Warrensburg Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Warrensburg averaged 5.84% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.85% and one month ago for the week of 2022-05-26, the average rate was 5.44%.

Warrensburg's average rate one year ago was 3.09%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.82%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Warrensburg 30 Year Fixed Rate 2022-06-30 5.84%
Warrensburg 30 Year Fixed Rate Refi 2022-06-30 5.82%
Warrensburg 15 Year Fixed Rate 2022-06-30 5.23%
Warrensburg 15 Year Fixed Rate Refi 2022-06-30 5.09%
Warrensburg 30 Year FHA 2022-06-30 5.63%
Warrensburg 30 Year FHA Refi 2022-06-30 5.7%
Warrensburg 30 Year USDA 2022-06-30 5.51%
Warrensburg 30 Year USDA Refi 2022-06-30 5.67%
Warrensburg 30 Year VA 2022-06-30 5.62%
Warrensburg 30 Year VA Refi 2022-06-30 5.24%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Warrensburg, MO.

Warrensburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Warrensburg, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
FLAT BRANCH MORTGAGE, INC. 77 3.32% $2,271
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 77 3.06% $1,814
The Central Trust Bank 45 3.15% $2,779
QUICKEN LOANS, LLC 43 3.11% $4,450
DAS Acquisition Company, LLC 38 3.30% $2,272
Community Mortgage Banc Corporation 33 3.29% $1,453
UNITED WHOLESALE MORTGAGE, LLC 20 3.03% $3,931
COMMUNITYAMERICA 15 3.13% $2,776
COMMUNITY MORTGAGE, LLC 14 3.04% $2,248
Wells Fargo Bank 13 3.18% $4,172
PRIMELENDING, A PLAINSCAPITAL COMPANY 12 3.33% $3,613
U.S. Bank 12 3.03% $2,431
LOANDEPOT.COM, LLC 11 3.24% $4,025
UNION HOME MORTGAGE CORP. 10 3.25% $2,779
GUILD MORTGAGE COMPANY 10 3.14% $2,415
Arvest Bank 8 3.23% $4,414
PENNYMAC LOAN SERVICES, LLC 8 3.42% $4,589
LEADERONE FINANCIAL CORPORATION 7 3.41% $3,527
BETTER MORTGAGE CORPORATION 6 2.63% $4,758
CENTRAL MISSOURI COMMUNITY CREDIT UNION 6 3.23% $2,575
Equity Bank 6 3.52% $2,646
SUMMIT FUNDING, INC. 5 3.12% $4,291
HOME POINT FINANCIAL CORPORATION 5 3.25% $2,103
Flagstar Bank, FSB 5 2.95% $3,584
NAVY FEDERAL CREDIT UNION 5 3.58% $3,015
Mr. Cooper ( Nationstar Mortgage ) 5 3.28% $4,760
NBKC BANK 5 3.22% $2,318
Mazuma Credit Union 4 3.56% $2,462
S1L, Inc. 4 3.25% $2,782
AMERISAVE MORTGAGE CORPORATION 4 2.59% $4,953
CALIBER HOME LOANS, INC. 4 2.99% $4,288
MOVEMENT MORTGAGE, LLC 4 3.37% $2,275
Hawthorn Bank 4 3.09% $2,203
JLB CORPORATION 4 3.22% $4,234
American Mortgage & Equity Consultants, Inc. 4 2.44% $1,845
Commerce Bank 4 3.28% $2,018
ENDEAVOR CAPITAL, LLC. 4 3.13% $3,302
North American Savings Bank, F.S.B. 4 3.56% $2,660
ACADEMY MORTGAGE CORPORATION 3 3.88% $3,364
SENTE MORTGAGE, INC. 3 3.33% $3,049
BROKER SOLUTIONS, INC. 3 2.91% $2,837
NEWREZ LLC 3 3.17% $2,578
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.04% $3,315
NBH Bank 3 2.75% $1,375
FREEDOM MORTGAGE CORPORATION 3 3.67% $3,622
UMB Bank 3 2.60% $2,325
Gateway First Bank 3 3.29% $3,866
JPMorgan Chase Bank 3 3.04% $2,982
Landmark National Bank 2 3.19% $2,296
Prosperity Home Mortgage, LLC 2 2.88% $2,141
ROYAL UNITED MORTGAGE LLC 2 3.63% $4,827
First State Bank of St. Charles, Missouri 2 3.19% $2,414
The Federal Savings Bank 2 2.81% $4,636
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.19% $3,125
Discover Bank 2 4.24% $0
GENEVA FINANCIAL, LLC 2 3.06% $5,022
CROSSCOUNTRY MORTGAGE, LLC 2 3.38% $4,651
ZILLOW HOME LOANS, LLC 1 3.13% $3,869
Academy Bank 1 2.88% $2,364
Access Bank 1 3.75% $10,070
Ally Bank 1 3.50% $1,201
AMCAP MORTGAGE, LTD. 1 3.00% $3,540
AMERICAN FINANCING CORPORATION 1 3.25% $4,008
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.88% $3,271
ASSEMBLIES OF GOD Credit Union 1 3.00% $2,760
Bank of America 1 2.75% $1,991
BNC National Bank 1 3.38% $2,244
BOKF 1 3.00% $3,264
Capitol Federal Savings Bank 1 3.00% $1,809
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.75% $1,834
Central Bank 1 3.00% $4,760
Charles Schwab Bank, SSB 1 2.25% $941
Citizens National Bank of Greater St. Louis 1 4.25% $2,177
CMG MORTGAGE, INC. 1 2.63% $3,943
DELMAR FINANCIAL COMPANY 1 3.00% $0
FINANCE OF AMERICA MORTGAGE LLC 1 3.13% $3,047
First Bank 1 3.13% $3,041
First Federal Bank of Kansas City 1 3.00% $1,891
First National Bank of America 1 7.38% $5,940
GERSHMAN INVESTMENT CORP. 1 4.13% $1,575
GUARANTEED RATE, INC. 1 2.88% $1,448
InterContinental Capital Group, Inc 1 3.25% $4,065
LAKEVIEW LOAN SERVICING, LLC 1 3.38% $2,319
Lincoln Savings Bank 1 3.13% $3,723
LOANPAL, LLC 1 3.25% $4,154
MEGASTAR FINANCIAL CORP. 1 3.25% $2,569
MID AMERICA MORTGAGE, INC. 1 2.75% $7,919
Midwest Heritage Bank FSB 1 3.13% $1,613
Mortgage Investment Services Corporation 1 3.50% $2,891
Mortgage Research Center, LLC 1 2.75% $3,405
Oakstar Bank 1 3.50% $2,240
Paramount Bank 1 3.38% $0
Peoples Bank 1 3.13% $2,666
PLANET HOME LENDING, LLC 1 3.75% $3,282
PLAZA HOME MORTGAGE, INC. 1 2.99% $2,953
PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.38% $5,259
Simmons Bank 1 4.50% $3,384
SIRVA MORTGAGE, INC. 1 3.25% $0
Sunflower Bank 1 2.88% $2,953
The Huntington National Bank 1 3.63% $7,628
Truist Bank 1 3.13% $1,720
United Fidelity Funding Corp. 1 3.13% $1,826
U S WIDE FINANCIAL LLC 1 3.13% $1,879
Wood & Huston Bank 1 3.13% $1,793
1ST MIDAMERICA 1 3.00% $2,693

Warrensburg, MO's 105 lenders originated 2,159 loans during 2021. The total origination value was $448,615,000, with an average loan value of $207,788.

The top Warrensburg lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 77 loans originated. Their average total fees are $2,271, which is $456 higher than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee Warrensburg lenders (with over 10 loans originated) are Community Mortgage Banc Corporation ($1,453), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($1,814), COMMUNITY MORTGAGE, LLC ($2,248), FLAT BRANCH MORTGAGE, INC. ($2,271) and DAS Acquisition Company, LLC ($2,272).

The lowest rate Warrensburg lenders (with over 10 loans originated) are U.S. Bank (3.03%), UNITED WHOLESALE MORTGAGE, LLC (3.03%), COMMUNITY MORTGAGE, LLC (3.04%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (3.06%) and QUICKEN LOANS, LLC (3.11%).

Warrensburg, MO Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $47,160,000 $50,605,000 7.3% 11.3%
FLAT BRANCH MORTGAGE, INC. $42,405,000 $41,300,000 -2.6% 9.2%
QUICKEN LOANS, LLC $24,745,000 $23,080,000 -6.7% 5.1%
DAS Acquisition Company, LLC $14,520,000 $22,770,000 56.8% 5.1%
Mortgage Research Center, LLC $15,650,000 $20,465,000 30.8% 4.6%
FREEDOM MORTGAGE CORPORATION $25,755,000 $19,650,000 -23.7% 4.4%
The Central Trust Bank $17,950,000 n/a 4.0%
F & C Bank $10,470,000 $14,545,000 38.9% 3.2%
PENNYMAC LOAN SERVICES, LLC $4,825,000 $10,150,000 110.4% 2.3%
Community Mortgage Banc Corporation $11,510,000 $8,700,000 -24.4% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $5,045,000 $8,055,000 59.7% 1.8%
Hawthorn Bank $2,590,000 $7,355,000 184.0% 1.6%
U.S. Bank $6,185,000 $7,245,000 17.1% 1.6%
COMMUNITY MORTGAGE, LLC $8,015,000 $7,190,000 -10.3% 1.6%
LAKEVIEW LOAN SERVICING, LLC $9,500,000 $6,910,000 -27.3% 1.5%
LOANDEPOT.COM, LLC $3,760,000 $6,725,000 78.9% 1.5%
Wells Bank $6,505,000 n/a 1.5%
Equity Bank $5,170,000 $6,295,000 21.8% 1.4%
COMMUNITYAMERICA $3,195,000 $5,850,000 83.1% 1.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,160,000 $5,720,000 10.9% 1.3%
MOVEMENT MORTGAGE, LLC $2,670,000 $5,125,000 91.9% 1.1%
USAA Federal Savings Bank $7,810,000 $5,085,000 -34.9% 1.1%
Wells Fargo Bank $3,020,000 $4,815,000 59.4% 1.1%
Bank of Odessa $4,060,000 $4,740,000 16.7% 1.1%
NEW DAY FINANCIAL, LLC $1,895,000 $4,245,000 124.0% 0.9%
LEADERONE FINANCIAL CORPORATION $7,325,000 $4,215,000 -42.5% 0.9%
GUILD MORTGAGE COMPANY $3,385,000 $4,100,000 21.1% 0.9%
NAVY FEDERAL CREDIT UNION $3,815,000 $3,765,000 -1.3% 0.8%
The Federal Savings Bank $4,105,000 $3,675,000 -10.5% 0.8%
Gateway First Bank $1,450,000 $3,520,000 142.8% 0.8%
NBKC BANK $1,900,000 $3,265,000 71.8% 0.7%
HOME POINT FINANCIAL CORPORATION $1,235,000 $3,110,000 151.8% 0.7%
UNION HOME MORTGAGE CORP. $1,580,000 $3,075,000 94.6% 0.7%
American Mortgage & Equity Consultants, Inc. $3,060,000 n/a 0.7%
CALIBER HOME LOANS, INC. $1,195,000 $3,005,000 151.5% 0.7%
Arvest Bank $1,675,000 $2,795,000 66.9% 0.6%
Bank of the West $2,670,000 n/a 0.6%
BROKER SOLUTIONS, INC. $2,055,000 $2,580,000 25.5% 0.6%
CENTRAL MISSOURI COMMUNITY CREDIT UNION $2,555,000 $2,280,000 -10.8% 0.5%
BETTER MORTGAGE CORPORATION $2,205,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $4,080,000 $2,155,000 -47.2% 0.5%
VILLAGE CAPITAL & INVESTMENT LLC $1,335,000 $2,120,000 58.8% 0.5%
Flagstar Bank, FSB $1,405,000 $2,050,000 45.9% 0.5%
AMERISAVE MORTGAGE CORPORATION $785,000 $1,825,000 132.5% 0.4%
SUMMIT FUNDING, INC. $815,000 $1,825,000 123.9% 0.4%
ENDEAVOR CAPITAL, LLC. $1,920,000 $1,820,000 -5.2% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $1,455,000 $1,800,000 23.7% 0.4%
First Federal Bank of Kansas City $1,090,000 $1,760,000 61.5% 0.4%
NBH Bank $200,000 $1,640,000 720.0% 0.4%
Commerce Bank $825,000 $1,600,000 93.9% 0.4%
Access Bank $1,505,000 n/a 0.3%
Bank of Blue Valley $1,505,000 n/a 0.3%
NEWREZ LLC $535,000 $1,480,000 176.6% 0.3%
GERSHMAN INVESTMENT CORP. $145,000 $1,435,000 889.7% 0.3%
North American Savings Bank, F.S.B. $3,095,000 $1,435,000 -53.6% 0.3%
JLB CORPORATION $1,535,000 $1,410,000 -8.1% 0.3%
First State Bank of St. Charles, Missouri $4,970,000 $1,405,000 -71.7% 0.3%
GENEVA FINANCIAL, LLC $1,520,000 $1,405,000 -7.6% 0.3%
PLANET HOME LENDING, LLC $330,000 $1,375,000 316.7% 0.3%
GUARANTEED RATE, INC. $520,000 $1,340,000 157.7% 0.3%
Magnolia Bank $460,000 $1,225,000 166.3% 0.3%
Mazuma Credit Union $1,005,000 $1,225,000 21.9% 0.3%
PENTAGON FEDERAL CREDIT UNION $410,000 $1,225,000 198.8% 0.3%
JPMorgan Chase Bank $420,000 $1,220,000 190.5% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,070,000 $1,185,000 10.7% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $605,000 $1,175,000 94.2% 0.3%
UMB Bank $1,940,000 $1,175,000 -39.4% 0.3%
Prosperity Home Mortgage, LLC $3,335,000 $1,155,000 -65.4% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $370,000 $1,130,000 205.4% 0.3%
Carrington Mortgage Services, LLC $1,680,000 $1,085,000 -35.4% 0.2%
BNC National Bank $985,000 $1,065,000 8.1% 0.2%
ACADEMY MORTGAGE CORPORATION $485,000 $1,060,000 118.6% 0.2%
Community National Bank & Trust $1,045,000 n/a 0.2%
Landmark National Bank $205,000 $1,025,000 400.0% 0.2%
Bank of America $710,000 $1,015,000 43.0% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,140,000 $875,000 -23.2% 0.2%
First Guaranty Mortgage Corporation $340,000 $870,000 155.9% 0.2%
Academy Bank $1,525,000 $855,000 -43.9% 0.2%
Low VA Rates, LLC $1,460,000 $730,000 -50.0% 0.2%
KS StateBank $245,000 $685,000 179.6% 0.2%
S1L, Inc. $245,000 $670,000 173.5% 0.1%
Capital Bank $660,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $285,000 $610,000 114.0% 0.1%
Nations Lending Corporation $610,000 n/a 0.1%
BOKF $700,000 $590,000 -15.7% 0.1%
United Fidelity Funding Corp. $855,000 $580,000 -32.2% 0.1%
Capitol Federal Savings Bank $165,000 $530,000 221.2% 0.1%
Wood & Huston Bank $1,695,000 $510,000 -69.9% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $205,000 $500,000 143.9% 0.1%
Paramount Bank $225,000 $490,000 117.8% 0.1%
Charles Schwab Bank, SSB $125,000 $485,000 288.0% 0.1%
Sunflower Bank $280,000 $480,000 71.4% 0.1%
CMG MORTGAGE, INC. $230,000 $450,000 95.7% 0.1%
ROYAL UNITED MORTGAGE LLC $245,000 $450,000 83.7% 0.1%
Oakstar Bank $275,000 $430,000 56.4% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $540,000 $405,000 -25.0% 0.1%
Central Bank $175,000 $405,000 131.4% 0.1%
SENTE MORTGAGE, INC. $390,000 $405,000 3.8% 0.1%
ASSEMBLIES OF GOD Credit Union $85,000 $395,000 364.7% 0.1%
The Huntington National Bank $395,000 n/a 0.1%
PNC Bank $390,000 n/a 0.1%
First Bank $450,000 $385,000 -14.4% 0.1%
AMERICAN HOME LENDING USA, LLC $365,000 $365,000 0.0% 0.1%
Midwest Heritage Bank FSB $365,000 n/a 0.1%
21ST MORTGAGE CORPORATION $755,000 $355,000 -53.0% 0.1%
FCS Financial FLCA $355,000 n/a 0.1%
Lincoln Savings Bank $355,000 n/a 0.1%
First Mortgage Solutions, LLC $115,000 $340,000 195.7% 0.1%
LENDINGHOME FUNDING CORPORATION $340,000 n/a 0.1%
Plains Commerce Bank $510,000 $340,000 -33.3% 0.1%
United Community Bank $340,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $460,000 $310,000 -32.6% 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $305,000 n/a 0.1%
Baxter Credit Union $35,000 $300,000 757.1% 0.1%
LOANPAL, LLC $145,000 $290,000 100.0% 0.1%
AMERICAN FINANCING CORPORATION $775,000 $280,000 -63.9% 0.1%
Discover Bank $135,000 $275,000 103.7% 0.1%
Peoples Bank $275,000 n/a 0.1%
Simmons Bank $1,440,000 $275,000 -80.9% 0.1%
InterContinental Capital Group, Inc $270,000 n/a 0.1%
Mid-Continent Funding, Inc. $165,000 $255,000 54.5% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $255,000 n/a 0.1%
MISSOURI Credit Union $65,000 $250,000 284.6% 0.1%
U S WIDE FINANCIAL LLC $245,000 n/a 0.1%
First National Bank $235,000 n/a 0.1%
EVERETT FINANCIAL, INC. $390,000 $225,000 -42.3% 0.1%
MEGASTAR FINANCIAL CORP. $830,000 $225,000 -72.9% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $85,000 $215,000 152.9% 0.0%
Country Club Bank $95,000 $205,000 115.8% 0.0%
DELMAR FINANCIAL COMPANY $825,000 $205,000 -75.2% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $85,000 $205,000 141.2% 0.0%
Midwest Mortgage Associates Corporation $600,000 $205,000 -65.8% 0.0%
Mortgage Investment Services Corporation $185,000 $205,000 10.8% 0.0%
Neighborhood Loans, Inc. $205,000 n/a 0.0%
SIRVA MORTGAGE, INC. $385,000 $205,000 -46.8% 0.0%
STANDARD MORTGAGE CORPORATION $205,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $205,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $530,000 $200,000 -62.3% 0.0%
First Federal Bank $185,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $185,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $145,000 $175,000 20.7% 0.0%
Amerifirst Financial, Inc. $175,000 n/a 0.0%
Citizens Bank $235,000 $175,000 -25.5% 0.0%
Barrington Bank & Trust Company, N.A. $725,000 $165,000 -77.2% 0.0%
Citizens National Bank of Greater St. Louis $165,000 n/a 0.0%
Financial Funding Solutions, Inc. $125,000 $165,000 32.0% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,310,000 $165,000 -87.4% 0.0%
First National Bank of America $415,000 $165,000 -60.2% 0.0%
NUMARK CREDIT UNION $165,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $145,000 $165,000 13.8% 0.0%
1ST MIDAMERICA $55,000 $155,000 181.8% 0.0%
AMERICAN ADVISORS GROUP $155,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $155,000 n/a 0.0%
Community First National Bank $155,000 $155,000 0.0% 0.0%
Deere Employees Credit Union $165,000 $155,000 -6.1% 0.0%
Mid-Missouri Bank $155,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $155,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $205,000 $155,000 -24.4% 0.0%
Guaranty Bank $145,000 n/a 0.0%
MISSOURI ELECTRIC COOPERATIVES EMPL $145,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $145,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $235,000 $145,000 -38.3% 0.0%
Bell Bank $135,000 n/a 0.0%
NORTHERN MORTGAGE SERVICES, LLC $135,000 n/a 0.0%
ON Q FINANCIAL, INC. $135,000 n/a 0.0%
OPEN MORTGAGE, LLC $255,000 $135,000 -47.1% 0.0%
STEARNS LENDING, LLC $125,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $125,000 n/a 0.0%
United Bank of Union $125,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $595,000 $115,000 -80.7% 0.0%
TRIAD FINANCIAL SERVICES, INC. $270,000 $115,000 -57.4% 0.0%
Truist Bank $1,080,000 $115,000 -89.4% 0.0%
Ally Bank $95,000 n/a 0.0%
TOGETHER CREDIT UNION $25,000 $95,000 280.0% 0.0%
Fidelity Bank $85,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $75,000 n/a 0.0%
Tyndall Federal Credit Union $75,000 n/a 0.0%
WEST COMMUNITY $75,000 n/a 0.0%
WOODTRUST BANK $75,000 n/a 0.0%
Exchange Bank of Missouri $65,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $25,000 0.0% 0.0%

Warrensburg's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 11.3% market share. In second place, with 9.2%, is FLAT BRANCH MORTGAGE, INC., having originated $41,300,000 in loans. In third place, with 5.1%, is QUICKEN LOANS, LLC, having originated $23,080,000 in loans. In third place, with 5.1%, is DAS Acquisition Company, LLC, having originated $22,770,000 in loans. In third place, with 4.6%, is Mortgage Research Center, LLC, having originated $20,465,000 in loans.


Warrensburg, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,002 $229,390,000 $228,932
Refi 753 $146,495,000 $194,548
Cash Out Refi 344 $66,890,000 $194,448
Home Improvement 41 $4,245,000 $103,537
Other 19 $1,595,000 $83,947

Warrensburg's most frequently cited loan purpose was Home Purchase, with 1,002 originations. The 2nd most popular reason was Refi, with 753 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 807 $172,395,000 $213,625
3-4% 662 $136,750,000 $206,571
<2.5% 443 $94,135,000 $212,494
4-5% 76 $16,220,000 $213,421
5-6% 24 $1,850,000 $77,083
7-8% 4 $420,000 $105,000
6-7% 3 $345,000 $115,000
Over 8% 2 $210,000 $105,000

During 2021, Warrensburg's most frequently originated rate bucket was 2.5-3%, with 807 originations.

Loan Sizing (Warrensburg, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 934 $141,930,000 $151,959
$200k-400k 875 $234,165,000 $267,617
$100,000 or less 263 $17,615,000 $66,977
$400k-600k 72 $33,350,000 $463,194
$600k-1000k 9 $6,885,000 $765,000
$Over $1MM 6 $14,670,000 $2,445,000

Warrensburg's loan sizing saw the bucket of loans from $100k-200k with 934 originations, totaling $141,930,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 863 $198,025,000 $229,461
60-80% 533 $112,015,000 $210,159
40-60% 225 $36,845,000 $163,756
Over 100% 141 $37,155,000 $263,511
20-40% 86 $9,440,000 $109,767
Under 20% 35 $1,575,000 $45,000

Warrensburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 863 originations, totaling $198,025,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,250 (6.2%) $221,065 (17.1%) 0.00 174
2018-02-01 $169,000 (12.3%) $213,430 (9.7%) 0.00 178
2018-03-01 $169,999 (9.0%) $210,618 (8.7%) 0.00 181
2018-04-01 $171,950 (4.5%) $214,093 (7.6%) 0.00 182
2018-05-01 $181,200 (-0.4%) $219,718 (6.1%) 0.00 192
2018-06-01 $182,000 (1.5%) $230,409 (11.9%) 0.00 214
2018-07-01 $192,500 (7.8%) $248,491 (19.3%) 0.00 220
2018-08-01 $192,500 (16.7%) $252,471 (21.1%) 0.00 205
2018-09-01 $199,000 (24.5%) $255,778 (26.6%) 0.00 207
2018-10-01 $194,900 (24.9%) $236,625 (20.1%) 0.00 185
2018-11-01 $184,900 (22.3%) $223,691 (11.6%) 0.00 175
2018-12-01 $183,000 (16.2%) $218,332 (3.1%) 0.00 154
2019-01-01 $181,450 (13.9%) $224,122 (1.4%) 0.00 146
2019-02-01 $178,944 (5.9%) $228,106 (6.9%) 0.00 146
2019-03-01 $179,365 (5.5%) $229,038 (8.8%) 0.00 154
2019-04-01 $182,450 (6.1%) $233,207 (8.9%) 0.00 158
2019-05-01 $189,450 (4.6%) $240,743 (9.6%) 0.00 170
2019-06-01 $204,900 (12.6%) $254,554 (10.5%) 0.00 177
2019-07-01 $184,200 (-4.3%) $234,909 (-5.5%) 0.00 194
2019-08-01 $175,143 (-9.0%) $229,531 (-9.1%) 0.00 190
2019-09-01 $172,643 (-13.2%) $227,292 (-11.1%) 0.00 181
2019-10-01 $179,950 (-7.7%) $223,397 (-5.6%) 0.00 193
2019-11-01 $179,900 (-2.7%) $216,571 (-3.2%) 0.00 174
2019-12-01 $177,000 (-3.3%) $219,498 (0.5%) 0.00 150
2020-01-01 $174,950 (-3.6%) $217,965 (-2.8%) 0.00 136
2020-02-01 $185,000 (3.4%) $230,729 (1.2%) 0.00 119
2020-03-01 $201,950 (12.6%) $242,480 (5.9%) 0.00 129
2020-04-01 $248,500 (36.2%) $256,154 (9.8%) 0.00 131
2020-05-01 $255,000 (34.6%) $266,533 (10.7%) 0.00 115
2020-06-01 $247,500 (20.8%) $269,639 (5.9%) 0.00 106
2020-07-01 $239,900 (30.2%) $271,689 (15.7%) 0.00 111
2020-08-01 $249,900 (42.7%) $284,300 (23.9%) 0.00 96
2020-09-01 $245,700 (42.3%) $281,872 (24.0%) 0.00 104
2020-10-01 $215,000 (19.5%) $275,812 (23.5%) 0.00 99
2020-11-01 $223,700 (24.4%) $285,229 (31.7%) 0.00 95
2020-12-01 $223,950 (26.5%) $298,117 (35.8%) 0.00 76
2021-01-01 $240,000 (37.2%) $316,108 (45.0%) 0.00 77
2021-02-01 $207,450 (12.1%) $298,492 (29.4%) 0.00 54
2021-03-01 $220,000 (8.9%) $270,439 (11.5%) 0.00 48
2021-04-01 $235,000 (-5.4%) $279,946 (9.3%) 0.00 44
2021-05-01 $227,500 (-10.8%) $283,358 (6.3%) 0.00 46
2021-06-01 $237,450 (-4.1%) $286,036 (6.1%) 0.00 66
2021-07-01 $225,750 (-5.9%) $261,811 (-3.6%) 0.00 74
2021-08-01 $213,750 (-14.5%) $257,786 (-9.3%) 0.00 98
2021-09-01 $239,950 (-2.3%) $298,853 (6.0%) 0.00 97
2021-10-01 $245,000 (14.0%) $325,169 (17.9%) 0.00 85
2021-11-01 $249,000 (11.3%) $326,562 (14.5%) 0.00 89
2021-12-01 $245,000 (9.4%) $324,925 (9.0%) 0.00 73
2022-01-01 $245,000 (2.1%) $305,860 (-3.2%) 0.00 54
2022-02-01 $255,000 (22.9%) $325,817 (9.2%) 0.00 48
2022-03-01 $242,450 (10.2%) $297,289 (9.9%) 0.00 59
2022-04-01 $249,000 (6.0%) $315,721 (12.8%) 0.00 68
2022-05-01 $254,000 (11.7%) $332,282 (17.3%) 0.00 78
2022-06-01 $249,500 (5.1%) $294,706 (3.0%) 0.00 95
Warrensburg's median listing price for 2022-06-01 was $249,500, a difference of $12,050 (5.1%) versus the prior year and $-4,500 versus the prior month.

Warrensburg's median listing price comes in at 0% of the national average.

Warrensburg's average listing price for 2022-06-01 was $294,706, a difference of $8,670 (3.0%) versus the prior year and $-37,576 versus the prior month.

For the 2022-06-01 period, Warrensburg had 95 MLS listings, a difference of 17 listings (22%) versus the prior month and 29 listings (44%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,800 sqft
2018-02-01 0 days 1,847 sqft
2018-03-01 0 days 1,940 sqft
2018-04-01 0 days 1,933 sqft
2018-05-01 0 days 1,812 sqft
2018-06-01 0 days 1,996 sqft
2018-07-01 0 days 1,985 sqft
2018-08-01 0 days 2,006 sqft
2018-09-01 0 days 2,026 sqft
2018-10-01 0 days 2,013 sqft
2018-11-01 0 days 1,850 sqft
2018-12-01 0 days 1,794 sqft
2019-01-01 0 days 1,734 sqft
2019-02-01 0 days 1,796 sqft
2019-03-01 0 days 1,798 sqft
2019-04-01 0 days 1,813 sqft
2019-05-01 0 days 1,835 sqft
2019-06-01 0 days 1,968 sqft
2019-07-01 0 days 1,915 sqft
2019-08-01 0 days 1,811 sqft
2019-09-01 0 days 1,808 sqft
2019-10-01 0 days 1,899 sqft
2019-11-01 0 days 1,862 sqft
2019-12-01 0 days 1,854 sqft
2020-01-01 0 days 1,806 sqft
2020-02-01 0 days 1,800 sqft
2020-03-01 0 days 1,854 sqft
2020-04-01 0 days 1,971 sqft
2020-05-01 0 days 2,069 sqft
2020-06-01 0 days 2,110 sqft
2020-07-01 0 days 2,098 sqft
2020-08-01 0 days 2,130 sqft
2020-09-01 0 days 2,100 sqft
2020-10-01 0 days 1,924 sqft
2020-11-01 0 days 2,087 sqft
2020-12-01 0 days 2,020 sqft
2021-01-01 0 days 1,992 sqft
2021-02-01 0 days 1,772 sqft
2021-03-01 0 days 1,808 sqft
2021-04-01 0 days 1,715 sqft
2021-05-01 0 days 1,760 sqft
2021-06-01 0 days 1,777 sqft
2021-07-01 0 days 1,770 sqft
2021-08-01 0 days 1,692 sqft
2021-09-01 0 days 1,783 sqft
2021-10-01 0 days 1,892 sqft
2021-11-01 0 days 1,887 sqft
2021-12-01 0 days 1,786 sqft
2022-01-01 0 days 1,804 sqft
2022-02-01 0 days 2,005 sqft
2022-03-01 0 days 1,803 sqft
2022-04-01 0 days 1,904 sqft
2022-05-01 0 days 1,838 sqft
2022-06-01 0 days 1,805 sqft
Warrensburg's median listing age (time on market) for 2022-06-01 was 0 days.

Warrensburg's median square footage for active listings during the 2022-06-01 period was 1,805 sqft. One year prior, the average listing was 1,777 sqft.