Jasper Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jasper averaged 7.53% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

    The average rate for the prior week (2023-11-16) was 7.38% and one month ago for the week of 2023-10-19, the average rate was 7.87%.

    Jasper's average rate one year ago was 6.55%.

    For refis of the same type during the week of 2023-11-22, the average rate was 6.85%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-22 7.29%
    Jasper 30 Year Fixed Rate 2023-11-22 7.53%
    Jasper 30 Year Fixed Rate Refi 2023-11-22 6.85%
    Jasper 15 Year Fixed Rate 2023-11-22 6.47%
    Jasper 15 Year Fixed Rate Refi 2023-11-22 6.77%
    Jasper 30 Year FHA 2023-11-22 -0.28%
    Jasper 30 Year FHA Refi 2023-11-22 0.2%
    Jasper 30 Year USDA 2023-11-22 0.2%
    Jasper 30 Year USDA Refi 2023-11-22 -0.1%
    Jasper 30 Year VA 2023-11-22 0.2%
    Jasper 30 Year VA Refi 2023-11-22 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jasper, IN.

    Jasper Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jasper, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    German American Bank 106 5.22% $2,461
    Fifth Third Bank 30 4.94% $3,581
    Old National Bank 23 4.65% $3,723
    First Federal Savings Bank 21 5.70% $1,861
    QUICKEN LOANS, LLC 18 4.87% $6,083
    EVANSVILLE TEACHERS 16 4.89% $2,562
    UNITED WHOLESALE MORTGAGE, LLC 13 6.02% $3,484
    FBC MORTGAGE, LLC 7 6.09% $4,839
    AMERISAVE MORTGAGE CORPORATION 6 4.83% $4,439
    HOME POINT FINANCIAL CORPORATION 5 4.57% $4,511
    Bank of England 4 5.44% $3,618
    LOANDEPOT.COM, LLC 4 5.41% $3,305
    MEMBER FIRST MORTGAGE, LLC 4 5.63% $2,795
    FREEDOM MORTGAGE CORPORATION 4 4.09% $3,139
    ROYAL UNITED MORTGAGE LLC 4 5.41% $7,069
    Heritage Federal Credit Union 4 4.72% $2,078
    Mr. Cooper ( Nationstar Mortgage ) 3 4.88% $5,199
    The Huntington National Bank 3 5.08% $3,707
    MORTGAGE MASTERS OF INDIANA, INC. 3 5.58% $5,827
    First Farmers Bank and Trust Company 3 6.33% $3,166
    Farm Credit Mid-America, ACA 3 5.37% $9,023
    Wells Fargo Bank 2 3.56% $1,527
    PLANET HOME LENDING, LLC 2 5.50% $3,970
    CRANE 2 5.25% $1,976
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.18% $4,088
    Bank of America 2 3.06% $3,075
    CALIBER HOME LOANS, INC. 2 4.71% $5,312
    RUOFF MORTGAGE COMPANY, INC. 2 6.00% $1,833
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.62% $4,368
    ZILLOW HOME LOANS, LLC 1 5.88% $3,300
    BETTER MORTGAGE CORPORATION 1 3.38% $1,332
    BROKER SOLUTIONS, INC. 1 5.99% $10,027
    Carrington Mortgage Services, LLC 1 3.38% $2,882
    Deere Employees Credit Union 1 3.63% $2,167
    EVANSVILLE 1 4.88% $1,755
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.88% $3,336
    FAIR WAY LENDING LLC 1 6.25% $2,913
    Flagstar Bank, FSB 1 4.50% $9,796
    Flanagan State Bank 1 3.88% $2,749
    GVC MORTGAGE, INC. 1 6.38% $4,806
    HALLMARK HOME MORTGAGE, LLC 1 3.88% $3,090
    HOMESIDE FINANCIAL, LLC 1 5.63% $10,263
    Horizon Bank 1 5.63% $2,059
    Independence Bank of Kentucky 1 5.88% $2,912
    INTERRA CREDIT UNION 1 3.63% $4,492
    JPMorgan Chase Bank 1 6.63% $5,013
    Mortgage Research Center, LLC 1 5.63% $11,367
    MOVEMENT MORTGAGE, LLC 1 5.38% $9,074
    NATIONS RELIABLE LENDING, LLC 1 5.38% $3,624
    NAVY FEDERAL CREDIT UNION 1 5.38% $1,210
    PLAZA HOME MORTGAGE, INC. 1 5.49% $1,299
    PNC Bank 1 4.63% $2,543
    RBC Bank, (Georgia) 1 5.75% $1,380
    Regions Bank 1 3.63% $2,580
    U.S. Bank 1 3.13% $2,380
    Wyndham Capital Mortgage, Inc. 1 6.75% $2,719
    AMERICAN FINANCING CORPORATION 1 5.75% $6,774

    Jasper Average Closing Costs & Other Stats

    Jasper, IN's 57 lenders originated 1,209 loans during 2022. The total origination value was $171,895,000, with an average loan value of $142,179.

    Jasper's average closing costs are $3,585.

    The top Jasper lender as defined by loan originations is German American Bank, with 106 loans originated. Their average total fees are $2,461, which is $1,120 lower than the next largest lender, Fifth Third Bank.

    The lowest fee Jasper lenders (with over 10 loans originated) are First Federal Savings Bank ($1,861), German American Bank ($2,461), EVANSVILLE TEACHERS ($2,562), UNITED WHOLESALE MORTGAGE, LLC ($3,484) and Fifth Third Bank ($3,581).

    The lowest rate Jasper lenders (with over 10 loans originated) are Old National Bank (4.65%), QUICKEN LOANS, LLC (4.87%), EVANSVILLE TEACHERS (4.89%), Fifth Third Bank (4.94%) and German American Bank (5.22%).

    Jasper, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    German American Bank $64,970,000 $46,710,000 -28.1% 27.2%
    Fifth Third Bank $32,995,000 $19,265,000 -41.6% 11.2%
    Old National Bank $21,625,000 $16,675,000 -22.9% 9.7%
    QUICKEN LOANS, LLC $16,170,000 $8,325,000 -48.5% 4.8%
    UNITED WHOLESALE MORTGAGE, LLC $1,570,000 $5,760,000 266.9% 3.4%
    EVANSVILLE TEACHERS $8,795,000 $5,440,000 -38.1% 3.2%
    HOME POINT FINANCIAL CORPORATION $15,355,000 $4,800,000 -68.7% 2.8%
    CRANE $705,000 $3,635,000 415.6% 2.1%
    First Federal Savings Bank $6,930,000 $3,305,000 -52.3% 1.9%
    FBC MORTGAGE, LLC $4,985,000 $2,560,000 -48.6% 1.5%
    MORTGAGE MASTERS OF INDIANA, INC. $3,240,000 $2,170,000 -33.0% 1.3%
    AMERIFIRST FINANCIAL CORPORATION $2,305,000 $2,030,000 -11.9% 1.2%
    FREEDOM MORTGAGE CORPORATION $5,630,000 $2,025,000 -64.0% 1.2%
    Century Mortgage Company DBA Century Lending Company $630,000 $1,905,000 202.4% 1.1%
    Bank of England $1,415,000 $1,820,000 28.6% 1.1%
    AMERISAVE MORTGAGE CORPORATION $2,225,000 $1,610,000 -27.6% 0.9%
    Mortgage Research Center, LLC $1,405,000 $1,580,000 12.5% 0.9%
    CALIBER HOME LOANS, INC. $4,000,000 $1,475,000 -63.1% 0.9%
    RUOFF MORTGAGE COMPANY, INC. $1,730,000 $1,420,000 -17.9% 0.8%
    GVC MORTGAGE, INC. $1,540,000 $1,205,000 -21.8% 0.7%
    Farm Credit Mid-America, ACA $770,000 $1,200,000 55.8% 0.7%
    LNB COMMUNITY BANK $1,160,000 n/a 0.7%
    MEMBER FIRST MORTGAGE, LLC $1,435,000 $935,000 -34.8% 0.5%
    The Huntington National Bank $195,000 $925,000 374.4% 0.5%
    LOANDEPOT.COM, LLC $3,305,000 $905,000 -72.6% 0.5%
    Wells Fargo Bank $1,510,000 $825,000 -45.4% 0.5%
    Heritage Federal Credit Union $540,000 $820,000 51.9% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,025,000 $690,000 -32.7% 0.4%
    ROYAL UNITED MORTGAGE LLC $520,000 $690,000 32.7% 0.4%
    Bank of America $915,000 $680,000 -25.7% 0.4%
    NEW DAY FINANCIAL, LLC $995,000 $680,000 -31.7% 0.4%
    JPMorgan Chase Bank $1,160,000 $670,000 -42.2% 0.4%
    SUCCESS MORTGAGE PARTNERS, INC. $105,000 $655,000 523.8% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $845,000 $605,000 -28.4% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $580,000 $595,000 2.6% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,345,000 $570,000 -57.6% 0.3%
    First Farmers Bank and Trust Company $555,000 n/a 0.3%
    PLAZA HOME MORTGAGE, INC. $825,000 $525,000 -36.4% 0.3%
    ZILLOW HOME LOANS, LLC $360,000 $525,000 45.8% 0.3%
    BROKER SOLUTIONS, INC. $985,000 $510,000 -48.2% 0.3%
    FAIR WAY LENDING LLC $390,000 $500,000 28.2% 0.3%
    Carrington Mortgage Services, LLC $1,075,000 $470,000 -56.3% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $465,000 $440,000 -5.4% 0.3%
    INTERRA CREDIT UNION $425,000 n/a 0.2%
    PNC Bank $425,000 n/a 0.2%
    PLANET HOME LENDING, LLC $585,000 $410,000 -29.9% 0.2%
    BETTER MORTGAGE CORPORATION $1,245,000 $395,000 -68.3% 0.2%
    PENTAGON FEDERAL CREDIT UNION $145,000 $375,000 158.6% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $195,000 $355,000 82.1% 0.2%
    1ST SIGNATURE LENDING, LLC $115,000 $350,000 204.3% 0.2%
    GUARANTEED RATE, INC. $2,255,000 $340,000 -84.9% 0.2%
    MICHIGAN MUTUAL, INC. $340,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $275,000 $335,000 21.8% 0.2%
    Regions Bank $445,000 $320,000 -28.1% 0.2%
    Wyndham Capital Mortgage, Inc. $285,000 n/a 0.2%
    Equity Prime Mortgage LLC $430,000 $275,000 -36.0% 0.2%
    U.S. Bank $65,000 $275,000 323.1% 0.2%
    21ST MORTGAGE CORPORATION $530,000 $260,000 -50.9% 0.2%
    Barrington Bank & Trust Company, N.A. $260,000 n/a 0.2%
    BNC National Bank $255,000 n/a 0.1%
    GREAT WESTERN FINANCIAL SERVICES, INC. $255,000 n/a 0.1%
    Mid-Continent Funding, Inc. $255,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $370,000 $245,000 -33.8% 0.1%
    Flagstar Bank, FSB $530,000 $225,000 -57.5% 0.1%
    The Federal Savings Bank $225,000 n/a 0.1%
    HALLMARK HOME MORTGAGE, LLC $215,000 n/a 0.1%
    First Guaranty Mortgage Corporation $255,000 $205,000 -19.6% 0.1%
    MOVEMENT MORTGAGE, LLC $205,000 n/a 0.1%
    Citizens Bank $195,000 n/a 0.1%
    Hometown Lenders, Inc. $195,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $195,000 n/a 0.1%
    RBC Bank, (Georgia) $195,000 n/a 0.1%
    ENVOY MORTGAGE, LTD $175,000 n/a 0.1%
    Horizon Bank $175,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $1,245,000 $170,000 -86.3% 0.1%
    AMCAP MORTGAGE, LTD. $145,000 $165,000 13.8% 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $165,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $630,000 $165,000 -73.8% 0.1%
    EVERETT FINANCIAL, INC. $160,000 n/a 0.1%
    Nations Lending Corporation $360,000 $160,000 -55.6% 0.1%
    NFM, INC. $155,000 n/a 0.1%
    Notre Dame Federal Credit Union Corporation $155,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $135,000 $155,000 14.8% 0.1%
    Flanagan State Bank $165,000 $135,000 -18.2% 0.1%
    LOANPAL, LLC $135,000 n/a 0.1%
    EVANSVILLE $145,000 $125,000 -13.8% 0.1%
    First Savings Bank $965,000 $125,000 -87.0% 0.1%
    Logan Finance Corporation $125,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $125,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $115,000 n/a 0.1%
    FIELD & MAIN BANK, INC. $405,000 $105,000 -74.1% 0.1%
    Independence Bank of Kentucky $105,000 n/a 0.1%
    SPRING EQ, LLC $100,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $105,000 $95,000 -9.5% 0.1%
    BEACON CREDIT UNION $95,000 n/a 0.1%
    NEWREZ LLC $1,590,000 $95,000 -94.0% 0.1%
    Truist $80,000 n/a 0.0%
    Deere Employees Credit Union $380,000 $75,000 -80.3% 0.0%
    Elements Financial Federal Credit Union $75,000 n/a 0.0%
    PENNYMAC LOAN SERVICES, LLC $805,000 $75,000 -90.7% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $335,000 $65,000 -80.6% 0.0%
    Bethpage Federal Credit Union $65,000 n/a 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $715,000 $65,000 -90.9% 0.0%
    Discover Bank $90,000 $35,000 -61.1% 0.0%
    Figure Lending LLC $210,000 $35,000 -83.3% 0.0%
    PARTNERS 1ST Federal Credit Union $15,000 n/a 0.0%

    Jasper's top lender by overall market share is German American Bank, with 27.2% market share. In second place, with 11.2%, is Fifth Third Bank, having originated $19,265,000 in loans. In third place, with 9.7%, is Old National Bank, having originated $16,675,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $8,325,000 in loans. In fifth place, with 3.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,760,000 in loans.

    Jasper Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $162,450 (16.1%) $216,370 (6.3%) 0.00 112
    2018-02-01 $158,675 (5.9%) $222,917 (10.3%) 0.00 106
    2018-03-01 $184,000 (16.9%) $233,809 (11.4%) 0.00 98
    2018-04-01 $195,556 (20.7%) $246,396 (18.5%) 0.00 98
    2018-05-01 $235,000 (36.3%) $252,703 (16.6%) 0.00 102
    2018-06-01 $226,500 (39.3%) $241,683 (15.7%) 0.00 107
    2018-07-01 $200,000 (24.6%) $225,267 (11.2%) 0.00 116
    2018-08-01 $183,050 (7.7%) $221,288 (4.9%) 0.00 115
    2018-09-01 $183,700 (8.4%) $226,114 (4.6%) 0.00 116
    2018-10-01 $181,900 (22.0%) $223,745 (2.2%) 0.00 125
    2018-11-01 $185,000 (24.7%) $229,545 (7.6%) 0.00 122
    2018-12-01 $188,450 (13.7%) $227,529 (7.8%) 0.00 121
    2019-01-01 $193,275 (19.0%) $227,558 (5.2%) 0.00 113
    2019-02-01 $190,200 (19.9%) $226,729 (1.7%) 0.00 120
    2019-03-01 $186,071 (1.1%) $226,380 (-3.2%) 0.00 109
    2019-04-01 $187,546 (-4.1%) $230,124 (-6.6%) 0.00 103
    2019-05-01 $208,725 (-11.2%) $228,736 (-9.5%) 0.00 103
    2019-06-01 $214,450 (-5.3%) $230,945 (-4.4%) 0.00 130
    2019-07-01 $219,900 (10.0%) $233,047 (3.5%) 0.00 141
    2019-08-01 $216,927 (18.5%) $232,880 (5.2%) 0.00 142
    2019-09-01 $212,468 (15.7%) $232,329 (2.8%) 0.00 141
    2019-10-01 $207,125 (13.9%) $229,804 (2.7%) 0.00 141
    2019-11-01 $193,000 (4.3%) $225,272 (-1.9%) 0.00 153
    2019-12-01 $194,600 (3.3%) $233,494 (2.6%) 0.00 138
    2020-01-01 $202,600 (4.8%) $244,220 (7.3%) 0.00 120
    2020-02-01 $199,900 (5.1%) $245,112 (8.1%) 0.00 118
    2020-03-01 $229,100 (23.1%) $262,525 (16.0%) 0.00 118
    2020-04-01 $228,225 (21.7%) $266,639 (15.9%) 0.00 114
    2020-05-01 $229,000 (9.7%) $274,749 (20.1%) 0.00 106
    2020-06-01 $226,625 (5.7%) $279,291 (20.9%) 0.00 104
    2020-07-01 $217,950 (-0.9%) $274,447 (17.8%) 0.00 98
    2020-08-01 $226,500 (4.4%) $269,142 (15.6%) 0.00 87
    2020-09-01 $228,950 (7.8%) $272,371 (17.2%) 0.00 76
    2020-10-01 $234,000 (13.0%) $289,170 (25.8%) 0.00 75
    2020-11-01 $196,950 (2.1%) $279,506 (24.1%) 0.00 69
    2020-12-01 $198,450 (2.0%) $274,043 (17.4%) 0.00 62
    2021-01-01 $189,900 (-6.3%) $250,483 (2.6%) 0.00 63
    2021-02-01 $186,950 (-6.5%) $252,082 (2.8%) 0.00 53
    2021-03-01 $197,425 (-13.8%) $255,925 (-2.5%) 0.00 40
    2021-04-01 $204,000 (-10.6%) $274,278 (2.9%) 0.00 37
    2021-05-01 $199,999 (-12.7%) $241,335 (-12.2%) 0.00 41
    2021-06-01 $214,450 (-5.4%) $257,429 (-7.8%) 0.00 35
    2021-07-01 $179,950 (-17.4%) $232,204 (-15.4%) 0.00 37
    2021-08-01 $179,800 (-20.6%) $231,952 (-13.8%) 0.00 57
    2021-09-01 $173,350 (-24.3%) $239,054 (-12.2%) 0.00 60
    2021-10-01 $183,450 (-21.6%) $239,978 (-17.0%) 0.00 62
    2021-11-01 $239,950 (21.8%) $281,135 (0.6%) 0.00 51
    2021-12-01 $242,225 (22.1%) $268,494 (-2.0%) 0.00 43
    2022-01-01 $265,000 (39.6%) $279,254 (11.5%) 0.00 36
    2022-02-01 $257,750 (37.9%) $317,873 (26.1%) 0.00 37
    2022-03-01 $242,450 (22.8%) $307,579 (20.2%) 0.00 42
    2022-04-01 $238,500 (16.9%) $305,107 (11.2%) 0.00 39
    2022-05-01 $230,425 (15.2%) $305,767 (26.7%) 0.00 52
    2022-06-01 $233,450 (8.9%) $281,305 (9.3%) 0.00 60
    2022-07-01 $232,450 (29.2%) $294,075 (26.7%) 0.00 64
    2022-08-01 $233,975 (30.1%) $272,852 (17.6%) 0.00 67
    2022-09-01 $253,675 (46.3%) $296,674 (24.1%) 0.00 70
    2022-10-01 $239,900 (30.8%) $300,112 (25.1%) 0.00 80
    2022-11-01 $222,250 (-7.4%) $301,375 (7.2%) 0.00 72
    2022-12-01 $229,000 (-5.5%) $294,066 (9.5%) 0.00 70
    2023-01-01 $234,450 (-11.5%) $298,464 (6.9%) 0.00 64
    2023-02-01 $250,000 (-3.0%) $318,435 (0.2%) 0.00 59
    2023-03-01 $279,500 (15.3%) $330,690 (7.5%) 0.00 61
    2023-04-01 $284,940 (19.5%) $309,301 (1.4%) 0.00 66
    2023-05-01 $266,973 (15.9%) $299,865 (-1.9%) 0.00 78
    2023-06-01 $272,400 (16.7%) $293,316 (4.3%) 0.00 81
    2023-07-01 $249,450 (7.3%) $279,415 (-5.0%) 0.00 80
    2023-08-01 $233,325 (-0.3%) $268,310 (-1.7%) 0.00 99
    2023-09-01 $241,900 (-4.6%) $258,245 (-13.0%) 0.00 123
    2023-10-01 $249,350 (3.9%) $271,631 (-9.5%) 0.00 127
    Jasper's median listing price for 2023-10-01 was $249,350, a difference of $9,450 (3.9%) versus the prior year and $7,450 versus the prior month.

    Jasper's median listing price comes in at 0% of the national average.

    Jasper's average listing price for 2023-10-01 was $271,631, a difference of $-28,481 (-9.5%) versus the prior year and $13,386 versus the prior month.

    For the 2023-10-01 period, Jasper had 127 MLS listings, a difference of 4 listings (3%) versus the prior month and 47 listings (59%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,006 sqft
    2018-02-01 0 days 2,225 sqft
    2018-03-01 0 days 2,285 sqft
    2018-04-01 0 days 2,229 sqft
    2018-05-01 0 days 2,348 sqft
    2018-06-01 0 days 2,275 sqft
    2018-07-01 0 days 2,092 sqft
    2018-08-01 0 days 2,116 sqft
    2018-09-01 0 days 2,150 sqft
    2018-10-01 0 days 2,152 sqft
    2018-11-01 0 days 2,338 sqft
    2018-12-01 0 days 2,166 sqft
    2019-01-01 0 days 2,166 sqft
    2019-02-01 0 days 2,160 sqft
    2019-03-01 0 days 2,136 sqft
    2019-04-01 0 days 2,136 sqft
    2019-05-01 0 days 2,200 sqft
    2019-06-01 0 days 2,130 sqft
    2019-07-01 0 days 2,186 sqft
    2019-08-01 0 days 2,230 sqft
    2019-09-01 0 days 2,233 sqft
    2019-10-01 0 days 2,225 sqft
    2019-11-01 0 days 2,151 sqft
    2019-12-01 0 days 2,209 sqft
    2020-01-01 0 days 2,239 sqft
    2020-02-01 0 days 2,253 sqft
    2020-03-01 0 days 2,316 sqft
    2020-04-01 0 days 2,359 sqft
    2020-05-01 0 days 2,400 sqft
    2020-06-01 0 days 2,536 sqft
    2020-07-01 0 days 2,331 sqft
    2020-08-01 0 days 2,284 sqft
    2020-09-01 0 days 2,274 sqft
    2020-10-01 0 days 2,376 sqft
    2020-11-01 0 days 2,253 sqft
    2020-12-01 0 days 2,144 sqft
    2021-01-01 0 days 2,056 sqft
    2021-02-01 0 days 2,289 sqft
    2021-03-01 0 days 2,404 sqft
    2021-04-01 0 days 2,559 sqft
    2021-05-01 0 days 2,180 sqft
    2021-06-01 0 days 1,902 sqft
    2021-07-01 0 days 1,736 sqft
    2021-08-01 0 days 1,886 sqft
    2021-09-01 0 days 2,004 sqft
    2021-10-01 0 days 1,976 sqft
    2021-11-01 0 days 2,319 sqft
    2021-12-01 0 days 2,113 sqft
    2022-01-01 0 days 2,152 sqft
    2022-02-01 0 days 2,087 sqft
    2022-03-01 0 days 2,124 sqft
    2022-04-01 0 days 2,013 sqft
    2022-05-01 0 days 2,068 sqft
    2022-06-01 0 days 1,838 sqft
    2022-07-01 0 days 1,885 sqft
    2022-08-01 0 days 1,702 sqft
    2022-09-01 0 days 1,779 sqft
    2022-10-01 0 days 1,825 sqft
    2022-11-01 0 days 1,778 sqft
    2022-12-01 0 days 1,811 sqft
    2023-01-01 0 days 1,817 sqft
    2023-02-01 0 days 1,790 sqft
    2023-03-01 0 days 1,800 sqft
    2023-04-01 0 days 1,808 sqft
    2023-05-01 0 days 1,887 sqft
    2023-06-01 0 days 2,060 sqft
    2023-07-01 0 days 1,891 sqft
    2023-08-01 0 days 1,826 sqft
    2023-09-01 0 days 1,819 sqft
    2023-10-01 0 days 1,819 sqft
    Jasper's median listing age (time on market) for 2023-10-01 was 0 days.

    Jasper's median square footage for active listings during the 2023-10-01 period was 1,819 sqft. One year prior, the average listing was 1,825 sqft.

    Jasper, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 493 $95,455,000 $193,621
    Refi 291 $35,065,000 $120,498
    Cash Out Refi 165 $22,615,000 $137,061
    Other 146 $10,890,000 $74,589
    Home Improvement 114 $7,870,000 $69,035

    Jasper's most frequently cited loan purpose was Home Purchase, with 493 originations. The 2nd most popular reason was Refi, with 291 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 257 $40,095,000 $156,012
    4-5% 235 $37,835,000 $161,000
    3-4% 227 $36,225,000 $159,581
    <2.5% 194 $15,030,000 $77,474
    6-7% 160 $24,850,000 $155,313
    2.5-3% 68 $9,910,000 $145,735
    7-8% 35 $4,745,000 $135,571
    Over 8% 25 $1,745,000 $69,800

    During 2022, Jasper's most frequently originated rate bucket was 5-6%, with 257 originations.

    Loan Sizing (Jasper, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 495 $27,155,000 $54,859
    $100k-200k 443 $64,315,000 $145,181
    $200k-400k 241 $63,095,000 $261,805
    $400k-600k 23 $10,885,000 $473,261
    $600k-1000k 6 $4,200,000 $700,000
    $Over $1MM 1 $2,245,000 $2,245,000

    Jasper's loan sizing saw the bucket of loans from $100,000 or less with 495 originations, totaling $27,155,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 394 $77,530,000 $196,777
    60-80% 256 $49,840,000 $194,688
    20-40% 228 $18,190,000 $79,781
    Under 20% 175 $6,315,000 $36,086
    40-60% 137 $16,475,000 $120,255
    Over 100% 8 $1,770,000 $221,250

    Jasper's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 394 originations, totaling $77,530,000 in origination value.