El Campo Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in El Campo averaged
7.21%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.34% and
one month ago for the week of 2023-02-09, the
average rate was 6.73%.
El Campo's average rate one year ago was 4.16%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.93%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| El Campo 30 Year Fixed Rate | 2023-03-16 | 7.21% |
| El Campo 30 Year Fixed Rate Refi | 2023-03-16 | 6.93% |
| El Campo 15 Year Fixed Rate | 2023-03-16 | 7.43% |
| El Campo 15 Year Fixed Rate Refi | 2023-03-16 | 6.22% |
| El Campo 30 Year FHA | 2023-03-16 | 6.6% |
| El Campo 30 Year FHA Refi | 2023-03-16 | 6.38% |
| El Campo 30 Year USDA | 2023-03-16 | 7.12% |
| El Campo 30 Year USDA Refi | 2023-03-16 | 3.5% |
| El Campo 30 Year VA | 2023-03-16 | 6.51% |
| El Campo 30 Year VA Refi | 2023-03-16 | 5.92% |
El Campo Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the El Campo, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
El Campo Average Closing Costs & Other Stats
El Campo, TX's 87 lenders originated 747
loans during 2021. The total origination value was $150,335,000, with an average loan value of
$201,252.
El Campo's average closing costs are $5,564.
The top El Campo lender as defined by loan originations is QUICKEN LOANS, LLC, with
25 loans originated. Their average total fees are
$4,900, which is $1,333
higher than the next largest lender,
Prosperity Bank.
The lowest fee El Campo lenders (with over 10 loans originated) are
ARK-LA-TEX FINANCIAL SERVICES, LLC. ($2,276), Prosperity Bank ($3,568), Gateway First Bank ($3,941), TEXAS DOW EMPLOYEES CREDIT UNION ($4,560) and QUICKEN LOANS, LLC ($4,900).
The lowest rate El Campo lenders (with over 10 loans originated) are
Prosperity Bank (3.01%), Gateway First Bank (3.13%), HIGHLANDS RESIDENTIAL MORTGAGE, LTD. (3.19%), ARK-LA-TEX FINANCIAL SERVICES, LLC. (3.20%) and AMCAP MORTGAGE, LTD. (3.22%).
El Campo, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $13,880,000 | $11,190,000 | -19.4% | 7.4% |
| Prosperity Bank | $8,645,000 | $10,135,000 | 17.2% | 6.7% |
| Gateway First Bank | $7,380,000 | $8,040,000 | 8.9% | 5.3% |
| AMCAP MORTGAGE, LTD. | $5,025,000 | $6,255,000 | 24.5% | 4.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $335,000 | $5,420,000 | 1,517.9% | 3.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,130,000 | $4,410,000 | 290.3% | 2.9% |
| FREEDOM MORTGAGE CORPORATION | $3,095,000 | $4,175,000 | 34.9% | 2.8% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $5,905,000 | $4,065,000 | -31.2% | 2.7% |
| Flagstar Bank, FSB | $4,510,000 | $3,755,000 | -16.7% | 2.5% |
| SOUTHWEST FUNDING, LP | $310,000 | $3,735,000 | 1,104.8% | 2.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,500,000 | $3,625,000 | 3.6% | 2.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,745,000 | $3,530,000 | 102.3% | 2.3% |
| HOME POINT FINANCIAL CORPORATION | $1,440,000 | $3,055,000 | 112.2% | 2.0% |
| WALKER & DUNLOP, LLC | $3,015,000 | n/a | 2.0% | |
| First Financial Bank | $2,225,000 | $2,550,000 | 14.6% | 1.7% |
| CORNERSTONE HOME LENDING, INC. | $1,280,000 | $2,530,000 | 97.7% | 1.7% |
| LOANDEPOT.COM, LLC | $2,645,000 | $2,330,000 | -11.9% | 1.5% |
| Allegiance Bank | $2,245,000 | n/a | 1.5% | |
| CMG MORTGAGE, INC. | $2,800,000 | $2,200,000 | -21.4% | 1.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $940,000 | $2,185,000 | 132.4% | 1.5% |
| NEWREZ LLC | $2,040,000 | $1,960,000 | -3.9% | 1.3% |
| CALIBER HOME LOANS, INC. | $1,290,000 | $1,855,000 | 43.8% | 1.2% |
| Citizens Bank | $2,370,000 | $1,810,000 | -23.6% | 1.2% |
| NATIONS RELIABLE LENDING, LLC | $830,000 | $1,745,000 | 110.2% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $965,000 | $1,745,000 | 80.8% | 1.2% |
| 21ST MORTGAGE CORPORATION | $1,730,000 | $1,705,000 | -1.4% | 1.1% |
| Network Funding, L.P. | $850,000 | $1,650,000 | 94.1% | 1.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,590,000 | $1,520,000 | -4.4% | 1.0% |
| CHERRY CREEK MORTGAGE, LLC | $1,510,000 | $1,470,000 | -2.6% | 1.0% |
| Paramount Residential Mortgage Group, Inc. | $1,110,000 | $1,270,000 | 14.4% | 0.8% |
| BETTER MORTGAGE CORPORATION | $405,000 | $1,255,000 | 209.9% | 0.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $360,000 | $1,250,000 | 247.2% | 0.8% |
| Colonial Savings, F.A. | $1,210,000 | n/a | 0.8% | |
| CRESCENT MORTGAGE COMPANY | $1,320,000 | $1,180,000 | -10.6% | 0.8% |
| Wells Fargo Bank | $1,605,000 | $1,160,000 | -27.7% | 0.8% |
| GUILD MORTGAGE COMPANY | $2,010,000 | $1,130,000 | -43.8% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,015,000 | $1,110,000 | 9.4% | 0.7% |
| THRIVE MORTGAGE, LLC | $805,000 | $1,070,000 | 32.9% | 0.7% |
| BRAZOS VALLEY SCHOOLS | $45,000 | $1,045,000 | 2,222.2% | 0.7% |
| MID AMERICA MORTGAGE, INC. | $870,000 | $1,005,000 | 15.5% | 0.7% |
| MORTGAGE FINANCIAL SERVICES, LLC | $515,000 | $970,000 | 88.3% | 0.6% |
| INTERLINC MORTGAGE SERVICES, LLC | $175,000 | $930,000 | 431.4% | 0.6% |
| Zions Bancorporation, N.A. | $810,000 | $895,000 | 10.5% | 0.6% |
| HOMETRUST MORTGAGE COMPANY | $360,000 | $870,000 | 141.7% | 0.6% |
| Mortgage Research Center, LLC | $1,725,000 | $870,000 | -49.6% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $1,510,000 | $870,000 | -42.4% | 0.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $420,000 | $795,000 | 89.3% | 0.5% |
| BROKER SOLUTIONS, INC. | $1,260,000 | $730,000 | -42.1% | 0.5% |
| AmeriHome Mortgage Company, LLC | $525,000 | $685,000 | 30.5% | 0.5% |
| UNITED BUILT HOMES, L.L.C. | $510,000 | $665,000 | 30.4% | 0.4% |
| JPMorgan Chase Bank | $920,000 | $660,000 | -28.3% | 0.4% |
| S1L, Inc. | $640,000 | n/a | 0.4% | |
| LEGEND LENDING CORPORATION | $635,000 | n/a | 0.4% | |
| AMERISAVE MORTGAGE CORPORATION | $1,255,000 | $625,000 | -50.2% | 0.4% |
| BancorpSouth Bank | $775,000 | $545,000 | -29.7% | 0.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $490,000 | n/a | 0.3% | |
| GUARANTEED RATE, INC. | $1,475,000 | $480,000 | -67.5% | 0.3% |
| COUNTRYPLACE MORTGAGE, LTD. | $410,000 | $475,000 | 15.9% | 0.3% |
| FIRST COMMUNITY CREDIT UNION | $125,000 | $475,000 | 280.0% | 0.3% |
| NBKC BANK | $465,000 | n/a | 0.3% | |
| City Bank | $680,000 | $460,000 | -32.4% | 0.3% |
| Frost Bank | $150,000 | $415,000 | 176.7% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $410,000 | n/a | 0.3% | |
| NAVY FEDERAL CREDIT UNION | $255,000 | $410,000 | 60.8% | 0.3% |
| ASPIRE FINANCIAL, INC. | $1,050,000 | $400,000 | -61.9% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $185,000 | $400,000 | 116.2% | 0.3% |
| AMERICAN FINANCING CORPORATION | $195,000 | $395,000 | 102.6% | 0.3% |
| First National Bank in Port Lavaca | $335,000 | $390,000 | 16.4% | 0.3% |
| MEMBER HOME LOAN, L.L.C. | $380,000 | n/a | 0.3% | |
| TRIAD FINANCIAL SERVICES, INC. | $365,000 | n/a | 0.2% | |
| TOP FLITE FINANCIAL, INC. | $1,460,000 | $355,000 | -75.7% | 0.2% |
| NexBank | $525,000 | $350,000 | -33.3% | 0.2% |
| SUMMIT FUNDING, INC. | $350,000 | n/a | 0.2% | |
| Cadence Bank, N.A. | $345,000 | n/a | 0.2% | |
| Citizens State Bank | $345,000 | n/a | 0.2% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $95,000 | $320,000 | 236.8% | 0.2% |
| SWBC MORTGAGE CORPORATION | $1,860,000 | $315,000 | -83.1% | 0.2% |
| Blue Ridge Bank | $310,000 | n/a | 0.2% | |
| CERTAINTY HOME LOANS, LLC | $295,000 | n/a | 0.2% | |
| ACADEMY MORTGAGE CORPORATION | $285,000 | n/a | 0.2% | |
| First Western Trust Bank | $285,000 | n/a | 0.2% | |
| Bank of England | $340,000 | $275,000 | -19.1% | 0.2% |
| STANDARD MORTGAGE CORPORATION | $125,000 | $275,000 | 120.0% | 0.2% |
| USAA Federal Savings Bank | $430,000 | $275,000 | -36.0% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $255,000 | $265,000 | 3.9% | 0.2% |
| Wolfe Financial, Inc | $265,000 | n/a | 0.2% | |
| CELEBRITY HOME LOANS, LLC | $245,000 | n/a | 0.2% | |
| Peoples Bank | $245,000 | n/a | 0.2% | |
| PREMIA MORTGAGE, LLC | $245,000 | n/a | 0.2% | |
| Regions Bank | $355,000 | $245,000 | -31.0% | 0.2% |
| Texas Bank Financial | $245,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $480,000 | $240,000 | -50.0% | 0.2% |
| American Bank | $235,000 | n/a | 0.2% | |
| HOMEWAY MORTGAGE LLC | $135,000 | $235,000 | 74.1% | 0.2% |
| PLANET HOME LENDING, LLC | $385,000 | $235,000 | -39.0% | 0.2% |
| Hometown Lenders, Inc. | $225,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $225,000 | n/a | 0.1% | |
| PNC Bank | $225,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $225,000 | n/a | 0.1% | |
| HANCOCK MORTGAGE PARTNERS, LLC | $445,000 | $215,000 | -51.7% | 0.1% |
| Houston Federal Credit Union | $35,000 | $210,000 | 500.0% | 0.1% |
| SENTE MORTGAGE, INC. | $465,000 | $210,000 | -54.8% | 0.1% |
| A+ Federal Credit Union | $75,000 | $205,000 | 173.3% | 0.1% |
| Carrington Mortgage Services, LLC | $555,000 | $205,000 | -63.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $205,000 | n/a | 0.1% | |
| Southwest Bank | $205,000 | n/a | 0.1% | |
| Truity Federal Credit Union | $205,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $195,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $195,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $290,000 | $195,000 | -32.8% | 0.1% |
| UNIVERSITY Federal Credit Union | $195,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $185,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $280,000 | $185,000 | -33.9% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $255,000 | $185,000 | -27.5% | 0.1% |
| KELLER MORTGAGE, LLC | $185,000 | n/a | 0.1% | |
| Nations Lending Corporation | $185,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $180,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $175,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $175,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $175,000 | n/a | 0.1% | |
| Citibank | $170,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $45,000 | $165,000 | 266.7% | 0.1% |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $165,000 | n/a | 0.1% | |
| INFINITY MORTGAGE HOLDINGS, LLC | $165,000 | n/a | 0.1% | |
| Prime Choice Funding Inc. | $165,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $585,000 | $165,000 | -71.8% | 0.1% |
| Wallick & Volk, Inc. | $835,000 | $165,000 | -80.2% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $185,000 | $155,000 | -16.2% | 0.1% |
| EVERETT FINANCIAL, INC. | $6,020,000 | $155,000 | -97.4% | 0.1% |
| First United Bank and Trust Company | $880,000 | $155,000 | -82.4% | 0.1% |
| RANDOLPH-BROOKS | $155,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $135,000 | $145,000 | 7.4% | 0.1% |
| Arvest Bank | $145,000 | n/a | 0.1% | |
| First Horizon Bank | $145,000 | n/a | 0.1% | |
| RIVERLAND FEDERAL CREDIT UNION | $145,000 | n/a | 0.1% | |
| U.S. Bank | $145,000 | n/a | 0.1% | |
| HOME FINANCING UNLIMITED, INC. | $125,000 | n/a | 0.1% | |
| LOANPAL, LLC | $125,000 | n/a | 0.1% | |
| Republic State Mortgage Co. | $115,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $115,000 | n/a | 0.1% | |
| CANOPY MORTGAGE, LLC | $105,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $105,000 | n/a | 0.1% | |
| TEXANS | $65,000 | $105,000 | 61.5% | 0.1% |
| H E B | $95,000 | n/a | 0.1% | |
| First National Bank Texas | $85,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $85,000 | n/a | 0.1% | |
| TEXAS BAY | $75,000 | n/a | 0.0% | |
| Trustmark National Bank | $75,000 | n/a | 0.0% | |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $195,000 | $65,000 | -66.7% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $155,000 | $65,000 | -58.1% | 0.0% |
| International Bank of Commerce | $55,000 | n/a | 0.0% |
El Campo's top lender by overall market share is QUICKEN LOANS, LLC, with 7.4% market share. In second place, with 6.7%, is Prosperity Bank, having originated $10,135,000 in loans. In third place, with 5.3%, is Gateway First Bank, having originated $8,040,000 in loans. In fourth place, with 4.2%, is AMCAP MORTGAGE, LTD., having originated $6,255,000 in loans. In fifth place, with 3.6%, is HIGHLANDS RESIDENTIAL MORTGAGE, LTD., having originated $5,420,000 in loans.
El Campo Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - El Campo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $183,500 (7.6%) | $204,283 (8.5%) | 0.00 | 111 |
| 2018-02-01 | $189,000 (8.0%) | $217,507 (14.6%) | 0.00 | 104 |
| 2018-03-01 | $183,500 (-2.4%) | $216,244 (8.2%) | 0.00 | 107 |
| 2018-04-01 | $193,500 (-0.8%) | $223,029 (4.7%) | 0.00 | 119 |
| 2018-05-01 | $195,950 (0.1%) | $231,238 (8.2%) | 0.00 | 122 |
| 2018-06-01 | $198,800 (-4.2%) | $234,755 (3.6%) | 0.00 | 132 |
| 2018-07-01 | $209,500 (5.1%) | $238,921 (7.2%) | 0.00 | 127 |
| 2018-08-01 | $202,000 (3.6%) | $238,447 (8.4%) | 0.00 | 136 |
| 2018-09-01 | $189,000 (-3.1%) | $221,707 (2.1%) | 0.00 | 136 |
| 2018-10-01 | $173,625 (-9.8%) | $210,514 (1.5%) | 0.00 | 137 |
| 2018-11-01 | $187,000 (-3.4%) | $210,439 (2.6%) | 0.00 | 134 |
| 2018-12-01 | $185,000 (2.8%) | $214,316 (6.4%) | 0.00 | 133 |
| 2019-01-01 | $189,125 (3.1%) | $218,688 (7.1%) | 0.00 | 123 |
| 2019-02-01 | $180,375 (-4.6%) | $216,373 (-0.5%) | 0.00 | 135 |
| 2019-03-01 | $189,107 (3.1%) | $225,293 (4.2%) | 0.00 | 130 |
| 2019-04-01 | $190,850 (-1.4%) | $230,460 (3.3%) | 0.00 | 123 |
| 2019-05-01 | $190,750 (-2.7%) | $234,316 (1.3%) | 0.00 | 118 |
| 2019-06-01 | $189,000 (-4.9%) | $234,748 (0.0%) | 0.00 | 119 |
| 2019-07-01 | $189,800 (-9.4%) | $230,855 (-3.4%) | 0.00 | 132 |
| 2019-08-01 | $189,509 (-6.2%) | $228,003 (-4.4%) | 0.00 | 133 |
| 2019-09-01 | $189,223 (0.1%) | $223,363 (0.8%) | 0.00 | 129 |
| 2019-10-01 | $189,282 (9.0%) | $219,003 (4.0%) | 0.00 | 131 |
| 2019-11-01 | $182,200 (-2.6%) | $214,657 (2.0%) | 0.00 | 135 |
| 2019-12-01 | $183,700 (-0.7%) | $221,990 (3.6%) | 0.00 | 125 |
| 2020-01-01 | $179,875 (-4.9%) | $211,325 (-3.4%) | 0.00 | 116 |
| 2020-02-01 | $196,750 (9.1%) | $231,790 (7.1%) | 0.00 | 125 |
| 2020-03-01 | $189,948 (0.4%) | $229,146 (1.7%) | 0.00 | 131 |
| 2020-04-01 | $187,500 (-1.8%) | $220,961 (-4.1%) | 0.00 | 128 |
| 2020-05-01 | $195,000 (2.2%) | $230,306 (-1.7%) | 0.00 | 129 |
| 2020-06-01 | $201,450 (6.6%) | $229,751 (-2.1%) | 0.00 | 132 |
| 2020-07-01 | $188,832 (-0.5%) | $220,867 (-4.3%) | 0.00 | 118 |
| 2020-08-01 | $189,000 (-0.3%) | $232,699 (2.1%) | 0.00 | 115 |
| 2020-09-01 | $188,275 (-0.5%) | $231,453 (3.6%) | 0.00 | 115 |
| 2020-10-01 | $182,250 (-3.7%) | $223,829 (2.2%) | 0.00 | 111 |
| 2020-11-01 | $179,419 (-1.5%) | $222,770 (3.8%) | 0.00 | 98 |
| 2020-12-01 | $179,225 (-2.4%) | $216,674 (-2.4%) | 0.00 | 90 |
| 2021-01-01 | $188,955 (5.1%) | $220,000 (4.1%) | 0.00 | 92 |
| 2021-02-01 | $199,000 (1.1%) | $238,204 (2.8%) | 0.00 | 100 |
| 2021-03-01 | $199,975 (5.3%) | $241,393 (5.3%) | 0.00 | 90 |
| 2021-04-01 | $221,200 (18.0%) | $245,255 (11.0%) | 0.00 | 79 |
| 2021-05-01 | $219,900 (12.8%) | $244,366 (6.1%) | 0.00 | 76 |
| 2021-06-01 | $191,975 (-4.7%) | $244,842 (6.6%) | 0.00 | 72 |
| 2021-07-01 | $190,000 (0.6%) | $233,426 (5.7%) | 0.00 | 82 |
| 2021-08-01 | $232,500 (23.0%) | $255,252 (9.7%) | 0.00 | 91 |
| 2021-09-01 | $256,975 (36.5%) | $275,571 (19.1%) | 0.00 | 94 |
| 2021-10-01 | $238,250 (30.7%) | $257,498 (15.0%) | 0.00 | 98 |
| 2021-11-01 | $226,000 (26.0%) | $253,342 (13.7%) | 0.00 | 102 |
| 2021-12-01 | $228,375 (27.4%) | $269,800 (24.5%) | 0.00 | 98 |
| 2022-01-01 | $219,250 (16.0%) | $261,395 (18.8%) | 0.00 | 98 |
| 2022-02-01 | $215,000 (8.0%) | $265,222 (11.3%) | 0.00 | 102 |
| 2022-03-01 | $217,250 (8.6%) | $268,295 (11.1%) | 0.00 | 108 |
| 2022-04-01 | $214,999 (-2.8%) | $255,850 (4.3%) | 0.00 | 107 |
| 2022-05-01 | $229,950 (4.6%) | $257,660 (5.4%) | 0.00 | 101 |
| 2022-06-01 | $258,725 (34.8%) | $260,197 (6.3%) | 0.00 | 101 |
| 2022-07-01 | $242,450 (27.6%) | $260,224 (11.5%) | 0.00 | 113 |
| 2022-08-01 | $240,975 (3.7%) | $267,292 (4.7%) | 0.00 | 123 |
| 2022-09-01 | $239,900 (-6.6%) | $265,232 (-3.8%) | 0.00 | 121 |
| 2022-10-01 | $245,000 (2.8%) | $264,196 (2.6%) | 0.00 | 127 |
| 2022-11-01 | $251,250 (11.2%) | $264,389 (4.4%) | 0.00 | 136 |
| 2022-12-01 | $256,000 (12.1%) | $263,915 (-2.2%) | 0.00 | 126 |
| 2023-01-01 | $257,925 (17.6%) | $262,120 (0.3%) | 0.00 | 125 |
| 2023-02-01 | $267,500 (24.4%) | $266,154 (0.4%) | 0.00 | 123 |
El Campo's median listing price comes in at 0% of the national average.
El Campo's average listing price for 2023-02-01 was $266,154, a difference of $932 (0.4%) versus the prior year and $4,034 versus the prior month.
For the 2023-02-01 period, El Campo had 123 MLS listings, a difference of -2 listings (-2%) versus the prior month and 21 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - El Campo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,054 sqft |
| 2018-02-01 | 0 days | 2,133 sqft |
| 2018-03-01 | 0 days | 2,135 sqft |
| 2018-04-01 | 0 days | 2,127 sqft |
| 2018-05-01 | 0 days | 2,132 sqft |
| 2018-06-01 | 0 days | 2,135 sqft |
| 2018-07-01 | 0 days | 2,112 sqft |
| 2018-08-01 | 0 days | 2,090 sqft |
| 2018-09-01 | 0 days | 2,036 sqft |
| 2018-10-01 | 0 days | 1,978 sqft |
| 2018-11-01 | 0 days | 1,952 sqft |
| 2018-12-01 | 0 days | 1,986 sqft |
| 2019-01-01 | 0 days | 1,973 sqft |
| 2019-02-01 | 0 days | 1,901 sqft |
| 2019-03-01 | 0 days | 1,915 sqft |
| 2019-04-01 | 0 days | 1,924 sqft |
| 2019-05-01 | 0 days | 1,904 sqft |
| 2019-06-01 | 0 days | 1,813 sqft |
| 2019-07-01 | 0 days | 1,757 sqft |
| 2019-08-01 | 0 days | 1,761 sqft |
| 2019-09-01 | 0 days | 1,747 sqft |
| 2019-10-01 | 0 days | 1,739 sqft |
| 2019-11-01 | 0 days | 1,741 sqft |
| 2019-12-01 | 0 days | 1,749 sqft |
| 2020-01-01 | 0 days | 1,763 sqft |
| 2020-02-01 | 0 days | 1,832 sqft |
| 2020-03-01 | 0 days | 1,782 sqft |
| 2020-04-01 | 0 days | 1,751 sqft |
| 2020-05-01 | 0 days | 1,808 sqft |
| 2020-06-01 | 0 days | 1,808 sqft |
| 2020-07-01 | 0 days | 1,748 sqft |
| 2020-08-01 | 0 days | 1,744 sqft |
| 2020-09-01 | 0 days | 1,731 sqft |
| 2020-10-01 | 0 days | 1,736 sqft |
| 2020-11-01 | 0 days | 1,768 sqft |
| 2020-12-01 | 0 days | 1,765 sqft |
| 2021-01-01 | 0 days | 1,761 sqft |
| 2021-02-01 | 0 days | 1,764 sqft |
| 2021-03-01 | 0 days | 1,792 sqft |
| 2021-04-01 | 0 days | 1,827 sqft |
| 2021-05-01 | 0 days | 1,851 sqft |
| 2021-06-01 | 0 days | 1,790 sqft |
| 2021-07-01 | 0 days | 1,714 sqft |
| 2021-08-01 | 0 days | 1,826 sqft |
| 2021-09-01 | 0 days | 1,868 sqft |
| 2021-10-01 | 0 days | 1,761 sqft |
| 2021-11-01 | 0 days | 1,710 sqft |
| 2021-12-01 | 0 days | 1,676 sqft |
| 2022-01-01 | 0 days | 1,621 sqft |
| 2022-02-01 | 0 days | 1,631 sqft |
| 2022-03-01 | 0 days | 1,646 sqft |
| 2022-04-01 | 0 days | 1,640 sqft |
| 2022-05-01 | 0 days | 1,814 sqft |
| 2022-06-01 | 0 days | 1,704 sqft |
| 2022-07-01 | 0 days | 1,690 sqft |
| 2022-08-01 | 0 days | 1,695 sqft |
| 2022-09-01 | 0 days | 1,720 sqft |
| 2022-10-01 | 0 days | 1,737 sqft |
| 2022-11-01 | 0 days | 1,774 sqft |
| 2022-12-01 | 0 days | 1,750 sqft |
| 2023-01-01 | 0 days | 1,724 sqft |
| 2023-02-01 | 0 days | 1,680 sqft |
El Campo's median square footage for active listings during the 2023-02-01 period was 1,680 sqft. One year prior, the average listing was 1,631 sqft.
El Campo, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 375 | $77,495,000 | $206,653 |
| Refi | 253 | $52,815,000 | $208,755 |
| Cash Out Refi | 97 | $17,595,000 | $181,392 |
| Other | 12 | $1,600,000 | $133,333 |
| Home Improvement | 10 | $830,000 | $83,000 |
El Campo's most frequently cited loan purpose was Home Purchase, with 375 originations. The 2nd most popular reason was Refi, with 253 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 303 | $61,165,000 | $201,865 |
| 2.5-3% | 239 | $51,805,000 | $216,757 |
| <2.5% | 109 | $21,435,000 | $196,651 |
| 4-5% | 37 | $7,945,000 | $214,730 |
| Over 8% | 19 | $2,045,000 | $107,632 |
| 6-7% | 13 | $2,005,000 | $154,231 |
| 5-6% | 13 | $1,675,000 | $128,846 |
| 7-8% | 3 | $375,000 | $125,000 |
During 2021, El Campo's most frequently originated rate bucket was 3-4%, with 303 originations.
Loan Sizing (El Campo, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 354 | $53,400,000 | $150,847 |
| $200k-400k | 278 | $75,220,000 | $270,576 |
| $100,000 or less | 93 | $6,535,000 | $70,269 |
| $400k-600k | 17 | $7,945,000 | $467,353 |
| $600k-1000k | 3 | $2,465,000 | $821,667 |
| $Over $1MM | 2 | $4,770,000 | $2,385,000 |
El Campo's loan sizing saw the bucket of loans from $100k-200k with 354 originations, totaling $53,400,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 376 | $76,790,000 | $204,229 |
| 60-80% | 206 | $45,410,000 | $220,437 |
| 40-60% | 81 | $13,405,000 | $165,494 |
| 20-40% | 31 | $3,225,000 | $104,032 |
| Over 100% | 11 | $1,975,000 | $179,545 |
| Under 20% | 10 | $510,000 | $51,000 |
El Campo's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 376 originations, totaling $76,790,000 in origination value.