First Advantage Bank Mortgage Rates, Fees & Info

Clarksville, TN

LEI: 549300X81DB0TLVVZF81

Tax ID: 62-0529262

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Mortgage Data

Bank Data

Review & Overview

First Advantage Bank is a smaller bank specializing in Home Purchase loans. First Advantage Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top two markets are Clarksville and Nashville .

First Advantage Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Advantage Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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Originations

1,039

Origination Dollar Volume (All Markets)

$109,025,000

Employee count

124 Show all (5) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 851 $49,585,000 $58,267 $2,811 8.53%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 136 $40,640,000 $298,824 $5,367 4.67%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 52 $18,800,000 $361,538 $7,494 5.62%
First Advantage Bank's top markets include Clarksville and Nashville among others.

Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against First Advantage Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Advantage Bank
    Similarity Rank: 270
    KELLEY MORTGAGE, LLC
    Similarity Rank: 412
    US COMMUNITY
    Similarity Rank: 555
    Southeast Financial Credit Union
    Similarity Rank: 742
    THE TENNESSEE CREDIT UNION
    Similarity Rank: 750
    ALTRA
    Similarity Rank: 1440
    Volunteer State Bank
    Similarity Rank: 1728
    Listerhill Credit Union
    Similarity Rank: 1824
    The Farmers Bank
    Similarity Rank: 2013

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 992 $97,450,000 $98,236 $3,319 8.05%
    VA 29 $8,045,000 $277,414 $8,105 4.09%
    FHA 17 $3,385,000 $199,118 $7,664 4.32%
    USDA 1 $145,000 $145,000 $5,322 5.25%

    For 2018, First Advantage Bank's most frequently originated type of loan was Conventional, with 992 originations. Their 2nd most popular type was VA, with 29 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 994 $93,420,000 $93,984 $4,561 8.00%
    Refi 28 $13,690,000 $488,929 $3,437 5.05%
    Cash Out Refi 8 $1,430,000 $178,750 $5,785 4.28%
    Home Improvement 7 $405,000 $57,857 $0 5.46%
    Other 2 $80,000 $40,000 $832 7.87%

    For 2018, First Advantage Bank's most frequently cited loan purpose was Home Purchase, with 994 originations. The 2nd most popular reason was Refi, with 28 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 373 $43,345,000 $116,206 $2,754 8.10%
    15 Year 305 $12,895,000 $42,279 $2,541 8.99%
    20 Year 181 $9,075,000 $50,138 $2,846 8.23%
    30 Year 86 $21,410,000 $248,953 $6,601 4.42%
    5 Year 43 $10,375,000 $241,279 $0 4.96%
    1 Year 26 $6,030,000 $231,923 $2,037 5.70%
    10 Year 25 $5,895,000 $235,800 $1,453 7.77%

    For 2018, First Advantage Bank's most frequently cited loan duration was Other, with 373 originations. The 2nd most popular length was 15 Year, with 305 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 62 $6,010,000 $96,935
    $1k-2k 54 $5,650,000 $104,630
    $2k-3k 36 $7,740,000 $215,000
    $3k-4k 16 $4,610,000 $288,125
    $4k-5k 9 $3,685,000 $409,444
    $5k+ 4 $2,390,000 $597,500

    First Advantage Bank's average total fees were $6,601, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 62 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 532 $28,750,000 $54,041
    7-8% 225 $13,465,000 $59,844
    4-5% 118 $41,330,000 $350,254
    6-7% 110 $8,850,000 $80,455
    5-6% 31 $5,925,000 $191,129
    3-4% 23 $10,705,000 $465,435

    During 2018, First Advantage Bank's average interest rate for loans was 4.42%, while their most frequently originated rate bucket for loans was Over 8%, with 532 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 861 $46,355,000 $53,839 $2,534 8.42%
    $100k-200k 92 $12,890,000 $140,109 $4,207 5.78%
    $200k-400k 60 $16,650,000 $277,500 $6,845 4.66%
    $400k-600k 14 $6,030,000 $430,714 $10,319 4.81%
    $1MM+ 7 $23,455,000 $3,350,714 $9,800 4.64%
    $600k-1MM 5 $3,645,000 $729,000 $0 5.07%

    2018 saw First Advantage Bank place emphasis on $100,000 or less loans with 861 originations, totaling $46,355,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 554 $29,600,000 $53,430 $2,970 8.56%
    $50k-75k 237 $18,585,000 $78,418 $4,515 7.81%
    $75k-100k 93 $10,605,000 $114,032 $5,593 7.18%
    $100k-150k 69 $9,195,000 $133,261 $7,113 6.71%
    $150k-250k 31 $4,365,000 $140,806 $4,937 5.69%
    $250k+ 20 $5,470,000 $273,500 $7,738 5.18%

    First Advantage Bank lent most frequently to those with incomes in the $50k or less range, with 554 originations. The second most popular income band? $50k-75k, with 237 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 239 $16,885,000 $70,649 $4,047 8.02%
    30-36% 221 $14,835,000 $67,127 $3,856 8.35%
    <20% 89 $6,255,000 $70,281 $4,140 7.96%
    42% 88 $6,330,000 $71,932 $4,279 8.27%
    39% 63 $3,705,000 $58,810 $3,093 8.53%
    38% 52 $3,660,000 $70,385 $3,320 8.09%
    41% 52 $3,580,000 $68,846 $3,866 8.52%
    36% 46 $3,170,000 $68,913 $4,565 8.21%
    40% 44 $3,380,000 $76,818 $3,798 8.35%
    37% 35 $2,555,000 $73,000 $6,685 8.23%
    44% 8 $1,550,000 $193,750 $6,820 4.56%
    43% 6 $1,400,000 $233,333 $7,667 5.91%
    50-60% 5 $1,645,000 $329,000 $8,488 4.05%
    47% 4 $1,110,000 $277,500 $8,758 4.78%
    48% 4 $910,000 $227,500 $6,462 4.88%
    49% 4 $700,000 $175,000 $4,794 4.47%
    45% 2 $600,000 $300,000 $3,838 4.39%
    46% 1 $265,000 $265,000 $4,617 3.63%

    First Advantage Bank lent most frequently to those with DTI ratios of 20-30%, with 239 originations. The next most common DTI ratio? 30-36%, with 221 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 758 $63,930,000 $84,340 $4,472 7.71%
    Not applicable 30 $28,790,000 $959,667 $0 5.35%
    Black 200 $12,460,000 $62,300 $4,860 8.85%
    Not provided 38 $2,740,000 $72,105 $4,710 8.30%
    Asian 5 $465,000 $93,000 $3,523 6.42%
    American Indian 6 $370,000 $61,667 $2,803 7.82%
    Other Pacific Islander 1 $175,000 $175,000 $4,723 6.74%
    1 $95,000 $95,000 $0 8.74%

    Approval Rates

    Total approvals of all applications
    47.65%

    First Advantage Bank has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -56.11%

    First Advantage Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1000.35 1 $35,000 $35,000
    1000.37 1 $55,000 $55,000
    1003.65 1 $35,000 $35,000
    1004.68 1 $55,000 $55,000
    1005.66 1 $35,000 $35,000
    1006.54 1 $55,000 $55,000
    1007.4 1 $55,000 $55,000
    1007.64 1 $35,000 $35,000
    1008.03 1 $35,000 $35,000
    1012.49 1 $85,000 $85,000
    1014.45 1 $35,000 $35,000
    1018.11 1 $45,000 $45,000
    1019.57 1 $45,000 $45,000
    1019.64 1 $55,000 $55,000
    1020.87 1 $85,000 $85,000
    1020.94 1 $55,000 $55,000
    1021.43 1 $55,000 $55,000
    1021.74 1 $85,000 $85,000
    1024.14 2 $110,000 $55,000
    1024.22 1 $55,000 $55,000
    1025.13 1 $85,000 $85,000
    1025.16 1 $55,000 $55,000
    1031.63 1 $35,000 $35,000
    1033.95 1 $55,000 $55,000
    1035.8 1 $55,000 $55,000
    1036.94 1 $85,000 $85,000
    1037.73 1 $35,000 $35,000
    1037.74 1 $55,000 $55,000
    1040.91 1 $55,000 $55,000
    1041.5 1 $85,000 $85,000
    1042.09 1 $85,000 $85,000
    1043.0 1 $35,000 $35,000
    1043.98 1 $55,000 $55,000
    1044.92 1 $55,000 $55,000
    1046.23 1 $35,000 $35,000
    1046.39 1 $55,000 $55,000
    1046.69 1 $85,000 $85,000
    1047.45 1 $55,000 $55,000
    1047.99 1 $35,000 $35,000
    1052.5 1 $55,000 $55,000
    1053.13 1 $85,000 $85,000
    1054.0 1 $35,000 $35,000
    1054.38 1 $85,000 $85,000
    1056.71 1 $55,000 $55,000
    1060.56 1 $85,000 $85,000
    1061.57 1 $55,000 $55,000
    1062.78 1 $85,000 $85,000
    1063.36 1 $55,000 $55,000
    1063.64 1 $55,000 $55,000
    1063.85 1 $45,000 $45,000
    1066.07 1 $55,000 $55,000
    1066.4 1 $55,000 $55,000
    1066.63 1 $55,000 $55,000
    1066.7 1 $55,000 $55,000
    1066.73 1 $55,000 $55,000
    1066.75 1 $45,000 $45,000
    1066.81 1 $35,000 $35,000
    1067.42 1 $55,000 $55,000
    1069.04 1 $55,000 $55,000
    1069.28 1 $55,000 $55,000
    1069.34 1 $55,000 $55,000
    1069.48 1 $55,000 $55,000
    1072.06 1 $35,000 $35,000
    1072.14 1 $35,000 $35,000
    1072.62 1 $45,000 $45,000
    1073.32 1 $55,000 $55,000
    1073.39 1 $85,000 $85,000
    1074.1 1 $35,000 $35,000
    1079.04 1 $55,000 $55,000
    1081.4 1 $55,000 $55,000
    1082.69 1 $55,000 $55,000
    1083.28 1 $35,000 $35,000
    1084.65 1 $35,000 $35,000
    1084.81 1 $45,000 $45,000
    1086.01 1 $35,000 $35,000
    1086.91 1 $35,000 $35,000
    1087.24 1 $55,000 $55,000
    1087.96 1 $55,000 $55,000
    1089.0 1 $55,000 $55,000
    1089.85 1 $35,000 $35,000
    1090.0 1 $35,000 $35,000
    1091.37 1 $45,000 $45,000
    1091.49 1 $55,000 $55,000
    1093.31 1 $55,000 $55,000
    1093.73 1 $35,000 $35,000
    1097.15 1 $55,000 $55,000
    1097.64 1 $35,000 $35,000
    1097.79 1 $85,000 $85,000
    1098.16 1 $55,000 $55,000
    1100.04 1 $35,000 $35,000
    1102.12 1 $55,000 $55,000
    1102.79 1 $55,000 $55,000
    1103.64 1 $55,000 $55,000
    1105.18 1 $95,000 $95,000
    1108.6 1 $45,000 $45,000
    1109.07 1 $35,000 $35,000
    1111.56 1 $95,000 $95,000
    1114.34 1 $55,000 $55,000
    1115.34 1 $55,000 $55,000
    1116.0 1 $35,000 $35,000
    1118.03 1 $35,000 $35,000
    1119.15 1 $35,000 $35,000
    1119.31 1 $55,000 $55,000
    1120.68 1 $35,000 $35,000
    1122.32 1 $55,000 $55,000
    1122.92 1 $55,000 $55,000
    1124.81 1 $45,000 $45,000
    1126.7 1 $35,000 $35,000
    1126.84 1 $35,000 $35,000
    1127.19 1 $35,000 $35,000
    1127.75 1 $95,000 $95,000
    1128.51 1 $35,000 $35,000
    1128.9 1 $45,000 $45,000
    1129.2 1 $55,000 $55,000
    1129.71 1 $35,000 $35,000
    1129.98 1 $55,000 $55,000
    1131.37 1 $95,000 $95,000
    1133.98 1 $65,000 $65,000
    1134.68 1 $55,000 $55,000
    1135.89 1 $55,000 $55,000
    1136.58 1 $55,000 $55,000
    1137.71 1 $55,000 $55,000
    1137.76 2 $80,000 $40,000
    1139.61 1 $45,000 $45,000
    1139.7 1 $45,000 $45,000
    1140.03 1 $55,000 $55,000
    1141.11 1 $45,000 $45,000
    1141.98 1 $45,000 $45,000
    1143.32 1 $45,000 $45,000
    1143.61 1 $65,000 $65,000
    1143.82 1 $65,000 $65,000
    1146.78 1 $95,000 $95,000
    1146.95 1 $55,000 $55,000
    1148.75 1 $45,000 $45,000
    1149.17 1 $95,000 $95,000
    1149.6 1 $45,000 $45,000
    1150.45 1 $65,000 $65,000
    1152.2 1 $45,000 $45,000
    1153.23 1 $35,000 $35,000
    1153.6 1 $45,000 $45,000
    1154.95 1 $55,000 $55,000
    1155.58 1 $95,000 $95,000
    1155.85 1 $45,000 $45,000
    1156.35 1 $45,000 $45,000
    1156.97 1 $45,000 $45,000
    1163.9 1 $65,000 $65,000
    1165.84 1 $45,000 $45,000
    1168.96 1 $65,000 $65,000
    1169.23 1 $45,000 $45,000
    1170.6 1 $45,000 $45,000
    1171.25 1 $45,000 $45,000
    1174.78 1 $45,000 $45,000
    1178.33 1 $65,000 $65,000
    1179.19 1 $45,000 $45,000
    1180.5 1 $55,000 $55,000
    1181.41 1 $45,000 $45,000
    1181.93 1 $55,000 $55,000
    1183.99 1 $45,000 $45,000
    1184.82 1 $45,000 $45,000
    1185.39 1 $65,000 $65,000
    1186.56 1 $65,000 $65,000
    1187.88 1 $35,000 $35,000
    1191.8 1 $55,000 $55,000
    1194.95 1 $65,000 $65,000
    1196.46 1 $35,000 $35,000
    1199.11 1 $35,000 $35,000
    1199.32 1 $45,000 $45,000
    1204.29 1 $65,000 $65,000
    1206.84 1 $45,000 $45,000
    1209.0 1 $65,000 $65,000
    1209.03 1 $65,000 $65,000
    1209.67 1 $55,000 $55,000
    1209.84 1 $45,000 $45,000
    1214.84 1 $45,000 $45,000
    1215.99 1 $45,000 $45,000
    1220.0 1 $65,000 $65,000
    1221.35 1 $35,000 $35,000
    1221.58 1 $45,000 $45,000
    1222.51 1 $45,000 $45,000
    1222.94 1 $65,000 $65,000
    1223.42 1 $65,000 $65,000
    1226.74 1 $65,000 $65,000
    1228.81 1 $35,000 $35,000
    1229.41 1 $105,000 $105,000
    1231.0 1 $45,000 $45,000
    1231.08 1 $45,000 $45,000
    1232.39 1 $45,000 $45,000
    1232.45 1 $55,000 $55,000
    1232.47 1 $45,000 $45,000
    1233.18 1 $45,000 $45,000
    1233.35 1 $45,000 $45,000
    1233.58 1 $105,000 $105,000
    1234.38 1 $45,000 $45,000
    1234.54 1 $45,000 $45,000
    1235.71 1 $55,000 $55,000
    1235.93 1 $55,000 $55,000
    1236.44 1 $55,000 $55,000
    1237.15 1 $45,000 $45,000
    1239.85 1 $45,000 $45,000
    1240.92 1 $65,000 $65,000
    1247.8 1 $45,000 $45,000
    1250.64 1 $45,000 $45,000
    1251.89 1 $55,000 $55,000
    1252.66 1 $45,000 $45,000
    1255.3 1 $65,000 $65,000
    1260.5 1 $35,000 $35,000
    1261.41 1 $45,000 $45,000
    1264.5 1 $45,000 $45,000
    1264.99 1 $45,000 $45,000
    1265.17 1 $55,000 $55,000
    1267.68 1 $45,000 $45,000
    1269.22 1 $65,000 $65,000
    1270.48 1 $35,000 $35,000
    1274.72 1 $45,000 $45,000
    1275.95 1 $65,000 $65,000
    1276.3 1 $45,000 $45,000
    1277.08 1 $55,000 $55,000
    1277.23 1 $45,000 $45,000
    1278.31 1 $45,000 $45,000
    1278.4 1 $45,000 $45,000
    1280.41 1 $45,000 $45,000
    1281.4 1 $45,000 $45,000
    1282.69 1 $105,000 $105,000
    1283.26 1 $45,000 $45,000
    1284.0 1 $45,000 $45,000
    1286.03 1 $105,000 $105,000
    1286.18 1 $55,000 $55,000
    1286.65 1 $55,000 $55,000
    1287.53 1 $55,000 $55,000
    1287.75 1 $45,000 $45,000
    1291.7 1 $65,000 $65,000
    1291.92 1 $45,000 $45,000
    1292.4 1 $45,000 $45,000
    1292.65 1 $45,000 $45,000
    1293.31 1 $105,000 $105,000
    1294.56 1 $45,000 $45,000
    1294.62 1 $65,000 $65,000
    1295.66 1 $45,000 $45,000
    1295.79 1 $45,000 $45,000
    1302.78 1 $55,000 $55,000
    1303.07 1 $65,000 $65,000
    1304.58 1 $55,000 $55,000
    1305.27 1 $65,000 $65,000
    1306.03 1 $55,000 $55,000
    1306.64 1 $65,000 $65,000
    1309.0 1 $55,000 $55,000
    1311.57 1 $105,000 $105,000
    1315.75 1 $45,000 $45,000
    1320.5 1 $65,000 $65,000
    1323.71 1 $105,000 $105,000
    1326.76 1 $55,000 $55,000
    1327.86 1 $35,000 $35,000
    1328.17 1 $45,000 $45,000
    1328.64 1 $65,000 $65,000
    1329.79 1 $55,000 $55,000
    1330.48 1 $45,000 $45,000
    1332.0 1 $105,000 $105,000
    1333.0 1 $45,000 $45,000
    1334.11 2 $90,000 $45,000
    1337.2 1 $45,000 $45,000
    1337.33 1 $75,000 $75,000
    1338.2 1 $75,000 $75,000
    1342.08 1 $45,000 $45,000
    1342.68 1 $55,000 $55,000
    1342.96 1 $45,000 $45,000
    1343.18 1 $55,000 $55,000
    1348.7 1 $45,000 $45,000
    1348.75 1 $75,000 $75,000
    1349.05 1 $45,000 $45,000
    1349.92 1 $75,000 $75,000
    1350.22 1 $55,000 $55,000
    1353.1 1 $45,000 $45,000
    1353.3 1 $75,000 $75,000
    1353.41 1 $45,000 $45,000
    1353.55 1 $45,000 $45,000
    1354.44 1 $45,000 $45,000
    1355.83 1 $45,000 $45,000
    1356.26 1 $55,000 $55,000
    1356.7 1 $45,000 $45,000
    1360.0 1 $45,000 $45,000
    1361.34 1 $45,000 $45,000
    1363.51 1 $45,000 $45,000
    1370.81 1 $115,000 $115,000
    1371.51 1 $75,000 $75,000
    1371.7 1 $75,000 $75,000
    1371.89 1 $55,000 $55,000
    1373.71 1 $75,000 $75,000
    1374.16 1 $55,000 $55,000
    1376.26 1 $45,000 $45,000
    1376.85 1 $45,000 $45,000
    1378.08 1 $75,000 $75,000
    1379.71 1 $45,000 $45,000
    1380.0 1 $75,000 $75,000
    1380.93 1 $55,000 $55,000
    1381.85 1 $55,000 $55,000
    1383.24 1 $55,000 $55,000
    1384.72 1 $75,000 $75,000
    1384.78 1 $75,000 $75,000
    1387.22 1 $55,000 $55,000
    1388.85 1 $45,000 $45,000
    1389.51 1 $45,000 $45,000
    1392.61 1 $45,000 $45,000
    1393.18 1 $75,000 $75,000
    1393.8 1 $45,000 $45,000
    1394.5 1 $45,000 $45,000
    1396.78 1 $75,000 $75,000
    1397.8 1 $45,000 $45,000
    1399.13 1 $45,000 $45,000
    1399.25 1 $45,000 $45,000
    1399.9 2 $90,000 $45,000
    1400.0 1 $55,000 $55,000
    1400.62 1 $45,000 $45,000
    1401.0 2 $90,000 $45,000
    1402.15 1 $45,000 $45,000
    1402.26 1 $45,000 $45,000
    1402.41 1 $45,000 $45,000
    1402.45 1 $45,000 $45,000
    1403.65 1 $45,000 $45,000
    1403.76 1 $55,000 $55,000
    1403.83 1 $45,000 $45,000
    1403.87 1 $55,000 $55,000
    1404.5 1 $55,000 $55,000
    1405.61 1 $55,000 $55,000
    1408.0 1 $55,000 $55,000
    1408.38 1 $75,000 $75,000
    1408.92 1 $45,000 $45,000
    1411.41 1 $45,000 $45,000
    1411.83 1 $75,000 $75,000
    1413.0 1 $75,000 $75,000
    1413.45 1 $45,000 $45,000
    1416.45 1 $45,000 $45,000
    1419.52 1 $45,000 $45,000
    1419.6 1 $45,000 $45,000
    1423.33 1 $55,000 $55,000
    1425.14 1 $55,000 $55,000
    1426.9 1 $75,000 $75,000
    1427.75 1 $115,000 $115,000
    1427.85 1 $55,000 $55,000
    1428.71 1 $75,000 $75,000
    1435.05 1 $45,000 $45,000
    1437.1 1 $45,000 $45,000
    1437.91 1 $115,000 $115,000
    1439.66 1 $55,000 $55,000
    1442.03 1 $45,000 $45,000
    1444.0 1 $65,000 $65,000
    1444.18 1 $55,000 $55,000
    1444.38 1 $65,000 $65,000
    1444.5 1 $65,000 $65,000
    1445.26 1 $115,000 $115,000
    1445.45 1 $65,000 $65,000
    1448.07 1 $125,000 $125,000
    1448.46 1 $75,000 $75,000
    1451.25 1 $45,000 $45,000
    1451.4 1 $75,000 $75,000
    1451.44 1 $65,000 $65,000
    1454.19 1 $35,000 $35,000
    1461.73 1 $45,000 $45,000
    1465.99 1 $65,000 $65,000
    1466.97 1 $75,000 $75,000
    1468.22 1 $75,000 $75,000
    1469.74 1 $75,000 $75,000
    1471.4 1 $65,000 $65,000
    1471.5 1 $65,000 $65,000
    1473.1 1 $65,000 $65,000
    1475.38 1 $65,000 $65,000
    1478.22 1 $75,000 $75,000
    1478.96 1 $75,000 $75,000
    1484.48 1 $75,000 $75,000
    1491.0 1 $65,000 $65,000
    1491.95 1 $75,000 $75,000
    1494.8 1 $75,000 $75,000
    1497.07 1 $35,000 $35,000
    1498.1 1 $75,000 $75,000
    1498.12 1 $35,000 $35,000
    15.0 7 $265,000 $37,857
    1504.01 1 $75,000 $75,000
    1506.28 1 $35,000 $35,000
    1508.51 1 $45,000 $45,000
    1511.94 1 $65,000 $65,000
    1517.92 1 $45,000 $45,000
    1519.96 1 $65,000 $65,000
    1521.25 1 $65,000 $65,000
    1521.31 1 $65,000 $65,000
    1521.81 1 $75,000 $75,000
    1523.35 1 $45,000 $45,000
    1525.25 1 $65,000 $65,000
    1529.16 1 $45,000 $45,000
    1531.45 1 $65,000 $65,000
    1533.01 1 $85,000 $85,000
    1543.23 1 $85,000 $85,000
    1543.9 1 $85,000 $85,000
    1544.8 1 $85,000 $85,000
    1545.28 1 $85,000 $85,000
    1545.4 1 $85,000 $85,000
    1545.75 1 $75,000 $75,000
    1546.31 1 $125,000 $125,000
    1547.5 1 $65,000 $65,000
    1547.55 1 $65,000 $65,000
    1547.97 1 $65,000 $65,000
    1556.02 1 $65,000 $65,000
    1565.88 1 $85,000 $85,000
    1567.91 1 $55,000 $55,000
    1570.4 1 $45,000 $45,000
    1575.0 1 $85,000 $85,000
    1579.84 1 $45,000 $45,000
    1580.56 1 $65,000 $65,000
    1582.38 1 $65,000 $65,000
    1586.0 1 $65,000 $65,000
    1587.11 1 $45,000 $45,000
    1587.94 1 $85,000 $85,000
    1599.38 1 $45,000 $45,000
    1600.13 1 $65,000 $65,000
    1602.85 1 $65,000 $65,000
    1606.67 1 $45,000 $45,000
    1608.66 1 $65,000 $65,000
    1610.19 1 $85,000 $85,000
    1610.67 1 $45,000 $45,000
    1614.4 1 $55,000 $55,000
    1616.17 1 $85,000 $85,000
    1619.14 1 $85,000 $85,000
    1623.26 1 $85,000 $85,000
    1623.88 1 $65,000 $65,000
    1627.0 1 $65,000 $65,000
    1631.07 1 $85,000 $85,000
    1631.9 1 $45,000 $45,000
    1632.31 1 $65,000 $65,000
    1632.67 1 $45,000 $45,000
    1652.35 1 $65,000 $65,000
    1652.63 1 $45,000 $45,000
    1653.96 1 $35,000 $35,000
    1658.89 1 $35,000 $35,000
    1659.15 1 $55,000 $55,000
    1662.7 1 $55,000 $55,000
    1676.5 1 $85,000 $85,000
    1678.02 1 $55,000 $55,000
    1678.28 1 $75,000 $75,000
    1680.86 1 $85,000 $85,000
    1681.18 1 $75,000 $75,000
    1686.6 1 $85,000 $85,000
    1691.25 1 $35,000 $35,000
    1701.7 1 $75,000 $75,000
    1702.38 1 $75,000 $75,000
    1706.05 1 $55,000 $55,000
    1720.7 1 $145,000 $145,000
    1721.63 1 $75,000 $75,000
    1723.29 1 $95,000 $95,000
    1724.56 1 $75,000 $75,000
    1729.88 1 $75,000 $75,000
    1730.93 1 $75,000 $75,000
    1732.0 1 $65,000 $65,000
    1736.48 1 $45,000 $45,000
    1743.46 1 $75,000 $75,000
    1747.08 1 $75,000 $75,000
    1747.86 1 $45,000 $45,000
    1748.92 1 $75,000 $75,000
    1749.93 1 $75,000 $75,000
    1753.88 1 $75,000 $75,000
    1754.0 1 $75,000 $75,000
    1754.15 1 $75,000 $75,000
    1768.12 1 $95,000 $95,000
    1772.7 1 $75,000 $75,000
    1774.2 1 $75,000 $75,000
    1775.25 1 $75,000 $75,000
    1785.0 1 $75,000 $75,000
    1786.68 1 $75,000 $75,000
    1788.18 1 $95,000 $95,000
    1797.58 1 $95,000 $95,000
    1798.22 1 $75,000 $75,000
    1801.2 1 $95,000 $95,000
    1802.55 1 $75,000 $75,000
    1804.0 1 $95,000 $95,000
    1808.56 1 $45,000 $45,000
    1812.13 1 $75,000 $75,000
    1815.0 1 $75,000 $75,000
    1833.43 1 $75,000 $75,000
    1836.53 1 $45,000 $45,000
    1844.84 1 $95,000 $95,000
    1851.25 1 $75,000 $75,000
    1853.92 1 $75,000 $75,000
    1857.97 1 $75,000 $75,000
    1866.4 1 $75,000 $75,000
    1884.48 1 $75,000 $75,000
    1890.75 1 $75,000 $75,000
    1897.69 1 $75,000 $75,000
    1901.92 1 $75,000 $75,000
    1908.0 1 $105,000 $105,000
    1909.43 1 $85,000 $85,000
    1915.18 1 $85,000 $85,000
    1922.1 1 $85,000 $85,000
    1923.95 1 $75,000 $75,000
    1933.34 1 $85,000 $85,000
    1943.48 1 $85,000 $85,000
    1945.57 1 $75,000 $75,000
    1945.98 1 $85,000 $85,000
    1948.55 1 $55,000 $55,000
    1948.75 1 $85,000 $85,000
    1970.69 1 $55,000 $55,000
    1972.71 1 $45,000 $45,000
    1976.26 1 $45,000 $45,000
    1995.02 1 $55,000 $55,000
    1999.17 1 $45,000 $45,000
    2045.14 1 $65,000 $65,000
    2053.05 1 $65,000 $65,000
    2130.75 1 $55,000 $55,000
    2154.04 1 $85,000 $85,000
    2168.67 1 $85,000 $85,000
    2172.53 1 $55,000 $55,000
    2185.16 1 $65,000 $65,000
    2186.77 1 $75,000 $75,000
    2200.86 1 $85,000 $85,000
    2205.79 1 $65,000 $65,000
    2211.1 1 $85,000 $85,000
    2229.14 1 $55,000 $55,000
    2229.19 1 $85,000 $85,000
    2229.31 1 $75,000 $75,000
    2242.36 1 $55,000 $55,000
    2244.06 1 $85,000 $85,000
    2333.02 1 $125,000 $125,000
    2348.17 1 $75,000 $75,000
    2381.76 1 $55,000 $55,000
    2436.4 1 $95,000 $95,000
    2488.41 1 $75,000 $75,000
    2530.05 1 $75,000 $75,000
    2556.39 1 $95,000 $95,000
    2560.87 1 $75,000 $75,000
    2570.8 1 $95,000 $95,000
    2638.5 1 $135,000 $135,000
    2653.05 1 $85,000 $85,000
    2698.83 1 $85,000 $85,000
    2724.05 1 $105,000 $105,000
    2725.85 1 $85,000 $85,000
    2726.9 1 $85,000 $85,000
    2828.97 1 $105,000 $105,000
    2962.07 1 $115,000 $115,000
    3192.6 1 $125,000 $125,000
    3325.04 1 $115,000 $115,000
    344.8 1 $15,000 $15,000
    383.13 1 $25,000 $25,000
    384.0 1 $25,000 $25,000
    387.4 1 $15,000 $15,000
    398.0 1 $25,000 $25,000
    4.0 7 $325,000 $46,429
    406.48 1 $25,000 $25,000
    437.48 1 $15,000 $15,000
    472.49 1 $25,000 $25,000
    476.0 1 $25,000 $25,000
    492.85 1 $15,000 $15,000
    494.31 1 $25,000 $25,000
    495.39 1 $25,000 $25,000
    496.84 1 $15,000 $15,000
    502.97 1 $25,000 $25,000
    507.6 1 $25,000 $25,000
    515.0 1 $25,000 $25,000
    534.36 1 $25,000 $25,000
    540.4 1 $25,000 $25,000
    545.0 1 $25,000 $25,000
    548.04 1 $25,000 $25,000
    562.76 1 $25,000 $25,000
    571.2 1 $25,000 $25,000
    575.32 1 $25,000 $25,000
    576.5 1 $35,000 $35,000
    578.79 1 $35,000 $35,000
    583.89 1 $35,000 $35,000
    584.0 1 $35,000 $35,000
    589.14 1 $35,000 $35,000
    589.6 1 $35,000 $35,000
    597.03 1 $35,000 $35,000
    599.0 1 $35,000 $35,000
    600.14 1 $35,000 $35,000
    601.0 1 $25,000 $25,000
    601.76 1 $35,000 $35,000
    605.76 1 $35,000 $35,000
    606.57 1 $15,000 $15,000
    610.49 1 $25,000 $25,000
    610.61 1 $35,000 $35,000
    626.55 1 $35,000 $35,000
    631.08 1 $35,000 $35,000
    631.63 1 $25,000 $25,000
    632.06 1 $35,000 $35,000
    639.88 1 $25,000 $25,000
    641.3 1 $35,000 $35,000
    659.45 1 $35,000 $35,000
    663.75 1 $35,000 $35,000
    666.08 1 $35,000 $35,000
    668.48 1 $35,000 $35,000
    672.07 1 $25,000 $25,000
    678.94 1 $25,000 $25,000
    681.43 1 $35,000 $35,000
    682.99 1 $25,000 $25,000
    685.0 2 $70,000 $35,000
    692.48 1 $35,000 $35,000
    693.94 1 $35,000 $35,000
    694.54 1 $35,000 $35,000
    701.46 1 $25,000 $25,000
    702.32 1 $35,000 $35,000
    703.01 1 $35,000 $35,000
    703.35 1 $35,000 $35,000
    704.0 1 $35,000 $35,000
    713.06 1 $35,000 $35,000
    720.9 1 $35,000 $35,000
    723.21 1 $35,000 $35,000
    731.1 1 $35,000 $35,000
    734.34 2 $70,000 $35,000
    738.94 1 $35,000 $35,000
    739.16 1 $35,000 $35,000
    739.57 1 $25,000 $25,000
    743.8 1 $35,000 $35,000
    747.25 1 $35,000 $35,000
    750.18 1 $35,000 $35,000
    750.67 1 $35,000 $35,000
    750.69 1 $45,000 $45,000
    760.36 1 $25,000 $25,000
    762.29 1 $45,000 $45,000
    767.26 1 $35,000 $35,000
    768.33 1 $45,000 $45,000
    783.75 1 $35,000 $35,000
    785.06 1 $45,000 $45,000
    788.98 1 $45,000 $45,000
    790.52 1 $45,000 $45,000
    794.9 1 $45,000 $45,000
    799.54 1 $45,000 $45,000
    800.82 1 $45,000 $45,000
    803.9 2 $80,000 $40,000
    803.95 1 $45,000 $45,000
    812.52 1 $25,000 $25,000
    813.93 1 $45,000 $45,000
    818.08 1 $25,000 $25,000
    818.27 1 $45,000 $45,000
    824.35 1 $25,000 $25,000
    824.68 1 $45,000 $45,000
    826.79 1 $45,000 $45,000
    828.45 1 $45,000 $45,000
    828.5 1 $35,000 $35,000
    828.95 1 $45,000 $45,000
    831.75 1 $25,000 $25,000
    833.14 1 $45,000 $45,000
    834.52 1 $35,000 $35,000
    834.9 1 $45,000 $45,000
    835.73 1 $35,000 $35,000
    839.26 1 $35,000 $35,000
    842.37 1 $45,000 $45,000
    848.0 1 $45,000 $45,000
    848.5 1 $35,000 $35,000
    851.68 1 $45,000 $45,000
    852.3 1 $45,000 $45,000
    852.74 1 $45,000 $45,000
    853.2 1 $45,000 $45,000
    859.72 1 $35,000 $35,000
    860.54 1 $45,000 $45,000
    862.99 1 $45,000 $45,000
    865.2 1 $45,000 $45,000
    868.83 1 $45,000 $45,000
    875.0 1 $45,000 $45,000
    878.42 1 $35,000 $35,000
    879.17 1 $35,000 $35,000
    880.42 1 $35,000 $35,000
    880.94 1 $45,000 $45,000
    881.34 1 $35,000 $35,000
    881.47 1 $45,000 $45,000
    882.97 1 $45,000 $45,000
    883.66 1 $45,000 $45,000
    887.14 1 $45,000 $45,000
    887.45 1 $45,000 $45,000
    887.74 1 $35,000 $35,000
    887.9 1 $45,000 $45,000
    889.51 1 $45,000 $45,000
    890.5 1 $45,000 $45,000
    893.1 1 $45,000 $45,000
    893.81 1 $45,000 $45,000
    893.87 1 $45,000 $45,000
    894.62 1 $45,000 $45,000
    895.73 1 $35,000 $35,000
    896.12 1 $45,000 $45,000
    898.5 1 $35,000 $35,000
    899.46 1 $25,000 $25,000
    900.15 1 $35,000 $35,000
    900.44 1 $35,000 $35,000
    901.5 1 $35,000 $35,000
    902.26 1 $35,000 $35,000
    903.69 1 $35,000 $35,000
    903.85 1 $35,000 $35,000
    906.13 1 $35,000 $35,000
    906.87 1 $45,000 $45,000
    907.49 1 $35,000 $35,000
    907.8 1 $35,000 $35,000
    908.64 1 $45,000 $45,000
    909.34 1 $45,000 $45,000
    909.38 1 $45,000 $45,000
    910.34 1 $45,000 $45,000
    911.78 1 $35,000 $35,000
    912.48 1 $35,000 $35,000
    913.78 1 $45,000 $45,000
    914.76 1 $45,000 $45,000
    916.28 1 $35,000 $35,000
    916.37 1 $35,000 $35,000
    918.39 1 $45,000 $45,000
    918.76 1 $45,000 $45,000
    920.14 1 $45,000 $45,000
    920.74 1 $45,000 $45,000
    920.84 1 $45,000 $45,000
    922.0 1 $45,000 $45,000
    923.5 1 $45,000 $45,000
    923.7 1 $45,000 $45,000
    926.33 1 $45,000 $45,000
    931.0 1 $45,000 $45,000
    934.89 1 $45,000 $45,000
    936.12 1 $45,000 $45,000
    936.66 1 $45,000 $45,000
    936.91 1 $35,000 $35,000
    938.57 1 $45,000 $45,000
    938.86 1 $35,000 $35,000
    941.21 1 $45,000 $45,000
    941.25 1 $35,000 $35,000
    942.24 1 $45,000 $45,000
    946.76 1 $45,000 $45,000
    948.12 1 $45,000 $45,000
    952.35 1 $45,000 $45,000
    952.83 1 $35,000 $35,000
    952.91 1 $45,000 $45,000
    955.39 1 $45,000 $45,000
    958.75 1 $55,000 $55,000
    960.0 1 $45,000 $45,000
    961.28 1 $55,000 $55,000
    962.21 1 $55,000 $55,000
    964.92 1 $55,000 $55,000
    966.61 1 $35,000 $35,000
    967.72 1 $35,000 $35,000
    970.42 1 $55,000 $55,000
    971.42 1 $45,000 $45,000
    972.04 1 $55,000 $55,000
    974.32 1 $35,000 $35,000
    974.5 1 $35,000 $35,000
    975.15 1 $45,000 $45,000
    976.06 1 $55,000 $55,000
    979.58 1 $55,000 $55,000
    979.67 1 $85,000 $85,000
    980.7 1 $35,000 $35,000
    982.0 1 $55,000 $55,000
    982.8 1 $55,000 $55,000
    983.02 1 $55,000 $55,000
    984.87 1 $55,000 $55,000
    986.69 1 $85,000 $85,000
    988.18 1 $55,000 $55,000
    989.32 1 $55,000 $55,000
    989.56 1 $85,000 $85,000
    992.74 1 $55,000 $55,000
    992.8 1 $35,000 $35,000
    993.71 1 $85,000 $85,000
    994.28 1 $55,000 $55,000
    995.05 1 $35,000 $35,000
    996.12 1 $55,000 $55,000
    997.96 1 $35,000 $35,000
    998.43 1 $35,000 $35,000
    998.78 1 $85,000 $85,000
    998.8 1 $85,000 $85,000
    999.68 1 $55,000 $55,000
    NA 263 $66,895,000 $254,354

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 11 $24,195,000 $2,199,545
    Single Family (1-4 Units):Manufactured 857 $48,235,000 $56,284
    Single Family (1-4 Units):Site-Built 171 $36,595,000 $214,006

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 17 $775,000 $45,588 $1,564 6.73%
    40-60% 45 $9,485,000 $210,778 $3,165 6.54%
    60-80% 268 $32,600,000 $121,642 $3,611 7.64%
    80-100% 691 $63,405,000 $91,758 $4,791 8.14%
    Over 100% 13 $2,605,000 $200,385 $11,798 5.85%
    Under 20% 5 $155,000 $31,000 $669 6.16%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Trouble during payment process 1 7.1%
    FIRST HORIZON BANK Conventional home mortgage Trouble during payment process 5 35.7%
    FIRST HORIZON BANK FHA mortgage Trouble during payment process 1 7.1%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Incorrect information on your report 1 7.1%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Problem with a credit reporting company's investigation into an existing problem 1 7.1%
    FIRST HORIZON BANK Other type of mortgage Trouble during payment process 1 7.1%
    FIRST HORIZON BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 7.1%
    FIRST HORIZON BANK Conventional home mortgage Struggling to pay mortgage 3 21.4%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Advantage Bank 101 International Drive, Suite 100 Franklin, TN 37067 Full Service B&M $30,094
    First Advantage Bank 1206 Hwy 48 Clarksville, TN 37040 Full Service B&M $28,506
    First Advantage Bank 1212 Murfreesboro Rd Franklin, TN 37064 Full Service B&M $53,639
    First Advantage Bank 1430 Madison Street Clarksville, TN 37040 Full Service B&M $191,187
    First Advantage Bank 1800 Fort Campbell Boulevard Clarksville, TN 37042 Full Service B&M $27,115
    First Advantage Bank 1929 Madison St Clarksville, TN 37043 Full Service B&M $85,063
    First Advantage Bank 2070 Wilma Rudolph Blvd Clarksville, TN 37040 Full Service B&M $42,069
    First Advantage Bank 3100 West End Avenue Nashville, TN 37203 Full Service B&M $21,835

    For 2018, First Advantage Bank had 8 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $32,234
    Net interest income $25,435
    Total noninterest income $3,039
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $350
    Trading account gains and fees $0
    Additional Noninterest Income $2,689
    Pre-tax net operating income $9,382
    Securities gains (or losses, -) $93
    Income before extraordinary items $7,658
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $7,658
    Minority interest net income $0
    Net income $7,658
    Sale, conversion, retirement of capital stock, net $708
    Net operating income $7,582

    First Advantage Bank's gross interest income from loans was $32,234,000.
    First Advantage Bank's net interest income from loans was $25,435,000.
    First Advantage Bank's fee based income from loans was $350,000.
    First Advantage Bank's net income from loans was $7,658,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,799
    Provision for credit losses $600
    Total noninterest expense $18,492
    Salaries and employee benefits $11,883
    Premises and equipment expense $2,285
    Additional noninterest expense $4,324
    Applicable income taxes $1,817
    Net charge-offs $928
    Cash dividends $1,400

    First Advantage Bank's interest expense for loans was $6,799,000.
    First Advantage Bank's payroll and benefits expense were $11,883,000.
    First Advantage Bank's property, plant and equipment expenses $2,285,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 1.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 3.0%
    Personal loans 1.0%
    Credit card loans 0.0%
    Other individual loans 1.0%
    Auto loans 0.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $529,159
    Deposits held in domestic offices $529,159
    Deposits by Individuals, partnerships, and corporations $487,860
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $23,678
    Deposits by Commercial banks and other depository institutions in U.S. $17,622
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $31,233
    Demand deposits $16,992
    Nontransaction accounts $497,927
    Money market deposit accounts (MMDAs) $164,649
    Other savings deposits (excluding MMDAs) $137,713
    Total time deposits $195,565
    Total time and savings deposits $512,168
    Noninterest-bearing deposits $60,128
    Interest-bearing deposits $469,031
    Retail deposits $474,149
    IRAs and Keogh plan accounts $15,345
    Brokered deposits $490
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $664,599
    Cash & Balances due from depository institutions $11,436
    Interest-bearing balances $2,960
    Total securities $42,945
    Federal funds sold & reverse repurchase $375
    Net loans and leases $575,485
    Loan and leases loss allowance $5,332
    Trading account assets $0
    Bank premises and fixed assets $7,728
    Other real estate owned $386
    Goodwill and other intangibles $0
    All other assets $26,244

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $664,599
    Total Liabilities $592,552
    Total deposits $529,159
    Interest-bearing deposits $469,031
    Deposits held in domestic offices $529,159
    % insured (estimated) $80
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $58,904
    Subordinated debt $0
    All other liabilities $4,489

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $575,485
    Loan and leases loss allowance $5,332
    Total loans and leases (domestic) $580,817
    All real estate loans $393,211
    Real estate loans in domestic offices $393,211
    Construction and development loans $78,580
    Residential 1-4 family construction $24,639
    Other construction, all land development and other land $53,941
    Loans secured by nonfarm nonresidential properties $192,858
    Nonfarm nonresidential secured by owner-occupied properties $100,126
    Commercial real estate & other non-farm, non-residential $92,732
    Multifamily residential real estate $25,013
    1-4 family residential loans $93,963
    Farmland loans $2,797
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $57,778
    To non-U.S. addressees $0
    Loans to individuals $122,550
    Credit card loans $0
    Related Plans $215
    Consumer Auto Loans $130
    Other loans to individuals $122,205
    All other loans & leases $7,278
    Loans to foreign governments and official institutions $0
    Other loans $101
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $8,857
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $154
    Non 1-4 family restructured loans & leases $154
    Total loans and leases (foreign) $0

    First Advantage Bank had $575,485,000 of loans outstanding in 2018. $393,211,000 of loans were in real estate loans. $78,580,000 of loans were in development loans. $25,013,000 of loans were in multifamily mortgage loans. $93,963,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $130,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 129 $48,240 $373,953
    Nonfarm, nonresidential loans - <$100k 8 $432 $54,000
    Nonfarm, nonresidential loans - $100-250k 32 $4,744 $148,250
    Nonfarm, nonresidential loans - $250k-1MM 89 $43,064 $483,865
    Commercial & Industrial, US addressed loans - <$1MM 206 $21,501 $104,374
    Commercial & Industrial, US addressed loans - <$100k 98 $3,028 $30,898
    Commercial & Industrial, US addressed loans - $100-250k 56 $5,410 $96,607
    Commercial & Industrial, US addressed loans - $250k-1MM 52 $13,063 $251,212
    Farmland loans - <$1MM 8 $805 $100,625
    Farmland loans - <$100k 3 $35 $11,667
    Farmland loans - $100-250k 5 $770 $154,000