Atchison Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Atchison averaged 6.52% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.84% and one month ago for the week of 2025-03-06, the average rate was 6.53%.

    Atchison's average rate one year ago was 6.62%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.62%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Atchison 30 Year Fixed Rate 2025-04-10 6.52%
    Atchison 30 Year Fixed Rate Refi 2025-04-10 6.62%
    Atchison 15 Year Fixed Rate 2025-04-10 5.72%
    Atchison 15 Year Fixed Rate Refi 2025-04-10 6.22%
    Atchison 30 Year FHA 2025-04-10 6.63%
    Atchison 30 Year FHA Refi 2025-04-10 6.53%
    Atchison 30 Year USDA 2025-04-10 6.45%
    Atchison 30 Year USDA Refi 2025-04-10 6.35%
    Atchison 30 Year VA 2025-04-10 6.19%
    Atchison 30 Year VA Refi 2025-04-10 6.19%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Atchison, KS.

    Atchison Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Atchison, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    PRIMELENDING, A PLAINSCAPITAL COMPANY 9 7.29% $3,503
    QUICKEN LOANS, LLC 8 6.87% $4,628
    UNION HOME MORTGAGE CORP. 4 6.90% $4,203
    BAYSHORE MORTGAGE FUNDING, LLC 3 7.04% $4,332
    The Central Trust Bank 2 6.38% $2,582
    UNITED WHOLESALE MORTGAGE, LLC 2 6.56% $4,957
    Flagstar Bank, FSB 2 7.13% $5,430
    CROSSCOUNTRY MORTGAGE, LLC 2 6.78% $2,946
    FRONTIER COMMUNITY CREDIT UNION 2 6.44% $4,352
    Commerce Bank 2 7.81% $2,331
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.63% $4,358
    HALLMARK HOME MORTGAGE, LLC 1 7.38% $3,033
    HOMESIDE FINANCIAL, LLC 1 6.50% $3,598
    JPMorgan Chase Bank 1 7.63% $4,549
    Landmark National Bank 1 6.63% $2,114
    MEGASTAR FINANCIAL CORP. 1 6.63% $2,884
    Mortgage Research Center, LLC 1 7.50% $1,295
    NAVY FEDERAL CREDIT UNION 1 8.00% $4,186
    Sunflower Bank 1 5.88% $7,078
    21ST MORTGAGE CORPORATION 1 9.80% $3,812
    U.S. Bank 1 6.88% $2,379
    American Mortgage Bank, LLC 1 6.88% $3,402
    BROKER SOLUTIONS, INC. 1 7.13% $13,765
    Central Bank 1 6.75% $2,596
    CHURCHILL MORTGAGE CORPORATION 1 7.63% $4,761
    COMMUNITYAMERICA 1 6.38% $2,798
    COMMUNITY MORTGAGE, LLC 1 6.38% $2,896
    DAS Acquisition Company, LLC 1 7.13% $2,685
    ENDEAVOR CAPITAL, LLC. 1 6.25% $4,071
    First State Bank of St. Charles, Missouri 1 6.13% $3,415
    FLAT BRANCH MORTGAGE, INC. 1 7.13% $2,625

    Atchison Average Closing Costs & Other Stats

    Atchison, KS's 31 lenders originated 291 loans during 2024. The total origination value was $42,665,000, with an average loan value of $146,615.

    Atchison's average closing costs are $4,294.

    The top Atchison lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 9 loans originated. Their average total fees are $3,503, which is $1,125 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Atchison lenders (with over 10 loans originated) are .

    The lowest rate Atchison lenders (with over 10 loans originated) are .

    Atchison, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    The Union State Bank of Everest $6,870,000 $6,550,000 -4.7% 15.4%
    Exchange Bank & Trust $3,640,000 $4,945,000 35.9% 11.6%
    QUICKEN LOANS, LLC $2,920,000 $4,250,000 45.5% 10.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,820,000 $2,885,000 58.5% 6.8%
    Mid-America Bank $385,000 $1,680,000 336.4% 3.9%
    BAYSHORE MORTGAGE FUNDING, LLC $1,355,000 n/a 3.2%
    UNION HOME MORTGAGE CORP. $145,000 $1,000,000 589.7% 2.3%
    Mortgage Research Center, LLC $1,445,000 $930,000 -35.6% 2.2%
    Sterling Bank $865,000 n/a 2.0%
    FREEDOM MORTGAGE CORPORATION $390,000 $850,000 117.9% 2.0%
    FLAT BRANCH MORTGAGE, INC. $800,000 n/a 1.9%
    UNITED WHOLESALE MORTGAGE, LLC $640,000 $675,000 5.5% 1.6%
    Mortgage Investment Services Corporation $330,000 $610,000 84.8% 1.4%
    NAVY FEDERAL CREDIT UNION $610,000 n/a 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $265,000 $590,000 122.6% 1.4%
    FRONTIER COMMUNITY CREDIT UNION $260,000 $585,000 125.0% 1.4%
    Armed Forces Bank $500,000 $555,000 11.0% 1.3%
    GNBank $375,000 $540,000 44.0% 1.3%
    COMMUNITYAMERICA $150,000 $520,000 246.7% 1.2%
    PENNYMAC LOAN SERVICES, LLC $85,000 $510,000 500.0% 1.2%
    First State Bank of St. Charles, Missouri $500,000 n/a 1.2%
    CROSSCOUNTRY MORTGAGE, LLC $930,000 $460,000 -50.5% 1.1%
    BROKER SOLUTIONS, INC. $460,000 $430,000 -6.5% 1.0%
    ENDEAVOR CAPITAL, LLC. $1,795,000 $420,000 -76.6% 1.0%
    GENEVA FINANCIAL, LLC $410,000 n/a 1.0%
    BOKF $395,000 n/a 0.9%
    COMMUNITY MORTGAGE, LLC $380,000 n/a 0.9%
    MEGASTAR FINANCIAL CORP. $355,000 n/a 0.8%
    LENDINGHOME FUNDING CORPORATION $320,000 n/a 0.8%
    UMB Bank $125,000 $315,000 152.0% 0.7%
    American Mortgage Bank, LLC $305,000 n/a 0.7%
    CoreFirst Bank & Trust $300,000 n/a 0.7%
    U.S. Bank $565,000 $300,000 -46.9% 0.7%
    Mutual Savings Association $290,000 n/a 0.7%
    HALLMARK HOME MORTGAGE, LLC $285,000 n/a 0.7%
    Wells Fargo Bank $320,000 $265,000 -17.2% 0.6%
    Commerce Bank $190,000 $260,000 36.8% 0.6%
    JLB CORPORATION $215,000 $255,000 18.6% 0.6%
    DAS Acquisition Company, LLC $240,000 n/a 0.6%
    Flagstar Bank, FSB $110,000 $240,000 118.2% 0.6%
    Notre Dame Federal Credit Union Corporation $240,000 n/a 0.6%
    BENDENA STATE BANK $725,000 $205,000 -71.7% 0.5%
    PLANET HOME LENDING, LLC $205,000 n/a 0.5%
    Envista Credit Union $135,000 $190,000 40.7% 0.4%
    CMG MORTGAGE, INC. $185,000 n/a 0.4%
    NEWREZ LLC $185,000 $185,000 0.0% 0.4%
    Arvest Bank $270,000 $175,000 -35.2% 0.4%
    The Central Trust Bank $345,000 $170,000 -50.7% 0.4%
    BAY EQUITY LLC $135,000 $165,000 22.2% 0.4%
    The Farmers State Bank $165,000 n/a 0.4%
    USAA Federal Savings Bank $65,000 $155,000 138.5% 0.4%
    AMERISAVE MORTGAGE CORPORATION $150,000 n/a 0.4%
    CARDINAL FINANCIAL $150,000 n/a 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $135,000 n/a 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $135,000 n/a 0.3%
    MID AMERICA MORTGAGE, INC. $125,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 n/a 0.3%
    PNC Bank $275,000 $125,000 -54.5% 0.3%
    Sunflower Bank $125,000 n/a 0.3%
    Ixonia Bank $115,000 n/a 0.3%
    JPMorgan Chase Bank $145,000 $115,000 -20.7% 0.3%
    CHURCHILL MORTGAGE CORPORATION $105,000 n/a 0.2%
    Deere Employees Credit Union $105,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $95,000 n/a 0.2%
    Central Bank $85,000 n/a 0.2%
    Landmark National Bank $115,000 $85,000 -26.1% 0.2%
    21ST MORTGAGE CORPORATION $320,000 $65,000 -79.7% 0.2%
    LOANDEPOT.COM, LLC $735,000 $65,000 -91.2% 0.2%
    AMERICAN FINANCING CORPORATION $55,000 n/a 0.1%
    Discover Bank $55,000 n/a 0.1%
    SPRING EQ, LLC $55,000 n/a 0.1%
    Wells Bank $45,000 $55,000 22.2% 0.1%
    Bank of America $45,000 n/a 0.1%
    BTC BANK $45,000 n/a 0.1%
    Coastal Community Bank $55,000 $40,000 -27.3% 0.1%
    Figure Lending LLC $35,000 n/a 0.1%
    The Loan Store, Inc. $35,000 n/a 0.1%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.1%

    Atchison's top lender by overall market share is The Union State Bank of Everest, with 15.4% market share. In second place, with 11.6%, is Exchange Bank & Trust, having originated $4,945,000 in loans. In third place, with 10.0%, is QUICKEN LOANS, LLC, having originated $4,250,000 in loans. In fourth place, with 6.8%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $2,885,000 in loans. In fifth place, with 3.9%, is Mid-America Bank, having originated $1,680,000 in loans.

    Atchison Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Atchison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $72,975 (-18.3%) $104,620 (0.0%) 0.00 56
    2018-02-01 $78,850 (-23.6%) $109,022 (-2.2%) 0.00 55
    2018-03-01 $78,500 (-21.7%) $107,965 (3.3%) 0.00 63
    2018-04-01 $85,000 (-14.9%) $120,468 (12.0%) 0.00 68
    2018-05-01 $99,963 (0.1%) $132,525 (17.2%) 0.00 62
    2018-06-01 $94,000 (-3.3%) $119,080 (1.1%) 0.00 65
    2018-07-01 $93,250 (-6.3%) $118,147 (-2.8%) 0.00 70
    2018-08-01 $96,250 (1.3%) $129,269 (12.3%) 0.00 67
    2018-09-01 $109,500 (15.3%) $135,347 (18.1%) 0.00 58
    2018-10-01 $105,750 (27.0%) $132,881 (22.8%) 0.00 56
    2018-11-01 $92,970 (20.4%) $133,034 (23.3%) 0.00 53
    2018-12-01 $89,400 (22.5%) $138,495 (38.9%) 0.00 46
    2019-01-01 $88,750 (21.6%) $139,929 (33.8%) 0.00 42
    2019-02-01 $69,700 (-11.6%) $122,153 (12.0%) 0.00 34
    2019-03-01 $70,143 (-10.7%) $118,416 (9.7%) 0.00 37
    2019-04-01 $76,500 (-10.0%) $118,958 (-1.3%) 0.00 45
    2019-05-01 $78,000 (-22.0%) $110,798 (-16.4%) 0.00 51
    2019-06-01 $89,900 (-4.4%) $113,514 (-4.7%) 0.00 46
    2019-07-01 $92,750 (-0.5%) $135,200 (14.4%) 0.00 38
    2019-08-01 $91,818 (-4.6%) $141,387 (9.4%) 0.00 36
    2019-09-01 $91,920 (-16.1%) $150,925 (11.5%) 0.00 37
    2019-10-01 $87,939 (-16.8%) $156,893 (18.1%) 0.00 35
    2019-11-01 $72,000 (-22.6%) $133,133 (0.1%) 0.00 35
    2019-12-01 $76,200 (-14.8%) $137,947 (-0.4%) 0.00 36
    2020-01-01 $71,375 (-19.6%) $131,631 (-5.9%) 0.00 33
    2020-02-01 $86,450 (24.0%) $141,503 (15.8%) 0.00 34
    2020-03-01 $75,750 (8.0%) $132,594 (12.0%) 0.00 34
    2020-04-01 $83,875 (9.6%) $141,657 (19.1%) 0.00 33
    2020-05-01 $119,500 (53.2%) $155,358 (40.2%) 0.00 36
    2020-06-01 $124,750 (38.8%) $154,335 (36.0%) 0.00 37
    2020-07-01 $118,000 (27.2%) $141,591 (4.7%) 0.00 37
    2020-08-01 $117,500 (28.0%) $144,300 (2.1%) 0.00 24
    2020-09-01 $127,500 (38.7%) $171,110 (13.4%) 0.00 22
    2020-10-01 $117,500 (33.6%) $170,129 (8.4%) 0.00 19
    2020-11-01 $114,950 (59.7%) $171,143 (28.6%) 0.00 26
    2020-12-01 $114,175 (49.8%) $156,655 (13.6%) 0.00 27
    2021-01-01 $101,950 (42.8%) $174,212 (32.4%) 0.00 23
    2021-02-01 $100,475 (16.2%) $180,248 (27.4%) 0.00 15
    2021-03-01 $103,450 (36.6%) $143,668 (8.4%) 0.00 15
    2021-04-01 $91,950 (9.6%) $195,091 (37.7%) 0.00 11
    2021-05-01 $122,750 (2.7%) $199,274 (28.3%) 0.00 15
    2021-06-01 $140,000 (12.2%) $203,172 (31.6%) 0.00 23
    2021-07-01 $135,000 (14.4%) $228,822 (61.6%) 0.00 26
    2021-08-01 $126,125 (7.3%) $206,746 (43.3%) 0.00 32
    2021-09-01 $128,549 (0.8%) $234,687 (37.2%) 0.00 31
    2021-10-01 $119,900 (2.0%) $216,337 (27.2%) 0.00 27
    2021-11-01 $107,375 (-6.6%) $201,075 (17.5%) 0.00 25
    2021-12-01 $94,450 (-17.3%) $165,833 (5.9%) 0.00 24
    2022-01-01 $88,950 (-12.8%) $158,385 (-9.1%) 0.00 21
    2022-02-01 $92,500 (-7.9%) $148,875 (-17.4%) 0.00 19
    2022-03-01 $97,500 (-5.8%) $169,857 (18.2%) 0.00 17
    2022-04-01 $134,950 (46.8%) $151,290 (-22.5%) 0.00 14
    2022-05-01 $136,500 (11.2%) $206,120 (3.4%) 0.00 15
    2022-06-01 $134,375 (-4.0%) $201,299 (-0.9%) 0.00 17
    2022-07-01 $135,000 (0.0%) $194,177 (-15.1%) 0.00 20
    2022-08-01 $135,000 (7.0%) $177,341 (-14.2%) 0.00 21
    2022-09-01 $123,750 (-3.7%) $190,487 (-18.8%) 0.00 21
    2022-10-01 $127,000 (5.9%) $145,143 (-32.9%) 0.00 21
    2022-11-01 $125,500 (16.9%) $145,523 (-27.6%) 0.00 25
    2022-12-01 $122,450 (29.7%) $147,205 (-11.2%) 0.00 17
    2023-01-01 $116,150 (30.6%) $128,920 (-18.6%) 0.00 18
    2023-02-01 $110,625 (19.6%) $131,959 (-11.4%) 0.00 15
    2023-03-01 $120,000 (23.1%) $132,296 (-22.1%) 0.00 17
    2023-04-01 $120,000 (-11.1%) $150,899 (-0.3%) 0.00 16
    2023-05-01 $120,000 (-12.1%) $138,887 (-32.6%) 0.00 19
    2023-06-01 $127,000 (-5.5%) $148,777 (-26.1%) 0.00 20
    2023-07-01 $165,000 (22.2%) $161,541 (-16.8%) 0.00 28
    2023-08-01 $165,000 (22.2%) $184,542 (4.1%) 0.00 21
    2023-09-01 $165,000 (33.3%) $164,624 (-13.6%) 0.00 34
    2023-10-01 $152,100 (19.8%) $167,668 (15.5%) 0.00 39
    2023-11-01 $147,750 (17.7%) $172,649 (18.6%) 0.00 38
    2023-12-01 $143,375 (17.1%) $171,526 (16.5%) 0.00 30
    2024-01-01 $140,638 (21.1%) $164,680 (27.7%) 0.00 26
    2024-02-01 $138,938 (25.6%) $157,855 (19.6%) 0.00 24
    2024-03-01 $145,000 (20.8%) $171,881 (29.9%) 0.00 24
    2024-04-01 $146,875 (22.4%) $196,549 (30.3%) 0.00 24
    2024-05-01 $155,500 (29.6%) $209,048 (50.5%) 0.00 29
    2024-06-01 $170,000 (33.9%) $228,628 (53.7%) 0.00 28
    2024-07-01 $235,625 (42.8%) $247,642 (53.3%) 0.00 35
    2024-08-01 $212,450 (28.8%) $224,554 (21.7%) 0.00 41
    2024-09-01 $192,250 (16.5%) $217,679 (32.2%) 0.00 41
    2024-10-01 $193,875 (27.5%) $228,679 (36.4%) 0.00 41
    2024-11-01 $199,000 (34.7%) $220,106 (27.5%) 0.00 35
    2024-12-01 $210,625 (46.9%) $223,014 (30.0%) 0.00 36
    2025-01-01 $187,500 (33.3%) $213,919 (29.9%) 0.00 32
    2025-02-01 $241,250 (73.6%) $233,448 (47.9%) 0.00 28
    2025-03-01 $210,000 (44.8%) $223,882 (30.3%) 0.00 25
    Atchison's median listing price for 2025-03-01 was $210,000, a difference of $65,000 (44.8%) versus the prior year and $-31,250 versus the prior month.

    Atchison's median listing price comes in at 0% of the national average.

    Atchison's average listing price for 2025-03-01 was $223,882, a difference of $52,001 (30.3%) versus the prior year and $-9,566 versus the prior month.

    For the 2025-03-01 period, Atchison had 25 MLS listings, a difference of -3 listings (-11%) versus the prior month and 1 listings (4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Atchison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,516 sqft
    2018-02-01 0 days 1,547 sqft
    2018-03-01 0 days 1,560 sqft
    2018-04-01 0 days 1,622 sqft
    2018-05-01 0 days 1,712 sqft
    2018-06-01 0 days 1,723 sqft
    2018-07-01 0 days 1,821 sqft
    2018-08-01 0 days 1,821 sqft
    2018-09-01 0 days 1,937 sqft
    2018-10-01 0 days 1,932 sqft
    2018-11-01 0 days 1,687 sqft
    2018-12-01 0 days 1,656 sqft
    2019-01-01 0 days 1,668 sqft
    2019-02-01 0 days 1,336 sqft
    2019-03-01 0 days 1,391 sqft
    2019-04-01 0 days 1,473 sqft
    2019-05-01 0 days 1,456 sqft
    2019-06-01 0 days 1,461 sqft
    2019-07-01 0 days 1,582 sqft
    2019-08-01 0 days 1,624 sqft
    2019-09-01 0 days 1,686 sqft
    2019-10-01 0 days 1,658 sqft
    2019-11-01 0 days 1,591 sqft
    2019-12-01 0 days 1,372 sqft
    2020-01-01 0 days 1,267 sqft
    2020-02-01 0 days 1,459 sqft
    2020-03-01 0 days 1,495 sqft
    2020-04-01 0 days 1,469 sqft
    2020-05-01 0 days 1,692 sqft
    2020-06-01 0 days 2,043 sqft
    2020-07-01 0 days 1,984 sqft
    2020-08-01 0 days 2,016 sqft
    2020-09-01 0 days 2,027 sqft
    2020-10-01 0 days 2,079 sqft
    2020-11-01 0 days 1,872 sqft
    2020-12-01 0 days 1,811 sqft
    2021-01-01 0 days 1,844 sqft
    2021-02-01 0 days 1,837 sqft
    2021-03-01 0 days 1,810 sqft
    2021-04-01 0 days 1,517 sqft
    2021-05-01 0 days 1,500 sqft
    2021-06-01 0 days 1,694 sqft
    2021-07-01 0 days 1,962 sqft
    2021-08-01 0 days 1,919 sqft
    2021-09-01 0 days 1,941 sqft
    2021-10-01 0 days 1,960 sqft
    2021-11-01 0 days 1,581 sqft
    2021-12-01 0 days 1,603 sqft
    2022-01-01 0 days 1,651 sqft
    2022-02-01 0 days 1,568 sqft
    2022-03-01 0 days 1,648 sqft
    2022-04-01 0 days 1,648 sqft
    2022-05-01 0 days 1,216 sqft
    2022-06-01 0 days 1,349 sqft
    2022-07-01 0 days 1,350 sqft
    2022-08-01 0 days 1,598 sqft
    2022-09-01 0 days 1,727 sqft
    2022-10-01 0 days 1,870 sqft
    2022-11-01 0 days 1,850 sqft
    2022-12-01 0 days 1,780 sqft
    2023-01-01 0 days 1,782 sqft
    2023-02-01 0 days 1,686 sqft
    2023-03-01 0 days 1,348 sqft
    2023-04-01 0 days 1,756 sqft
    2023-05-01 0 days 1,674 sqft
    2023-06-01 0 days 1,756 sqft
    2023-07-01 0 days 1,764 sqft
    2023-08-01 0 days 1,768 sqft
    2023-09-01 0 days 1,520 sqft
    2023-10-01 0 days 1,532 sqft
    2023-11-01 0 days 1,495 sqft
    2023-12-01 0 days 1,486 sqft
    2024-01-01 0 days 1,403 sqft
    2024-02-01 0 days 1,494 sqft
    2024-03-01 0 days 1,486 sqft
    2024-04-01 0 days 1,551 sqft
    2024-05-01 0 days 1,501 sqft
    2024-06-01 0 days 1,690 sqft
    2024-07-01 0 days 1,896 sqft
    2024-08-01 0 days 1,765 sqft
    2024-09-01 0 days 1,757 sqft
    2024-10-01 0 days 1,770 sqft
    2024-11-01 0 days 1,748 sqft
    2024-12-01 0 days 1,730 sqft
    2025-01-01 0 days 1,674 sqft
    2025-02-01 0 days 1,786 sqft
    2025-03-01 0 days 1,674 sqft
    Atchison's median listing age (time on market) for 2025-03-01 was 0 days.

    Atchison's median square footage for active listings during the 2025-03-01 period was 1,674 sqft. One year prior, the average listing was 1,486 sqft.

    Atchison, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 168 $28,810,000 $171,488
    Refi 53 $6,635,000 $125,189
    Cash Out Refi 35 $4,775,000 $136,429
    Home Improvement 20 $1,440,000 $72,000
    Other 15 $1,005,000 $67,000

    Atchison's most frequently cited loan purpose was Home Purchase, with 168 originations. The 2nd most popular reason was Refi, with 53 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 83 $13,685,000 $164,880
    7-8% 47 $8,725,000 $185,638
    Over 8% 28 $2,000,000 $71,429
    5-6% 24 $4,340,000 $180,833
    4-5% 1 $255,000 $255,000

    During 2024, Atchison's most frequently originated rate bucket was 6-7%, with 83 originations.

    Loan Sizing (Atchison, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 118 $7,230,000 $61,271
    $100k-200k 107 $15,205,000 $142,103
    $200k-400k 59 $15,755,000 $267,034
    $400k-600k 5 $2,355,000 $471,000
    $600k-1000k 1 $865,000 $865,000
    $Over $1MM 1 $1,255,000 $1,255,000

    Atchison's loan sizing saw the bucket of loans from $100,000 or less with 118 originations, totaling $7,230,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 106 $19,860,000 $187,358
    60-80% 35 $6,205,000 $177,286
    Under 20% 13 $525,000 $40,385
    20-40% 12 $600,000 $50,000
    40-60% 12 $1,240,000 $103,333

    Atchison's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 106 originations, totaling $19,860,000 in origination value.