Warrensburg Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Warrensburg averaged 6.96% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 7.15% and one month ago for the week of 2023-08-17, the average rate was 6.76%.

Warrensburg's average rate one year ago was 5.79%.

For refis of the same type during the week of 2023-09-21, the average rate was 7.19%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Warrensburg 30 Year Fixed Rate 2023-09-21 6.96%
Warrensburg 30 Year Fixed Rate Refi 2023-09-21 7.19%
Warrensburg 15 Year Fixed Rate 2023-09-21 6.44%
Warrensburg 15 Year Fixed Rate Refi 2023-09-21 6.54%
Warrensburg 30 Year FHA 2023-09-21 6.92%
Warrensburg 30 Year FHA Refi 2023-09-21 7.04%
Warrensburg 30 Year USDA 2023-09-21 7.02%
Warrensburg 30 Year USDA Refi 2023-09-21 6.82%
Warrensburg 30 Year VA 2023-09-21 6.75%
Warrensburg 30 Year VA Refi 2023-09-21 6.92%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Warrensburg, MO.

Warrensburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Warrensburg, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 52 5.07% $2,759
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 40 5.21% $2,382
The Central Trust Bank 35 4.98% $2,249
Community Mortgage Banc Corporation 26 5.14% $2,348
QUICKEN LOANS, LLC 25 4.97% $6,415
DAS Acquisition Company, LLC 23 5.31% $3,237
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 5.49% $4,126
UNITED WHOLESALE MORTGAGE, LLC 10 5.54% $3,573
LEADERONE FINANCIAL CORPORATION 10 5.49% $4,895
COMMUNITYAMERICA 7 4.93% $2,974
R-G Federal Credit Union 7 5.11% $3,548
Mr. Cooper ( Nationstar Mortgage ) 7 5.28% $5,959
CALIBER HOME LOANS, INC. 6 4.18% $7,368
U.S. Bank 6 5.00% $2,853
SUMMIT FUNDING, INC. 5 6.00% $3,600
Wells Fargo Bank 5 4.55% $4,320
BROKER SOLUTIONS, INC. 5 4.87% $3,909
Prosperity Home Mortgage, LLC 5 5.85% $4,012
American Mortgage & Equity Consultants, Inc. 4 5.06% $2,708
LOANDEPOT.COM, LLC 4 4.44% $4,767
COMMUNITY MORTGAGE, LLC 4 5.41% $3,042
EVERETT FINANCIAL, INC. 4 5.87% $1,374
Arvest Bank 4 4.19% $2,793
NBKC BANK 4 3.90% $1,676
Gateway First Bank 4 5.25% $3,365
ENDEAVOR CAPITAL, LLC. 3 5.04% $4,024
AMERISAVE MORTGAGE CORPORATION 3 4.63% $4,166
MOVEMENT MORTGAGE, LLC 3 5.35% $2,889
CENTRAL MISSOURI COMMUNITY CREDIT UNION 3 5.92% $3,212
First State Bank of St. Charles, Missouri 3 5.54% $2,501
NEWREZ LLC 3 4.79% $2,995
Landmark National Bank 3 5.38% $2,381
Carrington Mortgage Services, LLC 3 5.63% $6,167
UMB Bank 3 4.67% $2,999
Community National Bank & Trust 2 6.62% $6,462
ACADEMY MORTGAGE CORPORATION 2 6.19% $3,842
BNC National Bank 2 3.31% $2,472
Commerce Bank 2 5.38% $3,489
CROSSCOUNTRY MORTGAGE, LLC 2 6.10% $6,105
Equity Bank 2 5.75% $3,528
FINANCE OF AMERICA MORTGAGE LLC 2 4.50% $5,912
First Federal Bank of Kansas City 2 3.25% $3,454
FIRST STATE MORTGAGE SERVICES, LLC 2 6.06% $2,123
GENEVA FINANCIAL, LLC 2 5.50% $5,486
GERSHMAN INVESTMENT CORP. 2 5.38% $2,985
GUILD MORTGAGE COMPANY 2 5.25% $3,956
HOME POINT FINANCIAL CORPORATION 2 4.81% $4,591
Mazuma Credit Union 2 5.00% $2,928
Midwest Mortgage Associates Corporation 2 6.56% $1,747
Mortgage Research Center, LLC 2 5.69% $2,230
NAVY FEDERAL CREDIT UNION 2 5.94% $2,604
PENNYMAC LOAN SERVICES, LLC 2 3.94% $2,360
S1L, Inc. 2 5.00% $7,223
USAA Federal Savings Bank 2 5.13% $3,185
Mid-America Bank 1 5.50% $2,272
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.88% $1,708
Mortgage Investment Services Corporation 1 5.63% $5,716
VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.50% $2,388
First Savings Bank 1 7.38% $12,109
First Guaranty Mortgage Corporation 1 4.63% $4,813
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.00% $7,090
Ally Bank 1 5.00% $6,739
FirstBank 1 2.63% $8,103
Neighborhood Loans, Inc. 1 3.63% $5,710
First Bank 1 5.50% $2,671
North American Savings Bank, F.S.B. 1 5.75% $2,593
Northpointe Bank 1 3.75% $2,122
Oakstar Bank 1 4.00% $3,106
Wood & Huston Bank 1 3.63% $2,231
Plains Commerce Bank 1 4.25% $4,144
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.13% $3,653
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.63% $2,390
Financial Funding Solutions, Inc. 1 7.88% $2,454
Academy Bank 1 3.99% $2,084
CMG MORTGAGE, INC. 1 5.38% $6,239
BOKF 1 3.63% $2,566
RUOFF MORTGAGE COMPANY, INC. 1 3.88% $3,338
Wyndham Capital Mortgage, Inc. 1 5.13% $1,149
Sierra Pacific Mortgage Company, Inc. 1 5.88% $4,755
Simmons Bank 1 3.88% $2,600
SIRVA MORTGAGE, INC. 1 4.00% $657
BETTER MORTGAGE CORPORATION 1 3.38% $745
SUN WEST MORTGAGE COMPANY, INC. 1 5.88% $5,486
Bell Bank 1 5.63% $5,793
Bank of America 1 2.63% $1,816
ASSEMBLIES OF GOD Credit Union 1 3.88% $1,531
JPMorgan Chase Bank 1 5.63% $2,476
GUARANTEED RATE, INC. 1 4.49% $3,725
FREEDOM MORTGAGE CORPORATION 1 5.38% $4,182
Florida Capital Bank 1 5.25% $7,690
ZILLOW HOME LOANS, LLC 1 4.75% $5,404
MEGASTAR FINANCIAL CORP. 1 6.50% $3,029
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 3.50% $5,454

Warrensburg Average Closing Costs & Other Stats

Warrensburg, MO's 93 lenders originated 1,550 loans during 2022. The total origination value was $338,760,000, with an average loan value of $218,555.

Warrensburg's average closing costs are $4,327.

The top Warrensburg lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 52 loans originated. Their average total fees are $2,759, which is $377 higher than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee Warrensburg lenders (with over 10 loans originated) are The Central Trust Bank ($2,249), Community Mortgage Banc Corporation ($2,348), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,382), FLAT BRANCH MORTGAGE, INC. ($2,759) and DAS Acquisition Company, LLC ($3,237).

The lowest rate Warrensburg lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.97%), The Central Trust Bank (4.98%), FLAT BRANCH MORTGAGE, INC. (5.07%), Community Mortgage Banc Corporation (5.14%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (5.21%).

Warrensburg, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $50,605,000 $32,080,000 -36.6% 9.5%
FLAT BRANCH MORTGAGE, INC. $41,300,000 $25,620,000 -38.0% 7.6%
The Central Trust Bank $17,950,000 $23,990,000 33.6% 7.1%
F & C Bank $14,545,000 $18,075,000 24.3% 5.3%
Mortgage Research Center, LLC $20,465,000 $17,365,000 -15.1% 5.1%
QUICKEN LOANS, LLC $23,080,000 $14,550,000 -37.0% 4.3%
DAS Acquisition Company, LLC $22,770,000 $12,390,000 -45.6% 3.7%
Equity Bank $6,295,000 $10,675,000 69.6% 3.2%
Community Mortgage Banc Corporation $8,700,000 $8,505,000 -2.2% 2.5%
UNITED WHOLESALE MORTGAGE, LLC $8,055,000 $7,915,000 -1.7% 2.3%
Bank of Odessa $4,740,000 $7,240,000 52.7% 2.1%
CoreFirst Bank & Trust $7,210,000 n/a 2.1%
Hawthorn Bank $7,355,000 $4,690,000 -36.2% 1.4%
U.S. Bank $7,245,000 $4,685,000 -35.3% 1.4%
LEADERONE FINANCIAL CORPORATION $4,215,000 $4,425,000 5.0% 1.3%
USAA Federal Savings Bank $5,085,000 $4,420,000 -13.1% 1.3%
COMMUNITYAMERICA $5,850,000 $3,885,000 -33.6% 1.1%
COMMUNITY MORTGAGE, LLC $7,190,000 $3,725,000 -48.2% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $1,800,000 $3,695,000 105.3% 1.1%
FREEDOM MORTGAGE CORPORATION $19,650,000 $3,435,000 -82.5% 1.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,720,000 $3,325,000 -41.9% 1.0%
NBKC BANK $3,265,000 $3,070,000 -6.0% 0.9%
R-G Federal Credit Union $3,060,000 n/a 0.9%
NAVY FEDERAL CREDIT UNION $3,765,000 $2,675,000 -29.0% 0.8%
Midwest Mortgage Associates Corporation $205,000 $2,600,000 1,168.3% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $2,155,000 $2,580,000 19.7% 0.8%
PENNYMAC LOAN SERVICES, LLC $10,150,000 $2,550,000 -74.9% 0.8%
CALIBER HOME LOANS, INC. $3,005,000 $2,520,000 -16.1% 0.7%
Wells Fargo Bank $4,815,000 $2,385,000 -50.5% 0.7%
The Federal Savings Bank $3,675,000 $2,365,000 -35.6% 0.7%
Prosperity Home Mortgage, LLC $1,155,000 $2,290,000 98.3% 0.7%
Gateway First Bank $3,520,000 $2,250,000 -36.1% 0.7%
BROKER SOLUTIONS, INC. $2,580,000 $2,100,000 -18.6% 0.6%
AMERISAVE MORTGAGE CORPORATION $1,825,000 $2,085,000 14.2% 0.6%
HOME POINT FINANCIAL CORPORATION $3,110,000 $2,060,000 -33.8% 0.6%
LOANDEPOT.COM, LLC $6,725,000 $2,060,000 -69.4% 0.6%
SUMMIT FUNDING, INC. $1,825,000 $2,000,000 9.6% 0.6%
Bank of Blue Valley $1,505,000 $1,930,000 28.2% 0.6%
NEW DAY FINANCIAL, LLC $4,245,000 $1,925,000 -54.7% 0.6%
First State Bank of St. Charles, Missouri $1,405,000 $1,840,000 31.0% 0.5%
GENEVA FINANCIAL, LLC $1,405,000 $1,740,000 23.8% 0.5%
ACADEMY MORTGAGE CORPORATION $1,060,000 $1,715,000 61.8% 0.5%
UMB Bank $1,175,000 $1,675,000 42.6% 0.5%
American Mortgage & Equity Consultants, Inc. $3,060,000 $1,650,000 -46.1% 0.5%
Community National Bank & Trust $1,045,000 $1,635,000 56.5% 0.5%
The Nodaway Valley Bank $1,615,000 n/a 0.5%
EVERETT FINANCIAL, INC. $225,000 $1,595,000 608.9% 0.5%
Carrington Mortgage Services, LLC $1,085,000 $1,515,000 39.6% 0.4%
First Federal Bank of Kansas City $1,760,000 $1,480,000 -15.9% 0.4%
Wood & Huston Bank $510,000 $1,475,000 189.2% 0.4%
MOVEMENT MORTGAGE, LLC $5,125,000 $1,395,000 -72.8% 0.4%
FCS Financial FLCA $355,000 $1,365,000 284.5% 0.4%
Arvest Bank $2,795,000 $1,355,000 -51.5% 0.4%
GUILD MORTGAGE COMPANY $4,100,000 $1,310,000 -68.0% 0.4%
CENTRAL MISSOURI COMMUNITY CREDIT UNION $2,280,000 $1,230,000 -46.1% 0.4%
Oakstar Bank $430,000 $1,200,000 179.1% 0.4%
Wells Bank $6,505,000 $1,125,000 -82.7% 0.3%
Plains Commerce Bank $340,000 $1,080,000 217.6% 0.3%
Regional Missouri Bank $1,075,000 n/a 0.3%
Community State Bank of Missouri $1,025,000 n/a 0.3%
Landmark National Bank $1,025,000 $1,015,000 -1.0% 0.3%
UNION HOME MORTGAGE CORP. $3,075,000 $1,005,000 -67.3% 0.3%
PLAZA HOME MORTGAGE, INC. $165,000 $980,000 493.9% 0.3%
CMG MORTGAGE, INC. $450,000 $945,000 110.0% 0.3%
LAKEVIEW LOAN SERVICING, LLC $6,910,000 $940,000 -86.4% 0.3%
BOKF $590,000 $925,000 56.8% 0.3%
Commerce Bank $1,600,000 $905,000 -43.4% 0.3%
GERSHMAN INVESTMENT CORP. $1,435,000 $905,000 -36.9% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $255,000 $865,000 239.2% 0.3%
North American Savings Bank, F.S.B. $1,435,000 $845,000 -41.1% 0.2%
S1L, Inc. $670,000 $835,000 24.6% 0.2%
ENDEAVOR CAPITAL, LLC. $1,820,000 $795,000 -56.3% 0.2%
NEWREZ LLC $1,480,000 $765,000 -48.3% 0.2%
Bell Bank $135,000 $755,000 459.3% 0.2%
GUARANTEED RATE, INC. $1,340,000 $755,000 -43.7% 0.2%
BNC National Bank $1,065,000 $705,000 -33.8% 0.2%
Barrington Bank & Trust Company, N.A. $165,000 $690,000 318.2% 0.2%
Security Bank of Kansas City $685,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $115,000 $675,000 487.0% 0.2%
Labette Bank $635,000 n/a 0.2%
JPMorgan Chase Bank $1,220,000 $610,000 -50.0% 0.2%
BancorpSouth Bank $605,000 n/a 0.2%
JLB CORPORATION $1,410,000 $600,000 -57.4% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,130,000 $585,000 -48.2% 0.2%
AMERICAN FINANCING CORPORATION $280,000 $520,000 85.7% 0.2%
First Savings Bank $520,000 n/a 0.2%
Flagstar Bank, FSB $2,050,000 $520,000 -74.6% 0.2%
FIRST STATE MORTGAGE SERVICES, LLC $510,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $510,000 n/a 0.2%
Sunflower Bank $480,000 $490,000 2.1% 0.1%
Armed Forces Bank $485,000 n/a 0.1%
FirstBank $475,000 n/a 0.1%
PLANET HOME LENDING, LLC $1,375,000 $470,000 -65.8% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $310,000 $465,000 50.0% 0.1%
Bank of America $1,015,000 $455,000 -55.2% 0.1%
First Interstate Bank $455,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $500,000 $450,000 -10.0% 0.1%
Great Southern Bank $445,000 n/a 0.1%
MEGASTAR FINANCIAL CORP. $225,000 $440,000 95.6% 0.1%
Texana Bank $435,000 n/a 0.1%
SIRVA MORTGAGE, INC. $205,000 $415,000 102.4% 0.1%
Paramount Residential Mortgage Group, Inc. $390,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,175,000 $380,000 -67.7% 0.1%
HOMESIDE FINANCIAL, LLC $375,000 n/a 0.1%
The Union State Bank of Everest $375,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $2,120,000 $370,000 -82.5% 0.1%
JAMES B. NUTTER & COMPANY $360,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $360,000 n/a 0.1%
Neighborhood Loans, Inc. $205,000 $355,000 73.2% 0.1%
PHH Mortgage Corporation $340,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,185,000 $335,000 -71.7% 0.1%
MID AMERICA MORTGAGE, INC. $610,000 $335,000 -45.1% 0.1%
VERITAS FUNDING, LLC $335,000 n/a 0.1%
Ally Bank $95,000 $325,000 242.1% 0.1%
Northpointe Bank $325,000 n/a 0.1%
Bank of England $315,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $2,205,000 $315,000 -85.7% 0.1%
FOUR POINTS $315,000 n/a 0.1%
Mid-America Bank $315,000 n/a 0.1%
Mortgage Investment Services Corporation $205,000 $315,000 53.7% 0.1%
Wyndham Capital Mortgage, Inc. $145,000 $305,000 110.3% 0.1%
First Mortgage Solutions, LLC $340,000 $295,000 -13.2% 0.1%
Low VA Rates, LLC $730,000 $295,000 -59.6% 0.1%
M&T Bank $295,000 n/a 0.1%
Pinnacle Bank $295,000 n/a 0.1%
Mazuma Credit Union $1,225,000 $290,000 -76.3% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $270,000 n/a 0.1%
Magnolia Bank $1,225,000 $265,000 -78.4% 0.1%
First Guaranty Mortgage Corporation $870,000 $255,000 -70.7% 0.1%
Florida Capital Bank $255,000 n/a 0.1%
Equity Prime Mortgage LLC $245,000 n/a 0.1%
HAMILTON HOME LOANS, INC. $245,000 n/a 0.1%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $245,000 n/a 0.1%
Members Mortgage Services, L.L.C. $235,000 n/a 0.1%
Academy Bank $855,000 $215,000 -74.9% 0.1%
ASSEMBLIES OF GOD Credit Union $395,000 $215,000 -45.6% 0.1%
GREATER KC PUBLIC SAFETY CREDIT UNION $215,000 n/a 0.1%
Nations Lending Corporation $610,000 $215,000 -64.8% 0.1%
NP, Inc. $205,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $125,000 $205,000 64.0% 0.1%
Discover Bank $275,000 $200,000 -27.3% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $875,000 $195,000 -77.7% 0.1%
The Missouri Bank $195,000 n/a 0.1%
Country Club Bank $205,000 $190,000 -7.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,225,000 $190,000 -84.5% 0.1%
CHURCHILL MORTGAGE CORPORATION $200,000 $185,000 -7.5% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $165,000 $185,000 12.1% 0.1%
AMWEST FUNDING CORP. $175,000 n/a 0.1%
Southern Bank $175,000 n/a 0.1%
NBH Bank $1,640,000 $170,000 -89.6% 0.1%
RUOFF MORTGAGE COMPANY, INC. $170,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $405,000 $165,000 -59.3% 0.0%
MISSOURI Credit Union $250,000 $165,000 -34.0% 0.0%
PNC Bank $390,000 $165,000 -57.7% 0.0%
ROYAL UNITED MORTGAGE LLC $450,000 $165,000 -63.3% 0.0%
Truist $115,000 $165,000 43.5% 0.0%
Financial Funding Solutions, Inc. $165,000 $160,000 -3.0% 0.0%
FAMILY FINANCE MORTGAGE, LLC $155,000 n/a 0.0%
First Bank $385,000 $155,000 -59.7% 0.0%
Kearney Trust Company $155,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $155,000 -27.9% 0.0%
21ST MORTGAGE CORPORATION $355,000 $150,000 -57.7% 0.0%
River Region Credit Union $150,000 n/a 0.0%
LOANPAL, LLC $290,000 $145,000 -50.0% 0.0%
Baxter Credit Union $300,000 $135,000 -55.0% 0.0%
HomeBank $135,000 n/a 0.0%
Simmons Bank $275,000 $135,000 -50.9% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $125,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $155,000 $125,000 -19.4% 0.0%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $115,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $340,000 $95,000 -72.1% 0.0%
AMERICAN ADVISORS GROUP $155,000 $85,000 -45.2% 0.0%
NUMARK CREDIT UNION $165,000 $85,000 -48.5% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $115,000 $85,000 -26.1% 0.0%
WINGS FINANCIAL $75,000 n/a 0.0%
Colonial Savings, F.A. $65,000 n/a 0.0%
ALLIANT CREDIT UNION $45,000 n/a 0.0%
BTC BANK $45,000 n/a 0.0%
THRIVENT Federal Credit Union $25,000 n/a 0.0%
Bank of the West $2,670,000 $15,000 -99.4% 0.0%
Transportation Federal Credit Union $15,000 n/a 0.0%

Warrensburg's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 9.5% market share. In second place, with 7.6%, is FLAT BRANCH MORTGAGE, INC., having originated $25,620,000 in loans. In third place, with 7.1%, is The Central Trust Bank, having originated $23,990,000 in loans. In fourth place, with 5.3%, is F & C Bank, having originated $18,075,000 in loans. In fifth place, with 5.1%, is Mortgage Research Center, LLC, having originated $17,365,000 in loans.


Warrensburg Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,400 (5.8%) $216,418 (12.6%) 0.00 155
2018-02-01 $174,950 (16.6%) $221,924 (13.7%) 0.00 160
2018-03-01 $174,950 (11.2%) $220,229 (8.5%) 0.00 167
2018-04-01 $179,050 (8.7%) $224,994 (9.6%) 0.00 170
2018-05-01 $184,900 (4.2%) $228,736 (10.8%) 0.00 176
2018-06-01 $187,450 (7.4%) $236,834 (14.0%) 0.00 192
2018-07-01 $192,500 (10.0%) $247,536 (16.4%) 0.00 198
2018-08-01 $190,625 (13.8%) $248,400 (15.6%) 0.00 189
2018-09-01 $194,881 (18.1%) $249,287 (17.2%) 0.00 190
2018-10-01 $194,450 (21.5%) $236,948 (12.8%) 0.00 171
2018-11-01 $184,900 (22.8%) $224,866 (8.8%) 0.00 159
2018-12-01 $183,900 (17.0%) $219,372 (5.8%) 0.00 143
2019-01-01 $181,575 (13.9%) $226,539 (4.7%) 0.00 131
2019-02-01 $178,888 (2.3%) $227,328 (2.4%) 0.00 134
2019-03-01 $181,893 (4.0%) $230,105 (4.5%) 0.00 146
2019-04-01 $186,700 (4.3%) $237,587 (5.6%) 0.00 151
2019-05-01 $194,200 (5.0%) $246,484 (7.8%) 0.00 160
2019-06-01 $204,950 (9.3%) $256,558 (8.3%) 0.00 165
2019-07-01 $184,200 (-4.3%) $238,120 (-3.8%) 0.00 179
2019-08-01 $180,273 (-5.4%) $232,298 (-6.5%) 0.00 180
2019-09-01 $182,932 (-6.1%) $231,049 (-7.3%) 0.00 181
2019-10-01 $185,000 (-4.9%) $230,215 (-2.8%) 0.00 182
2019-11-01 $180,000 (-2.7%) $224,094 (-0.3%) 0.00 163
2019-12-01 $179,450 (-2.4%) $224,740 (2.5%) 0.00 142
2020-01-01 $177,975 (-2.0%) $223,372 (-1.4%) 0.00 129
2020-02-01 $187,000 (4.5%) $237,499 (4.5%) 0.00 110
2020-03-01 $214,500 (17.9%) $247,669 (7.6%) 0.00 117
2020-04-01 $247,238 (32.4%) $258,219 (8.7%) 0.00 118
2020-05-01 $256,950 (32.3%) $272,644 (10.6%) 0.00 105
2020-06-01 $243,700 (18.9%) $267,825 (4.4%) 0.00 100
2020-07-01 $236,075 (28.2%) $269,057 (13.0%) 0.00 103
2020-08-01 $249,900 (38.6%) $283,420 (22.0%) 0.00 89
2020-09-01 $253,700 (38.7%) $281,020 (21.6%) 0.00 95
2020-10-01 $219,900 (18.9%) $278,704 (21.1%) 0.00 92
2020-11-01 $222,450 (23.6%) $284,764 (27.1%) 0.00 89
2020-12-01 $226,125 (26.0%) $295,801 (31.6%) 0.00 73
2021-01-01 $237,500 (33.5%) $312,772 (40.0%) 0.00 72
2021-02-01 $214,950 (15.0%) $303,994 (28.0%) 0.00 52
2021-03-01 $203,625 (-5.1%) $268,895 (8.6%) 0.00 47
2021-04-01 $234,375 (-5.2%) $282,455 (9.4%) 0.00 45
2021-05-01 $239,950 (-6.6%) $284,171 (4.2%) 0.00 44
2021-06-01 $243,750 (0.0%) $303,175 (13.2%) 0.00 66
2021-07-01 $224,900 (-4.7%) $272,282 (1.2%) 0.00 83
2021-08-01 $213,125 (-14.7%) $263,575 (-7.0%) 0.00 96
2021-09-01 $230,950 (-9.0%) $284,601 (1.3%) 0.00 89
2021-10-01 $244,900 (11.4%) $319,010 (14.5%) 0.00 81
2021-11-01 $248,000 (11.5%) $324,385 (13.9%) 0.00 85
2021-12-01 $245,000 (8.4%) $324,839 (9.8%) 0.00 69
2022-01-01 $239,000 (0.6%) $311,975 (-0.3%) 0.00 50
2022-02-01 $260,950 (21.4%) $342,569 (12.7%) 0.00 49
2022-03-01 $238,500 (17.1%) $298,887 (11.2%) 0.00 57
2022-04-01 $249,900 (6.6%) $335,297 (18.7%) 0.00 69
2022-05-01 $257,475 (7.3%) $349,128 (22.9%) 0.00 82
2022-06-01 $250,000 (2.6%) $300,337 (-0.9%) 0.00 99
2022-07-01 $249,450 (10.9%) $294,904 (8.3%) 0.00 137
2022-08-01 $259,900 (22.0%) $299,634 (13.7%) 0.00 143
2022-09-01 $257,250 (11.4%) $293,483 (3.1%) 0.00 143
2022-10-01 $242,500 (-1.0%) $282,851 (-11.3%) 0.00 151
2022-11-01 $259,900 (4.8%) $295,836 (-8.8%) 0.00 135
2022-12-01 $259,050 (5.7%) $296,316 (-8.8%) 0.00 134
2023-01-01 $279,675 (17.0%) $307,945 (-1.3%) 0.00 93
2023-02-01 $280,000 (7.3%) $341,535 (-0.3%) 0.00 83
2023-03-01 $292,475 (22.6%) $351,132 (17.5%) 0.00 80
2023-04-01 $315,000 (26.1%) $359,716 (7.3%) 0.00 65
2023-05-01 $299,175 (16.2%) $353,134 (1.2%) 0.00 66
2023-06-01 $326,225 (30.5%) $396,224 (31.9%) 0.00 89
2023-07-01 $319,900 (28.2%) $409,482 (38.9%) 0.00 98
2023-08-01 $332,225 (27.8%) $392,095 (30.9%) 0.00 107
Warrensburg's median listing price for 2023-08-01 was $332,225, a difference of $72,325 (27.8%) versus the prior year and $12,325 versus the prior month.

Warrensburg's median listing price comes in at 0% of the national average.

Warrensburg's average listing price for 2023-08-01 was $392,095, a difference of $92,461 (30.9%) versus the prior year and $-17,387 versus the prior month.

For the 2023-08-01 period, Warrensburg had 107 MLS listings, a difference of 9 listings (9%) versus the prior month and -36 listings (-25%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,808 sqft
2018-02-01 0 days 1,949 sqft
2018-03-01 0 days 1,996 sqft
2018-04-01 0 days 1,995 sqft
2018-05-01 0 days 1,976 sqft
2018-06-01 0 days 2,003 sqft
2018-07-01 0 days 1,992 sqft
2018-08-01 0 days 1,977 sqft
2018-09-01 0 days 2,016 sqft
2018-10-01 0 days 2,015 sqft
2018-11-01 0 days 1,873 sqft
2018-12-01 0 days 1,825 sqft
2019-01-01 0 days 1,766 sqft
2019-02-01 0 days 1,815 sqft
2019-03-01 0 days 1,837 sqft
2019-04-01 0 days 1,854 sqft
2019-05-01 0 days 1,882 sqft
2019-06-01 0 days 1,968 sqft
2019-07-01 0 days 1,921 sqft
2019-08-01 0 days 1,886 sqft
2019-09-01 0 days 1,925 sqft
2019-10-01 0 days 1,952 sqft
2019-11-01 0 days 1,936 sqft
2019-12-01 0 days 1,912 sqft
2020-01-01 0 days 1,879 sqft
2020-02-01 0 days 1,852 sqft
2020-03-01 0 days 1,875 sqft
2020-04-01 0 days 1,988 sqft
2020-05-01 0 days 2,084 sqft
2020-06-01 0 days 2,110 sqft
2020-07-01 0 days 2,082 sqft
2020-08-01 0 days 2,085 sqft
2020-09-01 0 days 2,020 sqft
2020-10-01 0 days 1,956 sqft
2020-11-01 0 days 2,048 sqft
2020-12-01 0 days 2,009 sqft
2021-01-01 0 days 1,912 sqft
2021-02-01 0 days 1,774 sqft
2021-03-01 0 days 1,820 sqft
2021-04-01 0 days 1,789 sqft
2021-05-01 0 days 1,760 sqft
2021-06-01 0 days 1,802 sqft
2021-07-01 0 days 1,779 sqft
2021-08-01 0 days 1,704 sqft
2021-09-01 0 days 1,788 sqft
2021-10-01 0 days 1,860 sqft
2021-11-01 0 days 1,908 sqft
2021-12-01 0 days 1,821 sqft
2022-01-01 0 days 1,812 sqft
2022-02-01 0 days 1,981 sqft
2022-03-01 0 days 1,756 sqft
2022-04-01 0 days 1,890 sqft
2022-05-01 0 days 1,853 sqft
2022-06-01 0 days 1,818 sqft
2022-07-01 0 days 1,836 sqft
2022-08-01 0 days 1,800 sqft
2022-09-01 0 days 1,836 sqft
2022-10-01 0 days 1,786 sqft
2022-11-01 0 days 1,791 sqft
2022-12-01 0 days 1,762 sqft
2023-01-01 0 days 1,855 sqft
2023-02-01 0 days 1,971 sqft
2023-03-01 0 days 1,934 sqft
2023-04-01 0 days 1,885 sqft
2023-05-01 0 days 2,054 sqft
2023-06-01 0 days 2,103 sqft
2023-07-01 0 days 2,011 sqft
2023-08-01 0 days 2,004 sqft
Warrensburg's median listing age (time on market) for 2023-08-01 was 0 days.

Warrensburg's median square footage for active listings during the 2023-08-01 period was 2,004 sqft. One year prior, the average listing was 1,800 sqft.

Warrensburg, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 951 $227,325,000 $239,038
Cash Out Refi 278 $62,010,000 $223,058
Refi 174 $37,860,000 $217,586
Home Improvement 91 $7,175,000 $78,846
Other 56 $4,390,000 $78,393

Warrensburg's most frequently cited loan purpose was Home Purchase, with 951 originations. The 2nd most popular reason was Cash Out Refi, with 278 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 395 $96,145,000 $243,405
4-5% 307 $73,485,000 $239,365
3-4% 280 $64,710,000 $231,107
6-7% 191 $39,355,000 $206,047
2.5-3% 92 $16,800,000 $182,609
7-8% 50 $9,510,000 $190,200
<2.5% 28 $3,830,000 $136,786
Over 8% 20 $2,030,000 $101,500

During 2022, Warrensburg's most frequently originated rate bucket was 5-6%, with 395 originations.

Loan Sizing (Warrensburg, MO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 634 $171,230,000 $270,079
$100k-200k 514 $78,470,000 $152,665
$100,000 or less 289 $17,115,000 $59,221
$400k-600k 89 $40,925,000 $459,831
$600k-1000k 13 $8,605,000 $661,923
$Over $1MM 11 $22,415,000 $2,037,727

Warrensburg's loan sizing saw the bucket of loans from $200k-400k with 634 originations, totaling $171,230,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 607 $145,375,000 $239,498
60-80% 330 $88,810,000 $269,121
40-60% 140 $26,640,000 $190,286
Over 100% 98 $28,940,000 $295,306
Under 20% 95 $5,145,000 $54,158
20-40% 89 $10,385,000 $116,685

Warrensburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 607 originations, totaling $145,375,000 in origination value.