Lexington Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Lexington averaged
7.14%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
7.05% and
one month ago for the week of 2024-10-10, the
average rate was 6.58%.
Lexington's average rate one year ago was 7.86%.
For refis of the same type during the week of 2024-11-14, the average rate
was 7.08%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
Lexington 30 Year Fixed Rate | 2024-11-14 | 7.14% |
Lexington 30 Year Fixed Rate Refi | 2024-11-14 | 7.08% |
Lexington 15 Year Fixed Rate | 2024-11-14 | 6.09% |
Lexington 15 Year Fixed Rate Refi | 2024-11-14 | 5.99% |
Lexington 30 Year FHA | 2024-11-14 | 0.2% |
Lexington 30 Year FHA Refi | 2024-11-14 | 0.3% |
Lexington 30 Year USDA | 2024-11-14 | 0.1% |
Lexington 30 Year USDA Refi | 2024-11-14 | -0.2% |
Lexington 30 Year VA | 2024-11-14 | 0.1% |
Lexington 30 Year VA Refi | 2024-11-14 | 0.1% |
Lexington Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lexington, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Lexington Average Closing Costs & Other Stats
Lexington, NE's 33 lenders originated 268
loans during 2023. The total origination value was $42,240,000, with an average loan value of
$157,612.
Lexington's average closing costs are $3,797.
The top Lexington lender as defined by loan originations is Pinnacle Bank, with
11 loans originated. Their average total fees are
$2,572, which is $525
lower than the next largest lender,
First National Bank of Omaha.
The lowest fee Lexington lenders (with over 10 loans originated) are
Pinnacle Bank ($2,572), First National Bank of Omaha ($3,097), CHARTER WEST BANK ($4,582), .
The lowest rate Lexington lenders (with over 10 loans originated) are
First National Bank of Omaha (6.91%), Pinnacle Bank (6.93%), CHARTER WEST BANK (7.08%), .
Lexington, NE Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Pinnacle Bank | $11,495,000 | $9,110,000 | -20.7% | 21.6% |
First National Bank of Omaha | $3,225,000 | $4,145,000 | 28.5% | 9.8% |
First State Bank | $5,375,000 | $3,940,000 | -26.7% | 9.3% |
QUICKEN LOANS, LLC | $6,885,000 | $2,710,000 | -60.6% | 6.4% |
Security First Bank | $3,195,000 | $2,355,000 | -26.3% | 5.6% |
CHARTER WEST BANK | $3,665,000 | $1,970,000 | -46.2% | 4.7% |
Mortgage Research Center, LLC | $1,480,000 | $1,115,000 | -24.7% | 2.6% |
West Gate Bank | $4,415,000 | $1,085,000 | -75.4% | 2.6% |
Home Federal Savings & Loan Association of Grand Island | $4,465,000 | $1,060,000 | -76.3% | 2.5% |
U.S. Bank | $970,000 | $1,020,000 | 5.2% | 2.4% |
First Interstate Bank | $2,025,000 | $895,000 | -55.8% | 2.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $275,000 | $895,000 | 225.5% | 2.1% |
FirsTier Bank | $800,000 | n/a | 1.9% | |
Equitable Bank | $330,000 | $785,000 | 137.9% | 1.9% |
Plains Commerce Bank | $3,480,000 | $540,000 | -84.5% | 1.3% |
FREEDOM MORTGAGE CORPORATION | $195,000 | $530,000 | 171.8% | 1.3% |
LOANDEPOT.COM, LLC | $1,155,000 | $500,000 | -56.7% | 1.2% |
CENTRIS FEDERAL CREDIT UNION | $1,010,000 | $475,000 | -53.0% | 1.1% |
Five Points Bank | $1,725,000 | $440,000 | -74.5% | 1.0% |
Farm Credit Mid-America, ACA | $1,170,000 | $400,000 | -65.8% | 0.9% |
Nebraska Bank of Commerce | $285,000 | $385,000 | 35.1% | 0.9% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $490,000 | $360,000 | -26.5% | 0.9% |
Wells Fargo Bank | $1,065,000 | $345,000 | -67.6% | 0.8% |
First Bank | $330,000 | n/a | 0.8% | |
UNITED WHOLESALE MORTGAGE, LLC | $245,000 | $330,000 | 34.7% | 0.8% |
AMERISAVE MORTGAGE CORPORATION | $370,000 | $320,000 | -13.5% | 0.8% |
ACADEMY MORTGAGE CORPORATION | $315,000 | n/a | 0.7% | |
BROKER SOLUTIONS, INC. | $305,000 | $305,000 | 0.0% | 0.7% |
Independent Bank | $305,000 | n/a | 0.7% | |
CHURCHILL MORTGAGE CORPORATION | $295,000 | n/a | 0.7% | |
First State Bank Nebraska | $295,000 | n/a | 0.7% | |
CALIBER HOME LOANS, INC. | $265,000 | n/a | 0.6% | |
Regent Financial Group, Inc. | $105,000 | $265,000 | 152.4% | 0.6% |
Flagstar Bank, FSB | $240,000 | n/a | 0.6% | |
CMG MORTGAGE, INC. | $105,000 | $225,000 | 114.3% | 0.5% |
MUTUAL OF OMAHA MORTGAGE, INC. | $210,000 | $215,000 | 2.4% | 0.5% |
Union Bank and Trust Company | $530,000 | $200,000 | -62.3% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $105,000 | $195,000 | 85.7% | 0.5% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $175,000 | n/a | 0.4% | |
Wallick & Volk, Inc. | $165,000 | n/a | 0.4% | |
ZILLOW HOME LOANS, LLC | $165,000 | n/a | 0.4% | |
Barrington Bank & Trust Company, N.A. | $155,000 | n/a | 0.4% | |
Deere Employees Credit Union | $155,000 | n/a | 0.4% | |
MORIA DEVELOPMENT, INC. | $360,000 | $155,000 | -56.9% | 0.4% |
NBKC BANK | $155,000 | n/a | 0.4% | |
NAVY FEDERAL CREDIT UNION | $375,000 | $125,000 | -66.7% | 0.3% |
21ST MORTGAGE CORPORATION | $115,000 | n/a | 0.3% | |
PENNYMAC LOAN SERVICES, LLC | $200,000 | $110,000 | -45.0% | 0.3% |
Lincoln FSB of Nebraska | $260,000 | $105,000 | -59.6% | 0.2% |
NEW DAY FINANCIAL, LLC | $235,000 | $85,000 | -63.8% | 0.2% |
Figure Lending LLC | $65,000 | n/a | 0.2% | |
Mr. Cooper ( Nationstar Mortgage ) | $370,000 | $55,000 | -85.1% | 0.1% |
Bethpage Federal Credit Union | $45,000 | n/a | 0.1% | |
Bank of the West | $95,000 | $35,000 | -63.2% | 0.1% |
Lexington's top lender by overall market share is Pinnacle Bank, with 21.6% market share. In second place, with 9.8%, is First National Bank of Omaha, having originated $4,145,000 in loans. In third place, with 9.3%, is First State Bank, having originated $3,940,000 in loans. In fourth place, with 6.4%, is QUICKEN LOANS, LLC, having originated $2,710,000 in loans. In fifth place, with 5.6%, is Security First Bank, having originated $2,355,000 in loans.
Lexington Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Lexington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $98,100 (-18.1%) | $143,257 (0.3%) | 0.00 | 57 |
2018-02-01 | $108,950 (4.6%) | $150,243 (11.8%) | 0.00 | 60 |
2018-03-01 | $128,500 (29.8%) | $168,504 (26.7%) | 0.00 | 61 |
2018-04-01 | $155,000 (37.8%) | $175,086 (26.2%) | 0.00 | 62 |
2018-05-01 | $154,725 (23.8%) | $170,988 (19.2%) | 0.00 | 69 |
2018-06-01 | $162,500 (30.4%) | $197,989 (41.8%) | 0.00 | 104 |
2018-07-01 | $159,000 (28.3%) | $196,382 (37.7%) | 0.00 | 94 |
2018-08-01 | $139,450 (5.1%) | $181,117 (13.4%) | 0.00 | 88 |
2018-09-01 | $139,900 (1.8%) | $176,133 (1.6%) | 0.00 | 90 |
2018-10-01 | $151,200 (11.2%) | $191,000 (20.0%) | 0.00 | 80 |
2018-11-01 | $162,425 (17.5%) | $197,165 (28.3%) | 0.00 | 80 |
2018-12-01 | $164,975 (32.5%) | $196,849 (33.4%) | 0.00 | 76 |
2019-01-01 | $165,000 (68.2%) | $209,915 (46.5%) | 0.00 | 95 |
2019-02-01 | $164,988 (51.4%) | $211,554 (40.8%) | 0.00 | 92 |
2019-03-01 | $167,386 (30.3%) | $213,935 (27.0%) | 0.00 | 91 |
2019-04-01 | $167,236 (7.9%) | $211,104 (20.6%) | 0.00 | 93 |
2019-05-01 | $168,750 (9.1%) | $216,883 (26.8%) | 0.00 | 103 |
2019-06-01 | $165,750 (2.0%) | $210,305 (6.2%) | 0.00 | 111 |
2019-07-01 | $162,400 (2.1%) | $218,086 (11.1%) | 0.00 | 107 |
2019-08-01 | $167,836 (20.4%) | $222,246 (22.7%) | 0.00 | 105 |
2019-09-01 | $179,741 (28.5%) | $225,539 (28.1%) | 0.00 | 103 |
2019-10-01 | $187,677 (24.1%) | $225,772 (18.2%) | 0.00 | 102 |
2019-11-01 | $169,500 (4.4%) | $214,695 (8.9%) | 0.00 | 87 |
2019-12-01 | $192,975 (17.0%) | $216,590 (10.0%) | 0.00 | 85 |
2020-01-01 | $199,000 (20.6%) | $222,116 (5.8%) | 0.00 | 79 |
2020-02-01 | $199,900 (21.2%) | $218,607 (3.3%) | 0.00 | 82 |
2020-03-01 | $205,225 (22.6%) | $236,208 (10.4%) | 0.00 | 84 |
2020-04-01 | $213,250 (27.5%) | $241,222 (14.3%) | 0.00 | 83 |
2020-05-01 | $216,950 (28.6%) | $242,613 (11.9%) | 0.00 | 86 |
2020-06-01 | $214,250 (29.3%) | $249,874 (18.8%) | 0.00 | 70 |
2020-07-01 | $215,000 (32.4%) | $248,766 (14.1%) | 0.00 | 66 |
2020-08-01 | $195,000 (16.2%) | $230,693 (3.8%) | 0.00 | 71 |
2020-09-01 | $182,950 (1.8%) | $218,338 (-3.2%) | 0.00 | 66 |
2020-10-01 | $179,900 (-4.1%) | $211,116 (-6.5%) | 0.00 | 58 |
2020-11-01 | $169,900 (0.2%) | $206,968 (-3.6%) | 0.00 | 57 |
2020-12-01 | $167,450 (-13.2%) | $207,310 (-4.3%) | 0.00 | 46 |
2021-01-01 | $165,000 (-17.1%) | $201,563 (-9.3%) | 0.00 | 41 |
2021-02-01 | $145,875 (-27.0%) | $189,999 (-13.1%) | 0.00 | 43 |
2021-03-01 | $160,000 (-22.0%) | $202,658 (-14.2%) | 0.00 | 22 |
2021-04-01 | $168,500 (-21.0%) | $224,996 (-6.7%) | 0.00 | 21 |
2021-05-01 | $210,000 (-3.2%) | $257,453 (6.1%) | 0.00 | 20 |
2021-06-01 | $224,900 (5.0%) | $258,174 (3.3%) | 0.00 | 25 |
2021-07-01 | $232,450 (8.1%) | $255,617 (2.8%) | 0.00 | 25 |
2021-08-01 | $227,000 (16.4%) | $247,355 (7.2%) | 0.00 | 25 |
2021-09-01 | $211,250 (15.5%) | $213,523 (-2.2%) | 0.00 | 32 |
2021-10-01 | $182,000 (1.2%) | $204,031 (-3.4%) | 0.00 | 26 |
2021-11-01 | $194,075 (14.2%) | $224,535 (8.5%) | 0.00 | 25 |
2021-12-01 | $192,725 (15.1%) | $248,333 (19.8%) | 0.00 | 27 |
2022-01-01 | $219,000 (32.7%) | $267,384 (32.7%) | 0.00 | 31 |
2022-02-01 | $223,500 (53.2%) | $281,019 (47.9%) | 0.00 | 26 |
2022-03-01 | $235,500 (47.2%) | $306,023 (51.0%) | 0.00 | 25 |
2022-04-01 | $222,500 (32.1%) | $282,287 (25.5%) | 0.00 | 27 |
2022-05-01 | $218,500 (4.1%) | $282,746 (9.8%) | 0.00 | 24 |
2022-06-01 | $209,375 (-6.9%) | $285,364 (10.5%) | 0.00 | 26 |
2022-07-01 | $289,000 (24.3%) | $322,938 (26.3%) | 0.00 | 30 |
2022-08-01 | $283,250 (24.8%) | $338,468 (36.8%) | 0.00 | 40 |
2022-09-01 | $275,000 (30.2%) | $320,705 (50.2%) | 0.00 | 43 |
2022-10-01 | $258,000 (41.8%) | $343,738 (68.5%) | 0.00 | 48 |
2022-11-01 | $269,950 (39.1%) | $338,060 (50.6%) | 0.00 | 57 |
2022-12-01 | $269,950 (40.1%) | $321,718 (29.6%) | 0.00 | 50 |
2023-01-01 | $269,925 (23.3%) | $327,643 (22.5%) | 0.00 | 49 |
2023-02-01 | $271,250 (21.4%) | $315,003 (12.1%) | 0.00 | 39 |
2023-03-01 | $288,375 (22.5%) | $353,832 (15.6%) | 0.00 | 41 |
2023-04-01 | $296,000 (33.0%) | $359,116 (27.2%) | 0.00 | 47 |
2023-05-01 | $294,750 (34.9%) | $362,737 (28.3%) | 0.00 | 45 |
2023-06-01 | $278,600 (33.1%) | $372,733 (30.6%) | 0.00 | 49 |
2023-07-01 | $281,200 (-2.7%) | $371,107 (14.9%) | 0.00 | 50 |
2023-08-01 | $245,700 (-13.3%) | $353,118 (4.3%) | 0.00 | 57 |
2023-09-01 | $238,500 (-13.3%) | $358,262 (11.7%) | 0.00 | 57 |
2023-10-01 | $238,500 (-7.6%) | $341,973 (-0.5%) | 0.00 | 57 |
2023-11-01 | $268,750 (-0.4%) | $313,132 (-7.4%) | 0.00 | 50 |
2023-12-01 | $294,000 (8.9%) | $319,008 (-0.8%) | 0.00 | 63 |
2024-01-01 | $270,875 (0.4%) | $318,948 (-2.7%) | 0.00 | 68 |
2024-02-01 | $275,450 (1.6%) | $325,834 (3.4%) | 0.00 | 62 |
2024-03-01 | $283,500 (-1.7%) | $316,955 (-10.4%) | 0.00 | 74 |
2024-04-01 | $291,125 (-1.7%) | $347,782 (-3.2%) | 0.00 | 70 |
2024-05-01 | $287,500 (-2.5%) | $343,810 (-5.2%) | 0.00 | 69 |
2024-06-01 | $299,450 (7.5%) | $366,945 (-1.6%) | 0.00 | 71 |
2024-07-01 | $302,175 (7.5%) | $396,437 (6.8%) | 0.00 | 73 |
2024-08-01 | $314,900 (28.2%) | $388,285 (10.0%) | 0.00 | 65 |
2024-09-01 | $317,125 (33.0%) | $407,761 (13.8%) | 0.00 | 67 |
2024-10-01 | $314,900 (32.0%) | $392,631 (14.8%) | 0.00 | 69 |
Lexington's median listing price comes in at 0% of the national average.
Lexington's average listing price for 2024-10-01 was $392,631, a difference of $50,658 (14.8%) versus the prior year and $-15,130 versus the prior month.
For the 2024-10-01 period, Lexington had 69 MLS listings, a difference of 2 listings (3%) versus the prior month and 12 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Lexington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,547 sqft |
2018-02-01 | 0 days | 1,590 sqft |
2018-03-01 | 0 days | 1,780 sqft |
2018-04-01 | 0 days | 2,002 sqft |
2018-05-01 | 0 days | 1,862 sqft |
2018-06-01 | 0 days | 1,830 sqft |
2018-07-01 | 0 days | 1,863 sqft |
2018-08-01 | 0 days | 1,749 sqft |
2018-09-01 | 0 days | 1,751 sqft |
2018-10-01 | 0 days | 1,830 sqft |
2018-11-01 | 0 days | 1,850 sqft |
2018-12-01 | 0 days | 1,872 sqft |
2019-01-01 | 0 days | 1,920 sqft |
2019-02-01 | 0 days | 1,920 sqft |
2019-03-01 | 0 days | 1,912 sqft |
2019-04-01 | 0 days | 1,919 sqft |
2019-05-01 | 0 days | 1,910 sqft |
2019-06-01 | 0 days | 1,846 sqft |
2019-07-01 | 0 days | 1,812 sqft |
2019-08-01 | 0 days | 1,872 sqft |
2019-09-01 | 0 days | 1,842 sqft |
2019-10-01 | 0 days | 1,833 sqft |
2019-11-01 | 0 days | 1,866 sqft |
2019-12-01 | 0 days | 1,844 sqft |
2020-01-01 | 0 days | 1,856 sqft |
2020-02-01 | 0 days | 1,770 sqft |
2020-03-01 | 0 days | 1,800 sqft |
2020-04-01 | 0 days | 1,790 sqft |
2020-05-01 | 0 days | 1,866 sqft |
2020-06-01 | 0 days | 1,999 sqft |
2020-07-01 | 0 days | 2,075 sqft |
2020-08-01 | 0 days | 2,097 sqft |
2020-09-01 | 0 days | 2,078 sqft |
2020-10-01 | 0 days | 1,798 sqft |
2020-11-01 | 0 days | 1,845 sqft |
2020-12-01 | 0 days | 1,943 sqft |
2021-01-01 | 0 days | 1,995 sqft |
2021-02-01 | 0 days | 1,782 sqft |
2021-03-01 | 0 days | 1,682 sqft |
2021-04-01 | 0 days | 2,208 sqft |
2021-05-01 | 0 days | 2,480 sqft |
2021-06-01 | 0 days | 2,260 sqft |
2021-07-01 | 0 days | 2,288 sqft |
2021-08-01 | 0 days | 2,289 sqft |
2021-09-01 | 0 days | 1,983 sqft |
2021-10-01 | 0 days | 1,934 sqft |
2021-11-01 | 0 days | 1,994 sqft |
2021-12-01 | 0 days | 2,007 sqft |
2022-01-01 | 0 days | 2,098 sqft |
2022-02-01 | 0 days | 2,006 sqft |
2022-03-01 | 0 days | 1,992 sqft |
2022-04-01 | 0 days | 2,002 sqft |
2022-05-01 | 0 days | 1,750 sqft |
2022-06-01 | 0 days | 2,249 sqft |
2022-07-01 | 0 days | 2,458 sqft |
2022-08-01 | 0 days | 2,095 sqft |
2022-09-01 | 0 days | 2,039 sqft |
2022-10-01 | 0 days | 2,044 sqft |
2022-11-01 | 0 days | 1,687 sqft |
2022-12-01 | 0 days | 1,687 sqft |
2023-01-01 | 0 days | 1,687 sqft |
2023-02-01 | 0 days | 1,719 sqft |
2023-03-01 | 0 days | 1,991 sqft |
2023-04-01 | 0 days | 2,198 sqft |
2023-05-01 | 0 days | 2,203 sqft |
2023-06-01 | 0 days | 2,174 sqft |
2023-07-01 | 0 days | 2,058 sqft |
2023-08-01 | 0 days | 1,752 sqft |
2023-09-01 | 0 days | 1,687 sqft |
2023-10-01 | 0 days | 1,809 sqft |
2023-11-01 | 0 days | 1,857 sqft |
2023-12-01 | 0 days | 1,720 sqft |
2024-01-01 | 0 days | 1,740 sqft |
2024-02-01 | 0 days | 1,734 sqft |
2024-03-01 | 0 days | 1,734 sqft |
2024-04-01 | 0 days | 1,895 sqft |
2024-05-01 | 0 days | 1,920 sqft |
2024-06-01 | 0 days | 1,922 sqft |
2024-07-01 | 0 days | 1,988 sqft |
2024-08-01 | 0 days | 2,279 sqft |
2024-09-01 | 0 days | 2,255 sqft |
2024-10-01 | 0 days | 2,027 sqft |
Lexington's median square footage for active listings during the 2024-10-01 period was 2,027 sqft. One year prior, the average listing was 1,809 sqft.
Lexington, NE Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 182 | $33,320,000 | $183,077 |
Home Improvement | 30 | $2,140,000 | $71,333 |
Refi | 25 | $3,155,000 | $126,200 |
Cash Out Refi | 23 | $3,295,000 | $143,261 |
Other | 8 | $330,000 | $41,250 |
Lexington's most frequently cited loan purpose was Home Purchase, with 182 originations. The 2nd most popular reason was Home Improvement, with 30 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 104 | $19,130,000 | $183,942 |
7-8% | 78 | $12,690,000 | $162,692 |
Over 8% | 34 | $2,480,000 | $72,941 |
5-6% | 27 | $4,495,000 | $166,481 |
<2.5% | 10 | $100,000 | $10,000 |
3-4% | 3 | $335,000 | $111,667 |
4-5% | 2 | $330,000 | $165,000 |
During 2023, Lexington's most frequently originated rate bucket was 6-7%, with 104 originations.
Loan Sizing (Lexington, NE MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 109 | $16,185,000 | $148,486 |
$100,000 or less | 87 | $4,685,000 | $53,851 |
$200k-400k | 67 | $18,435,000 | $275,149 |
$600k-1000k | 3 | $2,045,000 | $681,667 |
$400k-600k | 2 | $890,000 | $445,000 |
Lexington's loan sizing saw the bucket of loans from $100k-200k with 109 originations, totaling $16,185,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 111 | $20,535,000 | $185,000 |
60-80% | 57 | $9,925,000 | $174,123 |
20-40% | 33 | $2,135,000 | $64,697 |
Under 20% | 25 | $1,185,000 | $47,400 |
40-60% | 22 | $3,750,000 | $170,455 |
Over 100% | 5 | $1,865,000 | $373,000 |
Lexington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 111 originations, totaling $20,535,000 in origination value.