Warrensburg Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Warrensburg averaged 7% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 7.05% and one month ago for the week of 2025-04-17, the average rate was 7.07%.

    Warrensburg's average rate one year ago was 7.36%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.46%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Warrensburg 30 Year Fixed Rate 2025-05-22 7%
    Warrensburg 30 Year Fixed Rate Refi 2025-05-22 7.46%
    Warrensburg 15 Year Fixed Rate 2025-05-22 6.01%
    Warrensburg 15 Year Fixed Rate Refi 2025-05-22 6.61%
    Warrensburg 30 Year FHA 2025-05-22 6.56%
    Warrensburg 30 Year FHA Refi 2025-05-22 6.81%
    Warrensburg 30 Year USDA 2025-05-22 6.63%
    Warrensburg 30 Year USDA Refi 2025-05-22 6.43%
    Warrensburg 30 Year VA 2025-05-22 6.55%
    Warrensburg 30 Year VA Refi 2025-05-22 5.9%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Warrensburg, MO.

    Warrensburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Warrensburg, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 63 6.76% $3,287
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 23 7.07% $2,579
    QUICKEN LOANS, LLC 21 6.81% $6,293
    The Central Trust Bank 18 7.03% $2,567
    Midwest Mortgage Associates Corporation 16 7.04% $2,415
    Mortgage Investment Services Corporation 7 6.91% $4,219
    UNITED WHOLESALE MORTGAGE, LLC 6 6.53% $5,729
    SUMMIT FUNDING, INC. 6 6.66% $3,484
    COMMUNITYAMERICA 6 6.60% $2,631
    NBKC BANK 5 6.78% $2,667
    COMMUNITY MORTGAGE, LLC 5 6.50% $2,589
    First State Bank of St. Charles, Missouri 4 6.81% $3,120
    LOANDEPOT.COM, LLC 4 6.56% $7,027
    Community National Bank & Trust 4 7.22% $4,508
    U.S. Bank 4 6.89% $2,455
    Wells Fargo Bank 3 6.58% $4,603
    NEWREZ LLC 3 6.54% $6,045
    Academy Bank 3 7.08% $2,329
    Gateway First Bank 3 7.04% $2,668
    CENTRAL MISSOURI COMMUNITY CREDIT UNION 3 6.17% $2,896
    USAA Federal Savings Bank 3 6.33% $3,264
    Prosperity Home Mortgage, LLC 3 6.75% $4,789
    NexBank 3 7.42% $5,527
    Waterstone Mortgage Corporation 3 7.00% $14,084
    ZILLOW HOME LOANS, LLC 2 7.00% $5,469
    Arvest Bank 2 6.75% $3,310
    Commerce Bank 2 6.31% $3,490
    CROSSCOUNTRY MORTGAGE, LLC 2 6.94% $7,294
    Discover Bank 2 7.02% $0
    Equity Bank 2 6.56% $2,232
    First Federal Bank 2 6.81% $5,487
    FREEDOM MORTGAGE CORPORATION 2 6.43% $6,173
    GUILD MORTGAGE COMPANY 2 7.19% $3,359
    Hawthorn Bank 2 7.38% $3,526
    Landmark National Bank 2 6.50% $2,157
    LEADERONE FINANCIAL CORPORATION 2 6.37% $3,862
    Mr. Cooper ( Nationstar Mortgage ) 2 6.81% $5,117
    NAVY FEDERAL CREDIT UNION 2 6.13% $1,518
    NBH Bank 2 7.25% $2,415
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 7.13% $3,445
    S1L, Inc. 2 6.99% $8,639
    UNION HOME MORTGAGE CORP. 2 6.63% $3,383
    MEGASTAR FINANCIAL CORP. 1 7.00% $3,331
    Members Mortgage Services, L.L.C. 1 6.13% $2,245
    MID AMERICA MORTGAGE, INC. 1 9.00% $16,536
    JLB CORPORATION 1 7.25% $3,905
    HNB National Bank 1 5.88% $1,974
    CHURCHILL MORTGAGE CORPORATION 1 6.99% $3,144
    Centennial Bank 1 7.00% $2,741
    VERIDIAN CREDIT UNION 1 5.50% $2,883
    GENEVA FINANCIAL, LLC 1 6.63% $6,331
    Flagstar Bank, FSB 1 6.63% $2,473
    First National Bank of Omaha 1 6.88% $4,288
    ON Q FINANCIAL, INC. 1 6.99% $3,484
    PREMIA MORTGAGE, LLC 1 6.75% $0
    Carrollton Bank 1 6.88% $2,053
    Presidential Bank, FSB 1 7.25% $3,231
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $7,492
    First Horizon Bank 1 6.63% $2,407
    First Federal Bank of Kansas City 1 5.03% $2,274
    R-G Federal Credit Union 1 7.30% $17,782
    ROYAL UNITED MORTGAGE LLC 1 6.88% $6,747
    BROKER SOLUTIONS, INC. 1 7.13% $10,209
    Servion, Inc. 1 7.38% $2,840
    Fidelity Bank 1 7.75% $2,796
    T2 FINANCIAL LLC 1 7.13% $5,221
    ENDEAVOR CAPITAL, LLC. 1 6.63% $4,602
    The Loan Store, Inc. 1 7.49% $3,369
    UMB Bank 1 5.63% $2,228
    LAKEVIEW LOAN SERVICING, LLC 1 6.75% $6,741
    Bell Bank 1 6.49% $6,434
    Community Mortgage Banc Corporation 1 6.50% $2,316
    LENDSURE MORTGAGE CORP. 1 8.00% $8,553
    JPMorgan Chase Bank 1 7.00% $4,084
    LOANPAL, LLC 1 6.38% $10,741
    MAINSTREET FEDERAL CREDIT UNION 1 6.63% $1,774
    Mazuma Credit Union 1 7.38% $2,531

    Warrensburg Average Closing Costs & Other Stats

    Warrensburg, MO's 77 lenders originated 1,389 loans during 2024. The total origination value was $336,995,000, with an average loan value of $242,617.

    Warrensburg's average closing costs are $4,713.

    The top Warrensburg lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 63 loans originated. Their average total fees are $3,287, which is $708 higher than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

    The lowest fee Warrensburg lenders (with over 10 loans originated) are Midwest Mortgage Associates Corporation ($2,415), The Central Trust Bank ($2,567), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,579), FLAT BRANCH MORTGAGE, INC. ($3,287) and QUICKEN LOANS, LLC ($6,293).

    The lowest rate Warrensburg lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.76%), QUICKEN LOANS, LLC (6.81%), The Central Trust Bank (7.03%), Midwest Mortgage Associates Corporation (7.04%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (7.07%).

    Warrensburg, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FLAT BRANCH MORTGAGE, INC. $26,490,000 $34,760,000 31.2% 10.3%
    F & C Bank $23,980,000 $28,780,000 20.0% 8.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $22,740,000 $20,780,000 -8.6% 6.2%
    Midwest Mortgage Associates Corporation $15,000,000 $19,660,000 31.1% 5.8%
    The Central Trust Bank $12,600,000 $15,320,000 21.6% 4.5%
    Mortgage Research Center, LLC $10,060,000 $13,930,000 38.5% 4.1%
    Community National Bank & Trust $7,340,000 $11,745,000 60.0% 3.5%
    HomeStreet Bank $11,105,000 n/a 3.3%
    QUICKEN LOANS, LLC $8,620,000 $10,970,000 27.3% 3.3%
    UNITED WHOLESALE MORTGAGE, LLC $4,425,000 $9,995,000 125.9% 3.0%
    PENNYMAC LOAN SERVICES, LLC $2,175,000 $8,805,000 304.8% 2.6%
    Enterprise Bank & Trust $7,605,000 n/a 2.3%
    FREEDOM MORTGAGE CORPORATION $1,280,000 $7,415,000 479.3% 2.2%
    Bank of Odessa $6,585,000 $7,055,000 7.1% 2.1%
    COMMUNITYAMERICA $3,595,000 $5,280,000 46.9% 1.6%
    NAVY FEDERAL CREDIT UNION $4,795,000 $4,890,000 2.0% 1.5%
    COMMUNITY MORTGAGE, LLC $3,555,000 $4,845,000 36.3% 1.4%
    Equity Bank $2,870,000 $4,485,000 56.3% 1.3%
    Mortgage Investment Services Corporation $245,000 $4,300,000 1,655.1% 1.3%
    NBKC BANK $1,860,000 $3,460,000 86.0% 1.0%
    Prosperity Home Mortgage, LLC $2,200,000 $3,250,000 47.7% 1.0%
    USAA Federal Savings Bank $3,430,000 $3,205,000 -6.6% 1.0%
    LOANDEPOT.COM, LLC $2,020,000 $2,775,000 37.4% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $1,700,000 $2,675,000 57.4% 0.8%
    VILLAGE CAPITAL MORTGAGE $450,000 $2,585,000 474.4% 0.8%
    U.S. Bank $1,595,000 $2,445,000 53.3% 0.7%
    SUMMIT FUNDING, INC. $3,450,000 $2,120,000 -38.6% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,130,000 $1,965,000 73.9% 0.6%
    NEWREZ LLC $940,000 $1,960,000 108.5% 0.6%
    First State Bank of St. Charles, Missouri $570,000 $1,850,000 224.6% 0.5%
    Waterstone Mortgage Corporation $225,000 $1,835,000 715.6% 0.5%
    CMG MORTGAGE, INC. $1,070,000 $1,790,000 67.3% 0.5%
    Gateway First Bank $1,115,000 $1,725,000 54.7% 0.5%
    LEADERONE FINANCIAL CORPORATION $2,965,000 $1,650,000 -44.4% 0.5%
    First Federal Bank of Kansas City $610,000 $1,620,000 165.6% 0.5%
    GENEVA FINANCIAL, LLC $1,275,000 $1,460,000 14.5% 0.4%
    R-G Federal Credit Union $795,000 $1,400,000 76.1% 0.4%
    MEGASTAR FINANCIAL CORP. $195,000 $1,385,000 610.3% 0.4%
    Arvest Bank $1,315,000 $1,365,000 3.8% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $440,000 $1,340,000 204.5% 0.4%
    Alliant Bank $1,285,000 n/a 0.4%
    M&T Bank $1,285,000 n/a 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $1,255,000 n/a 0.4%
    Regions Bank $1,235,000 n/a 0.4%
    Simmons Bank $1,200,000 n/a 0.4%
    CENTRAL MISSOURI COMMUNITY CREDIT UNION $420,000 $1,120,000 166.7% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,520,000 $1,085,000 -56.9% 0.3%
    NEW DAY FINANCIAL, LLC $1,170,000 $1,060,000 -9.4% 0.3%
    GUILD MORTGAGE COMPANY $1,210,000 $1,040,000 -14.0% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,030,000 n/a 0.3%
    PREMIER MORTGAGE RESOURCES, L.L.C. $1,030,000 n/a 0.3%
    Flagstar Bank, FSB $325,000 $1,025,000 215.4% 0.3%
    Country Club Bank $530,000 $965,000 82.1% 0.3%
    Magnolia Bank $395,000 $965,000 144.3% 0.3%
    Equity Prime Mortgage LLC $935,000 n/a 0.3%
    First Bank $1,410,000 $935,000 -33.7% 0.3%
    Discover Bank $555,000 $920,000 65.8% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $640,000 $915,000 43.0% 0.3%
    American Mortgage & Equity Consultants, Inc. $2,200,000 $870,000 -60.5% 0.3%
    Stride Bank $870,000 n/a 0.3%
    Commerce Bank $925,000 $855,000 -7.6% 0.3%
    PENTAGON FEDERAL CREDIT UNION $460,000 $855,000 85.9% 0.3%
    JLB CORPORATION $830,000 n/a 0.2%
    Hawthorn Bank $2,005,000 $815,000 -59.4% 0.2%
    First Federal Bank $205,000 $785,000 282.9% 0.2%
    UMB Bank $1,175,000 $785,000 -33.2% 0.2%
    NexBank $775,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $840,000 $775,000 -7.7% 0.2%
    CARDINAL FINANCIAL $1,565,000 $765,000 -51.1% 0.2%
    BROKER SOLUTIONS, INC. $535,000 $755,000 41.1% 0.2%
    Academy Bank $715,000 n/a 0.2%
    Landmark National Bank $1,420,000 $710,000 -50.0% 0.2%
    MID AMERICA MORTGAGE, INC. $225,000 $695,000 208.9% 0.2%
    The Federal Savings Bank $830,000 $690,000 -16.9% 0.2%
    Bell Bank $680,000 n/a 0.2%
    DAS Acquisition Company, LLC $735,000 $655,000 -10.9% 0.2%
    Wood & Huston Bank $1,340,000 $650,000 -51.5% 0.2%
    Sunflower Bank $645,000 n/a 0.2%
    Wells Fargo Bank $715,000 $645,000 -9.8% 0.2%
    LOANPAL, LLC $390,000 $635,000 62.8% 0.2%
    S1L, Inc. $225,000 $620,000 175.6% 0.2%
    AMERISAVE MORTGAGE CORPORATION $335,000 $615,000 83.6% 0.2%
    VERIDIAN CREDIT UNION $605,000 n/a 0.2%
    GERSHMAN INVESTMENT CORP. $570,000 n/a 0.2%
    JPMorgan Chase Bank $1,090,000 $550,000 -49.5% 0.2%
    Old National Bank $545,000 n/a 0.2%
    First National Bank of Omaha $540,000 n/a 0.2%
    FARMERS STATE BANK, S/B $485,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $215,000 $480,000 123.3% 0.1%
    Members Mortgage Services, L.L.C. $470,000 n/a 0.1%
    The Bank of Missouri $470,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $1,170,000 $460,000 -60.7% 0.1%
    21ST MORTGAGE CORPORATION $255,000 $445,000 74.5% 0.1%
    First Savings Bank $590,000 $445,000 -24.6% 0.1%
    PREMIA MORTGAGE, LLC $435,000 n/a 0.1%
    Community First National Bank $405,000 $415,000 2.5% 0.1%
    ENDEAVOR CAPITAL, LLC. $1,535,000 $410,000 -73.3% 0.1%
    HOMESIDE FINANCIAL, LLC $390,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $1,495,000 $370,000 -75.3% 0.1%
    GUARANTEED RATE, INC. $290,000 $365,000 25.9% 0.1%
    North American Savings Bank, F.S.B. $430,000 $355,000 -17.4% 0.1%
    SCOTT CREDIT UNION $355,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $965,000 $355,000 -63.2% 0.1%
    Midwest Heritage Bank FSB $340,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $340,000 n/a 0.1%
    FAMILY FINANCE MORTGAGE, LLC $335,000 n/a 0.1%
    Centennial Bank $330,000 n/a 0.1%
    FCS Financial FLCA $1,145,000 $330,000 -71.2% 0.1%
    DELMAR FINANCIAL COMPANY $580,000 $325,000 -44.0% 0.1%
    Servion, Inc. $325,000 n/a 0.1%
    Old Missouri Bank $305,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $365,000 $305,000 -16.4% 0.1%
    PLANET HOME LENDING, LLC $535,000 $305,000 -43.0% 0.1%
    CHURCHILL MORTGAGE CORPORATION $510,000 $285,000 -44.1% 0.1%
    Home Mortgage Alliance Corp $285,000 n/a 0.1%
    Union Bank and Trust Company $9,105,000 $285,000 -96.9% 0.1%
    PEOPLES BANK & TRUST CO. $275,000 n/a 0.1%
    Presidential Bank, FSB $275,000 n/a 0.1%
    Fidelity Bank $175,000 $265,000 51.4% 0.1%
    BMO Harris Bank $55,000 $255,000 363.6% 0.1%
    PREFERRED BANK $250,000 n/a 0.1%
    Citizens State Bank of Cheney $245,000 n/a 0.1%
    NBH Bank $480,000 $245,000 -49.0% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $245,000 n/a 0.1%
    T2 FINANCIAL LLC $245,000 n/a 0.1%
    The Loan Store, Inc. $245,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $235,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $460,000 $235,000 -48.9% 0.1%
    ON Q FINANCIAL, INC. $335,000 $235,000 -29.9% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $225,000 n/a 0.1%
    Mid-Continent Funding, Inc. $215,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $535,000 $195,000 -63.6% 0.1%
    Century Mortgage Company DBA Century Lending Company $195,000 n/a 0.1%
    First Horizon Bank $195,000 n/a 0.1%
    FIRST INTEGRITY MORTGAGE SERVICES, INC. $195,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $450,000 $185,000 -58.9% 0.1%
    LENDSURE MORTGAGE CORP. $175,000 n/a 0.1%
    Truist $175,000 n/a 0.1%
    Carrollton Bank $165,000 n/a 0.0%
    Bank of America $465,000 $160,000 -65.6% 0.0%
    Mazuma Credit Union $380,000 $155,000 -59.2% 0.0%
    RUOFF MORTGAGE COMPANY, INC. $155,000 n/a 0.0%
    First National Bank of America $145,000 n/a 0.0%
    Community Mortgage Banc Corporation $2,265,000 $135,000 -94.0% 0.0%
    HNB National Bank $135,000 n/a 0.0%
    MAINSTREET FEDERAL CREDIT UNION $135,000 n/a 0.0%
    Carrington Mortgage Services, LLC $295,000 $130,000 -55.9% 0.0%
    Plains Commerce Bank $325,000 $125,000 -61.5% 0.0%
    LENDINGHOME FUNDING CORPORATION $115,000 n/a 0.0%
    VANTAGE Credit Union $105,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $180,000 $75,000 -58.3% 0.0%
    Transportation Federal Credit Union $75,000 n/a 0.0%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $65,000 n/a 0.0%
    SPRING EQ, LLC $35,000 $65,000 85.7% 0.0%
    ASSEMBLIES OF GOD Credit Union $35,000 $45,000 28.6% 0.0%
    River Region Credit Union $45,000 $35,000 -22.2% 0.0%
    GREATER KC PUBLIC SAFETY CREDIT UNION $45,000 $5,000 -88.9% 0.0%

    Warrensburg's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 10.3% market share. In second place, with 8.5%, is F & C Bank, having originated $28,780,000 in loans. In third place, with 6.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $20,780,000 in loans. In fourth place, with 5.8%, is Midwest Mortgage Associates Corporation, having originated $19,660,000 in loans. In fifth place, with 4.5%, is The Central Trust Bank, having originated $15,320,000 in loans.

    Warrensburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,400 (5.8%) $216,418 (12.6%) 0.00 155
    2018-02-01 $174,950 (16.6%) $221,924 (13.7%) 0.00 160
    2018-03-01 $174,950 (11.2%) $220,229 (8.5%) 0.00 167
    2018-04-01 $179,050 (8.7%) $224,994 (9.6%) 0.00 170
    2018-05-01 $184,900 (4.2%) $228,736 (10.8%) 0.00 176
    2018-06-01 $187,450 (7.4%) $236,834 (14.0%) 0.00 192
    2018-07-01 $192,500 (10.0%) $247,536 (16.4%) 0.00 198
    2018-08-01 $191,250 (14.2%) $248,665 (15.7%) 0.00 187
    2018-09-01 $197,400 (19.6%) $249,702 (17.4%) 0.00 186
    2018-10-01 $194,450 (21.5%) $237,080 (12.8%) 0.00 170
    2018-11-01 $184,900 (22.8%) $224,865 (8.8%) 0.00 158
    2018-12-01 $183,700 (16.9%) $219,372 (5.8%) 0.00 143
    2019-01-01 $181,575 (13.9%) $226,539 (4.7%) 0.00 131
    2019-02-01 $178,888 (2.3%) $227,328 (2.4%) 0.00 134
    2019-03-01 $181,893 (4.0%) $230,105 (4.5%) 0.00 146
    2019-04-01 $186,700 (4.3%) $237,587 (5.6%) 0.00 151
    2019-05-01 $194,200 (5.0%) $246,484 (7.8%) 0.00 160
    2019-06-01 $204,950 (9.3%) $256,558 (8.3%) 0.00 165
    2019-07-01 $184,200 (-4.3%) $238,120 (-3.8%) 0.00 179
    2019-08-01 $180,273 (-5.7%) $232,298 (-6.6%) 0.00 180
    2019-09-01 $182,932 (-7.3%) $231,049 (-7.5%) 0.00 181
    2019-10-01 $185,000 (-4.9%) $230,215 (-2.9%) 0.00 182
    2019-11-01 $180,000 (-2.7%) $224,094 (-0.3%) 0.00 163
    2019-12-01 $179,450 (-2.3%) $224,740 (2.5%) 0.00 142
    2020-01-01 $177,975 (-2.0%) $223,372 (-1.4%) 0.00 129
    2020-02-01 $187,000 (4.5%) $237,499 (4.5%) 0.00 110
    2020-03-01 $214,500 (17.9%) $247,669 (7.6%) 0.00 117
    2020-04-01 $247,238 (32.4%) $258,219 (8.7%) 0.00 118
    2020-05-01 $256,950 (32.3%) $272,644 (10.6%) 0.00 105
    2020-06-01 $243,700 (18.9%) $267,825 (4.4%) 0.00 100
    2020-07-01 $236,075 (28.2%) $269,057 (13.0%) 0.00 103
    2020-08-01 $249,900 (38.6%) $283,420 (22.0%) 0.00 89
    2020-09-01 $253,700 (38.7%) $281,020 (21.6%) 0.00 95
    2020-10-01 $219,900 (18.9%) $278,704 (21.1%) 0.00 92
    2020-11-01 $222,450 (23.6%) $284,764 (27.1%) 0.00 89
    2020-12-01 $226,125 (26.0%) $295,801 (31.6%) 0.00 73
    2021-01-01 $237,500 (33.5%) $312,772 (40.0%) 0.00 72
    2021-02-01 $218,725 (17.0%) $303,603 (27.8%) 0.00 53
    2021-03-01 $204,875 (-4.5%) $268,914 (8.6%) 0.00 47
    2021-04-01 $236,250 (-4.4%) $282,395 (9.4%) 0.00 46
    2021-05-01 $239,950 (-6.6%) $285,448 (4.7%) 0.00 44
    2021-06-01 $243,750 (0.0%) $303,175 (13.2%) 0.00 66
    2021-07-01 $224,900 (-4.7%) $272,282 (1.2%) 0.00 83
    2021-08-01 $213,125 (-14.7%) $263,575 (-7.0%) 0.00 96
    2021-09-01 $230,950 (-9.0%) $284,601 (1.3%) 0.00 89
    2021-10-01 $244,900 (11.4%) $319,010 (14.5%) 0.00 81
    2021-11-01 $248,000 (11.5%) $324,385 (13.9%) 0.00 85
    2021-12-01 $245,000 (8.4%) $324,839 (9.8%) 0.00 69
    2022-01-01 $239,000 (0.6%) $311,975 (-0.3%) 0.00 50
    2022-02-01 $260,950 (19.3%) $342,569 (12.8%) 0.00 49
    2022-03-01 $238,500 (16.4%) $298,887 (11.2%) 0.00 57
    2022-04-01 $249,900 (5.8%) $335,297 (18.7%) 0.00 69
    2022-05-01 $257,475 (7.3%) $349,128 (22.3%) 0.00 82
    2022-06-01 $250,000 (2.6%) $300,337 (-0.9%) 0.00 99
    2022-07-01 $249,450 (10.9%) $294,904 (8.3%) 0.00 137
    2022-08-01 $259,900 (22.0%) $299,634 (13.7%) 0.00 143
    2022-09-01 $257,250 (11.4%) $293,483 (3.1%) 0.00 143
    2022-10-01 $240,000 (-2.0%) $280,458 (-12.1%) 0.00 150
    2022-11-01 $259,900 (4.8%) $295,325 (-9.0%) 0.00 134
    2022-12-01 $259,900 (6.1%) $296,499 (-8.7%) 0.00 134
    2023-01-01 $279,675 (17.0%) $308,491 (-1.1%) 0.00 93
    2023-02-01 $280,000 (7.3%) $342,031 (-0.2%) 0.00 83
    2023-03-01 $292,475 (22.6%) $351,132 (17.5%) 0.00 80
    2023-04-01 $315,000 (26.1%) $359,716 (7.3%) 0.00 65
    2023-05-01 $305,000 (18.5%) $355,435 (1.8%) 0.00 67
    2023-06-01 $328,450 (31.4%) $396,657 (32.1%) 0.00 90
    2023-07-01 $322,450 (29.3%) $409,767 (39.0%) 0.00 99
    2023-08-01 $332,225 (27.8%) $392,414 (31.0%) 0.00 107
    2023-09-01 $332,500 (29.3%) $401,986 (37.0%) 0.00 127
    2023-10-01 $334,925 (39.6%) $390,163 (39.1%) 0.00 144
    2023-11-01 $317,425 (22.1%) $366,852 (24.2%) 0.00 153
    2023-12-01 $294,950 (13.5%) $362,224 (22.2%) 0.00 148
    2024-01-01 $322,475 (15.3%) $374,590 (21.4%) 0.00 125
    2024-02-01 $333,450 (19.1%) $394,744 (15.4%) 0.00 120
    2024-03-01 $332,400 (13.7%) $398,231 (13.4%) 0.00 130
    2024-04-01 $328,700 (4.4%) $402,946 (12.0%) 0.00 120
    2024-05-01 $348,775 (14.4%) $421,596 (18.6%) 0.00 123
    2024-06-01 $342,500 (4.3%) $407,498 (2.7%) 0.00 138
    2024-07-01 $330,750 (2.6%) $416,539 (1.7%) 0.00 162
    2024-08-01 $325,000 (-2.2%) $422,091 (7.6%) 0.00 168
    2024-09-01 $323,500 (-2.7%) $406,631 (1.2%) 0.00 175
    2024-10-01 $320,000 (-4.5%) $396,018 (1.5%) 0.00 182
    2024-11-01 $299,000 (-5.8%) $382,789 (4.3%) 0.00 186
    2024-12-01 $319,825 (8.4%) $384,010 (6.0%) 0.00 157
    2025-01-01 $288,250 (-10.6%) $378,097 (0.9%) 0.00 150
    2025-02-01 $303,475 (-9.0%) $398,497 (1.0%) 0.00 139
    2025-03-01 $318,950 (-4.1%) $354,538 (-11.0%) 0.00 140
    2025-04-01 $329,225 (0.2%) $355,733 (-11.7%) 0.00 146
    Warrensburg's median listing price for 2025-04-01 was $329,225, a difference of $525 (0.2%) versus the prior year and $10,275 versus the prior month.

    Warrensburg's median listing price comes in at 0% of the national average.

    Warrensburg's average listing price for 2025-04-01 was $355,733, a difference of $-47,213 (-11.7%) versus the prior year and $1,195 versus the prior month.

    For the 2025-04-01 period, Warrensburg had 146 MLS listings, a difference of 6 listings (4%) versus the prior month and 26 listings (22%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,738 sqft
    2018-02-01 0 days 1,829 sqft
    2018-03-01 0 days 1,891 sqft
    2018-04-01 0 days 1,807 sqft
    2018-05-01 0 days 1,792 sqft
    2018-06-01 0 days 1,854 sqft
    2018-07-01 0 days 1,900 sqft
    2018-08-01 0 days 1,963 sqft
    2018-09-01 0 days 2,011 sqft
    2018-10-01 0 days 2,015 sqft
    2018-11-01 0 days 1,902 sqft
    2018-12-01 0 days 1,825 sqft
    2019-01-01 0 days 1,784 sqft
    2019-02-01 0 days 1,831 sqft
    2019-03-01 0 days 1,852 sqft
    2019-04-01 0 days 1,870 sqft
    2019-05-01 0 days 1,884 sqft
    2019-06-01 0 days 1,996 sqft
    2019-07-01 0 days 1,928 sqft
    2019-08-01 0 days 1,886 sqft
    2019-09-01 0 days 1,925 sqft
    2019-10-01 0 days 1,952 sqft
    2019-11-01 0 days 1,933 sqft
    2019-12-01 0 days 1,912 sqft
    2020-01-01 0 days 1,890 sqft
    2020-02-01 0 days 1,854 sqft
    2020-03-01 0 days 1,885 sqft
    2020-04-01 0 days 1,995 sqft
    2020-05-01 0 days 2,065 sqft
    2020-06-01 0 days 2,102 sqft
    2020-07-01 0 days 2,084 sqft
    2020-08-01 0 days 2,100 sqft
    2020-09-01 0 days 2,033 sqft
    2020-10-01 0 days 1,956 sqft
    2020-11-01 0 days 2,054 sqft
    2020-12-01 0 days 2,014 sqft
    2021-01-01 0 days 1,912 sqft
    2021-02-01 0 days 1,788 sqft
    2021-03-01 0 days 1,827 sqft
    2021-04-01 0 days 1,796 sqft
    2021-05-01 0 days 1,776 sqft
    2021-06-01 0 days 1,802 sqft
    2021-07-01 0 days 1,779 sqft
    2021-08-01 0 days 1,704 sqft
    2021-09-01 0 days 1,788 sqft
    2021-10-01 0 days 1,860 sqft
    2021-11-01 0 days 1,908 sqft
    2021-12-01 0 days 1,821 sqft
    2022-01-01 0 days 1,812 sqft
    2022-02-01 0 days 1,981 sqft
    2022-03-01 0 days 1,756 sqft
    2022-04-01 0 days 1,905 sqft
    2022-05-01 0 days 1,853 sqft
    2022-06-01 0 days 1,818 sqft
    2022-07-01 0 days 1,836 sqft
    2022-08-01 0 days 1,800 sqft
    2022-09-01 0 days 1,836 sqft
    2022-10-01 0 days 1,783 sqft
    2022-11-01 0 days 1,791 sqft
    2022-12-01 0 days 1,762 sqft
    2023-01-01 0 days 1,855 sqft
    2023-02-01 0 days 1,971 sqft
    2023-03-01 0 days 1,934 sqft
    2023-04-01 0 days 1,885 sqft
    2023-05-01 0 days 2,075 sqft
    2023-06-01 0 days 2,108 sqft
    2023-07-01 0 days 2,016 sqft
    2023-08-01 0 days 2,027 sqft
    2023-09-01 0 days 1,900 sqft
    2023-10-01 0 days 1,937 sqft
    2023-11-01 0 days 1,837 sqft
    2023-12-01 0 days 1,790 sqft
    2024-01-01 0 days 1,789 sqft
    2024-02-01 0 days 1,881 sqft
    2024-03-01 0 days 1,899 sqft
    2024-04-01 0 days 1,863 sqft
    2024-05-01 0 days 1,957 sqft
    2024-06-01 0 days 1,950 sqft
    2024-07-01 0 days 1,958 sqft
    2024-08-01 0 days 1,956 sqft
    2024-09-01 0 days 1,973 sqft
    2024-10-01 0 days 1,934 sqft
    2024-11-01 0 days 1,810 sqft
    2024-12-01 0 days 1,778 sqft
    2025-01-01 0 days 1,764 sqft
    2025-02-01 0 days 1,750 sqft
    2025-03-01 0 days 1,779 sqft
    2025-04-01 0 days 1,904 sqft
    Warrensburg's median listing age (time on market) for 2025-04-01 was 0 days.

    Warrensburg's median square footage for active listings during the 2025-04-01 period was 1,904 sqft. One year prior, the average listing was 1,863 sqft.

    Warrensburg, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 850 $228,730,000 $269,094
    Refi 187 $49,245,000 $263,342
    Cash Out Refi 174 $44,990,000 $258,563
    Home Improvement 99 $8,535,000 $86,212
    Other 79 $5,495,000 $69,557

    Warrensburg's most frequently cited loan purpose was Home Purchase, with 850 originations. The 2nd most popular reason was Refi, with 187 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 585 $146,745,000 $250,846
    5-6% 202 $62,930,000 $311,535
    7-8% 188 $49,390,000 $262,713
    Over 8% 150 $17,110,000 $114,067
    4-5% 27 $6,025,000 $223,148
    <2.5% 10 $930,000 $93,000
    2.5-3% 9 $1,925,000 $213,889
    3-4% 5 $825,000 $165,000

    During 2024, Warrensburg's most frequently originated rate bucket was 6-7%, with 585 originations.

    Loan Sizing (Warrensburg, MO MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 648 $183,090,000 $282,546
    $100k-200k 353 $54,075,000 $153,187
    $100,000 or less 267 $14,715,000 $55,112
    $400k-600k 94 $42,920,000 $456,596
    $600k-1000k 18 $12,890,000 $716,111
    $Over $1MM 9 $29,305,000 $3,256,111

    Warrensburg's loan sizing saw the bucket of loans from $200k-400k with 648 originations, totaling $183,090,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 519 $142,215,000 $274,017
    60-80% 211 $68,625,000 $325,237
    Under 20% 109 $6,605,000 $60,596
    20-40% 104 $10,880,000 $104,615
    Over 100% 103 $30,785,000 $298,883
    40-60% 92 $16,290,000 $177,065

    Warrensburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 519 originations, totaling $142,215,000 in origination value.