Stifel Bank And Trust Mortgage Rates, Fees & Info

Saint Louis, MO

LEI: CKVBED0S4DMLKJJ5XH28

Tax ID: 43-1950333

5 stars - Updated: 5/14/24 - out of 5 stars, based on 59 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Stifel Bank And Trust is a small bank specializing in Home Purchase loans. Stifel Bank And Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, New York, Los Angeles, Miami, and Dallas among others. We have data for 338 markets. (Some data included below & more in-depth data is available with an active subscription.)

Stifel Bank And Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stifel Bank And Trust is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.37% 5/14/24
30 Year Conventional Purchase 5.91% 5/14/24
30 Year Conventional Refi 5.89% 5/14/24
30 Year Cash-out Refi 5.93% 5/14/24
30 Year FHA Purchase 6.87% 5/14/24
30 Year FHA Refi 6.27% 5/14/24
30 Year VA Purchase 6.04% 5/14/24
30 Year VA Refi 5.92% 5/14/24
30 Year USDA Purchase 6.39% 5/14/24
15 Year Conventional Purchase 5.02% 5/14/24
15 Year Conventional Refi 5.17% 5/14/24
15 Year Cash-out Refi 5.17% 5/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Stifel Bank And Trust Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Stifel Bank And Trust. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,485

Origination Dollar Volume (All Markets)

$1,641,705,000
Show all (71) awards

Relative Rate

Stifel Bank And Trust's average 30 year fixed mortgage rate was 6.16%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.32%.

Relative Fees (Closing Costs)

Stifel Bank And Trust's average total fees/closing costs for a 30 year fixed rate mortgage were $3,808.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ST. LOUIS, MO-IL (FHA|USDA|VA) 1,279 $405,365,000 $316,939 $3,215 6.54%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 160 $118,770,000 $742,313 $5,272 6.35%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 86 $80,960,000 $941,395 $6,799 6.70%
Outside of Metro Areas 116 $64,670,000 $557,500 $3,400 6.35%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 62 $54,050,000 $871,774 $6,862 6.59%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 45 $39,545,000 $878,778 $5,330 5.93%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 74 $35,180,000 $475,405 $4,664 6.47%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 36 $28,730,000 $798,056 $5,271 6.85%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 41 $28,015,000 $683,293 $4,468 6.75%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 44 $23,210,000 $527,500 $4,789 6.40%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 33 $22,795,000 $690,758 $3,845 6.89%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 34 $22,370,000 $657,941 $4,344 6.32%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 28 $21,860,000 $780,714 $4,893 6.43%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 33 $20,675,000 $626,515 $4,868 6.27%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 25 $20,325,000 $813,000 $5,424 5.95%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 31 $20,075,000 $647,581 $5,979 6.16%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 20 $17,510,000 $875,500 $3,920 6.34%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 33 $16,155,000 $489,545 $3,310 6.30%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 28 $16,110,000 $575,357 $3,753 6.61%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 22 $14,050,000 $638,636 $3,118 5.94%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 41 $13,745,000 $335,244 $4,620 6.77%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 25 $12,975,000 $519,000 $2,715 6.47%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 20 $12,950,000 $647,500 $6,104 6.24%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 26 $11,780,000 $453,077 $4,018 6.75%
Heber, UT (FHA|USDA|VA) 8 $10,690,000 $1,336,250 $3,708 5.91%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 24 $10,100,000 $420,833 $1,954 6.65%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 13 $9,965,000 $766,538 $3,712 6.06%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $9,550,000 $4,775,000 $6,151 5.38%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 21 $9,545,000 $454,524 $3,250 6.36%
Breckenridge, CO (FHA|USDA|VA) 7 $8,775,000 $1,253,571 $3,814 7.04%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 17 $8,685,000 $510,882 $4,541 6.55%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 21 $8,555,000 $407,381 $2,393 6.63%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $8,510,000 $709,167 $3,727 6.03%
Bozeman, MT (FHA|USDA|VA) 10 $8,360,000 $836,000 $4,060 6.44%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 13 $8,155,000 $627,308 $4,121 6.46%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 21 $7,885,000 $375,476 $4,172 6.56%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 8 $7,410,000 $926,250 $6,719 7.00%
RENO, NV (FHA|USDA|VA) 9 $7,235,000 $803,889 $5,868 6.51%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 8 $7,080,000 $885,000 $4,261 7.92%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $6,320,000 $790,000 $5,819 6.23%
COLUMBUS, GA-AL (FHA|USDA|VA) 14 $6,300,000 $450,000 $4,190 6.74%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 18 $6,280,000 $348,889 $3,950 6.92%
Kalispell, MT (FHA|USDA|VA) 11 $6,165,000 $560,455 $3,255 6.35%
JACKSONVILLE, FL (FHA|USDA|VA) 9 $6,105,000 $678,333 $5,486 6.03%
NAPA, CA (FHA|USDA|VA) 3 $6,035,000 $2,011,667 $5,271 5.46%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 14 $5,990,000 $427,857 $3,679 6.29%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 6 $5,940,000 $990,000 $6,225 6.06%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 10 $5,880,000 $588,000 $3,719 6.05%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 11 $5,835,000 $530,455 $2,720 6.16%
RALEIGH-CARY, NC (FHA|USDA|VA) 14 $5,590,000 $399,286 $2,843 6.51%
KANSAS CITY, MO-KS (FHA|USDA|VA) 17 $5,485,000 $322,647 $2,195 6.32%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 8 $5,280,000 $660,000 $3,478 6.17%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 13 $5,095,000 $391,923 $3,363 5.88%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 14 $4,840,000 $345,714 $4,475 5.86%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 15 $4,795,000 $319,667 $3,288 6.62%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 12 $4,290,000 $357,500 $2,212 6.64%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 6 $4,270,000 $711,667 $5,410 6.15%
SAVANNAH, GA (FHA|USDA|VA) 10 $4,230,000 $423,000 $3,913 6.79%
BOISE CITY, ID (FHA|USDA|VA) 9 $4,055,000 $450,556 $3,507 5.99%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $3,985,000 $797,000 $3,140 6.60%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 10 $3,660,000 $366,000 $3,771 6.15%
BOULDER, CO (FHA|USDA|VA) 5 $3,525,000 $705,000 $2,712 6.45%
Hailey, ID (FHA|USDA|VA) 4 $3,510,000 $877,500 $8,035 8.16%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $3,400,000 $425,000 $3,770 6.00%
COLUMBUS, OH (FHA|USDA|VA) 11 $3,365,000 $305,909 $2,550 6.68%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $3,355,000 $671,000 $5,057 6.60%
WACO, TX (FHA|USDA|VA) 7 $3,275,000 $467,857 $4,384 5.27%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $3,270,000 $545,000 $5,093 6.02%
OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $3,240,000 $405,000 $3,464 5.89%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 11 $3,115,000 $283,182 $2,384 6.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $3,015,000 $603,000 $5,034 5.60%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $2,940,000 $490,000 $3,650 6.04%
WILMINGTON, NC (FHA|USDA|VA) 6 $2,920,000 $486,667 $3,101 6.29%
FORT COLLINS, CO (FHA|USDA|VA) 7 $2,915,000 $416,429 $2,532 5.57%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 11 $2,885,000 $262,273 $3,289 7.19%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $2,870,000 $478,333 $3,919 6.58%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 6 $2,810,000 $468,333 $4,834 6.94%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $2,715,000 $387,857 $2,835 6.66%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 7 $2,705,000 $386,429 $3,191 6.52%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $2,700,000 $337,500 $4,170 6.56%
PITTSBURGH, PA (FHA|USDA|VA) 8 $2,700,000 $337,500 $4,386 7.16%
Edwards, CO (FHA|USDA|VA) 3 $2,635,000 $878,333 $2,692 6.04%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $2,625,000 $525,000 $3,460 6.63%
BEND, OR (FHA|USDA|VA) 3 $2,605,000 $868,333 $6,322 5.50%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 5 $2,545,000 $509,000 $2,914 7.25%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $2,545,000 $509,000 $2,911 6.88%
Durango, CO (FHA|USDA|VA) 2 $2,490,000 $1,245,000 $3,156 6.25%
Hilo, HI (FHA|USDA|VA) 1 $2,485,000 $2,485,000 $9,651 5.50%
LOUISVILLE, KY (FHA|USDA|VA) 8 $2,390,000 $298,750 $3,364 5.77%
MOBILE, AL (FHA|USDA|VA) 8 $2,380,000 $297,500 $2,420 6.20%
TUCSON, AZ (FHA|USDA|VA) 6 $2,380,000 $396,667 $3,912 5.88%
PORT ST. LUCIE, FL (FHA|USDA|VA) 6 $2,360,000 $393,333 $2,970 7.13%
ALBUQUERQUE, NM (FHA|USDA|VA) 6 $2,350,000 $391,667 $3,557 5.85%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 7 $2,265,000 $323,571 $3,148 6.52%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $2,245,000 $748,333 $6,517 6.50%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $2,235,000 $447,000 $4,489 6.03%
Vineyard Haven, MA (FHA|USDA|VA) 1 $2,205,000 $2,205,000 $3,663 5.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $2,115,000 $423,000 $2,629 6.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 7 $2,115,000 $302,143 $6,482 5.84%
Steamboat Springs, CO (FHA|USDA|VA) 1 $2,105,000 $2,105,000 $4,956 5.63%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $2,030,000 $507,500 $3,127 6.25%
GAINESVILLE, GA (FHA|USDA|VA) 4 $2,030,000 $507,500 $4,075 6.34%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $2,030,000 $507,500 $2,355 5.56%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $2,025,000 $405,000 $3,106 5.85%
Hudson, NY (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $7,648 5.38%
BRUNSWICK, GA (FHA|USDA|VA) 3 $1,995,000 $665,000 $4,727 6.04%
MONTGOMERY, AL (FHA|USDA|VA) 7 $1,995,000 $285,000 $2,800 6.09%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $1,995,000 $399,000 $3,674 7.23%
Somerset, PA (FHA|USDA|VA) 1 $1,965,000 $1,965,000 $12,431 6.50%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 7 $1,935,000 $276,429 $2,782 6.63%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 7 $1,915,000 $273,571 $3,444 6.30%
URBAN HONOLULU, HI (FHA|USDA|VA) 4 $1,910,000 $477,500 $3,771 6.63%
POCATELLO, ID (FHA|USDA|VA) 2 $1,830,000 $915,000 $7,194 7.13%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $1,820,000 $455,000 $3,498 6.03%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 9 $1,815,000 $201,667 $2,467 6.75%
TOLEDO, OH (FHA|USDA|VA) 4 $1,810,000 $452,500 $3,411 5.81%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,805,000 $361,000 $2,787 6.40%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $1,800,000 $900,000 $3,803 5.81%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,790,000 $447,500 $3,440 6.56%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $1,790,000 $447,500 $2,950 6.72%
COLORADO SPRINGS, CO (FHA|USDA|VA) 4 $1,740,000 $435,000 $3,881 5.44%
Jackson, WY-ID (FHA|USDA|VA) 1 $1,715,000 $1,715,000 $0 6.38%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,710,000 $285,000 $3,298 6.29%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 5 $1,625,000 $325,000 $2,153 5.83%
Alexander City, AL (FHA|USDA|VA) 3 $1,595,000 $531,667 $3,471 6.04%
Glenwood Springs, CO (FHA|USDA|VA) 2 $1,550,000 $775,000 $3,036 5.63%
BILLINGS, MT (FHA|USDA|VA) 4 $1,500,000 $375,000 $3,295 6.22%
WENATCHEE, WA (FHA|USDA|VA) 3 $1,495,000 $498,333 $3,522 5.75%
SALEM, OR (FHA|USDA|VA) 3 $1,475,000 $491,667 $3,648 5.29%
COLUMBIA, MO (FHA|USDA|VA) 6 $1,470,000 $245,000 $1,787 6.38%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $1,460,000 $243,333 $2,942 6.50%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $1,450,000 $362,500 $3,035 6.69%
TULSA, OK (FHA|USDA|VA) 4 $1,400,000 $350,000 $3,907 5.66%
SANTA FE, NM (FHA|USDA|VA) 3 $1,385,000 $461,667 $3,792 5.88%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,370,000 $685,000 $4,932 7.19%
KINGSTON, NY (FHA|USDA|VA) 2 $1,360,000 $680,000 $5,790 6.44%
ROCHESTER, NY (FHA|USDA|VA) 4 $1,360,000 $340,000 $3,563 6.47%
ANN ARBOR, MI (FHA|USDA|VA) 3 $1,335,000 $445,000 $3,064 6.25%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $1,305,000 $435,000 $2,226 6.79%
Brainerd, MN (FHA|USDA|VA) 4 $1,290,000 $322,500 $3,369 7.25%
Sheridan, WY (FHA|USDA|VA) 3 $1,285,000 $428,333 $2,302 5.96%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,270,000 $317,500 $2,706 8.00%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $1,250,000 $625,000 $4,636 7.50%
KNOXVILLE, TN (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,343 6.16%
MISSOULA, MT (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $3,229 7.00%
Oak Harbor, WA (FHA|USDA|VA) 2 $1,200,000 $600,000 $3,183 5.75%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $1,195,000 $398,333 $2,739 6.96%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,190,000 $297,500 $3,173 5.84%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $1,180,000 $590,000 $1,851 5.81%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,145,000 $229,000 $2,085 7.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $1,140,000 $570,000 $4,835 5.31%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,510 6.78%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $1,130,000 $565,000 $3,346 5.88%
ABILENE, TX (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,521 5.78%
Tupelo, MS (FHA|USDA|VA) 5 $1,105,000 $221,000 $2,776 6.00%
Morehead City, NC (FHA|USDA|VA) 3 $1,085,000 $361,667 $3,243 8.21%
RICHMOND, VA (FHA|USDA|VA) 4 $1,060,000 $265,000 $1,985 6.06%
REDDING, CA (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,098 6.88%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $3,853 6.00%
ROCHESTER, MN (FHA|USDA|VA) 4 $1,000,000 $250,000 $2,660 6.91%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $980,000 $245,000 $3,031 5.53%
Sandpoint, ID (FHA|USDA|VA) 1 $975,000 $975,000 $4,115 6.63%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $960,000 $240,000 $2,544 6.06%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $940,000 $235,000 $2,057 6.16%
Lebanon, NH-VT (FHA|USDA|VA) 3 $935,000 $311,667 $2,893 6.13%
SYRACUSE, NY (FHA|USDA|VA) 2 $930,000 $465,000 $3,541 5.81%
PANAMA CITY, FL (FHA|USDA|VA) 3 $915,000 $305,000 $2,507 5.46%
JACKSON, MS (FHA|USDA|VA) 3 $895,000 $298,333 $3,931 6.04%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $895,000 $298,333 $2,768 5.67%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $890,000 $445,000 $6,582 5.81%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $890,000 $445,000 $3,128 5.75%
MANKATO, MN (FHA|USDA|VA) 2 $880,000 $440,000 $3,209 6.69%
GAINESVILLE, FL (FHA|USDA|VA) 3 $875,000 $291,667 $5,329 6.75%
Outside of Metro Areas 3 $875,000 $291,667 $2,718 6.83%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $860,000 $430,000 $5,902 5.88%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $825,000 $275,000 $2,505 5.96%
LaGrange, GA-AL (FHA|USDA|VA) 4 $820,000 $205,000 $3,045 6.22%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $820,000 $410,000 $3,375 6.38%
DULUTH, MN-WI (FHA|USDA|VA) 4 $810,000 $202,500 $2,537 6.25%
Ukiah, CA (FHA|USDA|VA) 1 $805,000 $805,000 $4,653 5.00%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $805,000 $268,333 $2,201 6.21%
ST. GEORGE, UT (FHA|USDA|VA) 2 $800,000 $400,000 $3,131 5.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $800,000 $400,000 $2,631 4.88%
Traverse City, MI (FHA|USDA|VA) 3 $785,000 $261,667 $2,269 7.13%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $780,000 $195,000 $3,620 7.16%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $745,000 $248,333 $3,213 7.96%
Georgetown, SC (FHA|USDA|VA) 1 $745,000 $745,000 $4,476 5.00%
Meridian, MS (FHA|USDA|VA) 3 $745,000 $248,333 $1,973 6.00%
GREELEY, CO (FHA|USDA|VA) 2 $740,000 $370,000 $2,506 6.00%
Red Bluff, CA (FHA|USDA|VA) 2 $730,000 $365,000 $2,513 5.69%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $715,000 $238,333 $2,410 6.79%
Farmington, MO (FHA|USDA|VA) 2 $710,000 $355,000 $2,999 6.06%
Athens, TX (FHA|USDA|VA) 1 $705,000 $705,000 $5,130 6.38%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $690,000 $345,000 $3,561 6.00%
MODESTO, CA (FHA|USDA|VA) 2 $690,000 $345,000 $2,392 5.38%
Hood River, OR (FHA|USDA|VA) 1 $645,000 $645,000 $2,801 5.88%
LINCOLN, NE (FHA|USDA|VA) 2 $630,000 $315,000 $1,990 5.50%
TYLER, TX (FHA|USDA|VA) 1 $625,000 $625,000 $1,884 6.13%
NEW BERN, NC (FHA|USDA|VA) 1 $615,000 $615,000 $3,273 7.63%
LAWTON, OK (FHA|USDA|VA) 2 $610,000 $305,000 $4,498 6.19%
NILES, MI (FHA|USDA|VA) 2 $610,000 $305,000 $0 8.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $605,000 $605,000 $4,146 4.63%
Poplar Bluff, MO (FHA|USDA|VA) 1 $595,000 $595,000 $2,032 6.38%
Show Low, AZ (FHA|USDA|VA) 1 $595,000 $595,000 $5,245 6.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $585,000 $585,000 $2,289 5.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $570,000 $285,000 $3,142 7.56%
Oxford, MS (FHA|USDA|VA) 3 $565,000 $188,333 $3,055 5.92%
CHICO, CA (FHA|USDA|VA) 2 $560,000 $280,000 $3,272 7.38%
Payson, AZ (FHA|USDA|VA) 2 $550,000 $275,000 $4,192 6.50%
AKRON, OH (FHA|USDA|VA) 2 $540,000 $270,000 $2,852 8.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $540,000 $270,000 $2,001 5.50%
Lufkin, TX (FHA|USDA|VA) 1 $535,000 $535,000 $2,222 7.00%
GADSDEN, AL (FHA|USDA|VA) 1 $525,000 $525,000 $2,368 5.75%
BATON ROUGE, LA (FHA|USDA|VA) 1 $515,000 $515,000 $4,581 7.13%
WICHITA, KS (FHA|USDA|VA) 3 $515,000 $171,667 $2,620 7.58%
SAN ANGELO, TX (FHA|USDA|VA) 1 $505,000 $505,000 $4,754 6.13%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $505,000 $505,000 $2,423 5.63%
Warsaw, IN (FHA|USDA|VA) 1 $505,000 $505,000 $2,357 6.25%
Seneca, SC (FHA|USDA|VA) 1 $505,000 $505,000 $0 8.00%
SALINAS, CA (FHA|USDA|VA) 1 $505,000 $505,000 $0 8.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $500,000 $250,000 $8,476 6.75%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $500,000 $250,000 $2,554 7.81%
YAKIMA, WA (FHA|USDA|VA) 1 $495,000 $495,000 $11,210 7.00%
Cullowhee, NC (FHA|USDA|VA) 2 $490,000 $245,000 $3,735 6.13%
HARRISONBURG, VA (FHA|USDA|VA) 1 $485,000 $485,000 $2,213 6.13%
EL CENTRO, CA (FHA|USDA|VA) 1 $485,000 $485,000 $4,399 5.63%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $475,000 $475,000 $3,553 5.75%
Forest City, NC (FHA|USDA|VA) 1 $465,000 $465,000 $3,222 5.25%
FRESNO, CA (FHA|USDA|VA) 1 $465,000 $465,000 $9,824 6.00%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $465,000 $465,000 $8,414 5.50%
MIDLAND, MI (FHA|USDA|VA) 1 $455,000 $455,000 $3,093 6.25%
BELLINGHAM, WA (FHA|USDA|VA) 1 $455,000 $455,000 $0 8.25%
PROVO-OREM, UT (FHA|USDA|VA) 2 $450,000 $225,000 $2,511 6.81%
Winnemucca, NV (FHA|USDA|VA) 1 $445,000 $445,000 $3,625 5.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $445,000 $445,000 $2,264 5.75%
Aberdeen, WA (FHA|USDA|VA) 1 $435,000 $435,000 $3,270 6.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $435,000 $435,000 $6,215 6.88%
THE VILLAGES, FL (FHA|USDA|VA) 2 $420,000 $210,000 $3,083 6.31%
Wooster, OH (FHA|USDA|VA) 2 $420,000 $210,000 $4,262 6.00%
ENID, OK (FHA|USDA|VA) 1 $415,000 $415,000 $3,666 5.75%
Holland, MI (FHA|USDA|VA) 1 $415,000 $415,000 $2,825 6.13%
STOCKTON, CA (FHA|USDA|VA) 1 $405,000 $405,000 $4,295 6.63%
Los Alamos, NM (FHA|USDA|VA) 1 $405,000 $405,000 $4,174 6.75%
VALDOSTA, GA (FHA|USDA|VA) 3 $405,000 $135,000 $2,794 7.71%
Helena, MT (FHA|USDA|VA) 1 $405,000 $405,000 $2,584 5.63%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $400,000 $200,000 $2,408 4.94%
Cadillac, MI (FHA|USDA|VA) 1 $385,000 $385,000 $3,048 6.00%
LONGVIEW, TX (FHA|USDA|VA) 1 $385,000 $385,000 $2,272 6.50%
EL PASO, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,742 6.38%
Craig, CO (FHA|USDA|VA) 1 $375,000 $375,000 $2,243 5.63%
Rockport, TX (FHA|USDA|VA) 1 $375,000 $375,000 $4,144 6.50%
Marquette, MI (FHA|USDA|VA) 1 $365,000 $365,000 $1,338 5.75%
Whitewater, WI (FHA|USDA|VA) 1 $365,000 $365,000 $2,136 6.13%
MIDLAND, TX (FHA|USDA|VA) 1 $365,000 $365,000 $2,221 5.13%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $365,000 $365,000 $3,883 5.63%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $365,000 $365,000 $3,849 6.88%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $355,000 $355,000 $14,965 5.75%
Ottawa, IL (FHA|USDA|VA) 1 $355,000 $355,000 $3,061 6.88%
COLUMBIA, SC (FHA|USDA|VA) 1 $355,000 $355,000 $3,406 6.00%
Key West, FL (FHA|USDA|VA) 1 $345,000 $345,000 $4,399 5.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $335,000 $335,000 $3,564 7.25%
Columbus, MS (FHA|USDA|VA) 1 $335,000 $335,000 $3,356 5.63%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $330,000 $165,000 $0 8.06%
MUNCIE, IN (FHA|USDA|VA) 1 $315,000 $315,000 $1,798 6.25%
Milledgeville, GA (FHA|USDA|VA) 1 $315,000 $315,000 $2,680 6.00%
Americus, GA (FHA|USDA|VA) 2 $310,000 $155,000 $2,919 7.00%
Klamath Falls, OR (FHA|USDA|VA) 1 $305,000 $305,000 $3,773 6.00%
Bartlesville, OK (FHA|USDA|VA) 1 $305,000 $305,000 $3,722 5.50%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $305,000 $305,000 $8,517 6.88%
Astoria, OR (FHA|USDA|VA) 1 $305,000 $305,000 $3,597 6.25%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $305,000 $305,000 $2,109 6.00%
Grand Rapids, MN (FHA|USDA|VA) 1 $295,000 $295,000 $0 6.00%
IOWA CITY, IA (FHA|USDA|VA) 1 $295,000 $295,000 $2,099 5.75%
ROANOKE, VA (FHA|USDA|VA) 1 $295,000 $295,000 $3,025 7.00%
Ruidoso, NM (FHA|USDA|VA) 1 $285,000 $285,000 $3,783 5.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $280,000 $140,000 $2,704 7.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $275,000 $275,000 $2,212 6.00%
MADISON, WI (FHA|USDA|VA) 1 $275,000 $275,000 $2,328 5.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $275,000 $275,000 $2,695 5.88%
LANCASTER, PA (FHA|USDA|VA) 1 $275,000 $275,000 $3,405 6.13%
Lebanon, MO (FHA|USDA|VA) 1 $275,000 $275,000 $2,825 5.25%
Red Wing, MN (FHA|USDA|VA) 1 $255,000 $255,000 $2,686 6.50%
Montrose, CO (FHA|USDA|VA) 1 $255,000 $255,000 $0 8.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $255,000 $255,000 $0 8.50%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $255,000 $255,000 $3,168 5.50%
Crossville, TN (FHA|USDA|VA) 1 $255,000 $255,000 $2,139 5.50%
Branson, MO (FHA|USDA|VA) 1 $255,000 $255,000 $2,763 6.38%
DECATUR, AL (FHA|USDA|VA) 1 $245,000 $245,000 $1,961 6.00%
Statesboro, GA (FHA|USDA|VA) 1 $245,000 $245,000 $2,917 6.38%
LAWRENCE, KS (FHA|USDA|VA) 1 $245,000 $245,000 $1,862 6.00%
GREAT FALLS, MT (FHA|USDA|VA) 1 $225,000 $225,000 $2,247 6.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.00%
DECATUR, IL (FHA|USDA|VA) 2 $220,000 $110,000 $2,047 5.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $220,000 $110,000 $2,118 6.75%
Batesville, AR (FHA|USDA|VA) 1 $215,000 $215,000 $2,075 6.50%
Duncan, OK (FHA|USDA|VA) 1 $215,000 $215,000 $2,093 7.50%
Mount Vernon, IL (FHA|USDA|VA) 1 $215,000 $215,000 $1,832 6.25%
BECKLEY, WV (FHA|USDA|VA) 1 $215,000 $215,000 $2,783 6.00%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $210,000 $105,000 $0 9.00%
MORGANTOWN, WV (FHA|USDA|VA) 1 $205,000 $205,000 $2,373 6.25%
Altus, OK (FHA|USDA|VA) 1 $205,000 $205,000 $3,018 5.38%
Granbury, TX (FHA|USDA|VA) 1 $205,000 $205,000 $2,203 6.63%
Harrison, AR (FHA|USDA|VA) 1 $205,000 $205,000 $1,739 6.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,318 8.00%
HINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $7,270 7.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $205,000 $205,000 $2,904 5.50%
LUBBOCK, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.38%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $195,000 $195,000 $2,013 6.50%
ALTOONA, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,679 5.63%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,290 6.75%
Marshall, MO (FHA|USDA|VA) 1 $175,000 $175,000 $1,703 6.13%
New Ulm, MN (FHA|USDA|VA) 1 $175,000 $175,000 $2,751 6.63%
Jefferson, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.00%
Jasper, AL (FHA|USDA|VA) 1 $175,000 $175,000 $1,943 5.50%
Alamogordo, NM (FHA|USDA|VA) 1 $165,000 $165,000 $2,183 6.38%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,187 6.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,670 7.13%
Meadville, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,224 5.75%
Enterprise, AL (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.50%
BAY CITY, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,863 5.75%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,204 6.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $125,000 $125,000 $4,052 7.13%
Ellensburg, WA (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.25%
STAUNTON, VA (FHA|USDA|VA) 1 $125,000 $125,000 $2,494 5.63%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $105,000 $105,000 $2,398 5.13%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,351 5.63%
Boone, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.00%
Mitchell, SD (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.00%
Paragould, AR (FHA|USDA|VA) 1 $105,000 $105,000 $2,255 5.38%
LEBANON, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,693 6.00%
Sonora, CA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.75%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $85,000 $85,000 $3,512 7.25%
Fernley, NV (FHA|USDA|VA) 1 $75,000 $75,000 $1,739 6.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,279 5.63%
Galesburg, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.75%
SPARTANBURG, SC (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.75%
Rock Springs, WY (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.00%
Stifel Bank And Trust's top markets include St. Louis, New York, Los Angeles, Miami, and Dallas among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Stifel Bank and Trust based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,904 $1,481,440,000 $510,138 $3,636 6.13%
    HELOC 446 $121,820,000 $273,139 n/a 8.62%
    FHA 89 $20,865,000 $234,438 $7,001 6.54%
    VA 45 $17,425,000 $387,222 $6,348 6.23%
    USDA 1 $155,000 $155,000 $3,942 6.63%

    For 2023, Stifel Bank And Trust's most frequently originated type of loan was Conventional, with 2,904 originations. Their 2nd most popular type was HELOC, with 446 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,486 $1,205,210,000 $484,799 $3,943 6.18%
    Other 609 $227,225,000 $373,112 $3,029 7.74%
    Cash Out Refi 228 $132,730,000 $582,149 $3,311 6.17%
    Refi 121 $66,055,000 $545,909 $2,879 5.96%
    Home Improvement 41 $10,485,000 $255,732 $2,817 7.65%

    For 2023, Stifel Bank And Trust's most frequently cited loan purpose was Home Purchase, with 2,486 originations. The 2nd most popular reason was Other, with 609 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,958 $1,494,770,000 $505,331 $3,808 6.16%
    10 Year 451 $122,175,000 $270,898 $3,052 8.54%
    15 Year 71 $22,615,000 $318,521 $3,001 6.00%
    Other 5 $2,145,000 $429,000 $4,059 6.30%

    For 2023, Stifel Bank And Trust's most frequently cited loan duration was 30 Year, with 2,958 originations. The 2nd most popular length was 10 Year, with 451 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,646 $1,407,820,000 $532,056
    $1k-2k 68 $20,750,000 $305,147
    $2k-3k 24 $7,100,000 $295,833
    $5k+ 17 $8,345,000 $490,882
    $3k-4k 14 $3,600,000 $257,143
    $4k-5k 5 $1,695,000 $339,000

    Stifel Bank And Trust's average total fees were $3,808, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,646 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,392 $781,220,000 $561,221
    6-7% 1,214 $539,360,000 $444,283
    Over 8% 411 $110,405,000 $268,625
    7-8% 368 $133,260,000 $362,120
    4-5% 94 $76,150,000 $810,106
    <2.5% 4 $20,000 $5,000
    3-4% 2 $1,290,000 $645,000

    During 2023, Stifel Bank And Trust's average interest rate for loans was 6.16%, while their most frequently originated rate bucket for loans was 5-6%, with 1,392 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,207 $350,825,000 $290,659 $3,276 6.43%
    $400k-600k 703 $340,895,000 $484,915 $3,791 6.45%
    $100k-200k 589 $86,785,000 $147,343 $2,724 6.76%
    $600k-1MM 427 $315,495,000 $738,864 $4,430 6.08%
    $1MM+ 313 $532,095,000 $1,699,984 $6,499 5.98%
    $100,000 or less 246 $15,610,000 $63,455 $2,311 7.24%

    2023 saw Stifel Bank And Trust place emphasis on $200k-400k loans with 1,207 originations, totaling $350,825,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 1,262 $1,004,110,000 $795,650 $4,654 6.37%
    $150k-250k 908 $337,830,000 $372,059 $3,471 6.49%
    $100k-150k 587 $164,215,000 $279,753 $3,368 6.52%
    $75k-100k 324 $69,680,000 $215,062 $3,245 6.49%
    $50k-75k 282 $49,510,000 $175,567 $2,974 6.63%
    $50k or less 112 $13,900,000 $124,107 $2,819 6.51%

    Stifel Bank And Trust lent most frequently to those with incomes in the $250k+ range, with 1,262 originations. The second most popular income band? $150k-250k, with 908 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 802 $348,750,000 $434,850 $3,604 6.46%
    30-36% 690 $333,770,000 $483,725 $3,698 6.43%
    <20% 377 $180,345,000 $478,369 $3,608 6.47%
    44% 185 $97,035,000 $524,514 $4,071 6.53%
    41% 184 $92,490,000 $502,663 $4,045 6.45%
    43% 172 $85,630,000 $497,849 $3,963 6.54%
    40% 164 $80,930,000 $493,476 $3,850 6.54%
    42% 154 $87,030,000 $565,130 $4,054 6.46%
    39% 148 $83,040,000 $561,081 $4,208 6.37%
    37% 148 $60,190,000 $406,689 $3,228 6.55%
    36% 137 $66,815,000 $487,701 $3,822 6.45%
    38% 136 $56,960,000 $418,824 $3,598 6.46%
    46% 38 $15,360,000 $404,211 $4,813 6.57%
    48% 34 $12,870,000 $378,529 $3,913 6.44%
    45% 30 $11,750,000 $391,667 $3,653 6.39%
    47% 29 $9,135,000 $315,000 $4,129 6.64%
    50-60% 28 $9,950,000 $355,357 $5,403 6.26%
    49% 27 $8,655,000 $320,556 $4,151 6.33%
    >60% 2 $1,000,000 $500,000 $6,088 5.88%

    Stifel Bank And Trust lent most frequently to those with DTI ratios of 20-30%, with 802 originations. The next most common DTI ratio? 30-36%, with 690 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,958 $1,407,420,000 $475,801 $3,759 6.45%
    Not provided 258 $144,400,000 $559,690 $4,034 6.53%
    Asian 134 $56,540,000 $421,940 $3,805 6.54%
    Black 113 $23,155,000 $204,912 $3,984 6.55%
    Asian Indian 6 $2,670,000 $445,000 $4,220 6.31%
    American Indian 5 $2,145,000 $429,000 $5,772 5.98%
    Chinese 3 $2,085,000 $695,000 $3,478 6.50%
    Native Hawaiian or Islander 2 $1,300,000 $650,000 $3,925 6.38%
    Filipino 3 $1,085,000 $361,667 $3,041 5.79%
    Other Asian 3 $905,000 $301,667 $2,806 6.79%

    Approval Rates

    Total approvals of all applications
    98.06%

    Stifel Bank And Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    87.12%

    Stifel Bank And Trust has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,485 $1,641,705,000 $471,077

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,485 $1,641,705,000 $471,077

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 412 $148,540,000 $360,534 $3,272 7.19%
    40-60% 491 $252,185,000 $513,615 $3,657 6.35%
    60-80% 1,291 $661,135,000 $512,111 $3,755 6.18%
    80-100% 1,046 $531,920,000 $508,528 $3,980 6.29%
    Over 100% 7 $2,565,000 $366,429 $13,113 6.16%
    Under 20% 238 $45,360,000 $190,588 $2,988 7.75%