Idaho Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Idaho averaged
7.07%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.85% and
one month ago for the week of 2024-03-14, the
average rate was 6.61%.
Idaho's average rate one year ago was 6.14%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.81%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Idaho 30 Year Fixed Rate | 2024-04-18 | 7.07% |
| Idaho 30 Year Fixed Rate Refi | 2024-04-18 | 7.81% |
| Idaho 15 Year Fixed Rate | 2024-04-18 | 6.76% |
| Idaho 15 Year Fixed Rate Refi | 2024-04-18 | 7.53% |
| Idaho 30 Year FHA | 2024-04-18 | 6.27% |
| Idaho 30 Year FHA Refi | 2024-04-18 | 7.06% |
| Idaho 30 Year USDA | 2024-04-18 | 5.82% |
| Idaho 30 Year USDA Refi | 2024-04-18 | 6.96% |
| Idaho 30 Year VA | 2024-04-18 | 6.68% |
| Idaho 30 Year VA Refi | 2024-04-18 | 6.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Idaho.
Idaho Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Idaho market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Idaho Average Closing Costs & Other Stats
Idaho's 347 lenders originated 43,541
loans during 2023. The total origination value was $12,896,245,000, with an average loan value of
$296,186.
Idaho's average closing costs are $6,479.
The top Idaho lender as defined by loan originations is IDAHO CENTRAL, with
2,097 loans originated. Their average total fees are
$7,550, which is $1,100
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Idaho lenders (with over 10 loans originated) are
Discover Bank ($0), Shea Mortgage Inc. ($2,171), SIRVA MORTGAGE, INC. ($2,432), NBH Bank ($3,225) and HOMEAMERICAN MORTGAGE CORPORATION ($3,234).
The lowest rate Idaho lenders (with over 10 loans originated) are
Raymond James Bank (5.25%), EAGLE HOME MORTGAGE, LLC (5.53%), Charles Schwab Bank, SSB (5.67%), Citibank (5.80%) and UBS Bank USA (5.88%).
Idaho Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| IDAHO CENTRAL | $2,887,830,000 | $1,582,165,000 | -45.2% | 12.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $806,710,000 | $831,235,000 | 3.0% | 6.4% |
| QUICKEN LOANS, LLC | $852,875,000 | $514,825,000 | -39.6% | 4.0% |
| ACADEMY MORTGAGE CORPORATION | $475,420,000 | $360,835,000 | -24.1% | 2.8% |
| U.S. Bank | $662,330,000 | $348,175,000 | -47.4% | 2.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $599,715,000 | $301,975,000 | -49.6% | 2.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $400,605,000 | $281,250,000 | -29.8% | 2.2% |
| Zions Bank | $398,945,000 | $264,600,000 | -33.7% | 2.1% |
| Glacier Bank | $561,095,000 | $254,260,000 | -54.7% | 2.0% |
| GUILD MORTGAGE COMPANY | $399,495,000 | $238,915,000 | -40.2% | 1.9% |
| MOVEMENT MORTGAGE, LLC | $329,725,000 | $238,550,000 | -27.7% | 1.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $163,225,000 | $234,930,000 | 43.9% | 1.8% |
| LOANDEPOT.COM, LLC | $384,405,000 | $203,345,000 | -47.1% | 1.6% |
| Willamette Valley Bank | $387,240,000 | $200,825,000 | -48.1% | 1.6% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $249,470,000 | $185,535,000 | -25.6% | 1.4% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $184,390,000 | n/a | 1.4% | |
| First Federal Savings Bank of Twin Falls | $296,845,000 | $168,925,000 | -43.1% | 1.3% |
| MOUNTAIN AMERICA | $343,830,000 | $163,665,000 | -52.4% | 1.3% |
| S1L, Inc. | $222,655,000 | $145,570,000 | -34.6% | 1.1% |
| CMG MORTGAGE, INC. | $136,445,000 | $142,080,000 | 4.1% | 1.1% |
| GUARANTEED RATE, INC. | $243,700,000 | $140,910,000 | -42.2% | 1.1% |
| D. L. Evans Bank | $191,520,000 | $135,475,000 | -29.3% | 1.1% |
| JPMorgan Chase Bank | $222,160,000 | $127,190,000 | -42.7% | 1.0% |
| Washington Trust Bank | $179,190,000 | $119,645,000 | -33.2% | 0.9% |
| FIRST COLONY MORTGAGE CORPORATION | $126,415,000 | $118,890,000 | -6.0% | 0.9% |
| Mortgage Research Center, LLC | $162,770,000 | $115,450,000 | -29.1% | 0.9% |
| Eagle Bank and Trust Company | $154,150,000 | $109,460,000 | -29.0% | 0.8% |
| TBI MORTGAGE COMPANY | $119,895,000 | $106,890,000 | -10.8% | 0.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $172,120,000 | $103,790,000 | -39.7% | 0.8% |
| Wells Fargo Bank | $516,545,000 | $101,840,000 | -80.3% | 0.8% |
| NUMERICA CREDIT UNION | $153,860,000 | $100,625,000 | -34.6% | 0.8% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $38,815,000 | $91,405,000 | 135.5% | 0.7% |
| Banner Bank | $75,185,000 | $89,990,000 | 19.7% | 0.7% |
| Citibank | $67,635,000 | $86,220,000 | 27.5% | 0.7% |
| CANOPY MORTGAGE, LLC | $222,605,000 | $78,925,000 | -64.5% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $85,740,000 | $78,125,000 | -8.9% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $146,965,000 | $76,140,000 | -48.2% | 0.6% |
| Potlatch No. 1 Financial Credit Union | $144,750,000 | $76,060,000 | -47.5% | 0.6% |
| Sunflower Bank | $44,975,000 | $75,780,000 | 68.5% | 0.6% |
| SUMMIT FUNDING, INC. | $145,775,000 | $74,470,000 | -48.9% | 0.6% |
| KeyBank | $259,265,000 | $74,375,000 | -71.3% | 0.6% |
| Washington Federal Bank | $323,670,000 | $73,650,000 | -77.2% | 0.6% |
| Umpqua Bank | $150,715,000 | $71,605,000 | -52.5% | 0.6% |
| AXIA FINANCIAL, LLC | $86,160,000 | $70,115,000 | -18.6% | 0.5% |
| Flagstar Bank, FSB | $310,810,000 | $68,390,000 | -78.0% | 0.5% |
| BEEHIVE | $77,275,000 | $66,385,000 | -14.1% | 0.5% |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $143,155,000 | $65,740,000 | -54.1% | 0.5% |
| MANN FINANCIAL INC. | $71,030,000 | $60,140,000 | -15.3% | 0.5% |
| Bank of America | $139,835,000 | $59,990,000 | -57.1% | 0.5% |
| BROKER SOLUTIONS, INC. | $76,490,000 | $59,565,000 | -22.1% | 0.5% |
| WESTMARK Credit Union | $83,100,000 | $59,445,000 | -28.5% | 0.5% |
| Bank of Idaho | $90,345,000 | $59,410,000 | -34.2% | 0.5% |
| Waterstone Mortgage Corporation | $71,875,000 | $59,225,000 | -17.6% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $71,050,000 | $59,075,000 | -16.9% | 0.5% |
| First Interstate Bank | $344,060,000 | $58,245,000 | -83.1% | 0.5% |
| NFM, INC. | $44,740,000 | $57,280,000 | 28.0% | 0.4% |
| SPOKANE TEACHERS | $157,490,000 | $56,030,000 | -64.4% | 0.4% |
| CORNERSTONE HOME LENDING, INC. | $48,165,000 | $51,610,000 | 7.2% | 0.4% |
| BERKELEY POINT CAPITAL LLC | $50,190,000 | n/a | 0.4% | |
| CHURCHILL MORTGAGE CORPORATION | $60,205,000 | $49,945,000 | -17.0% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $77,160,000 | $49,775,000 | -35.5% | 0.4% |
| PIONEER | $103,740,000 | $47,885,000 | -53.8% | 0.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $23,735,000 | $45,560,000 | 92.0% | 0.4% |
| CALCON MUTUAL MORTGAGE LLC | $60,265,000 | $44,265,000 | -26.5% | 0.3% |
| The Bank of Commerce | $49,495,000 | $41,855,000 | -15.4% | 0.3% |
| GREYSTONE SERVICING COMPANY LLC | $29,170,000 | $39,505,000 | 35.4% | 0.3% |
| NEWREZ LLC | $39,290,000 | $38,665,000 | -1.6% | 0.3% |
| BMO Harris Bank | $63,570,000 | $37,505,000 | -41.0% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $150,225,000 | $35,645,000 | -76.3% | 0.3% |
| Merchants Capital Corp. | $35,175,000 | n/a | 0.3% | |
| BAY EQUITY LLC | $56,350,000 | $35,135,000 | -37.6% | 0.3% |
| Gateway First Bank | $89,750,000 | $32,805,000 | -63.4% | 0.3% |
| EAGLE HOME MORTGAGE, LLC | $19,640,000 | $32,480,000 | 65.4% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $132,635,000 | $31,925,000 | -75.9% | 0.2% |
| AMCAP MORTGAGE, LTD. | $37,520,000 | $31,735,000 | -15.4% | 0.2% |
| Morgan Stanley Private Bank | $67,605,000 | $31,485,000 | -53.4% | 0.2% |
| WALKER & DUNLOP, LLC | $98,025,000 | $30,660,000 | -68.7% | 0.2% |
| Boeing Employees Credit Union | $32,900,000 | $30,575,000 | -7.1% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $89,665,000 | $30,575,000 | -65.9% | 0.2% |
| EAST IDAHO Credit Union | $28,115,000 | $30,360,000 | 8.0% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $82,270,000 | $28,770,000 | -65.0% | 0.2% |
| Bank of England | $24,945,000 | $28,355,000 | 13.7% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $74,585,000 | $27,735,000 | -62.8% | 0.2% |
| VERITAS FUNDING, LLC | $32,530,000 | $27,520,000 | -15.4% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $32,905,000 | $27,165,000 | -17.4% | 0.2% |
| BELEM SERVICING LLC | $3,065,000 | $26,805,000 | 774.6% | 0.2% |
| PNC Bank | $21,855,000 | $26,770,000 | 22.5% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $45,020,000 | $26,545,000 | -41.0% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $265,000 | $26,355,000 | 9,845.3% | 0.2% |
| PLANET HOME LENDING, LLC | $14,335,000 | $26,140,000 | 82.4% | 0.2% |
| UBS Bank USA | $49,220,000 | $26,110,000 | -47.0% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $37,100,000 | $25,800,000 | -30.5% | 0.2% |
| AMERICA FIRST | $34,900,000 | $25,765,000 | -26.2% | 0.2% |
| Bank of Utah | $17,105,000 | $25,670,000 | 50.1% | 0.2% |
| USAA Federal Savings Bank | $45,855,000 | $25,530,000 | -44.3% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $97,175,000 | $25,430,000 | -73.8% | 0.2% |
| Charles Schwab Bank, SSB | $30,185,000 | $24,995,000 | -17.2% | 0.2% |
| JMJ FINANCIAL GROUP | $19,685,000 | $24,015,000 | 22.0% | 0.2% |
| NBKC BANK | $43,960,000 | $23,625,000 | -46.3% | 0.2% |
| Commerce Home Mortgage, Inc. | $23,285,000 | $22,960,000 | -1.4% | 0.2% |
| Barings Multifamily Capital | $22,455,000 | n/a | 0.2% | |
| HORIZON | $45,440,000 | $22,275,000 | -51.0% | 0.2% |
| The Loan Store, Inc. | $21,630,000 | n/a | 0.2% | |
| CONNECTIONS | $53,635,000 | $21,295,000 | -60.3% | 0.2% |
| Idaho First Bank | $47,480,000 | $21,265,000 | -55.2% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $12,915,000 | $20,975,000 | 62.4% | 0.2% |
| Discover Bank | $15,740,000 | $20,955,000 | 33.1% | 0.2% |
| Cache Valley Bank | $19,875,000 | $19,735,000 | -0.7% | 0.2% |
| The Huntington National Bank | $163,735,000 | $19,685,000 | -88.0% | 0.2% |
| The Federal Savings Bank | $35,060,000 | $19,170,000 | -45.3% | 0.1% |
| Platinum Home Mortgage Corporation | $68,335,000 | $19,115,000 | -72.0% | 0.1% |
| ADVANTAGE PLUS | $32,845,000 | $18,745,000 | -42.9% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $29,855,000 | $18,455,000 | -38.2% | 0.1% |
| INTERCAP LENDING INC. | $21,085,000 | $17,655,000 | -16.3% | 0.1% |
| HOMEAMERICAN MORTGAGE CORPORATION | $2,305,000 | $17,480,000 | 658.4% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $28,515,000 | $17,370,000 | -39.1% | 0.1% |
| FIRST TECHNOLOGY | $41,375,000 | $17,040,000 | -58.8% | 0.1% |
| KBHS HOME LOANS, LLC | $1,340,000 | $16,935,000 | 1,163.8% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $20,190,000 | $16,770,000 | -16.9% | 0.1% |
| PHH Mortgage Corporation | $28,685,000 | $16,660,000 | -41.9% | 0.1% |
| Alaska USA Federal Credit Union | $17,895,000 | $16,070,000 | -10.2% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $25,570,000 | $16,060,000 | -37.2% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $4,570,000 | $15,745,000 | 244.5% | 0.1% |
| CARDINAL FINANCIAL | $30,495,000 | $15,415,000 | -49.5% | 0.1% |
| PRIORITY HOME LENDING, LLC | $12,280,000 | $14,835,000 | 20.8% | 0.1% |
| GESA | $32,835,000 | $14,810,000 | -54.9% | 0.1% |
| T2 FINANCIAL LLC | $9,885,000 | $14,410,000 | 45.8% | 0.1% |
| First-Citizens Bank & Trust Company | $14,090,000 | n/a | 0.1% | |
| NBH Bank | $5,715,000 | $13,850,000 | 142.3% | 0.1% |
| Stifel Bank and Trust | $25,075,000 | $13,840,000 | -44.8% | 0.1% |
| NEW DAY FINANCIAL, LLC | $40,535,000 | $13,830,000 | -65.9% | 0.1% |
| Shea Mortgage Inc. | $3,545,000 | $13,485,000 | 280.4% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $710,000 | $13,410,000 | 1,788.7% | 0.1% |
| LENDSURE MORTGAGE CORP. | $15,965,000 | $13,345,000 | -16.4% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $9,785,000 | $13,265,000 | 35.6% | 0.1% |
| Plains Commerce Bank | $3,635,000 | $13,255,000 | 264.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $9,840,000 | $13,125,000 | 33.4% | 0.1% |
| Northpointe Bank | $15,765,000 | $12,840,000 | -18.6% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $6,860,000 | $12,495,000 | 82.1% | 0.1% |
| Raymond James Bank | $6,245,000 | $11,905,000 | 90.6% | 0.1% |
| EVERETT FINANCIAL, INC. | $31,010,000 | $11,845,000 | -61.8% | 0.1% |
| Franklin Loan Corporation | $1,870,000 | $11,705,000 | 525.9% | 0.1% |
| 1st Security Bank of Washington | $10,425,000 | $11,260,000 | 8.0% | 0.1% |
| M&T Realty Capital Corporation | $11,255,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $19,225,000 | $11,225,000 | -41.6% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $17,455,000 | $11,010,000 | -36.9% | 0.1% |
| Summit Mortgage Corporation | $21,700,000 | $10,925,000 | -49.7% | 0.1% |
| GOLDENWEST | $10,640,000 | $10,720,000 | 0.8% | 0.1% |
| First Republic Bank | $108,430,000 | $9,915,000 | -90.9% | 0.1% |
| MY MOVE MORTGAGE, LLC | $1,795,000 | $9,915,000 | 452.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $28,630,000 | $9,790,000 | -65.8% | 0.1% |
| Wallick & Volk, Inc. | $16,225,000 | $9,555,000 | -41.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $38,255,000 | $9,545,000 | -75.0% | 0.1% |
| Figure Lending LLC | $8,805,000 | $9,440,000 | 7.2% | 0.1% |
| BETTER MORTGAGE CORPORATION | $55,030,000 | $9,195,000 | -83.3% | 0.1% |
| ENVOY MORTGAGE, LTD | $7,640,000 | $9,195,000 | 20.4% | 0.1% |
| FARMERS BANK | $8,820,000 | $9,150,000 | 3.7% | 0.1% |
| Magnolia Bank | $4,875,000 | $8,810,000 | 80.7% | 0.1% |
| Northwest Farm Credit Services, FLCA | $17,195,000 | $8,740,000 | -49.2% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $60,700,000 | $8,615,000 | -85.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $41,845,000 | $8,435,000 | -79.8% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $11,035,000 | $8,300,000 | -24.8% | 0.1% |
| ROGUE | $7,545,000 | $8,290,000 | 9.9% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $4,535,000 | $8,285,000 | 82.7% | 0.1% |
| GENEVA FINANCIAL, LLC | $6,280,000 | $8,150,000 | 29.8% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,485,000 | $8,105,000 | 47.8% | 0.1% |
| CLEARPATH LENDING | $15,405,000 | $8,030,000 | -47.9% | 0.1% |
| SIRVA MORTGAGE, INC. | $6,865,000 | $7,875,000 | 14.7% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $7,755,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $13,900,000 | $7,655,000 | -44.9% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $7,475,000 | n/a | 0.1% | |
| LOANPAL, LLC | $35,865,000 | $7,455,000 | -79.2% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $9,710,000 | $7,125,000 | -26.6% | 0.1% |
| CALIBER HOME LOANS, INC. | $210,080,000 | $6,935,000 | -96.7% | 0.1% |
| NEXERA HOLDING LLC | $1,875,000 | $6,835,000 | 264.5% | 0.1% |
| Wheatland Bank | $2,700,000 | $6,815,000 | 152.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $12,965,000 | $6,425,000 | -50.4% | 0.0% |
| Firefighters First Federal Credit Union | $6,585,000 | $6,350,000 | -3.6% | 0.0% |
| Carrington Mortgage Services, LLC | $20,865,000 | $6,325,000 | -69.7% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $770,000 | $6,155,000 | 699.4% | 0.0% |
| HomeTrust Bank | $6,415,000 | $5,935,000 | -7.5% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $5,345,000 | $5,850,000 | 9.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $8,485,000 | $5,625,000 | -33.7% | 0.0% |
| OCMBC, INC. | $8,165,000 | $5,590,000 | -31.5% | 0.0% |
| City National Bank | $45,280,000 | $5,585,000 | -87.7% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $135,000 | $5,570,000 | 4,025.9% | 0.0% |
| BNY Mellon | $15,065,000 | $5,410,000 | -64.1% | 0.0% |
| Heritage Bank | $1,195,000 | $5,100,000 | 326.8% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $5,545,000 | $5,085,000 | -8.3% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $55,995,000 | $4,995,000 | -91.1% | 0.0% |
| First Western Trust Bank | $6,525,000 | $4,905,000 | -24.8% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $3,845,000 | $4,800,000 | 24.8% | 0.0% |
| Truist | $10,025,000 | $4,790,000 | -52.2% | 0.0% |
| GTE Federal Credit Union | $6,505,000 | $4,725,000 | -27.4% | 0.0% |
| Stockman Bank of Montana | $3,425,000 | $4,655,000 | 35.9% | 0.0% |
| NexBank | $6,585,000 | $4,595,000 | -30.2% | 0.0% |
| Heritage Bank | $1,195,000 | $4,485,000 | 275.3% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $7,895,000 | $4,440,000 | -43.8% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,265,000 | $4,395,000 | 247.4% | 0.0% |
| OAKTREE FUNDING CORP. | $7,540,000 | $4,395,000 | -41.7% | 0.0% |
| Farmers Bank & Trust | $1,815,000 | $4,350,000 | 139.7% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $5,060,000 | $4,350,000 | -14.0% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $3,540,000 | $4,170,000 | 17.8% | 0.0% |
| LIMA ONE CAPITAL, LLC | $5,270,000 | $4,155,000 | -21.2% | 0.0% |
| Equity Prime Mortgage LLC | $4,640,000 | $4,140,000 | -10.8% | 0.0% |
| ARC HOME LLC | $4,075,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $6,110,000 | $4,075,000 | -33.3% | 0.0% |
| Citadel Servicing Corporation | $7,770,000 | $4,070,000 | -47.6% | 0.0% |
| Nations Lending Corporation | $10,915,000 | $4,050,000 | -62.9% | 0.0% |
| Ixonia Bank | $13,630,000 | $4,020,000 | -70.5% | 0.0% |
| Opportunity Bank of Montana | $2,020,000 | $3,950,000 | 95.5% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $2,810,000 | $3,860,000 | 37.4% | 0.0% |
| PREMIER LENDING, INC. | $790,000 | $3,850,000 | 387.3% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $24,180,000 | $3,830,000 | -84.2% | 0.0% |
| AmeriHome Mortgage Company, LLC | $5,250,000 | $3,800,000 | -27.6% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $8,655,000 | $3,745,000 | -56.7% | 0.0% |
| First Federal Bank | $2,135,000 | $3,545,000 | 66.0% | 0.0% |
| Pinnacle Bank | $3,540,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $4,205,000 | $3,400,000 | -19.1% | 0.0% |
| KINECTA | $1,850,000 | $3,320,000 | 79.5% | 0.0% |
| Goldman Sachs Bank USA | $14,745,000 | $3,315,000 | -77.5% | 0.0% |
| BNC National Bank | $7,995,000 | $3,285,000 | -58.9% | 0.0% |
| Ally Bank | $20,260,000 | $3,235,000 | -84.0% | 0.0% |
| IDAHO STATE UNIVERSITY | $18,275,000 | $3,225,000 | -82.4% | 0.0% |
| A&D Mortgage LLC | $1,600,000 | $3,170,000 | 98.1% | 0.0% |
| Utah Power | $2,985,000 | $3,020,000 | 1.2% | 0.0% |
| UNION HOME MORTGAGE CORP. | $845,000 | $3,010,000 | 256.2% | 0.0% |
| Comerica Bank | $3,005,000 | n/a | 0.0% | |
| SECURITY HOME MORTGAGE, LLC. | $5,330,000 | $2,955,000 | -44.6% | 0.0% |
| RED CANOE CREDIT UNION | $80,000 | $2,950,000 | 3,587.5% | 0.0% |
| The Central Trust Bank | $3,715,000 | $2,950,000 | -20.6% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $2,925,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $13,725,000 | $2,910,000 | -78.8% | 0.0% |
| FUNDLOANS CAPITAL | $485,000 | $2,885,000 | 494.8% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $14,495,000 | $2,820,000 | -80.5% | 0.0% |
| BLUE SKY BANK | $2,715,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $2,270,000 | $2,700,000 | 18.9% | 0.0% |
| POLARIS HOME FUNDING CORP. | $2,690,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $8,025,000 | $2,675,000 | -66.7% | 0.0% |
| Evolve Bank & Trust | $1,915,000 | $2,645,000 | 38.1% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,995,000 | $2,610,000 | -12.9% | 0.0% |
| Logan Finance Corporation | $335,000 | $2,575,000 | 668.7% | 0.0% |
| First National Bank of America | $1,935,000 | $2,525,000 | 30.5% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $2,500,000 | n/a | 0.0% | |
| M&T Bank | $3,240,000 | $2,460,000 | -24.1% | 0.0% |
| V.I.P. MORTGAGE, INC. | $2,355,000 | $2,440,000 | 3.6% | 0.0% |
| Meridian Trust Federal Credit Union | $5,005,000 | $2,435,000 | -51.3% | 0.0% |
| RANLIFE, INC. | $7,050,000 | $2,420,000 | -65.7% | 0.0% |
| Bell Bank | $2,745,000 | $2,400,000 | -12.6% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $570,000 | $2,400,000 | 321.1% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $3,615,000 | $2,290,000 | -36.7% | 0.0% |
| Servion, Inc. | $455,000 | $2,265,000 | 397.8% | 0.0% |
| Citizens Bank | $7,955,000 | $2,250,000 | -71.7% | 0.0% |
| First International Bank & Trust | $2,240,000 | n/a | 0.0% | |
| Rails West Federal Credit Union | $4,960,000 | $2,210,000 | -55.4% | 0.0% |
| JMAC LENDING, INC. | $425,000 | $2,180,000 | 412.9% | 0.0% |
| First Bank | $2,470,000 | $2,110,000 | -14.6% | 0.0% |
| GEORGIA'S OWN | $6,365,000 | $2,085,000 | -67.2% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $4,715,000 | $2,055,000 | -56.4% | 0.0% |
| CHEVRON | $1,120,000 | $2,045,000 | 82.6% | 0.0% |
| Deseret First Credit Union | $7,255,000 | $2,005,000 | -72.4% | 0.0% |
| PREMIA MORTGAGE, LLC | $3,220,000 | $2,005,000 | -37.7% | 0.0% |
| First Savings Bank | $7,050,000 | $1,915,000 | -72.8% | 0.0% |
| ORIX REAL ESTATE CAPITAL, LLC | $555,000 | $1,895,000 | 241.4% | 0.0% |
| Coastal Community Bank | $1,880,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $3,240,000 | $1,875,000 | -42.1% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $465,000 | $1,865,000 | 301.1% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $2,140,000 | $1,835,000 | -14.3% | 0.0% |
| Ameris Bank | $255,000 | $1,800,000 | 605.9% | 0.0% |
| BOKF | $1,755,000 | $1,775,000 | 1.1% | 0.0% |
| Prosperity Home Mortgage, LLC | $430,000 | $1,745,000 | 305.8% | 0.0% |
| Utah Mortgage Loan Corporation | $3,155,000 | $1,745,000 | -44.7% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $1,055,000 | $1,730,000 | 64.0% | 0.0% |
| The First National Bank of Middle Tennessee | $1,725,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $4,310,000 | $1,700,000 | -60.6% | 0.0% |
| Vantage Bank Texas | $1,645,000 | $1,685,000 | 2.4% | 0.0% |
| American Airlines Federal Credit Union | $1,015,000 | $1,660,000 | 63.5% | 0.0% |
| Armed Forces Bank | $4,170,000 | $1,650,000 | -60.4% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $1,625,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $5,215,000 | $1,625,000 | -68.8% | 0.0% |
| F&A Federal Credit Union | $1,560,000 | $1,590,000 | 1.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,395,000 | $1,545,000 | 10.8% | 0.0% |
| HomeStreet Bank | $65,650,000 | $1,535,000 | -97.7% | 0.0% |
| ALLIANT CREDIT UNION | $2,475,000 | $1,475,000 | -40.4% | 0.0% |
| Centier Bank | $975,000 | $1,465,000 | 50.3% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $16,155,000 | $1,465,000 | -90.9% | 0.0% |
| OPEN MORTGAGE, LLC | $4,085,000 | $1,465,000 | -64.1% | 0.0% |
| Watermark Capital, Inc. | $11,835,000 | $1,465,000 | -87.6% | 0.0% |
| First Federal Bank of Kansas City | $970,000 | $1,455,000 | 50.0% | 0.0% |
| MORTGAGEONE, INC. | $2,095,000 | $1,450,000 | -30.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $570,000 | $1,445,000 | 153.5% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $700,000 | $1,435,000 | 105.0% | 0.0% |
| Cornerstone First Mortgage, Inc | $4,710,000 | $1,415,000 | -70.0% | 0.0% |
| TJC Mortgage, Inc. | $755,000 | $1,380,000 | 82.8% | 0.0% |
| EMBRACE HOME LOANS, INC. | $4,805,000 | $1,370,000 | -71.5% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $1,360,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $760,000 | $1,355,000 | 78.3% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,830,000 | $1,350,000 | -26.2% | 0.0% |
| NP, Inc. | $345,000 | $1,295,000 | 275.4% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $2,985,000 | $1,270,000 | -57.5% | 0.0% |
| AMWEST FUNDING CORP. | $2,295,000 | $1,265,000 | -44.9% | 0.0% |
| WaterStone Bank, SSB | $955,000 | $1,255,000 | 31.4% | 0.0% |
| MidFirst Bank | $10,505,000 | $1,240,000 | -88.2% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $1,605,000 | $1,225,000 | -23.7% | 0.0% |
| RCN Capital, LLC | $1,945,000 | $1,225,000 | -37.0% | 0.0% |
| Deere Employees Credit Union | $1,715,000 | $1,205,000 | -29.7% | 0.0% |
| LENDINGONE, LLC | $1,500,000 | $1,180,000 | -21.3% | 0.0% |
| Bank of the West | $40,745,000 | $1,170,000 | -97.1% | 0.0% |
| Bethpage Federal Credit Union | $1,060,000 | $1,170,000 | 10.4% | 0.0% |
| Commerce Bank | $675,000 | $1,165,000 | 72.6% | 0.0% |
| NuVision Federal Credit Union | $105,000 | $1,140,000 | 985.7% | 0.0% |
| ITHINK FINANCIAL Credit Union | $505,000 | $1,130,000 | 123.8% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $3,125,000 | $1,120,000 | -64.2% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,110,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $555,000 | $1,085,000 | 95.5% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $1,080,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $2,375,000 | $1,060,000 | -55.4% | 0.0% |
| NMSI, INC. | $615,000 | $1,060,000 | 72.4% | 0.0% |
| BECKAM FUNDING CORP. | $155,000 | $1,045,000 | 574.2% | 0.0% |
| HighTechLending Inc | $2,785,000 | $1,040,000 | -62.7% | 0.0% |
| Hometown Equity Mortgage, LLC | $2,765,000 | $1,040,000 | -62.4% | 0.0% |
| Fidelity Bank | $500,000 | $1,030,000 | 106.0% | 0.0% |
| Choice Financial Group | $1,025,000 | n/a | 0.0% | |
| Bank Five Nine | $1,015,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $4,120,000 | $1,000,000 | -75.7% | 0.0% |
| MICHIGAN MUTUAL, INC. | $725,000 | $985,000 | 35.9% | 0.0% |
| ON Q FINANCIAL, INC. | $11,555,000 | $985,000 | -91.5% | 0.0% |
| UMB Bank | $77,365,000 | $980,000 | -98.7% | 0.0% |
| Wheaton Bank & Trust | $955,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $375,000 | $930,000 | 148.0% | 0.0% |
| Colonial Savings, F.A. | $2,125,000 | $925,000 | -56.5% | 0.0% |
| GSF Mortgage Corporation | $2,265,000 | $925,000 | -59.2% | 0.0% |
| Christian Community Credit Union | $1,385,000 | $915,000 | -33.9% | 0.0% |
| First Horizon Bank | $1,425,000 | $910,000 | -36.1% | 0.0% |
| Axos Bank | $3,005,000 | $905,000 | -69.9% | 0.0% |
| Central Bank | $900,000 | n/a | 0.0% | |
| Fifth Third Bank | $545,000 | $865,000 | 58.7% | 0.0% |
| Goldwater Bank, N.A. | $640,000 | $855,000 | 33.6% | 0.0% |
| SPOKANE FIREFIGHTERS CREDIT UNION | $680,000 | $855,000 | 25.7% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $1,245,000 | $850,000 | -31.7% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $16,560,000 | $830,000 | -95.0% | 0.0% |
| MORTGAGE ACCESS CORP. | $4,905,000 | $810,000 | -83.5% | 0.0% |
| POINT Mortgage | $790,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $765,000 | n/a | 0.0% | |
| FirstBank | $10,555,000 | $725,000 | -93.1% | 0.0% |
| First Financial Bank | $725,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,860,000 | $720,000 | -61.3% | 0.0% |
| Avista Corporation Credit Union | $1,025,000 | $720,000 | -29.8% | 0.0% |
| STAR ONE CREDIT UNION | $4,205,000 | $720,000 | -82.9% | 0.0% |
| Andover State Bank | $715,000 | n/a | 0.0% | |
| VISION ONE MORTGAGE, INC. | $835,000 | $715,000 | -14.4% | 0.0% |
| Busey Bank | $705,000 | n/a | 0.0% | |
| S&T Bank | $705,000 | n/a | 0.0% | |
| Quontic Bank | $1,480,000 | $700,000 | -52.7% | 0.0% |
| Union Savings Bank | $675,000 | n/a | 0.0% | |
| The Northern Trust Company | $10,440,000 | $670,000 | -93.6% | 0.0% |
| Princeton Mortgage Corporation | $355,000 | $665,000 | 87.3% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,265,000 | $660,000 | -47.8% | 0.0% |
| Classic Bank | $635,000 | n/a | 0.0% | |
| Flanagan State Bank | $355,000 | $625,000 | 76.1% | 0.0% |
| Baxter Credit Union | $965,000 | $615,000 | -36.3% | 0.0% |
| BM Real Estate Services, Inc. | $1,530,000 | $610,000 | -60.1% | 0.0% |
| ADVANCIAL | $325,000 | $605,000 | 86.2% | 0.0% |
| First State Bank | $605,000 | n/a | 0.0% | |
| Ross Mortgage Company, Inc. | $605,000 | n/a | 0.0% | |
| SourceOne Financial, Inc. | $605,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $600,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $335,000 | $595,000 | 77.6% | 0.0% |
| Merchants Bank of Indiana | $2,515,000 | $585,000 | -76.7% | 0.0% |
| Signature Federal Credit Union | $580,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $1,265,000 | $570,000 | -54.9% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $2,470,000 | $560,000 | -77.3% | 0.0% |
| LPMC, LLC | $560,000 | n/a | 0.0% | |
| Old National Bank | $560,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $194,785,000 | $550,000 | -99.7% | 0.0% |
| First State Bank of St. Charles, Missouri | $395,000 | $545,000 | 38.0% | 0.0% |
| GoPrime Mortgage, Inc. | $1,215,000 | $540,000 | -55.6% | 0.0% |
| Home Federal Bank | $415,000 | $535,000 | 28.9% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $1,240,000 | $530,000 | -57.3% | 0.0% |
| Old Missouri Bank | $515,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $620,000 | $510,000 | -17.7% | 0.0% |
| Elements Financial Federal Credit Union | $375,000 | $505,000 | 34.7% | 0.0% |
| Qualstar Credit Union | $500,000 | $505,000 | 1.0% | 0.0% |
| Unitus Community Credit Union | $835,000 | $505,000 | -39.5% | 0.0% |
| FIDELITY BANK | $495,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $305,000 | $490,000 | 60.7% | 0.0% |
| DIGITAL Federal Credit Union | $2,425,000 | $490,000 | -79.8% | 0.0% |
| Mid-Continent Funding, Inc. | $1,165,000 | $485,000 | -58.4% | 0.0% |
| KELLER MORTGAGE, LLC | $10,790,000 | $480,000 | -95.6% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $480,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $4,565,000 | $480,000 | -89.5% | 0.0% |
| Rivermark Community Credit Union | $640,000 | $465,000 | -27.3% | 0.0% |
| HAPO COMMUNITY CREDIT UNION | $865,000 | $460,000 | -46.8% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $455,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $1,690,000 | $455,000 | -73.1% | 0.0% |
| Assurance Financial Group, L.L.C. | $285,000 | $435,000 | 52.6% | 0.0% |
| Chickasaw Community Bank | $435,000 | n/a | 0.0% | |
| Consolidated Federal Credit Union | $430,000 | n/a | 0.0% | |
| Anstaff Bank | $575,000 | $405,000 | -29.6% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $690,000 | $405,000 | -41.3% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $385,000 | n/a | 0.0% | |
| Arvest Bank | $2,745,000 | $370,000 | -86.5% | 0.0% |
| DUPACO COMMUNITY | $370,000 | n/a | 0.0% | |
| TIB The Independent Bankersbank | $365,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $355,000 | n/a | 0.0% | |
| PENRITH HOME LOANS LLC | $720,000 | $355,000 | -50.7% | 0.0% |
| CANOPY | $880,000 | $345,000 | -60.8% | 0.0% |
| TRISTAR FINANCE, INC. | $905,000 | $345,000 | -61.9% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $8,795,000 | $335,000 | -96.2% | 0.0% |
| Connexus Credit Union | $325,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $485,000 | $320,000 | -34.0% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $315,000 | n/a | 0.0% | |
| IAA Credit Union | $315,000 | n/a | 0.0% | |
| MEMBERS FIRST CREDIT UNION | $310,000 | n/a | 0.0% | |
| CENTENNIAL LENDING, LLC | $1,125,000 | $305,000 | -72.9% | 0.0% |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $345,000 | $305,000 | -11.6% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $980,000 | $305,000 | -68.9% | 0.0% |
| HANSCOM | $205,000 | $305,000 | 48.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $570,000 | $305,000 | -46.5% | 0.0% |
| TRANSWEST CREDIT UNION | $305,000 | n/a | 0.0% | |
| Union Bank and Trust Company | $305,000 | n/a | 0.0% | |
| CANVAS CREDIT UNION | $300,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $7,190,000 | $300,000 | -95.8% | 0.0% |
| CENTER STREET LENDING VIII, LLC | $5,010,000 | $295,000 | -94.1% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $760,000 | $295,000 | -61.2% | 0.0% |
| State Bank of Lizton | $295,000 | n/a | 0.0% | |
| Alerus Financial | $265,000 | n/a | 0.0% | |
| Arbor Bank | $255,000 | n/a | 0.0% | |
| TrailWest Bank | $245,000 | $255,000 | 4.1% | 0.0% |
| STANFORD Federal Credit Union | $255,000 | $245,000 | -3.9% | 0.0% |
| United States Senate Federal Credit Union | $245,000 | n/a | 0.0% | |
| Providence Bank & Trust | $235,000 | n/a | 0.0% | |
| America's Credit Union | $1,060,000 | $225,000 | -78.8% | 0.0% |
| UNIFY FINANCIAL Credit Union | $225,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $1,755,000 | $205,000 | -88.3% | 0.0% |
| HOMESTEAD FUNDING CORP. | $2,065,000 | $205,000 | -90.1% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $590,000 | $205,000 | -65.3% | 0.0% |
| New Century Bank | $205,000 | n/a | 0.0% | |
| USAGENCIES | $200,000 | n/a | 0.0% | |
| FIRST WESTERN MORTGAGE, INC. | $195,000 | n/a | 0.0% | |
| MORTGAGE LENDING GROUP LLC | $675,000 | $185,000 | -72.6% | 0.0% |
| Peoples Bank | $625,000 | $185,000 | -70.4% | 0.0% |
| First State Bank | $165,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $165,000 | n/a | 0.0% | |
| Regional Federal Credit Union | $155,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $770,000 | $145,000 | -81.2% | 0.0% |
| TOWER | $945,000 | $145,000 | -84.7% | 0.0% |
| Lakeview Community Capital, LLC | $140,000 | n/a | 0.0% | |
| Exchange Bank | $125,000 | n/a | 0.0% | |
| FAMILY SAVINGS | $145,000 | $125,000 | -13.8% | 0.0% |
| Service Federal Credit Union | $125,000 | $125,000 | 0.0% | 0.0% |
| TAPCO Credit Union | $125,000 | n/a | 0.0% | |
| UTAH FIRST | $330,000 | $125,000 | -62.1% | 0.0% |
| Guaranty Bank & Trust, N.A. | $115,000 | n/a | 0.0% | |
| MidAmerica National Bank | $110,000 | n/a | 0.0% | |
| Bank of the Pacific | $915,000 | $105,000 | -88.5% | 0.0% |
| CORNHUSKER BANK | $105,000 | n/a | 0.0% | |
| Regions Bank | $95,000 | n/a | 0.0% | |
| Wasatch Peaks Federal Credit Union | $555,000 | $95,000 | -82.9% | 0.0% |
| BayCoast Bank | $85,000 | n/a | 0.0% | |
| Community First Bank | $85,000 | n/a | 0.0% | |
| KEYPOINT | $75,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $85,000 | $75,000 | -11.8% | 0.0% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $105,000 | $65,000 | -38.1% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $55,000 | n/a | 0.0% | |
| The Bradford National Bank of Greenville | $55,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $2,200,000 | $55,000 | -97.5% | 0.0% |
| UNITED | $105,000 | $25,000 | -76.2% | 0.0% |
Idaho's top lender by overall market share is IDAHO CENTRAL, with 12.3% market share. In second place, with 6.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $831,235,000 in loans. In third place, with 4.0%, is QUICKEN LOANS, LLC, having originated $514,825,000 in loans. In fourth place, with 2.8%, is ACADEMY MORTGAGE CORPORATION, having originated $360,835,000 in loans. In fifth place, with 2.7%, is U.S. Bank, having originated $348,175,000 in loans.
Idaho Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 24,332 | $9,013,380,000 | $370,433 |
| Cash Out Refi | 6,455 | $1,403,525,000 | $217,432 |
| Home Improvement | 6,360 | $714,570,000 | $112,354 |
| Other | 3,577 | $576,235,000 | $161,094 |
| Refi | 2,814 | $1,180,760,000 | $419,602 |
| NA | 3 | $7,775,000 | $2,591,667 |
Idaho's most frequently cited loan purpose was Home Purchase, with 24,332 originations. The 2nd most popular reason was Cash Out Refi, with 6,455 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 14,099 | $5,013,485,000 | $355,592 |
| Over 8% | 12,077 | $1,559,695,000 | $129,146 |
| 7-8% | 8,038 | $2,484,990,000 | $309,155 |
| 5-6% | 7,990 | $3,248,920,000 | $406,623 |
| 4-5% | 815 | $299,975,000 | $368,067 |
| 3-4% | 79 | $29,485,000 | $373,228 |
| <2.5% | 31 | $18,365,000 | $592,419 |
| 2.5-3% | 23 | $8,875,000 | $385,870 |
During 2023, Idaho's most frequently originated rate bucket was 6-7%, with 14,099 originations.
Loan Sizing (Idaho MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 16,288 | $4,881,560,000 | $299,703 |
| $100,000 or less | 10,636 | $511,240,000 | $48,067 |
| $100k-200k | 7,162 | $1,022,250,000 | $142,732 |
| $400k-600k | 6,468 | $3,068,980,000 | $474,487 |
| $600k-1000k | 2,310 | $1,664,310,000 | $720,481 |
| $Over $1MM | 677 | $1,747,905,000 | $2,581,839 |
Idaho's loan sizing saw the bucket of loans from $200k-400k with 16,288 originations, totaling $4,881,560,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 13,034 | $5,173,570,000 | $396,929 |
| Under 20% | 10,530 | $631,790,000 | $59,999 |
| 60-80% | 7,908 | $3,488,630,000 | $441,152 |
| 20-40% | 6,128 | $1,104,180,000 | $180,186 |
| 40-60% | 4,964 | $1,830,900,000 | $368,836 |
| Over 100% | 501 | $432,805,000 | $863,882 |
Idaho's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 13,034 originations, totaling $5,173,570,000 in origination value.