Village Capital Mortgage Rates, Fees & Info
DOVER, DELEI: 549300VCMRO4ST680C11
Tax ID: 20-0192872
3.8 stars - Updated: 4/22/24
-
out of 5 stars, based on 60 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Village Capital Mortgage is a small mortgage company specializing in Cash Out Refi and Refi loans. They have a a high proportion of FHA loans. Village Capital Mortgage has a low ratio of conventional loans.They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Riverside, Washington, Phoenix, and Virginia Beach among others. We have data for 497 markets. (Some data included below & more in-depth data is available with an active subscription.)Village Capital Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Village Capital Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.91% | 4/22/24 |
| 30 Year Conventional Refi | 6.49% | 4/22/24 |
| 30 Year Cash-out Refi | 6.80% | 4/22/24 |
| 30 Year FHA Purchase | 7.21% | 4/22/24 |
| 30 Year FHA Refi | 7.11% | 4/22/24 |
| 30 Year VA Purchase | 6.00% | 4/22/24 |
| 30 Year VA Refi | 5.81% | 4/22/24 |
| 30 Year USDA Purchase | 6.59% | 4/22/24 |
| 30 Year USDA Refi | 6.17% | 4/22/24 |
| 15 Year Conventional Refi | 6.27% | 4/22/24 |
| 15 Year Cash-out Refi | 6.27% | 4/22/24 |
| 15 Year FHA Refi | 6.94% | 4/22/24 |
| 15 Year VA Refi | 6.24% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Village Capital Mortgage Mortgage Calculator
Your Estimates
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This is not an official calculator from Village Capital Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,573Origination Dollar Volume (All Markets)
$1,113,625,000Awards
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VILLAGE CAPITAL MORTGAGE - 2023
VILLAGE CAPITAL MORTGAGE is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Village Capital Mortgage's average 30 year fixed mortgage rate was
6.17%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.31%.
Relative Fees (Closing Costs)
Village Capital Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,266.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 135 | $42,855,000 | $317,444 | $11,794 | 6.24% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 90 | $41,060,000 | $456,222 | $15,390 | 6.16% |
| Outside of Metro Areas | 175 | $39,765,000 | $227,229 | $9,321 | 6.17% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 64 | $32,830,000 | $512,969 | $17,196 | 6.48% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 66 | $23,050,000 | $349,242 | $13,440 | 6.20% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 68 | $22,270,000 | $327,500 | $10,150 | 6.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 64 | $22,110,000 | $345,469 | $14,146 | 6.15% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 51 | $20,135,000 | $394,804 | $14,671 | 6.24% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 31 | $18,205,000 | $587,258 | $22,469 | 6.16% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 39 | $17,145,000 | $439,615 | $16,343 | 6.52% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 47 | $17,095,000 | $363,723 | $12,837 | 6.05% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 44 | $16,330,000 | $371,136 | $9,488 | 6.31% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 49 | $16,195,000 | $330,510 | $12,676 | 6.22% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 59 | $15,945,000 | $270,254 | $8,743 | 6.23% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 55 | $15,895,000 | $289,000 | $13,092 | 6.17% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 39 | $14,875,000 | $381,410 | $13,288 | 6.20% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 50 | $14,120,000 | $282,400 | $12,449 | 6.11% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 38 | $12,790,000 | $336,579 | $12,313 | 6.23% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 48 | $12,770,000 | $266,042 | $10,901 | 6.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 28 | $12,650,000 | $451,786 | $15,532 | 6.04% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 29 | $11,815,000 | $407,414 | $13,481 | 6.08% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 38 | $11,710,000 | $308,158 | $13,585 | 6.13% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 20 | $11,710,000 | $585,500 | $22,374 | 6.26% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 36 | $11,660,000 | $323,889 | $9,604 | 6.22% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 41 | $10,765,000 | $262,561 | $10,314 | 6.10% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 32 | $10,100,000 | $315,625 | $13,562 | 5.99% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 35 | $9,495,000 | $271,286 | $11,258 | 6.43% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 28 | $9,360,000 | $334,286 | $8,644 | 6.31% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 18 | $8,640,000 | $480,000 | $13,284 | 6.55% |
| COLUMBIA, SC (FHA|USDA|VA) | 28 | $8,130,000 | $290,357 | $11,195 | 6.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 33 | $7,565,000 | $229,242 | $8,953 | 6.08% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 32 | $7,500,000 | $234,375 | $8,202 | 6.68% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 16 | $7,370,000 | $460,625 | $17,375 | 6.27% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 30 | $6,880,000 | $229,333 | $9,270 | 6.06% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 16 | $6,880,000 | $430,000 | $14,306 | 5.91% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 13 | $6,675,000 | $513,462 | $14,552 | 6.15% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 14 | $6,660,000 | $475,714 | $15,784 | 6.09% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 23 | $6,415,000 | $278,913 | $9,266 | 6.18% |
| PROVO-OREM, UT (FHA|USDA|VA) | 14 | $6,340,000 | $452,857 | $13,853 | 6.09% |
| SAVANNAH, GA (FHA|USDA|VA) | 20 | $6,290,000 | $314,500 | $11,245 | 6.18% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 20 | $6,200,000 | $310,000 | $11,634 | 6.11% |
| TUCSON, AZ (FHA|USDA|VA) | 22 | $6,160,000 | $280,000 | $10,841 | 5.89% |
| RICHMOND, VA (FHA|USDA|VA) | 17 | $6,085,000 | $357,941 | $12,132 | 6.43% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 21 | $5,875,000 | $279,762 | $10,054 | 6.24% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 23 | $5,845,000 | $254,130 | $9,365 | 6.10% |
| BOISE CITY, ID (FHA|USDA|VA) | 12 | $5,760,000 | $480,000 | $14,867 | 6.41% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 18 | $5,710,000 | $317,222 | $9,752 | 6.21% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 16 | $5,680,000 | $355,000 | $10,565 | 6.27% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 19 | $5,365,000 | $282,368 | $10,413 | 6.15% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $5,315,000 | $312,647 | $11,765 | 6.10% |
| COLUMBUS, OH (FHA|USDA|VA) | 21 | $5,285,000 | $251,667 | $11,150 | 6.34% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 22 | $5,170,000 | $235,000 | $9,777 | 6.03% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $5,080,000 | $362,857 | $15,841 | 6.19% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 21 | $4,935,000 | $235,000 | $7,897 | 6.16% |
| TULSA, OK (FHA|USDA|VA) | 16 | $4,830,000 | $301,875 | $9,582 | 6.24% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $4,805,000 | $533,889 | $19,293 | 6.09% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 15 | $4,625,000 | $308,333 | $10,049 | 6.24% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 16 | $4,620,000 | $288,750 | $10,870 | 5.95% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 13 | $4,585,000 | $352,692 | $14,431 | 5.92% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 17 | $4,525,000 | $266,176 | $12,148 | 6.29% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 13 | $4,495,000 | $345,769 | $12,915 | 6.03% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 17 | $4,425,000 | $260,294 | $10,483 | 6.55% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 21 | $4,295,000 | $204,524 | $8,063 | 6.28% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 15 | $4,295,000 | $286,333 | $10,683 | 6.18% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 18 | $4,270,000 | $237,222 | $10,662 | 6.14% |
| FRESNO, CA (FHA|USDA|VA) | 12 | $4,230,000 | $352,500 | $16,954 | 5.84% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 13 | $4,135,000 | $318,077 | $9,846 | 6.42% |
| OCALA, FL (FHA|USDA|VA) | 17 | $4,025,000 | $236,765 | $9,599 | 6.28% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 16 | $3,950,000 | $246,875 | $6,989 | 6.20% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $3,845,000 | $769,000 | $27,046 | 6.70% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $3,820,000 | $318,333 | $13,270 | 6.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 16 | $3,820,000 | $238,750 | $10,399 | 6.17% |
| STOCKTON, CA (FHA|USDA|VA) | 9 | $3,785,000 | $420,556 | $19,927 | 6.36% |
| LOUISVILLE, KY (FHA|USDA|VA) | 15 | $3,635,000 | $242,333 | $10,141 | 6.46% |
| PITTSBURGH, PA (FHA|USDA|VA) | 18 | $3,570,000 | $198,333 | $9,761 | 6.13% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 14 | $3,560,000 | $254,286 | $7,616 | 6.36% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 9 | $3,535,000 | $392,778 | $9,026 | 6.12% |
| BATON ROUGE, LA (FHA|USDA|VA) | 12 | $3,520,000 | $293,333 | $9,798 | 6.44% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $12,281 | 6.09% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 8 | $3,450,000 | $431,250 | $14,878 | 6.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $3,380,000 | $338,000 | $17,576 | 5.89% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 12 | $3,350,000 | $279,167 | $5,798 | 6.14% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $3,275,000 | $251,923 | $7,045 | 6.21% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 11 | $3,225,000 | $293,182 | $9,372 | 6.14% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 12 | $3,220,000 | $268,333 | $8,221 | 6.66% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 10 | $3,200,000 | $320,000 | $12,293 | 6.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 12 | $3,100,000 | $258,333 | $9,788 | 6.22% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $13,454 | 5.99% |
| MONTGOMERY, AL (FHA|USDA|VA) | 12 | $2,980,000 | $248,333 | $10,120 | 5.97% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $2,940,000 | $735,000 | $30,374 | 6.16% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 7 | $2,925,000 | $417,857 | $14,106 | 6.75% |
| SALEM, OR (FHA|USDA|VA) | 7 | $2,885,000 | $412,143 | $15,887 | 6.13% |
| ST. GEORGE, UT (FHA|USDA|VA) | 9 | $2,835,000 | $315,000 | $12,863 | 6.33% |
| SPARTANBURG, SC (FHA|USDA|VA) | 10 | $2,820,000 | $282,000 | $10,799 | 6.45% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 8 | $2,800,000 | $350,000 | $9,512 | 6.16% |
| HINESVILLE, GA (FHA|USDA|VA) | 11 | $2,785,000 | $253,182 | $8,245 | 6.65% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 8 | $2,640,000 | $330,000 | $7,473 | 6.03% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $2,610,000 | $435,000 | $12,952 | 5.69% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $10,206 | 6.56% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $2,475,000 | $353,571 | $14,172 | 6.02% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $2,475,000 | $353,571 | $8,810 | 6.61% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $2,320,000 | $290,000 | $11,505 | 6.13% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $2,305,000 | $461,000 | $11,644 | 5.83% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $10,963 | 6.15% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $11,338 | 6.22% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $2,265,000 | $323,571 | $16,829 | 6.07% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $2,265,000 | $323,571 | $11,742 | 6.45% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $7,375 | 5.99% |
| HATTIESBURG, MS (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $11,953 | 6.18% |
| Cedar City, UT (FHA|USDA|VA) | 6 | $2,240,000 | $373,333 | $14,690 | 5.79% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $2,215,000 | $443,000 | $10,672 | 6.20% |
| LANCASTER, PA (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $10,791 | 6.54% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $7,792 | 5.86% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $9,684 | 6.20% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $2,010,000 | $502,500 | $14,617 | 6.16% |
| JACKSON, TN (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $9,709 | 6.08% |
| GOLDSBORO, NC (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $7,427 | 6.35% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $13,106 | 6.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $11,499 | 6.54% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $10,910 | 6.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $13,199 | 5.97% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $15,730 | 6.33% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $13,548 | 6.11% |
| PUEBLO, CO (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $7,780 | 6.20% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $12,519 | 6.71% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $8,648 | 5.78% |
| GREENVILLE, NC (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $7,661 | 6.71% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $14,806 | 6.43% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 10 | $1,640,000 | $164,000 | $6,229 | 5.95% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $9,892 | 5.46% |
| LOGAN, UT-ID (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $14,383 | 6.28% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $9,137 | 6.15% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $9,111 | 6.34% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $10,427 | 6.11% |
| AKRON, OH (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $10,725 | 6.23% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $9,307 | 6.57% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $15,496 | 5.85% |
| LAFAYETTE, LA (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $6,355 | 7.05% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $10,368 | 6.46% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $10,179 | 6.11% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $11,408 | 7.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $7,541 | 6.05% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $10,988 | 6.33% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $7,720 | 6.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $18,682 | 6.41% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $12,728 | 6.73% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $14,298 | 6.44% |
| DOVER, DE (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $6,496 | 6.44% |
| NEW BERN, NC (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $7,580 | 6.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $14,023 | 6.35% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $14,383 | 6.13% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $15,648 | 6.07% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $6,186 | 6.22% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $14,663 | 6.05% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $14,184 | 6.07% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $11,636 | 6.20% |
| Outside of Metro Areas | 4 | $1,300,000 | $325,000 | $9,288 | 6.38% |
| DECATUR, AL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $11,377 | 5.85% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $8,337 | 6.06% |
| Kinston, NC (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $8,362 | 6.75% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $22,210 | 6.44% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $9,557 | 6.28% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $9,104 | 6.53% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $24,501 | 6.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $9,693 | 5.98% |
| ALBANY, GA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $8,575 | 6.56% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $12,057 | 6.22% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $6,665 | 5.70% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $12,057 | 6.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $8,150 | 6.50% |
| St. Marys, GA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $8,810 | 5.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $13,205 | 5.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $5,473 | 6.58% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $8,588 | 5.66% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $8,523 | 6.35% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $6,100 | 6.41% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $14,414 | 5.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $15,545 | 6.28% |
| Paducah, KY-IL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $7,530 | 6.53% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $19,332 | 6.92% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $12,668 | 6.42% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $12,883 | 6.96% |
| READING, PA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $7,359 | 6.32% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $9,198 | 5.97% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $7,985 | 6.66% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,384 | 6.53% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $9,200 | 6.60% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $8,909 | 6.55% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,503 | 6.78% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $14,569 | 6.57% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $19,084 | 6.19% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $16,474 | 6.04% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $38,339 | 6.75% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $10,088 | 5.95% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $17,401 | 6.08% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $20,144 | 5.94% |
| Elko, NV (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $9,601 | 6.16% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $16,538 | 6.50% |
| MADISON, WI (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $11,489 | 6.12% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,777 | 6.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $10,506 | 6.22% |
| RACINE, WI (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $7,955 | 5.96% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $6,858 | 6.58% |
| Burley, ID (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $13,395 | 6.44% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $36,198 | 6.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $14,023 | 6.75% |
| MERCED, CA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $12,272 | 6.33% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $8,741 | 6.04% |
| NILES, MI (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $10,685 | 6.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $9,390 | 6.40% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $18,695 | 6.42% |
| Fallon, NV (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $12,457 | 5.96% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,324 | 6.28% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $49,187 | 6.25% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $13,200 | 5.79% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $7,370 | 6.28% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $18,380 | 5.21% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $6,090 | 6.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $17,223 | 7.09% |
| FLINT, MI (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $11,961 | 5.22% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,364 | 6.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,141 | 5.63% |
| Palatka, FL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,560 | 5.96% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $10,406 | 6.07% |
| CHICO, CA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $8,487 | 6.13% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $20,742 | 7.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,296 | 5.54% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $9,611 | 6.46% |
| LAWTON, OK (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $2,336 | 6.38% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,127 | 6.29% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $10,933 | 6.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,649 | 6.25% |
| Harrison, AR (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,547 | 6.33% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $10,032 | 6.67% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $11,761 | 6.29% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $28,175 | 6.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $8,083 | 6.60% |
| JOPLIN, MO (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $6,849 | 6.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,488 | 5.92% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,273 | 6.25% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $13,582 | 5.77% |
| Vernal, UT (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $15,935 | 5.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $6,659 | 5.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $13,007 | 6.13% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,055 | 6.38% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $13,500 | 6.57% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $9,313 | 5.58% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $12,126 | 7.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,431 | 6.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,592 | 6.00% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $10,029 | 6.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,135 | 6.58% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $14,605 | 5.67% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $10,336 | 5.82% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $10,371 | 5.94% |
| Concord, NH (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $9,131 | 6.46% |
| MADERA, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $18,888 | 5.63% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,894 | 6.33% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,433 | 6.13% |
| Granbury, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,168 | 7.00% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $16,520 | 6.75% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,156 | 6.50% |
| Holland, MI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,063 | 6.33% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,311 | 5.83% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $13,079 | 6.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $1,064 | 6.63% |
| Wilson, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $11,909 | 6.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,600 | 5.58% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $9,283 | 6.08% |
| Astoria, OR (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $2,893 | 6.63% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,300 | 6.88% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $12,700 | 5.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,635 | 6.00% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $11,201 | 6.25% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,495 | 5.76% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,372 | 6.50% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $13,205 | 6.00% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $12,252 | 6.82% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,986 | 6.00% |
| REDDING, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,406 | 8.00% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $11,749 | 6.63% |
| Shelby, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,891 | 6.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,722 | 6.32% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,170 | 6.82% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,253 | 6.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,096 | 5.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,718 | 6.25% |
| LIMA, OH (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,464 | 6.13% |
| Athens, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $12,895 | 6.75% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,612 | 6.42% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $11,539 | 6.32% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,535 | 6.00% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,143 | 6.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $14,034 | 6.44% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,857 | 6.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,508 | 6.00% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $24,125 | 5.25% |
| Albertville, AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,598 | 6.19% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $13,355 | 6.88% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,608 | 6.76% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,447 | 7.69% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $11,929 | 5.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,551 | 6.57% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,869 | 6.82% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $13,229 | 6.07% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $20,548 | 4.75% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,560 | 5.82% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,985 | 6.50% |
| Centralia, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $36,209 | 5.38% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,190 | 6.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $25,578 | 6.13% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $10,517 | 5.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,291 | 6.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $13,862 | 5.57% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,911 | 6.25% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,393 | 6.00% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,321 | 5.75% |
| Paris, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $12,082 | 7.07% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,569 | 6.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,531 | 5.00% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,002 | 6.07% |
| Jasper, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,628 | 6.50% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $14,996 | 5.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,296 | 6.62% |
| Sonora, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,431 | 5.63% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,755 | 6.75% |
| Fremont, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,345 | 6.50% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,403 | 5.13% |
| Murray, KY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,427 | 6.25% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,969 | 6.50% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $11,624 | 6.57% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,424 | 6.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,790 | 5.42% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,478 | 5.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,211 | 5.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,201 | 7.38% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,394 | 5.44% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $11,864 | 6.32% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,830 | 5.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,949 | 5.25% |
| Newport, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,037 | 7.50% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,029 | 5.82% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,805 | 7.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,125 | 5.50% |
| New Castle, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,192 | 6.19% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,544 | 5.75% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,963 | 6.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,341 | 6.25% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,587 | 5.50% |
| London, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $10,438 | 5.57% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,818 | 5.75% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $12,102 | 5.50% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,290 | 6.25% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,569 | 6.00% |
| La Grande, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,826 | 6.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,666 | 6.38% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,459 | 5.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,963 | 7.00% |
| Paris, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,497 | 6.50% |
| Minot, ND (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,132 | 6.25% |
| Torrington, CT (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $10,542 | 5.50% |
| Cullman, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,915 | 7.75% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,959 | 5.63% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,968 | 6.63% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,341 | 5.63% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,823 | 6.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,871 | 7.13% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,841 | 6.25% |
| Duncan, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,525 | 5.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,101 | 6.25% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $18,811 | 6.13% |
| Minden, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,840 | 6.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,737 | 6.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $18,478 | 6.38% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,358 | 6.00% |
| AMES, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,701 | 5.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,716 | 7.25% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,161 | 6.25% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,706 | 5.26% |
| ERIE, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,920 | 5.50% |
| Waycross, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $22,762 | 7.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,245 | 5.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,730 | 5.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,984 | 5.75% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,875 | 7.88% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,894 | 6.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $19,067 | 7.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,766 | 5.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,224 | 6.25% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $19,907 | 7.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,342 | 5.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,699 | 5.50% |
| Forest City, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,007 | 5.38% |
| West Plains, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,032 | 7.25% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,898 | 6.25% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,749 | 4.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,897 | 6.99% |
| Lake City, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,094 | 7.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $16,030 | 6.38% |
| Batesville, AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,247 | 6.25% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,275 | 5.75% |
| Easton, MD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,268 | 5.75% |
| Peru, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,662 | 7.75% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,163 | 6.25% |
| Newberry, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $16,394 | 7.25% |
| Berlin, NH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,880 | 5.13% |
| Starkville, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,980 | 6.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,060 | 7.38% |
| Alma, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,114 | 5.88% |
| CASPER, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,482 | 7.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $18,169 | 5.38% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,672 | 7.13% |
| Crossville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,976 | 5.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $15,007 | 6.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,773 | 6.75% |
| Great Bend, KS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,525 | 6.63% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,463 | 5.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,125 | 5.25% |
| DALTON, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,944 | 5.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,381 | 5.88% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,052 | 7.63% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,465 | 5.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,810 | 7.50% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,129 | 6.99% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,101 | 6.75% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,196 | 6.38% |
| Kearney, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,090 | 5.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $16,167 | 6.25% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,960 | 6.75% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,820 | 6.25% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,940 | 5.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $16,363 | 5.25% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $8,530 | 5.50% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,581 | 5.50% |
| Americus, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,921 | 6.50% |
| McAlester, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,416 | 4.75% |
| Urbana, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,234 | 7.25% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,388 | 5.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,561 | 5.75% |
| Andrews, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,167 | 6.99% |
| Wooster, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,672 | 6.13% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,491 | 6.50% |
| MONROE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,063 | 6.25% |
| Susanville, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,912 | 5.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,213 | 6.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,735 | 7.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,136 | 6.75% |
| Sayre, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,516 | 6.75% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,256 | 4.75% |
| Oxford, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,396 | 6.75% |
| Union, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,525 | 6.75% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,876 | 6.50% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,288 | 6.25% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $13,685 | 5.38% |
| Marquette, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,282 | 6.25% |
| Seneca, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,752 | 6.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,277 | 5.25% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,840 | 5.88% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $14,517 | 5.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,725 | 5.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,240 | 6.75% |
| Laurel, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,598 | 7.75% |
| Logansport, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,876 | 7.50% |
| Pella, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,806 | 6.25% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,228 | 5.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,461 | 5.13% |
| Farmington, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,167 | 7.25% |
| Winfield, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,351 | 6.88% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,408 | 6.38% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,429 | 6.63% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,026 | 6.00% |
| Jackson, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,556 | 5.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,902 | 6.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,594 | 4.75% |
| New Castle, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,383 | 5.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,775 | 5.75% |
| Connersville, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,805 | 5.75% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,790 | 6.50% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $12,206 | 4.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,767 | 5.75% |
| Pampa, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,142 | 5.88% |
| Danville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,310 | 6.25% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,370 | 6.75% |
| Ashland, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,433 | 5.75% |
| Wabash, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,884 | 6.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,717 | 5.25% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,982 | 5.75% |
| Sterling, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,662 | 6.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,053 | 5.38% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,496 | 7.25% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,408 | 6.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,969 | 7.38% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,126 | 5.38% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,709 | 5.50% |
| Bedford, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,694 | 5.25% |
| Adrian, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,724 | 5.75% |
| Oil City, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,566 | 6.50% |
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Product Mix
For 2023, Village Capital Mortgage's most frequently originated type of loan was VA, with 2,265 originations. Their 2nd most popular type was FHA, with 1,274 originations.
Loan Reason
For 2023, Village Capital Mortgage's most frequently cited loan purpose was Cash Out Refi, with 2,153 originations. The 2nd most popular reason was Refi, with 948 originations.
Loan Duration/Length
For 2023, Village Capital Mortgage's most frequently cited loan duration was 30 Year, with 3,232 originations. The 2nd most popular length was Other, with 300 originations.
Origination Fees/Closing Costs
Village Capital Mortgage's average total fees were $11,266, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,063 originations.
Interest Rates
During 2023, Village Capital Mortgage's average interest rate for loans was 6.17%, while their most frequently originated rate bucket for loans was 5-6%, with 1,440 originations.
Loan Sizing
2023 saw Village Capital Mortgage place emphasis on $200k-400k loans with 2,018 originations, totaling $584,810,000 in origination value.
Applicant Income
Village Capital Mortgage lent most frequently to those with incomes in the $50k-75k range, with 750 originations. The second most popular income band? $75k-100k, with 680 originations.
Applicant Debt to Income Ratio
Village Capital Mortgage lent most frequently to those with DTI ratios of 50-60%, with 761 originations. The next most common DTI ratio? 30-36%, with 253 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.15%
Village Capital Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination-66.30%
Village Capital Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,573 | $1,113,625,000 | $311,678 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,573 | $1,113,625,000 | $311,678 |