Colonial Savings F.a. Mortgage Rates, Fees & Info
Fort Worth, TXLEI: 549300EMNQ2QLOEPQ289
Tax ID: 75-1103106
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Review & Overview
Colonial Savings F.a. is a small mortgage company specializing in Refi and Home Purchase loans. Colonial Savings F.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, San Antonio, Austin, and Denver among others. We have data for 417 markets. (Some data included below & more in-depth data is available with an active subscription.)Colonial Savings F.a. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Colonial Savings F.a. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.68% | 12/2/24 |
| 30 Year Conventional Refi | 6.66% | 12/2/24 |
| 30 Year Cash-out Refi | 6.99% | 12/2/24 |
| 30 Year FHA Purchase | 7.60% | 12/2/24 |
| 30 Year FHA Refi | 7.46% | 12/2/24 |
| 30 Year VA Purchase | 6.54% | 12/2/24 |
| 30 Year VA Refi | 6.27% | 12/2/24 |
| 15 Year Conventional Purchase | 6.18% | 12/2/24 |
| 15 Year Conventional Refi | 6.20% | 12/2/24 |
| 15 Year Cash-out Refi | 6.20% | 12/2/24 |
| 15 Year FHA Purchase | 6.82% | 12/2/24 |
| 15 Year FHA Refi | 5.68% | 12/2/24 |
| 15 Year VA Purchase | 5.68% | 12/2/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Colonial Savings F.a. Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,702Origination Dollar Volume (All Markets)
$1,508,150,000Employee count
637Awards
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Colonial Savings F.A. - 2020
Colonial Savings F.A. is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,859 | $498,645,000 | $268,233 | $4,065 | 3.19% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 556 | $156,770,000 | $281,960 | $4,557 | 3.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 186 | $69,830,000 | $375,430 | $5,312 | 3.12% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 205 | $58,985,000 | $287,732 | $4,112 | 3.21% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 165 | $51,625,000 | $312,879 | $2,522 | 3.15% |
| Outside of Metro Areas | 189 | $45,285,000 | $239,603 | $4,488 | 3.29% |
| BOULDER, CO (FHA|USDA|VA) | 123 | $41,085,000 | $334,024 | $3,155 | 3.09% |
| Laramie, WY (FHA|USDA|VA) | 132 | $33,870,000 | $256,591 | $3,716 | 3.02% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 94 | $21,880,000 | $232,766 | $3,172 | 3.23% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 58 | $16,490,000 | $284,310 | $2,887 | 3.29% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 73 | $16,445,000 | $225,274 | $4,833 | 3.24% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 45 | $15,905,000 | $353,444 | $4,912 | 3.15% |
| FRESNO, CA (FHA|USDA|VA) | 65 | $13,905,000 | $213,923 | $4,461 | 3.12% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 34 | $10,620,000 | $312,353 | $4,470 | 3.24% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 41 | $10,435,000 | $254,512 | $3,003 | 3.16% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 33 | $10,195,000 | $308,939 | $2,815 | 3.08% |
| FORT COLLINS, CO (FHA|USDA|VA) | 29 | $9,245,000 | $318,793 | $2,764 | 3.23% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 27 | $9,195,000 | $340,556 | $2,885 | 3.28% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 24 | $8,710,000 | $362,917 | $4,712 | 3.18% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 30 | $8,000,000 | $266,667 | $4,298 | 3.31% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 36 | $6,950,000 | $193,056 | $3,339 | 3.17% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 19 | $6,745,000 | $355,000 | $4,513 | 3.28% |
| Granbury, TX (FHA|USDA|VA) | 20 | $6,680,000 | $334,000 | $6,102 | 3.12% |
| Huntsville, TX (FHA|USDA|VA) | 16 | $6,600,000 | $412,500 | $9,990 | 3.67% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 32 | $6,500,000 | $203,125 | $3,319 | 3.40% |
| CHEYENNE, WY (FHA|USDA|VA) | 25 | $6,205,000 | $248,200 | $3,123 | 3.07% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 25 | $6,185,000 | $247,400 | $3,066 | 3.30% |
| MIDLAND, TX (FHA|USDA|VA) | 21 | $5,795,000 | $275,952 | $4,197 | 3.29% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 21 | $5,515,000 | $262,619 | $2,639 | 3.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 30 | $5,480,000 | $182,667 | $4,357 | 3.20% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 33 | $5,465,000 | $165,606 | $3,158 | 3.21% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 16 | $5,300,000 | $331,250 | $2,969 | 3.29% |
| WACO, TX (FHA|USDA|VA) | 34 | $5,170,000 | $152,059 | $4,054 | 3.51% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 18 | $5,050,000 | $280,556 | $3,545 | 3.22% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 17 | $4,605,000 | $270,882 | $2,436 | 2.98% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 30 | $4,500,000 | $150,000 | $3,426 | 3.15% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 15 | $4,475,000 | $298,333 | $2,627 | 3.28% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 19 | $4,455,000 | $234,474 | $2,423 | 3.19% |
| GREELEY, CO (FHA|USDA|VA) | 13 | $4,115,000 | $316,538 | $3,619 | 3.02% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 15 | $4,085,000 | $272,333 | $5,421 | 3.39% |
| ANCHORAGE, AK (FHA|USDA|VA) | 11 | $4,045,000 | $367,727 | $2,426 | 3.14% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 13 | $3,905,000 | $300,385 | $4,453 | 3.07% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 18 | $3,890,000 | $216,111 | $4,671 | 3.21% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 15 | $3,815,000 | $254,333 | $3,327 | 3.06% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 12 | $3,780,000 | $315,000 | $2,081 | 3.06% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $3,665,000 | $333,182 | $3,052 | 3.28% |
| SANTA FE, NM (FHA|USDA|VA) | 11 | $3,575,000 | $325,000 | $3,646 | 3.42% |
| KNOXVILLE, TN (FHA|USDA|VA) | 12 | $3,560,000 | $296,667 | $1,709 | 2.99% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 11 | $3,405,000 | $309,545 | $3,028 | 2.93% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 15 | $3,325,000 | $221,667 | $3,811 | 3.18% |
| RICHMOND, VA (FHA|USDA|VA) | 12 | $3,260,000 | $271,667 | $3,039 | 3.15% |
| Athens, TX (FHA|USDA|VA) | 10 | $3,220,000 | $322,000 | $3,140 | 3.30% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $3,315 | 3.22% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $2,970,000 | $371,250 | $5,402 | 3.14% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 9 | $2,955,000 | $328,333 | $2,607 | 3.69% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 17 | $2,955,000 | $173,824 | $4,387 | 3.35% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 11 | $2,945,000 | $267,727 | $2,703 | 3.16% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 11 | $2,945,000 | $267,727 | $3,920 | 3.08% |
| TOLEDO, OH (FHA|USDA|VA) | 17 | $2,905,000 | $170,882 | $3,560 | 3.39% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $2,450 | 3.41% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $2,860,000 | $357,500 | $5,584 | 3.00% |
| ABILENE, TX (FHA|USDA|VA) | 21 | $2,795,000 | $133,095 | $3,868 | 3.26% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $2,790,000 | $279,000 | $3,762 | 3.04% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 13 | $2,775,000 | $213,462 | $3,856 | 3.27% |
| COLUMBUS, OH (FHA|USDA|VA) | 13 | $2,745,000 | $211,154 | $2,022 | 3.23% |
| RENO, NV (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $3,828 | 3.61% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 11 | $2,585,000 | $235,000 | $2,190 | 3.23% |
| WICHITA, KS (FHA|USDA|VA) | 16 | $2,570,000 | $160,625 | $2,490 | 3.21% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $2,545,000 | $363,571 | $5,785 | 2.86% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $3,636 | 3.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 15 | $2,425,000 | $161,667 | $3,428 | 3.52% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $2,425,000 | $269,444 | $3,405 | 3.31% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 11 | $2,345,000 | $213,182 | $2,201 | 3.19% |
| CASPER, WY (FHA|USDA|VA) | 10 | $2,280,000 | $228,000 | $2,544 | 3.18% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $2,265,000 | $323,571 | $4,730 | 3.29% |
| TULSA, OK (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $3,382 | 3.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 13 | $2,215,000 | $170,385 | $3,384 | 3.55% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 13 | $2,195,000 | $168,846 | $2,878 | 3.10% |
| STOCKTON, CA (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $2,813 | 3.14% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $3,164 | 3.15% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $2,674 | 3.16% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $4,128 | 2.92% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $3,296 | 3.34% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 8 | $2,100,000 | $262,500 | $1,616 | 3.53% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $2,055,000 | $186,818 | $2,362 | 3.42% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $1,935,000 | $645,000 | $3,812 | 3.29% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $4,172 | 3.14% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $4,214 | 3.29% |
| Edwards, CO (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $2,199 | 3.19% |
| Hobbs, NM (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $4,818 | 3.23% |
| JACKSON, MS (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $3,998 | 3.29% |
| TYLER, TX (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $2,255 | 3.39% |
| AMARILLO, TX (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $3,581 | 3.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $2,596 | 3.38% |
| Stephenville, TX (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $6,776 | 3.38% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $2,605 | 3.52% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $1,940 | 3.35% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $3,645 | 3.21% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $3,214 | 3.04% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $3,166 | 3.02% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $4,332 | 3.59% |
| LUBBOCK, TX (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $3,053 | 3.18% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $4,395 | 3.28% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $2,448 | 3.08% |
| Shelton, WA (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $3,413 | 3.70% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $3,687 | 3.34% |
| MADISON, WI (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $2,130 | 3.54% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $2,604 | 3.38% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $2,984 | 3.35% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $2,161 | 3.65% |
| Hilo, HI (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $6,355 | 3.23% |
| Mineral Wells, TX (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $2,683 | 3.27% |
| Fredericksburg, TX (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $4,134 | 3.41% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $3,390 | 2.96% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $2,302 | 3.00% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $2,521 | 3.05% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $7,099 | 3.19% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $3,905 | 3.19% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $4,379 | 3.04% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $2,740 | 3.30% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $3,008 | 3.03% |
| Lufkin, TX (FHA|USDA|VA) | 12 | $1,120,000 | $93,333 | $3,808 | 3.50% |
| Concord, NH (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,814 | 3.31% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $3,378 | 3.23% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $1,984 | 3.25% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $4,028 | 3.13% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $2,538 | 2.92% |
| LAWTON, OK (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $3,719 | 3.19% |
| READING, PA (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $4,972 | 3.40% |
| SAN ANGELO, TX (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $3,483 | 3.46% |
| LONGVIEW, TX (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $3,678 | 3.40% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,554 | 2.83% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $2,744 | 3.34% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,388 | 3.03% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $2,822 | 3.27% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $2,443 | 3.03% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,849 | 2.83% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $5,012 | 2.81% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $2,602 | 2.97% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,094 | 3.41% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,482 | 3.42% |
| AKRON, OH (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $3,018 | 3.13% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,246 | 3.04% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,261 | 3.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,033 | 3.17% |
| Brenham, TX (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $12,396 | 4.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,582 | 3.04% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,060 | 3.59% |
| Newport, OR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,232 | 2.79% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $1,048 | 3.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,087 | 3.25% |
| Seneca, SC (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,371 | 3.38% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,476 | 3.56% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $1,614 | 3.19% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,398 | 3.21% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,768 | 3.22% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,071 | 3.33% |
| Clovis, NM (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $1,657 | 2.93% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,451 | 3.47% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,779 | 3.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $2,981 | 3.73% |
| MONROE, LA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,822 | 3.03% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,176 | 3.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $3,362 | 3.20% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,775 | 2.96% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,439 | 3.06% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $3,486 | 3.38% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,779 | 2.94% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,530 | 3.44% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,409 | 3.06% |
| MADERA, CA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,715 | 3.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,514 | 2.75% |
| Menomonie, WI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,469 | 3.21% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,794 | 3.19% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,699 | 2.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,189 | 2.96% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,753 | 2.44% |
| Moscow, ID (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,659 | 3.38% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,904 | 3.19% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,297 | 3.46% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,811 | 3.63% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,483 | 3.06% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,148 | 3.44% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,336 | 3.31% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,537 | 3.56% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,593 | 2.83% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,369 | 2.75% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,395 | 4.04% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,068 | 3.31% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,073 | 3.58% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $1,780 | 3.04% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,469 | 2.88% |
| Paris, TN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,918 | 2.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,360 | 3.04% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,620 | 3.06% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,830 | 3.44% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,797 | 3.19% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,886 | 3.00% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,741 | 2.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,062 | 3.19% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,173 | 3.19% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,927 | 3.06% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,614 | 3.67% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,992 | 2.69% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,318 | 2.88% |
| Escanaba, MI (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,300 | 4.09% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,503 | 3.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,334 | 3.96% |
| Lock Haven, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,764 | 3.13% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,790 | 2.94% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $2,533 | 3.06% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,659 | 2.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $1,790 | 3.00% |
| Forest City, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,975 | 3.04% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,924 | 2.50% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,583 | 4.13% |
| Elko, NV (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,500 | 3.25% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,804 | 3.56% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,036 | 3.06% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,970 | 3.56% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,144 | 3.19% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,210 | 3.00% |
| Marion, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $16,907 | 2.88% |
| North Platte, NE (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,838 | 2.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,629 | 3.42% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,863 | 2.88% |
| Salina, KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,803 | 3.31% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,532 | 3.00% |
| MONROE, MI (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,737 | 3.92% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,181 | 3.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,094 | 3.33% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $1,289 | 3.42% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,407 | 3.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,341 | 3.13% |
| Easton, MD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,203 | 3.63% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 2.75% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,074 | 3.13% |
| Roswell, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,673 | 3.38% |
| Española, NM (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,934 | 3.38% |
| OCALA, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,097 | 3.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,752 | 3.69% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,183 | 3.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,958 | 3.75% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,007 | 3.50% |
| Outside of Metro Areas | 1 | $345,000 | $345,000 | $0 | 4.38% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,720 | 3.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,771 | 3.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,222 | 3.00% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,069 | 3.25% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,524 | 3.44% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,816 | 3.56% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,306 | 3.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,487 | 3.13% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $362 | 2.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,033 | 3.13% |
| Kinston, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,843 | 2.75% |
| Pierre, SD (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $825 | 3.50% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,667 | 2.88% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,207 | 3.46% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,375 | 3.63% |
| REDDING, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,571 | 3.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,431 | 3.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,696 | 3.31% |
| Fremont, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,729 | 3.25% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,896 | 2.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,449 | 2.88% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,210 | 3.63% |
| Sterling, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,131 | 3.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,477 | 3.19% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,076 | 3.19% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,685 | 3.75% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,312 | 2.88% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $550 | 3.38% |
| Sayre, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,156 | 2.94% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,212 | 3.00% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,556 | 3.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,194 | 3.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,378 | 3.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,472 | 4.44% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,000 | 3.06% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $335 | 2.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,377 | 2.81% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,349 | 3.44% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,441 | 3.00% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,698 | 4.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,261 | 3.25% |
| Helena, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,008 | 3.88% |
| DOVER, DE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,909 | 3.25% |
| Rockport, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,746 | 3.38% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,156 | 3.50% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,446 | 3.50% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,086 | 3.13% |
| Centralia, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $800 | 4.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,430 | 3.38% |
| Barre, VT (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,473 | 3.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,563 | 2.56% |
| Gillette, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,203 | 2.50% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,235 | 3.13% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,171 | 3.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,394 | 3.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,458 | 3.13% |
| Ozark, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,427 | 3.63% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,480 | 3.38% |
| Corinth, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,502 | 2.75% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,678 | 4.13% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,824 | 2.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,203 | 3.38% |
| Laconia, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,521 | 2.75% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,635 | 3.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,001 | 3.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,151 | 3.00% |
| Duncan, OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,451 | 3.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,399 | 3.06% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,601 | 2.88% |
| Huntington, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 2.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,157 | 2.38% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $450 | 3.75% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,366 | 3.25% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,631 | 3.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,649 | 4.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,191 | 2.88% |
| London, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,361 | 4.13% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.88% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,377 | 2.75% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,539 | 3.13% |
| McAlester, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,791 | 3.13% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,457 | 4.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,151 | 3.00% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,952 | 4.00% |
| Emporia, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,607 | 3.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,425 | 3.25% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,962 | 3.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,154 | 3.38% |
| New Castle, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,754 | 3.44% |
| Sidney, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,725 | 3.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $871 | 3.75% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,334 | 4.38% |
| MERCED, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,314 | 2.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,674 | 3.88% |
| Fairmont, MN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,575 | 3.69% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,568 | 2.88% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,521 | 3.00% |
| Watertown, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,045 | 2.88% |
| Fernley, NV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.75% |
| Somerset, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,553 | 3.50% |
| Deming, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,090 | 2.88% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,755 | 3.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,769 | 3.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,038 | 2.88% |
| Keene, NH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,645 | 3.69% |
| Malvern, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,455 | 3.13% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,621 | 3.25% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,111 | 3.00% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,054 | 2.63% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,102 | 3.63% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,720 | 2.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,042 | 4.13% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,545 | 3.25% |
| DuBois, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,267 | 2.63% |
| Findlay, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,205 | 3.50% |
| Washington, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,557 | 3.13% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,698 | 3.00% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,372 | 3.13% |
| Plainview, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,136 | 3.88% |
| Paris, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,602 | 3.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,305 | 3.50% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,398 | 3.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,377 | 3.88% |
| Bonham, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,946 | 3.25% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,478 | 3.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,796 | 3.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,442 | 3.00% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,047 | 2.88% |
| Elk City, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,053 | 3.13% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.13% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,674 | 2.88% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $916 | 3.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,965 | 3.13% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,115 | 3.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,769 | 2.63% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,388 | 3.63% |
| Atchison, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,155 | 2.50% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,681 | 3.13% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,376 | 2.75% |
| Adrian, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,030 | 3.00% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,111 | 3.88% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,888 | 4.25% |
| Newport, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,034 | 2.88% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,045 | 3.63% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,063 | 3.38% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,578 | 3.13% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,213 | 2.75% |
| Marion, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,139 | 2.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,824 | 2.88% |
| Dumas, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,121 | 3.50% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,428 | 3.25% |
| Branson, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,220 | 2.88% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,447 | 3.88% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,498 | 3.63% |
| Susanville, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,997 | 4.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $983 | 3.88% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,329 | 3.13% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,036 | 2.88% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,096 | 3.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,100 | 3.38% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,000 | 3.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,908 | 3.63% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,735 | 3.13% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,677 | 3.63% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,452 | 3.25% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,581 | 3.25% |
| Marietta, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.75% |
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Product Mix
For 2020, Colonial Savings F.a.'s most frequently originated type of loan was Conventional, with 5,089 originations. Their 2nd most popular type was VA, with 305 originations.
Loan Reason
For 2020, Colonial Savings F.a.'s most frequently cited loan purpose was Refi, with 2,695 originations. The 2nd most popular reason was Home Purchase, with 1,842 originations.
Loan Duration/Length
For 2020, Colonial Savings F.a.'s most frequently cited loan duration was 30 Year, with 3,592 originations. The 2nd most popular length was 15 Year, with 977 originations.
Origination Fees/Closing Costs
Colonial Savings F.a.'s average total fees were $3,669, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,334 originations.
Interest Rates
During 2020, Colonial Savings F.a.'s average interest rate for loans was 3.26%, while their most frequently originated rate bucket for loans was 3-4%, with 2,904 originations.
Loan Sizing
2020 saw Colonial Savings F.a. place emphasis on $200k-400k loans with 2,819 originations, totaling $794,445,000 in origination value.
Applicant Income
Colonial Savings F.a. lent most frequently to those with incomes in the $100k-150k range, with 1,560 originations. The second most popular income band? $150k-250k, with 1,220 originations.
Applicant Debt to Income Ratio
Colonial Savings F.a. lent most frequently to those with DTI ratios of 20-30%, with 1,488 originations. The next most common DTI ratio? 30-36%, with 1,089 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.90%
Colonial Savings F.a. has an average approval rate.
Pick Rate
Approvals leading to origination34.76%
Colonial Savings F.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,702 | $1,508,150,000 | $264,495 |
Occupancy Type Mix
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Colonial Savings, F.A. | 10860 North Beach Fort Worth, TX 76244 | Full Service B&M | $3,939 |
| Colonial Savings, F.A. | 110 N Main St Cleburne, TX 76033 | Full Service B&M | $16,327 |
| Colonial Savings, F.A. | 1605 South Bowen Road Arlington, TX 76013 | Full Service B&M | $13,955 |
| Colonial Savings, F.A. | 217 South Stemmons Lewisville, TX 75067 | Full Service B&M | $33,132 |
| Colonial Savings, F.A. | 2600 West Freeway Fort Worth, TX 76102 | Limited, Drive-thru | $758,534 |
| Colonial Savings, F.A. | 2626c West Freeway Fort Worth, TX 76102 | Full Service B&M | $46,193 |
| Colonial Savings, F.A. | 4900 Colleyville Blvd Colleyville, TX 76034 | Full Service B&M | $46,427 |
| Colonial Savings, F.A. | 5250 Hwy 78 Suite 100 Sachse, TX 75048 | Full Service B&M | $18,757 |
| Colonial Savings, F.A. | 7317 Oakmont Blvd Fort Worth, TX 76132 | Full Service B&M | $30,985 |
For 2020, Colonial Savings F.a. had 9 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $45,756 |
| Net interest income | $43,388 |
| Total noninterest income | $33,209 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $104 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $33,105 |
| Pre-tax net operating income | $-26,082 |
| Securities gains (or losses, -) | $275 |
| Income before extraordinary items | $-25,839 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $-25,839 |
| Minority interest net income | $0 |
| Net income | $-25,839 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $-26,114 |
Colonial Savings F.a.'s gross interest income from loans was $45,756,000.
Colonial Savings F.a.'s net interest income from loans was $43,388,000.
Colonial Savings F.a.'s fee based income from loans was $104,000.
Colonial Savings F.a.'s net income from loans was $-25,839,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $2,368 |
| Provision for credit losses | $945 |
| Total noninterest expense | $101,734 |
| Salaries and employee benefits | $77,543 |
| Premises and equipment expense | $9,848 |
| Additional noninterest expense | $14,343 |
| Applicable income taxes | $32 |
| Net charge-offs | $738 |
| Cash dividends | $0 |
Colonial Savings F.a.'s interest expense for loans was $2,368,000.
Colonial Savings F.a.'s payroll and benefits expense were $77,543,000.
Colonial Savings F.a.'s property, plant and equipment expenses $9,848,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 17.0% |
| Real Estate loans | 17.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 100.0% |
| 1-4 family residential loans | 20.0% |
| HELOC loans | 0.0% |
| All other family | 20.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $816,844 |
| Deposits held in domestic offices | $816,844 |
| Deposits by Individuals, partnerships, and corporations | $816,844 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $0 |
| Deposits by Commercial banks and other depository institutions in U.S. | $0 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $158,217 |
| Demand deposits | $141,196 |
| Nontransaction accounts | $658,627 |
| Money market deposit accounts (MMDAs) | $575,435 |
| Other savings deposits (excluding MMDAs) | $20,385 |
| Total time deposits | $62,807 |
| Total time and savings deposits | $675,648 |
| Noninterest-bearing deposits | $615,755 |
| Interest-bearing deposits | $201,089 |
| Retail deposits | $807,310 |
| IRAs and Keogh plan accounts | $15,852 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $1,062,282 |
| Cash & Balances due from depository institutions | $46,833 |
| Interest-bearing balances | $37,801 |
| Total securities | $120,196 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $675,006 |
| Loan and leases loss allowance | $5,526 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $11,161 |
| Other real estate owned | $7 |
| Goodwill and other intangibles | $157,745 |
| All other assets | $51,334 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $1,062,282 |
| Total Liabilities | $835,008 |
| Total deposits | $816,844 |
| Interest-bearing deposits | $201,089 |
| Deposits held in domestic offices | $816,844 |
| % insured (estimated) | $97 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $1,091 |
| Subordinated debt | $0 |
| All other liabilities | $17,073 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $675,006 |
| Loan and leases loss allowance | $5,526 |
| Total loans and leases (domestic) | $680,532 |
| All real estate loans | $668,640 |
| Real estate loans in domestic offices | $668,640 |
| Construction and development loans | $60,090 |
| Residential 1-4 family construction | $55,247 |
| Other construction, all land development and other land | $4,843 |
| Loans secured by nonfarm nonresidential properties | $29,675 |
| Nonfarm nonresidential secured by owner-occupied properties | $29,675 |
| Commercial real estate & other non-farm, non-residential | $0 |
| Multifamily residential real estate | $348 |
| 1-4 family residential loans | $578,527 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $9,232 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $2,658 |
| Credit card loans | $0 |
| Related Plans | $16 |
| Consumer Auto Loans | $971 |
| Other loans to individuals | $1,671 |
| All other loans & leases | $2 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $2 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $60 |
| Restructured Loans & leases | $24,638 |
| Non 1-4 family restructured loans & leases | $1,811 |
| Total loans and leases (foreign) | $0 |
Colonial Savings F.A. had $675,006,000 of loans outstanding in 2020. $668,640,000 of loans were in real estate loans. $60,090,000 of loans were in development loans. $348,000 of loans were in multifamily mortgage loans. $578,527,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $971,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 36 | $11,882 | $330,056 |
| Nonfarm, nonresidential loans - <$100k | 2 | $151 | $75,500 |
| Nonfarm, nonresidential loans - $100-250k | 10 | $1,310 | $131,000 |
| Nonfarm, nonresidential loans - $250k-1MM | 24 | $10,421 | $434,208 |
| Commercial & Industrial, US addressed loans - <$1MM | 74 | $7,644 | $103,297 |
| Commercial & Industrial, US addressed loans - <$100k | 38 | $1,303 | $34,289 |
| Commercial & Industrial, US addressed loans - $100-250k | 29 | $3,660 | $126,207 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 7 | $2,681 | $383,000 |