Jasper Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jasper averaged 6.53% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.86% and one month ago for the week of 2023-02-09, the average rate was 6.25%.

Jasper's average rate one year ago was 3.98%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.6%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Jasper 30 Year Fixed Rate 2023-03-16 6.53%
Jasper 30 Year Fixed Rate Refi 2023-03-16 6.6%
Jasper 15 Year Fixed Rate 2023-03-16 6.28%
Jasper 15 Year Fixed Rate Refi 2023-03-16 5.95%
Jasper 30 Year FHA 2023-03-16 6.45%
Jasper 30 Year FHA Refi 2023-03-16 6.42%
Jasper 30 Year USDA 2023-03-16 6.3%
Jasper 30 Year USDA Refi 2023-03-16 6.23%
Jasper 30 Year VA 2023-03-16 6.63%
Jasper 30 Year VA Refi 2023-03-16 6.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jasper, IN.

Jasper Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jasper, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
German American Bank 152 3.15% $2,341
Fifth Third Bank 52 3.15% $2,590
Old National Bank 37 3.08% $2,669
QUICKEN LOANS, LLC 27 3.16% $4,669
First Federal Savings Bank 27 3.30% $1,743
EVANSVILLE TEACHERS 25 3.18% $2,351
HOME POINT FINANCIAL CORPORATION 20 3.28% $2,317
AMERISAVE MORTGAGE CORPORATION 9 3.15% $2,415
FBC MORTGAGE, LLC 8 3.28% $3,327
MORTGAGE MASTERS OF INDIANA, INC. 8 3.00% $2,969
LOANDEPOT.COM, LLC 8 3.20% $3,653
CALIBER HOME LOANS, INC. 7 3.15% $2,168
First Savings Bank 6 2.77% $2,429
AMERIFIRST FINANCIAL CORPORATION 5 3.15% $3,112
RUOFF MORTGAGE COMPANY, INC. 5 2.98% $997
ROYAL UNITED MORTGAGE LLC 4 3.41% $4,170
FREEDOM MORTGAGE CORPORATION 4 3.47% $1,721
Heritage Federal Credit Union 4 2.91% $1,744
GUARANTEED RATE, INC. 4 2.97% $3,313
Flagstar Bank, FSB 4 3.13% $3,625
Wells Fargo Bank 4 3.09% $2,717
MEMBER FIRST MORTGAGE, LLC 3 3.54% $2,473
CRANE 3 3.50% $1,596
BETTER MORTGAGE CORPORATION 3 3.83% $1,496
NEWREZ LLC 3 3.29% $3,545
JPMorgan Chase Bank 3 3.08% $3,631
ZILLOW HOME LOANS, LLC 2 3.38% $2,044
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.43% $3,318
Carrington Mortgage Services, LLC 2 3.44% $3,118
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.49% $25
FAIR WAY LENDING LLC 2 3.31% $4,744
First Financial Bank 2 3.94% $2,674
HOMESIDE FINANCIAL, LLC 2 3.06% $4,112
Mr. Cooper ( Nationstar Mortgage ) 2 3.38% $5,778
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.00% $3,402
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.25% $3,501
UNITED WHOLESALE MORTGAGE, LLC 2 2.98% $2,613
GUILD MORTGAGE COMPANY 1 2.99% $3,192
Merchants Bank of Indiana 1 3.50% $1,930
FORUM Credit Union 1 2.88% $2,673
Mortgage Research Center, LLC 1 2.75% $1,887
UNION HOME MORTGAGE CORP. 1 3.13% $4,395
AMERICAN FINANCING CORPORATION 1 2.88% $4,848
Nations Lending Corporation 1 2.75% $5,939
NAVY FEDERAL CREDIT UNION 1 2.63% $1,288
Farm Credit Mid-America, ACA 1 3.20% $10,575
EMBRACE HOME LOANS, INC. 1 3.49% $2,499
Bank of America 1 2.63% $2,199
Deere Employees Credit Union 1 3.50% $3,675
Regions Bank 1 2.88% $4,161
CONSUMERS 1 3.38% $2,451
CHURCHILL MORTGAGE CORPORATION 1 3.13% $5,114
SOFI LENDING CORP. 1 2.88% $2,952
Superior Credit Union, Inc. 1 2.75% $7,161
TEACHERS CREDIT UNION 1 3.50% $1,225
UNIFY FINANCIAL Credit Union 1 3.00% $1,380
KELLER MORTGAGE, LLC 1 3.25% $1,453
LAKEVIEW LOAN SERVICING, LLC 1 3.38% $3,933
L & N Federal Credit Union 1 4.63% $0
JLB CORPORATION 1 3.25% $4,022

Jasper Average Closing Costs & Other Stats

Jasper, IN's 60 lenders originated 1,655 loans during 2021. The total origination value was $242,545,000, with an average loan value of $146,553.

Jasper's average closing costs are $3,429.

The top Jasper lender as defined by loan originations is German American Bank, with 152 loans originated. Their average total fees are $2,341, which is $248 lower than the next largest lender, Fifth Third Bank.

The lowest fee Jasper lenders (with over 10 loans originated) are First Federal Savings Bank ($1,743), HOME POINT FINANCIAL CORPORATION ($2,317), German American Bank ($2,341), EVANSVILLE TEACHERS ($2,351) and Fifth Third Bank ($2,590).

The lowest rate Jasper lenders (with over 10 loans originated) are Old National Bank (3.08%), Fifth Third Bank (3.15%), German American Bank (3.15%), QUICKEN LOANS, LLC (3.16%) and EVANSVILLE TEACHERS (3.18%).

Jasper, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
German American Bank $68,530,000 $64,970,000 -5.2% 26.8%
Fifth Third Bank $18,460,000 $32,995,000 78.7% 13.6%
Old National Bank $29,725,000 $21,625,000 -27.2% 8.9%
QUICKEN LOANS, LLC $17,005,000 $16,170,000 -4.9% 6.7%
HOME POINT FINANCIAL CORPORATION $4,425,000 $15,355,000 247.0% 6.3%
EVANSVILLE TEACHERS $11,965,000 $8,795,000 -26.5% 3.6%
First Federal Savings Bank $95,000 $6,930,000 7,194.7% 2.9%
FREEDOM MORTGAGE CORPORATION $2,800,000 $5,630,000 101.1% 2.3%
FBC MORTGAGE, LLC $5,140,000 $4,985,000 -3.0% 2.1%
CALIBER HOME LOANS, INC. $960,000 $4,000,000 316.7% 1.6%
LOANDEPOT.COM, LLC $2,015,000 $3,305,000 64.0% 1.4%
MORTGAGE MASTERS OF INDIANA, INC. $2,535,000 $3,240,000 27.8% 1.3%
AMERIFIRST FINANCIAL CORPORATION $3,010,000 $2,305,000 -23.4% 1.0%
GUARANTEED RATE, INC. $195,000 $2,255,000 1,056.4% 0.9%
AMERISAVE MORTGAGE CORPORATION $475,000 $2,225,000 368.4% 0.9%
RUOFF MORTGAGE COMPANY, INC. $1,810,000 $1,730,000 -4.4% 0.7%
NEWREZ LLC $130,000 $1,590,000 1,123.1% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $5,440,000 $1,570,000 -71.1% 0.6%
GVC MORTGAGE, INC. $1,520,000 $1,540,000 1.3% 0.6%
Wells Fargo Bank $270,000 $1,510,000 459.3% 0.6%
MEMBER FIRST MORTGAGE, LLC $4,105,000 $1,435,000 -65.0% 0.6%
Bank of England $1,430,000 $1,415,000 -1.0% 0.6%
Mortgage Research Center, LLC $1,795,000 $1,405,000 -21.7% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $675,000 $1,345,000 99.3% 0.6%
BETTER MORTGAGE CORPORATION $360,000 $1,245,000 245.8% 0.5%
NAVY FEDERAL CREDIT UNION $510,000 $1,245,000 144.1% 0.5%
JPMorgan Chase Bank $2,025,000 $1,160,000 -42.7% 0.5%
Carrington Mortgage Services, LLC $1,145,000 $1,075,000 -6.1% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,745,000 $1,025,000 -41.3% 0.4%
NEW DAY FINANCIAL, LLC $220,000 $995,000 352.3% 0.4%
BROKER SOLUTIONS, INC. $480,000 $985,000 105.2% 0.4%
First Savings Bank $5,030,000 $965,000 -80.8% 0.4%
Bank of America $530,000 $915,000 72.6% 0.4%
LAKEVIEW LOAN SERVICING, LLC $545,000 $845,000 55.0% 0.3%
PLAZA HOME MORTGAGE, INC. $370,000 $825,000 123.0% 0.3%
PENNYMAC LOAN SERVICES, LLC $805,000 n/a 0.3%
Farm Credit Mid-America, ACA $1,345,000 $770,000 -42.8% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $715,000 n/a 0.3%
CRANE $510,000 $705,000 38.2% 0.3%
Cf Bank $635,000 n/a 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $440,000 $630,000 43.2% 0.3%
Century Mortgage Company DBA Century Lending Company $630,000 n/a 0.3%
PLANET HOME LENDING, LLC $230,000 $585,000 154.3% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $630,000 $580,000 -7.9% 0.2%
SOUTHWEST FUNDING, LP $320,000 $555,000 73.4% 0.2%
Heritage Federal Credit Union $1,780,000 $540,000 -69.7% 0.2%
21ST MORTGAGE CORPORATION $1,230,000 $530,000 -56.9% 0.2%
Flagstar Bank, FSB $380,000 $530,000 39.5% 0.2%
CLEARPATH LENDING $520,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $850,000 $520,000 -38.8% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $465,000 n/a 0.2%
Regions Bank $570,000 $445,000 -21.9% 0.2%
Equity Prime Mortgage LLC $430,000 n/a 0.2%
FIELD & MAIN BANK, INC. $405,000 n/a 0.2%
GUARANTY HOME MORTGAGE CORPORATION $405,000 $395,000 -2.5% 0.2%
FAIR WAY LENDING LLC $445,000 $390,000 -12.4% 0.2%
Deere Employees Credit Union $380,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $370,000 n/a 0.2%
CONSUMERS $365,000 n/a 0.2%
Nations Lending Corporation $210,000 $360,000 71.4% 0.1%
ZILLOW HOME LOANS, LLC $325,000 $360,000 10.8% 0.1%
L & N Federal Credit Union $355,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $940,000 $335,000 -64.4% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $830,000 $320,000 -61.4% 0.1%
NORTHERN MORTGAGE SERVICES, LLC $320,000 n/a 0.1%
SOFI LENDING CORP. $315,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $340,000 $300,000 -11.8% 0.1%
CELEBRITY HOME LOANS, LLC $275,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $580,000 $275,000 -52.6% 0.1%
GUILD MORTGAGE COMPANY $265,000 n/a 0.1%
First Guaranty Mortgage Corporation $425,000 $255,000 -40.0% 0.1%
FLAT BRANCH MORTGAGE, INC. $245,000 n/a 0.1%
FORUM Credit Union $225,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $85,000 $220,000 158.8% 0.1%
Figure Lending LLC $210,000 n/a 0.1%
USAA Federal Savings Bank $1,765,000 $210,000 -88.1% 0.1%
TEACHERS CREDIT UNION $280,000 $205,000 -26.8% 0.1%
ACADEMY MORTGAGE CORPORATION $195,000 n/a 0.1%
AMERICAN MORTGAGE SERVICE COMPANY $195,000 n/a 0.1%
Arbor Bank $195,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $340,000 $195,000 -42.6% 0.1%
The Huntington National Bank $440,000 $195,000 -55.7% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $185,000 n/a 0.1%
KELLER MORTGAGE, LLC $175,000 n/a 0.1%
Flanagan State Bank $105,000 $165,000 57.1% 0.1%
Magnolia Bank $165,000 n/a 0.1%
Merchants Bank of Indiana $165,000 n/a 0.1%
Superior Credit Union, Inc. $165,000 n/a 0.1%
UNIFY FINANCIAL Credit Union $160,000 n/a 0.1%
Arvest Bank $65,000 $150,000 130.8% 0.1%
AMCAP MORTGAGE, LTD. $75,000 $145,000 93.3% 0.1%
EMBRACE HOME LOANS, INC. $205,000 $145,000 -29.3% 0.1%
EVANSVILLE $390,000 $145,000 -62.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $145,000 n/a 0.1%
First Financial Bank $35,000 $140,000 300.0% 0.1%
Commonwealth Bank and Trust Company $135,000 n/a 0.1%
NTFN, INC. $135,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $135,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $135,000 n/a 0.1%
JLB CORPORATION $125,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $290,000 $125,000 -56.9% 0.1%
Stock Yards Bank & Trust Company $125,000 n/a 0.1%
1ST SIGNATURE LENDING, LLC $235,000 $115,000 -51.1% 0.0%
Austin Capital Bank SSB $115,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $105,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $95,000 $105,000 10.5% 0.0%
Catlin Bank $95,000 n/a 0.0%
INTERLINC MORTGAGE SERVICES, LLC $370,000 $95,000 -74.3% 0.0%
Discover Bank $35,000 $90,000 157.1% 0.0%
FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.0%
Union Savings Bank $85,000 n/a 0.0%
PHH Mortgage Corporation $65,000 n/a 0.0%
U.S. Bank $525,000 $65,000 -87.6% 0.0%
AMERICAN ADVISORS GROUP $75,000 $35,000 -53.3% 0.0%

Jasper's top lender by overall market share is German American Bank, with 26.8% market share. In second place, with 13.6%, is Fifth Third Bank, having originated $32,995,000 in loans. In third place, with 8.9%, is Old National Bank, having originated $21,625,000 in loans. In fourth place, with 6.7%, is QUICKEN LOANS, LLC, having originated $16,170,000 in loans. In fifth place, with 6.3%, is HOME POINT FINANCIAL CORPORATION, having originated $15,355,000 in loans.


Jasper Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $162,450 (16.1%) $216,370 (6.3%) 0.00 112
2018-02-01 $158,675 (5.9%) $222,917 (10.3%) 0.00 106
2018-03-01 $184,000 (16.9%) $233,809 (11.4%) 0.00 98
2018-04-01 $195,556 (20.7%) $246,396 (18.5%) 0.00 98
2018-05-01 $235,000 (36.3%) $252,703 (16.6%) 0.00 102
2018-06-01 $226,500 (39.3%) $241,683 (15.7%) 0.00 107
2018-07-01 $200,000 (24.6%) $225,267 (11.2%) 0.00 116
2018-08-01 $183,050 (7.7%) $221,288 (4.9%) 0.00 115
2018-09-01 $183,700 (8.4%) $226,114 (4.6%) 0.00 116
2018-10-01 $181,900 (22.0%) $223,745 (2.2%) 0.00 125
2018-11-01 $185,000 (24.7%) $229,545 (7.6%) 0.00 122
2018-12-01 $188,450 (13.7%) $227,529 (7.8%) 0.00 121
2019-01-01 $193,275 (19.0%) $227,558 (5.2%) 0.00 113
2019-02-01 $190,200 (19.9%) $226,729 (1.7%) 0.00 120
2019-03-01 $186,071 (1.1%) $226,380 (-3.2%) 0.00 109
2019-04-01 $187,546 (-4.1%) $230,078 (-6.6%) 0.00 103
2019-05-01 $208,725 (-11.2%) $228,736 (-9.5%) 0.00 103
2019-06-01 $214,450 (-5.3%) $230,945 (-4.4%) 0.00 130
2019-07-01 $219,900 (10.0%) $233,047 (3.5%) 0.00 141
2019-08-01 $216,927 (18.5%) $232,880 (5.2%) 0.00 142
2019-09-01 $212,468 (15.7%) $232,329 (2.8%) 0.00 141
2019-10-01 $207,125 (13.9%) $229,804 (2.7%) 0.00 141
2019-11-01 $193,000 (4.3%) $225,272 (-1.9%) 0.00 153
2019-12-01 $194,600 (3.3%) $233,494 (2.6%) 0.00 138
2020-01-01 $202,600 (4.8%) $244,220 (7.3%) 0.00 120
2020-02-01 $199,900 (5.1%) $245,112 (8.1%) 0.00 118
2020-03-01 $229,100 (23.1%) $262,525 (16.0%) 0.00 118
2020-04-01 $228,225 (21.7%) $266,639 (15.9%) 0.00 114
2020-05-01 $229,000 (9.7%) $274,749 (20.1%) 0.00 106
2020-06-01 $226,625 (5.7%) $279,291 (20.9%) 0.00 104
2020-07-01 $217,950 (-0.9%) $274,447 (17.8%) 0.00 98
2020-08-01 $226,500 (4.4%) $269,142 (15.6%) 0.00 87
2020-09-01 $228,950 (7.8%) $272,371 (17.2%) 0.00 76
2020-10-01 $234,000 (13.0%) $289,170 (25.8%) 0.00 75
2020-11-01 $196,950 (2.1%) $279,506 (24.1%) 0.00 69
2020-12-01 $198,450 (2.0%) $274,043 (17.4%) 0.00 62
2021-01-01 $189,900 (-6.3%) $250,483 (2.6%) 0.00 63
2021-02-01 $186,950 (-6.5%) $252,082 (2.8%) 0.00 53
2021-03-01 $197,425 (-13.8%) $255,925 (-2.5%) 0.00 40
2021-04-01 $204,000 (-10.6%) $274,278 (2.9%) 0.00 37
2021-05-01 $199,999 (-12.7%) $241,335 (-12.2%) 0.00 41
2021-06-01 $214,450 (-5.4%) $257,429 (-7.8%) 0.00 35
2021-07-01 $179,950 (-17.4%) $232,204 (-15.4%) 0.00 37
2021-08-01 $179,800 (-20.6%) $231,952 (-13.8%) 0.00 57
2021-09-01 $173,350 (-24.3%) $239,054 (-12.2%) 0.00 60
2021-10-01 $183,450 (-21.6%) $239,978 (-17.0%) 0.00 62
2021-11-01 $239,950 (21.8%) $281,135 (0.6%) 0.00 51
2021-12-01 $242,225 (22.1%) $268,494 (-2.0%) 0.00 43
2022-01-01 $265,000 (39.6%) $279,254 (11.5%) 0.00 36
2022-02-01 $257,750 (37.9%) $317,873 (26.1%) 0.00 37
2022-03-01 $242,450 (22.8%) $307,579 (20.2%) 0.00 42
2022-04-01 $238,500 (16.9%) $305,107 (11.2%) 0.00 39
2022-05-01 $230,425 (15.2%) $305,767 (26.7%) 0.00 52
2022-06-01 $233,450 (8.9%) $281,305 (9.3%) 0.00 60
2022-07-01 $232,450 (29.2%) $294,075 (26.7%) 0.00 64
2022-08-01 $233,975 (30.1%) $272,852 (17.6%) 0.00 67
2022-09-01 $253,675 (46.3%) $296,674 (24.1%) 0.00 70
2022-10-01 $239,900 (30.8%) $300,112 (25.1%) 0.00 80
2022-11-01 $222,250 (-7.4%) $301,375 (7.2%) 0.00 72
2022-12-01 $229,000 (-5.5%) $294,066 (9.5%) 0.00 70
2023-01-01 $234,450 (-11.5%) $298,464 (6.9%) 0.00 64
2023-02-01 $250,000 (-3.0%) $318,435 (0.2%) 0.00 59
Jasper's median listing price for 2023-02-01 was $250,000, a difference of $-7,750 (-3.0%) versus the prior year and $15,550 versus the prior month.

Jasper's median listing price comes in at 0% of the national average.

Jasper's average listing price for 2023-02-01 was $318,435, a difference of $562 (0.2%) versus the prior year and $19,971 versus the prior month.

For the 2023-02-01 period, Jasper had 59 MLS listings, a difference of -5 listings (-8%) versus the prior month and 22 listings (59%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,006 sqft
2018-02-01 0 days 2,225 sqft
2018-03-01 0 days 2,285 sqft
2018-04-01 0 days 2,229 sqft
2018-05-01 0 days 2,348 sqft
2018-06-01 0 days 2,275 sqft
2018-07-01 0 days 2,092 sqft
2018-08-01 0 days 2,116 sqft
2018-09-01 0 days 2,150 sqft
2018-10-01 0 days 2,152 sqft
2018-11-01 0 days 2,338 sqft
2018-12-01 0 days 2,166 sqft
2019-01-01 0 days 2,166 sqft
2019-02-01 0 days 2,160 sqft
2019-03-01 0 days 2,136 sqft
2019-04-01 0 days 2,136 sqft
2019-05-01 0 days 2,200 sqft
2019-06-01 0 days 2,130 sqft
2019-07-01 0 days 2,186 sqft
2019-08-01 0 days 2,230 sqft
2019-09-01 0 days 2,233 sqft
2019-10-01 0 days 2,225 sqft
2019-11-01 0 days 2,151 sqft
2019-12-01 0 days 2,209 sqft
2020-01-01 0 days 2,239 sqft
2020-02-01 0 days 2,253 sqft
2020-03-01 0 days 2,316 sqft
2020-04-01 0 days 2,359 sqft
2020-05-01 0 days 2,400 sqft
2020-06-01 0 days 2,536 sqft
2020-07-01 0 days 2,331 sqft
2020-08-01 0 days 2,284 sqft
2020-09-01 0 days 2,274 sqft
2020-10-01 0 days 2,376 sqft
2020-11-01 0 days 2,253 sqft
2020-12-01 0 days 2,144 sqft
2021-01-01 0 days 2,056 sqft
2021-02-01 0 days 2,289 sqft
2021-03-01 0 days 2,404 sqft
2021-04-01 0 days 2,559 sqft
2021-05-01 0 days 2,180 sqft
2021-06-01 0 days 1,902 sqft
2021-07-01 0 days 1,736 sqft
2021-08-01 0 days 1,886 sqft
2021-09-01 0 days 2,004 sqft
2021-10-01 0 days 1,976 sqft
2021-11-01 0 days 2,319 sqft
2021-12-01 0 days 2,113 sqft
2022-01-01 0 days 2,152 sqft
2022-02-01 0 days 2,087 sqft
2022-03-01 0 days 2,124 sqft
2022-04-01 0 days 2,013 sqft
2022-05-01 0 days 2,068 sqft
2022-06-01 0 days 1,838 sqft
2022-07-01 0 days 1,885 sqft
2022-08-01 0 days 1,702 sqft
2022-09-01 0 days 1,779 sqft
2022-10-01 0 days 1,825 sqft
2022-11-01 0 days 1,778 sqft
2022-12-01 0 days 1,811 sqft
2023-01-01 0 days 1,817 sqft
2023-02-01 0 days 1,790 sqft
Jasper's median listing age (time on market) for 2023-02-01 was 0 days.

Jasper's median square footage for active listings during the 2023-02-01 period was 1,790 sqft. One year prior, the average listing was 2,087 sqft.

Jasper, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 624 $89,940,000 $144,135
Home Purchase 580 $101,500,000 $175,000
Cash Out Refi 211 $33,445,000 $158,507
Other 140 $10,780,000 $77,000
Home Improvement 100 $6,880,000 $68,800

Jasper's most frequently cited loan purpose was Refi, with 624 originations. The 2nd most popular reason was Home Purchase, with 580 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 608 $97,330,000 $160,082
3-4% 497 $76,195,000 $153,310
<2.5% 456 $59,670,000 $130,855
4-5% 75 $7,525,000 $100,333
5-6% 7 $545,000 $77,857
Over 8% 4 $270,000 $67,500
6-7% 3 $355,000 $118,333
7-8% 3 $155,000 $51,667

During 2021, Jasper's most frequently originated rate bucket was 2.5-3%, with 608 originations.

Loan Sizing (Jasper, IN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 773 $111,715,000 $144,521
$100,000 or less 542 $32,210,000 $59,428
$200k-400k 303 $78,115,000 $257,805
$400k-600k 30 $14,260,000 $475,333
$600k-1000k 5 $3,625,000 $725,000
$Over $1MM 2 $2,620,000 $1,310,000

Jasper's loan sizing saw the bucket of loans from $100k-200k with 773 originations, totaling $111,715,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 573 $100,475,000 $175,349
60-80% 456 $80,170,000 $175,811
40-60% 225 $29,955,000 $133,133
20-40% 199 $15,645,000 $78,618
Under 20% 142 $4,800,000 $33,803
Over 100% 16 $3,870,000 $241,875

Jasper's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 573 originations, totaling $100,475,000 in origination value.