Warrensburg Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Warrensburg averaged
6.28%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
5.98% and
one month ago for the week of 2024-09-05, the
average rate was 6.61%.
Warrensburg's average rate one year ago was 7.75%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.92%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Warrensburg 30 Year Fixed Rate | 2024-10-10 | 6.28% |
Warrensburg 30 Year Fixed Rate Refi | 2024-10-10 | 6.92% |
Warrensburg 15 Year Fixed Rate | 2024-10-10 | 5.51% |
Warrensburg 15 Year Fixed Rate Refi | 2024-10-10 | 5.51% |
Warrensburg 30 Year FHA | 2024-10-10 | 6.12% |
Warrensburg 30 Year FHA Refi | 2024-10-10 | 6.3% |
Warrensburg 30 Year USDA | 2024-10-10 | 5.98% |
Warrensburg 30 Year USDA Refi | 2024-10-10 | 6.28% |
Warrensburg 30 Year VA | 2024-10-10 | 5.68% |
Warrensburg 30 Year VA Refi | 2024-10-10 | 5.95% |
Warrensburg Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Warrensburg, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Warrensburg Average Closing Costs & Other Stats
Warrensburg, MO's 76 lenders originated 1,106
loans during 2023. The total origination value was $254,110,000, with an average loan value of
$229,756.
Warrensburg's average closing costs are $4,530.
The top Warrensburg lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
57 loans originated. Their average total fees are
$3,115, which is $135
higher than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee Warrensburg lenders (with over 10 loans originated) are
The Central Trust Bank ($2,851), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,980), FLAT BRANCH MORTGAGE, INC. ($3,115), Midwest Mortgage Associates Corporation ($3,765) and UNITED WHOLESALE MORTGAGE, LLC ($6,673).
The lowest rate Warrensburg lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. (6.85%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.99%), QUICKEN LOANS, LLC (7.03%), The Central Trust Bank (7.03%) and Midwest Mortgage Associates Corporation (7.05%).
Warrensburg, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
FLAT BRANCH MORTGAGE, INC. | $25,620,000 | $26,490,000 | 3.4% | 10.4% |
F & C Bank | $18,075,000 | $23,980,000 | 32.7% | 9.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $32,080,000 | $22,740,000 | -29.1% | 8.9% |
Midwest Mortgage Associates Corporation | $2,600,000 | $15,000,000 | 476.9% | 5.9% |
The Central Trust Bank | $23,990,000 | $12,600,000 | -47.5% | 5.0% |
Mortgage Research Center, LLC | $17,365,000 | $10,060,000 | -42.1% | 4.0% |
Union Bank and Trust Company | $9,105,000 | n/a | 3.6% | |
QUICKEN LOANS, LLC | $14,550,000 | $8,620,000 | -40.8% | 3.4% |
Community National Bank & Trust | $1,635,000 | $7,340,000 | 348.9% | 2.9% |
Bank of Odessa | $7,240,000 | $6,585,000 | -9.0% | 2.6% |
NAVY FEDERAL CREDIT UNION | $2,675,000 | $4,795,000 | 79.3% | 1.9% |
UNITED WHOLESALE MORTGAGE, LLC | $7,915,000 | $4,425,000 | -44.1% | 1.7% |
COMMUNITYAMERICA | $3,885,000 | $3,595,000 | -7.5% | 1.4% |
COMMUNITY MORTGAGE, LLC | $3,725,000 | $3,555,000 | -4.6% | 1.4% |
SUMMIT FUNDING, INC. | $2,000,000 | $3,450,000 | 72.5% | 1.4% |
USAA Federal Savings Bank | $4,420,000 | $3,430,000 | -22.4% | 1.3% |
LEADERONE FINANCIAL CORPORATION | $4,425,000 | $2,965,000 | -33.0% | 1.2% |
Equity Bank | $10,675,000 | $2,870,000 | -73.1% | 1.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,325,000 | $2,520,000 | -24.2% | 1.0% |
Community Mortgage Banc Corporation | $8,505,000 | $2,265,000 | -73.4% | 0.9% |
American Mortgage & Equity Consultants, Inc. | $1,650,000 | $2,200,000 | 33.3% | 0.9% |
Prosperity Home Mortgage, LLC | $2,290,000 | $2,200,000 | -3.9% | 0.9% |
PENNYMAC LOAN SERVICES, LLC | $2,550,000 | $2,175,000 | -14.7% | 0.9% |
LOANDEPOT.COM, LLC | $2,060,000 | $2,020,000 | -1.9% | 0.8% |
Hawthorn Bank | $4,690,000 | $2,005,000 | -57.2% | 0.8% |
NBKC BANK | $3,070,000 | $1,860,000 | -39.4% | 0.7% |
KS StateBank | $1,705,000 | n/a | 0.7% | |
CROSSCOUNTRY MORTGAGE, LLC | $3,695,000 | $1,700,000 | -54.0% | 0.7% |
U.S. Bank | $4,685,000 | $1,595,000 | -66.0% | 0.6% |
CARDINAL FINANCIAL | $195,000 | $1,565,000 | 702.6% | 0.6% |
ENDEAVOR CAPITAL, LLC. | $795,000 | $1,535,000 | 93.1% | 0.6% |
ZILLOW HOME LOANS, LLC | $125,000 | $1,495,000 | 1,096.0% | 0.6% |
Landmark National Bank | $1,015,000 | $1,420,000 | 39.9% | 0.6% |
First Bank | $155,000 | $1,410,000 | 809.7% | 0.6% |
Wood & Huston Bank | $1,475,000 | $1,340,000 | -9.2% | 0.5% |
Arvest Bank | $1,355,000 | $1,315,000 | -3.0% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $3,435,000 | $1,280,000 | -62.7% | 0.5% |
GENEVA FINANCIAL, LLC | $1,740,000 | $1,275,000 | -26.7% | 0.5% |
GUILD MORTGAGE COMPANY | $1,310,000 | $1,210,000 | -7.6% | 0.5% |
UMB Bank | $1,675,000 | $1,175,000 | -29.9% | 0.5% |
MOVEMENT MORTGAGE, LLC | $1,395,000 | $1,170,000 | -16.1% | 0.5% |
NEW DAY FINANCIAL, LLC | $1,925,000 | $1,170,000 | -39.2% | 0.5% |
FCS Financial FLCA | $1,365,000 | $1,145,000 | -16.1% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $2,580,000 | $1,130,000 | -56.2% | 0.4% |
Gateway First Bank | $2,250,000 | $1,115,000 | -50.4% | 0.4% |
JPMorgan Chase Bank | $610,000 | $1,090,000 | 78.7% | 0.4% |
CMG MORTGAGE, INC. | $945,000 | $1,070,000 | 13.2% | 0.4% |
UNION HOME MORTGAGE CORP. | $1,005,000 | $965,000 | -4.0% | 0.4% |
ACADEMY MORTGAGE CORPORATION | $1,715,000 | $960,000 | -44.0% | 0.4% |
NEWREZ LLC | $765,000 | $940,000 | 22.9% | 0.4% |
Commerce Bank | $905,000 | $925,000 | 2.2% | 0.4% |
Wells Bank | $1,125,000 | $855,000 | -24.0% | 0.3% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $270,000 | $840,000 | 211.1% | 0.3% |
The Federal Savings Bank | $2,365,000 | $830,000 | -64.9% | 0.3% |
BNC National Bank | $705,000 | $825,000 | 17.0% | 0.3% |
R-G Federal Credit Union | $3,060,000 | $795,000 | -74.0% | 0.3% |
DAS Acquisition Company, LLC | $12,390,000 | $735,000 | -94.1% | 0.3% |
Wells Fargo Bank | $2,385,000 | $715,000 | -70.0% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $380,000 | $670,000 | 76.3% | 0.3% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $865,000 | $640,000 | -26.0% | 0.3% |
First Federal Bank of Kansas City | $1,480,000 | $610,000 | -58.8% | 0.2% |
LENOX FINANCIAL MORTGAGE CORPORATION | $595,000 | n/a | 0.2% | |
First Savings Bank | $520,000 | $590,000 | 13.5% | 0.2% |
DELMAR FINANCIAL COMPANY | $580,000 | n/a | 0.2% | |
First State Bank of St. Charles, Missouri | $1,840,000 | $570,000 | -69.0% | 0.2% |
HALLMARK HOME MORTGAGE, LLC | $560,000 | n/a | 0.2% | |
Discover Bank | $200,000 | $555,000 | 177.5% | 0.2% |
NFM, INC. | $550,000 | n/a | 0.2% | |
MISSOURI Credit Union | $165,000 | $540,000 | 227.3% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $535,000 | n/a | 0.2% | |
BROKER SOLUTIONS, INC. | $2,100,000 | $535,000 | -74.5% | 0.2% |
PLANET HOME LENDING, LLC | $470,000 | $535,000 | 13.8% | 0.2% |
Regional Missouri Bank | $1,075,000 | $535,000 | -50.2% | 0.2% |
Country Club Bank | $190,000 | $530,000 | 178.9% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $185,000 | $510,000 | 175.7% | 0.2% |
NBH Bank | $170,000 | $480,000 | 182.4% | 0.2% |
Bank of America | $455,000 | $465,000 | 2.2% | 0.2% |
EVERETT FINANCIAL, INC. | $1,595,000 | $460,000 | -71.2% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $190,000 | $460,000 | 142.1% | 0.2% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $455,000 | n/a | 0.2% | |
FIRST COMMUNITY MORTGAGE, INC. | $185,000 | $450,000 | 143.2% | 0.2% |
VILLAGE CAPITAL MORTGAGE | $370,000 | $450,000 | 21.6% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $940,000 | $440,000 | -53.2% | 0.2% |
FIRST MORTGAGE COMPANY, INC. | $435,000 | n/a | 0.2% | |
North American Savings Bank, F.S.B. | $845,000 | $430,000 | -49.1% | 0.2% |
OCMBC, INC. | $425,000 | n/a | 0.2% | |
CENTRAL MISSOURI COMMUNITY CREDIT UNION | $1,230,000 | $420,000 | -65.9% | 0.2% |
Community First National Bank | $405,000 | n/a | 0.2% | |
Magnolia Bank | $265,000 | $395,000 | 49.1% | 0.2% |
LOANPAL, LLC | $145,000 | $390,000 | 169.0% | 0.2% |
Mazuma Credit Union | $290,000 | $380,000 | 31.0% | 0.1% |
AXIA FINANCIAL, LLC | $375,000 | n/a | 0.1% | |
Community National Bank | $375,000 | n/a | 0.1% | |
Paramount Residential Mortgage Group, Inc. | $390,000 | $365,000 | -6.4% | 0.1% |
AMERISAVE MORTGAGE CORPORATION | $2,085,000 | $335,000 | -83.9% | 0.1% |
ON Q FINANCIAL, INC. | $335,000 | n/a | 0.1% | |
Flagstar Bank, FSB | $520,000 | $325,000 | -37.5% | 0.1% |
Plains Commerce Bank | $1,080,000 | $325,000 | -69.9% | 0.1% |
TruHome Solutions, LLC | $325,000 | n/a | 0.1% | |
OPEN MORTGAGE, LLC | $310,000 | n/a | 0.1% | |
Bank of England | $315,000 | $295,000 | -6.3% | 0.1% |
Carrington Mortgage Services, LLC | $1,515,000 | $295,000 | -80.5% | 0.1% |
FIRST STATE MORTGAGE SERVICES, LLC | $510,000 | $295,000 | -42.2% | 0.1% |
GUARANTEED RATE, INC. | $755,000 | $290,000 | -61.6% | 0.1% |
21ST MORTGAGE CORPORATION | $150,000 | $255,000 | 70.0% | 0.1% |
United Fidelity Funding Corp. | $250,000 | n/a | 0.1% | |
Mortgage Investment Services Corporation | $315,000 | $245,000 | -22.2% | 0.1% |
Paramount Bank | $235,000 | n/a | 0.1% | |
MID AMERICA MORTGAGE, INC. | $335,000 | $225,000 | -32.8% | 0.1% |
S1L, Inc. | $835,000 | $225,000 | -73.1% | 0.1% |
Service Federal Credit Union | $225,000 | n/a | 0.1% | |
Waterstone Mortgage Corporation | $225,000 | n/a | 0.1% | |
Armed Forces Bank | $485,000 | $215,000 | -55.7% | 0.1% |
Cornerstone Bank | $215,000 | n/a | 0.1% | |
TOP FLITE FINANCIAL, INC. | $215,000 | n/a | 0.1% | |
First Federal Bank | $205,000 | n/a | 0.1% | |
CoreFirst Bank & Trust | $7,210,000 | $195,000 | -97.3% | 0.1% |
First State Community Bank | $195,000 | n/a | 0.1% | |
MEGASTAR FINANCIAL CORP. | $440,000 | $195,000 | -55.7% | 0.1% |
UNITED | $185,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $165,000 | $180,000 | 9.1% | 0.1% |
AmeriHome Mortgage Company, LLC | $175,000 | n/a | 0.1% | |
CALCON MUTUAL MORTGAGE LLC | $175,000 | n/a | 0.1% | |
Fidelity Bank | $175,000 | n/a | 0.1% | |
CRESCENT MORTGAGE COMPANY | $155,000 | n/a | 0.1% | |
Emprise Bank | $145,000 | n/a | 0.1% | |
Labette Bank | $635,000 | $145,000 | -77.2% | 0.1% |
Neighborhood Loans, Inc. | $355,000 | $145,000 | -59.2% | 0.1% |
STATE BANK OF MISOSURI | $135,000 | n/a | 0.1% | |
The Missouri Bank | $195,000 | $135,000 | -30.8% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $105,000 | n/a | 0.0% | |
Bank of Springfield | $105,000 | n/a | 0.0% | |
Citizens Bank of Amsterdam | $105,000 | n/a | 0.0% | |
Intrust Bank | $95,000 | n/a | 0.0% | |
Midwest Regional Bank | $90,000 | n/a | 0.0% | |
Figure Lending LLC | $80,000 | n/a | 0.0% | |
BOKF | $925,000 | $65,000 | -93.0% | 0.0% |
BMO Harris Bank | $55,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $50,000 | n/a | 0.0% | |
GREATER KC PUBLIC SAFETY CREDIT UNION | $215,000 | $45,000 | -79.1% | 0.0% |
River Region Credit Union | $150,000 | $45,000 | -70.0% | 0.0% |
ASSEMBLIES OF GOD Credit Union | $215,000 | $35,000 | -83.7% | 0.0% |
Great Southern Bank | $445,000 | $35,000 | -92.1% | 0.0% |
SPRING EQ, LLC | $35,000 | n/a | 0.0% | |
Third Federal Savings and Loan Association of Cleveland | $205,000 | $35,000 | -82.9% | 0.0% |
Warrensburg's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 10.4% market share. In second place, with 9.4%, is F & C Bank, having originated $23,980,000 in loans. In third place, with 8.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $22,740,000 in loans. In fourth place, with 5.9%, is Midwest Mortgage Associates Corporation, having originated $15,000,000 in loans. In fifth place, with 5.0%, is The Central Trust Bank, having originated $12,600,000 in loans.
Warrensburg Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $159,200 (5.7%) | $214,881 (11.8%) | 0.00 | 154 |
2018-02-01 | $174,925 (16.6%) | $220,554 (13.0%) | 0.00 | 159 |
2018-03-01 | $174,900 (11.8%) | $218,945 (9.6%) | 0.00 | 166 |
2018-04-01 | $178,275 (8.4%) | $223,796 (10.2%) | 0.00 | 169 |
2018-05-01 | $184,900 (4.2%) | $227,850 (10.4%) | 0.00 | 175 |
2018-06-01 | $187,450 (7.4%) | $236,092 (14.9%) | 0.00 | 192 |
2018-07-01 | $192,500 (10.0%) | $247,536 (18.1%) | 0.00 | 198 |
2018-08-01 | $191,250 (15.0%) | $248,698 (16.6%) | 0.00 | 188 |
2018-09-01 | $198,200 (22.0%) | $249,763 (18.3%) | 0.00 | 187 |
2018-10-01 | $194,675 (21.7%) | $237,096 (13.6%) | 0.00 | 171 |
2018-11-01 | $184,900 (23.3%) | $224,866 (9.6%) | 0.00 | 159 |
2018-12-01 | $183,900 (17.2%) | $219,372 (6.5%) | 0.00 | 143 |
2019-01-01 | $181,575 (14.1%) | $226,539 (5.4%) | 0.00 | 131 |
2019-02-01 | $178,888 (2.3%) | $227,328 (3.1%) | 0.00 | 134 |
2019-03-01 | $181,893 (4.0%) | $230,105 (5.1%) | 0.00 | 146 |
2019-04-01 | $186,700 (4.7%) | $237,587 (6.2%) | 0.00 | 151 |
2019-05-01 | $194,200 (5.0%) | $246,484 (8.2%) | 0.00 | 160 |
2019-06-01 | $204,950 (9.3%) | $256,558 (8.7%) | 0.00 | 165 |
2019-07-01 | $184,200 (-4.3%) | $238,120 (-3.8%) | 0.00 | 179 |
2019-08-01 | $180,273 (-5.7%) | $232,298 (-6.6%) | 0.00 | 180 |
2019-09-01 | $182,932 (-7.7%) | $231,049 (-7.5%) | 0.00 | 181 |
2019-10-01 | $185,000 (-5.0%) | $230,215 (-2.9%) | 0.00 | 182 |
2019-11-01 | $180,000 (-2.7%) | $224,094 (-0.3%) | 0.00 | 163 |
2019-12-01 | $179,450 (-2.4%) | $224,740 (2.5%) | 0.00 | 142 |
2020-01-01 | $177,975 (-2.0%) | $223,372 (-1.4%) | 0.00 | 129 |
2020-02-01 | $187,000 (4.5%) | $237,499 (4.5%) | 0.00 | 110 |
2020-03-01 | $214,500 (17.9%) | $247,669 (7.6%) | 0.00 | 117 |
2020-04-01 | $247,238 (32.4%) | $258,219 (8.7%) | 0.00 | 118 |
2020-05-01 | $256,950 (32.3%) | $272,644 (10.6%) | 0.00 | 105 |
2020-06-01 | $243,700 (18.9%) | $267,825 (4.4%) | 0.00 | 100 |
2020-07-01 | $236,075 (28.2%) | $269,057 (13.0%) | 0.00 | 103 |
2020-08-01 | $249,900 (38.6%) | $283,420 (22.0%) | 0.00 | 89 |
2020-09-01 | $253,700 (38.7%) | $281,020 (21.6%) | 0.00 | 95 |
2020-10-01 | $219,900 (18.9%) | $278,704 (21.1%) | 0.00 | 92 |
2020-11-01 | $222,450 (23.6%) | $284,764 (27.1%) | 0.00 | 89 |
2020-12-01 | $226,125 (26.0%) | $295,801 (31.6%) | 0.00 | 73 |
2021-01-01 | $237,500 (33.5%) | $312,772 (40.0%) | 0.00 | 72 |
2021-02-01 | $214,950 (15.0%) | $303,994 (28.0%) | 0.00 | 52 |
2021-03-01 | $203,625 (-5.1%) | $268,895 (8.6%) | 0.00 | 47 |
2021-04-01 | $234,375 (-5.2%) | $282,455 (9.4%) | 0.00 | 45 |
2021-05-01 | $239,950 (-6.6%) | $284,171 (4.2%) | 0.00 | 44 |
2021-06-01 | $243,750 (0.0%) | $303,175 (13.2%) | 0.00 | 66 |
2021-07-01 | $224,900 (-4.7%) | $272,282 (1.2%) | 0.00 | 83 |
2021-08-01 | $213,125 (-14.7%) | $263,575 (-7.0%) | 0.00 | 96 |
2021-09-01 | $230,950 (-9.0%) | $284,601 (1.3%) | 0.00 | 89 |
2021-10-01 | $244,900 (11.4%) | $319,010 (14.5%) | 0.00 | 81 |
2021-11-01 | $248,000 (11.5%) | $324,385 (13.9%) | 0.00 | 85 |
2021-12-01 | $245,000 (8.4%) | $324,839 (9.8%) | 0.00 | 69 |
2022-01-01 | $239,000 (0.6%) | $311,975 (-0.3%) | 0.00 | 50 |
2022-02-01 | $257,975 (20.0%) | $342,882 (12.8%) | 0.00 | 48 |
2022-03-01 | $236,750 (16.3%) | $298,505 (11.0%) | 0.00 | 56 |
2022-04-01 | $249,450 (6.4%) | $335,406 (18.8%) | 0.00 | 68 |
2022-05-01 | $256,175 (6.8%) | $349,367 (22.9%) | 0.00 | 81 |
2022-06-01 | $249,750 (2.5%) | $300,141 (-1.0%) | 0.00 | 98 |
2022-07-01 | $249,000 (10.7%) | $294,699 (8.2%) | 0.00 | 136 |
2022-08-01 | $259,900 (22.0%) | $299,634 (13.7%) | 0.00 | 143 |
2022-09-01 | $257,250 (11.4%) | $293,483 (3.1%) | 0.00 | 143 |
2022-10-01 | $240,000 (-2.0%) | $280,458 (-12.1%) | 0.00 | 150 |
2022-11-01 | $259,900 (4.8%) | $295,325 (-9.0%) | 0.00 | 134 |
2022-12-01 | $259,050 (5.7%) | $296,316 (-8.8%) | 0.00 | 134 |
2023-01-01 | $279,675 (17.0%) | $307,945 (-1.3%) | 0.00 | 93 |
2023-02-01 | $280,000 (8.5%) | $341,535 (-0.4%) | 0.00 | 83 |
2023-03-01 | $292,475 (23.5%) | $351,132 (17.6%) | 0.00 | 80 |
2023-04-01 | $315,000 (26.3%) | $359,716 (7.3%) | 0.00 | 65 |
2023-05-01 | $299,175 (16.8%) | $353,134 (1.1%) | 0.00 | 66 |
2023-06-01 | $329,450 (31.9%) | $396,267 (32.0%) | 0.00 | 91 |
2023-07-01 | $325,000 (30.5%) | $409,249 (38.9%) | 0.00 | 100 |
2023-08-01 | $332,225 (27.8%) | $392,095 (30.9%) | 0.00 | 107 |
2023-09-01 | $335,000 (30.2%) | $401,949 (37.0%) | 0.00 | 128 |
2023-10-01 | $332,450 (38.5%) | $388,927 (38.7%) | 0.00 | 143 |
2023-11-01 | $317,425 (22.1%) | $366,852 (24.2%) | 0.00 | 153 |
2023-12-01 | $294,950 (13.9%) | $362,224 (22.2%) | 0.00 | 148 |
2024-01-01 | $322,475 (15.3%) | $374,590 (21.6%) | 0.00 | 125 |
2024-02-01 | $333,450 (19.1%) | $394,744 (15.6%) | 0.00 | 120 |
2024-03-01 | $332,400 (13.7%) | $398,231 (13.4%) | 0.00 | 130 |
2024-04-01 | $328,700 (4.4%) | $402,946 (12.0%) | 0.00 | 120 |
2024-05-01 | $360,100 (20.4%) | $435,820 (23.4%) | 0.00 | 123 |
2024-06-01 | $345,900 (5.0%) | $416,065 (5.0%) | 0.00 | 139 |
2024-07-01 | $330,750 (1.8%) | $416,539 (1.8%) | 0.00 | 162 |
2024-08-01 | $325,000 (-2.2%) | $422,091 (7.7%) | 0.00 | 168 |
2024-09-01 | $323,500 (-3.4%) | $406,631 (1.2%) | 0.00 | 175 |
Warrensburg's median listing price comes in at 0% of the national average.
Warrensburg's average listing price for 2024-09-01 was $406,631, a difference of $4,682 (1.2%) versus the prior year and $-15,460 versus the prior month.
For the 2024-09-01 period, Warrensburg had 175 MLS listings, a difference of 7 listings (4%) versus the prior month and 47 listings (37%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,727 sqft |
2018-02-01 | 0 days | 1,778 sqft |
2018-03-01 | 0 days | 1,800 sqft |
2018-04-01 | 0 days | 1,796 sqft |
2018-05-01 | 0 days | 1,759 sqft |
2018-06-01 | 0 days | 1,800 sqft |
2018-07-01 | 0 days | 1,828 sqft |
2018-08-01 | 0 days | 1,933 sqft |
2018-09-01 | 0 days | 1,998 sqft |
2018-10-01 | 0 days | 2,001 sqft |
2018-11-01 | 0 days | 1,902 sqft |
2018-12-01 | 0 days | 1,825 sqft |
2019-01-01 | 0 days | 1,785 sqft |
2019-02-01 | 0 days | 1,831 sqft |
2019-03-01 | 0 days | 1,841 sqft |
2019-04-01 | 0 days | 1,848 sqft |
2019-05-01 | 0 days | 1,876 sqft |
2019-06-01 | 0 days | 1,996 sqft |
2019-07-01 | 0 days | 1,929 sqft |
2019-08-01 | 0 days | 1,887 sqft |
2019-09-01 | 0 days | 1,926 sqft |
2019-10-01 | 0 days | 1,952 sqft |
2019-11-01 | 0 days | 1,936 sqft |
2019-12-01 | 0 days | 1,912 sqft |
2020-01-01 | 0 days | 1,899 sqft |
2020-02-01 | 0 days | 1,854 sqft |
2020-03-01 | 0 days | 1,893 sqft |
2020-04-01 | 0 days | 1,995 sqft |
2020-05-01 | 0 days | 2,084 sqft |
2020-06-01 | 0 days | 2,110 sqft |
2020-07-01 | 0 days | 2,082 sqft |
2020-08-01 | 0 days | 2,085 sqft |
2020-09-01 | 0 days | 2,070 sqft |
2020-10-01 | 0 days | 1,957 sqft |
2020-11-01 | 0 days | 2,054 sqft |
2020-12-01 | 0 days | 2,014 sqft |
2021-01-01 | 0 days | 1,978 sqft |
2021-02-01 | 0 days | 1,788 sqft |
2021-03-01 | 0 days | 1,844 sqft |
2021-04-01 | 0 days | 1,800 sqft |
2021-05-01 | 0 days | 1,768 sqft |
2021-06-01 | 0 days | 1,802 sqft |
2021-07-01 | 0 days | 1,779 sqft |
2021-08-01 | 0 days | 1,699 sqft |
2021-09-01 | 0 days | 1,788 sqft |
2021-10-01 | 0 days | 1,860 sqft |
2021-11-01 | 0 days | 1,908 sqft |
2021-12-01 | 0 days | 1,821 sqft |
2022-01-01 | 0 days | 1,812 sqft |
2022-02-01 | 0 days | 1,984 sqft |
2022-03-01 | 0 days | 1,779 sqft |
2022-04-01 | 0 days | 1,905 sqft |
2022-05-01 | 0 days | 1,859 sqft |
2022-06-01 | 0 days | 1,823 sqft |
2022-07-01 | 0 days | 1,838 sqft |
2022-08-01 | 0 days | 1,800 sqft |
2022-09-01 | 0 days | 1,836 sqft |
2022-10-01 | 0 days | 1,783 sqft |
2022-11-01 | 0 days | 1,791 sqft |
2022-12-01 | 0 days | 1,762 sqft |
2023-01-01 | 0 days | 1,855 sqft |
2023-02-01 | 0 days | 1,971 sqft |
2023-03-01 | 0 days | 1,934 sqft |
2023-04-01 | 0 days | 1,885 sqft |
2023-05-01 | 0 days | 2,054 sqft |
2023-06-01 | 0 days | 2,101 sqft |
2023-07-01 | 0 days | 2,005 sqft |
2023-08-01 | 0 days | 2,004 sqft |
2023-09-01 | 0 days | 1,891 sqft |
2023-10-01 | 0 days | 1,932 sqft |
2023-11-01 | 0 days | 1,837 sqft |
2023-12-01 | 0 days | 1,790 sqft |
2024-01-01 | 0 days | 1,789 sqft |
2024-02-01 | 0 days | 1,881 sqft |
2024-03-01 | 0 days | 1,899 sqft |
2024-04-01 | 0 days | 1,863 sqft |
2024-05-01 | 0 days | 1,975 sqft |
2024-06-01 | 0 days | 1,968 sqft |
2024-07-01 | 0 days | 1,958 sqft |
2024-08-01 | 0 days | 1,956 sqft |
2024-09-01 | 0 days | 1,973 sqft |
Warrensburg's median square footage for active listings during the 2024-09-01 period was 1,973 sqft. One year prior, the average listing was 1,891 sqft.
Warrensburg, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 750 | $187,660,000 | $250,213 |
Cash Out Refi | 123 | $25,605,000 | $208,171 |
Refi | 99 | $31,535,000 | $318,535 |
Home Improvement | 85 | $6,365,000 | $74,882 |
Other | 49 | $2,945,000 | $60,102 |
Warrensburg's most frequently cited loan purpose was Home Purchase, with 750 originations. The 2nd most popular reason was Cash Out Refi, with 123 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 407 | $100,685,000 | $247,383 |
7-8% | 241 | $54,925,000 | $227,905 |
5-6% | 139 | $42,335,000 | $304,568 |
Over 8% | 101 | $16,825,000 | $166,584 |
4-5% | 13 | $1,785,000 | $137,308 |
<2.5% | 11 | $1,335,000 | $121,364 |
2.5-3% | 3 | $715,000 | $238,333 |
3-4% | 2 | $240,000 | $120,000 |
During 2023, Warrensburg's most frequently originated rate bucket was 6-7%, with 407 originations.
Loan Sizing (Warrensburg, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 457 | $127,215,000 | $278,370 |
$100k-200k | 348 | $52,930,000 | $152,098 |
$100,000 or less | 201 | $10,895,000 | $54,204 |
$400k-600k | 84 | $38,790,000 | $461,786 |
$600k-1000k | 9 | $7,035,000 | $781,667 |
$Over $1MM | 7 | $17,245,000 | $2,463,571 |
Warrensburg's loan sizing saw the bucket of loans from $200k-400k with 457 originations, totaling $127,215,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 431 | $109,075,000 | $253,074 |
60-80% | 177 | $56,985,000 | $321,949 |
Over 100% | 82 | $24,200,000 | $295,122 |
Under 20% | 81 | $3,915,000 | $48,333 |
40-60% | 80 | $17,820,000 | $222,750 |
20-40% | 64 | $6,270,000 | $97,969 |
Warrensburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 431 originations, totaling $109,075,000 in origination value.