Sacramento VA Loans

SACRAMENTO-ROSEVILLE-FOLSOM, CA

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Sacramento's 221 lenders originated 10,024 VA loans during 2021. The total origination value was $4,319,250,000, with an average VA loan value of $430,891.

Sacramento VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Sacramento averaged 6.48% for the week of 2022-09-23, compared to the national average (all VA variants) of 5.992% for the same period.

The average rate for the prior week (2022-09-16) was 6.03% and one month ago for the week of 2022-08-19, the average rate was 5.29%.

The average rate one year ago was 3%.

For refis of the same type during the week of 2022-09-23, the average rate was 6.08%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Sacramento VA Loan Lenders by Rates & Fees

The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Sacramento level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 935 2.46% $7,438
FREEDOM MORTGAGE CORPORATION 882 2.34% $3,850
QUICKEN LOANS, LLC 832 2.38% $5,861
PENNYMAC LOAN SERVICES, LLC 514 2.32% $7,446
LOANDEPOT.COM, LLC 343 2.43% $7,007
Mortgage Research Center, LLC 332 2.75% $9,354
HOME POINT FINANCIAL CORPORATION 324 2.41% $6,319
CALIBER HOME LOANS, INC. 319 2.49% $6,518
AMERICAN PACIFIC MORTGAGE CORPORATION 312 2.71% $9,251
GUILD MORTGAGE COMPANY 216 2.61% $8,617
FINANCE OF AMERICA MORTGAGE LLC 201 2.61% $7,586
VILLAGE CAPITAL MORTGAGE 174 2.22% $4,680
LAKEVIEW LOAN SERVICING, LLC 162 2.42% $2,953
MOVEMENT MORTGAGE, LLC 153 2.74% $7,588
CLEARPATH LENDING 139 2.21% $5,303
NAVY FEDERAL CREDIT UNION 127 2.45% $7,211
NEW DAY FINANCIAL, LLC 117 2.80% $11,359
Mr. Cooper ( Nationstar Mortgage ) 99 2.59% $4,770
The Federal Savings Bank 94 2.56% $9,524
NEWREZ LLC 92 2.49% $5,547
Wells Fargo Bank 90 2.52% $5,235
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 84 2.75% $9,866
USAA Federal Savings Bank 80 2.85% $4,462
SUMMIT FUNDING, INC. 71 2.82% $9,308
LOANPAL, LLC 70 2.51% $7,118
Flagstar Bank, FSB 70 2.56% $9,082
CROSSCOUNTRY MORTGAGE, LLC 63 2.82% $9,930
SUN WEST MORTGAGE COMPANY, INC. 62 2.41% $5,357
AMERICAN FINANCIAL NETWORK, INC. 58 2.59% $12,611
Commerce Home Mortgage, Inc. 56 2.72% $9,633
PLANET HOME LENDING, LLC 53 2.40% $3,860
HOMEBRIDGE FINANCIAL SERVICES, INC. 52 2.59% $9,361
BROKER SOLUTIONS, INC. 52 2.50% $9,770
EAGLE HOME MORTGAGE, LLC 49 2.73% $12,827
Sierra Pacific Mortgage Company, Inc. 46 2.58% $6,800
GUARANTEED RATE, INC. 45 2.53% $5,444
GUARANTEED RATE AFFINITY, LLC 44 2.50% $9,456
Paramount Residential Mortgage Group, Inc. 44 2.65% $9,399
PENTAGON FEDERAL CREDIT UNION 43 2.31% $6,604
AMERISAVE MORTGAGE CORPORATION 42 2.52% $7,801
DHI MORTGAGE COMPANY, LTD. 41 2.60% $12,069
First Guaranty Mortgage Corporation 40 2.42% $3,912
S1L, Inc. 38 2.85% $10,101
LENDUS, LLC 37 2.54% $8,996
Carrington Mortgage Services, LLC 37 2.75% $6,845
Lakeview Community Capital, LLC 37 2.38% $2,991
NBKC BANK 33 2.41% $6,597
InterContinental Capital Group, Inc 32 2.37% $3,292
SOVEREIGN LENDING GROUP INCORPORATED 31 2.50% $7,536
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 31 2.79% $12,402
ENVOY MORTGAGE, LTD 30 2.98% $7,938
U.S. Bank 30 2.52% $10,082
Barrington Bank & Trust Company, N.A. 29 2.68% $5,811
North American Savings Bank, F.S.B. 29 2.39% $4,888
FBC MORTGAGE, LLC 28 2.60% $8,487
NETWORK CAPITAL FUNDING CORPORATION 26 2.51% $4,716
Low VA Rates, LLC 25 2.28% $5,411
PREMIER MORTGAGE RESOURCES, L.L.C. 25 2.71% $10,584
KBHS HOME LOANS, LLC 25 2.78% $10,231
PLAZA HOME MORTGAGE, INC. 24 2.37% $4,633
CMG MORTGAGE, INC. 24 2.51% $7,638
Equity Prime Mortgage LLC 23 3.06% $5,757
South Pacific Financial Corporation 23 2.61% $13,592
NATIONS DIRECT MORTGAGE, LLC 22 2.85% $10,657
Hometown Lenders, Inc. 21 2.70% $11,173
ROUNDPOINT MORTGAGE SERVICING CORPORATION 21 2.86% $8,374
Strong Home Mortgage, LLC 18 2.40% $7,020
MASON MCDUFFIE MORTGAGE CORPORATION 18 2.61% $8,407
Magnolia Bank 18 2.50% $12,303
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 18 2.78% $8,467
Prime Choice Funding Inc. 17 2.45% $6,195
ALAMEDA MORTGAGE CORPORATION 17 2.81% $10,063
MUTUAL OF OMAHA MORTGAGE, INC. 17 2.42% $8,302
LAND HOME FINANCIAL SERVICES, INC. 17 2.75% $8,303
CANOPY MORTGAGE, LLC 16 2.69% $13,093
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 16 2.98% $12,247
BNC National Bank 15 2.38% $9,749
STEARNS LENDING, LLC 15 2.55% $6,653
HOMEAMERICAN MORTGAGE CORPORATION 15 2.82% $7,937
NP, Inc. 15 2.28% $5,870
Nations Lending Corporation 13 2.94% $11,421
GENEVA FINANCIAL, LLC 13 2.76% $7,850
KS StateBank 12 2.33% $4,018
Ameris Bank 12 2.47% $4,997
OCMBC, INC. 12 2.76% $7,002
ARK-LA-TEX FINANCIAL SERVICES, LLC. 12 2.49% $10,377
Amerifirst Financial, Inc. 10 2.75% $8,452
Plains Commerce Bank 10 2.68% $6,585
Umpqua Bank 10 2.61% $5,982
HOMEOWNERS FINANCIAL GROUP USA, LLC 10 2.83% $10,881
CELEBRITY HOME LOANS, LLC 10 2.83% $12,711
HOMESIDE FINANCIAL, LLC 9 2.54% $6,180
Watermark Capital, Inc. 9 2.32% $7,035
MOUNTAIN WEST FINANCIAL, INC. 9 2.83% $7,953
Home Mortgage Alliance Corp 9 2.36% $6,791
ACCELERATE MORTGAGE, LLC 8 2.38% $5,829
First Federal Bank 8 3.81% $11,178
PRIMELENDING, A PLAINSCAPITAL COMPANY 8 3.06% $15,200
DATA MORTGAGE, INC. 7 2.91% $9,122
BAY EQUITY LLC 7 2.71% $11,177
MID AMERICA MORTGAGE, INC. 6 2.46% $2,476
TJC Mortgage, Inc. 6 2.52% $4,522
Capital Bank 5 2.42% $3,218
Hometown Equity Mortgage, LLC 5 3.18% $11,595
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 2.82% $8,128
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 5 2.63% $12,684
Bank of England 5 2.50% $9,843
INTELLILOAN, INC. 4 2.50% $4,247
Sunflower Bank 4 2.78% $18,108
CALCULATED RISK ANALYTICS LLC 4 2.63% $8,787
TRAVIS CREDIT UNION 4 2.81% $3,965
EVERETT FINANCIAL, INC. 4 2.66% $18,311
Meridian Bank Corporation 4 2.44% $6,071
INTERCAP LENDING INC. 4 2.50% $7,342
UNITED SECURITY FINANCIAL CORP 4 2.03% $7,439
DIGNIFIED HOME LOANS, LLC 4 2.50% $7,651
ZILLOW HOME LOANS, LLC 3 2.46% $10,277
AXIA FINANCIAL, LLC 3 2.79% $9,494
CALCON MUTUAL MORTGAGE LLC 3 3.46% $9,835
Community First National Bank 3 2.92% $9,148
EMBRACE HOME LOANS, INC. 3 2.29% $18,846
First Bank 3 2.79% $3,216
First Mortgage Solutions, LLC 3 1.92% $9,289
Golden Empire Mortgage, Inc. 3 2.75% $10,916
JPMorgan Chase Bank 3 3.00% $9,085
LADERA LENDING, INC. 3 2.46% $18,865
LENOX FINANCIAL MORTGAGE CORPORATION 3 2.92% $8,912
MEGA CAPITAL FUNDING, INC. 3 2.92% $10,623
MORTGAGEONE, INC. 3 2.63% $3,541
MORTGAGE SOLUTIONS OF COLORADO, LLC 3 3.38% $2,055
NATIONWIDE MORTGAGE BANKERS, INC. 3 2.71% $13,017
PREMIER LENDING, INC. 3 2.63% $10,174
SNAPFI, INC. 3 2.25% $3,071
Texana Bank 3 2.25% $14,301
Wyndham Capital Mortgage, Inc. 3 2.38% $2,433
IMPAC MORTGAGE CORP. 2 2.50% $0
First Home Bank 2 2.69% $3,777
KELLER MORTGAGE, LLC 2 2.50% $8,657
HOMESTEAD FUNDING CORP. 2 2.25% $6,597
HomePromise Corporation 2 3.25% $23,569
OAKTREE FUNDING CORP. 2 2.63% $2,888
HighTechLending Inc 2 2.50% $3,896
AUGUSTA FINANCIAL, INC. 2 2.25% $13,440
Arvest Bank 2 2.50% $2,578
Armed Forces Bank 2 2.25% $10,971
West Town Bank & Trust 2 3.00% $13,995
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 2.62% $15,883
SECURITYNATIONAL MORTGAGE COMPANY 2 3.50% $9,453
CHERRY CREEK MORTGAGE, LLC 2 2.25% $1,192
AmeriHome Mortgage Company, LLC 2 2.69% $2,418
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 2.88% $6,994
AMERICAN INTERNET MORTGAGE, INC. 2 2.38% $1,444
AMCAP MORTGAGE, LTD. 2 3.44% $19,924
PANORAMA MORTGAGE GROUP, LLC 2 2.44% $4,161
Credence Funding Corporation 2 2.25% $3,933
NFM, INC. 2 3.19% $9,958
SRE MORTGAGE ALLIANCE INC. 2 2.81% $17,814
S&S Financial 2 2.69% $4,549
MORTGAGE MANAGEMENT CONSULTANTS, INC. 2 3.06% $10,951
BELEM SERVICING LLC 2 2.25% $13,295
First Savings Bank 2 2.81% $23,042
WESTERN EXPRESS LENDING 2 2.75% $2,188
Mid-Continent Funding, Inc. 2 2.56% $14,816
Manufacturers and Traders Trust Company 2 2.38% $2,039
RELIANCE FIRST CAPITAL, LLC 1 2.50% $8,487
LIBERTY HOME MORTGAGE CORPORATION 1 2.25% $5,270
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.38% $3,403
CHURCHILL MORTGAGE CORPORATION 1 3.13% $24,117
CHU & ASSOCIATES, INC. 1 2.63% $3,102
SCENIC OAKS FUNDING, INC. 1 2.63% $16,027
WRIGHT-PATT CREDIT UNION, INC. 1 2.75% $1,022
BRIDGELOCK CAPITAL 1 2.63% $6,031
BEST CAPITAL FUNDING 1 3.88% $6,805
BECKAM FUNDING CORP. 1 2.75% $14,324
BAYSHORE MORTGAGE FUNDING, LLC 1 3.00% $3,507
Banner Bank 1 2.63% $2,504
Bank of the West 1 2.75% $7,934
SWBC MORTGAGE CORPORATION 1 2.75% $16,126
TBI MORTGAGE COMPANY 1 3.00% $2,525
TCF National Bank 1 2.25% $5,782
Academy Bank 1 2.25% $4,523
ARC HOME LLC 1 2.25% $17,395
UNION HOME MORTGAGE CORP. 1 2.25% $2,540
United Fidelity Funding Corp. 1 2.50% $12,174
UNITED MORTGAGE CORP. 1 2.75% $5,795
VERITAS FUNDING, LLC 1 2.88% $12,360
ALL WESTERN MORTGAGE, INC. 1 3.25% $2,341
VISION ONE MORTGAGE, INC. 1 2.38% $16,003
ALLIED MORTGAGE GROUP, INC. 1 2.25% $3,024
MORTGAGE CAPITAL PARTNERS, INC. 1 2.50% $17,344
ACADEMY MORTGAGE CORPORATION 1 2.38% $4,750
MLD MORTGAGE INC. 1 2.38% $3,439
RESIDENTIAL BANCORP. 1 3.13% $11,872
MUFG Union Bank 1 2.50% $4,619
LENDING 3, INC. 1 3.50% $4,949
LEADERONE FINANCIAL CORPORATION 1 2.50% $7,086
INTERNATIONAL CITY MORTGAGE, INC. 1 3.88% $4,455
NBH Bank 1 2.25% $499
Neighborhood Loans, Inc. 1 2.50% $11,221
NexBank 1 2.25% $16,247
FRONTWAVE 1 2.38% $1,949
Northpointe Bank 1 2.25% $4,342
NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.75% $18,858
Franklin Loan Corporation 1 3.25% $12,822
OCEANSIDE MORTGAGE COMPANY 1 2.75% $250
Florida Capital Bank 1 3.00% $4,666
Paramount Bank 1 2.25% $6,356
First Internet Bank of Indiana 1 2.50% $2,169
PHH Mortgage Corporation 1 2.75% $3,342
FIRST COLONY MORTGAGE CORPORATION 1 2.50% $1,495
FirstBank 1 2.38% $8,850
Platinum Home Mortgage Corporation 1 2.99% $22,082
Financial Funding Solutions, Inc. 1 2.25% $4,819
PREMIA MORTGAGE, LLC 1 2.50% $13,040
Willamette Valley Bank 1 2.75% $0
DHA FINANCIAL, LLC 1 2.25% $4,069
COUNTRY CLUB MORTGAGE, INC. 1 2.75% $4,044
Colten Mortgage, LLC 1 2.50% $14,082
Prosperity Home Mortgage, LLC 1 2.13% $40,457
Citizens Bank 1 2.25% $1,676
RANLIFE, INC. 1 2.75% $27,049

The top Sacramento VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 935 VA loans originated. Their average total fees are $7,438, which is $3,588 higher than the next largest lender, FREEDOM MORTGAGE CORPORATION.

The lowest fee Sacramento VA lenders (with over 10 loans originated) are LAKEVIEW LOAN SERVICING, LLC ($2,953), Lakeview Community Capital, LLC ($2,991), InterContinental Capital Group, Inc ($3,292), FREEDOM MORTGAGE CORPORATION ($3,850) and PLANET HOME LENDING, LLC ($3,860).

The lowest rate Sacramento VA lenders (with over 10 loans originated) are CLEARPATH LENDING (2.21%), VILLAGE CAPITAL MORTGAGE (2.22%), Low VA Rates, LLC (2.28%), NP, Inc. (2.28%) and PENTAGON FEDERAL CREDIT UNION (2.31%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Sacramento (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $440,000 (1.3%) $624,606 (1.4%) 1.62 3,521
2018-02-01 $452,450 (0.8%) $628,617 (0.3%) 1.63 3,711
2018-03-01 $465,000 (2.0%) $631,863 (0.9%) 1.61 3,751
2018-04-01 $469,900 (1.1%) $640,106 (2.0%) 1.58 4,317
2018-05-01 $475,000 (0.7%) $639,378 (2.3%) 1.58 5,065
2018-06-01 $468,000 (-0.3%) $641,316 (2.1%) 1.56 5,678
2018-07-01 $459,450 (0.1%) $637,367 (2.9%) 1.53 6,084
2018-08-01 $454,900 (1.1%) $625,465 (1.0%) 1.52 6,410
2018-09-01 $449,500 (0.1%) $613,814 (1.4%) 1.50 6,576
2018-10-01 $449,000 (2.2%) $609,108 (2.4%) 1.50 6,449
2018-11-01 $445,000 (1.2%) $601,764 (-0.8%) 1.49 6,091
2018-12-01 $449,000 (2.3%) $606,993 (-2.2%) 1.54 5,256
2019-01-01 $449,700 (2.2%) $612,852 (-1.9%) 1.55 4,518
2019-02-01 $459,950 (1.7%) $616,022 (-2.0%) 1.54 4,312
2019-03-01 $475,857 (2.3%) $631,161 (-0.1%) 1.55 4,340
2019-04-01 $487,000 (3.6%) $639,876 (0.0%) 1.53 4,542
2019-05-01 $493,250 (3.8%) $638,284 (-0.2%) 1.52 5,229
2019-06-01 $499,999 (6.8%) $654,596 (2.1%) 1.54 5,671
2019-07-01 $499,000 (8.6%) $655,462 (2.8%) 1.55 5,927
2019-08-01 $497,716 (9.4%) $659,454 (5.4%) 1.57 5,866
2019-09-01 $495,203 (10.2%) $662,301 (7.9%) 1.57 5,780
2019-10-01 $498,000 (10.9%) $677,861 (11.3%) 1.59 5,649
2019-11-01 $499,000 (12.1%) $684,874 (13.8%) 1.61 4,894
2019-12-01 $502,495 (11.9%) $764,989 (26.0%) 1.68 3,691
2020-01-01 $499,995 (11.2%) $697,778 (13.9%) 1.67 3,232
2020-02-01 $514,900 (12.0%) $712,591 (15.7%) 1.66 3,227
2020-03-01 $524,950 (10.3%) $706,084 (11.9%) 1.64 3,543
2020-04-01 $504,450 (3.6%) $677,270 (5.8%) 1.57 4,004
2020-05-01 $518,000 (5.0%) $693,514 (8.7%) 1.57 4,224
2020-06-01 $530,500 (6.1%) $714,154 (9.1%) 1.55 3,992
2020-07-01 $542,500 (8.7%) $750,386 (14.5%) 1.55 3,344
2020-08-01 $529,000 (6.3%) $746,492 (13.2%) 1.51 2,913
2020-09-01 $547,000 (10.5%) $805,283 (21.6%) 1.56 2,917
2020-10-01 $549,900 (10.4%) $836,812 (23.5%) 1.57 2,907
2020-11-01 $554,000 (11.0%) $854,295 (24.7%) 1.59 2,560
2020-12-01 $549,450 (9.3%) $892,917 (16.7%) 1.61 1,980
2021-01-01 $575,000 (15.0%) $979,004 (40.3%) 1.69 1,541
2021-02-01 $552,500 (7.3%) $986,236 (38.4%) 1.59 1,493
2021-03-01 $547,000 (4.2%) $941,882 (33.4%) 1.53 1,604
2021-04-01 $574,000 (13.8%) $918,184 (35.6%) 1.54 1,823
2021-05-01 $585,000 (12.9%) $902,257 (30.1%) 1.54 1,951
2021-06-01 $593,500 (11.9%) $859,412 (20.3%) 1.54 2,269
2021-07-01 $596,944 (10.0%) $847,990 (13.0%) 1.55 2,674
2021-08-01 $589,000 (11.3%) $852,497 (14.2%) 1.55 2,890
2021-09-01 $589,450 (7.8%) $865,319 (7.5%) 1.55 2,895
2021-10-01 $595,000 (8.2%) $870,505 (4.0%) 1.57 2,858
2021-11-01 $593,000 (7.0%) $927,380 (8.6%) 1.56 2,337
2021-12-01 $599,000 (9.0%) $960,390 (7.6%) 1.60 1,727
2022-01-01 $620,000 (7.8%) $988,258 (1.0%) 1.65 1,435
2022-02-01 $628,500 (13.8%) $963,665 (-2.3%) 1.60 1,498
2022-03-01 $634,000 (15.9%) $924,015 (-1.9%) 1.57 1,736
2022-04-01 $649,950 (13.2%) $903,095 (-1.6%) 1.53 2,059
2022-05-01 $649,475 (11.0%) $911,035 (1.0%) 1.45 3,016
2022-06-01 $642,500 (8.3%) $878,930 (2.3%) 1.43 3,743
2022-07-01 $629,000 (5.4%) $873,736 (3.0%) 1.40 4,606
2022-08-01 $614,925 (4.4%) $848,820 (-0.4%) 1.41 4,712
Sacramento's median listing price for 2022-08-01 was $614,925, a difference of $25,925 (4.4%) versus the prior year and $-14,075 versus the prior month.

Sacramento's median listing price comes in at 141% of the national average.

Sacramento's average listing price for 2022-08-01 was $848,820, a difference of $-3,677 (-0.4%) versus the prior year and $-24,916 versus the prior month.

For the 2022-08-01 period, Sacramento had 4,712 MLS listings, a difference of 106 listings (2%) versus the prior month and 1,822 listings (63%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Sacramento (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 53 days 1,834 sqft
2018-02-01 36 days 1,871 sqft
2018-03-01 34 days 1,890 sqft
2018-04-01 32 days 1,895 sqft
2018-05-01 30 days 1,903 sqft
2018-06-01 35 days 1,883 sqft
2018-07-01 37 days 1,866 sqft
2018-08-01 38 days 1,864 sqft
2018-09-01 42 days 1,836 sqft
2018-10-01 46 days 1,835 sqft
2018-11-01 50 days 1,842 sqft
2018-12-01 58 days 1,836 sqft
2019-01-01 64 days 1,836 sqft
2019-02-01 50 days 1,862 sqft
2019-03-01 43 days 1,900 sqft
2019-04-01 35 days 1,925 sqft
2019-05-01 34 days 1,938 sqft
2019-06-01 36 days 1,993 sqft
2019-07-01 41 days 1,977 sqft
2019-08-01 43 days 1,967 sqft
2019-09-01 46 days 1,947 sqft
2019-10-01 50 days 1,964 sqft
2019-11-01 53 days 1,967 sqft
2019-12-01 62 days 1,982 sqft
2020-01-01 61 days 1,966 sqft
2020-02-01 37 days 1,963 sqft
2020-03-01 30 days 1,989 sqft
2020-04-01 36 days 1,940 sqft
2020-05-01 42 days 1,979 sqft
2020-06-01 36 days 1,997 sqft
2020-07-01 36 days 1,991 sqft
2020-08-01 36 days 1,950 sqft
2020-09-01 35 days 1,947 sqft
2020-10-01 35 days 1,930 sqft
2020-11-01 38 days 1,915 sqft
2020-12-01 43 days 1,896 sqft
2021-01-01 46 days 1,935 sqft
2021-02-01 30 days 1,812 sqft
2021-03-01 28 days 1,798 sqft
2021-04-01 26 days 1,848 sqft
2021-05-01 27 days 1,830 sqft
2021-06-01 25 days 1,815 sqft
2021-07-01 27 days 1,804 sqft
2021-08-01 29 days 1,789 sqft
2021-09-01 31 days 1,791 sqft
2021-10-01 32 days 1,778 sqft
2021-11-01 35 days 1,757 sqft
2021-12-01 42 days 1,756 sqft
2022-01-01 40 days 1,794 sqft
2022-02-01 25 days 1,796 sqft
2022-03-01 23 days 1,814 sqft
2022-04-01 23 days 1,849 sqft
2022-05-01 23 days 1,849 sqft
2022-06-01 27 days 1,839 sqft
2022-07-01 30 days 1,827 sqft
2022-08-01 36 days 1,808 sqft
Sacramento's median listing age (time on market) for 2022-08-01 was 36 days. This is 26% longer than the same period one year ago.

Sacramento's median square footage for active listings during the 2022-08-01 period was 1,808 sqft. One year prior, the average listing was 1,789 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.