Thomasville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Thomasville averaged 6.52% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 7% and one month ago for the week of 2023-02-16, the average rate was 6.52%.

    Thomasville's average rate one year ago was 3.74%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.75%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Thomasville 30 Year Fixed Rate 2023-03-23 6.52%
    Thomasville 30 Year Fixed Rate Refi 2023-03-23 6.75%
    Thomasville 15 Year Fixed Rate 2023-03-23 6.3%
    Thomasville 15 Year Fixed Rate Refi 2023-03-23 5.86%
    Thomasville 30 Year FHA 2023-03-23 6.2%
    Thomasville 30 Year FHA Refi 2023-03-23 6%
    Thomasville 30 Year USDA 2023-03-23 6.23%
    Thomasville 30 Year USDA Refi 2023-03-23 2.13%
    Thomasville 30 Year VA 2023-03-23 5.9%
    Thomasville 30 Year VA Refi 2023-03-23 5.7%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Thomasville, GA.

    Thomasville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Thomasville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    MORTGAGE INVESTORS GROUP, INC. 66 4.52% $4,356
    QUICKEN LOANS, LLC 23 4.74% $5,986
    GMFS LLC 18 4.71% $3,050
    Flagstar Bank, FSB 11 6.32% $5,648
    FIRST COMMERCE CREDIT UNION 9 4.51% $3,913
    UNITED WHOLESALE MORTGAGE, LLC 7 5.60% $6,943
    Envision Credit Union 7 3.93% $3,914
    Synovus Bank 6 5.38% $3,962
    Wells Fargo Bank 6 4.23% $4,018
    Renasant Bank 5 5.17% $5,045
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 3.70% $6,936
    UNION HOME MORTGAGE CORP. 5 5.18% $4,447
    Bank of America 4 3.94% $5,074
    BETTER MORTGAGE CORPORATION 4 4.28% $3,036
    CROSSCOUNTRY MORTGAGE, LLC 4 5.31% $7,329
    MOVEMENT MORTGAGE, LLC 3 4.27% $4,342
    BROKER SOLUTIONS, INC. 3 4.63% $7,180
    LOANDEPOT.COM, LLC 3 3.96% $7,093
    HOMESTAR FINANCIAL CORPORATION 3 4.50% $4,277
    FREEDOM MORTGAGE CORPORATION 3 3.91% $5,789
    First Reliance Bank 3 5.63% $3,702
    Truist 3 4.19% $3,156
    Mr. Cooper ( Nationstar Mortgage ) 3 4.96% $5,963
    SHELTER HOME MORTGAGE, LLC 2 5.00% $5,441
    Ameris Bank 2 6.00% $3,942
    ANGEL OAK HOME LOANS LLC 2 4.06% $7,324
    Capital City Home Loans, LLC 2 3.31% $5,453
    Carrington Mortgage Services, LLC 2 4.38% $4,884
    EVERETT FINANCIAL, INC. 2 5.00% $2,470
    JPMorgan Chase Bank 2 5.81% $3,799
    Metro City Bank 2 6.25% $5,967
    Mortgage Research Center, LLC 2 5.63% $4,272
    PENNYMAC LOAN SERVICES, LLC 2 4.37% $12,128
    PREMIER LENDING, INC. 2 3.63% $4,710
    Regions Bank 2 4.50% $3,757
    U.S. Bank 2 3.81% $3,945
    HOME POINT FINANCIAL CORPORATION 1 4.75% $2,913
    Core Bank 1 5.38% $3,786
    CALCON MUTUAL MORTGAGE LLC 1 3.88% $6,581
    KeyBank 1 3.25% $3,563
    LEADERONE FINANCIAL CORPORATION 1 5.50% $4,732
    Colony Bank 1 5.25% $9,688
    BAY CAPITAL MORTGAGE CORPORATION 1 4.88% $3,971
    CMG MORTGAGE, INC. 1 5.25% $6,792
    Bank of England 1 5.50% $3,735
    Citibank 1 3.63% $82,773
    CHURCHILL MORTGAGE CORPORATION 1 7.13% $11,213
    North American Savings Bank, F.S.B. 1 2.88% $5,634
    Paramount Residential Mortgage Group, Inc. 1 3.63% $5,132
    BancorpSouth Bank 1 5.50% $8,692
    UNIVERSITY LENDING GROUP, LLC 1 4.25% $3,700
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.50% $4,108
    CASTLE & COOKE MORTGAGE, LLC 1 4.63% $4,983
    Raymond James Bank 1 5.13% $5,234
    Atlantic Coast Mortgage, LLC 1 5.13% $7,493
    CAMPUS USA 1 4.63% $2,082
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $5,366
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 6.88% $2,212
    First Internet Bank of Indiana 1 3.38% $4,016
    First Horizon Bank 1 5.13% $4,932
    First Home Bank 1 4.50% $12,089
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.13% $3,399
    CREDIT UNION FINANCIAL SERVICES, LLC 1 4.13% $5,181
    HANSCOM 1 4.00% $4,038
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.38% $6,606

    Thomasville Average Closing Costs & Other Stats

    Thomasville, GA's 65 lenders originated 922 loans during 2022. The total origination value was $229,570,000, with an average loan value of $248,991.

    Thomasville's average closing costs are $5,199.

    The top Thomasville lender as defined by loan originations is MORTGAGE INVESTORS GROUP, INC., with 66 loans originated. Their average total fees are $4,356, which is $1,630 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Thomasville lenders (with over 10 loans originated) are GMFS LLC ($3,050), MORTGAGE INVESTORS GROUP, INC. ($4,356), Flagstar Bank, FSB ($5,648), QUICKEN LOANS, LLC ($5,986) and .

    The lowest rate Thomasville lenders (with over 10 loans originated) are MORTGAGE INVESTORS GROUP, INC. (4.52%), GMFS LLC (4.71%), QUICKEN LOANS, LLC (4.74%), Flagstar Bank, FSB (6.32%) and .

    Thomasville, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Citibank $39,905,000 n/a 17.4%
    Thomasville National Bank $39,000,000 $29,490,000 -24.4% 12.8%
    MORTGAGE INVESTORS GROUP, INC. $30,180,000 $19,840,000 -34.3% 8.6%
    QUICKEN LOANS, LLC $26,130,000 $11,870,000 -54.6% 5.2%
    Flagstar Bank, FSB $5,060,000 $7,655,000 51.3% 3.3%
    GMFS LLC $21,150,000 $7,515,000 -64.5% 3.3%
    TC FEDERAL BANK $2,565,000 $5,770,000 125.0% 2.5%
    Merchants Bank of Indiana $5,685,000 n/a 2.5%
    Synovus Bank $6,670,000 $5,030,000 -24.6% 2.2%
    UNITED WHOLESALE MORTGAGE, LLC $4,270,000 $4,605,000 7.8% 2.0%
    The First, A National Banking Association $7,890,000 $4,225,000 -46.5% 1.8%
    Mortgage Research Center, LLC $6,965,000 $3,785,000 -45.7% 1.6%
    FIRST COMMERCE CREDIT UNION $5,465,000 $3,390,000 -38.0% 1.5%
    Ameris Bank $5,635,000 $3,080,000 -45.3% 1.3%
    Envision Credit Union $4,945,000 $2,800,000 -43.4% 1.2%
    PREMIER LENDING, INC. $580,000 $2,650,000 356.9% 1.2%
    PENNYMAC LOAN SERVICES, LLC $4,705,000 $2,330,000 -50.5% 1.0%
    LOANDEPOT.COM, LLC $4,270,000 $2,305,000 -46.0% 1.0%
    Renasant Bank $14,765,000 $2,300,000 -84.4% 1.0%
    Truist $5,620,000 $2,285,000 -59.3% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,100,000 $2,150,000 -88.7% 0.9%
    FREEDOM MORTGAGE CORPORATION $4,450,000 $2,040,000 -54.2% 0.9%
    Wells Fargo Bank $3,950,000 $1,995,000 -49.5% 0.9%
    DOMINION FINANCIAL SERVICES, LLC $1,905,000 n/a 0.8%
    UNION HOME MORTGAGE CORP. $240,000 $1,895,000 689.6% 0.8%
    21ST MORTGAGE CORPORATION $1,470,000 $1,835,000 24.8% 0.8%
    AMERISAVE MORTGAGE CORPORATION $1,290,000 $1,705,000 32.2% 0.7%
    BETTER MORTGAGE CORPORATION $885,000 $1,630,000 84.2% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $340,000 $1,455,000 327.9% 0.6%
    UNIVERSITY LENDING GROUP, LLC $960,000 $1,420,000 47.9% 0.6%
    Regions Bank $360,000 $1,190,000 230.6% 0.5%
    BROKER SOLUTIONS, INC. $1,105,000 $1,175,000 6.3% 0.5%
    Carrington Mortgage Services, LLC $1,115,000 $1,175,000 5.4% 0.5%
    ANGEL OAK HOME LOANS LLC $555,000 $1,125,000 102.7% 0.5%
    HOMESTAR FINANCIAL CORPORATION $1,485,000 $1,090,000 -26.6% 0.5%
    AMERICAN PACIFIC MORTGAGE CORPORATION $410,000 $1,060,000 158.5% 0.5%
    MOVEMENT MORTGAGE, LLC $1,320,000 $1,045,000 -20.8% 0.5%
    AMERICAN FINANCIAL RESOURCES, INC. $1,250,000 $1,030,000 -17.6% 0.4%
    Colony Bank $300,000 $1,000,000 233.3% 0.4%
    U.S. Bank $945,000 $985,000 4.2% 0.4%
    NEW DAY FINANCIAL, LLC $260,000 $975,000 275.0% 0.4%
    Bank of America $525,000 $900,000 71.4% 0.4%
    EVERETT FINANCIAL, INC. $900,000 n/a 0.4%
    Farmers & Merchants Bank $370,000 $850,000 129.7% 0.4%
    USAA Federal Savings Bank $1,635,000 $835,000 -48.9% 0.4%
    1ST SIGNATURE LENDING, LLC $675,000 $815,000 20.7% 0.4%
    Capital City Home Loans, LLC $945,000 $800,000 -15.3% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $2,535,000 $745,000 -70.6% 0.3%
    NAVY FEDERAL CREDIT UNION $2,735,000 $720,000 -73.7% 0.3%
    VYSTAR $675,000 n/a 0.3%
    CASTLE & COOKE MORTGAGE, LLC $645,000 n/a 0.3%
    BAY CAPITAL MORTGAGE CORPORATION $275,000 $610,000 121.8% 0.3%
    HOME POINT FINANCIAL CORPORATION $75,000 $595,000 693.3% 0.3%
    Blue Ridge Bank $175,000 $575,000 228.6% 0.3%
    North American Savings Bank, F.S.B. $570,000 n/a 0.2%
    GUARANTEED RATE, INC. $775,000 $560,000 -27.7% 0.2%
    Paramount Residential Mortgage Group, Inc. $240,000 $540,000 125.0% 0.2%
    Barrington Bank & Trust Company, N.A. $925,000 $520,000 -43.8% 0.2%
    First Horizon Bank $545,000 $515,000 -5.5% 0.2%
    Metro City Bank $500,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $495,000 n/a 0.2%
    JPMorgan Chase Bank $1,215,000 $490,000 -59.7% 0.2%
    SHELTER HOME MORTGAGE, LLC $480,000 n/a 0.2%
    CALCON MUTUAL MORTGAGE LLC $565,000 $470,000 -16.8% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $440,000 $470,000 6.8% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $35,000 $460,000 1,214.3% 0.2%
    BNC National Bank $455,000 n/a 0.2%
    KeyBank $445,000 n/a 0.2%
    CRESCENT MORTGAGE COMPANY $455,000 $425,000 -6.6% 0.2%
    First Reliance Bank $415,000 n/a 0.2%
    BancorpSouth Bank $405,000 n/a 0.2%
    Bank of England $85,000 $400,000 370.6% 0.2%
    AMERICAN ADVISORS GROUP $570,000 $395,000 -30.7% 0.2%
    NBKC BANK $385,000 n/a 0.2%
    CMG MORTGAGE, INC. $195,000 $375,000 92.3% 0.2%
    EMM LOANS LLC $375,000 n/a 0.2%
    PNC Bank $440,000 $370,000 -15.9% 0.2%
    First Home Bank $365,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $130,000 $360,000 176.9% 0.2%
    CHURCHILL MORTGAGE CORPORATION $215,000 $345,000 60.5% 0.2%
    NFM, INC. $335,000 n/a 0.1%
    Raymond James Bank $325,000 n/a 0.1%
    CLEARPATH LENDING $360,000 $315,000 -12.5% 0.1%
    NEWREZ LLC $890,000 $310,000 -65.2% 0.1%
    Core Bank $305,000 n/a 0.1%
    CALIBER HOME LOANS, INC. $870,000 $300,000 -65.5% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,200,000 $295,000 -75.4% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $290,000 65.7% 0.1%
    AMWEST FUNDING CORP. $215,000 $285,000 32.6% 0.1%
    Atlantic Coast Mortgage, LLC $285,000 n/a 0.1%
    Austin Capital Bank SSB $285,000 n/a 0.1%
    HANSCOM $285,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $285,000 n/a 0.1%
    Figure Lending LLC $25,000 $280,000 1,020.0% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $165,000 $280,000 69.7% 0.1%
    Mid-Continent Funding, Inc. $205,000 $275,000 34.1% 0.1%
    MILEND, INC. $380,000 $275,000 -27.6% 0.1%
    RADIUS FINANCIAL GROUP INC. $135,000 $275,000 103.7% 0.1%
    GEORGIA UNITED $270,000 n/a 0.1%
    Prime Meridian Bank $495,000 $270,000 -45.5% 0.1%
    SOUTHEASTERN Credit Union $265,000 n/a 0.1%
    PLANET HOME LENDING, LLC $255,000 n/a 0.1%
    Mortgage Assurance Inc. $205,000 $235,000 14.6% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,075,000 $225,000 -79.1% 0.1%
    Capital City Bank $280,000 $220,000 -21.4% 0.1%
    CREDIT UNION FINANCIAL SERVICES, LLC $185,000 $215,000 16.2% 0.1%
    Flint Community Bank $480,000 $215,000 -55.2% 0.1%
    Prosperity Home Mortgage, LLC $200,000 n/a 0.1%
    BANKSOUTH MORTGAGE COMPANY, LLC $860,000 $195,000 -77.3% 0.1%
    Gateway First Bank $195,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $175,000 n/a 0.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $175,000 n/a 0.1%
    First Internet Bank of Indiana $175,000 n/a 0.1%
    Mainstreet Community Bank of Florida $705,000 $175,000 -75.2% 0.1%
    Hometown Equity Mortgage, LLC $235,000 $165,000 -29.8% 0.1%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $165,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $1,465,000 $165,000 -88.7% 0.1%
    Discover Bank $140,000 $155,000 10.7% 0.1%
    EagleBank $455,000 $155,000 -65.9% 0.1%
    FirstBank $850,000 $145,000 -82.9% 0.1%
    PHH Mortgage Corporation $135,000 $145,000 7.4% 0.1%
    AMERICAN FINANCING CORPORATION $970,000 $135,000 -86.1% 0.1%
    TOWNE MORTGAGE COMPANY $145,000 $135,000 -6.9% 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $125,000 n/a 0.1%
    OPEN MORTGAGE, LLC $225,000 $125,000 -44.4% 0.1%
    First National Bank of America $105,000 n/a 0.0%
    GoPrime Mortgage, Inc. $105,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $820,000 $105,000 -87.2% 0.0%
    PLAZA HOME MORTGAGE, INC. $105,000 n/a 0.0%
    RELIANCE FIRST CAPITAL, LLC $470,000 $105,000 -77.7% 0.0%
    SHARONVIEW FEDERAL CREDIT UNION $105,000 n/a 0.0%
    TOP FLITE FINANCIAL, INC. $105,000 n/a 0.0%
    CAMPUS USA $740,000 $95,000 -87.2% 0.0%
    Colonial Savings, F.A. $95,000 n/a 0.0%
    Exchange Bank $95,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $95,000 n/a 0.0%
    GREAT LAKES $85,000 n/a 0.0%
    Secured Investment Corp. $95,000 $85,000 -10.5% 0.0%
    GEORGIA'S OWN $795,000 $80,000 -89.9% 0.0%
    ACOPIA, LLC $65,000 n/a 0.0%
    FIRST FLORIDA Credit Union $135,000 $55,000 -59.3% 0.0%
    DELTA COMMUNITY CREDIT UNION $35,000 $25,000 -28.6% 0.0%
    Guardian Bank $110,000 $25,000 -77.3% 0.0%
    Georgia Banking Company $5,000 n/a 0.0%

    Thomasville's top lender by overall market share is Citibank, with 17.4% market share. In second place, with 12.8%, is Thomasville National Bank, having originated $29,490,000 in loans. In third place, with 8.6%, is MORTGAGE INVESTORS GROUP, INC., having originated $19,840,000 in loans. In fourth place, with 5.2%, is QUICKEN LOANS, LLC, having originated $11,870,000 in loans. In fifth place, with 3.3%, is Flagstar Bank, FSB, having originated $7,655,000 in loans.

    Thomasville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Thomasville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $199,900 (12.6%) $260,758 (6.0%) 0.00 248
    2018-02-01 $203,475 (18.4%) $270,785 (10.6%) 0.00 249
    2018-03-01 $209,000 (14.9%) $271,313 (7.6%) 0.00 260
    2018-04-01 $209,900 (10.5%) $277,263 (2.9%) 0.00 254
    2018-05-01 $214,900 (8.1%) $283,499 (0.8%) 0.00 262
    2018-06-01 $209,450 (4.8%) $278,314 (-1.4%) 0.00 277
    2018-07-01 $207,300 (3.7%) $278,702 (-2.8%) 0.00 289
    2018-08-01 $194,900 (-8.7%) $269,244 (-6.7%) 0.00 288
    2018-09-01 $199,900 (-8.7%) $285,358 (1.1%) 0.00 278
    2018-10-01 $199,900 (-10.1%) $278,630 (-2.8%) 0.00 279
    2018-11-01 $198,425 (-9.5%) $273,877 (-0.2%) 0.00 278
    2018-12-01 $207,400 (-3.5%) $285,515 (11.5%) 0.00 264
    2019-01-01 $217,400 (8.8%) $293,333 (12.5%) 0.00 247
    2019-02-01 $224,950 (10.6%) $305,087 (12.7%) 0.00 251
    2019-03-01 $224,186 (7.3%) $299,715 (10.5%) 0.00 244
    2019-04-01 $223,961 (6.7%) $302,777 (9.2%) 0.00 234
    2019-05-01 $219,450 (2.1%) $292,474 (3.2%) 0.00 229
    2019-06-01 $225,000 (7.4%) $291,617 (4.8%) 0.00 225
    2019-07-01 $234,950 (13.3%) $298,555 (7.1%) 0.00 225
    2019-08-01 $238,273 (22.3%) $310,572 (15.4%) 0.00 217
    2019-09-01 $238,682 (19.4%) $326,891 (14.6%) 0.00 211
    2019-10-01 $236,905 (18.5%) $337,125 (21.0%) 0.00 207
    2019-11-01 $239,450 (20.7%) $334,002 (22.0%) 0.00 210
    2019-12-01 $252,175 (21.6%) $338,636 (18.6%) 0.00 203
    2020-01-01 $250,000 (15.0%) $333,367 (13.7%) 0.00 197
    2020-02-01 $255,000 (13.4%) $347,014 (13.7%) 0.00 190
    2020-03-01 $249,900 (11.5%) $349,240 (16.5%) 0.00 183
    2020-04-01 $239,650 (7.0%) $330,422 (9.1%) 0.00 183
    2020-05-01 $238,000 (8.5%) $343,371 (17.4%) 0.00 170
    2020-06-01 $247,900 (10.2%) $350,444 (20.2%) 0.00 163
    2020-07-01 $245,225 (4.4%) $335,275 (12.3%) 0.00 164
    2020-08-01 $257,400 (8.0%) $356,228 (14.7%) 0.00 151
    2020-09-01 $269,000 (12.7%) $363,610 (11.2%) 0.00 149
    2020-10-01 $258,900 (9.3%) $335,592 (-0.5%) 0.00 164
    2020-11-01 $253,725 (6.0%) $337,910 (1.2%) 0.00 171
    2020-12-01 $270,225 (7.2%) $361,183 (6.7%) 0.00 145
    2021-01-01 $289,900 (16.0%) $374,528 (12.4%) 0.00 140
    2021-02-01 $344,000 (34.9%) $396,731 (14.3%) 0.00 111
    2021-03-01 $349,000 (39.7%) $384,970 (10.2%) 0.00 101
    2021-04-01 $317,425 (32.5%) $380,241 (15.1%) 0.00 103
    2021-05-01 $299,900 (26.0%) $390,296 (13.7%) 0.00 86
    2021-06-01 $299,225 (20.7%) $397,352 (13.4%) 0.00 82
    2021-07-01 $289,900 (18.2%) $413,875 (23.4%) 0.00 78
    2021-08-01 $274,425 (6.6%) $387,965 (8.9%) 0.00 84
    2021-09-01 $299,000 (11.2%) $420,256 (15.6%) 0.00 88
    2021-10-01 $287,000 (10.9%) $422,013 (25.8%) 0.00 90
    2021-11-01 $272,400 (7.4%) $422,418 (25.0%) 0.00 94
    2021-12-01 $277,450 (2.7%) $426,365 (18.1%) 0.00 100
    2022-01-01 $265,000 (-8.6%) $411,249 (9.8%) 0.00 93
    2022-02-01 $250,675 (-27.1%) $417,211 (5.2%) 0.00 70
    2022-03-01 $268,700 (-23.0%) $467,653 (21.5%) 0.00 67
    2022-04-01 $259,450 (-18.3%) $447,437 (17.7%) 0.00 71
    2022-05-01 $276,750 (-7.7%) $439,896 (12.7%) 0.00 78
    2022-06-01 $271,250 (-9.4%) $404,813 (1.9%) 0.00 90
    2022-07-01 $272,400 (-6.0%) $377,680 (-8.8%) 0.00 110
    2022-08-01 $272,450 (-0.7%) $379,673 (-2.1%) 0.00 118
    2022-09-01 $287,450 (-3.9%) $390,655 (-7.0%) 0.00 124
    2022-10-01 $305,000 (6.3%) $393,111 (-6.9%) 0.00 125
    2022-11-01 $280,500 (3.0%) $383,847 (-9.1%) 0.00 128
    2022-12-01 $284,500 (2.5%) $378,241 (-11.3%) 0.00 111
    2023-01-01 $298,250 (12.6%) $392,869 (-4.5%) 0.00 103
    2023-02-01 $314,475 (25.5%) $375,738 (-9.9%) 0.00 106
    Thomasville's median listing price for 2023-02-01 was $314,475, a difference of $63,800 (25.5%) versus the prior year and $16,225 versus the prior month.

    Thomasville's median listing price comes in at 0% of the national average.

    Thomasville's average listing price for 2023-02-01 was $375,738, a difference of $-41,473 (-9.9%) versus the prior year and $-17,131 versus the prior month.

    For the 2023-02-01 period, Thomasville had 106 MLS listings, a difference of 3 listings (3%) versus the prior month and 36 listings (51%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Thomasville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,909 sqft
    2018-02-01 0 days 1,951 sqft
    2018-03-01 0 days 1,951 sqft
    2018-04-01 0 days 1,936 sqft
    2018-05-01 0 days 1,946 sqft
    2018-06-01 0 days 1,923 sqft
    2018-07-01 0 days 1,896 sqft
    2018-08-01 0 days 1,853 sqft
    2018-09-01 0 days 1,855 sqft
    2018-10-01 0 days 1,865 sqft
    2018-11-01 0 days 1,881 sqft
    2018-12-01 0 days 1,904 sqft
    2019-01-01 0 days 1,958 sqft
    2019-02-01 0 days 1,945 sqft
    2019-03-01 0 days 1,963 sqft
    2019-04-01 0 days 2,002 sqft
    2019-05-01 0 days 1,900 sqft
    2019-06-01 0 days 1,980 sqft
    2019-07-01 0 days 2,034 sqft
    2019-08-01 0 days 2,089 sqft
    2019-09-01 0 days 2,147 sqft
    2019-10-01 0 days 2,186 sqft
    2019-11-01 0 days 2,092 sqft
    2019-12-01 0 days 2,182 sqft
    2020-01-01 0 days 2,248 sqft
    2020-02-01 0 days 2,190 sqft
    2020-03-01 0 days 2,066 sqft
    2020-04-01 0 days 2,016 sqft
    2020-05-01 0 days 2,102 sqft
    2020-06-01 0 days 2,074 sqft
    2020-07-01 0 days 2,043 sqft
    2020-08-01 0 days 2,224 sqft
    2020-09-01 0 days 2,234 sqft
    2020-10-01 0 days 2,138 sqft
    2020-11-01 0 days 2,120 sqft
    2020-12-01 0 days 2,174 sqft
    2021-01-01 0 days 2,260 sqft
    2021-02-01 0 days 2,315 sqft
    2021-03-01 0 days 2,225 sqft
    2021-04-01 0 days 2,187 sqft
    2021-05-01 0 days 2,244 sqft
    2021-06-01 0 days 2,242 sqft
    2021-07-01 0 days 2,228 sqft
    2021-08-01 0 days 1,983 sqft
    2021-09-01 0 days 2,222 sqft
    2021-10-01 0 days 2,203 sqft
    2021-11-01 0 days 2,039 sqft
    2021-12-01 0 days 2,020 sqft
    2022-01-01 0 days 1,926 sqft
    2022-02-01 0 days 2,032 sqft
    2022-03-01 0 days 2,190 sqft
    2022-04-01 0 days 1,904 sqft
    2022-05-01 0 days 2,064 sqft
    2022-06-01 0 days 1,943 sqft
    2022-07-01 0 days 1,900 sqft
    2022-08-01 0 days 1,852 sqft
    2022-09-01 0 days 1,982 sqft
    2022-10-01 0 days 2,068 sqft
    2022-11-01 0 days 2,043 sqft
    2022-12-01 0 days 1,924 sqft
    2023-01-01 0 days 1,996 sqft
    2023-02-01 0 days 1,827 sqft
    Thomasville's median listing age (time on market) for 2023-02-01 was 0 days.

    Thomasville's median square footage for active listings during the 2023-02-01 period was 1,827 sqft. One year prior, the average listing was 2,032 sqft.

    Thomasville, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 509 $118,925,000 $233,644
    Refi 165 $30,515,000 $184,939
    Cash Out Refi 157 $71,205,000 $453,535
    Home Improvement 52 $4,790,000 $92,115
    Other 39 $4,135,000 $106,026

    Thomasville's most frequently cited loan purpose was Home Purchase, with 509 originations. The 2nd most popular reason was Refi, with 165 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 195 $40,425,000 $207,308
    3-4% 183 $82,825,000 $452,596
    4-5% 168 $35,960,000 $214,048
    6-7% 75 $13,605,000 $181,400
    2.5-3% 42 $9,770,000 $232,619
    7-8% 38 $5,830,000 $153,421
    Over 8% 19 $2,055,000 $108,158
    <2.5% 10 $2,180,000 $218,000

    During 2022, Thomasville's most frequently originated rate bucket was 5-6%, with 195 originations.

    Loan Sizing (Thomasville, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 373 $55,335,000 $148,351
    $200k-400k 308 $83,640,000 $271,558
    $100,000 or less 178 $10,690,000 $60,056
    $400k-600k 43 $20,485,000 $476,395
    $600k-1000k 15 $10,485,000 $699,000
    $Over $1MM 5 $48,935,000 $9,787,000

    Thomasville's loan sizing saw the bucket of loans from $100k-200k with 373 originations, totaling $55,335,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 337 $77,035,000 $228,591
    60-80% 214 $52,750,000 $246,495
    40-60% 73 $50,665,000 $694,041
    20-40% 50 $5,860,000 $117,200
    Under 20% 35 $1,455,000 $41,571
    Over 100% 16 $3,500,000 $218,750

    Thomasville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 337 originations, totaling $77,035,000 in origination value.