Kirksville Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Kirksville averaged 7.06% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

    The average rate for the prior week (2024-04-04) was 6.9% and one month ago for the week of 2024-03-07, the average rate was 6.86%.

    Kirksville's average rate one year ago was 6.36%.

    For refis of the same type during the week of 2024-04-11, the average rate was 6.98%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-11 6.88%
    Kirksville 30 Year Fixed Rate 2024-04-11 7.06%
    Kirksville 30 Year Fixed Rate Refi 2024-04-11 6.98%
    Kirksville 15 Year Fixed Rate 2024-04-11 5.96%
    Kirksville 15 Year Fixed Rate Refi 2024-04-11 6.76%
    Kirksville 30 Year FHA 2024-04-11 6.54%
    Kirksville 30 Year FHA Refi 2024-04-11 6.84%
    Kirksville 30 Year USDA 2024-04-11 6.51%
    Kirksville 30 Year USDA Refi 2024-04-11 6.91%
    Kirksville 30 Year VA 2024-04-11 6.67%
    Kirksville 30 Year VA Refi 2024-04-11 6.67%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kirksville, MO.

    Kirksville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kirksville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 21 6.73% $2,669
    DAS Acquisition Company, LLC 10 6.88% $5,211
    QUICKEN LOANS, LLC 9 6.59% $5,661
    U.S. Bank 6 7.00% $1,813
    Mortgage Research Center, LLC 4 7.21% $1,444
    Plains Commerce Bank 4 7.22% $6,699
    Arvest Bank 3 6.79% $2,751
    DELMAR FINANCIAL COMPANY 2 6.75% $2,683
    HomeBank 2 7.98% $1,559
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.56% $2,558
    LAKEVIEW LOAN SERVICING, LLC 1 7.63% $6,619
    Midwest Heritage Bank FSB 1 6.13% $1,839
    MISSOURI ELECTRIC COOPERATIVES EMPL 1 6.50% $1,669
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $6,286
    NBH Bank 1 7.94% $3,031
    NBKC BANK 1 5.99% $2,731
    North American Savings Bank, F.S.B. 1 9.50% $9,063
    Northpointe Bank 1 6.00% $4,473
    Northwest Bank 1 7.63% $2,015
    PENNYMAC LOAN SERVICES, LLC 1 7.63% $3,577
    Regions Bank 1 5.75% $2,412
    ROYAL UNITED MORTGAGE LLC 1 8.13% $8,528
    The Central Trust Bank 1 6.63% $3,198
    The Federal Savings Bank 1 6.38% $7,032
    Truist 1 6.88% $2,700
    ALLIANT CREDIT UNION 1 7.50% $2,481
    Wells Fargo Bank 1 7.63% $3,665
    American Mortgage & Equity Consultants, Inc. 1 7.88% $4,438
    Bank of America 1 6.88% $2,789
    BMO Harris Bank 1 6.63% $3,008
    BROKER SOLUTIONS, INC. 1 7.63% $5,710
    Deseret First Credit Union 1 5.99% $2,822
    Flagstar Bank, FSB 1 6.99% $2,923
    Fortress Bank 1 6.00% $1,782
    GUARANTEED RATE, INC. 1 6.99% $2,905
    HOMESIDE FINANCIAL, LLC 1 6.99% $3,279

    Kirksville Average Closing Costs & Other Stats

    Kirksville, MO's 36 lenders originated 303 loans during 2023. The total origination value was $45,175,000, with an average loan value of $149,092.

    Kirksville's average closing costs are $3,591.

    The top Kirksville lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 21 loans originated. Their average total fees are $2,669, which is $2,542 lower than the next largest lender, DAS Acquisition Company, LLC.

    The lowest fee Kirksville lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. ($2,669), DAS Acquisition Company, LLC ($5,211), .

    The lowest rate Kirksville lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.73%), DAS Acquisition Company, LLC (6.88%), .

    Kirksville, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Alliant Bank $12,480,000 $7,750,000 -37.9% 17.2%
    FLAT BRANCH MORTGAGE, INC. $4,725,000 $5,005,000 5.9% 11.1%
    DAS Acquisition Company, LLC $3,805,000 $3,325,000 -12.6% 7.4%
    Regional Missouri Bank $1,665,000 $2,845,000 70.9% 6.3%
    Wells Bank $155,000 $2,825,000 1,722.6% 6.3%
    QUICKEN LOANS, LLC $3,675,000 $2,760,000 -24.9% 6.1%
    U.S. Bank $5,285,000 $2,405,000 -54.5% 5.3%
    Mortgage Research Center, LLC $4,250,000 $1,955,000 -54.0% 4.3%
    Plains Commerce Bank $1,170,000 $1,210,000 3.4% 2.7%
    Arvest Bank $455,000 $1,175,000 158.2% 2.6%
    NBH Bank $2,140,000 $1,025,000 -52.1% 2.3%
    HomeBank $1,670,000 $705,000 -57.8% 1.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $280,000 $635,000 126.8% 1.4%
    FCS Financial FLCA $715,000 $530,000 -25.9% 1.2%
    Bank of America $195,000 $505,000 159.0% 1.1%
    Wells Fargo Bank $365,000 $500,000 37.0% 1.1%
    The Bank of Old Monroe $420,000 n/a 0.9%
    LOANDEPOT.COM, LLC $885,000 $410,000 -53.7% 0.9%
    MISSOURI ELECTRIC COOPERATIVES EMPL $380,000 $405,000 6.6% 0.9%
    BROKER SOLUTIONS, INC. $115,000 $400,000 247.8% 0.9%
    USAA Federal Savings Bank $235,000 $390,000 66.0% 0.9%
    North American Savings Bank, F.S.B. $345,000 n/a 0.8%
    Peoples Bank $275,000 n/a 0.6%
    The Central Trust Bank $665,000 $255,000 -61.7% 0.6%
    CARDINAL FINANCIAL $250,000 n/a 0.6%
    PEOPLES BANK & TRUST CO. $245,000 $245,000 0.0% 0.5%
    Truist $245,000 n/a 0.5%
    Mortgage Investment Services Corporation $235,000 n/a 0.5%
    Midwest Mortgage Associates Corporation $75,000 $225,000 200.0% 0.5%
    DELMAR FINANCIAL COMPANY $220,000 n/a 0.5%
    PNC Bank $25,000 $220,000 780.0% 0.5%
    Regions Bank $215,000 n/a 0.5%
    GUARANTEED RATE, INC. $210,000 n/a 0.5%
    Fortress Bank $205,000 n/a 0.5%
    HOMESIDE FINANCIAL, LLC $205,000 n/a 0.5%
    PENNYMAC LOAN SERVICES, LLC $445,000 $200,000 -55.1% 0.4%
    AXIA FINANCIAL, LLC $190,000 n/a 0.4%
    LAKEVIEW LOAN SERVICING, LLC $185,000 n/a 0.4%
    Northwest Bank $175,000 n/a 0.4%
    SeaTrust Mortgage Company $175,000 n/a 0.4%
    FCB Banks $65,000 $165,000 153.8% 0.4%
    MID AMERICA MORTGAGE, INC. $155,000 n/a 0.3%
    American Mortgage & Equity Consultants, Inc. $145,000 n/a 0.3%
    ACADEMY MORTGAGE CORPORATION $135,000 n/a 0.3%
    Midwest Heritage Bank FSB $195,000 $135,000 -30.8% 0.3%
    ROYAL UNITED MORTGAGE LLC $240,000 $135,000 -43.8% 0.3%
    Third Federal Savings and Loan Association of Cleveland $135,000 n/a 0.3%
    21ST MORTGAGE CORPORATION $70,000 $130,000 85.7% 0.3%
    Community Mortgage Banc Corporation $155,000 $125,000 -19.4% 0.3%
    ENDEAVOR CAPITAL, LLC. $85,000 $125,000 47.1% 0.3%
    First State Community Bank $125,000 $125,000 0.0% 0.3%
    GREENSTATE CREDIT UNION $190,000 $125,000 -34.2% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $220,000 $125,000 -43.2% 0.3%
    Lincoln Savings Bank $115,000 n/a 0.3%
    Members Mortgage Services, L.L.C. $115,000 n/a 0.3%
    The Federal Savings Bank $115,000 n/a 0.3%
    NBKC BANK $265,000 $105,000 -60.4% 0.2%
    Hills Bank and Trust Company $100,000 n/a 0.2%
    FIRST MISSOURI BANK $195,000 $95,000 -51.3% 0.2%
    Bank of England $85,000 n/a 0.2%
    First Interstate Bank $85,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $85,000 n/a 0.2%
    Northpointe Bank $85,000 n/a 0.2%
    Deseret First Credit Union $75,000 n/a 0.2%
    Heritage Community Bank $75,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $55,000 n/a 0.1%
    Discover Bank $55,000 n/a 0.1%
    Exchange Bank of Missouri $55,000 n/a 0.1%
    Flagstar Bank, FSB $185,000 $55,000 -70.3% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $55,000 n/a 0.1%
    BMO Harris Bank $45,000 n/a 0.1%
    ALLIANT CREDIT UNION $35,000 n/a 0.1%

    Kirksville's top lender by overall market share is Alliant Bank, with 17.2% market share. In second place, with 11.1%, is FLAT BRANCH MORTGAGE, INC., having originated $5,005,000 in loans. In third place, with 7.4%, is DAS Acquisition Company, LLC, having originated $3,325,000 in loans. In fourth place, with 6.3%, is Regional Missouri Bank, having originated $2,845,000 in loans. In fifth place, with 6.3%, is Wells Bank, having originated $2,825,000 in loans.

    Kirksville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $94,950 (5.7%) $155,793 (9.1%) 0.00 109
    2018-02-01 $84,125 (-11.9%) $157,132 (9.0%) 0.00 106
    2018-03-01 $104,900 (-0.8%) $166,116 (9.2%) 0.00 110
    2018-04-01 $114,950 (4.6%) $171,283 (7.5%) 0.00 123
    2018-05-01 $122,150 (11.1%) $175,582 (11.0%) 0.00 131
    2018-06-01 $119,900 (4.3%) $163,158 (1.8%) 0.00 138
    2018-07-01 $124,900 (9.9%) $160,439 (1.4%) 0.00 139
    2018-08-01 $116,650 (3.7%) $159,301 (-1.2%) 0.00 137
    2018-09-01 $99,900 (-7.5%) $147,247 (-5.4%) 0.00 125
    2018-10-01 $95,200 (-2.1%) $145,527 (-5.3%) 0.00 116
    2018-11-01 $99,900 (6.4%) $149,982 (-0.4%) 0.00 116
    2018-12-01 $105,000 (10.5%) $150,372 (-5.7%) 0.00 111
    2019-01-01 $104,500 (10.1%) $154,904 (-0.6%) 0.00 98
    2019-02-01 $104,500 (24.2%) $157,985 (0.5%) 0.00 97
    2019-03-01 $100,886 (-3.8%) $159,860 (-3.8%) 0.00 99
    2019-04-01 $100,886 (-12.2%) $162,759 (-5.0%) 0.00 99
    2019-05-01 $99,900 (-18.2%) $165,816 (-5.6%) 0.00 98
    2019-06-01 $99,900 (-16.7%) $164,507 (0.8%) 0.00 113
    2019-07-01 $107,225 (-14.2%) $168,676 (5.1%) 0.00 121
    2019-08-01 $106,736 (-8.5%) $170,964 (7.3%) 0.00 122
    2019-09-01 $102,666 (2.8%) $164,631 (11.8%) 0.00 122
    2019-10-01 $99,800 (4.8%) $161,750 (11.2%) 0.00 125
    2019-11-01 $99,500 (-0.4%) $170,894 (13.9%) 0.00 109
    2019-12-01 $95,600 (-9.0%) $166,746 (10.9%) 0.00 98
    2020-01-01 $89,675 (-14.2%) $166,928 (7.8%) 0.00 93
    2020-02-01 $88,500 (-15.3%) $163,703 (3.6%) 0.00 95
    2020-03-01 $93,944 (-6.9%) $165,654 (3.6%) 0.00 105
    2020-04-01 $102,300 (1.4%) $169,666 (4.2%) 0.00 111
    2020-05-01 $109,900 (10.0%) $175,829 (6.0%) 0.00 102
    2020-06-01 $126,150 (26.3%) $193,366 (17.5%) 0.00 96
    2020-07-01 $119,000 (11.0%) $192,784 (14.3%) 0.00 85
    2020-08-01 $116,250 (8.9%) $191,274 (11.9%) 0.00 88
    2020-09-01 $114,950 (12.0%) $193,989 (17.8%) 0.00 80
    2020-10-01 $109,500 (9.7%) $185,824 (14.9%) 0.00 81
    2020-11-01 $117,000 (17.6%) $190,458 (11.5%) 0.00 72
    2020-12-01 $99,675 (4.3%) $164,608 (-1.3%) 0.00 77
    2021-01-01 $97,500 (8.7%) $165,866 (-0.6%) 0.00 76
    2021-02-01 $94,475 (6.8%) $171,758 (4.9%) 0.00 80
    2021-03-01 $90,575 (-3.6%) $162,114 (-2.1%) 0.00 75
    2021-04-01 $89,900 (-12.1%) $161,427 (-4.9%) 0.00 67
    2021-05-01 $117,400 (6.8%) $163,718 (-6.9%) 0.00 66
    2021-06-01 $108,650 (-13.9%) $160,698 (-16.9%) 0.00 64
    2021-07-01 $111,950 (-5.9%) $165,042 (-14.4%) 0.00 69
    2021-08-01 $116,600 (0.3%) $156,218 (-18.3%) 0.00 81
    2021-09-01 $119,750 (4.2%) $165,814 (-14.5%) 0.00 82
    2021-10-01 $124,500 (13.7%) $176,204 (-5.2%) 0.00 82
    2021-11-01 $149,900 (28.1%) $302,133 (58.6%) 0.00 86
    2021-12-01 $130,800 (31.2%) $295,003 (79.2%) 0.00 82
    2022-01-01 $138,000 (41.5%) $322,115 (94.2%) 0.00 71
    2022-02-01 $149,900 (58.7%) $334,522 (94.8%) 0.00 64
    2022-03-01 $169,350 (87.0%) $379,026 (133.8%) 0.00 51
    2022-04-01 $159,900 (77.9%) $397,158 (146.0%) 0.00 45
    2022-05-01 $150,875 (28.5%) $382,977 (133.9%) 0.00 51
    2022-06-01 $187,400 (72.5%) $420,577 (161.7%) 0.00 54
    2022-07-01 $193,500 (72.9%) $361,117 (118.8%) 0.00 74
    2022-08-01 $185,950 (59.5%) $346,761 (122.0%) 0.00 81
    2022-09-01 $174,975 (46.1%) $324,107 (95.5%) 0.00 83
    2022-10-01 $179,900 (44.5%) $342,196 (94.2%) 0.00 70
    2022-11-01 $175,000 (16.7%) $344,245 (13.9%) 0.00 65
    2022-12-01 $168,750 (29.0%) $353,113 (19.7%) 0.00 56
    2023-01-01 $179,200 (29.9%) $284,181 (-11.8%) 0.00 56
    2023-02-01 $190,450 (27.1%) $251,554 (-24.8%) 0.00 56
    2023-03-01 $212,950 (25.8%) $249,059 (-34.3%) 0.00 64
    2023-04-01 $213,900 (33.8%) $247,584 (-37.7%) 0.00 63
    2023-05-01 $198,925 (31.9%) $217,291 (-43.3%) 0.00 68
    2023-06-01 $189,950 (1.4%) $211,856 (-49.6%) 0.00 75
    2023-07-01 $187,400 (-3.2%) $224,878 (-37.7%) 0.00 83
    2023-08-01 $190,000 (2.2%) $237,164 (-31.6%) 0.00 78
    2023-09-01 $190,000 (8.6%) $246,300 (-24.0%) 0.00 84
    2023-10-01 $197,250 (9.6%) $253,603 (-25.9%) 0.00 83
    2023-11-01 $191,650 (9.5%) $258,538 (-24.9%) 0.00 86
    2023-12-01 $173,950 (3.1%) $252,751 (-28.4%) 0.00 75
    2024-01-01 $177,475 (-1.0%) $253,739 (-10.7%) 0.00 65
    2024-02-01 $158,750 (-16.6%) $238,738 (-5.1%) 0.00 73
    2024-03-01 $159,900 (-24.9%) $270,281 (8.5%) 0.00 79
    Kirksville's median listing price for 2024-03-01 was $159,900, a difference of $-53,050 (-24.9%) versus the prior year and $1,150 versus the prior month.

    Kirksville's median listing price comes in at 0% of the national average.

    Kirksville's average listing price for 2024-03-01 was $270,281, a difference of $21,222 (8.5%) versus the prior year and $31,543 versus the prior month.

    For the 2024-03-01 period, Kirksville had 79 MLS listings, a difference of 6 listings (8%) versus the prior month and 15 listings (23%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,414 sqft
    2018-02-01 0 days 1,400 sqft
    2018-03-01 0 days 1,405 sqft
    2018-04-01 0 days 1,475 sqft
    2018-05-01 0 days 1,530 sqft
    2018-06-01 0 days 1,526 sqft
    2018-07-01 0 days 1,531 sqft
    2018-08-01 0 days 1,470 sqft
    2018-09-01 0 days 1,415 sqft
    2018-10-01 0 days 1,401 sqft
    2018-11-01 0 days 1,401 sqft
    2018-12-01 0 days 1,404 sqft
    2019-01-01 0 days 1,400 sqft
    2019-02-01 0 days 1,401 sqft
    2019-03-01 0 days 1,465 sqft
    2019-04-01 0 days 1,538 sqft
    2019-05-01 0 days 1,513 sqft
    2019-06-01 0 days 1,501 sqft
    2019-07-01 0 days 1,475 sqft
    2019-08-01 0 days 1,507 sqft
    2019-09-01 0 days 1,449 sqft
    2019-10-01 0 days 1,440 sqft
    2019-11-01 0 days 1,500 sqft
    2019-12-01 0 days 1,497 sqft
    2020-01-01 0 days 1,438 sqft
    2020-02-01 0 days 1,405 sqft
    2020-03-01 0 days 1,488 sqft
    2020-04-01 0 days 1,561 sqft
    2020-05-01 0 days 1,575 sqft
    2020-06-01 0 days 1,635 sqft
    2020-07-01 0 days 1,646 sqft
    2020-08-01 0 days 1,680 sqft
    2020-09-01 0 days 1,578 sqft
    2020-10-01 0 days 1,518 sqft
    2020-11-01 0 days 1,534 sqft
    2020-12-01 0 days 1,474 sqft
    2021-01-01 0 days 1,468 sqft
    2021-02-01 0 days 1,433 sqft
    2021-03-01 0 days 1,348 sqft
    2021-04-01 0 days 1,407 sqft
    2021-05-01 0 days 1,419 sqft
    2021-06-01 0 days 1,462 sqft
    2021-07-01 0 days 1,474 sqft
    2021-08-01 0 days 1,369 sqft
    2021-09-01 0 days 1,374 sqft
    2021-10-01 0 days 1,314 sqft
    2021-11-01 0 days 1,410 sqft
    2021-12-01 0 days 1,435 sqft
    2022-01-01 0 days 1,465 sqft
    2022-02-01 0 days 1,451 sqft
    2022-03-01 0 days 1,680 sqft
    2022-04-01 0 days 1,658 sqft
    2022-05-01 0 days 1,436 sqft
    2022-06-01 0 days 1,840 sqft
    2022-07-01 0 days 1,957 sqft
    2022-08-01 0 days 1,711 sqft
    2022-09-01 0 days 1,699 sqft
    2022-10-01 0 days 1,752 sqft
    2022-11-01 0 days 1,635 sqft
    2022-12-01 0 days 1,619 sqft
    2023-01-01 0 days 1,619 sqft
    2023-02-01 0 days 1,672 sqft
    2023-03-01 0 days 1,658 sqft
    2023-04-01 0 days 1,598 sqft
    2023-05-01 0 days 1,622 sqft
    2023-06-01 0 days 1,600 sqft
    2023-07-01 0 days 1,656 sqft
    2023-08-01 0 days 1,777 sqft
    2023-09-01 0 days 1,778 sqft
    2023-10-01 0 days 1,800 sqft
    2023-11-01 0 days 1,800 sqft
    2023-12-01 0 days 1,555 sqft
    2024-01-01 0 days 1,550 sqft
    2024-02-01 0 days 1,496 sqft
    2024-03-01 0 days 1,493 sqft
    Kirksville's median listing age (time on market) for 2024-03-01 was 0 days.

    Kirksville's median square footage for active listings during the 2024-03-01 period was 1,493 sqft. One year prior, the average listing was 1,658 sqft.

    Kirksville, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 216 $34,940,000 $161,759
    Refi 36 $5,520,000 $153,333
    Home Improvement 22 $1,680,000 $76,364
    Cash Out Refi 18 $2,410,000 $133,889
    Other 11 $625,000 $56,818

    Kirksville's most frequently cited loan purpose was Home Purchase, with 216 originations. The 2nd most popular reason was Refi, with 36 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 89 $14,515,000 $163,090
    7-8% 64 $9,880,000 $154,375
    Over 8% 30 $2,970,000 $99,000
    5-6% 21 $2,665,000 $126,905
    4-5% 1 $225,000 $225,000

    During 2023, Kirksville's most frequently originated rate bucket was 6-7%, with 89 originations.

    Loan Sizing (Kirksville, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 119 $16,815,000 $141,303
    $100,000 or less 117 $7,085,000 $60,556
    $200k-400k 58 $15,210,000 $262,241
    $400k-600k 5 $2,305,000 $461,000
    $600k-1000k 3 $2,205,000 $735,000
    $Over $1MM 1 $1,555,000 $1,555,000

    Kirksville's loan sizing saw the bucket of loans from $100k-200k with 119 originations, totaling $16,815,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 121 $20,325,000 $167,975
    60-80% 43 $6,255,000 $145,465
    20-40% 15 $905,000 $60,333
    40-60% 14 $1,970,000 $140,714
    Under 20% 10 $410,000 $41,000
    Over 100% 1 $175,000 $175,000

    Kirksville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 121 originations, totaling $20,325,000 in origination value.