Jasper Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jasper averaged 7.07% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-10-31) was 6.9% and one month ago for the week of 2024-10-03, the average rate was 6.3%.

    Jasper's average rate one year ago was 7.64%.

    For refis of the same type during the week of 2024-11-07, the average rate was 7.09%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-07 6.79%
    Jasper 30 Year Fixed Rate 2024-11-07 7.07%
    Jasper 30 Year Fixed Rate Refi 2024-11-07 7.09%
    Jasper 15 Year Fixed Rate 2024-11-07 6.2%
    Jasper 15 Year Fixed Rate Refi 2024-11-07 6%
    Jasper 30 Year FHA 2024-11-07 6.27%
    Jasper 30 Year FHA Refi 2024-11-07 6.43%
    Jasper 30 Year USDA 2024-11-07 6.48%
    Jasper 30 Year USDA Refi 2024-11-07 6.58%
    Jasper 30 Year VA 2024-11-07 6.54%
    Jasper 30 Year VA Refi 2024-11-07 6.14%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jasper, IN.

    Jasper Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jasper, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    German American Bank 77 6.77% $2,510
    Fifth Third Bank 27 6.72% $3,126
    QUICKEN LOANS, LLC 19 6.92% $4,972
    UNITED WHOLESALE MORTGAGE, LLC 17 7.09% $4,567
    First Federal Savings Bank 16 6.73% $2,252
    Old National Bank 15 7.08% $2,718
    EVANSVILLE TEACHERS 11 6.99% $2,648
    MEMBER FIRST MORTGAGE, LLC 5 7.43% $2,482
    GUARANTEED RATE, INC. 3 6.61% $3,533
    Wells Fargo Bank 2 7.31% $3,531
    First Savings Bank 2 6.50% $3,092
    Farm Credit Mid-America, ACA 2 7.25% $4,197
    PENNYMAC LOAN SERVICES, LLC 2 7.31% $3,899
    ROYAL UNITED MORTGAGE LLC 2 6.75% $6,240
    JPMorgan Chase Bank 2 6.87% $4,549
    MORTGAGE MASTERS OF INDIANA, INC. 2 6.06% $3,101
    First Financial Bank 2 6.75% $2,932
    Mr. Cooper ( Nationstar Mortgage ) 2 6.68% $8,569
    OCMBC, INC. 1 7.63% $8,650
    PLAZA HOME MORTGAGE, INC. 1 6.75% $5,641
    Regions Bank 1 5.75% $2,867
    RUOFF MORTGAGE COMPANY, INC. 1 6.38% $1,023
    AMERISAVE MORTGAGE CORPORATION 1 7.50% $6,326
    The Huntington National Bank 1 6.38% $3,599
    Truist 1 7.75% $4,446
    USAA Federal Savings Bank 1 6.75% $2,728
    STOCKTON MORTGAGE CORPORATION 1 7.63% $2,635
    Bank of America 1 7.50% $3,514
    Bank of Pontiac 1 6.38% $2,278
    BROKER SOLUTIONS, INC. 1 6.75% $6,855
    CARDINAL FINANCIAL 1 5.99% $4,048
    Colonial Savings, F.A. 1 6.50% $9,704
    CRANE 1 6.75% $1,788
    CROSSCOUNTRY MORTGAGE, LLC 1 6.38% $6,620
    DAS Acquisition Company, LLC 1 7.99% $5,414
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.13% $3,714
    FLAT BRANCH MORTGAGE, INC. 1 6.25% $6,753
    FORUM Credit Union 1 6.75% $1,580
    Heritage Federal Credit Union 1 7.38% $2,436
    INDIANA UNIVERSITY CREDIT UNION 1 7.38% $1,572
    Mortgage Research Center, LLC 1 7.63% $1,090
    Northpointe Bank 1 7.13% $2,415
    Northwest Bank 1 6.38% $2,807
    Notre Dame Federal Credit Union Corporation 1 7.25% $4,537

    Jasper Average Closing Costs & Other Stats

    Jasper, IN's 44 lenders originated 875 loans during 2023. The total origination value was $129,005,000, with an average loan value of $147,434.

    Jasper's average closing costs are $3,719.

    The top Jasper lender as defined by loan originations is German American Bank, with 77 loans originated. Their average total fees are $2,510, which is $616 lower than the next largest lender, Fifth Third Bank.

    The lowest fee Jasper lenders (with over 10 loans originated) are First Federal Savings Bank ($2,252), German American Bank ($2,510), EVANSVILLE TEACHERS ($2,648), Old National Bank ($2,718) and Fifth Third Bank ($3,126).

    The lowest rate Jasper lenders (with over 10 loans originated) are Fifth Third Bank (6.72%), First Federal Savings Bank (6.73%), German American Bank (6.77%), QUICKEN LOANS, LLC (6.92%) and EVANSVILLE TEACHERS (6.99%).

    Jasper, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    German American Bank $46,710,000 $33,325,000 -28.7% 25.8%
    Fifth Third Bank $19,265,000 $13,080,000 -32.1% 10.1%
    Old National Bank $16,675,000 $9,435,000 -43.4% 7.3%
    QUICKEN LOANS, LLC $8,325,000 $7,225,000 -13.2% 5.6%
    UNITED WHOLESALE MORTGAGE, LLC $5,760,000 $5,965,000 3.6% 4.6%
    CRANE $3,635,000 $5,715,000 57.2% 4.4%
    Prudential Huntoon Paige Associates, LLC $5,205,000 n/a 4.0%
    EVANSVILLE TEACHERS $5,440,000 $4,215,000 -22.5% 3.3%
    First Federal Savings Bank $3,305,000 $3,785,000 14.5% 2.9%
    FBC MORTGAGE, LLC $2,560,000 $1,740,000 -32.0% 1.3%
    Mortgage Research Center, LLC $1,580,000 $1,700,000 7.6% 1.3%
    MORTGAGE MASTERS OF INDIANA, INC. $2,170,000 $1,420,000 -34.6% 1.1%
    LNB COMMUNITY BANK $1,160,000 $1,365,000 17.7% 1.1%
    Northpointe Bank $1,220,000 n/a 0.9%
    Bank of England $1,820,000 $1,165,000 -36.0% 0.9%
    FREEDOM MORTGAGE CORPORATION $2,025,000 $980,000 -51.6% 0.8%
    MEMBER FIRST MORTGAGE, LLC $935,000 $890,000 -4.8% 0.7%
    First Financial Bank $855,000 n/a 0.7%
    LOANDEPOT.COM, LLC $905,000 $760,000 -16.0% 0.6%
    GVC MORTGAGE, INC. $1,205,000 $735,000 -39.0% 0.6%
    CARDINAL FINANCIAL $165,000 $710,000 330.3% 0.6%
    UNION HOME MORTGAGE CORP. $700,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,610,000 $655,000 -59.3% 0.5%
    GUARANTEED RATE, INC. $340,000 $650,000 91.2% 0.5%
    PENNYMAC LOAN SERVICES, LLC $75,000 $645,000 760.0% 0.5%
    Heritage Federal Credit Union $820,000 $615,000 -25.0% 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $610,000 n/a 0.5%
    ENDEAVOR CAPITAL, LLC. $515,000 n/a 0.4%
    Farm Credit Mid-America, ACA $1,200,000 $490,000 -59.2% 0.4%
    Plains Commerce Bank $475,000 n/a 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $460,000 n/a 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $595,000 $460,000 -22.7% 0.4%
    JPMorgan Chase Bank $670,000 $440,000 -34.3% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $690,000 $435,000 -37.0% 0.3%
    First Savings Bank $125,000 $420,000 236.0% 0.3%
    NAVY FEDERAL CREDIT UNION $170,000 $420,000 147.1% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $570,000 $410,000 -28.1% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $65,000 $385,000 492.3% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $380,000 n/a 0.3%
    Prosperity Home Mortgage, LLC $380,000 n/a 0.3%
    RUOFF MORTGAGE COMPANY, INC. $1,420,000 $370,000 -73.9% 0.3%
    Carrington Mortgage Services, LLC $470,000 $365,000 -22.3% 0.3%
    Colonial Savings, F.A. $365,000 n/a 0.3%
    peoples trust and savings bank $355,000 n/a 0.3%
    PENTAGON FEDERAL CREDIT UNION $375,000 $350,000 -6.7% 0.3%
    Wells Fargo Bank $825,000 $350,000 -57.6% 0.3%
    Century Mortgage Company DBA Century Lending Company $1,905,000 $320,000 -83.2% 0.2%
    Notre Dame Federal Credit Union Corporation $155,000 $305,000 96.8% 0.2%
    ROYAL UNITED MORTGAGE LLC $690,000 $300,000 -56.5% 0.2%
    The Federal Savings Bank $225,000 $295,000 31.1% 0.2%
    PLAZA HOME MORTGAGE, INC. $525,000 $290,000 -44.8% 0.2%
    Regions Bank $320,000 $285,000 -10.9% 0.2%
    TOP FLITE FINANCIAL, INC. $155,000 $280,000 80.6% 0.2%
    Bank of Pontiac $265,000 n/a 0.2%
    FLAT BRANCH MORTGAGE, INC. $245,000 n/a 0.2%
    Sterling United FCU $245,000 n/a 0.2%
    U.S. Bank $275,000 $245,000 -10.9% 0.2%
    BEACON CREDIT UNION $95,000 $225,000 136.8% 0.2%
    HOMESIDE FINANCIAL, LLC $245,000 $225,000 -8.2% 0.2%
    INDIANA MEMBERS CREDIT UNION $225,000 n/a 0.2%
    CALIBER HOME LOANS, INC. $1,475,000 $215,000 -85.4% 0.2%
    CLEARPATH LENDING $215,000 n/a 0.2%
    MORTGAGE ACCESS CORP. $215,000 n/a 0.2%
    Northwest Bank $215,000 n/a 0.2%
    FORUM Credit Union $205,000 n/a 0.2%
    INDIANA UNIVERSITY CREDIT UNION $205,000 n/a 0.2%
    OCMBC, INC. $205,000 n/a 0.2%
    The Huntington National Bank $925,000 $205,000 -77.8% 0.2%
    NEWREZ LLC $95,000 $195,000 105.3% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $440,000 $195,000 -55.7% 0.2%
    NEW DAY FINANCIAL, LLC $680,000 $185,000 -72.8% 0.1%
    STOCKTON MORTGAGE CORPORATION $185,000 n/a 0.1%
    Bank of America $680,000 $175,000 -74.3% 0.1%
    Equity Prime Mortgage LLC $275,000 $165,000 -40.0% 0.1%
    DAS Acquisition Company, LLC $155,000 n/a 0.1%
    Deere Employees Credit Union $75,000 $145,000 93.3% 0.1%
    POLARIS HOME FUNDING CORP. $145,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $145,000 n/a 0.1%
    Discover Bank $35,000 $130,000 271.4% 0.1%
    The Home National Bank of Thorntown $115,000 n/a 0.1%
    USAA Federal Savings Bank $115,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $510,000 $105,000 -79.4% 0.1%
    iCore Lending, Inc. $105,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $95,000 n/a 0.1%
    Flanagan State Bank $135,000 $85,000 -37.0% 0.1%
    MID AMERICA MORTGAGE, INC. $115,000 $85,000 -26.1% 0.1%
    Peoples National Bank , N.A. $85,000 n/a 0.1%
    Truist $80,000 $85,000 6.3% 0.1%
    Figure Lending LLC $35,000 $80,000 128.6% 0.1%
    The First National Bank of Ava $75,000 n/a 0.1%
    UTILITIES EMPLOYEES CREDIT UNION $75,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $65,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $260,000 $55,000 -78.8% 0.0%
    SPRING EQ, LLC $100,000 $55,000 -45.0% 0.0%
    The Peoples State Bank of Newton, Illinois $55,000 n/a 0.0%
    UNIFY FINANCIAL Credit Union $35,000 n/a 0.0%

    Jasper's top lender by overall market share is German American Bank, with 25.8% market share. In second place, with 10.1%, is Fifth Third Bank, having originated $13,080,000 in loans. In third place, with 7.3%, is Old National Bank, having originated $9,435,000 in loans. In fourth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $7,225,000 in loans. In fifth place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,965,000 in loans.

    Jasper Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $162,450 (16.1%) $216,370 (6.3%) 0.00 112
    2018-02-01 $158,675 (5.9%) $222,917 (10.3%) 0.00 106
    2018-03-01 $184,000 (16.9%) $233,809 (11.4%) 0.00 98
    2018-04-01 $195,556 (20.7%) $246,396 (18.5%) 0.00 98
    2018-05-01 $235,000 (36.3%) $252,703 (16.6%) 0.00 102
    2018-06-01 $226,500 (39.3%) $241,683 (15.7%) 0.00 107
    2018-07-01 $200,000 (24.6%) $225,267 (11.2%) 0.00 116
    2018-08-01 $183,050 (7.7%) $221,288 (4.9%) 0.00 115
    2018-09-01 $183,700 (8.4%) $226,114 (4.6%) 0.00 116
    2018-10-01 $181,900 (22.0%) $223,745 (2.2%) 0.00 125
    2018-11-01 $185,000 (24.7%) $229,545 (7.6%) 0.00 122
    2018-12-01 $188,450 (13.7%) $227,529 (7.8%) 0.00 121
    2019-01-01 $193,275 (19.0%) $227,558 (5.2%) 0.00 113
    2019-02-01 $190,200 (19.9%) $226,729 (1.7%) 0.00 120
    2019-03-01 $186,071 (1.1%) $226,380 (-3.2%) 0.00 109
    2019-04-01 $187,546 (-4.1%) $230,124 (-6.6%) 0.00 103
    2019-05-01 $208,725 (-11.2%) $228,736 (-9.5%) 0.00 103
    2019-06-01 $214,450 (-5.3%) $230,945 (-4.4%) 0.00 130
    2019-07-01 $219,900 (10.0%) $233,047 (3.5%) 0.00 141
    2019-08-01 $216,927 (18.5%) $232,880 (5.2%) 0.00 142
    2019-09-01 $212,468 (15.7%) $232,329 (2.8%) 0.00 141
    2019-10-01 $207,125 (13.9%) $229,804 (2.7%) 0.00 141
    2019-11-01 $193,000 (4.3%) $225,272 (-1.9%) 0.00 153
    2019-12-01 $194,600 (3.3%) $233,494 (2.6%) 0.00 138
    2020-01-01 $202,600 (4.8%) $244,220 (7.3%) 0.00 120
    2020-02-01 $199,900 (5.1%) $245,112 (8.1%) 0.00 118
    2020-03-01 $229,100 (23.1%) $262,525 (16.0%) 0.00 118
    2020-04-01 $228,225 (21.7%) $266,639 (15.9%) 0.00 114
    2020-05-01 $229,000 (9.7%) $274,749 (20.1%) 0.00 106
    2020-06-01 $226,625 (5.7%) $279,291 (20.9%) 0.00 104
    2020-07-01 $220,975 (0.5%) $275,642 (18.3%) 0.00 97
    2020-08-01 $229,000 (5.6%) $271,909 (16.8%) 0.00 86
    2020-09-01 $229,000 (7.8%) $275,395 (18.5%) 0.00 75
    2020-10-01 $239,000 (15.4%) $292,788 (27.4%) 0.00 74
    2020-11-01 $203,425 (5.4%) $283,146 (25.7%) 0.00 68
    2020-12-01 $200,975 (3.3%) $277,742 (19.0%) 0.00 61
    2021-01-01 $191,950 (-5.3%) $253,832 (3.9%) 0.00 62
    2021-02-01 $191,725 (-4.1%) $256,169 (4.5%) 0.00 52
    2021-03-01 $199,950 (-12.7%) $261,405 (-0.4%) 0.00 39
    2021-04-01 $204,000 (-10.6%) $274,278 (2.9%) 0.00 37
    2021-05-01 $199,999 (-12.7%) $241,335 (-12.2%) 0.00 41
    2021-06-01 $214,450 (-5.4%) $257,429 (-7.8%) 0.00 35
    2021-07-01 $179,950 (-18.6%) $232,204 (-15.8%) 0.00 37
    2021-08-01 $179,900 (-21.4%) $233,153 (-14.3%) 0.00 57
    2021-09-01 $177,200 (-22.6%) $241,377 (-12.4%) 0.00 59
    2021-10-01 $188,500 (-21.1%) $242,313 (-17.2%) 0.00 61
    2021-11-01 $239,950 (18.0%) $281,135 (-0.7%) 0.00 51
    2021-12-01 $242,225 (20.5%) $268,494 (-3.3%) 0.00 43
    2022-01-01 $265,000 (38.1%) $279,254 (10.0%) 0.00 36
    2022-02-01 $257,750 (34.4%) $317,873 (24.1%) 0.00 37
    2022-03-01 $239,725 (19.9%) $306,291 (17.2%) 0.00 42
    2022-04-01 $237,750 (16.5%) $305,107 (11.2%) 0.00 39
    2022-05-01 $230,425 (15.2%) $305,767 (26.7%) 0.00 52
    2022-06-01 $233,450 (8.9%) $281,305 (9.3%) 0.00 60
    2022-07-01 $232,450 (29.2%) $294,075 (26.7%) 0.00 64
    2022-08-01 $233,975 (30.1%) $272,852 (17.0%) 0.00 67
    2022-09-01 $253,675 (43.2%) $296,674 (22.9%) 0.00 70
    2022-10-01 $239,900 (27.3%) $300,112 (23.9%) 0.00 80
    2022-11-01 $222,250 (-7.4%) $301,375 (7.2%) 0.00 72
    2022-12-01 $229,000 (-5.5%) $294,066 (9.5%) 0.00 70
    2023-01-01 $234,450 (-11.5%) $298,464 (6.9%) 0.00 64
    2023-02-01 $250,000 (-3.0%) $318,435 (0.2%) 0.00 59
    2023-03-01 $279,500 (16.6%) $330,690 (8.0%) 0.00 61
    2023-04-01 $284,940 (19.9%) $309,301 (1.4%) 0.00 66
    2023-05-01 $266,973 (15.9%) $299,865 (-1.9%) 0.00 78
    2023-06-01 $272,400 (16.7%) $293,316 (4.3%) 0.00 81
    2023-07-01 $249,450 (7.3%) $278,062 (-5.5%) 0.00 79
    2023-08-01 $233,325 (-0.3%) $268,310 (-1.7%) 0.00 99
    2023-09-01 $241,900 (-4.6%) $258,245 (-13.0%) 0.00 123
    2023-10-01 $249,350 (3.9%) $271,631 (-9.5%) 0.00 127
    2023-11-01 $239,900 (7.9%) $265,511 (-11.9%) 0.00 127
    2023-12-01 $239,000 (4.4%) $267,113 (-9.2%) 0.00 109
    2024-01-01 $239,725 (2.3%) $263,899 (-11.6%) 0.00 91
    2024-02-01 $247,400 (-1.0%) $274,714 (-13.7%) 0.00 80
    2024-03-01 $260,000 (-7.0%) $285,136 (-13.8%) 0.00 78
    2024-04-01 $281,725 (-1.1%) $303,958 (-1.7%) 0.00 82
    2024-05-01 $278,000 (4.1%) $336,804 (12.3%) 0.00 96
    2024-06-01 $259,000 (-4.9%) $329,483 (12.3%) 0.00 117
    2024-07-01 $255,000 (2.2%) $328,089 (18.0%) 0.00 121
    2024-08-01 $244,450 (4.8%) $308,681 (15.1%) 0.00 118
    2024-09-01 $247,450 (2.3%) $314,709 (21.9%) 0.00 121
    2024-10-01 $245,200 (-1.7%) $326,290 (20.1%) 0.00 109
    Jasper's median listing price for 2024-10-01 was $245,200, a difference of $-4,150 (-1.7%) versus the prior year and $-2,250 versus the prior month.

    Jasper's median listing price comes in at 0% of the national average.

    Jasper's average listing price for 2024-10-01 was $326,290, a difference of $54,659 (20.1%) versus the prior year and $11,581 versus the prior month.

    For the 2024-10-01 period, Jasper had 109 MLS listings, a difference of -12 listings (-10%) versus the prior month and -18 listings (-14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,006 sqft
    2018-02-01 0 days 2,225 sqft
    2018-03-01 0 days 2,285 sqft
    2018-04-01 0 days 2,229 sqft
    2018-05-01 0 days 2,348 sqft
    2018-06-01 0 days 2,275 sqft
    2018-07-01 0 days 2,092 sqft
    2018-08-01 0 days 2,116 sqft
    2018-09-01 0 days 2,150 sqft
    2018-10-01 0 days 2,152 sqft
    2018-11-01 0 days 2,338 sqft
    2018-12-01 0 days 2,166 sqft
    2019-01-01 0 days 2,166 sqft
    2019-02-01 0 days 2,160 sqft
    2019-03-01 0 days 2,136 sqft
    2019-04-01 0 days 2,136 sqft
    2019-05-01 0 days 2,200 sqft
    2019-06-01 0 days 2,130 sqft
    2019-07-01 0 days 2,186 sqft
    2019-08-01 0 days 2,230 sqft
    2019-09-01 0 days 2,233 sqft
    2019-10-01 0 days 2,225 sqft
    2019-11-01 0 days 2,151 sqft
    2019-12-01 0 days 2,209 sqft
    2020-01-01 0 days 2,239 sqft
    2020-02-01 0 days 2,253 sqft
    2020-03-01 0 days 2,316 sqft
    2020-04-01 0 days 2,359 sqft
    2020-05-01 0 days 2,400 sqft
    2020-06-01 0 days 2,536 sqft
    2020-07-01 0 days 2,343 sqft
    2020-08-01 0 days 2,301 sqft
    2020-09-01 0 days 2,297 sqft
    2020-10-01 0 days 2,396 sqft
    2020-11-01 0 days 2,260 sqft
    2020-12-01 0 days 2,152 sqft
    2021-01-01 0 days 2,100 sqft
    2021-02-01 0 days 2,315 sqft
    2021-03-01 0 days 2,448 sqft
    2021-04-01 0 days 2,559 sqft
    2021-05-01 0 days 2,180 sqft
    2021-06-01 0 days 1,902 sqft
    2021-07-01 0 days 1,736 sqft
    2021-08-01 0 days 1,887 sqft
    2021-09-01 0 days 2,082 sqft
    2021-10-01 0 days 2,006 sqft
    2021-11-01 0 days 2,319 sqft
    2021-12-01 0 days 2,113 sqft
    2022-01-01 0 days 2,152 sqft
    2022-02-01 0 days 2,087 sqft
    2022-03-01 0 days 2,124 sqft
    2022-04-01 0 days 2,013 sqft
    2022-05-01 0 days 2,068 sqft
    2022-06-01 0 days 1,838 sqft
    2022-07-01 0 days 1,885 sqft
    2022-08-01 0 days 1,702 sqft
    2022-09-01 0 days 1,779 sqft
    2022-10-01 0 days 1,825 sqft
    2022-11-01 0 days 1,778 sqft
    2022-12-01 0 days 1,811 sqft
    2023-01-01 0 days 1,817 sqft
    2023-02-01 0 days 1,790 sqft
    2023-03-01 0 days 1,800 sqft
    2023-04-01 0 days 1,808 sqft
    2023-05-01 0 days 1,887 sqft
    2023-06-01 0 days 2,060 sqft
    2023-07-01 0 days 1,891 sqft
    2023-08-01 0 days 1,826 sqft
    2023-09-01 0 days 1,819 sqft
    2023-10-01 0 days 1,819 sqft
    2023-11-01 0 days 1,798 sqft
    2023-12-01 0 days 1,804 sqft
    2024-01-01 0 days 1,887 sqft
    2024-02-01 0 days 1,914 sqft
    2024-03-01 0 days 2,037 sqft
    2024-04-01 0 days 2,223 sqft
    2024-05-01 0 days 2,151 sqft
    2024-06-01 0 days 2,057 sqft
    2024-07-01 0 days 2,016 sqft
    2024-08-01 0 days 1,993 sqft
    2024-09-01 0 days 2,024 sqft
    2024-10-01 0 days 1,958 sqft
    Jasper's median listing age (time on market) for 2024-10-01 was 0 days.

    Jasper's median square footage for active listings during the 2024-10-01 period was 1,958 sqft. One year prior, the average listing was 1,819 sqft.

    Jasper, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 409 $84,935,000 $207,665
    Refi 174 $17,670,000 $101,552
    Other 99 $6,455,000 $65,202
    Cash Out Refi 98 $14,200,000 $144,898
    Home Improvement 95 $5,745,000 $60,474

    Jasper's most frequently cited loan purpose was Home Purchase, with 409 originations. The 2nd most popular reason was Refi, with 174 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 279 $53,665,000 $192,348
    7-8% 208 $28,470,000 $136,875
    <2.5% 142 $8,960,000 $63,099
    Over 8% 126 $10,560,000 $83,810
    5-6% 97 $17,805,000 $183,557
    4-5% 12 $7,320,000 $610,000

    During 2023, Jasper's most frequently originated rate bucket was 6-7%, with 279 originations.

    Loan Sizing (Jasper, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 365 $19,255,000 $52,753
    $100k-200k 306 $44,290,000 $144,739
    $200k-400k 180 $45,880,000 $254,889
    $400k-600k 16 $7,250,000 $453,125
    $600k-1000k 4 $3,060,000 $765,000
    $Over $1MM 4 $9,270,000 $2,317,500

    Jasper's loan sizing saw the bucket of loans from $100,000 or less with 365 originations, totaling $19,255,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 311 $61,055,000 $196,318
    Under 20% 172 $6,390,000 $37,151
    20-40% 141 $11,435,000 $81,099
    60-80% 141 $33,425,000 $237,057
    40-60% 89 $12,115,000 $136,124
    Over 100% 11 $2,255,000 $205,000

    Jasper's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 311 originations, totaling $61,055,000 in origination value.