Washington Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Washington averaged 6.56% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.75% and one month ago for the week of 2024-11-07, the average rate was 6.65%.

Washington's average rate one year ago was 7.09%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.99%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Washington 30 Year Fixed Rate 2024-12-12 6.56%
Washington 30 Year Fixed Rate Refi 2024-12-12 6.99%
Washington 15 Year Fixed Rate 2024-12-12 5.98%
Washington 15 Year Fixed Rate Refi 2024-12-12 6.55%
Washington 30 Year FHA 2024-12-12 6.4%
Washington 30 Year FHA Refi 2024-12-12 5.72%
Washington 30 Year USDA 2024-12-12 5.59%
Washington 30 Year USDA Refi 2024-12-12 6.5%
Washington 30 Year VA 2024-12-12 5.65%
Washington 30 Year VA Refi 2024-12-12 5.27%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Washington.

Washington Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Washington market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 3,747 6.65% $9,580
QUICKEN LOANS, LLC 3,499 6.67% $8,242
MOVEMENT MORTGAGE, LLC 2,350 6.90% $10,724
Boeing Employees Credit Union 2,184 6.29% $6,421
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,064 6.81% $8,097
CROSSCOUNTRY MORTGAGE, LLC 1,986 6.94% $9,555
GUILD MORTGAGE COMPANY 1,838 6.84% $9,222
U.S. Bank 1,496 6.37% $6,886
AMERICAN PACIFIC MORTGAGE CORPORATION 1,475 6.85% $10,246
CMG MORTGAGE, INC. 1,461 6.78% $8,840
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1,367 6.92% $10,722
Wells Fargo Bank 1,302 6.09% $5,898
JPMorgan Chase Bank 1,229 6.46% $5,940
ACADEMY MORTGAGE CORPORATION 1,083 6.81% $11,529
CORNERSTONE HOME LENDING, INC. 843 6.95% $11,046
Bank of America 747 6.17% $6,812
DHI MORTGAGE COMPANY, LTD. 734 5.94% $4,493
BAY EQUITY LLC 680 6.70% $9,287
PNC Bank 655 6.26% $6,196
LOANDEPOT.COM, LLC 607 6.46% $8,991
CALIBER HOME LOANS, INC. 582 6.59% $7,239
BROKER SOLUTIONS, INC. 581 6.94% $9,895
KeyBank 579 6.30% $6,924
HOMEBRIDGE FINANCIAL SERVICES, INC. 550 6.34% $9,793
1st Security Bank of Washington 520 6.60% $11,259
GUARANTEED RATE, INC. 491 6.73% $7,895
PENNYMAC LOAN SERVICES, LLC 463 6.56% $9,091
HomeStreet Bank 453 6.71% $8,911
EAGLE HOME MORTGAGE, LLC 446 5.85% $10,831
WASHINGTON STATE EMPLOYEES Credit Union 421 6.19% $4,680
NFM, INC. 411 6.83% $9,788
NEWREZ LLC 408 7.16% $8,432
Umpqua Bank 402 6.65% $8,093
Banner Bank 371 6.73% $7,541
SAMMAMISH MORTGAGE COMPANY 352 6.50% $7,367
PREMIER MORTGAGE RESOURCES, L.L.C. 352 6.78% $10,646
CARDINAL FINANCIAL 338 6.81% $10,880
PROVIDENT FUNDING ASSOCIATES, L.P. 329 6.46% $6,890
Washington Federal Bank 318 6.69% $17,273
Morgan Stanley Private Bank 315 5.86% $4,657
FIRST TECHNOLOGY 314 6.52% $5,385
Sunflower Bank 313 6.62% $8,447
PENRITH HOME LOANS LLC 280 6.80% $8,759
Alaska USA Federal Credit Union 274 6.37% $6,420
SPOKANE TEACHERS 264 6.81% $6,647
GESA 261 6.78% $6,852
American Mortgage & Equity Consultants, Inc. 254 6.90% $10,479
PRIMELENDING, A PLAINSCAPITAL COMPANY 253 6.62% $11,549
NAVY FEDERAL CREDIT UNION 246 6.28% $5,548
Peoples Bank 228 6.85% $8,153
Washington Trust Bank 217 6.63% $5,748
CHURCHILL MORTGAGE CORPORATION 208 6.91% $8,880
Citibank 207 5.82% $6,178
Flagstar Bank, FSB 189 6.76% $8,036
Mr. Cooper ( Nationstar Mortgage ) 189 6.63% $12,120
NexBank 183 6.83% $8,623
PRIORITY HOME LENDING, LLC 181 6.98% $10,621
AXIA FINANCIAL, LLC 174 6.64% $10,232
WHATCOM EDUCATIONAL CREDIT UNION 170 6.38% $5,616
SUMMIT FUNDING, INC. 169 6.87% $9,285
MANN FINANCIAL INC. 168 6.80% $9,567
Wheatland Bank 161 6.59% $8,514
OnPoint Community Credit Union 160 6.69% $4,753
NBKC BANK 158 6.50% $5,356
BETTER MORTGAGE CORPORATION 155 6.12% $8,736
Paramount Residential Mortgage Group, Inc. 154 7.19% $9,338
NUMERICA CREDIT UNION 151 6.94% $8,643
COLUMBIA COMMUNITY CREDIT UNION 148 6.15% $5,484
Glacier Bank 148 6.50% $8,475
HSBC BANK USA, NATIONAL ASSOCIATION 148 6.12% $6,084
T2 FINANCIAL LLC 145 6.85% $9,799
LEADERONE FINANCIAL CORPORATION 143 6.97% $8,188
ON Q FINANCIAL, INC. 131 6.86% $10,541
KBHS HOME LOANS, LLC 130 6.11% $10,580
Northpointe Bank 127 6.74% $7,520
MUTUAL OF OMAHA MORTGAGE, INC. 127 6.69% $9,328
ENVOY MORTGAGE, LTD 126 6.66% $8,503
INSPIRE HOME LOANS INC. 122 6.32% $6,848
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 121 6.98% $10,756
Sierra Pacific Mortgage Company, Inc. 120 6.74% $9,508
HAPO COMMUNITY CREDIT UNION 120 6.64% $7,589
BMO Harris Bank 119 6.32% $6,683
DIRECTORS MORTGAGE, INC. 117 7.01% $13,673
Charles Schwab Bank, SSB 115 5.67% $4,687
East West Bank 114 6.10% $5,426
First National Bank of America 112 9.80% $14,176
South Pacific Financial Corporation 112 6.20% $5,186
The Loan Store, Inc. 110 6.97% $10,596
AMERISAVE MORTGAGE CORPORATION 108 6.33% $11,689
PULTE MORTGAGE LLC 108 5.82% $2,514
NOVA FINANCIAL & INVESTMENT CORPORATION 105 6.83% $7,724
Ixonia Bank 105 6.86% $11,139
IDAHO CENTRAL 103 6.60% $7,042
NATIONS DIRECT MORTGAGE, LLC 102 6.99% $9,714
MLD MORTGAGE INC. 100 6.75% $9,654
Prosperity Home Mortgage, LLC 100 6.43% $8,313
USAA Federal Savings Bank 99 6.65% $7,644
EVERETT FINANCIAL, INC. 98 6.66% $10,997
Century Mortgage Company DBA Century Lending Company 98 6.68% $7,650
SUMMIT MORTGAGE CORPORATION 97 6.85% $9,355
PRIMARY RESIDENTIAL MORTGAGE, INC. 96 6.93% $6,732
TRISTAR FINANCE, INC. 96 6.74% $7,152
Olympia Federal Savings & Loan Association 96 5.09% $5,043
HOMEAMERICAN MORTGAGE CORPORATION 94 6.03% $2,701
SOUND 94 6.31% $5,938
The Huntington National Bank 87 6.69% $8,319
Willamette Valley Bank 87 6.74% $9,838
Yakima Federal Savings and Loan Association 86 6.02% $4,834
ZILLOW HOME LOANS, LLC 84 6.58% $7,381
DAS Acquisition Company, LLC 84 7.03% $10,122
FREEDOM MORTGAGE CORPORATION 83 6.87% $10,452
UBS Bank USA 81 6.06% $6,712
Seattle Metropolitan Credit Union 79 7.40% $7,661
GENEVA FINANCIAL, LLC 77 7.09% $12,180
iQ Credit Union 77 6.81% $3,801
MASON MCDUFFIE MORTGAGE CORPORATION 76 6.92% $9,028
TWINSTAR 72 6.62% $4,257
RED CANOE CREDIT UNION 72 6.15% $16,488
HOMESIDE FINANCIAL, LLC 71 6.50% $8,493
Sound Community Bank 68 7.08% $6,587
Mortgage Research Center, LLC 67 6.59% $5,973
Solarity Credit Union 66 6.52% $4,455
Cashmere Valley Bank 65 6.99% $6,425
CANOPY MORTGAGE, LLC 64 6.89% $12,321
MORTGAGE EXPRESS, LLC 64 6.94% $6,794
MOUNTAIN AMERICA 63 6.77% $12,773
Zions Bank 63 6.11% $5,240
FIBRE FEDERAL CREDIT UNION 61 6.31% $6,111
Timberland Bank 60 6.79% $7,077
Ally Bank 58 6.21% $8,773
First Federal Savings and Loan Association of Port Angeles 57 6.69% $5,055
Bank of the Pacific 57 6.40% $8,394
NMSI, INC. 57 6.57% $7,797
Citadel Servicing Corporation 56 8.86% $12,887
AMERICAN FINANCIAL NETWORK, INC. 55 6.77% $10,488
Heritage Bank 53 6.16% $8,391
ARC HOME LLC 53 7.50% $9,292
O BEE 53 6.95% $6,163
TBI MORTGAGE COMPANY 53 5.94% $9,703
First-Citizens Bank & Trust Company 52 5.83% $6,315
GUARANTEED RATE AFFINITY, LLC 51 6.99% $7,744
NEXERA HOLDING LLC 50 8.28% $14,933
CU HOME MORTGAGE SOLUTIONS, LLC 49 6.28% $5,144
PLANET HOME LENDING, LLC 49 6.71% $8,267
AMCAP MORTGAGE, LTD. 48 6.89% $10,986
RESIDENTIAL MORTGAGE, LLC 47 6.31% $8,067
HORIZON 47 7.20% $6,010
The Federal Savings Bank 47 7.07% $14,096
First Republic Bank 45 4.88% $5,379
S1L, Inc. 45 6.99% $8,156
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 44 7.24% $9,847
Cornerstone First Mortgage, Inc 44 6.75% $7,919
Stifel Bank and Trust 43 5.97% $4,378
Plains Commerce Bank 43 6.71% $9,085
GUIDANCE RESIDENTIAL, LLC 42 6.78% $11,149
Potlatch No. 1 Financial Credit Union 41 6.50% $5,110
LO, INC. 41 6.68% $6,039
PREMIA MORTGAGE, LLC 40 6.50% $2,645
V.I.P. MORTGAGE, INC. 38 7.03% $8,688
UNION HOME MORTGAGE CORP. 38 6.98% $7,324
Cathay Bank 37 6.38% $4,509
RESIDENTIAL WHOLESALE MORTGAGE, INC. 36 6.89% $5,738
PREMIER LENDING, INC. 35 5.91% $6,513
LAKEVIEW LOAN SERVICING, LLC 35 6.52% $9,531
Citizens Bank 34 6.47% $6,468
Bank of England 34 6.95% $7,992
Truist 34 6.44% $6,993
Commerce Home Mortgage, Inc. 34 7.75% $11,569
CALCON MUTUAL MORTGAGE LLC 33 6.64% $16,787
KITSAP Credit Union 33 6.17% $6,318
LENDSURE MORTGAGE CORP. 33 8.27% $18,063
America's Credit Union 32 6.55% $5,603
Wallick & Volk, Inc. 32 6.79% $7,437
General Mortgage Capital Corporation 32 6.94% $7,521
DEEPHAVEN MORTGAGE LLC 31 8.50% $13,977
LPMC, LLC 30 6.91% $5,815
RBC Bank, (Georgia) 29 5.88% $4,733
OCMBC, INC. 28 8.37% $17,291
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 28 7.03% $6,520
MORTGAGE SOLUTIONS OF COLORADO, LLC 28 7.16% $13,704
MEMBER FIRST MORTGAGE, LLC 28 5.88% $9,008
FIRST CENTENNIAL MORTGAGE CORPORATION 28 6.76% $5,418
HOMEXPRESS MORTGAGE CORP. 27 8.60% $14,491
Raymond James Bank 27 5.55% $4,030
PACIFIC RESIDENTIAL MORTGAGE, LLC 27 7.25% $9,270
INTERNATIONAL CITY MORTGAGE, INC. 26 6.63% $9,712
Northwest Farm Credit Services, FLCA 26 7.17% $8,981
Baker Boyer National Bank 25 6.70% $7,309
ARK-LA-TEX FINANCIAL SERVICES, LLC. 25 7.07% $11,084
SALAL 24 6.42% $6,079
Discover Bank 24 6.61% $0
Qualstar Credit Union 24 7.02% $4,792
PENTAGON FEDERAL CREDIT UNION 24 6.22% $6,082
MEGASTAR FINANCIAL CORP. 24 6.27% $14,381
Farmers Bank & Trust 23 6.42% $5,379
AMERICAN FINANCING CORPORATION 23 6.55% $9,752
City National Bank 22 6.14% $7,220
UIF CORPORATION 22 7.39% $6,032
PLAZA HOME MORTGAGE, INC. 21 7.03% $11,536
ADVANCIAL 21 7.87% $12,901
Bethpage Federal Credit Union 21 6.19% $4,863
SIRVA MORTGAGE, INC. 21 6.60% $1,528
HOMEOWNERS FINANCIAL GROUP USA, LLC 21 6.93% $9,751
LOANPAL, LLC 21 6.45% $9,567
Barrington Bank & Trust Company, N.A. 20 6.82% $8,438
The Central Trust Bank 19 6.16% $6,254
PANORAMA MORTGAGE GROUP, LLC 19 6.69% $16,052
MORTGAGE LENDING GROUP LLC 19 6.58% $10,479
FIRST CONTINENTAL MORTGAGE, LTD. 19 6.79% $6,331
DIGITAL Federal Credit Union 19 5.47% $4,979
Carrington Mortgage Services, LLC 19 6.22% $9,199
ROYAL UNITED MORTGAGE LLC 18 6.76% $11,211
Evolve Bank & Trust 18 6.00% $5,161
NorthWest Plus Credit Union 18 6.62% $5,454
GSF Mortgage Corporation 17 6.53% $6,429
Goldman Sachs Bank USA 17 5.59% $5,539
NATIONAL COOPERATIVE BANK, N.A. 16 6.77% $4,564
SeaTrust Mortgage Company 16 6.76% $9,813
Shea Mortgage Inc. 16 6.91% $3,869
Unitus Community Credit Union 16 6.98% $5,070
WINGS FINANCIAL 16 5.91% $4,160
ALLIANT CREDIT UNION 16 6.27% $6,239
LADERA LENDING, INC. 16 6.80% $7,398
KINECTA 16 6.34% $12,023
CITYWIDE HOME LOANS, LLC 16 6.23% $7,592
PHH Mortgage Corporation 16 6.84% $10,010
BNC National Bank 16 5.95% $6,560
North American Savings Bank, F.S.B. 15 7.28% $5,319
Axos Bank 15 6.69% $16,183
LAND HOME FINANCIAL SERVICES, INC. 15 7.27% $6,426
Luther Burbank Savings 15 6.93% $8,643
EMBRACE HOME LOANS, INC. 15 6.89% $8,890
United Fidelity Funding Corp. 15 6.86% $18,500
Golden Empire Mortgage, Inc. 14 6.72% $9,122
GUARANTY HOME MORTGAGE CORPORATION 14 6.87% $8,134
First Interstate Bank 14 6.37% $5,641
Summit Mortgage Corporation 14 6.57% $8,098
Loan Simple, Inc. 13 5.56% $9,911
DRAPER AND KRAMER MORTGAGE CORP. 13 6.86% $8,175
21ST MORTGAGE CORPORATION 13 7.98% $3,895
Rivermark Community Credit Union 13 6.96% $3,758
SECURITYNATIONAL MORTGAGE COMPANY 13 7.36% $9,252
Gateway First Bank 13 6.66% $7,573
Waterstone Mortgage Corporation 12 6.76% $10,675
Strong Home Mortgage, LLC 12 6.51% $4,999
Opportunity Bank of Montana 11 6.57% $6,275
ADVANTIS 11 6.58% $4,984
BNY Mellon 11 6.03% $5,026
OAKTREE FUNDING CORP. 11 8.15% $17,966
JMAC LENDING, INC. 11 7.17% $9,586
TJC Mortgage, Inc. 11 6.72% $16,635
CHERRY CREEK MORTGAGE, LLC 11 6.38% $1,076
FIRST COLONY MORTGAGE CORPORATION 10 7.14% $6,077
Neighborhood Loans, Inc. 10 7.37% $8,384
ANGEL OAK MORTGAGE SOLUTIONS LLC 10 8.72% $19,776
BAY-VALLEY MORTGAGE GROUP 10 7.39% $9,907
AmeriHome Mortgage Company, LLC 10 6.89% $11,895
HighTechLending Inc 9 7.29% $15,918
First Federal Bank 9 6.72% $6,126
AMERICAN INTERNET MORTGAGE, INC. 9 5.89% $9,664
TOP FLITE FINANCIAL, INC. 9 6.69% $11,920
ONY GLO, INC. 9 6.64% $5,650
Nations Lending Corporation 9 6.46% $6,984
TRIAD FINANCIAL SERVICES, INC. 9 8.01% $6,928
STAR ONE CREDIT UNION 9 6.31% $3,885
First Savings Bank 9 6.68% $4,659
Ameris Bank 8 6.36% $8,772
NuVision Federal Credit Union 8 6.38% $11,188
SUN WEST MORTGAGE COMPANY, INC. 8 6.68% $15,045
NP, Inc. 7 8.96% $24,444
NEW WAVE LENDING GROUP INC 7 7.11% $9,409
Servion, Inc. 7 6.64% $4,250
NETWORK CAPITAL FUNDING CORPORATION 7 6.23% $11,121
BM Real Estate Services, Inc. 7 6.89% $8,500
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 7 7.38% $11,326
MICHIGAN MUTUAL, INC. 7 6.50% $9,487
CRESCENT MORTGAGE COMPANY 7 6.80% $6,977
MORTGAGE ACCESS CORP. 7 7.11% $13,936
Coastal Community Bank 7 6.23% $8,143
NATIONWIDE MORTGAGE BANKERS, INC. 6 7.19% $8,791
Armed Forces Bank 6 6.63% $5,244
Bell Bank 6 6.69% $7,860
Equity Prime Mortgage LLC 6 6.92% $10,913
HARBORSTONE 6 7.42% $6,156
JMJ FINANCIAL GROUP 6 8.19% $7,924
MID AMERICA MORTGAGE, INC. 6 6.83% $8,397
MORIA DEVELOPMENT, INC. 6 6.48% $10,501
OREGON COMMUNITY 6 7.06% $6,626
RESIDENTIAL BANCORP 6 7.23% $11,235
STANFORD Federal Credit Union 6 6.15% $4,229
VAN DYK MORTGAGE CORPORATION 6 6.98% $1,519
Third Federal Savings and Loan Association of Cleveland 5 5.78% $2,042
FIRST COMMUNITY MORTGAGE, INC. 5 7.18% $8,421
Lakeview Community Capital, LLC 5 6.08% $8,175
Toyota Financial Savings Bank 5 6.32% $12,891
RANLIFE, INC. 5 6.90% $12,348
Seattle Bank 5 5.80% $11,704
ALAMEDA MORTGAGE CORPORATION 5 7.13% $7,713
U S WIDE FINANCIAL LLC 5 6.70% $6,598
M&T Bank 5 6.35% $7,448
VERITAS FUNDING, LLC 5 7.15% $9,675
KELLER MORTGAGE, LLC 5 5.95% $5,064
FUNDLOANS CAPITAL 5 8.93% $14,942
CIBC Bank USA 5 5.55% $5,878
AMERICAN HERITAGE LENDING, INC. 5 9.20% $15,601
Pacific NW Federal Credit Union 5 6.35% $3,783
Old National Bank 5 6.28% $5,230
Franklin Loan Corporation 4 5.97% $9,606
Stride Bank 4 7.06% $10,662
CITY FIRST MORTGAGE SERVICES, L.L.C. 4 7.31% $6,197
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 6.93% $8,751
Arvest Bank 4 7.03% $6,269
SPOKANE FIREFIGHTERS CREDIT UNION 4 7.41% $5,179
RELIANCE FIRST CAPITAL, LLC 4 7.16% $9,759
FBC MORTGAGE, LLC 4 7.03% $8,551
Quontic Bank 4 8.88% $10,681
Heritage Bank 4 6.16% $7,066
Baxter Credit Union 4 6.38% $7,872
Amalgamated Bank 4 5.63% $6,518
TOGETHER CREDIT UNION 4 6.39% $3,347
THRIVE MORTGAGE, LLC 4 6.19% $12,197
Watermark Capital, Inc. 4 6.91% $7,288
THE MORTGAGE LINK, INC. 4 7.37% $10,679
GEO-CORP, INC. 4 7.44% $15,200
CHEVRON 4 6.78% $3,582
Pinnacle Bank 3 6.88% $6,230
BOKF 3 6.63% $6,622
THRIVENT Federal Credit Union 3 6.33% $8,419
PENINSULA COMMUNITY 3 7.46% $6,367
INFINITY EQUITY GROUP, INC. 3 7.04% $6,886
First Horizon Bank 3 6.79% $4,264
COMMUNITY MORTGAGE FUNDING, LLC 3 7.13% $6,114
The Northern Trust Company 3 6.17% $3,873
First Western Trust Bank 3 6.00% $4,239
MORTGAGE EQUITY PARTNERS LLC 3 6.96% $9,103
Leader Bank 3 6.54% $9,986
Florida Capital Bank 3 6.17% $6,668
BKCO MORTGAGE, LLC 3 6.04% $8,915
Bank of Idaho 3 6.88% $5,406
Gate City Bank 3 6.04% $6,387
Bank-Fund Staff Federal Credit Union 3 5.83% $7,023
FIRST COMMUNITY 3 6.42% $3,326
Wauna Federal Credit Union 3 6.96% $7,544
TOTAL MORTGAGE SERVICES, LLC 3 6.38% $8,424
PLUS RELOCATION MORTGAGE, LLC 3 6.54% $7,701
Academy Bank 3 6.33% $5,411
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 2 6.81% $6,763
MOUNTAIN WEST FINANCIAL, INC. 2 6.88% $6,807
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 2 7.38% $5,409
Luxury Mortgage Corp. 2 7.81% $15,393
LOANLEADERS OF AMERICA, INC. 2 6.75% $10,626
NASA Federal Credit Union 2 6.63% $11,672
LENOX FINANCIAL MORTGAGE CORPORATION 2 6.25% $9,618
Network Funding, L.P. 2 6.31% $11,058
Johnson Bank 2 6.25% $4,115
HOMESTEAD FUNDING CORP. 2 6.06% $575
HOMESTAR FINANCIAL CORPORATION 2 7.06% $5,857
Northwest Federal Credit Union 2 6.44% $2,609
HOME FUNDING CORPORATION 2 7.13% $17,230
GREENSTATE CREDIT UNION 2 7.19% $4,173
GOOGAIN, INC. 2 7.31% $11,764
Operating Engineers Local Union #3 2 6.75% $3,956
GARDNER FINANCIAL SERVICES, LTD. 2 7.13% $9,435
Wyndham Capital Mortgage, Inc. 2 6.38% $5,159
Pacific Lending LLC 2 6.79% $11,486
FOUNDATION MORTGAGE CORPORATION 2 9.06% $14,656
People's Community Federal Credit Union 2 6.50% $2,785
First United Bank and Trust Company 2 6.31% $4,128
Platinum Home Mortgage Corporation 2 6.50% $8,821
First National Bank of Omaha 2 6.56% $4,843
FirstBank 2 6.56% $5,696
First Bank 2 7.31% $6,382
Fifth Third Bank 2 6.75% $11,770
Fidelity Bank 2 6.19% $4,299
Ross Mortgage Company, Inc. 2 6.31% $8,498
DIRECT MORTGAGE, CORP. 2 6.88% $7,729
DELMAR FINANCIAL COMPANY 2 7.00% $4,640
Deere Employees Credit Union 2 6.13% $4,264
COMMUNITYAMERICA 2 7.13% $5,149
Colonial Savings, F.A. 2 6.56% $11,171
SOVEREIGN LENDING GROUP INCORPORATED 2 6.19% $17,017
CLIFFCO, INC. 2 7.31% $10,609
State Department Federal Credit Union 2 7.06% $7,646
CITIZENS EQUITY FIRST 2 5.31% $9,587
CANOPY 2 7.00% $4,707
BELEM SERVICING LLC 2 7.06% $9,784
TIB The Independent Bankersbank 2 6.75% $14,028
BECKAM FUNDING CORP. 2 8.44% $12,938
Bank of the West 2 5.81% $4,414
Bank of Hope 2 6.94% $4,915
UMB Bank 2 6.87% $2,507
Victorian Finance, LLC 2 6.68% $5,620
AMERICAN FINANCE HOUSE LARIBA 2 7.13% $7,662
American Airlines Federal Credit Union 2 5.50% $0
ALLIED MORTGAGE GROUP, INC. 2 6.31% $5,793
WESCOM CENTRAL CREDIT UNION 2 7.06% $4,663
A&D Mortgage LLC 2 9.56% $22,810
Advisors Mortgage Group, L.L.C. 1 5.99% $3,793
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.25% $4,056
Consolidated Federal Credit Union 1 5.75% $10,887
First Internet Bank of Indiana 1 6.13% $4,842
KEYPOINT 1 6.38% $5,125
Comerica Bank 1 7.00% $3,561
AMERICAN FIRST 1 6.25% $4,946
Southwest Airlines Federal Credit Union 1 7.25% $6,247
Warsaw Federal Savings and Loan Association 1 7.35% $4,021
First Merchants Bank 1 6.38% $4,492
AMERICAN FINANCIAL RESOURCES, INC. 1 7.63% $3,342
First National Bank Texas 1 7.63% $4,510
City National Bank of Florida 1 6.50% $4,050
MK LENDING CORP. 1 6.50% $22,998
First State Bank of St. Charles, Missouri 1 5.88% $7,753
FLAT BRANCH MORTGAGE, INC. 1 7.50% $3,349
City Bank 1 8.13% $9,272
Metro City Bank 1 7.00% $8,747
FOUR POINTS 1 5.63% $4,366
Christian Community Credit Union 1 7.00% $8,239
Origin Bank 1 8.00% $3,403
CASTPARTS EMPLOYEES 1 6.75% $3,393
Keystone Funding, Inc. 1 7.88% $9,203
Cache Valley Bank 1 6.00% $0
TEACHERS 1 6.25% $4,011
Byline Bank 1 6.63% $4,601
OREGONIANS CREDIT UNION 1 6.75% $3,515
GENISYS 1 6.25% $4,401
NBH Bank 1 6.63% $3,009
ONE NEVADA CREDIT UNION 1 5.13% $10,799
Gold Coast Bank 1 6.88% $8,270
Goldwater Bank, N.A. 1 6.25% $11,298
GoPrime Mortgage, Inc. 1 6.88% $7,329
Oakstar Bank 1 7.49% $3,569
LAFAYETTE FEDERAL CREDIT UNION 1 6.75% $3,709
BEEHIVE 1 7.25% $9,175
MORTGAGE CAPITAL PARTNERS, INC. 1 6.62% $4,586
Grand Bank for Savings, FSB 1 8.75% $4,418
Hawthorn Bank 1 5.88% $8,216
Notre Dame Federal Credit Union Corporation 1 6.75% $5,803
HomePromise Corporation 1 7.63% $17,828
Bank of Whittier 1 6.75% $4,877
ML Mortgage Corp. 1 8.00% $4,632
Bank of Springfield 1 6.50% $4,263
Truity Federal Credit Union 1 6.75% $10,090
TRUWEST Credit Union 1 7.25% $3,784
IAA Credit Union 1 7.00% $3,338
LIBERTY HOME MORTGAGE CORPORATION 1 7.00% $5,203
NJ LENDERS CORP. 1 8.63% $3,506
AHL FUNDING 1 7.38% $22,290
BANC ONE MORTGAGE CORPORATION 1 5.88% $3,405
UNIFY FINANCIAL Credit Union 1 5.45% $0
Atlantic Union Bank 1 6.50% $5,167
UNITED 1 7.13% $5,905
Nicolet National Bank 1 6.13% $3,226
ANGEL OAK HOME LOANS LLC 1 8.38% $10,368
AmRes Corporation 1 9.12% $18,686
AMERITRUST MORTGAGE CORPORATION 1 10.88% $31,396
ILLINOIS STATE CREDIT UNION 1 6.25% $3,260
Independent Bank 1 7.13% $5,794
Utah Power 1 5.88% $3,920
Uwharrie Bank 1 7.00% $7,223
Valley National Bank 1 5.50% $4,695
5TH STREET CAPITAL, INC. 1 9.99% $15,783
F&A Federal Credit Union 1 6.25% $2,199
EVANSVILLE TEACHERS 1 6.63% $3,949
Enterprise Bank & Trust 1 4.75% $10,594
Encompass Lending Group, LP 1 7.38% $8,328
EMM LOANS LLC 1 6.50% $11,181
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.00% $11,760
Republic Bank & Trust Company 1 5.50% $38,911
Access Bank 1 6.50% $4,296
Elements Financial Federal Credit Union 1 7.50% $4,854
EASTMAN 1 5.75% $4,564
Eagle Bank and Trust Company 1 6.75% $4,745
INTERSTATE HOME LOAN CENTER, INC. 1 8.38% $10,514
EagleBank 1 6.13% $10,006
RUOFF MORTGAGE COMPANY, INC. 1 7.50% $3,959
DUPACO COMMUNITY 1 6.00% $5,642
D. L. Evans Bank 1 6.13% $7,655
Veritex Community Bank 1 6.63% $10,488
Directions Credit Union, Inc. 1 6.38% $0
Firefighters First Federal Credit Union 1 5.63% $0
DIGNIFIED HOME LOANS, LLC 1 6.13% $13,124
Deseret First Credit Union 1 6.13% $7,365
SECURITY SERVICE 1 5.63% $2,520
VERITY 1 8.00% $2,844

Washington Average Closing Costs & Other Stats

Washington's 484 lenders originated 136,866 loans during 2023. The total origination value was $56,738,470,000, with an average loan value of $414,555.

Washington's average closing costs are $6,215.

The top Washington lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 3,747 loans originated. Their average total fees are $9,580, which is $1,338 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Washington lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($1,076), SIRVA MORTGAGE, INC. ($1,528), PULTE MORTGAGE LLC ($2,514) and PREMIA MORTGAGE, LLC ($2,645).

The lowest rate Washington lenders (with over 10 loans originated) are First Republic Bank (4.88%), Olympia Federal Savings & Loan Association (5.09%), DIGITAL Federal Credit Union (5.47%), Raymond James Bank (5.55%) and Loan Simple, Inc. (5.56%).

Washington Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Boeing Employees Credit Union $4,674,210,000 $3,331,435,000 -28.7% 5.9%
UNITED WHOLESALE MORTGAGE, LLC $3,257,000,000 $2,967,010,000 -8.9% 5.2%
QUICKEN LOANS, LLC $3,779,915,000 $2,220,235,000 -41.3% 3.9%
MOVEMENT MORTGAGE, LLC $1,058,000,000 $1,782,070,000 68.4% 3.1%
Wells Fargo Bank $3,429,675,000 $1,560,860,000 -54.5% 2.8%
CROSSCOUNTRY MORTGAGE, LLC $2,195,915,000 $1,548,030,000 -29.5% 2.7%
U.S. Bank $2,373,775,000 $1,527,060,000 -35.7% 2.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,152,180,000 $1,517,110,000 -51.9% 2.7%
JPMorgan Chase Bank $2,529,165,000 $1,363,835,000 -46.1% 2.4%
GUILD MORTGAGE COMPANY $1,980,930,000 $1,302,510,000 -34.2% 2.3%
Bank of America $1,882,995,000 $1,168,650,000 -37.9% 2.1%
CMG MORTGAGE, INC. $463,260,000 $1,083,710,000 133.9% 1.9%
PNC Bank $1,704,315,000 $1,033,265,000 -39.4% 1.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $966,775,000 $1,013,215,000 4.8% 1.8%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,484,010,000 $988,990,000 -33.4% 1.7%
ACADEMY MORTGAGE CORPORATION $1,414,940,000 $758,790,000 -46.4% 1.3%
Umpqua Bank $2,796,945,000 $650,935,000 -76.7% 1.1%
Banner Bank $999,275,000 $623,780,000 -37.6% 1.1%
CORNERSTONE HOME LENDING, INC. $845,375,000 $620,595,000 -26.6% 1.1%
DHI MORTGAGE COMPANY, LTD. $466,930,000 $605,780,000 29.7% 1.1%
KeyBank $3,766,230,000 $561,420,000 -85.1% 1.0%
LOANDEPOT.COM, LLC $1,800,700,000 $521,930,000 -71.0% 0.9%
1st Security Bank of Washington $770,620,000 $496,450,000 -35.6% 0.9%
Mortgage Research Center, LLC $715,630,000 $492,760,000 -31.1% 0.9%
PENNYMAC LOAN SERVICES, LLC $846,735,000 $480,735,000 -43.2% 0.8%
HomeStreet Bank $1,275,760,000 $463,410,000 -63.7% 0.8%
Citibank $656,505,000 $459,065,000 -30.1% 0.8%
NAVY FEDERAL CREDIT UNION $669,300,000 $456,920,000 -31.7% 0.8%
BAY EQUITY LLC $606,990,000 $456,865,000 -24.7% 0.8%
Washington Federal Bank $953,315,000 $450,210,000 -52.8% 0.8%
WASHINGTON STATE EMPLOYEES Credit Union $547,740,000 $448,295,000 -18.2% 0.8%
BROKER SOLUTIONS, INC. $661,000,000 $429,500,000 -35.0% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,726,625,000 $413,825,000 -76.0% 0.7%
CALIBER HOME LOANS, INC. $4,174,765,000 $406,890,000 -90.3% 0.7%
WALKER & DUNLOP, LLC $697,380,000 $385,725,000 -44.7% 0.7%
GUARANTEED RATE, INC. $526,795,000 $380,400,000 -27.8% 0.7%
FIRST TECHNOLOGY $1,192,380,000 $367,765,000 -69.2% 0.6%
EAGLE HOME MORTGAGE, LLC $416,115,000 $352,700,000 -15.2% 0.6%
Washington Trust Bank $623,525,000 $352,395,000 -43.5% 0.6%
BERKADIA COMMERCIAL MORTGAGE LLC $425,110,000 $351,275,000 -17.4% 0.6%
NEWREZ LLC $214,685,000 $331,705,000 54.5% 0.6%
Prudential Huntoon Paige Associates, LLC $63,975,000 $324,820,000 407.7% 0.6%
NFM, INC. $444,090,000 $314,840,000 -29.1% 0.6%
CBRE MULTIFAMILY CAPITAL, INC. $188,065,000 $311,645,000 65.7% 0.5%
Alaska USA Federal Credit Union $195,275,000 $305,325,000 56.4% 0.5%
Morgan Stanley Private Bank $511,380,000 $300,010,000 -41.3% 0.5%
SPOKANE TEACHERS $699,650,000 $292,880,000 -58.1% 0.5%
CARDINAL FINANCIAL $386,720,000 $289,780,000 -25.1% 0.5%
PREMIER MORTGAGE RESOURCES, L.L.C. $332,440,000 $282,910,000 -14.9% 0.5%
Heritage Bank $905,000 $274,570,000 30,239.2% 0.5%
GESA $595,275,000 $258,315,000 -56.6% 0.5%
JONES LANG LASALLE MULTIFAMILY, LLC $90,980,000 $232,810,000 155.9% 0.4%
Peoples Bank $2,060,000 $222,665,000 10,709.0% 0.4%
M&T Realty Capital Corporation $38,645,000 $222,340,000 475.3% 0.4%
SAMMAMISH MORTGAGE COMPANY $192,260,000 $218,955,000 13.9% 0.4%
BERKELEY POINT CAPITAL LLC $165,245,000 $209,995,000 27.1% 0.4%
NUMERICA CREDIT UNION $487,685,000 $203,005,000 -58.4% 0.4%
The Northwestern Mutual Life Insurance Company $156,885,000 $194,520,000 24.0% 0.3%
iQ Credit Union $271,685,000 $190,160,000 -30.0% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $325,500,000 $187,365,000 -42.4% 0.3%
Sunflower Bank $252,795,000 $183,430,000 -27.4% 0.3%
Flagstar Bank, FSB $758,675,000 $179,030,000 -76.4% 0.3%
COLUMBIA COMMUNITY CREDIT UNION $213,290,000 $175,695,000 -17.6% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $157,485,000 $175,430,000 11.4% 0.3%
PENRITH HOME LOANS LLC $273,650,000 $175,140,000 -36.0% 0.3%
American Mortgage & Equity Consultants, Inc. $4,925,000 $172,190,000 3,396.2% 0.3%
HSBC BANK USA, NATIONAL ASSOCIATION $123,935,000 $169,825,000 37.0% 0.3%
FREEDOM MORTGAGE CORPORATION $553,545,000 $168,165,000 -69.6% 0.3%
WHATCOM EDUCATIONAL CREDIT UNION $263,620,000 $165,545,000 -37.2% 0.3%
Paramount Residential Mortgage Group, Inc. $335,880,000 $163,015,000 -51.5% 0.3%
Timberland Bank $232,890,000 $158,785,000 -31.8% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $171,060,000 $157,205,000 -8.1% 0.3%
First Federal Savings and Loan Association of Port Angeles $364,720,000 $150,295,000 -58.8% 0.3%
Grandbridge Real Estate Capital LLC $37,650,000 $150,295,000 299.2% 0.3%
RAIN CITY CAPITAL, LLC $168,280,000 $149,750,000 -11.0% 0.3%
East West Bank $397,150,000 $148,190,000 -62.7% 0.3%
SUMMIT FUNDING, INC. $223,765,000 $146,700,000 -34.4% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $512,875,000 $142,050,000 -72.3% 0.3%
NBKC BANK $201,980,000 $140,835,000 -30.3% 0.2%
Metropolitan Life Insurance Co $404,135,000 $137,505,000 -66.0% 0.2%
MANN FINANCIAL INC. $200,995,000 $137,185,000 -31.7% 0.2%
Charles Schwab Bank, SSB $298,040,000 $136,395,000 -54.2% 0.2%
BMO Harris Bank $44,375,000 $133,420,000 200.7% 0.2%
INSPIRE HOME LOANS INC. $110,545,000 $133,165,000 20.5% 0.2%
Coastal Community Bank $131,540,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $188,125,000 $126,900,000 -32.5% 0.2%
ENVOY MORTGAGE, LTD $226,875,000 $125,275,000 -44.8% 0.2%
SOUND $236,525,000 $124,165,000 -47.5% 0.2%
PRIORITY HOME LENDING, LLC $193,520,000 $122,865,000 -36.5% 0.2%
The Federal Savings Bank $188,130,000 $118,900,000 -36.8% 0.2%
T2 FINANCIAL LLC $39,285,000 $115,595,000 194.2% 0.2%
USAA Federal Savings Bank $154,795,000 $113,885,000 -26.4% 0.2%
First Republic Bank $827,410,000 $110,140,000 -86.7% 0.2%
OnPoint Community Credit Union $150,680,000 $109,295,000 -27.5% 0.2%
BETTER MORTGAGE CORPORATION $406,355,000 $107,200,000 -73.6% 0.2%
NOVA FINANCIAL & INVESTMENT CORPORATION $14,810,000 $105,600,000 613.0% 0.2%
AXIA FINANCIAL, LLC $310,520,000 $104,665,000 -66.3% 0.2%
Ixonia Bank $8,280,000 $104,155,000 1,157.9% 0.2%
Wheatland Bank $117,890,000 $102,100,000 -13.4% 0.2%
ON Q FINANCIAL, INC. $129,300,000 $101,550,000 -21.5% 0.2%
AMERISAVE MORTGAGE CORPORATION $373,345,000 $101,210,000 -72.9% 0.2%
NexBank $246,325,000 $101,190,000 -58.9% 0.2%
KBHS HOME LOANS, LLC $65,630,000 $100,830,000 53.6% 0.2%
GREYSTONE SERVICING COMPANY LLC $132,005,000 $99,285,000 -24.8% 0.2%
LEADERONE FINANCIAL CORPORATION $162,510,000 $95,865,000 -41.0% 0.2%
DIRECTORS MORTGAGE, INC. $228,190,000 $93,330,000 -59.1% 0.2%
UBS Bank USA $184,660,000 $92,960,000 -49.7% 0.2%
Century Mortgage Company DBA Century Lending Company $20,845,000 $91,025,000 336.7% 0.2%
First Financial Northwest Bank $121,895,000 $88,225,000 -27.6% 0.2%
HOMEAMERICAN MORTGAGE CORPORATION $159,430,000 $86,795,000 -45.6% 0.2%
NATIONS DIRECT MORTGAGE, LLC $97,090,000 $86,145,000 -11.3% 0.2%
TWINSTAR $135,805,000 $84,745,000 -37.6% 0.1%
Glacier Bank $188,465,000 $84,365,000 -55.2% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $123,760,000 $81,595,000 -34.1% 0.1%
FINANCE OF AMERICA REVERSE LLC $199,705,000 $80,675,000 -59.6% 0.1%
KITSAP Credit Union $144,385,000 $79,805,000 -44.7% 0.1%
The Huntington National Bank $141,715,000 $77,765,000 -45.1% 0.1%
PULTE MORTGAGE LLC $70,710,000 $76,770,000 8.6% 0.1%
Northpointe Bank $140,085,000 $76,705,000 -45.2% 0.1%
Yakima Federal Savings and Loan Association $137,645,000 $76,610,000 -44.3% 0.1%
TRISTAR FINANCE, INC. $121,995,000 $74,730,000 -38.7% 0.1%
Olympia Federal Savings & Loan Association $165,600,000 $73,950,000 -55.3% 0.1%
RED CANOE CREDIT UNION $84,505,000 $73,940,000 -12.5% 0.1%
O BEE $195,545,000 $73,195,000 -62.6% 0.1%
ALLIANT CREDIT UNION $87,600,000 $72,990,000 -16.7% 0.1%
HAPO COMMUNITY CREDIT UNION $116,680,000 $72,905,000 -37.5% 0.1%
Prosperity Home Mortgage, LLC $63,845,000 $72,510,000 13.6% 0.1%
FIBRE FEDERAL CREDIT UNION $119,425,000 $71,680,000 -40.0% 0.1%
South Pacific Financial Corporation $54,520,000 $71,250,000 30.7% 0.1%
EVERETT FINANCIAL, INC. $273,135,000 $70,490,000 -74.2% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $44,145,000 $69,925,000 58.4% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $249,010,000 $69,895,000 -71.9% 0.1%
MLD MORTGAGE INC. $65,975,000 $69,205,000 4.9% 0.1%
First-Citizens Bank & Trust Company $195,450,000 $68,785,000 -64.8% 0.1%
Zions Bank $95,495,000 $68,535,000 -28.2% 0.1%
Discover Bank $54,650,000 $65,965,000 20.7% 0.1%
Regions Bank $65,630,000 n/a 0.1%
IDAHO CENTRAL $52,400,000 $63,930,000 22.0% 0.1%
Cathay Bank $97,770,000 $63,705,000 -34.8% 0.1%
Cashmere Valley Bank $88,190,000 $63,590,000 -27.9% 0.1%
Sound Community Bank $167,085,000 $63,525,000 -62.0% 0.1%
Figure Lending LLC $104,215,000 $63,185,000 -39.4% 0.1%
SUMMIT MORTGAGE CORPORATION $116,380,000 $62,945,000 -45.9% 0.1%
GENEVA FINANCIAL, LLC $86,285,000 $62,315,000 -27.8% 0.1%
Sierra Pacific Mortgage Company, Inc. $122,600,000 $60,845,000 -50.4% 0.1%
The Loan Store, Inc. $8,315,000 $60,695,000 629.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $59,810,000 n/a 0.1%
DAS Acquisition Company, LLC $47,195,000 $57,845,000 22.6% 0.1%
Willamette Valley Bank $115,500,000 $57,640,000 -50.1% 0.1%
Merchants Mortgage & Trust Corporation $46,045,000 $56,375,000 22.4% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $16,185,000 $55,590,000 243.5% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $86,575,000 $55,110,000 -36.3% 0.1%
Citadel Servicing Corporation $65,115,000 $55,090,000 -15.4% 0.1%
Seattle Metropolitan Credit Union $102,260,000 $53,950,000 -47.2% 0.1%
SaviBank $53,720,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $60,615,000 $53,640,000 -11.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $27,035,000 $52,845,000 95.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $102,705,000 $51,680,000 -49.7% 0.1%
PLANET HOME LENDING, LLC $90,205,000 $51,575,000 -42.8% 0.1%
ZILLOW HOME LOANS, LLC $88,180,000 $51,475,000 -41.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $238,295,000 $49,005,000 -79.4% 0.1%
AMWEST FUNDING CORP. $63,645,000 $48,810,000 -23.3% 0.1%
First National Bank of America $53,535,000 $47,690,000 -10.9% 0.1%
Carrington Mortgage Services, LLC $112,460,000 $47,260,000 -58.0% 0.1%
CALCON MUTUAL MORTGAGE LLC $39,985,000 $46,885,000 17.3% 0.1%
NEXERA HOLDING LLC $40,360,000 $45,080,000 11.7% 0.1%
HARBORSTONE $84,120,000 $45,075,000 -46.4% 0.1%
Goldman Sachs Bank USA $98,680,000 $44,870,000 -54.5% 0.1%
HomeTrust Bank $18,250,000 $43,025,000 135.8% 0.1%
Pacific Premier Bank $163,105,000 $42,810,000 -73.8% 0.1%
Arbor Realty Trust, Inc. $67,125,000 $42,765,000 -36.3% 0.1%
GUARANTEED RATE AFFINITY, LLC $20,775,000 $42,745,000 105.8% 0.1%
Commerce Home Mortgage, Inc. $47,910,000 $42,535,000 -11.2% 0.1%
CANOPY MORTGAGE, LLC $56,910,000 $41,245,000 -27.5% 0.1%
SeaTrust Mortgage Company $3,485,000 $40,370,000 1,058.4% 0.1%
HOMESIDE FINANCIAL, LLC $246,875,000 $40,140,000 -83.7% 0.1%
HOMEXPRESS MORTGAGE CORP. $42,335,000 $40,010,000 -5.5% 0.1%
OCMBC, INC. $23,220,000 $39,770,000 71.3% 0.1%
America's Credit Union $106,160,000 $39,595,000 -62.7% 0.1%
Plains Commerce Bank $22,765,000 $39,210,000 72.2% 0.1%
First Interstate Bank $247,530,000 $38,915,000 -84.3% 0.1%
READYCAP COMMERCIAL, LLC $18,405,000 $38,785,000 110.7% 0.1%
Stifel Bank and Trust $87,790,000 $38,185,000 -56.5% 0.1%
TAPCO Credit Union $44,060,000 $37,625,000 -14.6% 0.1%
Bank of the Pacific $59,205,000 $36,765,000 -37.9% 0.1%
Potlatch No. 1 Financial Credit Union $58,790,000 $35,360,000 -39.9% 0.1%
MOUNTAIN AMERICA $50,290,000 $35,265,000 -29.9% 0.1%
MORTGAGE EXPRESS, LLC $62,675,000 $35,120,000 -44.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $226,020,000 $34,670,000 -84.7% 0.1%
VERITY $61,851,695,000 $34,180,000 -99.9% 0.1%
MID AMERICA MORTGAGE, INC. $53,120,000 $33,800,000 -36.4% 0.1%
TBI MORTGAGE COMPANY $75,710,000 $33,730,000 -55.4% 0.1%
NMSI, INC. $22,685,000 $33,610,000 48.2% 0.1%
LONGBRIDGE FINANCIAL, LLC $102,590,000 $33,605,000 -67.2% 0.1%
Bethpage Federal Credit Union $44,225,000 $32,920,000 -25.6% 0.1%
RF Renovo Management Company, LLC $32,860,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $81,250,000 $32,655,000 -59.8% 0.1%
AMCAP MORTGAGE, LTD. $51,775,000 $32,230,000 -37.7% 0.1%
HORIZON $57,145,000 $32,065,000 -43.9% 0.1%
LO, INC. $31,985,000 n/a 0.1%
PHH Mortgage Corporation $78,890,000 $31,780,000 -59.7% 0.1%
ARC HOME LLC $23,975,000 $31,775,000 32.5% 0.1%
Luther Burbank Savings $252,810,000 $31,675,000 -87.5% 0.1%
S1L, Inc. $99,620,000 $30,955,000 -68.9% 0.1%
Cornerstone First Mortgage, Inc $10,050,000 $30,870,000 207.2% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $69,660,000 $30,520,000 -56.2% 0.1%
PREMIA MORTGAGE, LLC $29,110,000 $30,305,000 4.1% 0.1%
Riverview Community Bank $30,090,000 n/a 0.1%
Merchants Bank of Indiana $3,085,000 $30,070,000 874.7% 0.1%
Ally Bank $116,165,000 $29,915,000 -74.2% 0.1%
Community First Bank $27,080,000 $29,340,000 8.3% 0.1%
UNION HOME MORTGAGE CORP. $13,200,000 $28,420,000 115.3% 0.1%
VILLAGE CAPITAL MORTGAGE $29,820,000 $28,155,000 -5.6% 0.0%
ANCHOR LOANS, LP $62,310,000 $28,140,000 -54.8% 0.0%
RESIDENTIAL MORTGAGE, LLC $1,865,000 $27,790,000 1,390.1% 0.0%
GUIDANCE RESIDENTIAL, LLC $35,545,000 $27,515,000 -22.6% 0.0%
PLAZA HOME MORTGAGE, INC. $40,225,000 $27,095,000 -32.6% 0.0%
Wallick & Volk, Inc. $79,215,000 $26,715,000 -66.3% 0.0%
V.I.P. MORTGAGE, INC. $28,090,000 $25,545,000 -9.1% 0.0%
City National Bank $46,760,000 $25,495,000 -45.5% 0.0%
KINECTA $16,065,000 $25,430,000 58.3% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $27,450,000 $25,025,000 -8.8% 0.0%
Raymond James Bank $16,020,000 $24,945,000 55.7% 0.0%
Axos Bank $30,915,000 $24,695,000 -20.1% 0.0%
LIMA ONE CAPITAL, LLC $23,730,000 $24,585,000 3.6% 0.0%
DEEPHAVEN MORTGAGE LLC $19,920,000 $24,370,000 22.3% 0.0%
Truist $138,245,000 $24,315,000 -82.4% 0.0%
SALAL $115,030,000 $24,270,000 -78.9% 0.0%
General Mortgage Capital Corporation $245,000 $24,170,000 9,765.3% 0.0%
Equity Prime Mortgage LLC $20,855,000 $24,120,000 15.7% 0.0%
LENDSURE MORTGAGE CORP. $28,700,000 $23,820,000 -17.0% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $34,020,000 $23,690,000 -30.4% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $21,925,000 $23,390,000 6.7% 0.0%
Bank of England $44,715,000 $23,025,000 -48.5% 0.0%
DIGITAL Federal Credit Union $27,980,000 $23,015,000 -17.7% 0.0%
Solarity Credit Union $122,805,000 $22,960,000 -81.3% 0.0%
SPRING EQ, LLC $103,095,000 $22,520,000 -78.2% 0.0%
Barrington Bank & Trust Company, N.A. $25,350,000 $22,500,000 -11.2% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $16,740,000 $21,800,000 30.2% 0.0%
21ST MORTGAGE CORPORATION $21,315,000 $21,450,000 0.6% 0.0%
MEMBER FIRST MORTGAGE, LLC $5,600,000 $21,445,000 282.9% 0.0%
CENTER STREET LENDING VIII, LLC $5,620,000 $20,975,000 273.2% 0.0%
LOANPAL, LLC $21,845,000 $20,465,000 -6.3% 0.0%
Mechanics Bank $20,955,000 $19,350,000 -7.7% 0.0%
CU HOME MORTGAGE SOLUTIONS, LLC $70,865,000 $18,985,000 -73.2% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $71,070,000 $18,640,000 -73.8% 0.0%
Loan Simple, Inc. $17,500,000 $18,290,000 4.5% 0.0%
Citizens Bank $20,635,000 $18,275,000 -11.4% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $18,990,000 $17,930,000 -5.6% 0.0%
Northwest Farm Credit Services, FLCA $37,755,000 $17,785,000 -52.9% 0.0%
Kitsap Bank $48,460,000 $17,310,000 -64.3% 0.0%
RBC Bank, (Georgia) $17,760,000 $17,190,000 -3.2% 0.0%
Pacific Equity and loan LLC $83,510,000 $17,135,000 -79.5% 0.0%
UIF CORPORATION $19,405,000 $16,760,000 -13.6% 0.0%
PANORAMA MORTGAGE GROUP, LLC $15,830,000 $16,540,000 4.5% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $16,465,000 n/a 0.0%
The Central Trust Bank $29,430,000 $16,250,000 -44.8% 0.0%
CIVIC FINANCIAL SERVICES, LLC $155,970,000 $16,180,000 -89.6% 0.0%
Qualstar Credit Union $43,930,000 $15,815,000 -64.0% 0.0%
Baker Boyer National Bank $21,140,000 $15,770,000 -25.4% 0.0%
BNC National Bank $56,615,000 $15,595,000 -72.5% 0.0%
PREMIER LENDING, INC. $29,445,000 $15,420,000 -47.6% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $51,545,000 $15,045,000 -70.8% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $25,320,000 $15,000,000 -40.8% 0.0%
NORTHMARQ CAPITAL FINANCE, L.L.C. $5,610,000 $14,625,000 160.7% 0.0%
FIRST CONTINENTAL MORTGAGE, LTD. $21,360,000 $14,575,000 -31.8% 0.0%
LPMC, LLC $29,630,000 $14,475,000 -51.1% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $3,675,000 $14,345,000 290.3% 0.0%
Farmers Bank & Trust $13,415,000 $14,310,000 6.7% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $38,580,000 $14,310,000 -62.9% 0.0%
ADVANCIAL $25,855,000 $14,300,000 -44.7% 0.0%
BNY Mellon $43,155,000 $14,130,000 -67.3% 0.0%
OAKTREE FUNDING CORP. $11,755,000 $14,010,000 19.2% 0.0%
WINGS FINANCIAL $22,685,000 $13,755,000 -39.4% 0.0%
North Coast Credit Union $13,650,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $33,185,000 $13,315,000 -59.9% 0.0%
MORTGAGE LENDING GROUP LLC $27,785,000 $13,290,000 -52.2% 0.0%
HighTechLending Inc $25,550,000 $13,225,000 -48.2% 0.0%
AMERICAN FINANCING CORPORATION $65,895,000 $13,185,000 -80.0% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $29,625,000 $13,010,000 -56.1% 0.0%
Armed Forces Bank $27,515,000 $12,810,000 -53.4% 0.0%
First Savings Bank $25,200,000 $12,745,000 -49.4% 0.0%
MEGASTAR FINANCIAL CORP. $19,880,000 $12,690,000 -36.2% 0.0%
GSF Mortgage Corporation $26,480,000 $12,635,000 -52.3% 0.0%
LADERA LENDING, INC. $43,730,000 $12,435,000 -71.6% 0.0%
NuVision Federal Credit Union $8,285,000 $12,085,000 45.9% 0.0%
Logan Finance Corporation $2,000,000 $11,830,000 491.5% 0.0%
Unitus Community Credit Union $26,865,000 $11,720,000 -56.4% 0.0%
Evolve Bank & Trust $6,505,000 $11,485,000 76.6% 0.0%
Strong Home Mortgage, LLC $95,315,000 $11,280,000 -88.2% 0.0%
Summit Mortgage Corporation $18,095,000 $11,100,000 -38.7% 0.0%
JMAC LENDING, INC. $15,335,000 $11,060,000 -27.9% 0.0%
United Fidelity Funding Corp. $12,490,000 $10,985,000 -12.0% 0.0%
SIRVA MORTGAGE, INC. $14,945,000 $10,850,000 -27.4% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $30,985,000 $10,775,000 -65.2% 0.0%
Gateway First Bank $90,890,000 $10,710,000 -88.2% 0.0%
Hometown Equity Mortgage, LLC $13,305,000 $10,510,000 -21.0% 0.0%
EMBRACE HOME LOANS, INC. $9,195,000 $10,465,000 13.8% 0.0%
Rivermark Community Credit Union $23,055,000 $10,330,000 -55.2% 0.0%
CITYWIDE HOME LOANS, LLC $59,535,000 $10,125,000 -83.0% 0.0%
CHERRY CREEK MORTGAGE, LLC $103,770,000 $9,970,000 -90.4% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $17,305,000 $9,950,000 -42.5% 0.0%
TJC Mortgage, Inc. $41,040,000 $9,930,000 -75.8% 0.0%
AmeriHome Mortgage Company, LLC $35,955,000 $9,915,000 -72.4% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $13,150,000 $9,840,000 -25.2% 0.0%
CANOPY $13,045,000 $9,780,000 -25.0% 0.0%
North American Savings Bank, F.S.B. $97,285,000 $9,735,000 -90.0% 0.0%
Nations Lending Corporation $32,440,000 $9,525,000 -70.6% 0.0%
Waterstone Mortgage Corporation $4,525,000 $9,475,000 109.4% 0.0%
First Federal Bank $6,185,000 $9,450,000 52.8% 0.0%
ADVANTIS $22,625,000 $9,315,000 -58.8% 0.0%
CANVAS CREDIT UNION $10,170,000 $9,150,000 -10.0% 0.0%
VERITAS FUNDING, LLC $23,220,000 $9,100,000 -60.8% 0.0%
Seattle Bank $42,450,000 $8,950,000 -78.9% 0.0%
INDUSTRIAL CU OF WHATCOM COUNTY $8,895,000 n/a 0.0%
Lakeview Community Capital, LLC $35,995,000 $8,810,000 -75.5% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $42,830,000 $8,795,000 -79.5% 0.0%
M&T Bank $28,895,000 $8,520,000 -70.5% 0.0%
A&D Mortgage LLC $9,995,000 $8,205,000 -17.9% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $34,745,000 $8,115,000 -76.6% 0.0%
MICHIGAN MUTUAL, INC. $12,780,000 $7,955,000 -37.8% 0.0%
Greenbox Loans, Inc. $14,335,000 $7,830,000 -45.4% 0.0%
Ameris Bank $3,885,000 $7,620,000 96.1% 0.0%
AMERICAN FIRST $3,990,000 $7,460,000 87.0% 0.0%
AMERICAN HERITAGE LENDING, INC. $8,545,000 $7,450,000 -12.8% 0.0%
Industrial and Commercial Bank of China USA $10,070,000 $7,365,000 -26.9% 0.0%
GEORGIA'S OWN $26,490,000 $7,280,000 -72.5% 0.0%
OPEN MORTGAGE, LLC $38,195,000 $7,250,000 -81.0% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $33,265,000 $7,125,000 -78.6% 0.0%
NP, Inc. $11,835,000 $7,105,000 -40.0% 0.0%
Neighborhood Loans, Inc. $1,055,000 $7,055,000 568.7% 0.0%
ONY GLO, INC. $21,650,000 $7,055,000 -67.4% 0.0%
NorthWest Plus Credit Union $19,980,000 $6,880,000 -65.6% 0.0%
STAR ONE CREDIT UNION $10,315,000 $6,835,000 -33.7% 0.0%
MORTGAGE ACCESS CORP. $3,510,000 $6,820,000 94.3% 0.0%
BAY-VALLEY MORTGAGE GROUP $6,805,000 n/a 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $12,485,000 $6,665,000 -46.6% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $16,510,000 $6,295,000 -61.9% 0.0%
Golden Empire Mortgage, Inc. $4,820,000 $6,290,000 30.5% 0.0%
Lower Columbia Longshoremen's Federal Credit Union $6,210,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $5,825,000 $6,130,000 5.2% 0.0%
BM Real Estate Services, Inc. $5,545,000 $6,100,000 10.0% 0.0%
CIBC Bank USA $8,945,000 $6,055,000 -32.3% 0.0%
Consolidated Federal Credit Union $13,295,000 $6,030,000 -54.6% 0.0%
STANFORD Federal Credit Union $17,550,000 $5,960,000 -66.0% 0.0%
Opportunity Bank of Montana $2,630,000 $5,645,000 114.6% 0.0%
PacWest Funding Inc. $940,000 $5,615,000 497.3% 0.0%
MARION AND POLK SCHOOLS CREDIT UNION $3,335,000 $5,440,000 63.1% 0.0%
RESIDENTIAL BANCORP $23,635,000 $5,355,000 -77.3% 0.0%
Toyota Financial Savings Bank $14,560,000 $5,350,000 -63.3% 0.0%
GREYSTONE FUNDING COMPANY LLC $67,890,000 $5,325,000 -92.2% 0.0%
Pinnacle Bank $4,820,000 $5,250,000 8.9% 0.0%
FBC MORTGAGE, LLC $2,605,000 $5,205,000 99.8% 0.0%
Stride Bank $5,910,000 $5,175,000 -12.4% 0.0%
Ukrainian Federal Credit Union $4,710,000 $5,095,000 8.2% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $7,175,000 $4,980,000 -30.6% 0.0%
NEW WAVE LENDING GROUP INC $8,255,000 $4,965,000 -39.9% 0.0%
The Lincoln National Life Insurance Company $4,955,000 n/a 0.0%
State Department Federal Credit Union $3,055,000 $4,865,000 59.2% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $171,600,000 $4,835,000 -97.2% 0.0%
ALL REVERSE MORTGAGE, INC. $6,755,000 $4,800,000 -28.9% 0.0%
Shea Mortgage Inc. $18,785,000 $4,745,000 -74.7% 0.0%
American Airlines Federal Credit Union $9,740,000 $4,725,000 -51.5% 0.0%
FUNDLOANS CAPITAL $15,820,000 $4,670,000 -70.5% 0.0%
AMERITRUST MORTGAGE CORPORATION $4,655,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $1,915,000 $4,550,000 137.6% 0.0%
SPOKANE FIREFIGHTERS CREDIT UNION $7,565,000 $4,545,000 -39.9% 0.0%
GTE Federal Credit Union $680,000 $4,315,000 534.6% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $32,675,000 $4,235,000 -87.0% 0.0%
RANLIFE, INC. $16,260,000 $4,200,000 -74.2% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $1,655,000 $4,185,000 152.9% 0.0%
Self-Help Federal Credit Union $5,315,000 $4,120,000 -22.5% 0.0%
NATIONWIDE EQUITIES CORPORATION $21,410,000 $4,115,000 -80.8% 0.0%
PENINSULA COMMUNITY $7,495,000 $4,065,000 -45.8% 0.0%
BKCO MORTGAGE, LLC $42,755,000 $4,030,000 -90.6% 0.0%
Mid-Continent Funding, Inc. $11,765,000 $3,990,000 -66.1% 0.0%
Avista Corporation Credit Union $5,815,000 $3,910,000 -32.8% 0.0%
Heritage Bank $905,000 $3,830,000 323.2% 0.0%
Magnolia Bank $16,130,000 $3,830,000 -76.3% 0.0%
LENDINGONE, LLC $9,215,000 $3,810,000 -58.7% 0.0%
First Western Trust Bank $3,420,000 $3,790,000 10.8% 0.0%
USAlliance Federal Credit Union $6,540,000 $3,745,000 -42.7% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,950,000 $3,670,000 88.2% 0.0%
CHEVRON $5,710,000 $3,625,000 -36.5% 0.0%
SOUTHWEST STAGE FUNDING, LLC $3,660,000 $3,600,000 -1.6% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $5,960,000 $3,595,000 -39.7% 0.0%
KELLER MORTGAGE, LLC $26,470,000 $3,560,000 -86.6% 0.0%
CRESCENT MORTGAGE COMPANY $5,865,000 $3,540,000 -39.6% 0.0%
Pacific NW Federal Credit Union $12,030,000 $3,540,000 -70.6% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $3,185,000 $3,460,000 8.6% 0.0%
RCN Capital, LLC $8,490,000 $3,420,000 -59.7% 0.0%
Amalgamated Bank $10,785,000 $3,375,000 -68.7% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $2,105,000 $3,280,000 55.8% 0.0%
THE MORTGAGE LINK, INC. $3,245,000 n/a 0.0%
First Horizon Bank $3,040,000 $3,235,000 6.4% 0.0%
VAN DYK MORTGAGE CORPORATION $3,250,000 $3,220,000 -0.9% 0.0%
Bell Bank $54,110,000 $3,215,000 -94.1% 0.0%
Connexus Credit Union $3,190,000 n/a 0.0%
Baxter Credit Union $10,150,000 $3,185,000 -68.6% 0.0%
The Northern Trust Company $5,000,000 $3,120,000 -37.6% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $10,195,000 $3,040,000 -70.2% 0.0%
Old National Bank $2,185,000 $3,010,000 37.8% 0.0%
Leader Bank $2,830,000 n/a 0.0%
Deere Employees Credit Union $3,380,000 $2,820,000 -16.6% 0.0%
OREGON COMMUNITY $7,180,000 $2,690,000 -62.5% 0.0%
RELIANCE FIRST CAPITAL, LLC $10,385,000 $2,655,000 -74.4% 0.0%
MORIA DEVELOPMENT, INC. $16,570,000 $2,620,000 -84.2% 0.0%
FOUNDATION MORTGAGE CORPORATION $2,590,000 n/a 0.0%
JMJ FINANCIAL GROUP $6,130,000 $2,590,000 -57.7% 0.0%
MOUNTAINCREST CREDIT UNION $3,005,000 $2,550,000 -15.1% 0.0%
Academy Bank $3,755,000 $2,515,000 -33.0% 0.0%
U S WIDE FINANCIAL LLC $3,130,000 $2,515,000 -19.6% 0.0%
AHL FUNDING $1,650,000 $2,510,000 52.1% 0.0%
Watermark Capital, Inc. $12,950,000 $2,490,000 -80.8% 0.0%
ALAMEDA MORTGAGE CORPORATION $1,700,000 $2,415,000 42.1% 0.0%
Service Federal Credit Union $2,130,000 $2,415,000 13.4% 0.0%
THRIVENT Federal Credit Union $5,780,000 $2,345,000 -59.4% 0.0%
Firefighters First Federal Credit Union $5,680,000 $2,340,000 -58.8% 0.0%
QUORUM FEDERAL CREDIT UNION $35,115,000 $2,300,000 -93.5% 0.0%
Wauna Federal Credit Union $2,270,000 $2,280,000 0.4% 0.0%
Chickasaw Community Bank $7,500,000 $2,275,000 -69.7% 0.0%
TOGETHER CREDIT UNION $2,265,000 n/a 0.0%
EVANSVILLE TEACHERS $1,875,000 $2,235,000 19.2% 0.0%
TOTAL MORTGAGE SERVICES, LLC $2,210,000 $2,190,000 -0.9% 0.0%
Quontic Bank $40,640,000 $2,175,000 -94.6% 0.0%
PLUS RELOCATION MORTGAGE, LLC $2,720,000 $2,155,000 -20.8% 0.0%
Fifth Third Bank $790,000 $2,120,000 168.4% 0.0%
GEO-CORP, INC. $2,120,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $7,865,000 $2,075,000 -73.6% 0.0%
Goldwater Bank, N.A. $43,805,000 $2,070,000 -95.3% 0.0%
COMMUNITYAMERICA $1,330,000 $2,035,000 53.0% 0.0%
CONTOUR MORTGAGE CORPORATION $7,310,000 $2,010,000 -72.5% 0.0%
JAYCO PREMIUM FINANCE OF CALIFORNIA, INC. $1,985,000 n/a 0.0%
Arvest Bank $20,575,000 $1,965,000 -90.4% 0.0%
BECKAM FUNDING CORP. $4,935,000 $1,965,000 -60.2% 0.0%
Bank of the West $73,225,000 $1,950,000 -97.3% 0.0%
Luxury Mortgage Corp. $4,335,000 $1,950,000 -55.0% 0.0%
Servion, Inc. $11,330,000 $1,940,000 -82.9% 0.0%
THRIVE MORTGAGE, LLC $13,965,000 $1,940,000 -86.1% 0.0%
MORTGAGE EQUITY PARTNERS LLC $3,155,000 $1,865,000 -40.9% 0.0%
Pacific Lending LLC $2,435,000 $1,840,000 -24.4% 0.0%
WESCOM CENTRAL CREDIT UNION $2,315,000 $1,835,000 -20.7% 0.0%
SILVER HILL FUNDING, LLC $7,025,000 $1,820,000 -74.1% 0.0%
INFINITY EQUITY GROUP, INC. $700,000 $1,810,000 158.6% 0.0%
BELEM SERVICING LLC $2,235,000 $1,770,000 -20.8% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,135,000 $1,770,000 55.9% 0.0%
Gate City Bank $1,760,000 n/a 0.0%
Presidential Bank, FSB $485,000 $1,755,000 261.9% 0.0%
Franklin Loan Corporation $12,625,000 $1,740,000 -86.2% 0.0%
Bank of Idaho $2,175,000 $1,720,000 -20.9% 0.0%
SELCO COMMUNITY $6,330,000 $1,720,000 -72.8% 0.0%
GoPrime Mortgage, Inc. $565,000 $1,700,000 200.9% 0.0%
CITIZENS EQUITY FIRST $2,015,000 $1,660,000 -17.6% 0.0%
FIRST COMMUNITY $1,065,000 $1,650,000 54.9% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,940,000 $1,650,000 -14.9% 0.0%
Credence Funding Corporation $5,535,000 $1,640,000 -70.4% 0.0%
MORTGAGEONE, INC. $2,205,000 $1,620,000 -26.5% 0.0%
First Bank $1,845,000 $1,605,000 -13.0% 0.0%
First National Bank of Omaha $245,000 $1,590,000 549.0% 0.0%
Keystone Funding, Inc. $1,590,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $235,000 $1,555,000 561.7% 0.0%
OREGONIANS CREDIT UNION $1,420,000 $1,555,000 9.5% 0.0%
Advisors Mortgage Group, L.L.C. $7,445,000 $1,550,000 -79.2% 0.0%
LOANLEADERS OF AMERICA, INC. $5,745,000 $1,535,000 -73.3% 0.0%
Peoples Bank $2,060,000 $1,525,000 -26.0% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $5,190,000 $1,490,000 -71.3% 0.0%
Johnson Bank $1,480,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $605,000 $1,445,000 138.8% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $2,090,000 $1,430,000 -31.6% 0.0%
FineMark National Bank & Trust $305,000 $1,415,000 363.9% 0.0%
HOMESTEAD FUNDING CORP. $18,840,000 $1,400,000 -92.6% 0.0%
Bank-Fund Staff Federal Credit Union $2,295,000 $1,375,000 -40.1% 0.0%
AmRes Corporation $2,610,000 $1,355,000 -48.1% 0.0%
VAL-CHRIS INVESTMENTS, INC. $485,000 $1,320,000 172.2% 0.0%
Credit Union 1 $1,310,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $2,040,000 $1,305,000 -36.0% 0.0%
Bank of Hope $13,295,000 $1,295,000 -90.3% 0.0%
DOMINION FINANCIAL SERVICES, LLC $4,540,000 $1,295,000 -71.5% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $1,270,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $2,510,000 $1,260,000 -49.8% 0.0%
INTERCAP LENDING INC. $8,620,000 $1,255,000 -85.4% 0.0%
People's Community Federal Credit Union $5,285,000 $1,255,000 -76.3% 0.0%
CASCADE FEDERAL CREDIT UNION $4,455,000 $1,250,000 -71.9% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $1,240,000 n/a 0.0%
HOME FUNDING CORPORATION $3,895,000 $1,230,000 -68.4% 0.0%
TIB The Independent Bankersbank $2,545,000 $1,230,000 -51.7% 0.0%
NBH Bank $3,845,000 $1,210,000 -68.5% 0.0%
NASA Federal Credit Union $1,195,000 $1,205,000 0.8% 0.0%
Community First National Bank $700,000 $1,185,000 69.3% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $8,200,000 $1,185,000 -85.5% 0.0%
CLEARPATH LENDING $950,000 $1,165,000 22.6% 0.0%
BOKF $35,040,000 $1,125,000 -96.8% 0.0%
Signature Federal Credit Union $1,175,000 $1,120,000 -4.7% 0.0%
First Internet Bank of Indiana $9,315,000 $1,110,000 -88.1% 0.0%
Florida Capital Bank $10,250,000 $1,085,000 -89.4% 0.0%
First National Bank Texas $1,070,000 n/a 0.0%
Victorian Finance, LLC $71,990,000 $1,060,000 -98.5% 0.0%
GREENSTATE CREDIT UNION $3,695,000 $1,025,000 -72.3% 0.0%
Network Funding, L.P. $7,250,000 $1,020,000 -85.9% 0.0%
HANSCOM $610,000 $1,010,000 65.6% 0.0%
American Community Bank & Trust $1,005,000 n/a 0.0%
CLIFFCO, INC. $995,000 n/a 0.0%
GREENWOOD $310,000 $995,000 221.0% 0.0%
Town Bank, N.A. $995,000 n/a 0.0%
Cache Valley Bank $850,000 $985,000 15.9% 0.0%
Clackamas County Bank $975,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $2,290,000 $970,000 -57.6% 0.0%
SECURITY SERVICE $2,150,000 $970,000 -54.9% 0.0%
Bank of Whittier $965,000 n/a 0.0%
Guardian Bank $955,000 n/a 0.0%
Secured Investment Corp. $1,715,000 $935,000 -45.5% 0.0%
Bank of Eastern Oregon $930,000 n/a 0.0%
FOUR POINTS $280,000 $925,000 230.4% 0.0%
NATIONS RELIABLE LENDING, LLC $12,770,000 $920,000 -92.8% 0.0%
MK LENDING CORP. $2,260,000 $905,000 -60.0% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $803,515,000 $900,000 -99.9% 0.0%
ALLIED MORTGAGE GROUP, INC. $2,755,000 $890,000 -67.7% 0.0%
NJ LENDERS CORP. $890,000 n/a 0.0%
Southwest Airlines Federal Credit Union $710,000 $890,000 25.4% 0.0%
UMB Bank $2,420,000 $885,000 -63.4% 0.0%
HOMESTAR FINANCIAL CORPORATION $870,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $48,715,000 $870,000 -98.2% 0.0%
First Carolina Bank $865,000 n/a 0.0%
Oregon State Credit Union $920,000 $865,000 -6.0% 0.0%
Valley National Bank $865,000 n/a 0.0%
Northwest Federal Credit Union $895,000 $860,000 -3.9% 0.0%
Kaiperm Diablo Federal Credit Union $855,000 n/a 0.0%
BEEHIVE $850,000 n/a 0.0%
UNIVERSITY CREDIT UNION $27,980,000 $840,000 -97.0% 0.0%
DIRECT MORTGAGE, CORP. $2,245,000 $830,000 -63.0% 0.0%
GOOGAIN, INC. $910,000 $830,000 -8.8% 0.0%
Wintrust Bank, N.A. $3,205,000 $795,000 -75.2% 0.0%
Colonial Savings, F.A. $3,440,000 $790,000 -77.0% 0.0%
FirstBank $39,275,000 $790,000 -98.0% 0.0%
Ross Mortgage Company, Inc. $790,000 n/a 0.0%
CEDARSTONE BANK $785,000 n/a 0.0%
City National Bank of Florida $2,180,000 $785,000 -64.0% 0.0%
United States Senate Federal Credit Union $485,000 $740,000 52.6% 0.0%
DUPACO COMMUNITY $120,000 $725,000 504.2% 0.0%
Republic Bank & Trust Company $725,000 n/a 0.0%
Utah Power $790,000 $725,000 -8.2% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $27,780,000 $715,000 -97.4% 0.0%
Elements Financial Federal Credit Union $2,760,000 $710,000 -74.3% 0.0%
Nicolet National Bank $470,000 $710,000 51.1% 0.0%
Brighton Bank $705,000 n/a 0.0%
First United Bank and Trust Company $970,000 $700,000 -27.8% 0.0%
Fidelity Bank $945,000 $695,000 -26.5% 0.0%
Operating Engineers Local Union #3 $365,000 $695,000 90.4% 0.0%
PROPONENT Federal Credit Union $435,000 $680,000 56.3% 0.0%
Merchants and Manufacturers Bank $675,000 n/a 0.0%
ONE NEVADA CREDIT UNION $255,000 $675,000 164.7% 0.0%
Independent Bank $925,000 $655,000 -29.2% 0.0%
KEYPOINT $3,380,000 $645,000 -80.9% 0.0%
Truity Federal Credit Union $1,405,000 $635,000 -54.8% 0.0%
United Nations Federal Credit Union $4,620,000 $635,000 -86.3% 0.0%
Enterprise Bank & Trust $510,000 $625,000 22.5% 0.0%
IAA Credit Union $1,435,000 $625,000 -56.4% 0.0%
TEACHERS $610,000 $625,000 2.5% 0.0%
GENISYS $660,000 $620,000 -6.1% 0.0%
SKYONE Federal Credit Union $1,260,000 $615,000 -51.2% 0.0%
First Merchants Bank $605,000 n/a 0.0%
International Bank of Chicago $770,000 $605,000 -21.4% 0.0%
Renasant Bank $605,000 n/a 0.0%
University Bank $590,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $1,550,000 $585,000 -62.3% 0.0%
RESIDENTIAL HOME FUNDING CORP. $585,000 n/a 0.0%
EASTMAN $575,000 n/a 0.0%
New Century Bank $565,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $615,000 $560,000 -8.9% 0.0%
F&A Federal Credit Union $2,945,000 $560,000 -81.0% 0.0%
CIS Financial Services, Inc. $345,000 $550,000 59.4% 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $1,165,000 $545,000 -53.2% 0.0%
PURDUE FEDERAL CREDIT UNION $575,000 $545,000 -5.2% 0.0%
City Bank $555,000 $535,000 -3.6% 0.0%
HomePromise Corporation $3,080,000 $530,000 -82.8% 0.0%
5TH STREET CAPITAL, INC. $2,430,000 $525,000 -78.4% 0.0%
Abbott Laboratories Employees Credit Union $525,000 n/a 0.0%
Financial Partners Credit Union $1,295,000 $525,000 -59.5% 0.0%
DATA MORTGAGE, INC. $2,045,000 $505,000 -75.3% 0.0%
D. L. Evans Bank $505,000 n/a 0.0%
Veritex Community Bank $505,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $485,000 n/a 0.0%
Clackamas Federal Credit Union $1,180,000 $480,000 -59.3% 0.0%
Deseret First Credit Union $1,670,000 $480,000 -71.3% 0.0%
INTERSTATE HOME LOAN CENTER, INC. $475,000 n/a 0.0%
AFFINITY $945,000 $470,000 -50.3% 0.0%
Platinum Home Mortgage Corporation $7,685,000 $470,000 -93.9% 0.0%
Centennial Bank $465,000 n/a 0.0%
Encompass Lending Group, LP $285,000 $465,000 63.2% 0.0%
POINT Mortgage $465,000 n/a 0.0%
TRUWEST Credit Union $1,700,000 $465,000 -72.6% 0.0%
CASTPARTS EMPLOYEES $140,000 $450,000 221.4% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $445,000 n/a 0.0%
EMM LOANS LLC $9,125,000 $440,000 -95.2% 0.0%
Bank of Springfield $570,000 $435,000 -23.7% 0.0%
First Fidelity Bank $435,000 n/a 0.0%
Uwharrie Bank $435,000 n/a 0.0%
Meridian Bank Corporation $1,230,000 $425,000 -65.4% 0.0%
Bank OZK $415,000 n/a 0.0%
FIDELITY BANK $770,000 $415,000 -46.1% 0.0%
Gold Coast Bank $710,000 $415,000 -41.5% 0.0%
Midwest Bank $415,000 n/a 0.0%
Atlantic Union Bank $405,000 n/a 0.0%
Christian Community Credit Union $1,665,000 $405,000 -75.7% 0.0%
Comerica Bank $20,805,000 $405,000 -98.1% 0.0%
EagleBank $405,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $305,000 $405,000 32.8% 0.0%
TOWER $1,250,000 $400,000 -68.0% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $850,000 $380,000 -55.3% 0.0%
Access Bank $375,000 n/a 0.0%
JLB CORPORATION $3,495,000 $375,000 -89.3% 0.0%
LANTZMAN MANAGEMENT, INC. $560,000 $370,000 -33.9% 0.0%
ILLINOIS STATE CREDIT UNION $365,000 n/a 0.0%
People's Bank of Commerce $1,170,000 $355,000 -69.7% 0.0%
BP Federal Credit Union $345,000 n/a 0.0%
Warsaw Federal Savings and Loan Association $325,000 $345,000 6.2% 0.0%
UNIFY FINANCIAL Credit Union $615,000 $340,000 -44.7% 0.0%
Hawthorn Bank $335,000 n/a 0.0%
UNITED $2,330,000 $335,000 -85.6% 0.0%
Allied First Bank,sb $325,000 n/a 0.0%
THE MONEY SOURCE INC. $350,000 $315,000 -10.0% 0.0%
LEGEND LENDING CORPORATION $255,000 $310,000 21.6% 0.0%
Byline Bank $305,000 n/a 0.0%
Origin Bank $305,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $35,000 $295,000 742.9% 0.0%
Metro City Bank $2,505,000 $295,000 -88.2% 0.0%
Oakstar Bank $595,000 $285,000 -52.1% 0.0%
VISION ONE MORTGAGE, INC. $3,405,000 $285,000 -91.6% 0.0%
Gulf Coast Bank and Trust Company $275,000 n/a 0.0%
ML Mortgage Corp. $6,405,000 $275,000 -95.7% 0.0%
HIWAY $105,000 $270,000 157.1% 0.0%
Commercial Lender LLC $1,800,000 $265,000 -85.3% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $3,730,000 $265,000 -92.9% 0.0%
Directions Credit Union, Inc. $255,000 n/a 0.0%
Visio Financial Services Inc. $1,740,000 $255,000 -85.3% 0.0%
Eagle Bank and Trust Company $245,000 n/a 0.0%
MERIWEST $420,000 $235,000 -44.0% 0.0%
First State Bank of St. Charles, Missouri $215,000 n/a 0.0%
Clearview Federal Credit Union $205,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $570,000 $205,000 -64.0% 0.0%
BayCoast Bank $695,000 $195,000 -71.9% 0.0%
FAY SERVICING, LLC $1,265,000 $195,000 -84.6% 0.0%
AMERICAN UNITED FAMILY OF CREDIT UN $155,000 n/a 0.0%
GREAT LAKES $2,170,000 $155,000 -92.9% 0.0%
Red River Bank $155,000 n/a 0.0%
Grand Bank for Savings, FSB $145,000 n/a 0.0%
USAGENCIES $735,000 $145,000 -80.3% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $75,000 $125,000 66.7% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $125,000 n/a 0.0%
AEROSPACE FEDERAL CREDIT UNION $105,000 n/a 0.0%
First American Bank $1,675,000 $105,000 -93.7% 0.0%
N R L Federal Credit Union $515,000 $105,000 -79.6% 0.0%
Point West Credit Union $105,000 n/a 0.0%
Centier Bank $95,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $85,000 n/a 0.0%
BANC ONE MORTGAGE CORPORATION $75,000 n/a 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $45,000 $75,000 66.7% 0.0%
First Western Federal Savings Bank $135,000 $75,000 -44.4% 0.0%
HONDA Federal Credit Union $475,000 $65,000 -86.3% 0.0%
ITHINK FINANCIAL Credit Union $55,000 n/a 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $1,000,000 $55,000 -94.5% 0.0%
VERIDIAN CREDIT UNION $55,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $105,000 $50,000 -52.4% 0.0%
CHARTWAY FEDERAL CREDIT UNION $975,000 $45,000 -95.4% 0.0%
FEDCHOICE Federal Credit Union $125,000 $35,000 -72.0% 0.0%
UTAH FIRST $25,000 n/a 0.0%

Washington's top lender by overall market share is Boeing Employees Credit Union, with 5.9% market share. In second place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,967,010,000 in loans. In third place, with 3.9%, is QUICKEN LOANS, LLC, having originated $2,220,235,000 in loans. In fourth place, with 3.1%, is MOVEMENT MORTGAGE, LLC, having originated $1,782,070,000 in loans. In fifth place, with 2.8%, is Wells Fargo Bank, having originated $1,560,860,000 in loans.

Washington Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 78,706 $41,402,200,000 $526,036
Home Improvement 19,819 $2,559,235,000 $129,130
Other 15,316 $2,499,570,000 $163,200
Cash Out Refi 13,550 $4,811,730,000 $355,109
Refi 9,468 $5,240,280,000 $553,473
NA 7 $225,455,000 $32,207,857

Washington's most frequently cited loan purpose was Home Purchase, with 78,706 originations. The 2nd most popular reason was Home Improvement, with 19,819 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 44,505 $21,806,355,000 $489,975
7-8% 30,267 $11,923,955,000 $393,959
Over 8% 28,831 $5,577,045,000 $193,439
5-6% 20,811 $13,674,105,000 $657,061
4-5% 8,600 $2,417,760,000 $281,135
<2.5% 1,789 $198,985,000 $111,227
3-4% 295 $189,995,000 $644,051
2.5-3% 129 $143,845,000 $1,115,078

During 2023, Washington's most frequently originated rate bucket was 6-7%, with 44,505 originations.

Loan Sizing (Washington MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 37,652 $11,357,790,000 $301,652
$400k-600k 30,834 $14,975,210,000 $485,672
$100,000 or less 25,865 $1,405,895,000 $54,355
$100k-200k 19,204 $2,648,160,000 $137,896
$600k-1000k 17,780 $13,205,140,000 $742,696
$Over $1MM 5,531 $13,146,275,000 $2,376,835

Washington's loan sizing saw the bucket of loans from $200k-400k with 37,652 originations, totaling $11,357,790,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 43,362 $22,179,480,000 $511,496
Under 20% 32,382 $2,998,410,000 $92,595
60-80% 27,558 $17,621,190,000 $639,422
20-40% 16,392 $3,966,560,000 $241,981
40-60% 12,930 $7,746,590,000 $599,118
Over 100% 2,521 $1,390,365,000 $551,513

Washington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 43,362 originations, totaling $22,179,480,000 in origination value.