Atchison Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Atchison averaged 6.78% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2023-09-07) was 6.72% and one month ago for the week of 2023-08-10, the average rate was 6.76%.

    Atchison's average rate one year ago was 5.49%.

    For refis of the same type during the week of 2023-09-14, the average rate was 7.58%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-14 7.18%
    Atchison 30 Year Fixed Rate 2023-09-14 6.78%
    Atchison 30 Year Fixed Rate Refi 2023-09-14 7.58%
    Atchison 15 Year Fixed Rate 2023-09-14 6.41%
    Atchison 15 Year Fixed Rate Refi 2023-09-14 7.01%
    Atchison 30 Year FHA 2023-09-14 7.19%
    Atchison 30 Year FHA Refi 2023-09-14 7.09%
    Atchison 30 Year USDA 2023-09-14 6.88%
    Atchison 30 Year USDA Refi 2023-09-14 6.78%
    Atchison 30 Year VA 2023-09-14 6.81%
    Atchison 30 Year VA Refi 2023-09-14 7.01%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Atchison, KS.

    Atchison Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Atchison, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 19 4.65% $4,104
    PRIMELENDING, A PLAINSCAPITAL COMPANY 16 5.26% $3,431
    CALIBER HOME LOANS, INC. 6 5.76% $3,017
    LOANDEPOT.COM, LLC 4 5.53% $4,290
    Wells Fargo Bank 3 5.00% $2,262
    ENDEAVOR CAPITAL, LLC. 3 5.54% $3,681
    UNITED WHOLESALE MORTGAGE, LLC 3 5.50% $5,592
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 4.56% $2,300
    UNION HOME MORTGAGE CORP. 2 4.44% $3,719
    Mr. Cooper ( Nationstar Mortgage ) 2 4.88% $3,722
    Capitol Federal Savings Bank 2 5.31% $2,350
    AMERISAVE MORTGAGE CORPORATION 2 4.31% $7,291
    First Bank 1 4.25% $2,075
    First Guaranty Mortgage Corporation 1 4.63% $3,242
    American Mortgage & Equity Consultants, Inc. 1 5.75% $5,877
    Flagstar Bank, FSB 1 3.75% $1,979
    FLAT BRANCH MORTGAGE, INC. 1 7.13% $4,158
    GOLDEN PLAINS 1 5.25% $1,618
    HOMESIDE FINANCIAL, LLC 1 5.13% $8,293
    JLB CORPORATION 1 5.25% $4,716
    Landmark National Bank 1 6.75% $2,346
    MOVEMENT MORTGAGE, LLC 1 4.50% $2,335
    NAVY FEDERAL CREDIT UNION 1 6.75% $2,389
    North American Savings Bank, F.S.B. 1 3.63% $1,989
    SUCCESS MORTGAGE PARTNERS, INC. 1 4.99% $4,262
    THRIVENT Federal Credit Union 1 2.88% $2,164
    U.S. Bank 1 3.75% $2,246
    First State Bank of St. Charles, Missouri 1 3.88% $2,490
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.63% $4,919
    Arvest Bank 1 4.25% $2,134
    Azura Credit Union 1 5.13% $0
    BAY EQUITY LLC 1 5.99% $6,243
    Bell Bank 1 5.13% $2,225
    BOKF 1 5.50% $3,859
    Central National Bank 1 5.75% $826
    CMG MORTGAGE, INC. 1 5.63% $5,508
    Discover Bank 1 5.99% $0
    EVERETT FINANCIAL, INC. 1 4.13% $1,794
    Farm Credit Mid-America, ACA 1 4.75% $7,334

    Atchison Average Closing Costs & Other Stats

    Atchison, KS's 39 lenders originated 320 loans during 2022. The total origination value was $44,400,000, with an average loan value of $138,750.

    Atchison's average closing costs are $3,783.

    The top Atchison lender as defined by loan originations is QUICKEN LOANS, LLC, with 19 loans originated. Their average total fees are $4,104, which is $673 higher than the next largest lender, PRIMELENDING, A PLAINSCAPITAL COMPANY.

    The lowest fee Atchison lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY ($3,431), QUICKEN LOANS, LLC ($4,104), .

    The lowest rate Atchison lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.65%), PRIMELENDING, A PLAINSCAPITAL COMPANY (5.26%), .

    Atchison, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    The Union State Bank of Everest $10,655,000 $7,290,000 -31.6% 16.4%
    QUICKEN LOANS, LLC $14,500,000 $5,225,000 -64.0% 11.8%
    Exchange Bank & Trust $4,700,000 $5,105,000 8.6% 11.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $4,160,000 $4,440,000 6.7% 10.0%
    CALIBER HOME LOANS, INC. $995,000 $1,545,000 55.3% 3.5%
    GNBank $1,625,000 $1,505,000 -7.4% 3.4%
    Mortgage Research Center, LLC $1,835,000 $1,125,000 -38.7% 2.5%
    Bell Bank $890,000 n/a 2.0%
    UMB Bank $1,030,000 $735,000 -28.6% 1.7%
    Arvest Bank $390,000 $725,000 85.9% 1.6%
    UNION HOME MORTGAGE CORP. $1,495,000 $655,000 -56.2% 1.5%
    North American Savings Bank, F.S.B. $255,000 $645,000 152.9% 1.5%
    Mr. Cooper ( Nationstar Mortgage ) $180,000 $630,000 250.0% 1.4%
    NAVY FEDERAL CREDIT UNION $175,000 $565,000 222.9% 1.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $855,000 $530,000 -38.0% 1.2%
    Capitol Federal Savings Bank $145,000 $500,000 244.8% 1.1%
    Wells Fargo Bank $1,615,000 $495,000 -69.3% 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $115,000 $485,000 321.7% 1.1%
    ENDEAVOR CAPITAL, LLC. $805,000 $475,000 -41.0% 1.1%
    LOANDEPOT.COM, LLC $415,000 $470,000 13.3% 1.1%
    Mortgage Investment Services Corporation $640,000 $470,000 -26.6% 1.1%
    Azura Credit Union $105,000 $445,000 323.8% 1.0%
    Mutual Savings Association $420,000 n/a 0.9%
    AMERISAVE MORTGAGE CORPORATION $380,000 $415,000 9.2% 0.9%
    First Option Bank $380,000 n/a 0.9%
    Carrington Mortgage Services, LLC $105,000 $370,000 252.4% 0.8%
    COMMUNITY MORTGAGE, LLC $225,000 $350,000 55.6% 0.8%
    BAY EQUITY LLC $435,000 $340,000 -21.8% 0.8%
    LAKEVIEW LOAN SERVICING, LLC $195,000 $325,000 66.7% 0.7%
    U.S. Bank $795,000 $325,000 -59.1% 0.7%
    Farm Credit Mid-America, ACA $560,000 $275,000 -50.9% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $155,000 $260,000 67.7% 0.6%
    FLAT BRANCH MORTGAGE, INC. $370,000 $260,000 -29.7% 0.6%
    FREEDOM MORTGAGE CORPORATION $1,955,000 $255,000 -87.0% 0.6%
    HOMESIDE FINANCIAL, LLC $255,000 n/a 0.6%
    MOVEMENT MORTGAGE, LLC $95,000 $245,000 157.9% 0.6%
    Nations Lending Corporation $235,000 n/a 0.5%
    PENNYMAC LOAN SERVICES, LLC $235,000 n/a 0.5%
    FRONTIER COMMUNITY CREDIT UNION $240,000 $230,000 -4.2% 0.5%
    NEW DAY FINANCIAL, LLC $275,000 $210,000 -23.6% 0.5%
    USAA Federal Savings Bank $205,000 n/a 0.5%
    Central National Bank $195,000 n/a 0.4%
    CMG MORTGAGE, INC. $195,000 n/a 0.4%
    COMMUNITYAMERICA $1,025,000 $195,000 -81.0% 0.4%
    American Mortgage & Equity Consultants, Inc. $185,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $155,000 n/a 0.3%
    LEADERONE FINANCIAL CORPORATION $115,000 $150,000 30.4% 0.3%
    First State Bank of St. Charles, Missouri $155,000 $145,000 -6.5% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $245,000 $145,000 -40.8% 0.3%
    ROYAL UNITED MORTGAGE LLC $190,000 $140,000 -26.3% 0.3%
    Citizens Savings and Loan Association, FSB $205,000 $135,000 -34.1% 0.3%
    EVERETT FINANCIAL, INC. $135,000 n/a 0.3%
    SOUTHWEST STAGE FUNDING, LLC $135,000 n/a 0.3%
    Bank of England $125,000 n/a 0.3%
    Discover Bank $125,000 n/a 0.3%
    First Bank $125,000 n/a 0.3%
    JLB CORPORATION $200,000 $125,000 -37.5% 0.3%
    Landmark National Bank $160,000 $125,000 -21.9% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $115,000 n/a 0.3%
    MEGASTAR FINANCIAL CORP. $115,000 n/a 0.3%
    GOLDEN PLAINS $105,000 n/a 0.2%
    BOKF $470,000 $95,000 -79.8% 0.2%
    Commerce Bank $350,000 $90,000 -74.3% 0.2%
    First Guaranty Mortgage Corporation $85,000 n/a 0.2%
    THRIVENT Federal Credit Union $85,000 n/a 0.2%
    Citibank $75,000 n/a 0.2%
    Kaw Valley Bank $75,000 n/a 0.2%
    LOANPAL, LLC $75,000 n/a 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $75,000 n/a 0.2%
    Citizens Bank $65,000 n/a 0.1%
    JAMES B. NUTTER & COMPANY $65,000 n/a 0.1%
    Flagstar Bank, FSB $105,000 $55,000 -47.6% 0.1%
    Fidelity Bank $45,000 n/a 0.1%
    Bank of America $35,000 n/a 0.1%
    COMMUNICATION $35,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $35,000 n/a 0.1%

    Atchison's top lender by overall market share is The Union State Bank of Everest, with 16.4% market share. In second place, with 11.8%, is QUICKEN LOANS, LLC, having originated $5,225,000 in loans. In third place, with 11.5%, is Exchange Bank & Trust, having originated $5,105,000 in loans. In fourth place, with 10.0%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $4,440,000 in loans. In fifth place, with 3.5%, is CALIBER HOME LOANS, INC., having originated $1,545,000 in loans.

    Atchison Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Atchison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $72,975 (-18.3%) $104,620 (0.0%) 0.00 56
    2018-02-01 $78,850 (-23.6%) $109,022 (-2.2%) 0.00 55
    2018-03-01 $78,500 (-21.7%) $107,965 (3.3%) 0.00 63
    2018-04-01 $85,000 (-14.9%) $120,468 (12.0%) 0.00 68
    2018-05-01 $99,963 (0.1%) $132,525 (17.2%) 0.00 62
    2018-06-01 $94,000 (-3.3%) $119,080 (1.1%) 0.00 65
    2018-07-01 $93,250 (-6.3%) $118,147 (-2.8%) 0.00 70
    2018-08-01 $96,250 (1.3%) $129,269 (12.3%) 0.00 67
    2018-09-01 $109,500 (15.3%) $135,347 (18.1%) 0.00 58
    2018-10-01 $105,750 (27.0%) $132,881 (22.8%) 0.00 56
    2018-11-01 $92,970 (20.4%) $133,034 (23.3%) 0.00 53
    2018-12-01 $89,400 (22.5%) $138,495 (38.9%) 0.00 46
    2019-01-01 $88,750 (21.6%) $139,929 (33.8%) 0.00 42
    2019-02-01 $69,700 (-11.6%) $122,153 (12.0%) 0.00 34
    2019-03-01 $70,143 (-10.7%) $118,416 (9.7%) 0.00 37
    2019-04-01 $76,500 (-10.0%) $118,958 (-1.3%) 0.00 45
    2019-05-01 $78,000 (-22.0%) $110,798 (-16.4%) 0.00 51
    2019-06-01 $89,900 (-4.4%) $113,514 (-4.7%) 0.00 46
    2019-07-01 $92,750 (-0.5%) $135,200 (14.4%) 0.00 38
    2019-08-01 $91,818 (-4.6%) $141,387 (9.4%) 0.00 36
    2019-09-01 $91,920 (-16.1%) $150,925 (11.5%) 0.00 37
    2019-10-01 $87,939 (-16.8%) $156,893 (18.1%) 0.00 35
    2019-11-01 $72,000 (-22.6%) $133,133 (0.1%) 0.00 35
    2019-12-01 $76,200 (-14.8%) $137,947 (-0.4%) 0.00 36
    2020-01-01 $71,375 (-19.6%) $131,631 (-5.9%) 0.00 33
    2020-02-01 $86,450 (24.0%) $141,503 (15.8%) 0.00 34
    2020-03-01 $75,750 (8.0%) $132,594 (12.0%) 0.00 34
    2020-04-01 $83,875 (9.6%) $141,657 (19.1%) 0.00 33
    2020-05-01 $119,500 (53.2%) $155,358 (40.2%) 0.00 36
    2020-06-01 $124,750 (38.8%) $154,335 (36.0%) 0.00 37
    2020-07-01 $118,000 (27.2%) $141,591 (4.7%) 0.00 37
    2020-08-01 $117,500 (28.0%) $144,300 (2.1%) 0.00 24
    2020-09-01 $127,500 (38.7%) $171,110 (13.4%) 0.00 22
    2020-10-01 $117,500 (33.6%) $170,129 (8.4%) 0.00 19
    2020-11-01 $114,950 (59.7%) $171,143 (28.6%) 0.00 26
    2020-12-01 $114,175 (49.8%) $156,655 (13.6%) 0.00 27
    2021-01-01 $101,950 (42.8%) $174,212 (32.4%) 0.00 23
    2021-02-01 $100,475 (16.2%) $180,248 (27.4%) 0.00 15
    2021-03-01 $103,450 (36.6%) $143,668 (8.4%) 0.00 15
    2021-04-01 $91,950 (9.6%) $195,091 (37.7%) 0.00 11
    2021-05-01 $122,750 (2.7%) $199,274 (28.3%) 0.00 15
    2021-06-01 $140,000 (12.2%) $203,172 (31.6%) 0.00 23
    2021-07-01 $135,000 (14.4%) $228,822 (61.6%) 0.00 26
    2021-08-01 $126,125 (7.3%) $206,746 (43.3%) 0.00 32
    2021-09-01 $128,549 (0.8%) $234,687 (37.2%) 0.00 31
    2021-10-01 $119,900 (2.0%) $216,337 (27.2%) 0.00 27
    2021-11-01 $107,375 (-6.6%) $201,075 (17.5%) 0.00 25
    2021-12-01 $94,450 (-17.3%) $165,833 (5.9%) 0.00 24
    2022-01-01 $88,950 (-12.8%) $158,385 (-9.1%) 0.00 21
    2022-02-01 $92,500 (-7.9%) $148,875 (-17.4%) 0.00 19
    2022-03-01 $97,500 (-5.8%) $169,857 (18.2%) 0.00 17
    2022-04-01 $134,950 (46.8%) $151,290 (-22.5%) 0.00 14
    2022-05-01 $136,500 (11.2%) $206,120 (3.4%) 0.00 15
    2022-06-01 $134,375 (-4.0%) $201,299 (-0.9%) 0.00 17
    2022-07-01 $135,000 (0.0%) $194,177 (-15.1%) 0.00 20
    2022-08-01 $135,000 (7.0%) $177,341 (-14.2%) 0.00 21
    2022-09-01 $123,750 (-3.7%) $190,487 (-18.8%) 0.00 21
    2022-10-01 $127,000 (5.9%) $145,143 (-32.9%) 0.00 21
    2022-11-01 $125,500 (16.9%) $145,523 (-27.6%) 0.00 25
    2022-12-01 $122,450 (29.7%) $147,205 (-11.2%) 0.00 17
    2023-01-01 $116,150 (30.6%) $128,920 (-18.6%) 0.00 18
    2023-02-01 $110,625 (19.6%) $131,959 (-11.4%) 0.00 15
    2023-03-01 $120,000 (23.1%) $132,296 (-22.1%) 0.00 17
    2023-04-01 $120,000 (-11.1%) $150,899 (-0.3%) 0.00 16
    2023-05-01 $120,000 (-12.1%) $138,887 (-32.6%) 0.00 19
    2023-06-01 $129,500 (-3.6%) $159,947 (-20.5%) 0.00 21
    2023-07-01 $165,000 (22.2%) $168,648 (-13.2%) 0.00 29
    2023-08-01 $165,000 (22.2%) $184,542 (4.1%) 0.00 21
    Atchison's median listing price for 2023-08-01 was $165,000, a difference of $30,000 (22.2%) versus the prior year and $0 versus the prior month.

    Atchison's median listing price comes in at 0% of the national average.

    Atchison's average listing price for 2023-08-01 was $184,542, a difference of $7,201 (4.1%) versus the prior year and $15,894 versus the prior month.

    For the 2023-08-01 period, Atchison had 21 MLS listings, a difference of -8 listings (-28%) versus the prior month and 0 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Atchison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,526 sqft
    2018-02-01 0 days 1,556 sqft
    2018-03-01 0 days 1,564 sqft
    2018-04-01 0 days 1,592 sqft
    2018-05-01 0 days 1,705 sqft
    2018-06-01 0 days 1,726 sqft
    2018-07-01 0 days 1,895 sqft
    2018-08-01 0 days 1,821 sqft
    2018-09-01 0 days 1,932 sqft
    2018-10-01 0 days 1,931 sqft
    2018-11-01 0 days 1,661 sqft
    2018-12-01 0 days 1,596 sqft
    2019-01-01 0 days 1,614 sqft
    2019-02-01 0 days 1,324 sqft
    2019-03-01 0 days 1,358 sqft
    2019-04-01 0 days 1,411 sqft
    2019-05-01 0 days 1,415 sqft
    2019-06-01 0 days 1,461 sqft
    2019-07-01 0 days 1,582 sqft
    2019-08-01 0 days 1,624 sqft
    2019-09-01 0 days 1,686 sqft
    2019-10-01 0 days 1,658 sqft
    2019-11-01 0 days 1,591 sqft
    2019-12-01 0 days 1,372 sqft
    2020-01-01 0 days 1,267 sqft
    2020-02-01 0 days 1,459 sqft
    2020-03-01 0 days 1,495 sqft
    2020-04-01 0 days 1,469 sqft
    2020-05-01 0 days 1,692 sqft
    2020-06-01 0 days 2,043 sqft
    2020-07-01 0 days 1,984 sqft
    2020-08-01 0 days 2,016 sqft
    2020-09-01 0 days 2,027 sqft
    2020-10-01 0 days 2,079 sqft
    2020-11-01 0 days 1,872 sqft
    2020-12-01 0 days 1,811 sqft
    2021-01-01 0 days 1,844 sqft
    2021-02-01 0 days 1,837 sqft
    2021-03-01 0 days 1,810 sqft
    2021-04-01 0 days 1,517 sqft
    2021-05-01 0 days 1,500 sqft
    2021-06-01 0 days 1,694 sqft
    2021-07-01 0 days 1,962 sqft
    2021-08-01 0 days 1,919 sqft
    2021-09-01 0 days 1,941 sqft
    2021-10-01 0 days 1,960 sqft
    2021-11-01 0 days 1,581 sqft
    2021-12-01 0 days 1,603 sqft
    2022-01-01 0 days 1,651 sqft
    2022-02-01 0 days 1,568 sqft
    2022-03-01 0 days 1,648 sqft
    2022-04-01 0 days 1,648 sqft
    2022-05-01 0 days 1,216 sqft
    2022-06-01 0 days 1,349 sqft
    2022-07-01 0 days 1,350 sqft
    2022-08-01 0 days 1,598 sqft
    2022-09-01 0 days 1,727 sqft
    2022-10-01 0 days 1,870 sqft
    2022-11-01 0 days 1,850 sqft
    2022-12-01 0 days 1,780 sqft
    2023-01-01 0 days 1,782 sqft
    2023-02-01 0 days 1,686 sqft
    2023-03-01 0 days 1,348 sqft
    2023-04-01 0 days 1,756 sqft
    2023-05-01 0 days 1,674 sqft
    2023-06-01 0 days 1,748 sqft
    2023-07-01 0 days 1,807 sqft
    2023-08-01 0 days 1,768 sqft
    Atchison's median listing age (time on market) for 2023-08-01 was 0 days.

    Atchison's median square footage for active listings during the 2023-08-01 period was 1,768 sqft. One year prior, the average listing was 1,598 sqft.

    Atchison, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 180 $28,620,000 $159,000
    Refi 58 $6,460,000 $111,379
    Cash Out Refi 46 $6,980,000 $151,739
    Home Improvement 27 $1,385,000 $51,296
    Other 9 $955,000 $106,111

    Atchison's most frequently cited loan purpose was Home Purchase, with 180 originations. The 2nd most popular reason was Refi, with 58 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 60 $8,190,000 $136,500
    4-5% 50 $7,690,000 $153,800
    3-4% 35 $5,845,000 $167,000
    6-7% 31 $4,585,000 $147,903
    2.5-3% 15 $1,985,000 $132,333
    7-8% 5 $605,000 $121,000
    <2.5% 4 $590,000 $147,500

    During 2022, Atchison's most frequently originated rate bucket was 5-6%, with 60 originations.

    Loan Sizing (Atchison, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 134 $7,720,000 $57,612
    $100k-200k 126 $17,820,000 $141,429
    $200k-400k 55 $14,415,000 $262,091
    $600k-1000k 3 $2,075,000 $691,667
    $400k-600k 1 $555,000 $555,000
    $Over $1MM 1 $1,815,000 $1,815,000

    Atchison's loan sizing saw the bucket of loans from $100,000 or less with 134 originations, totaling $7,720,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 122 $18,370,000 $150,574
    60-80% 44 $8,230,000 $187,045
    20-40% 13 $795,000 $61,154
    40-60% 9 $1,085,000 $120,556
    Under 20% 8 $350,000 $43,750
    Over 100% 4 $660,000 $165,000

    Atchison's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 122 originations, totaling $18,370,000 in origination value.