Thomasville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Thomasville averaged 7.06% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.71% and one month ago for the week of 2025-04-17, the average rate was 6.73%.

    Thomasville's average rate one year ago was 7.22%.

    For refis of the same type during the week of 2025-05-22, the average rate was 6.76%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Thomasville 30 Year Fixed Rate 2025-05-22 7.06%
    Thomasville 30 Year Fixed Rate Refi 2025-05-22 6.76%
    Thomasville 15 Year Fixed Rate 2025-05-22 6.21%
    Thomasville 15 Year Fixed Rate Refi 2025-05-22 6.61%
    Thomasville 30 Year FHA 2025-05-22 6.74%
    Thomasville 30 Year FHA Refi 2025-05-22 6.41%
    Thomasville 30 Year USDA 2025-05-22 6.63%
    Thomasville 30 Year USDA Refi 2025-05-22 6.23%
    Thomasville 30 Year VA 2025-05-22 6.72%
    Thomasville 30 Year VA Refi 2025-05-22 6.72%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Thomasville, GA.

    Thomasville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Thomasville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    First Reliance Bank 33 6.38% $6,692
    QUICKEN LOANS, LLC 21 6.60% $5,943
    FIRST COMMERCE CREDIT UNION 19 6.25% $4,246
    Flagstar Bank, FSB 16 7.08% $8,753
    GMFS LLC 11 6.36% $4,490
    Ameris Bank 5 6.75% $5,473
    Regions Bank 5 6.73% $5,140
    21ST MORTGAGE CORPORATION 3 9.56% $5,422
    Truist 3 6.51% $6,182
    Synovus Bank 2 7.19% $4,669
    BROKER SOLUTIONS, INC. 2 6.81% $7,891
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.81% $7,757
    MOVEMENT MORTGAGE, LLC 2 7.49% $9,234
    SOUTHWEST FUNDING, LP 2 6.62% $4,034
    Paramount Residential Mortgage Group, Inc. 2 6.56% $5,025
    Capital City Home Loans, LLC 2 7.31% $20,250
    Hancock Whitney Bank 1 7.13% $6,682
    HOMEXPRESS MORTGAGE CORP. 1 8.88% $13,923
    JPMorgan Chase Bank 1 5.88% $6,907
    Morgan Stanley Private Bank 1 6.35% $4,461
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $8,899
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $10,203
    NMSI, INC. 1 6.75% $7,316
    NP, Inc. 1 8.00% $16,913
    PrimeSouth Bank 1 6.83% $12,753
    Armed Forces Bank 1 6.13% $3,745
    AMERICAN FINANCIAL NETWORK, INC. 1 8.13% $2,582
    RELIANCE FIRST CAPITAL, LLC 1 6.88% $12,972
    Renasant Bank 1 6.13% $3,604
    ROYAL UNITED MORTGAGE LLC 1 7.13% $3,889
    SENTE MORTGAGE, INC. 1 6.99% $4,597
    ServisFirst Bank 1 6.25% $3,726
    SOUTHEASTERN Credit Union 1 7.90% $5,076
    STOCKTON MORTGAGE CORPORATION 1 6.63% $11,855
    SUMMIT FUNDING, INC. 1 7.13% $11,346
    The Huntington National Bank 1 6.38% $7,554
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.00% $8,047
    Trustmark National Bank 1 6.00% $4,989
    UNITED WHOLESALE MORTGAGE, LLC 1 6.88% $8,486
    VYSTAR 1 6.00% $3,308
    CMG MORTGAGE, INC. 1 6.38% $10,187
    Charles Schwab Bank, SSB 1 5.88% $4,107
    CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $9,780
    First Federal Bank 1 6.00% $6,336
    First Horizon Bank 1 7.63% $6,306
    BANKSOUTH MORTGAGE COMPANY, LLC 1 6.88% $11,640
    FREEDOM MORTGAGE CORPORATION 1 7.25% $6,770
    Bank of America 1 6.38% $3,746

    Thomasville Average Closing Costs & Other Stats

    Thomasville, GA's 48 lenders originated 735 loans during 2024. The total origination value was $185,415,000, with an average loan value of $252,265.

    Thomasville's average closing costs are $5,741.

    The top Thomasville lender as defined by loan originations is First Reliance Bank, with 33 loans originated. Their average total fees are $6,692, which is $749 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Thomasville lenders (with over 10 loans originated) are FIRST COMMERCE CREDIT UNION ($4,246), GMFS LLC ($4,490), QUICKEN LOANS, LLC ($5,943), First Reliance Bank ($6,692) and Flagstar Bank, FSB ($8,753).

    The lowest rate Thomasville lenders (with over 10 loans originated) are FIRST COMMERCE CREDIT UNION (6.25%), GMFS LLC (6.36%), First Reliance Bank (6.38%), QUICKEN LOANS, LLC (6.60%) and Flagstar Bank, FSB (7.08%).

    Thomasville, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Prudential Huntoon Paige Associates, LLC $16,965,000 n/a 9.1%
    Flagstar Bank, FSB $10,570,000 $12,910,000 22.1% 7.0%
    First Reliance Bank $6,835,000 $10,510,000 53.8% 5.7%
    QUICKEN LOANS, LLC $7,035,000 $10,355,000 47.2% 5.6%
    FIRST COMMERCE CREDIT UNION $4,615,000 $8,480,000 83.7% 4.6%
    Arbor Realty Trust, Inc. $6,585,000 n/a 3.6%
    GMFS LLC $3,425,000 $4,590,000 34.0% 2.5%
    TC FEDERAL BANK $80,000 $4,025,000 4,931.3% 2.2%
    Ameris Bank $1,970,000 $3,125,000 58.6% 1.7%
    FREEDOM MORTGAGE CORPORATION $610,000 $3,025,000 395.9% 1.6%
    UNITED WHOLESALE MORTGAGE, LLC $1,525,000 $2,945,000 93.1% 1.6%
    Renasant Bank $2,880,000 $2,765,000 -4.0% 1.5%
    Synovus Bank $2,635,000 $2,730,000 3.6% 1.5%
    Mortgage Research Center, LLC $2,805,000 $2,610,000 -7.0% 1.4%
    The First, A National Banking Association $2,025,000 $2,375,000 17.3% 1.3%
    LOANDEPOT.COM, LLC $865,000 $2,075,000 139.9% 1.1%
    Capital City Home Loans, LLC $2,805,000 $1,975,000 -29.6% 1.1%
    21ST MORTGAGE CORPORATION $1,075,000 $1,925,000 79.1% 1.0%
    Truist $2,340,000 $1,885,000 -19.4% 1.0%
    Regions Bank $730,000 $1,860,000 154.8% 1.0%
    HOMESIDE FINANCIAL, LLC $125,000 $1,395,000 1,016.0% 0.8%
    NAVY FEDERAL CREDIT UNION $1,920,000 $1,205,000 -37.2% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,265,000 $1,165,000 -48.6% 0.6%
    NEWREZ LLC $1,160,000 n/a 0.6%
    BROKER SOLUTIONS, INC. $330,000 $1,150,000 248.5% 0.6%
    STOCKTON MORTGAGE CORPORATION $1,145,000 n/a 0.6%
    Carrington Mortgage Services, LLC $845,000 $1,030,000 21.9% 0.6%
    USAA Federal Savings Bank $305,000 $965,000 216.4% 0.5%
    First Federal Bank $940,000 n/a 0.5%
    EVERETT FINANCIAL, INC. $330,000 $935,000 183.3% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $270,000 $900,000 233.3% 0.5%
    Equity Prime Mortgage LLC $845,000 n/a 0.5%
    PrimeSouth Bank $765,000 n/a 0.4%
    Bank of America $750,000 n/a 0.4%
    The Federal Savings Bank $275,000 $730,000 165.5% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $720,000 $680,000 -5.6% 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $355,000 $670,000 88.7% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,270,000 $605,000 -52.4% 0.3%
    Colony Bank $580,000 $600,000 3.4% 0.3%
    SUMMIT FUNDING, INC. $585,000 n/a 0.3%
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $575,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $560,000 n/a 0.3%
    PENNYMAC LOAN SERVICES, LLC $1,910,000 $560,000 -70.7% 0.3%
    Trustmark National Bank $555,000 n/a 0.3%
    MOVEMENT MORTGAGE, LLC $1,085,000 $550,000 -49.3% 0.3%
    CARDINAL FINANCIAL $55,000 $525,000 854.5% 0.3%
    Morgan Stanley Private Bank $795,000 $515,000 -35.2% 0.3%
    CREDIT UNION OF GEORGIA $510,000 n/a 0.3%
    BANKSOUTH MORTGAGE COMPANY, LLC $505,000 n/a 0.3%
    TOWNE MORTGAGE COMPANY $405,000 $460,000 13.6% 0.2%
    VILLAGE CAPITAL MORTGAGE $340,000 $440,000 29.4% 0.2%
    Farmers & Merchants Bank $570,000 $430,000 -24.6% 0.2%
    Paramount Residential Mortgage Group, Inc. $195,000 $430,000 120.5% 0.2%
    HOMEXPRESS MORTGAGE CORP. $425,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $530,000 $420,000 -20.8% 0.2%
    CALCON MUTUAL MORTGAGE LLC $410,000 n/a 0.2%
    1ST SIGNATURE LENDING, LLC $385,000 n/a 0.2%
    VAN DYK MORTGAGE CORPORATION $475,000 $385,000 -18.9% 0.2%
    MID AMERICA MORTGAGE, INC. $235,000 $365,000 55.3% 0.2%
    AMERICAN FINANCING CORPORATION $45,000 $345,000 666.7% 0.2%
    University Bank $75,000 $345,000 360.0% 0.2%
    Hancock Whitney Bank $335,000 n/a 0.2%
    Envision Credit Union $2,280,000 $320,000 -86.0% 0.2%
    CMG MORTGAGE, INC. $315,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $450,000 $315,000 -30.0% 0.2%
    JPMorgan Chase Bank $415,000 $315,000 -24.1% 0.2%
    NP, Inc. $315,000 n/a 0.2%
    LENDINGONE, LLC $310,000 n/a 0.2%
    APCO EMPLOYEES $305,000 n/a 0.2%
    The Citizens National Bank of Quitman $395,000 $300,000 -24.1% 0.2%
    Charles Schwab Bank, SSB $295,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $245,000 $285,000 16.3% 0.2%
    Blue Ridge Bank $125,000 $285,000 128.0% 0.2%
    Lakeview Community Capital, LLC $45,000 $285,000 533.3% 0.2%
    Third Federal Savings and Loan Association of Cleveland $270,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $460,000 $260,000 -43.5% 0.1%
    VYSTAR $145,000 $260,000 79.3% 0.1%
    Armed Forces Bank $255,000 n/a 0.1%
    TEMPLE VIEW CAPITAL FUNDING, LP $250,000 n/a 0.1%
    Capital City Bank $235,000 n/a 0.1%
    First Federal Savings and Loan Association of Valdosta $235,000 n/a 0.1%
    GUARANTEED RATE, INC. $230,000 $235,000 2.2% 0.1%
    Prime Meridian Bank $235,000 n/a 0.1%
    SOUTHWEST FUNDING, LP $230,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $225,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $45,000 $225,000 400.0% 0.1%
    NMSI, INC. $225,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $225,000 n/a 0.1%
    Bank of Dawson $215,000 n/a 0.1%
    Wells Fargo Bank $185,000 $210,000 13.5% 0.1%
    CHURCHILL MORTGAGE CORPORATION $275,000 $200,000 -27.3% 0.1%
    AMERICAN HERITAGE LENDING, INC. $195,000 n/a 0.1%
    DOMINION FINANCIAL SERVICES, LLC $195,000 n/a 0.1%
    PLANET HOME LENDING, LLC $195,000 n/a 0.1%
    The Huntington National Bank $185,000 n/a 0.1%
    AMWEST FUNDING CORP. $175,000 n/a 0.1%
    DAS Acquisition Company, LLC $175,000 n/a 0.1%
    Georgia Community Bank $175,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $410,000 $175,000 -57.3% 0.1%
    OCEANSIDE MORTGAGE COMPANY $175,000 n/a 0.1%
    ServisFirst Bank $1,145,000 $175,000 -84.7% 0.1%
    ACOPIA, LLC $195,000 $170,000 -12.8% 0.1%
    Figure Lending LLC $185,000 $165,000 -10.8% 0.1%
    FINANCE OF AMERICA REVERSE LLC $75,000 $165,000 120.0% 0.1%
    JMAC LENDING, INC. $670,000 $165,000 -75.4% 0.1%
    ENDEAVOR CAPITAL, LLC. $145,000 n/a 0.1%
    SENTE MORTGAGE, INC. $145,000 n/a 0.1%
    SOUTHEASTERN Credit Union $730,000 $145,000 -80.1% 0.1%
    Five Star Credit Union $190,000 $120,000 -36.8% 0.1%
    A&D Mortgage LLC $115,000 n/a 0.1%
    First Horizon Bank $105,000 n/a 0.1%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $100,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $125,000 $85,000 -32.0% 0.0%
    Guardian Bank $470,000 $80,000 -83.0% 0.0%
    FirstBank $165,000 $65,000 -60.6% 0.0%
    Liberty Savings Bank, F.S.B. $65,000 n/a 0.0%
    LOANPAL, LLC $65,000 n/a 0.0%
    Discover Bank $55,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $55,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $55,000 n/a 0.0%
    SPRING EQ, LLC $55,000 n/a 0.0%
    Commercial Banking Company $485,000 $45,000 -90.7% 0.0%

    Thomasville's top lender by overall market share is Prudential Huntoon Paige Associates, LLC, with 9.1% market share. In second place, with 7.0%, is Flagstar Bank, FSB, having originated $12,910,000 in loans. In third place, with 5.7%, is First Reliance Bank, having originated $10,510,000 in loans. In fourth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $10,355,000 in loans. In fifth place, with 4.6%, is FIRST COMMERCE CREDIT UNION, having originated $8,480,000 in loans.

    Thomasville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Thomasville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $199,675 (17.5%) $257,755 (7.7%) 0.00 325
    2018-02-01 $199,900 (18.3%) $263,080 (12.2%) 0.00 327
    2018-03-01 $199,000 (17.1%) $258,095 (7.9%) 0.00 333
    2018-04-01 $193,650 (8.5%) $256,473 (1.1%) 0.00 331
    2018-05-01 $199,900 (6.6%) $259,570 (-1.1%) 0.00 350
    2018-06-01 $199,000 (0.1%) $259,608 (-2.6%) 0.00 356
    2018-07-01 $199,225 (0.1%) $261,426 (-4.6%) 0.00 359
    2018-08-01 $189,450 (-9.8%) $254,469 (-9.3%) 0.00 361
    2018-09-01 $192,400 (-12.1%) $265,908 (-3.6%) 0.00 347
    2018-10-01 $189,900 (-14.5%) $263,014 (-5.5%) 0.00 346
    2018-11-01 $186,500 (-14.5%) $254,511 (-6.0%) 0.00 349
    2018-12-01 $189,900 (-9.5%) $259,930 (2.0%) 0.00 344
    2019-01-01 $195,200 (-2.2%) $263,481 (2.2%) 0.00 327
    2019-02-01 $209,450 (4.8%) $274,032 (4.2%) 0.00 322
    2019-03-01 $212,043 (6.6%) $281,513 (9.1%) 0.00 307
    2019-04-01 $219,843 (13.5%) $297,429 (16.0%) 0.00 287
    2019-05-01 $218,475 (9.3%) $291,743 (12.4%) 0.00 280
    2019-06-01 $219,000 (10.1%) $291,769 (12.4%) 0.00 275
    2019-07-01 $224,950 (12.9%) $299,196 (14.5%) 0.00 278
    2019-08-01 $226,336 (19.5%) $307,523 (20.9%) 0.00 271
    2019-09-01 $228,341 (18.7%) $319,879 (20.3%) 0.00 266
    2019-10-01 $229,227 (20.7%) $327,437 (24.5%) 0.00 263
    2019-11-01 $220,000 (18.0%) $322,604 (26.8%) 0.00 267
    2019-12-01 $238,475 (25.6%) $319,061 (22.8%) 0.00 253
    2020-01-01 $239,700 (22.8%) $315,513 (19.8%) 0.00 244
    2020-02-01 $241,900 (15.5%) $325,687 (18.9%) 0.00 242
    2020-03-01 $239,900 (13.1%) $328,493 (16.7%) 0.00 239
    2020-04-01 $229,500 (4.4%) $312,580 (5.1%) 0.00 239
    2020-05-01 $224,900 (2.9%) $323,603 (10.9%) 0.00 222
    2020-06-01 $239,900 (9.5%) $330,494 (13.3%) 0.00 208
    2020-07-01 $239,675 (6.6%) $317,397 (6.1%) 0.00 202
    2020-08-01 $257,450 (13.8%) $338,267 (10.0%) 0.00 191
    2020-09-01 $269,450 (18.0%) $354,127 (10.7%) 0.00 180
    2020-10-01 $259,900 (13.4%) $329,608 (0.7%) 0.00 194
    2020-11-01 $256,950 (16.8%) $334,363 (3.7%) 0.00 198
    2020-12-01 $261,150 (9.5%) $350,729 (9.9%) 0.00 172
    2021-01-01 $279,000 (16.4%) $360,928 (14.4%) 0.00 162
    2021-02-01 $319,450 (32.1%) $370,894 (13.9%) 0.00 136
    2021-03-01 $324,175 (35.1%) $371,390 (13.1%) 0.00 123
    2021-04-01 $313,200 (36.5%) $373,621 (19.5%) 0.00 124
    2021-05-01 $299,900 (33.4%) $375,759 (16.1%) 0.00 107
    2021-06-01 $299,000 (24.6%) $380,756 (15.2%) 0.00 99
    2021-07-01 $259,900 (8.4%) $380,311 (19.8%) 0.00 99
    2021-08-01 $259,950 (1.0%) $367,399 (8.6%) 0.00 108
    2021-09-01 $271,450 (0.7%) $388,810 (9.8%) 0.00 113
    2021-10-01 $259,900 (0.0%) $388,203 (17.8%) 0.00 122
    2021-11-01 $261,200 (1.7%) $397,598 (18.9%) 0.00 128
    2021-12-01 $270,625 (3.6%) $402,251 (14.7%) 0.00 129
    2022-01-01 $265,000 (-5.0%) $394,722 (9.4%) 0.00 117
    2022-02-01 $255,325 (-20.1%) $406,243 (9.5%) 0.00 96
    2022-03-01 $268,675 (-17.1%) $425,911 (14.7%) 0.00 97
    2022-04-01 $259,250 (-17.2%) $409,762 (9.7%) 0.00 96
    2022-05-01 $269,900 (-10.0%) $408,383 (8.7%) 0.00 105
    2022-06-01 $263,675 (-11.8%) $376,475 (-1.1%) 0.00 123
    2022-07-01 $268,000 (3.1%) $360,387 (-5.2%) 0.00 144
    2022-08-01 $269,975 (3.9%) $360,854 (-1.8%) 0.00 156
    2022-09-01 $277,000 (2.0%) $371,061 (-4.6%) 0.00 159
    2022-10-01 $279,900 (7.7%) $365,207 (-5.9%) 0.00 169
    2022-11-01 $277,450 (6.2%) $355,947 (-10.5%) 0.00 172
    2022-12-01 $279,900 (3.4%) $349,190 (-13.2%) 0.00 153
    2023-01-01 $303,450 (14.5%) $362,879 (-8.1%) 0.00 141
    2023-02-01 $316,498 (24.0%) $355,855 (-12.4%) 0.00 143
    2023-03-01 $299,000 (11.3%) $344,636 (-19.1%) 0.00 131
    2023-04-01 $299,000 (15.3%) $365,080 (-10.9%) 0.00 137
    2023-05-01 $302,400 (12.0%) $361,275 (-11.5%) 0.00 139
    2023-06-01 $322,500 (22.3%) $373,715 (-0.7%) 0.00 141
    2023-07-01 $344,900 (28.7%) $428,411 (18.9%) 0.00 134
    2023-08-01 $349,900 (29.6%) $432,879 (20.0%) 0.00 145
    2023-09-01 $349,900 (26.3%) $437,230 (17.8%) 0.00 137
    2023-10-01 $339,900 (21.4%) $419,916 (15.0%) 0.00 151
    2023-11-01 $327,000 (17.9%) $395,844 (11.2%) 0.00 175
    2023-12-01 $329,700 (17.8%) $401,844 (15.1%) 0.00 164
    2024-01-01 $329,375 (8.5%) $393,715 (8.5%) 0.00 166
    2024-02-01 $313,250 (-1.0%) $377,719 (6.1%) 0.00 175
    2024-03-01 $307,200 (2.7%) $376,625 (9.3%) 0.00 177
    2024-04-01 $309,950 (3.7%) $386,092 (5.8%) 0.00 170
    2024-05-01 $324,950 (7.5%) $405,997 (12.4%) 0.00 176
    2024-06-01 $315,000 (-2.3%) $400,821 (7.3%) 0.00 181
    2024-07-01 $345,950 (0.3%) $420,108 (-1.9%) 0.00 161
    2024-08-01 $349,900 (0.0%) $415,486 (-4.0%) 0.00 174
    2024-09-01 $335,000 (-4.3%) $410,287 (-6.2%) 0.00 191
    2024-10-01 $329,225 (-3.1%) $408,788 (-2.7%) 0.00 198
    2024-11-01 $319,900 (-2.2%) $390,846 (-1.3%) 0.00 217
    2024-12-01 $305,000 (-7.5%) $399,700 (-0.5%) 0.00 215
    2025-01-01 $312,500 (-5.1%) $392,673 (-0.3%) 0.00 204
    2025-02-01 $310,000 (-1.0%) $394,137 (4.4%) 0.00 213
    2025-03-01 $299,450 (-2.5%) $374,644 (-0.5%) 0.00 229
    2025-04-01 $301,723 (-2.7%) $390,096 (1.0%) 0.00 243
    Thomasville's median listing price for 2025-04-01 was $301,723, a difference of $-8,227 (-2.7%) versus the prior year and $2,273 versus the prior month.

    Thomasville's median listing price comes in at 0% of the national average.

    Thomasville's average listing price for 2025-04-01 was $390,096, a difference of $4,004 (1.0%) versus the prior year and $15,452 versus the prior month.

    For the 2025-04-01 period, Thomasville had 243 MLS listings, a difference of 14 listings (6%) versus the prior month and 73 listings (43%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Thomasville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,003 sqft
    2018-02-01 0 days 1,996 sqft
    2018-03-01 0 days 1,964 sqft
    2018-04-01 0 days 1,923 sqft
    2018-05-01 0 days 1,920 sqft
    2018-06-01 0 days 1,925 sqft
    2018-07-01 0 days 1,902 sqft
    2018-08-01 0 days 1,845 sqft
    2018-09-01 0 days 1,848 sqft
    2018-10-01 0 days 1,851 sqft
    2018-11-01 0 days 1,851 sqft
    2018-12-01 0 days 1,853 sqft
    2019-01-01 0 days 1,888 sqft
    2019-02-01 0 days 1,901 sqft
    2019-03-01 0 days 1,945 sqft
    2019-04-01 0 days 2,005 sqft
    2019-05-01 0 days 1,923 sqft
    2019-06-01 0 days 1,962 sqft
    2019-07-01 0 days 2,032 sqft
    2019-08-01 0 days 2,053 sqft
    2019-09-01 0 days 2,062 sqft
    2019-10-01 0 days 2,067 sqft
    2019-11-01 0 days 2,041 sqft
    2019-12-01 0 days 2,064 sqft
    2020-01-01 0 days 2,051 sqft
    2020-02-01 0 days 2,064 sqft
    2020-03-01 0 days 1,999 sqft
    2020-04-01 0 days 1,964 sqft
    2020-05-01 0 days 2,035 sqft
    2020-06-01 0 days 2,019 sqft
    2020-07-01 0 days 1,982 sqft
    2020-08-01 0 days 2,145 sqft
    2020-09-01 0 days 2,216 sqft
    2020-10-01 0 days 2,057 sqft
    2020-11-01 0 days 2,073 sqft
    2020-12-01 0 days 2,101 sqft
    2021-01-01 0 days 2,221 sqft
    2021-02-01 0 days 2,271 sqft
    2021-03-01 0 days 2,225 sqft
    2021-04-01 0 days 2,205 sqft
    2021-05-01 0 days 2,273 sqft
    2021-06-01 0 days 2,237 sqft
    2021-07-01 0 days 2,150 sqft
    2021-08-01 0 days 2,182 sqft
    2021-09-01 0 days 2,231 sqft
    2021-10-01 0 days 2,165 sqft
    2021-11-01 0 days 2,066 sqft
    2021-12-01 0 days 2,123 sqft
    2022-01-01 0 days 2,117 sqft
    2022-02-01 0 days 2,126 sqft
    2022-03-01 0 days 2,109 sqft
    2022-04-01 0 days 1,904 sqft
    2022-05-01 0 days 1,952 sqft
    2022-06-01 0 days 1,919 sqft
    2022-07-01 0 days 1,848 sqft
    2022-08-01 0 days 1,825 sqft
    2022-09-01 0 days 1,874 sqft
    2022-10-01 0 days 1,885 sqft
    2022-11-01 0 days 1,830 sqft
    2022-12-01 0 days 1,788 sqft
    2023-01-01 0 days 1,811 sqft
    2023-02-01 0 days 1,790 sqft
    2023-03-01 0 days 1,749 sqft
    2023-04-01 0 days 1,765 sqft
    2023-05-01 0 days 1,727 sqft
    2023-06-01 0 days 1,751 sqft
    2023-07-01 0 days 1,885 sqft
    2023-08-01 0 days 1,928 sqft
    2023-09-01 0 days 1,980 sqft
    2023-10-01 0 days 1,923 sqft
    2023-11-01 0 days 1,894 sqft
    2023-12-01 0 days 1,914 sqft
    2024-01-01 0 days 1,930 sqft
    2024-02-01 0 days 1,909 sqft
    2024-03-01 0 days 1,845 sqft
    2024-04-01 0 days 1,848 sqft
    2024-05-01 0 days 1,894 sqft
    2024-06-01 0 days 1,894 sqft
    2024-07-01 0 days 1,997 sqft
    2024-08-01 0 days 1,921 sqft
    2024-09-01 0 days 1,884 sqft
    2024-10-01 0 days 1,868 sqft
    2024-11-01 0 days 1,827 sqft
    2024-12-01 0 days 1,815 sqft
    2025-01-01 0 days 1,816 sqft
    2025-02-01 0 days 1,801 sqft
    2025-03-01 0 days 1,774 sqft
    2025-04-01 0 days 1,760 sqft
    Thomasville's median listing age (time on market) for 2025-04-01 was 0 days.

    Thomasville's median square footage for active listings during the 2025-04-01 period was 1,760 sqft. One year prior, the average listing was 1,848 sqft.

    Thomasville, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 426 $123,840,000 $290,704
    Refi 111 $23,495,000 $211,667
    Cash Out Refi 110 $29,590,000 $269,000
    Other 41 $4,515,000 $110,122
    Home Improvement 39 $3,235,000 $82,949
    NA 8 $740,000 $92,500

    Thomasville's most frequently cited loan purpose was Home Purchase, with 426 originations. The 2nd most popular reason was Refi, with 111 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 246 $59,750,000 $242,886
    5-6% 115 $51,395,000 $446,913
    Over 8% 113 $11,085,000 $98,097
    7-8% 84 $18,190,000 $216,548
    <2.5% 5 $45,000 $9,000
    4-5% 2 $450,000 $225,000

    During 2024, Thomasville's most frequently originated rate bucket was 6-7%, with 246 originations.

    Loan Sizing (Thomasville, GA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 285 $78,195,000 $274,368
    $100k-200k 222 $33,850,000 $152,477
    $100,000 or less 161 $8,715,000 $54,130
    $400k-600k 50 $24,160,000 $483,200
    $600k-1000k 9 $6,535,000 $726,111
    $Over $1MM 8 $33,960,000 $4,245,000

    Thomasville's loan sizing saw the bucket of loans from $200k-400k with 285 originations, totaling $78,195,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 233 $60,075,000 $257,833
    60-80% 136 $56,950,000 $418,750
    40-60% 66 $11,670,000 $176,818
    Under 20% 64 $2,980,000 $46,563
    20-40% 48 $5,170,000 $107,708
    Over 100% 8 $2,020,000 $252,500

    Thomasville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 233 originations, totaling $60,075,000 in origination value.