Jasper Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jasper averaged 6.53% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.86% and one month ago for the week of 2023-02-09, the average rate was 6.25%.

    Jasper's average rate one year ago was 3.98%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Jasper 30 Year Fixed Rate 2023-03-16 6.53%
    Jasper 30 Year Fixed Rate Refi 2023-03-16 6.6%
    Jasper 15 Year Fixed Rate 2023-03-16 6.28%
    Jasper 15 Year Fixed Rate Refi 2023-03-16 5.95%
    Jasper 30 Year FHA 2023-03-16 6.45%
    Jasper 30 Year FHA Refi 2023-03-16 6.42%
    Jasper 30 Year USDA 2023-03-16 6.3%
    Jasper 30 Year USDA Refi 2023-03-16 6.23%
    Jasper 30 Year VA 2023-03-16 6.63%
    Jasper 30 Year VA Refi 2023-03-16 6.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jasper, IN.

    Jasper Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jasper, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    German American Bank 152 3.15% $2,341
    Fifth Third Bank 52 3.15% $2,590
    Old National Bank 37 3.08% $2,669
    QUICKEN LOANS, LLC 27 3.16% $4,669
    First Federal Savings Bank 27 3.30% $1,743
    EVANSVILLE TEACHERS 25 3.18% $2,351
    HOME POINT FINANCIAL CORPORATION 20 3.28% $2,317
    AMERISAVE MORTGAGE CORPORATION 9 3.15% $2,415
    FBC MORTGAGE, LLC 8 3.28% $3,327
    MORTGAGE MASTERS OF INDIANA, INC. 8 3.00% $2,969
    LOANDEPOT.COM, LLC 8 3.20% $3,653
    CALIBER HOME LOANS, INC. 7 3.15% $2,168
    First Savings Bank 6 2.77% $2,429
    AMERIFIRST FINANCIAL CORPORATION 5 3.15% $3,112
    RUOFF MORTGAGE COMPANY, INC. 5 2.98% $997
    ROYAL UNITED MORTGAGE LLC 4 3.41% $4,170
    FREEDOM MORTGAGE CORPORATION 4 3.47% $1,721
    Heritage Federal Credit Union 4 2.91% $1,744
    GUARANTEED RATE, INC. 4 2.97% $3,313
    Flagstar Bank, FSB 4 3.13% $3,625
    Wells Fargo Bank 4 3.09% $2,717
    MEMBER FIRST MORTGAGE, LLC 3 3.54% $2,473
    CRANE 3 3.50% $1,596
    BETTER MORTGAGE CORPORATION 3 3.83% $1,496
    NEWREZ LLC 3 3.29% $3,545
    JPMorgan Chase Bank 3 3.08% $3,631
    ZILLOW HOME LOANS, LLC 2 3.38% $2,044
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.43% $3,318
    Carrington Mortgage Services, LLC 2 3.44% $3,118
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.49% $25
    FAIR WAY LENDING LLC 2 3.31% $4,744
    First Financial Bank 2 3.94% $2,674
    HOMESIDE FINANCIAL, LLC 2 3.06% $4,112
    Mr. Cooper ( Nationstar Mortgage ) 2 3.38% $5,778
    MUTUAL OF OMAHA MORTGAGE, INC. 2 3.00% $3,402
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.25% $3,501
    UNITED WHOLESALE MORTGAGE, LLC 2 2.98% $2,613
    GUILD MORTGAGE COMPANY 1 2.99% $3,192
    Merchants Bank of Indiana 1 3.50% $1,930
    FORUM Credit Union 1 2.88% $2,673
    Mortgage Research Center, LLC 1 2.75% $1,887
    UNION HOME MORTGAGE CORP. 1 3.13% $4,395
    AMERICAN FINANCING CORPORATION 1 2.88% $4,848
    Nations Lending Corporation 1 2.75% $5,939
    NAVY FEDERAL CREDIT UNION 1 2.63% $1,288
    Farm Credit Mid-America, ACA 1 3.20% $10,575
    EMBRACE HOME LOANS, INC. 1 3.49% $2,499
    Bank of America 1 2.63% $2,199
    Deere Employees Credit Union 1 3.50% $3,675
    Regions Bank 1 2.88% $4,161
    CONSUMERS 1 3.38% $2,451
    CHURCHILL MORTGAGE CORPORATION 1 3.13% $5,114
    SOFI LENDING CORP. 1 2.88% $2,952
    Superior Credit Union, Inc. 1 2.75% $7,161
    TEACHERS CREDIT UNION 1 3.50% $1,225
    UNIFY FINANCIAL Credit Union 1 3.00% $1,380
    KELLER MORTGAGE, LLC 1 3.25% $1,453
    LAKEVIEW LOAN SERVICING, LLC 1 3.38% $3,933
    L & N Federal Credit Union 1 4.63% $0
    JLB CORPORATION 1 3.25% $4,022

    Jasper Average Closing Costs & Other Stats

    Jasper, IN's 60 lenders originated 1,655 loans during 2021. The total origination value was $242,545,000, with an average loan value of $146,553.

    Jasper's average closing costs are $3,429.

    The top Jasper lender as defined by loan originations is German American Bank, with 152 loans originated. Their average total fees are $2,341, which is $248 lower than the next largest lender, Fifth Third Bank.

    The lowest fee Jasper lenders (with over 10 loans originated) are First Federal Savings Bank ($1,743), HOME POINT FINANCIAL CORPORATION ($2,317), German American Bank ($2,341), EVANSVILLE TEACHERS ($2,351) and Fifth Third Bank ($2,590).

    The lowest rate Jasper lenders (with over 10 loans originated) are Old National Bank (3.08%), Fifth Third Bank (3.15%), German American Bank (3.15%), QUICKEN LOANS, LLC (3.16%) and EVANSVILLE TEACHERS (3.18%).

    Jasper, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    German American Bank $68,530,000 $64,970,000 -5.2% 26.8%
    Fifth Third Bank $18,460,000 $32,995,000 78.7% 13.6%
    Old National Bank $29,725,000 $21,625,000 -27.2% 8.9%
    QUICKEN LOANS, LLC $17,005,000 $16,170,000 -4.9% 6.7%
    HOME POINT FINANCIAL CORPORATION $4,425,000 $15,355,000 247.0% 6.3%
    EVANSVILLE TEACHERS $11,965,000 $8,795,000 -26.5% 3.6%
    First Federal Savings Bank $95,000 $6,930,000 7,194.7% 2.9%
    FREEDOM MORTGAGE CORPORATION $2,800,000 $5,630,000 101.1% 2.3%
    FBC MORTGAGE, LLC $5,140,000 $4,985,000 -3.0% 2.1%
    CALIBER HOME LOANS, INC. $960,000 $4,000,000 316.7% 1.6%
    LOANDEPOT.COM, LLC $2,015,000 $3,305,000 64.0% 1.4%
    MORTGAGE MASTERS OF INDIANA, INC. $2,535,000 $3,240,000 27.8% 1.3%
    AMERIFIRST FINANCIAL CORPORATION $3,010,000 $2,305,000 -23.4% 1.0%
    GUARANTEED RATE, INC. $195,000 $2,255,000 1,056.4% 0.9%
    AMERISAVE MORTGAGE CORPORATION $475,000 $2,225,000 368.4% 0.9%
    RUOFF MORTGAGE COMPANY, INC. $1,810,000 $1,730,000 -4.4% 0.7%
    NEWREZ LLC $130,000 $1,590,000 1,123.1% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $5,440,000 $1,570,000 -71.1% 0.6%
    GVC MORTGAGE, INC. $1,520,000 $1,540,000 1.3% 0.6%
    Wells Fargo Bank $270,000 $1,510,000 459.3% 0.6%
    MEMBER FIRST MORTGAGE, LLC $4,105,000 $1,435,000 -65.0% 0.6%
    Bank of England $1,430,000 $1,415,000 -1.0% 0.6%
    Mortgage Research Center, LLC $1,795,000 $1,405,000 -21.7% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $675,000 $1,345,000 99.3% 0.6%
    BETTER MORTGAGE CORPORATION $360,000 $1,245,000 245.8% 0.5%
    NAVY FEDERAL CREDIT UNION $510,000 $1,245,000 144.1% 0.5%
    JPMorgan Chase Bank $2,025,000 $1,160,000 -42.7% 0.5%
    Carrington Mortgage Services, LLC $1,145,000 $1,075,000 -6.1% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,745,000 $1,025,000 -41.3% 0.4%
    NEW DAY FINANCIAL, LLC $220,000 $995,000 352.3% 0.4%
    BROKER SOLUTIONS, INC. $480,000 $985,000 105.2% 0.4%
    First Savings Bank $5,030,000 $965,000 -80.8% 0.4%
    Bank of America $530,000 $915,000 72.6% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $545,000 $845,000 55.0% 0.3%
    PLAZA HOME MORTGAGE, INC. $370,000 $825,000 123.0% 0.3%
    PENNYMAC LOAN SERVICES, LLC $805,000 n/a 0.3%
    Farm Credit Mid-America, ACA $1,345,000 $770,000 -42.8% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $715,000 n/a 0.3%
    CRANE $510,000 $705,000 38.2% 0.3%
    Cf Bank $635,000 n/a 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $440,000 $630,000 43.2% 0.3%
    Century Mortgage Company DBA Century Lending Company $630,000 n/a 0.3%
    PLANET HOME LENDING, LLC $230,000 $585,000 154.3% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $630,000 $580,000 -7.9% 0.2%
    SOUTHWEST FUNDING, LP $320,000 $555,000 73.4% 0.2%
    Heritage Federal Credit Union $1,780,000 $540,000 -69.7% 0.2%
    21ST MORTGAGE CORPORATION $1,230,000 $530,000 -56.9% 0.2%
    Flagstar Bank, FSB $380,000 $530,000 39.5% 0.2%
    CLEARPATH LENDING $520,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $850,000 $520,000 -38.8% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $465,000 n/a 0.2%
    Regions Bank $570,000 $445,000 -21.9% 0.2%
    Equity Prime Mortgage LLC $430,000 n/a 0.2%
    FIELD & MAIN BANK, INC. $405,000 n/a 0.2%
    GUARANTY HOME MORTGAGE CORPORATION $405,000 $395,000 -2.5% 0.2%
    FAIR WAY LENDING LLC $445,000 $390,000 -12.4% 0.2%
    Deere Employees Credit Union $380,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $370,000 n/a 0.2%
    CONSUMERS $365,000 n/a 0.2%
    Nations Lending Corporation $210,000 $360,000 71.4% 0.1%
    ZILLOW HOME LOANS, LLC $325,000 $360,000 10.8% 0.1%
    L & N Federal Credit Union $355,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $940,000 $335,000 -64.4% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $830,000 $320,000 -61.4% 0.1%
    NORTHERN MORTGAGE SERVICES, LLC $320,000 n/a 0.1%
    SOFI LENDING CORP. $315,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $340,000 $300,000 -11.8% 0.1%
    CELEBRITY HOME LOANS, LLC $275,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $580,000 $275,000 -52.6% 0.1%
    GUILD MORTGAGE COMPANY $265,000 n/a 0.1%
    First Guaranty Mortgage Corporation $425,000 $255,000 -40.0% 0.1%
    FLAT BRANCH MORTGAGE, INC. $245,000 n/a 0.1%
    FORUM Credit Union $225,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $85,000 $220,000 158.8% 0.1%
    Figure Lending LLC $210,000 n/a 0.1%
    USAA Federal Savings Bank $1,765,000 $210,000 -88.1% 0.1%
    TEACHERS CREDIT UNION $280,000 $205,000 -26.8% 0.1%
    ACADEMY MORTGAGE CORPORATION $195,000 n/a 0.1%
    AMERICAN MORTGAGE SERVICE COMPANY $195,000 n/a 0.1%
    Arbor Bank $195,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $340,000 $195,000 -42.6% 0.1%
    The Huntington National Bank $440,000 $195,000 -55.7% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $185,000 n/a 0.1%
    KELLER MORTGAGE, LLC $175,000 n/a 0.1%
    Flanagan State Bank $105,000 $165,000 57.1% 0.1%
    Magnolia Bank $165,000 n/a 0.1%
    Merchants Bank of Indiana $165,000 n/a 0.1%
    Superior Credit Union, Inc. $165,000 n/a 0.1%
    UNIFY FINANCIAL Credit Union $160,000 n/a 0.1%
    Arvest Bank $65,000 $150,000 130.8% 0.1%
    AMCAP MORTGAGE, LTD. $75,000 $145,000 93.3% 0.1%
    EMBRACE HOME LOANS, INC. $205,000 $145,000 -29.3% 0.1%
    EVANSVILLE $390,000 $145,000 -62.8% 0.1%
    PENTAGON FEDERAL CREDIT UNION $145,000 n/a 0.1%
    First Financial Bank $35,000 $140,000 300.0% 0.1%
    Commonwealth Bank and Trust Company $135,000 n/a 0.1%
    NTFN, INC. $135,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $135,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $135,000 n/a 0.1%
    JLB CORPORATION $125,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $290,000 $125,000 -56.9% 0.1%
    Stock Yards Bank & Trust Company $125,000 n/a 0.1%
    1ST SIGNATURE LENDING, LLC $235,000 $115,000 -51.1% 0.0%
    Austin Capital Bank SSB $115,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $105,000 n/a 0.0%
    SUCCESS MORTGAGE PARTNERS, INC. $95,000 $105,000 10.5% 0.0%
    Catlin Bank $95,000 n/a 0.0%
    INTERLINC MORTGAGE SERVICES, LLC $370,000 $95,000 -74.3% 0.0%
    Discover Bank $35,000 $90,000 157.1% 0.0%
    FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.0%
    Union Savings Bank $85,000 n/a 0.0%
    PHH Mortgage Corporation $65,000 n/a 0.0%
    U.S. Bank $525,000 $65,000 -87.6% 0.0%
    AMERICAN ADVISORS GROUP $75,000 $35,000 -53.3% 0.0%

    Jasper's top lender by overall market share is German American Bank, with 26.8% market share. In second place, with 13.6%, is Fifth Third Bank, having originated $32,995,000 in loans. In third place, with 8.9%, is Old National Bank, having originated $21,625,000 in loans. In fourth place, with 6.7%, is QUICKEN LOANS, LLC, having originated $16,170,000 in loans. In fifth place, with 6.3%, is HOME POINT FINANCIAL CORPORATION, having originated $15,355,000 in loans.

    Jasper Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $162,450 (16.1%) $216,370 (6.3%) 0.00 112
    2018-02-01 $158,675 (5.9%) $222,917 (10.3%) 0.00 106
    2018-03-01 $184,000 (16.9%) $233,809 (11.4%) 0.00 98
    2018-04-01 $195,556 (20.7%) $246,396 (18.5%) 0.00 98
    2018-05-01 $235,000 (36.3%) $252,703 (16.6%) 0.00 102
    2018-06-01 $226,500 (39.3%) $241,683 (15.7%) 0.00 107
    2018-07-01 $200,000 (24.6%) $225,267 (11.2%) 0.00 116
    2018-08-01 $183,050 (7.7%) $221,288 (4.9%) 0.00 115
    2018-09-01 $183,700 (8.4%) $226,114 (4.6%) 0.00 116
    2018-10-01 $181,900 (22.0%) $223,745 (2.2%) 0.00 125
    2018-11-01 $185,000 (24.7%) $229,545 (7.6%) 0.00 122
    2018-12-01 $188,450 (13.7%) $227,529 (7.8%) 0.00 121
    2019-01-01 $193,275 (19.0%) $227,558 (5.2%) 0.00 113
    2019-02-01 $190,200 (19.9%) $226,729 (1.7%) 0.00 120
    2019-03-01 $186,071 (1.1%) $226,380 (-3.2%) 0.00 109
    2019-04-01 $187,546 (-4.1%) $230,078 (-6.6%) 0.00 103
    2019-05-01 $208,725 (-11.2%) $228,736 (-9.5%) 0.00 103
    2019-06-01 $214,450 (-5.3%) $230,945 (-4.4%) 0.00 130
    2019-07-01 $219,900 (10.0%) $233,047 (3.5%) 0.00 141
    2019-08-01 $216,927 (18.5%) $232,880 (5.2%) 0.00 142
    2019-09-01 $212,468 (15.7%) $232,329 (2.8%) 0.00 141
    2019-10-01 $207,125 (13.9%) $229,804 (2.7%) 0.00 141
    2019-11-01 $193,000 (4.3%) $225,272 (-1.9%) 0.00 153
    2019-12-01 $194,600 (3.3%) $233,494 (2.6%) 0.00 138
    2020-01-01 $202,600 (4.8%) $244,220 (7.3%) 0.00 120
    2020-02-01 $199,900 (5.1%) $245,112 (8.1%) 0.00 118
    2020-03-01 $229,100 (23.1%) $262,525 (16.0%) 0.00 118
    2020-04-01 $228,225 (21.7%) $266,639 (15.9%) 0.00 114
    2020-05-01 $229,000 (9.7%) $274,749 (20.1%) 0.00 106
    2020-06-01 $226,625 (5.7%) $279,291 (20.9%) 0.00 104
    2020-07-01 $217,950 (-0.9%) $274,447 (17.8%) 0.00 98
    2020-08-01 $226,500 (4.4%) $269,142 (15.6%) 0.00 87
    2020-09-01 $228,950 (7.8%) $272,371 (17.2%) 0.00 76
    2020-10-01 $234,000 (13.0%) $289,170 (25.8%) 0.00 75
    2020-11-01 $196,950 (2.1%) $279,506 (24.1%) 0.00 69
    2020-12-01 $198,450 (2.0%) $274,043 (17.4%) 0.00 62
    2021-01-01 $189,900 (-6.3%) $250,483 (2.6%) 0.00 63
    2021-02-01 $186,950 (-6.5%) $252,082 (2.8%) 0.00 53
    2021-03-01 $197,425 (-13.8%) $255,925 (-2.5%) 0.00 40
    2021-04-01 $204,000 (-10.6%) $274,278 (2.9%) 0.00 37
    2021-05-01 $199,999 (-12.7%) $241,335 (-12.2%) 0.00 41
    2021-06-01 $214,450 (-5.4%) $257,429 (-7.8%) 0.00 35
    2021-07-01 $179,950 (-17.4%) $232,204 (-15.4%) 0.00 37
    2021-08-01 $179,800 (-20.6%) $231,952 (-13.8%) 0.00 57
    2021-09-01 $173,350 (-24.3%) $239,054 (-12.2%) 0.00 60
    2021-10-01 $183,450 (-21.6%) $239,978 (-17.0%) 0.00 62
    2021-11-01 $239,950 (21.8%) $281,135 (0.6%) 0.00 51
    2021-12-01 $242,225 (22.1%) $268,494 (-2.0%) 0.00 43
    2022-01-01 $265,000 (39.6%) $279,254 (11.5%) 0.00 36
    2022-02-01 $257,750 (37.9%) $317,873 (26.1%) 0.00 37
    2022-03-01 $242,450 (22.8%) $307,579 (20.2%) 0.00 42
    2022-04-01 $238,500 (16.9%) $305,107 (11.2%) 0.00 39
    2022-05-01 $230,425 (15.2%) $305,767 (26.7%) 0.00 52
    2022-06-01 $233,450 (8.9%) $281,305 (9.3%) 0.00 60
    2022-07-01 $232,450 (29.2%) $294,075 (26.7%) 0.00 64
    2022-08-01 $233,975 (30.1%) $272,852 (17.6%) 0.00 67
    2022-09-01 $253,675 (46.3%) $296,674 (24.1%) 0.00 70
    2022-10-01 $239,900 (30.8%) $300,112 (25.1%) 0.00 80
    2022-11-01 $222,250 (-7.4%) $301,375 (7.2%) 0.00 72
    2022-12-01 $229,000 (-5.5%) $294,066 (9.5%) 0.00 70
    2023-01-01 $234,450 (-11.5%) $298,464 (6.9%) 0.00 64
    2023-02-01 $250,000 (-3.0%) $318,435 (0.2%) 0.00 59
    Jasper's median listing price for 2023-02-01 was $250,000, a difference of $-7,750 (-3.0%) versus the prior year and $15,550 versus the prior month.

    Jasper's median listing price comes in at 0% of the national average.

    Jasper's average listing price for 2023-02-01 was $318,435, a difference of $562 (0.2%) versus the prior year and $19,971 versus the prior month.

    For the 2023-02-01 period, Jasper had 59 MLS listings, a difference of -5 listings (-8%) versus the prior month and 22 listings (59%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,006 sqft
    2018-02-01 0 days 2,225 sqft
    2018-03-01 0 days 2,285 sqft
    2018-04-01 0 days 2,229 sqft
    2018-05-01 0 days 2,348 sqft
    2018-06-01 0 days 2,275 sqft
    2018-07-01 0 days 2,092 sqft
    2018-08-01 0 days 2,116 sqft
    2018-09-01 0 days 2,150 sqft
    2018-10-01 0 days 2,152 sqft
    2018-11-01 0 days 2,338 sqft
    2018-12-01 0 days 2,166 sqft
    2019-01-01 0 days 2,166 sqft
    2019-02-01 0 days 2,160 sqft
    2019-03-01 0 days 2,136 sqft
    2019-04-01 0 days 2,136 sqft
    2019-05-01 0 days 2,200 sqft
    2019-06-01 0 days 2,130 sqft
    2019-07-01 0 days 2,186 sqft
    2019-08-01 0 days 2,230 sqft
    2019-09-01 0 days 2,233 sqft
    2019-10-01 0 days 2,225 sqft
    2019-11-01 0 days 2,151 sqft
    2019-12-01 0 days 2,209 sqft
    2020-01-01 0 days 2,239 sqft
    2020-02-01 0 days 2,253 sqft
    2020-03-01 0 days 2,316 sqft
    2020-04-01 0 days 2,359 sqft
    2020-05-01 0 days 2,400 sqft
    2020-06-01 0 days 2,536 sqft
    2020-07-01 0 days 2,331 sqft
    2020-08-01 0 days 2,284 sqft
    2020-09-01 0 days 2,274 sqft
    2020-10-01 0 days 2,376 sqft
    2020-11-01 0 days 2,253 sqft
    2020-12-01 0 days 2,144 sqft
    2021-01-01 0 days 2,056 sqft
    2021-02-01 0 days 2,289 sqft
    2021-03-01 0 days 2,404 sqft
    2021-04-01 0 days 2,559 sqft
    2021-05-01 0 days 2,180 sqft
    2021-06-01 0 days 1,902 sqft
    2021-07-01 0 days 1,736 sqft
    2021-08-01 0 days 1,886 sqft
    2021-09-01 0 days 2,004 sqft
    2021-10-01 0 days 1,976 sqft
    2021-11-01 0 days 2,319 sqft
    2021-12-01 0 days 2,113 sqft
    2022-01-01 0 days 2,152 sqft
    2022-02-01 0 days 2,087 sqft
    2022-03-01 0 days 2,124 sqft
    2022-04-01 0 days 2,013 sqft
    2022-05-01 0 days 2,068 sqft
    2022-06-01 0 days 1,838 sqft
    2022-07-01 0 days 1,885 sqft
    2022-08-01 0 days 1,702 sqft
    2022-09-01 0 days 1,779 sqft
    2022-10-01 0 days 1,825 sqft
    2022-11-01 0 days 1,778 sqft
    2022-12-01 0 days 1,811 sqft
    2023-01-01 0 days 1,817 sqft
    2023-02-01 0 days 1,790 sqft
    Jasper's median listing age (time on market) for 2023-02-01 was 0 days.

    Jasper's median square footage for active listings during the 2023-02-01 period was 1,790 sqft. One year prior, the average listing was 2,087 sqft.

    Jasper, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Refi 624 $89,940,000 $144,135
    Home Purchase 580 $101,500,000 $175,000
    Cash Out Refi 211 $33,445,000 $158,507
    Other 140 $10,780,000 $77,000
    Home Improvement 100 $6,880,000 $68,800

    Jasper's most frequently cited loan purpose was Refi, with 624 originations. The 2nd most popular reason was Home Purchase, with 580 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 608 $97,330,000 $160,082
    3-4% 497 $76,195,000 $153,310
    <2.5% 456 $59,670,000 $130,855
    4-5% 75 $7,525,000 $100,333
    5-6% 7 $545,000 $77,857
    Over 8% 4 $270,000 $67,500
    6-7% 3 $355,000 $118,333
    7-8% 3 $155,000 $51,667

    During 2021, Jasper's most frequently originated rate bucket was 2.5-3%, with 608 originations.

    Loan Sizing (Jasper, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 773 $111,715,000 $144,521
    $100,000 or less 542 $32,210,000 $59,428
    $200k-400k 303 $78,115,000 $257,805
    $400k-600k 30 $14,260,000 $475,333
    $600k-1000k 5 $3,625,000 $725,000
    $Over $1MM 2 $2,620,000 $1,310,000

    Jasper's loan sizing saw the bucket of loans from $100k-200k with 773 originations, totaling $111,715,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 573 $100,475,000 $175,349
    60-80% 456 $80,170,000 $175,811
    40-60% 225 $29,955,000 $133,133
    20-40% 199 $15,645,000 $78,618
    Under 20% 142 $4,800,000 $33,803
    Over 100% 16 $3,870,000 $241,875

    Jasper's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 573 originations, totaling $100,475,000 in origination value.