El Campo Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in El Campo averaged 6.99% for the week of 2024-02-15, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-02-08) was 6.56% and one month ago for the week of 2024-01-11, the average rate was 6.68%.

El Campo's average rate one year ago was 6.24%.

For refis of the same type during the week of 2024-02-15, the average rate was 7.37%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-15 6.77%
El Campo 30 Year Fixed Rate 2024-02-15 6.99%
El Campo 30 Year Fixed Rate Refi 2024-02-15 7.37%
El Campo 15 Year Fixed Rate 2024-02-15 5.92%
El Campo 15 Year Fixed Rate Refi 2024-02-15 6.42%
El Campo 30 Year FHA 2024-02-15 6.33%
El Campo 30 Year FHA Refi 2024-02-15 6.61%
El Campo 30 Year USDA 2024-02-15 6.79%
El Campo 30 Year USDA Refi 2024-02-15 6.59%
El Campo 30 Year VA 2024-02-15 6.56%
El Campo 30 Year VA Refi 2024-02-15 6.56%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within El Campo, TX.

El Campo Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the El Campo, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 19 4.91% $7,659
TEXAS DOW EMPLOYEES CREDIT UNION 13 5.10% $5,090
Prosperity Bank 13 4.72% $3,549
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 13 5.40% $5,832
AMCAP MORTGAGE, LTD. 11 5.10% $8,330
Gateway First Bank 11 5.28% $6,644
UNITED WHOLESALE MORTGAGE, LLC 10 5.37% $6,009
Flagstar Bank, FSB 10 5.42% $7,490
CORNERSTONE HOME LENDING, INC. 6 5.31% $8,084
SOUTHWEST FUNDING, LP 6 4.77% $9,853
LOANDEPOT.COM, LLC 6 4.52% $4,715
S1L, Inc. 4 5.71% $6,652
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.88% $10,322
AMERICAN PACIFIC MORTGAGE CORPORATION 4 5.00% $6,332
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.06% $4,614
Network Funding, L.P. 4 6.13% $6,658
Citizens Bank 4 5.13% $5,278
Wells Fargo Bank 4 4.28% $7,476
FREEDOM MORTGAGE CORPORATION 3 4.88% $3,768
T2 FINANCIAL LLC 3 5.08% $6,198
Century Mortgage Company DBA Century Lending Company 3 6.08% $9,117
CRESCENT MORTGAGE COMPANY 3 4.71% $4,651
21ST MORTGAGE CORPORATION 2 6.60% $7,990
BETTER MORTGAGE CORPORATION 2 4.13% $6,203
CHERRY CREEK MORTGAGE, LLC 2 6.81% $825
CMG MORTGAGE, INC. 2 3.69% $6,918
CROSSCOUNTRY MORTGAGE, LLC 2 4.06% $5,994
Independent Bank 2 5.50% $5,610
Mr. Cooper ( Nationstar Mortgage ) 2 5.13% $9,952
NATIONS RELIABLE LENDING, LLC 2 3.88% $11,509
NexBank 2 4.81% $6,352
PENNYMAC LOAN SERVICES, LLC 2 4.38% $5,634
SECURITY SERVICE 2 4.31% $5,834
ZILLOW HOME LOANS, LLC 2 6.38% $4,291
GENEVA FINANCIAL, LLC 1 5.63% $7,124
GUARANTEED RATE AFFINITY, LLC 1 3.88% $4,430
GUARANTEED RATE, INC. 1 3.38% $5,578
Colonial Savings, F.A. 1 6.50% $3,117
HOME POINT FINANCIAL CORPORATION 1 2.75% $4,180
HOMEXPRESS MORTGAGE CORP. 1 4.88% $7,561
UNION HOME MORTGAGE CORP. 1 5.50% $8,324
INTERLINC MORTGAGE SERVICES, LLC 1 3.38% $5,591
JPMorgan Chase Bank 1 4.88% $3,618
KELLER MORTGAGE, LLC 1 3.88% $2,709
LEGEND LENDING CORPORATION 1 5.63% $15,572
LIBERTY HOME MORTGAGE CORPORATION 1 4.25% $7,270
CHURCHILL MORTGAGE CORPORATION 1 4.38% $6,144
MID AMERICA MORTGAGE, INC. 1 5.63% $15,572
MORTGAGE FINANCIAL SERVICES, LLC 1 5.63% $5,761
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 6.38% $6,623
A+ Federal Credit Union 1 2.75% $1,175
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.25% $6,802
Wallick & Volk, Inc. 1 6.13% $6,375
NAVY FEDERAL CREDIT UNION 1 8.00% $5,876
Chicago Mortgage Solutions LLC 1 2.99% $2,997
ACADEMY MORTGAGE CORPORATION 1 5.50% $7,568
NFM, INC. 1 5.75% $8,326
OCMBC, INC. 1 7.63% $6,439
Paramount Residential Mortgage Group, Inc. 1 5.38% $5,767
WESTSTAR MORTGAGE CORPORATION 1 5.25% $4,399
PHH Mortgage Corporation 1 3.88% $5,228
Carrington Mortgage Services, LLC 1 3.25% $5,631
CARDINAL FINANCIAL 1 4.25% $6,311
Prosperity Home Mortgage, LLC 1 4.88% $6,227
BROKER SOLUTIONS, INC. 1 5.25% $6,812
Quontic Bank 1 7.00% $8,444
Republic State Mortgage Co. 1 5.63% $4,992
RESIDENTIAL BANCORP 1 3.88% $6,912
BANKSOUTH MORTGAGE COMPANY, LLC 1 4.88% $8,670
Zions Bank 1 4.63% $4,235
Security State Bank & Trust 1 3.99% $6,252
AMERISAVE MORTGAGE CORPORATION 1 3.38% $9,430
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.50% $4,635
AMERICAN FINANCING CORPORATION 1 6.50% $5,879
THRIVE MORTGAGE, LLC 1 5.88% $6,138
FINANCE OF AMERICA MORTGAGE LLC 1 3.50% $3,746
First Financial Bank 1 5.60% $2,376
First Horizon Bank 1 3.00% $6,216
First United Bank and Trust Company 1 3.75% $5,271
Farmers Bank & Trust Company 1 5.38% $10,069
Farm Credit Mid-America, ACA 1 7.50% $8,021
EVERETT FINANCIAL, INC. 1 3.75% $3,665

El Campo Average Closing Costs & Other Stats

El Campo, TX's 82 lenders originated 514 loans during 2022. The total origination value was $117,490,000, with an average loan value of $228,580.

El Campo's average closing costs are $5,921.

The top El Campo lender as defined by loan originations is QUICKEN LOANS, LLC, with 19 loans originated. Their average total fees are $7,659, which is $2,568 higher than the next largest lender, TEXAS DOW EMPLOYEES CREDIT UNION.

The lowest fee El Campo lenders (with over 10 loans originated) are Prosperity Bank ($3,549), TEXAS DOW EMPLOYEES CREDIT UNION ($5,090), HIGHLANDS RESIDENTIAL MORTGAGE, LTD. ($5,832), UNITED WHOLESALE MORTGAGE, LLC ($6,009) and Gateway First Bank ($6,644).

The lowest rate El Campo lenders (with over 10 loans originated) are Prosperity Bank (4.72%), QUICKEN LOANS, LLC (4.91%), TEXAS DOW EMPLOYEES CREDIT UNION (5.10%), AMCAP MORTGAGE, LTD. (5.10%) and Gateway First Bank (5.28%).

El Campo, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $11,190,000 $6,925,000 -38.1% 5.9%
Prosperity Bank $10,135,000 $6,505,000 -35.8% 5.5%
TEXAS DOW EMPLOYEES CREDIT UNION $4,065,000 $5,890,000 44.9% 5.0%
Gateway First Bank $8,040,000 $5,200,000 -35.3% 4.4%
Arbor Realty Trust, Inc. $4,915,000 n/a 4.2%
AMCAP MORTGAGE, LTD. $6,255,000 $4,865,000 -22.2% 4.1%
Flagstar Bank, FSB $3,755,000 $4,495,000 19.7% 3.8%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $5,420,000 $4,395,000 -18.9% 3.7%
UNITED WHOLESALE MORTGAGE, LLC $3,625,000 $3,455,000 -4.7% 2.9%
21ST MORTGAGE CORPORATION $1,705,000 $3,005,000 76.2% 2.6%
AMPLIFY $2,725,000 n/a 2.3%
CORNERSTONE HOME LENDING, INC. $2,530,000 $2,570,000 1.6% 2.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,530,000 $2,285,000 -35.3% 1.9%
SOUTHWEST FUNDING, LP $3,735,000 $2,135,000 -42.8% 1.8%
LOANDEPOT.COM, LLC $2,330,000 $1,865,000 -20.0% 1.6%
Colonial Savings, F.A. $1,210,000 $1,730,000 43.0% 1.5%
First Financial Bank $2,550,000 $1,640,000 -35.7% 1.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $180,000 $1,600,000 788.9% 1.4%
Citizens State Bank $345,000 $1,565,000 353.6% 1.3%
FREEDOM MORTGAGE CORPORATION $4,175,000 $1,560,000 -62.6% 1.3%
Wells Fargo Bank $1,160,000 $1,500,000 29.3% 1.3%
Century Mortgage Company DBA Century Lending Company $185,000 $1,485,000 702.7% 1.3%
Pinnacle Bank $1,485,000 n/a 1.3%
NATIONS RELIABLE LENDING, LLC $1,745,000 $1,290,000 -26.1% 1.1%
T2 FINANCIAL LLC $1,230,000 n/a 1.0%
Citizens Bank $1,810,000 $1,200,000 -33.7% 1.0%
Mortgage Research Center, LLC $870,000 $1,175,000 35.1% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,110,000 $1,075,000 -3.2% 0.9%
S1L, Inc. $640,000 $980,000 53.1% 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,520,000 $930,000 -38.8% 0.8%
CRESCENT MORTGAGE COMPANY $1,180,000 $925,000 -21.6% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $2,185,000 $890,000 -59.3% 0.8%
Network Funding, L.P. $1,650,000 $875,000 -47.0% 0.7%
THRIVE MORTGAGE, LLC $1,070,000 $855,000 -20.1% 0.7%
EVERETT FINANCIAL, INC. $155,000 $845,000 445.2% 0.7%
American First National Bank $830,000 n/a 0.7%
CMG MORTGAGE, INC. $2,200,000 $780,000 -64.5% 0.7%
ACADEMY MORTGAGE CORPORATION $285,000 $750,000 163.2% 0.6%
AMERISAVE MORTGAGE CORPORATION $625,000 $735,000 17.6% 0.6%
MORTGAGE FINANCIAL SERVICES, LLC $970,000 $725,000 -25.3% 0.6%
Independent Bank $680,000 n/a 0.6%
Zions Bancorporation, N.A. $895,000 $665,000 -25.7% 0.6%
CHERRY CREEK MORTGAGE, LLC $1,470,000 $640,000 -56.5% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $155,000 $635,000 309.7% 0.5%
Farmers Bank & Trust Company $620,000 n/a 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,250,000 $605,000 -51.6% 0.5%
BRAZOS VALLEY SCHOOLS $1,045,000 $545,000 -47.8% 0.5%
BETTER MORTGAGE CORPORATION $1,255,000 $540,000 -57.0% 0.5%
AMERICAN FINANCIAL RESOURCES, INC. $525,000 n/a 0.4%
JPMorgan Chase Bank $660,000 $525,000 -20.5% 0.4%
NexBank $350,000 $500,000 42.9% 0.4%
SECURITY SERVICE $490,000 n/a 0.4%
RF Renovo Management Company, LLC $485,000 n/a 0.4%
GUARANTEED RATE, INC. $480,000 $480,000 0.0% 0.4%
ZILLOW HOME LOANS, LLC $450,000 n/a 0.4%
ASPIRE FINANCIAL, INC. $400,000 $440,000 10.0% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $795,000 $440,000 -44.7% 0.4%
MID AMERICA MORTGAGE, INC. $1,005,000 $440,000 -56.2% 0.4%
EUSTIS AND AMERICAN MORTGAGE COMPANY $425,000 n/a 0.4%
NEWREZ LLC $1,960,000 $425,000 -78.3% 0.4%
Paramount Residential Mortgage Group, Inc. $1,270,000 $420,000 -66.9% 0.4%
PENNYMAC LOAN SERVICES, LLC $1,745,000 $410,000 -76.5% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $265,000 $390,000 47.2% 0.3%
City Bank $460,000 $385,000 -16.3% 0.3%
COUNTRYPLACE MORTGAGE, LTD. $475,000 $385,000 -18.9% 0.3%
Loan Simple, Inc. $195,000 $380,000 94.9% 0.3%
BROKER SOLUTIONS, INC. $730,000 $360,000 -50.7% 0.3%
HOME POINT FINANCIAL CORPORATION $3,055,000 $350,000 -88.5% 0.3%
Prosperity Home Mortgage, LLC $345,000 n/a 0.3%
Greenbox Loans, Inc. $335,000 n/a 0.3%
Midwest Community Bank $335,000 n/a 0.3%
Carrington Mortgage Services, LLC $205,000 $330,000 61.0% 0.3%
NFM, INC. $330,000 n/a 0.3%
b1BANK $325,000 n/a 0.3%
TOWNE MORTGAGE COMPANY $320,000 n/a 0.3%
Sunflower Bank $315,000 n/a 0.3%
AMERICAN FINANCING CORPORATION $395,000 $310,000 -21.5% 0.3%
SECURITYNATIONAL MORTGAGE COMPANY $115,000 $305,000 165.2% 0.3%
Armed Forces Bank $295,000 n/a 0.3%
BANKSOUTH MORTGAGE COMPANY, LLC $295,000 n/a 0.3%
UNITED BUILT HOMES, L.L.C. $665,000 $295,000 -55.6% 0.3%
AMWEST FUNDING CORP. $285,000 n/a 0.2%
Texas Bank $285,000 n/a 0.2%
Farm Credit Mid-America, ACA $275,000 n/a 0.2%
OCMBC, INC. $275,000 n/a 0.2%
CALIBER HOME LOANS, INC. $1,855,000 $260,000 -86.0% 0.2%
A+ Federal Credit Union $205,000 $255,000 24.4% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $490,000 $255,000 -48.0% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $255,000 n/a 0.2%
Republic State Mortgage Co. $115,000 $255,000 121.7% 0.2%
UNION HOME MORTGAGE CORP. $255,000 n/a 0.2%
First United Bank and Trust Company $155,000 $245,000 58.1% 0.2%
212 LOANS, LLC. $215,000 n/a 0.2%
INTERLINC MORTGAGE SERVICES, LLC $930,000 $215,000 -76.9% 0.2%
Mid-Continent Funding, Inc. $215,000 n/a 0.2%
Equity Prime Mortgage LLC $205,000 n/a 0.2%
First Horizon Bank $145,000 $205,000 41.4% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $205,000 n/a 0.2%
North American Savings Bank, F.S.B. $205,000 n/a 0.2%
RESIDENTIAL BANCORP. $205,000 n/a 0.2%
FirstBank $200,000 n/a 0.2%
GUARANTEED RATE AFFINITY, LLC $410,000 $195,000 -52.4% 0.2%
Quontic Bank $195,000 n/a 0.2%
Security State Bank & Trust $195,000 n/a 0.2%
Wallick & Volk, Inc. $165,000 $195,000 18.2% 0.2%
KELLER MORTGAGE, LLC $185,000 $185,000 0.0% 0.2%
NAVY FEDERAL CREDIT UNION $410,000 $185,000 -54.9% 0.2%
PLAZA HOME MORTGAGE, INC. $195,000 $185,000 -5.1% 0.2%
LIBERTY HOME MORTGAGE CORPORATION $165,000 n/a 0.1%
WESTSTAR MORTGAGE CORPORATION $165,000 n/a 0.1%
CSL Financial, LLC $160,000 n/a 0.1%
GUILD MORTGAGE COMPANY $1,130,000 $160,000 -85.8% 0.1%
Discover Bank $155,000 n/a 0.1%
GENEVA FINANCIAL, LLC $155,000 n/a 0.1%
LEGEND LENDING CORPORATION $635,000 $155,000 -75.6% 0.1%
PHH Mortgage Corporation $85,000 $155,000 82.4% 0.1%
ROYAL UNITED MORTGAGE LLC $205,000 $140,000 -31.7% 0.1%
CHURCHILL MORTGAGE CORPORATION $185,000 $135,000 -27.0% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $135,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $320,000 $135,000 -57.8% 0.1%
Frost Bank $415,000 $130,000 -68.7% 0.1%
First National Bank Texas $85,000 $125,000 47.1% 0.1%
HOMEXPRESS MORTGAGE CORP. $125,000 n/a 0.1%
Chicago Mortgage Solutions LLC $115,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $240,000 $105,000 -56.3% 0.1%
PUBLIC EMPLOYEES Credit Union $105,000 n/a 0.1%
LOANPAL, LLC $125,000 $95,000 -24.0% 0.1%
PNC Bank $225,000 $85,000 -62.2% 0.1%
Veritex Community Bank $85,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $75,000 n/a 0.1%
Texas First Bank $75,000 n/a 0.1%
Allegiance Bank $2,245,000 $65,000 -97.1% 0.1%
SPRING EQ, LLC $65,000 n/a 0.1%
FIRST SERVICE Credit Union $55,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $35,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $165,000 $25,000 -84.8% 0.0%
International Bank of Commerce $55,000 $25,000 -54.5% 0.0%
TEXANS $105,000 $25,000 -76.2% 0.0%

El Campo's top lender by overall market share is QUICKEN LOANS, LLC, with 5.9% market share. In second place, with 5.5%, is Prosperity Bank, having originated $6,505,000 in loans. In third place, with 5.0%, is TEXAS DOW EMPLOYEES CREDIT UNION, having originated $5,890,000 in loans. In fourth place, with 4.4%, is Gateway First Bank, having originated $5,200,000 in loans. In fifth place, with 4.2%, is Arbor Realty Trust, Inc., having originated $4,915,000 in loans.


El Campo Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - El Campo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $183,500 (7.6%) $204,283 (8.5%) 0.00 111
2018-02-01 $189,000 (8.0%) $217,507 (14.6%) 0.00 104
2018-03-01 $183,500 (-2.4%) $216,244 (8.2%) 0.00 107
2018-04-01 $193,500 (-0.8%) $223,029 (4.7%) 0.00 119
2018-05-01 $195,950 (0.1%) $231,238 (8.2%) 0.00 122
2018-06-01 $198,800 (-4.2%) $234,755 (3.6%) 0.00 132
2018-07-01 $209,500 (5.1%) $238,921 (7.2%) 0.00 127
2018-08-01 $202,000 (3.6%) $238,447 (8.4%) 0.00 136
2018-09-01 $189,000 (-3.1%) $221,707 (2.1%) 0.00 136
2018-10-01 $174,313 (-9.4%) $210,479 (1.5%) 0.00 138
2018-11-01 $188,000 (-2.8%) $209,948 (2.3%) 0.00 136
2018-12-01 $187,000 (3.9%) $214,719 (6.6%) 0.00 134
2019-01-01 $189,375 (3.2%) $219,080 (7.2%) 0.00 124
2019-02-01 $181,250 (-4.1%) $216,762 (-0.3%) 0.00 136
2019-03-01 $189,214 (3.1%) $225,621 (4.3%) 0.00 131
2019-04-01 $192,250 (-0.7%) $230,711 (3.4%) 0.00 124
2019-05-01 $192,250 (-1.9%) $234,595 (1.5%) 0.00 119
2019-06-01 $189,000 (-4.9%) $235,021 (0.1%) 0.00 120
2019-07-01 $190,675 (-9.0%) $231,142 (-3.3%) 0.00 133
2019-08-01 $189,723 (-6.1%) $228,310 (-4.3%) 0.00 134
2019-09-01 $189,457 (0.2%) $223,712 (0.9%) 0.00 130
2019-10-01 $190,780 (9.5%) $219,375 (4.2%) 0.00 132
2019-11-01 $184,900 (-1.7%) $215,056 (2.4%) 0.00 136
2019-12-01 $184,950 (-1.1%) $222,350 (3.6%) 0.00 126
2020-01-01 $180,000 (-5.0%) $211,815 (-3.3%) 0.00 117
2020-02-01 $198,500 (9.5%) $232,065 (7.1%) 0.00 126
2020-03-01 $191,223 (1.1%) $229,447 (1.7%) 0.00 132
2020-04-01 $187,500 (-2.5%) $221,328 (-4.1%) 0.00 129
2020-05-01 $195,000 (1.4%) $230,598 (-1.7%) 0.00 130
2020-06-01 $201,850 (6.8%) $230,040 (-2.1%) 0.00 133
2020-07-01 $188,998 (-0.9%) $221,253 (-4.3%) 0.00 119
2020-08-01 $193,000 (1.7%) $233,010 (2.1%) 0.00 116
2020-09-01 $188,637 (-0.4%) $231,770 (3.6%) 0.00 116
2020-10-01 $185,000 (-3.0%) $224,204 (2.2%) 0.00 111
2020-11-01 $179,419 (-3.0%) $222,770 (3.6%) 0.00 98
2020-12-01 $179,225 (-3.1%) $216,674 (-2.6%) 0.00 90
2021-01-01 $188,955 (5.0%) $220,000 (3.9%) 0.00 92
2021-02-01 $199,000 (0.3%) $238,204 (2.7%) 0.00 100
2021-03-01 $199,975 (4.6%) $241,393 (5.2%) 0.00 90
2021-04-01 $221,200 (18.0%) $245,255 (10.8%) 0.00 79
2021-05-01 $219,900 (12.8%) $244,366 (6.0%) 0.00 76
2021-06-01 $191,975 (-4.9%) $244,842 (6.4%) 0.00 72
2021-07-01 $190,000 (0.5%) $233,426 (5.5%) 0.00 82
2021-08-01 $232,500 (20.5%) $255,252 (9.6%) 0.00 91
2021-09-01 $256,975 (36.2%) $275,571 (18.9%) 0.00 94
2021-10-01 $243,125 (31.4%) $257,728 (15.0%) 0.00 99
2021-11-01 $226,000 (26.0%) $253,342 (13.7%) 0.00 102
2021-12-01 $228,375 (27.4%) $269,800 (24.5%) 0.00 98
2022-01-01 $220,000 (16.4%) $261,602 (18.9%) 0.00 98
2022-02-01 $215,000 (8.0%) $265,222 (11.3%) 0.00 103
2022-03-01 $217,250 (8.6%) $268,295 (11.1%) 0.00 108
2022-04-01 $214,999 (-2.8%) $255,850 (4.3%) 0.00 107
2022-05-01 $229,950 (4.6%) $257,660 (5.4%) 0.00 101
2022-06-01 $259,225 (35.0%) $262,491 (7.2%) 0.00 102
2022-07-01 $254,999 (34.2%) $267,494 (14.6%) 0.00 117
2022-08-01 $246,000 (5.8%) $271,925 (6.5%) 0.00 126
2022-09-01 $240,000 (-6.6%) $268,305 (-2.6%) 0.00 122
2022-10-01 $245,000 (0.8%) $264,196 (2.5%) 0.00 127
2022-11-01 $251,250 (11.2%) $264,389 (4.4%) 0.00 136
2022-12-01 $262,000 (14.7%) $266,354 (-1.3%) 0.00 126
2023-01-01 $257,925 (17.2%) $262,417 (0.3%) 0.00 125
2023-02-01 $267,500 (24.4%) $266,154 (0.4%) 0.00 123
2023-03-01 $258,000 (18.8%) $263,476 (-1.8%) 0.00 130
2023-04-01 $249,500 (16.1%) $255,294 (-0.2%) 0.00 130
2023-05-01 $249,975 (8.7%) $262,312 (1.8%) 0.00 103
2023-06-01 $258,750 (-0.2%) $278,636 (6.2%) 0.00 98
2023-07-01 $246,300 (-3.4%) $269,950 (0.9%) 0.00 107
2023-08-01 $226,000 (-8.1%) $253,795 (-6.7%) 0.00 117
2023-09-01 $230,000 (-4.2%) $260,070 (-3.1%) 0.00 117
2023-10-01 $249,300 (1.8%) $267,958 (1.4%) 0.00 123
2023-11-01 $241,250 (-4.0%) $271,894 (2.8%) 0.00 127
2023-12-01 $255,000 (-2.7%) $282,550 (6.1%) 0.00 121
El Campo's median listing price for 2023-12-01 was $255,000, a difference of $-7,000 (-2.7%) versus the prior year and $13,750 versus the prior month.

El Campo's median listing price comes in at 0% of the national average.

El Campo's average listing price for 2023-12-01 was $282,550, a difference of $16,196 (6.1%) versus the prior year and $10,656 versus the prior month.

For the 2023-12-01 period, El Campo had 121 MLS listings, a difference of -6 listings (-5%) versus the prior month and -5 listings (-4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - El Campo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,054 sqft
2018-02-01 0 days 2,133 sqft
2018-03-01 0 days 2,135 sqft
2018-04-01 0 days 2,127 sqft
2018-05-01 0 days 2,132 sqft
2018-06-01 0 days 2,140 sqft
2018-07-01 0 days 2,112 sqft
2018-08-01 0 days 2,090 sqft
2018-09-01 0 days 2,036 sqft
2018-10-01 0 days 1,969 sqft
2018-11-01 0 days 1,935 sqft
2018-12-01 0 days 1,985 sqft
2019-01-01 0 days 1,953 sqft
2019-02-01 0 days 1,889 sqft
2019-03-01 0 days 1,910 sqft
2019-04-01 0 days 1,914 sqft
2019-05-01 0 days 1,904 sqft
2019-06-01 0 days 1,811 sqft
2019-07-01 0 days 1,750 sqft
2019-08-01 0 days 1,753 sqft
2019-09-01 0 days 1,743 sqft
2019-10-01 0 days 1,737 sqft
2019-11-01 0 days 1,740 sqft
2019-12-01 0 days 1,746 sqft
2020-01-01 0 days 1,754 sqft
2020-02-01 0 days 1,808 sqft
2020-03-01 0 days 1,774 sqft
2020-04-01 0 days 1,747 sqft
2020-05-01 0 days 1,808 sqft
2020-06-01 0 days 1,807 sqft
2020-07-01 0 days 1,744 sqft
2020-08-01 0 days 1,743 sqft
2020-09-01 0 days 1,724 sqft
2020-10-01 0 days 1,734 sqft
2020-11-01 0 days 1,768 sqft
2020-12-01 0 days 1,765 sqft
2021-01-01 0 days 1,761 sqft
2021-02-01 0 days 1,764 sqft
2021-03-01 0 days 1,792 sqft
2021-04-01 0 days 1,827 sqft
2021-05-01 0 days 1,851 sqft
2021-06-01 0 days 1,790 sqft
2021-07-01 0 days 1,714 sqft
2021-08-01 0 days 1,826 sqft
2021-09-01 0 days 1,868 sqft
2021-10-01 0 days 1,760 sqft
2021-11-01 0 days 1,710 sqft
2021-12-01 0 days 1,676 sqft
2022-01-01 0 days 1,622 sqft
2022-02-01 0 days 1,631 sqft
2022-03-01 0 days 1,640 sqft
2022-04-01 0 days 1,640 sqft
2022-05-01 0 days 1,812 sqft
2022-06-01 0 days 1,709 sqft
2022-07-01 0 days 1,710 sqft
2022-08-01 0 days 1,714 sqft
2022-09-01 0 days 1,730 sqft
2022-10-01 0 days 1,743 sqft
2022-11-01 0 days 1,786 sqft
2022-12-01 0 days 1,774 sqft
2023-01-01 0 days 1,724 sqft
2023-02-01 0 days 1,680 sqft
2023-03-01 0 days 1,659 sqft
2023-04-01 0 days 1,651 sqft
2023-05-01 0 days 1,655 sqft
2023-06-01 0 days 1,747 sqft
2023-07-01 0 days 1,751 sqft
2023-08-01 0 days 1,704 sqft
2023-09-01 0 days 1,699 sqft
2023-10-01 0 days 1,774 sqft
2023-11-01 0 days 1,759 sqft
2023-12-01 0 days 1,833 sqft
El Campo's median listing age (time on market) for 2023-12-01 was 0 days.

El Campo's median square footage for active listings during the 2023-12-01 period was 1,833 sqft. One year prior, the average listing was 1,774 sqft.

El Campo, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 367 $88,315,000 $240,640
Cash Out Refi 66 $15,100,000 $228,788
Refi 60 $12,260,000 $204,333
Home Improvement 13 $1,055,000 $81,154
Other 8 $760,000 $95,000

El Campo's most frequently cited loan purpose was Home Purchase, with 367 originations. The 2nd most popular reason was Cash Out Refi, with 66 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 135 $34,525,000 $255,741
4-5% 125 $31,985,000 $255,880
3-4% 82 $18,070,000 $220,366
6-7% 64 $14,700,000 $229,688
7-8% 31 $5,455,000 $175,968
2.5-3% 27 $4,505,000 $166,852
Over 8% 25 $3,185,000 $127,400
<2.5% 14 $1,560,000 $111,429

During 2022, El Campo's most frequently originated rate bucket was 5-6%, with 135 originations.

Loan Sizing (El Campo, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 204 $30,920,000 $151,569
$200k-400k 194 $52,230,000 $269,227
$100,000 or less 77 $5,125,000 $66,558
$400k-600k 31 $14,655,000 $472,742
$600k-1000k 4 $2,710,000 $677,500
$Over $1MM 4 $11,850,000 $2,962,500

El Campo's loan sizing saw the bucket of loans from $100k-200k with 204 originations, totaling $30,920,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 279 $62,815,000 $225,143
60-80% 132 $38,980,000 $295,303
40-60% 34 $5,280,000 $155,294
20-40% 19 $2,155,000 $113,421
Under 20% 18 $650,000 $36,111
Over 100% 14 $2,840,000 $202,857

El Campo's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 279 originations, totaling $62,815,000 in origination value.