Houston Texas Fire Fighters Mortgage Rates, Fees & Info

Houston, TX

LEI: 549300ODE6V13YFWTW21

Tax ID: 74-1115597

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Houston Texas Fire Fighters is a smaller mortgage company specializing in Cash Out Refi loans. Houston Texas Fire Fighters has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Brenham, Laredo, and San Antonio among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Houston Texas Fire Fighters has a below average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    62

    Origination Dollar Volume (All Markets)

    $8,140,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 53 $6,775,000 $127,830 $0 0.00%
    Outside of Metro Areas 6 $1,110,000 $185,000 $0 0.00%
    Brenham, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
    LAREDO, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 0.00%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 0.00%
    Houston Texas Fire Fighters's top markets include Houston, Brenham, Laredo, and San Antonio among others.

    Their top states include:
  • Texas (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 62 $8,140,000 $131,290 $0 0.00%

    For 2024, Houston Texas Fire Fighters's most frequently originated type of loan was Conventional, with 62 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 54 $6,200,000 $114,815 $0 0.00%
    Home Purchase 4 $1,210,000 $302,500 $0 0.00%
    Refi 4 $730,000 $182,500 $0 0.00%

    For 2024, Houston Texas Fire Fighters's most frequently cited loan purpose was Cash Out Refi, with 54 originations. The 2nd most popular reason was Home Purchase, with 4 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 62 $8,140,000 $131,290 $0 0.00%

    For 2024, Houston Texas Fire Fighters's most frequently cited loan duration was Other, with 62 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 29 $2,065,000 $71,207 $0 0.00%
    $100k-200k 23 $3,065,000 $133,261 $0 0.00%
    $200k-400k 8 $2,130,000 $266,250 $0 0.00%
    $400k-600k 2 $880,000 $440,000 $0 0.00%

    2024 saw Houston Texas Fire Fighters place emphasis on $100,000 or less loans with 29 originations, totaling $2,065,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 29 $3,725,000 $128,448 $0 0.00%
    $150k-250k 16 $2,020,000 $126,250 $0 0.00%
    $75k-100k 9 $1,135,000 $126,111 $0 0.00%
    $50k-75k 5 $305,000 $61,000 $0 0.00%
    $250k+ 3 $955,000 $318,333 $0 0.00%

    Houston Texas Fire Fighters lent most frequently to those with incomes in the $100k-150k range, with 29 originations. The second most popular income band? $150k-250k, with 16 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 62 $8,140,000 $131,290 $0 0.00%

    Houston Texas Fire Fighters lent most frequently to those with DTI ratios of Exempt%, with 62 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 44 $5,390,000 $122,500 $0 0.00%
    Black 10 $1,320,000 $132,000 $0 0.00%
    Not provided 6 $1,070,000 $178,333 $0 0.00%
    Asian 2 $360,000 $180,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    34.57%

    Houston Texas Fire Fighters has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    95.16%

    Houston Texas Fire Fighters has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 62 $8,140,000 $131,290

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    62 $8,140,000 $131,290