Keller Mortgage Rates, Fees & Info
HILLIARD, OHLEI: 549300GUS13Z72B6KD63
Tax ID: 20-2470783
2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Keller Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Keller Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Dallas, Houston, Minneapolis, Austin, and Atlanta among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Keller Mortgage is typically a low fee lendor.Originations
20,195Origination Dollar Volume (All Markets)
$5,629,025,000Relative Rate
Keller Mortgage 's average 30 year fixed rate mortgage was
3.06%.
The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.
This yields a difference of -0.3%.
Relative Fees
Keller Mortgage 's average total fees for a 30 year fixed rate
mortgage are $3,271.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 17,648 | $4,955,520,000 | $280,798 | $2,653 | 3.07% |
| FHA | 1,401 | $336,085,000 | $239,889 | $6,780 | 2.85% |
| VA | 1,048 | $317,570,000 | $303,025 | $7,319 | 2.78% |
| USDA | 98 | $19,850,000 | $202,551 | $4,668 | 2.79% |
For the 2020 period, Keller Mortgage 's most frequently originated loan type was Conventional, with 17,648 originations. Their 2nd most popular type is FHA, with 1,401 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 14,036 | $3,894,590,000 | $277,472 | $3,593 | 3.02% |
| Refi | 4,647 | $1,320,415,000 | $284,144 | $2,130 | 3.01% |
| Cash Out Refi | 1,512 | $414,020,000 | $273,823 | $2,726 | 3.28% |
For the 2020, Keller Mortgage 's most frequently cited loan purpose was Home Purchase, with 14,036 originations. The 2nd most popular reason was Refi, with 4,647 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 18,508 | $5,192,550,000 | $280,557 | $3,271 | 3.06% |
| 15 Year | 1,232 | $314,210,000 | $255,041 | $2,366 | 2.73% |
| 20 Year | 293 | $82,085,000 | $280,154 | $2,256 | 3.05% |
| Other | 122 | $31,320,000 | $256,721 | $1,989 | 3.07% |
| 10 Year | 40 | $8,860,000 | $221,500 | $2,360 | 2.75% |
For the 2020, Keller Mortgage 's most frequently cited loan length was 30 Year, with 18,508 originations. The 2nd most popular length was 15 Year, with 1,232 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 18,863 | $5,245,005,000 | $278,058 |
| $1k-2k | 752 | $196,250,000 | $260,971 |
| $2k-3k | 342 | $95,910,000 | $280,439 |
| $3k-4k | 177 | $64,175,000 | $362,571 |
| $5k+ | 61 | $27,685,000 | $453,852 |
$3,271 was Keller Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 18,863 originations.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 1,257 | $315,775,000 | $251,213 | $3,090 | 3.04% |
| DALLAS-PLANO-IRVING, TX | 1,104 | $314,260,000 | $284,656 | $3,786 | 3.05% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,060 | $281,320,000 | $265,396 | $3,974 | 2.99% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 919 | $252,975,000 | $275,272 | $2,782 | 3.05% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX | 695 | $221,765,000 | $319,086 | $3,915 | 3.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA | 790 | $221,140,000 | $279,924 | $2,960 | 3.02% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX | 632 | $165,470,000 | $261,820 | $3,921 | 3.07% |
| PHOENIX-MESA-CHANDLER, AZ | 528 | $149,240,000 | $282,652 | $2,971 | 3.13% |
| DENVER-AURORA-LAKEWOOD, CO | 414 | $149,180,000 | $360,338 | $2,525 | 3.06% |
| LAS VEGAS-HENDERSON-PARADISE, NV | 361 | $105,895,000 | $293,338 | $3,589 | 3.02% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 374 | $104,200,000 | $278,610 | $2,632 | 3.06% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 399 | $102,585,000 | $257,105 | $3,553 | 3.00% |
| COLUMBUS, OH | 348 | $93,200,000 | $267,816 | $2,582 | 2.98% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 258 | $91,370,000 | $354,147 | $3,279 | 2.98% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 291 | $85,605,000 | $294,175 | $2,656 | 2.98% |
| SEATTLE-BELLEVUE-KENT, WA | 198 | $83,220,000 | $420,303 | $3,168 | 3.03% |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 149 | $68,915,000 | $462,517 | $3,078 | 3.00% |
| WARREN-TROY-FARMINGTON HILLS, MI | 257 | $60,475,000 | $235,311 | $2,385 | 3.04% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 149 | $58,255,000 | $390,973 | $3,558 | 3.02% |
| ORLANDO-KISSIMMEE-SANFORD, FL | 206 | $57,030,000 | $276,845 | $3,496 | 3.06% |
| BOISE CITY, ID | 193 | $56,245,000 | $291,425 | $3,217 | 3.06% |
| ST. LOUIS, MO-IL | 228 | $55,180,000 | $242,018 | $2,584 | 3.07% |
| RALEIGH-CARY, NC | 190 | $54,930,000 | $289,105 | $2,492 | 2.99% |
| TACOMA-LAKEWOOD, WA | 154 | $51,210,000 | $332,532 | $2,686 | 2.97% |
| HUNTSVILLE, AL | 182 | $45,610,000 | $250,604 | $2,851 | 3.00% |
| OAKLAND-BERKELEY-LIVERMORE, CA | 79 | $45,335,000 | $573,861 | $3,314 | 2.92% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 188 | $45,090,000 | $239,840 | $2,579 | 3.08% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 192 | $42,660,000 | $222,188 | $2,126 | 3.05% |
| SALT LAKE CITY, UT | 121 | $41,005,000 | $338,884 | $2,737 | 2.99% |
| SAN ANTONIO-NEW BRAUNFELS, TX | 157 | $40,605,000 | $258,631 | $3,817 | 3.02% |
| COLORADO SPRINGS, CO | 115 | $37,985,000 | $330,304 | $4,054 | 3.07% |
| BIRMINGHAM-HOOVER, AL | 158 | $37,800,000 | $239,241 | $2,296 | 3.04% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA | 111 | $37,485,000 | $337,703 | $2,394 | 3.07% |
| PENSACOLA-FERRY PASS-BRENT, FL | 158 | $37,360,000 | $236,456 | $4,147 | 3.06% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 97 | $36,545,000 | $376,753 | $2,606 | 3.07% |
| KANSAS CITY, MO-KS | 165 | $36,365,000 | $220,394 | $2,384 | 3.14% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 104 | $35,630,000 | $342,596 | $3,470 | 3.04% |
| COEUR D'ALENE, ID | 122 | $35,010,000 | $286,967 | $3,616 | 3.16% |
| OGDEN-CLEARFIELD, UT | 109 | $33,055,000 | $303,257 | $3,101 | 3.03% |
| CLEVELAND-ELYRIA, OH | 132 | $32,170,000 | $243,712 | $2,771 | 3.01% |
| GREENVILLE-ANDERSON, SC | 139 | $32,115,000 | $231,043 | $2,840 | 3.06% |
| WINSTON-SALEM, NC | 153 | $32,045,000 | $209,444 | $2,586 | 3.12% |
| ANAHEIM-SANTA ANA-IRVINE, CA | 65 | $31,845,000 | $489,923 | $3,068 | 3.02% |
| GREENSBORO-HIGH POINT, NC | 132 | $29,940,000 | $226,818 | $2,376 | 3.02% |
| CHICAGO-NAPERVILLE-EVANSTON, IL | 119 | $29,665,000 | $249,286 | $3,354 | 3.00% |
| NORTH PORT-SARASOTA-BRADENTON, FL | 106 | $28,590,000 | $269,717 | $3,210 | 2.97% |
| BALTIMORE-COLUMBIA-TOWSON, MD | 93 | $28,375,000 | $305,108 | $3,383 | 2.98% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 45 | $27,785,000 | $617,444 | $3,696 | 2.88% |
| GRAND RAPIDS-KENTWOOD, MI | 119 | $26,865,000 | $225,756 | $2,304 | 3.05% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL | 89 | $26,375,000 | $296,348 | $3,562 | 3.02% |
| MIAMI-MIAMI BEACH-KENDALL, FL | 82 | $26,360,000 | $321,463 | $3,696 | 3.14% |
| JACKSONVILLE, FL | 95 | $24,825,000 | $261,316 | $3,433 | 2.90% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 87 | $24,675,000 | $283,621 | $4,249 | 2.91% |
| CAPE CORAL-FORT MYERS, FL | 87 | $23,785,000 | $273,391 | $3,599 | 2.97% |
| ANCHORAGE, AK | 73 | $23,555,000 | $322,671 | $3,645 | 2.85% |
| SPOKANE-SPOKANE VALLEY, WA | 80 | $22,820,000 | $285,250 | $2,854 | 2.90% |
| CHATTANOOGA, TN-GA | 89 | $22,555,000 | $253,427 | $2,565 | 3.04% |
| FRESNO, CA | 76 | $21,950,000 | $288,816 | $2,835 | 2.98% |
| SPARTANBURG, SC | 98 | $21,590,000 | $220,306 | $2,914 | 3.06% |
| GAINESVILLE, GA | 74 | $21,450,000 | $289,865 | $3,334 | 3.12% |
| ASHEVILLE, NC | 82 | $21,280,000 | $259,512 | $2,916 | 2.95% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 72 | $21,160,000 | $293,889 | $3,118 | 3.03% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA | 41 | $20,285,000 | $494,756 | $4,498 | 3.05% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 80 | $20,200,000 | $252,500 | $3,064 | 3.07% |
| PROVO-OREM, UT | 59 | $19,655,000 | $333,136 | $2,543 | 2.99% |
| CINCINNATI, OH-KY-IN | 86 | $19,620,000 | $228,140 | $2,790 | 2.98% |
| DURHAM-CHAPEL HILL, NC | 74 | $19,510,000 | $263,649 | $2,648 | 3.05% |
| LAKELAND-WINTER HAVEN, FL | 90 | $19,130,000 | $212,556 | $4,070 | 3.03% |
| COLUMBIA, SC | 90 | $18,980,000 | $210,889 | $2,689 | 3.10% |
| KNOXVILLE, TN | 78 | $18,930,000 | $242,692 | $2,891 | 3.08% |
| SIOUX FALLS, SD | 71 | $16,645,000 | $234,437 | $1,950 | 3.06% |
| WORCESTER, MA-CT | 56 | $16,140,000 | $288,214 | $3,169 | 3.05% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 55 | $16,085,000 | $292,455 | $3,505 | 3.01% |
| RENO, NV | 46 | $15,750,000 | $342,391 | $3,585 | 3.09% |
| ALBUQUERQUE, NM | 58 | $15,710,000 | $270,862 | $3,074 | 3.03% |
| MEMPHIS, TN-MS-AR | 61 | $15,125,000 | $247,951 | $3,236 | 2.99% |
| FORT COLLINS, CO | 45 | $14,575,000 | $323,889 | $2,171 | 3.21% |
| PORT ST. LUCIE, FL | 59 | $14,525,000 | $246,186 | $3,052 | 3.03% |
| BOSTON, MA | 36 | $14,210,000 | $394,722 | $2,399 | 3.07% |
| MILWAUKEE-WAUKESHA, WI | 56 | $14,010,000 | $250,179 | $2,310 | 2.97% |
| HILTON HEAD ISLAND-BLUFFTON, SC | 49 | $13,765,000 | $280,918 | $3,776 | 2.91% |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 64 | $13,710,000 | $214,219 | $4,435 | 3.06% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 43 | $13,375,000 | $311,047 | $5,264 | 2.93% |
| OKLAHOMA CITY, OK | 63 | $13,375,000 | $212,302 | $3,283 | 3.12% |
| ST. GEORGE, UT | 38 | $13,150,000 | $346,053 | $2,210 | 3.02% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD | 40 | $12,910,000 | $322,750 | $3,406 | 2.88% |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 27 | $12,725,000 | $471,296 | $3,017 | 3.10% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 55 | $12,465,000 | $226,636 | $2,792 | 3.11% |
| CLARKSVILLE, TN-KY | 49 | $12,425,000 | $253,571 | $5,150 | 3.00% |
| DAYTON-KETTERING, OH | 58 | $12,420,000 | $214,138 | $3,497 | 3.13% |
| STOCKTON, CA | 39 | $12,285,000 | $315,000 | $2,254 | 3.01% |
| WENATCHEE, WA | 38 | $12,160,000 | $320,000 | $3,265 | 2.86% |
| SANTA FE, NM | 39 | $11,945,000 | $306,282 | $2,804 | 3.14% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | 49 | $11,645,000 | $237,653 | $2,917 | 3.06% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 16 | $11,640,000 | $727,500 | $3,875 | 2.87% |
| KAHULUI-WAILUKU-LAHAINA, HI | 26 | $11,570,000 | $445,000 | $3,570 | 3.09% |
| SANTA ROSA-PETALUMA, CA | 26 | $11,450,000 | $440,385 | $2,760 | 3.05% |
| WICHITA, KS | 54 | $11,350,000 | $210,185 | $2,566 | 3.23% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 46 | $11,050,000 | $240,217 | $2,794 | 3.06% |
| COLUMBUS, GA-AL | 46 | $11,030,000 | $239,783 | $5,148 | 3.19% |
| CHICO, CA | 36 | $10,990,000 | $305,278 | $2,902 | 3.04% |
| GREELEY, CO | 38 | $10,810,000 | $284,474 | $3,250 | 3.22% |
| BAKERSFIELD, CA | 38 | $10,430,000 | $274,474 | $3,861 | 2.97% |
| NEW ORLEANS-METAIRIE, LA | 41 | $10,225,000 | $249,390 | $4,000 | 2.98% |
| SAVANNAH, GA | 41 | $9,965,000 | $243,049 | $3,125 | 2.99% |
| BURLINGTON, NC | 44 | $9,880,000 | $224,545 | $2,499 | 3.11% |
| BEND, OR | 27 | $9,695,000 | $359,074 | $3,012 | 3.06% |
| PROVIDENCE-WARWICK, RI-MA | 31 | $9,535,000 | $307,581 | $3,264 | 3.16% |
| PORTLAND-SOUTH PORTLAND, ME | 33 | $9,445,000 | $286,212 | $2,716 | 2.96% |
| NEWARK, NJ-PA | 28 | $9,280,000 | $331,429 | $4,703 | 3.10% |
| EUGENE-SPRINGFIELD, OR | 30 | $9,130,000 | $304,333 | $3,058 | 3.18% |
| HARRISBURG-CARLISLE, PA | 41 | $8,965,000 | $218,659 | $3,440 | 3.02% |
| TYLER, TX | 43 | $8,905,000 | $207,093 | $3,575 | 3.19% |
| ELGIN, IL | 36 | $8,680,000 | $241,111 | $4,337 | 3.16% |
| NEW BRUNSWICK-LAKEWOOD, NJ | 29 | $8,675,000 | $299,138 | $3,910 | 2.95% |
| PANAMA CITY, FL | 37 | $8,505,000 | $229,865 | $3,355 | 3.21% |
| OCALA, FL | 43 | $8,215,000 | $191,047 | $3,669 | 3.03% |
| OMAHA-COUNCIL BLUFFS, NE-IA | 35 | $8,215,000 | $234,714 | $2,271 | 3.20% |
| MIDLAND, TX | 28 | $8,190,000 | $292,500 | $3,772 | 3.11% |
| AKRON, OH | 34 | $7,790,000 | $229,118 | $2,943 | 3.10% |
| VALLEJO, CA | 19 | $7,745,000 | $407,632 | $4,379 | 3.06% |
| COLLEGE STATION-BRYAN, TX | 34 | $7,620,000 | $224,118 | $3,146 | 3.20% |
| NAPLES-MARCO ISLAND, FL | 20 | $7,530,000 | $376,500 | $4,455 | 3.04% |
| TUCSON, AZ | 34 | $7,450,000 | $219,118 | $3,450 | 3.04% |
| LEXINGTON-FAYETTE, KY | 37 | $7,355,000 | $198,784 | $2,252 | 3.05% |
| MCALLEN-EDINBURG-MISSION, TX | 35 | $7,335,000 | $209,571 | $4,177 | 3.13% |
| SPRINGFIELD, MA | 29 | $7,295,000 | $251,552 | $2,893 | 3.06% |
| DES MOINES-WEST DES MOINES, IA | 29 | $7,255,000 | $250,172 | $2,241 | 3.01% |
| CHARLESTON-NORTH CHARLESTON, SC | 28 | $7,200,000 | $257,143 | $2,374 | 3.10% |
| OLYMPIA-LACEY-TUMWATER, WA | 22 | $7,020,000 | $319,091 | $3,190 | 2.96% |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 23 | $6,885,000 | $299,348 | $2,621 | 3.06% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 29 | $6,855,000 | $236,379 | $3,681 | 3.09% |
| WILMINGTON, NC | 28 | $6,740,000 | $240,714 | $2,399 | 3.09% |
| TWIN FALLS, ID | 26 | $6,540,000 | $251,538 | $4,619 | 3.03% |
| MANCHESTER-NASHUA, NH | 23 | $6,205,000 | $269,783 | $3,183 | 2.92% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 17 | $6,045,000 | $355,588 | $3,614 | 3.16% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA | 18 | $6,010,000 | $333,889 | $2,847 | 3.12% |
| AMARILLO, TX | 27 | $5,805,000 | $215,000 | $4,214 | 2.93% |
| LONGVIEW, WA | 20 | $5,780,000 | $289,000 | $2,639 | 2.74% |
| DETROIT-DEARBORN-LIVONIA, MI | 34 | $5,770,000 | $169,706 | $2,673 | 3.15% |
| LANSING-EAST LANSING, MI | 31 | $5,715,000 | $184,355 | $2,169 | 3.09% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 24 | $5,690,000 | $237,083 | $3,211 | 3.32% |
| ALBANY-LEBANON, OR | 22 | $5,650,000 | $256,818 | $3,340 | 3.12% |
| PUNTA GORDA, FL | 24 | $5,600,000 | $233,333 | $2,859 | 3.06% |
| DAPHNE-FAIRHOPE-FOLEY, AL | 24 | $5,590,000 | $232,917 | $2,757 | 3.09% |
| SALISBURY, MD-DE | 18 | $5,540,000 | $307,778 | $2,869 | 3.04% |
| BOULDER, CO | 17 | $5,515,000 | $324,412 | $1,896 | 3.07% |
| LUBBOCK, TX | 26 | $5,510,000 | $211,923 | $4,005 | 3.10% |
| SEBASTIAN-VERO BEACH, FL | 25 | $5,375,000 | $215,000 | $2,965 | 2.99% |
| MADERA, CA | 18 | $5,350,000 | $297,222 | $2,779 | 2.88% |
| LINCOLN, NE | 22 | $5,300,000 | $240,909 | $1,667 | 3.22% |
| URBAN HONOLULU, HI | 10 | $5,220,000 | $522,000 | $7,177 | 3.06% |
| LAKE HAVASU CITY-KINGMAN, AZ | 19 | $4,975,000 | $261,842 | $2,893 | 2.97% |
| FORT SMITH, AR-OK | 25 | $4,815,000 | $192,600 | $2,554 | 2.95% |
| GRAND JUNCTION, CO | 17 | $4,755,000 | $279,706 | $2,759 | 3.07% |
| BATON ROUGE, LA | 21 | $4,715,000 | $224,524 | $3,042 | 3.26% |
| MADISON, WI | 16 | $4,710,000 | $294,375 | $1,881 | 2.89% |
| FAYETTEVILLE, NC | 21 | $4,695,000 | $223,571 | $4,713 | 2.93% |
| LANCASTER, PA | 24 | $4,650,000 | $193,750 | $3,191 | 3.08% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 12 | $4,630,000 | $385,833 | $2,613 | 3.04% |
| PUEBLO, CO | 20 | $4,610,000 | $230,500 | $3,170 | 3.03% |
| SALEM, OR | 14 | $4,590,000 | $327,857 | $4,906 | 3.13% |
| MISSOULA, MT | 17 | $4,555,000 | $267,941 | $2,747 | 3.29% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 19 | $4,505,000 | $237,105 | $4,219 | 2.93% |
| TRENTON-PRINCETON, NJ | 13 | $4,495,000 | $345,769 | $3,933 | 2.88% |
| IDAHO FALLS, ID | 20 | $4,490,000 | $224,500 | $3,307 | 3.32% |
| RICHMOND, VA | 16 | $4,490,000 | $280,625 | $2,569 | 3.16% |
| KILLEEN-TEMPLE, TX | 19 | $4,465,000 | $235,000 | $4,430 | 2.97% |
| MEDFORD, OR | 19 | $4,465,000 | $235,000 | $3,394 | 3.16% |
| NEW HAVEN-MILFORD, CT | 17 | $4,305,000 | $253,235 | $3,703 | 2.93% |
| HOMOSASSA SPRINGS, FL | 20 | $4,190,000 | $209,500 | $2,575 | 3.04% |
| SPRINGFIELD, MO | 20 | $4,160,000 | $208,000 | $2,641 | 3.21% |
| LAS CRUCES, NM | 19 | $4,045,000 | $212,895 | $4,541 | 3.18% |
| GARY, IN | 15 | $3,995,000 | $266,333 | $2,095 | 3.24% |
| GAINESVILLE, FL | 17 | $3,815,000 | $224,412 | $2,818 | 3.26% |
| ROCHESTER, MN | 19 | $3,805,000 | $200,263 | $2,205 | 3.03% |
| KENNEWICK-RICHLAND, WA | 11 | $3,805,000 | $345,909 | $2,373 | 2.93% |
| TULSA, OK | 18 | $3,700,000 | $205,556 | $3,838 | 3.42% |
| FARGO, ND-MN | 14 | $3,690,000 | $263,571 | $2,824 | 2.96% |
| SAN LUIS OBISPO-PASO ROBLES, CA | 8 | $3,670,000 | $458,750 | $2,530 | 2.91% |
| YAKIMA, WA | 12 | $3,620,000 | $301,667 | $2,416 | 2.95% |
| HICKORY-LENOIR-MORGANTON, NC | 14 | $3,620,000 | $258,571 | $3,050 | 2.91% |
| EL PASO, TX | 18 | $3,590,000 | $199,444 | $4,689 | 3.09% |
| HAGERSTOWN-MARTINSBURG, MD-WV | 15 | $3,535,000 | $235,667 | $4,641 | 3.10% |
| MODESTO, CA | 12 | $3,440,000 | $286,667 | $1,975 | 3.13% |
| CAMDEN, NJ | 12 | $3,410,000 | $284,167 | $3,459 | 2.84% |
| ABILENE, TX | 18 | $3,400,000 | $188,889 | $4,436 | 3.19% |
| DALTON, GA | 14 | $3,320,000 | $237,143 | $2,445 | 3.07% |
| WACO, TX | 15 | $3,285,000 | $219,000 | $3,726 | 3.16% |
| TALLAHASSEE, FL | 17 | $3,285,000 | $193,235 | $3,634 | 3.21% |
| WILMINGTON, DE-MD-NJ | 10 | $3,070,000 | $307,000 | $3,921 | 2.88% |
| CHAMBERSBURG-WAYNESBORO, PA | 13 | $3,025,000 | $232,692 | $5,521 | 2.95% |
| SHERMAN-DENISON, TX | 14 | $3,010,000 | $215,000 | $3,034 | 2.96% |
| YORK-HANOVER, PA | 14 | $3,000,000 | $214,286 | $3,680 | 3.13% |
| ST. CLOUD, MN | 14 | $3,000,000 | $214,286 | $3,166 | 2.94% |
| BILLINGS, MT | 12 | $2,970,000 | $247,500 | $3,028 | 2.98% |
| CORPUS CHRISTI, TX | 14 | $2,890,000 | $206,429 | $3,964 | 3.02% |
| ANN ARBOR, MI | 10 | $2,760,000 | $276,000 | $2,557 | 3.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ | 10 | $2,720,000 | $272,000 | $2,723 | 3.16% |
| LYNCHBURG, VA | 11 | $2,695,000 | $245,000 | $2,544 | 3.25% |
| GRANTS PASS, OR | 11 | $2,675,000 | $243,182 | $4,304 | 3.22% |
| JACKSONVILLE, NC | 13 | $2,665,000 | $205,000 | $3,924 | 2.76% |
| CORVALLIS, OR | 7 | $2,645,000 | $377,857 | $3,464 | 3.30% |
| PITTSBURGH, PA | 11 | $2,585,000 | $235,000 | $2,855 | 2.86% |
| YUMA, AZ | 11 | $2,415,000 | $219,545 | $4,430 | 3.27% |
| PHILADELPHIA, PA | 8 | $2,260,000 | $282,500 | $3,827 | 3.03% |
| BRUNSWICK, GA | 10 | $2,260,000 | $226,000 | $2,566 | 2.86% |
| ATHENS-CLARKE COUNTY, GA | 9 | $2,225,000 | $247,222 | $1,966 | 3.08% |
| FARMINGTON, NM | 9 | $2,205,000 | $245,000 | $2,786 | 3.24% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 11 | $2,175,000 | $197,727 | $1,619 | 2.93% |
| MOBILE, AL | 10 | $2,130,000 | $213,000 | $2,736 | 3.30% |
| DUBUQUE, IA | 9 | $2,095,000 | $232,778 | $2,174 | 2.69% |
| THE VILLAGES, FL | 9 | $2,025,000 | $225,000 | $2,802 | 2.88% |
| WARNER ROBINS, GA | 8 | $1,980,000 | $247,500 | $3,927 | 2.97% |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $1,935,000 | $645,000 | $2,807 | 2.88% |
| FORT WAYNE, IN | 10 | $1,860,000 | $186,000 | $1,642 | 3.11% |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $1,830,000 | $457,500 | $4,938 | 2.78% |
| BARNSTABLE TOWN, MA | 6 | $1,830,000 | $305,000 | $2,518 | 2.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 8 | $1,820,000 | $227,500 | $4,359 | 2.75% |
| SALINAS, CA | 4 | $1,790,000 | $447,500 | $4,315 | 3.06% |
| HANFORD-CORCORAN, CA | 7 | $1,725,000 | $246,429 | $1,871 | 3.09% |
| DECATUR, AL | 8 | $1,680,000 | $210,000 | $2,848 | 2.95% |
| LEWISTON, ID-WA | 6 | $1,670,000 | $278,333 | $2,581 | 3.23% |
| SAN ANGELO, TX | 8 | $1,620,000 | $202,500 | $4,899 | 3.14% |
| LAFAYETTE, LA | 9 | $1,615,000 | $179,444 | $3,973 | 2.86% |
| GRAND FORKS, ND-MN | 5 | $1,585,000 | $317,000 | $3,798 | 2.70% |
| NEW BERN, NC | 8 | $1,580,000 | $197,500 | $3,008 | 2.83% |
| EAU CLAIRE, WI | 7 | $1,555,000 | $222,143 | $1,528 | 3.09% |
| BEAUMONT-PORT ARTHUR, TX | 5 | $1,545,000 | $309,000 | $4,360 | 3.18% |
| CANTON-MASSILLON, OH | 10 | $1,540,000 | $154,000 | $3,014 | 2.98% |
| JOHNSON CITY, TN | 8 | $1,530,000 | $191,250 | $2,879 | 3.25% |
| GULFPORT-BILOXI, MS | 8 | $1,490,000 | $186,250 | $3,408 | 3.06% |
| TUSCALOOSA, AL | 7 | $1,485,000 | $212,143 | $2,489 | 2.75% |
| LEBANON, PA | 6 | $1,470,000 | $245,000 | $3,818 | 3.08% |
| ODESSA, TX | 8 | $1,420,000 | $177,500 | $3,577 | 3.23% |
| CEDAR RAPIDS, IA | 6 | $1,400,000 | $233,333 | $2,508 | 2.83% |
| BLOOMINGTON, IL | 7 | $1,385,000 | $197,857 | $1,482 | 3.11% |
| LAFAYETTE-WEST LAFAYETTE, IN | 7 | $1,375,000 | $196,429 | $2,067 | 3.14% |
| HOUMA-THIBODAUX, LA | 7 | $1,345,000 | $192,143 | $3,290 | 3.21% |
| FLINT, MI | 7 | $1,325,000 | $189,286 | $3,980 | 2.73% |
| BURLINGTON-SOUTH BURLINGTON, VT | 6 | $1,280,000 | $213,333 | $1,968 | 2.92% |
| GREENVILLE, NC | 6 | $1,270,000 | $211,667 | $3,791 | 2.46% |
| BELLINGHAM, WA | 5 | $1,265,000 | $253,000 | $1,626 | 3.18% |
| MOUNT VERNON-ANACORTES, WA | 5 | $1,255,000 | $251,000 | $1,749 | 3.05% |
| JOPLIN, MO | 8 | $1,250,000 | $156,250 | $2,476 | 3.27% |
| KINGSPORT-BRISTOL, TN-VA | 5 | $1,235,000 | $247,000 | $3,566 | 3.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 7 | $1,195,000 | $170,714 | $4,172 | 2.80% |
| JACKSON, MS | 6 | $1,190,000 | $198,333 | $3,212 | 2.92% |
| GREAT FALLS, MT | 5 | $1,185,000 | $237,000 | $6,782 | 3.03% |
| WINCHESTER, VA-WV | 5 | $1,185,000 | $237,000 | $2,250 | 3.03% |
| IOWA CITY, IA | 6 | $1,150,000 | $191,667 | $2,179 | 3.17% |
| DULUTH, MN-WI | 5 | $1,115,000 | $223,000 | $2,200 | 2.83% |
| ALEXANDRIA, LA | 5 | $1,065,000 | $213,000 | $2,381 | 2.98% |
| RAPID CITY, SD | 4 | $1,060,000 | $265,000 | $2,705 | 2.78% |
| HATTIESBURG, MS | 5 | $1,055,000 | $211,000 | $3,589 | 3.05% |
| APPLETON, WI | 5 | $1,035,000 | $207,000 | $2,061 | 3.05% |
| LONGVIEW, TX | 4 | $940,000 | $235,000 | $4,121 | 3.06% |
| LAWRENCE, KS | 4 | $930,000 | $232,500 | $1,845 | 3.19% |
| CARSON CITY, NV | 3 | $905,000 | $301,667 | $2,231 | 3.21% |
| CHAMPAIGN-URBANA, IL | 4 | $900,000 | $225,000 | $1,403 | 3.25% |
| LOGAN, UT-ID | 3 | $885,000 | $295,000 | $7,908 | 2.75% |
| BANGOR, ME | 5 | $875,000 | $175,000 | $1,867 | 3.00% |
| CLEVELAND, TN | 3 | $865,000 | $288,333 | $1,702 | 2.92% |
| ROME, GA | 4 | $860,000 | $215,000 | $3,959 | 3.41% |
| HAMMOND, LA | 6 | $840,000 | $140,000 | $2,662 | 3.25% |
| AUBURN-OPELIKA, AL | 4 | $840,000 | $210,000 | $3,424 | 2.63% |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $780,000 | $195,000 | $2,797 | 3.00% |
| MONTGOMERY, AL | 4 | $760,000 | $190,000 | $3,568 | 3.03% |
| GREEN BAY, WI | 4 | $760,000 | $190,000 | $2,344 | 3.06% |
| MORRISTOWN, TN | 3 | $755,000 | $251,667 | $5,523 | 2.79% |
| SAN RAFAEL, CA | 1 | $745,000 | $745,000 | $4,348 | 2.63% |
| CHEYENNE, WY | 3 | $695,000 | $231,667 | $3,219 | 3.29% |
| TOPEKA, KS | 4 | $670,000 | $167,500 | $1,545 | 3.25% |
| ROANOKE, VA | 3 | $665,000 | $221,667 | $2,604 | 2.67% |
| OSHKOSH-NEENAH, WI | 4 | $660,000 | $165,000 | $1,327 | 2.78% |
| MACON-BIBB COUNTY, GA | 3 | $625,000 | $208,333 | $3,561 | 2.88% |
| CHARLOTTESVILLE, VA | 3 | $615,000 | $205,000 | $3,207 | 3.21% |
| POCATELLO, ID | 3 | $595,000 | $198,333 | $2,588 | 3.42% |
| BROWNSVILLE-HARLINGEN, TX | 4 | $580,000 | $145,000 | $3,159 | 3.38% |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $575,000 | $191,667 | $1,810 | 3.58% |
| KALAMAZOO-PORTAGE, MI | 3 | $575,000 | $191,667 | $2,997 | 3.67% |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $560,000 | $280,000 | $2,650 | 3.19% |
| VISALIA, CA | 2 | $540,000 | $270,000 | $1,151 | 2.88% |
| BLOOMINGTON, IN | 2 | $530,000 | $265,000 | $8,657 | 2.88% |
| GADSDEN, AL | 3 | $525,000 | $175,000 | $3,388 | 3.25% |
| FLAGSTAFF, AZ | 1 | $515,000 | $515,000 | $4,506 | 3.00% |
| OWENSBORO, KY | 3 | $515,000 | $171,667 | $2,486 | 2.88% |
| JACKSON, MI | 3 | $505,000 | $168,333 | $2,364 | 2.96% |
| DOTHAN, AL | 2 | $480,000 | $240,000 | $3,629 | 3.06% |
| DOVER, DE | 2 | $470,000 | $235,000 | $3,708 | 3.19% |
| MONROE, MI | 3 | $465,000 | $155,000 | $2,967 | 3.25% |
| KANKAKEE, IL | 3 | $465,000 | $155,000 | $4,504 | 2.88% |
| SPRINGFIELD, IL | 3 | $445,000 | $148,333 | $1,508 | 3.63% |
| ANNISTON-OXFORD, AL | 2 | $440,000 | $220,000 | $3,578 | 3.06% |
| YUBA CITY, CA | 2 | $430,000 | $215,000 | $2,074 | 3.19% |
| EAST STROUDSBURG, PA | 3 | $415,000 | $138,333 | $2,783 | 3.38% |
| LEWISTON-AUBURN, ME | 2 | $410,000 | $205,000 | $5,195 | 2.94% |
| LIMA, OH | 2 | $400,000 | $200,000 | $2,061 | 3.13% |
| READING, PA | 2 | $390,000 | $195,000 | $2,620 | 3.19% |
| SEBRING-AVON PARK, FL | 2 | $390,000 | $195,000 | $2,559 | 2.88% |
| EVANSVILLE, IN-KY | 2 | $380,000 | $190,000 | $6,028 | 3.31% |
| SIOUX CITY, IA-NE-SD | 3 | $375,000 | $125,000 | $2,830 | 3.00% |
| JEFFERSON CITY, MO | 2 | $370,000 | $185,000 | $1,258 | 2.81% |
| ST. JOSEPH, MO-KS | 2 | $360,000 | $180,000 | $2,564 | 4.13% |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $360,000 | $180,000 | $1,669 | 3.13% |
| GETTYSBURG, PA | 2 | $350,000 | $175,000 | $3,772 | 3.13% |
| BISMARCK, ND | 2 | $350,000 | $175,000 | $4,739 | 2.75% |
| FOND DU LAC, WI | 2 | $330,000 | $165,000 | $3,117 | 2.81% |
| PITTSFIELD, MA | 2 | $300,000 | $150,000 | $2,358 | 3.81% |
| BOWLING GREEN, KY | 2 | $300,000 | $150,000 | $2,683 | 3.63% |
| BLACKSBURG-CHRISTIANSBURG, VA | 1 | $285,000 | $285,000 | $2,589 | 2.50% |
| STAUNTON, VA | 1 | $285,000 | $285,000 | $2,320 | 2.50% |
| OCEAN CITY, NJ | 1 | $265,000 | $265,000 | $4,371 | 2.50% |
| SAGINAW, MI | 1 | $245,000 | $245,000 | $3,068 | 2.75% |
| EL CENTRO, CA | 1 | $245,000 | $245,000 | $3,929 | 2.75% |
| NORWICH-NEW LONDON, CT | 1 | $235,000 | $235,000 | $2,618 | 3.75% |
| KOKOMO, IN | 1 | $235,000 | $235,000 | $1,292 | 2.88% |
| STATE COLLEGE, PA | 1 | $215,000 | $215,000 | $2,794 | 2.50% |
| LA CROSSE-ONALASKA, WI-MN | 1 | $205,000 | $205,000 | $2,756 | 3.00% |
| FLORENCE, SC | 1 | $205,000 | $205,000 | $1,501 | 2.63% |
| GOLDSBORO, NC | 1 | $195,000 | $195,000 | $1,711 | 2.63% |
| TOLEDO, OH | 1 | $185,000 | $185,000 | $2,381 | 3.13% |
| PEORIA, IL | 1 | $185,000 | $185,000 | $1,436 | 3.63% |
| MANKATO, MN | 1 | $185,000 | $185,000 | $5,530 | 2.50% |
| MANHATTAN, KS | 1 | $175,000 | $175,000 | $947 | 2.13% |
| HOT SPRINGS, AR | 1 | $175,000 | $175,000 | $1,909 | 2.63% |
| NAPA, CA | 1 | $155,000 | $155,000 | $887 | 2.63% |
| SUMTER, SC | 1 | $145,000 | $145,000 | $2,125 | 3.63% |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $135,000 | $135,000 | $2,176 | 3.25% |
| MANSFIELD, OH | 1 | $125,000 | $125,000 | $1,725 | 2.75% |
| WAUSAU-WESTON, WI | 1 | $125,000 | $125,000 | $1,704 | 3.63% |
| BATTLE CREEK, MI | 1 | $115,000 | $115,000 | $1,598 | 3.25% |
| VICTORIA, TX | 1 | $105,000 | $105,000 | $2,721 | 3.13% |
| ALBANY, GA | 1 | $105,000 | $105,000 | $1,697 | 4.00% |
| WATERLOO-CEDAR FALLS, IA | 1 | $105,000 | $105,000 | $2,599 | 2.88% |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $105,000 | $105,000 | $3,783 | 2.88% |
| ROCKFORD, IL | 1 | $95,000 | $95,000 | $3,404 | 2.75% |
| WHEELING, WV-OH | 1 | $85,000 | $85,000 | $1,431 | 3.63% |
| DECATUR, IL | 1 | $75,000 | $75,000 | $1,511 | 3.25% |
Keller Mortgage 's top markets include Dallas, Houston, Minneapolis, Austin, and Atlanta among others.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 8,443 | $2,441,425,000 | $289,166 |
| 3-4% | 8,375 | $2,212,575,000 | $264,188 |
| <2.5% | 2,949 | $891,865,000 | $302,430 |
| 4-5% | 395 | $77,255,000 | $195,582 |
| 5-6% | 33 | $5,905,000 | $178,939 |
During 2020, Keller Mortgage 's average interest rate was 3.06%, while their most frequently originated rate bucket was 2.5-3%, with 8,443 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 11,986 | $3,375,580,000 | $281,627 | $3,294 | 3.00% |
| $100k-200k | 5,077 | $827,205,000 | $162,932 | $2,602 | 3.15% |
| $400k-600k | 2,412 | $1,119,180,000 | $464,005 | $3,760 | 2.94% |
| $100,000 or less | 364 | $30,560,000 | $83,956 | $2,257 | 3.49% |
| $600k-1MM | 316 | $227,690,000 | $720,538 | $5,052 | 2.99% |
| $1MM+ | 40 | $48,810,000 | $1,220,250 | $6,816 | 2.95% |
2020 saw Keller Mortgage place emphasis on $200k-400k loans with 11,986 originations, totaling $3,375,580,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 5,514 | $1,660,290,000 | $301,104 | $3,245 | 3.03% |
| $50k-75k | 4,441 | $994,495,000 | $223,935 | $3,153 | 3.02% |
| $75k-100k | 4,173 | $1,089,495,000 | $261,082 | $3,248 | 3.03% |
| $150k-250k | 3,276 | $1,152,660,000 | $351,850 | $3,174 | 3.04% |
| $50k or less | 1,765 | $305,355,000 | $173,006 | $2,827 | 3.08% |
| $250k+ | 1,019 | $424,985,000 | $417,061 | $3,538 | 3.08% |
Keller Mortgage lent most frequently to those with incomes in the $100k-150k range, with 5,514 originations. The second most popular income band? $50k-75k, with 4,441 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 5,069 | $1,403,555,000 | $276,890 | $2,796 | 3.02% |
| 30-36% | 4,066 | $1,160,690,000 | $285,462 | $3,153 | 3.04% |
| <20% | 1,761 | $467,925,000 | $265,716 | $2,516 | 3.01% |
| 44% | 809 | $220,315,000 | $272,330 | $3,525 | 3.08% |
| 37% | 748 | $205,220,000 | $274,358 | $3,227 | 3.07% |
| 39% | 742 | $209,170,000 | $281,900 | $3,224 | 3.04% |
| 42% | 725 | $205,155,000 | $282,972 | $3,460 | 3.04% |
| 41% | 721 | $203,405,000 | $282,115 | $3,519 | 3.04% |
| 36% | 719 | $203,175,000 | $282,580 | $3,208 | 3.07% |
| 43% | 716 | $197,770,000 | $276,215 | $3,481 | 3.06% |
| 38% | 700 | $194,210,000 | $277,443 | $3,320 | 3.06% |
| 40% | 682 | $193,490,000 | $283,710 | $3,269 | 3.08% |
| 49% | 558 | $154,860,000 | $277,527 | $3,875 | 3.08% |
| 45% | 526 | $146,170,000 | $277,890 | $3,755 | 3.04% |
| 48% | 510 | $143,970,000 | $282,294 | $3,893 | 3.06% |
| 46% | 488 | $136,290,000 | $279,283 | $3,831 | 3.03% |
| 47% | 470 | $131,330,000 | $279,426 | $3,765 | 3.06% |
| 50-60% | 146 | $41,080,000 | $281,370 | $7,029 | 2.98% |
| >60% | 12 | $3,710,000 | $309,167 | $2,864 | 3.02% |
Keller Mortgage lent most frequently to those with DTI ratios of 20-30%, with 5,069 originations. The next most common DTI ratio? 30-36%, with 4,066 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 16,334 | $4,496,010,000 | $275,255 | $3,134 | 3.04% |
| Not provided | 2,079 | $607,615,000 | $292,263 | $3,216 | 3.03% |
| Asian | 802 | $264,370,000 | $329,638 | $3,296 | 2.97% |
| Black | 759 | $199,815,000 | $263,261 | $4,202 | 3.03% |
| American Indian | 144 | $37,590,000 | $261,042 | $3,351 | 3.02% |
| Native Hawaiian | 35 | $10,835,000 | $309,571 | $3,755 | 3.09% |
| Asian Indian | 14 | $4,330,000 | $309,286 | $2,582 | 3.02% |
| Other Asian | 7 | $1,935,000 | $276,429 | $2,928 | 3.27% |
| Filipino | 6 | $1,850,000 | $308,333 | $3,056 | 2.94% |
| Vietnamese | 5 | $1,425,000 | $285,000 | $2,545 | 3.10% |
| Chinese | 3 | $955,000 | $318,333 | $3,890 | 2.67% |
| Korean | 3 | $845,000 | $281,667 | $2,605 | 2.88% |
| Japanese | 1 | $635,000 | $635,000 | $3,572 | 2.50% |
| Guamanian | 2 | $600,000 | $300,000 | $3,401 | 2.75% |
| Other Pacific Islander | 1 | $215,000 | $215,000 | $3,515 | 2.75% |
Approval Rates
Total approvals of all applications96.82%
Keller Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination70.77%
Keller Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 20,195 | $5,629,025,000 | $278,734 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 20,195 | $5,629,025,000 | $278,734 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 493 | $104,935,000 | $212,850 | $2,241 | 2.97% |
| 40-60% | 1,950 | $498,110,000 | $255,441 | $2,208 | 2.96% |
| 60-80% | 6,649 | $1,929,865,000 | $290,249 | $2,646 | 3.11% |
| 80-100% | 10,734 | $2,982,530,000 | $277,858 | $3,471 | 3.02% |
| Over 100% | 344 | $108,890,000 | $316,541 | $12,037 | 2.78% |
| Under 20% | 22 | $3,730,000 | $169,545 | $1,850 | 2.89% |