Hastings Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hastings averaged 6.58% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.49% and one month ago for the week of 2025-02-27, the average rate was 6.9%.

    Hastings's average rate one year ago was 6.73%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.04%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Hastings 30 Year Fixed Rate 2025-04-03 6.58%
    Hastings 30 Year Fixed Rate Refi 2025-04-03 7.04%
    Hastings 15 Year Fixed Rate 2025-04-03 5.92%
    Hastings 15 Year Fixed Rate Refi 2025-04-03 6.32%
    Hastings 30 Year FHA 2025-04-03 6.12%
    Hastings 30 Year FHA Refi 2025-04-03 6.36%
    Hastings 30 Year USDA 2025-04-03 6.32%
    Hastings 30 Year USDA Refi 2025-04-03 6.32%
    Hastings 30 Year VA 2025-04-03 6.16%
    Hastings 30 Year VA Refi 2025-04-03 5.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hastings, NE.

    Hastings Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hastings, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Pinnacle Bank 29 6.58% $2,753
    Gateway First Bank 29 6.79% $3,026
    CHARTER WEST BANK 25 6.47% $3,065
    Home Federal Savings & Loan Association of Grand Island 11 7.00% $2,619
    West Gate Bank 11 6.69% $2,604
    QUICKEN LOANS, LLC 8 6.89% $6,040
    First National Bank of Omaha 7 6.89% $3,571
    U.S. Bank 7 6.68% $2,601
    Union Bank and Trust Company 4 6.50% $2,831
    GUARANTEED RATE, INC. 3 6.79% $4,536
    Wells Fargo Bank 3 6.46% $4,010
    UNITED WHOLESALE MORTGAGE, LLC 2 6.75% $7,980
    Ally Bank 2 6.88% $6,958
    MORIA DEVELOPMENT, INC. 2 8.00% $7,173
    Paramount Residential Mortgage Group, Inc. 2 6.25% $4,833
    CENTENNIAL LENDING, LLC 2 6.88% $3,909
    Deere Employees Credit Union 2 5.99% $3,046
    DELMAR FINANCIAL COMPANY 2 6.13% $3,729
    ZILLOW HOME LOANS, LLC 1 6.88% $4,108
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.49% $5,646
    CARDINAL FINANCIAL 1 6.50% $2,769
    Carrington Mortgage Services, LLC 1 6.63% $5,195
    Central National Bank 1 6.50% $2,045
    CENTRIS FEDERAL CREDIT UNION 1 7.00% $2,527
    CHURCHILL MORTGAGE CORPORATION 1 6.88% $3,314
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.88% $4,167
    First Interstate Bank 1 6.38% $2,643
    First State Bank 1 6.50% $4,031
    FREEDOM MORTGAGE CORPORATION 1 6.63% $11,020
    GUARANTEED RATE AFFINITY, LLC 1 6.63% $68
    JPMorgan Chase Bank 1 6.75% $5,411
    LIBERTY FIRST 1 6.88% $3,205
    NAVY FEDERAL CREDIT UNION 1 6.75% $1,409
    USAA Federal Savings Bank 1 7.00% $2,202
    Adams Bank & Trust 1 6.63% $2,122

    Hastings Average Closing Costs & Other Stats

    Hastings, NE's 35 lenders originated 533 loans during 2024. The total origination value was $108,785,000, with an average loan value of $204,099.

    Hastings's average closing costs are $3,906.

    The top Hastings lender as defined by loan originations is Pinnacle Bank, with 29 loans originated. Their average total fees are $2,753, which is $273 lower than the next largest lender, Gateway First Bank.

    The lowest fee Hastings lenders (with over 10 loans originated) are West Gate Bank ($2,604), Home Federal Savings & Loan Association of Grand Island ($2,619), Pinnacle Bank ($2,753), Gateway First Bank ($3,026) and CHARTER WEST BANK ($3,065).

    The lowest rate Hastings lenders (with over 10 loans originated) are CHARTER WEST BANK (6.47%), Pinnacle Bank (6.58%), West Gate Bank (6.69%), Gateway First Bank (6.79%) and Home Federal Savings & Loan Association of Grand Island (7.00%).

    Hastings, NE Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Pinnacle Bank $13,955,000 $37,530,000 168.9% 34.5%
    Gateway First Bank $8,605,000 $11,570,000 34.5% 10.6%
    CHARTER WEST BANK $10,075,000 $8,620,000 -14.4% 7.9%
    QUICKEN LOANS, LLC $4,840,000 $5,275,000 9.0% 4.8%
    Home Federal Savings & Loan Association of Grand Island $2,605,000 $3,770,000 44.7% 3.5%
    West Gate Bank $3,245,000 $2,795,000 -13.9% 2.6%
    Mortgage Research Center, LLC $1,255,000 $2,770,000 120.7% 2.5%
    FREEDOM MORTGAGE CORPORATION $615,000 $2,485,000 304.1% 2.3%
    U.S. Bank $4,355,000 $2,285,000 -47.5% 2.1%
    First National Bank of Omaha $1,575,000 $1,990,000 26.3% 1.8%
    UNITED WHOLESALE MORTGAGE, LLC $360,000 $1,850,000 413.9% 1.7%
    Union Bank and Trust Company $65,000 $1,670,000 2,469.2% 1.5%
    Heritage Bank $1,250,000 $1,410,000 12.8% 1.3%
    Cornerstone Bank $275,000 $1,260,000 358.2% 1.2%
    GUARANTEED RATE, INC. $1,035,000 n/a 1.0%
    MORIA DEVELOPMENT, INC. $2,165,000 $980,000 -54.7% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $570,000 $930,000 63.2% 0.9%
    Wells Fargo Bank $2,095,000 $885,000 -57.8% 0.8%
    DELMAR FINANCIAL COMPANY $340,000 $825,000 142.6% 0.8%
    First Interstate Bank $915,000 $775,000 -15.3% 0.7%
    PENNYMAC LOAN SERVICES, LLC $260,000 $725,000 178.8% 0.7%
    Equitable Bank $975,000 $645,000 -33.8% 0.6%
    JPMorgan Chase Bank $520,000 $610,000 17.3% 0.6%
    Paramount Residential Mortgage Group, Inc. $500,000 n/a 0.5%
    Deere Employees Credit Union $585,000 $490,000 -16.2% 0.5%
    Ally Bank $440,000 n/a 0.4%
    Five Points Bank $395,000 $410,000 3.8% 0.4%
    CENTENNIAL LENDING, LLC $385,000 n/a 0.4%
    GUARANTEED RATE AFFINITY, LLC $385,000 n/a 0.4%
    21ST MORTGAGE CORPORATION $320,000 $380,000 18.8% 0.3%
    LIBERTY FIRST $300,000 $380,000 26.7% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $345,000 n/a 0.3%
    CHURCHILL MORTGAGE CORPORATION $330,000 n/a 0.3%
    Farm Credit Mid-America, ACA $525,000 $330,000 -37.1% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $325,000 n/a 0.3%
    USAA Federal Savings Bank $235,000 $320,000 36.2% 0.3%
    VILLAGE CAPITAL MORTGAGE $320,000 n/a 0.3%
    CARDINAL FINANCIAL $255,000 n/a 0.2%
    PREMIA MORTGAGE, LLC $255,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $135,000 $245,000 81.5% 0.2%
    ARCHER COOPERATIVE CREDIT UNION $65,000 $235,000 261.5% 0.2%
    Central National Bank $235,000 n/a 0.2%
    First State Bank $235,000 n/a 0.2%
    Prosperity Home Mortgage, LLC $235,000 n/a 0.2%
    The Central Trust Bank $235,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $225,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $215,000 n/a 0.2%
    S1L, Inc. $215,000 n/a 0.2%
    CENTRIS FEDERAL CREDIT UNION $415,000 $205,000 -50.6% 0.2%
    Pathway Bank $470,000 $195,000 -58.5% 0.2%
    First Federal Bank $185,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $330,000 $175,000 -47.0% 0.2%
    Discover Bank $150,000 $165,000 10.0% 0.2%
    Peoples Bank $155,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $550,000 $150,000 -72.7% 0.1%
    The Federal Savings Bank $185,000 $145,000 -21.6% 0.1%
    CMG MORTGAGE, INC. $620,000 $135,000 -78.2% 0.1%
    Adams Bank & Trust $125,000 n/a 0.1%
    BLACK HILLS FEDERAL CREDIT UNION $115,000 n/a 0.1%
    Coastal Community Bank $55,000 $110,000 100.0% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $320,000 $105,000 -67.2% 0.1%
    Carrington Mortgage Services, LLC $95,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $85,000 n/a 0.1%
    LOANDEPOT.COM, LLC $85,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $75,000 -40.0% 0.1%
    AMERISAVE MORTGAGE CORPORATION $85,000 $70,000 -17.6% 0.1%
    Bank Iowa $55,000 n/a 0.1%
    Bank of America $120,000 $25,000 -79.2% 0.0%
    FOUR POINTS $25,000 n/a 0.0%

    Hastings's top lender by overall market share is Pinnacle Bank, with 34.5% market share. In second place, with 10.6%, is Gateway First Bank, having originated $11,570,000 in loans. In third place, with 7.9%, is CHARTER WEST BANK, having originated $8,620,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $5,275,000 in loans. In fifth place, with 3.5%, is Home Federal Savings & Loan Association of Grand Island, having originated $3,770,000 in loans.

    Hastings Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Hastings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $154,000 (29.7%) $226,623 (40.4%) 0.00 61
    2018-02-01 $161,200 (19.4%) $233,611 (32.9%) 0.00 59
    2018-03-01 $160,950 (16.0%) $244,196 (35.5%) 0.00 55
    2018-04-01 $182,450 (32.7%) $242,061 (38.0%) 0.00 50
    2018-05-01 $180,950 (52.1%) $237,052 (46.0%) 0.00 59
    2018-06-01 $167,500 (38.1%) $236,564 (48.1%) 0.00 61
    2018-07-01 $158,725 (22.2%) $231,080 (30.9%) 0.00 74
    2018-08-01 $163,125 (25.5%) $216,966 (18.8%) 0.00 76
    2018-09-01 $153,000 (0.5%) $217,653 (22.0%) 0.00 79
    2018-10-01 $151,475 (-3.3%) $204,125 (-1.3%) 0.00 89
    2018-11-01 $155,450 (-5.6%) $202,624 (-12.2%) 0.00 79
    2018-12-01 $168,500 (-1.6%) $202,185 (-14.1%) 0.00 84
    2019-01-01 $167,625 (8.9%) $203,802 (-10.1%) 0.00 93
    2019-02-01 $172,500 (7.0%) $205,037 (-12.2%) 0.00 93
    2019-03-01 $171,857 (6.8%) $206,125 (-15.6%) 0.00 87
    2019-04-01 $174,332 (-4.5%) $210,259 (-13.1%) 0.00 86
    2019-05-01 $189,625 (4.8%) $229,427 (-3.2%) 0.00 84
    2019-06-01 $174,000 (3.9%) $216,274 (-8.6%) 0.00 95
    2019-07-01 $171,975 (8.4%) $215,628 (-6.7%) 0.00 110
    2019-08-01 $168,009 (3.0%) $212,452 (-2.1%) 0.00 108
    2019-09-01 $162,098 (6.0%) $206,441 (-5.2%) 0.00 108
    2019-10-01 $159,807 (5.5%) $202,433 (-0.8%) 0.00 108
    2019-11-01 $159,950 (2.9%) $200,282 (-1.2%) 0.00 104
    2019-12-01 $152,963 (-9.2%) $198,634 (-1.8%) 0.00 98
    2020-01-01 $165,725 (-1.1%) $211,706 (3.9%) 0.00 78
    2020-02-01 $189,950 (10.1%) $227,952 (11.2%) 0.00 83
    2020-03-01 $164,725 (-4.2%) $206,920 (0.4%) 0.00 97
    2020-04-01 $171,613 (-1.6%) $211,658 (0.7%) 0.00 92
    2020-05-01 $169,950 (-10.4%) $221,599 (-3.4%) 0.00 83
    2020-06-01 $189,225 (8.8%) $239,692 (10.8%) 0.00 73
    2020-07-01 $171,500 (-0.3%) $219,993 (2.0%) 0.00 79
    2020-08-01 $165,000 (-1.8%) $214,709 (1.1%) 0.00 65
    2020-09-01 $155,925 (-3.8%) $198,546 (-3.8%) 0.00 67
    2020-10-01 $159,000 (-0.5%) $193,855 (-4.2%) 0.00 67
    2020-11-01 $146,200 (-8.6%) $174,404 (-12.9%) 0.00 67
    2020-12-01 $149,425 (-2.3%) $175,997 (-11.4%) 0.00 65
    2021-01-01 $155,000 (-6.5%) $178,976 (-15.5%) 0.00 71
    2021-02-01 $143,725 (-24.3%) $169,125 (-25.8%) 0.00 56
    2021-03-01 $139,450 (-15.3%) $177,568 (-14.2%) 0.00 44
    2021-04-01 $169,725 (-1.1%) $203,181 (-4.0%) 0.00 35
    2021-05-01 $177,475 (4.4%) $203,863 (-8.0%) 0.00 38
    2021-06-01 $185,500 (-2.0%) $222,046 (-7.4%) 0.00 47
    2021-07-01 $154,950 (-9.7%) $184,130 (-16.3%) 0.00 52
    2021-08-01 $152,200 (-7.8%) $181,156 (-15.6%) 0.00 48
    2021-09-01 $148,250 (-4.9%) $177,953 (-10.4%) 0.00 57
    2021-10-01 $150,000 (-5.7%) $204,301 (5.4%) 0.00 62
    2021-11-01 $149,475 (2.2%) $239,738 (37.5%) 0.00 64
    2021-12-01 $145,700 (-2.5%) $237,674 (35.0%) 0.00 60
    2022-01-01 $142,950 (-7.8%) $224,662 (25.5%) 0.00 53
    2022-02-01 $148,000 (3.0%) $231,417 (36.8%) 0.00 47
    2022-03-01 $153,625 (10.2%) $249,162 (40.3%) 0.00 42
    2022-04-01 $174,500 (2.8%) $274,148 (34.9%) 0.00 46
    2022-05-01 $223,725 (26.1%) $292,204 (43.3%) 0.00 53
    2022-06-01 $255,625 (37.8%) $288,707 (30.0%) 0.00 45
    2022-07-01 $244,500 (57.8%) $286,280 (55.5%) 0.00 48
    2022-08-01 $244,500 (60.6%) $290,562 (60.4%) 0.00 59
    2022-09-01 $231,225 (56.0%) $271,202 (52.4%) 0.00 63
    2022-10-01 $220,000 (46.7%) $246,305 (20.6%) 0.00 62
    2022-11-01 $209,950 (40.5%) $231,666 (-3.4%) 0.00 70
    2022-12-01 $214,500 (47.2%) $231,672 (-2.5%) 0.00 72
    2023-01-01 $233,500 (63.3%) $248,057 (10.4%) 0.00 60
    2023-02-01 $224,000 (51.4%) $256,483 (10.8%) 0.00 49
    2023-03-01 $219,000 (42.6%) $244,511 (-1.9%) 0.00 50
    2023-04-01 $239,900 (37.5%) $280,475 (2.3%) 0.00 46
    2023-05-01 $243,750 (9.0%) $279,492 (-4.4%) 0.00 37
    2023-06-01 $247,500 (-3.2%) $276,146 (-4.4%) 0.00 44
    2023-07-01 $250,000 (2.3%) $292,031 (2.0%) 0.00 43
    2023-08-01 $247,500 (1.2%) $271,441 (-6.6%) 0.00 55
    2023-09-01 $242,500 (4.9%) $260,199 (-4.1%) 0.00 61
    2023-10-01 $214,500 (-2.5%) $247,275 (0.4%) 0.00 64
    2023-11-01 $223,738 (6.6%) $289,988 (25.2%) 0.00 68
    2023-12-01 $215,000 (0.2%) $290,831 (25.5%) 0.00 72
    2024-01-01 $228,725 (-2.0%) $327,430 (32.0%) 0.00 55
    2024-02-01 $240,000 (7.1%) $338,661 (32.0%) 0.00 47
    2024-03-01 $228,750 (4.5%) $330,823 (35.3%) 0.00 49
    2024-04-01 $222,500 (-7.3%) $327,005 (16.6%) 0.00 53
    2024-05-01 $255,000 (4.6%) $339,897 (21.6%) 0.00 62
    2024-06-01 $247,194 (-0.1%) $339,462 (22.9%) 0.00 81
    2024-07-01 $260,975 (4.4%) $363,458 (24.5%) 0.00 79
    2024-08-01 $262,500 (6.1%) $360,822 (32.9%) 0.00 92
    2024-09-01 $253,750 (4.6%) $341,824 (31.4%) 0.00 91
    2024-10-01 $247,500 (15.4%) $328,653 (32.9%) 0.00 97
    2024-11-01 $246,250 (10.1%) $321,755 (11.0%) 0.00 104
    2024-12-01 $246,125 (14.5%) $342,644 (17.8%) 0.00 98
    2025-01-01 $237,500 (3.8%) $329,144 (0.5%) 0.00 98
    2025-02-01 $232,500 (-3.1%) $326,517 (-3.6%) 0.00 95
    2025-03-01 $240,000 (4.9%) $345,750 (4.5%) 0.00 86
    Hastings's median listing price for 2025-03-01 was $240,000, a difference of $11,250 (4.9%) versus the prior year and $7,500 versus the prior month.

    Hastings's median listing price comes in at 0% of the national average.

    Hastings's average listing price for 2025-03-01 was $345,750, a difference of $14,927 (4.5%) versus the prior year and $19,233 versus the prior month.

    For the 2025-03-01 period, Hastings had 86 MLS listings, a difference of -9 listings (-9%) versus the prior month and 37 listings (76%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hastings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,573 sqft
    2018-02-01 0 days 1,575 sqft
    2018-03-01 0 days 1,530 sqft
    2018-04-01 0 days 1,468 sqft
    2018-05-01 0 days 1,512 sqft
    2018-06-01 0 days 1,531 sqft
    2018-07-01 0 days 1,512 sqft
    2018-08-01 0 days 1,552 sqft
    2018-09-01 0 days 1,621 sqft
    2018-10-01 0 days 1,604 sqft
    2018-11-01 0 days 1,648 sqft
    2018-12-01 0 days 1,628 sqft
    2019-01-01 0 days 1,638 sqft
    2019-02-01 0 days 1,621 sqft
    2019-03-01 0 days 1,560 sqft
    2019-04-01 0 days 1,562 sqft
    2019-05-01 0 days 1,790 sqft
    2019-06-01 0 days 1,731 sqft
    2019-07-01 0 days 1,601 sqft
    2019-08-01 0 days 1,645 sqft
    2019-09-01 0 days 1,735 sqft
    2019-10-01 0 days 1,848 sqft
    2019-11-01 0 days 2,027 sqft
    2019-12-01 0 days 1,929 sqft
    2020-01-01 0 days 2,047 sqft
    2020-02-01 0 days 2,232 sqft
    2020-03-01 0 days 2,025 sqft
    2020-04-01 0 days 2,025 sqft
    2020-05-01 0 days 1,987 sqft
    2020-06-01 0 days 2,047 sqft
    2020-07-01 0 days 2,037 sqft
    2020-08-01 0 days 2,026 sqft
    2020-09-01 0 days 2,019 sqft
    2020-10-01 0 days 1,962 sqft
    2020-11-01 0 days 2,053 sqft
    2020-12-01 0 days 1,985 sqft
    2021-01-01 0 days 1,958 sqft
    2021-02-01 0 days 1,916 sqft
    2021-03-01 0 days 2,035 sqft
    2021-04-01 0 days 2,017 sqft
    2021-05-01 0 days 2,024 sqft
    2021-06-01 0 days 1,983 sqft
    2021-07-01 0 days 1,960 sqft
    2021-08-01 0 days 1,878 sqft
    2021-09-01 0 days 1,817 sqft
    2021-10-01 0 days 1,960 sqft
    2021-11-01 0 days 2,017 sqft
    2021-12-01 0 days 2,020 sqft
    2022-01-01 0 days 1,955 sqft
    2022-02-01 0 days 1,973 sqft
    2022-03-01 0 days 2,028 sqft
    2022-04-01 0 days 2,294 sqft
    2022-05-01 0 days 2,306 sqft
    2022-06-01 0 days 2,540 sqft
    2022-07-01 0 days 2,408 sqft
    2022-08-01 0 days 2,288 sqft
    2022-09-01 0 days 2,026 sqft
    2022-10-01 0 days 2,128 sqft
    2022-11-01 0 days 2,016 sqft
    2022-12-01 0 days 2,051 sqft
    2023-01-01 0 days 2,073 sqft
    2023-02-01 0 days 2,203 sqft
    2023-03-01 0 days 2,160 sqft
    2023-04-01 0 days 2,485 sqft
    2023-05-01 0 days 2,246 sqft
    2023-06-01 0 days 2,252 sqft
    2023-07-01 0 days 2,528 sqft
    2023-08-01 0 days 2,499 sqft
    2023-09-01 0 days 2,400 sqft
    2023-10-01 0 days 2,336 sqft
    2023-11-01 0 days 2,330 sqft
    2023-12-01 0 days 2,252 sqft
    2024-01-01 0 days 2,349 sqft
    2024-02-01 0 days 2,429 sqft
    2024-03-01 0 days 2,486 sqft
    2024-04-01 0 days 2,297 sqft
    2024-05-01 0 days 2,280 sqft
    2024-06-01 0 days 2,396 sqft
    2024-07-01 0 days 2,559 sqft
    2024-08-01 0 days 2,480 sqft
    2024-09-01 0 days 2,343 sqft
    2024-10-01 0 days 2,459 sqft
    2024-11-01 0 days 2,349 sqft
    2024-12-01 0 days 2,569 sqft
    2025-01-01 0 days 2,314 sqft
    2025-02-01 0 days 2,274 sqft
    2025-03-01 0 days 2,243 sqft
    Hastings's median listing age (time on market) for 2025-03-01 was 0 days.

    Hastings's median square footage for active listings during the 2025-03-01 period was 2,243 sqft. One year prior, the average listing was 2,486 sqft.

    Hastings, NE Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 351 $86,245,000 $245,712
    Refi 59 $9,065,000 $153,644
    Cash Out Refi 54 $8,660,000 $160,370
    Home Improvement 38 $1,820,000 $47,895
    Other 31 $2,995,000 $96,613

    Hastings's most frequently cited loan purpose was Home Purchase, with 351 originations. The 2nd most popular reason was Refi, with 59 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 207 $58,615,000 $283,164
    7-8% 104 $22,180,000 $213,269
    5-6% 69 $13,365,000 $193,696
    Over 8% 66 $4,420,000 $66,970
    <2.5% 21 $145,000 $6,905
    4-5% 1 $345,000 $345,000
    3-4% 1 $95,000 $95,000

    During 2024, Hastings's most frequently originated rate bucket was 6-7%, with 207 originations.

    Loan Sizing (Hastings, NE MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 206 $31,120,000 $151,068
    $100,000 or less 157 $7,735,000 $49,268
    $200k-400k 147 $38,885,000 $264,524
    $400k-600k 17 $7,925,000 $466,176
    $600k-1000k 4 $2,840,000 $710,000
    $Over $1MM 2 $20,280,000 $10,140,000

    Hastings's loan sizing saw the bucket of loans from $100k-200k with 206 originations, totaling $31,120,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 229 $47,725,000 $208,406
    60-80% 85 $16,375,000 $192,647
    Under 20% 56 $1,640,000 $29,286
    40-60% 42 $26,700,000 $635,714
    20-40% 39 $3,305,000 $84,744
    Over 100% 3 $705,000 $235,000

    Hastings's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 229 originations, totaling $47,725,000 in origination value.