Warrensburg Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Warrensburg averaged 6.96% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 7.15% and one month ago for the week of 2023-08-17, the average rate was 6.76%.

    Warrensburg's average rate one year ago was 5.79%.

    For refis of the same type during the week of 2023-09-21, the average rate was 7.19%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Warrensburg 30 Year Fixed Rate 2023-09-21 6.96%
    Warrensburg 30 Year Fixed Rate Refi 2023-09-21 7.19%
    Warrensburg 15 Year Fixed Rate 2023-09-21 6.44%
    Warrensburg 15 Year Fixed Rate Refi 2023-09-21 6.54%
    Warrensburg 30 Year FHA 2023-09-21 6.92%
    Warrensburg 30 Year FHA Refi 2023-09-21 7.04%
    Warrensburg 30 Year USDA 2023-09-21 7.02%
    Warrensburg 30 Year USDA Refi 2023-09-21 6.82%
    Warrensburg 30 Year VA 2023-09-21 6.75%
    Warrensburg 30 Year VA Refi 2023-09-21 6.92%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Warrensburg, MO.

    Warrensburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Warrensburg, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 52 5.07% $2,759
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 40 5.21% $2,382
    The Central Trust Bank 35 4.98% $2,249
    Community Mortgage Banc Corporation 26 5.14% $2,348
    QUICKEN LOANS, LLC 25 4.97% $6,415
    DAS Acquisition Company, LLC 23 5.31% $3,237
    PRIMELENDING, A PLAINSCAPITAL COMPANY 11 5.49% $4,126
    UNITED WHOLESALE MORTGAGE, LLC 10 5.54% $3,573
    LEADERONE FINANCIAL CORPORATION 10 5.49% $4,895
    COMMUNITYAMERICA 7 4.93% $2,974
    R-G Federal Credit Union 7 5.11% $3,548
    Mr. Cooper ( Nationstar Mortgage ) 7 5.28% $5,959
    CALIBER HOME LOANS, INC. 6 4.18% $7,368
    U.S. Bank 6 5.00% $2,853
    SUMMIT FUNDING, INC. 5 6.00% $3,600
    Wells Fargo Bank 5 4.55% $4,320
    BROKER SOLUTIONS, INC. 5 4.87% $3,909
    Prosperity Home Mortgage, LLC 5 5.85% $4,012
    American Mortgage & Equity Consultants, Inc. 4 5.06% $2,708
    LOANDEPOT.COM, LLC 4 4.44% $4,767
    COMMUNITY MORTGAGE, LLC 4 5.41% $3,042
    EVERETT FINANCIAL, INC. 4 5.87% $1,374
    Arvest Bank 4 4.19% $2,793
    NBKC BANK 4 3.90% $1,676
    Gateway First Bank 4 5.25% $3,365
    ENDEAVOR CAPITAL, LLC. 3 5.04% $4,024
    AMERISAVE MORTGAGE CORPORATION 3 4.63% $4,166
    MOVEMENT MORTGAGE, LLC 3 5.35% $2,889
    CENTRAL MISSOURI COMMUNITY CREDIT UNION 3 5.92% $3,212
    First State Bank of St. Charles, Missouri 3 5.54% $2,501
    NEWREZ LLC 3 4.79% $2,995
    Landmark National Bank 3 5.38% $2,381
    Carrington Mortgage Services, LLC 3 5.63% $6,167
    UMB Bank 3 4.67% $2,999
    Community National Bank & Trust 2 6.62% $6,462
    ACADEMY MORTGAGE CORPORATION 2 6.19% $3,842
    BNC National Bank 2 3.31% $2,472
    Commerce Bank 2 5.38% $3,489
    CROSSCOUNTRY MORTGAGE, LLC 2 6.10% $6,105
    Equity Bank 2 5.75% $3,528
    FINANCE OF AMERICA MORTGAGE LLC 2 4.50% $5,912
    First Federal Bank of Kansas City 2 3.25% $3,454
    FIRST STATE MORTGAGE SERVICES, LLC 2 6.06% $2,123
    GENEVA FINANCIAL, LLC 2 5.50% $5,486
    GERSHMAN INVESTMENT CORP. 2 5.38% $2,985
    GUILD MORTGAGE COMPANY 2 5.25% $3,956
    HOME POINT FINANCIAL CORPORATION 2 4.81% $4,591
    Mazuma Credit Union 2 5.00% $2,928
    Midwest Mortgage Associates Corporation 2 6.56% $1,747
    Mortgage Research Center, LLC 2 5.69% $2,230
    NAVY FEDERAL CREDIT UNION 2 5.94% $2,604
    PENNYMAC LOAN SERVICES, LLC 2 3.94% $2,360
    S1L, Inc. 2 5.00% $7,223
    USAA Federal Savings Bank 2 5.13% $3,185
    Mid-America Bank 1 5.50% $2,272
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.88% $1,708
    Mortgage Investment Services Corporation 1 5.63% $5,716
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.50% $2,388
    First Savings Bank 1 7.38% $12,109
    First Guaranty Mortgage Corporation 1 4.63% $4,813
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.00% $7,090
    Ally Bank 1 5.00% $6,739
    FirstBank 1 2.63% $8,103
    Neighborhood Loans, Inc. 1 3.63% $5,710
    First Bank 1 5.50% $2,671
    North American Savings Bank, F.S.B. 1 5.75% $2,593
    Northpointe Bank 1 3.75% $2,122
    Oakstar Bank 1 4.00% $3,106
    Wood & Huston Bank 1 3.63% $2,231
    Plains Commerce Bank 1 4.25% $4,144
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.13% $3,653
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.63% $2,390
    Financial Funding Solutions, Inc. 1 7.88% $2,454
    Academy Bank 1 3.99% $2,084
    CMG MORTGAGE, INC. 1 5.38% $6,239
    BOKF 1 3.63% $2,566
    RUOFF MORTGAGE COMPANY, INC. 1 3.88% $3,338
    Wyndham Capital Mortgage, Inc. 1 5.13% $1,149
    Sierra Pacific Mortgage Company, Inc. 1 5.88% $4,755
    Simmons Bank 1 3.88% $2,600
    SIRVA MORTGAGE, INC. 1 4.00% $657
    BETTER MORTGAGE CORPORATION 1 3.38% $745
    SUN WEST MORTGAGE COMPANY, INC. 1 5.88% $5,486
    Bell Bank 1 5.63% $5,793
    Bank of America 1 2.63% $1,816
    ASSEMBLIES OF GOD Credit Union 1 3.88% $1,531
    JPMorgan Chase Bank 1 5.63% $2,476
    GUARANTEED RATE, INC. 1 4.49% $3,725
    FREEDOM MORTGAGE CORPORATION 1 5.38% $4,182
    Florida Capital Bank 1 5.25% $7,690
    ZILLOW HOME LOANS, LLC 1 4.75% $5,404
    MEGASTAR FINANCIAL CORP. 1 6.50% $3,029
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 3.50% $5,454

    Warrensburg Average Closing Costs & Other Stats

    Warrensburg, MO's 93 lenders originated 1,550 loans during 2022. The total origination value was $338,760,000, with an average loan value of $218,555.

    Warrensburg's average closing costs are $4,327.

    The top Warrensburg lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 52 loans originated. Their average total fees are $2,759, which is $377 higher than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

    The lowest fee Warrensburg lenders (with over 10 loans originated) are The Central Trust Bank ($2,249), Community Mortgage Banc Corporation ($2,348), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,382), FLAT BRANCH MORTGAGE, INC. ($2,759) and DAS Acquisition Company, LLC ($3,237).

    The lowest rate Warrensburg lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.97%), The Central Trust Bank (4.98%), FLAT BRANCH MORTGAGE, INC. (5.07%), Community Mortgage Banc Corporation (5.14%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (5.21%).

    Warrensburg, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $50,605,000 $32,080,000 -36.6% 9.5%
    FLAT BRANCH MORTGAGE, INC. $41,300,000 $25,620,000 -38.0% 7.6%
    The Central Trust Bank $17,950,000 $23,990,000 33.6% 7.1%
    F & C Bank $14,545,000 $18,075,000 24.3% 5.3%
    Mortgage Research Center, LLC $20,465,000 $17,365,000 -15.1% 5.1%
    QUICKEN LOANS, LLC $23,080,000 $14,550,000 -37.0% 4.3%
    DAS Acquisition Company, LLC $22,770,000 $12,390,000 -45.6% 3.7%
    Equity Bank $6,295,000 $10,675,000 69.6% 3.2%
    Community Mortgage Banc Corporation $8,700,000 $8,505,000 -2.2% 2.5%
    UNITED WHOLESALE MORTGAGE, LLC $8,055,000 $7,915,000 -1.7% 2.3%
    Bank of Odessa $4,740,000 $7,240,000 52.7% 2.1%
    CoreFirst Bank & Trust $7,210,000 n/a 2.1%
    Hawthorn Bank $7,355,000 $4,690,000 -36.2% 1.4%
    U.S. Bank $7,245,000 $4,685,000 -35.3% 1.4%
    LEADERONE FINANCIAL CORPORATION $4,215,000 $4,425,000 5.0% 1.3%
    USAA Federal Savings Bank $5,085,000 $4,420,000 -13.1% 1.3%
    COMMUNITYAMERICA $5,850,000 $3,885,000 -33.6% 1.1%
    COMMUNITY MORTGAGE, LLC $7,190,000 $3,725,000 -48.2% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $1,800,000 $3,695,000 105.3% 1.1%
    FREEDOM MORTGAGE CORPORATION $19,650,000 $3,435,000 -82.5% 1.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $5,720,000 $3,325,000 -41.9% 1.0%
    NBKC BANK $3,265,000 $3,070,000 -6.0% 0.9%
    R-G Federal Credit Union $3,060,000 n/a 0.9%
    NAVY FEDERAL CREDIT UNION $3,765,000 $2,675,000 -29.0% 0.8%
    Midwest Mortgage Associates Corporation $205,000 $2,600,000 1,168.3% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $2,155,000 $2,580,000 19.7% 0.8%
    PENNYMAC LOAN SERVICES, LLC $10,150,000 $2,550,000 -74.9% 0.8%
    CALIBER HOME LOANS, INC. $3,005,000 $2,520,000 -16.1% 0.7%
    Wells Fargo Bank $4,815,000 $2,385,000 -50.5% 0.7%
    The Federal Savings Bank $3,675,000 $2,365,000 -35.6% 0.7%
    Prosperity Home Mortgage, LLC $1,155,000 $2,290,000 98.3% 0.7%
    Gateway First Bank $3,520,000 $2,250,000 -36.1% 0.7%
    BROKER SOLUTIONS, INC. $2,580,000 $2,100,000 -18.6% 0.6%
    AMERISAVE MORTGAGE CORPORATION $1,825,000 $2,085,000 14.2% 0.6%
    HOME POINT FINANCIAL CORPORATION $3,110,000 $2,060,000 -33.8% 0.6%
    LOANDEPOT.COM, LLC $6,725,000 $2,060,000 -69.4% 0.6%
    SUMMIT FUNDING, INC. $1,825,000 $2,000,000 9.6% 0.6%
    Bank of Blue Valley $1,505,000 $1,930,000 28.2% 0.6%
    NEW DAY FINANCIAL, LLC $4,245,000 $1,925,000 -54.7% 0.6%
    First State Bank of St. Charles, Missouri $1,405,000 $1,840,000 31.0% 0.5%
    GENEVA FINANCIAL, LLC $1,405,000 $1,740,000 23.8% 0.5%
    ACADEMY MORTGAGE CORPORATION $1,060,000 $1,715,000 61.8% 0.5%
    UMB Bank $1,175,000 $1,675,000 42.6% 0.5%
    American Mortgage & Equity Consultants, Inc. $3,060,000 $1,650,000 -46.1% 0.5%
    Community National Bank & Trust $1,045,000 $1,635,000 56.5% 0.5%
    The Nodaway Valley Bank $1,615,000 n/a 0.5%
    EVERETT FINANCIAL, INC. $225,000 $1,595,000 608.9% 0.5%
    Carrington Mortgage Services, LLC $1,085,000 $1,515,000 39.6% 0.4%
    First Federal Bank of Kansas City $1,760,000 $1,480,000 -15.9% 0.4%
    Wood & Huston Bank $510,000 $1,475,000 189.2% 0.4%
    MOVEMENT MORTGAGE, LLC $5,125,000 $1,395,000 -72.8% 0.4%
    FCS Financial FLCA $355,000 $1,365,000 284.5% 0.4%
    Arvest Bank $2,795,000 $1,355,000 -51.5% 0.4%
    GUILD MORTGAGE COMPANY $4,100,000 $1,310,000 -68.0% 0.4%
    CENTRAL MISSOURI COMMUNITY CREDIT UNION $2,280,000 $1,230,000 -46.1% 0.4%
    Oakstar Bank $430,000 $1,200,000 179.1% 0.4%
    Wells Bank $6,505,000 $1,125,000 -82.7% 0.3%
    Plains Commerce Bank $340,000 $1,080,000 217.6% 0.3%
    Regional Missouri Bank $1,075,000 n/a 0.3%
    Community State Bank of Missouri $1,025,000 n/a 0.3%
    Landmark National Bank $1,025,000 $1,015,000 -1.0% 0.3%
    UNION HOME MORTGAGE CORP. $3,075,000 $1,005,000 -67.3% 0.3%
    PLAZA HOME MORTGAGE, INC. $165,000 $980,000 493.9% 0.3%
    CMG MORTGAGE, INC. $450,000 $945,000 110.0% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $6,910,000 $940,000 -86.4% 0.3%
    BOKF $590,000 $925,000 56.8% 0.3%
    Commerce Bank $1,600,000 $905,000 -43.4% 0.3%
    GERSHMAN INVESTMENT CORP. $1,435,000 $905,000 -36.9% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $255,000 $865,000 239.2% 0.3%
    North American Savings Bank, F.S.B. $1,435,000 $845,000 -41.1% 0.2%
    S1L, Inc. $670,000 $835,000 24.6% 0.2%
    ENDEAVOR CAPITAL, LLC. $1,820,000 $795,000 -56.3% 0.2%
    NEWREZ LLC $1,480,000 $765,000 -48.3% 0.2%
    Bell Bank $135,000 $755,000 459.3% 0.2%
    GUARANTEED RATE, INC. $1,340,000 $755,000 -43.7% 0.2%
    BNC National Bank $1,065,000 $705,000 -33.8% 0.2%
    Barrington Bank & Trust Company, N.A. $165,000 $690,000 318.2% 0.2%
    Security Bank of Kansas City $685,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $115,000 $675,000 487.0% 0.2%
    Labette Bank $635,000 n/a 0.2%
    JPMorgan Chase Bank $1,220,000 $610,000 -50.0% 0.2%
    BancorpSouth Bank $605,000 n/a 0.2%
    JLB CORPORATION $1,410,000 $600,000 -57.4% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,130,000 $585,000 -48.2% 0.2%
    AMERICAN FINANCING CORPORATION $280,000 $520,000 85.7% 0.2%
    First Savings Bank $520,000 n/a 0.2%
    Flagstar Bank, FSB $2,050,000 $520,000 -74.6% 0.2%
    FIRST STATE MORTGAGE SERVICES, LLC $510,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $510,000 n/a 0.2%
    Sunflower Bank $480,000 $490,000 2.1% 0.1%
    Armed Forces Bank $485,000 n/a 0.1%
    FirstBank $475,000 n/a 0.1%
    PLANET HOME LENDING, LLC $1,375,000 $470,000 -65.8% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $310,000 $465,000 50.0% 0.1%
    Bank of America $1,015,000 $455,000 -55.2% 0.1%
    First Interstate Bank $455,000 n/a 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $500,000 $450,000 -10.0% 0.1%
    Great Southern Bank $445,000 n/a 0.1%
    MEGASTAR FINANCIAL CORP. $225,000 $440,000 95.6% 0.1%
    Texana Bank $435,000 n/a 0.1%
    SIRVA MORTGAGE, INC. $205,000 $415,000 102.4% 0.1%
    Paramount Residential Mortgage Group, Inc. $390,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,175,000 $380,000 -67.7% 0.1%
    HOMESIDE FINANCIAL, LLC $375,000 n/a 0.1%
    The Union State Bank of Everest $375,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $2,120,000 $370,000 -82.5% 0.1%
    JAMES B. NUTTER & COMPANY $360,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $360,000 n/a 0.1%
    Neighborhood Loans, Inc. $205,000 $355,000 73.2% 0.1%
    PHH Mortgage Corporation $340,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,185,000 $335,000 -71.7% 0.1%
    MID AMERICA MORTGAGE, INC. $610,000 $335,000 -45.1% 0.1%
    VERITAS FUNDING, LLC $335,000 n/a 0.1%
    Ally Bank $95,000 $325,000 242.1% 0.1%
    Northpointe Bank $325,000 n/a 0.1%
    Bank of England $315,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $2,205,000 $315,000 -85.7% 0.1%
    FOUR POINTS $315,000 n/a 0.1%
    Mid-America Bank $315,000 n/a 0.1%
    Mortgage Investment Services Corporation $205,000 $315,000 53.7% 0.1%
    Wyndham Capital Mortgage, Inc. $145,000 $305,000 110.3% 0.1%
    First Mortgage Solutions, LLC $340,000 $295,000 -13.2% 0.1%
    Low VA Rates, LLC $730,000 $295,000 -59.6% 0.1%
    M&T Bank $295,000 n/a 0.1%
    Pinnacle Bank $295,000 n/a 0.1%
    Mazuma Credit Union $1,225,000 $290,000 -76.3% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $270,000 n/a 0.1%
    Magnolia Bank $1,225,000 $265,000 -78.4% 0.1%
    First Guaranty Mortgage Corporation $870,000 $255,000 -70.7% 0.1%
    Florida Capital Bank $255,000 n/a 0.1%
    Equity Prime Mortgage LLC $245,000 n/a 0.1%
    HAMILTON HOME LOANS, INC. $245,000 n/a 0.1%
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $245,000 n/a 0.1%
    Members Mortgage Services, L.L.C. $235,000 n/a 0.1%
    Academy Bank $855,000 $215,000 -74.9% 0.1%
    ASSEMBLIES OF GOD Credit Union $395,000 $215,000 -45.6% 0.1%
    GREATER KC PUBLIC SAFETY CREDIT UNION $215,000 n/a 0.1%
    Nations Lending Corporation $610,000 $215,000 -64.8% 0.1%
    NP, Inc. $205,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $125,000 $205,000 64.0% 0.1%
    Discover Bank $275,000 $200,000 -27.3% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $875,000 $195,000 -77.7% 0.1%
    The Missouri Bank $195,000 n/a 0.1%
    Country Club Bank $205,000 $190,000 -7.3% 0.1%
    PENTAGON FEDERAL CREDIT UNION $1,225,000 $190,000 -84.5% 0.1%
    CHURCHILL MORTGAGE CORPORATION $200,000 $185,000 -7.5% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $165,000 $185,000 12.1% 0.1%
    AMWEST FUNDING CORP. $175,000 n/a 0.1%
    Southern Bank $175,000 n/a 0.1%
    NBH Bank $1,640,000 $170,000 -89.6% 0.1%
    RUOFF MORTGAGE COMPANY, INC. $170,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $405,000 $165,000 -59.3% 0.0%
    MISSOURI Credit Union $250,000 $165,000 -34.0% 0.0%
    PNC Bank $390,000 $165,000 -57.7% 0.0%
    ROYAL UNITED MORTGAGE LLC $450,000 $165,000 -63.3% 0.0%
    Truist $115,000 $165,000 43.5% 0.0%
    Financial Funding Solutions, Inc. $165,000 $160,000 -3.0% 0.0%
    FAMILY FINANCE MORTGAGE, LLC $155,000 n/a 0.0%
    First Bank $385,000 $155,000 -59.7% 0.0%
    Kearney Trust Company $155,000 n/a 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $155,000 -27.9% 0.0%
    21ST MORTGAGE CORPORATION $355,000 $150,000 -57.7% 0.0%
    River Region Credit Union $150,000 n/a 0.0%
    LOANPAL, LLC $290,000 $145,000 -50.0% 0.0%
    Baxter Credit Union $300,000 $135,000 -55.0% 0.0%
    HomeBank $135,000 n/a 0.0%
    Simmons Bank $275,000 $135,000 -50.9% 0.0%
    SECURITYNATIONAL MORTGAGE COMPANY $125,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $155,000 $125,000 -19.4% 0.0%
    BANK OF LITTLE ROCK MORTGAGE CORPORATION $115,000 n/a 0.0%
    LENDINGHOME FUNDING CORPORATION $340,000 $95,000 -72.1% 0.0%
    AMERICAN ADVISORS GROUP $155,000 $85,000 -45.2% 0.0%
    NUMARK CREDIT UNION $165,000 $85,000 -48.5% 0.0%
    PREMIER MORTGAGE RESOURCES, L.L.C. $115,000 $85,000 -26.1% 0.0%
    WINGS FINANCIAL $75,000 n/a 0.0%
    Colonial Savings, F.A. $65,000 n/a 0.0%
    ALLIANT CREDIT UNION $45,000 n/a 0.0%
    BTC BANK $45,000 n/a 0.0%
    THRIVENT Federal Credit Union $25,000 n/a 0.0%
    Bank of the West $2,670,000 $15,000 -99.4% 0.0%
    Transportation Federal Credit Union $15,000 n/a 0.0%

    Warrensburg's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 9.5% market share. In second place, with 7.6%, is FLAT BRANCH MORTGAGE, INC., having originated $25,620,000 in loans. In third place, with 7.1%, is The Central Trust Bank, having originated $23,990,000 in loans. In fourth place, with 5.3%, is F & C Bank, having originated $18,075,000 in loans. In fifth place, with 5.1%, is Mortgage Research Center, LLC, having originated $17,365,000 in loans.

    Warrensburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,400 (5.8%) $216,418 (12.6%) 0.00 155
    2018-02-01 $174,950 (16.6%) $221,924 (13.7%) 0.00 160
    2018-03-01 $174,950 (11.2%) $220,229 (8.5%) 0.00 167
    2018-04-01 $179,050 (8.7%) $224,994 (9.6%) 0.00 170
    2018-05-01 $184,900 (4.2%) $228,736 (10.8%) 0.00 176
    2018-06-01 $187,450 (7.4%) $236,834 (14.0%) 0.00 192
    2018-07-01 $192,500 (10.0%) $247,536 (16.4%) 0.00 198
    2018-08-01 $190,625 (13.8%) $248,400 (15.6%) 0.00 189
    2018-09-01 $194,881 (18.1%) $249,287 (17.2%) 0.00 190
    2018-10-01 $194,450 (21.5%) $236,948 (12.8%) 0.00 171
    2018-11-01 $184,900 (22.8%) $224,866 (8.8%) 0.00 159
    2018-12-01 $183,900 (17.0%) $219,372 (5.8%) 0.00 143
    2019-01-01 $181,575 (13.9%) $226,539 (4.7%) 0.00 131
    2019-02-01 $178,888 (2.3%) $227,328 (2.4%) 0.00 134
    2019-03-01 $181,893 (4.0%) $230,105 (4.5%) 0.00 146
    2019-04-01 $186,700 (4.3%) $237,587 (5.6%) 0.00 151
    2019-05-01 $194,200 (5.0%) $246,484 (7.8%) 0.00 160
    2019-06-01 $204,950 (9.3%) $256,558 (8.3%) 0.00 165
    2019-07-01 $184,200 (-4.3%) $238,120 (-3.8%) 0.00 179
    2019-08-01 $180,273 (-5.4%) $232,298 (-6.5%) 0.00 180
    2019-09-01 $182,932 (-6.1%) $231,049 (-7.3%) 0.00 181
    2019-10-01 $185,000 (-4.9%) $230,215 (-2.8%) 0.00 182
    2019-11-01 $180,000 (-2.7%) $224,094 (-0.3%) 0.00 163
    2019-12-01 $179,450 (-2.4%) $224,740 (2.5%) 0.00 142
    2020-01-01 $177,975 (-2.0%) $223,372 (-1.4%) 0.00 129
    2020-02-01 $187,000 (4.5%) $237,499 (4.5%) 0.00 110
    2020-03-01 $214,500 (17.9%) $247,669 (7.6%) 0.00 117
    2020-04-01 $247,238 (32.4%) $258,219 (8.7%) 0.00 118
    2020-05-01 $256,950 (32.3%) $272,644 (10.6%) 0.00 105
    2020-06-01 $243,700 (18.9%) $267,825 (4.4%) 0.00 100
    2020-07-01 $236,075 (28.2%) $269,057 (13.0%) 0.00 103
    2020-08-01 $249,900 (38.6%) $283,420 (22.0%) 0.00 89
    2020-09-01 $253,700 (38.7%) $281,020 (21.6%) 0.00 95
    2020-10-01 $219,900 (18.9%) $278,704 (21.1%) 0.00 92
    2020-11-01 $222,450 (23.6%) $284,764 (27.1%) 0.00 89
    2020-12-01 $226,125 (26.0%) $295,801 (31.6%) 0.00 73
    2021-01-01 $237,500 (33.5%) $312,772 (40.0%) 0.00 72
    2021-02-01 $214,950 (15.0%) $303,994 (28.0%) 0.00 52
    2021-03-01 $203,625 (-5.1%) $268,895 (8.6%) 0.00 47
    2021-04-01 $234,375 (-5.2%) $282,455 (9.4%) 0.00 45
    2021-05-01 $239,950 (-6.6%) $284,171 (4.2%) 0.00 44
    2021-06-01 $243,750 (0.0%) $303,175 (13.2%) 0.00 66
    2021-07-01 $224,900 (-4.7%) $272,282 (1.2%) 0.00 83
    2021-08-01 $213,125 (-14.7%) $263,575 (-7.0%) 0.00 96
    2021-09-01 $230,950 (-9.0%) $284,601 (1.3%) 0.00 89
    2021-10-01 $244,900 (11.4%) $319,010 (14.5%) 0.00 81
    2021-11-01 $248,000 (11.5%) $324,385 (13.9%) 0.00 85
    2021-12-01 $245,000 (8.4%) $324,839 (9.8%) 0.00 69
    2022-01-01 $239,000 (0.6%) $311,975 (-0.3%) 0.00 50
    2022-02-01 $260,950 (21.4%) $342,569 (12.7%) 0.00 49
    2022-03-01 $238,500 (17.1%) $298,887 (11.2%) 0.00 57
    2022-04-01 $249,900 (6.6%) $335,297 (18.7%) 0.00 69
    2022-05-01 $257,475 (7.3%) $349,128 (22.9%) 0.00 82
    2022-06-01 $250,000 (2.6%) $300,337 (-0.9%) 0.00 99
    2022-07-01 $249,450 (10.9%) $294,904 (8.3%) 0.00 137
    2022-08-01 $259,900 (22.0%) $299,634 (13.7%) 0.00 143
    2022-09-01 $257,250 (11.4%) $293,483 (3.1%) 0.00 143
    2022-10-01 $242,500 (-1.0%) $282,851 (-11.3%) 0.00 151
    2022-11-01 $259,900 (4.8%) $295,836 (-8.8%) 0.00 135
    2022-12-01 $259,050 (5.7%) $296,316 (-8.8%) 0.00 134
    2023-01-01 $279,675 (17.0%) $307,945 (-1.3%) 0.00 93
    2023-02-01 $280,000 (7.3%) $341,535 (-0.3%) 0.00 83
    2023-03-01 $292,475 (22.6%) $351,132 (17.5%) 0.00 80
    2023-04-01 $315,000 (26.1%) $359,716 (7.3%) 0.00 65
    2023-05-01 $299,175 (16.2%) $353,134 (1.2%) 0.00 66
    2023-06-01 $326,225 (30.5%) $396,224 (31.9%) 0.00 89
    2023-07-01 $319,900 (28.2%) $409,482 (38.9%) 0.00 98
    2023-08-01 $332,225 (27.8%) $392,095 (30.9%) 0.00 107
    Warrensburg's median listing price for 2023-08-01 was $332,225, a difference of $72,325 (27.8%) versus the prior year and $12,325 versus the prior month.

    Warrensburg's median listing price comes in at 0% of the national average.

    Warrensburg's average listing price for 2023-08-01 was $392,095, a difference of $92,461 (30.9%) versus the prior year and $-17,387 versus the prior month.

    For the 2023-08-01 period, Warrensburg had 107 MLS listings, a difference of 9 listings (9%) versus the prior month and -36 listings (-25%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Warrensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,808 sqft
    2018-02-01 0 days 1,949 sqft
    2018-03-01 0 days 1,996 sqft
    2018-04-01 0 days 1,995 sqft
    2018-05-01 0 days 1,976 sqft
    2018-06-01 0 days 2,003 sqft
    2018-07-01 0 days 1,992 sqft
    2018-08-01 0 days 1,977 sqft
    2018-09-01 0 days 2,016 sqft
    2018-10-01 0 days 2,015 sqft
    2018-11-01 0 days 1,873 sqft
    2018-12-01 0 days 1,825 sqft
    2019-01-01 0 days 1,766 sqft
    2019-02-01 0 days 1,815 sqft
    2019-03-01 0 days 1,837 sqft
    2019-04-01 0 days 1,854 sqft
    2019-05-01 0 days 1,882 sqft
    2019-06-01 0 days 1,968 sqft
    2019-07-01 0 days 1,921 sqft
    2019-08-01 0 days 1,886 sqft
    2019-09-01 0 days 1,925 sqft
    2019-10-01 0 days 1,952 sqft
    2019-11-01 0 days 1,936 sqft
    2019-12-01 0 days 1,912 sqft
    2020-01-01 0 days 1,879 sqft
    2020-02-01 0 days 1,852 sqft
    2020-03-01 0 days 1,875 sqft
    2020-04-01 0 days 1,988 sqft
    2020-05-01 0 days 2,084 sqft
    2020-06-01 0 days 2,110 sqft
    2020-07-01 0 days 2,082 sqft
    2020-08-01 0 days 2,085 sqft
    2020-09-01 0 days 2,020 sqft
    2020-10-01 0 days 1,956 sqft
    2020-11-01 0 days 2,048 sqft
    2020-12-01 0 days 2,009 sqft
    2021-01-01 0 days 1,912 sqft
    2021-02-01 0 days 1,774 sqft
    2021-03-01 0 days 1,820 sqft
    2021-04-01 0 days 1,789 sqft
    2021-05-01 0 days 1,760 sqft
    2021-06-01 0 days 1,802 sqft
    2021-07-01 0 days 1,779 sqft
    2021-08-01 0 days 1,704 sqft
    2021-09-01 0 days 1,788 sqft
    2021-10-01 0 days 1,860 sqft
    2021-11-01 0 days 1,908 sqft
    2021-12-01 0 days 1,821 sqft
    2022-01-01 0 days 1,812 sqft
    2022-02-01 0 days 1,981 sqft
    2022-03-01 0 days 1,756 sqft
    2022-04-01 0 days 1,890 sqft
    2022-05-01 0 days 1,853 sqft
    2022-06-01 0 days 1,818 sqft
    2022-07-01 0 days 1,836 sqft
    2022-08-01 0 days 1,800 sqft
    2022-09-01 0 days 1,836 sqft
    2022-10-01 0 days 1,786 sqft
    2022-11-01 0 days 1,791 sqft
    2022-12-01 0 days 1,762 sqft
    2023-01-01 0 days 1,855 sqft
    2023-02-01 0 days 1,971 sqft
    2023-03-01 0 days 1,934 sqft
    2023-04-01 0 days 1,885 sqft
    2023-05-01 0 days 2,054 sqft
    2023-06-01 0 days 2,103 sqft
    2023-07-01 0 days 2,011 sqft
    2023-08-01 0 days 2,004 sqft
    Warrensburg's median listing age (time on market) for 2023-08-01 was 0 days.

    Warrensburg's median square footage for active listings during the 2023-08-01 period was 2,004 sqft. One year prior, the average listing was 1,800 sqft.

    Warrensburg, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 951 $227,325,000 $239,038
    Cash Out Refi 278 $62,010,000 $223,058
    Refi 174 $37,860,000 $217,586
    Home Improvement 91 $7,175,000 $78,846
    Other 56 $4,390,000 $78,393

    Warrensburg's most frequently cited loan purpose was Home Purchase, with 951 originations. The 2nd most popular reason was Cash Out Refi, with 278 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 395 $96,145,000 $243,405
    4-5% 307 $73,485,000 $239,365
    3-4% 280 $64,710,000 $231,107
    6-7% 191 $39,355,000 $206,047
    2.5-3% 92 $16,800,000 $182,609
    7-8% 50 $9,510,000 $190,200
    <2.5% 28 $3,830,000 $136,786
    Over 8% 20 $2,030,000 $101,500

    During 2022, Warrensburg's most frequently originated rate bucket was 5-6%, with 395 originations.

    Loan Sizing (Warrensburg, MO MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 634 $171,230,000 $270,079
    $100k-200k 514 $78,470,000 $152,665
    $100,000 or less 289 $17,115,000 $59,221
    $400k-600k 89 $40,925,000 $459,831
    $600k-1000k 13 $8,605,000 $661,923
    $Over $1MM 11 $22,415,000 $2,037,727

    Warrensburg's loan sizing saw the bucket of loans from $200k-400k with 634 originations, totaling $171,230,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 607 $145,375,000 $239,498
    60-80% 330 $88,810,000 $269,121
    40-60% 140 $26,640,000 $190,286
    Over 100% 98 $28,940,000 $295,306
    Under 20% 95 $5,145,000 $54,158
    20-40% 89 $10,385,000 $116,685

    Warrensburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 607 originations, totaling $145,375,000 in origination value.