El Campo Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in El Campo averaged
6.48%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
6.34% and
one month ago for the week of 2024-08-29, the
average rate was 6.71%.
El Campo's average rate one year ago was 7.27%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.72%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
El Campo 30 Year Fixed Rate | 2024-10-03 | 6.48% |
El Campo 30 Year Fixed Rate Refi | 2024-10-03 | 6.72% |
El Campo 15 Year Fixed Rate | 2024-10-03 | 5.25% |
El Campo 15 Year Fixed Rate Refi | 2024-10-03 | 5.35% |
El Campo 30 Year FHA | 2024-10-03 | 5.96% |
El Campo 30 Year FHA Refi | 2024-10-03 | 6.19% |
El Campo 30 Year USDA | 2024-10-03 | 5.77% |
El Campo 30 Year USDA Refi | 2024-10-03 | 6.07% |
El Campo 30 Year VA | 2024-10-03 | 5.8% |
El Campo 30 Year VA Refi | 2024-10-03 | 5.6% |
El Campo Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the El Campo, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
El Campo Average Closing Costs & Other Stats
El Campo, TX's 49 lenders originated 360
loans during 2023. The total origination value was $76,770,000, with an average loan value of
$213,250.
El Campo's average closing costs are $6,160.
The top El Campo lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
14 loans originated. Their average total fees are
$8,058, which is $1,444
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee El Campo lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC ($6,614), UNITED WHOLESALE MORTGAGE, LLC ($8,058), .
The lowest rate El Campo lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (6.88%), UNITED WHOLESALE MORTGAGE, LLC (7.11%), .
El Campo, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $3,455,000 | $6,585,000 | 90.6% | 8.6% |
QUICKEN LOANS, LLC | $6,925,000 | $5,415,000 | -21.8% | 7.1% |
FIRST STATE BANK | $4,535,000 | n/a | 5.9% | |
Prosperity Bank | $6,505,000 | $4,395,000 | -32.4% | 5.7% |
Gateway First Bank | $5,200,000 | $3,670,000 | -29.4% | 4.8% |
First Financial Bank | $1,640,000 | $2,745,000 | 67.4% | 3.6% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $4,395,000 | $2,715,000 | -38.2% | 3.5% |
Flagstar Bank, FSB | $4,495,000 | $2,235,000 | -50.3% | 2.9% |
CMG MORTGAGE, INC. | $780,000 | $2,170,000 | 178.2% | 2.8% |
TEXAS DOW EMPLOYEES CREDIT UNION | $5,890,000 | $1,845,000 | -68.7% | 2.4% |
21ST MORTGAGE CORPORATION | $3,005,000 | $1,760,000 | -41.4% | 2.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,285,000 | $1,645,000 | -28.0% | 2.1% |
AMCAP MORTGAGE, LTD. | $4,865,000 | $1,610,000 | -66.9% | 2.1% |
Citizens State Bank | $1,565,000 | $1,560,000 | -0.3% | 2.0% |
Farm Credit Mid-America, ACA | $275,000 | $1,545,000 | 461.8% | 2.0% |
GUILD MORTGAGE COMPANY | $160,000 | $1,420,000 | 787.5% | 1.8% |
LOANDEPOT.COM, LLC | $1,865,000 | $1,320,000 | -29.2% | 1.7% |
EVERETT FINANCIAL, INC. | $845,000 | $1,180,000 | 39.6% | 1.5% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $930,000 | $1,030,000 | 10.8% | 1.3% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $1,600,000 | $1,010,000 | -36.9% | 1.3% |
Network Funding, L.P. | $875,000 | $980,000 | 12.0% | 1.3% |
Mr. Cooper ( Nationstar Mortgage ) | $890,000 | $805,000 | -9.6% | 1.0% |
BRAZOS VALLEY SCHOOLS | $545,000 | $750,000 | 37.6% | 1.0% |
RANDOLPH-BROOKS | $740,000 | n/a | 1.0% | |
MID AMERICA MORTGAGE, INC. | $440,000 | $730,000 | 65.9% | 1.0% |
CROSSCOUNTRY MORTGAGE, LLC | $635,000 | $610,000 | -3.9% | 0.8% |
S1L, Inc. | $980,000 | $610,000 | -37.8% | 0.8% |
Carrington Mortgage Services, LLC | $330,000 | $575,000 | 74.2% | 0.7% |
Frost Bank | $130,000 | $575,000 | 342.3% | 0.7% |
NEWREZ LLC | $425,000 | $565,000 | 32.9% | 0.7% |
Wells Fargo Bank | $1,500,000 | $555,000 | -63.0% | 0.7% |
UNITED BUILT HOMES, L.L.C. | $295,000 | $550,000 | 86.4% | 0.7% |
Zions Bank | $665,000 | $525,000 | -21.1% | 0.7% |
JPMorgan Chase Bank | $525,000 | $470,000 | -10.5% | 0.6% |
Texas Bank | $285,000 | $455,000 | 59.6% | 0.6% |
American National Bank & Trust | $445,000 | n/a | 0.6% | |
Crossroads Bank | $430,000 | n/a | 0.6% | |
TEXAS BAY | $430,000 | n/a | 0.6% | |
ENVOY MORTGAGE, LTD | $420,000 | n/a | 0.5% | |
PLAZA HOME MORTGAGE, INC. | $185,000 | $415,000 | 124.3% | 0.5% |
USAA Federal Savings Bank | $410,000 | n/a | 0.5% | |
Equity Prime Mortgage LLC | $205,000 | $375,000 | 82.9% | 0.5% |
CHURCHILL MORTGAGE CORPORATION | $135,000 | $370,000 | 174.1% | 0.5% |
Newfirst National Bank | $370,000 | n/a | 0.5% | |
Greenbox Loans, Inc. | $335,000 | $365,000 | 9.0% | 0.5% |
HOMESTEAD FUNDING CORP. | $365,000 | n/a | 0.5% | |
Mortgage Research Center, LLC | $1,175,000 | $360,000 | -69.4% | 0.5% |
LOANPEOPLE, LLC | $355,000 | n/a | 0.5% | |
Sierra Pacific Mortgage Company, Inc. | $355,000 | n/a | 0.5% | |
Discover Bank | $155,000 | $340,000 | 119.4% | 0.4% |
HOMEXPRESS MORTGAGE CORP. | $125,000 | $340,000 | 172.0% | 0.4% |
MUTUAL OF OMAHA MORTGAGE, INC. | $205,000 | $335,000 | 63.4% | 0.4% |
Regions Bank | $335,000 | n/a | 0.4% | |
First National Bank of America | $330,000 | n/a | 0.4% | |
First National Bank | $325,000 | n/a | 0.4% | |
Independent Bank | $680,000 | $325,000 | -52.2% | 0.4% |
SUCCESS MORTGAGE PARTNERS, INC. | $300,000 | n/a | 0.4% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $25,000 | $295,000 | 1,080.0% | 0.4% |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $425,000 | $295,000 | -30.6% | 0.4% |
Magnolia Bank | $295,000 | n/a | 0.4% | |
VAN DYK MORTGAGE CORPORATION | $135,000 | $295,000 | 118.5% | 0.4% |
CARDINAL FINANCIAL | $440,000 | $285,000 | -35.2% | 0.4% |
LEGEND LENDING CORPORATION | $155,000 | $285,000 | 83.9% | 0.4% |
T2 FINANCIAL LLC | $1,230,000 | $265,000 | -78.5% | 0.3% |
ROYAL UNITED MORTGAGE LLC | $140,000 | $260,000 | 85.7% | 0.3% |
SOUTHWEST STAGE FUNDING, LLC | $255,000 | n/a | 0.3% | |
SWBC MORTGAGE CORPORATION | $245,000 | n/a | 0.3% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,075,000 | $240,000 | -77.7% | 0.3% |
GUARANTEED RATE, INC. | $480,000 | $235,000 | -51.0% | 0.3% |
NATIONS RELIABLE LENDING, LLC | $1,290,000 | $235,000 | -81.8% | 0.3% |
Operating Engineers Local Union #3 | $235,000 | n/a | 0.3% | |
MOVEMENT MORTGAGE, LLC | $225,000 | n/a | 0.3% | |
COUNTRYPLACE MORTGAGE, LTD. | $385,000 | $220,000 | -42.9% | 0.3% |
CALCON MUTUAL MORTGAGE LLC | $205,000 | n/a | 0.3% | |
THRIVE MORTGAGE, LLC | $855,000 | $205,000 | -76.0% | 0.3% |
ACADEMY MORTGAGE CORPORATION | $750,000 | $200,000 | -73.3% | 0.3% |
Citizens Bank | $1,200,000 | $195,000 | -83.8% | 0.3% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $605,000 | $195,000 | -67.8% | 0.3% |
PNC Bank | $85,000 | $190,000 | 123.5% | 0.2% |
TRIAD FINANCIAL SERVICES, INC. | $190,000 | n/a | 0.2% | |
Paramount Residential Mortgage Group, Inc. | $420,000 | $175,000 | -58.3% | 0.2% |
PENNYMAC LOAN SERVICES, LLC | $410,000 | $175,000 | -57.3% | 0.2% |
Prosperity Home Mortgage, LLC | $345,000 | $170,000 | -50.7% | 0.2% |
BancorpSouth | $165,000 | n/a | 0.2% | |
CORNERSTONE HOME LENDING, INC. | $2,570,000 | $165,000 | -93.6% | 0.2% |
GARDNER FINANCIAL SERVICES, LTD. | $165,000 | n/a | 0.2% | |
INTERLINC MORTGAGE SERVICES, LLC | $215,000 | $155,000 | -27.9% | 0.2% |
Nations Lending Corporation | $135,000 | n/a | 0.2% | |
BETTER MORTGAGE CORPORATION | $540,000 | $125,000 | -76.9% | 0.2% |
Arvest Bank | $115,000 | n/a | 0.1% | |
PREMIA MORTGAGE, LLC | $115,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $450,000 | $115,000 | -74.4% | 0.1% |
CONSUMERS COOPERATIVE CREDIT UNION | $95,000 | n/a | 0.1% | |
PHH Mortgage Corporation | $155,000 | $95,000 | -38.7% | 0.1% |
Trustmark National Bank | $75,000 | n/a | 0.1% | |
Houston Federal Credit Union | $65,000 | n/a | 0.1% | |
FIRST SERVICE Credit Union | $55,000 | $55,000 | 0.0% | 0.1% |
International Bank of Commerce | $25,000 | $55,000 | 120.0% | 0.1% |
NAVY FEDERAL CREDIT UNION | $185,000 | $55,000 | -70.3% | 0.1% |
El Campo's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.6% market share. In second place, with 7.1%, is QUICKEN LOANS, LLC, having originated $5,415,000 in loans. In third place, with 5.9%, is FIRST STATE BANK, having originated $4,535,000 in loans. In fourth place, with 5.7%, is Prosperity Bank, having originated $4,395,000 in loans. In fifth place, with 4.8%, is Gateway First Bank, having originated $3,670,000 in loans.
El Campo Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - El Campo (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $183,500 (7.6%) | $204,283 (8.5%) | 0.00 | 111 |
2018-02-01 | $189,000 (8.0%) | $217,507 (14.6%) | 0.00 | 104 |
2018-03-01 | $183,500 (-2.4%) | $216,244 (8.2%) | 0.00 | 107 |
2018-04-01 | $193,500 (-0.8%) | $223,029 (4.7%) | 0.00 | 119 |
2018-05-01 | $195,950 (0.1%) | $231,238 (8.2%) | 0.00 | 122 |
2018-06-01 | $198,800 (-4.2%) | $234,755 (3.6%) | 0.00 | 132 |
2018-07-01 | $209,500 (5.1%) | $238,921 (7.2%) | 0.00 | 127 |
2018-08-01 | $202,000 (3.6%) | $238,447 (8.4%) | 0.00 | 136 |
2018-09-01 | $189,000 (-3.1%) | $221,707 (2.1%) | 0.00 | 136 |
2018-10-01 | $174,313 (-9.4%) | $210,479 (1.5%) | 0.00 | 138 |
2018-11-01 | $188,000 (-2.8%) | $209,948 (2.3%) | 0.00 | 136 |
2018-12-01 | $187,000 (3.9%) | $214,719 (6.6%) | 0.00 | 134 |
2019-01-01 | $189,375 (3.2%) | $219,080 (7.2%) | 0.00 | 124 |
2019-02-01 | $181,250 (-4.1%) | $216,762 (-0.3%) | 0.00 | 136 |
2019-03-01 | $189,214 (3.1%) | $225,621 (4.3%) | 0.00 | 131 |
2019-04-01 | $192,250 (-0.7%) | $230,711 (3.4%) | 0.00 | 124 |
2019-05-01 | $192,250 (-1.9%) | $234,595 (1.5%) | 0.00 | 119 |
2019-06-01 | $189,000 (-4.9%) | $235,021 (0.1%) | 0.00 | 120 |
2019-07-01 | $190,675 (-9.0%) | $231,142 (-3.3%) | 0.00 | 133 |
2019-08-01 | $189,723 (-6.1%) | $228,310 (-4.3%) | 0.00 | 134 |
2019-09-01 | $189,457 (0.2%) | $223,712 (0.9%) | 0.00 | 130 |
2019-10-01 | $190,780 (9.5%) | $219,375 (4.2%) | 0.00 | 132 |
2019-11-01 | $184,900 (-1.7%) | $215,056 (2.4%) | 0.00 | 136 |
2019-12-01 | $184,950 (-1.1%) | $222,350 (3.6%) | 0.00 | 126 |
2020-01-01 | $180,000 (-5.0%) | $211,815 (-3.3%) | 0.00 | 117 |
2020-02-01 | $198,500 (9.5%) | $232,065 (7.1%) | 0.00 | 126 |
2020-03-01 | $191,223 (1.1%) | $229,447 (1.7%) | 0.00 | 132 |
2020-04-01 | $187,500 (-2.5%) | $221,328 (-4.1%) | 0.00 | 129 |
2020-05-01 | $195,000 (1.4%) | $230,598 (-1.7%) | 0.00 | 130 |
2020-06-01 | $201,850 (6.8%) | $230,040 (-2.1%) | 0.00 | 133 |
2020-07-01 | $188,998 (-0.9%) | $221,253 (-4.3%) | 0.00 | 119 |
2020-08-01 | $193,000 (1.7%) | $233,010 (2.1%) | 0.00 | 116 |
2020-09-01 | $188,637 (-0.4%) | $231,770 (3.6%) | 0.00 | 116 |
2020-10-01 | $185,000 (-3.0%) | $224,204 (2.2%) | 0.00 | 111 |
2020-11-01 | $179,419 (-3.0%) | $222,770 (3.6%) | 0.00 | 98 |
2020-12-01 | $179,225 (-3.1%) | $216,674 (-2.6%) | 0.00 | 90 |
2021-01-01 | $188,955 (5.0%) | $220,000 (3.9%) | 0.00 | 92 |
2021-02-01 | $199,000 (0.3%) | $238,204 (2.7%) | 0.00 | 100 |
2021-03-01 | $199,975 (4.6%) | $241,393 (5.2%) | 0.00 | 90 |
2021-04-01 | $221,200 (18.0%) | $245,255 (10.8%) | 0.00 | 79 |
2021-05-01 | $219,900 (12.8%) | $244,366 (6.0%) | 0.00 | 76 |
2021-06-01 | $191,975 (-4.9%) | $244,842 (6.4%) | 0.00 | 72 |
2021-07-01 | $190,000 (0.5%) | $233,426 (5.5%) | 0.00 | 82 |
2021-08-01 | $232,500 (20.5%) | $255,252 (9.6%) | 0.00 | 91 |
2021-09-01 | $256,975 (36.2%) | $275,571 (18.9%) | 0.00 | 94 |
2021-10-01 | $243,125 (31.4%) | $257,728 (15.0%) | 0.00 | 99 |
2021-11-01 | $226,000 (26.0%) | $253,342 (13.7%) | 0.00 | 102 |
2021-12-01 | $228,375 (27.4%) | $269,800 (24.5%) | 0.00 | 98 |
2022-01-01 | $220,000 (16.4%) | $261,602 (18.9%) | 0.00 | 98 |
2022-02-01 | $215,000 (8.0%) | $265,222 (11.3%) | 0.00 | 103 |
2022-03-01 | $217,250 (8.6%) | $268,295 (11.1%) | 0.00 | 108 |
2022-04-01 | $214,999 (-2.8%) | $255,850 (4.3%) | 0.00 | 107 |
2022-05-01 | $229,950 (4.6%) | $257,660 (5.4%) | 0.00 | 101 |
2022-06-01 | $259,225 (35.0%) | $262,491 (7.2%) | 0.00 | 102 |
2022-07-01 | $254,999 (34.2%) | $267,494 (14.6%) | 0.00 | 117 |
2022-08-01 | $246,000 (5.8%) | $271,925 (6.5%) | 0.00 | 126 |
2022-09-01 | $240,000 (-6.6%) | $268,305 (-2.6%) | 0.00 | 122 |
2022-10-01 | $245,000 (0.8%) | $264,196 (2.5%) | 0.00 | 127 |
2022-11-01 | $251,250 (11.2%) | $264,389 (4.4%) | 0.00 | 136 |
2022-12-01 | $262,000 (14.7%) | $266,354 (-1.3%) | 0.00 | 126 |
2023-01-01 | $257,925 (17.2%) | $262,417 (0.3%) | 0.00 | 125 |
2023-02-01 | $267,500 (24.4%) | $266,154 (0.4%) | 0.00 | 123 |
2023-03-01 | $258,000 (18.8%) | $263,476 (-1.8%) | 0.00 | 130 |
2023-04-01 | $249,500 (16.1%) | $255,294 (-0.2%) | 0.00 | 130 |
2023-05-01 | $249,975 (8.7%) | $262,312 (1.8%) | 0.00 | 103 |
2023-06-01 | $258,750 (-0.2%) | $278,636 (6.2%) | 0.00 | 98 |
2023-07-01 | $246,300 (-3.4%) | $269,950 (0.9%) | 0.00 | 107 |
2023-08-01 | $226,000 (-8.1%) | $253,795 (-6.7%) | 0.00 | 117 |
2023-09-01 | $230,000 (-4.2%) | $260,070 (-3.1%) | 0.00 | 117 |
2023-10-01 | $249,300 (1.8%) | $267,958 (1.4%) | 0.00 | 123 |
2023-11-01 | $241,250 (-4.0%) | $271,894 (2.8%) | 0.00 | 127 |
2023-12-01 | $255,000 (-2.7%) | $282,550 (6.1%) | 0.00 | 121 |
2024-01-01 | $260,000 (0.8%) | $289,214 (10.2%) | 0.00 | 99 |
2024-02-01 | $245,625 (-8.2%) | $272,612 (2.4%) | 0.00 | 96 |
2024-03-01 | $248,700 (-3.6%) | $284,966 (8.2%) | 0.00 | 94 |
2024-04-01 | $254,250 (1.9%) | $289,880 (13.6%) | 0.00 | 102 |
2024-05-01 | $271,250 (8.5%) | $307,280 (17.1%) | 0.00 | 105 |
2024-06-01 | $275,000 (6.3%) | $304,289 (9.2%) | 0.00 | 107 |
2024-07-01 | $275,000 (11.7%) | $309,417 (14.6%) | 0.00 | 108 |
2024-08-01 | $275,000 (21.7%) | $310,412 (22.3%) | 0.00 | 100 |
2024-09-01 | $275,000 (19.6%) | $309,679 (19.1%) | 0.00 | 100 |
El Campo's median listing price comes in at 0% of the national average.
El Campo's average listing price for 2024-09-01 was $309,679, a difference of $49,609 (19.1%) versus the prior year and $-733 versus the prior month.
For the 2024-09-01 period, El Campo had 100 MLS listings, a difference of 0 listings (0%) versus the prior month and -17 listings (-15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - El Campo (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,054 sqft |
2018-02-01 | 0 days | 2,133 sqft |
2018-03-01 | 0 days | 2,135 sqft |
2018-04-01 | 0 days | 2,127 sqft |
2018-05-01 | 0 days | 2,132 sqft |
2018-06-01 | 0 days | 2,140 sqft |
2018-07-01 | 0 days | 2,112 sqft |
2018-08-01 | 0 days | 2,090 sqft |
2018-09-01 | 0 days | 2,036 sqft |
2018-10-01 | 0 days | 1,969 sqft |
2018-11-01 | 0 days | 1,935 sqft |
2018-12-01 | 0 days | 1,985 sqft |
2019-01-01 | 0 days | 1,953 sqft |
2019-02-01 | 0 days | 1,889 sqft |
2019-03-01 | 0 days | 1,910 sqft |
2019-04-01 | 0 days | 1,914 sqft |
2019-05-01 | 0 days | 1,904 sqft |
2019-06-01 | 0 days | 1,811 sqft |
2019-07-01 | 0 days | 1,750 sqft |
2019-08-01 | 0 days | 1,753 sqft |
2019-09-01 | 0 days | 1,743 sqft |
2019-10-01 | 0 days | 1,737 sqft |
2019-11-01 | 0 days | 1,740 sqft |
2019-12-01 | 0 days | 1,746 sqft |
2020-01-01 | 0 days | 1,754 sqft |
2020-02-01 | 0 days | 1,808 sqft |
2020-03-01 | 0 days | 1,774 sqft |
2020-04-01 | 0 days | 1,747 sqft |
2020-05-01 | 0 days | 1,808 sqft |
2020-06-01 | 0 days | 1,807 sqft |
2020-07-01 | 0 days | 1,744 sqft |
2020-08-01 | 0 days | 1,743 sqft |
2020-09-01 | 0 days | 1,724 sqft |
2020-10-01 | 0 days | 1,734 sqft |
2020-11-01 | 0 days | 1,768 sqft |
2020-12-01 | 0 days | 1,765 sqft |
2021-01-01 | 0 days | 1,761 sqft |
2021-02-01 | 0 days | 1,764 sqft |
2021-03-01 | 0 days | 1,792 sqft |
2021-04-01 | 0 days | 1,827 sqft |
2021-05-01 | 0 days | 1,851 sqft |
2021-06-01 | 0 days | 1,790 sqft |
2021-07-01 | 0 days | 1,714 sqft |
2021-08-01 | 0 days | 1,826 sqft |
2021-09-01 | 0 days | 1,868 sqft |
2021-10-01 | 0 days | 1,760 sqft |
2021-11-01 | 0 days | 1,710 sqft |
2021-12-01 | 0 days | 1,676 sqft |
2022-01-01 | 0 days | 1,622 sqft |
2022-02-01 | 0 days | 1,631 sqft |
2022-03-01 | 0 days | 1,640 sqft |
2022-04-01 | 0 days | 1,640 sqft |
2022-05-01 | 0 days | 1,812 sqft |
2022-06-01 | 0 days | 1,709 sqft |
2022-07-01 | 0 days | 1,710 sqft |
2022-08-01 | 0 days | 1,714 sqft |
2022-09-01 | 0 days | 1,730 sqft |
2022-10-01 | 0 days | 1,743 sqft |
2022-11-01 | 0 days | 1,786 sqft |
2022-12-01 | 0 days | 1,774 sqft |
2023-01-01 | 0 days | 1,724 sqft |
2023-02-01 | 0 days | 1,680 sqft |
2023-03-01 | 0 days | 1,660 sqft |
2023-04-01 | 0 days | 1,660 sqft |
2023-05-01 | 0 days | 1,655 sqft |
2023-06-01 | 0 days | 1,747 sqft |
2023-07-01 | 0 days | 1,751 sqft |
2023-08-01 | 0 days | 1,704 sqft |
2023-09-01 | 0 days | 1,699 sqft |
2023-10-01 | 0 days | 1,774 sqft |
2023-11-01 | 0 days | 1,759 sqft |
2023-12-01 | 0 days | 1,833 sqft |
2024-01-01 | 0 days | 1,865 sqft |
2024-02-01 | 0 days | 1,808 sqft |
2024-03-01 | 0 days | 1,842 sqft |
2024-04-01 | 0 days | 1,914 sqft |
2024-05-01 | 0 days | 1,993 sqft |
2024-06-01 | 0 days | 1,997 sqft |
2024-07-01 | 0 days | 1,983 sqft |
2024-08-01 | 0 days | 1,850 sqft |
2024-09-01 | 0 days | 1,836 sqft |
El Campo's median square footage for active listings during the 2024-09-01 period was 1,836 sqft. One year prior, the average listing was 1,699 sqft.
El Campo, TX Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 267 | $58,255,000 | $218,184 |
Cash Out Refi | 39 | $7,025,000 | $180,128 |
Refi | 31 | $8,835,000 | $285,000 |
Home Improvement | 12 | $1,750,000 | $145,833 |
Other | 11 | $905,000 | $82,273 |
El Campo's most frequently cited loan purpose was Home Purchase, with 267 originations. The 2nd most popular reason was Cash Out Refi, with 39 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 105 | $24,185,000 | $230,333 |
7-8% | 81 | $18,525,000 | $228,704 |
Over 8% | 79 | $11,705,000 | $148,165 |
5-6% | 56 | $13,680,000 | $244,286 |
<2.5% | 6 | $40,000 | $6,667 |
4-5% | 2 | $470,000 | $235,000 |
During 2023, El Campo's most frequently originated rate bucket was 6-7%, with 105 originations.
Loan Sizing (El Campo, TX MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 137 | $20,285,000 | $148,066 |
$200k-400k | 122 | $33,620,000 | $275,574 |
$100,000 or less | 70 | $4,610,000 | $65,857 |
$400k-600k | 21 | $9,765,000 | $465,000 |
$600k-1000k | 7 | $4,485,000 | $640,714 |
$Over $1MM | 3 | $4,005,000 | $1,335,000 |
El Campo's loan sizing saw the bucket of loans from $100k-200k with 137 originations, totaling $20,285,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 181 | $39,455,000 | $217,983 |
60-80% | 77 | $19,075,000 | $247,727 |
40-60% | 25 | $4,665,000 | $186,600 |
20-40% | 22 | $2,720,000 | $123,636 |
Under 20% | 16 | $460,000 | $28,750 |
Over 100% | 7 | $2,085,000 | $297,857 |
El Campo's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 181 originations, totaling $39,455,000 in origination value.