Kirksville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kirksville averaged 6.69% for the week of 2024-11-27, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2024-11-21) was 6.92% and one month ago for the week of 2024-10-24, the average rate was 6.52%.

Kirksville's average rate one year ago was 7.17%.

For refis of the same type during the week of 2024-11-27, the average rate was 6.91%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-27 6.81%
Kirksville 30 Year Fixed Rate 2024-11-27 6.69%
Kirksville 30 Year Fixed Rate Refi 2024-11-27 6.91%
Kirksville 15 Year Fixed Rate 2024-11-27 6.1%
Kirksville 15 Year Fixed Rate Refi 2024-11-27 6.1%
Kirksville 30 Year FHA 2024-11-27 0.2%
Kirksville 30 Year FHA Refi 2024-11-27 0.1%
Kirksville 30 Year USDA 2024-11-27 -0.1%
Kirksville 30 Year USDA Refi 2024-11-27 0.1%
Kirksville 30 Year VA 2024-11-27 0%
Kirksville 30 Year VA Refi 2024-11-27 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kirksville, MO.

Kirksville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kirksville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 21 6.73% $2,669
DAS Acquisition Company, LLC 10 6.88% $5,211
QUICKEN LOANS, LLC 9 6.59% $5,661
U.S. Bank 6 7.00% $1,813
Mortgage Research Center, LLC 4 7.21% $1,444
Plains Commerce Bank 4 7.22% $6,699
Arvest Bank 3 6.79% $2,751
DELMAR FINANCIAL COMPANY 2 6.75% $2,683
HomeBank 2 7.98% $1,559
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.56% $2,558
LAKEVIEW LOAN SERVICING, LLC 1 7.63% $6,619
Midwest Heritage Bank FSB 1 6.13% $1,839
MISSOURI ELECTRIC COOPERATIVES EMPL 1 6.50% $1,669
Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $6,286
NBH Bank 1 7.94% $3,031
NBKC BANK 1 5.99% $2,731
North American Savings Bank, F.S.B. 1 9.50% $9,063
Northpointe Bank 1 6.00% $4,473
Northwest Bank 1 7.63% $2,015
PENNYMAC LOAN SERVICES, LLC 1 7.63% $3,577
Regions Bank 1 5.75% $2,412
ROYAL UNITED MORTGAGE LLC 1 8.13% $8,528
The Central Trust Bank 1 6.63% $3,198
The Federal Savings Bank 1 6.38% $7,032
Truist 1 6.88% $2,700
ALLIANT CREDIT UNION 1 7.50% $2,481
Wells Fargo Bank 1 7.63% $3,665
American Mortgage & Equity Consultants, Inc. 1 7.88% $4,438
Bank of America 1 6.88% $2,789
BMO Harris Bank 1 6.63% $3,008
BROKER SOLUTIONS, INC. 1 7.63% $5,710
Deseret First Credit Union 1 5.99% $2,822
Flagstar Bank, FSB 1 6.99% $2,923
Fortress Bank 1 6.00% $1,782
GUARANTEED RATE, INC. 1 6.99% $2,905
HOMESIDE FINANCIAL, LLC 1 6.99% $3,279

Kirksville Average Closing Costs & Other Stats

Kirksville, MO's 36 lenders originated 303 loans during 2023. The total origination value was $45,175,000, with an average loan value of $149,092.

Kirksville's average closing costs are $3,591.

The top Kirksville lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 21 loans originated. Their average total fees are $2,669, which is $2,542 lower than the next largest lender, DAS Acquisition Company, LLC.

The lowest fee Kirksville lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. ($2,669), DAS Acquisition Company, LLC ($5,211), .

The lowest rate Kirksville lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.73%), DAS Acquisition Company, LLC (6.88%), .

Kirksville, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Alliant Bank $12,480,000 $7,750,000 -37.9% 17.2%
FLAT BRANCH MORTGAGE, INC. $4,725,000 $5,005,000 5.9% 11.1%
DAS Acquisition Company, LLC $3,805,000 $3,325,000 -12.6% 7.4%
Regional Missouri Bank $1,665,000 $2,845,000 70.9% 6.3%
Wells Bank $155,000 $2,825,000 1,722.6% 6.3%
QUICKEN LOANS, LLC $3,675,000 $2,760,000 -24.9% 6.1%
U.S. Bank $5,285,000 $2,405,000 -54.5% 5.3%
Mortgage Research Center, LLC $4,250,000 $1,955,000 -54.0% 4.3%
Plains Commerce Bank $1,170,000 $1,210,000 3.4% 2.7%
Arvest Bank $455,000 $1,175,000 158.2% 2.6%
NBH Bank $2,140,000 $1,025,000 -52.1% 2.3%
HomeBank $1,670,000 $705,000 -57.8% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $280,000 $635,000 126.8% 1.4%
FCS Financial FLCA $715,000 $530,000 -25.9% 1.2%
Bank of America $195,000 $505,000 159.0% 1.1%
Wells Fargo Bank $365,000 $500,000 37.0% 1.1%
The Bank of Old Monroe $420,000 n/a 0.9%
LOANDEPOT.COM, LLC $885,000 $410,000 -53.7% 0.9%
MISSOURI ELECTRIC COOPERATIVES EMPL $380,000 $405,000 6.6% 0.9%
BROKER SOLUTIONS, INC. $115,000 $400,000 247.8% 0.9%
USAA Federal Savings Bank $235,000 $390,000 66.0% 0.9%
North American Savings Bank, F.S.B. $345,000 n/a 0.8%
Peoples Bank $275,000 n/a 0.6%
The Central Trust Bank $665,000 $255,000 -61.7% 0.6%
CARDINAL FINANCIAL $250,000 n/a 0.6%
PEOPLES BANK & TRUST CO. $245,000 $245,000 0.0% 0.5%
Truist $245,000 n/a 0.5%
Mortgage Investment Services Corporation $235,000 n/a 0.5%
Midwest Mortgage Associates Corporation $75,000 $225,000 200.0% 0.5%
DELMAR FINANCIAL COMPANY $220,000 n/a 0.5%
PNC Bank $25,000 $220,000 780.0% 0.5%
Regions Bank $215,000 n/a 0.5%
GUARANTEED RATE, INC. $210,000 n/a 0.5%
Fortress Bank $205,000 n/a 0.5%
HOMESIDE FINANCIAL, LLC $205,000 n/a 0.5%
PENNYMAC LOAN SERVICES, LLC $445,000 $200,000 -55.1% 0.4%
AXIA FINANCIAL, LLC $190,000 n/a 0.4%
LAKEVIEW LOAN SERVICING, LLC $185,000 n/a 0.4%
Northwest Bank $175,000 n/a 0.4%
SeaTrust Mortgage Company $175,000 n/a 0.4%
FCB Banks $65,000 $165,000 153.8% 0.4%
MID AMERICA MORTGAGE, INC. $155,000 n/a 0.3%
American Mortgage & Equity Consultants, Inc. $145,000 n/a 0.3%
ACADEMY MORTGAGE CORPORATION $135,000 n/a 0.3%
Midwest Heritage Bank FSB $195,000 $135,000 -30.8% 0.3%
ROYAL UNITED MORTGAGE LLC $240,000 $135,000 -43.8% 0.3%
Third Federal Savings and Loan Association of Cleveland $135,000 n/a 0.3%
21ST MORTGAGE CORPORATION $70,000 $130,000 85.7% 0.3%
Community Mortgage Banc Corporation $155,000 $125,000 -19.4% 0.3%
ENDEAVOR CAPITAL, LLC. $85,000 $125,000 47.1% 0.3%
First State Community Bank $125,000 $125,000 0.0% 0.3%
GREENSTATE CREDIT UNION $190,000 $125,000 -34.2% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $220,000 $125,000 -43.2% 0.3%
Lincoln Savings Bank $115,000 n/a 0.3%
Members Mortgage Services, L.L.C. $115,000 n/a 0.3%
The Federal Savings Bank $115,000 n/a 0.3%
NBKC BANK $265,000 $105,000 -60.4% 0.2%
Hills Bank and Trust Company $100,000 n/a 0.2%
FIRST MISSOURI BANK $195,000 $95,000 -51.3% 0.2%
Bank of England $85,000 n/a 0.2%
First Interstate Bank $85,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $85,000 n/a 0.2%
Northpointe Bank $85,000 n/a 0.2%
Deseret First Credit Union $75,000 n/a 0.2%
Heritage Community Bank $75,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $55,000 n/a 0.1%
Discover Bank $55,000 n/a 0.1%
Exchange Bank of Missouri $55,000 n/a 0.1%
Flagstar Bank, FSB $185,000 $55,000 -70.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $55,000 n/a 0.1%
BMO Harris Bank $45,000 n/a 0.1%
ALLIANT CREDIT UNION $35,000 n/a 0.1%

Kirksville's top lender by overall market share is Alliant Bank, with 17.2% market share. In second place, with 11.1%, is FLAT BRANCH MORTGAGE, INC., having originated $5,005,000 in loans. In third place, with 7.4%, is DAS Acquisition Company, LLC, having originated $3,325,000 in loans. In fourth place, with 6.3%, is Regional Missouri Bank, having originated $2,845,000 in loans. In fifth place, with 6.3%, is Wells Bank, having originated $2,825,000 in loans.


Kirksville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $94,950 (5.7%) $155,793 (9.1%) 0.00 109
2018-02-01 $84,125 (-11.9%) $157,132 (9.0%) 0.00 106
2018-03-01 $104,900 (-0.8%) $166,116 (9.2%) 0.00 110
2018-04-01 $114,950 (4.6%) $171,283 (7.5%) 0.00 123
2018-05-01 $122,150 (11.1%) $175,582 (11.0%) 0.00 131
2018-06-01 $119,900 (4.3%) $163,158 (1.8%) 0.00 138
2018-07-01 $124,900 (9.9%) $160,439 (1.4%) 0.00 139
2018-08-01 $116,650 (3.7%) $159,301 (-1.2%) 0.00 137
2018-09-01 $99,900 (-7.5%) $147,247 (-5.4%) 0.00 125
2018-10-01 $95,200 (-2.1%) $145,527 (-5.3%) 0.00 116
2018-11-01 $99,900 (6.4%) $149,982 (-0.4%) 0.00 116
2018-12-01 $105,000 (10.5%) $150,372 (-5.7%) 0.00 111
2019-01-01 $104,500 (10.1%) $154,904 (-0.6%) 0.00 98
2019-02-01 $104,500 (24.2%) $157,985 (0.5%) 0.00 97
2019-03-01 $100,886 (-3.8%) $159,860 (-3.8%) 0.00 99
2019-04-01 $100,886 (-12.2%) $162,759 (-5.0%) 0.00 99
2019-05-01 $99,900 (-18.2%) $165,816 (-5.6%) 0.00 98
2019-06-01 $99,900 (-16.7%) $164,507 (0.8%) 0.00 113
2019-07-01 $107,225 (-14.2%) $168,676 (5.1%) 0.00 121
2019-08-01 $106,736 (-8.5%) $170,964 (7.3%) 0.00 122
2019-09-01 $102,666 (2.8%) $164,631 (11.8%) 0.00 122
2019-10-01 $99,800 (4.8%) $161,750 (11.2%) 0.00 125
2019-11-01 $99,500 (-0.4%) $170,894 (13.9%) 0.00 109
2019-12-01 $95,600 (-9.0%) $166,746 (10.9%) 0.00 98
2020-01-01 $89,675 (-14.2%) $166,928 (7.8%) 0.00 93
2020-02-01 $88,500 (-15.3%) $163,703 (3.6%) 0.00 95
2020-03-01 $93,944 (-6.9%) $165,654 (3.6%) 0.00 105
2020-04-01 $102,300 (1.4%) $169,666 (4.2%) 0.00 111
2020-05-01 $109,900 (10.0%) $175,829 (6.0%) 0.00 102
2020-06-01 $126,150 (26.3%) $193,366 (17.5%) 0.00 96
2020-07-01 $119,000 (11.0%) $192,784 (14.3%) 0.00 85
2020-08-01 $116,250 (8.9%) $191,274 (11.9%) 0.00 88
2020-09-01 $114,950 (12.0%) $193,989 (17.8%) 0.00 80
2020-10-01 $109,500 (9.7%) $185,824 (14.9%) 0.00 81
2020-11-01 $117,000 (17.6%) $190,458 (11.5%) 0.00 72
2020-12-01 $99,675 (4.3%) $164,608 (-1.3%) 0.00 77
2021-01-01 $97,500 (8.7%) $165,866 (-0.6%) 0.00 76
2021-02-01 $94,475 (6.8%) $171,758 (4.9%) 0.00 80
2021-03-01 $90,575 (-3.6%) $162,114 (-2.1%) 0.00 75
2021-04-01 $89,900 (-12.1%) $161,427 (-4.9%) 0.00 67
2021-05-01 $117,400 (6.8%) $163,718 (-6.9%) 0.00 66
2021-06-01 $108,650 (-13.9%) $160,698 (-16.9%) 0.00 64
2021-07-01 $111,950 (-5.9%) $165,042 (-14.4%) 0.00 69
2021-08-01 $116,600 (0.3%) $156,218 (-18.3%) 0.00 81
2021-09-01 $119,750 (4.2%) $165,814 (-14.5%) 0.00 82
2021-10-01 $124,500 (13.7%) $176,204 (-5.2%) 0.00 82
2021-11-01 $149,900 (28.1%) $302,133 (58.6%) 0.00 86
2021-12-01 $130,800 (31.2%) $295,003 (79.2%) 0.00 82
2022-01-01 $138,000 (41.5%) $322,115 (94.2%) 0.00 71
2022-02-01 $149,900 (58.7%) $334,522 (94.8%) 0.00 64
2022-03-01 $169,350 (87.0%) $379,026 (133.8%) 0.00 51
2022-04-01 $159,900 (77.9%) $397,158 (146.0%) 0.00 45
2022-05-01 $150,875 (28.5%) $382,977 (133.9%) 0.00 51
2022-06-01 $187,400 (72.5%) $420,577 (161.7%) 0.00 54
2022-07-01 $193,500 (72.9%) $361,117 (118.8%) 0.00 74
2022-08-01 $185,950 (59.5%) $346,761 (122.0%) 0.00 81
2022-09-01 $174,975 (46.1%) $324,107 (95.5%) 0.00 83
2022-10-01 $179,900 (44.5%) $342,196 (94.2%) 0.00 70
2022-11-01 $175,000 (16.7%) $344,245 (13.9%) 0.00 65
2022-12-01 $168,750 (29.0%) $353,113 (19.7%) 0.00 56
2023-01-01 $179,200 (29.9%) $284,181 (-11.8%) 0.00 56
2023-02-01 $190,450 (27.1%) $251,554 (-24.8%) 0.00 56
2023-03-01 $212,950 (25.8%) $249,059 (-34.3%) 0.00 64
2023-04-01 $213,900 (33.8%) $247,584 (-37.7%) 0.00 63
2023-05-01 $198,925 (31.9%) $217,291 (-43.3%) 0.00 68
2023-06-01 $189,950 (1.4%) $211,856 (-49.6%) 0.00 75
2023-07-01 $187,400 (-3.2%) $224,878 (-37.7%) 0.00 83
2023-08-01 $190,000 (2.2%) $237,164 (-31.6%) 0.00 78
2023-09-01 $190,000 (8.6%) $246,300 (-24.0%) 0.00 84
2023-10-01 $197,250 (9.6%) $253,603 (-25.9%) 0.00 83
2023-11-01 $191,650 (9.5%) $258,538 (-24.9%) 0.00 86
2023-12-01 $173,950 (3.1%) $252,751 (-28.4%) 0.00 75
2024-01-01 $177,475 (-1.0%) $253,739 (-10.7%) 0.00 65
2024-02-01 $158,750 (-16.6%) $238,738 (-5.1%) 0.00 73
2024-03-01 $159,900 (-24.9%) $270,281 (8.5%) 0.00 79
2024-04-01 $191,450 (-10.5%) $284,528 (14.9%) 0.00 81
2024-05-01 $209,999 (5.6%) $286,570 (31.9%) 0.00 83
2024-06-01 $199,900 (5.2%) $260,751 (23.1%) 0.00 93
2024-07-01 $209,249 (11.7%) $254,600 (13.2%) 0.00 99
2024-08-01 $209,900 (10.5%) $262,592 (10.7%) 0.00 105
2024-09-01 $199,900 (5.2%) $278,561 (13.1%) 0.00 109
2024-10-01 $204,900 (3.9%) $287,629 (13.4%) 0.00 108
Kirksville's median listing price for 2024-10-01 was $204,900, a difference of $7,650 (3.9%) versus the prior year and $5,000 versus the prior month.

Kirksville's median listing price comes in at 0% of the national average.

Kirksville's average listing price for 2024-10-01 was $287,629, a difference of $34,026 (13.4%) versus the prior year and $9,068 versus the prior month.

For the 2024-10-01 period, Kirksville had 108 MLS listings, a difference of -1 listings (-1%) versus the prior month and 25 listings (30%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,414 sqft
2018-02-01 0 days 1,400 sqft
2018-03-01 0 days 1,405 sqft
2018-04-01 0 days 1,475 sqft
2018-05-01 0 days 1,530 sqft
2018-06-01 0 days 1,526 sqft
2018-07-01 0 days 1,531 sqft
2018-08-01 0 days 1,470 sqft
2018-09-01 0 days 1,415 sqft
2018-10-01 0 days 1,401 sqft
2018-11-01 0 days 1,401 sqft
2018-12-01 0 days 1,404 sqft
2019-01-01 0 days 1,400 sqft
2019-02-01 0 days 1,401 sqft
2019-03-01 0 days 1,465 sqft
2019-04-01 0 days 1,538 sqft
2019-05-01 0 days 1,513 sqft
2019-06-01 0 days 1,501 sqft
2019-07-01 0 days 1,475 sqft
2019-08-01 0 days 1,507 sqft
2019-09-01 0 days 1,449 sqft
2019-10-01 0 days 1,440 sqft
2019-11-01 0 days 1,500 sqft
2019-12-01 0 days 1,497 sqft
2020-01-01 0 days 1,438 sqft
2020-02-01 0 days 1,405 sqft
2020-03-01 0 days 1,488 sqft
2020-04-01 0 days 1,561 sqft
2020-05-01 0 days 1,575 sqft
2020-06-01 0 days 1,635 sqft
2020-07-01 0 days 1,646 sqft
2020-08-01 0 days 1,680 sqft
2020-09-01 0 days 1,578 sqft
2020-10-01 0 days 1,518 sqft
2020-11-01 0 days 1,534 sqft
2020-12-01 0 days 1,474 sqft
2021-01-01 0 days 1,468 sqft
2021-02-01 0 days 1,433 sqft
2021-03-01 0 days 1,348 sqft
2021-04-01 0 days 1,407 sqft
2021-05-01 0 days 1,419 sqft
2021-06-01 0 days 1,462 sqft
2021-07-01 0 days 1,474 sqft
2021-08-01 0 days 1,369 sqft
2021-09-01 0 days 1,374 sqft
2021-10-01 0 days 1,314 sqft
2021-11-01 0 days 1,410 sqft
2021-12-01 0 days 1,435 sqft
2022-01-01 0 days 1,465 sqft
2022-02-01 0 days 1,451 sqft
2022-03-01 0 days 1,680 sqft
2022-04-01 0 days 1,658 sqft
2022-05-01 0 days 1,436 sqft
2022-06-01 0 days 1,840 sqft
2022-07-01 0 days 1,957 sqft
2022-08-01 0 days 1,711 sqft
2022-09-01 0 days 1,699 sqft
2022-10-01 0 days 1,752 sqft
2022-11-01 0 days 1,635 sqft
2022-12-01 0 days 1,619 sqft
2023-01-01 0 days 1,619 sqft
2023-02-01 0 days 1,672 sqft
2023-03-01 0 days 1,658 sqft
2023-04-01 0 days 1,598 sqft
2023-05-01 0 days 1,622 sqft
2023-06-01 0 days 1,600 sqft
2023-07-01 0 days 1,656 sqft
2023-08-01 0 days 1,777 sqft
2023-09-01 0 days 1,778 sqft
2023-10-01 0 days 1,800 sqft
2023-11-01 0 days 1,800 sqft
2023-12-01 0 days 1,555 sqft
2024-01-01 0 days 1,550 sqft
2024-02-01 0 days 1,496 sqft
2024-03-01 0 days 1,493 sqft
2024-04-01 0 days 1,623 sqft
2024-05-01 0 days 1,694 sqft
2024-06-01 0 days 1,531 sqft
2024-07-01 0 days 1,655 sqft
2024-08-01 0 days 1,628 sqft
2024-09-01 0 days 1,684 sqft
2024-10-01 0 days 1,664 sqft
Kirksville's median listing age (time on market) for 2024-10-01 was 0 days.

Kirksville's median square footage for active listings during the 2024-10-01 period was 1,664 sqft. One year prior, the average listing was 1,800 sqft.

Kirksville, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 216 $34,940,000 $161,759
Refi 36 $5,520,000 $153,333
Home Improvement 22 $1,680,000 $76,364
Cash Out Refi 18 $2,410,000 $133,889
Other 11 $625,000 $56,818

Kirksville's most frequently cited loan purpose was Home Purchase, with 216 originations. The 2nd most popular reason was Refi, with 36 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 89 $14,515,000 $163,090
7-8% 64 $9,880,000 $154,375
Over 8% 30 $2,970,000 $99,000
5-6% 21 $2,665,000 $126,905
4-5% 1 $225,000 $225,000

During 2023, Kirksville's most frequently originated rate bucket was 6-7%, with 89 originations.

Loan Sizing (Kirksville, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 119 $16,815,000 $141,303
$100,000 or less 117 $7,085,000 $60,556
$200k-400k 58 $15,210,000 $262,241
$400k-600k 5 $2,305,000 $461,000
$600k-1000k 3 $2,205,000 $735,000
$Over $1MM 1 $1,555,000 $1,555,000

Kirksville's loan sizing saw the bucket of loans from $100k-200k with 119 originations, totaling $16,815,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 121 $20,325,000 $167,975
60-80% 43 $6,255,000 $145,465
20-40% 15 $905,000 $60,333
40-60% 14 $1,970,000 $140,714
Under 20% 10 $410,000 $41,000
Over 100% 1 $175,000 $175,000

Kirksville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 121 originations, totaling $20,325,000 in origination value.