Kirksville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Kirksville averaged
6.9%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.23% and
one month ago for the week of 2023-02-09, the
average rate was 6.62%.
Kirksville's average rate one year ago was 4.25%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.58%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
Kirksville 30 Year Fixed Rate | 2023-03-16 | 6.9% |
Kirksville 30 Year Fixed Rate Refi | 2023-03-16 | 6.58% |
Kirksville 15 Year Fixed Rate | 2023-03-16 | 6.44% |
Kirksville 15 Year Fixed Rate Refi | 2023-03-16 | 5.91% |
Kirksville 30 Year FHA | 2023-03-16 | 6.7% |
Kirksville 30 Year FHA Refi | 2023-03-16 | 6.33% |
Kirksville 30 Year USDA | 2023-03-16 | 6.66% |
Kirksville 30 Year VA | 2023-03-16 | 6.42% |
Kirksville 30 Year VA Refi | 2023-03-16 | 6.06% |
Kirksville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kirksville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Kirksville Average Closing Costs & Other Stats
Kirksville, MO's 50 lenders originated 588
loans during 2021. The total origination value was $86,790,000, with an average loan value of
$147,602.
Kirksville's average closing costs are $3,321.
The top Kirksville lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
29 loans originated. Their average total fees are
$2,092, which is $1,791
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Kirksville lenders (with over 10 loans originated) are
U.S. Bank ($1,962), FLAT BRANCH MORTGAGE, INC. ($2,092), DAS Acquisition Company, LLC ($2,479), QUICKEN LOANS, LLC ($3,883) and .
The lowest rate Kirksville lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (3.17%), DAS Acquisition Company, LLC (3.18%), FLAT BRANCH MORTGAGE, INC. (3.19%), U.S. Bank (3.22%) and .
Kirksville, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
Alliant Bank | $36,370,000 | $19,090,000 | -47.5% | 22.0% |
QUICKEN LOANS, LLC | $6,745,000 | $10,100,000 | 49.7% | 11.6% |
U.S. Bank | $9,615,000 | $7,905,000 | -17.8% | 9.1% |
FLAT BRANCH MORTGAGE, INC. | $1,355,000 | $6,945,000 | 412.5% | 8.0% |
NBH Bank | $5,170,000 | $4,625,000 | -10.5% | 5.3% |
DAS Acquisition Company, LLC | $2,550,000 | $4,170,000 | 63.5% | 4.8% |
Mortgage Research Center, LLC | $2,310,000 | $3,210,000 | 39.0% | 3.7% |
COMMUNITY MORTGAGE, LLC | $1,520,000 | $1,845,000 | 21.4% | 2.1% |
Plains Commerce Bank | $260,000 | $1,560,000 | 500.0% | 1.8% |
FREEDOM MORTGAGE CORPORATION | $1,855,000 | $1,525,000 | -17.8% | 1.8% |
LOANDEPOT.COM, LLC | $290,000 | $1,470,000 | 406.9% | 1.7% |
Farm Credit Mid-America, ACA | $1,300,000 | n/a | 1.5% | |
The Central Trust Bank | $550,000 | $1,205,000 | 119.1% | 1.4% |
Wells Fargo Bank | $1,235,000 | $1,140,000 | -7.7% | 1.3% |
PENNYMAC LOAN SERVICES, LLC | $260,000 | $1,125,000 | 332.7% | 1.3% |
NAVY FEDERAL CREDIT UNION | $220,000 | $950,000 | 331.8% | 1.1% |
Mr. Cooper ( Nationstar Mortgage ) | $515,000 | $855,000 | 66.0% | 1.0% |
USAA Federal Savings Bank | $840,000 | n/a | 1.0% | |
GREENSTATE CREDIT UNION | $810,000 | n/a | 0.9% | |
HOMESIDE FINANCIAL, LLC | $610,000 | n/a | 0.7% | |
Arvest Bank | $530,000 | n/a | 0.6% | |
First Guaranty Mortgage Corporation | $145,000 | $520,000 | 258.6% | 0.6% |
MISSOURI Credit Union | $185,000 | $490,000 | 164.9% | 0.6% |
Simmons Bank | $485,000 | n/a | 0.6% | |
MISSOURI ELECTRIC COOPERATIVES EMPL | $505,000 | $465,000 | -7.9% | 0.5% |
CMG MORTGAGE, INC. | $2,055,000 | $460,000 | -77.6% | 0.5% |
UNITED WHOLESALE MORTGAGE, LLC | $460,000 | n/a | 0.5% | |
United Fidelity Funding Corp. | $455,000 | n/a | 0.5% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $420,000 | $415,000 | -1.2% | 0.5% |
CHURCHILL MORTGAGE CORPORATION | $410,000 | n/a | 0.5% | |
First State Community Bank | $205,000 | $410,000 | 100.0% | 0.5% |
Sierra Pacific Mortgage Company, Inc. | $385,000 | n/a | 0.4% | |
Wells Bank | $365,000 | $385,000 | 5.5% | 0.4% |
The Huntington National Bank | $780,000 | $375,000 | -51.9% | 0.4% |
Bank of America | $365,000 | n/a | 0.4% | |
COMMUNITY 1ST CREDIT UNION | $600,000 | $350,000 | -41.7% | 0.4% |
GUILD MORTGAGE COMPANY | $450,000 | $345,000 | -23.3% | 0.4% |
CORNERSTONE HOME LENDING, INC. | $285,000 | $325,000 | 14.0% | 0.4% |
First State Bank of St. Charles, Missouri | $310,000 | n/a | 0.4% | |
JPMorgan Chase Bank | $45,000 | $310,000 | 588.9% | 0.4% |
FIRST INTEGRITY MORTGAGE SERVICES, INC. | $175,000 | $305,000 | 74.3% | 0.4% |
Truist Bank | $305,000 | n/a | 0.4% | |
BETTER MORTGAGE CORPORATION | $285,000 | n/a | 0.3% | |
AMERICAN FINANCING CORPORATION | $380,000 | $265,000 | -30.3% | 0.3% |
NEW DAY FINANCIAL, LLC | $115,000 | $255,000 | 121.7% | 0.3% |
CALIBER HOME LOANS, INC. | $240,000 | n/a | 0.3% | |
GUARANTEED RATE AFFINITY, LLC | $235,000 | n/a | 0.3% | |
AMERISAVE MORTGAGE CORPORATION | $210,000 | n/a | 0.2% | |
Austin Capital Bank SSB | $205,000 | n/a | 0.2% | |
Community Mortgage Banc Corporation | $4,000,000 | $200,000 | -95.0% | 0.2% |
Baxter Credit Union | $55,000 | $185,000 | 236.4% | 0.2% |
T2 FINANCIAL LLC | $185,000 | n/a | 0.2% | |
ROYAL UNITED MORTGAGE LLC | $225,000 | $180,000 | -20.0% | 0.2% |
Servion, Inc. | $210,000 | $180,000 | -14.3% | 0.2% |
I. H. MISSISSIPPI VALLEY CREDIT UNION | $175,000 | n/a | 0.2% | |
STEARNS LENDING, LLC | $175,000 | n/a | 0.2% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $165,000 | n/a | 0.2% | |
FCS Financial FLCA | $165,000 | n/a | 0.2% | |
Carrington Mortgage Services, LLC | $155,000 | n/a | 0.2% | |
Low VA Rates, LLC | $145,000 | n/a | 0.2% | |
The Bank of Missouri | $145,000 | n/a | 0.2% | |
CapGrow Home Mortgage, LLC | $135,000 | n/a | 0.2% | |
LAKEVIEW LOAN SERVICING, LLC | $145,000 | $135,000 | -6.9% | 0.2% |
LOANPAL, LLC | $135,000 | n/a | 0.2% | |
Midwest Heritage Bank FSB | $265,000 | $135,000 | -49.1% | 0.2% |
NORTHERN MORTGAGE SERVICES, LLC | $135,000 | n/a | 0.2% | |
BMO Harris Bank | $125,000 | n/a | 0.1% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $125,000 | n/a | 0.1% | |
PLAZA HOME MORTGAGE, INC. | $125,000 | n/a | 0.1% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $135,000 | $125,000 | -7.4% | 0.1% |
VERIDIAN CREDIT UNION | $125,000 | n/a | 0.1% | |
AmeriHome Mortgage Company, LLC | $115,000 | n/a | 0.1% | |
COMMUNITYAMERICA | $95,000 | $115,000 | 21.1% | 0.1% |
Financial Funding Solutions, Inc. | $115,000 | n/a | 0.1% | |
GERSHMAN INVESTMENT CORP. | $285,000 | $115,000 | -59.6% | 0.1% |
BROKER SOLUTIONS, INC. | $260,000 | $110,000 | -57.7% | 0.1% |
Lincoln Savings Bank | $320,000 | $105,000 | -67.2% | 0.1% |
Exchange Bank of Missouri | $100,000 | n/a | 0.1% | |
Bank of England | $95,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $95,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $155,000 | $85,000 | -45.2% | 0.1% |
Commerce Bank | $545,000 | $85,000 | -84.4% | 0.1% |
VILLAGE CAPITAL & INVESTMENT LLC | $125,000 | $85,000 | -32.0% | 0.1% |
CROSSCOUNTRY MORTGAGE, LLC | $75,000 | n/a | 0.1% | |
Midwest Mortgage Associates Corporation | $560,000 | $75,000 | -86.6% | 0.1% |
Flagstar Bank, FSB | $485,000 | $65,000 | -86.6% | 0.1% |
Hometown Lenders, Inc. | $65,000 | n/a | 0.1% | |
NEWREZ LLC | $65,000 | n/a | 0.1% | |
Deere Employees Credit Union | $35,000 | n/a | 0.0% |
Kirksville's top lender by overall market share is Alliant Bank, with 22.0% market share. In second place, with 11.6%, is QUICKEN LOANS, LLC, having originated $10,100,000 in loans. In third place, with 9.1%, is U.S. Bank, having originated $7,905,000 in loans. In fourth place, with 8.0%, is FLAT BRANCH MORTGAGE, INC., having originated $6,945,000 in loans. In fifth place, with 5.3%, is NBH Bank, having originated $4,625,000 in loans.
Kirksville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $94,950 (5.7%) | $155,793 (9.1%) | 0.00 | 109 |
2018-02-01 | $84,125 (-11.9%) | $157,132 (9.0%) | 0.00 | 106 |
2018-03-01 | $104,900 (-0.8%) | $166,116 (9.2%) | 0.00 | 110 |
2018-04-01 | $114,950 (4.6%) | $171,283 (7.5%) | 0.00 | 123 |
2018-05-01 | $122,150 (11.1%) | $175,582 (11.0%) | 0.00 | 131 |
2018-06-01 | $119,900 (4.3%) | $163,158 (1.8%) | 0.00 | 138 |
2018-07-01 | $124,900 (9.9%) | $160,439 (1.4%) | 0.00 | 139 |
2018-08-01 | $116,650 (3.7%) | $159,301 (-1.2%) | 0.00 | 137 |
2018-09-01 | $99,900 (-7.5%) | $147,247 (-5.4%) | 0.00 | 125 |
2018-10-01 | $95,200 (-2.1%) | $145,527 (-5.3%) | 0.00 | 116 |
2018-11-01 | $99,900 (6.4%) | $149,982 (-0.4%) | 0.00 | 116 |
2018-12-01 | $105,000 (10.5%) | $150,372 (-5.7%) | 0.00 | 111 |
2019-01-01 | $104,500 (10.1%) | $154,904 (-0.6%) | 0.00 | 98 |
2019-02-01 | $104,500 (24.2%) | $157,985 (0.5%) | 0.00 | 97 |
2019-03-01 | $100,886 (-3.8%) | $159,860 (-3.8%) | 0.00 | 99 |
2019-04-01 | $100,886 (-12.2%) | $162,759 (-5.0%) | 0.00 | 99 |
2019-05-01 | $99,900 (-18.2%) | $165,816 (-5.6%) | 0.00 | 98 |
2019-06-01 | $99,900 (-16.7%) | $164,507 (0.8%) | 0.00 | 113 |
2019-07-01 | $107,225 (-14.2%) | $168,676 (5.1%) | 0.00 | 121 |
2019-08-01 | $106,736 (-8.5%) | $170,964 (7.3%) | 0.00 | 122 |
2019-09-01 | $102,666 (2.8%) | $164,631 (11.8%) | 0.00 | 122 |
2019-10-01 | $99,800 (4.8%) | $161,750 (11.2%) | 0.00 | 125 |
2019-11-01 | $99,500 (-0.4%) | $170,894 (13.9%) | 0.00 | 109 |
2019-12-01 | $95,600 (-9.0%) | $166,746 (10.9%) | 0.00 | 98 |
2020-01-01 | $89,675 (-14.2%) | $166,928 (7.8%) | 0.00 | 93 |
2020-02-01 | $88,500 (-15.3%) | $163,703 (3.6%) | 0.00 | 95 |
2020-03-01 | $93,944 (-6.9%) | $165,654 (3.6%) | 0.00 | 105 |
2020-04-01 | $102,300 (1.4%) | $169,666 (4.2%) | 0.00 | 111 |
2020-05-01 | $109,900 (10.0%) | $175,829 (6.0%) | 0.00 | 102 |
2020-06-01 | $126,150 (26.3%) | $193,366 (17.5%) | 0.00 | 96 |
2020-07-01 | $119,000 (11.0%) | $192,784 (14.3%) | 0.00 | 85 |
2020-08-01 | $116,250 (8.9%) | $191,274 (11.9%) | 0.00 | 88 |
2020-09-01 | $114,950 (12.0%) | $193,989 (17.8%) | 0.00 | 80 |
2020-10-01 | $109,500 (9.7%) | $185,824 (14.9%) | 0.00 | 81 |
2020-11-01 | $117,000 (17.6%) | $190,458 (11.5%) | 0.00 | 72 |
2020-12-01 | $99,675 (4.3%) | $164,608 (-1.3%) | 0.00 | 77 |
2021-01-01 | $97,500 (8.7%) | $165,866 (-0.6%) | 0.00 | 76 |
2021-02-01 | $94,475 (6.8%) | $171,758 (4.9%) | 0.00 | 80 |
2021-03-01 | $90,575 (-3.6%) | $162,114 (-2.1%) | 0.00 | 75 |
2021-04-01 | $89,900 (-12.1%) | $161,427 (-4.9%) | 0.00 | 67 |
2021-05-01 | $117,400 (6.8%) | $163,718 (-6.9%) | 0.00 | 66 |
2021-06-01 | $108,650 (-13.9%) | $160,698 (-16.9%) | 0.00 | 64 |
2021-07-01 | $111,950 (-5.9%) | $165,042 (-14.4%) | 0.00 | 69 |
2021-08-01 | $116,600 (0.3%) | $156,218 (-18.3%) | 0.00 | 81 |
2021-09-01 | $119,750 (4.2%) | $165,814 (-14.5%) | 0.00 | 82 |
2021-10-01 | $124,500 (13.7%) | $176,204 (-5.2%) | 0.00 | 82 |
2021-11-01 | $149,900 (28.1%) | $302,133 (58.6%) | 0.00 | 86 |
2021-12-01 | $130,800 (31.2%) | $295,003 (79.2%) | 0.00 | 82 |
2022-01-01 | $138,000 (41.5%) | $322,115 (94.2%) | 0.00 | 71 |
2022-02-01 | $149,900 (58.7%) | $334,522 (94.8%) | 0.00 | 64 |
2022-03-01 | $169,350 (87.0%) | $379,026 (133.8%) | 0.00 | 51 |
2022-04-01 | $159,900 (77.9%) | $397,158 (146.0%) | 0.00 | 45 |
2022-05-01 | $150,875 (28.5%) | $382,977 (133.9%) | 0.00 | 51 |
2022-06-01 | $187,400 (72.5%) | $420,577 (161.7%) | 0.00 | 54 |
2022-07-01 | $193,500 (72.9%) | $361,117 (118.8%) | 0.00 | 74 |
2022-08-01 | $185,950 (59.5%) | $346,761 (122.0%) | 0.00 | 81 |
2022-09-01 | $174,975 (46.1%) | $324,107 (95.5%) | 0.00 | 83 |
2022-10-01 | $179,900 (44.5%) | $342,196 (94.2%) | 0.00 | 70 |
2022-11-01 | $175,000 (16.7%) | $344,245 (13.9%) | 0.00 | 65 |
2022-12-01 | $168,750 (29.0%) | $353,113 (19.7%) | 0.00 | 56 |
2023-01-01 | $179,200 (29.9%) | $284,181 (-11.8%) | 0.00 | 56 |
2023-02-01 | $190,450 (27.1%) | $251,554 (-24.8%) | 0.00 | 56 |
Kirksville's median listing price comes in at 0% of the national average.
Kirksville's average listing price for 2023-02-01 was $251,554, a difference of $-82,968 (-24.8%) versus the prior year and $-32,627 versus the prior month.
For the 2023-02-01 period, Kirksville had 56 MLS listings, a difference of 0 listings (0%) versus the prior month and -8 listings (-13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,414 sqft |
2018-02-01 | 0 days | 1,400 sqft |
2018-03-01 | 0 days | 1,405 sqft |
2018-04-01 | 0 days | 1,475 sqft |
2018-05-01 | 0 days | 1,530 sqft |
2018-06-01 | 0 days | 1,501 sqft |
2018-07-01 | 0 days | 1,526 sqft |
2018-08-01 | 0 days | 1,466 sqft |
2018-09-01 | 0 days | 1,413 sqft |
2018-10-01 | 0 days | 1,400 sqft |
2018-11-01 | 0 days | 1,401 sqft |
2018-12-01 | 0 days | 1,405 sqft |
2019-01-01 | 0 days | 1,401 sqft |
2019-02-01 | 0 days | 1,402 sqft |
2019-03-01 | 0 days | 1,476 sqft |
2019-04-01 | 0 days | 1,549 sqft |
2019-05-01 | 0 days | 1,513 sqft |
2019-06-01 | 0 days | 1,501 sqft |
2019-07-01 | 0 days | 1,475 sqft |
2019-08-01 | 0 days | 1,507 sqft |
2019-09-01 | 0 days | 1,449 sqft |
2019-10-01 | 0 days | 1,440 sqft |
2019-11-01 | 0 days | 1,500 sqft |
2019-12-01 | 0 days | 1,497 sqft |
2020-01-01 | 0 days | 1,438 sqft |
2020-02-01 | 0 days | 1,405 sqft |
2020-03-01 | 0 days | 1,488 sqft |
2020-04-01 | 0 days | 1,561 sqft |
2020-05-01 | 0 days | 1,575 sqft |
2020-06-01 | 0 days | 1,635 sqft |
2020-07-01 | 0 days | 1,646 sqft |
2020-08-01 | 0 days | 1,680 sqft |
2020-09-01 | 0 days | 1,578 sqft |
2020-10-01 | 0 days | 1,518 sqft |
2020-11-01 | 0 days | 1,534 sqft |
2020-12-01 | 0 days | 1,474 sqft |
2021-01-01 | 0 days | 1,468 sqft |
2021-02-01 | 0 days | 1,433 sqft |
2021-03-01 | 0 days | 1,348 sqft |
2021-04-01 | 0 days | 1,407 sqft |
2021-05-01 | 0 days | 1,419 sqft |
2021-06-01 | 0 days | 1,462 sqft |
2021-07-01 | 0 days | 1,474 sqft |
2021-08-01 | 0 days | 1,369 sqft |
2021-09-01 | 0 days | 1,374 sqft |
2021-10-01 | 0 days | 1,314 sqft |
2021-11-01 | 0 days | 1,410 sqft |
2021-12-01 | 0 days | 1,435 sqft |
2022-01-01 | 0 days | 1,465 sqft |
2022-02-01 | 0 days | 1,451 sqft |
2022-03-01 | 0 days | 1,680 sqft |
2022-04-01 | 0 days | 1,658 sqft |
2022-05-01 | 0 days | 1,436 sqft |
2022-06-01 | 0 days | 1,840 sqft |
2022-07-01 | 0 days | 1,957 sqft |
2022-08-01 | 0 days | 1,711 sqft |
2022-09-01 | 0 days | 1,699 sqft |
2022-10-01 | 0 days | 1,752 sqft |
2022-11-01 | 0 days | 1,635 sqft |
2022-12-01 | 0 days | 1,619 sqft |
2023-01-01 | 0 days | 1,619 sqft |
2023-02-01 | 0 days | 1,672 sqft |
Kirksville's median square footage for active listings during the 2023-02-01 period was 1,672 sqft. One year prior, the average listing was 1,451 sqft.
Kirksville, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 289 | $43,165,000 | $149,360 |
Refi | 185 | $28,445,000 | $153,757 |
Cash Out Refi | 93 | $13,565,000 | $145,860 |
Home Improvement | 14 | $790,000 | $56,429 |
Other | 7 | $825,000 | $117,857 |
Kirksville's most frequently cited loan purpose was Home Purchase, with 289 originations. The 2nd most popular reason was Refi, with 185 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 196 | $27,060,000 | $138,061 |
2.5-3% | 160 | $24,890,000 | $155,563 |
<2.5% | 74 | $12,730,000 | $172,027 |
4-5% | 20 | $2,160,000 | $108,000 |
5-6% | 3 | $195,000 | $65,000 |
6-7% | 1 | $95,000 | $95,000 |
7-8% | 1 | $85,000 | $85,000 |
During 2021, Kirksville's most frequently originated rate bucket was 3-4%, with 196 originations.
Loan Sizing (Kirksville, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 268 | $38,490,000 | $143,619 |
$100,000 or less | 210 | $14,300,000 | $68,095 |
$200k-400k | 100 | $26,610,000 | $266,100 |
$400k-600k | 7 | $3,385,000 | $483,571 |
$Over $1MM | 3 | $4,005,000 | $1,335,000 |
Kirksville's loan sizing saw the bucket of loans from $100k-200k with 268 originations, totaling $38,490,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 216 | $34,450,000 | $159,491 |
60-80% | 128 | $19,690,000 | $153,828 |
40-60% | 58 | $7,080,000 | $122,069 |
20-40% | 22 | $1,450,000 | $65,909 |
Under 20% | 10 | $280,000 | $28,000 |
Over 100% | 5 | $1,435,000 | $287,000 |
Kirksville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 216 originations, totaling $34,450,000 in origination value.