Peoples Trust And Savings Bank Mortgage Rates, Fees & Info
boonville, INLEI: 549300LNXSV7JTOU7K53
Tax ID: 35-0576890
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Mortgage Data
Review & Overview
Peoples Trust And Savings Bank is a smaller bank specializing in Home Purchase and Refi loans. Peoples Trust And Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Evansville, Crestview, St. Louis, and Jasper among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Peoples Trust And Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
79Origination Dollar Volume (All Markets)
$13,035,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 72 | $11,040,000 | $153,333 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $440,000 | $110,000 | $0 | 0.00% |
| Jasper, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 79 | $13,035,000 | $165,000 | $0 | 0.00% |
For 2018, Peoples Trust And Savings Bank's most frequently originated type of loan was Conventional, with 79 originations.
Loan Reason
For 2018, Peoples Trust And Savings Bank's most frequently cited loan purpose was Home Purchase, with 44 originations. The 2nd most popular reason was Refi, with 27 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 79 | $13,035,000 | $165,000 | $0 | 0.00% |
For 2018, Peoples Trust And Savings Bank's most frequently cited loan duration was Other, with 79 originations.
Loan Sizing
2018 saw Peoples Trust And Savings Bank place emphasis on $100,000 or less loans with 34 originations, totaling $2,220,000 in origination value.
Applicant Income
Peoples Trust And Savings Bank lent most frequently to those with incomes in the $50k-75k range, with 17 originations. The second most popular income band? $100k-150k, with 16 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 79 | $13,035,000 | $165,000 | $0 | 0.00% |
Peoples Trust And Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 79 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.21%
Peoples Trust And Savings Bank has an average approval rate.
Pick Rate
Approvals leading to origination74.68%
Peoples Trust And Savings Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 79 | $13,035,000 | $165,000 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 3 | $295,000 | $98,333 |
| Single Family (1-4 Units):Site-Built | 76 | $12,740,000 | $167,632 |
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION | Conventional home mortgage | Closing on a mortgage | 2 | 40.0% |
| PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION | Conventional home mortgage | Trouble during payment process | 2 | 40.0% |
| PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION | Other type of mortgage | Closing on a mortgage | 1 | 20.0% |