Warrensburg Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Warrensburg averaged 7.04% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

    The average rate for the prior week (2024-04-04) was 6.88% and one month ago for the week of 2024-03-07, the average rate was 6.84%.

    Warrensburg's average rate one year ago was 6.14%.

    For refis of the same type during the week of 2024-04-11, the average rate was 7.18%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-11 6.88%
    Warrensburg 30 Year Fixed Rate 2024-04-11 7.04%
    Warrensburg 30 Year Fixed Rate Refi 2024-04-11 7.18%
    Warrensburg 15 Year Fixed Rate 2024-04-11 6.26%
    Warrensburg 15 Year Fixed Rate Refi 2024-04-11 6.46%
    Warrensburg 30 Year FHA 2024-04-11 6.96%
    Warrensburg 30 Year FHA Refi 2024-04-11 6.64%
    Warrensburg 30 Year USDA 2024-04-11 6.51%
    Warrensburg 30 Year USDA Refi 2024-04-11 6.71%
    Warrensburg 30 Year VA 2024-04-11 6.6%
    Warrensburg 30 Year VA Refi 2024-04-11 6.57%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Warrensburg, MO.

    Warrensburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Warrensburg, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 57 6.85% $3,115
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 28 6.99% $2,980
    The Central Trust Bank 16 7.03% $2,851
    QUICKEN LOANS, LLC 12 7.03% $6,956
    UNITED WHOLESALE MORTGAGE, LLC 12 7.05% $6,673
    Midwest Mortgage Associates Corporation 10 7.05% $3,765
    SUMMIT FUNDING, INC. 7 7.55% $3,902
    Arvest Bank 7 6.46% $3,672
    Community National Bank & Trust 7 6.76% $2,769
    Community Mortgage Banc Corporation 7 6.54% $2,615
    COMMUNITYAMERICA 6 6.94% $3,148
    American Mortgage & Equity Consultants, Inc. 6 6.56% $3,905
    NBKC BANK 5 6.90% $1,624
    LEADERONE FINANCIAL CORPORATION 5 6.50% $4,736
    U.S. Bank 4 6.28% $2,318
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.94% $5,777
    COMMUNITY MORTGAGE, LLC 4 6.09% $7,556
    Landmark National Bank 4 6.13% $2,756
    JPMorgan Chase Bank 3 6.96% $4,973
    FCS Financial FLCA 3 7.45% $2,913
    ACADEMY MORTGAGE CORPORATION 3 6.88% $4,585
    R-G Federal Credit Union 3 7.13% $6,766
    LOANDEPOT.COM, LLC 3 6.33% $6,182
    CROSSCOUNTRY MORTGAGE, LLC 3 6.19% $6,768
    NAVY FEDERAL CREDIT UNION 3 7.13% $3,879
    USAA Federal Savings Bank 3 6.58% $5,782
    Mazuma Credit Union 2 7.38% $2,415
    Commerce Bank 2 6.38% $5,299
    North American Savings Bank, F.S.B. 2 6.81% $3,078
    First Bank 2 7.50% $3,037
    PENNYMAC LOAN SERVICES, LLC 2 5.94% $4,687
    NEWREZ LLC 2 6.81% $4,064
    NBH Bank 2 6.31% $2,596
    DAS Acquisition Company, LLC 2 7.31% $4,759
    Gateway First Bank 2 7.38% $3,690
    United Fidelity Funding Corp. 2 7.25% $5,657
    Mr. Cooper ( Nationstar Mortgage ) 2 6.49% $5,577
    Mortgage Research Center, LLC 2 6.56% $994
    GUARANTEED RATE, INC. 2 6.20% $2,968
    Wells Fargo Bank 2 6.44% $888
    GUILD MORTGAGE COMPANY 2 7.19% $4,978
    Hawthorn Bank 2 6.56% $4,103
    MISSOURI Credit Union 2 6.44% $2,269
    ZILLOW HOME LOANS, LLC 1 6.88% $5,346
    AmeriHome Mortgage Company, LLC 1 6.99% $3,386
    AMERISAVE MORTGAGE CORPORATION 1 5.99% $13,954
    AXIA FINANCIAL, LLC 1 6.63% $7,026
    Bank of America 1 6.50% $3,323
    CARDINAL FINANCIAL 1 5.99% $3,512
    CENTRAL MISSOURI COMMUNITY CREDIT UNION 1 7.13% $2,914
    CHURCHILL MORTGAGE CORPORATION 1 6.50% $3,505
    DELMAR FINANCIAL COMPANY 1 6.99% $2,749
    Discover Bank 1 6.74% $0
    ENDEAVOR CAPITAL, LLC. 1 7.38% $11,534
    Fidelity Bank 1 7.25% $2,666
    First Federal Bank 1 6.63% $2,703
    First Savings Bank 1 5.88% $10,976
    First State Bank of St. Charles, Missouri 1 7.38% $2,564
    First State Community Bank 1 6.80% $1,587
    FIRST STATE MORTGAGE SERVICES, LLC 1 6.25% $5,313
    GENEVA FINANCIAL, LLC 1 7.50% $6,272
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.50% $1,373
    MEGASTAR FINANCIAL CORP. 1 6.63% $2,806
    MID AMERICA MORTGAGE, INC. 1 6.25% $2,658
    NFM, INC. 1 7.50% $8,727
    OCMBC, INC. 1 9.00% $9,911
    ON Q FINANCIAL, INC. 1 7.63% $3,338
    OPEN MORTGAGE, LLC 1 6.62% $4,910
    PLANET HOME LENDING, LLC 1 7.25% $3,538
    Prosperity Home Mortgage, LLC 1 7.50% $2,792
    ROYAL UNITED MORTGAGE LLC 1 6.38% $8,659
    UMB Bank 1 7.13% $2,355
    UNION HOME MORTGAGE CORP. 1 6.50% $2,363
    UNITED 1 7.00% $3,028
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $3,513
    Waterstone Mortgage Corporation 1 7.25% $5,182

    Warrensburg Average Closing Costs & Other Stats

    Warrensburg, MO's 76 lenders originated 1,106 loans during 2023. The total origination value was $254,110,000, with an average loan value of $229,756.

    Warrensburg's average closing costs are $4,530.

    The top Warrensburg lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 57 loans originated. Their average total fees are $3,115, which is $135 higher than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

    The lowest fee Warrensburg lenders (with over 10 loans originated) are The Central Trust Bank ($2,851), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,980), FLAT BRANCH MORTGAGE, INC. ($3,115), Midwest Mortgage Associates Corporation ($3,765) and UNITED WHOLESALE MORTGAGE, LLC ($6,673).

    The lowest rate Warrensburg lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.85%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.99%), QUICKEN LOANS, LLC (7.03%), The Central Trust Bank (7.03%) and Midwest Mortgage Associates Corporation (7.05%).

    Warrensburg, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    FLAT BRANCH MORTGAGE, INC. $25,620,000 $26,490,000 3.4% 10.4%
    F & C Bank $18,075,000 $23,980,000 32.7% 9.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $32,080,000 $22,740,000 -29.1% 8.9%
    Midwest Mortgage Associates Corporation $2,600,000 $15,000,000 476.9% 5.9%
    The Central Trust Bank $23,990,000 $12,600,000 -47.5% 5.0%
    Mortgage Research Center, LLC $17,365,000 $10,060,000 -42.1% 4.0%
    Union Bank and Trust Company $9,105,000 n/a 3.6%
    QUICKEN LOANS, LLC $14,550,000 $8,620,000 -40.8% 3.4%
    Community National Bank & Trust $1,635,000 $7,340,000 348.9% 2.9%
    Bank of Odessa $7,240,000 $6,585,000 -9.0% 2.6%
    NAVY FEDERAL CREDIT UNION $2,675,000 $4,795,000 79.3% 1.9%
    UNITED WHOLESALE MORTGAGE, LLC $7,915,000 $4,425,000 -44.1% 1.7%
    COMMUNITYAMERICA $3,885,000 $3,595,000 -7.5% 1.4%
    COMMUNITY MORTGAGE, LLC $3,725,000 $3,555,000 -4.6% 1.4%
    SUMMIT FUNDING, INC. $2,000,000 $3,450,000 72.5% 1.4%
    USAA Federal Savings Bank $4,420,000 $3,430,000 -22.4% 1.3%
    LEADERONE FINANCIAL CORPORATION $4,425,000 $2,965,000 -33.0% 1.2%
    Equity Bank $10,675,000 $2,870,000 -73.1% 1.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $3,325,000 $2,520,000 -24.2% 1.0%
    Community Mortgage Banc Corporation $8,505,000 $2,265,000 -73.4% 0.9%
    American Mortgage & Equity Consultants, Inc. $1,650,000 $2,200,000 33.3% 0.9%
    Prosperity Home Mortgage, LLC $2,290,000 $2,200,000 -3.9% 0.9%
    PENNYMAC LOAN SERVICES, LLC $2,550,000 $2,175,000 -14.7% 0.9%
    LOANDEPOT.COM, LLC $2,060,000 $2,020,000 -1.9% 0.8%
    Hawthorn Bank $4,690,000 $2,005,000 -57.2% 0.8%
    NBKC BANK $3,070,000 $1,860,000 -39.4% 0.7%
    KS StateBank $1,705,000 n/a 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $3,695,000 $1,700,000 -54.0% 0.7%
    U.S. Bank $4,685,000 $1,595,000 -66.0% 0.6%
    CARDINAL FINANCIAL $195,000 $1,565,000 702.6% 0.6%
    ENDEAVOR CAPITAL, LLC. $795,000 $1,535,000 93.1% 0.6%
    ZILLOW HOME LOANS, LLC $125,000 $1,495,000 1,096.0% 0.6%
    Landmark National Bank $1,015,000 $1,420,000 39.9% 0.6%
    First Bank $155,000 $1,410,000 809.7% 0.6%
    Wood & Huston Bank $1,475,000 $1,340,000 -9.2% 0.5%
    Arvest Bank $1,355,000 $1,315,000 -3.0% 0.5%
    FREEDOM MORTGAGE CORPORATION $3,435,000 $1,280,000 -62.7% 0.5%
    GENEVA FINANCIAL, LLC $1,740,000 $1,275,000 -26.7% 0.5%
    GUILD MORTGAGE COMPANY $1,310,000 $1,210,000 -7.6% 0.5%
    UMB Bank $1,675,000 $1,175,000 -29.9% 0.5%
    MOVEMENT MORTGAGE, LLC $1,395,000 $1,170,000 -16.1% 0.5%
    NEW DAY FINANCIAL, LLC $1,925,000 $1,170,000 -39.2% 0.5%
    FCS Financial FLCA $1,365,000 $1,145,000 -16.1% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $2,580,000 $1,130,000 -56.2% 0.4%
    Gateway First Bank $2,250,000 $1,115,000 -50.4% 0.4%
    JPMorgan Chase Bank $610,000 $1,090,000 78.7% 0.4%
    CMG MORTGAGE, INC. $945,000 $1,070,000 13.2% 0.4%
    UNION HOME MORTGAGE CORP. $1,005,000 $965,000 -4.0% 0.4%
    ACADEMY MORTGAGE CORPORATION $1,715,000 $960,000 -44.0% 0.4%
    NEWREZ LLC $765,000 $940,000 22.9% 0.4%
    Commerce Bank $905,000 $925,000 2.2% 0.4%
    Wells Bank $1,125,000 $855,000 -24.0% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $270,000 $840,000 211.1% 0.3%
    The Federal Savings Bank $2,365,000 $830,000 -64.9% 0.3%
    BNC National Bank $705,000 $825,000 17.0% 0.3%
    R-G Federal Credit Union $3,060,000 $795,000 -74.0% 0.3%
    DAS Acquisition Company, LLC $12,390,000 $735,000 -94.1% 0.3%
    Wells Fargo Bank $2,385,000 $715,000 -70.0% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $380,000 $670,000 76.3% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $865,000 $640,000 -26.0% 0.3%
    First Federal Bank of Kansas City $1,480,000 $610,000 -58.8% 0.2%
    LENOX FINANCIAL MORTGAGE CORPORATION $595,000 n/a 0.2%
    First Savings Bank $520,000 $590,000 13.5% 0.2%
    DELMAR FINANCIAL COMPANY $580,000 n/a 0.2%
    First State Bank of St. Charles, Missouri $1,840,000 $570,000 -69.0% 0.2%
    HALLMARK HOME MORTGAGE, LLC $560,000 n/a 0.2%
    Discover Bank $200,000 $555,000 177.5% 0.2%
    NFM, INC. $550,000 n/a 0.2%
    MISSOURI Credit Union $165,000 $540,000 227.3% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $535,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $2,100,000 $535,000 -74.5% 0.2%
    PLANET HOME LENDING, LLC $470,000 $535,000 13.8% 0.2%
    Regional Missouri Bank $1,075,000 $535,000 -50.2% 0.2%
    Country Club Bank $190,000 $530,000 178.9% 0.2%
    CHURCHILL MORTGAGE CORPORATION $185,000 $510,000 175.7% 0.2%
    NBH Bank $170,000 $480,000 182.4% 0.2%
    Bank of America $455,000 $465,000 2.2% 0.2%
    EVERETT FINANCIAL, INC. $1,595,000 $460,000 -71.2% 0.2%
    PENTAGON FEDERAL CREDIT UNION $190,000 $460,000 142.1% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $455,000 n/a 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $185,000 $450,000 143.2% 0.2%
    VILLAGE CAPITAL MORTGAGE $370,000 $450,000 21.6% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $940,000 $440,000 -53.2% 0.2%
    FIRST MORTGAGE COMPANY, INC. $435,000 n/a 0.2%
    North American Savings Bank, F.S.B. $845,000 $430,000 -49.1% 0.2%
    OCMBC, INC. $425,000 n/a 0.2%
    CENTRAL MISSOURI COMMUNITY CREDIT UNION $1,230,000 $420,000 -65.9% 0.2%
    Community First National Bank $405,000 n/a 0.2%
    Magnolia Bank $265,000 $395,000 49.1% 0.2%
    LOANPAL, LLC $145,000 $390,000 169.0% 0.2%
    Mazuma Credit Union $290,000 $380,000 31.0% 0.1%
    AXIA FINANCIAL, LLC $375,000 n/a 0.1%
    Community National Bank $375,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $390,000 $365,000 -6.4% 0.1%
    AMERISAVE MORTGAGE CORPORATION $2,085,000 $335,000 -83.9% 0.1%
    ON Q FINANCIAL, INC. $335,000 n/a 0.1%
    Flagstar Bank, FSB $520,000 $325,000 -37.5% 0.1%
    Plains Commerce Bank $1,080,000 $325,000 -69.9% 0.1%
    TruHome Solutions, LLC $325,000 n/a 0.1%
    OPEN MORTGAGE, LLC $310,000 n/a 0.1%
    Bank of England $315,000 $295,000 -6.3% 0.1%
    Carrington Mortgage Services, LLC $1,515,000 $295,000 -80.5% 0.1%
    FIRST STATE MORTGAGE SERVICES, LLC $510,000 $295,000 -42.2% 0.1%
    GUARANTEED RATE, INC. $755,000 $290,000 -61.6% 0.1%
    21ST MORTGAGE CORPORATION $150,000 $255,000 70.0% 0.1%
    United Fidelity Funding Corp. $250,000 n/a 0.1%
    Mortgage Investment Services Corporation $315,000 $245,000 -22.2% 0.1%
    Paramount Bank $235,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $335,000 $225,000 -32.8% 0.1%
    S1L, Inc. $835,000 $225,000 -73.1% 0.1%
    Service Federal Credit Union $225,000 n/a 0.1%
    Waterstone Mortgage Corporation $225,000 n/a 0.1%
    Armed Forces Bank $485,000 $215,000 -55.7% 0.1%
    Cornerstone Bank $215,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $215,000 n/a 0.1%
    First Federal Bank $205,000 n/a 0.1%
    CoreFirst Bank & Trust $7,210,000 $195,000 -97.3% 0.1%
    First State Community Bank $195,000 n/a 0.1%
    MEGASTAR FINANCIAL CORP. $440,000 $195,000 -55.7% 0.1%
    UNITED $185,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $165,000 $180,000 9.1% 0.1%
    AmeriHome Mortgage Company, LLC $175,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $175,000 n/a 0.1%
    Fidelity Bank $175,000 n/a 0.1%
    CRESCENT MORTGAGE COMPANY $155,000 n/a 0.1%
    Emprise Bank $145,000 n/a 0.1%
    Labette Bank $635,000 $145,000 -77.2% 0.1%
    Neighborhood Loans, Inc. $355,000 $145,000 -59.2% 0.1%
    STATE BANK OF MISOSURI $135,000 n/a 0.1%
    The Missouri Bank $195,000 $135,000 -30.8% 0.1%
    AMERICAN HERITAGE LENDING, INC. $105,000 n/a 0.0%
    Bank of Springfield $105,000 n/a 0.0%
    Citizens Bank of Amsterdam $105,000 n/a 0.0%
    Intrust Bank $95,000 n/a 0.0%
    Midwest Regional Bank $90,000 n/a 0.0%
    Figure Lending LLC $80,000 n/a 0.0%
    BOKF $925,000 $65,000 -93.0% 0.0%
    BMO Harris Bank $55,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $50,000 n/a 0.0%
    GREATER KC PUBLIC SAFETY CREDIT UNION $215,000 $45,000 -79.1% 0.0%
    River Region Credit Union $150,000 $45,000 -70.0% 0.0%
    ASSEMBLIES OF GOD Credit Union $215,000 $35,000 -83.7% 0.0%
    Great Southern Bank $445,000 $35,000 -92.1% 0.0%
    SPRING EQ, LLC $35,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $205,000 $35,000 -82.9% 0.0%

    Warrensburg's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 10.4% market share. In second place, with 9.4%, is F & C Bank, having originated $23,980,000 in loans. In third place, with 8.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $22,740,000 in loans. In fourth place, with 5.9%, is Midwest Mortgage Associates Corporation, having originated $15,000,000 in loans. In fifth place, with 5.0%, is The Central Trust Bank, having originated $12,600,000 in loans.

    Warrensburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,200 (5.7%) $214,881 (11.8%) 0.00 154
    2018-02-01 $174,925 (16.6%) $220,554 (13.0%) 0.00 159
    2018-03-01 $174,900 (11.8%) $218,945 (9.6%) 0.00 166
    2018-04-01 $178,275 (8.4%) $223,796 (10.2%) 0.00 169
    2018-05-01 $184,900 (4.2%) $227,850 (10.4%) 0.00 175
    2018-06-01 $187,450 (7.4%) $236,092 (14.9%) 0.00 192
    2018-07-01 $192,500 (10.0%) $247,536 (18.1%) 0.00 198
    2018-08-01 $191,250 (15.0%) $248,698 (16.6%) 0.00 188
    2018-09-01 $198,200 (22.0%) $249,763 (18.3%) 0.00 187
    2018-10-01 $194,675 (21.7%) $237,096 (13.6%) 0.00 171
    2018-11-01 $184,900 (23.3%) $224,866 (9.6%) 0.00 159
    2018-12-01 $183,900 (17.2%) $219,372 (6.5%) 0.00 143
    2019-01-01 $181,575 (14.1%) $226,539 (5.4%) 0.00 131
    2019-02-01 $178,888 (2.3%) $227,328 (3.1%) 0.00 134
    2019-03-01 $181,893 (4.0%) $230,105 (5.1%) 0.00 146
    2019-04-01 $186,700 (4.7%) $237,587 (6.2%) 0.00 151
    2019-05-01 $194,200 (5.0%) $246,484 (8.2%) 0.00 160
    2019-06-01 $204,950 (9.3%) $256,558 (8.7%) 0.00 165
    2019-07-01 $184,200 (-4.3%) $238,120 (-3.8%) 0.00 179
    2019-08-01 $180,273 (-5.7%) $232,298 (-6.6%) 0.00 180
    2019-09-01 $182,932 (-7.7%) $231,049 (-7.5%) 0.00 181
    2019-10-01 $185,000 (-5.0%) $230,215 (-2.9%) 0.00 182
    2019-11-01 $180,000 (-2.7%) $224,094 (-0.3%) 0.00 163
    2019-12-01 $179,450 (-2.4%) $224,740 (2.5%) 0.00 142
    2020-01-01 $177,975 (-2.0%) $223,372 (-1.4%) 0.00 129
    2020-02-01 $187,000 (4.5%) $237,499 (4.5%) 0.00 110
    2020-03-01 $214,500 (17.9%) $247,669 (7.6%) 0.00 117
    2020-04-01 $247,238 (32.4%) $258,219 (8.7%) 0.00 118
    2020-05-01 $256,950 (32.3%) $272,644 (10.6%) 0.00 105
    2020-06-01 $243,700 (18.9%) $267,825 (4.4%) 0.00 100
    2020-07-01 $236,075 (28.2%) $269,057 (13.0%) 0.00 103
    2020-08-01 $249,900 (38.6%) $283,420 (22.0%) 0.00 89
    2020-09-01 $253,700 (38.7%) $281,020 (21.6%) 0.00 95
    2020-10-01 $219,900 (18.9%) $278,704 (21.1%) 0.00 92
    2020-11-01 $222,450 (23.6%) $284,764 (27.1%) 0.00 89
    2020-12-01 $226,125 (26.0%) $295,801 (31.6%) 0.00 73
    2021-01-01 $237,500 (33.5%) $312,772 (40.0%) 0.00 72
    2021-02-01 $214,950 (15.0%) $303,994 (28.0%) 0.00 52
    2021-03-01 $203,625 (-5.1%) $268,895 (8.6%) 0.00 47
    2021-04-01 $234,375 (-5.2%) $282,455 (9.4%) 0.00 45
    2021-05-01 $239,950 (-6.6%) $284,171 (4.2%) 0.00 44
    2021-06-01 $243,750 (0.0%) $303,175 (13.2%) 0.00 66
    2021-07-01 $224,900 (-4.7%) $272,282 (1.2%) 0.00 83
    2021-08-01 $213,125 (-14.7%) $263,575 (-7.0%) 0.00 96
    2021-09-01 $230,950 (-9.0%) $284,601 (1.3%) 0.00 89
    2021-10-01 $244,900 (11.4%) $319,010 (14.5%) 0.00 81
    2021-11-01 $248,000 (11.5%) $324,385 (13.9%) 0.00 85
    2021-12-01 $245,000 (8.4%) $324,839 (9.8%) 0.00 69
    2022-01-01 $239,000 (0.6%) $311,975 (-0.3%) 0.00 50
    2022-02-01 $257,975 (20.0%) $342,882 (12.8%) 0.00 48
    2022-03-01 $236,750 (16.3%) $298,505 (11.0%) 0.00 56
    2022-04-01 $249,450 (6.4%) $335,406 (18.8%) 0.00 68
    2022-05-01 $256,175 (6.8%) $349,367 (22.9%) 0.00 81
    2022-06-01 $249,750 (2.5%) $300,141 (-1.0%) 0.00 98
    2022-07-01 $249,000 (10.7%) $294,699 (8.2%) 0.00 136
    2022-08-01 $259,900 (22.0%) $299,634 (13.7%) 0.00 143
    2022-09-01 $257,250 (11.4%) $293,483 (3.1%) 0.00 143
    2022-10-01 $240,000 (-2.0%) $280,458 (-12.1%) 0.00 150
    2022-11-01 $259,900 (4.8%) $295,325 (-9.0%) 0.00 134
    2022-12-01 $259,050 (5.7%) $296,316 (-8.8%) 0.00 134
    2023-01-01 $279,675 (17.0%) $307,945 (-1.3%) 0.00 93
    2023-02-01 $280,000 (8.5%) $341,535 (-0.4%) 0.00 83
    2023-03-01 $292,475 (23.5%) $351,132 (17.6%) 0.00 80
    2023-04-01 $315,000 (26.3%) $359,716 (7.3%) 0.00 65
    2023-05-01 $299,175 (16.8%) $353,134 (1.1%) 0.00 66
    2023-06-01 $329,450 (31.9%) $396,267 (32.0%) 0.00 91
    2023-07-01 $325,000 (30.5%) $409,249 (38.9%) 0.00 100
    2023-08-01 $332,225 (27.8%) $392,095 (30.9%) 0.00 107
    2023-09-01 $335,000 (30.2%) $401,949 (37.0%) 0.00 128
    2023-10-01 $332,450 (38.5%) $388,927 (38.7%) 0.00 143
    2023-11-01 $317,425 (22.1%) $366,852 (24.2%) 0.00 153
    2023-12-01 $294,950 (13.9%) $362,224 (22.2%) 0.00 148
    2024-01-01 $322,475 (15.3%) $374,590 (21.6%) 0.00 125
    2024-02-01 $333,450 (19.1%) $394,744 (15.6%) 0.00 120
    2024-03-01 $332,400 (13.7%) $398,231 (13.4%) 0.00 130
    Warrensburg's median listing price for 2024-03-01 was $332,400, a difference of $39,925 (13.7%) versus the prior year and $-1,050 versus the prior month.

    Warrensburg's median listing price comes in at 0% of the national average.

    Warrensburg's average listing price for 2024-03-01 was $398,231, a difference of $47,099 (13.4%) versus the prior year and $3,487 versus the prior month.

    For the 2024-03-01 period, Warrensburg had 130 MLS listings, a difference of 10 listings (8%) versus the prior month and 50 listings (63%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,727 sqft
    2018-02-01 0 days 1,778 sqft
    2018-03-01 0 days 1,800 sqft
    2018-04-01 0 days 1,796 sqft
    2018-05-01 0 days 1,759 sqft
    2018-06-01 0 days 1,800 sqft
    2018-07-01 0 days 1,828 sqft
    2018-08-01 0 days 1,933 sqft
    2018-09-01 0 days 1,998 sqft
    2018-10-01 0 days 2,001 sqft
    2018-11-01 0 days 1,902 sqft
    2018-12-01 0 days 1,825 sqft
    2019-01-01 0 days 1,785 sqft
    2019-02-01 0 days 1,831 sqft
    2019-03-01 0 days 1,841 sqft
    2019-04-01 0 days 1,848 sqft
    2019-05-01 0 days 1,876 sqft
    2019-06-01 0 days 1,996 sqft
    2019-07-01 0 days 1,929 sqft
    2019-08-01 0 days 1,887 sqft
    2019-09-01 0 days 1,926 sqft
    2019-10-01 0 days 1,952 sqft
    2019-11-01 0 days 1,936 sqft
    2019-12-01 0 days 1,912 sqft
    2020-01-01 0 days 1,899 sqft
    2020-02-01 0 days 1,854 sqft
    2020-03-01 0 days 1,893 sqft
    2020-04-01 0 days 1,995 sqft
    2020-05-01 0 days 2,084 sqft
    2020-06-01 0 days 2,110 sqft
    2020-07-01 0 days 2,082 sqft
    2020-08-01 0 days 2,085 sqft
    2020-09-01 0 days 2,070 sqft
    2020-10-01 0 days 1,957 sqft
    2020-11-01 0 days 2,054 sqft
    2020-12-01 0 days 2,014 sqft
    2021-01-01 0 days 1,978 sqft
    2021-02-01 0 days 1,788 sqft
    2021-03-01 0 days 1,844 sqft
    2021-04-01 0 days 1,800 sqft
    2021-05-01 0 days 1,768 sqft
    2021-06-01 0 days 1,802 sqft
    2021-07-01 0 days 1,779 sqft
    2021-08-01 0 days 1,699 sqft
    2021-09-01 0 days 1,788 sqft
    2021-10-01 0 days 1,860 sqft
    2021-11-01 0 days 1,908 sqft
    2021-12-01 0 days 1,821 sqft
    2022-01-01 0 days 1,812 sqft
    2022-02-01 0 days 1,984 sqft
    2022-03-01 0 days 1,779 sqft
    2022-04-01 0 days 1,905 sqft
    2022-05-01 0 days 1,859 sqft
    2022-06-01 0 days 1,823 sqft
    2022-07-01 0 days 1,838 sqft
    2022-08-01 0 days 1,800 sqft
    2022-09-01 0 days 1,836 sqft
    2022-10-01 0 days 1,783 sqft
    2022-11-01 0 days 1,791 sqft
    2022-12-01 0 days 1,762 sqft
    2023-01-01 0 days 1,855 sqft
    2023-02-01 0 days 1,971 sqft
    2023-03-01 0 days 1,934 sqft
    2023-04-01 0 days 1,885 sqft
    2023-05-01 0 days 2,054 sqft
    2023-06-01 0 days 2,101 sqft
    2023-07-01 0 days 2,005 sqft
    2023-08-01 0 days 2,004 sqft
    2023-09-01 0 days 1,891 sqft
    2023-10-01 0 days 1,932 sqft
    2023-11-01 0 days 1,837 sqft
    2023-12-01 0 days 1,790 sqft
    2024-01-01 0 days 1,789 sqft
    2024-02-01 0 days 1,881 sqft
    2024-03-01 0 days 1,899 sqft
    Warrensburg's median listing age (time on market) for 2024-03-01 was 0 days.

    Warrensburg's median square footage for active listings during the 2024-03-01 period was 1,899 sqft. One year prior, the average listing was 1,934 sqft.

    Warrensburg, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 750 $187,660,000 $250,213
    Cash Out Refi 123 $25,605,000 $208,171
    Refi 99 $31,535,000 $318,535
    Home Improvement 85 $6,365,000 $74,882
    Other 49 $2,945,000 $60,102

    Warrensburg's most frequently cited loan purpose was Home Purchase, with 750 originations. The 2nd most popular reason was Cash Out Refi, with 123 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 407 $100,685,000 $247,383
    7-8% 241 $54,925,000 $227,905
    5-6% 139 $42,335,000 $304,568
    Over 8% 101 $16,825,000 $166,584
    4-5% 13 $1,785,000 $137,308
    <2.5% 11 $1,335,000 $121,364
    2.5-3% 3 $715,000 $238,333
    3-4% 2 $240,000 $120,000

    During 2023, Warrensburg's most frequently originated rate bucket was 6-7%, with 407 originations.

    Loan Sizing (Warrensburg, MO MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 457 $127,215,000 $278,370
    $100k-200k 348 $52,930,000 $152,098
    $100,000 or less 201 $10,895,000 $54,204
    $400k-600k 84 $38,790,000 $461,786
    $600k-1000k 9 $7,035,000 $781,667
    $Over $1MM 7 $17,245,000 $2,463,571

    Warrensburg's loan sizing saw the bucket of loans from $200k-400k with 457 originations, totaling $127,215,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 431 $109,075,000 $253,074
    60-80% 177 $56,985,000 $321,949
    Over 100% 82 $24,200,000 $295,122
    Under 20% 81 $3,915,000 $48,333
    40-60% 80 $17,820,000 $222,750
    20-40% 64 $6,270,000 $97,969

    Warrensburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 431 originations, totaling $109,075,000 in origination value.