Bank Of Dawson Mortgage Rates, Fees & Info
Dawson, GALEI: 549300NFFZ9YOVNMJO35
Tax ID: 58-0152740
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Dawson is a smaller bank specializing in Refi and Home Purchase loans. Bank Of Dawson has a high proportion of conventional loans. Their top markets by origination volume include: Albany, Americus, and Columbus among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Dawson has an above average approval rate when compared to the average across all lenders.
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Originations
74Origination Dollar Volume (All Markets)
$5,340,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALBANY, GA (FHA|USDA|VA) | 59 | $4,415,000 | $74,831 | $0 | 0.00% |
| Outside of Metro Areas | 11 | $845,000 | $76,818 | $0 | 0.00% |
| Americus, GA (FHA|USDA|VA) | 3 | $45,000 | $15,000 | $0 | 0.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 74 | $5,340,000 | $72,162 | $0 | 0.00% |
For 2023, Bank Of Dawson's most frequently originated type of loan was Conventional, with 74 originations.
Loan Reason
For 2023, Bank Of Dawson's most frequently cited loan purpose was Refi, with 52 originations. The 2nd most popular reason was Home Purchase, with 15 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 74 | $5,340,000 | $72,162 | $0 | 0.00% |
For 2023, Bank Of Dawson's most frequently cited loan duration was Other, with 74 originations.
Loan Sizing
2023 saw Bank Of Dawson place emphasis on $100,000 or less loans with 59 originations, totaling $2,045,000 in origination value.
Applicant Income
Bank Of Dawson lent most frequently to those with incomes in the $50k or less range, with 21 originations. The second most popular income band? $50k-75k, with 14 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 74 | $5,340,000 | $72,162 | $0 | 0.00% |
Bank Of Dawson lent most frequently to those with DTI ratios of Exempt%, with 74 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.67%
Bank Of Dawson has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 74 | $5,340,000 | $72,162 |