Keller Mortgage Rates, Fees & Info

HILLIARD, OH

LEI: 549300GUS13Z72B6KD63

Tax ID: 20-2470783

5 stars - out of 5 stars, based on 63 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Keller Mortgage is a small mortgage company specializing in Home Purchase loans. Keller Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Minneapolis, Phoenix, and Tampa among others. We have data for 381 markets. (Some data included below & more in-depth data is available with an active subscription.)

Keller Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Keller Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.51% 6/4/23
30 Year Conventional Refi 6.52% 6/4/23
30 Year Cash-out Refi 6.80% 6/4/23
30 Year FHA Purchase 7.01% 6/4/23
30 Year FHA Refi 6.44% 6/4/23
30 Year VA Purchase 6.35% 6/4/23
30 Year USDA Purchase 6.60% 6/4/23
15 Year Conventional Purchase 5.81% 6/4/23
15 Year Conventional Refi 6.01% 6/4/23
15 Year Cash-out Refi 6.01% 6/4/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Keller Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Keller Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,948

Origination Dollar Volume (All Markets)

$1,193,310,000
Show all (177) awards

Relative Rate

Keller Mortgage's average 30 year fixed mortgage rate was 4.72%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.04%.

Relative Fees (Closing Costs)

Keller Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $5,408.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 223 $72,655,000 $325,807 $6,222 4.71%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 212 $65,880,000 $310,755 $5,416 4.56%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 175 $54,895,000 $313,686 $4,941 4.70%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 129 $47,775,000 $370,349 $7,642 4.87%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 148 $47,530,000 $321,149 $6,492 5.04%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 111 $43,085,000 $388,153 $6,820 4.38%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 127 $42,195,000 $332,244 $5,826 4.91%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 125 $40,195,000 $321,560 $5,040 4.74%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 117 $25,535,000 $218,248 $4,892 5.13%
Outside of Metro Areas 92 $22,720,000 $246,957 $5,088 4.62%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 66 $19,740,000 $299,091 $4,902 4.34%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 48 $17,520,000 $365,000 $5,691 4.68%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 61 $15,545,000 $254,836 $4,207 4.47%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 57 $14,395,000 $252,544 $4,021 4.92%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 47 $13,205,000 $280,957 $6,225 4.53%
ST. LOUIS, MO-IL (FHA|USDA|VA) 47 $12,995,000 $276,489 $3,917 4.69%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 35 $12,835,000 $366,714 $5,613 4.34%
COLUMBUS, OH (FHA|USDA|VA) 40 $12,240,000 $306,000 $4,653 4.68%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 47 $12,225,000 $260,106 $5,924 5.13%
HUNTSVILLE, AL (FHA|USDA|VA) 40 $11,740,000 $293,500 $4,414 4.55%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 29 $11,355,000 $391,552 $6,803 4.84%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 36 $10,380,000 $288,333 $7,508 4.61%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 24 $9,740,000 $405,833 $6,475 4.67%
RALEIGH-CARY, NC (FHA|USDA|VA) 30 $9,590,000 $319,667 $3,575 4.20%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 32 $9,570,000 $299,063 $4,662 4.33%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 23 $9,415,000 $409,348 $4,601 4.64%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 36 $9,310,000 $258,611 $4,977 5.17%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 13 $9,305,000 $715,769 $7,853 4.17%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 40 $9,040,000 $226,000 $3,691 4.43%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 38 $8,860,000 $233,158 $4,022 4.45%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 26 $8,850,000 $340,385 $5,142 4.87%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 37 $8,755,000 $236,622 $3,265 4.96%
ASHEVILLE, NC (FHA|USDA|VA) 23 $8,165,000 $355,000 $5,378 4.58%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 29 $8,085,000 $278,793 $4,728 4.34%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 31 $7,905,000 $255,000 $5,031 4.56%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 17 $7,825,000 $460,294 $4,333 3.86%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 20 $7,290,000 $364,500 $6,265 4.85%
SPARTANBURG, SC (FHA|USDA|VA) 27 $6,875,000 $254,630 $4,575 4.45%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 23 $6,595,000 $286,739 $4,417 4.48%
DAYTON-KETTERING, OH (FHA|USDA|VA) 29 $6,535,000 $225,345 $4,911 5.21%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 14 $6,420,000 $458,571 $6,122 4.38%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 15 $6,185,000 $412,333 $4,353 4.15%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 18 $6,160,000 $342,222 $4,662 4.94%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 27 $5,905,000 $218,704 $4,664 4.92%
AKRON, OH (FHA|USDA|VA) 30 $5,890,000 $196,333 $4,866 4.80%
ALBUQUERQUE, NM (FHA|USDA|VA) 16 $5,830,000 $364,375 $6,990 4.91%
Hilo, HI (FHA|USDA|VA) 12 $5,450,000 $454,167 $6,834 4.30%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 19 $5,445,000 $286,579 $8,126 4.36%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 15 $5,405,000 $360,333 $6,003 4.89%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 15 $5,355,000 $357,000 $6,370 4.47%
ANCHORAGE, AK (FHA|USDA|VA) 14 $5,270,000 $376,429 $5,144 4.25%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 18 $5,020,000 $278,889 $5,077 4.66%
OCALA, FL (FHA|USDA|VA) 23 $4,885,000 $212,391 $5,199 4.46%
KANSAS CITY, MO-KS (FHA|USDA|VA) 18 $4,840,000 $268,889 $4,174 4.67%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 17 $4,445,000 $261,471 $5,508 4.57%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 21 $4,425,000 $210,714 $3,487 4.86%
PORT ST. LUCIE, FL (FHA|USDA|VA) 12 $4,290,000 $357,500 $5,650 4.32%
KNOXVILLE, TN (FHA|USDA|VA) 13 $4,165,000 $320,385 $6,013 5.03%
BOISE CITY, ID (FHA|USDA|VA) 12 $4,140,000 $345,000 $4,432 4.51%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 11 $4,135,000 $375,909 $7,712 4.22%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 13 $4,135,000 $318,077 $4,098 4.18%
BAKERSFIELD, CA (FHA|USDA|VA) 10 $4,100,000 $410,000 $5,094 5.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 17 $4,055,000 $238,529 $4,075 4.52%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 10 $3,820,000 $382,000 $4,623 5.18%
GAINESVILLE, GA (FHA|USDA|VA) 12 $3,810,000 $317,500 $4,657 4.72%
RENO, NV (FHA|USDA|VA) 10 $3,590,000 $359,000 $4,333 4.55%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $3,525,000 $391,667 $4,212 4.35%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 14 $3,510,000 $250,714 $5,550 4.40%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 14 $3,470,000 $247,857 $3,871 4.21%
LOUISVILLE, KY (FHA|USDA|VA) 14 $3,450,000 $246,429 $3,354 4.55%
SIOUX FALLS, SD (FHA|USDA|VA) 14 $3,370,000 $240,714 $3,185 4.71%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 15 $3,315,000 $221,000 $3,426 4.55%
FAYETTEVILLE, NC (FHA|USDA|VA) 12 $3,270,000 $272,500 $6,009 4.91%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 13 $3,235,000 $248,846 $5,146 4.34%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 15 $3,235,000 $215,667 $6,058 4.86%
PUNTA GORDA, FL (FHA|USDA|VA) 9 $3,175,000 $352,778 $6,981 4.90%
JACKSONVILLE, FL (FHA|USDA|VA) 11 $3,135,000 $285,000 $4,986 4.92%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 11 $3,045,000 $276,818 $6,254 4.88%
WILMINGTON, NC (FHA|USDA|VA) 9 $3,015,000 $335,000 $6,439 4.72%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 9 $2,975,000 $330,556 $3,074 4.56%
TUCSON, AZ (FHA|USDA|VA) 9 $2,915,000 $323,889 $6,718 4.21%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $2,790,000 $348,750 $8,519 4.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 13 $2,715,000 $208,846 $4,359 4.44%
COLUMBIA, SC (FHA|USDA|VA) 10 $2,680,000 $268,000 $4,786 4.99%
MADISON, WI (FHA|USDA|VA) 8 $2,640,000 $330,000 $3,079 4.95%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 14 $2,600,000 $185,714 $6,985 4.86%
SALT LAKE CITY, UT (FHA|USDA|VA) 6 $2,600,000 $433,333 $3,126 4.19%
GREELEY, CO (FHA|USDA|VA) 6 $2,600,000 $433,333 $3,651 4.35%
WICHITA, KS (FHA|USDA|VA) 11 $2,595,000 $235,909 $4,649 4.43%
YAKIMA, WA (FHA|USDA|VA) 7 $2,565,000 $366,429 $5,980 5.20%
PUEBLO, CO (FHA|USDA|VA) 7 $2,545,000 $363,571 $4,530 4.59%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 5 $2,515,000 $503,000 $5,809 3.78%
LONGVIEW, WA (FHA|USDA|VA) 6 $2,460,000 $410,000 $6,630 3.88%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $2,440,000 $244,000 $4,680 4.78%
CANTON-MASSILLON, OH (FHA|USDA|VA) 16 $2,400,000 $150,000 $5,011 5.02%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $2,310,000 $288,750 $5,255 5.06%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 8 $2,270,000 $283,750 $4,806 5.55%
BEND, OR (FHA|USDA|VA) 6 $2,210,000 $368,333 $7,989 4.54%
GRAND JUNCTION, CO (FHA|USDA|VA) 8 $2,210,000 $276,250 $7,026 5.28%
Port Angeles, WA (FHA|USDA|VA) 3 $2,185,000 $728,333 $3,565 4.33%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 5 $2,155,000 $431,000 $11,682 3.95%
Klamath Falls, OR (FHA|USDA|VA) 7 $2,115,000 $302,143 $4,309 3.84%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 13 $2,095,000 $161,154 $3,282 4.56%
COLORADO SPRINGS, CO (FHA|USDA|VA) 4 $2,090,000 $522,500 $12,516 4.81%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $2,085,000 $417,000 $4,899 4.75%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $2,065,000 $413,000 $5,665 4.75%
FORT COLLINS, CO (FHA|USDA|VA) 4 $2,050,000 $512,500 $3,301 5.31%
Kalispell, MT (FHA|USDA|VA) 5 $2,035,000 $407,000 $6,193 5.23%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 8 $2,030,000 $253,750 $6,463 5.72%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $2,005,000 $222,778 $4,897 4.68%
TULSA, OK (FHA|USDA|VA) 7 $1,975,000 $282,143 $4,248 5.07%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $1,940,000 $485,000 $4,249 4.59%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 9 $1,885,000 $209,444 $7,080 4.92%
Outside of Metro Areas 5 $1,815,000 $363,000 $4,905 4.08%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,790,000 $298,333 $7,933 4.52%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $1,770,000 $295,000 $6,570 4.48%
SALEM, OR (FHA|USDA|VA) 5 $1,765,000 $353,000 $6,976 4.75%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $1,760,000 $440,000 $6,676 5.34%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $1,740,000 $290,000 $4,041 4.33%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,735,000 $347,000 $6,445 4.50%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $1,735,000 $1,735,000 $15,532 6.50%
Granbury, TX (FHA|USDA|VA) 5 $1,705,000 $341,000 $7,954 4.55%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,690,000 $281,667 $7,484 4.46%
Cullowhee, NC (FHA|USDA|VA) 5 $1,685,000 $337,000 $6,857 4.63%
LAS CRUCES, NM (FHA|USDA|VA) 7 $1,675,000 $239,286 $4,847 4.59%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,660,000 $276,667 $5,443 3.94%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,645,000 $329,000 $5,038 5.23%
MOBILE, AL (FHA|USDA|VA) 9 $1,635,000 $181,667 $4,952 4.54%
Bozeman, MT (FHA|USDA|VA) 4 $1,620,000 $405,000 $4,205 4.63%
STOCKTON, CA (FHA|USDA|VA) 4 $1,580,000 $395,000 $3,996 4.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,696 3.98%
MODESTO, CA (FHA|USDA|VA) 3 $1,565,000 $521,667 $6,052 4.79%
JOHNSON CITY, TN (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,159 5.48%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,530,000 $255,000 $4,040 3.83%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,520,000 $760,000 $13,938 5.13%
EL PASO, TX (FHA|USDA|VA) 6 $1,480,000 $246,667 $5,257 4.13%
TYLER, TX (FHA|USDA|VA) 5 $1,465,000 $293,000 $6,160 4.58%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $1,445,000 $289,000 $3,621 5.00%
Durango, CO (FHA|USDA|VA) 4 $1,440,000 $360,000 $4,613 4.09%
TWIN FALLS, ID (FHA|USDA|VA) 4 $1,420,000 $355,000 $8,731 4.47%
EAU CLAIRE, WI (FHA|USDA|VA) 5 $1,405,000 $281,000 $5,907 3.88%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,400,000 $233,333 $4,576 5.06%
BURLINGTON, NC (FHA|USDA|VA) 6 $1,380,000 $230,000 $4,586 3.90%
MIDLAND, TX (FHA|USDA|VA) 5 $1,375,000 $275,000 $5,774 4.38%
Ozark, AL (FHA|USDA|VA) 5 $1,375,000 $275,000 $5,978 5.75%
Ellensburg, WA (FHA|USDA|VA) 1 $1,365,000 $1,365,000 $13,447 5.38%
Seneca, SC (FHA|USDA|VA) 4 $1,360,000 $340,000 $2,362 4.44%
GRANTS PASS, OR (FHA|USDA|VA) 2 $1,240,000 $620,000 $4,205 4.06%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,230,000 $307,500 $2,457 4.22%
SANTA FE, NM (FHA|USDA|VA) 4 $1,210,000 $302,500 $4,534 4.16%
Roseburg, OR (FHA|USDA|VA) 5 $1,175,000 $235,000 $6,582 4.93%
Athens, TX (FHA|USDA|VA) 4 $1,160,000 $290,000 $6,321 3.84%
FRESNO, CA (FHA|USDA|VA) 4 $1,150,000 $287,500 $3,136 3.63%
Cañon City, CO (FHA|USDA|VA) 3 $1,135,000 $378,333 $5,134 5.50%
Brainerd, MN (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,284 5.13%
DECATUR, AL (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,619 4.13%
Jefferson, GA (FHA|USDA|VA) 4 $1,120,000 $280,000 $5,293 4.34%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,631 4.80%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $1,075,000 $358,333 $6,344 4.46%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $1,045,000 $209,000 $6,356 4.88%
Holland, MI (FHA|USDA|VA) 3 $1,035,000 $345,000 $2,662 4.63%
Richmond-Berea, KY (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,239 4.35%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,538 4.56%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 6 $990,000 $165,000 $3,545 4.83%
Taos, NM (FHA|USDA|VA) 2 $980,000 $490,000 $2,915 3.50%
CHICO, CA (FHA|USDA|VA) 2 $980,000 $490,000 $6,654 3.56%
CLEVELAND, TN (FHA|USDA|VA) 3 $975,000 $325,000 $3,797 3.33%
PROVO-OREM, UT (FHA|USDA|VA) 2 $970,000 $485,000 $3,720 4.81%
Montrose, CO (FHA|USDA|VA) 2 $930,000 $465,000 $4,693 3.63%
VISALIA, CA (FHA|USDA|VA) 3 $925,000 $308,333 $3,238 4.58%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $920,000 $230,000 $3,021 4.50%
MEDFORD, OR (FHA|USDA|VA) 3 $915,000 $305,000 $9,200 5.00%
GAINESVILLE, FL (FHA|USDA|VA) 4 $910,000 $227,500 $5,772 4.31%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $910,000 $455,000 $8,303 4.88%
SPRINGFIELD, MO (FHA|USDA|VA) 5 $905,000 $181,000 $3,720 4.40%
ROCHESTER, MN (FHA|USDA|VA) 3 $895,000 $298,333 $6,376 4.96%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $895,000 $298,333 $4,669 5.33%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $855,000 $285,000 $4,587 5.21%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $835,000 $278,333 $3,597 3.79%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $835,000 $278,333 $8,922 4.75%
BILLINGS, MT (FHA|USDA|VA) 3 $815,000 $271,667 $4,646 4.33%
Heber, UT (FHA|USDA|VA) 1 $815,000 $815,000 $13,638 4.50%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $810,000 $405,000 $4,975 4.31%
ST. GEORGE, UT (FHA|USDA|VA) 2 $810,000 $405,000 $6,084 3.06%
LAREDO, TX (FHA|USDA|VA) 2 $800,000 $400,000 $9,351 4.69%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $800,000 $200,000 $4,774 5.06%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $795,000 $265,000 $4,910 5.38%
Shelby, NC (FHA|USDA|VA) 2 $790,000 $395,000 $3,167 4.81%
PITTSBURGH, PA (FHA|USDA|VA) 4 $790,000 $197,500 $6,671 4.31%
Stephenville, TX (FHA|USDA|VA) 3 $775,000 $258,333 $3,298 4.21%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $770,000 $385,000 $2,274 5.31%
Bartlesville, OK (FHA|USDA|VA) 4 $760,000 $190,000 $3,926 3.81%
Salina, KS (FHA|USDA|VA) 5 $755,000 $151,000 $3,560 5.62%
THE VILLAGES, FL (FHA|USDA|VA) 2 $750,000 $375,000 $7,466 5.00%
BOULDER, CO (FHA|USDA|VA) 1 $745,000 $745,000 $4,238 5.88%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $745,000 $248,333 $3,549 4.13%
Clovis, NM (FHA|USDA|VA) 2 $740,000 $370,000 $3,481 3.69%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $735,000 $245,000 $7,350 4.13%
Traverse City, MI (FHA|USDA|VA) 3 $735,000 $245,000 $4,909 4.88%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $710,000 $177,500 $2,908 5.22%
Kapaa, HI (FHA|USDA|VA) 1 $705,000 $705,000 $9,697 5.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $700,000 $350,000 $9,943 4.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $695,000 $231,667 $7,144 4.46%
Glenwood Springs, CO (FHA|USDA|VA) 3 $695,000 $231,667 $5,126 5.29%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $690,000 $345,000 $5,419 5.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $690,000 $172,500 $4,447 4.59%
LUBBOCK, TX (FHA|USDA|VA) 2 $680,000 $340,000 $8,341 5.56%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $670,000 $335,000 $3,296 3.69%
Rockport, TX (FHA|USDA|VA) 2 $670,000 $335,000 $8,921 6.94%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $665,000 $665,000 $5,907 4.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $660,000 $165,000 $4,427 5.41%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $655,000 $218,333 $3,087 4.67%
Winona, MN (FHA|USDA|VA) 1 $645,000 $645,000 $3,108 4.88%
VALLEJO, CA (FHA|USDA|VA) 1 $645,000 $645,000 $12,323 6.13%
Ruidoso, NM (FHA|USDA|VA) 4 $640,000 $160,000 $3,429 5.40%
RICHMOND, VA (FHA|USDA|VA) 3 $635,000 $211,667 $3,504 4.67%
Cedar City, UT (FHA|USDA|VA) 3 $635,000 $211,667 $2,323 3.33%
Albertville, AL (FHA|USDA|VA) 2 $630,000 $315,000 $3,972 4.13%
Fergus Falls, MN (FHA|USDA|VA) 1 $625,000 $625,000 $5,089 3.25%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $620,000 $310,000 $5,470 5.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $615,000 $205,000 $4,502 3.42%
Marietta, OH (FHA|USDA|VA) 2 $610,000 $305,000 $4,709 4.81%
Sevierville, TN (FHA|USDA|VA) 1 $605,000 $605,000 $8,474 4.50%
Cedartown, GA (FHA|USDA|VA) 3 $605,000 $201,667 $7,088 5.29%
Aberdeen, WA (FHA|USDA|VA) 1 $595,000 $595,000 $3,368 3.25%
Hailey, ID (FHA|USDA|VA) 1 $585,000 $585,000 $4,422 4.25%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $575,000 $575,000 $5,113 5.75%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $575,000 $191,667 $7,041 4.92%
Greenwood, SC (FHA|USDA|VA) 2 $570,000 $285,000 $6,078 4.38%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $555,000 $185,000 $3,782 4.17%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $550,000 $275,000 $3,052 4.25%
MISSOULA, MT (FHA|USDA|VA) 1 $545,000 $545,000 $8,692 5.50%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $545,000 $545,000 $23,878 4.63%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $540,000 $270,000 $6,250 3.81%
Alamogordo, NM (FHA|USDA|VA) 2 $540,000 $270,000 $1,594 3.31%
Roswell, NM (FHA|USDA|VA) 3 $535,000 $178,333 $4,038 4.83%
FLINT, MI (FHA|USDA|VA) 3 $525,000 $175,000 $4,646 4.88%
ODESSA, TX (FHA|USDA|VA) 3 $515,000 $171,667 $3,242 3.92%
TOLEDO, OH (FHA|USDA|VA) 2 $510,000 $255,000 $3,845 3.19%
LANCASTER, PA (FHA|USDA|VA) 2 $500,000 $250,000 $4,318 5.38%
Marion, OH (FHA|USDA|VA) 3 $495,000 $165,000 $2,552 4.38%
Lewisburg, TN (FHA|USDA|VA) 2 $490,000 $245,000 $9,532 3.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $490,000 $245,000 $0 5.69%
FOND DU LAC, WI (FHA|USDA|VA) 1 $485,000 $485,000 $7,560 4.88%
Menomonie, WI (FHA|USDA|VA) 2 $480,000 $240,000 $5,882 6.06%
Wilson, NC (FHA|USDA|VA) 2 $470,000 $235,000 $4,071 4.56%
Huntsville, TX (FHA|USDA|VA) 2 $470,000 $235,000 $3,998 4.50%
Brenham, TX (FHA|USDA|VA) 2 $470,000 $235,000 $3,718 3.38%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $470,000 $235,000 $3,514 5.06%
YUBA CITY, CA (FHA|USDA|VA) 1 $465,000 $465,000 $5,048 5.63%
Key West, FL (FHA|USDA|VA) 1 $465,000 $465,000 $7,261 5.50%
READING, PA (FHA|USDA|VA) 2 $460,000 $230,000 $6,261 5.69%
LAFAYETTE, LA (FHA|USDA|VA) 2 $450,000 $225,000 $7,493 5.38%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $440,000 $220,000 $3,453 3.75%
Toccoa, GA (FHA|USDA|VA) 2 $430,000 $215,000 $4,204 4.00%
Branson, MO (FHA|USDA|VA) 2 $430,000 $215,000 $3,256 4.38%
Willmar, MN (FHA|USDA|VA) 1 $425,000 $425,000 $3,943 7.00%
Mountain Home, ID (FHA|USDA|VA) 1 $425,000 $425,000 $13,131 3.63%
Athens, TN (FHA|USDA|VA) 1 $415,000 $415,000 $6,908 6.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $410,000 $205,000 $2,271 5.50%
North Wilkesboro, NC (FHA|USDA|VA) 2 $410,000 $205,000 $5,136 5.19%
Boone, NC (FHA|USDA|VA) 2 $410,000 $205,000 $2,407 4.25%
West Plains, MO (FHA|USDA|VA) 1 $405,000 $405,000 $5,235 3.50%
Mayfield, KY (FHA|USDA|VA) 1 $405,000 $405,000 $6,297 5.38%
LINCOLN, NE (FHA|USDA|VA) 1 $405,000 $405,000 $3,980 4.25%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $400,000 $200,000 $4,936 5.19%
Newport, OR (FHA|USDA|VA) 1 $395,000 $395,000 $9,311 3.50%
LYNCHBURG, VA (FHA|USDA|VA) 1 $395,000 $395,000 $7,134 3.25%
DALTON, GA (FHA|USDA|VA) 2 $390,000 $195,000 $5,654 4.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $390,000 $195,000 $6,277 4.25%
Marion, NC (FHA|USDA|VA) 1 $385,000 $385,000 $4,936 5.50%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $380,000 $190,000 $5,400 3.81%
Sandusky, OH (FHA|USDA|VA) 2 $380,000 $190,000 $3,830 3.56%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $375,000 $375,000 $14,207 6.13%
Payson, AZ (FHA|USDA|VA) 1 $375,000 $375,000 $5,820 5.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $370,000 $185,000 $2,290 3.38%
APPLETON, WI (FHA|USDA|VA) 2 $370,000 $185,000 $1,793 3.50%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $365,000 $365,000 $1,816 3.38%
ENID, OK (FHA|USDA|VA) 1 $355,000 $355,000 $2,895 3.38%
CARSON CITY, NV (FHA|USDA|VA) 1 $355,000 $355,000 $2,392 3.50%
Brownwood, TX (FHA|USDA|VA) 1 $355,000 $355,000 $2,334 3.63%
Paducah, KY-IL (FHA|USDA|VA) 2 $350,000 $175,000 $2,742 4.19%
ANN ARBOR, MI (FHA|USDA|VA) 1 $345,000 $345,000 $11,332 5.25%
Los Alamos, NM (FHA|USDA|VA) 1 $345,000 $345,000 $3,682 3.25%
Wooster, OH (FHA|USDA|VA) 1 $345,000 $345,000 $2,520 5.25%
FLORENCE, SC (FHA|USDA|VA) 2 $340,000 $170,000 $2,269 4.38%
Sandpoint, ID (FHA|USDA|VA) 1 $335,000 $335,000 $11,313 6.88%
Austin, MN (FHA|USDA|VA) 1 $325,000 $325,000 $5,653 5.38%
Concord, NH (FHA|USDA|VA) 1 $325,000 $325,000 $2,500 4.00%
Coos Bay, OR (FHA|USDA|VA) 1 $315,000 $315,000 $8,528 3.88%
Mount Sterling, KY (FHA|USDA|VA) 1 $315,000 $315,000 $8,483 5.63%
LEBANON, PA (FHA|USDA|VA) 1 $305,000 $305,000 $3,278 4.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $305,000 $305,000 $2,070 3.38%
Winnemucca, NV (FHA|USDA|VA) 1 $305,000 $305,000 $3,053 5.13%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $295,000 $295,000 $2,580 5.88%
JACKSON, TN (FHA|USDA|VA) 1 $295,000 $295,000 $2,966 3.25%
Elko, NV (FHA|USDA|VA) 1 $295,000 $295,000 $2,995 3.38%
ROCKFORD, IL (FHA|USDA|VA) 2 $290,000 $145,000 $5,160 5.19%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $285,000 $285,000 $7,922 3.75%
Pittsburg, KS (FHA|USDA|VA) 1 $285,000 $285,000 $3,899 4.00%
Beaver Dam, WI (FHA|USDA|VA) 1 $285,000 $285,000 $9,844 7.13%
POCATELLO, ID (FHA|USDA|VA) 1 $285,000 $285,000 $17,381 6.13%
DULUTH, MN-WI (FHA|USDA|VA) 2 $280,000 $140,000 $3,152 4.81%
ABILENE, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,938 3.75%
MONROE, LA (FHA|USDA|VA) 1 $275,000 $275,000 $4,278 6.38%
Danville, KY (FHA|USDA|VA) 1 $275,000 $275,000 $2,081 3.88%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $275,000 $275,000 $6,795 4.88%
Laramie, WY (FHA|USDA|VA) 1 $265,000 $265,000 $2,170 3.75%
Kerrville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $6,297 4.25%
RACINE, WI (FHA|USDA|VA) 1 $265,000 $265,000 $9,475 4.75%
Warsaw, IN (FHA|USDA|VA) 1 $265,000 $265,000 $1,349 5.63%
DECATUR, IL (FHA|USDA|VA) 2 $260,000 $130,000 $5,071 7.00%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $255,000 $255,000 $2,659 6.13%
Cambridge, MD (FHA|USDA|VA) 1 $255,000 $255,000 $5,311 6.38%
Baraboo, WI (FHA|USDA|VA) 1 $245,000 $245,000 $9,609 7.25%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $245,000 $245,000 $3,989 5.50%
JACKSON, MI (FHA|USDA|VA) 1 $245,000 $245,000 $3,867 3.88%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $245,000 $245,000 $8,144 4.13%
Lufkin, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,071 3.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,358 3.88%
Rochelle, IL (FHA|USDA|VA) 1 $235,000 $235,000 $2,942 5.63%
Ashtabula, OH (FHA|USDA|VA) 1 $235,000 $235,000 $5,474 6.13%
VICTORIA, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,583 3.88%
Marion, IN (FHA|USDA|VA) 2 $230,000 $115,000 $3,489 6.38%
WACO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,745 4.25%
HATTIESBURG, MS (FHA|USDA|VA) 1 $225,000 $225,000 $6,744 3.25%
SYRACUSE, NY (FHA|USDA|VA) 1 $225,000 $225,000 $5,957 2.75%
GOLDSBORO, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,369 6.38%
Cookeville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,733 5.50%
New Castle, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,336 4.63%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $205,000 $205,000 $4,170 4.75%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $205,000 $205,000 $1,675 3.75%
MERCED, CA (FHA|USDA|VA) 1 $205,000 $205,000 $3,395 3.25%
BRUNSWICK, GA (FHA|USDA|VA) 1 $195,000 $195,000 $1,647 3.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $195,000 $195,000 $4,796 3.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $195,000 $195,000 $1,391 3.38%
NEW BERN, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,711 5.25%
El Campo, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,709 3.88%
Helena, MT (FHA|USDA|VA) 1 $185,000 $185,000 $3,001 4.88%
IOWA CITY, IA (FHA|USDA|VA) 1 $185,000 $185,000 $6,843 5.63%
ROANOKE, VA (FHA|USDA|VA) 1 $185,000 $185,000 $3,794 5.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $185,000 $185,000 $3,762 6.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $175,000 $175,000 $6,351 4.75%
FARMINGTON, NM (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.50%
Miami, OK (FHA|USDA|VA) 1 $175,000 $175,000 $3,207 4.38%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $175,000 $175,000 $6,898 5.38%
Mount Vernon, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,963 4.75%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $175,000 $175,000 $5,226 4.75%
Ashland, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,575 5.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,695 3.13%
PINE BLUFF, AR (FHA|USDA|VA) 1 $165,000 $165,000 $4,862 3.75%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $155,000 $155,000 $4,851 4.13%
AMARILLO, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,568 3.50%
Cornelia, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,742 5.00%
Uvalde, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,818 6.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,560 5.25%
Bogalusa, LA (FHA|USDA|VA) 1 $155,000 $155,000 $5,280 6.00%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $155,000 $155,000 $2,935 3.63%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $155,000 $155,000 $2,764 3.63%
Platteville, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,762 5.63%
GREENVILLE, NC (FHA|USDA|VA) 1 $145,000 $145,000 $6,873 6.13%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,602 4.75%
Shawnee, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,698 6.50%
MANSFIELD, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,947 4.75%
KOKOMO, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,263 4.00%
TOPEKA, KS (FHA|USDA|VA) 1 $125,000 $125,000 $2,841 5.88%
BATON ROUGE, LA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.88%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $115,000 $115,000 $4,195 5.38%
LaGrange, GA-AL (FHA|USDA|VA) 1 $115,000 $115,000 $5,208 3.38%
ELMIRA, NY (FHA|USDA|VA) 1 $115,000 $115,000 $6,182 3.75%
OWENSBORO, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,698 5.75%
Moses Lake, WA (FHA|USDA|VA) 1 $105,000 $105,000 $2,354 3.38%
Ponca City, OK (FHA|USDA|VA) 1 $95,000 $95,000 $7,371 4.75%
Martinsville, VA (FHA|USDA|VA) 1 $95,000 $95,000 $3,651 6.13%
HAMMOND, LA (FHA|USDA|VA) 1 $95,000 $95,000 $2,634 4.13%
Freeport, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,284 5.50%
Clinton, IA (FHA|USDA|VA) 1 $85,000 $85,000 $3,046 5.63%
Newberry, SC (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.63%
Brookings, OR (FHA|USDA|VA) 1 $75,000 $75,000 $2,958 6.38%
LONGVIEW, TX (FHA|USDA|VA) 1 $65,000 $65,000 $2,544 4.63%
LAWTON, OK (FHA|USDA|VA) 1 $65,000 $65,000 $3,193 4.75%
Keller Mortgage's top markets include Dallas, Houston, Minneapolis, Phoenix, and Tampa among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against KELLER MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SKYWARD
    Similarity Rank: 96
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,456 $1,047,170,000 $303,001 $4,807 4.69%
    FHA 298 $79,250,000 $265,940 $9,221 4.69%
    VA 177 $63,125,000 $356,638 $9,298 4.52%
    USDA 17 $3,765,000 $221,471 $5,057 3.76%

    For 2022, Keller Mortgage's most frequently originated type of loan was Conventional, with 3,456 originations. Their 2nd most popular type was FHA, with 298 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,486 $1,068,060,000 $306,386 $5,493 4.76%
    Cash Out Refi 343 $91,925,000 $268,003 $4,648 4.22%
    Refi 119 $33,325,000 $280,042 $3,493 3.65%

    For 2022, Keller Mortgage's most frequently cited loan purpose was Home Purchase, with 3,486 originations. The 2nd most popular reason was Cash Out Refi, with 343 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,778 $1,149,270,000 $304,201 $5,408 4.72%
    15 Year 146 $36,620,000 $250,822 $4,083 3.74%
    20 Year 15 $4,525,000 $301,667 $4,087 4.13%
    Other 7 $2,265,000 $323,571 $6,905 4.11%
    10 Year 2 $630,000 $315,000 $4,933 4.69%

    For 2022, Keller Mortgage's most frequently cited loan duration was 30 Year, with 3,778 originations. The 2nd most popular length was 15 Year, with 146 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,665 $508,195,000 $305,222
    $1k-2k 792 $220,460,000 $278,359
    $2k-3k 487 $133,565,000 $274,261
    $5k+ 394 $157,950,000 $400,888
    $3k-4k 318 $87,870,000 $276,321
    $4k-5k 201 $65,255,000 $324,652

    Keller Mortgage's average total fees were $5,408, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,665 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,323 $410,705,000 $310,435
    5-6% 1,083 $323,825,000 $299,007
    4-5% 991 $297,285,000 $299,985
    6-7% 355 $102,955,000 $290,014
    2.5-3% 115 $35,635,000 $309,870
    7-8% 69 $19,165,000 $277,754
    <2.5% 11 $3,495,000 $317,727
    Over 8% 1 $245,000 $245,000

    During 2022, Keller Mortgage's average interest rate for loans was 4.72%, while their most frequently originated rate bucket for loans was 3-4%, with 1,323 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,213 $634,725,000 $286,817 $5,304 4.64%
    $100k-200k 869 $137,775,000 $158,544 $4,024 4.75%
    $400k-600k 640 $304,120,000 $475,188 $6,768 4.65%
    $600k-1MM 134 $92,420,000 $689,701 $8,426 4.52%
    $100,000 or less 80 $6,600,000 $82,500 $3,531 5.25%
    $1MM+ 12 $17,670,000 $1,472,500 $9,752 4.83%

    2022 saw Keller Mortgage place emphasis on $200k-400k loans with 2,213 originations, totaling $634,725,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,058 $342,730,000 $323,941 $5,516 4.72%
    $50k-75k 854 $196,720,000 $230,351 $4,760 4.59%
    $75k-100k 787 $216,515,000 $275,114 $5,297 4.72%
    $150k-250k 685 $272,855,000 $398,328 $6,232 4.71%
    $50k or less 355 $58,895,000 $165,901 $4,064 4.52%
    $250k+ 208 $105,360,000 $506,538 $6,688 4.80%

    Keller Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,058 originations. The second most popular income band? $50k-75k, with 854 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 755 $218,775,000 $289,768 $4,630 4.53%
    30-36% 699 $216,425,000 $309,621 $5,066 4.64%
    <20% 201 $59,915,000 $298,085 $4,356 4.35%
    44% 199 $62,985,000 $316,508 $5,774 4.81%
    49% 180 $55,770,000 $309,833 $5,926 4.87%
    39% 175 $52,325,000 $299,000 $5,664 4.98%
    48% 170 $49,990,000 $294,059 $5,866 4.68%
    40% 170 $52,030,000 $306,059 $5,432 4.70%
    41% 166 $50,000,000 $301,205 $5,670 4.63%
    38% 159 $49,075,000 $308,648 $5,591 4.73%
    43% 156 $47,040,000 $301,538 $6,104 4.87%
    42% 155 $46,855,000 $302,290 $4,929 4.61%
    47% 155 $47,025,000 $303,387 $5,110 4.67%
    37% 145 $46,505,000 $320,724 $5,169 4.71%
    45% 136 $39,630,000 $291,397 $5,381 4.63%
    46% 130 $39,860,000 $306,615 $6,644 4.88%
    36% 118 $35,440,000 $300,339 $5,220 4.73%
    50-60% 78 $23,300,000 $298,718 $10,246 5.05%
    >60% 1 $365,000 $365,000 $8,225 5.25%

    Keller Mortgage lent most frequently to those with DTI ratios of 20-30%, with 755 originations. The next most common DTI ratio? 30-36%, with 699 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,138 $937,910,000 $298,888 $5,255 4.71%
    Not provided 417 $129,065,000 $309,508 $5,492 4.50%
    Asian 163 $57,525,000 $352,914 $5,582 4.56%
    Black 186 $54,540,000 $293,226 $6,414 4.61%
    American Indian 34 $10,530,000 $309,706 $5,984 4.69%
    Native Hawaiian or Islander 6 $2,120,000 $353,333 $7,375 4.90%
    1 $565,000 $565,000 $6,762 6.38%
    Asian Indian 1 $535,000 $535,000 $6,396 4.13%
    Filipino 1 $315,000 $315,000 $3,757 4.13%
    Korean 1 $205,000 $205,000 $1,872 4.50%

    Approval Rates

    Total approvals of all applications
    97.21%

    Keller Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    62.94%

    Keller Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,948 $1,193,310,000 $302,257

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,948 $1,193,310,000 $302,257

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 120 $23,000,000 $191,667 $4,330 4.72%
    40-60% 368 $89,870,000 $244,212 $4,170 4.42%
    60-80% 1,175 $361,345,000 $307,528 $5,099 4.65%
    80-100% 2,267 $716,195,000 $315,922 $5,723 4.72%
    Over 100% 4 $1,240,000 $310,000 $13,605 5.97%
    Under 20% 14 $1,660,000 $118,571 $3,119 5.32%