Colonial Savings F.a. Mortgage Rates, Fees & Info
Fort Worth, TXLEI: 549300EMNQ2QLOEPQ289
Tax ID: 75-1103106
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Review & Overview
Colonial Savings F.a. is a small mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Colonial Savings F.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Dallas, Houston, San Antonio, Austin, and Denver among others. We have data for 457 markets. (Some data included below & more in-depth data is available with an active subscription.)Colonial Savings F.a. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Colonial Savings F.a. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.68% | 12/2/24 |
| 30 Year Conventional Refi | 6.66% | 12/2/24 |
| 30 Year Cash-out Refi | 6.99% | 12/2/24 |
| 30 Year FHA Purchase | 7.60% | 12/2/24 |
| 30 Year FHA Refi | 7.46% | 12/2/24 |
| 30 Year VA Purchase | 6.54% | 12/2/24 |
| 30 Year VA Refi | 6.27% | 12/2/24 |
| 15 Year Conventional Purchase | 6.18% | 12/2/24 |
| 15 Year Conventional Refi | 6.20% | 12/2/24 |
| 15 Year Cash-out Refi | 6.20% | 12/2/24 |
| 15 Year FHA Purchase | 6.82% | 12/2/24 |
| 15 Year FHA Refi | 5.68% | 12/2/24 |
| 15 Year VA Purchase | 5.68% | 12/2/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Colonial Savings F.a. Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,791Origination Dollar Volume (All Markets)
$1,260,065,000Employee count
625Awards
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Colonial Savings F.A. - 2021
Colonial Savings F.A. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,377 | $363,145,000 | $263,722 | $4,576 | 3.09% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 416 | $131,650,000 | $316,466 | $5,854 | 3.08% |
| Outside of Metro Areas | 189 | $48,915,000 | $258,810 | $5,227 | 3.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 128 | $48,890,000 | $381,953 | $7,515 | 3.07% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 160 | $45,680,000 | $285,500 | $5,113 | 3.11% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 104 | $33,370,000 | $320,865 | $3,223 | 2.97% |
| Laramie, WY (FHA|USDA|VA) | 97 | $23,055,000 | $237,680 | $3,969 | 2.92% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 73 | $22,655,000 | $310,342 | $4,393 | 3.18% |
| BOULDER, CO (FHA|USDA|VA) | 65 | $21,195,000 | $326,077 | $2,447 | 2.95% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 38 | $16,540,000 | $435,263 | $5,797 | 3.05% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 62 | $16,450,000 | $265,323 | $3,595 | 3.09% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 55 | $12,735,000 | $231,545 | $5,077 | 3.06% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 31 | $11,105,000 | $358,226 | $4,279 | 2.99% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 46 | $10,180,000 | $221,304 | $2,407 | 3.07% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 37 | $10,045,000 | $271,486 | $2,370 | 3.03% |
| Granbury, TX (FHA|USDA|VA) | 29 | $9,415,000 | $324,655 | $6,163 | 3.18% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 41 | $8,925,000 | $217,683 | $4,462 | 3.23% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 49 | $7,735,000 | $157,857 | $2,854 | 3.04% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 23 | $7,605,000 | $330,652 | $3,359 | 3.10% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 24 | $7,430,000 | $309,583 | $3,005 | 3.17% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 26 | $7,290,000 | $280,385 | $2,691 | 3.09% |
| ANCHORAGE, AK (FHA|USDA|VA) | 18 | $7,210,000 | $400,556 | $2,838 | 3.03% |
| Huntsville, TX (FHA|USDA|VA) | 14 | $6,870,000 | $490,714 | $13,373 | 3.29% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 28 | $6,550,000 | $233,929 | $4,077 | 3.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 23 | $6,105,000 | $265,435 | $3,772 | 3.06% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 20 | $5,910,000 | $295,500 | $3,004 | 2.81% |
| CHEYENNE, WY (FHA|USDA|VA) | 24 | $5,850,000 | $243,750 | $3,787 | 3.14% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $5,635,000 | $296,579 | $2,914 | 2.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 32 | $5,610,000 | $175,313 | $5,126 | 3.20% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 16 | $5,300,000 | $331,250 | $4,327 | 2.91% |
| FRESNO, CA (FHA|USDA|VA) | 24 | $4,830,000 | $201,250 | $4,301 | 3.29% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 11 | $4,605,000 | $418,636 | $2,773 | 2.95% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 24 | $4,340,000 | $180,833 | $4,654 | 3.16% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 12 | $4,340,000 | $361,667 | $6,915 | 2.84% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 21 | $4,335,000 | $206,429 | $3,378 | 3.18% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 16 | $4,160,000 | $260,000 | $3,881 | 3.11% |
| COLUMBUS, OH (FHA|USDA|VA) | 23 | $4,065,000 | $176,739 | $2,846 | 2.95% |
| Stephenville, TX (FHA|USDA|VA) | 10 | $4,000,000 | $400,000 | $7,264 | 3.39% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 21 | $3,995,000 | $190,238 | $4,288 | 2.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 14 | $3,970,000 | $283,571 | $5,367 | 3.04% |
| UTICA-ROME, NY (FHA|USDA|VA) | 14 | $3,950,000 | $282,143 | $4,032 | 3.08% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 17 | $3,835,000 | $225,588 | $3,616 | 3.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 19 | $3,795,000 | $199,737 | $4,963 | 3.07% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 12 | $3,750,000 | $312,500 | $3,020 | 3.24% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 13 | $3,745,000 | $288,077 | $2,638 | 3.05% |
| RENO, NV (FHA|USDA|VA) | 15 | $3,725,000 | $248,333 | $3,631 | 3.03% |
| TULSA, OK (FHA|USDA|VA) | 18 | $3,700,000 | $205,556 | $4,234 | 3.17% |
| RICHMOND, VA (FHA|USDA|VA) | 15 | $3,575,000 | $238,333 | $3,326 | 3.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 14 | $3,510,000 | $250,714 | $3,419 | 3.15% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $3,440,000 | $245,714 | $4,769 | 2.99% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $3,415,000 | $227,667 | $4,203 | 3.13% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 13 | $3,115,000 | $239,615 | $2,773 | 3.18% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 16 | $3,000,000 | $187,500 | $2,624 | 2.94% |
| LUBBOCK, TX (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $4,071 | 3.03% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 10 | $2,930,000 | $293,000 | $2,144 | 3.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 13 | $2,855,000 | $219,615 | $3,956 | 3.04% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 10 | $2,830,000 | $283,000 | $2,041 | 3.06% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 17 | $2,575,000 | $151,471 | $3,497 | 2.99% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 10 | $2,570,000 | $257,000 | $5,312 | 2.99% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $2,556 | 2.86% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 9 | $2,445,000 | $271,667 | $3,150 | 3.17% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $2,230,000 | $159,286 | $2,470 | 2.94% |
| SANTA FE, NM (FHA|USDA|VA) | 12 | $2,230,000 | $185,833 | $4,618 | 3.01% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $2,943 | 3.16% |
| MIDLAND, TX (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $3,186 | 3.27% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $3,781 | 2.86% |
| Brenham, TX (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $9,597 | 3.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $2,135,000 | $427,000 | $5,746 | 2.85% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $2,773 | 3.19% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $3,132 | 2.86% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 11 | $2,095,000 | $190,455 | $5,901 | 3.27% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $3,175 | 2.91% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 11 | $2,045,000 | $185,909 | $2,906 | 2.78% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $2,622 | 2.88% |
| Athens, TX (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $2,980 | 3.19% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $5,046 | 2.93% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $1,940,000 | $194,000 | $3,829 | 3.11% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $7,041 | 2.48% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $3,409 | 2.84% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $6,786 | 3.03% |
| BATON ROUGE, LA (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $2,611 | 3.06% |
| ABILENE, TX (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $4,153 | 3.27% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $3,652 | 2.86% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $3,264 | 3.08% |
| Mineral Wells, TX (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $2,959 | 3.00% |
| Shelton, WA (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $5,714 | 2.91% |
| TYLER, TX (FHA|USDA|VA) | 11 | $1,835,000 | $166,818 | $3,431 | 3.15% |
| JACKSON, MS (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $2,975 | 3.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $1,785,000 | $137,308 | $2,490 | 2.94% |
| WACO, TX (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $2,810 | 3.17% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $3,456 | 2.92% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $3,990 | 2.80% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $2,140 | 3.18% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $4,114 | 3.33% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $3,509 | 2.70% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $2,206 | 3.16% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $2,284 | 3.02% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $5,329 | 2.88% |
| TOLEDO, OH (FHA|USDA|VA) | 12 | $1,590,000 | $132,500 | $3,714 | 3.14% |
| Gainesville, TX (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $5,168 | 3.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $3,080 | 3.29% |
| Durango, CO (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $4,890 | 3.21% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $3,503 | 2.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $4,286 | 3.02% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $3,911 | 3.41% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $3,465 | 3.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $4,399 | 3.13% |
| WICHITA, KS (FHA|USDA|VA) | 11 | $1,445,000 | $131,364 | $2,084 | 3.08% |
| AMARILLO, TX (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $1,736 | 3.02% |
| SAN ANGELO, TX (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $2,233 | 3.23% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $4,616 | 2.69% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $3,526 | 2.96% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $3,065 | 3.02% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $2,373 | 3.18% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $2,978 | 2.73% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $1,613 | 3.08% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $1,260 | 3.08% |
| El Campo, TX (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $6,028 | 3.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $7,959 | 3.03% |
| MANHATTAN, KS (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $1,743 | 2.95% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,619 | 2.94% |
| MADISON, WI (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $3,594 | 2.83% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $4,722 | 2.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 11 | $1,145,000 | $104,091 | $3,130 | 3.56% |
| Alexandria, MN (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,251 | 3.03% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $1,607 | 3.25% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $5,723 | 2.93% |
| Gillette, WY (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $6,849 | 3.00% |
| Hilo, HI (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $6,475 | 2.97% |
| Edwards, CO (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $10,086 | 2.88% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $2,470 | 3.04% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $2,946 | 3.33% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $2,912 | 2.80% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $6,016 | 3.19% |
| LANCASTER, PA (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $3,290 | 3.30% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $2,702 | 2.94% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $2,657 | 2.78% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $5,374 | 3.13% |
| MONROE, MI (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,002 | 3.31% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $2,334 | 3.08% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $3,651 | 2.83% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $3,922 | 3.08% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $3,668 | 3.06% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $2,584 | 3.25% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,040 | 3.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,211 | 3.41% |
| SYRACUSE, NY (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $4,739 | 3.36% |
| CASPER, WY (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $3,050 | 3.25% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,142 | 3.29% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,913 | 3.04% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $2,957 | 2.89% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,654 | 3.25% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,633 | 2.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,373 | 3.08% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,208 | 3.00% |
| Montrose, CO (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $5,724 | 2.72% |
| LAWRENCE, KS (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $1,649 | 2.66% |
| Salina, KS (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,458 | 3.15% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $4,350 | 2.96% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,419 | 3.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $360 | 3.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $1,561 | 3.33% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,102 | 2.88% |
| MORGANTOWN, WV (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,861 | 3.28% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,437 | 3.44% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $4,411 | 3.23% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,750 | 2.94% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $1,376 | 2.42% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,389 | 3.20% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,550 | 3.08% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,142 | 3.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $3,884 | 2.93% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,165 | 3.22% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,384 | 2.63% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,704 | 3.31% |
| Fernley, NV (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $1,434 | 3.06% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $1,457 | 3.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,452 | 2.97% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,103 | 3.00% |
| MADERA, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,816 | 3.50% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,003 | 3.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,135 | 2.79% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $2,759 | 3.30% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,202 | 3.63% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,794 | 3.56% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,892 | 3.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,748 | 3.58% |
| Fremont, OH (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $3,050 | 3.33% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,860 | 3.17% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,712 | 3.44% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,592 | 3.19% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,089 | 3.04% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,052 | 3.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,484 | 3.21% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $1,109 | 2.79% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,266 | 3.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,237 | 3.19% |
| Palestine, TX (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,472 | 2.71% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,717 | 3.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,198 | 3.06% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,984 | 3.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,246 | 3.42% |
| REDDING, CA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,980 | 2.79% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,109 | 2.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $1,200 | 3.13% |
| READING, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,724 | 2.63% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,343 | 3.13% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,312 | 2.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,051 | 3.63% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,636 | 3.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $381 | 2.75% |
| Lake City, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,623 | 2.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,095 | 3.69% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,253 | 3.13% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,801 | 2.81% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,320 | 2.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,234 | 3.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,625 | 3.08% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 3.31% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,551 | 2.50% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,295 | 3.13% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,365 | 3.00% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,899 | 2.94% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $541 | 3.63% |
| Elkins, WV (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,301 | 3.44% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,762 | 3.19% |
| LIMA, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,753 | 3.06% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,572 | 2.69% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $1,486 | 2.79% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,012 | 3.38% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,871 | 2.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,118 | 3.50% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,007 | 3.00% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $3,475 | 2.84% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,262 | 3.06% |
| OCALA, FL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,855 | 3.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,176 | 2.88% |
| Riverton, WY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 3.25% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,167 | 2.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,561 | 3.06% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,109 | 3.06% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,444 | 3.00% |
| Marietta, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,240 | 2.69% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,998 | 2.38% |
| Forest City, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,998 | 3.38% |
| Salem, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,051 | 3.50% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,970 | 2.94% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,457 | 3.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,974 | 2.50% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,556 | 2.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 2.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.50% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,529 | 2.75% |
| MONROE, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,531 | 3.19% |
| Craig, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 2.75% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,479 | 3.50% |
| Pullman, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $923 | 3.38% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,926 | 2.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,876 | 2.75% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,318 | 3.31% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,772 | 3.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $720 | 2.88% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,486 | 2.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,474 | 3.21% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,961 | 2.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,391 | 2.69% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,295 | 3.50% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,529 | 3.06% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,274 | 2.88% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 3.00% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,615 | 3.25% |
| Outside of Metro Areas | 1 | $295,000 | $295,000 | $10,730 | 4.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,290 | 3.38% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,121 | 3.25% |
| CHICO, CA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,607 | 2.94% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,627 | 3.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,977 | 3.25% |
| Bennington, VT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,275 | 3.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,043 | 2.75% |
| Paris, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,384 | 2.94% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,867 | 3.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,811 | 2.75% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,076 | 3.13% |
| New Castle, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,420 | 3.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,239 | 3.50% |
| Douglas, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,156 | 3.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,770 | 3.25% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,923 | 2.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,572 | 3.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,029 | 2.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $147 | 3.88% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,881 | 3.38% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,078 | 2.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,262 | 2.75% |
| Minden, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,952 | 3.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.25% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,718 | 3.38% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,830 | 3.63% |
| McComb, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,539 | 3.25% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,566 | 2.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,126 | 2.50% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,079 | 3.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,756 | 3.63% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,763 | 3.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,487 | 3.38% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,180 | 2.63% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,896 | 3.38% |
| SALEM, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,995 | 3.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,680 | 3.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,638 | 3.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,770 | 3.38% |
| ROME, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,659 | 3.25% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,933 | 2.69% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,969 | 3.00% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,395 | 3.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,679 | 2.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $701 | 3.00% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,735 | 2.88% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 2.63% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,244 | 3.50% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $780 | 3.25% |
| AKRON, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,227 | 3.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,995 | 3.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,517 | 2.94% |
| Garden City, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,811 | 3.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,437 | 2.88% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,678 | 2.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,441 | 3.38% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,844 | 3.38% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,117 | 2.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,046 | 3.38% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,729 | 2.63% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,573 | 3.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,345 | 2.75% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,972 | 3.63% |
| Wilson, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,230 | 3.13% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,423 | 3.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,960 | 3.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,339 | 3.25% |
| Atchison, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $937 | 3.63% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,338 | 3.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,934 | 2.88% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,428 | 2.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,368 | 2.50% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,535 | 3.13% |
| Española, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,091 | 2.63% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,206 | 2.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,129 | 2.88% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,363 | 3.50% |
| Lamesa, TX (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $3,057 | 3.38% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,043 | 3.38% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,921 | 2.75% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $238 | 3.25% |
| NILES, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,463 | 3.13% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.13% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,435 | 3.00% |
| Keene, NH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,212 | 3.63% |
| Batesville, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,264 | 2.75% |
| Moberly, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,721 | 3.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,701 | 3.63% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,093 | 2.50% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,758 | 2.75% |
| Roswell, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,240 | 3.88% |
| London, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,001 | 2.63% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,692 | 3.25% |
| Watertown, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,904 | 2.63% |
| Bay City, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,799 | 3.13% |
| McAlester, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,179 | 3.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,558 | 2.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,443 | 3.00% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,688 | 2.38% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,336 | 3.00% |
| Barre, VT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,380 | 3.13% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,098 | 3.25% |
| Somerset, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,968 | 3.25% |
| AMES, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,019 | 3.38% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,871 | 2.63% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,525 | 3.00% |
| Storm Lake, IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,601 | 3.19% |
| DOVER, DE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,492 | 2.88% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,421 | 2.88% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,527 | 2.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,337 | 2.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,502 | 2.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,217 | 3.50% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,371 | 3.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,143 | 3.25% |
| Pampa, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,450 | 3.00% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,517 | 2.63% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,296 | 3.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,315 | 2.63% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,449 | 3.00% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,763 | 2.38% |
| Elko, NV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,146 | 2.50% |
| Centralia, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,863 | 2.88% |
| Athens, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,150 | 3.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,148 | 3.50% |
| Marion, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,472 | 3.25% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,115 | 4.00% |
| Clovis, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,081 | 3.88% |
| Columbus, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,855 | 2.50% |
| Sonora, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,579 | 3.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,397 | 3.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,993 | 2.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,248 | 3.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,347 | 2.88% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,788 | 3.13% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,196 | 3.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,479 | 2.88% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,718 | 3.25% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,313 | 3.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,463 | 2.75% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,592 | 2.75% |
| Safford, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,662 | 3.25% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,670 | 3.25% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,380 | 3.88% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,557 | 3.75% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,849 | 3.63% |
| Boone, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,004 | 3.00% |
| Union City, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,166 | 2.75% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,305 | 3.38% |
| ENID, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,102 | 3.50% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,366 | 2.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,932 | 2.88% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,877 | 3.50% |
| MERCED, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,109 | 2.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,829 | 2.25% |
| Willmar, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $917 | 2.63% |
| Plainview, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,660 | 3.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,548 | 2.75% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,702 | 3.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,588 | 2.88% |
| Lexington, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,307 | 2.88% |
| Andrews, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,137 | 3.38% |
| Dumas, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.25% |
| Malvern, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,312 | 2.88% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,424 | 2.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,079 | 2.88% |
| Emporia, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,029 | 3.50% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,079 | 2.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,968 | 3.00% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,789 | 2.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,289 | 3.00% |
| Mason City, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,845 | 3.38% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,178 | 3.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,608 | 3.13% |
| DuBois, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,674 | 3.50% |
| Searcy, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,344 | 3.25% |
| Duncan, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,936 | 2.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.00% |
| Bonham, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.88% |
| Alice, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.50% |
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Product Mix
For 2021, Colonial Savings F.a.'s most frequently originated type of loan was Conventional, with 4,379 originations. Their 2nd most popular type was FHA, with 208 originations.
Loan Reason
For 2021, Colonial Savings F.a.'s most frequently cited loan purpose was Refi, with 1,849 originations. The 2nd most popular reason was Home Purchase, with 1,683 originations.
Loan Duration/Length
For 2021, Colonial Savings F.a.'s most frequently cited loan duration was 30 Year, with 2,816 originations. The 2nd most popular length was 15 Year, with 1,167 originations.
Origination Fees/Closing Costs
Colonial Savings F.a.'s average total fees were $4,118, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,736 originations.
Interest Rates
During 2021, Colonial Savings F.a.'s average interest rate for loans was 3.21%, while their most frequently originated rate bucket for loans was 3-4%, with 2,114 originations.
Loan Sizing
2021 saw Colonial Savings F.a. place emphasis on $200k-400k loans with 2,106 originations, totaling $587,100,000 in origination value.
Applicant Income
Colonial Savings F.a. lent most frequently to those with incomes in the $100k-150k range, with 1,274 originations. The second most popular income band? $50k-75k, with 937 originations.
Applicant Debt to Income Ratio
Colonial Savings F.a. lent most frequently to those with DTI ratios of 20-30%, with 1,207 originations. The next most common DTI ratio? 30-36%, with 951 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.63%
Colonial Savings F.a. has an average approval rate.
Pick Rate
Approvals leading to origination47.67%
Colonial Savings F.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,791 | $1,260,065,000 | $263,007 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,791 | $1,260,065,000 | $263,007 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Colonial Mortgage Service Co. Of America | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Colonial Savings, F.A. | 10860 North Beach Fort Worth, TX 76244 | Full Service B&M | $3,096 |
| Colonial Savings, F.A. | 110 N Main St Cleburne, TX 76033 | Full Service B&M | $16,227 |
| Colonial Savings, F.A. | 1605 South Bowen Road Arlington, TX 76013 | Full Service B&M | $13,063 |
| Colonial Savings, F.A. | 217 South Stemmons Lewisville, TX 75067 | Full Service B&M | $32,585 |
| Colonial Savings, F.A. | 2600 West Freeway Fort Worth, TX 76102 | Limited, Drive-thru | $640,652 |
| Colonial Savings, F.A. | 2626c West Freeway Fort Worth, TX 76102 | Full Service B&M | $49,990 |
| Colonial Savings, F.A. | 4900 Colleyville Blvd Colleyville, TX 76034 | Full Service B&M | $45,178 |
| Colonial Savings, F.A. | 5250 Hwy 78 Suite 100 Sachse, TX 75048 | Full Service B&M | $20,203 |
| Colonial Savings, F.A. | 7317 Oakmont Blvd Fort Worth, TX 76132 | Full Service B&M | $33,023 |
For 2021, Colonial Savings F.a. had 9 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $43,509 |
| Net interest income | $42,762 |
| Total noninterest income | $76,125 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $76 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $76,049 |
| Pre-tax net operating income | $10,164 |
| Securities gains (or losses, -) | $-181 |
| Income before extraordinary items | $9,958 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $9,958 |
| Minority interest net income | $0 |
| Net income | $9,958 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $10,139 |
Colonial Savings F.a.'s gross interest income from loans was $43,509,000.
Colonial Savings F.a.'s net interest income from loans was $42,762,000.
Colonial Savings F.a.'s fee based income from loans was $76,000.
Colonial Savings F.a.'s net income from loans was $9,958,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $747 |
| Provision for credit losses | $1,515 |
| Total noninterest expense | $107,208 |
| Salaries and employee benefits | $76,936 |
| Premises and equipment expense | $9,700 |
| Additional noninterest expense | $20,572 |
| Applicable income taxes | $25 |
| Net charge-offs | $127 |
| Cash dividends | $0 |
Colonial Savings F.a.'s interest expense for loans was $747,000.
Colonial Savings F.a.'s payroll and benefits expense were $76,936,000.
Colonial Savings F.a.'s property, plant and equipment expenses $9,700,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 9.0% |
| Real Estate loans | 9.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 58.0% |
| 1-4 family residential loans | 10.0% |
| HELOC loans | 0.0% |
| All other family | 10.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $736,249 |
| Deposits held in domestic offices | $736,249 |
| Deposits by Individuals, partnerships, and corporations | $726,347 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $9,405 |
| Deposits by Commercial banks and other depository institutions in U.S. | $497 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $246,627 |
| Demand deposits | $188,595 |
| Nontransaction accounts | $489,622 |
| Money market deposit accounts (MMDAs) | $326,917 |
| Other savings deposits (excluding MMDAs) | $25,399 |
| Total time deposits | $137,306 |
| Total time and savings deposits | $547,654 |
| Noninterest-bearing deposits | $445,767 |
| Interest-bearing deposits | $290,482 |
| Retail deposits | $640,133 |
| IRAs and Keogh plan accounts | $14,468 |
| Brokered deposits | $90,938 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $1,089,286 |
| Cash & Balances due from depository institutions | $47,501 |
| Interest-bearing balances | $39,224 |
| Total securities | $61,802 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $706,194 |
| Loan and leases loss allowance | $6,914 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $10,374 |
| Other real estate owned | $7 |
| Goodwill and other intangibles | $210,057 |
| All other assets | $53,351 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $1,089,286 |
| Total Liabilities | $854,142 |
| Total deposits | $736,249 |
| Interest-bearing deposits | $290,482 |
| Deposits held in domestic offices | $736,249 |
| % insured (estimated) | $94 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $85,000 |
| Subordinated debt | $0 |
| All other liabilities | $32,893 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $706,194 |
| Loan and leases loss allowance | $6,914 |
| Total loans and leases (domestic) | $713,108 |
| All real estate loans | $703,308 |
| Real estate loans in domestic offices | $703,308 |
| Construction and development loans | $62,599 |
| Residential 1-4 family construction | $61,039 |
| Other construction, all land development and other land | $1,560 |
| Loans secured by nonfarm nonresidential properties | $33,207 |
| Nonfarm nonresidential secured by owner-occupied properties | $33,207 |
| Commercial real estate & other non-farm, non-residential | $0 |
| Multifamily residential real estate | $346 |
| 1-4 family residential loans | $607,156 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $7,684 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $2,103 |
| Credit card loans | $0 |
| Related Plans | $11 |
| Consumer Auto Loans | $622 |
| Other loans to individuals | $1,470 |
| All other loans & leases | $13 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $13 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $46 |
| Restructured Loans & leases | $27,988 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
Colonial Savings F.A. had $706,194,000 of loans outstanding in 2021. $703,308,000 of loans were in real estate loans. $62,599,000 of loans were in development loans. $346,000 of loans were in multifamily mortgage loans. $607,156,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $622,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 33 | $10,013 | $303,424 |
| Nonfarm, nonresidential loans - <$100k | 3 | $190 | $63,333 |
| Nonfarm, nonresidential loans - $100-250k | 12 | $1,645 | $137,083 |
| Nonfarm, nonresidential loans - $250k-1MM | 18 | $8,178 | $454,333 |
| Commercial & Industrial, US addressed loans - <$1MM | 51 | $6,215 | $121,863 |
| Commercial & Industrial, US addressed loans - <$100k | 17 | $562 | $33,059 |
| Commercial & Industrial, US addressed loans - $100-250k | 27 | $2,852 | $105,630 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 7 | $2,801 | $400,143 |