Keller Mortgage Rates, Fees & Info

HILLIARD, OH

LEI: 549300GUS13Z72B6KD63

Tax ID: 20-2470783

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Mortgage Data

Review & Overview

Keller Mortgage is a smaller mortgage company specializing in Home Purchase loans. Keller Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Austin, St. Louis, Atlanta, and Seattle among others. We have data for 279 markets. (Some data included below & more in-depth data is available with an active subscription.)

Keller Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Keller Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.51% 4/28/24
30 Year Conventional Refi 6.52% 4/28/24
30 Year Cash-out Refi 6.80% 4/28/24
30 Year FHA Purchase 7.01% 4/28/24
30 Year FHA Refi 6.44% 4/28/24
30 Year VA Purchase 6.35% 4/28/24
30 Year USDA Purchase 6.60% 4/28/24
15 Year Conventional Purchase 5.81% 4/28/24
15 Year Conventional Refi 6.01% 4/28/24
15 Year Cash-out Refi 6.01% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Keller Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Keller Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,156

Origination Dollar Volume (All Markets)

$771,310,000
Show all (65) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 561 $136,005,000 $242,433 $4,299 4.62%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 270 $76,290,000 $282,556 $4,210 4.58%
ST. LOUIS, MO-IL (FHA|USDA|VA) 86 $19,650,000 $228,488 $3,019 4.53%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 82 $19,280,000 $235,122 $3,346 4.77%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 55 $18,635,000 $338,818 $4,984 4.64%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 75 $17,985,000 $239,800 $4,946 4.49%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 56 $17,530,000 $313,036 $3,544 4.62%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 70 $17,290,000 $247,000 $3,235 4.84%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 48 $17,220,000 $358,750 $3,004 4.81%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 72 $16,400,000 $227,778 $4,284 4.76%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 53 $13,425,000 $253,302 $4,248 4.84%
KANSAS CITY, MO-KS (FHA|USDA|VA) 59 $13,195,000 $223,644 $2,166 4.56%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 46 $10,850,000 $235,870 $3,454 4.86%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 39 $9,715,000 $249,103 $4,350 4.57%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 17 $9,515,000 $559,706 $4,468 4.49%
Outside of Metro Areas 47 $9,075,000 $193,085 $3,218 4.81%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 38 $9,030,000 $237,632 $3,429 4.80%
COLUMBUS, OH (FHA|USDA|VA) 39 $8,915,000 $228,590 $3,195 4.64%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 28 $8,340,000 $297,857 $2,791 4.71%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 30 $8,010,000 $267,000 $4,533 4.68%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 23 $7,565,000 $328,913 $4,933 4.72%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 16 $7,190,000 $449,375 $4,486 4.49%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 32 $7,050,000 $220,313 $2,731 4.57%
WINSTON-SALEM, NC (FHA|USDA|VA) 35 $6,705,000 $191,571 $2,992 4.84%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 29 $6,245,000 $215,345 $4,419 4.81%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 30 $5,920,000 $197,333 $4,212 4.75%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 28 $5,910,000 $211,071 $2,699 4.72%
COLORADO SPRINGS, CO (FHA|USDA|VA) 21 $5,845,000 $278,333 $5,758 4.83%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 25 $5,535,000 $221,400 $2,429 4.96%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 27 $5,415,000 $200,556 $3,287 4.77%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 27 $5,415,000 $200,556 $2,822 4.92%
SIOUX FALLS, SD (FHA|USDA|VA) 23 $5,315,000 $231,087 $2,966 4.78%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 25 $5,075,000 $203,000 $2,452 4.54%
ALBANY-LEBANON, OR (FHA|USDA|VA) 21 $4,935,000 $235,000 $3,994 4.70%
SPARTANBURG, SC (FHA|USDA|VA) 22 $4,920,000 $223,636 $3,275 4.83%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 13 $4,905,000 $377,308 $4,712 4.46%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 27 $4,865,000 $180,185 $3,135 4.85%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 20 $4,350,000 $217,500 $2,824 4.99%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 16 $4,310,000 $269,375 $4,246 4.73%
LOUISVILLE, KY (FHA|USDA|VA) 19 $4,235,000 $222,895 $2,154 4.84%
GAINESVILLE, GA (FHA|USDA|VA) 17 $4,135,000 $243,235 $3,545 4.69%
BAKERSFIELD, CA (FHA|USDA|VA) 16 $4,080,000 $255,000 $4,004 4.59%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 11 $3,935,000 $357,727 $3,829 4.59%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 18 $3,880,000 $215,556 $2,194 4.77%
HUNTSVILLE, AL (FHA|USDA|VA) 17 $3,375,000 $198,529 $3,947 4.70%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 15 $3,195,000 $213,000 $1,855 4.80%
OKLAHOMA CITY, OK (FHA|USDA|VA) 18 $3,150,000 $175,000 $3,058 4.86%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 8 $3,130,000 $391,250 $3,646 4.75%
BEND, OR (FHA|USDA|VA) 11 $3,115,000 $283,182 $4,568 4.44%
SALEM, OR (FHA|USDA|VA) 11 $3,065,000 $278,636 $3,487 4.85%
Roseburg, OR (FHA|USDA|VA) 11 $2,885,000 $262,273 $5,621 4.52%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $2,785,000 $309,444 $4,823 4.78%
LINCOLN, NE (FHA|USDA|VA) 13 $2,765,000 $212,692 $2,020 4.58%
LANCASTER, PA (FHA|USDA|VA) 14 $2,690,000 $192,143 $3,030 4.78%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 12 $2,510,000 $209,167 $3,929 4.66%
Granbury, TX (FHA|USDA|VA) 12 $2,480,000 $206,667 $4,348 4.75%
RAPID CITY, SD (FHA|USDA|VA) 10 $2,390,000 $239,000 $1,588 4.59%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 12 $2,380,000 $198,333 $2,617 4.96%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 10 $2,340,000 $234,000 $3,122 4.85%
MISSOULA, MT (FHA|USDA|VA) 11 $2,295,000 $208,636 $2,611 4.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 11 $2,245,000 $204,091 $4,087 4.88%
BOISE CITY, ID (FHA|USDA|VA) 9 $2,215,000 $246,111 $4,222 4.85%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $2,130,000 $177,500 $3,479 4.78%
RALEIGH-CARY, NC (FHA|USDA|VA) 9 $2,115,000 $235,000 $3,473 4.53%
IDAHO FALLS, ID (FHA|USDA|VA) 10 $2,080,000 $208,000 $3,170 4.94%
SPRINGFIELD, MA (FHA|USDA|VA) 12 $2,030,000 $169,167 $2,882 5.13%
MEDFORD, OR (FHA|USDA|VA) 8 $1,980,000 $247,500 $2,764 4.64%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $1,935,000 $215,000 $3,899 4.63%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $1,925,000 $275,000 $2,305 4.79%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 7 $1,915,000 $273,571 $5,298 4.77%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,890,000 $315,000 $3,838 4.69%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,875,000 $375,000 $5,329 4.78%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $1,805,000 $361,000 $3,812 4.90%
WORCESTER, MA-CT (FHA|USDA|VA) 8 $1,710,000 $213,750 $4,263 4.77%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $1,670,000 $208,750 $3,305 4.91%
JACKSONVILLE, FL (FHA|USDA|VA) 6 $1,620,000 $270,000 $3,790 4.54%
ALBUQUERQUE, NM (FHA|USDA|VA) 7 $1,615,000 $230,714 $4,181 4.86%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $1,590,000 $265,000 $4,493 4.96%
PUEBLO, CO (FHA|USDA|VA) 6 $1,570,000 $261,667 $3,541 4.77%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $1,465,000 $162,778 $3,875 5.04%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,465,000 $209,286 $2,637 4.84%
SANTA FE, NM (FHA|USDA|VA) 4 $1,430,000 $357,500 $3,862 4.91%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,420,000 $236,667 $2,883 4.77%
ODESSA, TX (FHA|USDA|VA) 6 $1,410,000 $235,000 $5,204 4.52%
Outside of Metro Areas 7 $1,375,000 $196,429 $2,995 5.04%
Jefferson, GA (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,326 4.55%
GREELEY, CO (FHA|USDA|VA) 4 $1,370,000 $342,500 $10,007 4.69%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,360,000 $226,667 $3,261 4.69%
MIDLAND, TX (FHA|USDA|VA) 6 $1,350,000 $225,000 $4,111 4.85%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $1,345,000 $269,000 $3,408 4.60%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,345,000 $269,000 $3,644 4.85%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $1,340,000 $167,500 $1,729 4.98%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 5 $1,315,000 $263,000 $3,963 4.88%
TUSCALOOSA, AL (FHA|USDA|VA) 7 $1,315,000 $187,857 $3,927 4.75%
WICHITA, KS (FHA|USDA|VA) 8 $1,300,000 $162,500 $2,568 4.55%
YAKIMA, WA (FHA|USDA|VA) 6 $1,290,000 $215,000 $3,664 4.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,280,000 $320,000 $3,338 4.63%
Sonora, CA (FHA|USDA|VA) 5 $1,275,000 $255,000 $5,383 4.73%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,270,000 $317,500 $3,742 4.94%
Brownwood, TX (FHA|USDA|VA) 7 $1,255,000 $179,286 $4,098 4.30%
Traverse City, MI (FHA|USDA|VA) 8 $1,250,000 $156,250 $2,264 4.83%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,192 5.10%
FORT COLLINS, CO (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,202 4.78%
TYLER, TX (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,636 4.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 9 $1,205,000 $133,889 $2,818 4.93%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 5 $1,205,000 $241,000 $2,203 4.83%
Key West, FL (FHA|USDA|VA) 3 $1,185,000 $395,000 $3,227 4.83%
Cornelia, GA (FHA|USDA|VA) 5 $1,185,000 $237,000 $2,977 4.75%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,215 4.85%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $1,115,000 $371,667 $3,054 4.67%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,271 4.90%
WENATCHEE, WA (FHA|USDA|VA) 2 $1,100,000 $550,000 $3,753 4.19%
AMARILLO, TX (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,583 4.69%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,005,000 $201,000 $1,784 4.95%
EL PASO, TX (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,762 4.84%
CORVALLIS, OR (FHA|USDA|VA) 3 $975,000 $325,000 $4,059 4.71%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $945,000 $189,000 $1,799 5.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 5 $915,000 $183,000 $1,311 4.75%
SPRINGFIELD, MO (FHA|USDA|VA) 5 $905,000 $181,000 $1,768 4.65%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $900,000 $150,000 $3,206 4.90%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $895,000 $179,000 $3,273 4.50%
Helena, MT (FHA|USDA|VA) 4 $890,000 $222,500 $4,349 4.81%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $875,000 $291,667 $3,734 4.63%
BOULDER, CO (FHA|USDA|VA) 3 $855,000 $285,000 $2,349 4.54%
Aberdeen, WA (FHA|USDA|VA) 3 $845,000 $281,667 $5,116 4.63%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 7 $835,000 $119,286 $2,892 5.30%
JOPLIN, MO (FHA|USDA|VA) 4 $820,000 $205,000 $2,697 4.69%
STOCKTON, CA (FHA|USDA|VA) 3 $815,000 $271,667 $6,729 4.46%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $795,000 $265,000 $4,823 4.54%
TULSA, OK (FHA|USDA|VA) 3 $795,000 $265,000 $4,365 4.71%
Bartlesville, OK (FHA|USDA|VA) 3 $795,000 $265,000 $3,265 4.58%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $790,000 $197,500 $2,924 4.81%
Prineville, OR (FHA|USDA|VA) 4 $760,000 $190,000 $3,914 4.75%
MADERA, CA (FHA|USDA|VA) 3 $755,000 $251,667 $3,573 4.71%
BATON ROUGE, LA (FHA|USDA|VA) 2 $750,000 $375,000 $5,449 5.06%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $740,000 $185,000 $2,266 4.75%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $735,000 $245,000 $7,231 4.71%
GRANTS PASS, OR (FHA|USDA|VA) 2 $730,000 $365,000 $4,656 5.00%
BURLINGTON, NC (FHA|USDA|VA) 4 $720,000 $180,000 $5,393 5.06%
VALLEJO, CA (FHA|USDA|VA) 2 $700,000 $350,000 $2,875 4.94%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $695,000 $231,667 $2,658 4.63%
Blackfoot, ID (FHA|USDA|VA) 2 $680,000 $340,000 $3,110 4.69%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $660,000 $165,000 $1,757 4.44%
WILMINGTON, NC (FHA|USDA|VA) 1 $655,000 $655,000 $1,974 5.50%
PITTSBURGH, PA (FHA|USDA|VA) 2 $650,000 $325,000 $6,492 4.63%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $625,000 $208,333 $2,121 4.88%
KNOXVILLE, TN (FHA|USDA|VA) 3 $615,000 $205,000 $6,599 4.54%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $610,000 $305,000 $4,804 4.63%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $580,000 $290,000 $2,936 4.56%
TUCSON, AZ (FHA|USDA|VA) 3 $545,000 $181,667 $5,382 4.79%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $525,000 $175,000 $5,608 4.17%
LONGVIEW, TX (FHA|USDA|VA) 2 $500,000 $250,000 $2,964 4.94%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $495,000 $165,000 $1,350 5.29%
WACO, TX (FHA|USDA|VA) 3 $485,000 $161,667 $2,575 5.17%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $485,000 $161,667 $3,831 5.17%
POCATELLO, ID (FHA|USDA|VA) 2 $480,000 $240,000 $2,536 4.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $460,000 $230,000 $8,671 4.75%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $460,000 $230,000 $2,088 5.06%
Stephenville, TX (FHA|USDA|VA) 2 $460,000 $230,000 $5,535 4.50%
ROCHESTER, MN (FHA|USDA|VA) 2 $460,000 $230,000 $3,609 5.06%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $460,000 $230,000 $2,907 4.75%
FARMINGTON, NM (FHA|USDA|VA) 2 $460,000 $230,000 $2,280 5.00%
CaƱon City, CO (FHA|USDA|VA) 2 $450,000 $225,000 $3,821 4.88%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $440,000 $220,000 $5,695 4.88%
Edwards, CO (FHA|USDA|VA) 1 $435,000 $435,000 $1,629 5.13%
Cullman, AL (FHA|USDA|VA) 2 $430,000 $215,000 $1,582 4.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $430,000 $215,000 $3,448 4.38%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $425,000 $141,667 $2,707 5.25%
Beatrice, NE (FHA|USDA|VA) 3 $425,000 $141,667 $2,858 4.79%
Show Low, AZ (FHA|USDA|VA) 2 $420,000 $210,000 $2,144 4.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $415,000 $415,000 $2,748 5.50%
Ukiah, CA (FHA|USDA|VA) 1 $415,000 $415,000 $2,490 4.63%
OCALA, FL (FHA|USDA|VA) 2 $410,000 $205,000 $4,646 4.81%
YUBA CITY, CA (FHA|USDA|VA) 1 $405,000 $405,000 $3,024 4.25%
PEORIA, IL (FHA|USDA|VA) 2 $400,000 $200,000 $1,519 4.31%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $385,000 $128,333 $1,897 5.13%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $380,000 $190,000 $1,542 4.75%
GAINESVILLE, FL (FHA|USDA|VA) 1 $375,000 $375,000 $3,300 5.25%
ASHEVILLE, NC (FHA|USDA|VA) 2 $370,000 $185,000 $3,747 4.63%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $370,000 $185,000 $4,101 4.38%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $365,000 $365,000 $9,239 4.75%
FORT WAYNE, IN (FHA|USDA|VA) 1 $365,000 $365,000 $1,606 5.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $365,000 $365,000 $2,524 4.88%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $365,000 $121,667 $2,288 4.92%
Cadillac, MI (FHA|USDA|VA) 3 $365,000 $121,667 $2,510 4.92%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $360,000 $180,000 $2,902 4.88%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $345,000 $345,000 $6,064 5.00%
TWIN FALLS, ID (FHA|USDA|VA) 2 $340,000 $170,000 $2,471 5.31%
JACKSON, MS (FHA|USDA|VA) 2 $340,000 $170,000 $3,386 4.63%
Moses Lake, WA (FHA|USDA|VA) 1 $335,000 $335,000 $1,909 5.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $325,000 $325,000 $2,635 4.63%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $325,000 $325,000 $2,248 4.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $325,000 $325,000 $2,549 4.63%
DOVER, DE (FHA|USDA|VA) 2 $320,000 $160,000 $4,826 4.81%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $320,000 $160,000 $3,735 4.88%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $310,000 $155,000 $2,526 4.88%
Gainesville, TX (FHA|USDA|VA) 1 $305,000 $305,000 $3,476 4.88%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $300,000 $150,000 $3,250 5.44%
FRESNO, CA (FHA|USDA|VA) 1 $295,000 $295,000 $3,121 5.13%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $295,000 $295,000 $3,592 4.50%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $290,000 $145,000 $6,570 5.13%
EL CENTRO, CA (FHA|USDA|VA) 1 $285,000 $285,000 $6,925 4.00%
Athens, OH (FHA|USDA|VA) 1 $285,000 $285,000 $3,138 4.88%
LAWRENCE, KS (FHA|USDA|VA) 1 $275,000 $275,000 $1,548 4.50%
Klamath Falls, OR (FHA|USDA|VA) 2 $270,000 $135,000 $4,686 4.56%
BILLINGS, MT (FHA|USDA|VA) 1 $265,000 $265,000 $2,660 5.00%
Kalispell, MT (FHA|USDA|VA) 1 $265,000 $265,000 $4,679 4.88%
Concord, NH (FHA|USDA|VA) 1 $265,000 $265,000 $3,502 4.88%
BELLINGHAM, WA (FHA|USDA|VA) 1 $265,000 $265,000 $1,965 5.63%
AKRON, OH (FHA|USDA|VA) 2 $260,000 $130,000 $3,350 5.00%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $260,000 $130,000 $3,166 4.69%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $255,000 $255,000 $542 4.00%
Gaffney, SC (FHA|USDA|VA) 1 $245,000 $245,000 $2,232 4.63%
Warrensburg, MO (FHA|USDA|VA) 1 $235,000 $235,000 $2,665 4.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $235,000 $235,000 $6,983 4.75%
Durango, CO (FHA|USDA|VA) 1 $235,000 $235,000 $1,644 4.88%
Menomonie, WI (FHA|USDA|VA) 1 $235,000 $235,000 $1,686 4.88%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $230,000 $115,000 $1,183 5.19%
Fredericksburg, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,019 4.50%
ANCHORAGE, AK (FHA|USDA|VA) 1 $225,000 $225,000 $3,934 4.63%
LONGVIEW, WA (FHA|USDA|VA) 1 $225,000 $225,000 $2,282 5.50%
CHEYENNE, WY (FHA|USDA|VA) 1 $225,000 $225,000 $1,614 5.00%
Mount Vernon, OH (FHA|USDA|VA) 1 $225,000 $225,000 $1,830 4.75%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $2,882 5.00%
FLINT, MI (FHA|USDA|VA) 2 $220,000 $110,000 $1,634 5.13%
Crawfordsville, IN (FHA|USDA|VA) 2 $220,000 $110,000 $1,979 5.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $6,151 4.63%
Lewisburg, TN (FHA|USDA|VA) 1 $215,000 $215,000 $2,167 4.75%
Hailey, ID (FHA|USDA|VA) 1 $215,000 $215,000 $2,549 5.50%
TOPEKA, KS (FHA|USDA|VA) 1 $215,000 $215,000 $3,644 4.88%
DECATUR, AL (FHA|USDA|VA) 2 $210,000 $105,000 $2,675 5.56%
Jasper, AL (FHA|USDA|VA) 1 $205,000 $205,000 $499 4.63%
Sevierville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $1,797 4.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $200,000 $100,000 $1,999 5.25%
Frankfort, KY (FHA|USDA|VA) 1 $195,000 $195,000 $8,003 4.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,568 5.75%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $195,000 $195,000 $1,230 5.13%
Montrose, CO (FHA|USDA|VA) 1 $195,000 $195,000 $2,514 4.88%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $6,480 4.88%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $185,000 $185,000 $2,549 4.75%
Baraboo, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,182 5.00%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,544 5.00%
MADISON, WI (FHA|USDA|VA) 1 $175,000 $175,000 $1,817 5.00%
HAMMOND, LA (FHA|USDA|VA) 1 $175,000 $175,000 $2,421 5.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $175,000 $175,000 $6,243 4.38%
Zanesville, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,178 5.00%
McAlester, OK (FHA|USDA|VA) 1 $165,000 $165,000 $2,737 5.00%
MONTGOMERY, AL (FHA|USDA|VA) 1 $165,000 $165,000 $4,527 4.38%
Athens, TN (FHA|USDA|VA) 1 $155,000 $155,000 $1,951 4.88%
Branson, MO (FHA|USDA|VA) 1 $155,000 $155,000 $1,471 4.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,531 4.88%
Kinston, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,499 5.00%
VICTORIA, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,673 4.00%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,635 4.75%
Danville, VA (FHA|USDA|VA) 1 $155,000 $155,000 $1,902 4.63%
Kerrville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,217 4.75%
CLEVELAND, TN (FHA|USDA|VA) 1 $155,000 $155,000 $1,384 4.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,317 4.63%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $155,000 $155,000 $1,445 5.13%
REDDING, CA (FHA|USDA|VA) 1 $155,000 $155,000 $1,802 5.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,797 4.88%
MONROE, LA (FHA|USDA|VA) 1 $145,000 $145,000 $4,830 4.75%
Oskaloosa, IA (FHA|USDA|VA) 1 $145,000 $145,000 $1,524 5.25%
Urbana, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,518 3.88%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $125,000 $125,000 $1,806 5.25%
NILES, MI (FHA|USDA|VA) 1 $125,000 $125,000 $1,420 5.63%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,497 4.75%
GREAT FALLS, MT (FHA|USDA|VA) 1 $105,000 $105,000 $1,654 5.13%
Norwalk, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,702 5.13%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $105,000 $105,000 $1,908 5.25%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $95,000 $95,000 $1,697 5.63%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $95,000 $95,000 $1,708 5.25%
Georgetown, SC (FHA|USDA|VA) 1 $95,000 $95,000 $3,320 5.63%
Corsicana, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,821 4.50%
Marion, OH (FHA|USDA|VA) 1 $85,000 $85,000 $1,816 4.88%
Marshall, MN (FHA|USDA|VA) 1 $85,000 $85,000 $2,355 6.38%
BAY CITY, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,446 5.13%
NEW BERN, NC (FHA|USDA|VA) 1 $65,000 $65,000 $1,411 5.25%
New Ulm, MN (FHA|USDA|VA) 1 $65,000 $65,000 $3,857 5.75%
Keller Mortgage's top markets include Dallas, Austin, St. Louis, Atlanta, and Seattle among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,374 $588,260,000 $247,793 $2,847 4.76%
    FHA 501 $108,895,000 $217,355 $6,270 4.59%
    VA 256 $69,620,000 $271,953 $6,807 4.46%
    USDA 25 $4,535,000 $181,400 $4,062 4.68%

    For 2018, Keller Mortgage's most frequently originated type of loan was Conventional, with 2,374 originations. Their 2nd most popular type was FHA, with 501 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,011 $734,935,000 $244,083 $3,758 4.71%
    Cash Out Refi 78 $18,170,000 $232,949 $3,099 4.81%
    Refi 67 $18,205,000 $271,716 $2,829 4.65%

    For 2018, Keller Mortgage's most frequently cited loan purpose was Home Purchase, with 3,011 originations. The 2nd most popular reason was Cash Out Refi, with 78 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,030 $741,600,000 $244,752 $3,757 4.73%
    15 Year 98 $23,220,000 $236,939 $2,997 4.24%
    20 Year 26 $6,100,000 $234,615 $2,525 4.51%
    10 Year 1 $175,000 $175,000 $2,581 4.00%
    Other 1 $215,000 $215,000 $1,547 4.63%

    For 2018, Keller Mortgage's most frequently cited loan duration was 30 Year, with 3,030 originations. The 2nd most popular length was 15 Year, with 98 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,910 $710,750,000 $244,244
    $1k-2k 142 $32,500,000 $228,873
    $2k-3k 58 $15,960,000 $275,172
    $3k-4k 22 $4,960,000 $225,455
    $4k-5k 9 $2,425,000 $269,444
    $5k+ 9 $2,985,000 $331,667

    Keller Mortgage's average total fees were $3,757, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,910 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,517 $634,375,000 $252,036
    5-6% 455 $84,885,000 $186,560
    3-4% 172 $50,680,000 $294,651
    6-7% 12 $1,370,000 $114,167

    During 2018, Keller Mortgage's average interest rate for loans was 4.73%, while their most frequently originated rate bucket for loans was 4-5%, with 2,517 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,757 $477,695,000 $271,881 $4,101 4.64%
    $100k-200k 1,083 $175,985,000 $162,498 $3,030 4.80%
    $400k-600k 198 $90,400,000 $456,566 $4,659 4.56%
    $100,000 or less 93 $7,425,000 $79,839 $2,294 5.33%
    $600k-1MM 22 $15,590,000 $708,636 $4,709 4.44%
    $1MM+ 3 $4,215,000 $1,405,000 $7,156 4.54%

    2018 saw Keller Mortgage place emphasis on $200k-400k loans with 1,757 originations, totaling $477,695,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 821 $166,435,000 $202,722 $3,613 4.71%
    $100k-150k 792 $217,980,000 $275,227 $3,852 4.67%
    $75k-100k 716 $171,900,000 $240,084 $3,925 4.70%
    $150k-250k 371 $119,895,000 $323,167 $3,939 4.70%
    $50k or less 357 $54,385,000 $152,339 $3,038 4.81%
    $250k+ 99 $40,715,000 $411,263 $3,765 4.72%

    Keller Mortgage lent most frequently to those with incomes in the $50k-75k range, with 821 originations. The second most popular income band? $100k-150k, with 792 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 605 $146,425,000 $242,025 $3,581 4.72%
    20-30% 596 $144,790,000 $242,936 $3,208 4.72%
    50-60% 142 $34,170,000 $240,634 $6,489 4.54%
    <20% 139 $32,545,000 $234,137 $2,876 4.71%
    41% 132 $32,670,000 $247,500 $3,895 4.73%
    45% 129 $30,635,000 $237,481 $3,788 4.73%
    48% 128 $30,660,000 $239,531 $3,982 4.72%
    44% 126 $31,880,000 $253,016 $3,816 4.80%
    49% 126 $31,150,000 $247,222 $3,665 4.71%
    40% 124 $30,210,000 $243,629 $3,204 4.74%
    43% 120 $28,620,000 $238,500 $3,927 4.73%
    42% 119 $30,945,000 $260,042 $3,772 4.70%
    39% 117 $27,895,000 $238,419 $3,595 4.69%
    46% 116 $28,650,000 $246,983 $4,094 4.67%
    47% 112 $26,620,000 $237,679 $3,800 4.75%
    37% 111 $27,175,000 $244,820 $3,678 4.70%
    38% 109 $28,685,000 $263,165 $3,887 4.66%
    36% 96 $24,380,000 $253,958 $3,800 4.67%
    >60% 8 $2,750,000 $343,750 $6,069 4.42%

    Keller Mortgage lent most frequently to those with DTI ratios of 30-36%, with 605 originations. The next most common DTI ratio? 20-30%, with 596 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,559 $620,945,000 $242,651 $3,663 4.71%
    Not provided 323 $80,435,000 $249,025 $3,710 4.69%
    Asian 102 $28,170,000 $276,176 $3,452 4.60%
    Black 112 $26,870,000 $239,911 $4,945 4.67%
    American Indian 32 $8,200,000 $256,250 $4,748 4.81%
    Asian Indian 8 $1,930,000 $241,250 $3,701 4.70%
    Filipino 8 $1,810,000 $226,250 $5,851 4.84%
    Other Asian 4 $1,000,000 $250,000 $3,077 4.47%
    Native Hawaiian or Islander 3 $625,000 $208,333 $2,746 4.83%
    Chinese 2 $600,000 $300,000 $4,854 4.94%
    Vietnamese 2 $510,000 $255,000 $3,104 5.25%
    Other Pacific Islander 1 $215,000 $215,000 $2,766 4.75%

    Approval Rates

    Total approvals of all applications
    98.44%

    Keller Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    68.82%

    Keller Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,156 $771,310,000 $244,395

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 3,156 $771,310,000 $244,395

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 28 $5,100,000 $182,143 $2,456 4.82%
    40-60% 143 $30,035,000 $210,035 $2,737 4.67%
    60-80% 735 $186,705,000 $254,020 $2,885 4.78%
    80-100% 2,167 $527,125,000 $243,251 $3,867 4.69%
    Over 100% 81 $22,145,000 $273,395 $9,635 4.47%
    Under 20% 2 $200,000 $100,000 $2,193 5.19%