Village Capital Mortgage Rates, Fees & Info
DOVER, DELEI: 549300VCMRO4ST680C11
Tax ID: 20-0192872
5 stars - Updated: 12/10/23
-
out of 5 stars, based on 69 reviews
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Village Capital Mortgage is a small mortgage company specializing in Refi and Cash Out Refi loans. They have a a high proportion of FHA loans. Village Capital Mortgage has a low ratio of conventional loans.They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Riverside, Phoenix, Tampa, and Los Angeles among others. We have data for 594 markets. (Some data included below & more in-depth data is available with an active subscription.)Village Capital Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Village Capital Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.91% | 12/10/23 |
| 30 Year Conventional Refi | 6.49% | 12/10/23 |
| 30 Year Cash-out Refi | 6.80% | 12/10/23 |
| 30 Year FHA Purchase | 7.21% | 12/10/23 |
| 30 Year FHA Refi | 7.11% | 12/10/23 |
| 30 Year VA Purchase | 6.00% | 12/10/23 |
| 30 Year VA Refi | 5.81% | 12/10/23 |
| 30 Year USDA Purchase | 6.59% | 12/10/23 |
| 30 Year USDA Refi | 6.17% | 12/10/23 |
| 15 Year Conventional Refi | 6.27% | 12/10/23 |
| 15 Year Cash-out Refi | 6.27% | 12/10/23 |
| 15 Year FHA Refi | 6.94% | 12/10/23 |
| 15 Year VA Refi | 6.24% | 12/10/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Village Capital Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Village Capital Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,781Origination Dollar Volume (All Markets)
$1,125,945,000Awards
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VILLAGE CAPITAL MORTGAGE - 2022
VILLAGE CAPITAL MORTGAGE is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Village Capital Mortgage's average 30 year fixed mortgage rate was
3.83%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of -0.93%.
Relative Fees (Closing Costs)
Village Capital Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,975.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 162 | $44,790,000 | $276,481 | $9,604 | 4.09% |
| Outside of Metro Areas | 244 | $38,740,000 | $158,770 | $5,552 | 3.81% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 88 | $34,050,000 | $386,932 | $11,988 | 3.66% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 99 | $29,885,000 | $301,869 | $11,202 | 3.87% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 85 | $23,615,000 | $277,824 | $9,789 | 3.81% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 40 | $22,980,000 | $574,500 | $19,532 | 3.97% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 52 | $21,010,000 | $404,038 | $11,707 | 3.45% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 68 | $20,670,000 | $303,971 | $10,213 | 3.66% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 87 | $17,935,000 | $206,149 | $7,062 | 3.88% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 56 | $17,340,000 | $309,643 | $8,109 | 3.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 87 | $17,275,000 | $198,563 | $6,437 | 3.73% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 80 | $16,300,000 | $203,750 | $4,779 | 3.69% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 79 | $16,275,000 | $206,013 | $3,910 | 3.14% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 37 | $15,795,000 | $426,892 | $14,371 | 3.92% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 54 | $15,230,000 | $282,037 | $9,071 | 4.35% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 58 | $14,760,000 | $254,483 | $9,818 | 3.80% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 57 | $13,685,000 | $240,088 | $4,884 | 3.31% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 57 | $12,455,000 | $218,509 | $7,688 | 3.99% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 21 | $12,035,000 | $573,095 | $15,830 | 3.57% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 40 | $11,800,000 | $295,000 | $8,661 | 3.67% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 32 | $11,270,000 | $352,188 | $10,701 | 3.71% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 26 | $11,170,000 | $429,615 | $12,833 | 3.43% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 39 | $10,935,000 | $280,385 | $8,715 | 4.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 61 | $10,845,000 | $177,787 | $5,511 | 3.78% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 28 | $10,720,000 | $382,857 | $10,562 | 4.06% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 59 | $9,805,000 | $166,186 | $5,967 | 3.81% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 29 | $9,635,000 | $332,241 | $10,504 | 3.72% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 26 | $9,570,000 | $368,077 | $13,786 | 3.55% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 35 | $9,055,000 | $258,714 | $9,272 | 4.13% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 33 | $8,785,000 | $266,212 | $10,451 | 3.94% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 50 | $8,620,000 | $172,400 | $6,150 | 3.92% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 54 | $8,040,000 | $148,889 | $6,008 | 5.34% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 39 | $7,815,000 | $200,385 | $7,095 | 3.93% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 29 | $7,605,000 | $262,241 | $7,599 | 3.92% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 28 | $7,100,000 | $253,571 | $9,392 | 3.81% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 24 | $6,980,000 | $290,833 | $10,090 | 3.85% |
| COLUMBIA, SC (FHA|USDA|VA) | 29 | $6,925,000 | $238,793 | $8,687 | 4.20% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 31 | $6,715,000 | $216,613 | $7,431 | 4.49% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 26 | $6,690,000 | $257,308 | $9,440 | 4.20% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 20 | $6,610,000 | $330,500 | $12,255 | 4.41% |
| TUCSON, AZ (FHA|USDA|VA) | 30 | $6,560,000 | $218,667 | $7,621 | 3.45% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 38 | $6,410,000 | $168,684 | $5,938 | 3.90% |
| COLUMBUS, OH (FHA|USDA|VA) | 34 | $6,310,000 | $185,588 | $7,212 | 4.04% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 26 | $5,940,000 | $228,462 | $7,485 | 3.69% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 26 | $5,860,000 | $225,385 | $6,430 | 3.62% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 25 | $5,695,000 | $227,800 | $7,656 | 4.09% |
| FRESNO, CA (FHA|USDA|VA) | 18 | $5,690,000 | $316,111 | $11,782 | 3.82% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 27 | $5,575,000 | $206,481 | $3,911 | 3.46% |
| BOISE CITY, ID (FHA|USDA|VA) | 15 | $5,475,000 | $365,000 | $14,481 | 4.24% |
| STOCKTON, CA (FHA|USDA|VA) | 12 | $5,250,000 | $437,500 | $21,837 | 4.04% |
| RICHMOND, VA (FHA|USDA|VA) | 19 | $5,135,000 | $270,263 | $9,109 | 4.04% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 16 | $5,060,000 | $316,250 | $12,567 | 3.77% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 18 | $5,030,000 | $279,444 | $9,199 | 3.72% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 22 | $4,980,000 | $226,364 | $8,418 | 3.85% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 28 | $4,970,000 | $177,500 | $5,847 | 4.01% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 27 | $4,865,000 | $180,185 | $5,558 | 4.20% |
| KNOXVILLE, TN (FHA|USDA|VA) | 25 | $4,845,000 | $193,800 | $7,783 | 3.84% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 19 | $4,605,000 | $242,368 | $9,653 | 3.97% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 27 | $4,605,000 | $170,556 | $5,914 | 3.81% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 19 | $4,525,000 | $238,158 | $9,053 | 3.85% |
| SAVANNAH, GA (FHA|USDA|VA) | 18 | $4,480,000 | $248,889 | $8,958 | 4.31% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $4,440,000 | $555,000 | $11,857 | 3.47% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 17 | $4,405,000 | $259,118 | $8,519 | 4.28% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 13 | $4,385,000 | $337,308 | $12,390 | 3.86% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 17 | $4,255,000 | $250,294 | $8,810 | 3.97% |
| PITTSBURGH, PA (FHA|USDA|VA) | 30 | $4,220,000 | $140,667 | $5,684 | 3.87% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 18 | $4,200,000 | $233,333 | $8,846 | 3.81% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 23 | $4,155,000 | $180,652 | $5,796 | 3.77% |
| HINESVILLE, GA (FHA|USDA|VA) | 20 | $4,100,000 | $205,000 | $8,268 | 4.62% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 14 | $4,040,000 | $288,571 | $11,869 | 4.01% |
| PROVO-OREM, UT (FHA|USDA|VA) | 11 | $3,905,000 | $355,000 | $11,740 | 3.77% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 14 | $3,850,000 | $275,000 | $10,359 | 4.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 20 | $3,840,000 | $192,000 | $7,778 | 3.86% |
| MODESTO, CA (FHA|USDA|VA) | 12 | $3,830,000 | $319,167 | $13,008 | 3.90% |
| LOUISVILLE, KY (FHA|USDA|VA) | 22 | $3,670,000 | $166,818 | $5,801 | 3.54% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 13 | $3,645,000 | $280,385 | $9,673 | 3.57% |
| TULSA, OK (FHA|USDA|VA) | 22 | $3,600,000 | $163,636 | $6,070 | 3.56% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 8 | $3,570,000 | $446,250 | $14,741 | 3.42% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 16 | $3,540,000 | $221,250 | $7,832 | 4.29% |
| ST. GEORGE, UT (FHA|USDA|VA) | 17 | $3,455,000 | $203,235 | $11,183 | 5.96% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 21 | $3,355,000 | $159,762 | $5,709 | 3.54% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 15 | $3,345,000 | $223,000 | $6,203 | 3.92% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 19 | $3,295,000 | $173,421 | $4,001 | 3.55% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 17 | $3,215,000 | $189,118 | $5,935 | 3.62% |
| BATON ROUGE, LA (FHA|USDA|VA) | 13 | $3,195,000 | $245,769 | $8,208 | 3.45% |
| DOVER, DE (FHA|USDA|VA) | 10 | $3,150,000 | $315,000 | $10,992 | 4.28% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 20 | $3,100,000 | $155,000 | $4,674 | 4.02% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $3,095,000 | $442,143 | $11,524 | 3.66% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 13 | $3,095,000 | $238,077 | $10,606 | 4.06% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $3,070,000 | $307,000 | $10,575 | 3.81% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 12 | $3,070,000 | $255,833 | $11,501 | 3.52% |
| RENO, NV (FHA|USDA|VA) | 9 | $3,015,000 | $335,000 | $11,083 | 3.79% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 17 | $2,895,000 | $170,294 | $3,018 | 2.73% |
| VISALIA, CA (FHA|USDA|VA) | 9 | $2,775,000 | $308,333 | $11,872 | 3.83% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 14 | $2,710,000 | $193,571 | $6,905 | 3.64% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 12 | $2,590,000 | $215,833 | $5,802 | 4.12% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 14 | $2,520,000 | $180,000 | $7,129 | 3.89% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $2,425,000 | $269,444 | $11,048 | 3.71% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $2,415,000 | $805,000 | $19,160 | 4.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 11 | $2,325,000 | $211,364 | $6,487 | 3.94% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $2,315,000 | $463,000 | $12,036 | 5.08% |
| Pahrump, NV (FHA|USDA|VA) | 9 | $2,275,000 | $252,778 | $6,568 | 3.94% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $2,250,000 | $375,000 | $12,894 | 3.31% |
| MONTGOMERY, AL (FHA|USDA|VA) | 13 | $2,185,000 | $168,077 | $5,483 | 4.12% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $12,646 | 4.41% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $9,696 | 4.59% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $4,269 | 3.30% |
| Red Bluff, CA (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $6,236 | 3.23% |
| COLUMBIA, MO (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $4,939 | 3.91% |
| JONESBORO, AR (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $6,554 | 4.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $6,490 | 3.84% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $7,031 | 4.14% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $10,193 | 3.45% |
| LANCASTER, PA (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $10,308 | 4.53% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 12 | $1,900,000 | $158,333 | $5,752 | 3.80% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,885,000 | $628,333 | $15,704 | 3.21% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $6,643 | 3.71% |
| AKRON, OH (FHA|USDA|VA) | 12 | $1,860,000 | $155,000 | $4,650 | 3.94% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $4,969 | 3.60% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $8,280 | 4.05% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 13 | $1,815,000 | $139,615 | $2,402 | 3.15% |
| OCALA, FL (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $8,502 | 3.79% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 10 | $1,780,000 | $178,000 | $7,882 | 3.75% |
| JACKSON, MS (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $4,991 | 3.95% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $7,391 | 3.03% |
| MEDFORD, OR (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $8,152 | 3.41% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $7,631 | 3.81% |
| TOLEDO, OH (FHA|USDA|VA) | 12 | $1,760,000 | $146,667 | $5,622 | 3.68% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 11 | $1,745,000 | $158,636 | $3,432 | 3.92% |
| ANCHORAGE, AK (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $5,509 | 3.04% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,720,000 | $430,000 | $7,581 | 3.69% |
| Cedar City, UT (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $16,495 | 3.62% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $7,448 | 3.61% |
| YUMA, AZ (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $7,247 | 4.09% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $11,015 | 3.78% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 11 | $1,605,000 | $145,909 | $5,438 | 3.62% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $16,649 | 3.34% |
| SUMTER, SC (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $6,480 | 4.05% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $7,128 | 4.28% |
| BURLINGTON, NC (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $12,749 | 4.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $9,336 | 4.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $7,765 | 3.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $3,139 | 3.26% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $10,370 | 4.35% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $8,089 | 3.57% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $6,199 | 4.31% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $2,365 | 3.47% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $11,110 | 4.65% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $8,773 | 3.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $13,564 | 4.35% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $4,062 | 3.47% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 10 | $1,360,000 | $136,000 | $4,419 | 4.18% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $7,911 | 4.08% |
| Fernley, NV (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $9,811 | 3.30% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $9,843 | 3.53% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $8,681 | 4.03% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,398 | 3.81% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $14,625 | 3.41% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 9 | $1,275,000 | $141,667 | $5,662 | 4.15% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $6,473 | 3.75% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $7,859 | 4.53% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $11,918 | 4.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $9,033 | 3.85% |
| ALBANY, GA (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $3,987 | 3.31% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $14,720 | 3.97% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $9,277 | 3.95% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $1,215,000 | $135,000 | $4,766 | 3.50% |
| EL PASO, TX (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $2,325 | 3.26% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $10,905 | 4.45% |
| MUSKEGON, MI (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $7,160 | 4.61% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $7,277 | 3.41% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $6,911 | 3.95% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,640 | 3.81% |
| MERCED, CA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $9,479 | 4.83% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $11,827 | 3.78% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $5,019 | 3.78% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $1,145,000 | $127,222 | $5,597 | 3.99% |
| FLINT, MI (FHA|USDA|VA) | 8 | $1,130,000 | $141,250 | $3,779 | 3.63% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $4,139 | 4.00% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $10,347 | 4.13% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $6,343 | 3.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $13,342 | 3.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $5,953 | 3.45% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $6,617 | 3.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $8,357 | 4.71% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,775 | 3.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $7,934 | 3.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $6,605 | 3.65% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $5,498 | 3.90% |
| Branson, MO (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $3,451 | 4.10% |
| LINCOLN, NE (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $3,803 | 3.35% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $7,149 | 3.75% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $5,387 | 3.81% |
| MORRISTOWN, TN (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $5,117 | 3.94% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $8,657 | 4.23% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $4,797 | 3.71% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $11,591 | 4.94% |
| LaGrange, GA-AL (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $5,993 | 4.04% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $8,144 | 3.65% |
| Klamath Falls, OR (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $9,592 | 4.03% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,578 | 4.30% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $955,000 | $136,429 | $8,316 | 4.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $3,012 | 3.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $6,811 | 3.73% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,543 | 2.94% |
| WHEELING, WV-OH (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $4,451 | 3.83% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $7,101 | 3.42% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,014 | 3.20% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,537 | 4.03% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $8,932 | 4.45% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $11,598 | 2.38% |
| Elko, NV (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $9,598 | 3.46% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $15,517 | 4.56% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,198 | 3.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $7,695 | 4.20% |
| Sonora, CA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,677 | 4.58% |
| LAWTON, OK (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $3,132 | 2.58% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $13,845 | 4.44% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $10,478 | 4.46% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $10,682 | 4.17% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $7,592 | 3.80% |
| Outside of Metro Areas | 2 | $840,000 | $420,000 | $7,290 | 4.31% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $12,864 | 4.50% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $12,653 | 4.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $7,965 | 4.91% |
| MONROE, MI (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $5,772 | 4.53% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,456 | 3.72% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,425 | 3.69% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $12,022 | 4.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,982 | 3.31% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,524 | 3.50% |
| Montrose, CO (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $14,318 | 3.79% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $11,248 | 4.06% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $9,076 | 3.79% |
| Poplar Bluff, MO (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $2,896 | 3.48% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $8,691 | 4.23% |
| JACKSON, MI (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $3,516 | 3.70% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,965 | 3.37% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $10,840 | 2.81% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,578 | 4.53% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $5,675 | 3.58% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $13,931 | 4.83% |
| Kendallville, IN (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $4,388 | 4.40% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,645 | 4.58% |
| NILES, MI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $7,036 | 4.63% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $8,117 | 3.79% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,800 | 3.84% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,604 | 3.79% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,612 | 4.79% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,820 | 4.41% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,770 | 5.29% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,491 | 4.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,994 | 3.97% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $12,772 | 5.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,568 | 4.38% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,712 | 3.13% |
| Muskogee, OK (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $4,775 | 3.48% |
| Paragould, AR (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,838 | 3.29% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $2,910 | 2.68% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $6,867 | 4.19% |
| ROME, GA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $9,902 | 5.08% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $24,592 | 2.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,007 | 4.13% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,855 | 3.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $21,075 | 4.56% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,272 | 4.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,808 | 4.13% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,386 | 3.06% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $7,342 | 3.63% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,882 | 2.63% |
| Wilson, NC (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $3,520 | 3.44% |
| BEND, OR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,579 | 3.88% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 7 | $595,000 | $85,000 | $2,765 | 3.63% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,528 | 2.75% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $8,517 | 4.00% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,366 | 4.19% |
| Atmore, AL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,295 | 4.81% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,158 | 4.15% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,857 | 3.54% |
| MONROE, LA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,199 | 4.06% |
| Helena, MT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $15,456 | 4.56% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $11,431 | 4.63% |
| Riverton, WY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,373 | 3.31% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,378 | 2.96% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,849 | 3.58% |
| West Plains, MO (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $9,113 | 4.67% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $19,116 | 3.88% |
| Searcy, AR (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $19,867 | 4.88% |
| Salem, OH (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,982 | 3.92% |
| CHICO, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,908 | 4.88% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,342 | 2.96% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $15,442 | 3.25% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,677 | 2.75% |
| LIMA, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,273 | 3.25% |
| Moberly, MO (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,255 | 3.37% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,350 | 5.92% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $16,905 | 4.88% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,012 | 4.88% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,166 | 3.96% |
| Crossville, TN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,498 | 3.63% |
| Key West, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,346 | 2.38% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $13,985 | 6.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,097 | 3.25% |
| REDDING, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,781 | 4.63% |
| Zanesville, OH (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,394 | 4.84% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,798 | 2.50% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,742 | 3.21% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,417 | 3.08% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $8,681 | 3.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,400 | 3.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,738 | 4.42% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,787 | 3.67% |
| North Vernon, IN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,085 | 4.46% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,887 | 3.50% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $17,243 | 5.25% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,659 | 4.00% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,139 | 2.50% |
| Silver City, NM (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $15,458 | 4.75% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,063 | 3.37% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,268 | 4.29% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,664 | 3.13% |
| Shelby, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,245 | 3.94% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,249 | 2.99% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,931 | 2.75% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $15,380 | 5.88% |
| Payson, AZ (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,591 | 5.31% |
| DALTON, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,279 | 3.75% |
| Palatka, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $8,513 | 3.83% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,533 | 2.96% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $9,141 | 4.79% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,075 | 3.75% |
| Clarksburg, WV (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $3,533 | 3.69% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,081 | 3.53% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $33,528 | 4.38% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,241 | 3.21% |
| Jesup, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,348 | 4.38% |
| Somerset, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,693 | 5.50% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,631 | 3.42% |
| Urbana, OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,625 | 4.54% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,677 | 2.94% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,027 | 4.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,253 | 4.37% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,410 | 2.33% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,179 | 3.81% |
| Prineville, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $15,132 | 4.25% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,228 | 2.83% |
| Paris, TN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $7,207 | 4.21% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,290 | 3.56% |
| ENID, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,284 | 2.75% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,901 | 4.46% |
| AMES, IA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,061 | 3.79% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,993 | 3.76% |
| Duncan, OK (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,877 | 4.58% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,210 | 3.38% |
| Oskaloosa, IA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,299 | 4.75% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,384 | 4.81% |
| WACO, TX (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $1,950 | 3.00% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $11,064 | 3.87% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,600 | 4.81% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,216 | 5.06% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,422 | 3.56% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $1,877 | 3.31% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,773 | 2.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $12,594 | 3.88% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,270 | 3.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,072 | 2.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,869 | 3.92% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,587 | 3.08% |
| READING, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,003 | 4.21% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,606 | 2.87% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,016 | 5.50% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,707 | 5.75% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,121 | 4.63% |
| Columbus, MS (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,571 | 3.96% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $16,934 | 3.38% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,470 | 5.25% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,449 | 5.06% |
| Marion, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,582 | 3.25% |
| Española, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $20,939 | 4.38% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $16,013 | 3.88% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $23,202 | 4.75% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,002 | 3.33% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,308 | 3.71% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,371 | 2.25% |
| Mason City, IA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,163 | 4.16% |
| Ada, OK (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,165 | 3.81% |
| Cullman, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,851 | 3.87% |
| Durango, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,086 | 2.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,052 | 5.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,480 | 2.88% |
| McComb, MS (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,049 | 3.50% |
| Kearney, NE (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,672 | 3.63% |
| Albertville, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,408 | 3.56% |
| Douglas, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,105 | 4.88% |
| Shelton, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,325 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $1,838 | 3.04% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,574 | 3.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,984 | 5.06% |
| Danville, VA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,179 | 5.06% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,158 | 3.94% |
| New Castle, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,850 | 3.83% |
| Burley, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $21,563 | 3.25% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,017 | 4.63% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,436 | 2.81% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,968 | 4.25% |
| Defiance, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,063 | 4.00% |
| Kinston, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,488 | 4.63% |
| Bedford, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,746 | 4.50% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,658 | 5.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,622 | 5.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,493 | 3.81% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $2,322 | 3.17% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,373 | 5.38% |
| Houghton, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,856 | 3.25% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,267 | 2.75% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,569 | 4.38% |
| Minot, ND (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,434 | 2.75% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,113 | 2.50% |
| Marquette, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,012 | 3.56% |
| Angola, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,272 | 6.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,949 | 2.99% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,292 | 3.94% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,955 | 4.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,779 | 2.88% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,258 | 5.38% |
| Waycross, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,382 | 4.06% |
| Dublin, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,654 | 5.44% |
| Price, UT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $17,875 | 4.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,968 | 4.38% |
| Meridian, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,997 | 2.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,108 | 4.88% |
| Adrian, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $15,341 | 5.50% |
| London, KY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,588 | 3.81% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,864 | 3.62% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $1,747 | 2.79% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,174 | 4.63% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $1,301 | 2.87% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,859 | 3.75% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,676 | 4.19% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,418 | 3.68% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,031 | 2.62% |
| Rolla, MO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,450 | 3.56% |
| Seneca, SC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,304 | 3.06% |
| Clinton, IA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,688 | 3.50% |
| Clovis, NM (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,478 | 4.88% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,556 | 2.87% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,026 | 5.38% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,855 | 5.88% |
| Bonham, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,697 | 2.99% |
| Tifton, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,462 | 4.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $1,696 | 2.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,565 | 2.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,882 | 3.94% |
| Seymour, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,701 | 3.12% |
| Torrington, CT (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,609 | 4.75% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,500 | 3.68% |
| Jackson, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,752 | 5.25% |
| Paris, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,706 | 2.75% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,731 | 2.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,968 | 2.75% |
| Athens, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,815 | 2.75% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,145 | 3.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,027 | 4.50% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,185 | 2.81% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,588 | 3.99% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,721 | 3.63% |
| Williston, ND (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,749 | 5.38% |
| Indiana, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,142 | 3.75% |
| Winfield, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,802 | 6.38% |
| Brookings, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,137 | 3.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,515 | 3.25% |
| Greenville, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,031 | 4.31% |
| Sanford, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,141 | 2.81% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,070 | 2.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,152 | 4.38% |
| Lake City, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,936 | 3.88% |
| Marshall, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,272 | 5.25% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,877 | 2.75% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $13,620 | 4.88% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,124 | 2.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,272 | 3.12% |
| Freeport, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,732 | 4.13% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,598 | 2.50% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,065 | 2.75% |
| Concord, NH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,070 | 2.75% |
| Fremont, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,509 | 8.13% |
| Oxford, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,669 | 5.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,635 | 3.88% |
| Forest City, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,163 | 3.56% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,887 | 2.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,217 | 2.75% |
| Astoria, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,817 | 2.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,625 | 3.50% |
| Hereford, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,180 | 3.63% |
| Huron, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,336 | 2.75% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,927 | 3.88% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,669 | 5.13% |
| Gillette, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,427 | 3.13% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,427 | 4.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,258 | 2.25% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,396 | 2.25% |
| Corinth, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,805 | 4.88% |
| Peru, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,636 | 4.75% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,207 | 4.38% |
| Ruston, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,301 | 2.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,519 | 2.99% |
| TYLER, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,915 | 2.99% |
| Huntington, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,421 | 4.38% |
| Evanston, WY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,151 | 5.75% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,671 | 0.75% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,046 | 3.25% |
| Athens, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,601 | 4.38% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,263 | 2.95% |
| El Campo, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,492 | 2.88% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,167 | 2.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,983 | 6.25% |
| Murray, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,081 | 6.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,137 | 4.88% |
| Macomb, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,301 | 4.88% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,521 | 2.25% |
| Centralia, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,353 | 3.75% |
| RACINE, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,717 | 3.63% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,555 | 3.13% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,537 | 2.25% |
| McAlester, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $670 | 2.75% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,116 | 2.25% |
| Russellville, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,076 | 2.99% |
| ERIE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,712 | 4.38% |
| Durant, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,508 | 2.99% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $989 | 2.75% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,568 | 3.00% |
| Sayre, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,529 | 2.99% |
| Dixon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,397 | 4.25% |
| Warren, PA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,013 | 3.37% |
| Austin, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,873 | 5.88% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,399 | 2.25% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,908 | 2.99% |
| Brookings, SD (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,850 | 2.75% |
| Platteville, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,055 | 2.25% |
| Minden, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,124 | 2.75% |
| Madison, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,363 | 4.88% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,351 | 3.25% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,918 | 4.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,446 | 2.75% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,018 | 3.99% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,127 | 4.75% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,381 | 2.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,079 | 2.75% |
| Ozark, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,550 | 2.75% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,263 | 3.25% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,487 | 5.25% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,632 | 2.99% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,221 | 4.88% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,035 | 2.75% |
| Malvern, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,948 | 2.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,594 | 3.50% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,648 | 3.75% |
| Carroll, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,828 | 3.38% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,751 | 3.13% |
| Auburn, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,514 | 2.75% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,688 | 4.25% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,937 | 5.25% |
| MADERA, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,492 | 2.99% |
| Borger, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,947 | 3.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,467 | 4.25% |
| Ashland, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,166 | 2.99% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.75% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,376 | 2.75% |
| Farmington, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $759 | 3.13% |
| Richmond, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,892 | 2.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,124 | 2.75% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,830 | 4.25% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,037 | 3.25% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,279 | 3.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,574 | 3.75% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,677 | 2.75% |
| Camden, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $731 | 2.99% |
| Granbury, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,233 | 3.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,623 | 3.75% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,579 | 2.75% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $397 | 2.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $800 | 2.25% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,314 | 3.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,356 | 2.75% |
| Sterling, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,583 | 3.50% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,757 | 3.88% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,887 | 2.75% |
| DuBois, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $425 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $991 | 3.75% |
| Union, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,780 | 4.13% |
| Harrison, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,545 | 3.25% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,087 | 4.25% |
| Meadville, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,236 | 3.88% |
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Product Mix
For 2022, Village Capital Mortgage's most frequently originated type of loan was VA, with 2,583 originations. Their 2nd most popular type was FHA, with 2,116 originations.
Loan Reason
For 2022, Village Capital Mortgage's most frequently cited loan purpose was Refi, with 2,322 originations. The 2nd most popular reason was Cash Out Refi, with 2,306 originations.
Loan Duration/Length
For 2022, Village Capital Mortgage's most frequently cited loan duration was 30 Year, with 4,421 originations. The 2nd most popular length was Other, with 262 originations.
Origination Fees/Closing Costs
Village Capital Mortgage's average total fees were $7,975, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,704 originations.
Interest Rates
During 2022, Village Capital Mortgage's average interest rate for loans was 3.83%, while their most frequently originated rate bucket for loans was 3-4%, with 1,366 originations.
Loan Sizing
2022 saw Village Capital Mortgage place emphasis on $200k-400k loans with 1,992 originations, totaling $560,510,000 in origination value.
Applicant Income
Village Capital Mortgage lent most frequently to those with incomes in the $50k-75k range, with 855 originations. The second most popular income band? $75k-100k, with 574 originations.
Applicant Debt to Income Ratio
Village Capital Mortgage lent most frequently to those with DTI ratios of 50-60%, with 469 originations. The next most common DTI ratio? 30-36%, with 326 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.20%
Village Capital Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination-106.55%
Village Capital Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,781 | $1,125,945,000 | $235,504 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,781 | $1,125,945,000 | $235,504 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Village Capital & Investment LLC | FHA mortgage | Trouble during payment process | 2 | 50.0% |
| Village Capital & Investment LLC | VA mortgage | Closing on a mortgage | 1 | 25.0% |