Thomasville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Thomasville averaged
5.84%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
5.8% and
one month ago for the week of 2024-08-29, the
average rate was 6.17%.
Thomasville's average rate one year ago was 6.93%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.62%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Thomasville 30 Year Fixed Rate | 2024-10-03 | 5.84% |
Thomasville 30 Year Fixed Rate Refi | 2024-10-03 | 6.62% |
Thomasville 15 Year Fixed Rate | 2024-10-03 | 5.25% |
Thomasville 15 Year Fixed Rate Refi | 2024-10-03 | 5.55% |
Thomasville 30 Year FHA | 2024-10-03 | 5.86% |
Thomasville 30 Year FHA Refi | 2024-10-03 | 5.79% |
Thomasville 30 Year USDA | 2024-10-03 | 5.87% |
Thomasville 30 Year USDA Refi | 2024-10-03 | 5.77% |
Thomasville 30 Year VA | 2024-10-03 | 5.5% |
Thomasville 30 Year VA Refi | 2024-10-03 | 5.8% |
Thomasville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Thomasville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Thomasville Average Closing Costs & Other Stats
Thomasville, GA's 61 lenders originated 646
loans during 2023. The total origination value was $150,190,000, with an average loan value of
$232,492.
Thomasville's average closing costs are $5,432.
The top Thomasville lender as defined by loan originations is First Reliance Bank, with
30 loans originated. Their average total fees are
$5,464, which is $1,625
higher than the next largest lender,
FIRST COMMERCE CREDIT UNION.
The lowest fee Thomasville lenders (with over 10 loans originated) are
FIRST COMMERCE CREDIT UNION ($3,839), First Reliance Bank ($5,464), .
The lowest rate Thomasville lenders (with over 10 loans originated) are
FIRST COMMERCE CREDIT UNION (5.92%), First Reliance Bank (6.40%), .
Thomasville, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
BELLCO | $24,005,000 | n/a | 16.0% | |
Thomasville National Bank | $29,490,000 | $21,745,000 | -26.3% | 14.5% |
Flagstar Bank, FSB | $7,655,000 | $10,570,000 | 38.1% | 7.0% |
QUICKEN LOANS, LLC | $11,870,000 | $7,035,000 | -40.7% | 4.7% |
First Reliance Bank | $415,000 | $6,835,000 | 1,547.0% | 4.6% |
Farmers Bank & Trust Company | $5,335,000 | n/a | 3.6% | |
FIRST COMMERCE CREDIT UNION | $3,390,000 | $4,615,000 | 36.1% | 3.1% |
GMFS LLC | $7,515,000 | $3,425,000 | -54.4% | 2.3% |
MORTGAGE INVESTORS GROUP, INC. | $19,840,000 | $3,315,000 | -83.3% | 2.2% |
Renasant Bank | $2,300,000 | $2,880,000 | 25.2% | 1.9% |
Capital City Home Loans, LLC | $800,000 | $2,805,000 | 250.6% | 1.9% |
Mortgage Research Center, LLC | $3,785,000 | $2,805,000 | -25.9% | 1.9% |
Synovus Bank | $5,030,000 | $2,635,000 | -47.6% | 1.8% |
Truist | $2,285,000 | $2,340,000 | 2.4% | 1.6% |
Envision Credit Union | $2,800,000 | $2,280,000 | -18.6% | 1.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,150,000 | $2,265,000 | 5.3% | 1.5% |
The First, A National Banking Association | $4,225,000 | $2,025,000 | -52.1% | 1.3% |
Ameris Bank | $3,080,000 | $1,970,000 | -36.0% | 1.3% |
NAVY FEDERAL CREDIT UNION | $720,000 | $1,920,000 | 166.7% | 1.3% |
PENNYMAC LOAN SERVICES, LLC | $2,330,000 | $1,910,000 | -18.0% | 1.3% |
UNITED WHOLESALE MORTGAGE, LLC | $4,605,000 | $1,525,000 | -66.9% | 1.0% |
AMERISAVE MORTGAGE CORPORATION | $1,705,000 | $1,270,000 | -25.5% | 0.8% |
ServisFirst Bank | $1,145,000 | n/a | 0.8% | |
MOVEMENT MORTGAGE, LLC | $1,045,000 | $1,085,000 | 3.8% | 0.7% |
21ST MORTGAGE CORPORATION | $1,835,000 | $1,075,000 | -41.4% | 0.7% |
LOANDEPOT.COM, LLC | $2,305,000 | $865,000 | -62.5% | 0.6% |
Carrington Mortgage Services, LLC | $1,175,000 | $845,000 | -28.1% | 0.6% |
HOMESTAR FINANCIAL CORPORATION | $1,090,000 | $835,000 | -23.4% | 0.6% |
Northpointe Bank | $800,000 | n/a | 0.5% | |
Morgan Stanley Private Bank | $795,000 | n/a | 0.5% | |
Southwest Georgia Farm Credit, ACA | $790,000 | n/a | 0.5% | |
First National Bank of Pennsylvania | $755,000 | n/a | 0.5% | |
U.S. Bank | $985,000 | $750,000 | -23.9% | 0.5% |
Regions Bank | $1,190,000 | $730,000 | -38.7% | 0.5% |
SOUTHEASTERN Credit Union | $265,000 | $730,000 | 175.5% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $745,000 | $720,000 | -3.4% | 0.5% |
JMAC LENDING, INC. | $670,000 | n/a | 0.4% | |
FREEDOM MORTGAGE CORPORATION | $2,040,000 | $610,000 | -70.1% | 0.4% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $600,000 | n/a | 0.4% | |
UNION HOME MORTGAGE CORP. | $1,895,000 | $595,000 | -68.6% | 0.4% |
MILEND, INC. | $275,000 | $590,000 | 114.5% | 0.4% |
Colony Bank | $1,000,000 | $580,000 | -42.0% | 0.4% |
Farmers & Merchants Bank | $850,000 | $570,000 | -32.9% | 0.4% |
RELIANCE FIRST CAPITAL, LLC | $105,000 | $530,000 | 404.8% | 0.4% |
Century Mortgage Company DBA Century Lending Company | $495,000 | n/a | 0.3% | |
STATE EMPLOYEES' | $495,000 | n/a | 0.3% | |
Commercial Banking Company | $485,000 | n/a | 0.3% | |
VAN DYK MORTGAGE CORPORATION | $475,000 | n/a | 0.3% | |
Guardian Bank | $25,000 | $470,000 | 1,780.0% | 0.3% |
SOUTHWEST STAGE FUNDING, LLC | $470,000 | $465,000 | -1.1% | 0.3% |
TRIAD FINANCIAL SERVICES, INC. | $460,000 | $460,000 | 0.0% | 0.3% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $105,000 | $450,000 | 328.6% | 0.3% |
JPMorgan Chase Bank | $490,000 | $415,000 | -15.3% | 0.3% |
NEW DAY FINANCIAL, LLC | $975,000 | $410,000 | -57.9% | 0.3% |
TOWNE MORTGAGE COMPANY | $135,000 | $405,000 | 200.0% | 0.3% |
BancorpSouth | $405,000 | $400,000 | -1.2% | 0.3% |
The Citizens National Bank of Quitman | $395,000 | n/a | 0.3% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $355,000 | n/a | 0.2% | |
PREMIA MORTGAGE, LLC | $355,000 | n/a | 0.2% | |
VILLAGE CAPITAL MORTGAGE | $165,000 | $340,000 | 106.1% | 0.2% |
BROKER SOLUTIONS, INC. | $1,175,000 | $330,000 | -71.9% | 0.2% |
EVERETT FINANCIAL, INC. | $900,000 | $330,000 | -63.3% | 0.2% |
BETTER MORTGAGE CORPORATION | $1,630,000 | $325,000 | -80.1% | 0.2% |
BAY CAPITAL MORTGAGE CORPORATION | $610,000 | $315,000 | -48.4% | 0.2% |
HomePromise Corporation | $305,000 | n/a | 0.2% | |
USAA Federal Savings Bank | $835,000 | $305,000 | -63.5% | 0.2% |
ZILLOW HOME LOANS, LLC | $305,000 | n/a | 0.2% | |
TOP FLITE FINANCIAL, INC. | $105,000 | $300,000 | 185.7% | 0.2% |
CORNERSTONE HOME LENDING, INC. | $295,000 | n/a | 0.2% | |
United Fidelity Funding Corp. | $285,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $345,000 | $275,000 | -20.3% | 0.2% |
Colonial Savings, F.A. | $95,000 | $275,000 | 189.5% | 0.2% |
The Federal Savings Bank | $275,000 | n/a | 0.2% | |
CROSSCOUNTRY MORTGAGE, LLC | $1,455,000 | $270,000 | -81.4% | 0.2% |
GUARANTEED RATE AFFINITY, LLC | $265,000 | n/a | 0.2% | |
United Southern Bank | $265,000 | n/a | 0.2% | |
AMERICAN FINANCIAL NETWORK, INC. | $245,000 | n/a | 0.2% | |
MID AMERICA MORTGAGE, INC. | $235,000 | n/a | 0.2% | |
GUARANTEED RATE, INC. | $560,000 | $230,000 | -58.9% | 0.2% |
ACOPIA, LLC | $65,000 | $195,000 | 200.0% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $540,000 | $195,000 | -63.9% | 0.1% |
Five Star Credit Union | $190,000 | n/a | 0.1% | |
Figure Lending LLC | $280,000 | $185,000 | -33.9% | 0.1% |
Wells Fargo Bank | $1,995,000 | $185,000 | -90.7% | 0.1% |
MICHIGAN MUTUAL, INC. | $175,000 | n/a | 0.1% | |
MLD MORTGAGE INC. | $175,000 | n/a | 0.1% | |
Waterstone Mortgage Corporation | $175,000 | n/a | 0.1% | |
FirstBank | $145,000 | $165,000 | 13.8% | 0.1% |
COUNTRYPLACE MORTGAGE, LTD. | $125,000 | $145,000 | 16.0% | 0.1% |
The State Bank and Trust Company | $145,000 | n/a | 0.1% | |
VYSTAR | $675,000 | $145,000 | -78.5% | 0.1% |
Gulf Winds Credit Union | $135,000 | n/a | 0.1% | |
Blue Ridge Bank | $575,000 | $125,000 | -78.3% | 0.1% |
HOMESIDE FINANCIAL, LLC | $125,000 | n/a | 0.1% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $360,000 | $125,000 | -65.3% | 0.1% |
Citizens Bank | $115,000 | n/a | 0.1% | |
Nations Lending Corporation | $115,000 | n/a | 0.1% | |
State Department Federal Credit Union | $105,000 | n/a | 0.1% | |
Suncoast Credit Union | $105,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $95,000 | n/a | 0.1% | |
Servion, Inc. | $95,000 | n/a | 0.1% | |
TC FEDERAL BANK | $5,770,000 | $80,000 | -98.6% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $1,030,000 | $75,000 | -92.7% | 0.0% |
CREDIT HUMAN FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $95,000 | $75,000 | -21.1% | 0.0% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $495,000 | $75,000 | -84.8% | 0.0% |
University Bank | $75,000 | n/a | 0.0% | |
PNC Bank | $370,000 | $70,000 | -81.1% | 0.0% |
United Community Bank | $65,000 | n/a | 0.0% | |
CARDINAL FINANCIAL | $225,000 | $55,000 | -75.6% | 0.0% |
AMERICAN FINANCING CORPORATION | $135,000 | $45,000 | -66.7% | 0.0% |
Lakeview Community Capital, LLC | $45,000 | n/a | 0.0% | |
LAKEVIEW LOAN SERVICING, LLC | $295,000 | $45,000 | -84.7% | 0.0% |
GEORGIA'S OWN | $80,000 | $25,000 | -68.8% | 0.0% |
Thomasville's top lender by overall market share is BELLCO, with 16.0% market share. In second place, with 14.5%, is Thomasville National Bank, having originated $21,745,000 in loans. In third place, with 7.0%, is Flagstar Bank, FSB, having originated $10,570,000 in loans. In fourth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $7,035,000 in loans. In fifth place, with 4.6%, is First Reliance Bank, having originated $6,835,000 in loans.
Thomasville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Thomasville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $199,900 (12.6%) | $260,758 (5.2%) | 0.00 | 248 |
2018-02-01 | $203,475 (18.4%) | $270,785 (9.8%) | 0.00 | 249 |
2018-03-01 | $209,000 (14.9%) | $271,313 (6.8%) | 0.00 | 260 |
2018-04-01 | $209,900 (10.5%) | $277,263 (2.2%) | 0.00 | 254 |
2018-05-01 | $214,900 (8.1%) | $283,499 (0.7%) | 0.00 | 262 |
2018-06-01 | $209,450 (4.8%) | $278,314 (-1.5%) | 0.00 | 277 |
2018-07-01 | $207,200 (3.7%) | $278,340 (-3.0%) | 0.00 | 289 |
2018-08-01 | $194,900 (-8.7%) | $268,554 (-6.9%) | 0.00 | 289 |
2018-09-01 | $199,900 (-8.7%) | $284,543 (0.8%) | 0.00 | 279 |
2018-10-01 | $199,900 (-10.1%) | $277,872 (-3.1%) | 0.00 | 280 |
2018-11-01 | $197,400 (-10.0%) | $273,129 (-0.5%) | 0.00 | 279 |
2018-12-01 | $204,900 (-4.7%) | $284,681 (11.2%) | 0.00 | 265 |
2019-01-01 | $217,400 (8.8%) | $292,414 (12.1%) | 0.00 | 248 |
2019-02-01 | $224,925 (10.5%) | $304,124 (12.3%) | 0.00 | 252 |
2019-03-01 | $224,186 (7.3%) | $299,182 (10.3%) | 0.00 | 245 |
2019-04-01 | $224,186 (6.8%) | $302,979 (9.3%) | 0.00 | 235 |
2019-05-01 | $219,675 (2.2%) | $292,474 (3.2%) | 0.00 | 229 |
2019-06-01 | $225,000 (7.4%) | $291,617 (4.8%) | 0.00 | 225 |
2019-07-01 | $234,950 (13.4%) | $298,555 (7.3%) | 0.00 | 225 |
2019-08-01 | $238,273 (22.3%) | $311,188 (15.9%) | 0.00 | 217 |
2019-09-01 | $238,682 (19.4%) | $328,432 (15.4%) | 0.00 | 211 |
2019-10-01 | $236,905 (18.5%) | $339,359 (22.1%) | 0.00 | 207 |
2019-11-01 | $239,450 (21.3%) | $336,198 (23.1%) | 0.00 | 210 |
2019-12-01 | $252,725 (23.3%) | $341,227 (19.9%) | 0.00 | 203 |
2020-01-01 | $251,250 (15.6%) | $336,390 (15.0%) | 0.00 | 197 |
2020-02-01 | $259,000 (15.2%) | $350,123 (15.1%) | 0.00 | 190 |
2020-03-01 | $249,925 (11.5%) | $352,162 (17.7%) | 0.00 | 184 |
2020-04-01 | $239,650 (6.9%) | $330,422 (9.1%) | 0.00 | 183 |
2020-05-01 | $238,000 (8.3%) | $343,371 (17.4%) | 0.00 | 170 |
2020-06-01 | $247,900 (10.2%) | $350,444 (20.2%) | 0.00 | 163 |
2020-07-01 | $245,225 (4.4%) | $335,275 (12.3%) | 0.00 | 164 |
2020-08-01 | $257,400 (8.0%) | $356,228 (14.5%) | 0.00 | 151 |
2020-09-01 | $269,000 (12.7%) | $363,610 (10.7%) | 0.00 | 149 |
2020-10-01 | $258,900 (9.3%) | $335,592 (-1.1%) | 0.00 | 164 |
2020-11-01 | $253,725 (6.0%) | $337,910 (0.5%) | 0.00 | 171 |
2020-12-01 | $270,225 (6.9%) | $361,183 (5.9%) | 0.00 | 145 |
2021-01-01 | $289,900 (15.4%) | $374,528 (11.3%) | 0.00 | 140 |
2021-02-01 | $344,000 (32.8%) | $396,731 (13.3%) | 0.00 | 111 |
2021-03-01 | $349,000 (39.6%) | $384,970 (9.3%) | 0.00 | 101 |
2021-04-01 | $317,425 (32.5%) | $380,241 (15.1%) | 0.00 | 103 |
2021-05-01 | $299,900 (26.0%) | $390,296 (13.7%) | 0.00 | 86 |
2021-06-01 | $299,225 (20.7%) | $397,352 (13.4%) | 0.00 | 82 |
2021-07-01 | $289,900 (18.2%) | $413,875 (23.4%) | 0.00 | 78 |
2021-08-01 | $274,425 (6.6%) | $387,965 (8.9%) | 0.00 | 84 |
2021-09-01 | $299,000 (11.2%) | $420,256 (15.6%) | 0.00 | 88 |
2021-10-01 | $287,000 (10.9%) | $422,013 (25.8%) | 0.00 | 90 |
2021-11-01 | $272,400 (7.4%) | $422,418 (25.0%) | 0.00 | 94 |
2021-12-01 | $277,450 (2.7%) | $426,365 (18.1%) | 0.00 | 100 |
2022-01-01 | $265,000 (-8.6%) | $411,249 (9.8%) | 0.00 | 93 |
2022-02-01 | $250,675 (-27.1%) | $417,211 (5.2%) | 0.00 | 70 |
2022-03-01 | $268,700 (-23.0%) | $467,653 (21.5%) | 0.00 | 67 |
2022-04-01 | $259,450 (-18.3%) | $447,437 (17.7%) | 0.00 | 71 |
2022-05-01 | $276,750 (-7.7%) | $439,896 (12.7%) | 0.00 | 78 |
2022-06-01 | $271,250 (-9.4%) | $404,813 (1.9%) | 0.00 | 90 |
2022-07-01 | $272,400 (-6.0%) | $377,680 (-8.8%) | 0.00 | 110 |
2022-08-01 | $272,450 (-0.7%) | $379,673 (-2.1%) | 0.00 | 118 |
2022-09-01 | $287,450 (-3.9%) | $390,655 (-7.0%) | 0.00 | 124 |
2022-10-01 | $305,000 (6.3%) | $393,111 (-6.9%) | 0.00 | 125 |
2022-11-01 | $280,500 (3.0%) | $383,847 (-9.1%) | 0.00 | 128 |
2022-12-01 | $284,500 (2.5%) | $378,241 (-11.3%) | 0.00 | 111 |
2023-01-01 | $298,250 (12.6%) | $392,869 (-4.5%) | 0.00 | 103 |
2023-02-01 | $314,475 (25.5%) | $375,738 (-9.9%) | 0.00 | 106 |
2023-03-01 | $298,450 (11.1%) | $364,235 (-22.1%) | 0.00 | 93 |
2023-04-01 | $299,900 (15.6%) | $376,655 (-15.8%) | 0.00 | 104 |
2023-05-01 | $304,900 (10.2%) | $376,295 (-14.5%) | 0.00 | 103 |
2023-06-01 | $317,450 (17.0%) | $383,637 (-5.2%) | 0.00 | 102 |
2023-07-01 | $349,900 (28.5%) | $443,756 (17.5%) | 0.00 | 100 |
2023-08-01 | $349,925 (28.4%) | $448,596 (18.2%) | 0.00 | 116 |
2023-09-01 | $354,900 (23.5%) | $455,915 (16.7%) | 0.00 | 109 |
2023-10-01 | $349,675 (14.7%) | $445,624 (13.4%) | 0.00 | 119 |
2023-11-01 | $325,000 (15.9%) | $420,487 (9.6%) | 0.00 | 139 |
2023-12-01 | $330,000 (16.0%) | $422,352 (11.7%) | 0.00 | 130 |
2024-01-01 | $332,200 (11.4%) | $412,259 (4.9%) | 0.00 | 129 |
2024-02-01 | $331,250 (5.3%) | $396,236 (5.5%) | 0.00 | 138 |
2024-03-01 | $330,000 (10.6%) | $393,081 (7.9%) | 0.00 | 143 |
2024-04-01 | $327,000 (9.0%) | $407,731 (8.3%) | 0.00 | 141 |
2024-05-01 | $330,750 (8.5%) | $434,017 (15.3%) | 0.00 | 142 |
2024-06-01 | $324,500 (2.2%) | $414,023 (7.9%) | 0.00 | 145 |
2024-07-01 | $350,000 (0.0%) | $437,172 (-1.5%) | 0.00 | 131 |
2024-08-01 | $350,000 (0.0%) | $432,237 (-3.7%) | 0.00 | 140 |
2024-09-01 | $347,250 (-2.2%) | $418,206 (-8.3%) | 0.00 | 159 |
Thomasville's median listing price comes in at 0% of the national average.
Thomasville's average listing price for 2024-09-01 was $418,206, a difference of $-37,709 (-8.3%) versus the prior year and $-14,031 versus the prior month.
For the 2024-09-01 period, Thomasville had 159 MLS listings, a difference of 19 listings (14%) versus the prior month and 50 listings (46%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Thomasville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,919 sqft |
2018-02-01 | 0 days | 1,955 sqft |
2018-03-01 | 0 days | 1,951 sqft |
2018-04-01 | 0 days | 1,936 sqft |
2018-05-01 | 0 days | 1,946 sqft |
2018-06-01 | 0 days | 1,935 sqft |
2018-07-01 | 0 days | 1,896 sqft |
2018-08-01 | 0 days | 1,852 sqft |
2018-09-01 | 0 days | 1,852 sqft |
2018-10-01 | 0 days | 1,863 sqft |
2018-11-01 | 0 days | 1,878 sqft |
2018-12-01 | 0 days | 1,903 sqft |
2019-01-01 | 0 days | 1,955 sqft |
2019-02-01 | 0 days | 1,936 sqft |
2019-03-01 | 0 days | 1,959 sqft |
2019-04-01 | 0 days | 2,005 sqft |
2019-05-01 | 0 days | 1,900 sqft |
2019-06-01 | 0 days | 1,980 sqft |
2019-07-01 | 0 days | 2,034 sqft |
2019-08-01 | 0 days | 2,090 sqft |
2019-09-01 | 0 days | 2,149 sqft |
2019-10-01 | 0 days | 2,188 sqft |
2019-11-01 | 0 days | 2,107 sqft |
2019-12-01 | 0 days | 2,184 sqft |
2020-01-01 | 0 days | 2,241 sqft |
2020-02-01 | 0 days | 2,205 sqft |
2020-03-01 | 0 days | 2,066 sqft |
2020-04-01 | 0 days | 2,008 sqft |
2020-05-01 | 0 days | 2,074 sqft |
2020-06-01 | 0 days | 2,074 sqft |
2020-07-01 | 0 days | 2,043 sqft |
2020-08-01 | 0 days | 2,220 sqft |
2020-09-01 | 0 days | 2,229 sqft |
2020-10-01 | 0 days | 2,136 sqft |
2020-11-01 | 0 days | 2,108 sqft |
2020-12-01 | 0 days | 2,152 sqft |
2021-01-01 | 0 days | 2,231 sqft |
2021-02-01 | 0 days | 2,296 sqft |
2021-03-01 | 0 days | 2,219 sqft |
2021-04-01 | 0 days | 2,187 sqft |
2021-05-01 | 0 days | 2,244 sqft |
2021-06-01 | 0 days | 2,242 sqft |
2021-07-01 | 0 days | 2,228 sqft |
2021-08-01 | 0 days | 1,983 sqft |
2021-09-01 | 0 days | 2,222 sqft |
2021-10-01 | 0 days | 2,203 sqft |
2021-11-01 | 0 days | 2,039 sqft |
2021-12-01 | 0 days | 2,020 sqft |
2022-01-01 | 0 days | 1,925 sqft |
2022-02-01 | 0 days | 1,977 sqft |
2022-03-01 | 0 days | 2,148 sqft |
2022-04-01 | 0 days | 1,904 sqft |
2022-05-01 | 0 days | 2,044 sqft |
2022-06-01 | 0 days | 1,933 sqft |
2022-07-01 | 0 days | 1,900 sqft |
2022-08-01 | 0 days | 1,825 sqft |
2022-09-01 | 0 days | 1,960 sqft |
2022-10-01 | 0 days | 2,059 sqft |
2022-11-01 | 0 days | 2,024 sqft |
2022-12-01 | 0 days | 1,912 sqft |
2023-01-01 | 0 days | 1,991 sqft |
2023-02-01 | 0 days | 1,823 sqft |
2023-03-01 | 0 days | 1,867 sqft |
2023-04-01 | 0 days | 1,830 sqft |
2023-05-01 | 0 days | 1,728 sqft |
2023-06-01 | 0 days | 1,801 sqft |
2023-07-01 | 0 days | 1,972 sqft |
2023-08-01 | 0 days | 2,088 sqft |
2023-09-01 | 0 days | 2,074 sqft |
2023-10-01 | 0 days | 1,994 sqft |
2023-11-01 | 0 days | 1,914 sqft |
2023-12-01 | 0 days | 1,914 sqft |
2024-01-01 | 0 days | 1,951 sqft |
2024-02-01 | 0 days | 1,941 sqft |
2024-03-01 | 0 days | 1,928 sqft |
2024-04-01 | 0 days | 1,913 sqft |
2024-05-01 | 0 days | 1,974 sqft |
2024-06-01 | 0 days | 1,900 sqft |
2024-07-01 | 0 days | 2,094 sqft |
2024-08-01 | 0 days | 1,934 sqft |
2024-09-01 | 0 days | 1,838 sqft |
Thomasville's median square footage for active listings during the 2024-09-01 period was 1,838 sqft. One year prior, the average listing was 2,074 sqft.
Thomasville, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 373 | $87,545,000 | $234,705 |
Cash Out Refi | 100 | $17,120,000 | $171,200 |
Refi | 82 | $38,920,000 | $474,634 |
Other | 49 | $3,645,000 | $74,388 |
Home Improvement | 42 | $2,960,000 | $70,476 |
Thomasville's most frequently cited loan purpose was Home Purchase, with 373 originations. The 2nd most popular reason was Cash Out Refi, with 100 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 196 | $65,400,000 | $333,673 |
7-8% | 109 | $21,825,000 | $200,229 |
Over 8% | 109 | $14,575,000 | $133,716 |
5-6% | 89 | $22,315,000 | $250,730 |
4-5% | 5 | $1,055,000 | $211,000 |
<2.5% | 3 | $325,000 | $108,333 |
During 2023, Thomasville's most frequently originated rate bucket was 6-7%, with 196 originations.
Loan Sizing (Thomasville, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 216 | $32,530,000 | $150,602 |
$200k-400k | 199 | $53,585,000 | $269,271 |
$100,000 or less | 186 | $10,180,000 | $54,731 |
$400k-600k | 31 | $14,725,000 | $475,000 |
$600k-1000k | 10 | $7,280,000 | $728,000 |
$Over $1MM | 4 | $31,890,000 | $7,972,500 |
Thomasville's loan sizing saw the bucket of loans from $100k-200k with 216 originations, totaling $32,530,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 224 | $57,820,000 | $258,125 |
60-80% | 121 | $51,055,000 | $421,942 |
20-40% | 57 | $5,375,000 | $94,298 |
Under 20% | 56 | $2,820,000 | $50,357 |
40-60% | 39 | $5,685,000 | $145,769 |
Over 100% | 9 | $2,135,000 | $237,222 |
Thomasville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 224 originations, totaling $57,820,000 in origination value.