Idaho Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Idaho averaged 6.84% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 6.93% and one month ago for the week of 2023-08-17, the average rate was 6.74%.

Idaho's average rate one year ago was 5.37%.

For refis of the same type during the week of 2023-09-21, the average rate was 6.34%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Idaho 30 Year Fixed Rate 2023-09-21 6.84%
Idaho 30 Year Fixed Rate Refi 2023-09-21 6.34%
Idaho 15 Year Fixed Rate 2023-09-21 6.59%
Idaho 15 Year Fixed Rate Refi 2023-09-21 5.53%
Idaho 30 Year FHA 2023-09-21 6.5%
Idaho 30 Year FHA Refi 2023-09-21 5.74%
Idaho 30 Year USDA 2023-09-21 6%
Idaho 30 Year USDA Refi 2023-09-21 7.22%
Idaho 30 Year VA 2023-09-21 6.39%
Idaho 30 Year VA Refi 2023-09-21 4.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Idaho.

Idaho Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Idaho market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
IDAHO CENTRAL 3,506 4.53% $7,000
QUICKEN LOANS, LLC 1,877 4.67% $7,875
UNITED WHOLESALE MORTGAGE, LLC 1,363 4.81% $7,256
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,067 4.79% $8,479
GUILD MORTGAGE COMPANY 720 4.79% $8,648
Willamette Valley Bank 699 4.98% $8,767
LOANDEPOT.COM, LLC 681 4.32% $7,935
Glacier Bank 665 4.52% $9,380
ACADEMY MORTGAGE CORPORATION 628 5.06% $8,400
U.S. Bank 622 4.35% $8,005
PREMIER MORTGAGE RESOURCES, L.L.C. 610 5.11% $9,356
Flagstar Bank, FSB 596 4.61% $6,814
MOVEMENT MORTGAGE, LLC 576 4.82% $7,700
S1L, Inc. 463 5.02% $7,694
CANOPY MORTGAGE, LLC 460 4.80% $8,181
Wells Fargo Bank 459 4.30% $5,272
PRIMELENDING, A PLAINSCAPITAL COMPANY 376 4.88% $8,315
CALIBER HOME LOANS, INC. 373 4.63% $6,319
First Federal Savings Bank of Twin Falls 364 4.72% $6,760
GUARANTEED RATE, INC. 359 4.56% $6,912
FINANCE OF AMERICA MORTGAGE LLC 346 4.68% $8,800
JPMorgan Chase Bank 330 4.37% $6,556
Eagle Bank and Trust Company 318 4.71% $7,086
KeyBank 279 4.21% $6,955
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 256 5.05% $9,751
TBI MORTGAGE COMPANY 255 4.57% $8,777
Zions Bank 254 4.28% $5,133
FIRST COLONY MORTGAGE CORPORATION 254 4.78% $8,572
PIONEER 248 4.24% $6,209
HOMEBRIDGE FINANCIAL SERVICES, INC. 246 4.77% $8,053
AMERICAN PACIFIC MORTGAGE CORPORATION 246 4.88% $7,849
SUMMIT FUNDING, INC. 217 5.02% $9,791
Potlatch No. 1 Financial Credit Union 208 4.60% $4,602
AMERISAVE MORTGAGE CORPORATION 197 4.13% $9,190
D. L. Evans Bank 188 4.60% $6,596
Mr. Cooper ( Nationstar Mortgage ) 187 4.42% $10,278
Umpqua Bank 178 4.50% $7,147
Bank of Idaho 174 4.63% $6,218
PENNYMAC LOAN SERVICES, LLC 172 4.16% $8,563
AXIA FINANCIAL, LLC 168 4.94% $7,644
HOME POINT FINANCIAL CORPORATION 158 4.28% $6,469
FREEDOM MORTGAGE CORPORATION 156 4.54% $7,212
MOUNTAIN AMERICA 151 4.61% $6,878
Gateway First Bank 148 4.67% $6,222
BROKER SOLUTIONS, INC. 147 4.89% $7,396
PRIMARY RESIDENTIAL MORTGAGE, INC. 136 4.53% $10,092
Platinum Home Mortgage Corporation 130 4.80% $8,043
Washington Federal Bank 129 4.26% $9,505
MANN FINANCIAL INC. 128 5.07% $7,724
CAPITAL EDUCATORS FEDERAL CREDIT UNION 127 4.29% $7,845
BEEHIVE 119 4.40% $4,888
CHURCHILL MORTGAGE CORPORATION 119 5.27% $6,850
First Interstate Bank 118 4.75% $7,532
Waterstone Mortgage Corporation 116 4.77% $9,078
BETTER MORTGAGE CORPORATION 115 3.71% $6,417
CROSSCOUNTRY MORTGAGE, LLC 112 5.09% $8,080
BAY EQUITY LLC 104 5.30% $7,736
SPOKANE TEACHERS 103 4.43% $6,945
Bank of America 100 3.89% $6,407
VAN DYK MORTGAGE CORPORATION 91 4.91% $6,093
WESTMARK Credit Union 91 4.85% $7,727
CMG MORTGAGE, INC. 89 4.70% $9,426
CALCON MUTUAL MORTGAGE LLC 89 5.00% $9,883
PACIFIC RESIDENTIAL MORTGAGE, LLC 89 5.09% $8,968
Washington Trust Bank 87 4.34% $7,145
NBKC BANK 86 4.45% $4,961
NFM, INC. 84 5.06% $8,000
Sunflower Bank 77 5.23% $9,103
AMERICAN FINANCING CORPORATION 75 4.23% $7,041
NEWREZ LLC 72 4.46% $6,887
VERITAS FUNDING, LLC 69 5.04% $8,444
Morgan Stanley Private Bank 69 3.97% $5,935
ADVANTAGE PLUS 69 4.84% $5,251
EVERETT FINANCIAL, INC. 68 5.02% $2,774
LOANPAL, LLC 66 4.28% $10,349
CORNERSTONE HOME LENDING, INC. 64 5.07% $8,003
LAKEVIEW LOAN SERVICING, LLC 63 4.42% $5,329
NUMERICA CREDIT UNION 61 4.74% $10,365
FIRST TECHNOLOGY 59 4.34% $5,767
Banner Bank 58 4.41% $7,068
ARK-LA-TEX FINANCIAL SERVICES, LLC. 57 4.91% $8,340
AMCAP MORTGAGE, LTD. 57 5.04% $10,473
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 53 4.81% $8,423
IDAHO STATE UNIVERSITY 52 4.67% $6,785
MUTUAL OF OMAHA MORTGAGE, INC. 52 4.58% $7,178
Columbia State Bank 52 4.33% $6,273
CARDINAL FINANCIAL 50 4.35% $8,443
CASTLE & COOKE MORTGAGE, LLC 48 5.20% $10,060
NAVY FEDERAL CREDIT UNION 46 4.40% $5,606
Paramount Residential Mortgage Group, Inc. 46 5.44% $7,431
SECURITYNATIONAL MORTGAGE COMPANY 45 5.15% $7,476
Boeing Employees Credit Union 43 4.74% $4,360
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 43 4.82% $8,608
First Republic Bank 41 3.19% $13,725
CHERRY CREEK MORTGAGE, LLC 40 4.49% $971
EAGLE HOME MORTGAGE, LLC 39 4.99% $9,514
Sierra Pacific Mortgage Company, Inc. 39 5.09% $7,220
JMJ FINANCIAL GROUP 38 4.98% $7,939
Bank of England 38 4.70% $9,018
HORIZON 36 4.93% $7,267
Summit Mortgage Corporation 35 5.01% $10,800
Lend Smart Mortgage, LLC 34 3.87% $7,675
Stifel Bank and Trust 34 3.70% $3,894
Ally Bank 33 3.90% $7,986
UBS Bank USA 33 3.79% $8,961
Watermark Capital, Inc. 33 4.45% $6,707
ZILLOW HOME LOANS, LLC 33 4.15% $6,212
AMERICA FIRST 32 4.94% $6,171
Charles Schwab Bank, SSB 31 3.78% $6,397
Carrington Mortgage Services, LLC 29 4.80% $8,044
Wyndham Capital Mortgage, Inc. 28 4.02% $5,348
KELLER MORTGAGE, LLC 28 4.51% $5,887
INTERCAP LENDING INC. 27 4.91% $7,975
North American Savings Bank, F.S.B. 25 4.91% $5,146
HOMESIDE FINANCIAL, LLC 25 4.72% $8,429
PROVIDENT FUNDING ASSOCIATES, L.P. 24 5.19% $7,220
USAA Federal Savings Bank 24 5.51% $5,348
Ixonia Bank 24 5.68% $8,106
Northwest Farm Credit Services, FLCA 24 5.20% $11,926
PNC Bank 24 4.15% $5,289
Northpointe Bank 23 4.88% $8,241
Wallick & Volk, Inc. 23 5.07% $8,553
Cache Valley Bank 23 4.74% $6,662
Alaska USA Federal Credit Union 23 4.72% $5,417
PHH Mortgage Corporation 22 4.57% $7,310
PENTAGON FEDERAL CREDIT UNION 21 4.40% $7,381
LEADERONE FINANCIAL CORPORATION 21 5.16% $6,906
ON Q FINANCIAL, INC. 21 4.64% $6,078
PRIORITY HOME LENDING, LLC 21 5.42% $11,274
GESA 21 4.23% $8,384
Century Mortgage Company DBA Century Lending Company 21 5.48% $5,343
First Home Bank 20 4.11% $7,037
Mortgage Research Center, LLC 20 4.59% $6,607
Citizens Bank 20 4.14% $6,015
T2 FINANCIAL LLC 19 5.66% $9,299
Truist 19 4.29% $7,979
FirstBank 19 3.39% $4,939
City National Bank 19 3.68% $7,551
GOLDENWEST 18 5.32% $5,662
HOMEXPRESS MORTGAGE CORP. 18 6.17% $18,538
Citibank 18 3.44% $11,352
ENVOY MORTGAGE, LTD 17 4.88% $6,690
LADERA LENDING, INC. 17 5.14% $7,303
The Federal Savings Bank 17 4.68% $11,240
Nations Lending Corporation 16 5.09% $10,530
Commerce Home Mortgage, Inc. 16 4.76% $9,085
SWBC MORTGAGE CORPORATION 16 4.27% $4,992
CITYWIDE HOME LOANS, LLC 16 5.56% $10,004
WASHINGTON STATE EMPLOYEES Credit Union 16 4.52% $4,111
LENDSURE MORTGAGE CORP. 16 7.46% $14,893
SAMMAMISH MORTGAGE COMPANY 16 4.69% $10,672
Citadel Servicing Corporation 15 7.30% $12,823
PLANET HOME LENDING, LLC 15 4.48% $5,309
AMERICAN INTERNET MORTGAGE, INC. 15 4.28% $7,501
ROGUE 15 4.83% $3,267
First Guaranty Mortgage Corporation 14 4.91% $8,059
Bank of the West 14 4.10% $5,081
Bank of Utah 14 4.59% $8,665
NexBank 14 5.54% $10,808
Deseret First Credit Union 13 4.79% $7,167
SIRVA MORTGAGE, INC. 13 5.30% $2,588
AmeriHome Mortgage Company, LLC 13 4.63% $6,699
1st Security Bank of Washington 13 5.31% $7,972
GENEVA FINANCIAL, LLC 13 5.17% $8,694
GUARANTEED RATE AFFINITY, LLC 12 4.55% $3,706
STEARNS LENDING, LLC 12 3.30% $5,113
VANDERBILT MORTGAGE AND FINANCE, INC. 12 4.78% $6,160
EAST IDAHO Credit Union 12 5.68% $12,063
BNC National Bank 11 3.88% $5,503
RANLIFE, INC. 11 4.65% $9,602
Discover Bank 11 5.58% $0
Shea Mortgage Inc. 10 5.69% $1,656
ANGEL OAK MORTGAGE SOLUTIONS LLC 10 6.40% $16,497
BMO Harris Bank 9 4.35% $11,112
EMBRACE HOME LOANS, INC. 9 4.34% $7,863
STAR ONE CREDIT UNION 9 4.29% $3,929
Strong Home Mortgage, LLC 9 4.12% $3,068
Cornerstone First Mortgage, Inc 9 4.43% $5,381
Raymond James Bank 9 3.88% $5,211
First Internet Bank of Indiana 9 4.11% $5,368
ALAMEDA MORTGAGE CORPORATION 9 5.42% $7,191
First Western Trust Bank 9 4.69% $6,840
The Huntington National Bank 9 4.17% $6,150
BNY Mellon 9 3.65% $9,495
HomeStreet Bank 9 4.58% $8,211
IMPAC MORTGAGE CORP. 9 5.15% $6,935
Hometown Lenders, Inc. 8 4.73% $7,742
BELEM SERVICING LLC 8 5.86% $4,695
Barrington Bank & Trust Company, N.A. 8 5.07% $7,751
Paramount Bank 8 4.50% $7,344
21ST MORTGAGE CORPORATION 8 7.16% $7,182
First Mortgage Solutions, LLC 8 3.50% $5,390
FIRST COMMUNITY MORTGAGE, INC. 8 5.22% $7,444
Firefighters First Federal Credit Union 8 3.23% $4,064
MORTGAGE ACCESS CORP. 8 4.59% $5,579
PREMIA MORTGAGE, LLC 7 5.38% $6,305
DIRECT MORTGAGE, CORP. 7 4.98% $6,037
Amerifirst Financial, Inc. 7 5.34% $8,273
CONNECTIONS 7 3.50% $5,233
LAND HOME FINANCIAL SERVICES, INC. 7 6.80% $5,324
Colonial Savings, F.A. 6 4.63% $6,525
FIRST MORTGAGE COMPANY, INC. 6 3.96% $10,054
DRAPER AND KRAMER MORTGAGE CORP. 6 4.67% $6,756
The Central Trust Bank 6 4.31% $5,191
SECURITY HOME MORTGAGE, LLC. 6 4.71% $11,151
BKCO MORTGAGE, LLC 6 4.69% $4,735
M&T Bank 6 3.73% $5,690
Utah Power 6 4.65% $6,674
The Northern Trust Company 5 2.98% $9,608
Axos Bank 5 3.95% $8,033
Goldman Sachs Bank USA 5 4.03% $15,861
Silicon Valley Bank 5 2.85% $7,663
MASON MCDUFFIE MORTGAGE CORPORATION 5 5.02% $8,113
Utah Mortgage Loan Corporation 5 5.25% $5,027
Simmons Bank 5 4.20% $3,071
HOMEAMERICAN MORTGAGE CORPORATION 5 4.20% $76
Wheatland Bank 5 5.77% $7,857
DIGITAL Federal Credit Union 5 4.93% $6,105
NBH Bank 4 5.53% $5,682
ALLIANT CREDIT UNION 4 3.28% $5,537
Amalgamated Bank 4 4.62% $8,535
CENTENNIAL LENDING, LLC 4 5.00% $5,503
DIRECTORS MORTGAGE, INC. 4 5.53% $7,739
F&A Federal Credit Union 4 3.72% $2,115
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 4 4.44% $4,246
First National Bank of America 4 6.94% $14,464
First Savings Bank 4 3.72% $17,184
Florida Capital Bank 4 4.75% $10,386
Franklin Loan Corporation 4 5.78% $6,297
Great Southern Bank 4 3.38% $8,156
GSF Mortgage Corporation 4 6.28% $18,569
HOMEOWNERS FINANCIAL GROUP USA, LLC 4 4.31% $11,360
Meridian Trust Federal Credit Union 4 5.71% $8,043
MLD MORTGAGE INC. 4 4.75% $7,309
MORTGAGE MANAGEMENT CONSULTANTS, INC. 4 5.22% $10,075
NETWORK CAPITAL FUNDING CORPORATION 4 6.22% $6,022
Network Funding, L.P. 4 5.90% $7,718
Plains Commerce Bank 4 5.88% $6,251
Quontic Bank 4 6.44% $11,115
SUMMIT MORTGAGE CORPORATION 4 5.03% $4,894
Toyota Financial Savings Bank 4 3.86% $8,800
Texana Bank 3 4.38% $7,141
MORIA DEVELOPMENT, INC. 3 5.58% $7,528
GUARANTY HOME MORTGAGE CORPORATION 3 4.63% $7,076
WESCOM CENTRAL CREDIT UNION 3 3.75% $4,243
AMERICAN PORTFOLIO MORTGAGE CORPORATION 3 4.75% $4,279
ANGEL OAK HOME LOANS LLC 3 5.75% $8,227
Neighborhood Loans, Inc. 3 5.58% $8,952
OAKTREE FUNDING CORP. 3 6.71% $15,761
OCMBC, INC. 3 4.63% $17,360
KBHS HOME LOANS, LLC 3 5.63% $8,593
CITY FIRST MORTGAGE SERVICES, L.L.C. 3 5.96% $9,052
Solarity Credit Union 3 4.79% $3,201
SOFI LENDING CORP. 3 4.29% $6,420
Evolve Bank & Trust 3 5.13% $5,784
Arvest Bank 3 4.50% $8,168
First Bank 3 5.08% $4,597
MORTGAGE LENDING GROUP LLC 3 4.44% $5,825
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 4.13% $12,680
RBC Bank, (Georgia) 3 5.29% $3,049
First Horizon Bank 3 3.88% $6,929
Opportunity Bank of Montana 3 6.38% $6,960
ATHAS CAPITAL GROUP, INC. 3 8.08% $7,786
NATIONS DIRECT MORTGAGE, LLC 3 5.46% $10,797
Bank of the Pacific 3 5.75% $4,214
Unitus Community Credit Union 3 4.25% $6,367
UNION HOME MORTGAGE CORP. 3 4.67% $4,885
MY MOVE MORTGAGE, LLC 3 5.50% $6,403
TOP FLITE FINANCIAL, INC. 3 6.67% $15,843
HOMESTEAD FUNDING CORP. 3 3.63% $3,535
CITIZENS EQUITY FIRST 3 4.25% $2,005
MORTGAGEONE, INC. 2 3.38% $7,460
NEXERA HOLDING LLC 2 7.63% $16,883
MidFirst Bank 2 5.64% $4,460
NMSI, INC. 2 5.81% $6,593
MICHIGAN MUTUAL, INC. 2 5.43% $6,981
Magnolia Bank 2 4.19% $9,482
KINECTA 2 4.88% $3,472
Operating Engineers Local Union #3 2 2.94% $4,299
PANORAMA MORTGAGE GROUP, LLC 2 7.31% $10,036
PENRITH HOME LOANS LLC 2 5.00% $3,349
HAPO COMMUNITY CREDIT UNION 2 4.44% $6,594
PLAZA HOME MORTGAGE, INC. 2 4.56% $10,158
Greenbox Loans, Inc. 2 8.44% $15,655
GoPrime Mortgage, Inc. 2 5.19% $7,497
Goldwater Bank, N.A. 2 4.56% $7,783
PREMIER LENDING, INC. 2 4.31% $5,223
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 6.19% $7,380
Gate City Bank 2 4.94% $3,475
Prosperity Home Mortgage, LLC 2 4.94% $4,438
Qualstar Credit Union 2 5.00% $6,468
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 5.50% $6,070
DIGNIFIED HOME LOANS, LLC 2 5.06% $8,987
STARBOARD FINANCIAL MANAGEMENT, LLC 2 5.06% $7,538
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 2.75% $4,333
SUN WEST MORTGAGE COMPANY, INC. 2 3.56% $3,453
Colten Mortgage, LLC 2 4.31% $5,766
The Union Bank Company 2 3.94% $8,131
TJC Mortgage, Inc. 2 4.56% $13,862
TRISTAR FINANCE, INC. 2 4.62% $4,793
UMB Bank 2 3.37% $6,716
BOKF 2 5.94% $8,137
UNIVERSITY CREDIT UNION 2 3.19% $4,298
Bell Bank 2 4.38% $5,316
Baxter Credit Union 2 3.88% $4,970
V.I.P. MORTGAGE, INC. 2 5.94% $8,033
VISION ONE MORTGAGE, INC. 2 4.06% $7,580
Armed Forces Bank 2 4.44% $5,102
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 4.19% $4,524
DEEPHAVEN MORTGAGE LLC 1 4.50% $12,364
Princeton Mortgage Corporation 1 7.13% $8,598
Gain Federal Credit Union 1 4.25% $10,221
SOUND 1 4.00% $10,362
Southside Bank 1 4.25% $6,917
Southwest Airlines Federal Credit Union 1 4.75% $7,040
SOUTHWEST STAGE FUNDING, LLC 1 5.50% $5,802
SOVEREIGN LENDING GROUP INCORPORATED 1 4.50% $15,990
SPOKANE FIREFIGHTERS CREDIT UNION 1 6.63% $4,160
DATA MORTGAGE, INC. 1 5.25% $17,641
ONY GLO, INC. 1 4.38% $11,285
Starion Bank 1 6.13% $11,759
DAS Acquisition Company, LLC 1 5.88% $5,689
State Department Federal Credit Union 1 5.00% $2,711
Crestline Funding Corporation 1 4.50% $3,661
CRESCENT MORTGAGE COMPANY 1 4.99% $7,157
Stockman Bank of Montana 1 3.95% $9,556
Wasatch Peaks Federal Credit Union 1 3.63% $11,419
Congressional Bank 1 3.75% $5,283
Commerce Bank 1 4.88% $4,865
ADVANCIAL 1 4.63% $5,093
COLUMBIA COMMUNITY CREDIT UNION 1 4.50% $3,928
ALTURA 1 5.13% $7,904
ARIZONA 1 4.50% $7,214
CLEARPATH LENDING 1 3.75% $14,535
Prime Choice Funding Inc. 1 2.99% $5,875
WINGS FINANCIAL 1 5.38% $3,763
Home Federal Bank 1 4.13% $3,472
CIBC Bank USA 1 3.88% $13,892
Christian Community Credit Union 1 3.75% $3,156
CHEVRON 1 3.63% $3,017
Northwest Federal Credit Union 1 6.38% $4,015
America's Credit Union 1 4.50% $24,098
TOGETHER CREDIT UNION 1 4.25% $3,993
HONDA Federal Credit Union 1 3.13% $4,722
TOWER 1 6.50% $6,042
A&D Mortgage LLC 1 3.75% $10,116
TRIAD FINANCIAL SERVICES, INC. 1 8.25% $9,001
LOANLEADERS OF AMERICA, INC. 1 6.13% $6,518
TruHome Solutions, LLC 1 4.50% $5,539
Cf Bank 1 2.87% $4,167
Carrollton Bank 1 3.38% $3,465
American Mortgage & Equity Consultants, Inc. 1 6.13% $4,956
Canyon State Credit Union 1 3.75% $4,086
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.16% $3,966
UNITED 1 3.25% $3,615
United Community Bank 1 3.63% $4,741
Northwest Bank 1 4.50% $13,027
INFINITY EQUITY GROUP, INC. 1 4.38% $7,060
AMERICAN FINANCIAL RESOURCES, INC. 1 3.88% $9,434
Blue Federal Credit Union 1 7.13% $3,226
BLACK HILLS FEDERAL CREDIT UNION 1 3.12% $2,706
MORTGAGE EXPRESS, LLC 1 7.13% $4,592
ALTITUDE FINANCIAL CORPORATION 1 5.63% $4,456
ITHINK FINANCIAL Credit Union 1 7.38% $10,165
J. VIRGIL, INC. 1 5.00% $7,360
Assurance Financial Group, L.L.C. 1 3.49% $4,774
First National Bank of Omaha 1 6.25% $6,635
AFFINITY 1 3.75% $3,725
First National Bank Texas 1 4.50% $5,324
Renasant Bank 1 5.00% $5,394
RESIDENTIAL BANCORP 1 3.88% $9,676
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 3.13% $5,043
Rivermark Community Credit Union 1 3.38% $2,857
FIRST COMMUNITY 1 3.13% $3,986
MUFG Union Bank 1 3.50% $22,117
First State Bank of St. Charles, Missouri 1 5.13% $10,160
Figure Lending LLC 1 3.63% $4,643
Fifth Third Bank 1 6.63% $6,129
Fidelity Bank 1 5.13% $5,805
Service Federal Credit Union 1 3.88% $2,628
FUNDLOANS CAPITAL 1 5.75% $9,842
EVANSVILLE TEACHERS 1 5.50% $7,071
NATIONWIDE MORTGAGE BANKERS, INC. 1 5.63% $12,307
Deere Employees Credit Union 1 5.63% $3,763

Idaho Average Closing Costs & Other Stats

Idaho's 384 lenders originated 70,035 loans during 2022. The total origination value was $22,054,155,000, with an average loan value of $314,902.

Idaho's average closing costs are $6,210.

The top Idaho lender as defined by loan originations is IDAHO CENTRAL, with 3,506 loans originated. Their average total fees are $7,000, which is $875 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Idaho lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($971), Shea Mortgage Inc. ($1,656), SIRVA MORTGAGE, INC. ($2,588) and EVERETT FINANCIAL, INC. ($2,774).

The lowest rate Idaho lenders (with over 10 loans originated) are First Republic Bank (3.19%), STEARNS LENDING, LLC (3.30%), FirstBank (3.39%), Citibank (3.44%) and City National Bank (3.68%).

Idaho Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
IDAHO CENTRAL $4,152,900,000 $2,887,830,000 -30.5% 13.1%
QUICKEN LOANS, LLC $2,397,245,000 $852,875,000 -64.4% 3.9%
UNITED WHOLESALE MORTGAGE, LLC $1,145,015,000 $806,710,000 -29.5% 3.7%
U.S. Bank $929,815,000 $662,330,000 -28.8% 3.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,218,675,000 $599,715,000 -50.8% 2.7%
Glacier Bank $842,790,000 $561,095,000 -33.4% 2.5%
Wells Fargo Bank $610,565,000 $516,545,000 -15.4% 2.3%
ACADEMY MORTGAGE CORPORATION $1,000,320,000 $475,420,000 -52.5% 2.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $631,535,000 $400,605,000 -36.6% 1.8%
GUILD MORTGAGE COMPANY $893,340,000 $399,495,000 -55.3% 1.8%
Zions Bancorporation, N.A. $387,865,000 $398,945,000 2.9% 1.8%
Willamette Valley Bank $833,540,000 $387,240,000 -53.5% 1.8%
LOANDEPOT.COM, LLC $730,940,000 $384,405,000 -47.4% 1.7%
First Interstate Bank $343,145,000 $344,060,000 0.3% 1.6%
MOUNTAIN AMERICA $458,700,000 $343,830,000 -25.0% 1.6%
MOVEMENT MORTGAGE, LLC $631,860,000 $329,725,000 -47.8% 1.5%
Washington Federal Bank $181,960,000 $323,670,000 77.9% 1.5%
Flagstar Bank, FSB $583,840,000 $310,810,000 -46.8% 1.4%
First Federal Savings Bank of Twin Falls $526,670,000 $296,845,000 -43.6% 1.3%
KeyBank $455,410,000 $259,265,000 -43.1% 1.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $499,770,000 $249,470,000 -50.1% 1.1%
GUARANTEED RATE, INC. $510,975,000 $243,700,000 -52.3% 1.1%
S1L, Inc. $377,720,000 $222,655,000 -41.1% 1.0%
CANOPY MORTGAGE, LLC $381,910,000 $222,605,000 -41.7% 1.0%
JPMorgan Chase Bank $353,390,000 $222,160,000 -37.1% 1.0%
CALIBER HOME LOANS, INC. $428,570,000 $210,080,000 -51.0% 1.0%
FINANCE OF AMERICA MORTGAGE LLC $417,250,000 $194,785,000 -53.3% 0.9%
D. L. Evans Bank $310,750,000 $191,520,000 -38.4% 0.9%
Washington Trust Bank $256,805,000 $179,190,000 -30.2% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $416,770,000 $172,120,000 -58.7% 0.8%
The Huntington National Bank $1,435,000 $163,735,000 11,310.1% 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $338,710,000 $163,225,000 -51.8% 0.7%
Mortgage Research Center, LLC $221,615,000 $162,770,000 -26.6% 0.7%
SPOKANE TEACHERS $246,790,000 $157,490,000 -36.2% 0.7%
Eagle Bank and Trust Company $290,075,000 $154,150,000 -46.9% 0.7%
NUMERICA CREDIT UNION $150,400,000 $153,860,000 2.3% 0.7%
Umpqua Bank $241,770,000 $150,715,000 -37.7% 0.7%
HOMEBRIDGE FINANCIAL SERVICES, INC. $280,400,000 $150,225,000 -46.4% 0.7%
PENNYMAC LOAN SERVICES, LLC $325,200,000 $146,965,000 -54.8% 0.7%
SUMMIT FUNDING, INC. $243,035,000 $145,775,000 -40.0% 0.7%
Potlatch No. 1 Financial Credit Union $182,505,000 $144,750,000 -20.7% 0.7%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $200,560,000 $143,155,000 -28.6% 0.6%
Bank of America $163,560,000 $139,835,000 -14.5% 0.6%
CMG MORTGAGE, INC. $145,185,000 $136,445,000 -6.0% 0.6%
FREEDOM MORTGAGE CORPORATION $532,540,000 $132,635,000 -75.1% 0.6%
FIRST COLONY MORTGAGE CORPORATION $202,110,000 $126,415,000 -37.5% 0.6%
TBI MORTGAGE COMPANY $127,955,000 $119,895,000 -6.3% 0.5%
First Republic Bank $111,715,000 $108,430,000 -2.9% 0.5%
PIONEER $57,500,000 $103,740,000 80.4% 0.5%
WALKER & DUNLOP, LLC $175,000,000 $98,025,000 -44.0% 0.4%
AMERISAVE MORTGAGE CORPORATION $298,950,000 $97,175,000 -67.5% 0.4%
HOME POINT FINANCIAL CORPORATION $182,015,000 $93,170,000 -48.8% 0.4%
Bank of Idaho $186,690,000 $90,345,000 -51.6% 0.4%
Gateway First Bank $193,955,000 $89,750,000 -53.7% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $196,215,000 $89,665,000 -54.3% 0.4%
AXIA FINANCIAL, LLC $136,835,000 $86,160,000 -37.0% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $68,765,000 $85,740,000 24.7% 0.4%
WESTMARK Credit Union $140,240,000 $83,100,000 -40.7% 0.4%
FINANCE OF AMERICA REVERSE LLC $73,150,000 $82,270,000 12.5% 0.4%
UMB Bank $7,415,000 $77,365,000 943.4% 0.4%
BEEHIVE $132,345,000 $77,275,000 -41.6% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $147,050,000 $77,160,000 -47.5% 0.3%
BROKER SOLUTIONS, INC. $164,505,000 $76,490,000 -53.5% 0.3%
Banner Bank $125,940,000 $75,185,000 -40.3% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $163,340,000 $74,585,000 -54.3% 0.3%
Waterstone Mortgage Corporation $205,110,000 $71,875,000 -65.0% 0.3%
NAVY FEDERAL CREDIT UNION $109,650,000 $71,050,000 -35.2% 0.3%
MANN FINANCIAL INC. $134,545,000 $71,030,000 -47.2% 0.3%
Platinum Home Mortgage Corporation $181,335,000 $68,335,000 -62.3% 0.3%
Citibank $42,915,000 $67,635,000 57.6% 0.3%
Morgan Stanley Private Bank $75,730,000 $67,605,000 -10.7% 0.3%
HomeStreet Bank $59,895,000 $65,650,000 9.6% 0.3%
Columbia State Bank $68,395,000 $64,990,000 -5.0% 0.3%
BMO Harris Bank $14,060,000 $63,570,000 352.1% 0.3%
LONGBRIDGE FINANCIAL, LLC $24,025,000 $60,700,000 152.7% 0.3%
CALCON MUTUAL MORTGAGE LLC $134,165,000 $60,265,000 -55.1% 0.3%
CHURCHILL MORTGAGE CORPORATION $46,805,000 $60,205,000 28.6% 0.3%
BAY EQUITY LLC $65,020,000 $56,350,000 -13.3% 0.3%
PACIFIC RESIDENTIAL MORTGAGE, LLC $85,870,000 $55,995,000 -34.8% 0.3%
BETTER MORTGAGE CORPORATION $322,030,000 $55,030,000 -82.9% 0.2%
CONNECTIONS $51,885,000 $53,635,000 3.4% 0.2%
AMERICAN ADVISORS GROUP $57,260,000 $49,495,000 -13.6% 0.2%
The Bank of Commerce $81,085,000 $49,495,000 -39.0% 0.2%
UBS Bank USA $34,245,000 $49,220,000 43.7% 0.2%
CORNERSTONE HOME LENDING, INC. $11,920,000 $48,165,000 304.1% 0.2%
Idaho First Bank $82,210,000 $47,480,000 -42.2% 0.2%
USAA Federal Savings Bank $61,010,000 $45,855,000 -24.8% 0.2%
HORIZON $51,345,000 $45,440,000 -11.5% 0.2%
City National Bank $28,805,000 $45,280,000 57.2% 0.2%
VAN DYK MORTGAGE CORPORATION $66,370,000 $45,020,000 -32.2% 0.2%
Sunflower Bank $39,640,000 $44,975,000 13.5% 0.2%
NFM, INC. $4,700,000 $44,740,000 851.9% 0.2%
NBKC BANK $78,500,000 $43,960,000 -44.0% 0.2%
AMERICAN FINANCING CORPORATION $97,335,000 $41,845,000 -57.0% 0.2%
FIRST TECHNOLOGY $63,075,000 $41,375,000 -34.4% 0.2%
Bank of the West $66,205,000 $40,745,000 -38.5% 0.2%
NEW DAY FINANCIAL, LLC $81,220,000 $40,535,000 -50.1% 0.2%
NEWREZ LLC $142,225,000 $39,290,000 -72.4% 0.2%
BERKADIA COMMERCIAL MORTGAGE LLC $84,380,000 $38,815,000 -54.0% 0.2%
Metropolitan Life Insurance Co $38,405,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $143,660,000 $38,255,000 -73.4% 0.2%
AMCAP MORTGAGE, LTD. $68,580,000 $37,520,000 -45.3% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $78,230,000 $37,100,000 -52.6% 0.2%
LOANPAL, LLC $91,340,000 $35,865,000 -60.7% 0.2%
The Federal Savings Bank $65,495,000 $35,060,000 -46.5% 0.2%
AMERICA FIRST $34,100,000 $34,900,000 2.3% 0.2%
Paramount Residential Mortgage Group, Inc. $32,625,000 $32,905,000 0.9% 0.1%
Boeing Employees Credit Union $30,275,000 $32,900,000 8.7% 0.1%
ADVANTAGE PLUS $77,715,000 $32,845,000 -57.7% 0.1%
GESA $23,645,000 $32,835,000 38.9% 0.1%
VERITAS FUNDING, LLC $48,710,000 $32,530,000 -33.2% 0.1%
EVERETT FINANCIAL, INC. $11,710,000 $31,010,000 164.8% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $85,735,000 $30,495,000 -64.4% 0.1%
Charles Schwab Bank, SSB $55,015,000 $30,185,000 -45.1% 0.1%
CASTLE & COOKE MORTGAGE, LLC $76,155,000 $29,855,000 -60.8% 0.1%
GREYSTONE SERVICING COMPANY LLC $41,230,000 $29,170,000 -29.3% 0.1%
PHH Mortgage Corporation $36,380,000 $28,685,000 -21.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $25,240,000 $28,630,000 13.4% 0.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $26,780,000 $28,515,000 6.5% 0.1%
EAST IDAHO Credit Union $52,110,000 $28,115,000 -46.0% 0.1%
CBRE MULTIFAMILY CAPITAL, INC. $19,530,000 $26,070,000 33.5% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $46,455,000 $25,570,000 -45.0% 0.1%
Stifel Bank and Trust $26,730,000 $25,075,000 -6.2% 0.1%
REVERSE MORTGAGE FUNDING LLC $26,730,000 $25,005,000 -6.5% 0.1%
Bank of England $67,955,000 $24,945,000 -63.3% 0.1%
CHERRY CREEK MORTGAGE, LLC $41,825,000 $24,180,000 -42.2% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $31,770,000 $23,735,000 -25.3% 0.1%
Commerce Home Mortgage, Inc. $23,275,000 $23,285,000 0.0% 0.1%
PNC Bank $29,075,000 $21,855,000 -24.8% 0.1%
Summit Mortgage Corporation $39,745,000 $21,700,000 -45.4% 0.1%
INTERCAP LENDING INC. $34,730,000 $21,085,000 -39.3% 0.1%
Carrington Mortgage Services, LLC $43,855,000 $20,865,000 -52.4% 0.1%
Ally Bank $55,655,000 $20,260,000 -63.6% 0.1%
Sierra Pacific Mortgage Company, Inc. $15,500,000 $20,190,000 30.3% 0.1%
Cache Valley Bank $20,975,000 $19,875,000 -5.2% 0.1%
JMJ FINANCIAL GROUP $39,120,000 $19,685,000 -49.7% 0.1%
EAGLE HOME MORTGAGE, LLC $545,000 $19,640,000 3,503.7% 0.1%
Farmers and Merchants Bank of Long Beach $19,615,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $22,255,000 $19,225,000 -13.6% 0.1%
IDAHO STATE UNIVERSITY $55,350,000 $18,275,000 -67.0% 0.1%
Lend Smart Mortgage, LLC $66,095,000 $18,175,000 -72.5% 0.1%
Alaska USA Federal Credit Union $15,385,000 $17,895,000 16.3% 0.1%
HOMEXPRESS MORTGAGE CORP. $15,965,000 $17,455,000 9.3% 0.1%
Northwest Farm Credit Services, FLCA $20,630,000 $17,195,000 -16.7% 0.1%
Bank of Utah $38,515,000 $17,105,000 -55.6% 0.1%
Wyndham Capital Mortgage, Inc. $66,150,000 $16,560,000 -75.0% 0.1%
Wallick & Volk, Inc. $42,685,000 $16,225,000 -62.0% 0.1%
HOMESIDE FINANCIAL, LLC $22,850,000 $16,155,000 -29.3% 0.1%
LENDSURE MORTGAGE CORP. $9,495,000 $15,965,000 68.1% 0.1%
Northpointe Bank $21,155,000 $15,765,000 -25.5% 0.1%
Discover Bank $11,065,000 $15,740,000 42.3% 0.1%
CLEARPATH LENDING $46,200,000 $15,405,000 -66.7% 0.1%
BNY Mellon $10,225,000 $15,065,000 47.3% 0.1%
Goldman Sachs Bank USA $17,765,000 $14,745,000 -17.0% 0.1%
LEADERONE FINANCIAL CORPORATION $27,790,000 $14,495,000 -47.8% 0.1%
PLANET HOME LENDING, LLC $39,450,000 $14,335,000 -63.7% 0.1%
Barrington Bank & Trust Company, N.A. $19,125,000 $13,900,000 -27.3% 0.1%
North American Savings Bank, F.S.B. $57,135,000 $13,725,000 -76.0% 0.1%
Ixonia Bank $1,640,000 $13,630,000 731.1% 0.1%
Solarity Credit Union $2,070,000 $13,615,000 557.7% 0.1%
Arbor Realty Trust, Inc. $10,805,000 $13,435,000 24.3% 0.1%
ZILLOW HOME LOANS, LLC $35,505,000 $12,965,000 -63.5% 0.1%
Century Mortgage Company DBA Century Lending Company $2,815,000 $12,915,000 358.8% 0.1%
PRIORITY HOME LENDING, LLC $2,910,000 $12,280,000 322.0% 0.1%
First Home Bank $87,680,000 $12,200,000 -86.1% 0.1%
Watermark Capital, Inc. $18,975,000 $11,835,000 -37.6% 0.1%
ON Q FINANCIAL, INC. $21,905,000 $11,555,000 -47.2% 0.1%
CITYWIDE HOME LOANS, LLC $24,005,000 $11,035,000 -54.0% 0.1%
Nations Lending Corporation $33,195,000 $10,915,000 -67.1% 0.0%
KELLER MORTGAGE, LLC $76,635,000 $10,790,000 -85.9% 0.0%
GOLDENWEST $10,195,000 $10,640,000 4.4% 0.0%
FirstBank $35,650,000 $10,555,000 -70.4% 0.0%
MidFirst Bank $6,885,000 $10,505,000 52.6% 0.0%
The Northern Trust Company $13,870,000 $10,440,000 -24.7% 0.0%
1st Security Bank of Washington $13,250,000 $10,425,000 -21.3% 0.0%
Silicon Valley Bank $8,650,000 $10,145,000 17.3% 0.0%
Truist $30,945,000 $10,025,000 -67.6% 0.0%
T2 FINANCIAL LLC $9,885,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $52,725,000 $9,840,000 -81.3% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $13,770,000 $9,785,000 -28.9% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $39,825,000 $9,710,000 -75.6% 0.0%
Pacific Premier Bank $12,575,000 $8,880,000 -29.4% 0.0%
FARMERS BANK $6,730,000 $8,820,000 31.1% 0.0%
Figure Lending LLC $3,755,000 $8,805,000 134.5% 0.0%
CIVIC FINANCIAL SERVICES, LLC $6,470,000 $8,795,000 35.9% 0.0%
First Guaranty Mortgage Corporation $28,530,000 $8,735,000 -69.4% 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $7,715,000 $8,655,000 12.2% 0.0%
21ST MORTGAGE CORPORATION $4,055,000 $8,485,000 109.2% 0.0%
OCMBC, INC. $1,095,000 $8,165,000 645.7% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $34,950,000 $8,025,000 -77.0% 0.0%
BNC National Bank $20,085,000 $7,995,000 -60.2% 0.0%
Citizens Bank $6,720,000 $7,955,000 18.4% 0.0%
SAMMAMISH MORTGAGE COMPANY $12,190,000 $7,895,000 -35.2% 0.0%
Citadel Servicing Corporation $11,745,000 $7,770,000 -33.8% 0.0%
ENVOY MORTGAGE, LTD $20,635,000 $7,640,000 -63.0% 0.0%
ROGUE $13,665,000 $7,545,000 -44.8% 0.0%
OAKTREE FUNDING CORP. $7,820,000 $7,540,000 -3.6% 0.0%
BELLCO $7,505,000 n/a 0.0%
Deseret First Credit Union $5,870,000 $7,255,000 23.6% 0.0%
QUORUM FEDERAL CREDIT UNION $5,245,000 $7,190,000 37.1% 0.0%
First Savings Bank $5,910,000 $7,050,000 19.3% 0.0%
RANLIFE, INC. $17,720,000 $7,050,000 -60.2% 0.0%
SWBC MORTGAGE CORPORATION $10,620,000 $6,950,000 -34.6% 0.0%
SIRVA MORTGAGE, INC. $8,925,000 $6,865,000 -23.1% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $15,375,000 $6,860,000 -55.4% 0.0%
Firefighters First Federal Credit Union $13,380,000 $6,585,000 -50.8% 0.0%
NexBank $2,760,000 $6,585,000 138.6% 0.0%
First Western Trust Bank $6,045,000 $6,525,000 7.9% 0.0%
GTE Federal Credit Union $6,505,000 n/a 0.0%
HomeTrust Bank $3,185,000 $6,415,000 101.4% 0.0%
GEORGIA'S OWN $5,070,000 $6,365,000 25.5% 0.0%
GENEVA FINANCIAL, LLC $35,070,000 $6,280,000 -82.1% 0.0%
Raymond James Bank $9,565,000 $6,245,000 -34.7% 0.0%
LADERA LENDING, INC. $4,515,000 $6,110,000 35.3% 0.0%
GREYSTONE FUNDING COMPANY LLC $5,985,000 n/a 0.0%
NBH Bank $6,535,000 $5,715,000 -12.5% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $5,545,000 n/a 0.0%
Hometown Lenders, Inc. $3,250,000 $5,525,000 70.0% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,885,000 $5,485,000 191.0% 0.0%
ALAMEDA MORTGAGE CORPORATION $3,360,000 $5,345,000 59.1% 0.0%
SECURITY HOME MORTGAGE, LLC. $4,695,000 $5,330,000 13.5% 0.0%
LIMA ONE CAPITAL, LLC $6,040,000 $5,270,000 -12.7% 0.0%
AmeriHome Mortgage Company, LLC $8,700,000 $5,250,000 -39.7% 0.0%
Toyota Financial Savings Bank $7,275,000 $5,215,000 -28.3% 0.0%
Paramount Bank $6,120,000 $5,110,000 -16.5% 0.0%
GUARANTEED RATE AFFINITY, LLC $7,380,000 $5,060,000 -31.4% 0.0%
CENTER STREET LENDING VIII, LLC $5,010,000 n/a 0.0%
Meridian Trust Federal Credit Union $540,000 $5,005,000 826.9% 0.0%
Rails West Federal Credit Union $4,375,000 $4,960,000 13.4% 0.0%
MORTGAGE ACCESS CORP. $4,020,000 $4,905,000 22.0% 0.0%
Magnolia Bank $14,815,000 $4,875,000 -67.1% 0.0%
EMBRACE HOME LOANS, INC. $12,210,000 $4,805,000 -60.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $3,530,000 $4,715,000 33.6% 0.0%
Cornerstone First Mortgage, Inc $8,810,000 $4,710,000 -46.5% 0.0%
Equity Prime Mortgage LLC $565,000 $4,640,000 721.2% 0.0%
PLAZA HOME MORTGAGE, INC. $4,305,000 $4,570,000 6.2% 0.0%
Strong Home Mortgage, LLC $39,540,000 $4,565,000 -88.5% 0.0%
STEARNS LENDING, LLC $100,180,000 $4,550,000 -95.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,015,000 $4,535,000 346.8% 0.0%
UNIVERSITY CREDIT UNION $415,000 $4,530,000 991.6% 0.0%
TrustBank $4,390,000 n/a 0.0%
Low VA Rates, LLC $19,130,000 $4,350,000 -77.3% 0.0%
IMPAC MORTGAGE CORP. $17,685,000 $4,345,000 -75.4% 0.0%
FIRST MORTGAGE COMPANY, INC. $4,310,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $7,915,000 $4,205,000 -46.9% 0.0%
STAR ONE CREDIT UNION $7,970,000 $4,205,000 -47.2% 0.0%
Armed Forces Bank $495,000 $4,170,000 742.4% 0.0%
Citizens Business Bank $4,140,000 n/a 0.0%
First Internet Bank of Indiana $8,060,000 $4,120,000 -48.9% 0.0%
OPEN MORTGAGE, LLC $11,790,000 $4,085,000 -65.4% 0.0%
MUFG Union Bank $3,975,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $2,870,000 $3,845,000 34.0% 0.0%
First Mortgage Solutions, LLC $16,970,000 $3,745,000 -77.9% 0.0%
The Central Trust Bank $6,725,000 $3,715,000 -44.8% 0.0%
Plains Commerce Bank $1,925,000 $3,635,000 88.8% 0.0%
AMERICAN HERITAGE LENDING, INC. $3,615,000 n/a 0.0%
Shea Mortgage Inc. $3,545,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $2,390,000 $3,540,000 48.1% 0.0%
Waterford Bank, N.A. $525,000 $3,505,000 567.6% 0.0%
Texana Bank $4,825,000 $3,470,000 -28.1% 0.0%
Stockman Bank of Montana $3,425,000 n/a 0.0%
Florida Capital Bank $5,820,000 $3,355,000 -42.4% 0.0%
Amerifirst Financial, Inc. $4,140,000 $3,270,000 -21.0% 0.0%
DIRECT MORTGAGE, CORP. $6,615,000 $3,240,000 -51.0% 0.0%
M&T Bank $8,845,000 $3,240,000 -63.4% 0.0%
PREMIA MORTGAGE, LLC $4,725,000 $3,220,000 -31.9% 0.0%
Great Southern Bank $3,390,000 $3,160,000 -6.8% 0.0%
Utah Mortgage Loan Corporation $3,415,000 $3,155,000 -7.6% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $240,000 $3,125,000 1,202.1% 0.0%
BELEM SERVICING LLC $9,915,000 $3,065,000 -69.1% 0.0%
Axos Bank $10,075,000 $3,005,000 -70.2% 0.0%
BKCO MORTGAGE, LLC $7,170,000 $3,005,000 -58.1% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $4,850,000 $2,995,000 -38.2% 0.0%
SOUTHWEST STAGE FUNDING, LLC $4,825,000 $2,985,000 -38.1% 0.0%
Utah Power $2,385,000 $2,985,000 25.2% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $6,430,000 $2,925,000 -54.5% 0.0%
TOP FLITE FINANCIAL, INC. $2,810,000 n/a 0.0%
HighTechLending Inc $3,535,000 $2,785,000 -21.2% 0.0%
Hometown Equity Mortgage, LLC $690,000 $2,765,000 300.7% 0.0%
Arvest Bank $7,335,000 $2,745,000 -62.6% 0.0%
Bell Bank $830,000 $2,745,000 230.7% 0.0%
Amalgamated Bank $2,730,000 n/a 0.0%
Wheatland Bank $5,325,000 $2,700,000 -49.3% 0.0%
Merchants Bank of Indiana $2,305,000 $2,515,000 9.1% 0.0%
ALLIANT CREDIT UNION $2,645,000 $2,475,000 -6.4% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $1,260,000 $2,470,000 96.0% 0.0%
First Bank $385,000 $2,470,000 541.6% 0.0%
DIGITAL Federal Credit Union $805,000 $2,425,000 201.2% 0.0%
Neighborhood Loans, Inc. $3,770,000 $2,375,000 -37.0% 0.0%
V.I.P. MORTGAGE, INC. $1,380,000 $2,355,000 70.7% 0.0%
HOMEAMERICAN MORTGAGE CORPORATION $2,305,000 n/a 0.0%
AMWEST FUNDING CORP. $1,335,000 $2,295,000 71.9% 0.0%
Greenbox Loans, Inc. $2,555,000 $2,270,000 -11.2% 0.0%
GSF Mortgage Corporation $11,405,000 $2,265,000 -80.1% 0.0%
THRIVENT Federal Credit Union $1,295,000 $2,200,000 69.9% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $810,000 $2,140,000 164.2% 0.0%
First Federal Bank $7,695,000 $2,135,000 -72.3% 0.0%
Colonial Savings, F.A. $1,985,000 $2,125,000 7.1% 0.0%
MORTGAGEONE, INC. $1,590,000 $2,095,000 31.8% 0.0%
SOFI LENDING CORP. $18,005,000 $2,080,000 -88.4% 0.0%
HOMESTEAD FUNDING CORP. $6,400,000 $2,065,000 -67.7% 0.0%
Opportunity Bank of Montana $7,260,000 $2,020,000 -72.2% 0.0%
RCN Capital, LLC $3,485,000 $1,945,000 -44.2% 0.0%
First National Bank of America $1,755,000 $1,935,000 10.3% 0.0%
MLD MORTGAGE INC. $3,230,000 $1,920,000 -40.6% 0.0%
Network Funding, L.P. $580,000 $1,920,000 231.0% 0.0%
Evolve Bank & Trust $2,665,000 $1,915,000 -28.1% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $2,700,000 $1,915,000 -29.1% 0.0%
CIBC Bank USA $1,885,000 n/a 0.0%
NEXERA HOLDING LLC $3,745,000 $1,875,000 -49.9% 0.0%
Franklin Loan Corporation $8,030,000 $1,870,000 -76.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $5,085,000 $1,860,000 -63.4% 0.0%
KINECTA $1,435,000 $1,850,000 28.9% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $2,310,000 $1,830,000 -20.8% 0.0%
Farmers Bank & Trust $10,200,000 $1,815,000 -82.2% 0.0%
MY MOVE MORTGAGE, LLC $4,390,000 $1,795,000 -59.1% 0.0%
BOKF $4,765,000 $1,755,000 -63.2% 0.0%
CITIZENS EQUITY FIRST $385,000 $1,755,000 355.8% 0.0%
Deere Employees Credit Union $835,000 $1,715,000 105.4% 0.0%
RBC Bank, (Georgia) $510,000 $1,690,000 231.4% 0.0%
Vantage Bank Texas $1,645,000 n/a 0.0%
ANCHOR NATIONWIDE LOANS, LLC $3,055,000 $1,620,000 -47.0% 0.0%
DIRECTORS MORTGAGE, INC. $5,990,000 $1,605,000 -73.2% 0.0%
Vista Bank $1,605,000 n/a 0.0%
A&D Mortgage LLC $1,600,000 n/a 0.0%
F&A Federal Credit Union $2,655,000 $1,560,000 -41.2% 0.0%
BM Real Estate Services, Inc. $2,940,000 $1,530,000 -48.0% 0.0%
LENDINGONE, LLC $380,000 $1,500,000 294.7% 0.0%
Quontic Bank $5,480,000 $1,480,000 -73.0% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $3,330,000 $1,480,000 -55.6% 0.0%
First Horizon Bank $6,120,000 $1,425,000 -76.7% 0.0%
ANGEL OAK HOME LOANS LLC $980,000 $1,405,000 43.4% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $2,265,000 $1,395,000 -38.4% 0.0%
Christian Community Credit Union $1,015,000 $1,385,000 36.5% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $4,710,000 $1,370,000 -70.9%