Warrensburg Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Warrensburg averaged 6.28% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 5.98% and one month ago for the week of 2024-09-05, the average rate was 6.61%.

Warrensburg's average rate one year ago was 7.75%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Warrensburg 30 Year Fixed Rate 2024-10-10 6.28%
Warrensburg 30 Year Fixed Rate Refi 2024-10-10 6.92%
Warrensburg 15 Year Fixed Rate 2024-10-10 5.51%
Warrensburg 15 Year Fixed Rate Refi 2024-10-10 5.51%
Warrensburg 30 Year FHA 2024-10-10 6.12%
Warrensburg 30 Year FHA Refi 2024-10-10 6.3%
Warrensburg 30 Year USDA 2024-10-10 5.98%
Warrensburg 30 Year USDA Refi 2024-10-10 6.28%
Warrensburg 30 Year VA 2024-10-10 5.68%
Warrensburg 30 Year VA Refi 2024-10-10 5.95%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Warrensburg, MO.

Warrensburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Warrensburg, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 57 6.85% $3,115
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 28 6.99% $2,980
The Central Trust Bank 16 7.03% $2,851
QUICKEN LOANS, LLC 12 7.03% $6,956
UNITED WHOLESALE MORTGAGE, LLC 12 7.05% $6,673
Midwest Mortgage Associates Corporation 10 7.05% $3,765
SUMMIT FUNDING, INC. 7 7.55% $3,902
Arvest Bank 7 6.46% $3,672
Community National Bank & Trust 7 6.76% $2,769
Community Mortgage Banc Corporation 7 6.54% $2,615
COMMUNITYAMERICA 6 6.94% $3,148
American Mortgage & Equity Consultants, Inc. 6 6.56% $3,905
NBKC BANK 5 6.90% $1,624
LEADERONE FINANCIAL CORPORATION 5 6.50% $4,736
U.S. Bank 4 6.28% $2,318
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.94% $5,777
COMMUNITY MORTGAGE, LLC 4 6.09% $7,556
Landmark National Bank 4 6.13% $2,756
JPMorgan Chase Bank 3 6.96% $4,973
FCS Financial FLCA 3 7.45% $2,913
ACADEMY MORTGAGE CORPORATION 3 6.88% $4,585
R-G Federal Credit Union 3 7.13% $6,766
LOANDEPOT.COM, LLC 3 6.33% $6,182
CROSSCOUNTRY MORTGAGE, LLC 3 6.19% $6,768
NAVY FEDERAL CREDIT UNION 3 7.13% $3,879
USAA Federal Savings Bank 3 6.58% $5,782
Mazuma Credit Union 2 7.38% $2,415
Commerce Bank 2 6.38% $5,299
North American Savings Bank, F.S.B. 2 6.81% $3,078
First Bank 2 7.50% $3,037
PENNYMAC LOAN SERVICES, LLC 2 5.94% $4,687
NEWREZ LLC 2 6.81% $4,064
NBH Bank 2 6.31% $2,596
DAS Acquisition Company, LLC 2 7.31% $4,759
Gateway First Bank 2 7.38% $3,690
United Fidelity Funding Corp. 2 7.25% $5,657
Mr. Cooper ( Nationstar Mortgage ) 2 6.49% $5,577
Mortgage Research Center, LLC 2 6.56% $994
GUARANTEED RATE, INC. 2 6.20% $2,968
Wells Fargo Bank 2 6.44% $888
GUILD MORTGAGE COMPANY 2 7.19% $4,978
Hawthorn Bank 2 6.56% $4,103
MISSOURI Credit Union 2 6.44% $2,269
ZILLOW HOME LOANS, LLC 1 6.88% $5,346
AmeriHome Mortgage Company, LLC 1 6.99% $3,386
AMERISAVE MORTGAGE CORPORATION 1 5.99% $13,954
AXIA FINANCIAL, LLC 1 6.63% $7,026
Bank of America 1 6.50% $3,323
CARDINAL FINANCIAL 1 5.99% $3,512
CENTRAL MISSOURI COMMUNITY CREDIT UNION 1 7.13% $2,914
CHURCHILL MORTGAGE CORPORATION 1 6.50% $3,505
DELMAR FINANCIAL COMPANY 1 6.99% $2,749
Discover Bank 1 6.74% $0
ENDEAVOR CAPITAL, LLC. 1 7.38% $11,534
Fidelity Bank 1 7.25% $2,666
First Federal Bank 1 6.63% $2,703
First Savings Bank 1 5.88% $10,976
First State Bank of St. Charles, Missouri 1 7.38% $2,564
First State Community Bank 1 6.80% $1,587
FIRST STATE MORTGAGE SERVICES, LLC 1 6.25% $5,313
GENEVA FINANCIAL, LLC 1 7.50% $6,272
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.50% $1,373
MEGASTAR FINANCIAL CORP. 1 6.63% $2,806
MID AMERICA MORTGAGE, INC. 1 6.25% $2,658
NFM, INC. 1 7.50% $8,727
OCMBC, INC. 1 9.00% $9,911
ON Q FINANCIAL, INC. 1 7.63% $3,338
OPEN MORTGAGE, LLC 1 6.62% $4,910
PLANET HOME LENDING, LLC 1 7.25% $3,538
Prosperity Home Mortgage, LLC 1 7.50% $2,792
ROYAL UNITED MORTGAGE LLC 1 6.38% $8,659
UMB Bank 1 7.13% $2,355
UNION HOME MORTGAGE CORP. 1 6.50% $2,363
UNITED 1 7.00% $3,028
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $3,513
Waterstone Mortgage Corporation 1 7.25% $5,182

Warrensburg Average Closing Costs & Other Stats

Warrensburg, MO's 76 lenders originated 1,106 loans during 2023. The total origination value was $254,110,000, with an average loan value of $229,756.

Warrensburg's average closing costs are $4,530.

The top Warrensburg lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 57 loans originated. Their average total fees are $3,115, which is $135 higher than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee Warrensburg lenders (with over 10 loans originated) are The Central Trust Bank ($2,851), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,980), FLAT BRANCH MORTGAGE, INC. ($3,115), Midwest Mortgage Associates Corporation ($3,765) and UNITED WHOLESALE MORTGAGE, LLC ($6,673).

The lowest rate Warrensburg lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.85%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.99%), QUICKEN LOANS, LLC (7.03%), The Central Trust Bank (7.03%) and Midwest Mortgage Associates Corporation (7.05%).

Warrensburg, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FLAT BRANCH MORTGAGE, INC. $25,620,000 $26,490,000 3.4% 10.4%
F & C Bank $18,075,000 $23,980,000 32.7% 9.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $32,080,000 $22,740,000 -29.1% 8.9%
Midwest Mortgage Associates Corporation $2,600,000 $15,000,000 476.9% 5.9%
The Central Trust Bank $23,990,000 $12,600,000 -47.5% 5.0%
Mortgage Research Center, LLC $17,365,000 $10,060,000 -42.1% 4.0%
Union Bank and Trust Company $9,105,000 n/a 3.6%
QUICKEN LOANS, LLC $14,550,000 $8,620,000 -40.8% 3.4%
Community National Bank & Trust $1,635,000 $7,340,000 348.9% 2.9%
Bank of Odessa $7,240,000 $6,585,000 -9.0% 2.6%
NAVY FEDERAL CREDIT UNION $2,675,000 $4,795,000 79.3% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $7,915,000 $4,425,000 -44.1% 1.7%
COMMUNITYAMERICA $3,885,000 $3,595,000 -7.5% 1.4%
COMMUNITY MORTGAGE, LLC $3,725,000 $3,555,000 -4.6% 1.4%
SUMMIT FUNDING, INC. $2,000,000 $3,450,000 72.5% 1.4%
USAA Federal Savings Bank $4,420,000 $3,430,000 -22.4% 1.3%
LEADERONE FINANCIAL CORPORATION $4,425,000 $2,965,000 -33.0% 1.2%
Equity Bank $10,675,000 $2,870,000 -73.1% 1.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,325,000 $2,520,000 -24.2% 1.0%
Community Mortgage Banc Corporation $8,505,000 $2,265,000 -73.4% 0.9%
American Mortgage & Equity Consultants, Inc. $1,650,000 $2,200,000 33.3% 0.9%
Prosperity Home Mortgage, LLC $2,290,000 $2,200,000 -3.9% 0.9%
PENNYMAC LOAN SERVICES, LLC $2,550,000 $2,175,000 -14.7% 0.9%
LOANDEPOT.COM, LLC $2,060,000 $2,020,000 -1.9% 0.8%
Hawthorn Bank $4,690,000 $2,005,000 -57.2% 0.8%
NBKC BANK $3,070,000 $1,860,000 -39.4% 0.7%
KS StateBank $1,705,000 n/a 0.7%
CROSSCOUNTRY MORTGAGE, LLC $3,695,000 $1,700,000 -54.0% 0.7%
U.S. Bank $4,685,000 $1,595,000 -66.0% 0.6%
CARDINAL FINANCIAL $195,000 $1,565,000 702.6% 0.6%
ENDEAVOR CAPITAL, LLC. $795,000 $1,535,000 93.1% 0.6%
ZILLOW HOME LOANS, LLC $125,000 $1,495,000 1,096.0% 0.6%
Landmark National Bank $1,015,000 $1,420,000 39.9% 0.6%
First Bank $155,000 $1,410,000 809.7% 0.6%
Wood & Huston Bank $1,475,000 $1,340,000 -9.2% 0.5%
Arvest Bank $1,355,000 $1,315,000 -3.0% 0.5%
FREEDOM MORTGAGE CORPORATION $3,435,000 $1,280,000 -62.7% 0.5%
GENEVA FINANCIAL, LLC $1,740,000 $1,275,000 -26.7% 0.5%
GUILD MORTGAGE COMPANY $1,310,000 $1,210,000 -7.6% 0.5%
UMB Bank $1,675,000 $1,175,000 -29.9% 0.5%
MOVEMENT MORTGAGE, LLC $1,395,000 $1,170,000 -16.1% 0.5%
NEW DAY FINANCIAL, LLC $1,925,000 $1,170,000 -39.2% 0.5%
FCS Financial FLCA $1,365,000 $1,145,000 -16.1% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $2,580,000 $1,130,000 -56.2% 0.4%
Gateway First Bank $2,250,000 $1,115,000 -50.4% 0.4%
JPMorgan Chase Bank $610,000 $1,090,000 78.7% 0.4%
CMG MORTGAGE, INC. $945,000 $1,070,000 13.2% 0.4%
UNION HOME MORTGAGE CORP. $1,005,000 $965,000 -4.0% 0.4%
ACADEMY MORTGAGE CORPORATION $1,715,000 $960,000 -44.0% 0.4%
NEWREZ LLC $765,000 $940,000 22.9% 0.4%
Commerce Bank $905,000 $925,000 2.2% 0.4%
Wells Bank $1,125,000 $855,000 -24.0% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $270,000 $840,000 211.1% 0.3%
The Federal Savings Bank $2,365,000 $830,000 -64.9% 0.3%
BNC National Bank $705,000 $825,000 17.0% 0.3%
R-G Federal Credit Union $3,060,000 $795,000 -74.0% 0.3%
DAS Acquisition Company, LLC $12,390,000 $735,000 -94.1% 0.3%
Wells Fargo Bank $2,385,000 $715,000 -70.0% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $380,000 $670,000 76.3% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $865,000 $640,000 -26.0% 0.3%
First Federal Bank of Kansas City $1,480,000 $610,000 -58.8% 0.2%
LENOX FINANCIAL MORTGAGE CORPORATION $595,000 n/a 0.2%
First Savings Bank $520,000 $590,000 13.5% 0.2%
DELMAR FINANCIAL COMPANY $580,000 n/a 0.2%
First State Bank of St. Charles, Missouri $1,840,000 $570,000 -69.0% 0.2%
HALLMARK HOME MORTGAGE, LLC $560,000 n/a 0.2%
Discover Bank $200,000 $555,000 177.5% 0.2%
NFM, INC. $550,000 n/a 0.2%
MISSOURI Credit Union $165,000 $540,000 227.3% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $535,000 n/a 0.2%
BROKER SOLUTIONS, INC. $2,100,000 $535,000 -74.5% 0.2%
PLANET HOME LENDING, LLC $470,000 $535,000 13.8% 0.2%
Regional Missouri Bank $1,075,000 $535,000 -50.2% 0.2%
Country Club Bank $190,000 $530,000 178.9% 0.2%
CHURCHILL MORTGAGE CORPORATION $185,000 $510,000 175.7% 0.2%
NBH Bank $170,000 $480,000 182.4% 0.2%
Bank of America $455,000 $465,000 2.2% 0.2%
EVERETT FINANCIAL, INC. $1,595,000 $460,000 -71.2% 0.2%
PENTAGON FEDERAL CREDIT UNION $190,000 $460,000 142.1% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $455,000 n/a 0.2%
FIRST COMMUNITY MORTGAGE, INC. $185,000 $450,000 143.2% 0.2%
VILLAGE CAPITAL MORTGAGE $370,000 $450,000 21.6% 0.2%
LAKEVIEW LOAN SERVICING, LLC $940,000 $440,000 -53.2% 0.2%
FIRST MORTGAGE COMPANY, INC. $435,000 n/a 0.2%
North American Savings Bank, F.S.B. $845,000 $430,000 -49.1% 0.2%
OCMBC, INC. $425,000 n/a 0.2%
CENTRAL MISSOURI COMMUNITY CREDIT UNION $1,230,000 $420,000 -65.9% 0.2%
Community First National Bank $405,000 n/a 0.2%
Magnolia Bank $265,000 $395,000 49.1% 0.2%
LOANPAL, LLC $145,000 $390,000 169.0% 0.2%
Mazuma Credit Union $290,000 $380,000 31.0% 0.1%
AXIA FINANCIAL, LLC $375,000 n/a 0.1%
Community National Bank $375,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $390,000 $365,000 -6.4% 0.1%
AMERISAVE MORTGAGE CORPORATION $2,085,000 $335,000 -83.9% 0.1%
ON Q FINANCIAL, INC. $335,000 n/a 0.1%
Flagstar Bank, FSB $520,000 $325,000 -37.5% 0.1%
Plains Commerce Bank $1,080,000 $325,000 -69.9% 0.1%
TruHome Solutions, LLC $325,000 n/a 0.1%
OPEN MORTGAGE, LLC $310,000 n/a 0.1%
Bank of England $315,000 $295,000 -6.3% 0.1%
Carrington Mortgage Services, LLC $1,515,000 $295,000 -80.5% 0.1%
FIRST STATE MORTGAGE SERVICES, LLC $510,000 $295,000 -42.2% 0.1%
GUARANTEED RATE, INC. $755,000 $290,000 -61.6% 0.1%
21ST MORTGAGE CORPORATION $150,000 $255,000 70.0% 0.1%
United Fidelity Funding Corp. $250,000 n/a 0.1%
Mortgage Investment Services Corporation $315,000 $245,000 -22.2% 0.1%
Paramount Bank $235,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $335,000 $225,000 -32.8% 0.1%
S1L, Inc. $835,000 $225,000 -73.1% 0.1%
Service Federal Credit Union $225,000 n/a 0.1%
Waterstone Mortgage Corporation $225,000 n/a 0.1%
Armed Forces Bank $485,000 $215,000 -55.7% 0.1%
Cornerstone Bank $215,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $215,000 n/a 0.1%
First Federal Bank $205,000 n/a 0.1%
CoreFirst Bank & Trust $7,210,000 $195,000 -97.3% 0.1%
First State Community Bank $195,000 n/a 0.1%
MEGASTAR FINANCIAL CORP. $440,000 $195,000 -55.7% 0.1%
UNITED $185,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $165,000 $180,000 9.1% 0.1%
AmeriHome Mortgage Company, LLC $175,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $175,000 n/a 0.1%
Fidelity Bank $175,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $155,000 n/a 0.1%
Emprise Bank $145,000 n/a 0.1%
Labette Bank $635,000 $145,000 -77.2% 0.1%
Neighborhood Loans, Inc. $355,000 $145,000 -59.2% 0.1%
STATE BANK OF MISOSURI $135,000 n/a 0.1%
The Missouri Bank $195,000 $135,000 -30.8% 0.1%
AMERICAN HERITAGE LENDING, INC. $105,000 n/a 0.0%
Bank of Springfield $105,000 n/a 0.0%
Citizens Bank of Amsterdam $105,000 n/a 0.0%
Intrust Bank $95,000 n/a 0.0%
Midwest Regional Bank $90,000 n/a 0.0%
Figure Lending LLC $80,000 n/a 0.0%
BOKF $925,000 $65,000 -93.0% 0.0%
BMO Harris Bank $55,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $50,000 n/a 0.0%
GREATER KC PUBLIC SAFETY CREDIT UNION $215,000 $45,000 -79.1% 0.0%
River Region Credit Union $150,000 $45,000 -70.0% 0.0%
ASSEMBLIES OF GOD Credit Union $215,000 $35,000 -83.7% 0.0%
Great Southern Bank $445,000 $35,000 -92.1% 0.0%
SPRING EQ, LLC $35,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $205,000 $35,000 -82.9% 0.0%

Warrensburg's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 10.4% market share. In second place, with 9.4%, is F & C Bank, having originated $23,980,000 in loans. In third place, with 8.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $22,740,000 in loans. In fourth place, with 5.9%, is Midwest Mortgage Associates Corporation, having originated $15,000,000 in loans. In fifth place, with 5.0%, is The Central Trust Bank, having originated $12,600,000 in loans.


Warrensburg Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,200 (5.7%) $214,881 (11.8%) 0.00 154
2018-02-01 $174,925 (16.6%) $220,554 (13.0%) 0.00 159
2018-03-01 $174,900 (11.8%) $218,945 (9.6%) 0.00 166
2018-04-01 $178,275 (8.4%) $223,796 (10.2%) 0.00 169
2018-05-01 $184,900 (4.2%) $227,850 (10.4%) 0.00 175
2018-06-01 $187,450 (7.4%) $236,092 (14.9%) 0.00 192
2018-07-01 $192,500 (10.0%) $247,536 (18.1%) 0.00 198
2018-08-01 $191,250 (15.0%) $248,698 (16.6%) 0.00 188
2018-09-01 $198,200 (22.0%) $249,763 (18.3%) 0.00 187
2018-10-01 $194,675 (21.7%) $237,096 (13.6%) 0.00 171
2018-11-01 $184,900 (23.3%) $224,866 (9.6%) 0.00 159
2018-12-01 $183,900 (17.2%) $219,372 (6.5%) 0.00 143
2019-01-01 $181,575 (14.1%) $226,539 (5.4%) 0.00 131
2019-02-01 $178,888 (2.3%) $227,328 (3.1%) 0.00 134
2019-03-01 $181,893 (4.0%) $230,105 (5.1%) 0.00 146
2019-04-01 $186,700 (4.7%) $237,587 (6.2%) 0.00 151
2019-05-01 $194,200 (5.0%) $246,484 (8.2%) 0.00 160
2019-06-01 $204,950 (9.3%) $256,558 (8.7%) 0.00 165
2019-07-01 $184,200 (-4.3%) $238,120 (-3.8%) 0.00 179
2019-08-01 $180,273 (-5.7%) $232,298 (-6.6%) 0.00 180
2019-09-01 $182,932 (-7.7%) $231,049 (-7.5%) 0.00 181
2019-10-01 $185,000 (-5.0%) $230,215 (-2.9%) 0.00 182
2019-11-01 $180,000 (-2.7%) $224,094 (-0.3%) 0.00 163
2019-12-01 $179,450 (-2.4%) $224,740 (2.5%) 0.00 142
2020-01-01 $177,975 (-2.0%) $223,372 (-1.4%) 0.00 129
2020-02-01 $187,000 (4.5%) $237,499 (4.5%) 0.00 110
2020-03-01 $214,500 (17.9%) $247,669 (7.6%) 0.00 117
2020-04-01 $247,238 (32.4%) $258,219 (8.7%) 0.00 118
2020-05-01 $256,950 (32.3%) $272,644 (10.6%) 0.00 105
2020-06-01 $243,700 (18.9%) $267,825 (4.4%) 0.00 100
2020-07-01 $236,075 (28.2%) $269,057 (13.0%) 0.00 103
2020-08-01 $249,900 (38.6%) $283,420 (22.0%) 0.00 89
2020-09-01 $253,700 (38.7%) $281,020 (21.6%) 0.00 95
2020-10-01 $219,900 (18.9%) $278,704 (21.1%) 0.00 92
2020-11-01 $222,450 (23.6%) $284,764 (27.1%) 0.00 89
2020-12-01 $226,125 (26.0%) $295,801 (31.6%) 0.00 73
2021-01-01 $237,500 (33.5%) $312,772 (40.0%) 0.00 72
2021-02-01 $214,950 (15.0%) $303,994 (28.0%) 0.00 52
2021-03-01 $203,625 (-5.1%) $268,895 (8.6%) 0.00 47
2021-04-01 $234,375 (-5.2%) $282,455 (9.4%) 0.00 45
2021-05-01 $239,950 (-6.6%) $284,171 (4.2%) 0.00 44
2021-06-01 $243,750 (0.0%) $303,175 (13.2%) 0.00 66
2021-07-01 $224,900 (-4.7%) $272,282 (1.2%) 0.00 83
2021-08-01 $213,125 (-14.7%) $263,575 (-7.0%) 0.00 96
2021-09-01 $230,950 (-9.0%) $284,601 (1.3%) 0.00 89
2021-10-01 $244,900 (11.4%) $319,010 (14.5%) 0.00 81
2021-11-01 $248,000 (11.5%) $324,385 (13.9%) 0.00 85
2021-12-01 $245,000 (8.4%) $324,839 (9.8%) 0.00 69
2022-01-01 $239,000 (0.6%) $311,975 (-0.3%) 0.00 50
2022-02-01 $257,975 (20.0%) $342,882 (12.8%) 0.00 48
2022-03-01 $236,750 (16.3%) $298,505 (11.0%) 0.00 56
2022-04-01 $249,450 (6.4%) $335,406 (18.8%) 0.00 68
2022-05-01 $256,175 (6.8%) $349,367 (22.9%) 0.00 81
2022-06-01 $249,750 (2.5%) $300,141 (-1.0%) 0.00 98
2022-07-01 $249,000 (10.7%) $294,699 (8.2%) 0.00 136
2022-08-01 $259,900 (22.0%) $299,634 (13.7%) 0.00 143
2022-09-01 $257,250 (11.4%) $293,483 (3.1%) 0.00 143
2022-10-01 $240,000 (-2.0%) $280,458 (-12.1%) 0.00 150
2022-11-01 $259,900 (4.8%) $295,325 (-9.0%) 0.00 134
2022-12-01 $259,050 (5.7%) $296,316 (-8.8%) 0.00 134
2023-01-01 $279,675 (17.0%) $307,945 (-1.3%) 0.00 93
2023-02-01 $280,000 (8.5%) $341,535 (-0.4%) 0.00 83
2023-03-01 $292,475 (23.5%) $351,132 (17.6%) 0.00 80
2023-04-01 $315,000 (26.3%) $359,716 (7.3%) 0.00 65
2023-05-01 $299,175 (16.8%) $353,134 (1.1%) 0.00 66
2023-06-01 $329,450 (31.9%) $396,267 (32.0%) 0.00 91
2023-07-01 $325,000 (30.5%) $409,249 (38.9%) 0.00 100
2023-08-01 $332,225 (27.8%) $392,095 (30.9%) 0.00 107
2023-09-01 $335,000 (30.2%) $401,949 (37.0%) 0.00 128
2023-10-01 $332,450 (38.5%) $388,927 (38.7%) 0.00 143
2023-11-01 $317,425 (22.1%) $366,852 (24.2%) 0.00 153
2023-12-01 $294,950 (13.9%) $362,224 (22.2%) 0.00 148
2024-01-01 $322,475 (15.3%) $374,590 (21.6%) 0.00 125
2024-02-01 $333,450 (19.1%) $394,744 (15.6%) 0.00 120
2024-03-01 $332,400 (13.7%) $398,231 (13.4%) 0.00 130
2024-04-01 $328,700 (4.4%) $402,946 (12.0%) 0.00 120
2024-05-01 $360,100 (20.4%) $435,820 (23.4%) 0.00 123
2024-06-01 $345,900 (5.0%) $416,065 (5.0%) 0.00 139
2024-07-01 $330,750 (1.8%) $416,539 (1.8%) 0.00 162
2024-08-01 $325,000 (-2.2%) $422,091 (7.7%) 0.00 168
2024-09-01 $323,500 (-3.4%) $406,631 (1.2%) 0.00 175
Warrensburg's median listing price for 2024-09-01 was $323,500, a difference of $-11,500 (-3.4%) versus the prior year and $-1,500 versus the prior month.

Warrensburg's median listing price comes in at 0% of the national average.

Warrensburg's average listing price for 2024-09-01 was $406,631, a difference of $4,682 (1.2%) versus the prior year and $-15,460 versus the prior month.

For the 2024-09-01 period, Warrensburg had 175 MLS listings, a difference of 7 listings (4%) versus the prior month and 47 listings (37%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,727 sqft
2018-02-01 0 days 1,778 sqft
2018-03-01 0 days 1,800 sqft
2018-04-01 0 days 1,796 sqft
2018-05-01 0 days 1,759 sqft
2018-06-01 0 days 1,800 sqft
2018-07-01 0 days 1,828 sqft
2018-08-01 0 days 1,933 sqft
2018-09-01 0 days 1,998 sqft
2018-10-01 0 days 2,001 sqft
2018-11-01 0 days 1,902 sqft
2018-12-01 0 days 1,825 sqft
2019-01-01 0 days 1,785 sqft
2019-02-01 0 days 1,831 sqft
2019-03-01 0 days 1,841 sqft
2019-04-01 0 days 1,848 sqft
2019-05-01 0 days 1,876 sqft
2019-06-01 0 days 1,996 sqft
2019-07-01 0 days 1,929 sqft
2019-08-01 0 days 1,887 sqft
2019-09-01 0 days 1,926 sqft
2019-10-01 0 days 1,952 sqft
2019-11-01 0 days 1,936 sqft
2019-12-01 0 days 1,912 sqft
2020-01-01 0 days 1,899 sqft
2020-02-01 0 days 1,854 sqft
2020-03-01 0 days 1,893 sqft
2020-04-01 0 days 1,995 sqft
2020-05-01 0 days 2,084 sqft
2020-06-01 0 days 2,110 sqft
2020-07-01 0 days 2,082 sqft
2020-08-01 0 days 2,085 sqft
2020-09-01 0 days 2,070 sqft
2020-10-01 0 days 1,957 sqft
2020-11-01 0 days 2,054 sqft
2020-12-01 0 days 2,014 sqft
2021-01-01 0 days 1,978 sqft
2021-02-01 0 days 1,788 sqft
2021-03-01 0 days 1,844 sqft
2021-04-01 0 days 1,800 sqft
2021-05-01 0 days 1,768 sqft
2021-06-01 0 days 1,802 sqft
2021-07-01 0 days 1,779 sqft
2021-08-01 0 days 1,699 sqft
2021-09-01 0 days 1,788 sqft
2021-10-01 0 days 1,860 sqft
2021-11-01 0 days 1,908 sqft
2021-12-01 0 days 1,821 sqft
2022-01-01 0 days 1,812 sqft
2022-02-01 0 days 1,984 sqft
2022-03-01 0 days 1,779 sqft
2022-04-01 0 days 1,905 sqft
2022-05-01 0 days 1,859 sqft
2022-06-01 0 days 1,823 sqft
2022-07-01 0 days 1,838 sqft
2022-08-01 0 days 1,800 sqft
2022-09-01 0 days 1,836 sqft
2022-10-01 0 days 1,783 sqft
2022-11-01 0 days 1,791 sqft
2022-12-01 0 days 1,762 sqft
2023-01-01 0 days 1,855 sqft
2023-02-01 0 days 1,971 sqft
2023-03-01 0 days 1,934 sqft
2023-04-01 0 days 1,885 sqft
2023-05-01 0 days 2,054 sqft
2023-06-01 0 days 2,101 sqft
2023-07-01 0 days 2,005 sqft
2023-08-01 0 days 2,004 sqft
2023-09-01 0 days 1,891 sqft
2023-10-01 0 days 1,932 sqft
2023-11-01 0 days 1,837 sqft
2023-12-01 0 days 1,790 sqft
2024-01-01 0 days 1,789 sqft
2024-02-01 0 days 1,881 sqft
2024-03-01 0 days 1,899 sqft
2024-04-01 0 days 1,863 sqft
2024-05-01 0 days 1,975 sqft
2024-06-01 0 days 1,968 sqft
2024-07-01 0 days 1,958 sqft
2024-08-01 0 days 1,956 sqft
2024-09-01 0 days 1,973 sqft
Warrensburg's median listing age (time on market) for 2024-09-01 was 0 days.

Warrensburg's median square footage for active listings during the 2024-09-01 period was 1,973 sqft. One year prior, the average listing was 1,891 sqft.

Warrensburg, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 750 $187,660,000 $250,213
Cash Out Refi 123 $25,605,000 $208,171
Refi 99 $31,535,000 $318,535
Home Improvement 85 $6,365,000 $74,882
Other 49 $2,945,000 $60,102

Warrensburg's most frequently cited loan purpose was Home Purchase, with 750 originations. The 2nd most popular reason was Cash Out Refi, with 123 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 407 $100,685,000 $247,383
7-8% 241 $54,925,000 $227,905
5-6% 139 $42,335,000 $304,568
Over 8% 101 $16,825,000 $166,584
4-5% 13 $1,785,000 $137,308
<2.5% 11 $1,335,000 $121,364
2.5-3% 3 $715,000 $238,333
3-4% 2 $240,000 $120,000

During 2023, Warrensburg's most frequently originated rate bucket was 6-7%, with 407 originations.

Loan Sizing (Warrensburg, MO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 457 $127,215,000 $278,370
$100k-200k 348 $52,930,000 $152,098
$100,000 or less 201 $10,895,000 $54,204
$400k-600k 84 $38,790,000 $461,786
$600k-1000k 9 $7,035,000 $781,667
$Over $1MM 7 $17,245,000 $2,463,571

Warrensburg's loan sizing saw the bucket of loans from $200k-400k with 457 originations, totaling $127,215,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 431 $109,075,000 $253,074
60-80% 177 $56,985,000 $321,949
Over 100% 82 $24,200,000 $295,122
Under 20% 81 $3,915,000 $48,333
40-60% 80 $17,820,000 $222,750
20-40% 64 $6,270,000 $97,969

Warrensburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 431 originations, totaling $109,075,000 in origination value.