Kirksville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kirksville averaged 7.11% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

The average rate for the prior week (2025-05-15) was 7.06% and one month ago for the week of 2025-04-17, the average rate was 6.98%.

Kirksville's average rate one year ago was 7.17%.

For refis of the same type during the week of 2025-05-22, the average rate was 7.06%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-05-22 6.86%
Kirksville 30 Year Fixed Rate 2025-05-22 7.11%
Kirksville 30 Year Fixed Rate Refi 2025-05-22 7.06%
Kirksville 15 Year Fixed Rate 2025-05-22 5.91%
Kirksville 15 Year Fixed Rate Refi 2025-05-22 6.01%
Kirksville 30 Year FHA 2025-05-22 6.81%
Kirksville 30 Year FHA Refi 2025-05-22 6.51%
Kirksville 30 Year USDA 2025-05-22 6.33%
Kirksville 30 Year USDA Refi 2025-05-22 6.63%
Kirksville 30 Year VA 2025-05-22 6.52%
Kirksville 30 Year VA Refi 2025-05-22 6.32%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kirksville, MO.

Kirksville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kirksville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 20 6.72% $3,092
QUICKEN LOANS, LLC 17 6.86% $4,921
U.S. Bank 15 7.06% $2,599
DAS Acquisition Company, LLC 10 6.60% $5,442
GENEVA FINANCIAL, LLC 8 6.72% $3,478
Equity Bank 5 7.10% $2,777
NBH Bank 3 6.95% $2,099
USAA Federal Savings Bank 2 7.00% $3,052
First State Community Bank 2 7.53% $1,598
AMERISAVE MORTGAGE CORPORATION 2 5.50% $6,578
LAKEVIEW LOAN SERVICING, LLC 1 7.63% $6,131
Mid-Continent Funding, Inc. 1 7.63% $5,212
Midwest Mortgage Associates Corporation 1 6.00% $0
MISSOURI Credit Union 1 6.00% $2,147
MISSOURI ELECTRIC COOPERATIVES EMPL 1 5.50% $3,017
Mortgage Research Center, LLC 1 6.88% $880
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.99% $4,033
The Central Trust Bank 1 6.63% $3,546
Think Mutual Bank 1 6.38% $3,829
UNITED WHOLESALE MORTGAGE, LLC 1 7.50% $2,180
West Gate Bank 1 6.88% $2,284
American Bank and Trust Company 1 5.88% $2,910
WNB Financial, N.A. 1 6.88% $2,747
American Mortgage & Equity Consultants, Inc. 1 6.38% $2,498
Arvest Bank 1 6.75% $2,821
BROKER SOLUTIONS, INC. 1 7.38% $2,549
CHURCHILL MORTGAGE CORPORATION 1 6.99% $3,720
Community Mortgage Banc Corporation 1 6.50% $1,839
Discover Bank 1 7.79% $0
FCS Financial FLCA 1 7.25% $2,541
GUARANTEED RATE, INC. 1 6.85% $2,526
JPMorgan Chase Bank 1 6.49% $500

Kirksville Average Closing Costs & Other Stats

Kirksville, MO's 32 lenders originated 352 loans during 2024. The total origination value was $57,130,000, with an average loan value of $162,301.

Kirksville's average closing costs are $3,700.

The top Kirksville lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 20 loans originated. Their average total fees are $3,092, which is $1,829 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Kirksville lenders (with over 10 loans originated) are U.S. Bank ($2,599), FLAT BRANCH MORTGAGE, INC. ($3,092), QUICKEN LOANS, LLC ($4,921), DAS Acquisition Company, LLC ($5,442) and .

The lowest rate Kirksville lenders (with over 10 loans originated) are DAS Acquisition Company, LLC (6.60%), FLAT BRANCH MORTGAGE, INC. (6.72%), QUICKEN LOANS, LLC (6.86%), U.S. Bank (7.06%) and .

Kirksville, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Alliant Bank $7,750,000 $10,105,000 30.4% 17.7%
FLAT BRANCH MORTGAGE, INC. $5,005,000 $6,615,000 32.2% 11.6%
U.S. Bank $2,405,000 $5,320,000 121.2% 9.3%
QUICKEN LOANS, LLC $2,760,000 $5,025,000 82.1% 8.8%
Wells Bank $2,825,000 $4,705,000 66.5% 8.2%
DAS Acquisition Company, LLC $3,325,000 $3,035,000 -8.7% 5.3%
Equity Bank $3,000,000 n/a 5.3%
Mortgage Research Center, LLC $1,955,000 $2,465,000 26.1% 4.3%
GENEVA FINANCIAL, LLC $2,110,000 n/a 3.7%
UNITED WHOLESALE MORTGAGE, LLC $1,405,000 n/a 2.5%
NBH Bank $1,025,000 $1,250,000 22.0% 2.2%
NAVY FEDERAL CREDIT UNION $500,000 n/a 0.9%
NEW DAY FINANCIAL, LLC $495,000 n/a 0.9%
Regional Missouri Bank $2,845,000 $485,000 -83.0% 0.8%
USAA Federal Savings Bank $390,000 $460,000 17.9% 0.8%
JPMorgan Chase Bank $445,000 n/a 0.8%
21ST MORTGAGE CORPORATION $130,000 $430,000 230.8% 0.8%
First Federal Bank $425,000 n/a 0.7%
GUARANTEED RATE, INC. $210,000 $400,000 90.5% 0.7%
LAKEVIEW LOAN SERVICING, LLC $185,000 $400,000 116.2% 0.7%
Arvest Bank $1,175,000 $395,000 -66.4% 0.7%
AMERISAVE MORTGAGE CORPORATION $385,000 n/a 0.7%
MUTUAL OF OMAHA MORTGAGE, INC. $380,000 n/a 0.7%
FCS Financial FLCA $530,000 $370,000 -30.2% 0.6%
First State Community Bank $125,000 $360,000 188.0% 0.6%
TRIAD FINANCIAL SERVICES, INC. $55,000 $295,000 436.4% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $290,000 n/a 0.5%
Wells Fargo Bank $500,000 $285,000 -43.0% 0.5%
Midwest Mortgage Associates Corporation $225,000 $280,000 24.4% 0.5%
PENNYMAC LOAN SERVICES, LLC $200,000 $280,000 40.0% 0.5%
LEADERONE FINANCIAL CORPORATION $275,000 n/a 0.5%
MISSOURI ELECTRIC COOPERATIVES EMPL $405,000 $245,000 -39.5% 0.4%
Midwest Bank $235,000 n/a 0.4%
Mid-Continent Funding, Inc. $225,000 n/a 0.4%
The Central Trust Bank $255,000 $220,000 -13.7% 0.4%
BROKER SOLUTIONS, INC. $400,000 $195,000 -51.3% 0.3%
HomeBank $705,000 $190,000 -73.0% 0.3%
American Bank and Trust Company $185,000 n/a 0.3%
Discover Bank $55,000 $185,000 236.4% 0.3%
Equity Prime Mortgage LLC $175,000 n/a 0.3%
Think Mutual Bank $165,000 n/a 0.3%
American Mortgage & Equity Consultants, Inc. $145,000 $155,000 6.9% 0.3%
PLAZA HOME MORTGAGE, INC. $155,000 n/a 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $145,000 n/a 0.3%
GREENSTATE CREDIT UNION $125,000 $145,000 16.0% 0.3%
WNB Financial, N.A. $145,000 n/a 0.3%
ROYAL UNITED MORTGAGE LLC $135,000 $135,000 0.0% 0.2%
Regions Bank $215,000 $125,000 -41.9% 0.2%
First Bank $115,000 n/a 0.2%
FREEDOM MORTGAGE CORPORATION $105,000 n/a 0.2%
West Gate Bank $105,000 n/a 0.2%
MISSOURI Credit Union $95,000 n/a 0.2%
TruHome Solutions, LLC $95,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $85,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $75,000 n/a 0.1%
Community Mortgage Banc Corporation $125,000 $65,000 -48.0% 0.1%
FCB Banks $165,000 $65,000 -60.6% 0.1%
Mortgage Investment Services Corporation $235,000 $65,000 -72.3% 0.1%
Figure Lending LLC $45,000 n/a 0.1%
QUORUM FEDERAL CREDIT UNION $45,000 n/a 0.1%
River Region Credit Union $45,000 n/a 0.1%
SPRING EQ, LLC $35,000 n/a 0.1%
MRV Banks $25,000 n/a 0.0%

Kirksville's top lender by overall market share is Alliant Bank, with 17.7% market share. In second place, with 11.6%, is FLAT BRANCH MORTGAGE, INC., having originated $6,615,000 in loans. In third place, with 9.3%, is U.S. Bank, having originated $5,320,000 in loans. In fourth place, with 8.8%, is QUICKEN LOANS, LLC, having originated $5,025,000 in loans. In fifth place, with 8.2%, is Wells Bank, having originated $4,705,000 in loans.


Kirksville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $94,950 (5.7%) $155,793 (9.1%) 0.00 109
2018-02-01 $84,125 (-11.9%) $157,132 (9.0%) 0.00 106
2018-03-01 $104,900 (-0.8%) $166,116 (9.2%) 0.00 110
2018-04-01 $114,950 (4.6%) $171,283 (7.5%) 0.00 123
2018-05-01 $122,150 (11.1%) $175,582 (11.0%) 0.00 131
2018-06-01 $119,900 (4.3%) $163,158 (1.8%) 0.00 138
2018-07-01 $124,900 (9.9%) $160,439 (1.4%) 0.00 139
2018-08-01 $116,650 (3.7%) $159,301 (-1.2%) 0.00 137
2018-09-01 $99,900 (-7.5%) $147,247 (-5.4%) 0.00 125
2018-10-01 $95,200 (-2.1%) $145,527 (-5.3%) 0.00 116
2018-11-01 $99,900 (6.4%) $149,982 (-0.4%) 0.00 116
2018-12-01 $105,000 (10.5%) $150,372 (-5.7%) 0.00 111
2019-01-01 $104,500 (10.1%) $154,904 (-0.6%) 0.00 98
2019-02-01 $104,500 (24.2%) $157,985 (0.5%) 0.00 97
2019-03-01 $100,886 (-3.8%) $159,860 (-3.8%) 0.00 99
2019-04-01 $100,886 (-12.2%) $162,759 (-5.0%) 0.00 99
2019-05-01 $99,900 (-18.2%) $165,816 (-5.6%) 0.00 98
2019-06-01 $99,900 (-16.7%) $164,507 (0.8%) 0.00 113
2019-07-01 $107,225 (-14.2%) $168,676 (5.1%) 0.00 121
2019-08-01 $106,736 (-8.5%) $170,964 (7.3%) 0.00 122
2019-09-01 $102,666 (2.8%) $164,631 (11.8%) 0.00 122
2019-10-01 $99,800 (4.8%) $161,750 (11.2%) 0.00 125
2019-11-01 $99,500 (-0.4%) $170,894 (13.9%) 0.00 109
2019-12-01 $95,600 (-9.0%) $166,746 (10.9%) 0.00 98
2020-01-01 $89,675 (-14.2%) $166,928 (7.8%) 0.00 93
2020-02-01 $88,500 (-15.3%) $163,703 (3.6%) 0.00 95
2020-03-01 $93,944 (-6.9%) $165,654 (3.6%) 0.00 105
2020-04-01 $102,300 (1.4%) $169,666 (4.2%) 0.00 111
2020-05-01 $109,900 (10.0%) $175,829 (6.0%) 0.00 102
2020-06-01 $126,150 (26.3%) $193,366 (17.5%) 0.00 96
2020-07-01 $119,000 (11.0%) $192,784 (14.3%) 0.00 85
2020-08-01 $116,250 (8.9%) $191,274 (11.9%) 0.00 88
2020-09-01 $114,950 (12.0%) $193,989 (17.8%) 0.00 80
2020-10-01 $109,500 (9.7%) $185,824 (14.9%) 0.00 81
2020-11-01 $117,000 (17.6%) $190,458 (11.5%) 0.00 72
2020-12-01 $99,675 (4.3%) $164,608 (-1.3%) 0.00 77
2021-01-01 $97,500 (8.7%) $165,866 (-0.6%) 0.00 76
2021-02-01 $94,475 (6.8%) $171,758 (4.9%) 0.00 80
2021-03-01 $90,575 (-3.6%) $162,114 (-2.1%) 0.00 75
2021-04-01 $89,900 (-12.1%) $161,427 (-4.9%) 0.00 67
2021-05-01 $117,400 (6.8%) $163,718 (-6.9%) 0.00 66
2021-06-01 $108,650 (-13.9%) $160,698 (-16.9%) 0.00 64
2021-07-01 $111,950 (-5.9%) $165,042 (-14.4%) 0.00 69
2021-08-01 $116,600 (0.3%) $156,218 (-18.3%) 0.00 81
2021-09-01 $119,750 (4.2%) $165,814 (-14.5%) 0.00 82
2021-10-01 $124,500 (13.7%) $176,204 (-5.2%) 0.00 82
2021-11-01 $149,900 (28.1%) $302,133 (58.6%) 0.00 86
2021-12-01 $130,800 (31.2%) $295,003 (79.2%) 0.00 82
2022-01-01 $138,000 (41.5%) $322,115 (94.2%) 0.00 71
2022-02-01 $149,900 (58.7%) $334,522 (94.8%) 0.00 64
2022-03-01 $169,350 (87.0%) $379,026 (133.8%) 0.00 51
2022-04-01 $159,900 (77.9%) $397,158 (146.0%) 0.00 45
2022-05-01 $150,875 (28.5%) $382,977 (133.9%) 0.00 51
2022-06-01 $187,400 (72.5%) $420,577 (161.7%) 0.00 54
2022-07-01 $193,500 (72.9%) $361,117 (118.8%) 0.00 74
2022-08-01 $185,950 (59.5%) $346,761 (122.0%) 0.00 81
2022-09-01 $174,975 (46.1%) $324,107 (95.5%) 0.00 83
2022-10-01 $179,900 (44.5%) $342,196 (94.2%) 0.00 70
2022-11-01 $175,000 (16.7%) $344,245 (13.9%) 0.00 65
2022-12-01 $168,750 (29.0%) $353,113 (19.7%) 0.00 56
2023-01-01 $179,200 (29.9%) $284,181 (-11.8%) 0.00 56
2023-02-01 $190,450 (27.1%) $251,554 (-24.8%) 0.00 56
2023-03-01 $212,950 (25.8%) $249,059 (-34.3%) 0.00 64
2023-04-01 $213,900 (33.8%) $247,584 (-37.7%) 0.00 63
2023-05-01 $198,925 (31.9%) $217,291 (-43.3%) 0.00 68
2023-06-01 $189,950 (1.4%) $211,856 (-49.6%) 0.00 75
2023-07-01 $187,400 (-3.2%) $224,878 (-37.7%) 0.00 83
2023-08-01 $190,000 (2.2%) $237,164 (-31.6%) 0.00 78
2023-09-01 $190,000 (8.6%) $246,300 (-24.0%) 0.00 84
2023-10-01 $197,250 (9.6%) $253,603 (-25.9%) 0.00 83
2023-11-01 $191,650 (9.5%) $258,538 (-24.9%) 0.00 86
2023-12-01 $173,950 (3.1%) $252,751 (-28.4%) 0.00 75
2024-01-01 $177,475 (-1.0%) $253,739 (-10.7%) 0.00 65
2024-02-01 $158,750 (-16.6%) $238,738 (-5.1%) 0.00 73
2024-03-01 $159,900 (-24.9%) $270,281 (8.5%) 0.00 79
2024-04-01 $191,450 (-10.5%) $284,528 (14.9%) 0.00 81
2024-05-01 $209,999 (5.6%) $286,570 (31.9%) 0.00 83
2024-06-01 $199,900 (5.2%) $263,177 (24.2%) 0.00 93
2024-07-01 $209,249 (11.7%) $254,600 (13.2%) 0.00 99
2024-08-01 $209,900 (10.5%) $262,592 (10.7%) 0.00 105
2024-09-01 $199,900 (5.2%) $278,561 (13.1%) 0.00 109
2024-10-01 $204,900 (3.9%) $287,629 (13.4%) 0.00 108
2024-11-01 $199,900 (4.3%) $282,759 (9.4%) 0.00 108
2024-12-01 $199,900 (14.9%) $278,026 (10.0%) 0.00 102
2025-01-01 $191,175 (7.7%) $257,106 (1.3%) 0.00 96
2025-02-01 $187,400 (18.1%) $250,827 (5.1%) 0.00 88
2025-03-01 $173,900 (8.8%) $258,067 (-4.5%) 0.00 97
2025-04-01 $188,675 (-1.5%) $259,917 (-8.7%) 0.00 104
Kirksville's median listing price for 2025-04-01 was $188,675, a difference of $-2,775 (-1.5%) versus the prior year and $14,775 versus the prior month.

Kirksville's median listing price comes in at 0% of the national average.

Kirksville's average listing price for 2025-04-01 was $259,917, a difference of $-24,611 (-8.7%) versus the prior year and $1,850 versus the prior month.

For the 2025-04-01 period, Kirksville had 104 MLS listings, a difference of 7 listings (7%) versus the prior month and 23 listings (28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Kirksville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,414 sqft
2018-02-01 0 days 1,400 sqft
2018-03-01 0 days 1,405 sqft
2018-04-01 0 days 1,475 sqft
2018-05-01 0 days 1,544 sqft
2018-06-01 0 days 1,531 sqft
2018-07-01 0 days 1,536 sqft
2018-08-01 0 days 1,488 sqft
2018-09-01 0 days 1,416 sqft
2018-10-01 0 days 1,401 sqft
2018-11-01 0 days 1,401 sqft
2018-12-01 0 days 1,404 sqft
2019-01-01 0 days 1,400 sqft
2019-02-01 0 days 1,401 sqft
2019-03-01 0 days 1,465 sqft
2019-04-01 0 days 1,538 sqft
2019-05-01 0 days 1,513 sqft
2019-06-01 0 days 1,501 sqft
2019-07-01 0 days 1,475 sqft
2019-08-01 0 days 1,507 sqft
2019-09-01 0 days 1,448 sqft
2019-10-01 0 days 1,437 sqft
2019-11-01 0 days 1,488 sqft
2019-12-01 0 days 1,484 sqft
2020-01-01 0 days 1,416 sqft
2020-02-01 0 days 1,404 sqft
2020-03-01 0 days 1,471 sqft
2020-04-01 0 days 1,550 sqft
2020-05-01 0 days 1,553 sqft
2020-06-01 0 days 1,624 sqft
2020-07-01 0 days 1,623 sqft
2020-08-01 0 days 1,680 sqft
2020-09-01 0 days 1,566 sqft
2020-10-01 0 days 1,510 sqft
2020-11-01 0 days 1,514 sqft
2020-12-01 0 days 1,466 sqft
2021-01-01 0 days 1,463 sqft
2021-02-01 0 days 1,419 sqft
2021-03-01 0 days 1,342 sqft
2021-04-01 0 days 1,407 sqft
2021-05-01 0 days 1,419 sqft
2021-06-01 0 days 1,462 sqft
2021-07-01 0 days 1,474 sqft
2021-08-01 0 days 1,369 sqft
2021-09-01 0 days 1,374 sqft
2021-10-01 0 days 1,314 sqft
2021-11-01 0 days 1,410 sqft
2021-12-01 0 days 1,435 sqft
2022-01-01 0 days 1,465 sqft
2022-02-01 0 days 1,451 sqft
2022-03-01 0 days 1,680 sqft
2022-04-01 0 days 1,658 sqft
2022-05-01 0 days 1,436 sqft
2022-06-01 0 days 1,840 sqft
2022-07-01 0 days 1,957 sqft
2022-08-01 0 days 1,711 sqft
2022-09-01 0 days 1,699 sqft
2022-10-01 0 days 1,752 sqft
2022-11-01 0 days 1,635 sqft
2022-12-01 0 days 1,619 sqft
2023-01-01 0 days 1,619 sqft
2023-02-01 0 days 1,672 sqft
2023-03-01 0 days 1,658 sqft
2023-04-01 0 days 1,598 sqft
2023-05-01 0 days 1,622 sqft
2023-06-01 0 days 1,600 sqft
2023-07-01 0 days 1,656 sqft
2023-08-01 0 days 1,774 sqft
2023-09-01 0 days 1,778 sqft
2023-10-01 0 days 1,802 sqft
2023-11-01 0 days 1,805 sqft
2023-12-01 0 days 1,555 sqft
2024-01-01 0 days 1,550 sqft
2024-02-01 0 days 1,496 sqft
2024-03-01 0 days 1,493 sqft
2024-04-01 0 days 1,623 sqft
2024-05-01 0 days 1,694 sqft
2024-06-01 0 days 1,531 sqft
2024-07-01 0 days 1,655 sqft
2024-08-01 0 days 1,628 sqft
2024-09-01 0 days 1,684 sqft
2024-10-01 0 days 1,664 sqft
2024-11-01 0 days 1,658 sqft
2024-12-01 0 days 1,590 sqft
2025-01-01 0 days 1,540 sqft
2025-02-01 0 days 1,476 sqft
2025-03-01 0 days 1,572 sqft
2025-04-01 0 days 1,646 sqft
Kirksville's median listing age (time on market) for 2025-04-01 was 0 days.

Kirksville's median square footage for active listings during the 2025-04-01 period was 1,646 sqft. One year prior, the average listing was 1,623 sqft.

Kirksville, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 240 $40,360,000 $168,167
Refi 53 $10,375,000 $195,755
Cash Out Refi 29 $4,545,000 $156,724
Home Improvement 19 $1,245,000 $65,526
Other 11 $605,000 $55,000

Kirksville's most frequently cited loan purpose was Home Purchase, with 240 originations. The 2nd most popular reason was Refi, with 53 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 112 $20,010,000 $178,661
7-8% 65 $11,625,000 $178,846
Over 8% 38 $3,020,000 $79,474
5-6% 31 $6,255,000 $201,774
4-5% 9 $355,000 $39,444
<2.5% 3 $15,000 $5,000
3-4% 1 $175,000 $175,000

During 2024, Kirksville's most frequently originated rate bucket was 6-7%, with 112 originations.

Loan Sizing (Kirksville, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 140 $20,150,000 $143,929
$100,000 or less 116 $6,720,000 $57,931
$200k-400k 81 $21,215,000 $261,914
$400k-600k 10 $4,730,000 $473,000
$600k-1000k 4 $3,190,000 $797,500
$Over $1MM 1 $1,125,000 $1,125,000

Kirksville's loan sizing saw the bucket of loans from $100k-200k with 140 originations, totaling $20,150,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 144 $26,110,000 $181,319
60-80% 47 $7,805,000 $166,064
40-60% 29 $4,155,000 $143,276
Under 20% 22 $780,000 $35,455
20-40% 10 $720,000 $72,000
Over 100% 3 $1,065,000 $355,000

Kirksville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 144 originations, totaling $26,110,000 in origination value.