Kirksville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kirksville averaged 6.9% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 7.23% and one month ago for the week of 2023-02-09, the average rate was 6.62%.

Kirksville's average rate one year ago was 4.25%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.58%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Kirksville 30 Year Fixed Rate 2023-03-16 6.9%
Kirksville 30 Year Fixed Rate Refi 2023-03-16 6.58%
Kirksville 15 Year Fixed Rate 2023-03-16 6.44%
Kirksville 15 Year Fixed Rate Refi 2023-03-16 5.91%
Kirksville 30 Year FHA 2023-03-16 6.7%
Kirksville 30 Year FHA Refi 2023-03-16 6.33%
Kirksville 30 Year USDA 2023-03-16 6.66%
Kirksville 30 Year VA 2023-03-16 6.42%
Kirksville 30 Year VA Refi 2023-03-16 6.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kirksville, MO.

Kirksville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kirksville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 29 3.19% $2,092
QUICKEN LOANS, LLC 22 3.17% $3,883
U.S. Bank 20 3.22% $1,962
DAS Acquisition Company, LLC 15 3.18% $2,479
Plains Commerce Bank 8 3.09% $2,945
NBH Bank 7 3.14% $1,492
LOANDEPOT.COM, LLC 5 3.35% $4,102
COMMUNITY MORTGAGE, LLC 5 3.08% $2,238
Wells Fargo Bank 3 3.42% $1,759
Mortgage Research Center, LLC 3 3.04% $2,402
COMMUNITY 1ST CREDIT UNION 2 3.25% $1,411
BROKER SOLUTIONS, INC. 2 3.63% $3,032
Farm Credit Mid-America, ACA 2 3.93% $6,126
GUILD MORTGAGE COMPANY 2 3.44% $1,904
MISSOURI Credit Union 2 3.25% $1,351
MISSOURI ELECTRIC COOPERATIVES EMPL 2 3.31% $1,269
The Central Trust Bank 2 3.25% $2,036
United Fidelity Funding Corp. 2 3.69% $2,857
VERIDIAN CREDIT UNION 1 3.25% $1,254
First Guaranty Mortgage Corporation 1 3.50% $2,212
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 3.50% $2,607
First State Bank of St. Charles, Missouri 1 3.25% $1,940
Carrington Mortgage Services, LLC 1 3.00% $4,785
GERSHMAN INVESTMENT CORP. 1 3.63% $4,659
Truist 1 3.13% $1,736
HOMESIDE FINANCIAL, LLC 1 3.63% $6,122
I. H. MISSISSIPPI VALLEY CREDIT UNION 1 2.25% $676
JPMorgan Chase Bank 1 3.25% $1,275
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.74% $2,330
Arvest Bank 1 2.50% $2,131
Bank of America 1 3.38% $3,437
CALIBER HOME LOANS, INC. 1 3.10% $2,398
Mr. Cooper ( Nationstar Mortgage ) 1 3.50% $4,799
NAVY FEDERAL CREDIT UNION 1 4.25% $6,811
BMO Harris Bank 1 3.50% $2,575
NEWREZ LLC 1 4.75% $1,753
PENNYMAC LOAN SERVICES, LLC 1 2.87% $1,570
BETTER MORTGAGE CORPORATION 1 2.88% $1,317
PLAZA HOME MORTGAGE, INC. 1 3.49% $1,881
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.38% $3,573
Baxter Credit Union 1 3.00% $2,201
ROYAL UNITED MORTGAGE LLC 1 3.50% $3,396
Sierra Pacific Mortgage Company, Inc. 1 3.13% $3,557
STEARNS LENDING, LLC 1 3.25% $2,373
AmeriHome Mortgage Company, LLC 1 2.88% $5,007
Community Mortgage Banc Corporation 1 3.33% $2,131
Commerce Bank 1 3.50% $2,111
CROSSCOUNTRY MORTGAGE, LLC 1 3.13% $2,321
CMG MORTGAGE, INC. 1 2.75% $4,988
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.25% $3,486

Kirksville Average Closing Costs & Other Stats

Kirksville, MO's 50 lenders originated 588 loans during 2021. The total origination value was $86,790,000, with an average loan value of $147,602.

Kirksville's average closing costs are $3,321.

The top Kirksville lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 29 loans originated. Their average total fees are $2,092, which is $1,791 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Kirksville lenders (with over 10 loans originated) are U.S. Bank ($1,962), FLAT BRANCH MORTGAGE, INC. ($2,092), DAS Acquisition Company, LLC ($2,479), QUICKEN LOANS, LLC ($3,883) and .

The lowest rate Kirksville lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (3.17%), DAS Acquisition Company, LLC (3.18%), FLAT BRANCH MORTGAGE, INC. (3.19%), U.S. Bank (3.22%) and .

Kirksville, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Alliant Bank $36,370,000 $19,090,000 -47.5% 22.0%
QUICKEN LOANS, LLC $6,745,000 $10,100,000 49.7% 11.6%
U.S. Bank $9,615,000 $7,905,000 -17.8% 9.1%
FLAT BRANCH MORTGAGE, INC. $1,355,000 $6,945,000 412.5% 8.0%
NBH Bank $5,170,000 $4,625,000 -10.5% 5.3%
DAS Acquisition Company, LLC $2,550,000 $4,170,000 63.5% 4.8%
Mortgage Research Center, LLC $2,310,000 $3,210,000 39.0% 3.7%
COMMUNITY MORTGAGE, LLC $1,520,000 $1,845,000 21.4% 2.1%
Plains Commerce Bank $260,000 $1,560,000 500.0% 1.8%
FREEDOM MORTGAGE CORPORATION $1,855,000 $1,525,000 -17.8% 1.8%
LOANDEPOT.COM, LLC $290,000 $1,470,000 406.9% 1.7%
Farm Credit Mid-America, ACA $1,300,000 n/a 1.5%
The Central Trust Bank $550,000 $1,205,000 119.1% 1.4%
Wells Fargo Bank $1,235,000 $1,140,000 -7.7% 1.3%
PENNYMAC LOAN SERVICES, LLC $260,000 $1,125,000 332.7% 1.3%
NAVY FEDERAL CREDIT UNION $220,000 $950,000 331.8% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $515,000 $855,000 66.0% 1.0%
USAA Federal Savings Bank $840,000 n/a 1.0%
GREENSTATE CREDIT UNION $810,000 n/a 0.9%
HOMESIDE FINANCIAL, LLC $610,000 n/a 0.7%
Arvest Bank $530,000 n/a 0.6%
First Guaranty Mortgage Corporation $145,000 $520,000 258.6% 0.6%
MISSOURI Credit Union $185,000 $490,000 164.9% 0.6%
Simmons Bank $485,000 n/a 0.6%
MISSOURI ELECTRIC COOPERATIVES EMPL $505,000 $465,000 -7.9% 0.5%
CMG MORTGAGE, INC. $2,055,000 $460,000 -77.6% 0.5%
UNITED WHOLESALE MORTGAGE, LLC $460,000 n/a 0.5%
United Fidelity Funding Corp. $455,000 n/a 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $420,000 $415,000 -1.2% 0.5%
CHURCHILL MORTGAGE CORPORATION $410,000 n/a 0.5%
First State Community Bank $205,000 $410,000 100.0% 0.5%
Sierra Pacific Mortgage Company, Inc. $385,000 n/a 0.4%
Wells Bank $365,000 $385,000 5.5% 0.4%
The Huntington National Bank $780,000 $375,000 -51.9% 0.4%
Bank of America $365,000 n/a 0.4%
COMMUNITY 1ST CREDIT UNION $600,000 $350,000 -41.7% 0.4%
GUILD MORTGAGE COMPANY $450,000 $345,000 -23.3% 0.4%
CORNERSTONE HOME LENDING, INC. $285,000 $325,000 14.0% 0.4%
First State Bank of St. Charles, Missouri $310,000 n/a 0.4%
JPMorgan Chase Bank $45,000 $310,000 588.9% 0.4%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $175,000 $305,000 74.3% 0.4%
Truist Bank $305,000 n/a 0.4%
BETTER MORTGAGE CORPORATION $285,000 n/a 0.3%
AMERICAN FINANCING CORPORATION $380,000 $265,000 -30.3% 0.3%
NEW DAY FINANCIAL, LLC $115,000 $255,000 121.7% 0.3%
CALIBER HOME LOANS, INC. $240,000 n/a 0.3%
GUARANTEED RATE AFFINITY, LLC $235,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $210,000 n/a 0.2%
Austin Capital Bank SSB $205,000 n/a 0.2%
Community Mortgage Banc Corporation $4,000,000 $200,000 -95.0% 0.2%
Baxter Credit Union $55,000 $185,000 236.4% 0.2%
T2 FINANCIAL LLC $185,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $225,000 $180,000 -20.0% 0.2%
Servion, Inc. $210,000 $180,000 -14.3% 0.2%
I. H. MISSISSIPPI VALLEY CREDIT UNION $175,000 n/a 0.2%
STEARNS LENDING, LLC $175,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 n/a 0.2%
FCS Financial FLCA $165,000 n/a 0.2%
Carrington Mortgage Services, LLC $155,000 n/a 0.2%
Low VA Rates, LLC $145,000 n/a 0.2%
The Bank of Missouri $145,000 n/a 0.2%
CapGrow Home Mortgage, LLC $135,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $145,000 $135,000 -6.9% 0.2%
LOANPAL, LLC $135,000 n/a 0.2%
Midwest Heritage Bank FSB $265,000 $135,000 -49.1% 0.2%
NORTHERN MORTGAGE SERVICES, LLC $135,000 n/a 0.2%
BMO Harris Bank $125,000 n/a 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $125,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $125,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $135,000 $125,000 -7.4% 0.1%
VERIDIAN CREDIT UNION $125,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $115,000 n/a 0.1%
COMMUNITYAMERICA $95,000 $115,000 21.1% 0.1%
Financial Funding Solutions, Inc. $115,000 n/a 0.1%
GERSHMAN INVESTMENT CORP. $285,000 $115,000 -59.6% 0.1%
BROKER SOLUTIONS, INC. $260,000 $110,000 -57.7% 0.1%
Lincoln Savings Bank $320,000 $105,000 -67.2% 0.1%
Exchange Bank of Missouri $100,000 n/a 0.1%
Bank of England $95,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $95,000 n/a 0.1%
21ST MORTGAGE CORPORATION $155,000 $85,000 -45.2% 0.1%
Commerce Bank $545,000 $85,000 -84.4% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $125,000 $85,000 -32.0% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $75,000 n/a 0.1%
Midwest Mortgage Associates Corporation $560,000 $75,000 -86.6% 0.1%
Flagstar Bank, FSB $485,000 $65,000 -86.6% 0.1%
Hometown Lenders, Inc. $65,000 n/a 0.1%
NEWREZ LLC $65,000 n/a 0.1%
Deere Employees Credit Union $35,000 n/a 0.0%

Kirksville's top lender by overall market share is Alliant Bank, with 22.0% market share. In second place, with 11.6%, is QUICKEN LOANS, LLC, having originated $10,100,000 in loans. In third place, with 9.1%, is U.S. Bank, having originated $7,905,000 in loans. In fourth place, with 8.0%, is FLAT BRANCH MORTGAGE, INC., having originated $6,945,000 in loans. In fifth place, with 5.3%, is NBH Bank, having originated $4,625,000 in loans.


Kirksville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $94,950 (5.7%) $155,793 (9.1%) 0.00 109
2018-02-01 $84,125 (-11.9%) $157,132 (9.0%) 0.00 106
2018-03-01 $104,900 (-0.8%) $166,116 (9.2%) 0.00 110
2018-04-01 $114,950 (4.6%) $171,283 (7.5%) 0.00 123
2018-05-01 $122,150 (11.1%) $175,582 (11.0%) 0.00 131
2018-06-01 $119,900 (4.3%) $163,158 (1.8%) 0.00 138
2018-07-01 $124,900 (9.9%) $160,439 (1.4%) 0.00 139
2018-08-01 $116,650 (3.7%) $159,301 (-1.2%) 0.00 137
2018-09-01 $99,900 (-7.5%) $147,247 (-5.4%) 0.00 125
2018-10-01 $95,200 (-2.1%) $145,527 (-5.3%) 0.00 116
2018-11-01 $99,900 (6.4%) $149,982 (-0.4%) 0.00 116
2018-12-01 $105,000 (10.5%) $150,372 (-5.7%) 0.00 111
2019-01-01 $104,500 (10.1%) $154,904 (-0.6%) 0.00 98
2019-02-01 $104,500 (24.2%) $157,985 (0.5%) 0.00 97
2019-03-01 $100,886 (-3.8%) $159,860 (-3.8%) 0.00 99
2019-04-01 $100,886 (-12.2%) $162,759 (-5.0%) 0.00 99
2019-05-01 $99,900 (-18.2%) $165,816 (-5.6%) 0.00 98
2019-06-01 $99,900 (-16.7%) $164,507 (0.8%) 0.00 113
2019-07-01 $107,225 (-14.2%) $168,676 (5.1%) 0.00 121
2019-08-01 $106,736 (-8.5%) $170,964 (7.3%) 0.00 122
2019-09-01 $102,666 (2.8%) $164,631 (11.8%) 0.00 122
2019-10-01 $99,800 (4.8%) $161,750 (11.2%) 0.00 125
2019-11-01 $99,500 (-0.4%) $170,894 (13.9%) 0.00 109
2019-12-01 $95,600 (-9.0%) $166,746 (10.9%) 0.00 98
2020-01-01 $89,675 (-14.2%) $166,928 (7.8%) 0.00 93
2020-02-01 $88,500 (-15.3%) $163,703 (3.6%) 0.00 95
2020-03-01 $93,944 (-6.9%) $165,654 (3.6%) 0.00 105
2020-04-01 $102,300 (1.4%) $169,666 (4.2%) 0.00 111
2020-05-01 $109,900 (10.0%) $175,829 (6.0%) 0.00 102
2020-06-01 $126,150 (26.3%) $193,366 (17.5%) 0.00 96
2020-07-01 $119,000 (11.0%) $192,784 (14.3%) 0.00 85
2020-08-01 $116,250 (8.9%) $191,274 (11.9%) 0.00 88
2020-09-01 $114,950 (12.0%) $193,989 (17.8%) 0.00 80
2020-10-01 $109,500 (9.7%) $185,824 (14.9%) 0.00 81
2020-11-01 $117,000 (17.6%) $190,458 (11.5%) 0.00 72
2020-12-01 $99,675 (4.3%) $164,608 (-1.3%) 0.00 77
2021-01-01 $97,500 (8.7%) $165,866 (-0.6%) 0.00 76
2021-02-01 $94,475 (6.8%) $171,758 (4.9%) 0.00 80
2021-03-01 $90,575 (-3.6%) $162,114 (-2.1%) 0.00 75
2021-04-01 $89,900 (-12.1%) $161,427 (-4.9%) 0.00 67
2021-05-01 $117,400 (6.8%) $163,718 (-6.9%) 0.00 66
2021-06-01 $108,650 (-13.9%) $160,698 (-16.9%) 0.00 64
2021-07-01 $111,950 (-5.9%) $165,042 (-14.4%) 0.00 69
2021-08-01 $116,600 (0.3%) $156,218 (-18.3%) 0.00 81
2021-09-01 $119,750 (4.2%) $165,814 (-14.5%) 0.00 82
2021-10-01 $124,500 (13.7%) $176,204 (-5.2%) 0.00 82
2021-11-01 $149,900 (28.1%) $302,133 (58.6%) 0.00 86
2021-12-01 $130,800 (31.2%) $295,003 (79.2%) 0.00 82
2022-01-01 $138,000 (41.5%) $322,115 (94.2%) 0.00 71
2022-02-01 $149,900 (58.7%) $334,522 (94.8%) 0.00 64
2022-03-01 $169,350 (87.0%) $379,026 (133.8%) 0.00 51
2022-04-01 $159,900 (77.9%) $397,158 (146.0%) 0.00 45
2022-05-01 $150,875 (28.5%) $382,977 (133.9%) 0.00 51
2022-06-01 $187,400 (72.5%) $420,577 (161.7%) 0.00 54
2022-07-01 $193,500 (72.9%) $361,117 (118.8%) 0.00 74
2022-08-01 $185,950 (59.5%) $346,761 (122.0%) 0.00 81
2022-09-01 $174,975 (46.1%) $324,107 (95.5%) 0.00 83
2022-10-01 $179,900 (44.5%) $342,196 (94.2%) 0.00 70
2022-11-01 $175,000 (16.7%) $344,245 (13.9%) 0.00 65
2022-12-01 $168,750 (29.0%) $353,113 (19.7%) 0.00 56
2023-01-01 $179,200 (29.9%) $284,181 (-11.8%) 0.00 56
2023-02-01 $190,450 (27.1%) $251,554 (-24.8%) 0.00 56
Kirksville's median listing price for 2023-02-01 was $190,450, a difference of $40,550 (27.1%) versus the prior year and $11,250 versus the prior month.

Kirksville's median listing price comes in at 0% of the national average.

Kirksville's average listing price for 2023-02-01 was $251,554, a difference of $-82,968 (-24.8%) versus the prior year and $-32,627 versus the prior month.

For the 2023-02-01 period, Kirksville had 56 MLS listings, a difference of 0 listings (0%) versus the prior month and -8 listings (-13%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,414 sqft
2018-02-01 0 days 1,400 sqft
2018-03-01 0 days 1,405 sqft
2018-04-01 0 days 1,475 sqft
2018-05-01 0 days 1,530 sqft
2018-06-01 0 days 1,501 sqft
2018-07-01 0 days 1,526 sqft
2018-08-01 0 days 1,466 sqft
2018-09-01 0 days 1,413 sqft
2018-10-01 0 days 1,400 sqft
2018-11-01 0 days 1,401 sqft
2018-12-01 0 days 1,405 sqft
2019-01-01 0 days 1,401 sqft
2019-02-01 0 days 1,402 sqft
2019-03-01 0 days 1,476 sqft
2019-04-01 0 days 1,549 sqft
2019-05-01 0 days 1,513 sqft
2019-06-01 0 days 1,501 sqft
2019-07-01 0 days 1,475 sqft
2019-08-01 0 days 1,507 sqft
2019-09-01 0 days 1,449 sqft
2019-10-01 0 days 1,440 sqft
2019-11-01 0 days 1,500 sqft
2019-12-01 0 days 1,497 sqft
2020-01-01 0 days 1,438 sqft
2020-02-01 0 days 1,405 sqft
2020-03-01 0 days 1,488 sqft
2020-04-01 0 days 1,561 sqft
2020-05-01 0 days 1,575 sqft
2020-06-01 0 days 1,635 sqft
2020-07-01 0 days 1,646 sqft
2020-08-01 0 days 1,680 sqft
2020-09-01 0 days 1,578 sqft
2020-10-01 0 days 1,518 sqft
2020-11-01 0 days 1,534 sqft
2020-12-01 0 days 1,474 sqft
2021-01-01 0 days 1,468 sqft
2021-02-01 0 days 1,433 sqft
2021-03-01 0 days 1,348 sqft
2021-04-01 0 days 1,407 sqft
2021-05-01 0 days 1,419 sqft
2021-06-01 0 days 1,462 sqft
2021-07-01 0 days 1,474 sqft
2021-08-01 0 days 1,369 sqft
2021-09-01 0 days 1,374 sqft
2021-10-01 0 days 1,314 sqft
2021-11-01 0 days 1,410 sqft
2021-12-01 0 days 1,435 sqft
2022-01-01 0 days 1,465 sqft
2022-02-01 0 days 1,451 sqft
2022-03-01 0 days 1,680 sqft
2022-04-01 0 days 1,658 sqft
2022-05-01 0 days 1,436 sqft
2022-06-01 0 days 1,840 sqft
2022-07-01 0 days 1,957 sqft
2022-08-01 0 days 1,711 sqft
2022-09-01 0 days 1,699 sqft
2022-10-01 0 days 1,752 sqft
2022-11-01 0 days 1,635 sqft
2022-12-01 0 days 1,619 sqft
2023-01-01 0 days 1,619 sqft
2023-02-01 0 days 1,672 sqft
Kirksville's median listing age (time on market) for 2023-02-01 was 0 days.

Kirksville's median square footage for active listings during the 2023-02-01 period was 1,672 sqft. One year prior, the average listing was 1,451 sqft.

Kirksville, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 289 $43,165,000 $149,360
Refi 185 $28,445,000 $153,757
Cash Out Refi 93 $13,565,000 $145,860
Home Improvement 14 $790,000 $56,429
Other 7 $825,000 $117,857

Kirksville's most frequently cited loan purpose was Home Purchase, with 289 originations. The 2nd most popular reason was Refi, with 185 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 196 $27,060,000 $138,061
2.5-3% 160 $24,890,000 $155,563
<2.5% 74 $12,730,000 $172,027
4-5% 20 $2,160,000 $108,000
5-6% 3 $195,000 $65,000
6-7% 1 $95,000 $95,000
7-8% 1 $85,000 $85,000

During 2021, Kirksville's most frequently originated rate bucket was 3-4%, with 196 originations.

Loan Sizing (Kirksville, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 268 $38,490,000 $143,619
$100,000 or less 210 $14,300,000 $68,095
$200k-400k 100 $26,610,000 $266,100
$400k-600k 7 $3,385,000 $483,571
$Over $1MM 3 $4,005,000 $1,335,000

Kirksville's loan sizing saw the bucket of loans from $100k-200k with 268 originations, totaling $38,490,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 216 $34,450,000 $159,491
60-80% 128 $19,690,000 $153,828
40-60% 58 $7,080,000 $122,069
20-40% 22 $1,450,000 $65,909
Under 20% 10 $280,000 $28,000
Over 100% 5 $1,435,000 $287,000

Kirksville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 216 originations, totaling $34,450,000 in origination value.