Bank Of Dawson Mortgage Rates, Fees & Info

Dawson, GA

LEI: 549300NFFZ9YOVNMJO35

Tax ID: 58-0152740

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Bank Of Dawson is a smaller bank specializing in Refi and Home Purchase loans. Bank Of Dawson has a high proportion of conventional loans. Their top markets by origination volume include: Albany, Americus, Panama City, and Thomasville among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Dawson has an average approval rate when compared to the average across all lenders.

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    Originations

    50

    Origination Dollar Volume (All Markets)

    $6,440,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ALBANY, GA (FHA|USDA|VA) 39 $4,045,000 $103,718 $0 0.00%
    Outside of Metro Areas 7 $1,485,000 $212,143 $0 0.00%
    Americus, GA (FHA|USDA|VA) 2 $460,000 $230,000 $0 0.00%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $235,000 $235,000 $0 0.00%
    Thomasville, GA (FHA|USDA|VA) 1 $215,000 $215,000 $0 0.00%
    Bank Of Dawson's top markets include Albany, Americus, Panama City, and Thomasville among others.

    Their top states include:
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 50 $6,440,000 $128,800 $0 0.00%

    For 2024, Bank Of Dawson's most frequently originated type of loan was Conventional, with 50 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 36 $4,680,000 $130,000 $0 0.00%
    Home Purchase 11 $1,685,000 $153,182 $0 0.00%
    Home Improvement 3 $75,000 $25,000 $0 0.00%

    For 2024, Bank Of Dawson's most frequently cited loan purpose was Refi, with 36 originations. The 2nd most popular reason was Home Purchase, with 11 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 50 $6,440,000 $128,800 $0 0.00%

    For 2024, Bank Of Dawson's most frequently cited loan duration was Other, with 50 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 38 $1,490,000 $39,211 $0 0.00%
    $100k-200k 4 $580,000 $145,000 $0 0.00%
    $200k-400k 4 $990,000 $247,500 $0 0.00%
    $1MM+ 2 $2,260,000 $1,130,000 $0 0.00%
    $400k-600k 1 $405,000 $405,000 $0 0.00%
    $600k-1MM 1 $715,000 $715,000 $0 0.00%

    2024 saw Bank Of Dawson place emphasis on $100,000 or less loans with 38 originations, totaling $1,490,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 17 $1,405,000 $82,647 $0 0.00%
    $50k or less 12 $340,000 $28,333 $0 0.00%
    $100k-150k 5 $495,000 $99,000 $0 0.00%
    $75k-100k 5 $315,000 $63,000 $0 0.00%
    $150k-250k 2 $470,000 $235,000 $0 0.00%
    $250k+ 1 $25,000 $25,000 $0 0.00%

    Bank Of Dawson lent most frequently to those with incomes in the $50k-75k range, with 17 originations. The second most popular income band? $50k or less, with 12 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 50 $6,440,000 $128,800 $0 0.00%

    Bank Of Dawson lent most frequently to those with DTI ratios of Exempt%, with 50 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 8 $3,390,000 $423,750 $0 0.00%
    White 16 $2,050,000 $128,125 $0 0.00%
    Black 25 $965,000 $38,600 $0 0.00%
    Not provided 1 $35,000 $35,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    89.47%

    Bank Of Dawson has an average approval rate.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 50 $6,440,000 $128,800

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    50 $6,440,000 $128,800