Stifel Bank And Trust Mortgage Rates, Fees & Info

Saint Louis, MO

LEI: CKVBED0S4DMLKJJ5XH28

Tax ID: 43-1950333

5 stars - out of 5 stars, based on 100 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Stifel Bank And Trust is a mid-sized bank specializing in Home Purchase, Refi, and Cash Out Refi loans. Stifel Bank And Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, Los Angeles, New York, San Francisco, and Miami among others. We have data for 460 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Stifel Bank And Trust has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Stifel Bank And Trust is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.45% 12/4/22
    30 Year Conventional Refi 6.53% 12/4/22
    30 Year Cash-out Refi 6.58% 12/4/22
    30 Year FHA Purchase 7.29% 12/4/22
    30 Year FHA Refi 7.10% 12/4/22
    30 Year VA Purchase 6.15% 12/4/22
    30 Year VA Refi 6.25% 12/4/22
    30 Year USDA Purchase 6.49% 12/4/22
    30 Year USDA Refi 6.91% 12/4/22
    15 Year Conventional Purchase 5.77% 12/4/22
    15 Year Conventional Refi 5.94% 12/4/22
    15 Year Cash-out Refi 5.94% 12/4/22
    15 Year VA Refi 5.67% 12/4/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    9,993

    Origination Dollar Volume (All Markets)

    $4,580,595,000

    Employee count

    223 Show all (166) awards

    Relative Rate

    Stifel Bank And Trust's average 30 year fixed mortgage rate was 2.86%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.29%.

    Relative Fees (Closing Costs)

    Stifel Bank And Trust's average total fees/closing costs for a 30 year fixed rate mortgage were $3,209.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ST. LOUIS, MO-IL (FHA|USDA|VA) 3,264 $1,024,190,000 $313,784 $2,260 2.76%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 319 $348,295,000 $1,091,834 $3,932 2.71%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 477 $333,065,000 $698,249 $4,471 2.71%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 158 $175,380,000 $1,110,000 $3,344 2.68%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 165 $163,735,000 $992,333 $6,062 2.67%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 164 $89,760,000 $547,317 $4,789 2.80%
    Outside of Metro Areas 194 $87,400,000 $450,515 $3,048 2.76%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 137 $82,145,000 $599,599 $2,973 2.72%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 93 $71,885,000 $772,957 $3,384 2.71%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 114 $69,300,000 $607,895 $2,899 2.74%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 152 $68,530,000 $450,855 $3,127 2.78%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 112 $66,150,000 $590,625 $2,690 2.70%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 79 $63,625,000 $805,380 $3,430 2.65%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 78 $54,480,000 $698,462 $3,341 2.65%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 98 $50,480,000 $515,102 $3,407 2.70%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 92 $49,190,000 $534,674 $4,794 2.81%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 134 $47,720,000 $356,119 $4,086 2.73%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 51 $45,485,000 $891,863 $4,395 2.70%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 41 $39,545,000 $964,512 $3,405 2.74%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 34 $37,860,000 $1,113,529 $3,205 2.61%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 104 $37,410,000 $359,712 $2,659 2.70%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 51 $36,485,000 $715,392 $5,847 2.75%
    Glenwood Springs, CO (FHA|USDA|VA) 34 $34,130,000 $1,003,824 $3,397 2.66%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 53 $33,555,000 $633,113 $5,216 2.72%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 49 $31,415,000 $641,122 $5,236 2.77%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 57 $30,865,000 $541,491 $3,462 2.72%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 59 $30,285,000 $513,305 $4,183 2.65%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 54 $30,090,000 $557,222 $2,782 2.71%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 61 $28,525,000 $467,623 $2,823 2.72%
    JACKSONVILLE, FL (FHA|USDA|VA) 151 $28,035,000 $185,662 $3,580 3.32%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 56 $27,450,000 $490,179 $3,858 2.75%
    COLUMBUS, GA-AL (FHA|USDA|VA) 100 $27,330,000 $273,300 $3,325 2.96%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 38 $25,400,000 $668,421 $3,475 2.77%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 26 $24,610,000 $946,538 $5,710 2.70%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 39 $24,195,000 $620,385 $2,922 2.65%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 52 $23,570,000 $453,269 $3,508 2.68%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 51 $23,055,000 $452,059 $2,406 2.99%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 43 $22,835,000 $531,047 $2,766 2.79%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 93 $22,765,000 $244,785 $1,938 3.24%
    WILMINGTON, NC (FHA|USDA|VA) 34 $22,410,000 $659,118 $4,369 2.75%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 54 $22,410,000 $415,000 $2,249 2.81%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 81 $21,385,000 $264,012 $1,995 3.17%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 34 $20,410,000 $600,294 $2,902 2.73%
    Bozeman, MT (FHA|USDA|VA) 41 $18,005,000 $439,146 $2,913 2.77%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 30 $17,020,000 $567,333 $3,184 2.87%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 33 $16,995,000 $515,000 $2,826 2.90%
    Heber, UT (FHA|USDA|VA) 11 $16,285,000 $1,480,455 $3,678 2.57%
    Edwards, CO (FHA|USDA|VA) 10 $16,050,000 $1,605,000 $4,091 2.46%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 94 $15,210,000 $161,809 $2,744 3.55%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 34 $14,650,000 $430,882 $3,604 2.88%
    RENO, NV (FHA|USDA|VA) 18 $14,520,000 $806,667 $3,393 2.63%
    RALEIGH-CARY, NC (FHA|USDA|VA) 36 $14,440,000 $401,111 $2,737 2.78%
    MONTGOMERY, AL (FHA|USDA|VA) 39 $13,435,000 $344,487 $2,476 2.83%
    NAPA, CA (FHA|USDA|VA) 9 $13,095,000 $1,455,000 $3,933 2.60%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 43 $13,045,000 $303,372 $1,860 2.84%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 16 $12,670,000 $791,875 $3,450 2.61%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 15 $12,465,000 $831,000 $3,855 2.70%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 28 $12,430,000 $443,929 $2,328 2.83%
    Kalispell, MT (FHA|USDA|VA) 19 $11,885,000 $625,526 $2,980 2.74%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 82 $11,790,000 $143,780 $3,411 3.55%
    PITTSBURGH, PA (FHA|USDA|VA) 39 $11,395,000 $292,179 $3,824 2.75%
    Sheridan, WY (FHA|USDA|VA) 27 $11,095,000 $410,926 $2,450 2.73%
    Hailey, ID (FHA|USDA|VA) 11 $10,945,000 $995,000 $5,597 2.56%
    SALINAS, CA (FHA|USDA|VA) 13 $10,845,000 $834,231 $2,912 2.86%
    BEND, OR (FHA|USDA|VA) 21 $10,125,000 $482,143 $4,087 2.73%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 32 $9,920,000 $310,000 $2,640 2.77%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 28 $9,140,000 $326,429 $2,655 2.67%
    ROCHESTER, NY (FHA|USDA|VA) 21 $8,985,000 $427,857 $3,636 2.70%
    Breckenridge, CO (FHA|USDA|VA) 11 $8,815,000 $801,364 $2,913 2.77%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 15 $8,595,000 $573,000 $4,115 2.77%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 21 $8,025,000 $382,143 $3,289 2.90%
    OCEAN CITY, NJ (FHA|USDA|VA) 12 $7,970,000 $664,167 $4,017 2.58%
    COLUMBUS, OH (FHA|USDA|VA) 26 $7,970,000 $306,538 $2,445 2.79%
    SALT LAKE CITY, UT (FHA|USDA|VA) 13 $7,895,000 $607,308 $2,944 2.75%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 22 $7,800,000 $354,545 $3,651 2.86%
    Torrington, CT (FHA|USDA|VA) 6 $7,760,000 $1,293,333 $8,759 2.69%
    CHICO, CA (FHA|USDA|VA) 19 $7,735,000 $407,105 $2,401 2.68%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 19 $7,695,000 $405,000 $2,450 2.96%
    BOISE CITY, ID (FHA|USDA|VA) 19 $7,615,000 $400,789 $3,370 2.80%
    URBAN HONOLULU, HI (FHA|USDA|VA) 10 $7,470,000 $747,000 $4,366 2.66%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 15 $7,405,000 $493,667 $4,113 2.65%
    SALISBURY, MD-DE (FHA|USDA|VA) 14 $7,260,000 $518,571 $3,828 2.77%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 25 $7,215,000 $288,600 $2,702 2.86%
    RICHMOND, VA (FHA|USDA|VA) 21 $7,155,000 $340,714 $2,261 2.98%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 14 $6,780,000 $484,286 $3,177 2.89%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 24 $6,760,000 $281,667 $2,868 2.85%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 28 $6,760,000 $241,429 $2,976 2.85%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 26 $6,490,000 $249,615 $3,473 2.80%
    BOULDER, CO (FHA|USDA|VA) 12 $6,420,000 $535,000 $2,450 2.64%
    SAVANNAH, GA (FHA|USDA|VA) 20 $6,410,000 $320,500 $2,944 2.64%
    TULSA, OK (FHA|USDA|VA) 28 $6,270,000 $223,929 $3,589 3.05%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 30 $6,230,000 $207,667 $2,099 3.19%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 16 $6,040,000 $377,500 $3,421 2.94%
    FORT COLLINS, CO (FHA|USDA|VA) 14 $5,920,000 $422,857 $2,454 2.86%
    ASHEVILLE, NC (FHA|USDA|VA) 12 $5,880,000 $490,000 $3,457 2.61%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 26 $5,880,000 $226,154 $2,348 2.74%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 18 $5,880,000 $326,667 $2,709 2.79%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 16 $5,620,000 $351,250 $2,501 2.55%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 17 $5,505,000 $323,824 $2,041 2.79%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 13 $5,465,000 $420,385 $2,302 2.71%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 10 $5,370,000 $537,000 $3,814 2.75%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $5,370,000 $383,571 $3,477 2.73%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 16 $5,360,000 $335,000 $2,531 2.77%
    Vineyard Haven, MA (FHA|USDA|VA) 4 $5,310,000 $1,327,500 $3,634 2.56%
    Traverse City, MI (FHA|USDA|VA) 11 $5,295,000 $481,364 $2,522 2.57%
    SANTA FE, NM (FHA|USDA|VA) 8 $5,230,000 $653,750 $4,697 2.67%
    MODESTO, CA (FHA|USDA|VA) 13 $5,115,000 $393,462 $2,263 2.88%
    SALEM, OR (FHA|USDA|VA) 16 $5,110,000 $319,375 $3,692 3.00%
    Outside of Metro Areas 8 $4,750,000 $593,750 $4,203 2.66%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 8 $4,750,000 $593,750 $5,845 2.78%
    TUCSON, AZ (FHA|USDA|VA) 13 $4,725,000 $363,462 $2,718 2.76%
    REDDING, CA (FHA|USDA|VA) 16 $4,640,000 $290,000 $2,777 2.80%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 16 $4,580,000 $286,250 $3,662 2.84%
    Kill Devil Hills, NC (FHA|USDA|VA) 8 $4,580,000 $572,500 $3,315 2.63%
    MOBILE, AL (FHA|USDA|VA) 11 $4,485,000 $407,727 $3,989 2.63%
    Brevard, NC (FHA|USDA|VA) 14 $4,470,000 $319,286 $3,526 2.90%
    Lebanon, NH-VT (FHA|USDA|VA) 6 $4,320,000 $720,000 $3,594 2.69%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $4,250,000 $425,000 $3,022 2.78%
    Key West, FL (FHA|USDA|VA) 6 $4,180,000 $696,667 $3,955 2.46%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $4,150,000 $415,000 $3,294 2.64%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 13 $4,105,000 $315,769 $2,637 2.66%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $4,020,000 $335,000 $3,773 2.78%
    ST. GEORGE, UT (FHA|USDA|VA) 10 $4,010,000 $401,000 $2,645 2.84%
    COLUMBIA, MO (FHA|USDA|VA) 14 $3,920,000 $280,000 $1,681 2.78%
    Brainerd, MN (FHA|USDA|VA) 10 $3,900,000 $390,000 $2,768 2.71%
    BISMARCK, ND (FHA|USDA|VA) 12 $3,790,000 $315,833 $2,359 2.79%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 10 $3,680,000 $368,000 $2,919 2.59%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 18 $3,640,000 $202,222 $2,048 3.03%
    WENATCHEE, WA (FHA|USDA|VA) 8 $3,620,000 $452,500 $2,579 2.58%
    Seneca, SC (FHA|USDA|VA) 6 $3,390,000 $565,000 $3,085 2.88%
    ROCHESTER, MN (FHA|USDA|VA) 11 $3,385,000 $307,727 $2,313 2.88%
    Morehead City, NC (FHA|USDA|VA) 10 $3,330,000 $333,000 $2,624 2.76%
    ANN ARBOR, MI (FHA|USDA|VA) 6 $3,270,000 $545,000 $2,820 2.46%
    JACKSON, MS (FHA|USDA|VA) 12 $3,110,000 $259,167 $3,085 3.01%
    Steamboat Springs, CO (FHA|USDA|VA) 6 $3,110,000 $518,333 $2,769 2.63%
    Milledgeville, GA (FHA|USDA|VA) 10 $3,020,000 $302,000 $2,830 2.76%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 13 $2,965,000 $228,077 $2,653 2.90%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 15 $2,945,000 $196,333 $2,631 2.73%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $2,935,000 $266,818 $2,460 2.80%
    Bennington, VT (FHA|USDA|VA) 3 $2,885,000 $961,667 $3,781 2.88%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 8 $2,810,000 $351,250 $4,767 3.03%
    PROVO-OREM, UT (FHA|USDA|VA) 5 $2,795,000 $559,000 $3,142 2.88%
    Jackson, WY-ID (FHA|USDA|VA) 3 $2,795,000 $931,667 $3,744 2.42%
    WICHITA, KS (FHA|USDA|VA) 4 $2,790,000 $697,500 $2,416 2.72%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 13 $2,765,000 $212,692 $2,467 2.91%
    Astoria, OR (FHA|USDA|VA) 6 $2,650,000 $441,667 $3,625 2.85%
    KNOXVILLE, TN (FHA|USDA|VA) 8 $2,590,000 $323,750 $3,815 2.81%
    PUNTA GORDA, FL (FHA|USDA|VA) 10 $2,580,000 $258,000 $2,634 2.94%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $2,475,000 $495,000 $3,662 2.73%
    BRUNSWICK, GA (FHA|USDA|VA) 6 $2,450,000 $408,333 $3,020 2.65%
    Cullowhee, NC (FHA|USDA|VA) 3 $2,445,000 $815,000 $4,626 2.67%
    CASPER, WY (FHA|USDA|VA) 2 $2,420,000 $1,210,000 $3,659 2.69%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $2,415,000 $345,000 $2,791 2.80%
    MANKATO, MN (FHA|USDA|VA) 8 $2,390,000 $298,750 $2,387 2.69%
    EL PASO, TX (FHA|USDA|VA) 13 $2,365,000 $181,923 $3,389 2.94%
    GREELEY, CO (FHA|USDA|VA) 8 $2,350,000 $293,750 $2,101 2.59%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $2,330,000 $1,165,000 $4,407 2.63%
    MEDFORD, OR (FHA|USDA|VA) 8 $2,230,000 $278,750 $3,028 2.64%
    FRESNO, CA (FHA|USDA|VA) 5 $2,195,000 $439,000 $2,658 2.95%
    GAINESVILLE, GA (FHA|USDA|VA) 6 $2,170,000 $361,667 $2,369 2.81%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $2,115,000 $423,000 $4,144 2.93%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $2,110,000 $527,500 $3,179 2.53%
    PITTSFIELD, MA (FHA|USDA|VA) 5 $2,105,000 $421,000 $2,921 2.75%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $2,085,000 $417,000 $3,492 2.60%
    BILLINGS, MT (FHA|USDA|VA) 10 $2,080,000 $208,000 $2,695 2.61%
    VALDOSTA, GA (FHA|USDA|VA) 10 $2,080,000 $208,000 $2,467 2.63%
    NILES, MI (FHA|USDA|VA) 5 $2,055,000 $411,000 $2,691 2.53%
    THE VILLAGES, FL (FHA|USDA|VA) 6 $2,030,000 $338,333 $3,125 2.56%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $2,030,000 $253,750 $2,469 2.69%
    Whitewater, WI (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $5,020 2.75%
    Warsaw, IN (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $3,629 2.13%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 9 $2,005,000 $222,778 $2,855 2.97%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $1,985,000 $283,571 $3,081 2.64%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $1,960,000 $490,000 $2,607 2.75%
    Meridian, MS (FHA|USDA|VA) 7 $1,955,000 $279,286 $3,728 2.70%
    KINGSTON, NY (FHA|USDA|VA) 4 $1,930,000 $482,500 $3,615 2.69%
    Durango, CO (FHA|USDA|VA) 1 $1,925,000 $1,925,000 $4,490 2.50%
    FLORENCE, SC (FHA|USDA|VA) 9 $1,915,000 $212,778 $2,709 2.75%
    VISALIA, CA (FHA|USDA|VA) 4 $1,890,000 $472,500 $2,121 3.00%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 7 $1,885,000 $269,286 $2,022 2.57%
    BELLINGHAM, WA (FHA|USDA|VA) 2 $1,840,000 $920,000 $3,710 2.88%
    JOPLIN, MO (FHA|USDA|VA) 7 $1,805,000 $257,857 $1,766 2.71%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,805,000 $361,000 $1,991 2.85%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $1,785,000 $198,333 $5,565 3.24%
    LAWTON, OK (FHA|USDA|VA) 9 $1,785,000 $198,333 $3,619 2.71%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $1,765,000 $252,143 $2,206 2.73%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $1,760,000 $220,000 $2,329 2.64%
    Kapaa, HI (FHA|USDA|VA) 4 $1,760,000 $440,000 $4,147 2.72%
    HUNTSVILLE, AL (FHA|USDA|VA) 11 $1,755,000 $159,545 $3,593 3.56%
    TALLAHASSEE, FL (FHA|USDA|VA) 2 $1,680,000 $840,000 $6,274 2.81%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $1,680,000 $280,000 $3,134 3.04%
    STOCKTON, CA (FHA|USDA|VA) 5 $1,675,000 $335,000 $2,283 2.70%
    Boone, NC (FHA|USDA|VA) 5 $1,675,000 $335,000 $3,341 2.63%
    SPRINGFIELD, MO (FHA|USDA|VA) 8 $1,670,000 $208,750 $2,085 2.66%
    LANCASTER, PA (FHA|USDA|VA) 6 $1,600,000 $266,667 $4,119 2.69%
    Farmington, MO (FHA|USDA|VA) 7 $1,595,000 $227,857 $2,057 3.00%
    COLUMBIA, SC (FHA|USDA|VA) 4 $1,590,000 $397,500 $2,481 3.06%
    ALBUQUERQUE, NM (FHA|USDA|VA) 5 $1,585,000 $317,000 $3,026 2.83%
    Columbus, MS (FHA|USDA|VA) 5 $1,565,000 $313,000 $5,562 2.63%
    Hilo, HI (FHA|USDA|VA) 3 $1,555,000 $518,333 $2,996 3.08%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 8 $1,550,000 $193,750 $2,263 2.61%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $1,520,000 $380,000 $3,267 2.53%
    PANAMA CITY, FL (FHA|USDA|VA) 4 $1,520,000 $380,000 $3,648 2.75%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 4 $1,510,000 $377,500 $3,713 2.66%
    DULUTH, MN-WI (FHA|USDA|VA) 8 $1,510,000 $188,750 $2,273 2.86%
    Alexander City, AL (FHA|USDA|VA) 5 $1,485,000 $297,000 $2,717 2.55%
    LINCOLN, NE (FHA|USDA|VA) 3 $1,465,000 $488,333 $2,223 2.75%
    ABILENE, TX (FHA|USDA|VA) 7 $1,445,000 $206,429 $3,323 2.75%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $1,430,000 $357,500 $3,975 2.56%
    Ellensburg, WA (FHA|USDA|VA) 4 $1,420,000 $355,000 $2,788 2.34%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $1,415,000 $471,667 $3,091 2.46%
    KANKAKEE, IL (FHA|USDA|VA) 5 $1,415,000 $283,000 $2,115 2.53%
    TUSCALOOSA, AL (FHA|USDA|VA) 8 $1,400,000 $175,000 $1,992 3.03%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $1,370,000 $228,333 $2,391 2.63%
    OCALA, FL (FHA|USDA|VA) 9 $1,365,000 $151,667 $2,698 3.22%
    Tupelo, MS (FHA|USDA|VA) 6 $1,330,000 $221,667 $4,656 2.65%
    ROANOKE, VA (FHA|USDA|VA) 4 $1,320,000 $330,000 $2,189 3.00%
    Granbury, TX (FHA|USDA|VA) 1 $1,315,000 $1,315,000 $5,202 2.25%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $1,315,000 $438,333 $3,021 2.71%
    Georgetown, SC (FHA|USDA|VA) 4 $1,300,000 $325,000 $2,937 2.72%
    Sandpoint, ID (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $6,408 2.75%
    Holland, MI (FHA|USDA|VA) 4 $1,290,000 $322,500 $2,318 2.72%
    Shelton, WA (FHA|USDA|VA) 3 $1,285,000 $428,333 $3,189 2.83%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $1,260,000 $630,000 $2,823 2.88%
    GREEN BAY, WI (FHA|USDA|VA) 7 $1,235,000 $176,429 $2,090 2.79%
    SYRACUSE, NY (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,312 2.83%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,210,000 $201,667 $1,905 3.54%
    Easton, MD (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $2,805 2.38%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $1,150,000 $287,500 $2,715 2.91%
    Sonora, CA (FHA|USDA|VA) 3 $1,145,000 $381,667 $2,565 2.50%
    Forest City, NC (FHA|USDA|VA) 4 $1,130,000 $282,500 $2,398 2.94%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $1,125,000 $375,000 $4,063 3.13%
    COLUMBUS, IN (FHA|USDA|VA) 2 $1,120,000 $560,000 $2,237 2.50%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $1,120,000 $560,000 $2,528 2.88%
    BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,100,000 $183,333 $2,094 2.90%
    SIOUX FALLS, SD (FHA|USDA|VA) 5 $1,095,000 $219,000 $2,075 2.75%
    Rutland, VT (FHA|USDA|VA) 3 $1,085,000 $361,667 $4,183 2.79%
    BLOOMINGTON, IN (FHA|USDA|VA) 4 $1,080,000 $270,000 $2,665 2.88%
    Payson, AZ (FHA|USDA|VA) 4 $1,060,000 $265,000 $2,432 2.72%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $8,059 2.88%
    AKRON, OH (FHA|USDA|VA) 9 $1,035,000 $115,000 $2,946 3.86%
    MADISON, WI (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,029 2.94%
    Montrose, CO (FHA|USDA|VA) 2 $1,020,000 $510,000 $2,536 2.69%
    FARGO, ND-MN (FHA|USDA|VA) 2 $1,010,000 $505,000 $3,098 2.88%
    JACKSONVILLE, NC (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,900 3.13%
    NEW BERN, NC (FHA|USDA|VA) 3 $995,000 $331,667 $2,850 2.83%
    VALLEJO, CA (FHA|USDA|VA) 2 $930,000 $465,000 $2,725 2.94%
    MISSOULA, MT (FHA|USDA|VA) 3 $925,000 $308,333 $2,948 2.71%
    JEFFERSON CITY, MO (FHA|USDA|VA) 4 $920,000 $230,000 $2,982 2.69%
    Oxford, MS (FHA|USDA|VA) 2 $910,000 $455,000 $2,087 2.56%
    FLINT, MI (FHA|USDA|VA) 4 $910,000 $227,500 $2,616 2.81%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $900,000 $225,000 $1,953 3.19%
    YORK-HANOVER, PA (FHA|USDA|VA) 5 $895,000 $179,000 $3,004 2.88%
    Spearfish, SD (FHA|USDA|VA) 2 $880,000 $440,000 $3,188 3.06%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 10 $850,000 $85,000 $0 3.94%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $850,000 $425,000 $3,561 2.81%
    Fredericksburg, TX (FHA|USDA|VA) 1 $845,000 $845,000 $7,348 2.75%
    Coos Bay, OR (FHA|USDA|VA) 1 $845,000 $845,000 $4,559 3.00%
    MIDLAND, TX (FHA|USDA|VA) 1 $845,000 $845,000 $2,353 3.00%
    Ukiah, CA (FHA|USDA|VA) 3 $845,000 $281,667 $3,337 2.83%
    LEBANON, PA (FHA|USDA|VA) 5 $835,000 $167,000 $2,757 2.78%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $825,000 $165,000 $2,868 2.95%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $805,000 $268,333 $1,902 2.83%
    EAU CLAIRE, WI (FHA|USDA|VA) 2 $800,000 $400,000 $2,077 2.81%
    MADERA, CA (FHA|USDA|VA) 2 $760,000 $380,000 $2,142 2.88%
    LaGrange, GA-AL (FHA|USDA|VA) 3 $755,000 $251,667 $2,394 2.67%
    Athens, TX (FHA|USDA|VA) 1 $755,000 $755,000 $7,114 2.75%
    Meadville, PA (FHA|USDA|VA) 1 $755,000 $755,000 $6,436 2.50%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $750,000 $375,000 $6,819 2.31%
    Tifton, GA (FHA|USDA|VA) 2 $750,000 $375,000 $2,798 2.81%
    MORGANTOWN, WV (FHA|USDA|VA) 2 $750,000 $375,000 $3,095 2.56%
    LAS CRUCES, NM (FHA|USDA|VA) 2 $740,000 $370,000 $3,550 2.19%
    GREAT FALLS, MT (FHA|USDA|VA) 2 $730,000 $365,000 $2,677 2.63%
    WINSTON-SALEM, NC (FHA|USDA|VA) 2 $730,000 $365,000 $3,794 2.88%
    Laconia, NH (FHA|USDA|VA) 2 $730,000 $365,000 $2,413 2.94%
    SPRINGFIELD, IL (FHA|USDA|VA) 3 $725,000 $241,667 $1,952 2.79%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 6 $720,000 $120,000 $2,154 2.50%
    Gainesville, TX (FHA|USDA|VA) 1 $715,000 $715,000 $5,440 2.63%
    Lebanon, MO (FHA|USDA|VA) 1 $705,000 $705,000 $4,126 2.88%
    Marion, NC (FHA|USDA|VA) 1 $705,000 $705,000 $4,542 2.88%
    Grand Rapids, MN (FHA|USDA|VA) 2 $700,000 $350,000 $2,568 2.63%
    TOLEDO, OH (FHA|USDA|VA) 3 $685,000 $228,333 $3,946 2.63%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $685,000 $228,333 $1,687 3.17%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $680,000 $340,000 $2,853 2.88%
    BATON ROUGE, LA (FHA|USDA|VA) 3 $675,000 $225,000 $3,029 3.21%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $670,000 $167,500 $2,531 2.94%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $665,000 $221,667 $2,354 2.96%
    Jasper, AL (FHA|USDA|VA) 1 $665,000 $665,000 $3,510 3.00%
    Spirit Lake, IA (FHA|USDA|VA) 2 $650,000 $325,000 $2,435 2.63%
    Augusta-Waterville, ME (FHA|USDA|VA) 1 $645,000 $645,000 $2,316 2.75%
    JACKSON, TN (FHA|USDA|VA) 1 $645,000 $645,000 $2,380 2.88%
    FORT SMITH, AR-OK (FHA|USDA|VA) 2 $620,000 $310,000 $1,901 2.31%
    FORT WAYNE, IN (FHA|USDA|VA) 3 $615,000 $205,000 $1,932 3.17%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $605,000 $605,000 $2,180 2.25%
    SPARTANBURG, SC (FHA|USDA|VA) 2 $600,000 $300,000 $3,310 2.75%
    Los Alamos, NM (FHA|USDA|VA) 1 $595,000 $595,000 $4,458 2.75%
    Gillette, WY (FHA|USDA|VA) 2 $590,000 $295,000 $2,245 3.00%
    TYLER, TX (FHA|USDA|VA) 2 $580,000 $290,000 $3,463 2.44%
    Hudson, NY (FHA|USDA|VA) 2 $560,000 $280,000 $3,393 2.56%
    ANCHORAGE, AK (FHA|USDA|VA) 2 $560,000 $280,000 $2,852 2.75%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $545,000 $545,000 $3,020 2.75%
    Wooster, OH (FHA|USDA|VA) 3 $545,000 $181,667 $2,345 2.63%
    RACINE, WI (FHA|USDA|VA) 1 $545,000 $545,000 $2,202 2.75%
    PEORIA, IL (FHA|USDA|VA) 4 $540,000 $135,000 $1,855 2.84%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $530,000 $265,000 $4,169 2.94%
    HARRISONBURG, VA (FHA|USDA|VA) 2 $530,000 $265,000 $2,180 2.81%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $520,000 $260,000 $3,011 3.00%
    Show Low, AZ (FHA|USDA|VA) 2 $520,000 $260,000 $3,972 3.31%
    St. Marys, GA (FHA|USDA|VA) 2 $520,000 $260,000 $2,501 2.63%
    North Wilkesboro, NC (FHA|USDA|VA) 3 $515,000 $171,667 $2,006 2.79%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $515,000 $515,000 $3,450 2.88%
    LONGVIEW, TX (FHA|USDA|VA) 2 $510,000 $255,000 $1,023 2.56%
    TWIN FALLS, ID (FHA|USDA|VA) 2 $510,000 $255,000 $2,486 2.69%
    Taos, NM (FHA|USDA|VA) 1 $505,000 $505,000 $4,533 2.75%
    MUSKEGON, MI (FHA|USDA|VA) 2 $490,000 $245,000 $1,965 2.69%
    LYNCHBURG, VA (FHA|USDA|VA) 2 $490,000 $245,000 $1,892 2.75%
    APPLETON, WI (FHA|USDA|VA) 3 $485,000 $161,667 $1,656 3.08%
    Barre, VT (FHA|USDA|VA) 2 $480,000 $240,000 $2,667 2.69%
    BOWLING GREEN, KY (FHA|USDA|VA) 2 $480,000 $240,000 $2,106 2.75%
    ROCKY MOUNT, NC (FHA|USDA|VA) 2 $470,000 $235,000 $2,595 2.69%
    Newport, OR (FHA|USDA|VA) 2 $470,000 $235,000 $2,882 3.38%
    ROCKFORD, IL (FHA|USDA|VA) 2 $470,000 $235,000 $3,918 2.75%
    Scottsboro, AL (FHA|USDA|VA) 1 $465,000 $465,000 $2,064 2.63%
    Branson, MO (FHA|USDA|VA) 3 $465,000 $155,000 $2,604 2.88%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $460,000 $230,000 $3,429 3.19%
    Willmar, MN (FHA|USDA|VA) 1 $455,000 $455,000 $2,061 2.88%
    Mason City, IA (FHA|USDA|VA) 2 $450,000 $225,000 $2,047 2.19%
    FLAGSTAFF, AZ (FHA|USDA|VA) 2 $450,000 $225,000 $2,462 2.94%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $440,000 $220,000 $2,093 2.75%
    WICHITA FALLS, TX (FHA|USDA|VA) 2 $440,000 $220,000 $4,839 2.44%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $435,000 $145,000 $4,287 3.21%
    Sevierville, TN (FHA|USDA|VA) 1 $435,000 $435,000 $0 3.25%
    Brenham, TX (FHA|USDA|VA) 1 $435,000 $435,000 $4,253 2.50%
    CHARLESTON, WV (FHA|USDA|VA) 2 $430,000 $215,000 $5,979 2.75%
    TOPEKA, KS (FHA|USDA|VA) 2 $430,000 $215,000 $1,932 2.75%
    Alamogordo, NM (FHA|USDA|VA) 2 $430,000 $215,000 $4,227 2.63%
    GLENS FALLS, NY (FHA|USDA|VA) 1 $425,000 $425,000 $3,790 2.88%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $420,000 $210,000 $2,983 2.44%
    Clarksburg, WV (FHA|USDA|VA) 2 $420,000 $210,000 $2,813 2.56%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $415,000 $415,000 $2,874 2.63%
    FAYETTEVILLE, NC (FHA|USDA|VA) 2 $410,000 $205,000 $2,431 3.06%
    Helena, MT (FHA|USDA|VA) 2 $410,000 $205,000 $2,669 2.81%
    Mount Airy, NC (FHA|USDA|VA) 1 $405,000 $405,000 $2,541 2.63%
    WALLA WALLA, WA (FHA|USDA|VA) 1 $405,000 $405,000 $2,582 2.25%
    DECATUR, IL (FHA|USDA|VA) 3 $405,000 $135,000 $2,966 2.71%
    Yankton, SD (FHA|USDA|VA) 1 $395,000 $395,000 $1,909 2.75%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $380,000 $190,000 $2,377 2.50%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,672 2.81%
    PUEBLO, CO (FHA|USDA|VA) 1 $375,000 $375,000 $3,082 2.38%
    SPRINGFIELD, MA (FHA|USDA|VA) 1 $365,000 $365,000 $2,478 2.63%
    LAWRENCE, KS (FHA|USDA|VA) 1 $365,000 $365,000 $2,051 2.88%
    Starkville, MS (FHA|USDA|VA) 2 $360,000 $180,000 $2,398 2.63%
    LAFAYETTE, LA (FHA|USDA|VA) 2 $360,000 $180,000 $2,820 3.31%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $355,000 $355,000 $3,319 2.00%
    WACO, TX (FHA|USDA|VA) 1 $355,000 $355,000 $3,983 3.00%
    Cookeville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $2,691 2.38%
    Dickinson, ND (FHA|USDA|VA) 2 $350,000 $175,000 $2,237 2.69%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $345,000 $345,000 $3,287 3.38%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $345,000 $345,000 $3,107 2.75%
    MIDLAND, MI (FHA|USDA|VA) 2 $340,000 $170,000 $2,224 2.94%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $335,000 $335,000 $2,210 2.13%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $335,000 $335,000 $3,337 2.13%
    Laramie, WY (FHA|USDA|VA) 1 $335,000 $335,000 $2,089 3.13%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $335,000 $335,000 $2,172 2.75%
    LUBBOCK, TX (FHA|USDA|VA) 1 $325,000 $325,000 $1,708 2.00%
    Concord, NH (FHA|USDA|VA) 1 $325,000 $325,000 $3,212 3.38%
    Fernley, NV (FHA|USDA|VA) 1 $325,000 $325,000 $3,003 3.13%
    Winona, MN (FHA|USDA|VA) 1 $325,000 $325,000 $3,046 2.25%
    Ozark, AL (FHA|USDA|VA) 1 $325,000 $325,000 $2,170 2.63%
    Lexington, NE (FHA|USDA|VA) 1 $315,000 $315,000 $2,226 3.25%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $310,000 $155,000 $1,912 2.69%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.50%
    Crawfordsville, IN (FHA|USDA|VA) 1 $305,000 $305,000 $2,021 2.88%
    Beaver Dam, WI (FHA|USDA|VA) 2 $300,000 $150,000 $1,830 2.88%
    Roseburg, OR (FHA|USDA|VA) 1 $295,000 $295,000 $2,758 2.50%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $295,000 $295,000 $2,155 3.25%
    Lufkin, TX (FHA|USDA|VA) 1 $295,000 $295,000 $5,266 2.63%
    RAPID CITY, SD (FHA|USDA|VA) 1 $285,000 $285,000 $2,946 2.75%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $285,000 $285,000 $2,016 3.38%
    Poplar Bluff, MO (FHA|USDA|VA) 2 $280,000 $140,000 $1,772 2.88%
    Dixon, IL (FHA|USDA|VA) 1 $275,000 $275,000 $2,422 2.25%
    Crossville, TN (FHA|USDA|VA) 1 $275,000 $275,000 $2,247 2.25%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.50%
    Fort Leonard Wood, MO (FHA|USDA|VA) 1 $265,000 $265,000 $6,498 2.25%
    Stevens Point, WI (FHA|USDA|VA) 1 $265,000 $265,000 $2,015 2.75%
    Pierre, SD (FHA|USDA|VA) 1 $265,000 $265,000 $2,361 3.38%
    CHEYENNE, WY (FHA|USDA|VA) 1 $265,000 $265,000 $2,101 2.88%
    Pottsville, PA (FHA|USDA|VA) 1 $265,000 $265,000 $4,141 2.88%
    Moscow, ID (FHA|USDA|VA) 1 $265,000 $265,000 $2,152 3.00%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $260,000 $130,000 $2,039 3.13%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $260,000 $130,000 $2,463 2.69%
    Klamath Falls, OR (FHA|USDA|VA) 1 $255,000 $255,000 $3,054 2.00%
    Lawrenceburg, TN (FHA|USDA|VA) 1 $255,000 $255,000 $2,816 2.63%
    Albemarle, NC (FHA|USDA|VA) 1 $255,000 $255,000 $2,706 3.00%
    Marinette, WI-MI (FHA|USDA|VA) 1 $255,000 $255,000 $1,980 2.75%
    Alexandria, MN (FHA|USDA|VA) 1 $255,000 $255,000 $2,431 3.00%
    BANGOR, ME (FHA|USDA|VA) 1 $255,000 $255,000 $5,195 2.50%
    IOWA CITY, IA (FHA|USDA|VA) 1 $255,000 $255,000 $2,184 2.75%
    IDAHO FALLS, ID (FHA|USDA|VA) 1 $245,000 $245,000 $2,198 2.75%
    AMARILLO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $2,037 3.00%
    Rockport, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.38%
    New Ulm, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,516 2.63%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $235,000 $235,000 $2,782 2.13%
    GREENVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,499 2.75%
    Fergus Falls, MN (FHA|USDA|VA) 1 $235,000 $235,000 $2,231 2.88%
    Somerset, KY (FHA|USDA|VA) 1 $225,000 $225,000 $2,827 2.88%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.63%
    Effingham, IL (FHA|USDA|VA) 1 $225,000 $225,000 $1,974 2.88%
    Owatonna, MN (FHA|USDA|VA) 1 $215,000 $215,000 $2,816 3.00%
    Roswell, NM (FHA|USDA|VA) 1 $215,000 $215,000 $2,907 2.88%
    Marion, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,322 2.63%
    BURLINGTON, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,761 3.13%
    Greenwood, SC (FHA|USDA|VA) 1 $205,000 $205,000 $2,256 2.25%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $205,000 $205,000 $2,020 2.25%
    Vermillion, SD (FHA|USDA|VA) 2 $200,000 $100,000 $2,401 2.88%
    Pittsburg, KS (FHA|USDA|VA) 2 $200,000 $100,000 $2,281 2.88%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $195,000 $195,000 $2,302 2.88%
    TERRE HAUTE, IN (FHA|USDA|VA) 2 $190,000 $95,000 $0 4.44%
    EL CENTRO, CA (FHA|USDA|VA) 1 $185,000 $185,000 $2,191 2.75%
    Centralia, WA (FHA|USDA|VA) 1 $185,000 $185,000 $2,202 3.00%
    ODESSA, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,774 2.13%
    Palestine, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,954 3.00%
    POCATELLO, ID (FHA|USDA|VA) 1 $185,000 $185,000 $3,142 2.88%
    Paducah, KY-IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,325 3.00%
    ROME, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,695 2.63%
    Fort Payne, AL (FHA|USDA|VA) 1 $175,000 $175,000 $3,906 2.88%
    VICTORIA, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,759 3.13%
    Ontario, OR-ID (FHA|USDA|VA) 1 $165,000 $165,000 $2,702 3.00%
    Okeechobee, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,378 2.75%
    SAGINAW, MI (FHA|USDA|VA) 1 $165,000 $165,000 $2,173 2.50%
    Wilson, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,195 3.38%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,092 2.25%
    UTICA-ROME, NY (FHA|USDA|VA) 1 $155,000 $155,000 $2,702 2.63%
    Murray, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,340 2.75%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $155,000 $155,000 $1,890 2.38%
    West Point, MS (FHA|USDA|VA) 1 $145,000 $145,000 $2,055 3.00%
    MANHATTAN, KS (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.25%
    Wilmington, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,428 2.75%
    READING, PA (FHA|USDA|VA) 1 $145,000 $145,000 $2,960 2.88%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,354 2.88%
    Big Rapids, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,945 3.25%
    Ruidoso, NM (FHA|USDA|VA) 1 $125,000 $125,000 $1,869 2.50%
    HAMMOND, LA (FHA|USDA|VA) 1 $125,000 $125,000 $1,975 2.38%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $125,000 $125,000 $2,275 2.63%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $125,000 $125,000 $1,712 3.00%
    Salem, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,033 2.88%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.75%
    Sandusky, OH (FHA|USDA|VA) 1 $115,000 $115,000 $1,931 2.88%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.63%
    Oskaloosa, IA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.50%
    PINE BLUFF, AR (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.38%
    Glasgow, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.63%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.63%
    Fitzgerald, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,070 2.25%
    Marshalltown, IA (FHA|USDA|VA) 1 $95,000 $95,000 $1,955 2.25%
    Coshocton, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,085 2.75%
    Quincy, IL-MO (FHA|USDA|VA) 1 $85,000 $85,000 $1,700 2.88%
    Silver City, NM (FHA|USDA|VA) 1 $85,000 $85,000 $2,397 2.25%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $65,000 $65,000 $1,842 3.38%
    Galesburg, IL (FHA|USDA|VA) 1 $55,000 $55,000 $1,508 3.00%
    Stifel Bank And Trust's top markets include St. Louis, Los Angeles, New York, San Francisco, and Miami among others.

    Their top states include:
  • Missouri (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 9,633 $4,488,745,000 $465,976 $2,980 2.80%
    FHA 195 $39,755,000 $203,872 $5,310 2.67%
    VA 160 $51,100,000 $319,375 $4,040 2.48%
    USDA 5 $995,000 $199,000 $3,942 2.38%

    For 2021, Stifel Bank And Trust's most frequently originated type of loan was Conventional, with 9,633 originations. Their 2nd most popular type was FHA, with 195 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,137 $1,758,635,000 $425,099 $3,702 2.85%
    Refi 3,341 $1,439,035,000 $430,720 $2,506 2.72%
    Cash Out Refi 2,073 $1,075,805,000 $518,960 $2,735 2.82%
    Other 426 $301,200,000 $707,042 $3,473 2.70%
    Home Improvement 16 $5,920,000 $370,000 $2,667 2.66%

    For 2021, Stifel Bank And Trust's most frequently cited loan purpose was Home Purchase, with 4,137 originations. The 2nd most popular reason was Refi, with 3,341 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,160 $3,972,030,000 $486,768 $3,209 2.86%
    15 Year 1,437 $499,485,000 $347,589 $2,441 2.48%
    20 Year 234 $73,580,000 $314,444 $2,354 2.72%
    10 Year 100 $16,890,000 $168,900 $1,917 1.86%
    Other 62 $18,610,000 $300,161 $2,418 2.93%

    For 2021, Stifel Bank And Trust's most frequently cited loan duration was 30 Year, with 8,160 originations. The 2nd most popular length was 15 Year, with 1,437 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 8,501 $4,186,225,000 $492,439
    $1k-2k 229 $85,365,000 $372,773
    $2k-3k 65 $30,345,000 $466,846
    $3k-4k 28 $13,870,000 $495,357
    $5k+ 23 $23,135,000 $1,005,870
    $4k-5k 10 $4,480,000 $448,000

    Stifel Bank And Trust's average total fees were $3,209, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 8,501 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 5,876 $2,852,690,000 $485,482
    <2.5% 2,413 $1,360,935,000 $564,001
    3-4% 1,577 $349,295,000 $221,493
    4-5% 127 $17,675,000 $139,173

    During 2021, Stifel Bank And Trust's average interest rate for loans was 2.86%, while their most frequently originated rate bucket for loans was 2.5-3%, with 5,876 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,569 $1,026,255,000 $287,547 $2,618 2.76%
    $100k-200k 2,152 $327,080,000 $151,989 $2,207 2.93%
    $400k-600k 1,675 $812,665,000 $485,173 $3,254 2.70%
    $600k-1MM 1,188 $894,540,000 $752,980 $3,618 2.69%
    $1MM+ 850 $1,477,680,000 $1,738,447 $5,655 2.62%
    $100,000 or less 559 $42,375,000 $75,805 $1,841 3.21%

    2021 saw Stifel Bank And Trust place emphasis on $200k-400k loans with 3,569 originations, totaling $1,026,255,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 2,722 $2,427,730,000 $891,892 $4,032 2.70%
    $150k-250k 2,285 $943,005,000 $412,694 $2,917 2.79%
    $100k-150k 2,038 $594,050,000 $291,487 $2,689 2.86%
    $50k-75k 1,153 $232,215,000 $201,401 $2,483 2.82%
    $75k-100k 1,151 $276,585,000 $240,300 $2,595 2.84%
    $50k or less 564 $79,420,000 $140,816 $2,339 2.82%

    Stifel Bank And Trust lent most frequently to those with incomes in the $250k+ range, with 2,722 originations. The second most popular income band? $150k-250k, with 2,285 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,810 $1,274,530,000 $453,569 $2,962 2.76%
    30-36% 1,932 $883,340,000 $457,215 $3,025 2.82%
    <20% 1,755 $821,405,000 $468,037 $2,789 2.72%
    37% 337 $157,895,000 $468,531 $2,981 2.82%
    36% 324 $162,600,000 $501,852 $3,405 2.81%
    38% 322 $156,280,000 $485,342 $3,391 2.77%
    43% 320 $151,720,000 $474,125 $3,500 2.85%
    39% 316 $170,460,000 $539,430 $3,282 2.79%
    42% 314 $136,170,000 $433,662 $3,311 2.84%
    40% 312 $164,820,000 $528,269 $3,280 2.81%
    41% 306 $159,070,000 $519,837 $3,489 2.80%
    44% 260 $115,400,000 $443,846 $3,259 2.89%
    45% 149 $56,745,000 $380,839 $3,032 2.91%
    47% 148 $49,380,000 $333,649 $2,825 3.00%
    46% 117 $37,765,000 $322,778 $2,859 2.94%
    48% 100 $33,120,000 $331,200 $3,393 2.96%
    49% 90 $25,970,000 $288,556 $3,487 2.97%
    50-60% 25 $7,825,000 $313,000 $4,626 2.63%
    >60% 2 $1,440,000 $720,000 $14,565 2.75%

    Stifel Bank And Trust lent most frequently to those with DTI ratios of 20-30%, with 2,810 originations. The next most common DTI ratio? 30-36%, with 1,932 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,269 $3,767,485,000 $455,616 $2,994 2.77%
    Not provided 1,146 $621,560,000 $542,373 $3,464 2.84%
    Asian 282 $117,880,000 $418,014 $3,076 3.04%
    Black 228 $50,970,000 $223,553 $3,261 2.86%
    American Indian 39 $8,865,000 $227,308 $2,704 3.06%
    Asian Indian 10 $6,800,000 $680,000 $4,446 2.65%
    Native Hawaiian or Islander 11 $4,065,000 $369,545 $3,042 2.81%
    Chinese 3 $1,775,000 $591,667 $2,738 3.29%
    Other Pacific Islander 1 $605,000 $605,000 $3,951 2.63%
    Other Asian 3 $315,000 $105,000 $1,612 2.96%
    Japanese 1 $275,000 $275,000 $3,070 2.75%

    Approval Rates

    Total approvals of all applications
    98.53%

    Stifel Bank And Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    90.75%

    Stifel Bank And Trust has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,993 $4,580,595,000 $458,380

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    9,993 $4,580,595,000 $458,380

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 972 $382,070,000 $393,076 $2,711 2.64%
    40-60% 2,139 $1,016,765,000 $475,346 $2,767 2.69%
    60-80% 4,505 $2,201,915,000 $488,771 $3,073 2.88%
    80-100% 2,217 $937,465,000 $422,853 $3,402 2.81%
    Over 100% 17 $5,585,000 $328,529 $10,738 2.41%
    Under 20% 143 $36,795,000 $257,308 $2,702 2.29%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    STIFEL FINANCIAL CORP. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Stifel Bank and Trust 12655 Olive Blvd., Suite 340 Saint Louis, MO 63141 Full Service B&M $0
    Stifel Bank and Trust 501 North Broadway Saint Louis, MO 63102 Full Service B&M $14,353,146

    For 2021, Stifel Bank And Trust had 2 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $400,586
    Net interest income $398,287
    Total noninterest income $38,369
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $0
    Trading account gains and fees $0
    Additional Noninterest Income $38,369
    Pre-tax net operating income $309,554
    Securities gains (or losses, -) $76
    Income before extraordinary items $235,476
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $235,476
    Minority interest net income $0
    Net income $235,476
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $235,415

    Stifel Bank And Trust's gross interest income from loans was $400,586,000.
    Stifel Bank And Trust's net interest income from loans was $398,287,000.
    Stifel Bank And Trust's fee based income from loans was $0.
    Stifel Bank And Trust's net income from loans was $235,476,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,299
    Provision for credit losses $-4,290
    Total noninterest expense $131,392
    Salaries and employee benefits $26,184
    Premises and equipment expense $2,738
    Additional noninterest expense $102,470
    Applicable income taxes $74,154
    Net charge-offs $5,202
    Cash dividends $165,000

    Stifel Bank And Trust's interest expense for loans was $2,299,000.
    Stifel Bank And Trust's payroll and benefits expense were $26,184,000.
    Stifel Bank And Trust's property, plant and equipment expenses $2,738,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $17,608,224
    Deposits held in domestic offices $17,608,224
    Deposits by Individuals, partnerships, and corporations $17,606,151
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $2,073
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $754,204
    Demand deposits $754,202
    Nontransaction accounts $16,854,020
    Money market deposit accounts (MMDAs) $16,842,619
    Other savings deposits (excluding MMDAs) $0
    Total time deposits $11,401
    Total time and savings deposits $16,854,022
    Noninterest-bearing deposits $34,042
    Interest-bearing deposits $17,574,182
    Retail deposits $17,596,823
    IRAs and Keogh plan accounts $0
    Brokered deposits $11,401
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $18,959,414
    Cash & Balances due from depository institutions $206,419
    Interest-bearing balances $202,894
    Total securities $4,105,097
    Federal funds sold & reverse repurchase $1
    Net loans and leases $14,448,867
    Loan and leases loss allowance $91,853
    Trading account assets $651
    Bank premises and fixed assets $49,541
    Other real estate owned $122
    Goodwill and other intangibles $21,686
    All other assets $127,030

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $18,959,414
    Total Liabilities $17,669,511
    Total deposits $17,608,224
    Interest-bearing deposits $17,574,182
    Deposits held in domestic offices $17,608,224
    % insured (estimated) $75
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $651
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $60,636

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $14,448,867
    Loan and leases loss allowance $91,853
    Total loans and leases (domestic) $14,540,720
    All real estate loans $6,498,757
    Real estate loans in domestic offices $6,498,757
    Construction and development loans $508,549
    Residential 1-4 family construction $0
    Other construction, all land development and other land $508,549
    Loans secured by nonfarm nonresidential properties $396,471
    Nonfarm nonresidential secured by owner-occupied properties $39,283
    Commercial real estate & other non-farm, non-residential $357,188
    Multifamily residential real estate $0
    1-4 family residential loans $5,593,737
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $455
    Commercial and industrial loans $6,314,968
    To non-U.S. addressees $534,865
    Loans to individuals $1,433,512
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $0
    Other loans to individuals $1,433,512
    All other loans & leases $293,028
    Loans to foreign governments and official institutions $0
    Other loans $293,028
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Stifel Bank and Trust had $14,448,867,000 of loans outstanding in 2021. $6,498,757,000 of loans were in real estate loans. $508,549,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $5,593,737,000 of loans were in 1-4 family mortgage loans. $455,000 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2 $1,295 $647,500
    Nonfarm, nonresidential loans - $250k-1MM 2 $1,295 $647,500
    Commercial & Industrial, US addressed loans - <$1MM 560 $77,887 $139,084
    Commercial & Industrial, US addressed loans - <$100k 90 $1,498 $16,644
    Commercial & Industrial, US addressed loans - $100-250k 143 $7,336 $51,301
    Commercial & Industrial, US addressed loans - $250k-1MM 327 $69,053 $211,171
    Agriculture operations loans - <$1MM 4 $177 $44,250
    Agriculture operations loans - <$100k 1 $0 $0
    Agriculture operations loans - $100-250k 2 $124 $62,000
    Agriculture operations loans - $250k-1MM 1 $53 $53,000