Citizens Savings And Loan Association Fsb Mortgage Rates, Fees & Info
Leavenworth, KSLEI: 549300K59ORGG9RDD082
Tax ID: 48-0168910
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Citizens Savings And Loan Association Fsb is a smaller mortgage company specializing in Home Purchase loans. Citizens Savings And Loan Association Fsb has a high proportion of conventional loans. Their top markets by origination volume include: Kansas City, Lawrence, Atchison, and Topeka among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Citizens Savings And Loan Association Fsb has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
90Origination Dollar Volume (All Markets)
$24,770,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 86 | $24,100,000 | $280,233 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| Atchison, KS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Citizens Savings and Loan Association FSB based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 280
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 75 | $18,135,000 | $241,800 | $0 | 0.00% |
| VA | 15 | $6,635,000 | $442,333 | $0 | 0.00% |
For 2023, Citizens Savings And Loan Association Fsb's most frequently originated type of loan was Conventional, with 75 originations. Their 2nd most popular type was VA, with 15 originations.
Loan Reason
For 2023, Citizens Savings And Loan Association Fsb's most frequently cited loan purpose was Home Purchase, with 69 originations. The 2nd most popular reason was Home Improvement, with 7 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 90 | $24,770,000 | $275,222 | $0 | 0.00% |
For 2023, Citizens Savings And Loan Association Fsb's most frequently cited loan duration was Other, with 90 originations.
Loan Sizing
2023 saw Citizens Savings And Loan Association Fsb place emphasis on $200k-400k loans with 34 originations, totaling $9,370,000 in origination value.
Applicant Income
Citizens Savings And Loan Association Fsb lent most frequently to those with incomes in the $150k-250k range, with 25 originations. The second most popular income band? $100k-150k, with 20 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 90 | $24,770,000 | $275,222 | $0 | 0.00% |
Citizens Savings And Loan Association Fsb lent most frequently to those with DTI ratios of Exempt%, with 90 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.83%
Citizens Savings And Loan Association Fsb has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.11%
Citizens Savings And Loan Association Fsb has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 90 | $24,770,000 | $275,222 |