Kirksville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Kirksville averaged
6.69%
for the week of 2024-11-27, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2024-11-21) was
6.92% and
one month ago for the week of 2024-10-24, the
average rate was 6.52%.
Kirksville's average rate one year ago was 7.17%.
For refis of the same type during the week of 2024-11-27, the average rate
was 6.91%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-27 | 6.81% |
Kirksville 30 Year Fixed Rate | 2024-11-27 | 6.69% |
Kirksville 30 Year Fixed Rate Refi | 2024-11-27 | 6.91% |
Kirksville 15 Year Fixed Rate | 2024-11-27 | 6.1% |
Kirksville 15 Year Fixed Rate Refi | 2024-11-27 | 6.1% |
Kirksville 30 Year FHA | 2024-11-27 | 0.2% |
Kirksville 30 Year FHA Refi | 2024-11-27 | 0.1% |
Kirksville 30 Year USDA | 2024-11-27 | -0.1% |
Kirksville 30 Year USDA Refi | 2024-11-27 | 0.1% |
Kirksville 30 Year VA | 2024-11-27 | 0% |
Kirksville 30 Year VA Refi | 2024-11-27 | -0.2% |
Kirksville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kirksville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Kirksville Average Closing Costs & Other Stats
Kirksville, MO's 36 lenders originated 303
loans during 2023. The total origination value was $45,175,000, with an average loan value of
$149,092.
Kirksville's average closing costs are $3,591.
The top Kirksville lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
21 loans originated. Their average total fees are
$2,669, which is $2,542
lower than the next largest lender,
DAS Acquisition Company, LLC.
The lowest fee Kirksville lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. ($2,669), DAS Acquisition Company, LLC ($5,211), .
The lowest rate Kirksville lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. (6.73%), DAS Acquisition Company, LLC (6.88%), .
Kirksville, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Alliant Bank | $12,480,000 | $7,750,000 | -37.9% | 17.2% |
FLAT BRANCH MORTGAGE, INC. | $4,725,000 | $5,005,000 | 5.9% | 11.1% |
DAS Acquisition Company, LLC | $3,805,000 | $3,325,000 | -12.6% | 7.4% |
Regional Missouri Bank | $1,665,000 | $2,845,000 | 70.9% | 6.3% |
Wells Bank | $155,000 | $2,825,000 | 1,722.6% | 6.3% |
QUICKEN LOANS, LLC | $3,675,000 | $2,760,000 | -24.9% | 6.1% |
U.S. Bank | $5,285,000 | $2,405,000 | -54.5% | 5.3% |
Mortgage Research Center, LLC | $4,250,000 | $1,955,000 | -54.0% | 4.3% |
Plains Commerce Bank | $1,170,000 | $1,210,000 | 3.4% | 2.7% |
Arvest Bank | $455,000 | $1,175,000 | 158.2% | 2.6% |
NBH Bank | $2,140,000 | $1,025,000 | -52.1% | 2.3% |
HomeBank | $1,670,000 | $705,000 | -57.8% | 1.6% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $280,000 | $635,000 | 126.8% | 1.4% |
FCS Financial FLCA | $715,000 | $530,000 | -25.9% | 1.2% |
Bank of America | $195,000 | $505,000 | 159.0% | 1.1% |
Wells Fargo Bank | $365,000 | $500,000 | 37.0% | 1.1% |
The Bank of Old Monroe | $420,000 | n/a | 0.9% | |
LOANDEPOT.COM, LLC | $885,000 | $410,000 | -53.7% | 0.9% |
MISSOURI ELECTRIC COOPERATIVES EMPL | $380,000 | $405,000 | 6.6% | 0.9% |
BROKER SOLUTIONS, INC. | $115,000 | $400,000 | 247.8% | 0.9% |
USAA Federal Savings Bank | $235,000 | $390,000 | 66.0% | 0.9% |
North American Savings Bank, F.S.B. | $345,000 | n/a | 0.8% | |
Peoples Bank | $275,000 | n/a | 0.6% | |
The Central Trust Bank | $665,000 | $255,000 | -61.7% | 0.6% |
CARDINAL FINANCIAL | $250,000 | n/a | 0.6% | |
PEOPLES BANK & TRUST CO. | $245,000 | $245,000 | 0.0% | 0.5% |
Truist | $245,000 | n/a | 0.5% | |
Mortgage Investment Services Corporation | $235,000 | n/a | 0.5% | |
Midwest Mortgage Associates Corporation | $75,000 | $225,000 | 200.0% | 0.5% |
DELMAR FINANCIAL COMPANY | $220,000 | n/a | 0.5% | |
PNC Bank | $25,000 | $220,000 | 780.0% | 0.5% |
Regions Bank | $215,000 | n/a | 0.5% | |
GUARANTEED RATE, INC. | $210,000 | n/a | 0.5% | |
Fortress Bank | $205,000 | n/a | 0.5% | |
HOMESIDE FINANCIAL, LLC | $205,000 | n/a | 0.5% | |
PENNYMAC LOAN SERVICES, LLC | $445,000 | $200,000 | -55.1% | 0.4% |
AXIA FINANCIAL, LLC | $190,000 | n/a | 0.4% | |
LAKEVIEW LOAN SERVICING, LLC | $185,000 | n/a | 0.4% | |
Northwest Bank | $175,000 | n/a | 0.4% | |
SeaTrust Mortgage Company | $175,000 | n/a | 0.4% | |
FCB Banks | $65,000 | $165,000 | 153.8% | 0.4% |
MID AMERICA MORTGAGE, INC. | $155,000 | n/a | 0.3% | |
American Mortgage & Equity Consultants, Inc. | $145,000 | n/a | 0.3% | |
ACADEMY MORTGAGE CORPORATION | $135,000 | n/a | 0.3% | |
Midwest Heritage Bank FSB | $195,000 | $135,000 | -30.8% | 0.3% |
ROYAL UNITED MORTGAGE LLC | $240,000 | $135,000 | -43.8% | 0.3% |
Third Federal Savings and Loan Association of Cleveland | $135,000 | n/a | 0.3% | |
21ST MORTGAGE CORPORATION | $70,000 | $130,000 | 85.7% | 0.3% |
Community Mortgage Banc Corporation | $155,000 | $125,000 | -19.4% | 0.3% |
ENDEAVOR CAPITAL, LLC. | $85,000 | $125,000 | 47.1% | 0.3% |
First State Community Bank | $125,000 | $125,000 | 0.0% | 0.3% |
GREENSTATE CREDIT UNION | $190,000 | $125,000 | -34.2% | 0.3% |
Mr. Cooper ( Nationstar Mortgage ) | $220,000 | $125,000 | -43.2% | 0.3% |
Lincoln Savings Bank | $115,000 | n/a | 0.3% | |
Members Mortgage Services, L.L.C. | $115,000 | n/a | 0.3% | |
The Federal Savings Bank | $115,000 | n/a | 0.3% | |
NBKC BANK | $265,000 | $105,000 | -60.4% | 0.2% |
Hills Bank and Trust Company | $100,000 | n/a | 0.2% | |
FIRST MISSOURI BANK | $195,000 | $95,000 | -51.3% | 0.2% |
Bank of England | $85,000 | n/a | 0.2% | |
First Interstate Bank | $85,000 | n/a | 0.2% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $85,000 | n/a | 0.2% | |
Northpointe Bank | $85,000 | n/a | 0.2% | |
Deseret First Credit Union | $75,000 | n/a | 0.2% | |
Heritage Community Bank | $75,000 | n/a | 0.2% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $55,000 | n/a | 0.1% | |
Discover Bank | $55,000 | n/a | 0.1% | |
Exchange Bank of Missouri | $55,000 | n/a | 0.1% | |
Flagstar Bank, FSB | $185,000 | $55,000 | -70.3% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $55,000 | n/a | 0.1% | |
BMO Harris Bank | $45,000 | n/a | 0.1% | |
ALLIANT CREDIT UNION | $35,000 | n/a | 0.1% |
Kirksville's top lender by overall market share is Alliant Bank, with 17.2% market share. In second place, with 11.1%, is FLAT BRANCH MORTGAGE, INC., having originated $5,005,000 in loans. In third place, with 7.4%, is DAS Acquisition Company, LLC, having originated $3,325,000 in loans. In fourth place, with 6.3%, is Regional Missouri Bank, having originated $2,845,000 in loans. In fifth place, with 6.3%, is Wells Bank, having originated $2,825,000 in loans.
Kirksville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $94,950 (5.7%) | $155,793 (9.1%) | 0.00 | 109 |
2018-02-01 | $84,125 (-11.9%) | $157,132 (9.0%) | 0.00 | 106 |
2018-03-01 | $104,900 (-0.8%) | $166,116 (9.2%) | 0.00 | 110 |
2018-04-01 | $114,950 (4.6%) | $171,283 (7.5%) | 0.00 | 123 |
2018-05-01 | $122,150 (11.1%) | $175,582 (11.0%) | 0.00 | 131 |
2018-06-01 | $119,900 (4.3%) | $163,158 (1.8%) | 0.00 | 138 |
2018-07-01 | $124,900 (9.9%) | $160,439 (1.4%) | 0.00 | 139 |
2018-08-01 | $116,650 (3.7%) | $159,301 (-1.2%) | 0.00 | 137 |
2018-09-01 | $99,900 (-7.5%) | $147,247 (-5.4%) | 0.00 | 125 |
2018-10-01 | $95,200 (-2.1%) | $145,527 (-5.3%) | 0.00 | 116 |
2018-11-01 | $99,900 (6.4%) | $149,982 (-0.4%) | 0.00 | 116 |
2018-12-01 | $105,000 (10.5%) | $150,372 (-5.7%) | 0.00 | 111 |
2019-01-01 | $104,500 (10.1%) | $154,904 (-0.6%) | 0.00 | 98 |
2019-02-01 | $104,500 (24.2%) | $157,985 (0.5%) | 0.00 | 97 |
2019-03-01 | $100,886 (-3.8%) | $159,860 (-3.8%) | 0.00 | 99 |
2019-04-01 | $100,886 (-12.2%) | $162,759 (-5.0%) | 0.00 | 99 |
2019-05-01 | $99,900 (-18.2%) | $165,816 (-5.6%) | 0.00 | 98 |
2019-06-01 | $99,900 (-16.7%) | $164,507 (0.8%) | 0.00 | 113 |
2019-07-01 | $107,225 (-14.2%) | $168,676 (5.1%) | 0.00 | 121 |
2019-08-01 | $106,736 (-8.5%) | $170,964 (7.3%) | 0.00 | 122 |
2019-09-01 | $102,666 (2.8%) | $164,631 (11.8%) | 0.00 | 122 |
2019-10-01 | $99,800 (4.8%) | $161,750 (11.2%) | 0.00 | 125 |
2019-11-01 | $99,500 (-0.4%) | $170,894 (13.9%) | 0.00 | 109 |
2019-12-01 | $95,600 (-9.0%) | $166,746 (10.9%) | 0.00 | 98 |
2020-01-01 | $89,675 (-14.2%) | $166,928 (7.8%) | 0.00 | 93 |
2020-02-01 | $88,500 (-15.3%) | $163,703 (3.6%) | 0.00 | 95 |
2020-03-01 | $93,944 (-6.9%) | $165,654 (3.6%) | 0.00 | 105 |
2020-04-01 | $102,300 (1.4%) | $169,666 (4.2%) | 0.00 | 111 |
2020-05-01 | $109,900 (10.0%) | $175,829 (6.0%) | 0.00 | 102 |
2020-06-01 | $126,150 (26.3%) | $193,366 (17.5%) | 0.00 | 96 |
2020-07-01 | $119,000 (11.0%) | $192,784 (14.3%) | 0.00 | 85 |
2020-08-01 | $116,250 (8.9%) | $191,274 (11.9%) | 0.00 | 88 |
2020-09-01 | $114,950 (12.0%) | $193,989 (17.8%) | 0.00 | 80 |
2020-10-01 | $109,500 (9.7%) | $185,824 (14.9%) | 0.00 | 81 |
2020-11-01 | $117,000 (17.6%) | $190,458 (11.5%) | 0.00 | 72 |
2020-12-01 | $99,675 (4.3%) | $164,608 (-1.3%) | 0.00 | 77 |
2021-01-01 | $97,500 (8.7%) | $165,866 (-0.6%) | 0.00 | 76 |
2021-02-01 | $94,475 (6.8%) | $171,758 (4.9%) | 0.00 | 80 |
2021-03-01 | $90,575 (-3.6%) | $162,114 (-2.1%) | 0.00 | 75 |
2021-04-01 | $89,900 (-12.1%) | $161,427 (-4.9%) | 0.00 | 67 |
2021-05-01 | $117,400 (6.8%) | $163,718 (-6.9%) | 0.00 | 66 |
2021-06-01 | $108,650 (-13.9%) | $160,698 (-16.9%) | 0.00 | 64 |
2021-07-01 | $111,950 (-5.9%) | $165,042 (-14.4%) | 0.00 | 69 |
2021-08-01 | $116,600 (0.3%) | $156,218 (-18.3%) | 0.00 | 81 |
2021-09-01 | $119,750 (4.2%) | $165,814 (-14.5%) | 0.00 | 82 |
2021-10-01 | $124,500 (13.7%) | $176,204 (-5.2%) | 0.00 | 82 |
2021-11-01 | $149,900 (28.1%) | $302,133 (58.6%) | 0.00 | 86 |
2021-12-01 | $130,800 (31.2%) | $295,003 (79.2%) | 0.00 | 82 |
2022-01-01 | $138,000 (41.5%) | $322,115 (94.2%) | 0.00 | 71 |
2022-02-01 | $149,900 (58.7%) | $334,522 (94.8%) | 0.00 | 64 |
2022-03-01 | $169,350 (87.0%) | $379,026 (133.8%) | 0.00 | 51 |
2022-04-01 | $159,900 (77.9%) | $397,158 (146.0%) | 0.00 | 45 |
2022-05-01 | $150,875 (28.5%) | $382,977 (133.9%) | 0.00 | 51 |
2022-06-01 | $187,400 (72.5%) | $420,577 (161.7%) | 0.00 | 54 |
2022-07-01 | $193,500 (72.9%) | $361,117 (118.8%) | 0.00 | 74 |
2022-08-01 | $185,950 (59.5%) | $346,761 (122.0%) | 0.00 | 81 |
2022-09-01 | $174,975 (46.1%) | $324,107 (95.5%) | 0.00 | 83 |
2022-10-01 | $179,900 (44.5%) | $342,196 (94.2%) | 0.00 | 70 |
2022-11-01 | $175,000 (16.7%) | $344,245 (13.9%) | 0.00 | 65 |
2022-12-01 | $168,750 (29.0%) | $353,113 (19.7%) | 0.00 | 56 |
2023-01-01 | $179,200 (29.9%) | $284,181 (-11.8%) | 0.00 | 56 |
2023-02-01 | $190,450 (27.1%) | $251,554 (-24.8%) | 0.00 | 56 |
2023-03-01 | $212,950 (25.8%) | $249,059 (-34.3%) | 0.00 | 64 |
2023-04-01 | $213,900 (33.8%) | $247,584 (-37.7%) | 0.00 | 63 |
2023-05-01 | $198,925 (31.9%) | $217,291 (-43.3%) | 0.00 | 68 |
2023-06-01 | $189,950 (1.4%) | $211,856 (-49.6%) | 0.00 | 75 |
2023-07-01 | $187,400 (-3.2%) | $224,878 (-37.7%) | 0.00 | 83 |
2023-08-01 | $190,000 (2.2%) | $237,164 (-31.6%) | 0.00 | 78 |
2023-09-01 | $190,000 (8.6%) | $246,300 (-24.0%) | 0.00 | 84 |
2023-10-01 | $197,250 (9.6%) | $253,603 (-25.9%) | 0.00 | 83 |
2023-11-01 | $191,650 (9.5%) | $258,538 (-24.9%) | 0.00 | 86 |
2023-12-01 | $173,950 (3.1%) | $252,751 (-28.4%) | 0.00 | 75 |
2024-01-01 | $177,475 (-1.0%) | $253,739 (-10.7%) | 0.00 | 65 |
2024-02-01 | $158,750 (-16.6%) | $238,738 (-5.1%) | 0.00 | 73 |
2024-03-01 | $159,900 (-24.9%) | $270,281 (8.5%) | 0.00 | 79 |
2024-04-01 | $191,450 (-10.5%) | $284,528 (14.9%) | 0.00 | 81 |
2024-05-01 | $209,999 (5.6%) | $286,570 (31.9%) | 0.00 | 83 |
2024-06-01 | $199,900 (5.2%) | $260,751 (23.1%) | 0.00 | 93 |
2024-07-01 | $209,249 (11.7%) | $254,600 (13.2%) | 0.00 | 99 |
2024-08-01 | $209,900 (10.5%) | $262,592 (10.7%) | 0.00 | 105 |
2024-09-01 | $199,900 (5.2%) | $278,561 (13.1%) | 0.00 | 109 |
2024-10-01 | $204,900 (3.9%) | $287,629 (13.4%) | 0.00 | 108 |
Kirksville's median listing price comes in at 0% of the national average.
Kirksville's average listing price for 2024-10-01 was $287,629, a difference of $34,026 (13.4%) versus the prior year and $9,068 versus the prior month.
For the 2024-10-01 period, Kirksville had 108 MLS listings, a difference of -1 listings (-1%) versus the prior month and 25 listings (30%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,414 sqft |
2018-02-01 | 0 days | 1,400 sqft |
2018-03-01 | 0 days | 1,405 sqft |
2018-04-01 | 0 days | 1,475 sqft |
2018-05-01 | 0 days | 1,530 sqft |
2018-06-01 | 0 days | 1,526 sqft |
2018-07-01 | 0 days | 1,531 sqft |
2018-08-01 | 0 days | 1,470 sqft |
2018-09-01 | 0 days | 1,415 sqft |
2018-10-01 | 0 days | 1,401 sqft |
2018-11-01 | 0 days | 1,401 sqft |
2018-12-01 | 0 days | 1,404 sqft |
2019-01-01 | 0 days | 1,400 sqft |
2019-02-01 | 0 days | 1,401 sqft |
2019-03-01 | 0 days | 1,465 sqft |
2019-04-01 | 0 days | 1,538 sqft |
2019-05-01 | 0 days | 1,513 sqft |
2019-06-01 | 0 days | 1,501 sqft |
2019-07-01 | 0 days | 1,475 sqft |
2019-08-01 | 0 days | 1,507 sqft |
2019-09-01 | 0 days | 1,449 sqft |
2019-10-01 | 0 days | 1,440 sqft |
2019-11-01 | 0 days | 1,500 sqft |
2019-12-01 | 0 days | 1,497 sqft |
2020-01-01 | 0 days | 1,438 sqft |
2020-02-01 | 0 days | 1,405 sqft |
2020-03-01 | 0 days | 1,488 sqft |
2020-04-01 | 0 days | 1,561 sqft |
2020-05-01 | 0 days | 1,575 sqft |
2020-06-01 | 0 days | 1,635 sqft |
2020-07-01 | 0 days | 1,646 sqft |
2020-08-01 | 0 days | 1,680 sqft |
2020-09-01 | 0 days | 1,578 sqft |
2020-10-01 | 0 days | 1,518 sqft |
2020-11-01 | 0 days | 1,534 sqft |
2020-12-01 | 0 days | 1,474 sqft |
2021-01-01 | 0 days | 1,468 sqft |
2021-02-01 | 0 days | 1,433 sqft |
2021-03-01 | 0 days | 1,348 sqft |
2021-04-01 | 0 days | 1,407 sqft |
2021-05-01 | 0 days | 1,419 sqft |
2021-06-01 | 0 days | 1,462 sqft |
2021-07-01 | 0 days | 1,474 sqft |
2021-08-01 | 0 days | 1,369 sqft |
2021-09-01 | 0 days | 1,374 sqft |
2021-10-01 | 0 days | 1,314 sqft |
2021-11-01 | 0 days | 1,410 sqft |
2021-12-01 | 0 days | 1,435 sqft |
2022-01-01 | 0 days | 1,465 sqft |
2022-02-01 | 0 days | 1,451 sqft |
2022-03-01 | 0 days | 1,680 sqft |
2022-04-01 | 0 days | 1,658 sqft |
2022-05-01 | 0 days | 1,436 sqft |
2022-06-01 | 0 days | 1,840 sqft |
2022-07-01 | 0 days | 1,957 sqft |
2022-08-01 | 0 days | 1,711 sqft |
2022-09-01 | 0 days | 1,699 sqft |
2022-10-01 | 0 days | 1,752 sqft |
2022-11-01 | 0 days | 1,635 sqft |
2022-12-01 | 0 days | 1,619 sqft |
2023-01-01 | 0 days | 1,619 sqft |
2023-02-01 | 0 days | 1,672 sqft |
2023-03-01 | 0 days | 1,658 sqft |
2023-04-01 | 0 days | 1,598 sqft |
2023-05-01 | 0 days | 1,622 sqft |
2023-06-01 | 0 days | 1,600 sqft |
2023-07-01 | 0 days | 1,656 sqft |
2023-08-01 | 0 days | 1,777 sqft |
2023-09-01 | 0 days | 1,778 sqft |
2023-10-01 | 0 days | 1,800 sqft |
2023-11-01 | 0 days | 1,800 sqft |
2023-12-01 | 0 days | 1,555 sqft |
2024-01-01 | 0 days | 1,550 sqft |
2024-02-01 | 0 days | 1,496 sqft |
2024-03-01 | 0 days | 1,493 sqft |
2024-04-01 | 0 days | 1,623 sqft |
2024-05-01 | 0 days | 1,694 sqft |
2024-06-01 | 0 days | 1,531 sqft |
2024-07-01 | 0 days | 1,655 sqft |
2024-08-01 | 0 days | 1,628 sqft |
2024-09-01 | 0 days | 1,684 sqft |
2024-10-01 | 0 days | 1,664 sqft |
Kirksville's median square footage for active listings during the 2024-10-01 period was 1,664 sqft. One year prior, the average listing was 1,800 sqft.
Kirksville, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 216 | $34,940,000 | $161,759 |
Refi | 36 | $5,520,000 | $153,333 |
Home Improvement | 22 | $1,680,000 | $76,364 |
Cash Out Refi | 18 | $2,410,000 | $133,889 |
Other | 11 | $625,000 | $56,818 |
Kirksville's most frequently cited loan purpose was Home Purchase, with 216 originations. The 2nd most popular reason was Refi, with 36 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 89 | $14,515,000 | $163,090 |
7-8% | 64 | $9,880,000 | $154,375 |
Over 8% | 30 | $2,970,000 | $99,000 |
5-6% | 21 | $2,665,000 | $126,905 |
4-5% | 1 | $225,000 | $225,000 |
During 2023, Kirksville's most frequently originated rate bucket was 6-7%, with 89 originations.
Loan Sizing (Kirksville, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 119 | $16,815,000 | $141,303 |
$100,000 or less | 117 | $7,085,000 | $60,556 |
$200k-400k | 58 | $15,210,000 | $262,241 |
$400k-600k | 5 | $2,305,000 | $461,000 |
$600k-1000k | 3 | $2,205,000 | $735,000 |
$Over $1MM | 1 | $1,555,000 | $1,555,000 |
Kirksville's loan sizing saw the bucket of loans from $100k-200k with 119 originations, totaling $16,815,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 121 | $20,325,000 | $167,975 |
60-80% | 43 | $6,255,000 | $145,465 |
20-40% | 15 | $905,000 | $60,333 |
40-60% | 14 | $1,970,000 | $140,714 |
Under 20% | 10 | $410,000 | $41,000 |
Over 100% | 1 | $175,000 | $175,000 |
Kirksville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 121 originations, totaling $20,325,000 in origination value.