Warrensburg Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Warrensburg averaged
6.96%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
7.15% and
one month ago for the week of 2023-08-17, the
average rate was 6.76%.
Warrensburg's average rate one year ago was 5.79%.
For refis of the same type during the week of 2023-09-21, the average rate
was 7.19%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Warrensburg 30 Year Fixed Rate | 2023-09-21 | 6.96% |
Warrensburg 30 Year Fixed Rate Refi | 2023-09-21 | 7.19% |
Warrensburg 15 Year Fixed Rate | 2023-09-21 | 6.44% |
Warrensburg 15 Year Fixed Rate Refi | 2023-09-21 | 6.54% |
Warrensburg 30 Year FHA | 2023-09-21 | 6.92% |
Warrensburg 30 Year FHA Refi | 2023-09-21 | 7.04% |
Warrensburg 30 Year USDA | 2023-09-21 | 7.02% |
Warrensburg 30 Year USDA Refi | 2023-09-21 | 6.82% |
Warrensburg 30 Year VA | 2023-09-21 | 6.75% |
Warrensburg 30 Year VA Refi | 2023-09-21 | 6.92% |
Warrensburg Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Warrensburg, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Warrensburg Average Closing Costs & Other Stats
Warrensburg, MO's 93 lenders originated 1,550
loans during 2022. The total origination value was $338,760,000, with an average loan value of
$218,555.
Warrensburg's average closing costs are $4,327.
The top Warrensburg lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
52 loans originated. Their average total fees are
$2,759, which is $377
higher than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee Warrensburg lenders (with over 10 loans originated) are
The Central Trust Bank ($2,249), Community Mortgage Banc Corporation ($2,348), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,382), FLAT BRANCH MORTGAGE, INC. ($2,759) and DAS Acquisition Company, LLC ($3,237).
The lowest rate Warrensburg lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (4.97%), The Central Trust Bank (4.98%), FLAT BRANCH MORTGAGE, INC. (5.07%), Community Mortgage Banc Corporation (5.14%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (5.21%).
Warrensburg, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $50,605,000 | $32,080,000 | -36.6% | 9.5% |
FLAT BRANCH MORTGAGE, INC. | $41,300,000 | $25,620,000 | -38.0% | 7.6% |
The Central Trust Bank | $17,950,000 | $23,990,000 | 33.6% | 7.1% |
F & C Bank | $14,545,000 | $18,075,000 | 24.3% | 5.3% |
Mortgage Research Center, LLC | $20,465,000 | $17,365,000 | -15.1% | 5.1% |
QUICKEN LOANS, LLC | $23,080,000 | $14,550,000 | -37.0% | 4.3% |
DAS Acquisition Company, LLC | $22,770,000 | $12,390,000 | -45.6% | 3.7% |
Equity Bank | $6,295,000 | $10,675,000 | 69.6% | 3.2% |
Community Mortgage Banc Corporation | $8,700,000 | $8,505,000 | -2.2% | 2.5% |
UNITED WHOLESALE MORTGAGE, LLC | $8,055,000 | $7,915,000 | -1.7% | 2.3% |
Bank of Odessa | $4,740,000 | $7,240,000 | 52.7% | 2.1% |
CoreFirst Bank & Trust | $7,210,000 | n/a | 2.1% | |
Hawthorn Bank | $7,355,000 | $4,690,000 | -36.2% | 1.4% |
U.S. Bank | $7,245,000 | $4,685,000 | -35.3% | 1.4% |
LEADERONE FINANCIAL CORPORATION | $4,215,000 | $4,425,000 | 5.0% | 1.3% |
USAA Federal Savings Bank | $5,085,000 | $4,420,000 | -13.1% | 1.3% |
COMMUNITYAMERICA | $5,850,000 | $3,885,000 | -33.6% | 1.1% |
COMMUNITY MORTGAGE, LLC | $7,190,000 | $3,725,000 | -48.2% | 1.1% |
CROSSCOUNTRY MORTGAGE, LLC | $1,800,000 | $3,695,000 | 105.3% | 1.1% |
FREEDOM MORTGAGE CORPORATION | $19,650,000 | $3,435,000 | -82.5% | 1.0% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,720,000 | $3,325,000 | -41.9% | 1.0% |
NBKC BANK | $3,265,000 | $3,070,000 | -6.0% | 0.9% |
R-G Federal Credit Union | $3,060,000 | n/a | 0.9% | |
NAVY FEDERAL CREDIT UNION | $3,765,000 | $2,675,000 | -29.0% | 0.8% |
Midwest Mortgage Associates Corporation | $205,000 | $2,600,000 | 1,168.3% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $2,155,000 | $2,580,000 | 19.7% | 0.8% |
PENNYMAC LOAN SERVICES, LLC | $10,150,000 | $2,550,000 | -74.9% | 0.8% |
CALIBER HOME LOANS, INC. | $3,005,000 | $2,520,000 | -16.1% | 0.7% |
Wells Fargo Bank | $4,815,000 | $2,385,000 | -50.5% | 0.7% |
The Federal Savings Bank | $3,675,000 | $2,365,000 | -35.6% | 0.7% |
Prosperity Home Mortgage, LLC | $1,155,000 | $2,290,000 | 98.3% | 0.7% |
Gateway First Bank | $3,520,000 | $2,250,000 | -36.1% | 0.7% |
BROKER SOLUTIONS, INC. | $2,580,000 | $2,100,000 | -18.6% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $1,825,000 | $2,085,000 | 14.2% | 0.6% |
HOME POINT FINANCIAL CORPORATION | $3,110,000 | $2,060,000 | -33.8% | 0.6% |
LOANDEPOT.COM, LLC | $6,725,000 | $2,060,000 | -69.4% | 0.6% |
SUMMIT FUNDING, INC. | $1,825,000 | $2,000,000 | 9.6% | 0.6% |
Bank of Blue Valley | $1,505,000 | $1,930,000 | 28.2% | 0.6% |
NEW DAY FINANCIAL, LLC | $4,245,000 | $1,925,000 | -54.7% | 0.6% |
First State Bank of St. Charles, Missouri | $1,405,000 | $1,840,000 | 31.0% | 0.5% |
GENEVA FINANCIAL, LLC | $1,405,000 | $1,740,000 | 23.8% | 0.5% |
ACADEMY MORTGAGE CORPORATION | $1,060,000 | $1,715,000 | 61.8% | 0.5% |
UMB Bank | $1,175,000 | $1,675,000 | 42.6% | 0.5% |
American Mortgage & Equity Consultants, Inc. | $3,060,000 | $1,650,000 | -46.1% | 0.5% |
Community National Bank & Trust | $1,045,000 | $1,635,000 | 56.5% | 0.5% |
The Nodaway Valley Bank | $1,615,000 | n/a | 0.5% | |
EVERETT FINANCIAL, INC. | $225,000 | $1,595,000 | 608.9% | 0.5% |
Carrington Mortgage Services, LLC | $1,085,000 | $1,515,000 | 39.6% | 0.4% |
First Federal Bank of Kansas City | $1,760,000 | $1,480,000 | -15.9% | 0.4% |
Wood & Huston Bank | $510,000 | $1,475,000 | 189.2% | 0.4% |
MOVEMENT MORTGAGE, LLC | $5,125,000 | $1,395,000 | -72.8% | 0.4% |
FCS Financial FLCA | $355,000 | $1,365,000 | 284.5% | 0.4% |
Arvest Bank | $2,795,000 | $1,355,000 | -51.5% | 0.4% |
GUILD MORTGAGE COMPANY | $4,100,000 | $1,310,000 | -68.0% | 0.4% |
CENTRAL MISSOURI COMMUNITY CREDIT UNION | $2,280,000 | $1,230,000 | -46.1% | 0.4% |
Oakstar Bank | $430,000 | $1,200,000 | 179.1% | 0.4% |
Wells Bank | $6,505,000 | $1,125,000 | -82.7% | 0.3% |
Plains Commerce Bank | $340,000 | $1,080,000 | 217.6% | 0.3% |
Regional Missouri Bank | $1,075,000 | n/a | 0.3% | |
Community State Bank of Missouri | $1,025,000 | n/a | 0.3% | |
Landmark National Bank | $1,025,000 | $1,015,000 | -1.0% | 0.3% |
UNION HOME MORTGAGE CORP. | $3,075,000 | $1,005,000 | -67.3% | 0.3% |
PLAZA HOME MORTGAGE, INC. | $165,000 | $980,000 | 493.9% | 0.3% |
CMG MORTGAGE, INC. | $450,000 | $945,000 | 110.0% | 0.3% |
LAKEVIEW LOAN SERVICING, LLC | $6,910,000 | $940,000 | -86.4% | 0.3% |
BOKF | $590,000 | $925,000 | 56.8% | 0.3% |
Commerce Bank | $1,600,000 | $905,000 | -43.4% | 0.3% |
GERSHMAN INVESTMENT CORP. | $1,435,000 | $905,000 | -36.9% | 0.3% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $255,000 | $865,000 | 239.2% | 0.3% |
North American Savings Bank, F.S.B. | $1,435,000 | $845,000 | -41.1% | 0.2% |
S1L, Inc. | $670,000 | $835,000 | 24.6% | 0.2% |
ENDEAVOR CAPITAL, LLC. | $1,820,000 | $795,000 | -56.3% | 0.2% |
NEWREZ LLC | $1,480,000 | $765,000 | -48.3% | 0.2% |
Bell Bank | $135,000 | $755,000 | 459.3% | 0.2% |
GUARANTEED RATE, INC. | $1,340,000 | $755,000 | -43.7% | 0.2% |
BNC National Bank | $1,065,000 | $705,000 | -33.8% | 0.2% |
Barrington Bank & Trust Company, N.A. | $165,000 | $690,000 | 318.2% | 0.2% |
Security Bank of Kansas City | $685,000 | n/a | 0.2% | |
TRIAD FINANCIAL SERVICES, INC. | $115,000 | $675,000 | 487.0% | 0.2% |
Labette Bank | $635,000 | n/a | 0.2% | |
JPMorgan Chase Bank | $1,220,000 | $610,000 | -50.0% | 0.2% |
BancorpSouth Bank | $605,000 | n/a | 0.2% | |
JLB CORPORATION | $1,410,000 | $600,000 | -57.4% | 0.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,130,000 | $585,000 | -48.2% | 0.2% |
AMERICAN FINANCING CORPORATION | $280,000 | $520,000 | 85.7% | 0.2% |
First Savings Bank | $520,000 | n/a | 0.2% | |
Flagstar Bank, FSB | $2,050,000 | $520,000 | -74.6% | 0.2% |
FIRST STATE MORTGAGE SERVICES, LLC | $510,000 | n/a | 0.2% | |
SUN WEST MORTGAGE COMPANY, INC. | $510,000 | n/a | 0.2% | |
Sunflower Bank | $480,000 | $490,000 | 2.1% | 0.1% |
Armed Forces Bank | $485,000 | n/a | 0.1% | |
FirstBank | $475,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $1,375,000 | $470,000 | -65.8% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $310,000 | $465,000 | 50.0% | 0.1% |
Bank of America | $1,015,000 | $455,000 | -55.2% | 0.1% |
First Interstate Bank | $455,000 | n/a | 0.1% | |
FINANCE OF AMERICA MORTGAGE LLC | $500,000 | $450,000 | -10.0% | 0.1% |
Great Southern Bank | $445,000 | n/a | 0.1% | |
MEGASTAR FINANCIAL CORP. | $225,000 | $440,000 | 95.6% | 0.1% |
Texana Bank | $435,000 | n/a | 0.1% | |
SIRVA MORTGAGE, INC. | $205,000 | $415,000 | 102.4% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $390,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,175,000 | $380,000 | -67.7% | 0.1% |
HOMESIDE FINANCIAL, LLC | $375,000 | n/a | 0.1% | |
The Union State Bank of Everest | $375,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $2,120,000 | $370,000 | -82.5% | 0.1% |
JAMES B. NUTTER & COMPANY | $360,000 | n/a | 0.1% | |
Sierra Pacific Mortgage Company, Inc. | $360,000 | n/a | 0.1% | |
Neighborhood Loans, Inc. | $205,000 | $355,000 | 73.2% | 0.1% |
PHH Mortgage Corporation | $340,000 | n/a | 0.1% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,185,000 | $335,000 | -71.7% | 0.1% |
MID AMERICA MORTGAGE, INC. | $610,000 | $335,000 | -45.1% | 0.1% |
VERITAS FUNDING, LLC | $335,000 | n/a | 0.1% | |
Ally Bank | $95,000 | $325,000 | 242.1% | 0.1% |
Northpointe Bank | $325,000 | n/a | 0.1% | |
Bank of England | $315,000 | n/a | 0.1% | |
BETTER MORTGAGE CORPORATION | $2,205,000 | $315,000 | -85.7% | 0.1% |
FOUR POINTS | $315,000 | n/a | 0.1% | |
Mid-America Bank | $315,000 | n/a | 0.1% | |
Mortgage Investment Services Corporation | $205,000 | $315,000 | 53.7% | 0.1% |
Wyndham Capital Mortgage, Inc. | $145,000 | $305,000 | 110.3% | 0.1% |
First Mortgage Solutions, LLC | $340,000 | $295,000 | -13.2% | 0.1% |
Low VA Rates, LLC | $730,000 | $295,000 | -59.6% | 0.1% |
M&T Bank | $295,000 | n/a | 0.1% | |
Pinnacle Bank | $295,000 | n/a | 0.1% | |
Mazuma Credit Union | $1,225,000 | $290,000 | -76.3% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $270,000 | n/a | 0.1% | |
Magnolia Bank | $1,225,000 | $265,000 | -78.4% | 0.1% |
First Guaranty Mortgage Corporation | $870,000 | $255,000 | -70.7% | 0.1% |
Florida Capital Bank | $255,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $245,000 | n/a | 0.1% | |
HAMILTON HOME LOANS, INC. | $245,000 | n/a | 0.1% | |
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $245,000 | n/a | 0.1% | |
Members Mortgage Services, L.L.C. | $235,000 | n/a | 0.1% | |
Academy Bank | $855,000 | $215,000 | -74.9% | 0.1% |
ASSEMBLIES OF GOD Credit Union | $395,000 | $215,000 | -45.6% | 0.1% |
GREATER KC PUBLIC SAFETY CREDIT UNION | $215,000 | n/a | 0.1% | |
Nations Lending Corporation | $610,000 | $215,000 | -64.8% | 0.1% |
NP, Inc. | $205,000 | n/a | 0.1% | |
Third Federal Savings and Loan Association of Cleveland | $125,000 | $205,000 | 64.0% | 0.1% |
Discover Bank | $275,000 | $200,000 | -27.3% | 0.1% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $875,000 | $195,000 | -77.7% | 0.1% |
The Missouri Bank | $195,000 | n/a | 0.1% | |
Country Club Bank | $205,000 | $190,000 | -7.3% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $1,225,000 | $190,000 | -84.5% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $200,000 | $185,000 | -7.5% | 0.1% |
FIRST COMMUNITY MORTGAGE, INC. | $165,000 | $185,000 | 12.1% | 0.1% |
AMWEST FUNDING CORP. | $175,000 | n/a | 0.1% | |
Southern Bank | $175,000 | n/a | 0.1% | |
NBH Bank | $1,640,000 | $170,000 | -89.6% | 0.1% |
RUOFF MORTGAGE COMPANY, INC. | $170,000 | n/a | 0.1% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $405,000 | $165,000 | -59.3% | 0.0% |
MISSOURI Credit Union | $250,000 | $165,000 | -34.0% | 0.0% |
PNC Bank | $390,000 | $165,000 | -57.7% | 0.0% |
ROYAL UNITED MORTGAGE LLC | $450,000 | $165,000 | -63.3% | 0.0% |
Truist | $115,000 | $165,000 | 43.5% | 0.0% |
Financial Funding Solutions, Inc. | $165,000 | $160,000 | -3.0% | 0.0% |
FAMILY FINANCE MORTGAGE, LLC | $155,000 | n/a | 0.0% | |
First Bank | $385,000 | $155,000 | -59.7% | 0.0% |
Kearney Trust Company | $155,000 | n/a | 0.0% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $215,000 | $155,000 | -27.9% | 0.0% |
21ST MORTGAGE CORPORATION | $355,000 | $150,000 | -57.7% | 0.0% |
River Region Credit Union | $150,000 | n/a | 0.0% | |
LOANPAL, LLC | $290,000 | $145,000 | -50.0% | 0.0% |
Baxter Credit Union | $300,000 | $135,000 | -55.0% | 0.0% |
HomeBank | $135,000 | n/a | 0.0% | |
Simmons Bank | $275,000 | $135,000 | -50.9% | 0.0% |
SECURITYNATIONAL MORTGAGE COMPANY | $125,000 | n/a | 0.0% | |
ZILLOW HOME LOANS, LLC | $155,000 | $125,000 | -19.4% | 0.0% |
BANK OF LITTLE ROCK MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
LENDINGHOME FUNDING CORPORATION | $340,000 | $95,000 | -72.1% | 0.0% |
AMERICAN ADVISORS GROUP | $155,000 | $85,000 | -45.2% | 0.0% |
NUMARK CREDIT UNION | $165,000 | $85,000 | -48.5% | 0.0% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $115,000 | $85,000 | -26.1% | 0.0% |
WINGS FINANCIAL | $75,000 | n/a | 0.0% | |
Colonial Savings, F.A. | $65,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $45,000 | n/a | 0.0% | |
BTC BANK | $45,000 | n/a | 0.0% | |
THRIVENT Federal Credit Union | $25,000 | n/a | 0.0% | |
Bank of the West | $2,670,000 | $15,000 | -99.4% | 0.0% |
Transportation Federal Credit Union | $15,000 | n/a | 0.0% |
Warrensburg's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 9.5% market share. In second place, with 7.6%, is FLAT BRANCH MORTGAGE, INC., having originated $25,620,000 in loans. In third place, with 7.1%, is The Central Trust Bank, having originated $23,990,000 in loans. In fourth place, with 5.3%, is F & C Bank, having originated $18,075,000 in loans. In fifth place, with 5.1%, is Mortgage Research Center, LLC, having originated $17,365,000 in loans.
Warrensburg Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $159,400 (5.8%) | $216,418 (12.6%) | 0.00 | 155 |
2018-02-01 | $174,950 (16.6%) | $221,924 (13.7%) | 0.00 | 160 |
2018-03-01 | $174,950 (11.2%) | $220,229 (8.5%) | 0.00 | 167 |
2018-04-01 | $179,050 (8.7%) | $224,994 (9.6%) | 0.00 | 170 |
2018-05-01 | $184,900 (4.2%) | $228,736 (10.8%) | 0.00 | 176 |
2018-06-01 | $187,450 (7.4%) | $236,834 (14.0%) | 0.00 | 192 |
2018-07-01 | $192,500 (10.0%) | $247,536 (16.4%) | 0.00 | 198 |
2018-08-01 | $190,625 (13.8%) | $248,400 (15.6%) | 0.00 | 189 |
2018-09-01 | $194,881 (18.1%) | $249,287 (17.2%) | 0.00 | 190 |
2018-10-01 | $194,450 (21.5%) | $236,948 (12.8%) | 0.00 | 171 |
2018-11-01 | $184,900 (22.8%) | $224,866 (8.8%) | 0.00 | 159 |
2018-12-01 | $183,900 (17.0%) | $219,372 (5.8%) | 0.00 | 143 |
2019-01-01 | $181,575 (13.9%) | $226,539 (4.7%) | 0.00 | 131 |
2019-02-01 | $178,888 (2.3%) | $227,328 (2.4%) | 0.00 | 134 |
2019-03-01 | $181,893 (4.0%) | $230,105 (4.5%) | 0.00 | 146 |
2019-04-01 | $186,700 (4.3%) | $237,587 (5.6%) | 0.00 | 151 |
2019-05-01 | $194,200 (5.0%) | $246,484 (7.8%) | 0.00 | 160 |
2019-06-01 | $204,950 (9.3%) | $256,558 (8.3%) | 0.00 | 165 |
2019-07-01 | $184,200 (-4.3%) | $238,120 (-3.8%) | 0.00 | 179 |
2019-08-01 | $180,273 (-5.4%) | $232,298 (-6.5%) | 0.00 | 180 |
2019-09-01 | $182,932 (-6.1%) | $231,049 (-7.3%) | 0.00 | 181 |
2019-10-01 | $185,000 (-4.9%) | $230,215 (-2.8%) | 0.00 | 182 |
2019-11-01 | $180,000 (-2.7%) | $224,094 (-0.3%) | 0.00 | 163 |
2019-12-01 | $179,450 (-2.4%) | $224,740 (2.5%) | 0.00 | 142 |
2020-01-01 | $177,975 (-2.0%) | $223,372 (-1.4%) | 0.00 | 129 |
2020-02-01 | $187,000 (4.5%) | $237,499 (4.5%) | 0.00 | 110 |
2020-03-01 | $214,500 (17.9%) | $247,669 (7.6%) | 0.00 | 117 |
2020-04-01 | $247,238 (32.4%) | $258,219 (8.7%) | 0.00 | 118 |
2020-05-01 | $256,950 (32.3%) | $272,644 (10.6%) | 0.00 | 105 |
2020-06-01 | $243,700 (18.9%) | $267,825 (4.4%) | 0.00 | 100 |
2020-07-01 | $236,075 (28.2%) | $269,057 (13.0%) | 0.00 | 103 |
2020-08-01 | $249,900 (38.6%) | $283,420 (22.0%) | 0.00 | 89 |
2020-09-01 | $253,700 (38.7%) | $281,020 (21.6%) | 0.00 | 95 |
2020-10-01 | $219,900 (18.9%) | $278,704 (21.1%) | 0.00 | 92 |
2020-11-01 | $222,450 (23.6%) | $284,764 (27.1%) | 0.00 | 89 |
2020-12-01 | $226,125 (26.0%) | $295,801 (31.6%) | 0.00 | 73 |
2021-01-01 | $237,500 (33.5%) | $312,772 (40.0%) | 0.00 | 72 |
2021-02-01 | $214,950 (15.0%) | $303,994 (28.0%) | 0.00 | 52 |
2021-03-01 | $203,625 (-5.1%) | $268,895 (8.6%) | 0.00 | 47 |
2021-04-01 | $234,375 (-5.2%) | $282,455 (9.4%) | 0.00 | 45 |
2021-05-01 | $239,950 (-6.6%) | $284,171 (4.2%) | 0.00 | 44 |
2021-06-01 | $243,750 (0.0%) | $303,175 (13.2%) | 0.00 | 66 |
2021-07-01 | $224,900 (-4.7%) | $272,282 (1.2%) | 0.00 | 83 |
2021-08-01 | $213,125 (-14.7%) | $263,575 (-7.0%) | 0.00 | 96 |
2021-09-01 | $230,950 (-9.0%) | $284,601 (1.3%) | 0.00 | 89 |
2021-10-01 | $244,900 (11.4%) | $319,010 (14.5%) | 0.00 | 81 |
2021-11-01 | $248,000 (11.5%) | $324,385 (13.9%) | 0.00 | 85 |
2021-12-01 | $245,000 (8.4%) | $324,839 (9.8%) | 0.00 | 69 |
2022-01-01 | $239,000 (0.6%) | $311,975 (-0.3%) | 0.00 | 50 |
2022-02-01 | $260,950 (21.4%) | $342,569 (12.7%) | 0.00 | 49 |
2022-03-01 | $238,500 (17.1%) | $298,887 (11.2%) | 0.00 | 57 |
2022-04-01 | $249,900 (6.6%) | $335,297 (18.7%) | 0.00 | 69 |
2022-05-01 | $257,475 (7.3%) | $349,128 (22.9%) | 0.00 | 82 |
2022-06-01 | $250,000 (2.6%) | $300,337 (-0.9%) | 0.00 | 99 |
2022-07-01 | $249,450 (10.9%) | $294,904 (8.3%) | 0.00 | 137 |
2022-08-01 | $259,900 (22.0%) | $299,634 (13.7%) | 0.00 | 143 |
2022-09-01 | $257,250 (11.4%) | $293,483 (3.1%) | 0.00 | 143 |
2022-10-01 | $242,500 (-1.0%) | $282,851 (-11.3%) | 0.00 | 151 |
2022-11-01 | $259,900 (4.8%) | $295,836 (-8.8%) | 0.00 | 135 |
2022-12-01 | $259,050 (5.7%) | $296,316 (-8.8%) | 0.00 | 134 |
2023-01-01 | $279,675 (17.0%) | $307,945 (-1.3%) | 0.00 | 93 |
2023-02-01 | $280,000 (7.3%) | $341,535 (-0.3%) | 0.00 | 83 |
2023-03-01 | $292,475 (22.6%) | $351,132 (17.5%) | 0.00 | 80 |
2023-04-01 | $315,000 (26.1%) | $359,716 (7.3%) | 0.00 | 65 |
2023-05-01 | $299,175 (16.2%) | $353,134 (1.2%) | 0.00 | 66 |
2023-06-01 | $326,225 (30.5%) | $396,224 (31.9%) | 0.00 | 89 |
2023-07-01 | $319,900 (28.2%) | $409,482 (38.9%) | 0.00 | 98 |
2023-08-01 | $332,225 (27.8%) | $392,095 (30.9%) | 0.00 | 107 |
Warrensburg's median listing price comes in at 0% of the national average.
Warrensburg's average listing price for 2023-08-01 was $392,095, a difference of $92,461 (30.9%) versus the prior year and $-17,387 versus the prior month.
For the 2023-08-01 period, Warrensburg had 107 MLS listings, a difference of 9 listings (9%) versus the prior month and -36 listings (-25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,808 sqft |
2018-02-01 | 0 days | 1,949 sqft |
2018-03-01 | 0 days | 1,996 sqft |
2018-04-01 | 0 days | 1,995 sqft |
2018-05-01 | 0 days | 1,976 sqft |
2018-06-01 | 0 days | 2,003 sqft |
2018-07-01 | 0 days | 1,992 sqft |
2018-08-01 | 0 days | 1,977 sqft |
2018-09-01 | 0 days | 2,016 sqft |
2018-10-01 | 0 days | 2,015 sqft |
2018-11-01 | 0 days | 1,873 sqft |
2018-12-01 | 0 days | 1,825 sqft |
2019-01-01 | 0 days | 1,766 sqft |
2019-02-01 | 0 days | 1,815 sqft |
2019-03-01 | 0 days | 1,837 sqft |
2019-04-01 | 0 days | 1,854 sqft |
2019-05-01 | 0 days | 1,882 sqft |
2019-06-01 | 0 days | 1,968 sqft |
2019-07-01 | 0 days | 1,921 sqft |
2019-08-01 | 0 days | 1,886 sqft |
2019-09-01 | 0 days | 1,925 sqft |
2019-10-01 | 0 days | 1,952 sqft |
2019-11-01 | 0 days | 1,936 sqft |
2019-12-01 | 0 days | 1,912 sqft |
2020-01-01 | 0 days | 1,879 sqft |
2020-02-01 | 0 days | 1,852 sqft |
2020-03-01 | 0 days | 1,875 sqft |
2020-04-01 | 0 days | 1,988 sqft |
2020-05-01 | 0 days | 2,084 sqft |
2020-06-01 | 0 days | 2,110 sqft |
2020-07-01 | 0 days | 2,082 sqft |
2020-08-01 | 0 days | 2,085 sqft |
2020-09-01 | 0 days | 2,020 sqft |
2020-10-01 | 0 days | 1,956 sqft |
2020-11-01 | 0 days | 2,048 sqft |
2020-12-01 | 0 days | 2,009 sqft |
2021-01-01 | 0 days | 1,912 sqft |
2021-02-01 | 0 days | 1,774 sqft |
2021-03-01 | 0 days | 1,820 sqft |
2021-04-01 | 0 days | 1,789 sqft |
2021-05-01 | 0 days | 1,760 sqft |
2021-06-01 | 0 days | 1,802 sqft |
2021-07-01 | 0 days | 1,779 sqft |
2021-08-01 | 0 days | 1,704 sqft |
2021-09-01 | 0 days | 1,788 sqft |
2021-10-01 | 0 days | 1,860 sqft |
2021-11-01 | 0 days | 1,908 sqft |
2021-12-01 | 0 days | 1,821 sqft |
2022-01-01 | 0 days | 1,812 sqft |
2022-02-01 | 0 days | 1,981 sqft |
2022-03-01 | 0 days | 1,756 sqft |
2022-04-01 | 0 days | 1,890 sqft |
2022-05-01 | 0 days | 1,853 sqft |
2022-06-01 | 0 days | 1,818 sqft |
2022-07-01 | 0 days | 1,836 sqft |
2022-08-01 | 0 days | 1,800 sqft |
2022-09-01 | 0 days | 1,836 sqft |
2022-10-01 | 0 days | 1,786 sqft |
2022-11-01 | 0 days | 1,791 sqft |
2022-12-01 | 0 days | 1,762 sqft |
2023-01-01 | 0 days | 1,855 sqft |
2023-02-01 | 0 days | 1,971 sqft |
2023-03-01 | 0 days | 1,934 sqft |
2023-04-01 | 0 days | 1,885 sqft |
2023-05-01 | 0 days | 2,054 sqft |
2023-06-01 | 0 days | 2,103 sqft |
2023-07-01 | 0 days | 2,011 sqft |
2023-08-01 | 0 days | 2,004 sqft |
Warrensburg's median square footage for active listings during the 2023-08-01 period was 2,004 sqft. One year prior, the average listing was 1,800 sqft.
Warrensburg, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 951 | $227,325,000 | $239,038 |
Cash Out Refi | 278 | $62,010,000 | $223,058 |
Refi | 174 | $37,860,000 | $217,586 |
Home Improvement | 91 | $7,175,000 | $78,846 |
Other | 56 | $4,390,000 | $78,393 |
Warrensburg's most frequently cited loan purpose was Home Purchase, with 951 originations. The 2nd most popular reason was Cash Out Refi, with 278 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 395 | $96,145,000 | $243,405 |
4-5% | 307 | $73,485,000 | $239,365 |
3-4% | 280 | $64,710,000 | $231,107 |
6-7% | 191 | $39,355,000 | $206,047 |
2.5-3% | 92 | $16,800,000 | $182,609 |
7-8% | 50 | $9,510,000 | $190,200 |
<2.5% | 28 | $3,830,000 | $136,786 |
Over 8% | 20 | $2,030,000 | $101,500 |
During 2022, Warrensburg's most frequently originated rate bucket was 5-6%, with 395 originations.
Loan Sizing (Warrensburg, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 634 | $171,230,000 | $270,079 |
$100k-200k | 514 | $78,470,000 | $152,665 |
$100,000 or less | 289 | $17,115,000 | $59,221 |
$400k-600k | 89 | $40,925,000 | $459,831 |
$600k-1000k | 13 | $8,605,000 | $661,923 |
$Over $1MM | 11 | $22,415,000 | $2,037,727 |
Warrensburg's loan sizing saw the bucket of loans from $200k-400k with 634 originations, totaling $171,230,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 607 | $145,375,000 | $239,498 |
60-80% | 330 | $88,810,000 | $269,121 |
40-60% | 140 | $26,640,000 | $190,286 |
Over 100% | 98 | $28,940,000 | $295,306 |
Under 20% | 95 | $5,145,000 | $54,158 |
20-40% | 89 | $10,385,000 | $116,685 |
Warrensburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 607 originations, totaling $145,375,000 in origination value.