SACRAMENTO - ROSEVILLE - FOLSOM Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sacramento - Roseville - Folsom averaged 6.37% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.46% and one month ago for the week of 2024-11-07, the average rate was 6.56%.

Sacramento - Roseville - Folsom's average rate one year ago was 6.6%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.91%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Sacramento - Roseville - Folsom 30 Year Fixed Rate 2024-12-12 6.37%
Sacramento - Roseville - Folsom 30 Year Fixed Rate Refi 2024-12-12 6.91%
Sacramento - Roseville - Folsom 15 Year Fixed Rate 2024-12-12 5.96%
Sacramento - Roseville - Folsom 15 Year Fixed Rate Refi 2024-12-12 6.34%
Sacramento - Roseville - Folsom 30 Year FHA 2024-12-12 5.65%
Sacramento - Roseville - Folsom 30 Year FHA Refi 2024-12-12 5.88%
Sacramento - Roseville - Folsom 30 Year USDA 2024-12-12 6.2%
Sacramento - Roseville - Folsom 30 Year USDA Refi 2024-12-12 6.4%
Sacramento - Roseville - Folsom 30 Year VA 2024-12-12 5.49%
Sacramento - Roseville - Folsom 30 Year VA Refi 2024-12-12 5.88%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SACRAMENTO-ROSEVILLE-FOLSOM, CA.

SACRAMENTO - ROSEVILLE - FOLSOM Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SACRAMENTO-ROSEVILLE-FOLSOM, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 3,541 6.69% $8,395
QUICKEN LOANS, LLC 1,746 6.74% $7,574
EAGLE HOME MORTGAGE, LLC 1,161 5.72% $8,570
GUILD MORTGAGE COMPANY 629 6.74% $10,316
LOANDEPOT.COM, LLC 597 6.27% $9,571
AMERICAN PACIFIC MORTGAGE CORPORATION 493 6.76% $9,743
U.S. Bank 388 6.41% $7,792
Wells Fargo Bank 320 6.39% $5,430
CROSSCOUNTRY MORTGAGE, LLC 304 6.74% $9,283
SAFE CREDIT UNION 283 5.98% $10,521
JPMorgan Chase Bank 275 6.50% $6,678
Sierra Pacific Mortgage Company, Inc. 250 6.53% $10,789
THE GOLDEN 1 216 6.67% $5,413
DHI MORTGAGE COMPANY, LTD. 213 6.03% $5,082
South Pacific Financial Corporation 206 6.56% $5,920
KBHS HOME LOANS, LLC 204 5.93% $13,124
HOMEAMERICAN MORTGAGE CORPORATION 194 6.03% $2,228
SUMMIT FUNDING, INC. 185 6.81% $10,973
MOVEMENT MORTGAGE, LLC 166 6.77% $10,309
Paramount Residential Mortgage Group, Inc. 152 6.66% $9,345
PENNYMAC LOAN SERVICES, LLC 151 6.65% $7,957
PROVIDENT FUNDING ASSOCIATES, L.P. 150 6.50% $6,188
Bank of America 146 6.24% $6,515
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 144 5.70% $8,233
BROKER SOLUTIONS, INC. 138 6.83% $9,047
The Loan Store, Inc. 123 7.06% $7,591
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 108 6.67% $9,698
PRIMELENDING, A PLAINSCAPITAL COMPANY 107 6.78% $9,696
GUARANTEED RATE, INC. 106 6.71% $6,486
CMG MORTGAGE, INC. 103 6.24% $8,147
BMO Harris Bank 101 6.34% $6,702
S1L, Inc. 99 6.77% $11,048
Flagstar Bank, FSB 98 6.68% $7,453
GUARANTEED RATE AFFINITY, LLC 95 6.77% $6,120
Century Mortgage Company DBA Century Lending Company 94 6.78% $9,436
NEWREZ LLC 86 6.72% $8,074
ALAMEDA MORTGAGE CORPORATION 78 6.96% $8,753
SCHOOLSFIRST 72 6.41% $3,979
East West Bank 69 5.52% $4,219
BAY EQUITY LLC 66 6.69% $6,931
Citibank 65 5.81% $6,443
MASON MCDUFFIE MORTGAGE CORPORATION 62 6.85% $8,089
Morgan Stanley Private Bank 62 5.86% $4,152
Mr. Cooper ( Nationstar Mortgage ) 61 6.54% $11,026
NMSI, INC. 61 6.92% $7,656
CANOPY MORTGAGE, LLC 59 7.10% $11,140
CARDINAL FINANCIAL 56 6.49% $10,732
PREMIER MORTGAGE RESOURCES, L.L.C. 56 6.96% $9,609
PACIFIC RESIDENTIAL MORTGAGE, LLC 55 6.73% $10,128
General Mortgage Capital Corporation 52 6.84% $7,247
CITY FIRST MORTGAGE SERVICES, L.L.C. 49 7.06% $10,432
Constant Investments, Inc. 40 6.80% $8,485
BETTER MORTGAGE CORPORATION 40 6.25% $6,757
Zions Bank 39 6.19% $4,762
ARK-LA-TEX FINANCIAL SERVICES, LLC. 38 6.78% $9,561
NEW WAVE LENDING GROUP INC 36 7.48% $7,967
STAR ONE CREDIT UNION 36 5.92% $3,182
NAVY FEDERAL CREDIT UNION 35 6.45% $6,264
HOMEBRIDGE FINANCIAL SERVICES, INC. 35 7.05% $11,208
AMERISAVE MORTGAGE CORPORATION 34 6.20% $11,656
HOMEXPRESS MORTGAGE CORP. 33 8.31% $16,448
El Dorado Savings Bank, F.S.B. 33 6.00% $3,858
American Mortgage & Equity Consultants, Inc. 33 7.02% $8,366
LAND HOME FINANCIAL SERVICES, INC. 33 7.01% $7,461
PNC Bank 33 6.53% $5,744
PATELCO 33 6.59% $5,867
NexBank 32 7.05% $7,922
TBI MORTGAGE COMPANY 32 6.27% $9,121
PULTE MORTGAGE LLC 31 6.28% $3,349
PLAZA HOME MORTGAGE, INC. 31 7.00% $10,359
EVERETT FINANCIAL, INC. 31 6.93% $8,538
Citizens Bank 30 6.77% $7,732
Plains Commerce Bank 30 6.80% $8,209
SACRAMENTO Credit Union 30 6.78% $3,394
Commerce Home Mortgage, Inc. 29 7.36% $11,256
ENVOY MORTGAGE, LTD 29 6.72% $7,592
AmeriHome Mortgage Company, LLC 28 6.91% $7,369
Provident Credit Union 27 5.86% $3,857
OCMBC, INC. 27 8.25% $15,133
Tri Counties Bank 27 6.75% $5,498
FBC MORTGAGE, LLC 25 6.03% $9,852
MOUNTAIN WEST FINANCIAL, INC. 25 6.79% $10,705
Charles Schwab Bank, SSB 24 5.89% $4,220
INTERNATIONAL CITY MORTGAGE, INC. 24 6.49% $9,043
JMAC LENDING, INC. 24 6.89% $8,784
GOOGAIN, INC. 24 6.94% $9,871
FREEDOM MORTGAGE CORPORATION 23 6.79% $8,265
ARC HOME LLC 23 7.90% $10,890
NFM, INC. 23 6.69% $8,459
TJC Mortgage, Inc. 23 6.93% $11,037
ACADEMY MORTGAGE CORPORATION 23 6.70% $10,837
MICHIGAN MUTUAL, INC. 23 6.49% $8,731
Ameris Bank 22 6.87% $5,077
HOMEOWNERS FINANCIAL GROUP USA, LLC 21 6.84% $9,122
NEXERA HOLDING LLC 21 8.17% $14,951
FIRST TECHNOLOGY 21 6.60% $4,604
AMERICAN FINANCIAL NETWORK, INC. 20 7.24% $11,873
Ally Bank 20 6.66% $9,578
INSPIRE HOME LOANS INC. 18 6.61% $8,319
KINECTA 18 6.24% $12,981
SUN WEST MORTGAGE COMPANY, INC. 18 6.65% $6,741
TRAVIS CREDIT UNION 18 6.63% $4,817
MUTUAL OF OMAHA MORTGAGE, INC. 18 6.78% $7,283
CALIBER HOME LOANS, INC. 17 6.69% $7,762
Truist 17 6.32% $7,451
USAA Federal Savings Bank 17 6.51% $9,206
PRIMARY RESIDENTIAL MORTGAGE, INC. 16 6.79% $8,199
NATIONS DIRECT MORTGAGE, LLC 15 7.21% $10,072
Vellum Mortgage, Inc. 15 6.56% $5,730
UIF CORPORATION 15 7.20% $5,943
Fremont Bank 15 7.00% $3,549
GUIDANCE RESIDENTIAL, LLC 14 6.84% $9,488
UBS Bank USA 14 6.22% $5,169
Firefighters First Federal Credit Union 14 6.28% $2,939
Citadel Servicing Corporation 14 8.54% $14,681
NBKC BANK 13 6.58% $3,359
First-Citizens Bank & Trust Company 13 6.38% $5,094
ONY GLO, INC. 13 6.49% $9,028
CALCON MUTUAL MORTGAGE LLC 13 6.53% $15,450
CHURCHILL MORTGAGE CORPORATION 13 7.11% $10,356
First Republic Bank 13 4.95% $4,112
CORNERSTONE HOME LENDING, INC. 12 6.94% $10,764
Stifel Bank and Trust 12 5.81% $3,712
ZILLOW HOME LOANS, LLC 12 6.83% $7,219
REDWOOD 12 6.57% $3,581
Cathay Bank 11 6.27% $4,863
DIGITAL Federal Credit Union 11 5.14% $5,152
RESIDENTIAL BANCORP 11 6.87% $11,813
LADERA LENDING, INC. 11 6.54% $6,999
PACIFIC SERVICE 11 6.70% $5,019
Prosperity Home Mortgage, LLC 11 6.74% $8,312
Mortgage Research Center, LLC 10 6.20% $5,535
LOANPAL, LLC 10 6.82% $10,135
NP, Inc. 9 8.54% $9,588
AMERICAN INTERNET MORTGAGE, INC. 9 6.07% $9,589
DIRECTORS MORTGAGE, INC. 9 7.37% $10,020
Umpqua Bank 9 7.15% $7,008
DATA MORTGAGE, INC. 9 7.25% $7,168
PHH Mortgage Corporation 9 7.29% $7,901
PENTAGON FEDERAL CREDIT UNION 9 6.17% $8,212
CALIFORNIA CREDIT UNION 8 4.91% $3
Carrington Mortgage Services, LLC 8 6.38% $9,470
GENEVA FINANCIAL, LLC 8 7.25% $11,114
Barrington Bank & Trust Company, N.A. 8 6.85% $6,975
A&D Mortgage LLC 8 8.28% $15,786
LENDSURE MORTGAGE CORP. 8 8.94% $18,193
Golden Empire Mortgage, Inc. 8 6.62% $9,116
Raymond James Bank 8 5.72% $3,449
AXIA FINANCIAL, LLC 8 6.89% $7,388
Banner Bank 8 6.73% $8,339
City National Bank 8 6.07% $3,984
HSBC BANK USA, NATIONAL ASSOCIATION 7 6.34% $6,846
ANGEL OAK MORTGAGE SOLUTIONS LLC 7 8.09% $17,151
ROYAL UNITED MORTGAGE LLC 7 6.93% $10,468
DEEPHAVEN MORTGAGE LLC 7 8.69% $16,232
GUARANTY HOME MORTGAGE CORPORATION 6 6.77% $7,965
Performance Financial, Inc. 6 8.08% $13,205
SCENIC OAKS FUNDING, INC. 6 7.06% $13,789
MORTGAGE EQUITY PARTNERS LLC 6 7.19% $10,405
PREMIER LENDING, INC. 6 6.89% $10,102
Operating Engineers Local Union #3 6 5.71% $3,674
First Bank 6 6.13% $5,567
Watermark Capital, Inc. 6 6.73% $5,973
Evolve Bank & Trust 6 6.22% $5,247
ALLIANT CREDIT UNION 6 6.83% $6,197
The Huntington National Bank 6 5.05% $7,211
RBC Bank, (Georgia) 6 6.10% $3,379
Discover Bank 6 7.07% $0
Nations Lending Corporation 5 7.13% $10,481
Cornerstone First Mortgage, Inc 5 7.10% $8,183
Northwest Farm Credit Services, FLCA 5 7.07% $17,292
INFINITY EQUITY GROUP, INC. 5 7.25% $9,088
LAKEVIEW LOAN SERVICING, LLC 5 6.38% $10,798
Sunflower Bank 5 6.37% $17,856
Sierra Central Credit Union 5 5.98% $5,973
SNAPFI, INC. 5 6.83% $7,643
NETWORK CAPITAL FUNDING CORPORATION 5 7.05% $8,730
PREMIA MORTGAGE, LLC 5 6.24% $456
MLD MORTGAGE INC. 5 6.08% $9,776
MORTGAGE SOLUTIONS OF COLORADO, LLC 5 6.73% $7,963
First Savings Bank 5 6.63% $3,933
THRIVE MORTGAGE, LLC 5 6.38% $5,862
OAKTREE FUNDING CORP. 5 9.07% $13,278
BM Real Estate Services, Inc. 5 7.08% $6,348
Equity Prime Mortgage LLC 4 6.63% $13,309
SIRVA MORTGAGE, INC. 4 6.78% $1,184
CHEVRON 4 5.84% $3,701
DRAPER AND KRAMER MORTGAGE CORP. 4 7.22% $5,611
RESIDENTIAL WHOLESALE MORTGAGE, INC. 4 6.69% $7,639
CHERRY CREEK MORTGAGE, LLC 4 6.34% $1,142
Northpointe Bank 4 6.59% $7,329
STANFORD Federal Credit Union 4 6.91% $3,804
Valley First Credit Union 4 5.94% $4,990
AMERICAN FINANCING CORPORATION 4 6.59% $9,767
COMMUNITY MORTGAGE FUNDING, LLC 4 6.34% $10,268
ADVANCIAL 4 8.22% $17,179
KEYPOINT 4 6.69% $4,433
PLANET HOME LENDING, LLC 4 6.88% $6,461
Lakeview Community Capital, LLC 4 6.09% $10,274
ALLIED MORTGAGE GROUP, INC. 4 7.22% $5,845
Educational Employees Credit Union 4 6.00% $3,142
First National Bank of America 4 8.84% $12,767
Bank of the West 4 5.53% $7,193
Florida Capital Bank 3 7.08% $7,596
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 6.91% $8,534
Baxter Credit Union 3 7.00% $8,213
BECKAM FUNDING CORP. 3 7.75% $10,192
BNC National Bank 3 6.58% $4,086
First Federal Bank 3 6.92% $3,824
FUNDLOANS CAPITAL 3 8.00% $19,202
ISERVE RESIDENTIAL LENDING, LLC 3 7.21% $12,331
JET DIRECT FUNDING CORP 3 6.42% $12,493
KeyBank 3 5.88% $14,775
LEADERONE FINANCIAL CORPORATION 3 7.33% $6,355
LOGIX FEDERAL CREDIT UNION 3 6.67% $3,998
M&T Bank 3 5.88% $4,700
NOVA FINANCIAL & INVESTMENT CORPORATION 3 7.17% $3,169
ON Q FINANCIAL, INC. 3 7.41% $6,802
PANORAMA MORTGAGE GROUP, LLC 3 6.04% $20,199
Princeton Mortgage Corporation 3 6.46% $8,820
Provident Savings Bank, F.S.B. 3 5.96% $5,227
RANLIFE, INC. 3 7.75% $11,686
Strong Home Mortgage, LLC 3 7.12% $2,941
The Central Trust Bank 3 5.87% $2,901
TOWNE MORTGAGE COMPANY 3 6.54% $5,317
UNIVERSITY CREDIT UNION 3 6.38% $10,783
NASA Federal Credit Union 2 7.38% $6,427
LOANLEADERS OF AMERICA, INC. 2 7.06% $14,465
LENOX FINANCIAL MORTGAGE CORPORATION 2 7.94% $10,478
KD CAPITAL MORTGAGE CORPORATION 2 6.88% $4,217
INTERCAP LENDING INC. 2 7.50% $7,601
Hometown Equity Mortgage, LLC 2 6.81% $14,005
NuVision Federal Credit Union 2 6.44% $10,751
HomeStreet Bank 2 6.31% $13,120
HOMESIDE FINANCIAL, LLC 2 7.06% $7,839
HighTechLending Inc 2 6.50% $4,087
AHL FUNDING 2 7.19% $15,328
GSF Mortgage Corporation 2 5.94% $2,945
GREATER NEVADA LLC 2 6.81% $6,575
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 6.43% $5,091
Goldman Sachs Bank USA 2 5.20% $5,166
Platinum Home Mortgage Corporation 2 7.69% $9,115
Fifth Third Bank 2 7.13% $16,278
Farmers Bank & Trust 2 6.63% $5,586
DIRECTIONS EQUITY, LLC 2 6.37% $9,934
DIGNIFIED HOME LOANS, LLC 2 7.93% $13,817
COMPASS MORTGAGE, INC. 2 6.63% $7,781
SAN FRANCISCO FEDERAL CREDIT UNION 2 6.69% $4,910
San Mateo Credit Union 2 5.94% $5,486
CITIZENS EQUITY FIRST 2 6.94% $3,743
Chicago Mortgage Solutions LLC 2 6.00% $6,661
CENTRAL COAST LENDING, INC. 2 6.31% $7,461
Boeing Employees Credit Union 2 5.63% $5,013
WINGS FINANCIAL 2 6.25% $4,818
SUCCESS MORTGAGE PARTNERS, INC. 2 7.44% $16,166
Bethpage Federal Credit Union 2 7.19% $4,288
BAY-VALLEY MORTGAGE GROUP 2 7.13% $10,339
The Federal Savings Bank 2 7.19% $7,026
BAY 2 6.38% $4,034
TOP FLITE FINANCIAL, INC. 2 7.25% $8,983
TRIAD FINANCIAL SERVICES, INC. 2 8.50% $11,176
AMERICAN HERITAGE LENDING, INC. 2 8.56% $13,335
AMERICAN FINANCE HOUSE LARIBA 2 6.75% $10,771
21ST MORTGAGE CORPORATION 2 8.40% $7,561
AMCAP MORTGAGE, LTD. 2 6.50% $10,454
USE Credit Union 2 6.31% $0
VALLEY STRONG CREDIT UNION 2 5.88% $3,478
MidFirst Bank 2 5.81% $15,976
Metro City Bank 2 7.13% $9,787
MEMBER FIRST MORTGAGE, LLC 2 5.31% $9,224
Mechanics Bank 2 6.81% $4,542
VISION ONE MORTGAGE, INC. 2 7.06% $7,759
FINANCE OF AMERICA MORTGAGE LLC 1 5.63% $7,781
Waterstone Mortgage Corporation 1 6.99% $4,062
AMERITRUST MORTGAGE CORPORATION 1 8.38% $4,884
MORIA DEVELOPMENT, INC. 1 7.63% $7,853
EXCITE Credit Union 1 5.13% $4,530
Actors Federal Credit Union 1 3.00% $6,053
EMBRACE HOME LOANS, INC. 1 6.88% $5,808
DIRECT MORTGAGE, CORP. 1 6.88% $29,464
Quontic Bank 1 9.25% $11,675
WESCOM CENTRAL CREDIT UNION 1 7.25% $3,966
AMERICAN FIRST 1 7.25% $5,314
AMERICAN FINANCIAL RESOURCES, INC. 1 7.63% $5,314
CTBC Bank Corp. (USA) 1 5.75% $4,408
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.00% $23,784
RELIANCE FIRST CAPITAL, LLC 1 7.63% $11,037
Crestline Funding Corporation 1 7.38% $5,602
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.88% $5,093
Cornerstone National Bank & Trust Company 1 5.88% $3,836
RUOFF MORTGAGE COMPANY, INC. 1 7.38% $1,455
Core Bank 1 6.62% $4,444
UNION HOME MORTGAGE CORP. 1 6.50% $10,195
COMMUNITYAMERICA 1 6.38% $3,560
United Nations Federal Credit Union 1 5.75% $3,539
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 6.50% $7,425
CITYWIDE HOME LOANS, LLC 1 6.13% $7,001
City National Bank of Florida 1 6.50% $5,160
SECURITYNATIONAL MORTGAGE COMPANY 1 5.88% $11,150
Servion, Inc. 1 6.50% $4,474
Citizens State Bank of La Crosse 1 6.88% $3,362
MORTGAGE ACCESS CORP. 1 7.25% $4,883
University Bank 1 6.63% $9,255
MORTGAGE CAPITAL PARTNERS, INC. 1 7.25% $5,789
CBC Federal Credit Union 1 6.50% $13,850
SOVEREIGN LENDING GROUP INCORPORATED 1 5.75% $9,175
CASTLE & COOKE MORTGAGE, LLC 1 5.88% $8,640
MK LENDING CORP. 1 8.38% $13,443
State Department Federal Credit Union 1 6.63% $5,542
ST FIN CORP 1 6.49% $11,872
BNY Mellon 1 6.13% $6,460
USAlliance Federal Credit Union 1 7.13% $12,896
ALTURA 1 4.50% $4,237
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 10.63% $11,858
SUN AMERICAN MORTGAGE COMPANY 1 6.13% $4,420
Bell Bank 1 6.75% $5,180
Beeline Loans, Inc. 1 6.25% $4,485
T2 FINANCIAL LLC 1 6.50% $4,077
ALTITUDE FINANCIAL CORPORATION 1 8.00% $7,953
TECHNOLOGY 1 6.00% $9,009
MAYO EMPLOYEES FEDERAL CREDIT UNION 1 7.00% $8,544
MANN FINANCIAL INC. 1 8.00% $13,079
Magnolia Bank 1 6.38% $8,504
Luxury Mortgage Corp. 1 9.00% $21,629
Neighborhood Loans, Inc. 1 5.75% $8,458
The Bank of South Carolina 1 6.13% $3,503
Wyndham Capital Mortgage, Inc. 1 5.88% $6,460
Kwik Mortgage Corporation 1 8.13% $5,336
Keystone Funding, Inc. 1 6.63% $5,554
MID AMERICA MORTGAGE, INC. 1 6.75% $9,287
JMJ FINANCIAL GROUP 1 7.63% $8,170
Nizari Progressive Federal Credit Union 1 5.99% $8,725
Ixonia Bank 1 7.75% $8,215
Noble Federal Credit Union 1 6.00% $18,522
AltaOne Federal Credit Union 1 6.50% $5,636
INTELLILOAN, INC. 1 6.75% $4,183
WALL FINANCIAL, INC. 1 7.38% $8,919
Axos Bank 1 7.63% $3,188
AUGUSTA FINANCIAL, INC. 1 6.38% $11,304
Third Federal Savings and Loan Association of Cleveland 1 7.49% $0
HOMESTEAD FUNDING CORP. 1 6.13% $575
Old National Bank 1 5.88% $9,037
Water and Power Community Credit Union 1 6.00% $3,323
ASSEMBLIES OF GOD Credit Union 1 6.99% $4,597
HOME APPROVALS DIRECT, INC. 1 7.50% $17,927
Armed Forces Bank 1 6.13% $5,470
HERITAGE COMMUNITY CREDIT UNION 1 5.75% $8,933
VENTURA COUNTY 1 6.00% $4,227
Heritage Bank 1 5.88% $4,808
PARTNERS 1 5.75% $8,001
TOTAL MORTGAGE SERVICES, LLC 1 7.38% $7,190
5TH STREET CAPITAL, INC. 1 8.25% $10,694
ANGEL OAK HOME LOANS LLC 1 8.50% $19,825
VERITAS FUNDING, LLC 1 7.38% $10,597
GEO-CORP, INC. 1 7.25% $8,608
FRONTWAVE 1 5.50% $5,994
Franklin Loan Corporation 1 6.75% $9,970
AmRes Corporation 1 10.75% $15,430
1ST NORTHERN CALIFORNIA 1 6.38% $6,619
PLUS RELOCATION MORTGAGE, LLC 1 6.50% $10,059
FISHER FINANCIAL GROUP, INCORPORATED 1 6.88% $3,205
First State Bank of St. Charles, Missouri 1 6.88% $6,408
FIRST NATIONS HOME FINANCE CORPORATION 1 6.88% $4,536
FINANCIAL RESOURCES FEDERAL CREDIT UNION 1 6.00% $7,148
FINANCE OF AMERICA REVERSE LLC 1 8.59% $2,966

SACRAMENTO - ROSEVILLE - FOLSOM Average Closing Costs & Other Stats

SACRAMENTO-ROSEVILLE-FOLSOM, CA's 365 lenders originated 35,561 loans during 2023. The total origination value was $13,918,685,000, with an average loan value of $391,403.

SACRAMENTO - ROSEVILLE - FOLSOM's average closing costs are $5,861.

The top SACRAMENTO - ROSEVILLE - FOLSOM lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 3,541 loans originated. Their average total fees are $8,395, which is $821 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SACRAMENTO - ROSEVILLE - FOLSOM lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($2,228), Firefighters First Federal Credit Union ($2,939), STAR ONE CREDIT UNION ($3,182), PULTE MORTGAGE LLC ($3,349) and NBKC BANK ($3,359).

The lowest rate SACRAMENTO - ROSEVILLE - FOLSOM lenders (with over 10 loans originated) are First Republic Bank (4.95%), DIGITAL Federal Credit Union (5.14%), East West Bank (5.52%), K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. (5.70%) and EAGLE HOME MORTGAGE, LLC (5.72%).

SACRAMENTO-ROSEVILLE-FOLSOM, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $3,533,010,000 $2,408,520,000 -31.8% 17.3%
QUICKEN LOANS, LLC $1,925,860,000 $1,030,315,000 -46.5% 7.4%
EAGLE HOME MORTGAGE, LLC $511,855,000 $675,095,000 31.9% 4.9%
LOANDEPOT.COM, LLC $921,170,000 $423,890,000 -54.0% 3.0%
U.S. Bank $611,420,000 $404,980,000 -33.8% 2.9%
GUILD MORTGAGE COMPANY $621,405,000 $394,895,000 -36.5% 2.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $565,255,000 $328,035,000 -42.0% 2.4%
JPMorgan Chase Bank $807,650,000 $323,930,000 -59.9% 2.3%
THE GOLDEN 1 $566,880,000 $284,930,000 -49.7% 2.0%
Wells Fargo Bank $682,310,000 $246,655,000 -63.9% 1.8%
Bank of America $464,595,000 $230,440,000 -50.4% 1.7%
SAFE CREDIT UNION $401,150,000 $218,285,000 -45.6% 1.6%
CROSSCOUNTRY MORTGAGE, LLC $235,025,000 $206,395,000 -12.2% 1.5%
Sierra Pacific Mortgage Company, Inc. $206,320,000 $156,200,000 -24.3% 1.1%
Citibank $159,685,000 $149,755,000 -6.2% 1.1%
HOMEAMERICAN MORTGAGE CORPORATION $120,770,000 $144,260,000 19.5% 1.0%
DHI MORTGAGE COMPANY, LTD. $142,670,000 $138,840,000 -2.7% 1.0%
SUMMIT FUNDING, INC. $262,265,000 $134,585,000 -48.7% 1.0%
PENNYMAC LOAN SERVICES, LLC $211,080,000 $127,600,000 -39.5% 0.9%
South Pacific Financial Corporation $130,485,000 $126,190,000 -3.3% 0.9%
KBHS HOME LOANS, LLC $183,175,000 $125,790,000 -31.3% 0.9%
MOVEMENT MORTGAGE, LLC $250,515,000 $123,480,000 -50.7% 0.9%
Paramount Residential Mortgage Group, Inc. $195,365,000 $115,115,000 -41.1% 0.8%
BMO Harris Bank $18,030,000 $110,230,000 511.4% 0.8%
SCHOOLSFIRST $179,205,000 $103,440,000 -42.3% 0.7%
Merchants Bank of Indiana $3,470,000 $102,665,000 2,858.6% 0.7%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $76,135,000 $102,200,000 34.2% 0.7%
CMG MORTGAGE, INC. $129,400,000 $83,950,000 -35.1% 0.6%
Flagstar Bank, FSB $312,880,000 $81,510,000 -73.9% 0.6%
BROKER SOLUTIONS, INC. $95,405,000 $81,020,000 -15.1% 0.6%
ORIX REAL ESTATE CAPITAL, LLC $13,460,000 $78,905,000 486.2% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $271,730,000 $78,460,000 -71.1% 0.6%
CBRE MULTIFAMILY CAPITAL, INC. $198,995,000 $78,395,000 -60.6% 0.6%
Century Mortgage Company DBA Century Lending Company $35,700,000 $77,045,000 115.8% 0.6%
GUARANTEED RATE, INC. $165,505,000 $76,780,000 -53.6% 0.6%
PROVIDENT FUNDING ASSOCIATES, L.P. $84,380,000 $74,215,000 -12.0% 0.5%
PNC Bank $187,150,000 $72,800,000 -61.1% 0.5%
LENDINGHOME FUNDING CORPORATION $71,155,000 $71,520,000 0.5% 0.5%
S1L, Inc. $127,240,000 $70,780,000 -44.4% 0.5%
NEWREZ LLC $93,160,000 $67,355,000 -27.7% 0.5%
WALKER & DUNLOP, LLC $72,180,000 $66,200,000 -8.3% 0.5%
Commerce Home Mortgage, Inc. $151,215,000 $65,115,000 -56.9% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $85,730,000 $64,525,000 -24.7% 0.5%
GUARANTEED RATE AFFINITY, LLC $149,825,000 $62,100,000 -58.6% 0.4%
Barings Multifamily Capital $57,985,000 n/a 0.4%
Mortgage Research Center, LLC $100,195,000 $56,605,000 -43.5% 0.4%
The Loan Store, Inc. $1,605,000 $54,605,000 3,302.2% 0.4%
GREYSTONE SERVICING COMPANY LLC $18,705,000 $54,475,000 191.2% 0.4%
PATELCO $138,385,000 $53,815,000 -61.1% 0.4%
NAVY FEDERAL CREDIT UNION $83,850,000 $53,435,000 -36.3% 0.4%
PREMIER MORTGAGE RESOURCES, L.L.C. $110,210,000 $53,315,000 -51.6% 0.4%
ALAMEDA MORTGAGE CORPORATION $71,110,000 $51,050,000 -28.2% 0.4%
Morgan Stanley Private Bank $94,565,000 $49,860,000 -47.3% 0.4%
CARDINAL FINANCIAL $88,545,000 $46,595,000 -47.4% 0.3%
Zions Bank $39,240,000 $46,315,000 18.0% 0.3%
Tri Counties Bank $142,030,000 $43,840,000 -69.1% 0.3%
Prudential Huntoon Paige Associates, LLC $158,060,000 $42,185,000 -73.3% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $122,030,000 $42,065,000 -65.5% 0.3%
BAY EQUITY LLC $82,045,000 $41,540,000 -49.4% 0.3%
Texas Capital Bank $41,005,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $210,735,000 $40,265,000 -80.9% 0.3%
FREEDOM MORTGAGE CORPORATION $180,920,000 $38,660,000 -78.6% 0.3%
MASON MCDUFFIE MORTGAGE CORPORATION $59,225,000 $37,200,000 -37.2% 0.3%
HOMEXPRESS MORTGAGE CORP. $51,880,000 $37,170,000 -28.4% 0.3%
PLAZA HOME MORTGAGE, INC. $23,720,000 $35,230,000 48.5% 0.3%
Grandbridge Real Estate Capital LLC $34,795,000 n/a 0.2%
AMWEST FUNDING CORP. $88,400,000 $34,225,000 -61.3% 0.2%
Umpqua Bank $208,015,000 $33,180,000 -84.0% 0.2%
PACIFIC RESIDENTIAL MORTGAGE, LLC $37,030,000 $33,110,000 -10.6% 0.2%
East West Bank $30,100,000 $32,060,000 6.5% 0.2%
CANOPY MORTGAGE, LLC $51,600,000 $30,985,000 -40.0% 0.2%
ALLIANT CREDIT UNION $38,680,000 $30,960,000 -20.0% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $53,555,000 $30,575,000 -42.9% 0.2%
CITY FIRST MORTGAGE SERVICES, L.L.C. $985,000 $28,895,000 2,833.5% 0.2%
OCMBC, INC. $23,140,000 $28,415,000 22.8% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $52,715,000 $27,870,000 -47.1% 0.2%
EVERETT FINANCIAL, INC. $87,515,000 $25,880,000 -70.4% 0.2%
SACRAMENTO Credit Union $30,305,000 $25,530,000 -15.8% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $33,155,000 $25,250,000 -23.8% 0.2%
NMSI, INC. $41,140,000 $25,175,000 -38.8% 0.2%
Discover Bank $27,195,000 $25,105,000 -7.7% 0.2%
Charles Schwab Bank, SSB $53,555,000 $24,715,000 -53.9% 0.2%
Banner Bank $51,135,000 $24,225,000 -52.6% 0.2%
PULTE MORTGAGE LLC $23,995,000 n/a 0.2%
Plains Commerce Bank $43,610,000 $23,885,000 -45.2% 0.2%
Merchants Mortgage & Trust Corporation $29,280,000 $23,805,000 -18.7% 0.2%
General Mortgage Capital Corporation $44,240,000 $23,645,000 -46.6% 0.2%
STAR ONE CREDIT UNION $48,280,000 $23,420,000 -51.5% 0.2%
NATIONS DIRECT MORTGAGE, LLC $48,940,000 $23,370,000 -52.2% 0.2%
FINANCE OF AMERICA REVERSE LLC $72,455,000 $22,770,000 -68.6% 0.2%
AMERISAVE MORTGAGE CORPORATION $154,405,000 $22,680,000 -85.3% 0.2%
BETTER MORTGAGE CORPORATION $110,955,000 $22,670,000 -79.6% 0.2%
Figure Lending LLC $38,355,000 $22,465,000 -41.4% 0.2%
LAND HOME FINANCIAL SERVICES, INC. $39,015,000 $22,075,000 -43.4% 0.2%
JONES LANG LASALLE MULTIFAMILY, LLC $31,130,000 $21,735,000 -30.2% 0.2%
Provident Credit Union $23,170,000 $21,715,000 -6.3% 0.2%
ACADEMY MORTGAGE CORPORATION $36,855,000 $21,530,000 -41.6% 0.2%
American Mortgage & Equity Consultants, Inc. $20,575,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $20,555,000 n/a 0.1%
NEW WAVE LENDING GROUP INC $27,120,000 $20,255,000 -25.3% 0.1%
Fremont Bank $94,310,000 $20,000,000 -78.8% 0.1%
First Republic Bank $348,095,000 $19,445,000 -94.4% 0.1%
FBC MORTGAGE, LLC $87,485,000 $19,060,000 -78.2% 0.1%
River City Bank $18,910,000 n/a 0.1%
Citizens Bank $34,890,000 $18,815,000 -46.1% 0.1%
TJC Mortgage, Inc. $24,870,000 $18,795,000 -24.4% 0.1%
KINECTA $36,375,000 $18,625,000 -48.8% 0.1%
UBS Bank USA $56,470,000 $18,435,000 -67.4% 0.1%
Third Federal Savings and Loan Association of Cleveland $33,160,000 $18,305,000 -44.8% 0.1%
First Northern Bank of Dixon $28,285,000 $18,100,000 -36.0% 0.1%
FIRST TECHNOLOGY $47,730,000 $17,980,000 -62.3% 0.1%
El Dorado Savings Bank, F.S.B. $76,535,000 $17,915,000 -76.6% 0.1%
Carrington Mortgage Services, LLC $44,075,000 $17,720,000 -59.8% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $50,355,000 $17,535,000 -65.2% 0.1%
BERKELEY POINT CAPITAL LLC $8,105,000 $17,505,000 116.0% 0.1%
Constant Investments, Inc. $31,185,000 $17,395,000 -44.2% 0.1%
AmeriHome Mortgage Company, LLC $30,355,000 $17,255,000 -43.2% 0.1%
NEXERA HOLDING LLC $30,530,000 $17,240,000 -43.5% 0.1%
TRAVIS CREDIT UNION $44,520,000 $17,085,000 -61.6% 0.1%
NexBank $30,165,000 $17,025,000 -43.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $10,400,000 $16,955,000 63.0% 0.1%
NFM, INC. $29,175,000 $16,765,000 -42.5% 0.1%
ENVOY MORTGAGE, LTD $26,765,000 $15,725,000 -41.2% 0.1%
Firefighters First Federal Credit Union $25,420,000 $15,645,000 -38.5% 0.1%
INTERNATIONAL CITY MORTGAGE, INC. $15,635,000 n/a 0.1%
Ameris Bank $29,380,000 $15,575,000 -47.0% 0.1%
TBI MORTGAGE COMPANY $25,320,000 $15,570,000 -38.5% 0.1%
SPRING EQ, LLC $71,780,000 $15,140,000 -78.9% 0.1%
The Federal Savings Bank $32,970,000 $14,945,000 -54.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $67,135,000 $14,870,000 -77.9% 0.1%
GOOGAIN, INC. $36,430,000 $14,380,000 -60.5% 0.1%
JMAC LENDING, INC. $45,545,000 $14,360,000 -68.5% 0.1%
CALCON MUTUAL MORTGAGE LLC $17,030,000 $14,175,000 -16.8% 0.1%
Citadel Servicing Corporation $17,915,000 $13,940,000 -22.2% 0.1%
INSPIRE HOME LOANS INC. $13,850,000 n/a 0.1%
First Bank $24,825,000 $13,395,000 -46.0% 0.1%
Ally Bank $41,120,000 $13,360,000 -67.5% 0.1%
MidFirst Bank $11,075,000 $13,320,000 20.3% 0.1%
USAA Federal Savings Bank $17,225,000 $13,030,000 -24.4% 0.1%
First-Citizens Bank & Trust Company $50,150,000 $12,990,000 -74.1% 0.1%
Truist $57,330,000 $12,930,000 -77.4% 0.1%
Arbor Realty Trust, Inc. $15,780,000 $12,875,000 -18.4% 0.1%
ARC HOME LLC $21,150,000 $12,795,000 -39.5% 0.1%
READYCAP COMMERCIAL, LLC $12,710,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $27,360,000 $12,350,000 -54.9% 0.1%
PHH Mortgage Corporation $53,000,000 $11,995,000 -77.4% 0.1%
RESIDENTIAL BANCORP $25,465,000 $11,750,000 -53.9% 0.1%
City National Bank $39,280,000 $11,450,000 -70.9% 0.1%
Golden Empire Mortgage, Inc. $24,865,000 $11,350,000 -54.4% 0.1%
Equity Prime Mortgage LLC $32,770,000 $11,090,000 -66.2% 0.1%
PACIFIC SERVICE $13,205,000 $10,960,000 -17.0% 0.1%
REDWOOD $17,160,000 $10,945,000 -36.2% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $30,185,000 $10,535,000 -65.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $9,770,000 $10,360,000 6.0% 0.1%
LOANPAL, LLC $43,975,000 $10,235,000 -76.7% 0.1%
Vellum Mortgage, Inc. $1,025,000 $10,150,000 890.2% 0.1%
Stifel Bank and Trust $14,560,000 $9,965,000 -31.6% 0.1%
Coastal Community Bank $9,820,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $22,545,000 $9,810,000 -56.5% 0.1%
ONY GLO, INC. $12,680,000 $9,675,000 -23.7% 0.1%
LADERA LENDING, INC. $20,295,000 $9,615,000 -52.6% 0.1%
PLANET HOME LENDING, LLC $24,595,000 $9,415,000 -61.7% 0.1%
HomeTrust Bank $3,925,000 $9,355,000 138.3% 0.1%
Prosperity Home Mortgage, LLC $4,155,000 $9,250,000 122.6% 0.1%
Ukrainian Federal Credit Union $11,950,000 $9,210,000 -22.9% 0.1%
21ST MORTGAGE CORPORATION $13,355,000 $9,090,000 -31.9% 0.1%
LENDSURE MORTGAGE CORP. $19,275,000 $9,080,000 -52.9% 0.1%
Yolo Federal Credit Union $11,990,000 $9,075,000 -24.3% 0.1%
NBKC BANK $29,590,000 $8,895,000 -69.9% 0.1%
Luther Burbank Savings $21,410,000 $8,795,000 -58.9% 0.1%
LONGBRIDGE FINANCIAL, LLC $30,020,000 $8,785,000 -70.7% 0.1%
M&T Realty Capital Corporation $8,645,000 n/a 0.1%
UIF CORPORATION $10,605,000 $8,600,000 -18.9% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $4,155,000 $7,965,000 91.7% 0.1%
CALIBER HOME LOANS, INC. $357,520,000 $7,795,000 -97.8% 0.1%
Bethpage Federal Credit Union $10,155,000 $7,785,000 -23.3% 0.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $30,860,000 $7,670,000 -75.1% 0.1%
SCENIC OAKS FUNDING, INC. $6,325,000 $7,555,000 19.4% 0.1%
FIRST U.S. COMMUNITY CREDIT UNION $20,210,000 $7,475,000 -63.0% 0.1%
DIGITAL Federal Credit Union $13,485,000 $7,445,000 -44.8% 0.1%
NEW DAY FINANCIAL, LLC $15,200,000 $7,435,000 -51.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $44,620,000 $7,305,000 -83.6% 0.1%
ZILLOW HOME LOANS, LLC $16,190,000 $7,290,000 -55.0% 0.1%
A&D Mortgage LLC $5,675,000 $7,240,000 27.6% 0.1%
HighTechLending Inc $10,305,000 $7,180,000 -30.3% 0.1%
AXIA FINANCIAL, LLC $6,630,000 $6,865,000 3.5% 0.0%
Barrington Bank & Trust Company, N.A. $6,830,000 $6,700,000 -1.9% 0.0%
CORNERSTONE HOME LENDING, INC. $14,655,000 $6,685,000 -54.4% 0.0%
VILLAGE CAPITAL MORTGAGE $11,170,000 $6,660,000 -40.4% 0.0%
STANFORD Federal Credit Union $26,375,000 $6,625,000 -74.9% 0.0%
GUIDANCE RESIDENTIAL, LLC $10,795,000 $6,620,000 -38.7% 0.0%
Cathay Bank $4,100,000 $6,450,000 57.3% 0.0%
Industrial and Commercial Bank of China USA $7,720,000 $6,430,000 -16.7% 0.0%
CALIFORNIA CREDIT UNION $15,850,000 $6,335,000 -60.0% 0.0%
Hometown Equity Mortgage, LLC $23,330,000 $6,215,000 -73.4% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $18,090,000 $6,125,000 -66.1% 0.0%
Northwest Farm Credit Services, FLCA $5,420,000 $6,085,000 12.3% 0.0%
GENEVA FINANCIAL, LLC $13,140,000 $6,050,000 -54.0% 0.0%
ALLIED MORTGAGE GROUP, INC. $985,000 $5,845,000 493.4% 0.0%
Nations Lending Corporation $13,250,000 $5,835,000 -56.0% 0.0%
LAKEVIEW LOAN SERVICING, LLC $62,020,000 $5,830,000 -90.6% 0.0%
HomeStreet Bank $14,235,000 $5,825,000 -59.1% 0.0%
DEEPHAVEN MORTGAGE LLC $8,620,000 $5,785,000 -32.9% 0.0%
The Huntington National Bank $5,680,000 $5,700,000 0.4% 0.0%
Raymond James Bank $5,105,000 $5,630,000 10.3% 0.0%
DATA MORTGAGE, INC. $40,535,000 $5,520,000 -86.4% 0.0%
Goldman Sachs Bank USA $26,195,000 $5,510,000 -79.0% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $11,840,000 $5,435,000 -54.1% 0.0%
Alaska USA Federal Credit Union $1,475,000 $5,205,000 252.9% 0.0%
RBC Bank, (Georgia) $685,000 $5,170,000 654.7% 0.0%
Evolve Bank & Trust $3,465,000 $5,090,000 46.9% 0.0%
Sierra Central Credit Union $5,315,000 $5,065,000 -4.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $7,520,000 $5,055,000 -32.8% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $3,350,000 $5,025,000 50.0% 0.0%
Logan Finance Corporation $670,000 $4,945,000 638.1% 0.0%
CHEVRON $22,420,000 $4,655,000 -79.2% 0.0%
Sunflower Bank $8,630,000 $4,630,000 -46.3% 0.0%
Bank of the West $141,230,000 $4,570,000 -96.8% 0.0%
Greenbox Loans, Inc. $7,290,000 $4,555,000 -37.5% 0.0%
Farmers & Merchants Bank of Central California $32,885,000 $4,495,000 -86.3% 0.0%
NP, Inc. $1,750,000 $4,495,000 156.9% 0.0%
Self-Help Federal Credit Union $6,805,000 $4,470,000 -34.3% 0.0%
Bank of Stockton $22,030,000 $4,400,000 -80.0% 0.0%
PANORAMA MORTGAGE GROUP, LLC $3,780,000 $4,395,000 16.3% 0.0%
PREMIER LENDING, INC. $3,870,000 $4,375,000 13.0% 0.0%
GEORGIA'S OWN $16,345,000 $4,330,000 -73.5% 0.0%
Cornerstone First Mortgage, Inc $3,405,000 $4,275,000 25.6% 0.0%
FUNDLOANS CAPITAL $6,975,000 $4,230,000 -39.4% 0.0%
Watermark Capital, Inc. $27,230,000 $4,220,000 -84.5% 0.0%
Franklin Loan Corporation $7,655,000 $4,130,000 -46.0% 0.0%
DIRECTORS MORTGAGE, INC. $5,140,000 $4,110,000 -20.0% 0.0%
GTE Federal Credit Union $5,660,000 $3,760,000 -33.6% 0.0%
First Savings Bank $21,800,000 $3,685,000 -83.1% 0.0%
BM Real Estate Services, Inc. $2,380,000 $3,615,000 51.9% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $13,585,000 $3,585,000 -73.6% 0.0%
HERITAGE COMMUNITY CREDIT UNION $7,965,000 $3,485,000 -56.2% 0.0%
Performance Financial, Inc. $3,430,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $9,225,000 $3,425,000 -62.9% 0.0%
UNIVERSITY CREDIT UNION $9,775,000 $3,420,000 -65.0% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $21,885,000 $3,380,000 -84.6% 0.0%
VAL-CHRIS INVESTMENTS, INC. $3,365,000 n/a 0.0%
Mechanics Bank $61,210,000 $3,345,000 -94.5% 0.0%
MID AMERICA MORTGAGE, INC. $3,060,000 $3,315,000 8.3% 0.0%
Exchange Bank $18,775,000 $3,220,000 -82.8% 0.0%
DIGNIFIED HOME LOANS, LLC $2,710,000 $3,170,000 17.0% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $6,290,000 $3,090,000 -50.9% 0.0%
USAlliance Federal Credit Union $1,915,000 $3,080,000 60.8% 0.0%
CLEARPATH LENDING $12,675,000 $3,030,000 -76.1% 0.0%
Provident Savings Bank, F.S.B. $24,500,000 $3,020,000 -87.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,245,000 $2,985,000 33.0% 0.0%
PREMIA MORTGAGE, LLC $2,930,000 $2,930,000 0.0% 0.0%
SAN FRANCISCO FIRE CREDIT UNION $10,550,000 $2,920,000 -72.3% 0.0%
OAKTREE FUNDING CORP. $5,380,000 $2,870,000 -46.7% 0.0%
Florida Capital Bank $13,035,000 $2,860,000 -78.1% 0.0%
SNAPFI, INC. $9,775,000 $2,810,000 -71.3% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $435,000 $2,740,000 529.9% 0.0%
CHERRY CREEK MORTGAGE, LLC $30,875,000 $2,685,000 -91.3% 0.0%
KEYPOINT $3,220,000 $2,685,000 -16.6% 0.0%
SIRVA MORTGAGE, INC. $6,930,000 $2,680,000 -61.3% 0.0%
OPEN MORTGAGE, LLC $9,050,000 $2,665,000 -70.6% 0.0%
Educational Employees Credit Union $2,090,000 $2,520,000 20.6% 0.0%
INFINITY EQUITY GROUP, INC. $2,520,000 n/a 0.0%
MLD MORTGAGE INC. $2,645,000 $2,520,000 -4.7% 0.0%
MORTGAGE EQUITY PARTNERS LLC $2,495,000 n/a 0.0%
BNC National Bank $6,870,000 $2,485,000 -63.8% 0.0%
KeyBank $48,855,000 $2,370,000 -95.1% 0.0%
Connexus Credit Union $2,365,000 n/a 0.0%
Operating Engineers Local Union #3 $5,920,000 $2,340,000 -60.5% 0.0%
AMERICAN FINANCING CORPORATION $5,010,000 $2,335,000 -53.4% 0.0%
Lakeview Community Capital, LLC $20,185,000 $2,330,000 -88.5% 0.0%
TOP FLITE FINANCIAL, INC. $6,375,000 $2,305,000 -63.8% 0.0%
ADVANCIAL $3,745,000 $2,220,000 -40.7% 0.0%
M&T Bank $5,665,000 $2,155,000 -62.0% 0.0%
AMERITRUST MORTGAGE CORPORATION $2,140,000 n/a 0.0%
BECKAM FUNDING CORP. $9,330,000 $2,125,000 -77.2% 0.0%
TECHNOLOGY $7,025,000 $2,070,000 -70.5% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $3,400,000 $2,060,000 -39.4% 0.0%
Fifth Third Bank $3,955,000 $2,010,000 -49.2% 0.0%
ROYAL UNITED MORTGAGE LLC $3,530,000 $2,005,000 -43.2% 0.0%
First Interstate Bank $5,405,000 $1,995,000 -63.1% 0.0%
5TH STREET CAPITAL, INC. $6,765,000 $1,985,000 -70.7% 0.0%
INTELLILOAN, INC. $10,835,000 $1,985,000 -81.7% 0.0%
Strong Home Mortgage, LLC $25,070,000 $1,955,000 -92.2% 0.0%
INTERCAP LENDING INC. $2,520,000 $1,930,000 -23.4% 0.0%
The Central Trust Bank $615,000 $1,910,000 210.6% 0.0%
California Coast Credit Union $7,070,000 $1,895,000 -73.2% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $2,285,000 $1,890,000 -17.3% 0.0%
Valley First Credit Union $5,130,000 $1,820,000 -64.5% 0.0%
THRIVE MORTGAGE, LLC $8,770,000 $1,805,000 -79.4% 0.0%
North Coast Financial, Inc. $1,795,000 n/a 0.0%
LOGIX FEDERAL CREDIT UNION $9,330,000 $1,785,000 -80.9% 0.0%
MORTGAGEONE, INC. $5,310,000 $1,775,000 -66.6% 0.0%
NATIONWIDE EQUITIES CORPORATION $3,915,000 $1,730,000 -55.8% 0.0%
1ST UNITED SERVICES CREDIT UNION $5,270,000 $1,695,000 -67.8% 0.0%
LEADERONE FINANCIAL CORPORATION $810,000 $1,690,000 108.6% 0.0%
AMERICAN HERITAGE LENDING, INC. $2,460,000 $1,680,000 -31.7% 0.0%
JET DIRECT FUNDING CORP $2,435,000 $1,670,000 -31.4% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $4,610,000 $1,670,000 -63.8% 0.0%
Boeing Employees Credit Union $3,195,000 $1,645,000 -48.5% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $15,315,000 $1,640,000 -89.3% 0.0%
LANTZMAN MANAGEMENT, INC. $4,135,000 $1,635,000 -60.5% 0.0%
NuVision Federal Credit Union $3,635,000 $1,630,000 -55.2% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $2,075,000 $1,620,000 -21.9% 0.0%
VALLEY STRONG CREDIT UNION $4,385,000 $1,620,000 -63.1% 0.0%
THE POLICE Credit Union $2,715,000 $1,565,000 -42.4% 0.0%
DIRECTIONS EQUITY, LLC $1,545,000 n/a 0.0%
First Federal Bank $1,460,000 $1,540,000 5.5% 0.0%
State Department Federal Credit Union $1,125,000 $1,525,000 35.6% 0.0%
San Mateo Credit Union $5,490,000 $1,515,000 -72.4% 0.0%
First State Bank of St. Charles, Missouri $435,000 $1,505,000 246.0% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $7,750,000 $1,505,000 -80.6% 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $65,365,000 $1,470,000 -97.8% 0.0%
Northpointe Bank $42,720,000 $1,470,000 -96.6% 0.0%
Comerica Bank $9,200,000 $1,445,000 -84.3% 0.0%
TOWNE MORTGAGE COMPANY $9,500,000 $1,445,000 -84.8% 0.0%
MEMBER FIRST MORTGAGE, LLC $1,265,000 $1,425,000 12.6% 0.0%
RANLIFE, INC. $1,760,000 $1,425,000 -19.0% 0.0%
BNY Mellon $2,770,000 $1,415,000 -48.9% 0.0%
Baxter Credit Union $4,885,000 $1,400,000 -71.3% 0.0%
University Bank $1,385,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $3,305,000 $1,375,000 -58.4% 0.0%
CITIZENS EQUITY FIRST $1,565,000 $1,360,000 -13.1% 0.0%
Axos Bank $19,595,000 $1,325,000 -93.2% 0.0%
CIVIC FINANCIAL SERVICES, LLC $20,920,000 $1,325,000 -93.7% 0.0%
BAY-VALLEY MORTGAGE GROUP $1,320,000 n/a 0.0%
BAY $1,225,000 $1,310,000 6.9% 0.0%
CENTRAL COAST LENDING, INC. $3,710,000 $1,305,000 -64.8% 0.0%
Mid-Continent Funding, Inc. $1,305,000 n/a 0.0%
Princeton Mortgage Corporation $4,880,000 $1,305,000 -73.3% 0.0%
Manasquan Bank $1,275,000 n/a 0.0%
SAN FRANCISCO FEDERAL CREDIT UNION $105,000 $1,265,000 1,104.8% 0.0%
ON Q FINANCIAL, INC. $1,005,000 $1,255,000 24.9% 0.0%
Signature Federal Credit Union $850,000 $1,250,000 47.1% 0.0%
USE Credit Union $8,615,000 $1,245,000 -85.5% 0.0%
First National Bank of America $2,140,000 $1,240,000 -42.1% 0.0%
LIMA ONE CAPITAL, LLC $1,610,000 $1,240,000 -23.0% 0.0%
Magnolia Bank $3,180,000 $1,240,000 -61.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $14,040,000 $1,235,000 -91.2% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $3,905,000 $1,230,000 -68.5% 0.0%
VERITAS FUNDING, LLC $6,730,000 $1,230,000 -81.7% 0.0%
FAY SERVICING, LLC $1,595,000 $1,220,000 -23.5% 0.0%
TOWER $195,000 $1,210,000 520.5% 0.0%
Bank of Marin $6,425,000 $1,195,000 -81.4% 0.0%
VISION ONE MORTGAGE, INC. $475,000 $1,175,000 147.4% 0.0%
WINGS FINANCIAL $155,000 $1,175,000 658.1% 0.0%
Citizens National Bank of Texas $24,625,000 $1,170,000 -95.2% 0.0%
DIRECT MORTGAGE, CORP. $2,255,000 $1,155,000 -48.8% 0.0%
GREAT LAKES $8,350,000 $1,150,000 -86.2% 0.0%
Pivotal Capital Group II, LLC $590,000 $1,140,000 93.2% 0.0%
Chicago Mortgage Solutions LLC $23,780,000 $1,130,000 -95.2% 0.0%
QUORUM FEDERAL CREDIT UNION $21,595,000 $1,120,000 -94.8% 0.0%
FRONTWAVE $2,690,000 $1,115,000 -58.6% 0.0%
MAYO EMPLOYEES FEDERAL CREDIT UNION $1,115,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $3,485,000 $1,110,000 -68.1% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $1,730,000 $1,095,000 -36.7% 0.0%
UNION HOME MORTGAGE CORP. $2,055,000 $1,095,000 -46.7% 0.0%
AHL FUNDING $5,200,000 $1,060,000 -79.6% 0.0%
GSF Mortgage Corporation $2,105,000 $1,060,000 -49.6% 0.0%
Bank of England $7,315,000 $1,045,000 -85.7% 0.0%
Neighborhood Loans, Inc. $1,045,000 n/a 0.0%
MORTGAGE ACCESS CORP. $1,030,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $11,165,000 $1,025,000 -90.8% 0.0%
Redwood Mortgage Corp. $1,020,000 n/a 0.0%
San Joaquin Power Employees Credit Union $715,000 $1,020,000 42.7% 0.0%
AUGUSTA FINANCIAL, INC. $1,960,000 $1,010,000 -48.5% 0.0%
Community First Bank $985,000 n/a 0.0%
EMM LOANS LLC $990,000 $985,000 -0.5% 0.0%
Armed Forces Bank $2,060,000 $980,000 -52.4% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $970,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $4,130,000 $960,000 -76.8% 0.0%
FJM PRIVATE MORTGAGE FUND, LLC $8,950,000 $955,000 -89.3% 0.0%
LOANLEADERS OF AMERICA, INC. $1,120,000 $955,000 -14.7% 0.0%
ANGEL OAK HOME LOANS LLC $2,850,000 $940,000 -67.0% 0.0%
AmRes Corporation $2,835,000 $910,000 -67.9% 0.0%
COMPASS MORTGAGE, INC. $875,000 $905,000 3.4% 0.0%
City National Bank of Florida $505,000 $895,000 77.2% 0.0%
GEO-CORP, INC. $335,000 $860,000 156.7% 0.0%
PremierOne Credit Union $3,170,000 $845,000 -73.3% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $835,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $1,275,000 $830,000 -34.9% 0.0%
Ixonia Bank $830,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $5,350,000 $825,000 -84.6% 0.0%
ORANGE COUNTY'S CREDIT UNION $1,865,000 $825,000 -55.8% 0.0%
ALL REVERSE MORTGAGE, INC. $2,820,000 $820,000 -70.9% 0.0%
Platinum Home Mortgage Corporation $7,695,000 $800,000 -89.6% 0.0%
UNCLE Credit Union $4,640,000 $780,000 -83.2% 0.0%
INTERCOASTAL MORTGAGE COMPANY $775,000 n/a 0.0%
MERIWEST $6,665,000 $770,000 -88.4% 0.0%
TELCOE FEDERAL CREDIT UNION $765,000 n/a 0.0%
JMJ FINANCIAL GROUP $2,545,000 $760,000 -70.1% 0.0%
KD CAPITAL MORTGAGE CORPORATION $890,000 $760,000 -14.6% 0.0%
Luxury Mortgage Corp. $6,700,000 $745,000 -88.9% 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $1,800,000 $745,000 -58.6% 0.0%
Metro City Bank $1,660,000 $740,000 -55.4% 0.0%
EQUITY WAVE LENDING, INC. $3,185,000 $720,000 -77.4% 0.0%
Farmers Bank & Trust $1,150,000 $700,000 -39.1% 0.0%
NASA Federal Credit Union $700,000 n/a 0.0%
ASSEMBLIES OF GOD Credit Union $695,000 n/a 0.0%
BEST FINANCE CAPITAL, INC. $215,000 $690,000 220.9% 0.0%
Pacific City Bank $700,000 $690,000 -1.4% 0.0%
SANDIA LABORATORY $2,705,000 $680,000 -74.9% 0.0%
WALL FINANCIAL, INC. $570,000 $680,000 19.3% 0.0%
ST FIN CORP $2,025,000 $650,000 -67.9% 0.0%
The Bank of South Carolina $645,000 n/a 0.0%
Waterstone Mortgage Corporation $930,000 $640,000 -31.2% 0.0%
GREATER NEVADA LLC $1,250,000 $630,000 -49.6% 0.0%
HOMESTEAD FUNDING CORP. $1,250,000 $615,000 -50.8% 0.0%
PARTNERS $510,000 $615,000 20.6% 0.0%
Bank of Utah $605,000 n/a 0.0%
Washington Trust Bank $305,000 $605,000 98.4% 0.0%
Town Bank, N.A. $595,000 n/a 0.0%
Flanagan State Bank $585,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $1,430,000 $585,000 -59.1% 0.0%
Crestline Funding Corporation $565,000 n/a 0.0%
Golden Bank $325,000 $545,000 67.7% 0.0%
Heritage Bank $545,000 n/a 0.0%
Keystone Funding, Inc. $535,000 n/a 0.0%
Old National Bank $535,000 n/a 0.0%
CBC Federal Credit Union $790,000 $515,000 -34.8% 0.0%
HOME APPROVALS DIRECT, INC. $355,000 $515,000 45.1% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $2,905,000 $505,000 -82.6% 0.0%
GENISYS $55,000 $505,000 818.2% 0.0%
T. J. FINANCIAL, INC. $1,215,000 $505,000 -58.4% 0.0%
Citizens State Bank of La Crosse $485,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $1,505,000 $485,000 -67.8% 0.0%
United Nations Federal Credit Union $1,145,000 $485,000 -57.6% 0.0%
NORTHROP GRUMMAN Federal Credit Union $480,000 n/a 0.0%
Bell Bank $810,000 $475,000 -41.4% 0.0%
Chickasaw Community Bank $475,000 n/a 0.0%
EXCITE Credit Union $7,320,000 $475,000 -93.5% 0.0%
LOS ANGELES POLICE Federal Credit Union $805,000 $475,000 -41.0% 0.0%
R M K FINANCIAL CORP. $7,380,000 $475,000 -93.6% 0.0%
CASTLE & COOKE MORTGAGE, LLC $1,625,000 $470,000 -71.1% 0.0%
CIS Financial Services, Inc. $250,000 $465,000 86.0% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,280,000 $465,000 -63.7% 0.0%
Actors Federal Credit Union $455,000 n/a 0.0%
Preferred Bank $975,000 $435,000 -55.4% 0.0%
TOTAL MORTGAGE SERVICES, LLC $435,000 n/a 0.0%
TruHome Solutions, LLC $435,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $840,000 $425,000 -49.4% 0.0%
ONE NEVADA CREDIT UNION $425,000 n/a 0.0%
VENTURA COUNTY $425,000 n/a 0.0%
Noble Federal Credit Union $65,000 $415,000 538.5% 0.0%
SILVER HILL FUNDING, LLC $1,050,000 $415,000 -60.5% 0.0%
SUN AMERICAN MORTGAGE COMPANY $455,000 $415,000 -8.8% 0.0%
Cornerstone National Bank & Trust Company $405,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,145,000 $405,000 -64.6% 0.0%
Residential Mortgage Solutions, Inc. $1,295,000 $405,000 -68.7% 0.0%
Servion, Inc. $1,275,000 $405,000 -68.2% 0.0%
Advisors Mortgage Group, L.L.C. $2,090,000 $400,000 -80.9% 0.0%
United States Senate Federal Credit Union $1,175,000 $400,000 -66.0% 0.0%
ML Mortgage Corp. $305,000 $395,000 29.5% 0.0%
F&A Federal Credit Union $3,160,000 $390,000 -87.7% 0.0%
ALTITUDE FINANCIAL CORPORATION $565,000 $385,000 -31.9% 0.0%
CTBC Bank Corp. (USA) $915,000 $375,000 -59.0% 0.0%
MK LENDING CORP. $2,600,000 $375,000 -85.6% 0.0%
Wyndham Capital Mortgage, Inc. $23,050,000 $375,000 -98.4% 0.0%
ALTURA $365,000 n/a 0.0%
MACKILLIE INCORPORATED $795,000 $365,000 -54.1% 0.0%
Nizari Progressive Federal Credit Union $365,000 n/a 0.0%
DAS Acquisition Company, LLC $850,000 $355,000 -58.2% 0.0%
Aurora Financial, LLC $345,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $2,880,000 $345,000 -88.0% 0.0%
Kwik Mortgage Corporation $3,795,000 $345,000 -90.9% 0.0%
CANVAS CREDIT UNION $1,155,000 $340,000 -70.6% 0.0%
Brighton Bank $335,000 n/a 0.0%
Core Bank $335,000 n/a 0.0%
Financial Partners Credit Union $3,675,000 $335,000 -90.9% 0.0%
First American Bank $205,000 $335,000 63.4% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $335,000 n/a 0.0%
SeaTrust Mortgage Company $315,000 n/a 0.0%
Northwest Federal Credit Union $1,445,000 $310,000 -78.5% 0.0%
MANN FINANCIAL INC. $985,000 $305,000 -69.0% 0.0%
SOUTHPOINT FINANCIAL $305,000 n/a 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $305,000 n/a 0.0%
Water and Power Community Credit Union $305,000 n/a 0.0%
SUPERIOR CHOICE $300,000 n/a 0.0%
USC Credit Union $480,000 $300,000 -37.5% 0.0%
AltaOne Federal Credit Union $295,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $526,405,000 $295,000 -99.9% 0.0%
MORIA DEVELOPMENT, INC. $9,910,000 $295,000 -97.0% 0.0%
AMERICAN FIRST $855,000 $290,000 -66.1% 0.0%
Arvest Bank $9,095,000 $285,000 -96.9% 0.0%
Quontic Bank $11,220,000 $285,000 -97.5% 0.0%
1ST NORTHERN CALIFORNIA $2,400,000 $270,000 -88.8% 0.0%
Colonial Savings, F.A. $1,455,000 $270,000 -81.4% 0.0%
TOGETHER CREDIT UNION $1,100,000 $265,000 -75.9% 0.0%
UNITED $750,000 $260,000 -65.3% 0.0%
BENCH EQUITY L.L.C. $255,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $4,680,000 $255,000 -94.6% 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $620,000 $235,000 -62.1% 0.0%
FOUNDATION MORTGAGE CORPORATION $235,000 n/a 0.0%
First Internet Bank of Indiana $2,225,000 $225,000 -89.9% 0.0%
SOUTHWEST STAGE FUNDING, LLC $405,000 $215,000 -46.9% 0.0%
Leader Bank $205,000 n/a 0.0%
T2 FINANCIAL LLC $2,515,000 $205,000 -91.8% 0.0%
RUOFF MORTGAGE COMPANY, INC. $595,000 $195,000 -67.2% 0.0%
Southwest Airlines Federal Credit Union $140,000 $195,000 39.3% 0.0%
SANTA CLARA COUNTY $1,120,000 $185,000 -83.5% 0.0%
ALL IN $180,000 n/a 0.0%
American Airlines Federal Credit Union $700,000 $175,000 -75.0% 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $1,345,000 $175,000 -87.0% 0.0%
Beeline Loans, Inc. $445,000 $165,000 -62.9% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $1,950,000 $160,000 -91.8% 0.0%
COMMUNITY FIRST CREDIT UNION $125,000 $140,000 12.0% 0.0%
DELTA COMMUNITY CREDIT UNION $25,000 $140,000 460.0% 0.0%
Deere Employees Credit Union $790,000 $135,000 -82.9% 0.0%
Murphy Bank $135,000 n/a 0.0%
JAYCO PREMIUM FINANCE OF CALIFORNIA, INC. $125,000 n/a 0.0%
Mortgage Bank of California $355,000 $125,000 -64.8% 0.0%
EASTMAN $105,000 n/a 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $105,000 n/a 0.0%
Service Federal Credit Union $1,160,000 $100,000 -91.4% 0.0%
COMMUNITYAMERICA $85,000 n/a 0.0%
SAN DIEGO COUNTY CREDIT UNION $25,150,000 $85,000 -99.7% 0.0%
TruGrocer Federal Credit Union $85,000 n/a 0.0%
MID-VALLEY SERVICES, INC. $595,000 $75,000 -87.4% 0.0%
Deseret First Credit Union $175,000 $65,000 -62.9% 0.0%
MASSMUTUAL $175,000 $65,000 -62.9% 0.0%
Unitus Community Credit Union $60,000 n/a 0.0%
CORNING $55,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $915,000 $55,000 -94.0% 0.0%
ROGUE $55,000 n/a 0.0%
THE FIRST FINANCIAL Federal Credit Union $55,000 n/a 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $295,000 $45,000 -84.7% 0.0%
First City Credit Union $35,000 n/a 0.0%
PREMIER AMERICA $3,740,000 $35,000 -99.1% 0.0%
PROPONENT Federal Credit Union $595,000 $35,000 -94.1% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $155,000 $35,000 -77.4% 0.0%
APCI Federal Credit Union $125,000 $25,000 -80.0% 0.0%
Gain Federal Credit Union $25,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
SKYONE Federal Credit Union $340,000 $25,000 -92.6% 0.0%
UNIFY FINANCIAL Credit Union $2,680,000 $15,000 -99.4% 0.0%

SACRAMENTO - ROSEVILLE - FOLSOM's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 17.3% market share. In second place, with 7.4%, is QUICKEN LOANS, LLC, having originated $1,030,315,000 in loans. In third place, with 4.9%, is EAGLE HOME MORTGAGE, LLC, having originated $675,095,000 in loans. In fourth place, with 3.0%, is LOANDEPOT.COM, LLC, having originated $423,890,000 in loans. In fifth place, with 2.9%, is U.S. Bank, having originated $404,980,000 in loans.


SACRAMENTO - ROSEVILLE - FOLSOM Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SACRAMENTO - ROSEVILLE - FOLSOM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $445,315 (1.2%) $657,100 (-1.9%) 1.65 3,473
2018-02-01 $454,500 (1.0%) $663,764 (-2.8%) 1.65 3,642
2018-03-01 $466,950 (1.7%) $661,180 (-2.0%) 1.64 3,699
2018-04-01 $469,950 (0.2%) $667,141 (0.1%) 1.59 4,217
2018-05-01 $475,000 (0.5%) $661,071 (0.5%) 1.59 4,885
2018-06-01 $469,900 (-0.8%) $656,483 (-1.2%) 1.57 5,512
2018-07-01 $464,625 (1.0%) $657,327 (0.3%) 1.55 5,852
2018-08-01 $459,100 (2.0%) $646,651 (-0.5%) 1.54 6,209
2018-09-01 $449,970 (0.2%) $631,951 (-0.3%) 1.51 6,418
2018-10-01 $449,450 (2.3%) $629,643 (1.7%) 1.52 6,269
2018-11-01 $448,900 (2.0%) $623,807 (-0.2%) 1.52 5,926
2018-12-01 $449,250 (2.3%) $627,411 (-2.8%) 1.55 5,134
2019-01-01 $449,975 (1.1%) $639,743 (-2.6%) 1.55 4,391
2019-02-01 $462,039 (1.7%) $650,461 (-2.0%) 1.56 4,200
2019-03-01 $476,371 (2.0%) $660,331 (-0.1%) 1.56 4,274
2019-04-01 $487,000 (3.6%) $662,222 (-0.7%) 1.55 4,493
2019-05-01 $492,500 (3.7%) $661,563 (0.1%) 1.54 5,147
2019-06-01 $501,000 (6.6%) $684,248 (4.2%) 1.57 5,594
2019-07-01 $499,250 (7.5%) $678,634 (3.2%) 1.56 5,845
2019-08-01 $495,545 (7.9%) $677,441 (4.8%) 1.57 5,802
2019-09-01 $489,614 (8.8%) $675,637 (6.9%) 1.57 5,690
2019-10-01 $485,659 (8.1%) $676,087 (7.4%) 1.57 5,531
2019-11-01 $487,000 (8.5%) $684,707 (9.8%) 1.60 4,834
2019-12-01 $495,000 (10.2%) $763,837 (21.7%) 1.65 3,688
2020-01-01 $492,450 (9.4%) $706,204 (10.4%) 1.65 3,269
2020-02-01 $499,000 (8.0%) $711,476 (9.4%) 1.63 3,244
2020-03-01 $506,750 (6.4%) $691,843 (4.8%) 1.59 3,554
2020-04-01 $499,066 (2.5%) $676,655 (2.2%) 1.56 3,986
2020-05-01 $507,764 (3.1%) $694,863 (5.0%) 1.54 4,194
2020-06-01 $516,631 (3.1%) $702,905 (2.7%) 1.52 3,947
2020-07-01 $525,000 (5.2%) $719,968 (6.1%) 1.52 3,337
2020-08-01 $525,000 (5.9%) $754,722 (11.4%) 1.50 2,949
2020-09-01 $539,944 (10.3%) $842,120 (24.6%) 1.55 2,937
2020-10-01 $545,000 (12.2%) $808,671 (19.6%) 1.56 2,896
2020-11-01 $551,166 (13.2%) $850,312 (24.2%) 1.61 2,560
2020-12-01 $549,000 (10.9%) $886,866 (16.1%) 1.63 1,998
2021-01-01 $565,000 (14.7%) $960,500 (36.0%) 1.69 1,582
2021-02-01 $549,995 (10.2%) $949,386 (33.4%) 1.60 1,568
2021-03-01 $547,450 (8.0%) $907,130 (31.1%) 1.55 1,681
2021-04-01 $574,500 (15.1%) $932,013 (37.7%) 1.56 1,887
2021-05-01 $585,000 (15.2%) $890,788 (28.2%) 1.55 2,016
2021-06-01 $593,500 (14.9%) $868,575 (23.6%) 1.56 2,347
2021-07-01 $595,000 (13.3%) $858,998 (19.3%) 1.57 2,781
2021-08-01 $585,000 (11.4%) $859,295 (13.9%) 1.56 2,960
2021-09-01 $589,000 (9.1%) $860,115 (2.1%) 1.57 2,956
2021-10-01 $594,200 (9.0%) $872,687 (7.9%) 1.58 2,928
2021-11-01 $592,450 (7.5%) $907,471 (6.7%) 1.58 2,398
2021-12-01 $597,000 (8.7%) $926,201 (4.4%) 1.62 1,766
2022-01-01 $619,900 (9.7%) $944,041 (-1.7%) 1.68 1,475
2022-02-01 $628,250 (14.2%) $938,074 (-1.2%) 1.63 1,532
2022-03-01 $629,450 (15.0%) $902,169 (-0.6%) 1.58 1,767
2022-04-01 $649,000 (13.0%) $898,221 (-3.6%) 1.55 2,105
2022-05-01 $649,500 (11.0%) $906,068 (1.7%) 1.48 3,073
2022-06-01 $643,500 (8.4%) $885,829 (2.0%) 1.43 3,805
2022-07-01 $629,900 (5.9%) $886,138 (3.2%) 1.42 4,655
2022-08-01 $614,700 (5.1%) $913,346 (6.3%) 1.42 4,757
2022-09-01 $600,000 (1.9%) $855,094 (-0.6%) 1.40 4,476
2022-10-01 $599,000 (0.8%) $835,557 (-4.3%) 1.41 4,374
2022-11-01 $589,995 (-0.4%) $836,290 (-7.8%) 1.42 3,987
2022-12-01 $587,450 (-1.6%) $852,272 (-8.0%) 1.45 3,212
2023-01-01 $594,625 (-4.1%) $861,508 (-8.7%) 1.47 2,647
2023-02-01 $606,442 (-3.5%) $892,596 (-4.9%) 1.46 2,265
2023-03-01 $627,000 (-0.4%) $923,724 (2.4%) 1.48 2,024
2023-04-01 $660,000 (1.7%) $939,529 (4.6%) 1.53 1,943
2023-05-01 $662,875 (2.1%) $927,854 (2.4%) 1.50 2,234
2023-06-01 $679,322 (5.6%) $1,013,620 (14.4%) 1.53 2,535
2023-07-01 $675,993 (7.3%) $1,052,697 (18.8%) 1.54 2,789
2023-08-01 $672,473 (9.4%) $1,033,280 (13.1%) 1.54 2,885
2023-09-01 $650,000 (8.3%) $1,009,080 (18.0%) 1.51 2,952
2023-10-01 $649,000 (8.4%) $990,303 (18.5%) 1.53 3,063
2023-11-01 $632,000 (7.1%) $987,568 (18.1%) 1.50 2,969
2023-12-01 $625,000 (6.4%) $1,034,322 (21.4%) 1.52 2,585
2024-01-01 $629,995 (6.0%) $1,022,302 (18.7%) 1.54 2,131
2024-02-01 $633,034 (4.4%) $1,015,026 (13.7%) 1.52 2,103
2024-03-01 $635,000 (1.3%) $974,251 (5.5%) 1.49 2,365
2024-04-01 $649,750 (-1.6%) $956,427 (1.8%) 1.51 2,763
2024-05-01 $673,417 (1.6%) $991,893 (6.9%) 1.52 3,266
2024-06-01 $679,000 (-0.1%) $1,004,800 (-0.9%) 1.53 3,698
2024-07-01 $649,500 (-3.9%) $979,135 (-7.0%) 1.48 4,131
2024-08-01 $640,000 (-4.8%) $962,923 (-6.8%) 1.49 4,283
2024-09-01 $635,000 (-2.3%) $948,519 (-6.0%) 1.49 4,399
2024-10-01 $627,250 (-3.4%) $931,020 (-6.0%) 1.48 4,382
2024-11-01 $615,000 (-2.7%) $890,484 (-9.8%) 1.48 4,138
SACRAMENTO - ROSEVILLE - FOLSOM's median listing price for 2024-11-01 was $615,000, a difference of $-17,000 (-2.7%) versus the prior year and $-12,250 versus the prior month.

SACRAMENTO - ROSEVILLE - FOLSOM's median listing price comes in at 148% of the national average.

SACRAMENTO - ROSEVILLE - FOLSOM's average listing price for 2024-11-01 was $890,484, a difference of $-97,084 (-9.8%) versus the prior year and $-40,536 versus the prior month.

For the 2024-11-01 period, SACRAMENTO - ROSEVILLE - FOLSOM had 4,138 MLS listings, a difference of -244 listings (-6%) versus the prior month and 1,169 listings (39%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SACRAMENTO - ROSEVILLE - FOLSOM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 52 days 1,836 sqft
2018-02-01 36 days 1,875 sqft
2018-03-01 33 days 1,889 sqft
2018-04-01 32 days 1,892 sqft
2018-05-01 30 days 1,900 sqft
2018-06-01 33 days 1,892 sqft
2018-07-01 37 days 1,870 sqft
2018-08-01 38 days 1,866 sqft
2018-09-01 41 days 1,838 sqft
2018-10-01 46 days 1,835 sqft
2018-11-01 50 days 1,843 sqft
2018-12-01 58 days 1,835 sqft
2019-01-01 63 days 1,839 sqft
2019-02-01 49 days 1,860 sqft
2019-03-01 41 days 1,898 sqft
2019-04-01 37 days 1,926 sqft
2019-05-01 35 days 1,939 sqft
2019-06-01 37 days 1,998 sqft
2019-07-01 43 days 1,977 sqft
2019-08-01 47 days 1,963 sqft
2019-09-01 52 days 1,938 sqft
2019-10-01 57 days 1,929 sqft
2019-11-01 61 days 1,924 sqft
2019-12-01 73 days 1,948 sqft
2020-01-01 68 days 1,921 sqft
2020-02-01 43 days 1,924 sqft
2020-03-01 41 days 1,946 sqft
2020-04-01 43 days 1,914 sqft
2020-05-01 49 days 1,950 sqft
2020-06-01 46 days 1,959 sqft
2020-07-01 50 days 1,939 sqft
2020-08-01 36 days 1,931 sqft
2020-09-01 35 days 1,925 sqft
2020-10-01 35 days 1,913 sqft
2020-11-01 38 days 1,903 sqft
2020-12-01 44 days 1,877 sqft
2021-01-01 48 days 1,892 sqft
2021-02-01 31 days 1,833 sqft
2021-03-01 26 days 1,795 sqft
2021-04-01 26 days 1,859 sqft
2021-05-01 27 days 1,833 sqft
2021-06-01 26 days 1,820 sqft
2021-07-01 28 days 1,808 sqft
2021-08-01 30 days 1,792 sqft
2021-09-01 33 days 1,791 sqft
2021-10-01 33 days 1,774 sqft
2021-11-01 37 days 1,757 sqft
2021-12-01 43 days 1,755 sqft
2022-01-01 40 days 1,797 sqft
2022-02-01 25 days 1,800 sqft
2022-03-01 24 days 1,815 sqft
2022-04-01 24 days 1,849 sqft
2022-05-01 24 days 1,847 sqft
2022-06-01 29 days 1,841 sqft
2022-07-01 32 days 1,829 sqft
2022-08-01 39 days 1,804 sqft
2022-09-01 45 days 1,822 sqft
2022-10-01 47 days 1,810 sqft
2022-11-01 51 days 1,807 sqft
2022-12-01 63 days 1,811 sqft
2023-01-01 67 days 1,827 sqft
2023-02-01 51 days 1,859 sqft
2023-03-01 43 days 1,905 sqft
2023-04-01 35 days 1,997 sqft
2023-05-01 31 days 1,981 sqft
2023-06-01 33 days 2,011 sqft
2023-07-01 36 days 1,992 sqft
2023-08-01 37 days 1,967 sqft
2023-09-01 37 days 1,931 sqft
2023-10-01 42 days 1,900 sqft
2023-11-01 45 days 1,870 sqft
2023-12-01 52 days 1,851 sqft
2024-01-01 55 days 1,883 sqft
2024-02-01 39 days 1,880 sqft
2024-03-01 36 days 1,876 sqft
2024-04-01 32 days 1,887 sqft
2024-05-01 29 days 1,939 sqft
2024-06-01 33 days 1,938 sqft
2024-07-01 40 days 1,886 sqft
2024-08-01 44 days 1,872 sqft
2024-09-01 44 days 1,847 sqft
2024-10-01 47 days 1,831 sqft
2024-11-01 51 days 1,812 sqft
SACRAMENTO - ROSEVILLE - FOLSOM's median listing age (time on market) for 2024-11-01 was 51 days. This is 15% longer than the same period one year ago.

SACRAMENTO - ROSEVILLE - FOLSOM's median square footage for active listings during the 2024-11-01 period was 1,812 sqft. One year prior, the average listing was 1,870 sqft.

SACRAMENTO-ROSEVILLE-FOLSOM, CA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
94571 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,210 $1,370 $1,660 $2,360 $2,770
95602 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,240 $1,360 $1,700 $2,420 $2,810
95603 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,190 $1,310 $1,640 $2,330 $2,710
95604 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,540 $1,690 $2,110 $3,010 $3,500
95608 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,200 $1,320 $1,650 $2,340 $2,730
95609 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95610 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,270 $1,390 $1,750 $2,490 $2,900
95611 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95613 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
95614 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,910 $2,100 $2,630 $3,740 $4,350
95615 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $900 $980 $1,240 $1,770 $2,130
95619 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,670 $1,830 $2,290 $3,250 $3,790
95621 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95623 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,270 $1,390 $1,740 $2,470 $2,880
95624 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,510 $1,650 $2,070 $2,940 $3,430
95626 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,450 $1,590 $2,000 $2,840 $3,310
95628 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,330 $1,460 $1,830 $2,600 $3,030
95629 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
95630 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,680 $1,840 $2,310 $3,280 $3,820
95631 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,410 $1,540 $1,930 $2,750 $3,200
95632 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,230 $1,350 $1,700 $2,410 $2,810
95633 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,610 $1,760 $2,210 $3,140 $3,660
95634 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,400 $1,540 $1,930 $2,740 $3,190
95635 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,670 $1,840 $2,310 $3,280 $3,810
95636 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
95638 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,240 $1,360 $1,710 $2,430 $2,830
95639 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,650 $1,810 $2,270 $3,230 $3,760
95641 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $890 $970 $1,220 $1,730 $2,020
95648 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,720 $1,890 $2,370 $3,370 $3,920
95650 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,510 $1,650 $2,070 $2,940 $3,430
95651 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,460 $1,600 $2,010 $2,850 $3,320
95652 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,230 $1,350 $1,690 $2,400 $2,800
95655 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,750 $1,920 $2,410 $3,430 $3,990
95656 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
95658 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,510 $1,650 $2,070 $2,940 $3,430
95660 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,160 $1,270 $1,590 $2,260 $2,630
95661 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,530 $1,680 $2,110 $3,000 $3,490
95662 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,430 $1,570 $1,970 $2,800 $3,260
95663 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,610 $1,760 $2,210 $3,140 $3,660
95664 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,520 $1,670 $2,090 $2,970 $3,460
95666 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
95667 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,210 $1,330 $1,670 $2,370 $2,760
95668 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,440 $1,470 $1,870 $2,660 $3,170
95670 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,140 $1,250 $1,570 $2,230 $2,600
95671 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95672 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,580 $1,730 $2,170 $3,080 $3,590
95673 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,270 $1,390 $1,740 $2,470 $2,880
95677 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,550 $1,700 $2,130 $3,030 $3,530
95678 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,560 $1,710 $2,140 $3,040 $3,540
95680 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95681 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,590 $1,710 $2,160 $3,070 $3,590
95682 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,320 $1,450 $1,820 $2,590 $3,010
95683 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,910 $2,100 $2,630 $3,740 $4,350
95684 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,350 $1,470 $1,850 $2,630 $3,060
95690 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $890 $980 $1,230 $1,750 $2,040
95693 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,370 $1,510 $1,890 $2,690 $3,130
95701 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,300 $1,430 $1,790 $2,540 $2,960
95703 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,640 $1,790 $2,250 $3,200 $3,720
95709 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,210 $1,320 $1,660 $2,360 $2,750
95713 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,280 $1,400 $1,760 $2,500 $2,910
95714 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,520 $1,670 $2,090 $2,970 $3,460
95715 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,520 $1,670 $2,090 $2,970 $3,460
95717 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,520 $1,670 $2,090 $2,970 $3,460
95720 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
95721 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
95722 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,800 $1,970 $2,470 $3,510 $4,090
95724 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,670 $1,830 $2,290 $3,250 $3,790
95726 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,150 $1,260 $1,580 $2,250 $2,620
95728 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,520 $1,670 $2,090 $2,970 $3,460
95735 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
95736 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,300 $1,420 $1,780 $2,530 $2,950
95741 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95742 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,910 $2,100 $2,630 $3,740 $4,350
95746 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,910 $2,100 $2,630 $3,740 $4,350
95747 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,710 $1,870 $2,350 $3,340 $3,890
95757 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,880 $2,060 $2,590 $3,680 $4,290
95758 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,370 $1,500 $1,880 $2,670 $3,110
95759 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95762 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,870 $2,050 $2,570 $3,650 $4,250
95763 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95765 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,680 $1,840 $2,310 $3,280 $3,820
95811 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,070 $1,170 $1,470 $2,090 $2,430
95812 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95813 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95814 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
95815 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,050 $1,150 $1,440 $2,050 $2,380
95816 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,480 $1,630 $2,040 $2,900 $3,380
95817 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,090 $1,200 $1,500 $2,130 $2,480
95818 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,370 $1,500 $1,880 $2,670 $3,110
95819 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,540 $1,690 $2,120 $3,010 $3,510
95820 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,180 $1,290 $1,620 $2,300 $2,680
95821 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,110 $1,220 $1,530 $2,170 $2,530
95822 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,210 $1,320 $1,660 $2,360 $2,750
95823 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,110 $1,220 $1,530 $2,170 $2,530
95824 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,000 $1,100 $1,380 $1,960 $2,280
95825 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,200 $1,320 $1,650 $2,340 $2,730
95826 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,180 $1,290 $1,620 $2,300 $2,680
95827 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,270 $1,390 $1,750 $2,490 $2,900
95828 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,190 $1,300 $1,630 $2,320 $2,700
95829 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,600 $1,750 $2,200 $3,130 $3,640
95830 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,600 $1,750 $2,190 $3,120 $3,630
95831 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,430 $1,570 $1,970 $2,800 $3,260
95832 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,450 $1,590 $1,990 $2,830 $3,290
95833 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,420 $1,550 $1,950 $2,770 $3,230
95834 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,350 $1,480 $1,860 $2,640 $3,080
95835 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,710 $1,870 $2,350 $3,340 $3,890
95836 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,140 $1,200 $1,520 $2,150 $2,540
95837 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,310 $1,670 $2,360 $2,800
95838 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,130 $1,240 $1,550 $2,200 $2,570
95841 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,150 $1,260 $1,580 $2,250 $2,620
95842 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,190 $1,300 $1,630 $2,320 $2,700
95843 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,380 $1,510 $1,900 $2,700 $3,150
95851 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95852 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95853 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95860 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95864 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,390 $1,520 $1,910 $2,710 $3,160
95865 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
95866 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,250 $1,370 $1,720 $2,440 $2,850
96140 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,370 $1,500 $1,880 $2,670 $3,110
96141 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,140 $1,260 $1,570 $2,230 $2,600
96142 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,400 $1,530 $1,920 $2,730 $3,180
96143 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,190 $1,300 $1,630 $2,320 $2,700
96145 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,090 $1,200 $1,500 $2,130 $2,480
96146 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,390 $1,520 $1,910 $2,710 $3,160
96148 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,720 $1,890 $2,370 $3,370 $3,920
96150 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,110 $1,220 $1,530 $2,170 $2,530
96151 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
96155 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
96158 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,260 $1,380 $1,730 $2,460 $2,860
96161 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $1,670 $1,830 $2,290 $3,250 $3,790

2022 Average & Median Rent Data Statistics
SACRAMENTO-ROSEVILLE-FOLSOM, CA average 1BR rent: $1,498, median: $1,390
SACRAMENTO-ROSEVILLE-FOLSOM, CA average 2BR rent: $1,880, median: $1,750
SACRAMENTO-ROSEVILLE-FOLSOM, CA average 3BR rent: $2,671, median: $2,490

SACRAMENTO-ROSEVILLE-FOLSOM, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 22,206 $10,795,750,000 $486,164
Cash Out Refi 4,241 $1,130,115,000 $266,474
Home Improvement 4,210 $531,690,000 $126,292
Other 3,280 $459,650,000 $140,137
Refi 1,619 $1,000,075,000 $617,712
NA 5 $1,405,000 $281,000

Sacramento - Roseville - Folsom's most frequently cited loan purpose was Home Purchase, with 22,206 originations. The 2nd most popular reason was Cash Out Refi, with 4,241 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 11,785 $5,373,865,000 $455,992
Over 8% 7,563 $1,367,315,000 $180,790
7-8% 7,408 $2,668,800,000 $360,259
5-6% 6,955 $3,610,155,000 $519,073
4-5% 864 $503,450,000 $582,697
<2.5% 599 $141,615,000 $236,419
3-4% 67 $32,235,000 $481,119
2.5-3% 41 $16,175,000 $394,512

During 2023, Sacramento - Roseville - Folsom's most frequently originated rate bucket was 6-7%, with 11,785 originations.

Loan Sizing (SACRAMENTO-ROSEVILLE-FOLSOM, CA MSA)

Loan Size Originations Total Value Average Loan
$400k-600k 10,359 $5,046,155,000 $487,128
$200k-400k 9,301 $2,882,855,000 $309,951
$100,000 or less 6,187 $341,785,000 $55,242
$100k-200k 4,530 $619,590,000 $136,775
$600k-1000k 4,373 $3,091,205,000 $706,884
$Over $1MM 811 $1,937,095,000 $2,388,527

SACRAMENTO - ROSEVILLE - FOLSOM's loan sizing saw the bucket of loans from $400k-600k with 10,359 originations, totaling $5,046,155,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 12,073 $6,209,185,000 $514,303
Under 20% 7,930 $611,280,000 $77,084
60-80% 7,778 $4,060,630,000 $522,066
20-40% 3,740 $848,390,000 $226,842
40-60% 3,333 $1,654,935,000 $496,530
Over 100% 353 $347,175,000 $983,499

SACRAMENTO - ROSEVILLE - FOLSOM's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 12,073 originations, totaling $6,209,185,000 in origination value.