Houston Texas Fire Fighters Mortgage Rates, Fees & Info
Houston, TXLEI: 549300ODE6V13YFWTW21
Tax ID: 74-1115597
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Houston Texas Fire Fighters is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Houston Texas Fire Fighters has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Brenham, Dallas, Austin, and Jacksonville among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Houston Texas Fire Fighters has a below average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
67Origination Dollar Volume (All Markets)
$8,575,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 56 | $6,660,000 | $118,929 | $0 | 0.00% |
| Outside of Metro Areas | 6 | $1,140,000 | $190,000 | $0 | 0.00% |
| Brenham, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 67 | $8,575,000 | $127,985 | $0 | 0.00% |
For 2023, Houston Texas Fire Fighters's most frequently originated type of loan was Conventional, with 67 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 50 | $5,450,000 | $109,000 | $0 | 0.00% |
| Home Purchase | 15 | $2,945,000 | $196,333 | $0 | 0.00% |
| Refi | 2 | $180,000 | $90,000 | $0 | 0.00% |
For 2023, Houston Texas Fire Fighters's most frequently cited loan purpose was Cash Out Refi, with 50 originations. The 2nd most popular reason was Home Purchase, with 15 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 67 | $8,575,000 | $127,985 | $0 | 0.00% |
For 2023, Houston Texas Fire Fighters's most frequently cited loan duration was Other, with 67 originations.
Loan Sizing
2023 saw Houston Texas Fire Fighters place emphasis on $100,000 or less loans with 28 originations, totaling $1,920,000 in origination value.
Applicant Income
Houston Texas Fire Fighters lent most frequently to those with incomes in the $100k-150k range, with 23 originations. The second most popular income band? $150k-250k, with 20 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 67 | $8,575,000 | $127,985 | $0 | 0.00% |
Houston Texas Fire Fighters lent most frequently to those with DTI ratios of Exempt%, with 67 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications39.38%
Houston Texas Fire Fighters has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination97.01%
Houston Texas Fire Fighters has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 67 | $8,575,000 | $127,985 |