Stifel Bank And Trust Mortgage Rates, Fees & Info
Saint Louis, MOLEI: CKVBED0S4DMLKJJ5XH28
Tax ID: 43-1950333
5 stars
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Overview
Stifel Bank And Trust is a mid-sized bank specializing in Home Purchase, Refi, and Cash Out Refi loans. Stifel Bank And Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include St. Louis, Los Angeles, New York, San Francisco, and Miami among others. Stifel Bank And Trust has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Stifel Bank And Trust is typically a low fee lendor.Originations
9,993Origination Dollar Volume (All Markets)
$4,580,595,000Employee count
223Awards
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Stifel Bank and Trust - 2021
Stifel Bank and Trust is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Stifel Bank And Trust's average 30 year fixed rate mortgage of loans were
2.86%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.29%.
Relative Fees
Stifel Bank And Trust's average total fees for a 30 year fixed rate
mortgage are $3,209.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3,264 | $1,024,190,000 | $313,784 | $2,260 | 2.76% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 319 | $348,295,000 | $1,091,834 | $3,932 | 2.71% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 477 | $333,065,000 | $698,249 | $4,471 | 2.71% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 158 | $175,380,000 | $1,110,000 | $3,344 | 2.68% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 165 | $163,735,000 | $992,333 | $6,062 | 2.67% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 164 | $89,760,000 | $547,317 | $4,789 | 2.80% |
| Outside of Metro Areas | 194 | $87,400,000 | $450,515 | $3,048 | 2.76% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 137 | $82,145,000 | $599,599 | $2,973 | 2.72% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 93 | $71,885,000 | $772,957 | $3,384 | 2.71% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 114 | $69,300,000 | $607,895 | $2,899 | 2.74% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 152 | $68,530,000 | $450,855 | $3,127 | 2.78% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 112 | $66,150,000 | $590,625 | $2,690 | 2.70% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 79 | $63,625,000 | $805,380 | $3,430 | 2.65% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 78 | $54,480,000 | $698,462 | $3,341 | 2.65% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 98 | $50,480,000 | $515,102 | $3,407 | 2.70% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 92 | $49,190,000 | $534,674 | $4,794 | 2.81% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 134 | $47,720,000 | $356,119 | $4,086 | 2.73% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 51 | $45,485,000 | $891,863 | $4,395 | 2.70% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 41 | $39,545,000 | $964,512 | $3,405 | 2.74% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 34 | $37,860,000 | $1,113,529 | $3,205 | 2.61% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 104 | $37,410,000 | $359,712 | $2,659 | 2.70% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 51 | $36,485,000 | $715,392 | $5,847 | 2.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 34 | $34,130,000 | $1,003,824 | $3,397 | 2.66% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 53 | $33,555,000 | $633,113 | $5,216 | 2.72% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 49 | $31,415,000 | $641,122 | $5,236 | 2.77% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 57 | $30,865,000 | $541,491 | $3,462 | 2.72% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 59 | $30,285,000 | $513,305 | $4,183 | 2.65% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 54 | $30,090,000 | $557,222 | $2,782 | 2.71% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 61 | $28,525,000 | $467,623 | $2,823 | 2.72% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 151 | $28,035,000 | $185,662 | $3,580 | 3.32% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 56 | $27,450,000 | $490,179 | $3,858 | 2.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 100 | $27,330,000 | $273,300 | $3,325 | 2.96% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 38 | $25,400,000 | $668,421 | $3,475 | 2.77% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 26 | $24,610,000 | $946,538 | $5,710 | 2.70% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 39 | $24,195,000 | $620,385 | $2,922 | 2.65% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 52 | $23,570,000 | $453,269 | $3,508 | 2.68% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 51 | $23,055,000 | $452,059 | $2,406 | 2.99% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 43 | $22,835,000 | $531,047 | $2,766 | 2.79% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 93 | $22,765,000 | $244,785 | $1,938 | 3.24% |
| WILMINGTON, NC (FHA|USDA|VA) | 34 | $22,410,000 | $659,118 | $4,369 | 2.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 54 | $22,410,000 | $415,000 | $2,249 | 2.81% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 81 | $21,385,000 | $264,012 | $1,995 | 3.17% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 34 | $20,410,000 | $600,294 | $2,902 | 2.73% |
| Bozeman, MT (FHA|USDA|VA) | 41 | $18,005,000 | $439,146 | $2,913 | 2.77% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 30 | $17,020,000 | $567,333 | $3,184 | 2.87% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 33 | $16,995,000 | $515,000 | $2,826 | 2.90% |
| Heber, UT (FHA|USDA|VA) | 11 | $16,285,000 | $1,480,455 | $3,678 | 2.57% |
| Edwards, CO (FHA|USDA|VA) | 10 | $16,050,000 | $1,605,000 | $4,091 | 2.46% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 94 | $15,210,000 | $161,809 | $2,744 | 3.55% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 34 | $14,650,000 | $430,882 | $3,604 | 2.88% |
| RENO, NV (FHA|USDA|VA) | 18 | $14,520,000 | $806,667 | $3,393 | 2.63% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 36 | $14,440,000 | $401,111 | $2,737 | 2.78% |
| MONTGOMERY, AL (FHA|USDA|VA) | 39 | $13,435,000 | $344,487 | $2,476 | 2.83% |
| NAPA, CA (FHA|USDA|VA) | 9 | $13,095,000 | $1,455,000 | $3,933 | 2.60% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 43 | $13,045,000 | $303,372 | $1,860 | 2.84% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 16 | $12,670,000 | $791,875 | $3,450 | 2.61% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 15 | $12,465,000 | $831,000 | $3,855 | 2.70% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 28 | $12,430,000 | $443,929 | $2,328 | 2.83% |
| Kalispell, MT (FHA|USDA|VA) | 19 | $11,885,000 | $625,526 | $2,980 | 2.74% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 82 | $11,790,000 | $143,780 | $3,411 | 3.55% |
| PITTSBURGH, PA (FHA|USDA|VA) | 39 | $11,395,000 | $292,179 | $3,824 | 2.75% |
| Sheridan, WY (FHA|USDA|VA) | 27 | $11,095,000 | $410,926 | $2,450 | 2.73% |
| Hailey, ID (FHA|USDA|VA) | 11 | $10,945,000 | $995,000 | $5,597 | 2.56% |
| SALINAS, CA (FHA|USDA|VA) | 13 | $10,845,000 | $834,231 | $2,912 | 2.86% |
| BEND, OR (FHA|USDA|VA) | 21 | $10,125,000 | $482,143 | $4,087 | 2.73% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 32 | $9,920,000 | $310,000 | $2,640 | 2.77% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 28 | $9,140,000 | $326,429 | $2,655 | 2.67% |
| ROCHESTER, NY (FHA|USDA|VA) | 21 | $8,985,000 | $427,857 | $3,636 | 2.70% |
| Breckenridge, CO (FHA|USDA|VA) | 11 | $8,815,000 | $801,364 | $2,913 | 2.77% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 15 | $8,595,000 | $573,000 | $4,115 | 2.77% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 21 | $8,025,000 | $382,143 | $3,289 | 2.90% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 12 | $7,970,000 | $664,167 | $4,017 | 2.58% |
| COLUMBUS, OH (FHA|USDA|VA) | 26 | $7,970,000 | $306,538 | $2,445 | 2.79% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 13 | $7,895,000 | $607,308 | $2,944 | 2.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 22 | $7,800,000 | $354,545 | $3,651 | 2.86% |
| Torrington, CT (FHA|USDA|VA) | 6 | $7,760,000 | $1,293,333 | $8,759 | 2.69% |
| CHICO, CA (FHA|USDA|VA) | 19 | $7,735,000 | $407,105 | $2,401 | 2.68% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 19 | $7,695,000 | $405,000 | $2,450 | 2.96% |
| BOISE CITY, ID (FHA|USDA|VA) | 19 | $7,615,000 | $400,789 | $3,370 | 2.80% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 10 | $7,470,000 | $747,000 | $4,366 | 2.66% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 15 | $7,405,000 | $493,667 | $4,113 | 2.65% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 14 | $7,260,000 | $518,571 | $3,828 | 2.77% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 25 | $7,215,000 | $288,600 | $2,702 | 2.86% |
| RICHMOND, VA (FHA|USDA|VA) | 21 | $7,155,000 | $340,714 | $2,261 | 2.98% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 14 | $6,780,000 | $484,286 | $3,177 | 2.89% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 24 | $6,760,000 | $281,667 | $2,868 | 2.85% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 28 | $6,760,000 | $241,429 | $2,976 | 2.85% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 26 | $6,490,000 | $249,615 | $3,473 | 2.80% |
| BOULDER, CO (FHA|USDA|VA) | 12 | $6,420,000 | $535,000 | $2,450 | 2.64% |
| SAVANNAH, GA (FHA|USDA|VA) | 20 | $6,410,000 | $320,500 | $2,944 | 2.64% |
| TULSA, OK (FHA|USDA|VA) | 28 | $6,270,000 | $223,929 | $3,589 | 3.05% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 30 | $6,230,000 | $207,667 | $2,099 | 3.19% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 16 | $6,040,000 | $377,500 | $3,421 | 2.94% |
| FORT COLLINS, CO (FHA|USDA|VA) | 14 | $5,920,000 | $422,857 | $2,454 | 2.86% |
| ASHEVILLE, NC (FHA|USDA|VA) | 12 | $5,880,000 | $490,000 | $3,457 | 2.61% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 26 | $5,880,000 | $226,154 | $2,348 | 2.74% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 18 | $5,880,000 | $326,667 | $2,709 | 2.79% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 16 | $5,620,000 | $351,250 | $2,501 | 2.55% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 17 | $5,505,000 | $323,824 | $2,041 | 2.79% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 13 | $5,465,000 | $420,385 | $2,302 | 2.71% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 10 | $5,370,000 | $537,000 | $3,814 | 2.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 14 | $5,370,000 | $383,571 | $3,477 | 2.73% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 16 | $5,360,000 | $335,000 | $2,531 | 2.77% |
| Vineyard Haven, MA (FHA|USDA|VA) | 4 | $5,310,000 | $1,327,500 | $3,634 | 2.56% |
| Traverse City, MI (FHA|USDA|VA) | 11 | $5,295,000 | $481,364 | $2,522 | 2.57% |
| SANTA FE, NM (FHA|USDA|VA) | 8 | $5,230,000 | $653,750 | $4,697 | 2.67% |
| MODESTO, CA (FHA|USDA|VA) | 13 | $5,115,000 | $393,462 | $2,263 | 2.88% |
| SALEM, OR (FHA|USDA|VA) | 16 | $5,110,000 | $319,375 | $3,692 | 3.00% |
| Outside of Metro Areas | 8 | $4,750,000 | $593,750 | $4,203 | 2.66% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 8 | $4,750,000 | $593,750 | $5,845 | 2.78% |
| TUCSON, AZ (FHA|USDA|VA) | 13 | $4,725,000 | $363,462 | $2,718 | 2.76% |
| REDDING, CA (FHA|USDA|VA) | 16 | $4,640,000 | $290,000 | $2,777 | 2.80% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 16 | $4,580,000 | $286,250 | $3,662 | 2.84% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 8 | $4,580,000 | $572,500 | $3,315 | 2.63% |
| MOBILE, AL (FHA|USDA|VA) | 11 | $4,485,000 | $407,727 | $3,989 | 2.63% |
| Brevard, NC (FHA|USDA|VA) | 14 | $4,470,000 | $319,286 | $3,526 | 2.90% |
| Lebanon, NH-VT (FHA|USDA|VA) | 6 | $4,320,000 | $720,000 | $3,594 | 2.69% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 10 | $4,250,000 | $425,000 | $3,022 | 2.78% |
| Key West, FL (FHA|USDA|VA) | 6 | $4,180,000 | $696,667 | $3,955 | 2.46% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $4,150,000 | $415,000 | $3,294 | 2.64% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 13 | $4,105,000 | $315,769 | $2,637 | 2.66% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $4,020,000 | $335,000 | $3,773 | 2.78% |
| ST. GEORGE, UT (FHA|USDA|VA) | 10 | $4,010,000 | $401,000 | $2,645 | 2.84% |
| COLUMBIA, MO (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $1,681 | 2.78% |
| Brainerd, MN (FHA|USDA|VA) | 10 | $3,900,000 | $390,000 | $2,768 | 2.71% |
| BISMARCK, ND (FHA|USDA|VA) | 12 | $3,790,000 | $315,833 | $2,359 | 2.79% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 10 | $3,680,000 | $368,000 | $2,919 | 2.59% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 18 | $3,640,000 | $202,222 | $2,048 | 3.03% |
| WENATCHEE, WA (FHA|USDA|VA) | 8 | $3,620,000 | $452,500 | $2,579 | 2.58% |
| Seneca, SC (FHA|USDA|VA) | 6 | $3,390,000 | $565,000 | $3,085 | 2.88% |
| ROCHESTER, MN (FHA|USDA|VA) | 11 | $3,385,000 | $307,727 | $2,313 | 2.88% |
| Morehead City, NC (FHA|USDA|VA) | 10 | $3,330,000 | $333,000 | $2,624 | 2.76% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $3,270,000 | $545,000 | $2,820 | 2.46% |
| JACKSON, MS (FHA|USDA|VA) | 12 | $3,110,000 | $259,167 | $3,085 | 3.01% |
| Steamboat Springs, CO (FHA|USDA|VA) | 6 | $3,110,000 | $518,333 | $2,769 | 2.63% |
| Milledgeville, GA (FHA|USDA|VA) | 10 | $3,020,000 | $302,000 | $2,830 | 2.76% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 13 | $2,965,000 | $228,077 | $2,653 | 2.90% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 15 | $2,945,000 | $196,333 | $2,631 | 2.73% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $2,935,000 | $266,818 | $2,460 | 2.80% |
| Bennington, VT (FHA|USDA|VA) | 3 | $2,885,000 | $961,667 | $3,781 | 2.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 8 | $2,810,000 | $351,250 | $4,767 | 3.03% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $2,795,000 | $559,000 | $3,142 | 2.88% |
| Jackson, WY-ID (FHA|USDA|VA) | 3 | $2,795,000 | $931,667 | $3,744 | 2.42% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $2,790,000 | $697,500 | $2,416 | 2.72% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 13 | $2,765,000 | $212,692 | $2,467 | 2.91% |
| Astoria, OR (FHA|USDA|VA) | 6 | $2,650,000 | $441,667 | $3,625 | 2.85% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $2,590,000 | $323,750 | $3,815 | 2.81% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,580,000 | $258,000 | $2,634 | 2.94% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $2,475,000 | $495,000 | $3,662 | 2.73% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $2,450,000 | $408,333 | $3,020 | 2.65% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $2,445,000 | $815,000 | $4,626 | 2.67% |
| CASPER, WY (FHA|USDA|VA) | 2 | $2,420,000 | $1,210,000 | $3,659 | 2.69% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $2,791 | 2.80% |
| MANKATO, MN (FHA|USDA|VA) | 8 | $2,390,000 | $298,750 | $2,387 | 2.69% |
| EL PASO, TX (FHA|USDA|VA) | 13 | $2,365,000 | $181,923 | $3,389 | 2.94% |
| GREELEY, CO (FHA|USDA|VA) | 8 | $2,350,000 | $293,750 | $2,101 | 2.59% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $2,330,000 | $1,165,000 | $4,407 | 2.63% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $3,028 | 2.64% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $2,658 | 2.95% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $2,369 | 2.81% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $2,115,000 | $423,000 | $4,144 | 2.93% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $2,110,000 | $527,500 | $3,179 | 2.53% |
| PITTSFIELD, MA (FHA|USDA|VA) | 5 | $2,105,000 | $421,000 | $2,921 | 2.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $2,085,000 | $417,000 | $3,492 | 2.60% |
| BILLINGS, MT (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $2,695 | 2.61% |
| VALDOSTA, GA (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $2,467 | 2.63% |
| NILES, MI (FHA|USDA|VA) | 5 | $2,055,000 | $411,000 | $2,691 | 2.53% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $3,125 | 2.56% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $2,469 | 2.69% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $5,020 | 2.75% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $3,629 | 2.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $2,855 | 2.97% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $3,081 | 2.64% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $1,960,000 | $490,000 | $2,607 | 2.75% |
| Meridian, MS (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $3,728 | 2.70% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $3,615 | 2.69% |
| Durango, CO (FHA|USDA|VA) | 1 | $1,925,000 | $1,925,000 | $4,490 | 2.50% |
| FLORENCE, SC (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $2,709 | 2.75% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $1,890,000 | $472,500 | $2,121 | 3.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $2,022 | 2.57% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $1,840,000 | $920,000 | $3,710 | 2.88% |
| JOPLIN, MO (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $1,766 | 2.71% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $1,991 | 2.85% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $5,565 | 3.24% |
| LAWTON, OK (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $3,619 | 2.71% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $2,206 | 2.73% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $2,329 | 2.64% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $1,760,000 | $440,000 | $4,147 | 2.72% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 11 | $1,755,000 | $159,545 | $3,593 | 3.56% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $1,680,000 | $840,000 | $6,274 | 2.81% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $3,134 | 3.04% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $2,283 | 2.70% |
| Boone, NC (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $3,341 | 2.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $2,085 | 2.66% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $4,119 | 2.69% |
| Farmington, MO (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $2,057 | 3.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $2,481 | 3.06% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $3,026 | 2.83% |
| Columbus, MS (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $5,562 | 2.63% |
| Hilo, HI (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $2,996 | 3.08% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $2,263 | 2.61% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $3,267 | 2.53% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $3,648 | 2.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $3,713 | 2.66% |
| DULUTH, MN-WI (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $2,273 | 2.86% |
| Alexander City, AL (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $2,717 | 2.55% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $2,223 | 2.75% |
| ABILENE, TX (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $3,323 | 2.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $3,975 | 2.56% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $2,788 | 2.34% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $3,091 | 2.46% |
| KANKAKEE, IL (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $2,115 | 2.53% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $1,992 | 3.03% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $2,391 | 2.63% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $2,698 | 3.22% |
| Tupelo, MS (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $4,656 | 2.65% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $2,189 | 3.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $1,315,000 | $1,315,000 | $5,202 | 2.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $3,021 | 2.71% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $2,937 | 2.72% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $1,295,000 | $1,295,000 | $6,408 | 2.75% |
| Holland, MI (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $2,318 | 2.72% |
| Shelton, WA (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $3,189 | 2.83% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $2,823 | 2.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $2,090 | 2.79% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $3,312 | 2.83% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $1,905 | 3.54% |
| Easton, MD (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $2,805 | 2.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $2,715 | 2.91% |
| Sonora, CA (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $2,565 | 2.50% |
| Forest City, NC (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $2,398 | 2.94% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $4,063 | 3.13% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $2,237 | 2.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $2,528 | 2.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $2,094 | 2.90% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $2,075 | 2.75% |
| Rutland, VT (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $4,183 | 2.79% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $2,665 | 2.88% |
| Payson, AZ (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $2,432 | 2.72% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $1,045,000 | $1,045,000 | $8,059 | 2.88% |
| AKRON, OH (FHA|USDA|VA) | 9 | $1,035,000 | $115,000 | $2,946 | 3.86% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $2,029 | 2.94% |
| Montrose, CO (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $2,536 | 2.69% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $3,098 | 2.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $4,900 | 3.13% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $2,850 | 2.83% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $2,725 | 2.94% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $2,948 | 2.71% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $2,982 | 2.69% |
| Oxford, MS (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $2,087 | 2.56% |
| FLINT, MI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,616 | 2.81% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $1,953 | 3.19% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $3,004 | 2.88% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $3,188 | 3.06% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 10 | $850,000 | $85,000 | $0 | 3.94% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $3,561 | 2.81% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $7,348 | 2.75% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $4,559 | 3.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $2,353 | 3.00% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,337 | 2.83% |
| LEBANON, PA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,757 | 2.78% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $2,868 | 2.95% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $1,902 | 2.83% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $2,077 | 2.81% |
| MADERA, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,142 | 2.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,394 | 2.67% |
| Athens, TX (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $7,114 | 2.75% |
| Meadville, PA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $6,436 | 2.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $6,819 | 2.31% |
| Tifton, GA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $2,798 | 2.81% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,095 | 2.56% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,550 | 2.19% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,677 | 2.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,794 | 2.88% |
| Laconia, NH (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,413 | 2.94% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $1,952 | 2.79% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $2,154 | 2.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $5,440 | 2.63% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,126 | 2.88% |
| Marion, NC (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,542 | 2.88% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,568 | 2.63% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,946 | 2.63% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $1,687 | 3.17% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,853 | 2.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,029 | 3.21% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,531 | 2.94% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,354 | 2.96% |
| Jasper, AL (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $3,510 | 3.00% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,435 | 2.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $2,316 | 2.75% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $2,380 | 2.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,901 | 2.31% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $1,932 | 3.17% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $2,180 | 2.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,310 | 2.75% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,458 | 2.75% |
| Gillette, WY (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,245 | 3.00% |
| TYLER, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,463 | 2.44% |
| Hudson, NY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,393 | 2.56% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,852 | 2.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,020 | 2.75% |
| Wooster, OH (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,345 | 2.63% |
| RACINE, WI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,202 | 2.75% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $1,855 | 2.84% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,169 | 2.94% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,180 | 2.81% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,011 | 3.00% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,972 | 3.31% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,501 | 2.63% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,006 | 2.79% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,450 | 2.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,023 | 2.56% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,486 | 2.69% |
| Taos, NM (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,533 | 2.75% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,965 | 2.69% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,892 | 2.75% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $1,656 | 3.08% |
| Barre, VT (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,667 | 2.69% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,106 | 2.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,595 | 2.69% |
| Newport, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,882 | 3.38% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,918 | 2.75% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,064 | 2.63% |
| Branson, MO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,604 | 2.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,429 | 3.19% |
| Willmar, MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,061 | 2.88% |
| Mason City, IA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,047 | 2.19% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,462 | 2.94% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,093 | 2.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,839 | 2.44% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,287 | 3.21% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 3.25% |
| Brenham, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,253 | 2.50% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,979 | 2.75% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $1,932 | 2.75% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,227 | 2.63% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,790 | 2.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,983 | 2.44% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,813 | 2.56% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,874 | 2.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,431 | 3.06% |
| Helena, MT (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,669 | 2.81% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,541 | 2.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,582 | 2.25% |
| DECATUR, IL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,966 | 2.71% |
| Yankton, SD (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,909 | 2.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,377 | 2.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,672 | 2.81% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,082 | 2.38% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,478 | 2.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,051 | 2.88% |
| Starkville, MS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,398 | 2.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,820 | 3.31% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,319 | 2.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,983 | 3.00% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,691 | 2.38% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,237 | 2.69% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,287 | 3.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,107 | 2.75% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,224 | 2.94% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,210 | 2.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,337 | 2.13% |
| Laramie, WY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,089 | 3.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,172 | 2.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,708 | 2.00% |
| Concord, NH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,212 | 3.38% |
| Fernley, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,003 | 3.13% |
| Winona, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,046 | 2.25% |
| Ozark, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,170 | 2.63% |
| Lexington, NE (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,226 | 3.25% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,912 | 2.69% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 3.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,021 | 2.88% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,830 | 2.88% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,758 | 2.50% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,155 | 3.25% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,266 | 2.63% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,946 | 2.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,016 | 3.38% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,772 | 2.88% |
| Dixon, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,422 | 2.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,247 | 2.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.50% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,498 | 2.25% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,015 | 2.75% |
| Pierre, SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,361 | 3.38% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,101 | 2.88% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,141 | 2.88% |
| Moscow, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,152 | 3.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,039 | 3.13% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,463 | 2.69% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,054 | 2.00% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,816 | 2.63% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,706 | 3.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,980 | 2.75% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,431 | 3.00% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,195 | 2.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,184 | 2.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,198 | 2.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,037 | 3.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.38% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,516 | 2.63% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,782 | 2.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,499 | 2.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,231 | 2.88% |
| Somerset, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,827 | 2.88% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.63% |
| Effingham, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,974 | 2.88% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,816 | 3.00% |
| Roswell, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,907 | 2.88% |
| Marion, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,322 | 2.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,761 | 3.13% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,256 | 2.25% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,020 | 2.25% |
| Vermillion, SD (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,401 | 2.88% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,281 | 2.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,302 | 2.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 4.44% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,191 | 2.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,202 | 3.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,774 | 2.13% |
| Palestine, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,954 | 3.00% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,142 | 2.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,325 | 3.00% |
| ROME, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,695 | 2.63% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,906 | 2.88% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,759 | 3.13% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,702 | 3.00% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,378 | 2.75% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,173 | 2.50% |
| Wilson, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,195 | 3.38% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,092 | 2.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,702 | 2.63% |
| Murray, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,340 | 2.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,890 | 2.38% |
| West Point, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,055 | 3.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.25% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,428 | 2.75% |
| READING, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,960 | 2.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,354 | 2.88% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,945 | 3.25% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,869 | 2.50% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,975 | 2.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,275 | 2.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,712 | 3.00% |
| Salem, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,033 | 2.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.75% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,931 | 2.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.63% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.50% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.38% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.63% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,070 | 2.25% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,955 | 2.25% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,085 | 2.75% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,700 | 2.88% |
| Silver City, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,397 | 2.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,842 | 3.38% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,508 | 3.00% |
Stifel Bank And Trust's top markets include St. Louis, Los Angeles, New York, San Francisco, and Miami among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 9,633 | $4,488,745,000 | $465,976 | $2,980 | 2.80% |
| FHA | 195 | $39,755,000 | $203,872 | $5,310 | 2.67% |
| VA | 160 | $51,100,000 | $319,375 | $4,040 | 2.48% |
| USDA | 5 | $995,000 | $199,000 | $3,942 | 2.38% |
For the 2021 period, Stifel Bank And Trust's most frequently originated loan type of loans were Conventional, with 9,633 originations. Their 2nd most popular type is FHA, with 195 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 4,137 | $1,758,635,000 | $425,099 | $3,702 | 2.85% |
| Refi | 3,341 | $1,439,035,000 | $430,720 | $2,506 | 2.72% |
| Cash Out Refi | 2,073 | $1,075,805,000 | $518,960 | $2,735 | 2.82% |
| Other | 426 | $301,200,000 | $707,042 | $3,473 | 2.70% |
| Home Improvement | 16 | $5,920,000 | $370,000 | $2,667 | 2.66% |
For the 2021, Stifel Bank And Trust's most frequently cited loan purpose of loans were Home Purchase, with 4,137 originations. The 2nd most popular reason of loans were Refi, with 3,341 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 8,160 | $3,972,030,000 | $486,768 | $3,209 | 2.86% |
| 15 Year | 1,437 | $499,485,000 | $347,589 | $2,441 | 2.48% |
| 20 Year | 234 | $73,580,000 | $314,444 | $2,354 | 2.72% |
| 10 Year | 100 | $16,890,000 | $168,900 | $1,917 | 1.86% |
| Other | 62 | $18,610,000 | $300,161 | $2,418 | 2.93% |
For the 2021, Stifel Bank And Trust's most frequently cited loan length of loans were 30 Year, with 8,160 originations. The 2nd most popular length of loans were 15 Year, with 1,437 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 8,501 | $4,186,225,000 | $492,439 |
| $1k-2k | 229 | $85,365,000 | $372,773 |
| $2k-3k | 65 | $30,345,000 | $466,846 |
| $3k-4k | 38 | $18,350,000 | $482,895 |
| $5k+ | 23 | $23,135,000 | $1,005,870 |
$3,209 of loans were Stifel Bank And Trust's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 8,501 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 5,876 | $2,852,690,000 | $485,482 |
| <2.5% | 2,413 | $1,360,935,000 | $564,001 |
| 3-4% | 1,577 | $349,295,000 | $221,493 |
| 4-5% | 127 | $17,675,000 | $139,173 |
During 2021, Stifel Bank And Trust's average interest rate of loans were 2.86%, while their most frequently originated rate bucket of loans were 2.5-3%, with 5,876 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 3,569 | $1,026,255,000 | $287,547 | $2,618 | 2.76% |
| $100k-200k | 2,152 | $327,080,000 | $151,989 | $2,207 | 2.93% |
| $400k-600k | 1,675 | $812,665,000 | $485,173 | $3,254 | 2.70% |
| $600k-1MM | 1,188 | $894,540,000 | $752,980 | $3,618 | 2.69% |
| $1MM+ | 850 | $1,477,680,000 | $1,738,447 | $5,655 | 2.62% |
| $100,000 or less | 559 | $42,375,000 | $75,805 | $1,841 | 3.21% |
2021 saw Stifel Bank And Trust place emphasis on $200k-400k loans with 3,569 originations, totaling $1,026,255,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $250k+ | 2,722 | $2,427,730,000 | $891,892 | $4,032 | 2.70% |
| $150k-250k | 2,285 | $943,005,000 | $412,694 | $2,917 | 2.79% |
| $100k-150k | 2,038 | $594,050,000 | $291,487 | $2,689 | 2.86% |
| $50k-75k | 1,153 | $232,215,000 | $201,401 | $2,483 | 2.82% |
| $75k-100k | 1,151 | $276,585,000 | $240,300 | $2,595 | 2.84% |
| $50k or less | 564 | $79,420,000 | $140,816 | $2,339 | 2.82% |
Stifel Bank And Trust lent most frequently to those with incomes in the $250k+ range, with 2,722 originations. The second most popular income band? $150k-250k, with 2,285 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 2,810 | $1,274,530,000 | $453,569 | $2,962 | 2.76% |
| 30-36% | 1,932 | $883,340,000 | $457,215 | $3,025 | 2.82% |
| <20% | 1,755 | $821,405,000 | $468,037 | $2,789 | 2.72% |
| 37% | 337 | $157,895,000 | $468,531 | $2,981 | 2.82% |
| 36% | 324 | $162,600,000 | $501,852 | $3,405 | 2.81% |
| 38% | 322 | $156,280,000 | $485,342 | $3,391 | 2.77% |
| 43% | 320 | $151,720,000 | $474,125 | $3,500 | 2.85% |
| 39% | 316 | $170,460,000 | $539,430 | $3,282 | 2.79% |
| 42% | 314 | $136,170,000 | $433,662 | $3,311 | 2.84% |
| 40% | 312 | $164,820,000 | $528,269 | $3,280 | 2.81% |
| 41% | 306 | $159,070,000 | $519,837 | $3,489 | 2.80% |
| 44% | 260 | $115,400,000 | $443,846 | $3,259 | 2.89% |
| 45% | 149 | $56,745,000 | $380,839 | $3,032 | 2.91% |
| 47% | 148 | $49,380,000 | $333,649 | $2,825 | 3.00% |
| 46% | 117 | $37,765,000 | $322,778 | $2,859 | 2.94% |
| 48% | 100 | $33,120,000 | $331,200 | $3,393 | 2.96% |
| 49% | 90 | $25,970,000 | $288,556 | $3,487 | 2.97% |
| 50-60% | 25 | $7,825,000 | $313,000 | $4,626 | 2.63% |
| >60% | 2 | $1,440,000 | $720,000 | $14,565 | 2.75% |
Stifel Bank And Trust lent most frequently to those with DTI ratios of 20-30%, with 2,810 originations. The next most common DTI ratio? 30-36%, with 1,932 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 8,269 | $3,767,485,000 | $455,616 | $2,994 | 2.77% |
| Not provided | 1,146 | $621,560,000 | $542,373 | $3,464 | 2.84% |
| Asian | 282 | $117,880,000 | $418,014 | $3,076 | 3.04% |
| Black | 228 | $50,970,000 | $223,553 | $3,261 | 2.86% |
| American Indian | 39 | $8,865,000 | $227,308 | $2,704 | 3.06% |
| Asian Indian | 10 | $6,800,000 | $680,000 | $4,446 | 2.65% |
| Native Hawaiian | 11 | $4,065,000 | $369,545 | $3,042 | 2.81% |
| Chinese | 3 | $1,775,000 | $591,667 | $2,738 | 3.29% |
| Other Pacific Islander | 1 | $605,000 | $605,000 | $3,951 | 2.63% |
| Other Asian | 3 | $315,000 | $105,000 | $1,612 | 2.96% |
| Japanese | 1 | $275,000 | $275,000 | $3,070 | 2.75% |
Approval Rates
Total approvals of all applications98.42%
Stifel Bank And Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination89.75%
Stifel Bank And Trust has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,993 | $4,580,595,000 | $458,380 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 9,993 | $4,580,595,000 | $458,380 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 972 | $382,070,000 | $393,076 | $2,711 | 2.64% |
| 40-60% | 2,139 | $1,016,765,000 | $475,346 | $2,767 | 2.69% |
| 60-80% | 4,505 | $2,201,915,000 | $488,771 | $3,073 | 2.88% |
| 80-100% | 2,217 | $937,465,000 | $422,853 | $3,402 | 2.81% |
| Over 100% | 17 | $5,585,000 | $328,529 | $10,738 | 2.41% |
| Under 20% | 143 | $36,795,000 | $257,308 | $2,702 | 2.29% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| STIFEL FINANCIAL CORP. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Stifel Bank and Trust | 12655 Olive Blvd., Suite 340 Saint Louis, MO 63141 | Full Service B&M | $0 |
| Stifel Bank and Trust | 501 North Broadway Saint Louis, MO 63102 | Full Service B&M | $14,353,146 |
For 2021, Stifel Bank And Trust had 2 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $400,586 |
| Net interest income | $398,287 |
| Total noninterest income | $38,369 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $0 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $38,369 |
| Pre-tax net operating income | $309,554 |
| Securities gains (or losses, -) | $76 |
| Income before extraordinary items | $235,476 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $235,476 |
| Minority interest net income | $0 |
| Net income | $235,476 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $235,415 |
Stifel Bank And Trust's gross interest income from loans was $400,586,000.
Stifel Bank And Trust's net interest income from loans was $398,287,000.
Stifel Bank And Trust's fee based income from loans was $0.
Stifel Bank And Trust's net income from loans was $235,476,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $2,299 |
| Provision for credit losses | $-4,290 |
| Total noninterest expense | $131,392 |
| Salaries and employee benefits | $26,184 |
| Premises and equipment expense | $2,738 |
| Additional noninterest expense | $102,470 |
| Applicable income taxes | $74,154 |
| Net charge-offs | $5,202 |
| Cash dividends | $165,000 |
Stifel Bank And Trust's interest expense for loans was $2,299,000.
Stifel Bank And Trust's payroll and benefits expense were $26,184,000.
Stifel Bank And Trust's property, plant and equipment expenses $2,738,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $17,608,224 |
| Deposits held in domestic offices | $17,608,224 |
| Deposits by Individuals, partnerships, and corporations | $17,606,151 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $2,073 |
| Deposits by Commercial banks and other depository institutions in U.S. | $0 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $754,204 |
| Demand deposits | $754,202 |
| Nontransaction accounts | $16,854,020 |
| Money market deposit accounts (MMDAs) | $16,842,619 |
| Other savings deposits (excluding MMDAs) | $0 |
| Total time deposits | $11,401 |
| Total time and savings deposits | $16,854,022 |
| Noninterest-bearing deposits | $34,042 |
| Interest-bearing deposits | $17,574,182 |
| Retail deposits | $17,596,823 |
| IRAs and Keogh plan accounts | $0 |
| Brokered deposits | $11,401 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $18,959,414 |
| Cash & Balances due from depository institutions | $206,419 |
| Interest-bearing balances | $202,894 |
| Total securities | $4,105,097 |
| Federal funds sold & reverse repurchase | $1 |
| Net loans and leases | $14,448,867 |
| Loan and leases loss allowance | $91,853 |
| Trading account assets | $651 |
| Bank premises and fixed assets | $49,541 |
| Other real estate owned | $122 |
| Goodwill and other intangibles | $21,686 |
| All other assets | $127,030 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $18,959,414 |
| Total Liabilities | $17,669,511 |
| Total deposits | $17,608,224 |
| Interest-bearing deposits | $17,574,182 |
| Deposits held in domestic offices | $17,608,224 |
| % insured (estimated) | $75 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $651 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $60,636 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $14,448,867 |
| Loan and leases loss allowance | $91,853 |
| Total loans and leases (domestic) | $14,540,720 |
| All real estate loans | $6,498,757 |
| Real estate loans in domestic offices | $6,498,757 |
| Construction and development loans | $508,549 |
| Residential 1-4 family construction | $0 |
| Other construction, all land development and other land | $508,549 |
| Loans secured by nonfarm nonresidential properties | $396,471 |
| Nonfarm nonresidential secured by owner-occupied properties | $39,283 |
| Commercial real estate & other non-farm, non-residential | $357,188 |
| Multifamily residential real estate | $0 |
| 1-4 family residential loans | $5,593,737 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $455 |
| Commercial and industrial loans | $6,314,968 |
| To non-U.S. addressees | $534,865 |
| Loans to individuals | $1,433,512 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $1,433,512 |
| All other loans & leases | $293,028 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $293,028 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $0 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
Stifel Bank and Trust had $14,448,867,000 of loans outstanding in 2021. $6,498,757,000 of loans were in real estate loans. $508,549,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $5,593,737,000 of loans were in 1-4 family mortgage loans. $455,000 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 2 | $1,295 | $647,500 |
| Nonfarm, nonresidential loans - $250k-1MM | 2 | $1,295 | $647,500 |
| Commercial & Industrial, US addressed loans - <$1MM | 560 | $77,887 | $139,084 |
| Commercial & Industrial, US addressed loans - <$100k | 90 | $1,498 | $16,644 |
| Commercial & Industrial, US addressed loans - $100-250k | 143 | $7,336 | $51,301 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 327 | $69,053 | $211,171 |
| Agriculture operations loans - <$1MM | 4 | $177 | $44,250 |
| Agriculture operations loans - <$100k | 1 | $0 | $0 |
| Agriculture operations loans - $100-250k | 2 | $124 | $62,000 |
| Agriculture operations loans - $250k-1MM | 1 | $53 | $53,000 |
