Keller Mortgage Rates, Fees & Info

HILLIARD, OH

LEI: 549300GUS13Z72B6KD63

Tax ID: 20-2470783

2020 Data | 2019 Data | 2018 Data


Overview

Keller Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Keller Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Dallas, Houston, Minneapolis, Austin, and Atlanta among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Keller Mortgage is typically a low fee lendor.


Originations

20,195

Origination Dollar Volume (All Markets)

$5,629,025,000

Relative Rate

Keller Mortgage 's average 30 year fixed rate mortgage was 3.06%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.3%.

Relative Fees

Keller Mortgage 's average total fees for a 30 year fixed rate mortgage are $3,271.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 17,648 $4,955,520,000 $280,798 $2,653 3.07%
FHA 1,401 $336,085,000 $239,889 $6,780 2.85%
VA 1,048 $317,570,000 $303,025 $7,319 2.78%
USDA 98 $19,850,000 $202,551 $4,668 2.79%

For the 2020 period, Keller Mortgage 's most frequently originated loan type was Conventional, with 17,648 originations. Their 2nd most popular type is FHA, with 1,401 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 14,036 $3,894,590,000 $277,472 $3,593 3.02%
Refi 4,647 $1,320,415,000 $284,144 $2,130 3.01%
Cash Out Refi 1,512 $414,020,000 $273,823 $2,726 3.28%

For the 2020, Keller Mortgage 's most frequently cited loan purpose was Home Purchase, with 14,036 originations. The 2nd most popular reason was Refi, with 4,647 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 18,508 $5,192,550,000 $280,557 $3,271 3.06%
15 Year 1,232 $314,210,000 $255,041 $2,366 2.73%
20 Year 293 $82,085,000 $280,154 $2,256 3.05%
Other 122 $31,320,000 $256,721 $1,989 3.07%
10 Year 40 $8,860,000 $221,500 $2,360 2.75%

For the 2020, Keller Mortgage 's most frequently cited loan length was 30 Year, with 18,508 originations. The 2nd most popular length was 15 Year, with 1,232 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 18,863 $5,245,005,000 $278,058
$1k-2k 752 $196,250,000 $260,971
$2k-3k 342 $95,910,000 $280,439
$3k-4k 177 $64,175,000 $362,571
$5k+ 61 $27,685,000 $453,852

$3,271 was Keller Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 18,863 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 1,257 $315,775,000 $251,213 $3,090 3.04%
DALLAS-PLANO-IRVING, TX 1,104 $314,260,000 $284,656 $3,786 3.05%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 1,060 $281,320,000 $265,396 $3,974 2.99%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 919 $252,975,000 $275,272 $2,782 3.05%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 695 $221,765,000 $319,086 $3,915 3.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 790 $221,140,000 $279,924 $2,960 3.02%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 632 $165,470,000 $261,820 $3,921 3.07%
PHOENIX-MESA-CHANDLER, AZ 528 $149,240,000 $282,652 $2,971 3.13%
DENVER-AURORA-LAKEWOOD, CO 414 $149,180,000 $360,338 $2,525 3.06%
LAS VEGAS-HENDERSON-PARADISE, NV 361 $105,895,000 $293,338 $3,589 3.02%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 374 $104,200,000 $278,610 $2,632 3.06%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 399 $102,585,000 $257,105 $3,553 3.00%
COLUMBUS, OH 348 $93,200,000 $267,816 $2,582 2.98%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 258 $91,370,000 $354,147 $3,279 2.98%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 291 $85,605,000 $294,175 $2,656 2.98%
SEATTLE-BELLEVUE-KENT, WA 198 $83,220,000 $420,303 $3,168 3.03%
LOS ANGELES-LONG BEACH-GLENDALE, CA 149 $68,915,000 $462,517 $3,078 3.00%
WARREN-TROY-FARMINGTON HILLS, MI 257 $60,475,000 $235,311 $2,385 3.04%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 149 $58,255,000 $390,973 $3,558 3.02%
ORLANDO-KISSIMMEE-SANFORD, FL 206 $57,030,000 $276,845 $3,496 3.06%
BOISE CITY, ID 193 $56,245,000 $291,425 $3,217 3.06%
ST. LOUIS, MO-IL 228 $55,180,000 $242,018 $2,584 3.07%
RALEIGH-CARY, NC 190 $54,930,000 $289,105 $2,492 2.99%
TACOMA-LAKEWOOD, WA 154 $51,210,000 $332,532 $2,686 2.97%
HUNTSVILLE, AL 182 $45,610,000 $250,604 $2,851 3.00%
OAKLAND-BERKELEY-LIVERMORE, CA 79 $45,335,000 $573,861 $3,314 2.92%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 188 $45,090,000 $239,840 $2,579 3.08%
INDIANAPOLIS-CARMEL-ANDERSON, IN 192 $42,660,000 $222,188 $2,126 3.05%
SALT LAKE CITY, UT 121 $41,005,000 $338,884 $2,737 2.99%
SAN ANTONIO-NEW BRAUNFELS, TX 157 $40,605,000 $258,631 $3,817 3.02%
COLORADO SPRINGS, CO 115 $37,985,000 $330,304 $4,054 3.07%
BIRMINGHAM-HOOVER, AL 158 $37,800,000 $239,241 $2,296 3.04%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 111 $37,485,000 $337,703 $2,394 3.07%
PENSACOLA-FERRY PASS-BRENT, FL 158 $37,360,000 $236,456 $4,147 3.06%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 97 $36,545,000 $376,753 $2,606 3.07%
KANSAS CITY, MO-KS 165 $36,365,000 $220,394 $2,384 3.14%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 104 $35,630,000 $342,596 $3,470 3.04%
COEUR D'ALENE, ID 122 $35,010,000 $286,967 $3,616 3.16%
OGDEN-CLEARFIELD, UT 109 $33,055,000 $303,257 $3,101 3.03%
CLEVELAND-ELYRIA, OH 132 $32,170,000 $243,712 $2,771 3.01%
GREENVILLE-ANDERSON, SC 139 $32,115,000 $231,043 $2,840 3.06%
WINSTON-SALEM, NC 153 $32,045,000 $209,444 $2,586 3.12%
ANAHEIM-SANTA ANA-IRVINE, CA 65 $31,845,000 $489,923 $3,068 3.02%
GREENSBORO-HIGH POINT, NC 132 $29,940,000 $226,818 $2,376 3.02%
CHICAGO-NAPERVILLE-EVANSTON, IL 119 $29,665,000 $249,286 $3,354 3.00%
NORTH PORT-SARASOTA-BRADENTON, FL 106 $28,590,000 $269,717 $3,210 2.97%
BALTIMORE-COLUMBIA-TOWSON, MD 93 $28,375,000 $305,108 $3,383 2.98%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 45 $27,785,000 $617,444 $3,696 2.88%
GRAND RAPIDS-KENTWOOD, MI 119 $26,865,000 $225,756 $2,304 3.05%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 89 $26,375,000 $296,348 $3,562 3.02%
MIAMI-MIAMI BEACH-KENDALL, FL 82 $26,360,000 $321,463 $3,696 3.14%
JACKSONVILLE, FL 95 $24,825,000 $261,316 $3,433 2.90%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 87 $24,675,000 $283,621 $4,249 2.91%
CAPE CORAL-FORT MYERS, FL 87 $23,785,000 $273,391 $3,599 2.97%
ANCHORAGE, AK 73 $23,555,000 $322,671 $3,645 2.85%
SPOKANE-SPOKANE VALLEY, WA 80 $22,820,000 $285,250 $2,854 2.90%
CHATTANOOGA, TN-GA 89 $22,555,000 $253,427 $2,565 3.04%
FRESNO, CA 76 $21,950,000 $288,816 $2,835 2.98%
SPARTANBURG, SC 98 $21,590,000 $220,306 $2,914 3.06%
GAINESVILLE, GA 74 $21,450,000 $289,865 $3,334 3.12%
ASHEVILLE, NC 82 $21,280,000 $259,512 $2,916 2.95%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 72 $21,160,000 $293,889 $3,118 3.03%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 41 $20,285,000 $494,756 $4,498 3.05%
PALM BAY-MELBOURNE-TITUSVILLE, FL 80 $20,200,000 $252,500 $3,064 3.07%
PROVO-OREM, UT 59 $19,655,000 $333,136 $2,543 2.99%
CINCINNATI, OH-KY-IN 86 $19,620,000 $228,140 $2,790 2.98%
DURHAM-CHAPEL HILL, NC 74 $19,510,000 $263,649 $2,648 3.05%
LAKELAND-WINTER HAVEN, FL 90 $19,130,000 $212,556 $4,070 3.03%
COLUMBIA, SC 90 $18,980,000 $210,889 $2,689 3.10%
KNOXVILLE, TN 78 $18,930,000 $242,692 $2,891 3.08%
SIOUX FALLS, SD 71 $16,645,000 $234,437 $1,950 3.06%
WORCESTER, MA-CT 56 $16,140,000 $288,214 $3,169 3.05%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 55 $16,085,000 $292,455 $3,505 3.01%
RENO, NV 46 $15,750,000 $342,391 $3,585 3.09%
ALBUQUERQUE, NM 58 $15,710,000 $270,862 $3,074 3.03%
MEMPHIS, TN-MS-AR 61 $15,125,000 $247,951 $3,236 2.99%
FORT COLLINS, CO 45 $14,575,000 $323,889 $2,171 3.21%
PORT ST. LUCIE, FL 59 $14,525,000 $246,186 $3,052 3.03%
BOSTON, MA 36 $14,210,000 $394,722 $2,399 3.07%
MILWAUKEE-WAUKESHA, WI 56 $14,010,000 $250,179 $2,310 2.97%
HILTON HEAD ISLAND-BLUFFTON, SC 49 $13,765,000 $280,918 $3,776 2.91%
AUGUSTA-RICHMOND COUNTY, GA-SC 64 $13,710,000 $214,219 $4,435 3.06%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 43 $13,375,000 $311,047 $5,264 2.93%
OKLAHOMA CITY, OK 63 $13,375,000 $212,302 $3,283 3.12%
ST. GEORGE, UT 38 $13,150,000 $346,053 $2,210 3.02%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 40 $12,910,000 $322,750 $3,406 2.88%
OXNARD-THOUSAND OAKS-VENTURA, CA 27 $12,725,000 $471,296 $3,017 3.10%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 55 $12,465,000 $226,636 $2,792 3.11%
CLARKSVILLE, TN-KY 49 $12,425,000 $253,571 $5,150 3.00%
DAYTON-KETTERING, OH 58 $12,420,000 $214,138 $3,497 3.13%
STOCKTON, CA 39 $12,285,000 $315,000 $2,254 3.01%
WENATCHEE, WA 38 $12,160,000 $320,000 $3,265 2.86%
SANTA FE, NM 39 $11,945,000 $306,282 $2,804 3.14%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 49 $11,645,000 $237,653 $2,917 3.06%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 16 $11,640,000 $727,500 $3,875 2.87%
KAHULUI-WAILUKU-LAHAINA, HI 26 $11,570,000 $445,000 $3,570 3.09%
SANTA ROSA-PETALUMA, CA 26 $11,450,000 $440,385 $2,760 3.05%
WICHITA, KS 54 $11,350,000 $210,185 $2,566 3.23%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 46 $11,050,000 $240,217 $2,794 3.06%
COLUMBUS, GA-AL 46 $11,030,000 $239,783 $5,148 3.19%
CHICO, CA 36 $10,990,000 $305,278 $2,902 3.04%
GREELEY, CO 38 $10,810,000 $284,474 $3,250 3.22%
BAKERSFIELD, CA 38 $10,430,000 $274,474 $3,861 2.97%
NEW ORLEANS-METAIRIE, LA 41 $10,225,000 $249,390 $4,000 2.98%
SAVANNAH, GA 41 $9,965,000 $243,049 $3,125 2.99%
BURLINGTON, NC 44 $9,880,000 $224,545 $2,499 3.11%
BEND, OR 27 $9,695,000 $359,074 $3,012 3.06%
PROVIDENCE-WARWICK, RI-MA 31 $9,535,000 $307,581 $3,264 3.16%
PORTLAND-SOUTH PORTLAND, ME 33 $9,445,000 $286,212 $2,716 2.96%
NEWARK, NJ-PA 28 $9,280,000 $331,429 $4,703 3.10%
EUGENE-SPRINGFIELD, OR 30 $9,130,000 $304,333 $3,058 3.18%
HARRISBURG-CARLISLE, PA 41 $8,965,000 $218,659 $3,440 3.02%
TYLER, TX 43 $8,905,000 $207,093 $3,575 3.19%
ELGIN, IL 36 $8,680,000 $241,111 $4,337 3.16%
NEW BRUNSWICK-LAKEWOOD, NJ 29 $8,675,000 $299,138 $3,910 2.95%
PANAMA CITY, FL 37 $8,505,000 $229,865 $3,355 3.21%
OCALA, FL 43 $8,215,000 $191,047 $3,669 3.03%
OMAHA-COUNCIL BLUFFS, NE-IA 35 $8,215,000 $234,714 $2,271 3.20%
MIDLAND, TX 28 $8,190,000 $292,500 $3,772 3.11%
AKRON, OH 34 $7,790,000 $229,118 $2,943 3.10%
VALLEJO, CA 19 $7,745,000 $407,632 $4,379 3.06%
COLLEGE STATION-BRYAN, TX 34 $7,620,000 $224,118 $3,146 3.20%
NAPLES-MARCO ISLAND, FL 20 $7,530,000 $376,500 $4,455 3.04%
TUCSON, AZ 34 $7,450,000 $219,118 $3,450 3.04%
LEXINGTON-FAYETTE, KY 37 $7,355,000 $198,784 $2,252 3.05%
MCALLEN-EDINBURG-MISSION, TX 35 $7,335,000 $209,571 $4,177 3.13%
SPRINGFIELD, MA 29 $7,295,000 $251,552 $2,893 3.06%
DES MOINES-WEST DES MOINES, IA 29 $7,255,000 $250,172 $2,241 3.01%
CHARLESTON-NORTH CHARLESTON, SC 28 $7,200,000 $257,143 $2,374 3.10%
OLYMPIA-LACEY-TUMWATER, WA 22 $7,020,000 $319,091 $3,190 2.96%
BRIDGEPORT-STAMFORD-NORWALK, CT 23 $6,885,000 $299,348 $2,621 3.06%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 29 $6,855,000 $236,379 $3,681 3.09%
WILMINGTON, NC 28 $6,740,000 $240,714 $2,399 3.09%
TWIN FALLS, ID 26 $6,540,000 $251,538 $4,619 3.03%
MANCHESTER-NASHUA, NH 23 $6,205,000 $269,783 $3,183 2.92%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 17 $6,045,000 $355,588 $3,614 3.16%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 18 $6,010,000 $333,889 $2,847 3.12%
AMARILLO, TX 27 $5,805,000 $215,000 $4,214 2.93%
LONGVIEW, WA 20 $5,780,000 $289,000 $2,639 2.74%
DETROIT-DEARBORN-LIVONIA, MI 34 $5,770,000 $169,706 $2,673 3.15%
LANSING-EAST LANSING, MI 31 $5,715,000 $184,355 $2,169 3.09%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 24 $5,690,000 $237,083 $3,211 3.32%
ALBANY-LEBANON, OR 22 $5,650,000 $256,818 $3,340 3.12%
PUNTA GORDA, FL 24 $5,600,000 $233,333 $2,859 3.06%
DAPHNE-FAIRHOPE-FOLEY, AL 24 $5,590,000 $232,917 $2,757 3.09%
SALISBURY, MD-DE 18 $5,540,000 $307,778 $2,869 3.04%
BOULDER, CO 17 $5,515,000 $324,412 $1,896 3.07%
LUBBOCK, TX 26 $5,510,000 $211,923 $4,005 3.10%
SEBASTIAN-VERO BEACH, FL 25 $5,375,000 $215,000 $2,965 2.99%
MADERA, CA 18 $5,350,000 $297,222 $2,779 2.88%
LINCOLN, NE 22 $5,300,000 $240,909 $1,667 3.22%
URBAN HONOLULU, HI 10 $5,220,000 $522,000 $7,177 3.06%
LAKE HAVASU CITY-KINGMAN, AZ 19 $4,975,000 $261,842 $2,893 2.97%
FORT SMITH, AR-OK 25 $4,815,000 $192,600 $2,554 2.95%
GRAND JUNCTION, CO 17 $4,755,000 $279,706 $2,759 3.07%
BATON ROUGE, LA 21 $4,715,000 $224,524 $3,042 3.26%
MADISON, WI 16 $4,710,000 $294,375 $1,881 2.89%
FAYETTEVILLE, NC 21 $4,695,000 $223,571 $4,713 2.93%
LANCASTER, PA 24 $4,650,000 $193,750 $3,191 3.08%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 12 $4,630,000 $385,833 $2,613 3.04%
PUEBLO, CO 20 $4,610,000 $230,500 $3,170 3.03%
SALEM, OR 14 $4,590,000 $327,857 $4,906 3.13%
MISSOULA, MT 17 $4,555,000 $267,941 $2,747 3.29%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 19 $4,505,000 $237,105 $4,219 2.93%
TRENTON-PRINCETON, NJ 13 $4,495,000 $345,769 $3,933 2.88%
IDAHO FALLS, ID 20 $4,490,000 $224,500 $3,307 3.32%
RICHMOND, VA 16 $4,490,000 $280,625 $2,569 3.16%
KILLEEN-TEMPLE, TX 19 $4,465,000 $235,000 $4,430 2.97%
MEDFORD, OR 19 $4,465,000 $235,000 $3,394 3.16%
NEW HAVEN-MILFORD, CT 17 $4,305,000 $253,235 $3,703 2.93%
HOMOSASSA SPRINGS, FL 20 $4,190,000 $209,500 $2,575 3.04%
SPRINGFIELD, MO 20 $4,160,000 $208,000 $2,641 3.21%
LAS CRUCES, NM 19 $4,045,000 $212,895 $4,541 3.18%
GARY, IN 15 $3,995,000 $266,333 $2,095 3.24%
GAINESVILLE, FL 17 $3,815,000 $224,412 $2,818 3.26%
ROCHESTER, MN 19 $3,805,000 $200,263 $2,205 3.03%
KENNEWICK-RICHLAND, WA 11 $3,805,000 $345,909 $2,373 2.93%
TULSA, OK 18 $3,700,000 $205,556 $3,838 3.42%
FARGO, ND-MN 14 $3,690,000 $263,571 $2,824 2.96%
SAN LUIS OBISPO-PASO ROBLES, CA 8 $3,670,000 $458,750 $2,530 2.91%
YAKIMA, WA 12 $3,620,000 $301,667 $2,416 2.95%
HICKORY-LENOIR-MORGANTON, NC 14 $3,620,000 $258,571 $3,050 2.91%
EL PASO, TX 18 $3,590,000 $199,444 $4,689 3.09%
HAGERSTOWN-MARTINSBURG, MD-WV 15 $3,535,000 $235,667 $4,641 3.10%
MODESTO, CA 12 $3,440,000 $286,667 $1,975 3.13%
CAMDEN, NJ 12 $3,410,000 $284,167 $3,459 2.84%
ABILENE, TX 18 $3,400,000 $188,889 $4,436 3.19%
DALTON, GA 14 $3,320,000 $237,143 $2,445 3.07%
WACO, TX 15 $3,285,000 $219,000 $3,726 3.16%
TALLAHASSEE, FL 17 $3,285,000 $193,235 $3,634 3.21%
WILMINGTON, DE-MD-NJ 10 $3,070,000 $307,000 $3,921 2.88%
CHAMBERSBURG-WAYNESBORO, PA 13 $3,025,000 $232,692 $5,521 2.95%
SHERMAN-DENISON, TX 14 $3,010,000 $215,000 $3,034 2.96%
YORK-HANOVER, PA 14 $3,000,000 $214,286 $3,680 3.13%
ST. CLOUD, MN 14 $3,000,000 $214,286 $3,166 2.94%
BILLINGS, MT 12 $2,970,000 $247,500 $3,028 2.98%
CORPUS CHRISTI, TX 14 $2,890,000 $206,429 $3,964 3.02%
ANN ARBOR, MI 10 $2,760,000 $276,000 $2,557 3.13%
PRESCOTT VALLEY-PRESCOTT, AZ 10 $2,720,000 $272,000 $2,723 3.16%
LYNCHBURG, VA 11 $2,695,000 $245,000 $2,544 3.25%
GRANTS PASS, OR 11 $2,675,000 $243,182 $4,304 3.22%
JACKSONVILLE, NC 13 $2,665,000 $205,000 $3,924 2.76%
CORVALLIS, OR 7 $2,645,000 $377,857 $3,464 3.30%
PITTSBURGH, PA 11 $2,585,000 $235,000 $2,855 2.86%
YUMA, AZ 11 $2,415,000 $219,545 $4,430 3.27%
PHILADELPHIA, PA 8 $2,260,000 $282,500 $3,827 3.03%
BRUNSWICK, GA 10 $2,260,000 $226,000 $2,566 2.86%
ATHENS-CLARKE COUNTY, GA 9 $2,225,000 $247,222 $1,966 3.08%
FARMINGTON, NM 9 $2,205,000 $245,000 $2,786 3.24%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 11 $2,175,000 $197,727 $1,619 2.93%
MOBILE, AL 10 $2,130,000 $213,000 $2,736 3.30%
DUBUQUE, IA 9 $2,095,000 $232,778 $2,174 2.69%
THE VILLAGES, FL 9 $2,025,000 $225,000 $2,802 2.88%
WARNER ROBINS, GA 8 $1,980,000 $247,500 $3,927 2.97%
SANTA MARIA-SANTA BARBARA, CA 3 $1,935,000 $645,000 $2,807 2.88%
FORT WAYNE, IN 10 $1,860,000 $186,000 $1,642 3.11%
SANTA CRUZ-WATSONVILLE, CA 4 $1,830,000 $457,500 $4,938 2.78%
BARNSTABLE TOWN, MA 6 $1,830,000 $305,000 $2,518 2.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 8 $1,820,000 $227,500 $4,359 2.75%
SALINAS, CA 4 $1,790,000 $447,500 $4,315 3.06%
HANFORD-CORCORAN, CA 7 $1,725,000 $246,429 $1,871 3.09%
DECATUR, AL 8 $1,680,000 $210,000 $2,848 2.95%
LEWISTON, ID-WA 6 $1,670,000 $278,333 $2,581 3.23%
SAN ANGELO, TX 8 $1,620,000 $202,500 $4,899 3.14%
LAFAYETTE, LA 9 $1,615,000 $179,444 $3,973 2.86%
GRAND FORKS, ND-MN 5 $1,585,000 $317,000 $3,798 2.70%
NEW BERN, NC 8 $1,580,000 $197,500 $3,008 2.83%
EAU CLAIRE, WI 7 $1,555,000 $222,143 $1,528 3.09%
BEAUMONT-PORT ARTHUR, TX 5 $1,545,000 $309,000 $4,360 3.18%
CANTON-MASSILLON, OH 10 $1,540,000 $154,000 $3,014 2.98%
JOHNSON CITY, TN 8 $1,530,000 $191,250 $2,879 3.25%
GULFPORT-BILOXI, MS 8 $1,490,000 $186,250 $3,408 3.06%
TUSCALOOSA, AL 7 $1,485,000 $212,143 $2,489 2.75%
LEBANON, PA 6 $1,470,000 $245,000 $3,818 3.08%
ODESSA, TX 8 $1,420,000 $177,500 $3,577 3.23%
CEDAR RAPIDS, IA 6 $1,400,000 $233,333 $2,508 2.83%
BLOOMINGTON, IL 7 $1,385,000 $197,857 $1,482 3.11%
LAFAYETTE-WEST LAFAYETTE, IN 7 $1,375,000 $196,429 $2,067 3.14%
HOUMA-THIBODAUX, LA 7 $1,345,000 $192,143 $3,290 3.21%
FLINT, MI 7 $1,325,000 $189,286 $3,980 2.73%
BURLINGTON-SOUTH BURLINGTON, VT 6 $1,280,000 $213,333 $1,968 2.92%
GREENVILLE, NC 6 $1,270,000 $211,667 $3,791 2.46%
BELLINGHAM, WA 5 $1,265,000 $253,000 $1,626 3.18%
MOUNT VERNON-ANACORTES, WA 5 $1,255,000 $251,000 $1,749 3.05%
JOPLIN, MO 8 $1,250,000 $156,250 $2,476 3.27%
KINGSPORT-BRISTOL, TN-VA 5 $1,235,000 $247,000 $3,566 3.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 7 $1,195,000 $170,714 $4,172 2.80%
JACKSON, MS 6 $1,190,000 $198,333 $3,212 2.92%
GREAT FALLS, MT 5 $1,185,000 $237,000 $6,782 3.03%
WINCHESTER, VA-WV 5 $1,185,000 $237,000 $2,250 3.03%
IOWA CITY, IA 6 $1,150,000 $191,667 $2,179 3.17%
DULUTH, MN-WI 5 $1,115,000 $223,000 $2,200 2.83%
ALEXANDRIA, LA 5 $1,065,000 $213,000 $2,381 2.98%
RAPID CITY, SD 4 $1,060,000 $265,000 $2,705 2.78%
HATTIESBURG, MS 5 $1,055,000 $211,000 $3,589 3.05%
APPLETON, WI 5 $1,035,000 $207,000 $2,061 3.05%
LONGVIEW, TX 4 $940,000 $235,000 $4,121 3.06%
LAWRENCE, KS 4 $930,000 $232,500 $1,845 3.19%
CARSON CITY, NV 3 $905,000 $301,667 $2,231 3.21%
CHAMPAIGN-URBANA, IL 4 $900,000 $225,000 $1,403 3.25%
LOGAN, UT-ID 3 $885,000 $295,000 $7,908 2.75%
BANGOR, ME 5 $875,000 $175,000 $1,867 3.00%
CLEVELAND, TN 3 $865,000 $288,333 $1,702 2.92%
ROME, GA 4 $860,000 $215,000 $3,959 3.41%
HAMMOND, LA 6 $840,000 $140,000 $2,662 3.25%
AUBURN-OPELIKA, AL 4 $840,000 $210,000 $3,424 2.63%
ATLANTIC CITY-HAMMONTON, NJ 4 $780,000 $195,000 $2,797 3.00%
MONTGOMERY, AL 4 $760,000 $190,000 $3,568 3.03%
GREEN BAY, WI 4 $760,000 $190,000 $2,344 3.06%
MORRISTOWN, TN 3 $755,000 $251,667 $5,523 2.79%
SAN RAFAEL, CA 1 $745,000 $745,000 $4,348 2.63%
CHEYENNE, WY 3 $695,000 $231,667 $3,219 3.29%
TOPEKA, KS 4 $670,000 $167,500 $1,545 3.25%
ROANOKE, VA 3 $665,000 $221,667 $2,604 2.67%
OSHKOSH-NEENAH, WI 4 $660,000 $165,000 $1,327 2.78%
MACON-BIBB COUNTY, GA 3 $625,000 $208,333 $3,561 2.88%
CHARLOTTESVILLE, VA 3 $615,000 $205,000 $3,207 3.21%
POCATELLO, ID 3 $595,000 $198,333 $2,588 3.42%
BROWNSVILLE-HARLINGEN, TX 4 $580,000 $145,000 $3,159 3.38%
SIERRA VISTA-DOUGLAS, AZ 3 $575,000 $191,667 $1,810 3.58%
KALAMAZOO-PORTAGE, MI 3 $575,000 $191,667 $2,997 3.67%
SHREVEPORT-BOSSIER CITY, LA 2 $560,000 $280,000 $2,650 3.19%
VISALIA, CA 2 $540,000 $270,000 $1,151 2.88%
BLOOMINGTON, IN 2 $530,000 $265,000 $8,657 2.88%
GADSDEN, AL 3 $525,000 $175,000 $3,388 3.25%
FLAGSTAFF, AZ 1 $515,000 $515,000 $4,506 3.00%
OWENSBORO, KY 3 $515,000 $171,667 $2,486 2.88%
JACKSON, MI 3 $505,000 $168,333 $2,364 2.96%
DOTHAN, AL 2 $480,000 $240,000 $3,629 3.06%
DOVER, DE 2 $470,000 $235,000 $3,708 3.19%
MONROE, MI 3 $465,000 $155,000 $2,967 3.25%
KANKAKEE, IL 3 $465,000 $155,000 $4,504 2.88%
SPRINGFIELD, IL 3 $445,000 $148,333 $1,508 3.63%
ANNISTON-OXFORD, AL 2 $440,000 $220,000 $3,578 3.06%
YUBA CITY, CA 2 $430,000 $215,000 $2,074 3.19%
EAST STROUDSBURG, PA 3 $415,000 $138,333 $2,783 3.38%
LEWISTON-AUBURN, ME 2 $410,000 $205,000 $5,195 2.94%
LIMA, OH 2 $400,000 $200,000 $2,061 3.13%
READING, PA 2 $390,000 $195,000 $2,620 3.19%
SEBRING-AVON PARK, FL 2 $390,000 $195,000 $2,559 2.88%
EVANSVILLE, IN-KY 2 $380,000 $190,000 $6,028 3.31%
SIOUX CITY, IA-NE-SD 3 $375,000 $125,000 $2,830 3.00%
JEFFERSON CITY, MO 2 $370,000 $185,000 $1,258 2.81%
ST. JOSEPH, MO-KS 2 $360,000 $180,000 $2,564 4.13%
ELIZABETHTOWN-FORT KNOX, KY 2 $360,000 $180,000 $1,669 3.13%
GETTYSBURG, PA 2 $350,000 $175,000 $3,772 3.13%
BISMARCK, ND 2 $350,000 $175,000 $4,739 2.75%
FOND DU LAC, WI 2 $330,000 $165,000 $3,117 2.81%
PITTSFIELD, MA 2 $300,000 $150,000 $2,358 3.81%
BOWLING GREEN, KY 2 $300,000 $150,000 $2,683 3.63%
BLACKSBURG-CHRISTIANSBURG, VA 1 $285,000 $285,000 $2,589 2.50%
STAUNTON, VA 1 $285,000 $285,000 $2,320 2.50%
OCEAN CITY, NJ 1 $265,000 $265,000 $4,371 2.50%
SAGINAW, MI 1 $245,000 $245,000 $3,068 2.75%
EL CENTRO, CA 1 $245,000 $245,000 $3,929 2.75%
NORWICH-NEW LONDON, CT 1 $235,000 $235,000 $2,618 3.75%
KOKOMO, IN 1 $235,000 $235,000 $1,292 2.88%
STATE COLLEGE, PA 1 $215,000 $215,000 $2,794 2.50%
LA CROSSE-ONALASKA, WI-MN 1 $205,000 $205,000 $2,756 3.00%
FLORENCE, SC 1 $205,000 $205,000 $1,501 2.63%
GOLDSBORO, NC 1 $195,000 $195,000 $1,711 2.63%
TOLEDO, OH 1 $185,000 $185,000 $2,381 3.13%
PEORIA, IL 1 $185,000 $185,000 $1,436 3.63%
MANKATO, MN 1 $185,000 $185,000 $5,530 2.50%
MANHATTAN, KS 1 $175,000 $175,000 $947 2.13%
HOT SPRINGS, AR 1 $175,000 $175,000 $1,909 2.63%
NAPA, CA 1 $155,000 $155,000 $887 2.63%
SUMTER, SC 1 $145,000 $145,000 $2,125 3.63%
HUNTINGTON-ASHLAND, WV-KY-OH 1 $135,000 $135,000 $2,176 3.25%
MANSFIELD, OH 1 $125,000 $125,000 $1,725 2.75%
WAUSAU-WESTON, WI 1 $125,000 $125,000 $1,704 3.63%
BATTLE CREEK, MI 1 $115,000 $115,000 $1,598 3.25%
VICTORIA, TX 1 $105,000 $105,000 $2,721 3.13%
ALBANY, GA 1 $105,000 $105,000 $1,697 4.00%
WATERLOO-CEDAR FALLS, IA 1 $105,000 $105,000 $2,599 2.88%
SOUTH BEND-MISHAWAKA, IN-MI 1 $105,000 $105,000 $3,783 2.88%
ROCKFORD, IL 1 $95,000 $95,000 $3,404 2.75%
WHEELING, WV-OH 1 $85,000 $85,000 $1,431 3.63%
DECATUR, IL 1 $75,000 $75,000 $1,511 3.25%

Keller Mortgage 's top markets include Dallas, Houston, Minneapolis, Austin, and Atlanta among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 8,443 $2,441,425,000 $289,166
3-4% 8,375 $2,212,575,000 $264,188
<2.5% 2,949 $891,865,000 $302,430
4-5% 395 $77,255,000 $195,582
5-6% 33 $5,905,000 $178,939

During 2020, Keller Mortgage 's average interest rate was 3.06%, while their most frequently originated rate bucket was 2.5-3%, with 8,443 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 11,986 $3,375,580,000 $281,627 $3,294 3.00%
$100k-200k 5,077 $827,205,000 $162,932 $2,602 3.15%
$400k-600k 2,412 $1,119,180,000 $464,005 $3,760 2.94%
$100,000 or less 364 $30,560,000 $83,956 $2,257 3.49%
$600k-1MM 316 $227,690,000 $720,538 $5,052 2.99%
$1MM+ 40 $48,810,000 $1,220,250 $6,816 2.95%

2020 saw Keller Mortgage place emphasis on $200k-400k loans with 11,986 originations, totaling $3,375,580,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 5,514 $1,660,290,000 $301,104 $3,245 3.03%
$50k-75k 4,441 $994,495,000 $223,935 $3,153 3.02%
$75k-100k 4,173 $1,089,495,000 $261,082 $3,248 3.03%
$150k-250k 3,276 $1,152,660,000 $351,850 $3,174 3.04%
$50k or less 1,765 $305,355,000 $173,006 $2,827 3.08%
$250k+ 1,019 $424,985,000 $417,061 $3,538 3.08%

Keller Mortgage lent most frequently to those with incomes in the $100k-150k range, with 5,514 originations. The second most popular income band? $50k-75k, with 4,441 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 5,069 $1,403,555,000 $276,890 $2,796 3.02%
30-36% 4,066 $1,160,690,000 $285,462 $3,153 3.04%
<20% 1,761 $467,925,000 $265,716 $2,516 3.01%
44% 809 $220,315,000 $272,330 $3,525 3.08%
37% 748 $205,220,000 $274,358 $3,227 3.07%
39% 742 $209,170,000 $281,900 $3,224 3.04%
42% 725 $205,155,000 $282,972 $3,460 3.04%
41% 721 $203,405,000 $282,115 $3,519 3.04%
36% 719 $203,175,000 $282,580 $3,208 3.07%
43% 716 $197,770,000 $276,215 $3,481 3.06%
38% 700 $194,210,000 $277,443 $3,320 3.06%
40% 682 $193,490,000 $283,710 $3,269 3.08%
49% 558 $154,860,000 $277,527 $3,875 3.08%
45% 526 $146,170,000 $277,890 $3,755 3.04%
48% 510 $143,970,000 $282,294 $3,893 3.06%
46% 488 $136,290,000 $279,283 $3,831 3.03%
47% 470 $131,330,000 $279,426 $3,765 3.06%
50-60% 146 $41,080,000 $281,370 $7,029 2.98%
>60% 12 $3,710,000 $309,167 $2,864 3.02%

Keller Mortgage lent most frequently to those with DTI ratios of 20-30%, with 5,069 originations. The next most common DTI ratio? 30-36%, with 4,066 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 16,334 $4,496,010,000 $275,255 $3,134 3.04%
Not provided 2,079 $607,615,000 $292,263 $3,216 3.03%
Asian 802 $264,370,000 $329,638 $3,296 2.97%
Black 759 $199,815,000 $263,261 $4,202 3.03%
American Indian 144 $37,590,000 $261,042 $3,351 3.02%
Native Hawaiian 35 $10,835,000 $309,571 $3,755 3.09%
Asian Indian 14 $4,330,000 $309,286 $2,582 3.02%
Other Asian 7 $1,935,000 $276,429 $2,928 3.27%
Filipino 6 $1,850,000 $308,333 $3,056 2.94%
Vietnamese 5 $1,425,000 $285,000 $2,545 3.10%
Chinese 3 $955,000 $318,333 $3,890 2.67%
Korean 3 $845,000 $281,667 $2,605 2.88%
Japanese 1 $635,000 $635,000 $3,572 2.50%
Guamanian 2 $600,000 $300,000 $3,401 2.75%
Other Pacific Islander 1 $215,000 $215,000 $3,515 2.75%

Approval Rates

Total approvals of all applications
96.82%

Keller Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
70.77%

Keller Mortgage has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 20,195 $5,629,025,000 $278,734

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Site-Built 20,195 $5,629,025,000 $278,734

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 493 $104,935,000 $212,850 $2,241 2.97%
40-60% 1,950 $498,110,000 $255,441 $2,208 2.96%
60-80% 6,649 $1,929,865,000 $290,249 $2,646 3.11%
80-100% 10,734 $2,982,530,000 $277,858 $3,471 3.02%
Over 100% 344 $108,890,000 $316,541 $12,037 2.78%
Under 20% 22 $3,730,000 $169,545 $1,850 2.89%