Americus Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Americus averaged 7.01% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 7.02% and one month ago for the week of 2025-02-27, the average rate was 6.83%.

    Americus's average rate one year ago was 6.76%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.14%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Americus 30 Year Fixed Rate 2025-04-03 7.01%
    Americus 30 Year Fixed Rate Refi 2025-04-03 7.14%
    Americus 15 Year Fixed Rate 2025-04-03 5.62%
    Americus 15 Year Fixed Rate Refi 2025-04-03 6.32%
    Americus 30 Year FHA 2025-04-03 6.26%
    Americus 30 Year FHA Refi 2025-04-03 6.36%
    Americus 30 Year USDA 2025-04-03 6.52%
    Americus 30 Year USDA Refi 2025-04-03 6.32%
    Americus 30 Year VA 2025-04-03 6.16%
    Americus 30 Year VA Refi 2025-04-03 5.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Americus, GA.

    Americus Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Americus, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 27 6.71% $5,470
    Capital City Home Loans, LLC 22 6.94% $4,432
    UNITED WHOLESALE MORTGAGE, LLC 3 7.12% $8,292
    ROYAL UNITED MORTGAGE LLC 2 7.38% $6,073
    NAVY FEDERAL CREDIT UNION 2 6.25% $4,991
    NEWREZ LLC 2 6.81% $6,762
    Synovus Bank 2 6.38% $9,641
    First Federal Bank 2 7.19% $5,698
    GEORGIA'S OWN 2 6.25% $3,809
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.99% $9,036
    Morgan Stanley Private Bank 1 7.05% $3,380
    MORTGAGE EQUITY PARTNERS LLC 1 6.63% $4,765
    Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $5,197
    Paramount Residential Mortgage Group, Inc. 1 5.99% $8,569
    PeoplesSouth Bank 1 8.18% $2,001
    Renasant Bank 1 6.88% $6,537
    ROBINS FINANCIAL 1 5.88% $5,850
    Stifel Bank and Trust 1 6.25% $2,286
    STOCKTON MORTGAGE CORPORATION 1 6.38% $5,787
    THE MORTGAGE FIRM, INC. 1 5.88% $6,671
    21ST MORTGAGE CORPORATION 1 8.37% $6,847
    Wells Fargo Bank 1 7.88% $3,381
    Ameris Bank 1 6.13% $9,502
    Assurance Financial Group, L.L.C. 1 7.13% $6,147
    BETTER MORTGAGE CORPORATION 1 6.50% $4,377
    BROKER SOLUTIONS, INC. 1 7.50% $8,780
    Cornerstone First Mortgage, Inc 1 6.49% $6,400
    CROSSCOUNTRY MORTGAGE, LLC 1 7.63% $7,984
    Fifth Third Bank 1 6.99% $3,224
    JPMorgan Chase Bank 1 7.13% $6,147
    LOANDEPOT.COM, LLC 1 6.25% $5,768

    Americus Average Closing Costs & Other Stats

    Americus, GA's 31 lenders originated 350 loans during 2024. The total origination value was $67,670,000, with an average loan value of $193,343.

    Americus's average closing costs are $4,967.

    The top Americus lender as defined by loan originations is QUICKEN LOANS, LLC, with 27 loans originated. Their average total fees are $5,470, which is $1,038 higher than the next largest lender, Capital City Home Loans, LLC.

    The lowest fee Americus lenders (with over 10 loans originated) are Capital City Home Loans, LLC ($4,432), QUICKEN LOANS, LLC ($5,470), .

    The lowest rate Americus lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.71%), Capital City Home Loans, LLC (6.94%), .

    Americus, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Capital City Home Loans, LLC $7,385,000 $8,825,000 19.5% 13.0%
    QUICKEN LOANS, LLC $7,875,000 $8,455,000 7.4% 12.5%
    Regions Bank $335,000 $6,830,000 1,938.8% 10.1%
    RF Renovo Management Company, LLC $3,040,000 n/a 4.5%
    UNITED WHOLESALE MORTGAGE, LLC $745,000 $2,755,000 269.8% 4.1%
    Synovus Bank $1,835,000 $1,690,000 -7.9% 2.5%
    The Peoples Bank of Georgia $2,785,000 $1,555,000 -44.2% 2.3%
    Renasant Bank $1,265,000 n/a 1.9%
    21ST MORTGAGE CORPORATION $560,000 $1,095,000 95.5% 1.6%
    Assurance Financial Group, L.L.C. $1,030,000 n/a 1.5%
    NAVY FEDERAL CREDIT UNION $1,850,000 $985,000 -46.8% 1.5%
    Ameris Bank $1,850,000 $930,000 -49.7% 1.4%
    Georgia Community Bank $240,000 $920,000 283.3% 1.4%
    Mr. Cooper ( Nationstar Mortgage ) $55,000 $895,000 1,527.3% 1.3%
    FREEDOM MORTGAGE CORPORATION $820,000 n/a 1.2%
    GEORGIA'S OWN $55,000 $820,000 1,390.9% 1.2%
    JPMorgan Chase Bank $390,000 $820,000 110.3% 1.2%
    Mortgage Research Center, LLC $995,000 $690,000 -30.7% 1.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,655,000 $635,000 -61.6% 0.9%
    Colony Bank $620,000 n/a 0.9%
    PeoplesSouth Bank $160,000 $605,000 278.1% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $225,000 $600,000 166.7% 0.9%
    First Federal Bank $580,000 n/a 0.9%
    VILLAGE CAPITAL MORTGAGE $205,000 $500,000 143.9% 0.7%
    PENNYMAC LOAN SERVICES, LLC $480,000 n/a 0.7%
    NEWREZ LLC $265,000 $470,000 77.4% 0.7%
    Bank of Dawson $45,000 $460,000 922.2% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $760,000 $460,000 -39.5% 0.7%
    CANOPY MORTGAGE, LLC $425,000 n/a 0.6%
    STOCKTON MORTGAGE CORPORATION $390,000 n/a 0.6%
    CMG MORTGAGE, INC. $455,000 $365,000 -19.8% 0.5%
    ROBINS FINANCIAL $150,000 $355,000 136.7% 0.5%
    The Federal Savings Bank $335,000 n/a 0.5%
    INTERLINC MORTGAGE SERVICES, LLC $315,000 n/a 0.5%
    Morgan Stanley Private Bank $305,000 n/a 0.5%
    First State Bank of Blakely, Inc. $195,000 $295,000 51.3% 0.4%
    CREDIT UNION OF GEORGIA $285,000 n/a 0.4%
    LOANDEPOT.COM, LLC $435,000 $285,000 -34.5% 0.4%
    AmeriHome Mortgage Company, LLC $275,000 n/a 0.4%
    CARDINAL FINANCIAL $275,000 n/a 0.4%
    JMAC LENDING, INC. $275,000 n/a 0.4%
    SOUTHWEST STAGE FUNDING, LLC $265,000 n/a 0.4%
    1ST SIGNATURE LENDING, LLC $415,000 $255,000 -38.6% 0.4%
    Flint Community Bank $350,000 $255,000 -27.1% 0.4%
    HOMEXPRESS MORTGAGE CORP. $255,000 n/a 0.4%
    Peoples Bank $255,000 n/a 0.4%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $250,000 n/a 0.4%
    BETTER MORTGAGE CORPORATION $215,000 n/a 0.3%
    NEXERA HOLDING LLC $215,000 n/a 0.3%
    PNC Bank $205,000 n/a 0.3%
    FINANCE OF AMERICA REVERSE LLC $195,000 n/a 0.3%
    MORTGAGEONE, INC. $195,000 n/a 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $195,000 n/a 0.3%
    THE MORTGAGE FIRM, INC. $195,000 n/a 0.3%
    APCO EMPLOYEES $185,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $525,000 $185,000 -64.8% 0.3%
    MILEND, INC. $245,000 $185,000 -24.5% 0.3%
    Paramount Residential Mortgage Group, Inc. $115,000 $185,000 60.9% 0.3%
    Cornerstone First Mortgage, Inc $175,000 n/a 0.3%
    Fifth Third Bank $105,000 $165,000 57.1% 0.2%
    ROYAL UNITED MORTGAGE LLC $480,000 $150,000 -68.8% 0.2%
    RESIDENTIAL BANCORP $145,000 n/a 0.2%
    Wells Fargo Bank $170,000 $145,000 -14.7% 0.2%
    ZILLOW HOME LOANS, LLC $145,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $125,000 n/a 0.2%
    COUNTRYPLACE MORTGAGE, LTD. $135,000 $115,000 -14.8% 0.2%
    NORWICH COMMERCIAL GROUP, INC. $105,000 n/a 0.2%
    PHH Mortgage Corporation $105,000 n/a 0.2%
    Stifel Bank and Trust $310,000 $105,000 -66.1% 0.2%
    MORTGAGE EQUITY PARTNERS LLC $85,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $75,000 $75,000 0.0% 0.1%
    AMERISAVE MORTGAGE CORPORATION $490,000 $65,000 -86.7% 0.1%
    Discover Bank $350,000 $55,000 -84.3% 0.1%
    MEMBER FIRST MORTGAGE, LLC $55,000 n/a 0.1%
    The Loan Store, Inc. $45,000 n/a 0.1%
    Figure Lending LLC $45,000 $25,000 -44.4% 0.0%
    GEORGIA UNITED $25,000 n/a 0.0%

    Americus's top lender by overall market share is Capital City Home Loans, LLC, with 13.0% market share. In second place, with 12.5%, is QUICKEN LOANS, LLC, having originated $8,455,000 in loans. In third place, with 10.1%, is Regions Bank, having originated $6,830,000 in loans. In fourth place, with 4.5%, is RF Renovo Management Company, LLC, having originated $3,040,000 in loans. In fifth place, with 4.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,755,000 in loans.

    Americus Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Americus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $123,100 (-4.6%) $178,873 (3.9%) 0.00 146
    2018-02-01 $119,925 (-6.8%) $172,228 (-2.6%) 0.00 151
    2018-03-01 $125,000 (0.5%) $175,131 (0.3%) 0.00 143
    2018-04-01 $122,450 (-2.4%) $173,698 (1.3%) 0.00 137
    2018-05-01 $123,750 (-3.8%) $170,967 (-0.3%) 0.00 127
    2018-06-01 $125,000 (-3.2%) $172,050 (2.1%) 0.00 127
    2018-07-01 $123,750 (-4.7%) $160,150 (-8.5%) 0.00 135
    2018-08-01 $124,925 (3.3%) $158,929 (-14.0%) 0.00 132
    2018-09-01 $125,000 (4.4%) $156,682 (-16.5%) 0.00 132
    2018-10-01 $139,250 (17.7%) $162,031 (-10.6%) 0.00 133
    2018-11-01 $148,500 (28.6%) $166,226 (-4.1%) 0.00 123
    2018-12-01 $152,450 (27.1%) $169,569 (-4.5%) 0.00 120
    2019-01-01 $151,225 (22.9%) $166,807 (-6.8%) 0.00 110
    2019-02-01 $149,575 (24.7%) $164,420 (-4.5%) 0.00 113
    2019-03-01 $144,207 (15.4%) $162,786 (-7.1%) 0.00 113
    2019-04-01 $149,950 (22.5%) $167,786 (-3.4%) 0.00 108
    2019-05-01 $139,900 (13.1%) $161,487 (-5.6%) 0.00 110
    2019-06-01 $139,900 (11.9%) $162,660 (-5.5%) 0.00 102
    2019-07-01 $139,900 (13.1%) $170,524 (6.5%) 0.00 104
    2019-08-01 $144,964 (16.0%) $170,421 (7.2%) 0.00 111
    2019-09-01 $144,984 (16.0%) $168,789 (7.7%) 0.00 118
    2019-10-01 $144,998 (4.1%) $166,392 (2.7%) 0.00 123
    2019-11-01 $154,500 (4.0%) $168,040 (1.1%) 0.00 123
    2019-12-01 $159,500 (4.6%) $173,297 (2.2%) 0.00 116
    2020-01-01 $156,750 (3.7%) $173,223 (3.9%) 0.00 113
    2020-02-01 $163,352 (9.2%) $174,578 (6.2%) 0.00 111
    2020-03-01 $164,500 (14.1%) $180,421 (10.8%) 0.00 103
    2020-04-01 $167,425 (11.7%) $186,061 (10.9%) 0.00 94
    2020-05-01 $168,100 (20.2%) $183,171 (13.4%) 0.00 81
    2020-06-01 $162,202 (15.9%) $176,920 (8.8%) 0.00 67
    2020-07-01 $163,352 (16.8%) $177,985 (4.4%) 0.00 58
    2020-08-01 $119,500 (-17.6%) $176,098 (3.3%) 0.00 49
    2020-09-01 $133,675 (-7.8%) $168,537 (-0.2%) 0.00 48
    2020-10-01 $139,900 (-3.5%) $157,351 (-5.4%) 0.00 44
    2020-11-01 $153,675 (-0.5%) $172,393 (2.6%) 0.00 46
    2020-12-01 $153,653 (-3.7%) $179,895 (3.8%) 0.00 46
    2021-01-01 $152,653 (-2.6%) $168,846 (-2.5%) 0.00 47
    2021-02-01 $156,000 (-4.5%) $188,405 (7.9%) 0.00 43
    2021-03-01 $139,902 (-15.0%) $187,549 (4.0%) 0.00 38
    2021-04-01 $126,127 (-24.7%) $183,072 (-1.6%) 0.00 36
    2021-05-01 $164,000 (-2.4%) $209,186 (14.2%) 0.00 34
    2021-06-01 $170,500 (5.1%) $219,160 (23.9%) 0.00 38
    2021-07-01 $145,950 (-10.7%) $199,440 (12.1%) 0.00 42
    2021-08-01 $149,900 (25.4%) $206,862 (17.5%) 0.00 56
    2021-09-01 $149,900 (12.1%) $206,489 (22.5%) 0.00 54
    2021-10-01 $164,500 (17.6%) $234,509 (49.0%) 0.00 53
    2021-11-01 $155,000 (0.9%) $253,082 (46.8%) 0.00 54
    2021-12-01 $151,500 (-1.4%) $243,758 (35.5%) 0.00 44
    2022-01-01 $149,950 (-1.8%) $242,338 (43.5%) 0.00 40
    2022-02-01 $140,600 (-9.9%) $222,360 (18.0%) 0.00 45
    2022-03-01 $142,450 (1.8%) $235,251 (25.4%) 0.00 44
    2022-04-01 $137,450 (9.0%) $221,058 (20.8%) 0.00 39
    2022-05-01 $138,075 (-15.8%) $211,008 (0.9%) 0.00 35
    2022-06-01 $159,950 (-6.2%) $223,611 (2.0%) 0.00 38
    2022-07-01 $195,000 (33.6%) $274,055 (37.4%) 0.00 46
    2022-08-01 $250,475 (67.1%) $303,387 (46.7%) 0.00 44
    2022-09-01 $209,450 (39.7%) $278,564 (34.9%) 0.00 49
    2022-10-01 $215,000 (30.7%) $275,878 (17.6%) 0.00 52
    2022-11-01 $174,950 (12.9%) $272,254 (7.6%) 0.00 47
    2022-12-01 $202,450 (33.6%) $282,711 (16.0%) 0.00 46
    2023-01-01 $159,900 (6.6%) $267,129 (10.2%) 0.00 46
    2023-02-01 $166,250 (18.2%) $267,003 (20.1%) 0.00 40
    2023-03-01 $180,600 (26.8%) $266,419 (13.3%) 0.00 42
    2023-04-01 $199,000 (44.8%) $281,928 (27.5%) 0.00 44
    2023-05-01 $199,225 (44.3%) $303,217 (43.7%) 0.00 40
    2023-06-01 $184,000 (15.0%) $284,163 (27.1%) 0.00 46
    2023-07-01 $209,900 (7.6%) $361,262 (31.8%) 0.00 51
    2023-08-01 $218,725 (-12.7%) $364,261 (20.1%) 0.00 49
    2023-09-01 $248,500 (18.6%) $350,242 (25.7%) 0.00 52
    2023-10-01 $222,225 (3.4%) $355,382 (28.8%) 0.00 45
    2023-11-01 $249,925 (42.9%) $342,946 (26.0%) 0.00 41
    2023-12-01 $249,000 (23.0%) $318,962 (12.8%) 0.00 41
    2024-01-01 $227,250 (42.1%) $285,238 (6.8%) 0.00 42
    2024-02-01 $250,000 (50.4%) $295,235 (10.6%) 0.00 42
    2024-03-01 $238,950 (32.3%) $279,836 (5.0%) 0.00 43
    2024-04-01 $241,675 (21.4%) $269,492 (-4.4%) 0.00 42
    2024-05-01 $271,950 (36.5%) $323,415 (6.7%) 0.00 50
    2024-06-01 $279,000 (51.6%) $339,567 (19.5%) 0.00 51
    2024-07-01 $281,750 (34.2%) $348,587 (-3.5%) 0.00 58
    2024-08-01 $264,950 (21.1%) $314,700 (-13.6%) 0.00 56
    2024-09-01 $254,925 (2.6%) $315,558 (-9.9%) 0.00 60
    2024-10-01 $257,450 (15.9%) $333,534 (-6.2%) 0.00 74
    2024-11-01 $299,000 (19.6%) $355,889 (3.8%) 0.00 74
    2024-12-01 $279,000 (12.1%) $365,646 (14.6%) 0.00 78
    2025-01-01 $299,000 (31.6%) $385,765 (35.2%) 0.00 71
    2025-02-01 $286,500 (14.6%) $434,857 (47.3%) 0.00 69
    2025-03-01 $269,900 (13.0%) $437,214 (56.2%) 0.00 70
    Americus's median listing price for 2025-03-01 was $269,900, a difference of $30,950 (13.0%) versus the prior year and $-16,600 versus the prior month.

    Americus's median listing price comes in at 0% of the national average.

    Americus's average listing price for 2025-03-01 was $437,214, a difference of $157,378 (56.2%) versus the prior year and $2,357 versus the prior month.

    For the 2025-03-01 period, Americus had 70 MLS listings, a difference of 1 listings (1%) versus the prior month and 27 listings (63%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Americus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,814 sqft
    2018-02-01 0 days 1,800 sqft
    2018-03-01 0 days 1,824 sqft
    2018-04-01 0 days 1,832 sqft
    2018-05-01 0 days 1,779 sqft
    2018-06-01 0 days 1,756 sqft
    2018-07-01 0 days 1,784 sqft
    2018-08-01 0 days 1,842 sqft
    2018-09-01 0 days 1,834 sqft
    2018-10-01 0 days 1,863 sqft
    2018-11-01 0 days 1,915 sqft
    2018-12-01 0 days 1,897 sqft
    2019-01-01 0 days 1,842 sqft
    2019-02-01 0 days 1,863 sqft
    2019-03-01 0 days 1,844 sqft
    2019-04-01 0 days 1,849 sqft
    2019-05-01 0 days 1,827 sqft
    2019-06-01 0 days 1,822 sqft
    2019-07-01 0 days 1,770 sqft
    2019-08-01 0 days 1,815 sqft
    2019-09-01 0 days 1,821 sqft
    2019-10-01 0 days 1,825 sqft
    2019-11-01 0 days 1,840 sqft
    2019-12-01 0 days 1,850 sqft
    2020-01-01 0 days 1,912 sqft
    2020-02-01 0 days 1,910 sqft
    2020-03-01 0 days 2,050 sqft
    2020-04-01 0 days 2,042 sqft
    2020-05-01 0 days 2,020 sqft
    2020-06-01 0 days 1,883 sqft
    2020-07-01 0 days 1,928 sqft
    2020-08-01 0 days 1,955 sqft
    2020-09-01 0 days 1,883 sqft
    2020-10-01 0 days 1,789 sqft
    2020-11-01 0 days 1,956 sqft
    2020-12-01 0 days 1,943 sqft
    2021-01-01 0 days 1,806 sqft
    2021-02-01 0 days 1,896 sqft
    2021-03-01 0 days 1,817 sqft
    2021-04-01 0 days 1,722 sqft
    2021-05-01 0 days 1,680 sqft
    2021-06-01 0 days 1,773 sqft
    2021-07-01 0 days 1,680 sqft
    2021-08-01 0 days 1,920 sqft
    2021-09-01 0 days 1,919 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,986 sqft
    2021-12-01 0 days 1,942 sqft
    2022-01-01 0 days 1,873 sqft
    2022-02-01 0 days 1,814 sqft
    2022-03-01 0 days 1,806 sqft
    2022-04-01 0 days 1,833 sqft
    2022-05-01 0 days 1,934 sqft
    2022-06-01 0 days 2,045 sqft
    2022-07-01 0 days 2,016 sqft
    2022-08-01 0 days 2,104 sqft
    2022-09-01 0 days 2,076 sqft
    2022-10-01 0 days 1,995 sqft
    2022-11-01 0 days 1,908 sqft
    2022-12-01 0 days 1,813 sqft
    2023-01-01 0 days 1,682 sqft
    2023-02-01 0 days 1,739 sqft
    2023-03-01 0 days 1,911 sqft
    2023-04-01 0 days 1,999 sqft
    2023-05-01 0 days 1,847 sqft
    2023-06-01 0 days 1,764 sqft
    2023-07-01 0 days 1,865 sqft
    2023-08-01 0 days 1,722 sqft
    2023-09-01 0 days 2,056 sqft
    2023-10-01 0 days 2,043 sqft
    2023-11-01 0 days 2,044 sqft
    2023-12-01 0 days 2,038 sqft
    2024-01-01 0 days 2,018 sqft
    2024-02-01 0 days 2,070 sqft
    2024-03-01 0 days 2,129 sqft
    2024-04-01 0 days 1,999 sqft
    2024-05-01 0 days 1,800 sqft
    2024-06-01 0 days 2,047 sqft
    2024-07-01 0 days 2,084 sqft
    2024-08-01 0 days 1,924 sqft
    2024-09-01 0 days 1,928 sqft
    2024-10-01 0 days 1,909 sqft
    2024-11-01 0 days 1,856 sqft
    2024-12-01 0 days 1,818 sqft
    2025-01-01 0 days 1,895 sqft
    2025-02-01 0 days 1,910 sqft
    2025-03-01 0 days 1,867 sqft
    Americus's median listing age (time on market) for 2025-03-01 was 0 days.

    Americus's median square footage for active listings during the 2025-03-01 period was 1,867 sqft. One year prior, the average listing was 2,129 sqft.

    Americus, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 178 $31,660,000 $177,865
    Refi 72 $21,200,000 $294,444
    Cash Out Refi 48 $11,300,000 $235,417
    Home Improvement 30 $1,480,000 $49,333
    Other 22 $2,030,000 $92,273

    Americus's most frequently cited loan purpose was Home Purchase, with 178 originations. The 2nd most popular reason was Refi, with 72 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 98 $18,940,000 $193,265
    7-8% 58 $11,800,000 $203,448
    Over 8% 57 $5,465,000 $95,877
    5-6% 40 $18,570,000 $464,250
    4-5% 1 $285,000 $285,000

    During 2024, Americus's most frequently originated rate bucket was 6-7%, with 98 originations.

    Loan Sizing (Americus, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 138 $7,560,000 $54,783
    $100k-200k 114 $17,250,000 $151,316
    $200k-400k 79 $21,655,000 $274,114
    $400k-600k 8 $3,540,000 $442,500
    $600k-1000k 6 $4,060,000 $676,667
    $Over $1MM 5 $13,605,000 $2,721,000

    Americus's loan sizing saw the bucket of loans from $100,000 or less with 138 originations, totaling $7,560,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 116 $24,740,000 $213,276
    60-80% 56 $20,300,000 $362,500
    40-60% 34 $5,580,000 $164,118
    20-40% 25 $2,075,000 $83,000
    Under 20% 14 $600,000 $42,857
    Over 100% 3 $625,000 $208,333

    Americus's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 116 originations, totaling $24,740,000 in origination value.