Jasper Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jasper averaged 6.96% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 6.86% and one month ago for the week of 2025-05-29, the average rate was 6.88%.

    Jasper's average rate one year ago was 7.05%.

    For refis of the same type during the week of 2025-07-03, the average rate was 6.97%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Jasper 30 Year Fixed Rate 2025-07-03 6.96%
    Jasper 30 Year Fixed Rate Refi 2025-07-03 6.97%
    Jasper 15 Year Fixed Rate 2025-07-03 5.9%
    Jasper 15 Year Fixed Rate Refi 2025-07-03 6.2%
    Jasper 30 Year FHA 2025-07-03 0.21%
    Jasper 30 Year FHA Refi 2025-07-03 -0.1%
    Jasper 30 Year USDA 2025-07-03 0.2%
    Jasper 30 Year USDA Refi 2025-07-03 0%
    Jasper 30 Year VA 2025-07-03 -0.2%
    Jasper 30 Year VA Refi 2025-07-03 -0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jasper, IN.

    Jasper Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jasper, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    German American Bank 84 6.59% $2,494
    Fifth Third Bank 27 6.69% $3,075
    QUICKEN LOANS, LLC 22 6.85% $4,183
    EVANSVILLE TEACHERS 17 6.82% $2,532
    Old National Bank 15 6.74% $2,612
    UNITED WHOLESALE MORTGAGE, LLC 12 7.26% $6,091
    First Federal Savings Bank 10 6.93% $2,346
    The Loan Store, Inc. 9 6.93% $3,509
    MORTGAGE MASTERS OF INDIANA, INC. 7 6.77% $3,339
    American Mortgage & Equity Consultants, Inc. 7 7.03% $4,155
    Heritage Federal Credit Union 6 6.81% $2,249
    PLAZA HOME MORTGAGE, INC. 4 6.94% $5,688
    ROYAL UNITED MORTGAGE LLC 3 7.08% $7,630
    MEMBER FIRST MORTGAGE, LLC 3 6.75% $3,019
    GVC MORTGAGE, INC. 3 7.39% $5,548
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.04% $2,431
    INTERLINC MORTGAGE SERVICES, LLC 3 6.50% $2,828
    FBC MORTGAGE, LLC 3 6.50% $4,414
    CRANE 3 6.58% $1,809
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.50% $4,690
    AMERICAN FINANCIAL RESOURCES, INC. 2 6.81% $4,810
    Century Mortgage Company DBA Century Lending Company 2 6.06% $5,294
    CROSSCOUNTRY MORTGAGE, LLC 2 7.06% $6,792
    FIRST COMMUNITY MORTGAGE, INC. 2 7.31% $3,000
    JPMorgan Chase Bank 2 7.13% $5,674
    Mr. Cooper ( Nationstar Mortgage ) 2 6.74% $8,474
    RUOFF MORTGAGE COMPANY, INC. 2 6.75% $2,778
    Flagstar Bank, FSB 1 6.63% $2,063
    HOMESIDE FINANCIAL, LLC 1 6.63% $2,029
    Horizon Bank 1 7.00% $2,968
    Farm Credit Mid-America, ACA 1 6.63% $5,954
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.99% $4,311
    LOANPAL, LLC 1 5.99% $7,343
    Dakota Community Bank & Trust 1 6.38% $4,325
    Centra Credit Union 1 7.38% $2,903
    MOVEMENT MORTGAGE, LLC 1 7.13% $4,966
    USAA Federal Savings Bank 1 7.50% $4,657
    Northwest Bank 1 6.50% $1,914
    Notre Dame Federal Credit Union Corporation 1 6.13% $7,853
    Carrington Mortgage Services, LLC 1 11.38% $9,406
    Plains Commerce Bank 1 7.25% $4,079
    BROKER SOLUTIONS, INC. 1 6.99% $6,549
    PNC Bank 1 7.00% $2,470
    BOONVILLE FEDERAL SAVINGS BANK 1 7.40% $3,105
    Bank of England 1 6.63% $3,773
    21ST MORTGAGE CORPORATION 1 8.34% $5,383
    The Huntington National Bank 1 6.88% $3,142
    Bank of America 1 6.00% $3,172
    UNIFY FINANCIAL Credit Union 1 6.78% $998
    GUARANTEED RATE, INC. 1 7.25% $4,344
    GUILD MORTGAGE COMPANY 1 7.63% $5,131
    FREEDOM MORTGAGE CORPORATION 1 7.50% $5,404

    Jasper Average Closing Costs & Other Stats

    Jasper, IN's 52 lenders originated 959 loans during 2024. The total origination value was $138,475,000, with an average loan value of $144,395.

    Jasper's average closing costs are $3,863.

    The top Jasper lender as defined by loan originations is German American Bank, with 84 loans originated. Their average total fees are $2,494, which is $582 lower than the next largest lender, Fifth Third Bank.

    The lowest fee Jasper lenders (with over 10 loans originated) are First Federal Savings Bank ($2,346), German American Bank ($2,494), EVANSVILLE TEACHERS ($2,532), Old National Bank ($2,612) and Fifth Third Bank ($3,075).

    The lowest rate Jasper lenders (with over 10 loans originated) are German American Bank (6.59%), Fifth Third Bank (6.69%), Old National Bank (6.74%), EVANSVILLE TEACHERS (6.82%) and QUICKEN LOANS, LLC (6.85%).

    Jasper, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    German American Bank $33,325,000 $34,380,000 3.2% 24.8%
    Fifth Third Bank $13,080,000 $10,440,000 -20.2% 7.5%
    QUICKEN LOANS, LLC $7,225,000 $8,805,000 21.9% 6.4%
    UNITED WHOLESALE MORTGAGE, LLC $5,965,000 $6,675,000 11.9% 4.8%
    EVANSVILLE TEACHERS $4,215,000 $6,550,000 55.4% 4.7%
    Old National Bank $9,435,000 $5,750,000 -39.1% 4.2%
    FBC MORTGAGE, LLC $1,740,000 $3,740,000 114.9% 2.7%
    FREEDOM MORTGAGE CORPORATION $980,000 $3,575,000 264.8% 2.6%
    MORTGAGE MASTERS OF INDIANA, INC. $1,420,000 $2,710,000 90.8% 2.0%
    Mortgage Research Center, LLC $1,700,000 $2,305,000 35.6% 1.7%
    CRANE $5,715,000 $2,195,000 -61.6% 1.6%
    American Mortgage & Equity Consultants, Inc. $2,175,000 n/a 1.6%
    First Federal Savings Bank $3,785,000 $2,170,000 -42.7% 1.6%
    Flagstar Bank, FSB $2,145,000 n/a 1.5%
    LNB COMMUNITY BANK $1,365,000 $1,815,000 33.0% 1.3%
    Heritage Federal Credit Union $615,000 $1,710,000 178.0% 1.2%
    The Loan Store, Inc. $1,705,000 n/a 1.2%
    INDIANA UNIVERSITY CREDIT UNION $205,000 $1,355,000 561.0% 1.0%
    Bank of England $1,165,000 $1,275,000 9.4% 0.9%
    Century Mortgage Company DBA Century Lending Company $320,000 $1,145,000 257.8% 0.8%
    PLAZA HOME MORTGAGE, INC. $290,000 $945,000 225.9% 0.7%
    Farm Credit Mid-America, ACA $490,000 $890,000 81.6% 0.6%
    INTERLINC MORTGAGE SERVICES, LLC $890,000 n/a 0.6%
    Plains Commerce Bank $475,000 $890,000 87.4% 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $460,000 $875,000 90.2% 0.6%
    FIRST COMMUNITY MORTGAGE, INC. $860,000 n/a 0.6%
    AMERICAN FINANCIAL RESOURCES, INC. $855,000 n/a 0.6%
    NEWREZ LLC $195,000 $855,000 338.5% 0.6%
    Loan Simple, Inc. $785,000 n/a 0.6%
    The Huntington National Bank $205,000 $675,000 229.3% 0.5%
    CMG MORTGAGE, INC. $655,000 n/a 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $435,000 $655,000 50.6% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $410,000 $610,000 48.8% 0.4%
    RUOFF MORTGAGE COMPANY, INC. $370,000 $605,000 63.5% 0.4%
    USAA Federal Savings Bank $115,000 $585,000 408.7% 0.4%
    ROYAL UNITED MORTGAGE LLC $300,000 $550,000 83.3% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $460,000 $505,000 9.8% 0.4%
    GVC MORTGAGE, INC. $735,000 $500,000 -32.0% 0.4%
    AMERISAVE MORTGAGE CORPORATION $655,000 $495,000 -24.4% 0.4%
    BROKER SOLUTIONS, INC. $105,000 $465,000 342.9% 0.3%
    NAVY FEDERAL CREDIT UNION $420,000 $465,000 10.7% 0.3%
    UNIFY FINANCIAL Credit Union $35,000 $445,000 1,171.4% 0.3%
    ENDEAVOR CAPITAL, LLC. $515,000 $410,000 -20.4% 0.3%
    MOVEMENT MORTGAGE, LLC $405,000 n/a 0.3%
    JPMorgan Chase Bank $440,000 $380,000 -13.6% 0.3%
    GUILD MORTGAGE COMPANY $375,000 n/a 0.3%
    PNC Bank $375,000 n/a 0.3%
    PENNYMAC LOAN SERVICES, LLC $645,000 $370,000 -42.6% 0.3%
    LOANPAL, LLC $365,000 n/a 0.3%
    Centra Credit Union $360,000 n/a 0.3%
    MID AMERICA MORTGAGE, INC. $85,000 $360,000 323.5% 0.3%
    SIRVA MORTGAGE, INC. $335,000 n/a 0.2%
    PLANET HOME LENDING, LLC $325,000 n/a 0.2%
    Bank of America $175,000 $315,000 80.0% 0.2%
    Notre Dame Federal Credit Union Corporation $305,000 $315,000 3.3% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $305,000 n/a 0.2%
    1ST SIGNATURE LENDING, LLC $295,000 n/a 0.2%
    ENVOY MORTGAGE, LTD $295,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $225,000 $290,000 28.9% 0.2%
    MEMBER FIRST MORTGAGE, LLC $890,000 $285,000 -68.0% 0.2%
    CALCON MUTUAL MORTGAGE LLC $280,000 n/a 0.2%
    Equity Prime Mortgage LLC $165,000 $270,000 63.6% 0.2%
    ZILLOW HOME LOANS, LLC $245,000 n/a 0.2%
    TOP FLITE FINANCIAL, INC. $280,000 $240,000 -14.3% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $235,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $235,000 n/a 0.2%
    Discover Bank $130,000 $225,000 73.1% 0.2%
    LOANDEPOT.COM, LLC $760,000 $210,000 -72.4% 0.2%
    Northpointe Bank $1,220,000 $210,000 -82.8% 0.2%
    First Savings Bank $420,000 $205,000 -51.2% 0.1%
    LEADERONE FINANCIAL CORPORATION $205,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $205,000 n/a 0.1%
    FINANCIAL CENTER FIRST CREDIT UNION $195,000 n/a 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $195,000 n/a 0.1%
    Arvest Bank $190,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $185,000 n/a 0.1%
    Dakota Community Bank & Trust $185,000 n/a 0.1%
    LOANFLIGHT LENDING, LLC $175,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $380,000 $175,000 -53.9% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $65,000 $175,000 169.2% 0.1%
    21ST MORTGAGE CORPORATION $55,000 $165,000 200.0% 0.1%
    Armed Forces Bank $165,000 n/a 0.1%
    Carrington Mortgage Services, LLC $365,000 $165,000 -54.8% 0.1%
    Northwest Bank $215,000 $165,000 -23.3% 0.1%
    Renasant Bank $165,000 n/a 0.1%
    GUARANTEED RATE, INC. $650,000 $155,000 -76.2% 0.1%
    INDIANA MEMBERS CREDIT UNION $225,000 $155,000 -31.1% 0.1%
    RELIANCE FIRST CAPITAL, LLC $145,000 n/a 0.1%
    DIRECT MORTGAGE LOANS, LLC $135,000 n/a 0.1%
    Horizon Bank $135,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $385,000 $135,000 -64.9% 0.1%
    Deere Employees Credit Union $145,000 $130,000 -10.3% 0.1%
    First Financial Bank $855,000 $130,000 -84.8% 0.1%
    BOONVILLE FEDERAL SAVINGS BANK $125,000 n/a 0.1%
    CARDINAL FINANCIAL $710,000 $125,000 -82.4% 0.1%
    POLARIS HOME FUNDING CORP. $145,000 $125,000 -13.8% 0.1%
    Truist $85,000 $115,000 35.3% 0.1%
    VILLAGE CAPITAL MORTGAGE $115,000 n/a 0.1%
    OCMBC, INC. $205,000 $95,000 -53.7% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $610,000 $75,000 -87.7% 0.1%
    Sterling United FCU $245,000 $75,000 -69.4% 0.1%
    PENTAGON FEDERAL CREDIT UNION $350,000 $65,000 -81.4% 0.0%
    SPRING EQ, LLC $55,000 $65,000 18.2% 0.0%
    ALLIANT CREDIT UNION $55,000 n/a 0.0%
    Figure Lending LLC $80,000 $50,000 -37.5% 0.0%
    Regions Bank $285,000 $35,000 -87.7% 0.0%

    Jasper's top lender by overall market share is German American Bank, with 24.8% market share. In second place, with 7.5%, is Fifth Third Bank, having originated $10,440,000 in loans. In third place, with 6.4%, is QUICKEN LOANS, LLC, having originated $8,805,000 in loans. In fourth place, with 4.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,675,000 in loans. In fifth place, with 4.7%, is EVANSVILLE TEACHERS, having originated $6,550,000 in loans.

    Jasper Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $183,875 (5.1%) $233,748 (0.2%) 0.00 91
    2018-02-01 $184,025 (4.6%) $241,511 (2.2%) 0.00 88
    2018-03-01 $210,164 (8.1%) $252,127 (3.8%) 0.00 83
    2018-04-01 $225,975 (13.3%) $264,554 (11.8%) 0.00 85
    2018-05-01 $249,900 (19.5%) $275,121 (12.3%) 0.00 82
    2018-06-01 $244,900 (30.0%) $264,515 (13.0%) 0.00 87
    2018-07-01 $216,150 (16.9%) $244,113 (9.2%) 0.00 93
    2018-08-01 $187,024 (3.3%) $236,829 (4.5%) 0.00 93
    2018-09-01 $186,649 (1.2%) $242,452 (2.6%) 0.00 95
    2018-10-01 $186,000 (8.6%) $237,254 (-1.6%) 0.00 104
    2018-11-01 $195,825 (16.9%) $240,979 (1.4%) 0.00 104
    2018-12-01 $195,200 (5.5%) $239,524 (5.0%) 0.00 104
    2019-01-01 $198,725 (8.1%) $239,537 (2.5%) 0.00 98
    2019-02-01 $196,025 (6.5%) $238,671 (-1.2%) 0.00 102
    2019-03-01 $203,064 (-3.4%) $241,841 (-4.1%) 0.00 93
    2019-04-01 $218,425 (-3.3%) $251,840 (-4.8%) 0.00 85
    2019-05-01 $235,000 (-6.0%) $259,357 (-5.7%) 0.00 80
    2019-06-01 $239,000 (-2.4%) $261,557 (-1.1%) 0.00 98
    2019-07-01 $239,000 (10.6%) $252,599 (3.5%) 0.00 113
    2019-08-01 $236,273 (26.3%) $248,549 (5.0%) 0.00 117
    2019-09-01 $232,182 (24.4%) $243,849 (0.6%) 0.00 118
    2019-10-01 $220,488 (18.5%) $240,501 (1.4%) 0.00 119
    2019-11-01 $206,750 (5.6%) $237,260 (-1.5%) 0.00 126
    2019-12-01 $212,375 (8.8%) $251,324 (4.9%) 0.00 112
    2020-01-01 $212,425 (6.9%) $260,802 (8.9%) 0.00 101
    2020-02-01 $214,800 (9.6%) $261,216 (9.5%) 0.00 100
    2020-03-01 $241,175 (18.8%) $278,407 (15.1%) 0.00 99
    2020-04-01 $235,700 (7.9%) $278,431 (10.6%) 0.00 98
    2020-05-01 $242,450 (3.2%) $285,965 (10.3%) 0.00 93
    2020-06-01 $232,600 (-2.7%) $290,081 (10.9%) 0.00 90
    2020-07-01 $243,063 (1.7%) $291,152 (15.3%) 0.00 82
    2020-08-01 $269,900 (14.2%) $300,606 (20.9%) 0.00 66
    2020-09-01 $269,900 (16.3%) $311,891 (27.9%) 0.00 58
    2020-10-01 $255,000 (15.7%) $317,338 (32.0%) 0.00 61
    2020-11-01 $284,725 (37.7%) $314,773 (32.7%) 0.00 55
    2020-12-01 $284,225 (33.8%) $318,160 (26.6%) 0.00 48
    2021-01-01 $232,000 (9.2%) $295,420 (13.3%) 0.00 47
    2021-02-01 $209,975 (-2.3%) $286,976 (9.9%) 0.00 40
    2021-03-01 $253,200 (5.0%) $295,614 (6.2%) 0.00 33
    2021-04-01 $249,000 (5.6%) $300,587 (8.0%) 0.00 33
    2021-05-01 $209,950 (-13.4%) $245,310 (-14.2%) 0.00 36
    2021-06-01 $249,450 (7.2%) $281,675 (-2.9%) 0.00 30
    2021-07-01 $199,500 (-17.9%) $251,940 (-13.5%) 0.00 29
    2021-08-01 $233,250 (-13.6%) $259,344 (-13.7%) 0.00 46
    2021-09-01 $279,900 (3.7%) $284,479 (-8.8%) 0.00 45
    2021-10-01 $249,700 (-2.1%) $286,033 (-9.9%) 0.00 46
    2021-11-01 $263,250 (-7.5%) $309,448 (-1.7%) 0.00 43
    2021-12-01 $265,000 (-6.8%) $283,714 (-10.8%) 0.00 39
    2022-01-01 $279,990 (20.7%) $309,022 (4.6%) 0.00 30
    2022-02-01 $265,925 (26.7%) $302,831 (5.5%) 0.00 28
    2022-03-01 $252,325 (-0.4%) $303,849 (2.8%) 0.00 32
    2022-04-01 $249,950 (0.4%) $338,279 (12.5%) 0.00 31
    2022-05-01 $245,925 (17.1%) $334,725 (36.5%) 0.00 41
    2022-06-01 $266,225 (6.7%) $316,818 (12.5%) 0.00 46
    2022-07-01 $262,450 (31.6%) $317,524 (26.0%) 0.00 52
    2022-08-01 $253,925 (8.9%) $310,685 (19.8%) 0.00 49
    2022-09-01 $282,850 (1.1%) $334,207 (17.5%) 0.00 53
    2022-10-01 $269,700 (8.0%) $336,248 (17.6%) 0.00 63
    2022-11-01 $250,000 (-5.0%) $346,325 (11.9%) 0.00 56
    2022-12-01 $249,900 (-5.7%) $336,247 (18.5%) 0.00 54
    2023-01-01 $257,888 (-7.9%) $334,568 (8.3%) 0.00 49
    2023-02-01 $280,000 (5.3%) $353,230 (16.6%) 0.00 47
    2023-03-01 $294,695 (16.8%) $362,164 (19.2%) 0.00 50
    2023-04-01 $284,940 (14.0%) $319,815 (-5.5%) 0.00 58
    2023-05-01 $273,200 (11.1%) $315,461 (-5.8%) 0.00 65
    2023-06-01 $278,946 (4.8%) $308,917 (-2.5%) 0.00 64
    2023-07-01 $260,000 (-0.9%) $291,021 (-8.4%) 0.00 64
    2023-08-01 $245,750 (-3.2%) $281,066 (-9.5%) 0.00 81
    2023-09-01 $249,900 (-11.7%) $275,315 (-17.6%) 0.00 97
    2023-10-01 $253,150 (-6.1%) $288,982 (-14.1%) 0.00 104
    2023-11-01 $247,400 (-1.0%) $280,340 (-19.1%) 0.00 102
    2023-12-01 $244,000 (-2.4%) $282,408 (-16.0%) 0.00 84
    2024-01-01 $246,575 (-4.4%) $281,983 (-15.7%) 0.00 71
    2024-02-01 $266,925 (-4.7%) $300,164 (-15.0%) 0.00 63
    2024-03-01 $286,000 (-3.0%) $304,875 (-15.8%) 0.00 62
    2024-04-01 $290,000 (1.8%) $321,599 (0.6%) 0.00 67
    2024-05-01 $289,000 (5.8%) $360,317 (14.2%) 0.00 79
    2024-06-01 $272,450 (-2.3%) $352,844 (14.2%) 0.00 92
    2024-07-01 $275,675 (6.0%) $352,150 (21.0%) 0.00 98
    2024-08-01 $250,000 (1.7%) $332,143 (18.2%) 0.00 93
    2024-09-01 $259,000 (3.6%) $334,140 (21.4%) 0.00 95
    2024-10-01 $254,393 (0.5%) $351,448 (21.6%) 0.00 87
    2024-11-01 $262,350 (6.0%) $348,773 (24.4%) 0.00 89
    2024-12-01 $269,850 (10.6%) $354,698 (25.6%) 0.00 86
    2025-01-01 $272,375 (10.5%) $358,875 (27.3%) 0.00 79
    2025-02-01 $277,000 (3.8%) $383,161 (27.7%) 0.00 64
    2025-03-01 $279,900 (-2.1%) $394,881 (29.5%) 0.00 62
    2025-04-01 $283,750 (-2.2%) $383,883 (19.4%) 0.00 61
    2025-05-01 $275,000 (-4.8%) $400,125 (11.1%) 0.00 57
    Jasper's median listing price for 2025-05-01 was $275,000, a difference of $-14,000 (-4.8%) versus the prior year and $-8,750 versus the prior month.

    Jasper's median listing price comes in at 0% of the national average.

    Jasper's average listing price for 2025-05-01 was $400,125, a difference of $39,808 (11.1%) versus the prior year and $16,242 versus the prior month.

    For the 2025-05-01 period, Jasper had 57 MLS listings, a difference of -4 listings (-7%) versus the prior month and -22 listings (-28%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jasper (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,159 sqft
    2018-02-01 0 days 2,353 sqft
    2018-03-01 0 days 2,606 sqft
    2018-04-01 0 days 2,464 sqft
    2018-05-01 0 days 2,680 sqft
    2018-06-01 0 days 2,580 sqft
    2018-07-01 0 days 2,193 sqft
    2018-08-01 0 days 2,223 sqft
    2018-09-01 0 days 2,275 sqft
    2018-10-01 0 days 2,390 sqft
    2018-11-01 0 days 2,436 sqft
    2018-12-01 0 days 2,350 sqft
    2019-01-01 0 days 2,331 sqft
    2019-02-01 0 days 2,290 sqft
    2019-03-01 0 days 2,225 sqft
    2019-04-01 0 days 2,223 sqft
    2019-05-01 0 days 2,550 sqft
    2019-06-01 0 days 2,236 sqft
    2019-07-01 0 days 2,243 sqft
    2019-08-01 0 days 2,272 sqft
    2019-09-01 0 days 2,311 sqft
    2019-10-01 0 days 2,328 sqft
    2019-11-01 0 days 2,236 sqft
    2019-12-01 0 days 2,290 sqft
    2020-01-01 0 days 2,331 sqft
    2020-02-01 0 days 2,340 sqft
    2020-03-01 0 days 2,371 sqft
    2020-04-01 0 days 2,447 sqft
    2020-05-01 0 days 2,537 sqft
    2020-06-01 0 days 2,573 sqft
    2020-07-01 0 days 2,445 sqft
    2020-08-01 0 days 2,513 sqft
    2020-09-01 0 days 2,518 sqft
    2020-10-01 0 days 2,579 sqft
    2020-11-01 0 days 2,514 sqft
    2020-12-01 0 days 2,354 sqft
    2021-01-01 0 days 2,279 sqft
    2021-02-01 0 days 2,406 sqft
    2021-03-01 0 days 2,703 sqft
    2021-04-01 0 days 2,623 sqft
    2021-05-01 0 days 2,400 sqft
    2021-06-01 0 days 2,141 sqft
    2021-07-01 0 days 1,914 sqft
    2021-08-01 0 days 2,121 sqft
    2021-09-01 0 days 2,348 sqft
    2021-10-01 0 days 2,152 sqft
    2021-11-01 0 days 2,544 sqft
    2021-12-01 0 days 2,205 sqft
    2022-01-01 0 days 2,336 sqft
    2022-02-01 0 days 2,258 sqft
    2022-03-01 0 days 2,243 sqft
    2022-04-01 0 days 2,405 sqft
    2022-05-01 0 days 2,359 sqft
    2022-06-01 0 days 2,073 sqft
    2022-07-01 0 days 2,100 sqft
    2022-08-01 0 days 2,006 sqft
    2022-09-01 0 days 2,176 sqft
    2022-10-01 0 days 2,097 sqft
    2022-11-01 0 days 1,948 sqft
    2022-12-01 0 days 1,972 sqft
    2023-01-01 0 days 1,941 sqft
    2023-02-01 0 days 1,843 sqft
    2023-03-01 0 days 1,832 sqft
    2023-04-01 0 days 1,776 sqft
    2023-05-01 0 days 1,870 sqft
    2023-06-01 0 days 2,092 sqft
    2023-07-01 0 days 1,996 sqft
    2023-08-01 0 days 1,978 sqft
    2023-09-01 0 days 2,014 sqft
    2023-10-01 0 days 1,975 sqft
    2023-11-01 0 days 1,924 sqft
    2023-12-01 0 days 1,920 sqft
    2024-01-01 0 days 2,020 sqft
    2024-02-01 0 days 2,166 sqft
    2024-03-01 0 days 2,183 sqft
    2024-04-01 0 days 2,256 sqft
    2024-05-01 0 days 2,186 sqft
    2024-06-01 0 days 2,076 sqft
    2024-07-01 0 days 2,151 sqft
    2024-08-01 0 days 2,140 sqft
    2024-09-01 0 days 2,127 sqft
    2024-10-01 0 days 2,092 sqft
    2024-11-01 0 days 2,208 sqft
    2024-12-01 0 days 2,258 sqft
    2025-01-01 0 days 2,249 sqft
    2025-02-01 0 days 2,351 sqft
    2025-03-01 0 days 2,236 sqft
    2025-04-01 0 days 2,116 sqft
    2025-05-01 0 days 1,951 sqft
    Jasper's median listing age (time on market) for 2025-05-01 was 0 days.

    Jasper's median square footage for active listings during the 2025-05-01 period was 1,951 sqft. One year prior, the average listing was 2,186 sqft.

    Jasper, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 433 $83,605,000 $193,083
    Refi 194 $21,300,000 $109,794
    Cash Out Refi 135 $21,165,000 $156,778
    Other 106 $7,470,000 $70,472
    Home Improvement 90 $4,780,000 $53,111
    NA 1 $155,000 $155,000

    Jasper's most frequently cited loan purpose was Home Purchase, with 433 originations. The 2nd most popular reason was Refi, with 194 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 377 $68,745,000 $182,347
    7-8% 170 $29,810,000 $175,353
    <2.5% 167 $10,155,000 $60,808
    Over 8% 160 $11,690,000 $73,063
    5-6% 65 $13,795,000 $212,231
    4-5% 7 $1,565,000 $223,571
    3-4% 3 $825,000 $275,000

    During 2024, Jasper's most frequently originated rate bucket was 6-7%, with 377 originations.

    Loan Sizing (Jasper, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 379 $19,965,000 $52,678
    $100k-200k 344 $50,690,000 $147,355
    $200k-400k 213 $55,535,000 $260,728
    $400k-600k 20 $9,610,000 $480,500
    $600k-1000k 2 $1,320,000 $660,000
    $Over $1MM 1 $1,355,000 $1,355,000

    Jasper's loan sizing saw the bucket of loans from $100,000 or less with 379 originations, totaling $19,965,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 354 $73,430,000 $207,429
    20-40% 179 $14,075,000 $78,631
    Under 20% 169 $6,305,000 $37,308
    60-80% 148 $27,620,000 $186,622
    40-60% 83 $11,695,000 $140,904
    Over 100% 8 $1,730,000 $216,250

    Jasper's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 354 originations, totaling $73,430,000 in origination value.