Citizens Savings And Loan Association Fsb Mortgage Rates, Fees & Info
Leavenworth, KSLEI: 549300K59ORGG9RDD082
Tax ID: 48-0168910
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Citizens Savings And Loan Association Fsb is a smaller mortgage company specializing in Home Purchase loans. Citizens Savings And Loan Association Fsb has a high proportion of conventional loans. Their top two markets are Kansas City and Atchison .Citizens Savings And Loan Association Fsb has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
98Origination Dollar Volume (All Markets)
$21,160,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 97 | $21,025,000 | $216,753 | $0 | 0.00% |
| Atchison, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Citizens Savings and Loan Association FSB based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 175
Similarity Rank: 354
Similarity Rank: 936
Similarity Rank: 1378
Similarity Rank: 1892
Similarity Rank: 2322
Similarity Rank: 2623
Similarity Rank: 2970
Similarity Rank: 3168
Similarity Rank: 3630
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 82 | $15,830,000 | $193,049 | $0 | 0.00% |
| VA | 16 | $5,330,000 | $333,125 | $0 | 0.00% |
For 2022, Citizens Savings And Loan Association Fsb's most frequently originated type of loan was Conventional, with 82 originations. Their 2nd most popular type was VA, with 16 originations.
Loan Reason
For 2022, Citizens Savings And Loan Association Fsb's most frequently cited loan purpose was Home Purchase, with 55 originations. The 2nd most popular reason was Cash Out Refi, with 22 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 98 | $21,160,000 | $215,918 | $0 | 0.00% |
For 2022, Citizens Savings And Loan Association Fsb's most frequently cited loan duration was Other, with 98 originations.
Loan Sizing
2022 saw Citizens Savings And Loan Association Fsb place emphasis on $200k-400k loans with 41 originations, totaling $11,955,000 in origination value.
Applicant Income
Citizens Savings And Loan Association Fsb lent most frequently to those with incomes in the $100k-150k range, with 37 originations. The second most popular income band? $150k-250k, with 20 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 98 | $21,160,000 | $215,918 | $0 | 0.00% |
Citizens Savings And Loan Association Fsb lent most frequently to those with DTI ratios of Exempt%, with 98 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.44%
Citizens Savings And Loan Association Fsb has an average approval rate.
Pick Rate
Approvals leading to origination81.63%
Citizens Savings And Loan Association Fsb has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 98 | $21,160,000 | $215,918 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Closing on a mortgage | 1 | 10.0% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Struggling to pay mortgage | 3 | 30.0% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Trouble during payment process | 4 | 40.0% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 10.0% |
| CITIZENS FINANCIAL GROUP, INC. | VA mortgage | Trouble during payment process | 1 | 10.0% |