Pathway Bank Mortgage Rates, Fees & Info
Cairo, NELEI: 549300RMLDF2S89MUC93
Tax ID: 47-0306980
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Pathway Bank is a smaller bank specializing in Home Purchase and Refi loans. Pathway Bank has a high proportion of conventional loans. Their top markets by origination volume include: Grand Island, Kearney, Lexington, Hastings, and Lincoln among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)Pathway Bank has an average approval rate when compared to the average across all lenders.
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Originations
63Origination Dollar Volume (All Markets)
$9,145,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| GRAND ISLAND, NE (FHA|USDA|VA) | 37 | $4,765,000 | $128,784 | $0 | 0.00% |
| Kearney, NE (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $0 | 0.00% |
| Outside of Metro Areas | 11 | $1,385,000 | $125,909 | $0 | 0.00% |
| Lexington, NE (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $0 | 0.00% |
| Hastings, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 63 | $9,145,000 | $145,159 | $0 | 0.00% |
For 2024, Pathway Bank's most frequently originated type of loan was Conventional, with 63 originations.
Loan Reason
For 2024, Pathway Bank's most frequently cited loan purpose was Home Purchase, with 23 originations. The 2nd most popular reason was Refi, with 17 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 63 | $9,145,000 | $145,159 | $0 | 0.00% |
For 2024, Pathway Bank's most frequently cited loan duration was Other, with 63 originations.
Loan Sizing
2024 saw Pathway Bank place emphasis on $100,000 or less loans with 29 originations, totaling $1,725,000 in origination value.
Applicant Income
Pathway Bank lent most frequently to those with incomes in the $50k or less range, with 11 originations. The second most popular income band? $100k-150k, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 63 | $9,145,000 | $145,159 | $0 | 0.00% |
Pathway Bank lent most frequently to those with DTI ratios of Exempt%, with 63 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications76.83%
Pathway Bank has a below average approval rate.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 63 | $9,145,000 | $145,159 |