Stifel Bank And Trust Mortgage Rates, Fees & Info

Saint Louis, MO

LEI: CKVBED0S4DMLKJJ5XH28

Tax ID: 43-1950333

5 stars - out of 5 stars, based on 100 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Stifel Bank And Trust is a mid-sized bank specializing in Home Purchase, Refi, and Cash Out Refi loans. Stifel Bank And Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include St. Louis, Los Angeles, New York, San Francisco, and Miami among others. Stifel Bank And Trust has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Stifel Bank And Trust is typically a low fee lendor.


Originations

9,993

Origination Dollar Volume (All Markets)

$4,580,595,000

Employee count

223 Show all (166) awards

Relative Rate

Stifel Bank And Trust's average 30 year fixed rate mortgage of loans were 2.86%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.29%.

Relative Fees

Stifel Bank And Trust's average total fees for a 30 year fixed rate mortgage are $3,209.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
ST. LOUIS, MO-IL (FHA|USDA|VA) 3,264 $1,024,190,000 $313,784 $2,260 2.76%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 319 $348,295,000 $1,091,834 $3,932 2.71%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 477 $333,065,000 $698,249 $4,471 2.71%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 158 $175,380,000 $1,110,000 $3,344 2.68%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 165 $163,735,000 $992,333 $6,062 2.67%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 164 $89,760,000 $547,317 $4,789 2.80%
Outside of Metro Areas 194 $87,400,000 $450,515 $3,048 2.76%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 137 $82,145,000 $599,599 $2,973 2.72%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 93 $71,885,000 $772,957 $3,384 2.71%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 114 $69,300,000 $607,895 $2,899 2.74%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 152 $68,530,000 $450,855 $3,127 2.78%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 112 $66,150,000 $590,625 $2,690 2.70%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 79 $63,625,000 $805,380 $3,430 2.65%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 78 $54,480,000 $698,462 $3,341 2.65%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 98 $50,480,000 $515,102 $3,407 2.70%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 92 $49,190,000 $534,674 $4,794 2.81%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 134 $47,720,000 $356,119 $4,086 2.73%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 51 $45,485,000 $891,863 $4,395 2.70%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 41 $39,545,000 $964,512 $3,405 2.74%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 34 $37,860,000 $1,113,529 $3,205 2.61%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 104 $37,410,000 $359,712 $2,659 2.70%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 51 $36,485,000 $715,392 $5,847 2.75%
Glenwood Springs, CO (FHA|USDA|VA) 34 $34,130,000 $1,003,824 $3,397 2.66%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 53 $33,555,000 $633,113 $5,216 2.72%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 49 $31,415,000 $641,122 $5,236 2.77%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 57 $30,865,000 $541,491 $3,462 2.72%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 59 $30,285,000 $513,305 $4,183 2.65%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 54 $30,090,000 $557,222 $2,782 2.71%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 61 $28,525,000 $467,623 $2,823 2.72%
JACKSONVILLE, FL (FHA|USDA|VA) 151 $28,035,000 $185,662 $3,580 3.32%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 56 $27,450,000 $490,179 $3,858 2.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 100 $27,330,000 $273,300 $3,325 2.96%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 38 $25,400,000 $668,421 $3,475 2.77%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 26 $24,610,000 $946,538 $5,710 2.70%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 39 $24,195,000 $620,385 $2,922 2.65%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 52 $23,570,000 $453,269 $3,508 2.68%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 51 $23,055,000 $452,059 $2,406 2.99%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 43 $22,835,000 $531,047 $2,766 2.79%
KANSAS CITY, MO-KS (FHA|USDA|VA) 93 $22,765,000 $244,785 $1,938 3.24%
WILMINGTON, NC (FHA|USDA|VA) 34 $22,410,000 $659,118 $4,369 2.75%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 54 $22,410,000 $415,000 $2,249 2.81%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 81 $21,385,000 $264,012 $1,995 3.17%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 34 $20,410,000 $600,294 $2,902 2.73%
Bozeman, MT (FHA|USDA|VA) 41 $18,005,000 $439,146 $2,913 2.77%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 30 $17,020,000 $567,333 $3,184 2.87%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 33 $16,995,000 $515,000 $2,826 2.90%
Heber, UT (FHA|USDA|VA) 11 $16,285,000 $1,480,455 $3,678 2.57%
Edwards, CO (FHA|USDA|VA) 10 $16,050,000 $1,605,000 $4,091 2.46%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 94 $15,210,000 $161,809 $2,744 3.55%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 34 $14,650,000 $430,882 $3,604 2.88%
RENO, NV (FHA|USDA|VA) 18 $14,520,000 $806,667 $3,393 2.63%
RALEIGH-CARY, NC (FHA|USDA|VA) 36 $14,440,000 $401,111 $2,737 2.78%
MONTGOMERY, AL (FHA|USDA|VA) 39 $13,435,000 $344,487 $2,476 2.83%
NAPA, CA (FHA|USDA|VA) 9 $13,095,000 $1,455,000 $3,933 2.60%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 43 $13,045,000 $303,372 $1,860 2.84%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 16 $12,670,000 $791,875 $3,450 2.61%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 15 $12,465,000 $831,000 $3,855 2.70%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 28 $12,430,000 $443,929 $2,328 2.83%
Kalispell, MT (FHA|USDA|VA) 19 $11,885,000 $625,526 $2,980 2.74%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 82 $11,790,000 $143,780 $3,411 3.55%
PITTSBURGH, PA (FHA|USDA|VA) 39 $11,395,000 $292,179 $3,824 2.75%
Sheridan, WY (FHA|USDA|VA) 27 $11,095,000 $410,926 $2,450 2.73%
Hailey, ID (FHA|USDA|VA) 11 $10,945,000 $995,000 $5,597 2.56%
SALINAS, CA (FHA|USDA|VA) 13 $10,845,000 $834,231 $2,912 2.86%
BEND, OR (FHA|USDA|VA) 21 $10,125,000 $482,143 $4,087 2.73%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 32 $9,920,000 $310,000 $2,640 2.77%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 28 $9,140,000 $326,429 $2,655 2.67%
ROCHESTER, NY (FHA|USDA|VA) 21 $8,985,000 $427,857 $3,636 2.70%
Breckenridge, CO (FHA|USDA|VA) 11 $8,815,000 $801,364 $2,913 2.77%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 15 $8,595,000 $573,000 $4,115 2.77%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 21 $8,025,000 $382,143 $3,289 2.90%
OCEAN CITY, NJ (FHA|USDA|VA) 12 $7,970,000 $664,167 $4,017 2.58%
COLUMBUS, OH (FHA|USDA|VA) 26 $7,970,000 $306,538 $2,445 2.79%
SALT LAKE CITY, UT (FHA|USDA|VA) 13 $7,895,000 $607,308 $2,944 2.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 22 $7,800,000 $354,545 $3,651 2.86%
Torrington, CT (FHA|USDA|VA) 6 $7,760,000 $1,293,333 $8,759 2.69%
CHICO, CA (FHA|USDA|VA) 19 $7,735,000 $407,105 $2,401 2.68%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 19 $7,695,000 $405,000 $2,450 2.96%
BOISE CITY, ID (FHA|USDA|VA) 19 $7,615,000 $400,789 $3,370 2.80%
URBAN HONOLULU, HI (FHA|USDA|VA) 10 $7,470,000 $747,000 $4,366 2.66%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 15 $7,405,000 $493,667 $4,113 2.65%
SALISBURY, MD-DE (FHA|USDA|VA) 14 $7,260,000 $518,571 $3,828 2.77%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 25 $7,215,000 $288,600 $2,702 2.86%
RICHMOND, VA (FHA|USDA|VA) 21 $7,155,000 $340,714 $2,261 2.98%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 14 $6,780,000 $484,286 $3,177 2.89%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 24 $6,760,000 $281,667 $2,868 2.85%
OKLAHOMA CITY, OK (FHA|USDA|VA) 28 $6,760,000 $241,429 $2,976 2.85%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 26 $6,490,000 $249,615 $3,473 2.80%
BOULDER, CO (FHA|USDA|VA) 12 $6,420,000 $535,000 $2,450 2.64%
SAVANNAH, GA (FHA|USDA|VA) 20 $6,410,000 $320,500 $2,944 2.64%
TULSA, OK (FHA|USDA|VA) 28 $6,270,000 $223,929 $3,589 3.05%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 30 $6,230,000 $207,667 $2,099 3.19%
COLORADO SPRINGS, CO (FHA|USDA|VA) 16 $6,040,000 $377,500 $3,421 2.94%
FORT COLLINS, CO (FHA|USDA|VA) 14 $5,920,000 $422,857 $2,454 2.86%
ASHEVILLE, NC (FHA|USDA|VA) 12 $5,880,000 $490,000 $3,457 2.61%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 26 $5,880,000 $226,154 $2,348 2.74%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 18 $5,880,000 $326,667 $2,709 2.79%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 16 $5,620,000 $351,250 $2,501 2.55%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 17 $5,505,000 $323,824 $2,041 2.79%
Truckee-Grass Valley, CA (FHA|USDA|VA) 13 $5,465,000 $420,385 $2,302 2.71%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 10 $5,370,000 $537,000 $3,814 2.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $5,370,000 $383,571 $3,477 2.73%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 16 $5,360,000 $335,000 $2,531 2.77%
Vineyard Haven, MA (FHA|USDA|VA) 4 $5,310,000 $1,327,500 $3,634 2.56%
Traverse City, MI (FHA|USDA|VA) 11 $5,295,000 $481,364 $2,522 2.57%
SANTA FE, NM (FHA|USDA|VA) 8 $5,230,000 $653,750 $4,697 2.67%
MODESTO, CA (FHA|USDA|VA) 13 $5,115,000 $393,462 $2,263 2.88%
SALEM, OR (FHA|USDA|VA) 16 $5,110,000 $319,375 $3,692 3.00%
Outside of Metro Areas 8 $4,750,000 $593,750 $4,203 2.66%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 8 $4,750,000 $593,750 $5,845 2.78%
TUCSON, AZ (FHA|USDA|VA) 13 $4,725,000 $363,462 $2,718 2.76%
REDDING, CA (FHA|USDA|VA) 16 $4,640,000 $290,000 $2,777 2.80%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 16 $4,580,000 $286,250 $3,662 2.84%
Kill Devil Hills, NC (FHA|USDA|VA) 8 $4,580,000 $572,500 $3,315 2.63%
MOBILE, AL (FHA|USDA|VA) 11 $4,485,000 $407,727 $3,989 2.63%
Brevard, NC (FHA|USDA|VA) 14 $4,470,000 $319,286 $3,526 2.90%
Lebanon, NH-VT (FHA|USDA|VA) 6 $4,320,000 $720,000 $3,594 2.69%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $4,250,000 $425,000 $3,022 2.78%
Key West, FL (FHA|USDA|VA) 6 $4,180,000 $696,667 $3,955 2.46%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $4,150,000 $415,000 $3,294 2.64%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 13 $4,105,000 $315,769 $2,637 2.66%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $4,020,000 $335,000 $3,773 2.78%
ST. GEORGE, UT (FHA|USDA|VA) 10 $4,010,000 $401,000 $2,645 2.84%
COLUMBIA, MO (FHA|USDA|VA) 14 $3,920,000 $280,000 $1,681 2.78%
Brainerd, MN (FHA|USDA|VA) 10 $3,900,000 $390,000 $2,768 2.71%
BISMARCK, ND (FHA|USDA|VA) 12 $3,790,000 $315,833 $2,359 2.79%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 10 $3,680,000 $368,000 $2,919 2.59%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 18 $3,640,000 $202,222 $2,048 3.03%
WENATCHEE, WA (FHA|USDA|VA) 8 $3,620,000 $452,500 $2,579 2.58%
Seneca, SC (FHA|USDA|VA) 6 $3,390,000 $565,000 $3,085 2.88%
ROCHESTER, MN (FHA|USDA|VA) 11 $3,385,000 $307,727 $2,313 2.88%
Morehead City, NC (FHA|USDA|VA) 10 $3,330,000 $333,000 $2,624 2.76%
ANN ARBOR, MI (FHA|USDA|VA) 6 $3,270,000 $545,000 $2,820 2.46%
JACKSON, MS (FHA|USDA|VA) 12 $3,110,000 $259,167 $3,085 3.01%
Steamboat Springs, CO (FHA|USDA|VA) 6 $3,110,000 $518,333 $2,769 2.63%
Milledgeville, GA (FHA|USDA|VA) 10 $3,020,000 $302,000 $2,830 2.76%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 13 $2,965,000 $228,077 $2,653 2.90%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 15 $2,945,000 $196,333 $2,631 2.73%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $2,935,000 $266,818 $2,460 2.80%
Bennington, VT (FHA|USDA|VA) 3 $2,885,000 $961,667 $3,781 2.88%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 8 $2,810,000 $351,250 $4,767 3.03%
PROVO-OREM, UT (FHA|USDA|VA) 5 $2,795,000 $559,000 $3,142 2.88%
Jackson, WY-ID (FHA|USDA|VA) 3 $2,795,000 $931,667 $3,744 2.42%
WICHITA, KS (FHA|USDA|VA) 4 $2,790,000 $697,500 $2,416 2.72%
DAYTON-KETTERING, OH (FHA|USDA|VA) 13 $2,765,000 $212,692 $2,467 2.91%
Astoria, OR (FHA|USDA|VA) 6 $2,650,000 $441,667 $3,625 2.85%
KNOXVILLE, TN (FHA|USDA|VA) 8 $2,590,000 $323,750 $3,815 2.81%
PUNTA GORDA, FL (FHA|USDA|VA) 10 $2,580,000 $258,000 $2,634 2.94%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $2,475,000 $495,000 $3,662 2.73%
BRUNSWICK, GA (FHA|USDA|VA) 6 $2,450,000 $408,333 $3,020 2.65%
Cullowhee, NC (FHA|USDA|VA) 3 $2,445,000 $815,000 $4,626 2.67%
CASPER, WY (FHA|USDA|VA) 2 $2,420,000 $1,210,000 $3,659 2.69%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $2,415,000 $345,000 $2,791 2.80%
MANKATO, MN (FHA|USDA|VA) 8 $2,390,000 $298,750 $2,387 2.69%
EL PASO, TX (FHA|USDA|VA) 13 $2,365,000 $181,923 $3,389 2.94%
GREELEY, CO (FHA|USDA|VA) 8 $2,350,000 $293,750 $2,101 2.59%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $2,330,000 $1,165,000 $4,407 2.63%
MEDFORD, OR (FHA|USDA|VA) 8 $2,230,000 $278,750 $3,028 2.64%
FRESNO, CA (FHA|USDA|VA) 5 $2,195,000 $439,000 $2,658 2.95%
GAINESVILLE, GA (FHA|USDA|VA) 6 $2,170,000 $361,667 $2,369 2.81%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $2,115,000 $423,000 $4,144 2.93%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $2,110,000 $527,500 $3,179 2.53%
PITTSFIELD, MA (FHA|USDA|VA) 5 $2,105,000 $421,000 $2,921 2.75%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $2,085,000 $417,000 $3,492 2.60%
BILLINGS, MT (FHA|USDA|VA) 10 $2,080,000 $208,000 $2,695 2.61%
VALDOSTA, GA (FHA|USDA|VA) 10 $2,080,000 $208,000 $2,467 2.63%
NILES, MI (FHA|USDA|VA) 5 $2,055,000 $411,000 $2,691 2.53%
THE VILLAGES, FL (FHA|USDA|VA) 6 $2,030,000 $338,333 $3,125 2.56%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $2,030,000 $253,750 $2,469 2.69%
Whitewater, WI (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $5,020 2.75%
Warsaw, IN (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $3,629 2.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 9 $2,005,000 $222,778 $2,855 2.97%
CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $1,985,000 $283,571 $3,081 2.64%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $1,960,000 $490,000 $2,607 2.75%
Meridian, MS (FHA|USDA|VA) 7 $1,955,000 $279,286 $3,728 2.70%
KINGSTON, NY (FHA|USDA|VA) 4 $1,930,000 $482,500 $3,615 2.69%
Durango, CO (FHA|USDA|VA) 1 $1,925,000 $1,925,000 $4,490 2.50%
FLORENCE, SC (FHA|USDA|VA) 9 $1,915,000 $212,778 $2,709 2.75%
VISALIA, CA (FHA|USDA|VA) 4 $1,890,000 $472,500 $2,121 3.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 7 $1,885,000 $269,286 $2,022 2.57%
BELLINGHAM, WA (FHA|USDA|VA) 2 $1,840,000 $920,000 $3,710 2.88%
JOPLIN, MO (FHA|USDA|VA) 7 $1,805,000 $257,857 $1,766 2.71%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,805,000 $361,000 $1,991 2.85%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $1,785,000 $198,333 $5,565 3.24%
LAWTON, OK (FHA|USDA|VA) 9 $1,785,000 $198,333 $3,619 2.71%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $1,765,000 $252,143 $2,206 2.73%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $1,760,000 $220,000 $2,329 2.64%
Kapaa, HI (FHA|USDA|VA) 4 $1,760,000 $440,000 $4,147 2.72%
HUNTSVILLE, AL (FHA|USDA|VA) 11 $1,755,000 $159,545 $3,593 3.56%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $1,680,000 $840,000 $6,274 2.81%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $1,680,000 $280,000 $3,134 3.04%
STOCKTON, CA (FHA|USDA|VA) 5 $1,675,000 $335,000 $2,283 2.70%
Boone, NC (FHA|USDA|VA) 5 $1,675,000 $335,000 $3,341 2.63%
SPRINGFIELD, MO (FHA|USDA|VA) 8 $1,670,000 $208,750 $2,085 2.66%
LANCASTER, PA (FHA|USDA|VA) 6 $1,600,000 $266,667 $4,119 2.69%
Farmington, MO (FHA|USDA|VA) 7 $1,595,000 $227,857 $2,057 3.00%
COLUMBIA, SC (FHA|USDA|VA) 4 $1,590,000 $397,500 $2,481 3.06%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $1,585,000 $317,000 $3,026 2.83%
Columbus, MS (FHA|USDA|VA) 5 $1,565,000 $313,000 $5,562 2.63%
Hilo, HI (FHA|USDA|VA) 3 $1,555,000 $518,333 $2,996 3.08%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 8 $1,550,000 $193,750 $2,263 2.61%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $1,520,000 $380,000 $3,267 2.53%
PANAMA CITY, FL (FHA|USDA|VA) 4 $1,520,000 $380,000 $3,648 2.75%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 4 $1,510,000 $377,500 $3,713 2.66%
DULUTH, MN-WI (FHA|USDA|VA) 8 $1,510,000 $188,750 $2,273 2.86%
Alexander City, AL (FHA|USDA|VA) 5 $1,485,000 $297,000 $2,717 2.55%
LINCOLN, NE (FHA|USDA|VA) 3 $1,465,000 $488,333 $2,223 2.75%
ABILENE, TX (FHA|USDA|VA) 7 $1,445,000 $206,429 $3,323 2.75%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $1,430,000 $357,500 $3,975 2.56%
Ellensburg, WA (FHA|USDA|VA) 4 $1,420,000 $355,000 $2,788 2.34%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $1,415,000 $471,667 $3,091 2.46%
KANKAKEE, IL (FHA|USDA|VA) 5 $1,415,000 $283,000 $2,115 2.53%
TUSCALOOSA, AL (FHA|USDA|VA) 8 $1,400,000 $175,000 $1,992 3.03%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $1,370,000 $228,333 $2,391 2.63%
OCALA, FL (FHA|USDA|VA) 9 $1,365,000 $151,667 $2,698 3.22%
Tupelo, MS (FHA|USDA|VA) 6 $1,330,000 $221,667 $4,656 2.65%
ROANOKE, VA (FHA|USDA|VA) 4 $1,320,000 $330,000 $2,189 3.00%
Granbury, TX (FHA|USDA|VA) 1 $1,315,000 $1,315,000 $5,202 2.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $1,315,000 $438,333 $3,021 2.71%
Georgetown, SC (FHA|USDA|VA) 4 $1,300,000 $325,000 $2,937 2.72%
Sandpoint, ID (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $6,408 2.75%
Holland, MI (FHA|USDA|VA) 4 $1,290,000 $322,500 $2,318 2.72%
Shelton, WA (FHA|USDA|VA) 3 $1,285,000 $428,333 $3,189 2.83%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $1,260,000 $630,000 $2,823 2.88%
GREEN BAY, WI (FHA|USDA|VA) 7 $1,235,000 $176,429 $2,090 2.79%
SYRACUSE, NY (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,312 2.83%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,210,000 $201,667 $1,905 3.54%
Easton, MD (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $2,805 2.38%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $1,150,000 $287,500 $2,715 2.91%
Sonora, CA (FHA|USDA|VA) 3 $1,145,000 $381,667 $2,565 2.50%
Forest City, NC (FHA|USDA|VA) 4 $1,130,000 $282,500 $2,398 2.94%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $1,125,000 $375,000 $4,063 3.13%
COLUMBUS, IN (FHA|USDA|VA) 2 $1,120,000 $560,000 $2,237 2.50%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $1,120,000 $560,000 $2,528 2.88%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,100,000 $183,333 $2,094 2.90%
SIOUX FALLS, SD (FHA|USDA|VA) 5 $1,095,000 $219,000 $2,075 2.75%
Rutland, VT (FHA|USDA|VA) 3 $1,085,000 $361,667 $4,183 2.79%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $1,080,000 $270,000 $2,665 2.88%
Payson, AZ (FHA|USDA|VA) 4 $1,060,000 $265,000 $2,432 2.72%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $8,059 2.88%
AKRON, OH (FHA|USDA|VA) 9 $1,035,000 $115,000 $2,946 3.86%
MADISON, WI (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,029 2.94%
Montrose, CO (FHA|USDA|VA) 2 $1,020,000 $510,000 $2,536 2.69%
FARGO, ND-MN (FHA|USDA|VA) 2 $1,010,000 $505,000 $3,098 2.88%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,900 3.13%
NEW BERN, NC (FHA|USDA|VA) 3 $995,000 $331,667 $2,850 2.83%
VALLEJO, CA (FHA|USDA|VA) 2 $930,000 $465,000 $2,725 2.94%
MISSOULA, MT (FHA|USDA|VA) 3 $925,000 $308,333 $2,948 2.71%
JEFFERSON CITY, MO (FHA|USDA|VA) 4 $920,000 $230,000 $2,982 2.69%
Oxford, MS (FHA|USDA|VA) 2 $910,000 $455,000 $2,087 2.56%
FLINT, MI (FHA|USDA|VA) 4 $910,000 $227,500 $2,616 2.81%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $900,000 $225,000 $1,953 3.19%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $895,000 $179,000 $3,004 2.88%
Spearfish, SD (FHA|USDA|VA) 2 $880,000 $440,000 $3,188 3.06%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 10 $850,000 $85,000 $0 3.94%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $850,000 $425,000 $3,561 2.81%
Fredericksburg, TX (FHA|USDA|VA) 1 $845,000 $845,000 $7,348 2.75%
Coos Bay, OR (FHA|USDA|VA) 1 $845,000 $845,000 $4,559 3.00%
MIDLAND, TX (FHA|USDA|VA) 1 $845,000 $845,000 $2,353 3.00%
Ukiah, CA (FHA|USDA|VA) 3 $845,000 $281,667 $3,337 2.83%
LEBANON, PA (FHA|USDA|VA) 5 $835,000 $167,000 $2,757 2.78%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $825,000 $165,000 $2,868 2.95%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $805,000 $268,333 $1,902 2.83%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $800,000 $400,000 $2,077 2.81%
MADERA, CA (FHA|USDA|VA) 2 $760,000 $380,000 $2,142 2.88%
LaGrange, GA-AL (FHA|USDA|VA) 3 $755,000 $251,667 $2,394 2.67%
Athens, TX (FHA|USDA|VA) 1 $755,000 $755,000 $7,114 2.75%
Meadville, PA (FHA|USDA|VA) 1 $755,000 $755,000 $6,436 2.50%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $750,000 $375,000 $6,819 2.31%
Tifton, GA (FHA|USDA|VA) 2 $750,000 $375,000 $2,798 2.81%
MORGANTOWN, WV (FHA|USDA|VA) 2 $750,000 $375,000 $3,095 2.56%
LAS CRUCES, NM (FHA|USDA|VA) 2 $740,000 $370,000 $3,550 2.19%
GREAT FALLS, MT (FHA|USDA|VA) 2 $730,000 $365,000 $2,677 2.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $730,000 $365,000 $3,794 2.88%
Laconia, NH (FHA|USDA|VA) 2 $730,000 $365,000 $2,413 2.94%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $725,000 $241,667 $1,952 2.79%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 6 $720,000 $120,000 $2,154 2.50%
Gainesville, TX (FHA|USDA|VA) 1 $715,000 $715,000 $5,440 2.63%
Lebanon, MO (FHA|USDA|VA) 1 $705,000 $705,000 $4,126 2.88%
Marion, NC (FHA|USDA|VA) 1 $705,000 $705,000 $4,542 2.88%
Grand Rapids, MN (FHA|USDA|VA) 2 $700,000 $350,000 $2,568 2.63%
TOLEDO, OH (FHA|USDA|VA) 3 $685,000 $228,333 $3,946 2.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $685,000 $228,333 $1,687 3.17%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $680,000 $340,000 $2,853 2.88%
BATON ROUGE, LA (FHA|USDA|VA) 3 $675,000 $225,000 $3,029 3.21%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $670,000 $167,500 $2,531 2.94%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $665,000 $221,667 $2,354 2.96%
Jasper, AL (FHA|USDA|VA) 1 $665,000 $665,000 $3,510 3.00%
Spirit Lake, IA (FHA|USDA|VA) 2 $650,000 $325,000 $2,435 2.63%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $645,000 $645,000 $2,316 2.75%
JACKSON, TN (FHA|USDA|VA) 1 $645,000 $645,000 $2,380 2.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $620,000 $310,000 $1,901 2.31%
FORT WAYNE, IN (FHA|USDA|VA) 3 $615,000 $205,000 $1,932 3.17%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $605,000 $605,000 $2,180 2.25%
SPARTANBURG, SC (FHA|USDA|VA) 2 $600,000 $300,000 $3,310 2.75%
Los Alamos, NM (FHA|USDA|VA) 1 $595,000 $595,000 $4,458 2.75%
Gillette, WY (FHA|USDA|VA) 2 $590,000 $295,000 $2,245 3.00%
TYLER, TX (FHA|USDA|VA) 2 $580,000 $290,000 $3,463 2.44%
Hudson, NY (FHA|USDA|VA) 2 $560,000 $280,000 $3,393 2.56%
ANCHORAGE, AK (FHA|USDA|VA) 2 $560,000 $280,000 $2,852 2.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $545,000 $545,000 $3,020 2.75%
Wooster, OH (FHA|USDA|VA) 3 $545,000 $181,667 $2,345 2.63%
RACINE, WI (FHA|USDA|VA) 1 $545,000 $545,000 $2,202 2.75%
PEORIA, IL (FHA|USDA|VA) 4 $540,000 $135,000 $1,855 2.84%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $530,000 $265,000 $4,169 2.94%
HARRISONBURG, VA (FHA|USDA|VA) 2 $530,000 $265,000 $2,180 2.81%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $520,000 $260,000 $3,011 3.00%
Show Low, AZ (FHA|USDA|VA) 2 $520,000 $260,000 $3,972 3.31%
St. Marys, GA (FHA|USDA|VA) 2 $520,000 $260,000 $2,501 2.63%
North Wilkesboro, NC (FHA|USDA|VA) 3 $515,000 $171,667 $2,006 2.79%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $515,000 $515,000 $3,450 2.88%
LONGVIEW, TX (FHA|USDA|VA) 2 $510,000 $255,000 $1,023 2.56%
TWIN FALLS, ID (FHA|USDA|VA) 2 $510,000 $255,000 $2,486 2.69%
Taos, NM (FHA|USDA|VA) 1 $505,000 $505,000 $4,533 2.75%
MUSKEGON, MI (FHA|USDA|VA) 2 $490,000 $245,000 $1,965 2.69%
LYNCHBURG, VA (FHA|USDA|VA) 2 $490,000 $245,000 $1,892 2.75%
APPLETON, WI (FHA|USDA|VA) 3 $485,000 $161,667 $1,656 3.08%
Barre, VT (FHA|USDA|VA) 2 $480,000 $240,000 $2,667 2.69%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $480,000 $240,000 $2,106 2.75%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $470,000 $235,000 $2,595 2.69%
Newport, OR (FHA|USDA|VA) 2 $470,000 $235,000 $2,882 3.38%
ROCKFORD, IL (FHA|USDA|VA) 2 $470,000 $235,000 $3,918 2.75%
Scottsboro, AL (FHA|USDA|VA) 1 $465,000 $465,000 $2,064 2.63%
Branson, MO (FHA|USDA|VA) 3 $465,000 $155,000 $2,604 2.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $460,000 $230,000 $3,429 3.19%
Willmar, MN (FHA|USDA|VA) 1 $455,000 $455,000 $2,061 2.88%
Mason City, IA (FHA|USDA|VA) 2 $450,000 $225,000 $2,047 2.19%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $450,000 $225,000 $2,462 2.94%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $440,000 $220,000 $2,093 2.75%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $440,000 $220,000 $4,839 2.44%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $435,000 $145,000 $4,287 3.21%
Sevierville, TN (FHA|USDA|VA) 1 $435,000 $435,000 $0 3.25%
Brenham, TX (FHA|USDA|VA) 1 $435,000 $435,000 $4,253 2.50%
CHARLESTON, WV (FHA|USDA|VA) 2 $430,000 $215,000 $5,979 2.75%
TOPEKA, KS (FHA|USDA|VA) 2 $430,000 $215,000 $1,932 2.75%
Alamogordo, NM (FHA|USDA|VA) 2 $430,000 $215,000 $4,227 2.63%
GLENS FALLS, NY (FHA|USDA|VA) 1 $425,000 $425,000 $3,790 2.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $420,000 $210,000 $2,983 2.44%
Clarksburg, WV (FHA|USDA|VA) 2 $420,000 $210,000 $2,813 2.56%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $415,000 $415,000 $2,874 2.63%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $410,000 $205,000 $2,431 3.06%
Helena, MT (FHA|USDA|VA) 2 $410,000 $205,000 $2,669 2.81%
Mount Airy, NC (FHA|USDA|VA) 1 $405,000 $405,000 $2,541 2.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $405,000 $405,000 $2,582 2.25%
DECATUR, IL (FHA|USDA|VA) 3 $405,000 $135,000 $2,966 2.71%
Yankton, SD (FHA|USDA|VA) 1 $395,000 $395,000 $1,909 2.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $380,000 $190,000 $2,377 2.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,672 2.81%
PUEBLO, CO (FHA|USDA|VA) 1 $375,000 $375,000 $3,082 2.38%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $365,000 $365,000 $2,478 2.63%
LAWRENCE, KS (FHA|USDA|VA) 1 $365,000 $365,000 $2,051 2.88%
Starkville, MS (FHA|USDA|VA) 2 $360,000 $180,000 $2,398 2.63%
LAFAYETTE, LA (FHA|USDA|VA) 2 $360,000 $180,000 $2,820 3.31%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $355,000 $355,000 $3,319 2.00%
WACO, TX (FHA|USDA|VA) 1 $355,000 $355,000 $3,983 3.00%
Cookeville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $2,691 2.38%
Dickinson, ND (FHA|USDA|VA) 2 $350,000 $175,000 $2,237 2.69%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $345,000 $345,000 $3,287 3.38%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $345,000 $345,000 $3,107 2.75%
MIDLAND, MI (FHA|USDA|VA) 2 $340,000 $170,000 $2,224 2.94%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $335,000 $335,000 $2,210 2.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $335,000 $335,000 $3,337 2.13%
Laramie, WY (FHA|USDA|VA) 1 $335,000 $335,000 $2,089 3.13%
GAINESVILLE, FL (FHA|USDA|VA) 1 $335,000 $335,000 $2,172 2.75%
LUBBOCK, TX (FHA|USDA|VA) 1 $325,000 $325,000 $1,708 2.00%
Concord, NH (FHA|USDA|VA) 1 $325,000 $325,000 $3,212 3.38%
Fernley, NV (FHA|USDA|VA) 1 $325,000 $325,000 $3,003 3.13%
Winona, MN (FHA|USDA|VA) 1 $325,000 $325,000 $3,046 2.25%
Ozark, AL (FHA|USDA|VA) 1 $325,000 $325,000 $2,170 2.63%
Lexington, NE (FHA|USDA|VA) 1 $315,000 $315,000 $2,226 3.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $310,000 $155,000 $1,912 2.69%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.50%
Crawfordsville, IN (FHA|USDA|VA) 1 $305,000 $305,000 $2,021 2.88%
Beaver Dam, WI (FHA|USDA|VA) 2 $300,000 $150,000 $1,830 2.88%
Roseburg, OR (FHA|USDA|VA) 1 $295,000 $295,000 $2,758 2.50%
Eufaula, AL-GA (FHA|USDA|VA) 1 $295,000 $295,000 $2,155 3.25%
Lufkin, TX (FHA|USDA|VA) 1 $295,000 $295,000 $5,266 2.63%
RAPID CITY, SD (FHA|USDA|VA) 1 $285,000 $285,000 $2,946 2.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $285,000 $285,000 $2,016 3.38%
Poplar Bluff, MO (FHA|USDA|VA) 2 $280,000 $140,000 $1,772 2.88%
Dixon, IL (FHA|USDA|VA) 1 $275,000 $275,000 $2,422 2.25%
Crossville, TN (FHA|USDA|VA) 1 $275,000 $275,000 $2,247 2.25%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.50%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $265,000 $265,000 $6,498 2.25%
Stevens Point, WI (FHA|USDA|VA) 1 $265,000 $265,000 $2,015 2.75%
Pierre, SD (FHA|USDA|VA) 1 $265,000 $265,000 $2,361 3.38%
CHEYENNE, WY (FHA|USDA|VA) 1 $265,000 $265,000 $2,101 2.88%
Pottsville, PA (FHA|USDA|VA) 1 $265,000 $265,000 $4,141 2.88%
Moscow, ID (FHA|USDA|VA) 1 $265,000 $265,000 $2,152 3.00%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $260,000 $130,000 $2,039 3.13%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $260,000 $130,000 $2,463 2.69%
Klamath Falls, OR (FHA|USDA|VA) 1 $255,000 $255,000 $3,054 2.00%
Lawrenceburg, TN (FHA|USDA|VA) 1 $255,000 $255,000 $2,816 2.63%
Albemarle, NC (FHA|USDA|VA) 1 $255,000 $255,000 $2,706 3.00%
Marinette, WI-MI (FHA|USDA|VA) 1 $255,000 $255,000 $1,980 2.75%
Alexandria, MN (FHA|USDA|VA) 1 $255,000 $255,000 $2,431 3.00%
BANGOR, ME (FHA|USDA|VA) 1 $255,000 $255,000 $5,195 2.50%
IOWA CITY, IA (FHA|USDA|VA) 1 $255,000 $255,000 $2,184 2.75%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $245,000 $245,000 $2,198 2.75%
AMARILLO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $2,037 3.00%
Rockport, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.38%
New Ulm, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,516 2.63%
HATTIESBURG, MS (FHA|USDA|VA) 1 $235,000 $235,000 $2,782 2.13%
GREENVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,499 2.75%
Fergus Falls, MN (FHA|USDA|VA) 1 $235,000 $235,000 $2,231 2.88%
Somerset, KY (FHA|USDA|VA) 1 $225,000 $225,000 $2,827 2.88%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.63%
Effingham, IL (FHA|USDA|VA) 1 $225,000 $225,000 $1,974 2.88%
Owatonna, MN (FHA|USDA|VA) 1 $215,000 $215,000 $2,816 3.00%
Roswell, NM (FHA|USDA|VA) 1 $215,000 $215,000 $2,907 2.88%
Marion, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,322 2.63%
BURLINGTON, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,761 3.13%
Greenwood, SC (FHA|USDA|VA) 1 $205,000 $205,000 $2,256 2.25%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $205,000 $205,000 $2,020 2.25%
Vermillion, SD (FHA|USDA|VA) 2 $200,000 $100,000 $2,401 2.88%
Pittsburg, KS (FHA|USDA|VA) 2 $200,000 $100,000 $2,281 2.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $195,000 $195,000 $2,302 2.88%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $190,000 $95,000 $0 4.44%
EL CENTRO, CA (FHA|USDA|VA) 1 $185,000 $185,000 $2,191 2.75%
Centralia, WA (FHA|USDA|VA) 1 $185,000 $185,000 $2,202 3.00%
ODESSA, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,774 2.13%
Palestine, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,954 3.00%
POCATELLO, ID (FHA|USDA|VA) 1 $185,000 $185,000 $3,142 2.88%
Paducah, KY-IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,325 3.00%
ROME, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,695 2.63%
Fort Payne, AL (FHA|USDA|VA) 1 $175,000 $175,000 $3,906 2.88%
VICTORIA, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,759 3.13%
Ontario, OR-ID (FHA|USDA|VA) 1 $165,000 $165,000 $2,702 3.00%
Okeechobee, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,378 2.75%
SAGINAW, MI (FHA|USDA|VA) 1 $165,000 $165,000 $2,173 2.50%
Wilson, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,195 3.38%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,092 2.25%
UTICA-ROME, NY (FHA|USDA|VA) 1 $155,000 $155,000 $2,702 2.63%
Murray, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,340 2.75%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $155,000 $155,000 $1,890 2.38%
West Point, MS (FHA|USDA|VA) 1 $145,000 $145,000 $2,055 3.00%
MANHATTAN, KS (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.25%
Wilmington, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,428 2.75%
READING, PA (FHA|USDA|VA) 1 $145,000 $145,000 $2,960 2.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,354 2.88%
Big Rapids, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,945 3.25%
Ruidoso, NM (FHA|USDA|VA) 1 $125,000 $125,000 $1,869 2.50%
HAMMOND, LA (FHA|USDA|VA) 1 $125,000 $125,000 $1,975 2.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $125,000 $125,000 $2,275 2.63%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $125,000 $125,000 $1,712 3.00%
Salem, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,033 2.88%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.75%
Sandusky, OH (FHA|USDA|VA) 1 $115,000 $115,000 $1,931 2.88%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.63%
Oskaloosa, IA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.50%
PINE BLUFF, AR (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.38%
Glasgow, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.63%
Fitzgerald, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,070 2.25%
Marshalltown, IA (FHA|USDA|VA) 1 $95,000 $95,000 $1,955 2.25%
Coshocton, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,085 2.75%
Quincy, IL-MO (FHA|USDA|VA) 1 $85,000 $85,000 $1,700 2.88%
Silver City, NM (FHA|USDA|VA) 1 $85,000 $85,000 $2,397 2.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $65,000 $65,000 $1,842 3.38%
Galesburg, IL (FHA|USDA|VA) 1 $55,000 $55,000 $1,508 3.00%

Stifel Bank And Trust's top markets include St. Louis, Los Angeles, New York, San Francisco, and Miami among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 9,633 $4,488,745,000 $465,976 $2,980 2.80%
FHA 195 $39,755,000 $203,872 $5,310 2.67%
VA 160 $51,100,000 $319,375 $4,040 2.48%
USDA 5 $995,000 $199,000 $3,942 2.38%

For the 2021 period, Stifel Bank And Trust's most frequently originated loan type of loans were Conventional, with 9,633 originations. Their 2nd most popular type is FHA, with 195 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 4,137 $1,758,635,000 $425,099 $3,702 2.85%
Refi 3,341 $1,439,035,000 $430,720 $2,506 2.72%
Cash Out Refi 2,073 $1,075,805,000 $518,960 $2,735 2.82%
Other 426 $301,200,000 $707,042 $3,473 2.70%
Home Improvement 16 $5,920,000 $370,000 $2,667 2.66%

For the 2021, Stifel Bank And Trust's most frequently cited loan purpose of loans were Home Purchase, with 4,137 originations. The 2nd most popular reason of loans were Refi, with 3,341 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 8,160 $3,972,030,000 $486,768 $3,209 2.86%
15 Year 1,437 $499,485,000 $347,589 $2,441 2.48%
20 Year 234 $73,580,000 $314,444 $2,354 2.72%
10 Year 100 $16,890,000 $168,900 $1,917 1.86%
Other 62 $18,610,000 $300,161 $2,418 2.93%

For the 2021, Stifel Bank And Trust's most frequently cited loan length of loans were 30 Year, with 8,160 originations. The 2nd most popular length of loans were 15 Year, with 1,437 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 8,501 $4,186,225,000 $492,439
$1k-2k 229 $85,365,000 $372,773
$2k-3k 65 $30,345,000 $466,846
$3k-4k 38 $18,350,000 $482,895
$5k+ 23 $23,135,000 $1,005,870

$3,209 of loans were Stifel Bank And Trust's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 8,501 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 5,876 $2,852,690,000 $485,482
<2.5% 2,413 $1,360,935,000 $564,001
3-4% 1,577 $349,295,000 $221,493
4-5% 127 $17,675,000 $139,173

During 2021, Stifel Bank And Trust's average interest rate of loans were 2.86%, while their most frequently originated rate bucket of loans were 2.5-3%, with 5,876 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 3,569 $1,026,255,000 $287,547 $2,618 2.76%
$100k-200k 2,152 $327,080,000 $151,989 $2,207 2.93%
$400k-600k 1,675 $812,665,000 $485,173 $3,254 2.70%
$600k-1MM 1,188 $894,540,000 $752,980 $3,618 2.69%
$1MM+ 850 $1,477,680,000 $1,738,447 $5,655 2.62%
$100,000 or less 559 $42,375,000 $75,805 $1,841 3.21%

2021 saw Stifel Bank And Trust place emphasis on $200k-400k loans with 3,569 originations, totaling $1,026,255,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$250k+ 2,722 $2,427,730,000 $891,892 $4,032 2.70%
$150k-250k 2,285 $943,005,000 $412,694 $2,917 2.79%
$100k-150k 2,038 $594,050,000 $291,487 $2,689 2.86%
$50k-75k 1,153 $232,215,000 $201,401 $2,483 2.82%
$75k-100k 1,151 $276,585,000 $240,300 $2,595 2.84%
$50k or less 564 $79,420,000 $140,816 $2,339 2.82%

Stifel Bank And Trust lent most frequently to those with incomes in the $250k+ range, with 2,722 originations. The second most popular income band? $150k-250k, with 2,285 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 2,810 $1,274,530,000 $453,569 $2,962 2.76%
30-36% 1,932 $883,340,000 $457,215 $3,025 2.82%
<20% 1,755 $821,405,000 $468,037 $2,789 2.72%
37% 337 $157,895,000 $468,531 $2,981 2.82%
36% 324 $162,600,000 $501,852 $3,405 2.81%
38% 322 $156,280,000 $485,342 $3,391 2.77%
43% 320 $151,720,000 $474,125 $3,500 2.85%
39% 316 $170,460,000 $539,430 $3,282 2.79%
42% 314 $136,170,000 $433,662 $3,311 2.84%
40% 312 $164,820,000 $528,269 $3,280 2.81%
41% 306 $159,070,000 $519,837 $3,489 2.80%
44% 260 $115,400,000 $443,846 $3,259 2.89%
45% 149 $56,745,000 $380,839 $3,032 2.91%
47% 148 $49,380,000 $333,649 $2,825 3.00%
46% 117 $37,765,000 $322,778 $2,859 2.94%
48% 100 $33,120,000 $331,200 $3,393 2.96%
49% 90 $25,970,000 $288,556 $3,487 2.97%
50-60% 25 $7,825,000 $313,000 $4,626 2.63%
>60% 2 $1,440,000 $720,000 $14,565 2.75%

Stifel Bank And Trust lent most frequently to those with DTI ratios of 20-30%, with 2,810 originations. The next most common DTI ratio? 30-36%, with 1,932 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 8,269 $3,767,485,000 $455,616 $2,994 2.77%
Not provided 1,146 $621,560,000 $542,373 $3,464 2.84%
Asian 282 $117,880,000 $418,014 $3,076 3.04%
Black 228 $50,970,000 $223,553 $3,261 2.86%
American Indian 39 $8,865,000 $227,308 $2,704 3.06%
Asian Indian 10 $6,800,000 $680,000 $4,446 2.65%
Native Hawaiian 11 $4,065,000 $369,545 $3,042 2.81%
Chinese 3 $1,775,000 $591,667 $2,738 3.29%
Other Pacific Islander 1 $605,000 $605,000 $3,951 2.63%
Other Asian 3 $315,000 $105,000 $1,612 2.96%
Japanese 1 $275,000 $275,000 $3,070 2.75%

Approval Rates

Total approvals of all applications
98.42%

Stifel Bank And Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
89.75%

Stifel Bank And Trust has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 9,993 $4,580,595,000 $458,380

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
9,993 $4,580,595,000 $458,380

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 972 $382,070,000 $393,076 $2,711 2.64%
40-60% 2,139 $1,016,765,000 $475,346 $2,767 2.69%
60-80% 4,505 $2,201,915,000 $488,771 $3,073 2.88%
80-100% 2,217 $937,465,000 $422,853 $3,402 2.81%
Over 100% 17 $5,585,000 $328,529 $10,738 2.41%
Under 20% 143 $36,795,000 $257,308 $2,702 2.29%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
STIFEL FINANCIAL CORP. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Stifel Bank and Trust 12655 Olive Blvd., Suite 340 Saint Louis, MO 63141 Full Service B&M $0
Stifel Bank and Trust 501 North Broadway Saint Louis, MO 63102 Full Service B&M $14,353,146

For 2021, Stifel Bank And Trust had 2 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $400,586
Net interest income $398,287
Total noninterest income $38,369
Gross Fiduciary activities income $0
Service charges on deposit accounts $0
Trading account gains and fees $0
Additional Noninterest Income $38,369
Pre-tax net operating income $309,554
Securities gains (or losses, -) $76
Income before extraordinary items $235,476
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $235,476
Minority interest net income $0
Net income $235,476
Sale, conversion, retirement of capital stock, net $0
Net operating income $235,415

Stifel Bank And Trust's gross interest income from loans was $400,586,000.
Stifel Bank And Trust's net interest income from loans was $398,287,000.
Stifel Bank And Trust's fee based income from loans was $0.
Stifel Bank And Trust's net income from loans was $235,476,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $2,299
Provision for credit losses $-4,290
Total noninterest expense $131,392
Salaries and employee benefits $26,184
Premises and equipment expense $2,738
Additional noninterest expense $102,470
Applicable income taxes $74,154
Net charge-offs $5,202
Cash dividends $165,000

Stifel Bank And Trust's interest expense for loans was $2,299,000.
Stifel Bank And Trust's payroll and benefits expense were $26,184,000.
Stifel Bank And Trust's property, plant and equipment expenses $2,738,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $17,608,224
Deposits held in domestic offices $17,608,224
Deposits by Individuals, partnerships, and corporations $17,606,151
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $2,073
Deposits by Commercial banks and other depository institutions in U.S. $0
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $754,204
Demand deposits $754,202
Nontransaction accounts $16,854,020
Money market deposit accounts (MMDAs) $16,842,619
Other savings deposits (excluding MMDAs) $0
Total time deposits $11,401
Total time and savings deposits $16,854,022
Noninterest-bearing deposits $34,042
Interest-bearing deposits $17,574,182
Retail deposits $17,596,823
IRAs and Keogh plan accounts $0
Brokered deposits $11,401
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $18,959,414
Cash & Balances due from depository institutions $206,419
Interest-bearing balances $202,894
Total securities $4,105,097
Federal funds sold & reverse repurchase $1
Net loans and leases $14,448,867
Loan and leases loss allowance $91,853
Trading account assets $651
Bank premises and fixed assets $49,541
Other real estate owned $122
Goodwill and other intangibles $21,686
All other assets $127,030

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $18,959,414
Total Liabilities $17,669,511
Total deposits $17,608,224
Interest-bearing deposits $17,574,182
Deposits held in domestic offices $17,608,224
% insured (estimated) $75
Federal funds purchased and repurchase agreements $0
Trading liabilities $651
Other borrowed funds $0
Subordinated debt $0
All other liabilities $60,636

Issued Loan Types

Type Value (in 000's)
Net loans and leases $14,448,867
Loan and leases loss allowance $91,853
Total loans and leases (domestic) $14,540,720
All real estate loans $6,498,757
Real estate loans in domestic offices $6,498,757
Construction and development loans $508,549
Residential 1-4 family construction $0
Other construction, all land development and other land $508,549
Loans secured by nonfarm nonresidential properties $396,471
Nonfarm nonresidential secured by owner-occupied properties $39,283
Commercial real estate & other non-farm, non-residential $357,188
Multifamily residential real estate $0
1-4 family residential loans $5,593,737
Farmland loans $0
Loans held in foreign offices $0
Farm loans $455
Commercial and industrial loans $6,314,968
To non-U.S. addressees $534,865
Loans to individuals $1,433,512
Credit card loans $0
Related Plans $0
Consumer Auto Loans $0
Other loans to individuals $1,433,512
All other loans & leases $293,028
Loans to foreign governments and official institutions $0
Other loans $293,028
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $0
Non 1-4 family restructured loans & leases $0
Total loans and leases (foreign) $0

Stifel Bank and Trust had $14,448,867,000 of loans outstanding in 2021. $6,498,757,000 of loans were in real estate loans. $508,549,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $5,593,737,000 of loans were in 1-4 family mortgage loans. $455,000 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 2 $1,295 $647,500
Nonfarm, nonresidential loans - $250k-1MM 2 $1,295 $647,500
Commercial & Industrial, US addressed loans - <$1MM 560 $77,887 $139,084
Commercial & Industrial, US addressed loans - <$100k 90 $1,498 $16,644
Commercial & Industrial, US addressed loans - $100-250k 143 $7,336 $51,301
Commercial & Industrial, US addressed loans - $250k-1MM 327 $69,053 $211,171
Agriculture operations loans - <$1MM 4 $177 $44,250
Agriculture operations loans - <$100k 1 $0 $0
Agriculture operations loans - $100-250k 2 $124 $62,000
Agriculture operations loans - $250k-1MM 1 $53 $53,000