Jasper Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jasper averaged 7.28% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

The average rate for the prior week (2024-04-11) was 7.16% and one month ago for the week of 2024-03-14, the average rate was 6.62%.

Jasper's average rate one year ago was 6.15%.

For refis of the same type during the week of 2024-04-18, the average rate was 7.5%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-18 7.1%
Jasper 30 Year Fixed Rate 2024-04-18 7.28%
Jasper 30 Year Fixed Rate Refi 2024-04-18 7.5%
Jasper 15 Year Fixed Rate 2024-04-18 6.49%
Jasper 15 Year Fixed Rate Refi 2024-04-18 6.99%
Jasper 30 Year FHA 2024-04-18 6.7%
Jasper 30 Year FHA Refi 2024-04-18 6.76%
Jasper 30 Year USDA 2024-04-18 6.96%
Jasper 30 Year USDA Refi 2024-04-18 6.96%
Jasper 30 Year VA 2024-04-18 6.86%
Jasper 30 Year VA Refi 2024-04-18 6.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jasper, IN.

Jasper Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jasper, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
German American Bank 77 6.77% $2,510
Fifth Third Bank 27 6.72% $3,126
QUICKEN LOANS, LLC 19 6.92% $4,972
UNITED WHOLESALE MORTGAGE, LLC 17 7.09% $4,567
First Federal Savings Bank 16 6.73% $2,252
Old National Bank 15 7.08% $2,718
EVANSVILLE TEACHERS 11 6.99% $2,648
MEMBER FIRST MORTGAGE, LLC 5 7.43% $2,482
GUARANTEED RATE, INC. 3 6.61% $3,533
Wells Fargo Bank 2 7.31% $3,531
First Savings Bank 2 6.50% $3,092
Farm Credit Mid-America, ACA 2 7.25% $4,197
PENNYMAC LOAN SERVICES, LLC 2 7.31% $3,899
ROYAL UNITED MORTGAGE LLC 2 6.75% $6,240
JPMorgan Chase Bank 2 6.87% $4,549
MORTGAGE MASTERS OF INDIANA, INC. 2 6.06% $3,101
First Financial Bank 2 6.75% $2,932
Mr. Cooper ( Nationstar Mortgage ) 2 6.68% $8,569
OCMBC, INC. 1 7.63% $8,650
PLAZA HOME MORTGAGE, INC. 1 6.75% $5,641
Regions Bank 1 5.75% $2,867
RUOFF MORTGAGE COMPANY, INC. 1 6.38% $1,023
AMERISAVE MORTGAGE CORPORATION 1 7.50% $6,326
The Huntington National Bank 1 6.38% $3,599
Truist 1 7.75% $4,446
USAA Federal Savings Bank 1 6.75% $2,728
STOCKTON MORTGAGE CORPORATION 1 7.63% $2,635
Bank of America 1 7.50% $3,514
Bank of Pontiac 1 6.38% $2,278
BROKER SOLUTIONS, INC. 1 6.75% $6,855
CARDINAL FINANCIAL 1 5.99% $4,048
Colonial Savings, F.A. 1 6.50% $9,704
CRANE 1 6.75% $1,788
CROSSCOUNTRY MORTGAGE, LLC 1 6.38% $6,620
DAS Acquisition Company, LLC 1 7.99% $5,414
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.13% $3,714
FLAT BRANCH MORTGAGE, INC. 1 6.25% $6,753
FORUM Credit Union 1 6.75% $1,580
Heritage Federal Credit Union 1 7.38% $2,436
INDIANA UNIVERSITY CREDIT UNION 1 7.38% $1,572
Mortgage Research Center, LLC 1 7.63% $1,090
Northpointe Bank 1 7.13% $2,415
Northwest Bank 1 6.38% $2,807
Notre Dame Federal Credit Union Corporation 1 7.25% $4,537

Jasper Average Closing Costs & Other Stats

Jasper, IN's 44 lenders originated 875 loans during 2023. The total origination value was $129,005,000, with an average loan value of $147,434.

Jasper's average closing costs are $3,719.

The top Jasper lender as defined by loan originations is German American Bank, with 77 loans originated. Their average total fees are $2,510, which is $616 lower than the next largest lender, Fifth Third Bank.

The lowest fee Jasper lenders (with over 10 loans originated) are First Federal Savings Bank ($2,252), German American Bank ($2,510), EVANSVILLE TEACHERS ($2,648), Old National Bank ($2,718) and Fifth Third Bank ($3,126).

The lowest rate Jasper lenders (with over 10 loans originated) are Fifth Third Bank (6.72%), First Federal Savings Bank (6.73%), German American Bank (6.77%), QUICKEN LOANS, LLC (6.92%) and EVANSVILLE TEACHERS (6.99%).

Jasper, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
German American Bank $46,710,000 $33,325,000 -28.7% 25.8%
Fifth Third Bank $19,265,000 $13,080,000 -32.1% 10.1%
Old National Bank $16,675,000 $9,435,000 -43.4% 7.3%
QUICKEN LOANS, LLC $8,325,000 $7,225,000 -13.2% 5.6%
UNITED WHOLESALE MORTGAGE, LLC $5,760,000 $5,965,000 3.6% 4.6%
CRANE $3,635,000 $5,715,000 57.2% 4.4%
Prudential Huntoon Paige Associates, LLC $5,205,000 n/a 4.0%
EVANSVILLE TEACHERS $5,440,000 $4,215,000 -22.5% 3.3%
First Federal Savings Bank $3,305,000 $3,785,000 14.5% 2.9%
FBC MORTGAGE, LLC $2,560,000 $1,740,000 -32.0% 1.3%
Mortgage Research Center, LLC $1,580,000 $1,700,000 7.6% 1.3%
MORTGAGE MASTERS OF INDIANA, INC. $2,170,000 $1,420,000 -34.6% 1.1%
LNB COMMUNITY BANK $1,160,000 $1,365,000 17.7% 1.1%
Northpointe Bank $1,220,000 n/a 0.9%
Bank of England $1,820,000 $1,165,000 -36.0% 0.9%
FREEDOM MORTGAGE CORPORATION $2,025,000 $980,000 -51.6% 0.8%
MEMBER FIRST MORTGAGE, LLC $935,000 $890,000 -4.8% 0.7%
First Financial Bank $855,000 n/a 0.7%
LOANDEPOT.COM, LLC $905,000 $760,000 -16.0% 0.6%
GVC MORTGAGE, INC. $1,205,000 $735,000 -39.0% 0.6%
CARDINAL FINANCIAL $165,000 $710,000 330.3% 0.6%
UNION HOME MORTGAGE CORP. $700,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $1,610,000 $655,000 -59.3% 0.5%
GUARANTEED RATE, INC. $340,000 $650,000 91.2% 0.5%
PENNYMAC LOAN SERVICES, LLC $75,000 $645,000 760.0% 0.5%
Heritage Federal Credit Union $820,000 $615,000 -25.0% 0.5%
MORTGAGE SOLUTIONS OF COLORADO, LLC $610,000 n/a 0.5%
ENDEAVOR CAPITAL, LLC. $515,000 n/a 0.4%
Farm Credit Mid-America, ACA $1,200,000 $490,000 -59.2% 0.4%
Plains Commerce Bank $475,000 n/a 0.4%
CROSSCOUNTRY MORTGAGE, LLC $460,000 n/a 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $595,000 $460,000 -22.7% 0.4%
JPMorgan Chase Bank $670,000 $440,000 -34.3% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $690,000 $435,000 -37.0% 0.3%
First Savings Bank $125,000 $420,000 236.0% 0.3%
NAVY FEDERAL CREDIT UNION $170,000 $420,000 147.1% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $570,000 $410,000 -28.1% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $65,000 $385,000 492.3% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $380,000 n/a 0.3%
Prosperity Home Mortgage, LLC $380,000 n/a 0.3%
RUOFF MORTGAGE COMPANY, INC. $1,420,000 $370,000 -73.9% 0.3%
Carrington Mortgage Services, LLC $470,000 $365,000 -22.3% 0.3%
Colonial Savings, F.A. $365,000 n/a 0.3%
peoples trust and savings bank $355,000 n/a 0.3%
PENTAGON FEDERAL CREDIT UNION $375,000 $350,000 -6.7% 0.3%
Wells Fargo Bank $825,000 $350,000 -57.6% 0.3%
Century Mortgage Company DBA Century Lending Company $1,905,000 $320,000 -83.2% 0.2%
Notre Dame Federal Credit Union Corporation $155,000 $305,000 96.8% 0.2%
ROYAL UNITED MORTGAGE LLC $690,000 $300,000 -56.5% 0.2%
The Federal Savings Bank $225,000 $295,000 31.1% 0.2%
PLAZA HOME MORTGAGE, INC. $525,000 $290,000 -44.8% 0.2%
Regions Bank $320,000 $285,000 -10.9% 0.2%
TOP FLITE FINANCIAL, INC. $155,000 $280,000 80.6% 0.2%
Bank of Pontiac $265,000 n/a 0.2%
FLAT BRANCH MORTGAGE, INC. $245,000 n/a 0.2%
Sterling United FCU $245,000 n/a 0.2%
U.S. Bank $275,000 $245,000 -10.9% 0.2%
BEACON CREDIT UNION $95,000 $225,000 136.8% 0.2%
HOMESIDE FINANCIAL, LLC $245,000 $225,000 -8.2% 0.2%
INDIANA MEMBERS CREDIT UNION $225,000 n/a 0.2%
CALIBER HOME LOANS, INC. $1,475,000 $215,000 -85.4% 0.2%
CLEARPATH LENDING $215,000 n/a 0.2%
MORTGAGE ACCESS CORP. $215,000 n/a 0.2%
Northwest Bank $215,000 n/a 0.2%
FORUM Credit Union $205,000 n/a 0.2%
INDIANA UNIVERSITY CREDIT UNION $205,000 n/a 0.2%
OCMBC, INC. $205,000 n/a 0.2%
The Huntington National Bank $925,000 $205,000 -77.8% 0.2%
NEWREZ LLC $95,000 $195,000 105.3% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $440,000 $195,000 -55.7% 0.2%
NEW DAY FINANCIAL, LLC $680,000 $185,000 -72.8% 0.1%
STOCKTON MORTGAGE CORPORATION $185,000 n/a 0.1%
Bank of America $680,000 $175,000 -74.3% 0.1%
Equity Prime Mortgage LLC $275,000 $165,000 -40.0% 0.1%
DAS Acquisition Company, LLC $155,000 n/a 0.1%
Deere Employees Credit Union $75,000 $145,000 93.3% 0.1%
POLARIS HOME FUNDING CORP. $145,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $145,000 n/a 0.1%
Discover Bank $35,000 $130,000 271.4% 0.1%
The Home National Bank of Thorntown $115,000 n/a 0.1%
USAA Federal Savings Bank $115,000 n/a 0.1%
BROKER SOLUTIONS, INC. $510,000 $105,000 -79.4% 0.1%
iCore Lending, Inc. $105,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $95,000 n/a 0.1%
Flanagan State Bank $135,000 $85,000 -37.0% 0.1%
MID AMERICA MORTGAGE, INC. $115,000 $85,000 -26.1% 0.1%
Peoples National Bank , N.A. $85,000 n/a 0.1%
Truist $80,000 $85,000 6.3% 0.1%
Figure Lending LLC $35,000 $80,000 128.6% 0.1%
The First National Bank of Ava $75,000 n/a 0.1%
UTILITIES EMPLOYEES CREDIT UNION $75,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $65,000 n/a 0.1%
21ST MORTGAGE CORPORATION $260,000 $55,000 -78.8% 0.0%
SPRING EQ, LLC $100,000 $55,000 -45.0% 0.0%
The Peoples State Bank of Newton, Illinois $55,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $35,000 n/a 0.0%

Jasper's top lender by overall market share is German American Bank, with 25.8% market share. In second place, with 10.1%, is Fifth Third Bank, having originated $13,080,000 in loans. In third place, with 7.3%, is Old National Bank, having originated $9,435,000 in loans. In fourth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $7,225,000 in loans. In fifth place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,965,000 in loans.


Jasper Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $162,450 (16.1%) $216,370 (6.3%) 0.00 112
2018-02-01 $158,675 (5.9%) $222,917 (10.3%) 0.00 106
2018-03-01 $184,000 (16.9%) $233,809 (11.4%) 0.00 98
2018-04-01 $195,556 (20.7%) $246,396 (18.5%) 0.00 98
2018-05-01 $235,000 (36.3%) $252,703 (16.6%) 0.00 102
2018-06-01 $226,500 (39.3%) $241,683 (15.7%) 0.00 107
2018-07-01 $200,000 (24.6%) $225,267 (11.2%) 0.00 116
2018-08-01 $183,050 (7.7%) $221,288 (4.9%) 0.00 115
2018-09-01 $183,700 (8.4%) $226,114 (4.6%) 0.00 116
2018-10-01 $181,900 (22.0%) $223,745 (2.2%) 0.00 125
2018-11-01 $185,000 (24.7%) $229,545 (7.6%) 0.00 122
2018-12-01 $188,450 (13.7%) $227,529 (7.8%) 0.00 121
2019-01-01 $193,275 (19.0%) $227,558 (5.2%) 0.00 113
2019-02-01 $190,200 (19.9%) $226,729 (1.7%) 0.00 120
2019-03-01 $186,071 (1.1%) $226,380 (-3.2%) 0.00 109
2019-04-01 $187,546 (-4.1%) $230,124 (-6.6%) 0.00 103
2019-05-01 $208,725 (-11.2%) $228,736 (-9.5%) 0.00 103
2019-06-01 $214,450 (-5.3%) $230,945 (-4.4%) 0.00 130
2019-07-01 $219,900 (10.0%) $233,047 (3.5%) 0.00 141
2019-08-01 $216,927 (18.5%) $232,880 (5.2%) 0.00 142
2019-09-01 $212,468 (15.7%) $232,329 (2.8%) 0.00 141
2019-10-01 $207,125 (13.9%) $229,804 (2.7%) 0.00 141
2019-11-01 $193,000 (4.3%) $225,272 (-1.9%) 0.00 153
2019-12-01 $194,600 (3.3%) $233,494 (2.6%) 0.00 138
2020-01-01 $202,600 (4.8%) $244,220 (7.3%) 0.00 120
2020-02-01 $199,900 (5.1%) $245,112 (8.1%) 0.00 118
2020-03-01 $229,100 (23.1%) $262,525 (16.0%) 0.00 118
2020-04-01 $228,225 (21.7%) $266,639 (15.9%) 0.00 114
2020-05-01 $229,000 (9.7%) $274,749 (20.1%) 0.00 106
2020-06-01 $226,625 (5.7%) $279,291 (20.9%) 0.00 104
2020-07-01 $220,975 (0.5%) $275,642 (18.3%) 0.00 97
2020-08-01 $229,000 (5.6%) $271,909 (16.8%) 0.00 86
2020-09-01 $229,000 (7.8%) $275,395 (18.5%) 0.00 75
2020-10-01 $239,000 (15.4%) $292,788 (27.4%) 0.00 74
2020-11-01 $203,425 (5.4%) $283,146 (25.7%) 0.00 68
2020-12-01 $200,975 (3.3%) $277,742 (19.0%) 0.00 61
2021-01-01 $191,950 (-5.3%) $253,832 (3.9%) 0.00 62
2021-02-01 $191,725 (-4.1%) $256,169 (4.5%) 0.00 52
2021-03-01 $199,950 (-12.7%) $261,405 (-0.4%) 0.00 39
2021-04-01 $204,000 (-10.6%) $274,278 (2.9%) 0.00 37
2021-05-01 $199,999 (-12.7%) $241,335 (-12.2%) 0.00 41
2021-06-01 $214,450 (-5.4%) $257,429 (-7.8%) 0.00 35
2021-07-01 $179,950 (-18.6%) $232,204 (-15.8%) 0.00 37
2021-08-01 $179,900 (-21.4%) $233,153 (-14.3%) 0.00 57
2021-09-01 $177,200 (-22.6%) $241,377 (-12.4%) 0.00 59
2021-10-01 $188,500 (-21.1%) $242,313 (-17.2%) 0.00 61
2021-11-01 $239,950 (18.0%) $281,135 (-0.7%) 0.00 51
2021-12-01 $242,225 (20.5%) $268,494 (-3.3%) 0.00 43
2022-01-01 $265,000 (38.1%) $279,254 (10.0%) 0.00 36
2022-02-01 $257,750 (34.4%) $317,873 (24.1%) 0.00 37
2022-03-01 $239,725 (19.9%) $306,291 (17.2%) 0.00 42
2022-04-01 $237,750 (16.5%) $305,107 (11.2%) 0.00 39
2022-05-01 $230,425 (15.2%) $305,767 (26.7%) 0.00 52
2022-06-01 $233,450 (8.9%) $281,305 (9.3%) 0.00 60
2022-07-01 $232,450 (29.2%) $294,075 (26.7%) 0.00 64
2022-08-01 $233,975 (30.1%) $272,852 (17.0%) 0.00 67
2022-09-01 $253,675 (43.2%) $296,674 (22.9%) 0.00 70
2022-10-01 $239,900 (27.3%) $300,112 (23.9%) 0.00 80
2022-11-01 $222,250 (-7.4%) $301,375 (7.2%) 0.00 72
2022-12-01 $229,000 (-5.5%) $294,066 (9.5%) 0.00 70
2023-01-01 $234,450 (-11.5%) $298,464 (6.9%) 0.00 64
2023-02-01 $250,000 (-3.0%) $318,435 (0.2%) 0.00 59
2023-03-01 $279,500 (16.6%) $330,690 (8.0%) 0.00 61
2023-04-01 $284,940 (19.9%) $309,301 (1.4%) 0.00 66
2023-05-01 $266,973 (15.9%) $299,865 (-1.9%) 0.00 78
2023-06-01 $272,400 (16.7%) $293,316 (4.3%) 0.00 81
2023-07-01 $249,450 (7.3%) $278,062 (-5.5%) 0.00 79
2023-08-01 $233,325 (-0.3%) $268,310 (-1.7%) 0.00 99
2023-09-01 $241,900 (-4.6%) $258,245 (-13.0%) 0.00 123
2023-10-01 $249,350 (3.9%) $271,631 (-9.5%) 0.00 127
2023-11-01 $239,900 (7.9%) $265,511 (-11.9%) 0.00 127
2023-12-01 $239,000 (4.4%) $267,113 (-9.2%) 0.00 109
2024-01-01 $239,725 (2.3%) $263,899 (-11.6%) 0.00 91
2024-02-01 $247,400 (-1.0%) $274,714 (-13.7%) 0.00 80
2024-03-01 $260,000 (-7.0%) $285,136 (-13.8%) 0.00 78
Jasper's median listing price for 2024-03-01 was $260,000, a difference of $-19,500 (-7.0%) versus the prior year and $12,600 versus the prior month.

Jasper's median listing price comes in at 0% of the national average.

Jasper's average listing price for 2024-03-01 was $285,136, a difference of $-45,554 (-13.8%) versus the prior year and $10,422 versus the prior month.

For the 2024-03-01 period, Jasper had 78 MLS listings, a difference of -2 listings (-3%) versus the prior month and 17 listings (28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,006 sqft
2018-02-01 0 days 2,225 sqft
2018-03-01 0 days 2,285 sqft
2018-04-01 0 days 2,229 sqft
2018-05-01 0 days 2,348 sqft
2018-06-01 0 days 2,275 sqft
2018-07-01 0 days 2,092 sqft
2018-08-01 0 days 2,116 sqft
2018-09-01 0 days 2,150 sqft
2018-10-01 0 days 2,152 sqft
2018-11-01 0 days 2,338 sqft
2018-12-01 0 days 2,166 sqft
2019-01-01 0 days 2,166 sqft
2019-02-01 0 days 2,160 sqft
2019-03-01 0 days 2,136 sqft
2019-04-01 0 days 2,136 sqft
2019-05-01 0 days 2,200 sqft
2019-06-01 0 days 2,130 sqft
2019-07-01 0 days 2,186 sqft
2019-08-01 0 days 2,230 sqft
2019-09-01 0 days 2,233 sqft
2019-10-01 0 days 2,225 sqft
2019-11-01 0 days 2,151 sqft
2019-12-01 0 days 2,209 sqft
2020-01-01 0 days 2,239 sqft
2020-02-01 0 days 2,253 sqft
2020-03-01 0 days 2,316 sqft
2020-04-01 0 days 2,359 sqft
2020-05-01 0 days 2,400 sqft
2020-06-01 0 days 2,536 sqft
2020-07-01 0 days 2,343 sqft
2020-08-01 0 days 2,301 sqft
2020-09-01 0 days 2,297 sqft
2020-10-01 0 days 2,396 sqft
2020-11-01 0 days 2,260 sqft
2020-12-01 0 days 2,152 sqft
2021-01-01 0 days 2,100 sqft
2021-02-01 0 days 2,315 sqft
2021-03-01 0 days 2,448 sqft
2021-04-01 0 days 2,559 sqft
2021-05-01 0 days 2,180 sqft
2021-06-01 0 days 1,902 sqft
2021-07-01 0 days 1,736 sqft
2021-08-01 0 days 1,887 sqft
2021-09-01 0 days 2,082 sqft
2021-10-01 0 days 2,006 sqft
2021-11-01 0 days 2,319 sqft
2021-12-01 0 days 2,113 sqft
2022-01-01 0 days 2,152 sqft
2022-02-01 0 days 2,087 sqft
2022-03-01 0 days 2,124 sqft
2022-04-01 0 days 2,013 sqft
2022-05-01 0 days 2,068 sqft
2022-06-01 0 days 1,838 sqft
2022-07-01 0 days 1,885 sqft
2022-08-01 0 days 1,702 sqft
2022-09-01 0 days 1,779 sqft
2022-10-01 0 days 1,825 sqft
2022-11-01 0 days 1,778 sqft
2022-12-01 0 days 1,811 sqft
2023-01-01 0 days 1,817 sqft
2023-02-01 0 days 1,790 sqft
2023-03-01 0 days 1,800 sqft
2023-04-01 0 days 1,808 sqft
2023-05-01 0 days 1,887 sqft
2023-06-01 0 days 2,060 sqft
2023-07-01 0 days 1,891 sqft
2023-08-01 0 days 1,826 sqft
2023-09-01 0 days 1,819 sqft
2023-10-01 0 days 1,819 sqft
2023-11-01 0 days 1,798 sqft
2023-12-01 0 days 1,804 sqft
2024-01-01 0 days 1,887 sqft
2024-02-01 0 days 1,914 sqft
2024-03-01 0 days 2,037 sqft
Jasper's median listing age (time on market) for 2024-03-01 was 0 days.

Jasper's median square footage for active listings during the 2024-03-01 period was 2,037 sqft. One year prior, the average listing was 1,800 sqft.

Jasper, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 409 $84,935,000 $207,665
Refi 174 $17,670,000 $101,552
Other 99 $6,455,000 $65,202
Cash Out Refi 98 $14,200,000 $144,898
Home Improvement 95 $5,745,000 $60,474

Jasper's most frequently cited loan purpose was Home Purchase, with 409 originations. The 2nd most popular reason was Refi, with 174 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 279 $53,665,000 $192,348
7-8% 208 $28,470,000 $136,875
<2.5% 142 $8,960,000 $63,099
Over 8% 126 $10,560,000 $83,810
5-6% 97 $17,805,000 $183,557
4-5% 12 $7,320,000 $610,000

During 2023, Jasper's most frequently originated rate bucket was 6-7%, with 279 originations.

Loan Sizing (Jasper, IN MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 365 $19,255,000 $52,753
$100k-200k 306 $44,290,000 $144,739
$200k-400k 180 $45,880,000 $254,889
$400k-600k 16 $7,250,000 $453,125
$600k-1000k 4 $3,060,000 $765,000
$Over $1MM 4 $9,270,000 $2,317,500

Jasper's loan sizing saw the bucket of loans from $100,000 or less with 365 originations, totaling $19,255,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 311 $61,055,000 $196,318
Under 20% 172 $6,390,000 $37,151
20-40% 141 $11,435,000 $81,099
60-80% 141 $33,425,000 $237,057
40-60% 89 $12,115,000 $136,124
Over 100% 11 $2,255,000 $205,000

Jasper's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 311 originations, totaling $61,055,000 in origination value.