Houston Texas Fire Fighters Mortgage Rates, Fees & Info

Houston, TX

LEI: 549300ODE6V13YFWTW21

Tax ID: 74-1115597

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Houston Texas Fire Fighters is a smaller mortgage company specializing in Cash Out Refi, Refi, and Home Purchase loans. Houston Texas Fire Fighters has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Dallas, and Huntsville among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Houston Texas Fire Fighters has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    45

    Origination Dollar Volume (All Markets)

    $5,445,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 41 $4,615,000 $112,561 $0 0.00%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $510,000 $255,000 $0 0.00%
    Huntsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
    Outside of Metro Areas 1 $155,000 $155,000 $0 0.00%
    Houston Texas Fire Fighters's top markets include Houston, Dallas, and Huntsville among others.

    Their top states include:
  • Texas (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 45 $5,445,000 $121,000 $0 0.00%

    For 2020, Houston Texas Fire Fighters's most frequently originated type of loan was Conventional, with 45 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 21 $1,905,000 $90,714 $0 0.00%
    Refi 9 $1,525,000 $169,444 $0 0.00%
    Home Improvement 8 $490,000 $61,250 $0 0.00%
    Home Purchase 7 $1,525,000 $217,857 $0 0.00%

    For 2020, Houston Texas Fire Fighters's most frequently cited loan purpose was Cash Out Refi, with 21 originations. The 2nd most popular reason was Refi, with 9 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 45 $5,445,000 $121,000 $0 0.00%

    For 2020, Houston Texas Fire Fighters's most frequently cited loan duration was Other, with 45 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 25 $1,455,000 $58,200 $0 0.00%
    $100k-200k 13 $1,905,000 $146,538 $0 0.00%
    $200k-400k 7 $2,085,000 $297,857 $0 0.00%

    2020 saw Houston Texas Fire Fighters place emphasis on $100,000 or less loans with 25 originations, totaling $1,455,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 15 $2,135,000 $142,333 $0 0.00%
    $50k-75k 11 $1,195,000 $108,636 $0 0.00%
    $75k-100k 8 $740,000 $92,500 $0 0.00%
    $150k-250k 7 $1,065,000 $152,143 $0 0.00%
    $50k or less 3 $215,000 $71,667 $0 0.00%
    $250k+ 1 $95,000 $95,000 $0 0.00%

    Houston Texas Fire Fighters lent most frequently to those with incomes in the $100k-150k range, with 15 originations. The second most popular income band? $50k-75k, with 11 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 45 $5,445,000 $121,000 $0 0.00%

    Houston Texas Fire Fighters lent most frequently to those with DTI ratios of Exempt%, with 45 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 37 $4,205,000 $113,649 $0 0.00%
    Black 4 $520,000 $130,000 $0 0.00%
    American Indian 2 $410,000 $205,000 $0 0.00%
    Asian 1 $215,000 $215,000 $0 0.00%
    Not applicable 1 $95,000 $95,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    76.47%

    Houston Texas Fire Fighters has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    53.33%

    Houston Texas Fire Fighters has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 45 $5,445,000 $121,000

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 45 $5,445,000 $121,000

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    HOUSTONIAN MORTGAGE GROUP, INC. VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%