Washington Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Washington averaged
6.7%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.51% and
one month ago for the week of 2025-02-27, the
average rate was 6.82%.
Washington's average rate one year ago was 6.85%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.92%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Washington 30 Year Fixed Rate | 2025-04-03 | 6.7% |
| Washington 30 Year Fixed Rate Refi | 2025-04-03 | 6.92% |
| Washington 15 Year Fixed Rate | 2025-04-03 | 6.03% |
| Washington 15 Year Fixed Rate Refi | 2025-04-03 | 5.68% |
| Washington 30 Year FHA | 2025-04-03 | 6.32% |
| Washington 30 Year FHA Refi | 2025-04-03 | 5.67% |
| Washington 30 Year USDA | 2025-04-03 | 6.01% |
| Washington 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Washington 30 Year VA | 2025-04-03 | 5.96% |
| Washington 30 Year VA Refi | 2025-04-03 | 5.36% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Washington.
Washington Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Washington market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Washington Average Closing Costs & Other Stats
Washington's 466 lenders originated 152,461
loans during 2024. The total origination value was $67,417,315,000, with an average loan value of
$442,194.
Washington's average closing costs are $6,445.
The top Washington lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
4,360 loans originated. Their average total fees are
$9,017, which is $1,360
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Washington lenders (with over 10 loans originated) are
Discover Bank ($0), SIRVA MORTGAGE, INC. ($589), HOMEAMERICAN MORTGAGE CORPORATION ($1,828), Seattle Metropolitan Credit Union ($2,226) and Shea Mortgage Inc. ($2,672).
The lowest rate Washington lenders (with over 10 loans originated) are
CLM MORTGAGE, INC (5.28%), FIRST COMMUNITY (5.35%), RBC Bank, (Georgia) (5.64%), DHI MORTGAGE COMPANY, LTD. (5.69%) and Raymond James Bank (5.72%).
Washington Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $2,967,010,000 | $4,193,680,000 | 41.3% | 6.2% |
| Boeing Employees Credit Union | $3,331,435,000 | $3,267,760,000 | -1.9% | 4.8% |
| QUICKEN LOANS, LLC | $2,220,235,000 | $2,816,995,000 | 26.9% | 4.2% |
| MOVEMENT MORTGAGE, LLC | $1,782,070,000 | $2,269,620,000 | 27.4% | 3.4% |
| CMG MORTGAGE, INC. | $1,083,710,000 | $2,178,060,000 | 101.0% | 3.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,548,030,000 | $2,158,520,000 | 39.4% | 3.2% |
| GUILD MORTGAGE COMPANY | $1,302,510,000 | $2,076,805,000 | 59.4% | 3.1% |
| U.S. Bank | $1,527,060,000 | $1,797,610,000 | 17.7% | 2.7% |
| JPMorgan Chase Bank | $1,363,835,000 | $1,678,360,000 | 23.1% | 2.5% |
| Wells Fargo Bank | $1,560,860,000 | $1,404,125,000 | -10.0% | 2.1% |
| Bank of America | $1,168,650,000 | $1,402,335,000 | 20.0% | 2.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,517,110,000 | $1,166,245,000 | -23.1% | 1.7% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $988,990,000 | $1,062,440,000 | 7.4% | 1.6% |
| NEWREZ LLC | $331,705,000 | $992,165,000 | 199.1% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $480,735,000 | $989,835,000 | 105.9% | 1.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,013,215,000 | $934,460,000 | -7.8% | 1.4% |
| DHI MORTGAGE COMPANY, LTD. | $605,780,000 | $849,040,000 | 40.2% | 1.3% |
| LOANDEPOT.COM, LLC | $521,930,000 | $783,890,000 | 50.2% | 1.2% |
| CORNERSTONE HOME LENDING, INC. | $620,595,000 | $658,855,000 | 6.2% | 1.0% |
| 1st Security Bank of Washington | $496,450,000 | $639,590,000 | 28.8% | 0.9% |
| Umpqua Bank | $650,935,000 | $633,905,000 | -2.6% | 0.9% |
| BROKER SOLUTIONS, INC. | $429,500,000 | $629,690,000 | 46.6% | 0.9% |
| Mortgage Research Center, LLC | $492,760,000 | $608,550,000 | 23.5% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $456,920,000 | $598,980,000 | 31.1% | 0.9% |
| Citibank | $459,065,000 | $581,990,000 | 26.8% | 0.9% |
| BAY EQUITY LLC | $456,865,000 | $574,225,000 | 25.7% | 0.9% |
| Prudential Huntoon Paige Associates, LLC | $324,820,000 | $570,225,000 | 75.6% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $168,165,000 | $517,705,000 | 207.9% | 0.8% |
| PNC Bank | $1,033,265,000 | $513,690,000 | -50.3% | 0.8% |
| GUARANTEED RATE, INC. | $380,400,000 | $507,075,000 | 33.3% | 0.8% |
| CBRE MULTIFAMILY CAPITAL, INC. | $311,645,000 | $489,255,000 | 57.0% | 0.7% |
| HomeStreet Bank | $463,410,000 | $473,400,000 | 2.2% | 0.7% |
| Banner Bank | $623,780,000 | $470,355,000 | -24.6% | 0.7% |
| Alaska USA Federal Credit Union | $305,325,000 | $459,440,000 | 50.5% | 0.7% |
| KeyBank | $561,420,000 | $448,585,000 | -20.1% | 0.7% |
| NFM, INC. | $314,840,000 | $447,130,000 | 42.0% | 0.7% |
| FIRST TECHNOLOGY | $367,765,000 | $443,300,000 | 20.5% | 0.7% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $169,825,000 | $432,385,000 | 154.6% | 0.6% |
| The Northwestern Mutual Life Insurance Company | $194,520,000 | $425,025,000 | 118.5% | 0.6% |
| Morgan Stanley Private Bank | $300,010,000 | $415,655,000 | 38.5% | 0.6% |
| SAMMAMISH MORTGAGE COMPANY | $218,955,000 | $411,345,000 | 87.9% | 0.6% |
| EAGLE HOME MORTGAGE, LLC | $352,700,000 | $402,080,000 | 14.0% | 0.6% |
| WALKER & DUNLOP, LLC | $385,725,000 | $387,590,000 | 0.5% | 0.6% |
| GESA | $258,315,000 | $375,790,000 | 45.5% | 0.6% |
| WASHINGTON STATE EMPLOYEES Credit Union | $448,295,000 | $354,910,000 | -20.8% | 0.5% |
| Washington Federal Bank | $450,210,000 | $341,625,000 | -24.1% | 0.5% |
| Washington Trust Bank | $352,395,000 | $339,725,000 | -3.6% | 0.5% |
| CANOPY MORTGAGE, LLC | $41,245,000 | $306,860,000 | 644.0% | 0.5% |
| The Loan Store, Inc. | $60,695,000 | $304,915,000 | 402.4% | 0.5% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $351,275,000 | $274,095,000 | -22.0% | 0.4% |
| PGIM Real Estate Finance, LLC | $265,910,000 | n/a | 0.4% | |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $14,625,000 | $255,450,000 | 1,646.7% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $142,050,000 | $253,975,000 | 78.8% | 0.4% |
| BMO Harris Bank | $133,420,000 | $250,160,000 | 87.5% | 0.4% |
| SPOKANE TEACHERS | $292,880,000 | $248,750,000 | -15.1% | 0.4% |
| Peoples Bank | $1,525,000 | $245,550,000 | 16,001.6% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $91,025,000 | $241,785,000 | 165.6% | 0.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $175,430,000 | $239,880,000 | 36.7% | 0.4% |
| WHATCOM EDUCATIONAL CREDIT UNION | $165,545,000 | $236,755,000 | 43.0% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $187,365,000 | $232,875,000 | 24.3% | 0.3% |
| Sunflower Bank | $183,430,000 | $228,290,000 | 24.5% | 0.3% |
| American Mortgage & Equity Consultants, Inc. | $172,190,000 | $221,570,000 | 28.7% | 0.3% |
| Glacier Bank | $84,365,000 | $219,005,000 | 159.6% | 0.3% |
| Charles Schwab Bank, SSB | $136,395,000 | $215,910,000 | 58.3% | 0.3% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $232,810,000 | $209,880,000 | -9.8% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $157,205,000 | $209,045,000 | 33.0% | 0.3% |
| ORIX REAL ESTATE CAPITAL, LLC | $69,925,000 | $196,320,000 | 180.8% | 0.3% |
| NBKC BANK | $140,835,000 | $195,455,000 | 38.8% | 0.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | $86,795,000 | $191,235,000 | 120.3% | 0.3% |
| SOUND | $124,165,000 | $190,775,000 | 53.6% | 0.3% |
| SCENIC OAKS FUNDING, INC. | $189,230,000 | n/a | 0.3% | |
| M&T Realty Capital Corporation | $222,340,000 | $187,520,000 | -15.7% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $86,145,000 | $175,825,000 | 104.1% | 0.3% |
| INSPIRE HOME LOANS INC. | $133,165,000 | $173,660,000 | 30.4% | 0.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $282,910,000 | $168,755,000 | -40.4% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $163,015,000 | $163,580,000 | 0.3% | 0.2% |
| DIRECTORS MORTGAGE, INC. | $93,330,000 | $163,550,000 | 75.2% | 0.2% |
| NUMERICA CREDIT UNION | $203,005,000 | $162,920,000 | -19.7% | 0.2% |
| USAA Federal Savings Bank | $113,885,000 | $152,365,000 | 33.8% | 0.2% |
| General Mortgage Capital Corporation | $24,170,000 | $147,190,000 | 509.0% | 0.2% |
| Flagstar Bank, FSB | $179,030,000 | $144,980,000 | -19.0% | 0.2% |
| COLUMBIA COMMUNITY CREDIT UNION | $175,695,000 | $144,550,000 | -17.7% | 0.2% |
| Cornerstone First Mortgage, Inc | $30,870,000 | $138,180,000 | 347.6% | 0.2% |
| Heritage Bank | $3,830,000 | $137,510,000 | 3,490.3% | 0.2% |
| T2 FINANCIAL LLC | $115,595,000 | $136,350,000 | 18.0% | 0.2% |
| iQ Credit Union | $190,160,000 | $136,075,000 | -28.4% | 0.2% |
| KBHS HOME LOANS, LLC | $100,830,000 | $133,970,000 | 32.9% | 0.2% |
| East West Bank | $148,190,000 | $129,450,000 | -12.6% | 0.2% |
| CARDINAL FINANCIAL | $289,780,000 | $127,435,000 | -56.0% | 0.2% |
| TWINSTAR | $84,745,000 | $125,600,000 | 48.2% | 0.2% |
| OnPoint Community Credit Union | $109,295,000 | $125,280,000 | 14.6% | 0.2% |
| Timberland Bank | $158,785,000 | $124,000,000 | -21.9% | 0.2% |
| ENVOY MORTGAGE, LTD | $125,275,000 | $123,940,000 | -1.1% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $126,900,000 | $122,275,000 | -3.6% | 0.2% |
| Yakima Federal Savings and Loan Association | $76,610,000 | $119,385,000 | 55.8% | 0.2% |
| Regions Bank | $65,630,000 | $116,480,000 | 77.5% | 0.2% |
| PRIORITY HOME LENDING, LLC | $122,865,000 | $115,305,000 | -6.2% | 0.2% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $105,600,000 | $114,860,000 | 8.8% | 0.2% |
| S1L, Inc. | $30,955,000 | $112,535,000 | 263.5% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $28,155,000 | $111,045,000 | 294.4% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $81,595,000 | $107,960,000 | 32.3% | 0.2% |
| PLANET HOME LENDING, LLC | $51,575,000 | $104,915,000 | 103.4% | 0.2% |
| NexBank | $101,190,000 | $104,555,000 | 3.3% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $34,670,000 | $104,225,000 | 200.6% | 0.2% |
| BETTER MORTGAGE CORPORATION | $107,200,000 | $104,065,000 | -2.9% | 0.2% |
| Figure Lending LLC | $63,185,000 | $103,905,000 | 64.4% | 0.2% |
| ALLIANT CREDIT UNION | $72,990,000 | $102,835,000 | 40.9% | 0.2% |
| UBS Bank USA | $92,960,000 | $102,795,000 | 10.6% | 0.2% |
| PULTE MORTGAGE LLC | $76,770,000 | $102,695,000 | 33.8% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $80,675,000 | $102,585,000 | 27.2% | 0.2% |
| BERKELEY POINT CAPITAL LLC | $209,995,000 | $99,910,000 | -52.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $51,475,000 | $99,155,000 | 92.6% | 0.1% |
| The Federal Savings Bank | $118,900,000 | $98,335,000 | -17.3% | 0.1% |
| First Federal Savings and Loan Association of Port Angeles | $150,295,000 | $97,175,000 | -35.3% | 0.1% |
| ON Q FINANCIAL, INC. | $101,550,000 | $96,175,000 | -5.3% | 0.1% |
| IDAHO CENTRAL | $63,930,000 | $95,955,000 | 50.1% | 0.1% |
| O BEE | $73,195,000 | $94,145,000 | 28.6% | 0.1% |
| SUMMIT FUNDING, INC. | $146,700,000 | $92,875,000 | -36.7% | 0.1% |
| Zions Bank | $68,535,000 | $91,820,000 | 34.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $53,640,000 | $91,050,000 | 69.7% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $55,590,000 | $90,705,000 | 63.2% | 0.1% |
| Citadel Servicing Corporation | $55,090,000 | $83,585,000 | 51.7% | 0.1% |
| Seattle Metropolitan Credit Union | $53,950,000 | $83,070,000 | 54.0% | 0.1% |
| SUMMIT MORTGAGE CORPORATION | $62,945,000 | $82,900,000 | 31.7% | 0.1% |
| MLD MORTGAGE INC. | $69,205,000 | $81,820,000 | 18.2% | 0.1% |
| Prosperity Home Mortgage, LLC | $72,510,000 | $81,065,000 | 11.8% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $95,865,000 | $80,795,000 | -15.7% | 0.1% |
| Metropolitan Life Insurance Co | $137,505,000 | $78,010,000 | -43.3% | 0.1% |
| The Huntington National Bank | $77,765,000 | $77,310,000 | -0.6% | 0.1% |
| FIBRE FEDERAL CREDIT UNION | $71,680,000 | $76,250,000 | 6.4% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $60,845,000 | $74,765,000 | 22.9% | 0.1% |
| KITSAP Credit Union | $79,805,000 | $73,970,000 | -7.3% | 0.1% |
| Sound Community Bank | $63,525,000 | $72,715,000 | 14.5% | 0.1% |
| Plains Commerce Bank | $39,210,000 | $71,765,000 | 83.0% | 0.1% |
| South Pacific Financial Corporation | $71,250,000 | $71,180,000 | -0.1% | 0.1% |
| Olympia Federal Savings & Loan Association | $73,950,000 | $70,430,000 | -4.8% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $42,745,000 | $69,440,000 | 62.5% | 0.1% |
| Carrington Mortgage Services, LLC | $47,260,000 | $68,675,000 | 45.3% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $21,445,000 | $68,265,000 | 218.3% | 0.1% |
| HAPO COMMUNITY CREDIT UNION | $72,905,000 | $68,170,000 | -6.5% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $59,810,000 | $68,085,000 | 13.8% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $40,010,000 | $67,775,000 | 69.4% | 0.1% |
| TBI MORTGAGE COMPANY | $33,730,000 | $67,305,000 | 99.5% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $51,680,000 | $67,225,000 | 30.1% | 0.1% |
| NEXERA HOLDING LLC | $45,080,000 | $67,170,000 | 49.0% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $27,095,000 | $66,905,000 | 146.9% | 0.1% |
| Discover Bank | $65,965,000 | $66,845,000 | 1.3% | 0.1% |
| BOKF | $1,125,000 | $66,800,000 | 5,837.8% | 0.1% |
| Merchants Mortgage & Trust Corporation | $56,375,000 | $66,270,000 | 17.6% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $46,885,000 | $65,220,000 | 39.1% | 0.1% |
| First-Citizens Bank & Trust Company | $68,785,000 | $62,315,000 | -9.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $55,110,000 | $61,790,000 | 12.1% | 0.1% |
| UNION HOME MORTGAGE CORP. | $28,420,000 | $61,510,000 | 116.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $413,825,000 | $61,290,000 | -85.2% | 0.1% |
| NMSI, INC. | $33,610,000 | $58,250,000 | 73.3% | 0.1% |
| HARBORSTONE | $45,075,000 | $57,455,000 | 27.5% | 0.1% |
| Commerce Home Mortgage, Inc. | $42,535,000 | $57,005,000 | 34.0% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $101,210,000 | $56,150,000 | -44.5% | 0.1% |
| RED CANOE CREDIT UNION | $73,940,000 | $55,760,000 | -24.6% | 0.1% |
| GENEVA FINANCIAL, LLC | $62,315,000 | $55,515,000 | -10.9% | 0.1% |
| City National Bank | $25,495,000 | $55,175,000 | 116.4% | 0.1% |
| AMWEST FUNDING CORP. | $48,810,000 | $55,125,000 | 12.9% | 0.1% |
| LENDSURE MORTGAGE CORP. | $23,820,000 | $54,865,000 | 130.3% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $99,285,000 | $54,855,000 | -44.7% | 0.1% |
| SaviBank | $53,720,000 | $53,985,000 | 0.5% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $30,520,000 | $53,820,000 | 76.3% | 0.1% |
| Merchants Bank of Indiana | $30,070,000 | $53,745,000 | 78.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $33,800,000 | $52,790,000 | 56.2% | 0.1% |
| First Federal Bank | $9,450,000 | $52,040,000 | 450.7% | 0.1% |
| OCMBC, INC. | $39,770,000 | $51,280,000 | 28.9% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,490,000 | $50,635,000 | 3,298.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $52,845,000 | $50,340,000 | -4.7% | 0.1% |
| Cathay Bank | $63,705,000 | $50,210,000 | -21.2% | 0.1% |
| GEORGIA'S OWN | $7,280,000 | $50,120,000 | 588.5% | 0.1% |
| MORTGAGE EXPRESS, LLC | $35,120,000 | $49,965,000 | 42.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $49,005,000 | $49,585,000 | 1.2% | 0.1% |
| TRISTAR FINANCE, INC. | $74,730,000 | $48,620,000 | -34.9% | 0.1% |
| Goldman Sachs Bank USA | $44,870,000 | $47,945,000 | 6.9% | 0.1% |
| Pacific Equity and loan LLC | $17,135,000 | $47,325,000 | 176.2% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $24,370,000 | $47,195,000 | 93.7% | 0.1% |
| V.I.P. MORTGAGE, INC. | $25,545,000 | $47,130,000 | 84.5% | 0.1% |
| Cashmere Valley Bank | $63,590,000 | $45,630,000 | -28.2% | 0.1% |
| ANCHOR LOANS, LP | $28,140,000 | $45,350,000 | 61.2% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $33,605,000 | $44,340,000 | 31.9% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $69,895,000 | $44,205,000 | -36.8% | 0.1% |
| America's Credit Union | $39,595,000 | $44,120,000 | 11.4% | 0.1% |
| Community First Bank | $29,340,000 | $43,410,000 | 48.0% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $17,930,000 | $42,375,000 | 136.3% | 0.1% |
| RESIDENTIAL MORTGAGE, LLC | $27,790,000 | $42,035,000 | 51.3% | 0.1% |
| First Financial Northwest Bank | $88,225,000 | $41,300,000 | -53.2% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $27,515,000 | $40,760,000 | 48.1% | 0.1% |
| ARC HOME LLC | $31,775,000 | $40,680,000 | 28.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $32,655,000 | $40,445,000 | 23.9% | 0.1% |
| Bank of the Pacific | $36,765,000 | $39,990,000 | 8.8% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $23,390,000 | $39,880,000 | 70.5% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $6,665,000 | $39,720,000 | 495.9% | 0.1% |
| PHH Mortgage Corporation | $31,780,000 | $39,670,000 | 24.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $23,690,000 | $39,460,000 | 66.6% | 0.1% |
| Equity Prime Mortgage LLC | $24,120,000 | $39,300,000 | 62.9% | 0.1% |
| LIMA ONE CAPITAL, LLC | $24,585,000 | $38,980,000 | 58.6% | 0.1% |
| Qualstar Credit Union | $15,815,000 | $38,490,000 | 143.4% | 0.1% |
| First National Bank of America | $47,690,000 | $38,460,000 | -19.4% | 0.1% |
| Potlatch No. 1 Financial Credit Union | $35,360,000 | $37,890,000 | 7.2% | 0.1% |
| SPRING EQ, LLC | $22,520,000 | $37,800,000 | 67.9% | 0.1% |
| Bethpage Federal Credit Union | $32,920,000 | $36,800,000 | 11.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $40,140,000 | $35,995,000 | -10.3% | 0.1% |
| LOANPAL, LLC | $20,465,000 | $35,020,000 | 71.1% | 0.1% |
| HORIZON | $32,065,000 | $34,815,000 | 8.6% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $18,640,000 | $33,360,000 | 79.0% | 0.0% |
| Northpointe Bank | $76,705,000 | $32,625,000 | -57.5% | 0.0% |
| Stifel Bank and Trust | $38,185,000 | $32,235,000 | -15.6% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $13,010,000 | $31,025,000 | 138.5% | 0.0% |
| TAPCO Credit Union | $37,625,000 | $31,005,000 | -17.6% | 0.0% |
| DAS Acquisition Company, LLC | $57,845,000 | $30,975,000 | -46.5% | 0.0% |
| Northwest Farm Credit Services, FLCA | $17,785,000 | $30,280,000 | 70.3% | 0.0% |
| Solarity Credit Union | $22,960,000 | $29,960,000 | 30.5% | 0.0% |
| Arbor Realty Trust, Inc. | $42,765,000 | $29,805,000 | -30.3% | 0.0% |
| A&D Mortgage LLC | $8,205,000 | $28,925,000 | 252.5% | 0.0% |
| KINECTA | $25,430,000 | $28,080,000 | 10.4% | 0.0% |
| Ally Bank | $29,915,000 | $27,840,000 | -6.9% | 0.0% |
| Coastal Community Bank | $131,540,000 | $27,750,000 | -78.9% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $4,550,000 | $27,660,000 | 507.9% | 0.0% |
| Axos Bank | $24,695,000 | $27,125,000 | 9.8% | 0.0% |
| The Lincoln National Life Insurance Company | $4,955,000 | $27,005,000 | 445.0% | 0.0% |
| Home Mortgage Alliance Corp | $26,765,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $2,300,000 | $26,485,000 | 1,051.5% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $6,295,000 | $25,990,000 | 312.9% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $25,025,000 | $25,870,000 | 3.4% | 0.0% |
| VERITY | $34,180,000 | $25,860,000 | -24.3% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $22,500,000 | $25,715,000 | 14.3% | 0.0% |
| READYCAP COMMERCIAL, LLC | $38,785,000 | $25,400,000 | -34.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $21,450,000 | $25,155,000 | 17.3% | 0.0% |
| Farmers Bank & Trust | $14,310,000 | $25,010,000 | 74.8% | 0.0% |
| Lakeview Community Capital, LLC | $8,810,000 | $24,325,000 | 176.1% | 0.0% |
| PREMIA MORTGAGE, LLC | $30,305,000 | $24,190,000 | -20.2% | 0.0% |
| RF Renovo Management Company, LLC | $32,860,000 | $23,785,000 | -27.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $10,775,000 | $22,625,000 | 110.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $7,450,000 | $22,115,000 | 196.8% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $4,185,000 | $22,090,000 | 427.8% | 0.0% |
| INTELLILOAN, INC. | $21,950,000 | n/a | 0.0% | |
| Willamette Valley Bank | $57,640,000 | $21,695,000 | -62.4% | 0.0% |
| AMERICAN FINANCING CORPORATION | $13,185,000 | $21,530,000 | 63.3% | 0.0% |
| FUNDLOANS CAPITAL | $4,670,000 | $21,345,000 | 357.1% | 0.0% |
| North Coast Credit Union | $13,650,000 | $20,910,000 | 53.2% | 0.0% |
| SeaTrust Mortgage Company | $40,370,000 | $20,505,000 | -49.2% | 0.0% |
| Kitsap Bank | $17,310,000 | $20,440,000 | 18.1% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $2,590,000 | $20,220,000 | 680.7% | 0.0% |
| Wallick & Volk, Inc. | $26,715,000 | $20,045,000 | -25.0% | 0.0% |
| AXIA FINANCIAL, LLC | $104,665,000 | $20,040,000 | -80.9% | 0.0% |
| Raymond James Bank | $24,945,000 | $19,575,000 | -21.5% | 0.0% |
| Armed Forces Bank | $12,810,000 | $19,225,000 | 50.1% | 0.0% |
| Shea Mortgage Inc. | $4,745,000 | $18,290,000 | 285.5% | 0.0% |
| OAKTREE FUNDING CORP. | $14,010,000 | $18,255,000 | 30.3% | 0.0% |
| LADERA LENDING, INC. | $12,435,000 | $18,230,000 | 46.6% | 0.0% |
| Loan Simple, Inc. | $18,290,000 | $18,140,000 | -0.8% | 0.0% |
| PREMIER LENDING, INC. | $15,420,000 | $17,975,000 | 16.6% | 0.0% |
| First Interstate Bank | $38,915,000 | $17,950,000 | -53.9% | 0.0% |
| EMBRACE HOME LOANS, INC. | $10,465,000 | $17,875,000 | 70.8% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $12,690,000 | $17,615,000 | 38.8% | 0.0% |
| M&T Bank | $8,520,000 | $17,560,000 | 106.1% | 0.0% |
| DIGITAL Federal Credit Union | $23,015,000 | $17,235,000 | -25.1% | 0.0% |
| SALAL | $24,270,000 | $17,135,000 | -29.4% | 0.0% |
| Strong Home Mortgage, LLC | $11,280,000 | $16,960,000 | 50.4% | 0.0% |
| Rivermark Community Credit Union | $10,330,000 | $16,645,000 | 61.1% | 0.0% |
| Baker Boyer National Bank | $15,770,000 | $16,395,000 | 4.0% | 0.0% |
| Pacific Premier Bank | $42,810,000 | $16,090,000 | -62.4% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $4,655,000 | $15,700,000 | 237.3% | 0.0% |
| Unitus Community Credit Union | $11,720,000 | $15,420,000 | 31.6% | 0.0% |
| City Lending Inc. | $15,075,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $715,000 | $14,950,000 | 1,990.9% | 0.0% |
| BNY Mellon | $14,130,000 | $14,895,000 | 5.4% | 0.0% |
| UIF CORPORATION | $16,760,000 | $14,815,000 | -11.6% | 0.0% |
| GTE Federal Credit Union | $4,315,000 | $14,735,000 | 241.5% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $7,125,000 | $14,550,000 | 104.2% | 0.0% |
| JMAC LENDING, INC. | $11,060,000 | $14,180,000 | 28.2% | 0.0% |
| NuVision Federal Credit Union | $12,085,000 | $14,145,000 | 17.0% | 0.0% |
| AmeriHome Mortgage Company, LLC | $9,915,000 | $14,060,000 | 41.8% | 0.0% |
| NP, Inc. | $7,105,000 | $13,825,000 | 94.6% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $16,540,000 | $13,490,000 | -18.4% | 0.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | $14,575,000 | $13,485,000 | -7.5% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $6,805,000 | $13,345,000 | 96.1% | 0.0% |
| HomeTrust Bank | $43,025,000 | $13,300,000 | -69.1% | 0.0% |
| Keystone Funding, Inc. | $1,590,000 | $13,000,000 | 717.6% | 0.0% |
| Nations Lending Corporation | $9,525,000 | $13,000,000 | 36.5% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $15,045,000 | $12,920,000 | -14.1% | 0.0% |
| PENRITH HOME LOANS LLC | $175,140,000 | $12,830,000 | -92.7% | 0.0% |
| CLM MORTGAGE, INC | $12,690,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $1,700,000 | $12,665,000 | 645.0% | 0.0% |
| LPMC, LLC | $14,475,000 | $12,505,000 | -13.6% | 0.0% |
| RBC Bank, (Georgia) | $17,190,000 | $12,040,000 | -30.0% | 0.0% |
| MORIA DEVELOPMENT, INC. | $2,620,000 | $11,835,000 | 351.7% | 0.0% |
| Logan Finance Corporation | $11,830,000 | $11,765,000 | -0.5% | 0.0% |
| Hometown Equity Mortgage, LLC | $10,510,000 | $11,670,000 | 11.0% | 0.0% |
| NEW WAVE LENDING GROUP INC | $4,965,000 | $11,255,000 | 126.7% | 0.0% |
| MORTGAGEONE, INC. | $1,620,000 | $11,220,000 | 592.6% | 0.0% |
| Watermark Capital, Inc. | $2,490,000 | $11,015,000 | 342.4% | 0.0% |
| INDUSTRIAL CU OF WHATCOM COUNTY | $8,895,000 | $10,845,000 | 21.9% | 0.0% |
| Barings Multifamily Capital | $10,835,000 | n/a | 0.0% | |
| Devon Bank | $10,600,000 | n/a | 0.0% | |
| Truist | $24,315,000 | $10,495,000 | -56.8% | 0.0% |
| Ixonia Bank | $104,155,000 | $10,295,000 | -90.1% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $21,800,000 | $10,230,000 | -53.1% | 0.0% |
| ADVANCIAL | $14,300,000 | $10,210,000 | -28.6% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $8,795,000 | $9,795,000 | 11.4% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $4,235,000 | $9,740,000 | 130.0% | 0.0% |
| Credence Funding Corporation | $1,640,000 | $9,705,000 | 491.8% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $9,950,000 | $9,560,000 | -3.9% | 0.0% |
| MOUNTAIN AMERICA | $35,265,000 | $9,350,000 | -73.5% | 0.0% |
| USAlliance Federal Credit Union | $3,745,000 | $9,310,000 | 148.6% | 0.0% |
| HighTechLending Inc | $13,225,000 | $9,250,000 | -30.1% | 0.0% |
| Ameris Bank | $7,620,000 | $9,085,000 | 19.2% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,295,000 | $9,065,000 | 600.0% | 0.0% |
| ONY GLO, INC. | $7,055,000 | $8,775,000 | 24.4% | 0.0% |
| Idaho First Bank | $8,505,000 | n/a | 0.0% | |
| Self-Help Federal Credit Union | $4,120,000 | $8,185,000 | 98.7% | 0.0% |
| CANOPY | $9,780,000 | $8,065,000 | -17.5% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $13,315,000 | $8,050,000 | -39.5% | 0.0% |
| Greenbox Loans, Inc. | $7,830,000 | $7,880,000 | 0.6% | 0.0% |
| Bell Bank | $3,215,000 | $7,740,000 | 140.7% | 0.0% |
| Quontic Bank | $2,175,000 | $7,710,000 | 254.5% | 0.0% |
| MICHIGAN MUTUAL, INC. | $7,955,000 | $7,630,000 | -4.1% | 0.0% |
| NorthWest Plus Credit Union | $6,880,000 | $7,615,000 | 10.7% | 0.0% |
| Bank of England | $23,025,000 | $7,600,000 | -67.0% | 0.0% |
| The Central Trust Bank | $16,250,000 | $7,375,000 | -54.6% | 0.0% |
| Waterstone Mortgage Corporation | $9,475,000 | $7,345,000 | -22.5% | 0.0% |
| SIRVA MORTGAGE, INC. | $10,850,000 | $7,245,000 | -33.2% | 0.0% |
| Paramount Bank | $7,120,000 | n/a | 0.0% | |
| TEACHERS | $625,000 | $7,080,000 | 1,032.8% | 0.0% |
| Leader Bank | $2,830,000 | $7,065,000 | 149.6% | 0.0% |
| Opportunity Bank of Montana | $5,645,000 | $7,060,000 | 25.1% | 0.0% |
| American Airlines Federal Credit Union | $4,725,000 | $6,955,000 | 47.2% | 0.0% |
| FIRST COMMUNITY | $1,650,000 | $6,920,000 | 319.4% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $890,000 | $6,895,000 | 674.7% | 0.0% |
| STANFORD Federal Credit Union | $5,960,000 | $6,810,000 | 14.3% | 0.0% |
| Toyota Financial Savings Bank | $5,350,000 | $6,440,000 | 20.4% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $15,000,000 | $6,425,000 | -57.2% | 0.0% |
| North American Savings Bank, F.S.B. | $9,735,000 | $6,375,000 | -34.5% | 0.0% |
| 5TH STREET CAPITAL, INC. | $525,000 | $6,310,000 | 1,101.9% | 0.0% |
| RESIDENTIAL BANCORP | $5,355,000 | $6,225,000 | 16.2% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $4,835,000 | $6,195,000 | 28.1% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $6,190,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $13,755,000 | $6,190,000 | -55.0% | 0.0% |
| Firefighters First Federal Credit Union | $2,340,000 | $6,080,000 | 159.8% | 0.0% |
| The Northern Trust Company | $3,120,000 | $6,070,000 | 94.6% | 0.0% |
| EVERETT FINANCIAL, INC. | $70,490,000 | $5,965,000 | -91.5% | 0.0% |
| STAR ONE CREDIT UNION | $6,835,000 | $5,845,000 | -14.5% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,400,000 | $5,825,000 | 316.1% | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | $4,980,000 | $5,760,000 | 15.7% | 0.0% |
| Luxury Mortgage Corp. | $1,950,000 | $5,690,000 | 191.8% | 0.0% |
| Fifth Third Bank | $2,120,000 | $5,675,000 | 167.7% | 0.0% |
| RCN Capital, LLC | $3,420,000 | $5,650,000 | 65.2% | 0.0% |
| FBC MORTGAGE, LLC | $5,205,000 | $5,525,000 | 6.1% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $14,345,000 | $5,520,000 | -61.5% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $16,465,000 | $5,515,000 | -66.5% | 0.0% |
| Baxter Credit Union | $3,185,000 | $5,400,000 | 69.5% | 0.0% |
| Arvest Bank | $1,965,000 | $5,375,000 | 173.5% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $4,115,000 | $5,370,000 | 30.5% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $1,555,000 | $5,355,000 | 244.4% | 0.0% |
| INTERCAP LENDING INC. | $1,255,000 | $5,355,000 | 326.7% | 0.0% |
| Commerce Bank | $5,310,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $3,280,000 | $5,100,000 | 55.5% | 0.0% |
| GOOGAIN, INC. | $830,000 | $5,085,000 | 512.7% | 0.0% |
| State Department Federal Credit Union | $4,865,000 | $5,025,000 | 3.3% | 0.0% |
| Wintrust Bank, N.A. | $795,000 | $5,025,000 | 532.1% | 0.0% |
| Ukrainian Federal Credit Union | $5,095,000 | $5,010,000 | -1.7% | 0.0% |
| TJC Mortgage, Inc. | $9,930,000 | $4,930,000 | -50.4% | 0.0% |
| First Savings Bank | $12,745,000 | $4,750,000 | -62.7% | 0.0% |
| PENINSULA COMMUNITY | $4,065,000 | $4,715,000 | 16.0% | 0.0% |
| SPOKANE FIREFIGHTERS CREDIT UNION | $4,545,000 | $4,680,000 | 3.0% | 0.0% |
| Gateway First Bank | $10,710,000 | $4,625,000 | -56.8% | 0.0% |
| United Nations Federal Credit Union | $635,000 | $4,590,000 | 622.8% | 0.0% |
| Bank of Idaho | $1,720,000 | $4,495,000 | 161.3% | 0.0% |
| CHEVRON | $3,625,000 | $4,465,000 | 23.2% | 0.0% |
| AHL FUNDING | $2,510,000 | $4,285,000 | 70.7% | 0.0% |
| First Southern National Bank | $4,255,000 | n/a | 0.0% | |
| First Western Trust Bank | $3,790,000 | $4,180,000 | 10.3% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $6,130,000 | $4,140,000 | -32.5% | 0.0% |
| SOUTHWEST FUNDING, LP | $4,070,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $4,000,000 | n/a | 0.0% | |
| Pacific NW Federal Credit Union | $3,540,000 | $3,970,000 | 12.1% | 0.0% |
| Goldwater Bank, N.A. | $2,070,000 | $3,805,000 | 83.8% | 0.0% |
| Consolidated Federal Credit Union | $6,030,000 | $3,800,000 | -37.0% | 0.0% |
| MK LENDING CORP. | $905,000 | $3,775,000 | 317.1% | 0.0% |
| Citizens Bank | $18,275,000 | $3,745,000 | -79.5% | 0.0% |
| Bank of Hope | $1,295,000 | $3,705,000 | 186.1% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $3,460,000 | $3,695,000 | 6.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $3,595,000 | $3,695,000 | 2.8% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $3,680,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $3,640,000 | n/a | 0.0% | |
| CIBC Bank USA | $6,055,000 | $3,435,000 | -43.3% | 0.0% |
| River City Bank | $3,355,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $2,035,000 | $3,330,000 | 63.6% | 0.0% |
| GREENSTATE CREDIT UNION | $1,025,000 | $3,295,000 | 221.5% | 0.0% |
| Servion, Inc. | $1,940,000 | $3,250,000 | 67.5% | 0.0% |
| JMJ FINANCIAL GROUP | $2,590,000 | $3,050,000 | 17.8% | 0.0% |
| Old National Bank | $3,010,000 | $3,040,000 | 1.0% | 0.0% |
| FineMark National Bank & Trust | $1,415,000 | $3,020,000 | 113.4% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,820,000 | $2,990,000 | 64.3% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $4,800,000 | $2,945,000 | -38.6% | 0.0% |
| Service Federal Credit Union | $2,415,000 | $2,855,000 | 18.2% | 0.0% |
| Connexus Credit Union | $3,190,000 | $2,840,000 | -11.0% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $1,550,000 | $2,835,000 | 82.9% | 0.0% |
| Texana Bank | $2,760,000 | n/a | 0.0% | |
| ALAMEDA MORTGAGE CORPORATION | $2,415,000 | $2,730,000 | 13.0% | 0.0% |
| Mid-Continent Funding, Inc. | $3,990,000 | $2,725,000 | -31.7% | 0.0% |
| First Horizon Bank | $3,235,000 | $2,720,000 | -15.9% | 0.0% |
| MORTGAGE ACCESS CORP. | $6,820,000 | $2,575,000 | -62.2% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $2,575,000 | n/a | 0.0% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $970,000 | $2,560,000 | 163.9% | 0.0% |
| Lower Columbia Longshoremen's Federal Credit Union | $6,210,000 | $2,550,000 | -58.9% | 0.0% |
| THE MORTGAGE LINK, INC. | $3,245,000 | $2,540,000 | -21.7% | 0.0% |
| BELEM SERVICING LLC | $1,770,000 | $2,535,000 | 43.2% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $10,125,000 | $2,465,000 | -75.7% | 0.0% |
| AmRes Corporation | $1,355,000 | $2,455,000 | 81.2% | 0.0% |
| RANLIFE, INC. | $4,200,000 | $2,440,000 | -41.9% | 0.0% |
| IVY MORTGAGE, INC. | $2,425,000 | n/a | 0.0% | |
| OREGON COMMUNITY | $2,690,000 | $2,375,000 | -11.7% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $1,865,000 | $2,370,000 | 27.1% | 0.0% |
| EVANSVILLE TEACHERS | $2,235,000 | $2,365,000 | 5.8% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,650,000 | $2,365,000 | 43.3% | 0.0% |
| Alerus Financial | $2,340,000 | n/a | 0.0% | |
| Academy Bank | $2,515,000 | $2,300,000 | -8.5% | 0.0% |
| Secured Investment Corp. | $935,000 | $2,300,000 | 146.0% | 0.0% |
| MidFirst Bank | $2,290,000 | n/a | 0.0% | |
| Industrial and Commercial Bank of China USA | $7,365,000 | $2,280,000 | -69.0% | 0.0% |
| Presidential Bank, FSB | $1,755,000 | $2,250,000 | 28.2% | 0.0% |
| Summit Mortgage Corporation | $11,100,000 | $2,240,000 | -79.8% | 0.0% |
| Riverview Community Bank | $30,090,000 | $2,170,000 | -92.8% | 0.0% |
| LENDINGONE, LLC | $3,810,000 | $2,145,000 | -43.7% | 0.0% |
| Pacific Lending LLC | $1,840,000 | $2,090,000 | 13.6% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $50,000 | $2,055,000 | 4,010.0% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $1,990,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $7,250,000 | $1,955,000 | -73.0% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $1,375,000 | $1,950,000 | 41.8% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,770,000 | $1,935,000 | 9.3% | 0.0% |
| Kwik Mortgage Corporation | $1,915,000 | n/a | 0.0% | |
| Golden Empire Mortgage, Inc. | $6,290,000 | $1,905,000 | -69.7% | 0.0% |
| GEO-CORP, INC. | $2,120,000 | $1,835,000 | -13.4% | 0.0% |
| American Mortgage Bank, LLC | $1,825,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $485,000 | $1,810,000 | 273.2% | 0.0% |
| Magnolia Bank | $3,830,000 | $1,805,000 | -52.9% | 0.0% |
| University Bank | $590,000 | $1,795,000 | 204.2% | 0.0% |
| BECKAM FUNDING CORP. | $1,965,000 | $1,770,000 | -9.9% | 0.0% |
| MOUNTAINCREST CREDIT UNION | $2,550,000 | $1,760,000 | -31.0% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $2,155,000 | $1,760,000 | -18.3% | 0.0% |
| Chickasaw Community Bank | $2,275,000 | $1,745,000 | -23.3% | 0.0% |
| ML Mortgage Corp. | $275,000 | $1,715,000 | 523.6% | 0.0% |
| First State Bank of St. Charles, Missouri | $215,000 | $1,685,000 | 683.7% | 0.0% |
| BM Real Estate Services, Inc. | $6,100,000 | $1,675,000 | -72.5% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,185,000 | $1,665,000 | 40.5% | 0.0% |
| Allied First Bank,sb | $325,000 | $1,660,000 | 410.8% | 0.0% |
| MORTGAGE CAPITAL PARTNERS, INC. | $545,000 | $1,635,000 | 200.0% | 0.0% |
| HomePromise Corporation | $530,000 | $1,595,000 | 200.9% | 0.0% |
| Franklin Loan Corporation | $1,740,000 | $1,590,000 | -8.6% | 0.0% |
| Peoples Bank | $1,525,000 | $1,570,000 | 3.0% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $1,535,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $560,000 | $1,530,000 | 173.2% | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | $1,525,000 | n/a | 0.0% | |
| CIBM Bank | $1,525,000 | n/a | 0.0% | |
| First IC Corporation | $1,505,000 | n/a | 0.0% | |
| Woori America Bank | $1,505,000 | n/a | 0.0% | |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $1,495,000 | n/a | 0.0% | |
| Royal Credit Union | $1,490,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $1,480,000 | n/a | 0.0% | |
| First National Bank Texas | $1,070,000 | $1,475,000 | 37.9% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $545,000 | $1,445,000 | 165.1% | 0.0% |
| Wheaton Bank & Trust | $1,445,000 | n/a | 0.0% | |
| Florida Capital Bank | $1,085,000 | $1,440,000 | 32.7% | 0.0% |
| MY MOVE MORTGAGE, LLC | $1,430,000 | n/a | 0.0% | |
| Network Funding, L.P. | $1,020,000 | $1,410,000 | 38.2% | 0.0% |
| CLEARPATH LENDING | $1,165,000 | $1,355,000 | 16.3% | 0.0% |
| Oregon State Credit Union | $865,000 | $1,345,000 | 55.5% | 0.0% |
| Evolve Bank & Trust | $11,485,000 | $1,325,000 | -88.5% | 0.0% |
| TruHome Solutions, LLC | $1,295,000 | n/a | 0.0% | |
| Frontier Bank | $1,270,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $615,000 | $1,270,000 | 106.5% | 0.0% |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $1,245,000 | n/a | 0.0% | |
| Mortgage Bank of California | $1,240,000 | n/a | 0.0% | |
| First Bank | $1,605,000 | $1,210,000 | -24.6% | 0.0% |
| Key Mortgage Services, Inc. | $1,210,000 | n/a | 0.0% | |
| Community First National Bank | $1,185,000 | $1,205,000 | 1.7% | 0.0% |
| NJ LENDERS CORP. | $890,000 | $1,180,000 | 32.6% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $1,535,000 | $1,155,000 | -24.8% | 0.0% |
| Bank of Whittier | $965,000 | $1,150,000 | 19.2% | 0.0% |
| First Standard Financial Corp. | $1,145,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $1,835,000 | $1,140,000 | -37.9% | 0.0% |
| CITIZENS EQUITY FIRST | $1,660,000 | $1,120,000 | -32.5% | 0.0% |
| Signature Federal Credit Union | $1,120,000 | $1,115,000 | -0.4% | 0.0% |
| EMM LOANS LLC | $440,000 | $1,110,000 | 152.3% | 0.0% |
| East Coast Capital Corp. | $1,100,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $1,070,000 | n/a | 0.0% | |
| Amalgamated Bank | $3,375,000 | $1,055,000 | -68.7% | 0.0% |
| ITHINK FINANCIAL Credit Union | $55,000 | $1,055,000 | 1,818.2% | 0.0% |
| Lincoln FSB of Nebraska | $1,055,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $2,820,000 | $1,040,000 | -63.1% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $405,000 | $1,040,000 | 156.8% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $1,270,000 | $1,040,000 | -18.1% | 0.0% |
| Heritage Bank | $3,830,000 | $1,040,000 | -72.8% | 0.0% |
| 212 LOANS, LLC. | $1,035,000 | n/a | 0.0% | |
| INROADS | $1,035,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $1,020,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $1,010,000 | n/a | 0.0% | |
| Fidelity Bank | $695,000 | $1,010,000 | 45.3% | 0.0% |
| First Federal | $1,005,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $3,670,000 | $970,000 | -73.6% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $3,600,000 | $950,000 | -73.6% | 0.0% |
| Schaumburg Bank & Trust | $945,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $465,000 | $940,000 | 102.2% | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | $1,320,000 | $935,000 | -29.2% | 0.0% |
| First Federal Savings Bank of Twin Falls | $920,000 | n/a | 0.0% | |
| Lake Forest Bank & Trust | $905,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $900,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $550,000 | $895,000 | 62.7% | 0.0% |
| Central Bank | $885,000 | n/a | 0.0% | |
| Renasant Bank | $605,000 | $885,000 | 46.3% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $1,240,000 | $880,000 | -29.0% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $265,000 | $875,000 | 230.2% | 0.0% |
| HOME TOWN FUNDING, INC. | $875,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $1,205,000 | $875,000 | -27.4% | 0.0% |
| OREGONIANS CREDIT UNION | $1,555,000 | $875,000 | -43.7% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $840,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $860,000 | $815,000 | -5.2% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $380,000 | $810,000 | 113.2% | 0.0% |
| POINT Mortgage | $465,000 | $805,000 | 73.1% | 0.0% |
| Stockman Bank of Montana | $805,000 | n/a | 0.0% | |
| UNITED | $335,000 | $805,000 | 140.3% | 0.0% |
| NBH Bank | $1,210,000 | $800,000 | -33.9% | 0.0% |
| TOWER | $400,000 | $795,000 | 98.8% | 0.0% |
| FirstBank | $790,000 | $780,000 | -1.3% | 0.0% |
| HANSCOM | $1,010,000 | $780,000 | -22.8% | 0.0% |
| SELCO COMMUNITY | $1,720,000 | $780,000 | -54.7% | 0.0% |
| Bank of Eastern Oregon | $930,000 | $775,000 | -16.7% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $770,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $1,260,000 | $765,000 | -39.3% | 0.0% |
| Firstrust Savings Bank | $765,000 | n/a | 0.0% | |
| U S WIDE FINANCIAL LLC | $2,515,000 | $765,000 | -69.6% | 0.0% |
| Warsaw Federal Savings and Loan Association | $345,000 | $765,000 | 121.7% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $2,655,000 | $760,000 | -71.4% | 0.0% |
| Great Southern Bank | $740,000 | n/a | 0.0% | |
| FIDELITY BANK | $415,000 | $735,000 | 77.1% | 0.0% |
| Vista Bank | $715,000 | n/a | 0.0% | |
| TEXAS TECH | $705,000 | n/a | 0.0% | |
| EASTMAN | $575,000 | $700,000 | 21.7% | 0.0% |
| SWBC MORTGAGE CORPORATION | $695,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $685,000 | n/a | 0.0% | |
| GMFS LLC | $685,000 | n/a | 0.0% | |
| Utah Power | $725,000 | $685,000 | -5.5% | 0.0% |
| TIB The Independent Bankersbank | $1,230,000 | $675,000 | -45.1% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $55,000 | $650,000 | 1,081.8% | 0.0% |
| Clackamas Federal Credit Union | $480,000 | $645,000 | 34.4% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $3,220,000 | $645,000 | -80.0% | 0.0% |
| First United Bank and Trust Company | $700,000 | $640,000 | -8.6% | 0.0% |
| CASCADE FEDERAL CREDIT UNION | $1,250,000 | $635,000 | -49.2% | 0.0% |
| Nicolet National Bank | $710,000 | $635,000 | -10.6% | 0.0% |
| Gate City Bank | $1,760,000 | $630,000 | -64.2% | 0.0% |
| MICHIGAN FIRST CREDIT UNION | $625,000 | n/a | 0.0% | |
| Old Missouri Bank | $625,000 | n/a | 0.0% | |
| First National Bank of Omaha | $1,590,000 | $615,000 | -61.3% | 0.0% |
| UNIVERSITY CREDIT UNION | $840,000 | $615,000 | -26.8% | 0.0% |
| PREMIER AMERICA | $610,000 | n/a | 0.0% | |
| GOLDENWEST | $600,000 | n/a | 0.0% | |
| 1786 | $585,000 | n/a | 0.0% | |
| Stride Bank | $5,175,000 | $575,000 | -88.9% | 0.0% |
| First Bank | $1,605,000 | $565,000 | -64.8% | 0.0% |
| ILLINOIS STATE CREDIT UNION | $365,000 | $555,000 | 52.1% | 0.0% |
| Bank Five Nine | $545,000 | n/a | 0.0% | |
| ENCORE BANK | $545,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $525,000 | $545,000 | 3.8% | 0.0% |
| AFFINITY | $470,000 | $525,000 | 11.7% | 0.0% |
| UMB Bank | $885,000 | $525,000 | -40.7% | 0.0% |
| LEGEND LENDING CORPORATION | $310,000 | $515,000 | 66.1% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $2,190,000 | $515,000 | -76.5% | 0.0% |
| Metro City Bank | $295,000 | $510,000 | 72.9% | 0.0% |
| Credit Union 1 | $1,310,000 | $505,000 | -61.5% | 0.0% |
| American Bank | $495,000 | n/a | 0.0% | |
| Choice Financial Group | $495,000 | n/a | 0.0% | |
| First Merchants Bank | $605,000 | $495,000 | -18.2% | 0.0% |
| American Bank of Oklahoma | $485,000 | n/a | 0.0% | |
| Brighton Bank | $705,000 | $485,000 | -31.2% | 0.0% |
| PARTNER COLORADO | $485,000 | n/a | 0.0% | |
| CASTPARTS EMPLOYEES | $450,000 | $465,000 | 3.3% | 0.0% |
| GREENWOOD | $995,000 | $465,000 | -53.3% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $2,010,000 | $455,000 | -77.4% | 0.0% |
| Starion Bank | $445,000 | n/a | 0.0% | |
| Christian Community Credit Union | $405,000 | $435,000 | 7.4% | 0.0% |
| NEW WEST LENDING, INC. | $435,000 | n/a | 0.0% | |
| TECHNOLOGY | $435,000 | n/a | 0.0% | |
| Landmark National Bank | $425,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $920,000 | $425,000 | -53.8% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $415,000 | n/a | 0.0% | |
| First American Bank | $105,000 | $410,000 | 290.5% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $405,000 | n/a | 0.0% | |
| Community State Bank of Missouri | $405,000 | n/a | 0.0% | |
| Constant Investments, Inc. | $395,000 | n/a | 0.0% | |
| BANC ONE MORTGAGE CORPORATION | $75,000 | $385,000 | 413.3% | 0.0% |
| RAILWAY CREDIT UNION | $375,000 | n/a | 0.0% | |
| People's Community Federal Credit Union | $1,255,000 | $370,000 | -70.5% | 0.0% |
| HONDA Federal Credit Union | $65,000 | $365,000 | 461.5% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $85,000 | $360,000 | 323.5% | 0.0% |
| THRIVENT Federal Credit Union | $2,345,000 | $360,000 | -84.6% | 0.0% |
| GSF Mortgage Corporation | $12,635,000 | $355,000 | -97.2% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $1,430,000 | $345,000 | -75.9% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $345,000 | n/a | 0.0% | |
| ARIZONA | $335,000 | n/a | 0.0% | |
| Cf Bank | $325,000 | n/a | 0.0% | |
| Blue Ridge Bank | $315,000 | n/a | 0.0% | |
| ALL IN | $310,000 | n/a | 0.0% | |
| CenterBank | $305,000 | n/a | 0.0% | |
| MERCO Credit Union | $305,000 | n/a | 0.0% | |
| BancorpSouth | $295,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $295,000 | n/a | 0.0% | |
| Pinnacle Bank | $5,250,000 | $285,000 | -94.6% | 0.0% |
| SPIRE Credit Union | $285,000 | n/a | 0.0% | |
| HUDSON HERITAGE | $280,000 | n/a | 0.0% | |
| USAGENCIES | $145,000 | $280,000 | 93.1% | 0.0% |
| Guaranty Bank & Trust, N.A. | $265,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $1,445,000 | $260,000 | -82.0% | 0.0% |
| Wauna Federal Credit Union | $2,280,000 | $260,000 | -88.6% | 0.0% |
| Commercial Lender LLC | $265,000 | $235,000 | -11.3% | 0.0% |
| Abbott Laboratories Employees Credit Union | $525,000 | $225,000 | -57.1% | 0.0% |
| ANECA Federal Credit Union | $205,000 | n/a | 0.0% | |
| Gold Coast Bank | $415,000 | $205,000 | -50.6% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $370,000 | $205,000 | -44.6% | 0.0% |
| South State Bank | $205,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $740,000 | $205,000 | -72.3% | 0.0% |
| D. L. Evans Bank | $505,000 | $195,000 | -61.4% | 0.0% |
| Colonial Savings, F.A. | $790,000 | $185,000 | -76.6% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $185,000 | n/a | 0.0% | |
| FIRST SOUTH FINANCIAL | $175,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $1,305,000 | $175,000 | -86.6% | 0.0% |
| Point West Credit Union | $105,000 | $170,000 | 61.9% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $295,000 | $155,000 | -47.5% | 0.0% |
| First Western Federal Savings Bank | $75,000 | $135,000 | 80.0% | 0.0% |
| First International Bank & Trust | $105,000 | n/a | 0.0% | |
| Honor Credit Union | $105,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $890,000 | $85,000 | -90.4% | 0.0% |
| ATLANTA POSTAL | $55,000 | n/a | 0.0% | |
| COCA-COLA | $55,000 | n/a | 0.0% | |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $75,000 | $55,000 | -26.7% | 0.0% |
| MERIWEST | $235,000 | $55,000 | -76.6% | 0.0% |
| BayCoast Bank | $195,000 | $45,000 | -76.9% | 0.0% |
| APCI Federal Credit Union | $35,000 | n/a | 0.0% |
Washington's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.2% market share. In second place, with 4.8%, is Boeing Employees Credit Union, having originated $3,267,760,000 in loans. In third place, with 4.2%, is QUICKEN LOANS, LLC, having originated $2,816,995,000 in loans. In fourth place, with 3.4%, is MOVEMENT MORTGAGE, LLC, having originated $2,269,620,000 in loans. In fifth place, with 3.2%, is CMG MORTGAGE, INC., having originated $2,178,060,000 in loans.
Washington Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 83,449 | $45,739,955,000 | $548,119 |
| Refi | 18,536 | $10,393,610,000 | $560,726 |
| Home Improvement | 17,541 | $2,402,905,000 | $136,988 |
| Cash Out Refi | 17,319 | $6,040,115,000 | $348,757 |
| Other | 15,597 | $2,409,195,000 | $154,465 |
| NA | 19 | $431,535,000 | $22,712,368 |
Washington's most frequently cited loan purpose was Home Purchase, with 83,449 originations. The 2nd most popular reason was Refi, with 18,536 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 57,042 | $30,381,520,000 | $532,617 |
| Over 8% | 39,269 | $7,344,925,000 | $187,041 |
| 7-8% | 25,773 | $11,504,165,000 | $446,365 |
| 5-6% | 22,492 | $15,280,260,000 | $679,364 |
| <2.5% | 2,928 | $219,520,000 | $74,973 |
| 4-5% | 2,654 | $1,710,890,000 | $644,646 |
| 3-4% | 252 | $116,630,000 | $462,817 |
| 2.5-3% | 217 | $87,825,000 | $404,724 |
During 2024, Washington's most frequently originated rate bucket was 6-7%, with 57,042 originations.
Loan Sizing (Washington MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 40,021 | $12,127,755,000 | $303,035 |
| $400k-600k | 35,512 | $17,321,680,000 | $487,770 |
| $100,000 or less | 26,187 | $1,409,405,000 | $53,821 |
| $600k-1000k | 22,794 | $16,966,720,000 | $744,350 |
| $100k-200k | 20,193 | $2,788,085,000 | $138,072 |
| $Over $1MM | 7,754 | $16,803,670,000 | $2,167,097 |
Washington's loan sizing saw the bucket of loans from $200k-400k with 40,021 originations, totaling $12,127,755,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 47,034 | $25,005,980,000 | $531,658 |
| Under 20% | 33,431 | $2,847,415,000 | $85,173 |
| 60-80% | 32,795 | $23,123,195,000 | $705,083 |
| 20-40% | 18,430 | $4,656,060,000 | $252,635 |
| 40-60% | 14,750 | $8,319,860,000 | $564,058 |
| Over 100% | 2,821 | $1,890,355,000 | $670,101 |
Washington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 47,034 originations, totaling $25,005,980,000 in origination value.