Jasper Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Jasper averaged
6.2%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.4% and
one month ago for the week of 2024-09-05, the
average rate was 6.63%.
Jasper's average rate one year ago was 7.37%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.92%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Jasper 30 Year Fixed Rate | 2024-10-10 | 6.2% |
Jasper 30 Year Fixed Rate Refi | 2024-10-10 | 6.92% |
Jasper 15 Year Fixed Rate | 2024-10-10 | 5.61% |
Jasper 15 Year Fixed Rate Refi | 2024-10-10 | 5.91% |
Jasper 30 Year FHA | 2024-10-10 | 6.15% |
Jasper 30 Year FHA Refi | 2024-10-10 | 6% |
Jasper 30 Year USDA | 2024-10-10 | 5.98% |
Jasper 30 Year USDA Refi | 2024-10-10 | 5.88% |
Jasper 30 Year VA | 2024-10-10 | 5.85% |
Jasper 30 Year VA Refi | 2024-10-10 | 5.65% |
Jasper Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jasper, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Jasper Average Closing Costs & Other Stats
Jasper, IN's 44 lenders originated 875
loans during 2023. The total origination value was $129,005,000, with an average loan value of
$147,434.
Jasper's average closing costs are $3,719.
The top Jasper lender as defined by loan originations is German American Bank, with
77 loans originated. Their average total fees are
$2,510, which is $616
lower than the next largest lender,
Fifth Third Bank.
The lowest fee Jasper lenders (with over 10 loans originated) are
First Federal Savings Bank ($2,252), German American Bank ($2,510), EVANSVILLE TEACHERS ($2,648), Old National Bank ($2,718) and Fifth Third Bank ($3,126).
The lowest rate Jasper lenders (with over 10 loans originated) are
Fifth Third Bank (6.72%), First Federal Savings Bank (6.73%), German American Bank (6.77%), QUICKEN LOANS, LLC (6.92%) and EVANSVILLE TEACHERS (6.99%).
Jasper, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
German American Bank | $46,710,000 | $33,325,000 | -28.7% | 25.8% |
Fifth Third Bank | $19,265,000 | $13,080,000 | -32.1% | 10.1% |
Old National Bank | $16,675,000 | $9,435,000 | -43.4% | 7.3% |
QUICKEN LOANS, LLC | $8,325,000 | $7,225,000 | -13.2% | 5.6% |
UNITED WHOLESALE MORTGAGE, LLC | $5,760,000 | $5,965,000 | 3.6% | 4.6% |
CRANE | $3,635,000 | $5,715,000 | 57.2% | 4.4% |
Prudential Huntoon Paige Associates, LLC | $5,205,000 | n/a | 4.0% | |
EVANSVILLE TEACHERS | $5,440,000 | $4,215,000 | -22.5% | 3.3% |
First Federal Savings Bank | $3,305,000 | $3,785,000 | 14.5% | 2.9% |
FBC MORTGAGE, LLC | $2,560,000 | $1,740,000 | -32.0% | 1.3% |
Mortgage Research Center, LLC | $1,580,000 | $1,700,000 | 7.6% | 1.3% |
MORTGAGE MASTERS OF INDIANA, INC. | $2,170,000 | $1,420,000 | -34.6% | 1.1% |
LNB COMMUNITY BANK | $1,160,000 | $1,365,000 | 17.7% | 1.1% |
Northpointe Bank | $1,220,000 | n/a | 0.9% | |
Bank of England | $1,820,000 | $1,165,000 | -36.0% | 0.9% |
FREEDOM MORTGAGE CORPORATION | $2,025,000 | $980,000 | -51.6% | 0.8% |
MEMBER FIRST MORTGAGE, LLC | $935,000 | $890,000 | -4.8% | 0.7% |
First Financial Bank | $855,000 | n/a | 0.7% | |
LOANDEPOT.COM, LLC | $905,000 | $760,000 | -16.0% | 0.6% |
GVC MORTGAGE, INC. | $1,205,000 | $735,000 | -39.0% | 0.6% |
CARDINAL FINANCIAL | $165,000 | $710,000 | 330.3% | 0.6% |
UNION HOME MORTGAGE CORP. | $700,000 | n/a | 0.5% | |
AMERISAVE MORTGAGE CORPORATION | $1,610,000 | $655,000 | -59.3% | 0.5% |
GUARANTEED RATE, INC. | $340,000 | $650,000 | 91.2% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $75,000 | $645,000 | 760.0% | 0.5% |
Heritage Federal Credit Union | $820,000 | $615,000 | -25.0% | 0.5% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $610,000 | n/a | 0.5% | |
ENDEAVOR CAPITAL, LLC. | $515,000 | n/a | 0.4% | |
Farm Credit Mid-America, ACA | $1,200,000 | $490,000 | -59.2% | 0.4% |
Plains Commerce Bank | $475,000 | n/a | 0.4% | |
CROSSCOUNTRY MORTGAGE, LLC | $460,000 | n/a | 0.4% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $595,000 | $460,000 | -22.7% | 0.4% |
JPMorgan Chase Bank | $670,000 | $440,000 | -34.3% | 0.3% |
Mr. Cooper ( Nationstar Mortgage ) | $690,000 | $435,000 | -37.0% | 0.3% |
First Savings Bank | $125,000 | $420,000 | 236.0% | 0.3% |
NAVY FEDERAL CREDIT UNION | $170,000 | $420,000 | 147.1% | 0.3% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $570,000 | $410,000 | -28.1% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $65,000 | $385,000 | 492.3% | 0.3% |
AMERICAN FINANCIAL NETWORK, INC. | $380,000 | n/a | 0.3% | |
Prosperity Home Mortgage, LLC | $380,000 | n/a | 0.3% | |
RUOFF MORTGAGE COMPANY, INC. | $1,420,000 | $370,000 | -73.9% | 0.3% |
Carrington Mortgage Services, LLC | $470,000 | $365,000 | -22.3% | 0.3% |
Colonial Savings, F.A. | $365,000 | n/a | 0.3% | |
peoples trust and savings bank | $355,000 | n/a | 0.3% | |
PENTAGON FEDERAL CREDIT UNION | $375,000 | $350,000 | -6.7% | 0.3% |
Wells Fargo Bank | $825,000 | $350,000 | -57.6% | 0.3% |
Century Mortgage Company DBA Century Lending Company | $1,905,000 | $320,000 | -83.2% | 0.2% |
Notre Dame Federal Credit Union Corporation | $155,000 | $305,000 | 96.8% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $690,000 | $300,000 | -56.5% | 0.2% |
The Federal Savings Bank | $225,000 | $295,000 | 31.1% | 0.2% |
PLAZA HOME MORTGAGE, INC. | $525,000 | $290,000 | -44.8% | 0.2% |
Regions Bank | $320,000 | $285,000 | -10.9% | 0.2% |
TOP FLITE FINANCIAL, INC. | $155,000 | $280,000 | 80.6% | 0.2% |
Bank of Pontiac | $265,000 | n/a | 0.2% | |
FLAT BRANCH MORTGAGE, INC. | $245,000 | n/a | 0.2% | |
Sterling United FCU | $245,000 | n/a | 0.2% | |
U.S. Bank | $275,000 | $245,000 | -10.9% | 0.2% |
BEACON CREDIT UNION | $95,000 | $225,000 | 136.8% | 0.2% |
HOMESIDE FINANCIAL, LLC | $245,000 | $225,000 | -8.2% | 0.2% |
INDIANA MEMBERS CREDIT UNION | $225,000 | n/a | 0.2% | |
CALIBER HOME LOANS, INC. | $1,475,000 | $215,000 | -85.4% | 0.2% |
CLEARPATH LENDING | $215,000 | n/a | 0.2% | |
MORTGAGE ACCESS CORP. | $215,000 | n/a | 0.2% | |
Northwest Bank | $215,000 | n/a | 0.2% | |
FORUM Credit Union | $205,000 | n/a | 0.2% | |
INDIANA UNIVERSITY CREDIT UNION | $205,000 | n/a | 0.2% | |
OCMBC, INC. | $205,000 | n/a | 0.2% | |
The Huntington National Bank | $925,000 | $205,000 | -77.8% | 0.2% |
NEWREZ LLC | $95,000 | $195,000 | 105.3% | 0.2% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $440,000 | $195,000 | -55.7% | 0.2% |
NEW DAY FINANCIAL, LLC | $680,000 | $185,000 | -72.8% | 0.1% |
STOCKTON MORTGAGE CORPORATION | $185,000 | n/a | 0.1% | |
Bank of America | $680,000 | $175,000 | -74.3% | 0.1% |
Equity Prime Mortgage LLC | $275,000 | $165,000 | -40.0% | 0.1% |
DAS Acquisition Company, LLC | $155,000 | n/a | 0.1% | |
Deere Employees Credit Union | $75,000 | $145,000 | 93.3% | 0.1% |
POLARIS HOME FUNDING CORP. | $145,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $145,000 | n/a | 0.1% | |
Discover Bank | $35,000 | $130,000 | 271.4% | 0.1% |
The Home National Bank of Thorntown | $115,000 | n/a | 0.1% | |
USAA Federal Savings Bank | $115,000 | n/a | 0.1% | |
BROKER SOLUTIONS, INC. | $510,000 | $105,000 | -79.4% | 0.1% |
iCore Lending, Inc. | $105,000 | n/a | 0.1% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $95,000 | n/a | 0.1% | |
Flanagan State Bank | $135,000 | $85,000 | -37.0% | 0.1% |
MID AMERICA MORTGAGE, INC. | $115,000 | $85,000 | -26.1% | 0.1% |
Peoples National Bank , N.A. | $85,000 | n/a | 0.1% | |
Truist | $80,000 | $85,000 | 6.3% | 0.1% |
Figure Lending LLC | $35,000 | $80,000 | 128.6% | 0.1% |
The First National Bank of Ava | $75,000 | n/a | 0.1% | |
UTILITIES EMPLOYEES CREDIT UNION | $75,000 | n/a | 0.1% | |
SOUTHWEST STAGE FUNDING, LLC | $65,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $260,000 | $55,000 | -78.8% | 0.0% |
SPRING EQ, LLC | $100,000 | $55,000 | -45.0% | 0.0% |
The Peoples State Bank of Newton, Illinois | $55,000 | n/a | 0.0% | |
UNIFY FINANCIAL Credit Union | $35,000 | n/a | 0.0% |
Jasper's top lender by overall market share is German American Bank, with 25.8% market share. In second place, with 10.1%, is Fifth Third Bank, having originated $13,080,000 in loans. In third place, with 7.3%, is Old National Bank, having originated $9,435,000 in loans. In fourth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $7,225,000 in loans. In fifth place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,965,000 in loans.
Jasper Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $162,450 (16.1%) | $216,370 (6.3%) | 0.00 | 112 |
2018-02-01 | $158,675 (5.9%) | $222,917 (10.3%) | 0.00 | 106 |
2018-03-01 | $184,000 (16.9%) | $233,809 (11.4%) | 0.00 | 98 |
2018-04-01 | $195,556 (20.7%) | $246,396 (18.5%) | 0.00 | 98 |
2018-05-01 | $235,000 (36.3%) | $252,703 (16.6%) | 0.00 | 102 |
2018-06-01 | $226,500 (39.3%) | $241,683 (15.7%) | 0.00 | 107 |
2018-07-01 | $200,000 (24.6%) | $225,267 (11.2%) | 0.00 | 116 |
2018-08-01 | $183,050 (7.7%) | $221,288 (4.9%) | 0.00 | 115 |
2018-09-01 | $183,700 (8.4%) | $226,114 (4.6%) | 0.00 | 116 |
2018-10-01 | $181,900 (22.0%) | $223,745 (2.2%) | 0.00 | 125 |
2018-11-01 | $185,000 (24.7%) | $229,545 (7.6%) | 0.00 | 122 |
2018-12-01 | $188,450 (13.7%) | $227,529 (7.8%) | 0.00 | 121 |
2019-01-01 | $193,275 (19.0%) | $227,558 (5.2%) | 0.00 | 113 |
2019-02-01 | $190,200 (19.9%) | $226,729 (1.7%) | 0.00 | 120 |
2019-03-01 | $186,071 (1.1%) | $226,380 (-3.2%) | 0.00 | 109 |
2019-04-01 | $187,546 (-4.1%) | $230,124 (-6.6%) | 0.00 | 103 |
2019-05-01 | $208,725 (-11.2%) | $228,736 (-9.5%) | 0.00 | 103 |
2019-06-01 | $214,450 (-5.3%) | $230,945 (-4.4%) | 0.00 | 130 |
2019-07-01 | $219,900 (10.0%) | $233,047 (3.5%) | 0.00 | 141 |
2019-08-01 | $216,927 (18.5%) | $232,880 (5.2%) | 0.00 | 142 |
2019-09-01 | $212,468 (15.7%) | $232,329 (2.8%) | 0.00 | 141 |
2019-10-01 | $207,125 (13.9%) | $229,804 (2.7%) | 0.00 | 141 |
2019-11-01 | $193,000 (4.3%) | $225,272 (-1.9%) | 0.00 | 153 |
2019-12-01 | $194,600 (3.3%) | $233,494 (2.6%) | 0.00 | 138 |
2020-01-01 | $202,600 (4.8%) | $244,220 (7.3%) | 0.00 | 120 |
2020-02-01 | $199,900 (5.1%) | $245,112 (8.1%) | 0.00 | 118 |
2020-03-01 | $229,100 (23.1%) | $262,525 (16.0%) | 0.00 | 118 |
2020-04-01 | $228,225 (21.7%) | $266,639 (15.9%) | 0.00 | 114 |
2020-05-01 | $229,000 (9.7%) | $274,749 (20.1%) | 0.00 | 106 |
2020-06-01 | $226,625 (5.7%) | $279,291 (20.9%) | 0.00 | 104 |
2020-07-01 | $220,975 (0.5%) | $275,642 (18.3%) | 0.00 | 97 |
2020-08-01 | $229,000 (5.6%) | $271,909 (16.8%) | 0.00 | 86 |
2020-09-01 | $229,000 (7.8%) | $275,395 (18.5%) | 0.00 | 75 |
2020-10-01 | $239,000 (15.4%) | $292,788 (27.4%) | 0.00 | 74 |
2020-11-01 | $203,425 (5.4%) | $283,146 (25.7%) | 0.00 | 68 |
2020-12-01 | $200,975 (3.3%) | $277,742 (19.0%) | 0.00 | 61 |
2021-01-01 | $191,950 (-5.3%) | $253,832 (3.9%) | 0.00 | 62 |
2021-02-01 | $191,725 (-4.1%) | $256,169 (4.5%) | 0.00 | 52 |
2021-03-01 | $199,950 (-12.7%) | $261,405 (-0.4%) | 0.00 | 39 |
2021-04-01 | $204,000 (-10.6%) | $274,278 (2.9%) | 0.00 | 37 |
2021-05-01 | $199,999 (-12.7%) | $241,335 (-12.2%) | 0.00 | 41 |
2021-06-01 | $214,450 (-5.4%) | $257,429 (-7.8%) | 0.00 | 35 |
2021-07-01 | $179,950 (-18.6%) | $232,204 (-15.8%) | 0.00 | 37 |
2021-08-01 | $179,900 (-21.4%) | $233,153 (-14.3%) | 0.00 | 57 |
2021-09-01 | $177,200 (-22.6%) | $241,377 (-12.4%) | 0.00 | 59 |
2021-10-01 | $188,500 (-21.1%) | $242,313 (-17.2%) | 0.00 | 61 |
2021-11-01 | $239,950 (18.0%) | $281,135 (-0.7%) | 0.00 | 51 |
2021-12-01 | $242,225 (20.5%) | $268,494 (-3.3%) | 0.00 | 43 |
2022-01-01 | $265,000 (38.1%) | $279,254 (10.0%) | 0.00 | 36 |
2022-02-01 | $257,750 (34.4%) | $317,873 (24.1%) | 0.00 | 37 |
2022-03-01 | $239,725 (19.9%) | $306,291 (17.2%) | 0.00 | 42 |
2022-04-01 | $237,750 (16.5%) | $305,107 (11.2%) | 0.00 | 39 |
2022-05-01 | $230,425 (15.2%) | $305,767 (26.7%) | 0.00 | 52 |
2022-06-01 | $233,450 (8.9%) | $281,305 (9.3%) | 0.00 | 60 |
2022-07-01 | $232,450 (29.2%) | $294,075 (26.7%) | 0.00 | 64 |
2022-08-01 | $233,975 (30.1%) | $272,852 (17.0%) | 0.00 | 67 |
2022-09-01 | $253,675 (43.2%) | $296,674 (22.9%) | 0.00 | 70 |
2022-10-01 | $239,900 (27.3%) | $300,112 (23.9%) | 0.00 | 80 |
2022-11-01 | $222,250 (-7.4%) | $301,375 (7.2%) | 0.00 | 72 |
2022-12-01 | $229,000 (-5.5%) | $294,066 (9.5%) | 0.00 | 70 |
2023-01-01 | $234,450 (-11.5%) | $298,464 (6.9%) | 0.00 | 64 |
2023-02-01 | $250,000 (-3.0%) | $318,435 (0.2%) | 0.00 | 59 |
2023-03-01 | $279,500 (16.6%) | $330,690 (8.0%) | 0.00 | 61 |
2023-04-01 | $284,940 (19.9%) | $309,301 (1.4%) | 0.00 | 66 |
2023-05-01 | $266,973 (15.9%) | $299,865 (-1.9%) | 0.00 | 78 |
2023-06-01 | $272,400 (16.7%) | $293,316 (4.3%) | 0.00 | 81 |
2023-07-01 | $249,450 (7.3%) | $278,062 (-5.5%) | 0.00 | 79 |
2023-08-01 | $233,325 (-0.3%) | $268,310 (-1.7%) | 0.00 | 99 |
2023-09-01 | $241,900 (-4.6%) | $258,245 (-13.0%) | 0.00 | 123 |
2023-10-01 | $249,350 (3.9%) | $271,631 (-9.5%) | 0.00 | 127 |
2023-11-01 | $239,900 (7.9%) | $265,511 (-11.9%) | 0.00 | 127 |
2023-12-01 | $239,000 (4.4%) | $267,113 (-9.2%) | 0.00 | 109 |
2024-01-01 | $239,725 (2.3%) | $263,899 (-11.6%) | 0.00 | 91 |
2024-02-01 | $247,400 (-1.0%) | $274,714 (-13.7%) | 0.00 | 80 |
2024-03-01 | $260,000 (-7.0%) | $285,136 (-13.8%) | 0.00 | 78 |
2024-04-01 | $281,725 (-1.1%) | $303,958 (-1.7%) | 0.00 | 82 |
2024-05-01 | $278,000 (4.1%) | $336,804 (12.3%) | 0.00 | 96 |
2024-06-01 | $259,000 (-4.9%) | $329,483 (12.3%) | 0.00 | 117 |
2024-07-01 | $255,000 (2.2%) | $328,089 (18.0%) | 0.00 | 121 |
2024-08-01 | $244,450 (4.8%) | $308,681 (15.1%) | 0.00 | 118 |
2024-09-01 | $247,450 (2.3%) | $314,709 (21.9%) | 0.00 | 121 |
Jasper's median listing price comes in at 0% of the national average.
Jasper's average listing price for 2024-09-01 was $314,709, a difference of $56,464 (21.9%) versus the prior year and $6,028 versus the prior month.
For the 2024-09-01 period, Jasper had 121 MLS listings, a difference of 3 listings (3%) versus the prior month and -2 listings (-2%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,006 sqft |
2018-02-01 | 0 days | 2,225 sqft |
2018-03-01 | 0 days | 2,285 sqft |
2018-04-01 | 0 days | 2,229 sqft |
2018-05-01 | 0 days | 2,348 sqft |
2018-06-01 | 0 days | 2,275 sqft |
2018-07-01 | 0 days | 2,092 sqft |
2018-08-01 | 0 days | 2,116 sqft |
2018-09-01 | 0 days | 2,150 sqft |
2018-10-01 | 0 days | 2,152 sqft |
2018-11-01 | 0 days | 2,338 sqft |
2018-12-01 | 0 days | 2,166 sqft |
2019-01-01 | 0 days | 2,166 sqft |
2019-02-01 | 0 days | 2,160 sqft |
2019-03-01 | 0 days | 2,136 sqft |
2019-04-01 | 0 days | 2,136 sqft |
2019-05-01 | 0 days | 2,200 sqft |
2019-06-01 | 0 days | 2,130 sqft |
2019-07-01 | 0 days | 2,186 sqft |
2019-08-01 | 0 days | 2,230 sqft |
2019-09-01 | 0 days | 2,233 sqft |
2019-10-01 | 0 days | 2,225 sqft |
2019-11-01 | 0 days | 2,151 sqft |
2019-12-01 | 0 days | 2,209 sqft |
2020-01-01 | 0 days | 2,239 sqft |
2020-02-01 | 0 days | 2,253 sqft |
2020-03-01 | 0 days | 2,316 sqft |
2020-04-01 | 0 days | 2,359 sqft |
2020-05-01 | 0 days | 2,400 sqft |
2020-06-01 | 0 days | 2,536 sqft |
2020-07-01 | 0 days | 2,343 sqft |
2020-08-01 | 0 days | 2,301 sqft |
2020-09-01 | 0 days | 2,297 sqft |
2020-10-01 | 0 days | 2,396 sqft |
2020-11-01 | 0 days | 2,260 sqft |
2020-12-01 | 0 days | 2,152 sqft |
2021-01-01 | 0 days | 2,100 sqft |
2021-02-01 | 0 days | 2,315 sqft |
2021-03-01 | 0 days | 2,448 sqft |
2021-04-01 | 0 days | 2,559 sqft |
2021-05-01 | 0 days | 2,180 sqft |
2021-06-01 | 0 days | 1,902 sqft |
2021-07-01 | 0 days | 1,736 sqft |
2021-08-01 | 0 days | 1,887 sqft |
2021-09-01 | 0 days | 2,082 sqft |
2021-10-01 | 0 days | 2,006 sqft |
2021-11-01 | 0 days | 2,319 sqft |
2021-12-01 | 0 days | 2,113 sqft |
2022-01-01 | 0 days | 2,152 sqft |
2022-02-01 | 0 days | 2,087 sqft |
2022-03-01 | 0 days | 2,124 sqft |
2022-04-01 | 0 days | 2,013 sqft |
2022-05-01 | 0 days | 2,068 sqft |
2022-06-01 | 0 days | 1,838 sqft |
2022-07-01 | 0 days | 1,885 sqft |
2022-08-01 | 0 days | 1,702 sqft |
2022-09-01 | 0 days | 1,779 sqft |
2022-10-01 | 0 days | 1,825 sqft |
2022-11-01 | 0 days | 1,778 sqft |
2022-12-01 | 0 days | 1,811 sqft |
2023-01-01 | 0 days | 1,817 sqft |
2023-02-01 | 0 days | 1,790 sqft |
2023-03-01 | 0 days | 1,800 sqft |
2023-04-01 | 0 days | 1,808 sqft |
2023-05-01 | 0 days | 1,887 sqft |
2023-06-01 | 0 days | 2,060 sqft |
2023-07-01 | 0 days | 1,891 sqft |
2023-08-01 | 0 days | 1,826 sqft |
2023-09-01 | 0 days | 1,819 sqft |
2023-10-01 | 0 days | 1,819 sqft |
2023-11-01 | 0 days | 1,798 sqft |
2023-12-01 | 0 days | 1,804 sqft |
2024-01-01 | 0 days | 1,887 sqft |
2024-02-01 | 0 days | 1,914 sqft |
2024-03-01 | 0 days | 2,037 sqft |
2024-04-01 | 0 days | 2,223 sqft |
2024-05-01 | 0 days | 2,151 sqft |
2024-06-01 | 0 days | 2,057 sqft |
2024-07-01 | 0 days | 2,016 sqft |
2024-08-01 | 0 days | 1,993 sqft |
2024-09-01 | 0 days | 2,024 sqft |
Jasper's median square footage for active listings during the 2024-09-01 period was 2,024 sqft. One year prior, the average listing was 1,819 sqft.
Jasper, IN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 409 | $84,935,000 | $207,665 |
Refi | 174 | $17,670,000 | $101,552 |
Other | 99 | $6,455,000 | $65,202 |
Cash Out Refi | 98 | $14,200,000 | $144,898 |
Home Improvement | 95 | $5,745,000 | $60,474 |
Jasper's most frequently cited loan purpose was Home Purchase, with 409 originations. The 2nd most popular reason was Refi, with 174 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 279 | $53,665,000 | $192,348 |
7-8% | 208 | $28,470,000 | $136,875 |
<2.5% | 142 | $8,960,000 | $63,099 |
Over 8% | 126 | $10,560,000 | $83,810 |
5-6% | 97 | $17,805,000 | $183,557 |
4-5% | 12 | $7,320,000 | $610,000 |
During 2023, Jasper's most frequently originated rate bucket was 6-7%, with 279 originations.
Loan Sizing (Jasper, IN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 365 | $19,255,000 | $52,753 |
$100k-200k | 306 | $44,290,000 | $144,739 |
$200k-400k | 180 | $45,880,000 | $254,889 |
$400k-600k | 16 | $7,250,000 | $453,125 |
$600k-1000k | 4 | $3,060,000 | $765,000 |
$Over $1MM | 4 | $9,270,000 | $2,317,500 |
Jasper's loan sizing saw the bucket of loans from $100,000 or less with 365 originations, totaling $19,255,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 311 | $61,055,000 | $196,318 |
Under 20% | 172 | $6,390,000 | $37,151 |
20-40% | 141 | $11,435,000 | $81,099 |
60-80% | 141 | $33,425,000 | $237,057 |
40-60% | 89 | $12,115,000 | $136,124 |
Over 100% | 11 | $2,255,000 | $205,000 |
Jasper's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 311 originations, totaling $61,055,000 in origination value.