC. | $11,845,000 | $3,565,000 | -69.9% | 0.0% |
| LENDINGONE, LLC | $1,180,000 | $3,565,000 | 202.1% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $5,085,000 | $3,425,000 | -32.6% | 0.0% |
| Goldman Sachs Bank USA | $3,315,000 | $3,425,000 | 3.3% | 0.0% |
| Fieldpoint Private Bank & Trust | $3,405,000 | n/a | 0.0% | |
| Armed Forces Bank | $1,650,000 | $3,395,000 | 105.8% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $455,000 | $3,395,000 | 646.2% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $6,155,000 | $3,375,000 | -45.2% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $3,375,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $1,625,000 | $3,355,000 | 106.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,545,000 | $3,265,000 | 111.3% | 0.0% |
| TruGrocer Federal Credit Union | $3,220,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $4,395,000 | $3,135,000 | -28.7% | 0.0% |
| A&D Mortgage LLC | $3,170,000 | $3,115,000 | -1.7% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $1,225,000 | $3,040,000 | 148.2% | 0.0% |
| Logan Finance Corporation | $2,575,000 | $3,030,000 | 17.7% | 0.0% |
| AMWEST FUNDING CORP. | $1,265,000 | $2,930,000 | 131.6% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $300,000 | $2,870,000 | 856.7% | 0.0% |
| KINECTA | $3,320,000 | $2,810,000 | -15.4% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $2,740,000 | n/a | 0.0% | |
| Deseret First Credit Union | $2,005,000 | $2,715,000 | 35.4% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $2,715,000 | n/a | 0.0% | |
| Truist | $4,790,000 | $2,705,000 | -43.5% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,370,000 | $2,675,000 | 95.3% | 0.0% |
| MORTGAGEONE, INC. | $1,450,000 | $2,600,000 | 79.3% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,835,000 | $2,595,000 | 41.4% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $2,925,000 | $2,580,000 | -11.8% | 0.0% |
| Firefighters First Federal Credit Union | $6,350,000 | $2,540,000 | -60.0% | 0.0% |
| North American Savings Bank, F.S.B. | $2,910,000 | $2,510,000 | -13.7% | 0.0% |
| Secured Investment Corp. | $2,495,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $2,430,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $930,000 | $2,425,000 | 160.8% | 0.0% |
| TrustBank | $2,405,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $2,820,000 | $2,370,000 | -16.0% | 0.0% |
| Texana Bank | $2,370,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $1,875,000 | $2,320,000 | 23.7% | 0.0% |
| Toyota Financial Savings Bank | $1,625,000 | $2,315,000 | 42.5% | 0.0% |
| ONY GLO, INC. | $2,300,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $55,000 | $2,265,000 | 4,018.2% | 0.0% |
| V.I.P. MORTGAGE, INC. | $2,440,000 | $2,255,000 | -7.6% | 0.0% |
| Community First Bank | $85,000 | $2,225,000 | 2,517.6% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,085,000 | $2,205,000 | 103.2% | 0.0% |
| The Central Trust Bank | $2,950,000 | $2,165,000 | -26.6% | 0.0% |
| Bethpage Federal Credit Union | $1,170,000 | $2,115,000 | 80.8% | 0.0% |
| Encompass Lending Group, LP | $2,085,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $1,355,000 | $2,085,000 | 53.9% | 0.0% |
| Hometown Equity Mortgage, LLC | $1,040,000 | $2,075,000 | 99.5% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $480,000 | $2,060,000 | 329.2% | 0.0% |
| Brighton Bank | $1,910,000 | n/a | 0.0% | |
| HomeTrust Bank | $5,935,000 | $1,750,000 | -70.5% | 0.0% |
| First-Citizens Bank & Trust Company | $14,090,000 | $1,745,000 | -87.6% | 0.0% |
| First Savings Bank | $1,915,000 | $1,700,000 | -11.2% | 0.0% |
| Dacotah Bank | $1,685,000 | n/a | 0.0% | |
| Allied First Bank,sb | $1,635,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $455,000 | $1,545,000 | 239.6% | 0.0% |
| Victorian Finance, LLC | $320,000 | $1,540,000 | 381.3% | 0.0% |
| Prosperity Home Mortgage, LLC | $1,745,000 | $1,515,000 | -13.2% | 0.0% |
| Guaranty Bank & Trust, N.A. | $115,000 | $1,505,000 | 1,208.7% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $1,490,000 | n/a | 0.0% | |
| Utah Power | $3,020,000 | $1,485,000 | -50.8% | 0.0% |
| HighTechLending Inc | $1,040,000 | $1,460,000 | 40.4% | 0.0% |
| MLD MORTGAGE INC. | $1,460,000 | n/a | 0.0% | |
| ADVANCIAL | $605,000 | $1,450,000 | 139.7% | 0.0% |
| BM Real Estate Services, Inc. | $610,000 | $1,445,000 | 136.9% | 0.0% |
| Rails West Federal Credit Union | $2,210,000 | $1,415,000 | -36.0% | 0.0% |
| Quontic Bank | $700,000 | $1,405,000 | 100.7% | 0.0% |
| Old National Bank | $560,000 | $1,400,000 | 150.0% | 0.0% |
| City National Bank | $5,585,000 | $1,350,000 | -75.8% | 0.0% |
| Strong Home Mortgage, LLC | $480,000 | $1,350,000 | 181.3% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $4,350,000 | $1,315,000 | -69.8% | 0.0% |
| BOKF | $1,775,000 | $1,275,000 | -28.2% | 0.0% |
| University Bank | $1,275,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $855,000 | $1,270,000 | 48.5% | 0.0% |
| FIRST COMMUNITY | $1,255,000 | n/a | 0.0% | |
| RED CANOE CREDIT UNION | $2,950,000 | $1,255,000 | -57.5% | 0.0% |
| NMSI, INC. | $1,060,000 | $1,220,000 | 15.1% | 0.0% |
| First National Bank of Omaha | $1,200,000 | n/a | 0.0% | |
| Arvest Bank | $370,000 | $1,180,000 | 218.9% | 0.0% |
| TJC Mortgage, Inc. | $1,380,000 | $1,180,000 | -14.5% | 0.0% |
| Axos Bank | $905,000 | $1,175,000 | 29.8% | 0.0% |
| Leader Bank | $1,170,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $1,150,000 | n/a | 0.0% | |
| TOWER | $145,000 | $1,140,000 | 686.2% | 0.0% |
| TRISTAR FINANCE, INC. | $345,000 | $1,120,000 | 224.6% | 0.0% |
| GTE Federal Credit Union | $4,725,000 | $1,090,000 | -76.9% | 0.0% |
| AHL FUNDING | $1,085,000 | n/a | 0.0% | |
| Heritage Bank | $4,485,000 | $1,060,000 | -76.4% | 0.0% |
| Vellum Mortgage, Inc. | $1,045,000 | n/a | 0.0% | |
| Service Federal Credit Union | $125,000 | $1,030,000 | 724.0% | 0.0% |
| Royal Business Bank | $1,005,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $435,000 | $1,000,000 | 129.9% | 0.0% |
| SECURITY HOME MORTGAGE, LLC. | $2,955,000 | $995,000 | -66.3% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $1,730,000 | $990,000 | -42.8% | 0.0% |
| Deere Employees Credit Union | $1,205,000 | $975,000 | -19.1% | 0.0% |
| Servion, Inc. | $2,265,000 | $975,000 | -57.0% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $660,000 | $970,000 | 47.0% | 0.0% |
| ON Q FINANCIAL, INC. | $985,000 | $965,000 | -2.0% | 0.0% |
| Credence Funding Corporation | $960,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $940,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $140,000 | $930,000 | 564.3% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $925,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $8,300,000 | $900,000 | -89.2% | 0.0% |
| Ameris Bank | $1,800,000 | $850,000 | -52.8% | 0.0% |
| Heritage Bank | $4,485,000 | $850,000 | -81.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,110,000 | $840,000 | -24.3% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $530,000 | $825,000 | 55.7% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $1,080,000 | $810,000 | -25.0% | 0.0% |
| Utah Mortgage Loan Corporation | $1,745,000 | $810,000 | -53.6% | 0.0% |
| Northbrook Bank & Trust | $805,000 | n/a | 0.0% | |
| Village Bank & Trust | $805,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $985,000 | $785,000 | -20.3% | 0.0% |
| Opportunity Bank of Montana | $3,950,000 | $780,000 | -80.3% | 0.0% |
| RESIDENTIAL BANCORP | $595,000 | $775,000 | 30.3% | 0.0% |
| DELMAR FINANCIAL COMPANY | $765,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $765,000 | n/a | 0.0% | |
| First National Bank Of Oklahoma | $765,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $760,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $295,000 | $740,000 | 150.8% | 0.0% |
| Meridian Trust Federal Credit Union | $2,435,000 | $740,000 | -69.6% | 0.0% |
| STAR ONE CREDIT UNION | $720,000 | $740,000 | 2.8% | 0.0% |
| Ixonia Bank | $4,020,000 | $735,000 | -81.7% | 0.0% |
| 5TH STREET CAPITAL, INC. | $730,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $1,590,000 | $715,000 | -55.0% | 0.0% |
| First Bank | $2,110,000 | $705,000 | -66.6% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $5,570,000 | $695,000 | -87.5% | 0.0% |
| Community First National Bank | $690,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $2,690,000 | $675,000 | -74.9% | 0.0% |
| Bank of Eastern Oregon | $665,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $655,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $635,000 | n/a | 0.0% | |
| River Region Credit Union | $635,000 | n/a | 0.0% | |
| PREMIER LENDING, INC. | $3,850,000 | $630,000 | -83.6% | 0.0% |
| UTAH FIRST | $125,000 | $630,000 | 404.0% | 0.0% |
| Keystone Funding, Inc. | $625,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $385,000 | $610,000 | 58.4% | 0.0% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $65,000 | $605,000 | 830.8% | 0.0% |
| HAPO COMMUNITY CREDIT UNION | $460,000 | $605,000 | 31.5% | 0.0% |
| MORIA DEVELOPMENT, INC. | $570,000 | $600,000 | 5.3% | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | $595,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $545,000 | $545,000 | 0.0% | 0.0% |
| CHEVRON | $2,045,000 | $535,000 | -73.8% | 0.0% |
| Coastal Community Bank | $1,880,000 | $535,000 | -71.5% | 0.0% |
| First Federal Savings Bank | $525,000 | n/a | 0.0% | |
| Prosperity Bank | $515,000 | n/a | 0.0% | |
| Florida Capital Bank | $505,000 | n/a | 0.0% | |
| BancorpSouth | $495,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $495,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $495,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $485,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $485,000 | n/a | 0.0% | |
| Rivermark Community Credit Union | $465,000 | $470,000 | 1.1% | 0.0% |
| Watermark Capital, Inc. | $1,465,000 | $470,000 | -67.9% | 0.0% |
| First International Bank & Trust | $2,240,000 | $465,000 | -79.2% | 0.0% |
| Granite Community Bank | $435,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $925,000 | $425,000 | -54.1% | 0.0% |
| HOMESTEAD FUNDING CORP. | $205,000 | $425,000 | 107.3% | 0.0% |
| Baxter Credit Union | $615,000 | $420,000 | -31.7% | 0.0% |
| COAST 2 COAST FUNDING GROUP, INC. | $405,000 | n/a | 0.0% | |
| Kirkwood Bank & Trust Co. | $405,000 | n/a | 0.0% | |
| The State Bank | $405,000 | n/a | 0.0% | |
| TRUWEST Credit Union | $395,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $405,000 | $385,000 | -4.9% | 0.0% |
| Union Savings Bank | $675,000 | $375,000 | -44.4% | 0.0% |
| Wyoming Bank & Trust | $375,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $370,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $365,000 | n/a | 0.0% | |
| Pacific Lending LLC | $365,000 | n/a | 0.0% | |
| SPOKANE FIREFIGHTERS CREDIT UNION | $855,000 | $360,000 | -57.9% | 0.0% |
| Bank of Colorado | $355,000 | n/a | 0.0% | |
| Centier Bank | $1,465,000 | $355,000 | -75.8% | 0.0% |
| INTELLILOAN, INC. | $355,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $355,000 | n/a | 0.0% | |
| Security First Bank of North Dakota | $355,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $320,000 | n/a | 0.0% | |
| Network Funding, L.P. | $315,000 | n/a | 0.0% | |
| The Dart Bank | $315,000 | n/a | 0.0% | |
| ESSENTIAL | $305,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $315,000 | $305,000 | -3.2% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $1,435,000 | $305,000 | -78.7% | 0.0% |
| LPMC, LLC | $560,000 | $305,000 | -45.5% | 0.0% |
| UNITED MORTGAGE CORP | $305,000 | n/a | 0.0% | |
| ALTURA | $295,000 | n/a | 0.0% | |
| IAA Credit Union | $315,000 | $285,000 | -9.5% | 0.0% |
| Northwest Bank | $285,000 | n/a | 0.0% | |
| POINT Mortgage | $790,000 | $285,000 | -63.9% | 0.0% |
| CANOPY | $345,000 | $280,000 | -18.8% | 0.0% |
| FOUR POINTS | $275,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $265,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $2,645,000 | $255,000 | -90.4% | 0.0% |
| GRANITE FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $1,660,000 | $250,000 | -84.9% | 0.0% |
| UNITED | $25,000 | $250,000 | 900.0% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $560,000 | $245,000 | -56.3% | 0.0% |
| Fidelity Bank | $1,030,000 | $245,000 | -76.2% | 0.0% |
| Flanagan State Bank | $625,000 | $245,000 | -60.8% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $245,000 | n/a | 0.0% | |
| SOUND | $245,000 | n/a | 0.0% | |
| Stockman Bank of Montana | $4,655,000 | $245,000 | -94.7% | 0.0% |
| Fifth Third Bank | $865,000 | $235,000 | -72.8% | 0.0% |
| GoPrime Mortgage, Inc. | $540,000 | $235,000 | -56.5% | 0.0% |
| Liberty Savings Bank, F.S.B. | $215,000 | n/a | 0.0% | |
| Crestline Funding Corporation | $205,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $225,000 | $205,000 | -8.9% | 0.0% |
| Peoples Bank | $185,000 | $195,000 | 5.4% | 0.0% |
| Qualstar Credit Union | $505,000 | $190,000 | -62.4% | 0.0% |
| WESTERN VISTA | $185,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $580,000 | $160,000 | -72.4% | 0.0% |
| ESB Financial | $155,000 | n/a | 0.0% | |
| WEBER STATE FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| Regions Bank | $95,000 | $135,000 | 42.1% | 0.0% |
| Wasatch Peaks Federal Credit Union | $95,000 | $125,000 | 31.6% | 0.0% |
| Connexus Credit Union | $325,000 | $120,000 | -63.1% | 0.0% |
| Bloomsdale Bank | $105,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $305,000 | $105,000 | -65.6% | 0.0% |
| PREMIER AMERICA | $105,000 | n/a | 0.0% | |
| Unitus Community Credit Union | $505,000 | $100,000 | -80.2% | 0.0% |
| Christian Community Credit Union | $915,000 | $95,000 | -89.6% | 0.0% |
| Golden Empire Mortgage, Inc. | $95,000 | n/a | 0.0% | |
| MidAmerica National Bank | $110,000 | $95,000 | -13.6% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $215,000 | $95,000 | -55.8% | 0.0% |
| NuVision Federal Credit Union | $1,140,000 | $85,000 | -92.5% | 0.0% |
| ATLANTA POSTAL | $75,000 | n/a | 0.0% | |
| CORPORATE AMERICA FAMILY | $65,000 | n/a | 0.0% | |
| Consolidated Federal Credit Union | $430,000 | $55,000 | -87.2% | 0.0% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% |
Idaho's top lender by overall market share is IDAHO CENTRAL, with 12.7% market share. In second place, with 7.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,041,600,000 in loans. In third place, with 5.1%, is QUICKEN LOANS, LLC, having originated $758,560,000 in loans. In fourth place, with 3.3%, is GUILD MORTGAGE COMPANY, having originated $499,805,000 in loans. In fifth place, with 2.6%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $395,245,000 in loans.
Idaho Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 25,771 | $9,953,725,000 | $386,237 |
| Cash Out Refi | 7,127 | $1,942,365,000 | $272,536 |
| Home Improvement | 6,244 | $750,710,000 | $120,229 |
| Refi | 4,404 | $1,729,810,000 | $392,782 |
| Other | 3,800 | $547,460,000 | $144,068 |
| NA | 12 | $3,290,000 | $274,167 |
Idaho's most frequently cited loan purpose was Home Purchase, with 25,771 originations. The 2nd most popular reason was Cash Out Refi, with 7,127 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 17,580 | $7,030,030,000 | $399,888 |
| Over 8% | 11,562 | $1,502,110,000 | $129,918 |
| 7-8% | 8,515 | $2,560,245,000 | $300,675 |
| 5-6% | 7,608 | $3,143,400,000 | $413,170 |
| 4-5% | 974 | $345,640,000 | $354,867 |
| <2.5% | 105 | $16,685,000 | $158,905 |
| 3-4% | 64 | $39,610,000 | $618,906 |
| 2.5-3% | 63 | $26,605,000 | $422,302 |
During 2024, Idaho's most frequently originated rate bucket was 6-7%, with 17,580 originations.
Loan Sizing (Idaho MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 17,592 | $5,318,890,000 | $302,347 |
| $100,000 or less | 10,488 | $534,890,000 | $51,000 |
| $400k-600k | 8,339 | $3,952,495,000 | $473,977 |
| $100k-200k | 7,358 | $1,053,510,000 | $143,179 |
| $600k-1000k | 2,804 | $2,031,010,000 | $724,326 |
| $Over $1MM | 777 | $2,036,565,000 | $2,621,062 |
Idaho's loan sizing saw the bucket of loans from $200k-400k with 17,592 originations, totaling $5,318,890,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 14,728 | $6,082,640,000 | $412,998 |
| Under 20% | 10,058 | $645,740,000 | $64,202 |
| 60-80% | 8,773 | $3,948,895,000 | $450,119 |
| 20-40% | 6,670 | $1,240,320,000 | $185,955 |
| 40-60% | 5,246 | $1,973,660,000 | $376,222 |
| Over 100% | 560 | $603,110,000 | $1,076,982 |
Idaho's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 14,728 originations, totaling $6,082,640,000 in origination value.