El Campo Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in El Campo averaged 7.13% for the week of 2024-03-21, compared to the national average of 6.87% for the same period.

The average rate for the prior week (2024-03-14) was 7.1% and one month ago for the week of 2024-02-15, the average rate was 6.83%.

El Campo's average rate one year ago was 6.86%.

For refis of the same type during the week of 2024-03-21, the average rate was 6.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-03-21 6.87%
El Campo 30 Year Fixed Rate 2024-03-21 7.13%
El Campo 30 Year Fixed Rate Refi 2024-03-21 6.77%
El Campo 15 Year Fixed Rate 2024-03-21 6.41%
El Campo 15 Year Fixed Rate Refi 2024-03-21 6.11%
El Campo 30 Year FHA 2024-03-21 6.67%
El Campo 30 Year FHA Refi 2024-03-21 6.8%
El Campo 30 Year USDA 2024-03-21 6.87%
El Campo 30 Year USDA Refi 2024-03-21 6.67%
El Campo 30 Year VA 2024-03-21 6.44%
El Campo 30 Year VA Refi 2024-03-21 6.54%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within El Campo, TX.

El Campo Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the El Campo, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 14 7.11% $8,058
QUICKEN LOANS, LLC 13 6.88% $6,614
TEXAS DOW EMPLOYEES CREDIT UNION 9 7.44% $5,586
Gateway First Bank 7 6.45% $4,872
Prosperity Bank 6 5.83% $3,445
GUILD MORTGAGE COMPANY 6 7.29% $6,260
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 5 7.72% $7,653
First Financial Bank 4 7.34% $2,443
AMCAP MORTGAGE, LTD. 3 7.16% $8,185
LOANDEPOT.COM, LLC 3 6.71% $8,875
Flagstar Bank, FSB 3 7.04% $6,722
CMG MORTGAGE, INC. 3 6.74% $6,065
First National Bank of America 2 11.19% $7,366
CHURCHILL MORTGAGE CORPORATION 2 6.62% $6,980
Discover Bank 2 7.24% $0
NEWREZ LLC 2 7.81% $5,180
Mr. Cooper ( Nationstar Mortgage ) 2 6.81% $11,239
Nations Lending Corporation 1 6.88% $6,830
21ST MORTGAGE CORPORATION 1 7.45% $6,582
PENNYMAC LOAN SERVICES, LLC 1 6.88% $14,172
PHH Mortgage Corporation 1 6.99% $4,251
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.63% $14,302
RANDOLPH-BROOKS 1 6.75% $4,177
Regions Bank 1 5.50% $7,576
ROYAL UNITED MORTGAGE LLC 1 6.75% $10,245
S1L, Inc. 1 7.50% $6,350
Sierra Pacific Mortgage Company, Inc. 1 6.99% $8,337
THRIVE MORTGAGE, LLC 1 6.38% $6,008
USAA Federal Savings Bank 1 5.50% $5,726
VAN DYK MORTGAGE CORPORATION 1 6.25% $8,396
Wells Fargo Bank 1 7.13% $6,765
ZILLOW HOME LOANS, LLC 1 7.13% $4,481
Network Funding, L.P. 1 6.38% $7,005
American National Bank & Trust 1 7.00% $10,250
Arvest Bank 1 6.88% $5,650
BancorpSouth 1 7.25% $4,497
BETTER MORTGAGE CORPORATION 1 5.75% $4,541
Carrington Mortgage Services, LLC 1 7.13% $3,420
CONSUMERS COOPERATIVE CREDIT UNION 1 6.50% $2,882
Farm Credit Mid-America, ACA 1 7.75% $22,645
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.50% $8,578
HOMESTEAD FUNDING CORP. 1 6.00% $3,887
Independent Bank 1 6.75% $8,595
JPMorgan Chase Bank 1 6.75% $8,874
LEGEND LENDING CORPORATION 1 6.75% $7,430
LOANPEOPLE, LLC 1 5.99% $14,377
MID AMERICA MORTGAGE, INC. 1 6.75% $4,820
Mortgage Research Center, LLC 1 7.25% $4,262
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.75% $16,155

El Campo Average Closing Costs & Other Stats

El Campo, TX's 49 lenders originated 360 loans during 2023. The total origination value was $76,770,000, with an average loan value of $213,250.

El Campo's average closing costs are $6,160.

The top El Campo lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 14 loans originated. Their average total fees are $8,058, which is $1,444 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee El Campo lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($6,614), UNITED WHOLESALE MORTGAGE, LLC ($8,058), .

The lowest rate El Campo lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.88%), UNITED WHOLESALE MORTGAGE, LLC (7.11%), .

El Campo, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $3,455,000 $6,585,000 90.6% 8.6%
QUICKEN LOANS, LLC $6,925,000 $5,415,000 -21.8% 7.1%
FIRST STATE BANK $4,535,000 n/a 5.9%
Prosperity Bank $6,505,000 $4,395,000 -32.4% 5.7%
Gateway First Bank $5,200,000 $3,670,000 -29.4% 4.8%
First Financial Bank $1,640,000 $2,745,000 67.4% 3.6%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $4,395,000 $2,715,000 -38.2% 3.5%
Flagstar Bank, FSB $4,495,000 $2,235,000 -50.3% 2.9%
CMG MORTGAGE, INC. $780,000 $2,170,000 178.2% 2.8%
TEXAS DOW EMPLOYEES CREDIT UNION $5,890,000 $1,845,000 -68.7% 2.4%
21ST MORTGAGE CORPORATION $3,005,000 $1,760,000 -41.4% 2.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,285,000 $1,645,000 -28.0% 2.1%
AMCAP MORTGAGE, LTD. $4,865,000 $1,610,000 -66.9% 2.1%
Citizens State Bank $1,565,000 $1,560,000 -0.3% 2.0%
Farm Credit Mid-America, ACA $275,000 $1,545,000 461.8% 2.0%
GUILD MORTGAGE COMPANY $160,000 $1,420,000 787.5% 1.8%
LOANDEPOT.COM, LLC $1,865,000 $1,320,000 -29.2% 1.7%
EVERETT FINANCIAL, INC. $845,000 $1,180,000 39.6% 1.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $930,000 $1,030,000 10.8% 1.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,600,000 $1,010,000 -36.9% 1.3%
Network Funding, L.P. $875,000 $980,000 12.0% 1.3%
Mr. Cooper ( Nationstar Mortgage ) $890,000 $805,000 -9.6% 1.0%
BRAZOS VALLEY SCHOOLS $545,000 $750,000 37.6% 1.0%
RANDOLPH-BROOKS $740,000 n/a 1.0%
MID AMERICA MORTGAGE, INC. $440,000 $730,000 65.9% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $635,000 $610,000 -3.9% 0.8%
S1L, Inc. $980,000 $610,000 -37.8% 0.8%
Carrington Mortgage Services, LLC $330,000 $575,000 74.2% 0.7%
Frost Bank $130,000 $575,000 342.3% 0.7%
NEWREZ LLC $425,000 $565,000 32.9% 0.7%
Wells Fargo Bank $1,500,000 $555,000 -63.0% 0.7%
UNITED BUILT HOMES, L.L.C. $295,000 $550,000 86.4% 0.7%
Zions Bank $665,000 $525,000 -21.1% 0.7%
JPMorgan Chase Bank $525,000 $470,000 -10.5% 0.6%
Texas Bank $285,000 $455,000 59.6% 0.6%
American National Bank & Trust $445,000 n/a 0.6%
Crossroads Bank $430,000 n/a 0.6%
TEXAS BAY $430,000 n/a 0.6%
ENVOY MORTGAGE, LTD $420,000 n/a 0.5%
PLAZA HOME MORTGAGE, INC. $185,000 $415,000 124.3% 0.5%
USAA Federal Savings Bank $410,000 n/a 0.5%
Equity Prime Mortgage LLC $205,000 $375,000 82.9% 0.5%
CHURCHILL MORTGAGE CORPORATION $135,000 $370,000 174.1% 0.5%
Newfirst National Bank $370,000 n/a 0.5%
Greenbox Loans, Inc. $335,000 $365,000 9.0% 0.5%
HOMESTEAD FUNDING CORP. $365,000 n/a 0.5%
Mortgage Research Center, LLC $1,175,000 $360,000 -69.4% 0.5%
LOANPEOPLE, LLC $355,000 n/a 0.5%
Sierra Pacific Mortgage Company, Inc. $355,000 n/a 0.5%
Discover Bank $155,000 $340,000 119.4% 0.4%
HOMEXPRESS MORTGAGE CORP. $125,000 $340,000 172.0% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $205,000 $335,000 63.4% 0.4%
Regions Bank $335,000 n/a 0.4%
First National Bank of America $330,000 n/a 0.4%
First National Bank $325,000 n/a 0.4%
Independent Bank $680,000 $325,000 -52.2% 0.4%
SUCCESS MORTGAGE PARTNERS, INC. $300,000 n/a 0.4%
CREDIT HUMAN FEDERAL CREDIT UNION $25,000 $295,000 1,080.0% 0.4%
EUSTIS AND AMERICAN MORTGAGE COMPANY $425,000 $295,000 -30.6% 0.4%
Magnolia Bank $295,000 n/a 0.4%
VAN DYK MORTGAGE CORPORATION $135,000 $295,000 118.5% 0.4%
CARDINAL FINANCIAL $440,000 $285,000 -35.2% 0.4%
LEGEND LENDING CORPORATION $155,000 $285,000 83.9% 0.4%
T2 FINANCIAL LLC $1,230,000 $265,000 -78.5% 0.3%
ROYAL UNITED MORTGAGE LLC $140,000 $260,000 85.7% 0.3%
SOUTHWEST STAGE FUNDING, LLC $255,000 n/a 0.3%
SWBC MORTGAGE CORPORATION $245,000 n/a 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,075,000 $240,000 -77.7% 0.3%
GUARANTEED RATE, INC. $480,000 $235,000 -51.0% 0.3%
NATIONS RELIABLE LENDING, LLC $1,290,000 $235,000 -81.8% 0.3%
Operating Engineers Local Union #3 $235,000 n/a 0.3%
MOVEMENT MORTGAGE, LLC $225,000 n/a 0.3%
COUNTRYPLACE MORTGAGE, LTD. $385,000 $220,000 -42.9% 0.3%
CALCON MUTUAL MORTGAGE LLC $205,000 n/a 0.3%
THRIVE MORTGAGE, LLC $855,000 $205,000 -76.0% 0.3%
ACADEMY MORTGAGE CORPORATION $750,000 $200,000 -73.3% 0.3%
Citizens Bank $1,200,000 $195,000 -83.8% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $605,000 $195,000 -67.8% 0.3%
PNC Bank $85,000 $190,000 123.5% 0.2%
TRIAD FINANCIAL SERVICES, INC. $190,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $420,000 $175,000 -58.3% 0.2%
PENNYMAC LOAN SERVICES, LLC $410,000 $175,000 -57.3% 0.2%
Prosperity Home Mortgage, LLC $345,000 $170,000 -50.7% 0.2%
BancorpSouth $165,000 n/a 0.2%
CORNERSTONE HOME LENDING, INC. $2,570,000 $165,000 -93.6% 0.2%
GARDNER FINANCIAL SERVICES, LTD. $165,000 n/a 0.2%
INTERLINC MORTGAGE SERVICES, LLC $215,000 $155,000 -27.9% 0.2%
Nations Lending Corporation $135,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $540,000 $125,000 -76.9% 0.2%
Arvest Bank $115,000 n/a 0.1%
PREMIA MORTGAGE, LLC $115,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $450,000 $115,000 -74.4% 0.1%
CONSUMERS COOPERATIVE CREDIT UNION $95,000 n/a 0.1%
PHH Mortgage Corporation $155,000 $95,000 -38.7% 0.1%
Trustmark National Bank $75,000 n/a 0.1%
Houston Federal Credit Union $65,000 n/a 0.1%
FIRST SERVICE Credit Union $55,000 $55,000 0.0% 0.1%
International Bank of Commerce $25,000 $55,000 120.0% 0.1%
NAVY FEDERAL CREDIT UNION $185,000 $55,000 -70.3% 0.1%

El Campo's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.6% market share. In second place, with 7.1%, is QUICKEN LOANS, LLC, having originated $5,415,000 in loans. In third place, with 5.9%, is FIRST STATE BANK, having originated $4,535,000 in loans. In fourth place, with 5.7%, is Prosperity Bank, having originated $4,395,000 in loans. In fifth place, with 4.8%, is Gateway First Bank, having originated $3,670,000 in loans.


El Campo Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - El Campo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $183,500 (7.6%) $204,283 (8.5%) 0.00 111
2018-02-01 $189,000 (8.0%) $217,507 (14.6%) 0.00 104
2018-03-01 $183,500 (-2.4%) $216,244 (8.2%) 0.00 107
2018-04-01 $193,500 (-0.8%) $223,029 (4.7%) 0.00 119
2018-05-01 $195,950 (0.1%) $231,238 (8.2%) 0.00 122
2018-06-01 $198,800 (-4.2%) $234,755 (3.6%) 0.00 132
2018-07-01 $209,500 (5.1%) $238,921 (7.2%) 0.00 127
2018-08-01 $202,000 (3.6%) $238,447 (8.4%) 0.00 136
2018-09-01 $189,000 (-3.1%) $221,707 (2.1%) 0.00 136
2018-10-01 $174,313 (-9.4%) $210,479 (1.5%) 0.00 138
2018-11-01 $188,000 (-2.8%) $209,948 (2.3%) 0.00 136
2018-12-01 $187,000 (3.9%) $214,719 (6.6%) 0.00 134
2019-01-01 $189,375 (3.2%) $219,080 (7.2%) 0.00 124
2019-02-01 $181,250 (-4.1%) $216,762 (-0.3%) 0.00 136
2019-03-01 $189,214 (3.1%) $225,621 (4.3%) 0.00 131
2019-04-01 $192,250 (-0.7%) $230,711 (3.4%) 0.00 124
2019-05-01 $192,250 (-1.9%) $234,595 (1.5%) 0.00 119
2019-06-01 $189,000 (-4.9%) $235,021 (0.1%) 0.00 120
2019-07-01 $190,675 (-9.0%) $231,142 (-3.3%) 0.00 133
2019-08-01 $189,723 (-6.1%) $228,310 (-4.3%) 0.00 134
2019-09-01 $189,457 (0.2%) $223,712 (0.9%) 0.00 130
2019-10-01 $190,780 (9.5%) $219,375 (4.2%) 0.00 132
2019-11-01 $184,900 (-1.7%) $215,056 (2.4%) 0.00 136
2019-12-01 $184,950 (-1.1%) $222,350 (3.6%) 0.00 126
2020-01-01 $180,000 (-5.0%) $211,815 (-3.3%) 0.00 117
2020-02-01 $198,500 (9.5%) $232,065 (7.1%) 0.00 126
2020-03-01 $191,223 (1.1%) $229,447 (1.7%) 0.00 132
2020-04-01 $187,500 (-2.5%) $221,328 (-4.1%) 0.00 129
2020-05-01 $195,000 (1.4%) $230,598 (-1.7%) 0.00 130
2020-06-01 $201,850 (6.8%) $230,040 (-2.1%) 0.00 133
2020-07-01 $188,998 (-0.9%) $221,253 (-4.3%) 0.00 119
2020-08-01 $193,000 (1.7%) $233,010 (2.1%) 0.00 116
2020-09-01 $188,637 (-0.4%) $231,770 (3.6%) 0.00 116
2020-10-01 $185,000 (-3.0%) $224,204 (2.2%) 0.00 111
2020-11-01 $179,419 (-3.0%) $222,770 (3.6%) 0.00 98
2020-12-01 $179,225 (-3.1%) $216,674 (-2.6%) 0.00 90
2021-01-01 $188,955 (5.0%) $220,000 (3.9%) 0.00 92
2021-02-01 $199,000 (0.3%) $238,204 (2.7%) 0.00 100
2021-03-01 $199,975 (4.6%) $241,393 (5.2%) 0.00 90
2021-04-01 $221,200 (18.0%) $245,255 (10.8%) 0.00 79
2021-05-01 $219,900 (12.8%) $244,366 (6.0%) 0.00 76
2021-06-01 $191,975 (-4.9%) $244,842 (6.4%) 0.00 72
2021-07-01 $190,000 (0.5%) $233,426 (5.5%) 0.00 82
2021-08-01 $232,500 (20.5%) $255,252 (9.6%) 0.00 91
2021-09-01 $256,975 (36.2%) $275,571 (18.9%) 0.00 94
2021-10-01 $243,125 (31.4%) $257,728 (15.0%) 0.00 99
2021-11-01 $226,000 (26.0%) $253,342 (13.7%) 0.00 102
2021-12-01 $228,375 (27.4%) $269,800 (24.5%) 0.00 98
2022-01-01 $220,000 (16.4%) $261,602 (18.9%) 0.00 98
2022-02-01 $215,000 (8.0%) $265,222 (11.3%) 0.00 103
2022-03-01 $217,250 (8.6%) $268,295 (11.1%) 0.00 108
2022-04-01 $214,999 (-2.8%) $255,850 (4.3%) 0.00 107
2022-05-01 $229,950 (4.6%) $257,660 (5.4%) 0.00 101
2022-06-01 $259,225 (35.0%) $262,491 (7.2%) 0.00 102
2022-07-01 $254,999 (34.2%) $267,494 (14.6%) 0.00 117
2022-08-01 $246,000 (5.8%) $271,925 (6.5%) 0.00 126
2022-09-01 $240,000 (-6.6%) $268,305 (-2.6%) 0.00 122
2022-10-01 $245,000 (0.8%) $264,196 (2.5%) 0.00 127
2022-11-01 $251,250 (11.2%) $264,389 (4.4%) 0.00 136
2022-12-01 $262,000 (14.7%) $266,354 (-1.3%) 0.00 126
2023-01-01 $257,925 (17.2%) $262,417 (0.3%) 0.00 125
2023-02-01 $267,500 (24.4%) $266,154 (0.4%) 0.00 123
2023-03-01 $258,000 (18.8%) $263,476 (-1.8%) 0.00 130
2023-04-01 $249,500 (16.1%) $255,294 (-0.2%) 0.00 130
2023-05-01 $249,975 (8.7%) $262,312 (1.8%) 0.00 103
2023-06-01 $258,750 (-0.2%) $278,636 (6.2%) 0.00 98
2023-07-01 $246,300 (-3.4%) $269,950 (0.9%) 0.00 107
2023-08-01 $226,000 (-8.1%) $253,795 (-6.7%) 0.00 117
2023-09-01 $230,000 (-4.2%) $260,070 (-3.1%) 0.00 117
2023-10-01 $249,300 (1.8%) $267,958 (1.4%) 0.00 123
2023-11-01 $241,250 (-4.0%) $271,894 (2.8%) 0.00 127
2023-12-01 $255,000 (-2.7%) $282,550 (6.1%) 0.00 121
2024-01-01 $260,000 (0.8%) $289,214 (10.2%) 0.00 99
2024-02-01 $245,625 (-8.2%) $272,612 (2.4%) 0.00 96
El Campo's median listing price for 2024-02-01 was $245,625, a difference of $-21,875 (-8.2%) versus the prior year and $-14,375 versus the prior month.

El Campo's median listing price comes in at 0% of the national average.

El Campo's average listing price for 2024-02-01 was $272,612, a difference of $6,458 (2.4%) versus the prior year and $-16,602 versus the prior month.

For the 2024-02-01 period, El Campo had 96 MLS listings, a difference of -3 listings (-3%) versus the prior month and -27 listings (-22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - El Campo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,054 sqft
2018-02-01 0 days 2,133 sqft
2018-03-01 0 days 2,135 sqft
2018-04-01 0 days 2,127 sqft
2018-05-01 0 days 2,132 sqft
2018-06-01 0 days 2,140 sqft
2018-07-01 0 days 2,112 sqft
2018-08-01 0 days 2,090 sqft
2018-09-01 0 days 2,036 sqft
2018-10-01 0 days 1,969 sqft
2018-11-01 0 days 1,935 sqft
2018-12-01 0 days 1,985 sqft
2019-01-01 0 days 1,953 sqft
2019-02-01 0 days 1,889 sqft
2019-03-01 0 days 1,910 sqft
2019-04-01 0 days 1,914 sqft
2019-05-01 0 days 1,904 sqft
2019-06-01 0 days 1,811 sqft
2019-07-01 0 days 1,750 sqft
2019-08-01 0 days 1,753 sqft
2019-09-01 0 days 1,743 sqft
2019-10-01 0 days 1,737 sqft
2019-11-01 0 days 1,740 sqft
2019-12-01 0 days 1,746 sqft
2020-01-01 0 days 1,754 sqft
2020-02-01 0 days 1,808 sqft
2020-03-01 0 days 1,774 sqft
2020-04-01 0 days 1,747 sqft
2020-05-01 0 days 1,808 sqft
2020-06-01 0 days 1,807 sqft
2020-07-01 0 days 1,744 sqft
2020-08-01 0 days 1,743 sqft
2020-09-01 0 days 1,724 sqft
2020-10-01 0 days 1,734 sqft
2020-11-01 0 days 1,768 sqft
2020-12-01 0 days 1,765 sqft
2021-01-01 0 days 1,761 sqft
2021-02-01 0 days 1,764 sqft
2021-03-01 0 days 1,792 sqft
2021-04-01 0 days 1,827 sqft
2021-05-01 0 days 1,851 sqft
2021-06-01 0 days 1,790 sqft
2021-07-01 0 days 1,714 sqft
2021-08-01 0 days 1,826 sqft
2021-09-01 0 days 1,868 sqft
2021-10-01 0 days 1,760 sqft
2021-11-01 0 days 1,710 sqft
2021-12-01 0 days 1,676 sqft
2022-01-01 0 days 1,622 sqft
2022-02-01 0 days 1,631 sqft
2022-03-01 0 days 1,640 sqft
2022-04-01 0 days 1,640 sqft
2022-05-01 0 days 1,812 sqft
2022-06-01 0 days 1,709 sqft
2022-07-01 0 days 1,710 sqft
2022-08-01 0 days 1,714 sqft
2022-09-01 0 days 1,730 sqft
2022-10-01 0 days 1,743 sqft
2022-11-01 0 days 1,786 sqft
2022-12-01 0 days 1,774 sqft
2023-01-01 0 days 1,724 sqft
2023-02-01 0 days 1,680 sqft
2023-03-01 0 days 1,660 sqft
2023-04-01 0 days 1,660 sqft
2023-05-01 0 days 1,655 sqft
2023-06-01 0 days 1,747 sqft
2023-07-01 0 days 1,751 sqft
2023-08-01 0 days 1,704 sqft
2023-09-01 0 days 1,699 sqft
2023-10-01 0 days 1,774 sqft
2023-11-01 0 days 1,759 sqft
2023-12-01 0 days 1,833 sqft
2024-01-01 0 days 1,865 sqft
2024-02-01 0 days 1,808 sqft
El Campo's median listing age (time on market) for 2024-02-01 was 0 days.

El Campo's median square footage for active listings during the 2024-02-01 period was 1,808 sqft. One year prior, the average listing was 1,680 sqft.

El Campo, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 267 $58,255,000 $218,184
Cash Out Refi 39 $7,025,000 $180,128
Refi 31 $8,835,000 $285,000
Home Improvement 12 $1,750,000 $145,833
Other 11 $905,000 $82,273

El Campo's most frequently cited loan purpose was Home Purchase, with 267 originations. The 2nd most popular reason was Cash Out Refi, with 39 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 105 $24,185,000 $230,333
7-8% 81 $18,525,000 $228,704
Over 8% 79 $11,705,000 $148,165
5-6% 56 $13,680,000 $244,286
<2.5% 6 $40,000 $6,667
4-5% 2 $470,000 $235,000

During 2023, El Campo's most frequently originated rate bucket was 6-7%, with 105 originations.

Loan Sizing (El Campo, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 137 $20,285,000 $148,066
$200k-400k 122 $33,620,000 $275,574
$100,000 or less 70 $4,610,000 $65,857
$400k-600k 21 $9,765,000 $465,000
$600k-1000k 7 $4,485,000 $640,714
$Over $1MM 3 $4,005,000 $1,335,000

El Campo's loan sizing saw the bucket of loans from $100k-200k with 137 originations, totaling $20,285,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 181 $39,455,000 $217,983
60-80% 77 $19,075,000 $247,727
40-60% 25 $4,665,000 $186,600
20-40% 22 $2,720,000 $123,636
Under 20% 16 $460,000 $28,750
Over 100% 7 $2,085,000 $297,857

El Campo's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 181 originations, totaling $39,455,000 in origination value.