Houston Texas Fire Fighters Mortgage Rates, Fees & Info
Houston, TXLEI: 549300ODE6V13YFWTW21
Tax ID: 74-1115597
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Mortgage Data
Review & Overview
Houston Texas Fire Fighters is a smaller mortgage company specializing in Cash Out Refi loans. Houston Texas Fire Fighters has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Fredericksburg, El Campo, and Waco among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Houston Texas Fire Fighters has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
38Origination Dollar Volume (All Markets)
$4,430,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 33 | $3,645,000 | $110,455 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $430,000 | $215,000 | $0 | 0.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| El Campo, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 38 | $4,430,000 | $116,579 | $0 | 0.00% |
For 2019, Houston Texas Fire Fighters's most frequently originated type of loan was Conventional, with 38 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 35 | $3,875,000 | $110,714 | $0 | 0.00% |
| Refi | 2 | $520,000 | $260,000 | $0 | 0.00% |
| Home Improvement | 1 | $35,000 | $35,000 | $0 | 0.00% |
For 2019, Houston Texas Fire Fighters's most frequently cited loan purpose was Cash Out Refi, with 35 originations. The 2nd most popular reason was Refi, with 2 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 38 | $4,430,000 | $116,579 | $0 | 0.00% |
For 2019, Houston Texas Fire Fighters's most frequently cited loan duration was Other, with 38 originations.
Loan Sizing
2019 saw Houston Texas Fire Fighters place emphasis on $100,000 or less loans with 23 originations, totaling $1,505,000 in origination value.
Applicant Income
Houston Texas Fire Fighters lent most frequently to those with incomes in the $100k-150k range, with 16 originations. The second most popular income band? $50k-75k, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 38 | $4,430,000 | $116,579 | $0 | 0.00% |
Houston Texas Fire Fighters lent most frequently to those with DTI ratios of Exempt%, with 38 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 33 | $4,075,000 | $123,485 | $0 | 0.00% |
| Black | 4 | $260,000 | $65,000 | $0 | 0.00% |
| Asian | 1 | $95,000 | $95,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications70.24%
Houston Texas Fire Fighters has a below average approval rate.
Pick Rate
Approvals leading to origination63.16%
Houston Texas Fire Fighters has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 38 | $4,430,000 | $116,579 |