Jasper Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Jasper averaged
7.53%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.38% and
one month ago for the week of 2023-10-19, the
average rate was 7.87%.
Jasper's average rate one year ago was 6.55%.
For refis of the same type during the week of 2023-11-22, the average rate
was 6.85%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Jasper 30 Year Fixed Rate | 2023-11-22 | 7.53% |
Jasper 30 Year Fixed Rate Refi | 2023-11-22 | 6.85% |
Jasper 15 Year Fixed Rate | 2023-11-22 | 6.47% |
Jasper 15 Year Fixed Rate Refi | 2023-11-22 | 6.77% |
Jasper 30 Year FHA | 2023-11-22 | -0.28% |
Jasper 30 Year FHA Refi | 2023-11-22 | 0.2% |
Jasper 30 Year USDA | 2023-11-22 | 0.2% |
Jasper 30 Year USDA Refi | 2023-11-22 | -0.1% |
Jasper 30 Year VA | 2023-11-22 | 0.2% |
Jasper 30 Year VA Refi | 2023-11-22 | 0.2% |
Jasper Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jasper, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Jasper Average Closing Costs & Other Stats
Jasper, IN's 57 lenders originated 1,209
loans during 2022. The total origination value was $171,895,000, with an average loan value of
$142,179.
Jasper's average closing costs are $3,585.
The top Jasper lender as defined by loan originations is German American Bank, with
106 loans originated. Their average total fees are
$2,461, which is $1,120
lower than the next largest lender,
Fifth Third Bank.
The lowest fee Jasper lenders (with over 10 loans originated) are
First Federal Savings Bank ($1,861), German American Bank ($2,461), EVANSVILLE TEACHERS ($2,562), UNITED WHOLESALE MORTGAGE, LLC ($3,484) and Fifth Third Bank ($3,581).
The lowest rate Jasper lenders (with over 10 loans originated) are
Old National Bank (4.65%), QUICKEN LOANS, LLC (4.87%), EVANSVILLE TEACHERS (4.89%), Fifth Third Bank (4.94%) and German American Bank (5.22%).
Jasper, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
German American Bank | $64,970,000 | $46,710,000 | -28.1% | 27.2% |
Fifth Third Bank | $32,995,000 | $19,265,000 | -41.6% | 11.2% |
Old National Bank | $21,625,000 | $16,675,000 | -22.9% | 9.7% |
QUICKEN LOANS, LLC | $16,170,000 | $8,325,000 | -48.5% | 4.8% |
UNITED WHOLESALE MORTGAGE, LLC | $1,570,000 | $5,760,000 | 266.9% | 3.4% |
EVANSVILLE TEACHERS | $8,795,000 | $5,440,000 | -38.1% | 3.2% |
HOME POINT FINANCIAL CORPORATION | $15,355,000 | $4,800,000 | -68.7% | 2.8% |
CRANE | $705,000 | $3,635,000 | 415.6% | 2.1% |
First Federal Savings Bank | $6,930,000 | $3,305,000 | -52.3% | 1.9% |
FBC MORTGAGE, LLC | $4,985,000 | $2,560,000 | -48.6% | 1.5% |
MORTGAGE MASTERS OF INDIANA, INC. | $3,240,000 | $2,170,000 | -33.0% | 1.3% |
AMERIFIRST FINANCIAL CORPORATION | $2,305,000 | $2,030,000 | -11.9% | 1.2% |
FREEDOM MORTGAGE CORPORATION | $5,630,000 | $2,025,000 | -64.0% | 1.2% |
Century Mortgage Company DBA Century Lending Company | $630,000 | $1,905,000 | 202.4% | 1.1% |
Bank of England | $1,415,000 | $1,820,000 | 28.6% | 1.1% |
AMERISAVE MORTGAGE CORPORATION | $2,225,000 | $1,610,000 | -27.6% | 0.9% |
Mortgage Research Center, LLC | $1,405,000 | $1,580,000 | 12.5% | 0.9% |
CALIBER HOME LOANS, INC. | $4,000,000 | $1,475,000 | -63.1% | 0.9% |
RUOFF MORTGAGE COMPANY, INC. | $1,730,000 | $1,420,000 | -17.9% | 0.8% |
GVC MORTGAGE, INC. | $1,540,000 | $1,205,000 | -21.8% | 0.7% |
Farm Credit Mid-America, ACA | $770,000 | $1,200,000 | 55.8% | 0.7% |
LNB COMMUNITY BANK | $1,160,000 | n/a | 0.7% | |
MEMBER FIRST MORTGAGE, LLC | $1,435,000 | $935,000 | -34.8% | 0.5% |
The Huntington National Bank | $195,000 | $925,000 | 374.4% | 0.5% |
LOANDEPOT.COM, LLC | $3,305,000 | $905,000 | -72.6% | 0.5% |
Wells Fargo Bank | $1,510,000 | $825,000 | -45.4% | 0.5% |
Heritage Federal Credit Union | $540,000 | $820,000 | 51.9% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $1,025,000 | $690,000 | -32.7% | 0.4% |
ROYAL UNITED MORTGAGE LLC | $520,000 | $690,000 | 32.7% | 0.4% |
Bank of America | $915,000 | $680,000 | -25.7% | 0.4% |
NEW DAY FINANCIAL, LLC | $995,000 | $680,000 | -31.7% | 0.4% |
JPMorgan Chase Bank | $1,160,000 | $670,000 | -42.2% | 0.4% |
SUCCESS MORTGAGE PARTNERS, INC. | $105,000 | $655,000 | 523.8% | 0.4% |
LAKEVIEW LOAN SERVICING, LLC | $845,000 | $605,000 | -28.4% | 0.4% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $580,000 | $595,000 | 2.6% | 0.3% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,345,000 | $570,000 | -57.6% | 0.3% |
First Farmers Bank and Trust Company | $555,000 | n/a | 0.3% | |
PLAZA HOME MORTGAGE, INC. | $825,000 | $525,000 | -36.4% | 0.3% |
ZILLOW HOME LOANS, LLC | $360,000 | $525,000 | 45.8% | 0.3% |
BROKER SOLUTIONS, INC. | $985,000 | $510,000 | -48.2% | 0.3% |
FAIR WAY LENDING LLC | $390,000 | $500,000 | 28.2% | 0.3% |
Carrington Mortgage Services, LLC | $1,075,000 | $470,000 | -56.3% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $465,000 | $440,000 | -5.4% | 0.3% |
INTERRA CREDIT UNION | $425,000 | n/a | 0.2% | |
PNC Bank | $425,000 | n/a | 0.2% | |
PLANET HOME LENDING, LLC | $585,000 | $410,000 | -29.9% | 0.2% |
BETTER MORTGAGE CORPORATION | $1,245,000 | $395,000 | -68.3% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $145,000 | $375,000 | 158.6% | 0.2% |
SUN WEST MORTGAGE COMPANY, INC. | $195,000 | $355,000 | 82.1% | 0.2% |
1ST SIGNATURE LENDING, LLC | $115,000 | $350,000 | 204.3% | 0.2% |
GUARANTEED RATE, INC. | $2,255,000 | $340,000 | -84.9% | 0.2% |
MICHIGAN MUTUAL, INC. | $340,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $275,000 | $335,000 | 21.8% | 0.2% |
Regions Bank | $445,000 | $320,000 | -28.1% | 0.2% |
Wyndham Capital Mortgage, Inc. | $285,000 | n/a | 0.2% | |
Equity Prime Mortgage LLC | $430,000 | $275,000 | -36.0% | 0.2% |
U.S. Bank | $65,000 | $275,000 | 323.1% | 0.2% |
21ST MORTGAGE CORPORATION | $530,000 | $260,000 | -50.9% | 0.2% |
Barrington Bank & Trust Company, N.A. | $260,000 | n/a | 0.2% | |
BNC National Bank | $255,000 | n/a | 0.1% | |
GREAT WESTERN FINANCIAL SERVICES, INC. | $255,000 | n/a | 0.1% | |
Mid-Continent Funding, Inc. | $255,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $370,000 | $245,000 | -33.8% | 0.1% |
Flagstar Bank, FSB | $530,000 | $225,000 | -57.5% | 0.1% |
The Federal Savings Bank | $225,000 | n/a | 0.1% | |
HALLMARK HOME MORTGAGE, LLC | $215,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $255,000 | $205,000 | -19.6% | 0.1% |
MOVEMENT MORTGAGE, LLC | $205,000 | n/a | 0.1% | |
Citizens Bank | $195,000 | n/a | 0.1% | |
Hometown Lenders, Inc. | $195,000 | n/a | 0.1% | |
NATIONS RELIABLE LENDING, LLC | $195,000 | n/a | 0.1% | |
RBC Bank, (Georgia) | $195,000 | n/a | 0.1% | |
ENVOY MORTGAGE, LTD | $175,000 | n/a | 0.1% | |
Horizon Bank | $175,000 | n/a | 0.1% | |
NAVY FEDERAL CREDIT UNION | $1,245,000 | $170,000 | -86.3% | 0.1% |
AMCAP MORTGAGE, LTD. | $145,000 | $165,000 | 13.8% | 0.1% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $165,000 | n/a | 0.1% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $630,000 | $165,000 | -73.8% | 0.1% |
EVERETT FINANCIAL, INC. | $160,000 | n/a | 0.1% | |
Nations Lending Corporation | $360,000 | $160,000 | -55.6% | 0.1% |
NFM, INC. | $155,000 | n/a | 0.1% | |
Notre Dame Federal Credit Union Corporation | $155,000 | n/a | 0.1% | |
TOP FLITE FINANCIAL, INC. | $135,000 | $155,000 | 14.8% | 0.1% |
Flanagan State Bank | $165,000 | $135,000 | -18.2% | 0.1% |
LOANPAL, LLC | $135,000 | n/a | 0.1% | |
EVANSVILLE | $145,000 | $125,000 | -13.8% | 0.1% |
First Savings Bank | $965,000 | $125,000 | -87.0% | 0.1% |
Logan Finance Corporation | $125,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $125,000 | n/a | 0.1% | |
MID AMERICA MORTGAGE, INC. | $115,000 | n/a | 0.1% | |
FIELD & MAIN BANK, INC. | $405,000 | $105,000 | -74.1% | 0.1% |
Independence Bank of Kentucky | $105,000 | n/a | 0.1% | |
SPRING EQ, LLC | $100,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $105,000 | $95,000 | -9.5% | 0.1% |
BEACON CREDIT UNION | $95,000 | n/a | 0.1% | |
NEWREZ LLC | $1,590,000 | $95,000 | -94.0% | 0.1% |
Truist | $80,000 | n/a | 0.0% | |
Deere Employees Credit Union | $380,000 | $75,000 | -80.3% | 0.0% |
Elements Financial Federal Credit Union | $75,000 | n/a | 0.0% | |
PENNYMAC LOAN SERVICES, LLC | $805,000 | $75,000 | -90.7% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $335,000 | $65,000 | -80.6% | 0.0% |
Bethpage Federal Credit Union | $65,000 | n/a | 0.0% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $715,000 | $65,000 | -90.9% | 0.0% |
Discover Bank | $90,000 | $35,000 | -61.1% | 0.0% |
Figure Lending LLC | $210,000 | $35,000 | -83.3% | 0.0% |
PARTNERS 1ST Federal Credit Union | $15,000 | n/a | 0.0% |
Jasper's top lender by overall market share is German American Bank, with 27.2% market share. In second place, with 11.2%, is Fifth Third Bank, having originated $19,265,000 in loans. In third place, with 9.7%, is Old National Bank, having originated $16,675,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $8,325,000 in loans. In fifth place, with 3.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,760,000 in loans.
Jasper Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $162,450 (16.1%) | $216,370 (6.3%) | 0.00 | 112 |
2018-02-01 | $158,675 (5.9%) | $222,917 (10.3%) | 0.00 | 106 |
2018-03-01 | $184,000 (16.9%) | $233,809 (11.4%) | 0.00 | 98 |
2018-04-01 | $195,556 (20.7%) | $246,396 (18.5%) | 0.00 | 98 |
2018-05-01 | $235,000 (36.3%) | $252,703 (16.6%) | 0.00 | 102 |
2018-06-01 | $226,500 (39.3%) | $241,683 (15.7%) | 0.00 | 107 |
2018-07-01 | $200,000 (24.6%) | $225,267 (11.2%) | 0.00 | 116 |
2018-08-01 | $183,050 (7.7%) | $221,288 (4.9%) | 0.00 | 115 |
2018-09-01 | $183,700 (8.4%) | $226,114 (4.6%) | 0.00 | 116 |
2018-10-01 | $181,900 (22.0%) | $223,745 (2.2%) | 0.00 | 125 |
2018-11-01 | $185,000 (24.7%) | $229,545 (7.6%) | 0.00 | 122 |
2018-12-01 | $188,450 (13.7%) | $227,529 (7.8%) | 0.00 | 121 |
2019-01-01 | $193,275 (19.0%) | $227,558 (5.2%) | 0.00 | 113 |
2019-02-01 | $190,200 (19.9%) | $226,729 (1.7%) | 0.00 | 120 |
2019-03-01 | $186,071 (1.1%) | $226,380 (-3.2%) | 0.00 | 109 |
2019-04-01 | $187,546 (-4.1%) | $230,124 (-6.6%) | 0.00 | 103 |
2019-05-01 | $208,725 (-11.2%) | $228,736 (-9.5%) | 0.00 | 103 |
2019-06-01 | $214,450 (-5.3%) | $230,945 (-4.4%) | 0.00 | 130 |
2019-07-01 | $219,900 (10.0%) | $233,047 (3.5%) | 0.00 | 141 |
2019-08-01 | $216,927 (18.5%) | $232,880 (5.2%) | 0.00 | 142 |
2019-09-01 | $212,468 (15.7%) | $232,329 (2.8%) | 0.00 | 141 |
2019-10-01 | $207,125 (13.9%) | $229,804 (2.7%) | 0.00 | 141 |
2019-11-01 | $193,000 (4.3%) | $225,272 (-1.9%) | 0.00 | 153 |
2019-12-01 | $194,600 (3.3%) | $233,494 (2.6%) | 0.00 | 138 |
2020-01-01 | $202,600 (4.8%) | $244,220 (7.3%) | 0.00 | 120 |
2020-02-01 | $199,900 (5.1%) | $245,112 (8.1%) | 0.00 | 118 |
2020-03-01 | $229,100 (23.1%) | $262,525 (16.0%) | 0.00 | 118 |
2020-04-01 | $228,225 (21.7%) | $266,639 (15.9%) | 0.00 | 114 |
2020-05-01 | $229,000 (9.7%) | $274,749 (20.1%) | 0.00 | 106 |
2020-06-01 | $226,625 (5.7%) | $279,291 (20.9%) | 0.00 | 104 |
2020-07-01 | $217,950 (-0.9%) | $274,447 (17.8%) | 0.00 | 98 |
2020-08-01 | $226,500 (4.4%) | $269,142 (15.6%) | 0.00 | 87 |
2020-09-01 | $228,950 (7.8%) | $272,371 (17.2%) | 0.00 | 76 |
2020-10-01 | $234,000 (13.0%) | $289,170 (25.8%) | 0.00 | 75 |
2020-11-01 | $196,950 (2.1%) | $279,506 (24.1%) | 0.00 | 69 |
2020-12-01 | $198,450 (2.0%) | $274,043 (17.4%) | 0.00 | 62 |
2021-01-01 | $189,900 (-6.3%) | $250,483 (2.6%) | 0.00 | 63 |
2021-02-01 | $186,950 (-6.5%) | $252,082 (2.8%) | 0.00 | 53 |
2021-03-01 | $197,425 (-13.8%) | $255,925 (-2.5%) | 0.00 | 40 |
2021-04-01 | $204,000 (-10.6%) | $274,278 (2.9%) | 0.00 | 37 |
2021-05-01 | $199,999 (-12.7%) | $241,335 (-12.2%) | 0.00 | 41 |
2021-06-01 | $214,450 (-5.4%) | $257,429 (-7.8%) | 0.00 | 35 |
2021-07-01 | $179,950 (-17.4%) | $232,204 (-15.4%) | 0.00 | 37 |
2021-08-01 | $179,800 (-20.6%) | $231,952 (-13.8%) | 0.00 | 57 |
2021-09-01 | $173,350 (-24.3%) | $239,054 (-12.2%) | 0.00 | 60 |
2021-10-01 | $183,450 (-21.6%) | $239,978 (-17.0%) | 0.00 | 62 |
2021-11-01 | $239,950 (21.8%) | $281,135 (0.6%) | 0.00 | 51 |
2021-12-01 | $242,225 (22.1%) | $268,494 (-2.0%) | 0.00 | 43 |
2022-01-01 | $265,000 (39.6%) | $279,254 (11.5%) | 0.00 | 36 |
2022-02-01 | $257,750 (37.9%) | $317,873 (26.1%) | 0.00 | 37 |
2022-03-01 | $242,450 (22.8%) | $307,579 (20.2%) | 0.00 | 42 |
2022-04-01 | $238,500 (16.9%) | $305,107 (11.2%) | 0.00 | 39 |
2022-05-01 | $230,425 (15.2%) | $305,767 (26.7%) | 0.00 | 52 |
2022-06-01 | $233,450 (8.9%) | $281,305 (9.3%) | 0.00 | 60 |
2022-07-01 | $232,450 (29.2%) | $294,075 (26.7%) | 0.00 | 64 |
2022-08-01 | $233,975 (30.1%) | $272,852 (17.6%) | 0.00 | 67 |
2022-09-01 | $253,675 (46.3%) | $296,674 (24.1%) | 0.00 | 70 |
2022-10-01 | $239,900 (30.8%) | $300,112 (25.1%) | 0.00 | 80 |
2022-11-01 | $222,250 (-7.4%) | $301,375 (7.2%) | 0.00 | 72 |
2022-12-01 | $229,000 (-5.5%) | $294,066 (9.5%) | 0.00 | 70 |
2023-01-01 | $234,450 (-11.5%) | $298,464 (6.9%) | 0.00 | 64 |
2023-02-01 | $250,000 (-3.0%) | $318,435 (0.2%) | 0.00 | 59 |
2023-03-01 | $279,500 (15.3%) | $330,690 (7.5%) | 0.00 | 61 |
2023-04-01 | $284,940 (19.5%) | $309,301 (1.4%) | 0.00 | 66 |
2023-05-01 | $266,973 (15.9%) | $299,865 (-1.9%) | 0.00 | 78 |
2023-06-01 | $272,400 (16.7%) | $293,316 (4.3%) | 0.00 | 81 |
2023-07-01 | $249,450 (7.3%) | $279,415 (-5.0%) | 0.00 | 80 |
2023-08-01 | $233,325 (-0.3%) | $268,310 (-1.7%) | 0.00 | 99 |
2023-09-01 | $241,900 (-4.6%) | $258,245 (-13.0%) | 0.00 | 123 |
2023-10-01 | $249,350 (3.9%) | $271,631 (-9.5%) | 0.00 | 127 |
Jasper's median listing price comes in at 0% of the national average.
Jasper's average listing price for 2023-10-01 was $271,631, a difference of $-28,481 (-9.5%) versus the prior year and $13,386 versus the prior month.
For the 2023-10-01 period, Jasper had 127 MLS listings, a difference of 4 listings (3%) versus the prior month and 47 listings (59%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,006 sqft |
2018-02-01 | 0 days | 2,225 sqft |
2018-03-01 | 0 days | 2,285 sqft |
2018-04-01 | 0 days | 2,229 sqft |
2018-05-01 | 0 days | 2,348 sqft |
2018-06-01 | 0 days | 2,275 sqft |
2018-07-01 | 0 days | 2,092 sqft |
2018-08-01 | 0 days | 2,116 sqft |
2018-09-01 | 0 days | 2,150 sqft |
2018-10-01 | 0 days | 2,152 sqft |
2018-11-01 | 0 days | 2,338 sqft |
2018-12-01 | 0 days | 2,166 sqft |
2019-01-01 | 0 days | 2,166 sqft |
2019-02-01 | 0 days | 2,160 sqft |
2019-03-01 | 0 days | 2,136 sqft |
2019-04-01 | 0 days | 2,136 sqft |
2019-05-01 | 0 days | 2,200 sqft |
2019-06-01 | 0 days | 2,130 sqft |
2019-07-01 | 0 days | 2,186 sqft |
2019-08-01 | 0 days | 2,230 sqft |
2019-09-01 | 0 days | 2,233 sqft |
2019-10-01 | 0 days | 2,225 sqft |
2019-11-01 | 0 days | 2,151 sqft |
2019-12-01 | 0 days | 2,209 sqft |
2020-01-01 | 0 days | 2,239 sqft |
2020-02-01 | 0 days | 2,253 sqft |
2020-03-01 | 0 days | 2,316 sqft |
2020-04-01 | 0 days | 2,359 sqft |
2020-05-01 | 0 days | 2,400 sqft |
2020-06-01 | 0 days | 2,536 sqft |
2020-07-01 | 0 days | 2,331 sqft |
2020-08-01 | 0 days | 2,284 sqft |
2020-09-01 | 0 days | 2,274 sqft |
2020-10-01 | 0 days | 2,376 sqft |
2020-11-01 | 0 days | 2,253 sqft |
2020-12-01 | 0 days | 2,144 sqft |
2021-01-01 | 0 days | 2,056 sqft |
2021-02-01 | 0 days | 2,289 sqft |
2021-03-01 | 0 days | 2,404 sqft |
2021-04-01 | 0 days | 2,559 sqft |
2021-05-01 | 0 days | 2,180 sqft |
2021-06-01 | 0 days | 1,902 sqft |
2021-07-01 | 0 days | 1,736 sqft |
2021-08-01 | 0 days | 1,886 sqft |
2021-09-01 | 0 days | 2,004 sqft |
2021-10-01 | 0 days | 1,976 sqft |
2021-11-01 | 0 days | 2,319 sqft |
2021-12-01 | 0 days | 2,113 sqft |
2022-01-01 | 0 days | 2,152 sqft |
2022-02-01 | 0 days | 2,087 sqft |
2022-03-01 | 0 days | 2,124 sqft |
2022-04-01 | 0 days | 2,013 sqft |
2022-05-01 | 0 days | 2,068 sqft |
2022-06-01 | 0 days | 1,838 sqft |
2022-07-01 | 0 days | 1,885 sqft |
2022-08-01 | 0 days | 1,702 sqft |
2022-09-01 | 0 days | 1,779 sqft |
2022-10-01 | 0 days | 1,825 sqft |
2022-11-01 | 0 days | 1,778 sqft |
2022-12-01 | 0 days | 1,811 sqft |
2023-01-01 | 0 days | 1,817 sqft |
2023-02-01 | 0 days | 1,790 sqft |
2023-03-01 | 0 days | 1,800 sqft |
2023-04-01 | 0 days | 1,808 sqft |
2023-05-01 | 0 days | 1,887 sqft |
2023-06-01 | 0 days | 2,060 sqft |
2023-07-01 | 0 days | 1,891 sqft |
2023-08-01 | 0 days | 1,826 sqft |
2023-09-01 | 0 days | 1,819 sqft |
2023-10-01 | 0 days | 1,819 sqft |
Jasper's median square footage for active listings during the 2023-10-01 period was 1,819 sqft. One year prior, the average listing was 1,825 sqft.
Jasper, IN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 493 | $95,455,000 | $193,621 |
Refi | 291 | $35,065,000 | $120,498 |
Cash Out Refi | 165 | $22,615,000 | $137,061 |
Other | 146 | $10,890,000 | $74,589 |
Home Improvement | 114 | $7,870,000 | $69,035 |
Jasper's most frequently cited loan purpose was Home Purchase, with 493 originations. The 2nd most popular reason was Refi, with 291 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 257 | $40,095,000 | $156,012 |
4-5% | 235 | $37,835,000 | $161,000 |
3-4% | 227 | $36,225,000 | $159,581 |
<2.5% | 194 | $15,030,000 | $77,474 |
6-7% | 160 | $24,850,000 | $155,313 |
2.5-3% | 68 | $9,910,000 | $145,735 |
7-8% | 35 | $4,745,000 | $135,571 |
Over 8% | 25 | $1,745,000 | $69,800 |
During 2022, Jasper's most frequently originated rate bucket was 5-6%, with 257 originations.
Loan Sizing (Jasper, IN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 495 | $27,155,000 | $54,859 |
$100k-200k | 443 | $64,315,000 | $145,181 |
$200k-400k | 241 | $63,095,000 | $261,805 |
$400k-600k | 23 | $10,885,000 | $473,261 |
$600k-1000k | 6 | $4,200,000 | $700,000 |
$Over $1MM | 1 | $2,245,000 | $2,245,000 |
Jasper's loan sizing saw the bucket of loans from $100,000 or less with 495 originations, totaling $27,155,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 394 | $77,530,000 | $196,777 |
60-80% | 256 | $49,840,000 | $194,688 |
20-40% | 228 | $18,190,000 | $79,781 |
Under 20% | 175 | $6,315,000 | $36,086 |
40-60% | 137 | $16,475,000 | $120,255 |
Over 100% | 8 | $1,770,000 | $221,250 |
Jasper's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 394 originations, totaling $77,530,000 in origination value.