Stifel Bank And Trust Mortgage Rates, Fees & Info
Saint Louis, MOLEI: CKVBED0S4DMLKJJ5XH28
Tax ID: 43-1950333
5 stars
-
out of 5 stars, based on 77 reviews
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Stifel Bank And Trust is a mid-sized bank specializing in Home Purchase loans. Stifel Bank And Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, New York, Los Angeles, Miami, and San Francisco among others. We have data for 412 markets. (Some data included below & more in-depth data is available with an active subscription.)Stifel Bank And Trust has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Stifel Bank And Trust is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.37% | 5/28/23 |
| 30 Year Conventional Purchase | 5.91% | 5/28/23 |
| 30 Year Conventional Refi | 5.89% | 5/28/23 |
| 30 Year Cash-out Refi | 5.93% | 5/28/23 |
| 30 Year FHA Purchase | 6.87% | 5/28/23 |
| 30 Year FHA Refi | 6.27% | 5/28/23 |
| 30 Year VA Purchase | 6.04% | 5/28/23 |
| 30 Year VA Refi | 5.92% | 5/28/23 |
| 30 Year USDA Purchase | 6.39% | 5/28/23 |
| 15 Year Conventional Purchase | 5.02% | 5/28/23 |
| 15 Year Conventional Refi | 5.17% | 5/28/23 |
| 15 Year Cash-out Refi | 5.17% | 5/28/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Stifel Bank And Trust Mortgage Calculator
Your Estimates
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This is not an official calculator from Stifel Bank And Trust. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,956Origination Dollar Volume (All Markets)
$3,282,490,000Awards
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Stifel Bank and Trust - 2022
Stifel Bank and Trust is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Stifel Bank And Trust's average 30 year fixed mortgage rate was
3.77%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of -0.99%.
Relative Fees (Closing Costs)
Stifel Bank And Trust's average total fees/closing costs for a 30 year fixed rate
mortgage were $3,710.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1,976 | $690,170,000 | $349,276 | $2,697 | 3.97% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 263 | $286,745,000 | $1,090,285 | $5,566 | 3.36% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 203 | $221,955,000 | $1,093,374 | $4,984 | 3.69% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 128 | $197,080,000 | $1,539,688 | $8,817 | 3.29% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 96 | $111,020,000 | $1,156,458 | $3,937 | 3.43% |
| Outside of Metro Areas | 172 | $83,390,000 | $484,826 | $3,097 | 3.63% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 97 | $67,505,000 | $695,928 | $5,725 | 3.30% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 69 | $58,215,000 | $843,696 | $4,175 | 3.66% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 92 | $56,130,000 | $610,109 | $4,045 | 3.65% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 88 | $54,610,000 | $620,568 | $3,877 | 3.68% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 68 | $53,690,000 | $789,559 | $3,911 | 3.76% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 66 | $52,610,000 | $797,121 | $2,972 | 3.29% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 79 | $41,705,000 | $527,911 | $3,294 | 3.70% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 53 | $34,535,000 | $651,604 | $5,306 | 3.48% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 43 | $33,705,000 | $783,837 | $3,930 | 3.45% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 47 | $31,905,000 | $678,830 | $3,256 | 3.95% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 45 | $31,225,000 | $693,889 | $2,570 | 3.64% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 54 | $31,030,000 | $574,630 | $4,696 | 3.43% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 42 | $30,190,000 | $718,810 | $5,735 | 3.39% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 40 | $26,630,000 | $665,750 | $3,192 | 3.40% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 34 | $25,430,000 | $747,941 | $6,123 | 3.60% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 26 | $24,820,000 | $954,615 | $4,370 | 3.55% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 24 | $24,820,000 | $1,034,167 | $3,596 | 4.06% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 34 | $24,350,000 | $716,176 | $3,350 | 3.60% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 21 | $23,155,000 | $1,102,619 | $7,994 | 3.87% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 25 | $22,735,000 | $909,400 | $4,524 | 3.35% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 35 | $20,505,000 | $585,857 | $4,788 | 3.02% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 54 | $19,670,000 | $364,259 | $4,308 | 3.86% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 37 | $16,445,000 | $444,459 | $3,906 | 3.55% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 23 | $15,975,000 | $694,565 | $5,289 | 3.68% |
| Bozeman, MT (FHA|USDA|VA) | 22 | $15,560,000 | $707,273 | $3,603 | 3.73% |
| Heber, UT (FHA|USDA|VA) | 10 | $15,030,000 | $1,503,000 | $4,250 | 3.94% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 33 | $15,005,000 | $454,697 | $2,452 | 3.43% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 28 | $14,890,000 | $531,786 | $3,005 | 3.38% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 24 | $14,560,000 | $606,667 | $2,940 | 3.59% |
| Glenwood Springs, CO (FHA|USDA|VA) | 12 | $14,320,000 | $1,193,333 | $3,528 | 3.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 35 | $14,155,000 | $404,429 | $2,841 | 3.73% |
| MONTGOMERY, AL (FHA|USDA|VA) | 25 | $13,985,000 | $559,400 | $3,235 | 3.12% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 15 | $12,985,000 | $865,667 | $5,447 | 4.18% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 33 | $12,865,000 | $389,848 | $2,869 | 3.85% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 42 | $12,680,000 | $301,905 | $4,277 | 4.03% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 27 | $12,225,000 | $452,778 | $2,253 | 3.69% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 19 | $11,505,000 | $605,526 | $4,229 | 3.56% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 34 | $11,470,000 | $337,353 | $2,032 | 3.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 26 | $11,080,000 | $426,154 | $4,202 | 3.80% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 17 | $10,645,000 | $626,176 | $2,888 | 3.40% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $10,505,000 | $700,333 | $3,440 | 3.58% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 23 | $10,365,000 | $450,652 | $2,987 | 3.28% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 10 | $10,240,000 | $1,024,000 | $2,805 | 2.98% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 23 | $10,235,000 | $445,000 | $2,326 | 3.63% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 13 | $10,015,000 | $770,385 | $3,317 | 3.67% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 8 | $9,180,000 | $1,147,500 | $5,335 | 3.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 26 | $8,630,000 | $331,923 | $4,326 | 3.91% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 13 | $8,615,000 | $662,692 | $5,990 | 3.52% |
| BOISE CITY, ID (FHA|USDA|VA) | 21 | $8,465,000 | $403,095 | $3,437 | 3.57% |
| Breckenridge, CO (FHA|USDA|VA) | 9 | $8,255,000 | $917,222 | $3,234 | 3.04% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 19 | $7,925,000 | $417,105 | $2,706 | 3.43% |
| Edwards, CO (FHA|USDA|VA) | 6 | $7,510,000 | $1,251,667 | $3,336 | 3.10% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 7 | $7,435,000 | $1,062,143 | $6,255 | 3.57% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 17 | $7,305,000 | $429,706 | $2,682 | 3.45% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 36 | $7,200,000 | $200,000 | $3,538 | 3.99% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 11 | $7,135,000 | $648,636 | $3,339 | 4.55% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $7,125,000 | $791,667 | $6,223 | 3.57% |
| BEND, OR (FHA|USDA|VA) | 9 | $6,495,000 | $721,667 | $4,898 | 3.04% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 7 | $6,455,000 | $922,143 | $3,401 | 3.68% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 18 | $6,430,000 | $357,222 | $1,942 | 3.98% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 13 | $6,425,000 | $494,231 | $4,127 | 2.92% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $6,275,000 | $697,222 | $4,769 | 4.36% |
| RENO, NV (FHA|USDA|VA) | 14 | $6,200,000 | $442,857 | $3,170 | 3.62% |
| BOULDER, CO (FHA|USDA|VA) | 10 | $6,180,000 | $618,000 | $2,635 | 4.19% |
| COLUMBUS, OH (FHA|USDA|VA) | 15 | $6,025,000 | $401,667 | $2,647 | 3.68% |
| Cullowhee, NC (FHA|USDA|VA) | 6 | $5,750,000 | $958,333 | $4,413 | 2.69% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $5,695,000 | $438,077 | $3,934 | 3.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $5,675,000 | $630,556 | $3,931 | 3.31% |
| CHICO, CA (FHA|USDA|VA) | 13 | $5,655,000 | $435,000 | $2,597 | 3.43% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 29 | $5,595,000 | $192,931 | $2,590 | 4.12% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 18 | $5,580,000 | $310,000 | $3,989 | 3.64% |
| BRUNSWICK, GA (FHA|USDA|VA) | 7 | $5,565,000 | $795,000 | $4,271 | 3.18% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 16 | $5,550,000 | $346,875 | $2,350 | 3.95% |
| ANN ARBOR, MI (FHA|USDA|VA) | 10 | $5,510,000 | $551,000 | $2,613 | 3.08% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 10 | $5,490,000 | $549,000 | $2,971 | 4.23% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $5,490,000 | $915,000 | $3,738 | 4.17% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $5,450,000 | $681,250 | $3,067 | 3.45% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 11 | $5,425,000 | $493,182 | $3,643 | 3.76% |
| Durango, CO (FHA|USDA|VA) | 3 | $5,395,000 | $1,798,333 | $4,231 | 3.67% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $4,930,000 | $493,000 | $4,722 | 3.49% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $4,860,000 | $2,430,000 | $6,161 | 4.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 14 | $4,810,000 | $343,571 | $3,338 | 3.38% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $4,755,000 | $365,769 | $3,982 | 3.92% |
| ASHEVILLE, NC (FHA|USDA|VA) | 10 | $4,720,000 | $472,000 | $4,878 | 3.36% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 13 | $4,675,000 | $359,615 | $2,708 | 4.51% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 11 | $4,675,000 | $425,000 | $3,717 | 3.08% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $4,600,000 | $2,300,000 | $5,543 | 2.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 11 | $4,595,000 | $417,727 | $3,220 | 4.55% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 11 | $4,525,000 | $411,364 | $2,498 | 2.92% |
| FORT COLLINS, CO (FHA|USDA|VA) | 7 | $4,505,000 | $643,571 | $3,069 | 3.55% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 13 | $4,465,000 | $343,462 | $2,798 | 3.35% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 17 | $4,395,000 | $258,529 | $3,464 | 3.64% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 9 | $4,335,000 | $481,667 | $3,078 | 4.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 18 | $4,330,000 | $240,556 | $2,975 | 3.79% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $4,285,000 | $1,428,333 | $6,411 | 2.54% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 9 | $4,265,000 | $473,889 | $5,096 | 4.01% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $4,240,000 | $1,060,000 | $2,554 | 3.44% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 9 | $4,195,000 | $466,111 | $4,293 | 3.68% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 9 | $4,125,000 | $458,333 | $3,068 | 3.43% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $4,020,000 | $1,005,000 | $5,869 | 2.84% |
| Hilo, HI (FHA|USDA|VA) | 3 | $4,005,000 | $1,335,000 | $6,064 | 4.38% |
| RICHMOND, VA (FHA|USDA|VA) | 10 | $3,780,000 | $378,000 | $2,740 | 3.90% |
| REDDING, CA (FHA|USDA|VA) | 7 | $3,775,000 | $539,286 | $3,080 | 4.59% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 15 | $3,735,000 | $249,000 | $3,446 | 3.63% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 8 | $3,620,000 | $452,500 | $3,422 | 4.33% |
| Torrington, CT (FHA|USDA|VA) | 6 | $3,530,000 | $588,333 | $5,162 | 2.92% |
| Outside of Metro Areas | 7 | $3,515,000 | $502,143 | $3,803 | 3.11% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $3,505,000 | $3,505,000 | $9,700 | 4.25% |
| SANTA FE, NM (FHA|USDA|VA) | 8 | $3,470,000 | $433,750 | $2,907 | 3.36% |
| NAPA, CA (FHA|USDA|VA) | 4 | $3,340,000 | $835,000 | $2,462 | 4.34% |
| Alexander City, AL (FHA|USDA|VA) | 7 | $3,305,000 | $472,143 | $3,298 | 3.66% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $3,215,000 | $643,000 | $3,036 | 3.05% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $3,190,000 | $531,667 | $3,095 | 3.79% |
| MADISON, WI (FHA|USDA|VA) | 7 | $3,135,000 | $447,857 | $2,539 | 3.27% |
| Milledgeville, GA (FHA|USDA|VA) | 6 | $3,100,000 | $516,667 | $3,581 | 3.50% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $3,055,000 | $436,429 | $3,017 | 3.11% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $3,050,000 | $762,500 | $4,448 | 4.22% |
| Hailey, ID (FHA|USDA|VA) | 3 | $3,035,000 | $1,011,667 | $10,138 | 5.83% |
| TULSA, OK (FHA|USDA|VA) | 11 | $3,035,000 | $275,909 | $3,710 | 3.41% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $3,020,000 | $377,500 | $3,441 | 3.64% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 13 | $3,015,000 | $231,923 | $2,461 | 4.09% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $2,910,000 | $363,750 | $2,761 | 3.59% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $2,890,000 | $361,250 | $3,110 | 3.53% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $2,760,000 | $690,000 | $3,172 | 3.56% |
| Kalispell, MT (FHA|USDA|VA) | 6 | $2,750,000 | $458,333 | $2,781 | 3.48% |
| Sheridan, WY (FHA|USDA|VA) | 6 | $2,680,000 | $446,667 | $2,222 | 4.21% |
| LOUISVILLE, KY (FHA|USDA|VA) | 11 | $2,675,000 | $243,182 | $2,382 | 4.11% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $2,600,000 | $650,000 | $3,602 | 4.03% |
| Jackson, WY-ID (FHA|USDA|VA) | 3 | $2,475,000 | $825,000 | $6,238 | 2.83% |
| KANKAKEE, IL (FHA|USDA|VA) | 9 | $2,405,000 | $267,222 | $2,011 | 3.29% |
| Key West, FL (FHA|USDA|VA) | 2 | $2,360,000 | $1,180,000 | $4,208 | 3.00% |
| Hudson, NY (FHA|USDA|VA) | 2 | $2,360,000 | $1,180,000 | $7,476 | 5.13% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $2,325,000 | $775,000 | $3,868 | 4.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 6 | $2,210,000 | $368,333 | $3,930 | 4.10% |
| TYLER, TX (FHA|USDA|VA) | 2 | $2,200,000 | $1,100,000 | $5,906 | 2.44% |
| Brevard, NC (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $3,549 | 4.35% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $2,145,000 | $715,000 | $3,367 | 2.96% |
| LAWTON, OK (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $4,397 | 3.02% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $2,125,000 | $425,000 | $3,023 | 3.40% |
| STOCKTON, CA (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $2,461 | 3.81% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $2,050,000 | $512,500 | $1,922 | 3.56% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $2,745 | 2.98% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $2,734 | 3.63% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $3,754 | 4.88% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $1,915,000 | $638,333 | $4,510 | 4.04% |
| COLUMBIA, MO (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $1,597 | 4.07% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,810,000 | $452,500 | $3,181 | 3.34% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $3,926 | 3.40% |
| Concord, NH (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $2,996 | 4.06% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $1,735,000 | $578,333 | $4,209 | 4.42% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $4,433 | 4.34% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $1,690,000 | $845,000 | $4,889 | 3.69% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $3,027 | 4.19% |
| AKRON, OH (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $2,507 | 4.08% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $2,492 | 2.83% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $3,180 | 4.63% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $2,808 | 4.09% |
| BISMARCK, ND (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $3,483 | 2.72% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $1,794 | 4.22% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $2,792 | 4.19% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $2,126 | 3.75% |
| Bennington, VT (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $3,420 | 3.42% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $1,525,000 | $1,525,000 | $2,471 | 4.38% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $2,961 | 3.91% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $1,515,000 | $505,000 | $2,578 | 3.42% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $2,326 | 4.05% |
| BILLINGS, MT (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $2,363 | 2.95% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $3,352 | 3.65% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $2,702 | 3.96% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $2,617 | 4.60% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $2,311 | 3.67% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $2,275 | 3.07% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $2,425 | 3.75% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $2,957 | 3.22% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $1,405,000 | $1,405,000 | $2,916 | 2.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $2,358 | 3.67% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $2,807 | 4.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $2,474 | 3.48% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $2,514 | 3.54% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $2,053 | 3.27% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $5,507 | 3.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $1,245,000 | $1,245,000 | $6,743 | 3.38% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $3,286 | 4.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $4,241 | 4.63% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $1,225,000 | $1,225,000 | $4,188 | 2.25% |
| Athens, TX (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $4,832 | 3.56% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $2,610 | 3.13% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $2,857 | 2.17% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $6,125 | 3.68% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $4,295 | 3.44% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $3,062 | 3.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $4,197 | 3.31% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $3,067 | 2.44% |
| Shelby, NC (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $3,198 | 6.06% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $0 | 3.44% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $2,766 | 4.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $2,906 | 3.97% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $2,733 | 3.88% |
| AMES, IA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $2,051 | 3.78% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $2,673 | 4.75% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $4,281 | 2.56% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $2,014 | 5.10% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $4,487 | 2.81% |
| Keene, NH (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $2,935 | 3.13% |
| NILES, MI (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $1,996 | 3.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,036 | 3.09% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $2,253 | 2.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $4,086 | 3.75% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $2,054 | 3.38% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $1,887 | 2.25% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $5,187 | 2.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $2,428 | 2.88% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,420 | 3.58% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $3,888 | 4.38% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $2,976 | 2.25% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $2,175 | 4.22% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $4,753 | 2.63% |
| Columbus, MS (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $2,742 | 3.88% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,864 | 3.00% |
| Holland, MI (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $3,422 | 2.25% |
| MADERA, CA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,479 | 3.67% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,755 | 3.67% |
| READING, PA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,028 | 5.17% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,265 | 3.17% |
| Astoria, OR (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $4,261 | 2.63% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $2,372 | 2.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,284 | 3.00% |
| RACINE, WI (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $1,824 | 2.50% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,909 | 3.81% |
| Branson, MO (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,089 | 3.13% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $1,916 | 3.81% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $2,236 | 2.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $1,991 | 4.04% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,668 | 2.25% |
| SALEM, OR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,098 | 4.33% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,560 | 3.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,799 | 2.44% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,915 | 2.44% |
| Fernley, NV (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,228 | 3.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,135 | 3.58% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,323 | 3.06% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $4,007 | 3.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 3.88% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,860 | 2.75% |
| Farmington, MO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,681 | 3.56% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,434 | 3.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,180 | 3.13% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,059 | 2.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,892 | 4.06% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,841 | 4.71% |
| Danville, KY (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $2,387 | 2.25% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $1,239 | 4.75% |
| Montrose, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,487 | 4.88% |
| LEBANON, PA (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $2,640 | 4.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 5.75% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,189 | 2.75% |
| Easton, MD (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,959 | 2.00% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,210 | 3.79% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,317 | 4.75% |
| Meridian, MS (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,487 | 4.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,734 | 3.19% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,231 | 3.25% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,905 | 2.25% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 7.25% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,500 | 5.25% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,483 | 5.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,190 | 2.63% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,480 | 4.13% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,536 | 3.75% |
| McComb, MS (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,197 | 2.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,042 | 2.69% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $1,665 | 4.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,040 | 2.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,104 | 3.58% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,010 | 2.00% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,677 | 2.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,448 | 3.31% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,893 | 4.25% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,164 | 4.13% |
| Craig, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,278 | 3.75% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,698 | 4.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,750 | 4.00% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,718 | 5.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,234 | 3.88% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,401 | 3.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 4.38% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,745 | 4.19% |
| Newport, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,003 | 3.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,325 | 3.25% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,094 | 3.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,425 | 3.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,316 | 2.25% |
| CASPER, WY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,521 | 4.06% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,795 | 3.75% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,026 | 3.00% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,688 | 4.56% |
| FLINT, MI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $1,938 | 4.04% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,702 | 3.75% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,422 | 3.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,182 | 2.25% |
| Clovis, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,818 | 3.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,053 | 3.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,905 | 5.19% |
| Laconia, NH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,998 | 4.25% |
| Pella, IA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,700 | 3.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,024 | 5.00% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,297 | 2.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 4.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,169 | 3.13% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,170 | 5.33% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,237 | 4.31% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,662 | 4.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,335 | 2.94% |
| MONROE, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,223 | 3.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,227 | 2.50% |
| Auburn, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,737 | 4.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 4.00% |
| OCALA, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 3.44% |
| ENID, OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,761 | 2.38% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,123 | 3.00% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,076 | 3.75% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,451 | 2.75% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,357 | 3.75% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,042 | 4.00% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,674 | 3.38% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,554 | 3.88% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,017 | 4.94% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,944 | 2.81% |
| Centralia, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,729 | 2.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,166 | 3.13% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,416 | 3.00% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,466 | 5.13% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,532 | 4.63% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,048 | 5.63% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,205 | 3.75% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,882 | 2.25% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,177 | 2.88% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,557 | 3.88% |
| Willmar, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,572 | 3.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,394 | 4.94% |
| Hood River, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,201 | 2.50% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,064 | 2.25% |
| Rutland, VT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,158 | 4.38% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,022 | 5.38% |
| Bay City, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,151 | 4.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,040 | 2.25% |
| Altus, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,035 | 5.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,969 | 2.63% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,551 | 3.75% |
| New Castle, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,621 | 3.00% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,316 | 2.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,085 | 3.25% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,297 | 3.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,714 | 3.00% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,056 | 2.63% |
| Marion, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,627 | 4.25% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,097 | 2.25% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,355 | 4.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.69% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 5.25% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,740 | 2.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,305 | 2.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.75% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,975 | 2.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,785 | 2.25% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,789 | 5.00% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,345 | 4.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,014 | 2.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,715 | 2.25% |
| Starkville, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,920 | 3.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,395 | 4.25% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,092 | 4.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,419 | 2.75% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,775 | 2.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,644 | 3.88% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,947 | 5.63% |
| Roswell, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,780 | 4.38% |
| Miami, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,075 | 3.38% |
| ERIE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,631 | 5.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,426 | 2.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 3.81% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,639 | 3.50% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,862 | 5.88% |
| Oxford, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,557 | 3.00% |
| Moberly, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.25% |
| Brookings, SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,245 | 2.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 3.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,785 | 5.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,901 | 3.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,808 | 3.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,072 | 2.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,764 | 3.50% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,346 | 2.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,885 | 2.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,149 | 3.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,863 | 3.13% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,097 | 4.00% |
| Wilson, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,713 | 2.25% |
| Selma, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,975 | 4.63% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.00% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,464 | 3.25% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,444 | 3.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.75% |
| Richmond, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.25% |
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Product Mix
For 2022, Stifel Bank And Trust's most frequently originated type of loan was Conventional, with 5,303 originations. Their 2nd most popular type was HELOC, with 496 originations.
Loan Reason
For 2022, Stifel Bank And Trust's most frequently cited loan purpose was Home Purchase, with 3,122 originations. The 2nd most popular reason was Cash Out Refi, with 1,055 originations.
Loan Duration/Length
For 2022, Stifel Bank And Trust's most frequently cited loan duration was 30 Year, with 4,566 originations. The 2nd most popular length was 15 Year, with 826 originations.
Origination Fees/Closing Costs
Stifel Bank And Trust's average total fees were $3,710, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,811 originations.
Interest Rates
During 2022, Stifel Bank And Trust's average interest rate for loans was 3.77%, while their most frequently originated rate bucket for loans was 3-4%, with 2,231 originations.
Loan Sizing
2022 saw Stifel Bank And Trust place emphasis on $200k-400k loans with 1,933 originations, totaling $559,515,000 in origination value.
Applicant Income
Stifel Bank And Trust lent most frequently to those with incomes in the $250k+ range, with 2,138 originations. The second most popular income band? $150k-250k, with 1,345 originations.
Applicant Debt to Income Ratio
Stifel Bank And Trust lent most frequently to those with DTI ratios of 20-30%, with 1,589 originations. The next most common DTI ratio? 30-36%, with 1,175 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.43%
Stifel Bank And Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.05%
Stifel Bank And Trust has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,956 | $3,282,490,000 | $551,123 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,956 | $3,282,490,000 | $551,123 |