Thomasville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Thomasville averaged 6.87% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 6.71% and one month ago for the week of 2024-05-09, the average rate was 6.71%.

Thomasville's average rate one year ago was 6.53%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.55%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Thomasville 30 Year Fixed Rate 2024-06-13 6.87%
Thomasville 30 Year Fixed Rate Refi 2024-06-13 7.55%
Thomasville 15 Year Fixed Rate 2024-06-13 6.17%
Thomasville 15 Year Fixed Rate Refi 2024-06-13 6.27%
Thomasville 30 Year FHA 2024-06-13 6.69%
Thomasville 30 Year FHA Refi 2024-06-13 6.91%
Thomasville 30 Year USDA 2024-06-13 6.81%
Thomasville 30 Year USDA Refi 2024-06-13 6.81%
Thomasville 30 Year VA 2024-06-13 6.32%
Thomasville 30 Year VA Refi 2024-06-13 6.22%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Thomasville, GA.

Thomasville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Thomasville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
First Reliance Bank 30 6.40% $5,464
FIRST COMMERCE CREDIT UNION 11 5.92% $3,839
QUICKEN LOANS, LLC 8 6.95% $6,126
GMFS LLC 8 6.67% $3,977
Truist 7 6.36% $3,708
MORTGAGE INVESTORS GROUP, INC. 6 5.23% $7,014
Flagstar Bank, FSB 6 7.14% $6,269
Capital City Home Loans, LLC 5 6.50% $10,025
NAVY FEDERAL CREDIT UNION 4 6.72% $7,091
ServisFirst Bank 4 6.56% $3,726
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.69% $4,358
UNION HOME MORTGAGE CORP. 3 6.33% $3,520
Ameris Bank 3 6.62% $7,364
Envision Credit Union 3 6.58% $4,003
JPMorgan Chase Bank 3 8.00% $2,891
Renasant Bank 3 6.38% $6,867
21ST MORTGAGE CORPORATION 3 9.46% $5,655
UNITED WHOLESALE MORTGAGE, LLC 3 6.65% $6,433
BancorpSouth 2 7.25% $4,741
Mortgage Research Center, LLC 2 6.93% $400
MOVEMENT MORTGAGE, LLC 2 6.71% $7,156
Mr. Cooper ( Nationstar Mortgage ) 2 6.31% $7,535
GUARANTEED RATE, INC. 2 6.16% $4,729
Northpointe Bank 2 6.56% $12,280
MILEND, INC. 2 6.75% $6,034
Southwest Georgia Farm Credit, ACA 2 7.85% $3,070
Colony Bank 2 6.25% $4,280
HOMESTAR FINANCIAL CORPORATION 2 6.63% $3,944
BROKER SOLUTIONS, INC. 2 6.92% $6,136
AMERISAVE MORTGAGE CORPORATION 1 5.25% $5,356
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.63% $10,925
PENNYMAC LOAN SERVICES, LLC 1 5.50% $8,894
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $5,060
AMERICAN FINANCING CORPORATION 1 6.49% $4,327
Regions Bank 1 6.00% $10,003
RELIANCE FIRST CAPITAL, LLC 1 6.99% $8,198
U.S. Bank 1 6.99% $4,403
Servion, Inc. 1 7.50% $5,005
AMERICAN FINANCIAL NETWORK, INC. 1 6.38% $6,652
SOUTHEASTERN Credit Union 1 6.40% $532
Suncoast Credit Union 1 6.00% $2,904
Synovus Bank 1 6.25% $3,687
The State Bank and Trust Company 1 6.63% $3,972
ACOPIA, LLC 1 7.63% $6,325
Waterstone Mortgage Corporation 1 6.88% $8,569
United Community Bank 1 6.75% $4,201
United Fidelity Funding Corp. 1 6.25% $15,031
Century Mortgage Company DBA Century Lending Company 1 5.99% $16,574
Colonial Savings, F.A. 1 6.13% $7,069
CROSSCOUNTRY MORTGAGE, LLC 1 7.83% $4,753
Wells Fargo Bank 1 6.63% $6,713
Blue Ridge Bank 1 6.63% $4,403
First National Bank of Pennsylvania 1 5.38% $7,673
BETTER MORTGAGE CORPORATION 1 5.88% $2,323
BAY CAPITAL MORTGAGE CORPORATION 1 6.63% $8,886
GUARANTEED RATE AFFINITY, LLC 1 6.99% $5,424
Gulf Winds Credit Union 1 5.70% $3,087
HOMESIDE FINANCIAL, LLC 1 6.25% $3,741
University Bank 1 6.88% $3,744
LOANDEPOT.COM, LLC 1 7.50% $4,206
Morgan Stanley Private Bank 1 5.75% $2,752

Thomasville Average Closing Costs & Other Stats

Thomasville, GA's 61 lenders originated 646 loans during 2023. The total origination value was $150,190,000, with an average loan value of $232,492.

Thomasville's average closing costs are $5,432.

The top Thomasville lender as defined by loan originations is First Reliance Bank, with 30 loans originated. Their average total fees are $5,464, which is $1,625 higher than the next largest lender, FIRST COMMERCE CREDIT UNION.

The lowest fee Thomasville lenders (with over 10 loans originated) are FIRST COMMERCE CREDIT UNION ($3,839), First Reliance Bank ($5,464), .

The lowest rate Thomasville lenders (with over 10 loans originated) are FIRST COMMERCE CREDIT UNION (5.92%), First Reliance Bank (6.40%), .

Thomasville, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
BELLCO $24,005,000 n/a 16.0%
Thomasville National Bank $29,490,000 $21,745,000 -26.3% 14.5%
Flagstar Bank, FSB $7,655,000 $10,570,000 38.1% 7.0%
QUICKEN LOANS, LLC $11,870,000 $7,035,000 -40.7% 4.7%
First Reliance Bank $415,000 $6,835,000 1,547.0% 4.6%
Farmers Bank & Trust Company $5,335,000 n/a 3.6%
FIRST COMMERCE CREDIT UNION $3,390,000 $4,615,000 36.1% 3.1%
GMFS LLC $7,515,000 $3,425,000 -54.4% 2.3%
MORTGAGE INVESTORS GROUP, INC. $19,840,000 $3,315,000 -83.3% 2.2%
Renasant Bank $2,300,000 $2,880,000 25.2% 1.9%
Capital City Home Loans, LLC $800,000 $2,805,000 250.6% 1.9%
Mortgage Research Center, LLC $3,785,000 $2,805,000 -25.9% 1.9%
Synovus Bank $5,030,000 $2,635,000 -47.6% 1.8%
Truist $2,285,000 $2,340,000 2.4% 1.6%
Envision Credit Union $2,800,000 $2,280,000 -18.6% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,150,000 $2,265,000 5.3% 1.5%
The First, A National Banking Association $4,225,000 $2,025,000 -52.1% 1.3%
Ameris Bank $3,080,000 $1,970,000 -36.0% 1.3%
NAVY FEDERAL CREDIT UNION $720,000 $1,920,000 166.7% 1.3%
PENNYMAC LOAN SERVICES, LLC $2,330,000 $1,910,000 -18.0% 1.3%
UNITED WHOLESALE MORTGAGE, LLC $4,605,000 $1,525,000 -66.9% 1.0%
AMERISAVE MORTGAGE CORPORATION $1,705,000 $1,270,000 -25.5% 0.8%
ServisFirst Bank $1,145,000 n/a 0.8%
MOVEMENT MORTGAGE, LLC $1,045,000 $1,085,000 3.8% 0.7%
21ST MORTGAGE CORPORATION $1,835,000 $1,075,000 -41.4% 0.7%
LOANDEPOT.COM, LLC $2,305,000 $865,000 -62.5% 0.6%
Carrington Mortgage Services, LLC $1,175,000 $845,000 -28.1% 0.6%
HOMESTAR FINANCIAL CORPORATION $1,090,000 $835,000 -23.4% 0.6%
Northpointe Bank $800,000 n/a 0.5%
Morgan Stanley Private Bank $795,000 n/a 0.5%
Southwest Georgia Farm Credit, ACA $790,000 n/a 0.5%
First National Bank of Pennsylvania $755,000 n/a 0.5%
U.S. Bank $985,000 $750,000 -23.9% 0.5%
Regions Bank $1,190,000 $730,000 -38.7% 0.5%
SOUTHEASTERN Credit Union $265,000 $730,000 175.5% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $745,000 $720,000 -3.4% 0.5%
JMAC LENDING, INC. $670,000 n/a 0.4%
FREEDOM MORTGAGE CORPORATION $2,040,000 $610,000 -70.1% 0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $600,000 n/a 0.4%
UNION HOME MORTGAGE CORP. $1,895,000 $595,000 -68.6% 0.4%
MILEND, INC. $275,000 $590,000 114.5% 0.4%
Colony Bank $1,000,000 $580,000 -42.0% 0.4%
Farmers & Merchants Bank $850,000 $570,000 -32.9% 0.4%
RELIANCE FIRST CAPITAL, LLC $105,000 $530,000 404.8% 0.4%
Century Mortgage Company DBA Century Lending Company $495,000 n/a 0.3%
STATE EMPLOYEES' $495,000 n/a 0.3%
Commercial Banking Company $485,000 n/a 0.3%
VAN DYK MORTGAGE CORPORATION $475,000 n/a 0.3%
Guardian Bank $25,000 $470,000 1,780.0% 0.3%
SOUTHWEST STAGE FUNDING, LLC $470,000 $465,000 -1.1% 0.3%
TRIAD FINANCIAL SERVICES, INC. $460,000 $460,000 0.0% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $105,000 $450,000 328.6% 0.3%
JPMorgan Chase Bank $490,000 $415,000 -15.3% 0.3%
NEW DAY FINANCIAL, LLC $975,000 $410,000 -57.9% 0.3%
TOWNE MORTGAGE COMPANY $135,000 $405,000 200.0% 0.3%
BancorpSouth $405,000 $400,000 -1.2% 0.3%
The Citizens National Bank of Quitman $395,000 n/a 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $355,000 n/a 0.2%
PREMIA MORTGAGE, LLC $355,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $165,000 $340,000 106.1% 0.2%
BROKER SOLUTIONS, INC. $1,175,000 $330,000 -71.9% 0.2%
EVERETT FINANCIAL, INC. $900,000 $330,000 -63.3% 0.2%
BETTER MORTGAGE CORPORATION $1,630,000 $325,000 -80.1% 0.2%
BAY CAPITAL MORTGAGE CORPORATION $610,000 $315,000 -48.4% 0.2%
HomePromise Corporation $305,000 n/a 0.2%
USAA Federal Savings Bank $835,000 $305,000 -63.5% 0.2%
ZILLOW HOME LOANS, LLC $305,000 n/a 0.2%
TOP FLITE FINANCIAL, INC. $105,000 $300,000 185.7% 0.2%
CORNERSTONE HOME LENDING, INC. $295,000 n/a 0.2%
United Fidelity Funding Corp. $285,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $345,000 $275,000 -20.3% 0.2%
Colonial Savings, F.A. $95,000 $275,000 189.5% 0.2%
The Federal Savings Bank $275,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $1,455,000 $270,000 -81.4% 0.2%
GUARANTEED RATE AFFINITY, LLC $265,000 n/a 0.2%
United Southern Bank $265,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $245,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $235,000 n/a 0.2%
GUARANTEED RATE, INC. $560,000 $230,000 -58.9% 0.2%
ACOPIA, LLC $65,000 $195,000 200.0% 0.1%
Paramount Residential Mortgage Group, Inc. $540,000 $195,000 -63.9% 0.1%
Five Star Credit Union $190,000 n/a 0.1%
Figure Lending LLC $280,000 $185,000 -33.9% 0.1%
Wells Fargo Bank $1,995,000 $185,000 -90.7% 0.1%
MICHIGAN MUTUAL, INC. $175,000 n/a 0.1%
MLD MORTGAGE INC. $175,000 n/a 0.1%
Waterstone Mortgage Corporation $175,000 n/a 0.1%
FirstBank $145,000 $165,000 13.8% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $125,000 $145,000 16.0% 0.1%
The State Bank and Trust Company $145,000 n/a 0.1%
VYSTAR $675,000 $145,000 -78.5% 0.1%
Gulf Winds Credit Union $135,000 n/a 0.1%
Blue Ridge Bank $575,000 $125,000 -78.3% 0.1%
HOMESIDE FINANCIAL, LLC $125,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $360,000 $125,000 -65.3% 0.1%
Citizens Bank $115,000 n/a 0.1%
Nations Lending Corporation $115,000 n/a 0.1%
State Department Federal Credit Union $105,000 n/a 0.1%
Suncoast Credit Union $105,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $95,000 n/a 0.1%
Servion, Inc. $95,000 n/a 0.1%
TC FEDERAL BANK $5,770,000 $80,000 -98.6% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,030,000 $75,000 -92.7% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $75,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $95,000 $75,000 -21.1% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $495,000 $75,000 -84.8% 0.0%
University Bank $75,000 n/a 0.0%
PNC Bank $370,000 $70,000 -81.1% 0.0%
United Community Bank $65,000 n/a 0.0%
CARDINAL FINANCIAL $225,000 $55,000 -75.6% 0.0%
AMERICAN FINANCING CORPORATION $135,000 $45,000 -66.7% 0.0%
Lakeview Community Capital, LLC $45,000 n/a 0.0%
LAKEVIEW LOAN SERVICING, LLC $295,000 $45,000 -84.7% 0.0%
GEORGIA'S OWN $80,000 $25,000 -68.8% 0.0%

Thomasville's top lender by overall market share is BELLCO, with 16.0% market share. In second place, with 14.5%, is Thomasville National Bank, having originated $21,745,000 in loans. In third place, with 7.0%, is Flagstar Bank, FSB, having originated $10,570,000 in loans. In fourth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $7,035,000 in loans. In fifth place, with 4.6%, is First Reliance Bank, having originated $6,835,000 in loans.


Thomasville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Thomasville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $199,900 (12.6%) $260,758 (5.2%) 0.00 248
2018-02-01 $203,475 (18.4%) $270,785 (9.8%) 0.00 249
2018-03-01 $209,000 (14.9%) $271,313 (6.8%) 0.00 260
2018-04-01 $209,900 (10.5%) $277,263 (2.2%) 0.00 254
2018-05-01 $214,900 (8.1%) $283,499 (0.7%) 0.00 262
2018-06-01 $209,450 (4.8%) $278,314 (-1.5%) 0.00 277
2018-07-01 $207,200 (3.7%) $278,340 (-3.0%) 0.00 289
2018-08-01 $194,900 (-8.7%) $268,554 (-6.9%) 0.00 289
2018-09-01 $199,900 (-8.7%) $284,543 (0.8%) 0.00 279
2018-10-01 $199,900 (-10.1%) $277,872 (-3.1%) 0.00 280
2018-11-01 $197,400 (-10.0%) $273,129 (-0.5%) 0.00 279
2018-12-01 $204,900 (-4.7%) $284,681 (11.2%) 0.00 265
2019-01-01 $217,400 (8.8%) $292,414 (12.1%) 0.00 248
2019-02-01 $224,925 (10.5%) $304,124 (12.3%) 0.00 252
2019-03-01 $224,186 (7.3%) $299,182 (10.3%) 0.00 245
2019-04-01 $224,186 (6.8%) $302,979 (9.3%) 0.00 235
2019-05-01 $219,675 (2.2%) $292,474 (3.2%) 0.00 229
2019-06-01 $225,000 (7.4%) $291,617 (4.8%) 0.00 225
2019-07-01 $234,950 (13.4%) $298,555 (7.3%) 0.00 225
2019-08-01 $238,273 (22.3%) $311,188 (15.9%) 0.00 217
2019-09-01 $238,682 (19.4%) $328,432 (15.4%) 0.00 211
2019-10-01 $236,905 (18.5%) $339,359 (22.1%) 0.00 207
2019-11-01 $239,450 (21.3%) $336,198 (23.1%) 0.00 210
2019-12-01 $252,725 (23.3%) $341,227 (19.9%) 0.00 203
2020-01-01 $251,250 (15.6%) $336,390 (15.0%) 0.00 197
2020-02-01 $259,000 (15.2%) $350,123 (15.1%) 0.00 190
2020-03-01 $249,925 (11.5%) $352,162 (17.7%) 0.00 184
2020-04-01 $239,650 (6.9%) $330,422 (9.1%) 0.00 183
2020-05-01 $238,000 (8.3%) $343,371 (17.4%) 0.00 170
2020-06-01 $247,900 (10.2%) $350,444 (20.2%) 0.00 163
2020-07-01 $245,225 (4.4%) $335,275 (12.3%) 0.00 164
2020-08-01 $257,400 (8.0%) $356,228 (14.5%) 0.00 151
2020-09-01 $269,000 (12.7%) $363,610 (10.7%) 0.00 149
2020-10-01 $258,900 (9.3%) $335,592 (-1.1%) 0.00 164
2020-11-01 $253,725 (6.0%) $337,910 (0.5%) 0.00 171
2020-12-01 $270,225 (6.9%) $361,183 (5.9%) 0.00 145
2021-01-01 $289,900 (15.4%) $374,528 (11.3%) 0.00 140
2021-02-01 $344,000 (32.8%) $396,731 (13.3%) 0.00 111
2021-03-01 $349,000 (39.6%) $384,970 (9.3%) 0.00 101
2021-04-01 $317,425 (32.5%) $380,241 (15.1%) 0.00 103
2021-05-01 $299,900 (26.0%) $390,296 (13.7%) 0.00 86
2021-06-01 $299,225 (20.7%) $397,352 (13.4%) 0.00 82
2021-07-01 $289,900 (18.2%) $413,875 (23.4%) 0.00 78
2021-08-01 $274,425 (6.6%) $387,965 (8.9%) 0.00 84
2021-09-01 $299,000 (11.2%) $420,256 (15.6%) 0.00 88
2021-10-01 $287,000 (10.9%) $422,013 (25.8%) 0.00 90
2021-11-01 $272,400 (7.4%) $422,418 (25.0%) 0.00 94
2021-12-01 $277,450 (2.7%) $426,365 (18.1%) 0.00 100
2022-01-01 $265,000 (-8.6%) $411,249 (9.8%) 0.00 93
2022-02-01 $250,675 (-27.1%) $417,211 (5.2%) 0.00 70
2022-03-01 $268,700 (-23.0%) $467,653 (21.5%) 0.00 67
2022-04-01 $259,450 (-18.3%) $447,437 (17.7%) 0.00 71
2022-05-01 $276,750 (-7.7%) $439,896 (12.7%) 0.00 78
2022-06-01 $271,250 (-9.4%) $404,813 (1.9%) 0.00 90
2022-07-01 $272,400 (-6.0%) $377,680 (-8.8%) 0.00 110
2022-08-01 $272,450 (-0.7%) $379,673 (-2.1%) 0.00 118
2022-09-01 $287,450 (-3.9%) $390,655 (-7.0%) 0.00 124
2022-10-01 $305,000 (6.3%) $393,111 (-6.9%) 0.00 125
2022-11-01 $280,500 (3.0%) $383,847 (-9.1%) 0.00 128
2022-12-01 $284,500 (2.5%) $378,241 (-11.3%) 0.00 111
2023-01-01 $298,250 (12.6%) $392,869 (-4.5%) 0.00 103
2023-02-01 $314,475 (25.5%) $375,738 (-9.9%) 0.00 106
2023-03-01 $298,450 (11.1%) $364,235 (-22.1%) 0.00 93
2023-04-01 $299,900 (15.6%) $376,655 (-15.8%) 0.00 104
2023-05-01 $304,900 (10.2%) $376,295 (-14.5%) 0.00 103
2023-06-01 $317,450 (17.0%) $383,637 (-5.2%) 0.00 102
2023-07-01 $349,900 (28.5%) $443,756 (17.5%) 0.00 100
2023-08-01 $349,925 (28.4%) $448,596 (18.2%) 0.00 116
2023-09-01 $354,900 (23.5%) $455,915 (16.7%) 0.00 109
2023-10-01 $349,675 (14.7%) $445,624 (13.4%) 0.00 119
2023-11-01 $325,000 (15.9%) $420,487 (9.6%) 0.00 139
2023-12-01 $330,000 (16.0%) $422,352 (11.7%) 0.00 130
2024-01-01 $332,200 (11.4%) $412,259 (4.9%) 0.00 129
2024-02-01 $331,250 (5.3%) $396,236 (5.5%) 0.00 138
2024-03-01 $330,000 (10.6%) $393,081 (7.9%) 0.00 143
2024-04-01 $327,000 (9.0%) $407,731 (8.3%) 0.00 141
2024-05-01 $330,750 (8.5%) $434,017 (15.3%) 0.00 142
Thomasville's median listing price for 2024-05-01 was $330,750, a difference of $25,850 (8.5%) versus the prior year and $3,750 versus the prior month.

Thomasville's median listing price comes in at 0% of the national average.

Thomasville's average listing price for 2024-05-01 was $434,017, a difference of $57,722 (15.3%) versus the prior year and $26,286 versus the prior month.

For the 2024-05-01 period, Thomasville had 142 MLS listings, a difference of 1 listings (1%) versus the prior month and 39 listings (38%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Thomasville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,919 sqft
2018-02-01 0 days 1,955 sqft
2018-03-01 0 days 1,951 sqft
2018-04-01 0 days 1,936 sqft
2018-05-01 0 days 1,946 sqft
2018-06-01 0 days 1,935 sqft
2018-07-01 0 days 1,896 sqft
2018-08-01 0 days 1,852 sqft
2018-09-01 0 days 1,852 sqft
2018-10-01 0 days 1,863 sqft
2018-11-01 0 days 1,878 sqft
2018-12-01 0 days 1,903 sqft
2019-01-01 0 days 1,955 sqft
2019-02-01 0 days 1,936 sqft
2019-03-01 0 days 1,959 sqft
2019-04-01 0 days 2,005 sqft
2019-05-01 0 days 1,900 sqft
2019-06-01 0 days 1,980 sqft
2019-07-01 0 days 2,034 sqft
2019-08-01 0 days 2,090 sqft
2019-09-01 0 days 2,149 sqft
2019-10-01 0 days 2,188 sqft
2019-11-01 0 days 2,107 sqft
2019-12-01 0 days 2,184 sqft
2020-01-01 0 days 2,241 sqft
2020-02-01 0 days 2,205 sqft
2020-03-01 0 days 2,066 sqft
2020-04-01 0 days 2,008 sqft
2020-05-01 0 days 2,074 sqft
2020-06-01 0 days 2,074 sqft
2020-07-01 0 days 2,043 sqft
2020-08-01 0 days 2,220 sqft
2020-09-01 0 days 2,229 sqft
2020-10-01 0 days 2,136 sqft
2020-11-01 0 days 2,108 sqft
2020-12-01 0 days 2,152 sqft
2021-01-01 0 days 2,231 sqft
2021-02-01 0 days 2,296 sqft
2021-03-01 0 days 2,219 sqft
2021-04-01 0 days 2,187 sqft
2021-05-01 0 days 2,244 sqft
2021-06-01 0 days 2,242 sqft
2021-07-01 0 days 2,228 sqft
2021-08-01 0 days 1,983 sqft
2021-09-01 0 days 2,222 sqft
2021-10-01 0 days 2,203 sqft
2021-11-01 0 days 2,039 sqft
2021-12-01 0 days 2,020 sqft
2022-01-01 0 days 1,925 sqft
2022-02-01 0 days 1,977 sqft
2022-03-01 0 days 2,148 sqft
2022-04-01 0 days 1,904 sqft
2022-05-01 0 days 2,044 sqft
2022-06-01 0 days 1,933 sqft
2022-07-01 0 days 1,900 sqft
2022-08-01 0 days 1,825 sqft
2022-09-01 0 days 1,960 sqft
2022-10-01 0 days 2,059 sqft
2022-11-01 0 days 2,024 sqft
2022-12-01 0 days 1,912 sqft
2023-01-01 0 days 1,991 sqft
2023-02-01 0 days 1,823 sqft
2023-03-01 0 days 1,867 sqft
2023-04-01 0 days 1,830 sqft
2023-05-01 0 days 1,728 sqft
2023-06-01 0 days 1,801 sqft
2023-07-01 0 days 1,972 sqft
2023-08-01 0 days 2,088 sqft
2023-09-01 0 days 2,074 sqft
2023-10-01 0 days 1,994 sqft
2023-11-01 0 days 1,914 sqft
2023-12-01 0 days 1,914 sqft
2024-01-01 0 days 1,951 sqft
2024-02-01 0 days 1,941 sqft
2024-03-01 0 days 1,928 sqft
2024-04-01 0 days 1,913 sqft
2024-05-01 0 days 1,974 sqft
Thomasville's median listing age (time on market) for 2024-05-01 was 0 days.

Thomasville's median square footage for active listings during the 2024-05-01 period was 1,974 sqft. One year prior, the average listing was 1,728 sqft.

Thomasville, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 373 $87,545,000 $234,705
Cash Out Refi 100 $17,120,000 $171,200
Refi 82 $38,920,000 $474,634
Other 49 $3,645,000 $74,388
Home Improvement 42 $2,960,000 $70,476

Thomasville's most frequently cited loan purpose was Home Purchase, with 373 originations. The 2nd most popular reason was Cash Out Refi, with 100 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 196 $65,400,000 $333,673
7-8% 109 $21,825,000 $200,229
Over 8% 109 $14,575,000 $133,716
5-6% 89 $22,315,000 $250,730
4-5% 5 $1,055,000 $211,000
<2.5% 3 $325,000 $108,333

During 2023, Thomasville's most frequently originated rate bucket was 6-7%, with 196 originations.

Loan Sizing (Thomasville, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 216 $32,530,000 $150,602
$200k-400k 199 $53,585,000 $269,271
$100,000 or less 186 $10,180,000 $54,731
$400k-600k 31 $14,725,000 $475,000
$600k-1000k 10 $7,280,000 $728,000
$Over $1MM 4 $31,890,000 $7,972,500

Thomasville's loan sizing saw the bucket of loans from $100k-200k with 216 originations, totaling $32,530,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 224 $57,820,000 $258,125
60-80% 121 $51,055,000 $421,942
20-40% 57 $5,375,000 $94,298
Under 20% 56 $2,820,000 $50,357
40-60% 39 $5,685,000 $145,769
Over 100% 9 $2,135,000 $237,222

Thomasville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 224 originations, totaling $57,820,000 in origination value.