Altra Mortgage Rates, Fees & Info

ONALASKA, WI

LEI: 549300A0SVCQJPHVGV20

Tax ID: 39-0662755

5 stars - Updated: 2/25/24 - out of 5 stars, based on 61 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Altra is a smaller mortgage company specializing in Home Purchase and Refi loans. Altra has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: La Crosse, Tyler, Rochester, Clarksville, and Winona among others. We have data for 118 markets. (Some data included below & more in-depth data is available with an active subscription.)

Altra has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Altra is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.96% 2/25/24
30 Year Conventional Purchase 6.67% 2/25/24
30 Year Conventional Refi 6.52% 2/25/24
30 Year Cash-out Refi 6.70% 2/25/24
30 Year FHA Purchase 7.53% 2/25/24
30 Year VA Purchase 6.23% 2/25/24
30 Year VA Refi 6.27% 2/25/24
15 Year Conventional Purchase 6.05% 2/25/24
15 Year Conventional Refi 6.13% 2/25/24
15 Year Cash-out Refi 6.13% 2/25/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Altra Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Altra. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,720

Origination Dollar Volume (All Markets)

$684,150,000
Show all (10) awards

Relative Rate

Altra's average 30 year fixed mortgage rate was 4.78%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.02%.

Relative Fees (Closing Costs)

Altra's average total fees/closing costs for a 30 year fixed rate mortgage were $3,119.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1,561 $253,295,000 $162,265 $1,696 4.27%
TYLER, TX (FHA|USDA|VA) 363 $84,155,000 $231,832 $2,462 4.84%
Outside of Metro Areas 462 $78,050,000 $168,939 $1,823 4.39%
ROCHESTER, MN (FHA|USDA|VA) 276 $57,880,000 $209,710 $3,354 4.44%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 308 $51,240,000 $166,364 $3,009 4.37%
Winona, MN (FHA|USDA|VA) 253 $36,315,000 $143,538 $2,697 4.20%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 65 $22,735,000 $349,769 $2,861 4.27%
Red Wing, MN (FHA|USDA|VA) 22 $14,590,000 $663,182 $3,609 4.52%
Jacksonville, TX (FHA|USDA|VA) 57 $10,215,000 $179,211 $2,089 4.94%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 38 $8,270,000 $217,632 $3,089 4.23%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $5,720,000 $2,860,000 $3,335 5.77%
LONGVIEW, TX (FHA|USDA|VA) 26 $5,260,000 $202,308 $2,737 4.95%
Athens, TX (FHA|USDA|VA) 22 $4,460,000 $202,727 $3,220 4.91%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 17 $3,145,000 $185,000 $2,949 4.98%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $2,320,000 $386,667 $1,621 3.84%
MADISON, WI (FHA|USDA|VA) 12 $2,230,000 $185,833 $1,897 3.56%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 11 $2,195,000 $199,545 $1,584 4.76%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $1,815,000 $605,000 $6,705 3.67%
OCALA, FL (FHA|USDA|VA) 1 $1,765,000 $1,765,000 $15,465 5.38%
PUEBLO, CO (FHA|USDA|VA) 10 $1,760,000 $176,000 $1,399 4.94%
EAU CLAIRE, WI (FHA|USDA|VA) 10 $1,630,000 $163,000 $1,806 4.14%
Austin, MN (FHA|USDA|VA) 10 $1,570,000 $157,000 $2,484 3.93%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,255,000 $251,000 $3,507 4.37%
Palestine, TX (FHA|USDA|VA) 8 $1,220,000 $152,500 $3,001 5.12%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,573 4.88%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,701 4.62%
GREEN BAY, WI (FHA|USDA|VA) 5 $885,000 $177,000 $978 4.67%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $875,000 $291,667 $5,552 4.17%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 8 $870,000 $108,750 $1,681 3.99%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $860,000 $430,000 $3,654 3.93%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $840,000 $140,000 $161 3.04%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $815,000 $271,667 $5,408 4.21%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $770,000 $192,500 $1,768 4.81%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3 $745,000 $248,333 $3,697 4.19%
MANKATO, MN (FHA|USDA|VA) 4 $740,000 $185,000 $2,617 4.09%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $700,000 $350,000 $3,930 4.93%
Paris, TN (FHA|USDA|VA) 2 $690,000 $345,000 $2,755 4.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $690,000 $345,000 $3,104 3.64%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $680,000 $340,000 $4,148 3.58%
APPLETON, WI (FHA|USDA|VA) 3 $655,000 $218,333 $2,013 3.74%
THE VILLAGES, FL (FHA|USDA|VA) 1 $645,000 $645,000 $6,360 4.13%
MORRISTOWN, TN (FHA|USDA|VA) 2 $610,000 $305,000 $3,104 4.37%
AMES, IA (FHA|USDA|VA) 1 $605,000 $605,000 $2,818 3.78%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $550,000 $275,000 $3,198 4.00%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $545,000 $181,667 $2,221 4.93%
Baraboo, WI (FHA|USDA|VA) 2 $540,000 $270,000 $2,811 4.71%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $530,000 $265,000 $480 2.89%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $515,000 $171,667 $3,692 3.79%
Sevierville, TN (FHA|USDA|VA) 1 $515,000 $515,000 $6,449 4.88%
TULSA, OK (FHA|USDA|VA) 2 $480,000 $240,000 $4,170 4.54%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $475,000 $475,000 $2,916 2.50%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $470,000 $235,000 $0 2.99%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $440,000 $110,000 $1,076 3.29%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $430,000 $215,000 $4,637 3.43%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $430,000 $215,000 $713 5.49%
Kalispell, MT (FHA|USDA|VA) 1 $415,000 $415,000 $1,061 2.79%
Owatonna, MN (FHA|USDA|VA) 3 $365,000 $121,667 $2,557 6.34%
FOND DU LAC, WI (FHA|USDA|VA) 2 $360,000 $180,000 $2,228 4.64%
PANAMA CITY, FL (FHA|USDA|VA) 2 $350,000 $175,000 $2,906 3.81%
SANTA FE, NM (FHA|USDA|VA) 1 $335,000 $335,000 $0 2.99%
MIDLAND, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,039 4.25%
Albert Lea, MN (FHA|USDA|VA) 4 $320,000 $80,000 $1,636 5.24%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4 $320,000 $80,000 $621 3.82%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $320,000 $160,000 $3,265 3.43%
Durango, CO (FHA|USDA|VA) 1 $315,000 $315,000 $2,556 5.25%
BOISE CITY, ID (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.99%
Bemidji, MN (FHA|USDA|VA) 1 $265,000 $265,000 $4,185 4.88%
LOUISVILLE, KY (FHA|USDA|VA) 2 $240,000 $120,000 $110 2.89%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,323 5.38%
Corsicana, TX (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.88%
LAREDO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,665 4.40%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $215,000 $215,000 $2,577 4.13%
Paducah, KY-IL (FHA|USDA|VA) 2 $210,000 $105,000 $2,177 3.90%
Crossville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.99%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $205,000 $205,000 $751 4.74%
WACO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $100 5.39%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $195,000 $195,000 $2,736 2.53%
Richmond-Berea, KY (FHA|USDA|VA) 1 $185,000 $185,000 $3,887 5.50%
Platteville, WI (FHA|USDA|VA) 3 $185,000 $61,667 $1,532 3.58%
COLUMBIA, SC (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.49%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.19%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.99%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $175,000 $175,000 $3,011 5.48%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $165,000 $55,000 $513 4.32%
Nacogdoches, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,320 6.23%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $160,000 $80,000 $133 5.87%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $160,000 $40,000 $586 4.82%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $160,000 $80,000 $0 3.24%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.49%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.99%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.99%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $145,000 $145,000 $688 5.99%
Stevens Point, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,578 5.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $125,000 $125,000 $690 5.74%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.99%
Fort Dodge, IA (FHA|USDA|VA) 1 $105,000 $105,000 $743 3.64%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $105,000 $105,000 $2,787 4.48%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $100,000 $50,000 $808 7.22%
Mount Pleasant, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,545 4.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $95,000 $95,000 $886 8.29%
Lawrenceburg, TN (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.49%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $75,000 $75,000 $108 2.99%
Hood River, OR (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.99%
Vidalia, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.49%
GRANTS PASS, OR (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.49%
Holland, MI (FHA|USDA|VA) 1 $65,000 $65,000 $100 4.74%
COLUMBUS, OH (FHA|USDA|VA) 1 $65,000 $65,000 $626 4.49%
BATON ROUGE, LA (FHA|USDA|VA) 1 $55,000 $55,000 $645 10.99%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.99%
Brainerd, MN (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.49%
TUCSON, AZ (FHA|USDA|VA) 1 $45,000 $45,000 $98 6.99%
Whitewater, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.99%
FORT COLLINS, CO (FHA|USDA|VA) 1 $45,000 $45,000 $113 6.99%
Frankfort, KY (FHA|USDA|VA) 1 $25,000 $25,000 $133 3.99%
Pahrump, NV (FHA|USDA|VA) 1 $25,000 $25,000 $0 2.99%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $25,000 $25,000 $0 2.99%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $15,000 $15,000 $113 4.49%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 3.49%
Altra's top markets include La Crosse, Tyler, Rochester, Clarksville, and Winona among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,653 $595,755,000 $224,559 $2,178 4.71%
    HELOC 1,048 $83,080,000 $79,275 n/a 3.53%
    VA 11 $3,525,000 $320,455 $6,908 4.75%
    FHA 8 $1,790,000 $223,750 $8,746 4.55%

    For 2022, Altra's most frequently originated type of loan was Conventional, with 2,653 originations. Their 2nd most popular type was HELOC, with 1,048 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,423 $354,455,000 $249,090 $3,221 4.78%
    Refi 874 $166,930,000 $190,995 $1,445 3.94%
    Home Improvement 716 $45,810,000 $63,980 $267 4.02%
    Other 454 $31,430,000 $69,229 $311 4.37%
    Cash Out Refi 253 $85,525,000 $338,043 $2,403 4.68%

    For 2022, Altra's most frequently cited loan purpose was Home Purchase, with 1,423 originations. The 2nd most popular reason was Refi, with 874 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,488 $405,480,000 $272,500 $3,119 4.78%
    10 Year 1,310 $105,560,000 $80,580 $384 3.75%
    15 Year 541 $83,295,000 $153,965 $1,264 4.59%
    Other 290 $70,850,000 $244,310 $291 4.93%
    20 Year 85 $18,065,000 $212,529 $2,352 4.01%
    5 Year 3 $765,000 $255,000 $1,202 4.42%
    1 Year 2 $120,000 $60,000 $0 5.88%
    3 Year 1 $15,000 $15,000 $70 3.49%

    For 2022, Altra's most frequently cited loan duration was 30 Year, with 1,488 originations. The 2nd most popular length was 10 Year, with 1,310 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,854 $337,270,000 $181,915
    $1k-2k 427 $102,545,000 $240,152
    $2k-3k 210 $70,860,000 $337,429
    $3k-4k 44 $16,770,000 $381,136
    $5k+ 16 $5,750,000 $359,375
    $4k-5k 15 $4,835,000 $322,333

    Altra's average total fees were $3,119, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,854 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 939 $190,855,000 $203,253
    2.5-3% 803 $83,155,000 $103,555
    4-5% 787 $188,685,000 $239,752
    5-6% 755 $157,565,000 $208,695
    6-7% 274 $44,550,000 $162,591
    7-8% 62 $8,160,000 $131,613
    <2.5% 60 $9,050,000 $150,833
    Over 8% 40 $2,130,000 $53,250

    During 2022, Altra's average interest rate for loans was 4.78%, while their most frequently originated rate bucket for loans was 3-4%, with 939 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 1,405 $68,915,000 $49,050 $529 4.20%
    $100k-200k 1,052 $156,040,000 $148,327 $2,037 4.39%
    $200k-400k 999 $278,805,000 $279,084 $3,116 4.64%
    $400k-600k 182 $85,870,000 $471,813 $3,742 4.33%
    $600k-1MM 66 $49,280,000 $746,667 $4,145 4.24%
    $1MM+ 16 $45,240,000 $2,827,500 $7,787 4.49%

    2022 saw Altra place emphasis on $100,000 or less loans with 1,405 originations, totaling $68,915,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 941 $163,935,000 $174,214 $2,254 4.34%
    $50k-75k 775 $104,765,000 $135,181 $2,094 4.37%
    $75k-100k 730 $114,950,000 $157,466 $2,231 4.42%
    $150k-250k 505 $117,895,000 $233,455 $2,487 4.24%
    $50k or less 478 $50,120,000 $104,854 $1,783 4.40%
    $250k+ 180 $67,520,000 $375,111 $2,968 4.32%

    Altra lent most frequently to those with incomes in the $100k-150k range, with 941 originations. The second most popular income band? $50k-75k, with 775 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 904 $143,240,000 $158,451 $2,040 4.14%
    30-36% 741 $128,525,000 $173,448 $2,224 4.41%
    <20% 415 $59,155,000 $142,542 $1,625 3.77%
    40% 135 $23,865,000 $176,778 $2,299 4.71%
    39% 134 $22,500,000 $167,910 $1,953 4.86%
    41% 134 $23,950,000 $178,731 $2,475 4.56%
    42% 131 $24,525,000 $187,214 $2,308 4.77%
    43% 121 $26,265,000 $217,066 $2,758 4.51%
    37% 117 $20,455,000 $174,829 $2,068 4.59%
    36% 109 $19,265,000 $176,743 $2,192 4.49%
    38% 104 $16,290,000 $156,635 $2,328 4.65%
    44% 94 $17,800,000 $189,362 $2,485 4.56%
    50-60% 88 $13,260,000 $150,682 $2,199 4.17%
    45% 87 $17,975,000 $206,609 $2,894 4.60%
    47% 79 $19,135,000 $242,215 $2,933 4.51%
    48% 71 $15,475,000 $217,958 $3,250 4.86%
    46% 69 $14,625,000 $211,957 $2,628 4.57%
    49% 62 $12,550,000 $202,419 $2,571 4.75%
    >60% 21 $2,635,000 $125,476 $462 4.16%

    Altra lent most frequently to those with DTI ratios of 20-30%, with 904 originations. The next most common DTI ratio? 30-36%, with 741 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,226 $561,470,000 $174,045 $2,172 4.36%
    Not provided 300 $73,710,000 $245,700 $2,649 4.34%
    Asian 79 $17,015,000 $215,380 $2,644 4.43%
    Not applicable 14 $15,510,000 $1,107,857 $0 5.22%
    Black 91 $15,155,000 $166,538 $2,033 5.03%
    American Indian 8 $750,000 $93,750 $564 4.02%
    Other Asian 2 $540,000 $270,000 $2,847 4.65%

    Approval Rates

    Total approvals of all applications
    94.33%

    Altra has an average approval rate.

    Pick Rate

    Approvals leading to origination
    93.06%

    Altra has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,720 $684,150,000 $183,911

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,720 $684,150,000 $183,911

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 538 $46,200,000 $85,874 $801 4.13%
    40-60% 389 $65,935,000 $169,499 $1,443 4.01%
    60-80% 772 $193,160,000 $250,207 $2,312 4.31%
    80-100% 1,183 $331,445,000 $280,173 $3,169 4.81%
    Over 100% 3 $10,705,000 $3,568,333 $11,912 5.15%
    Under 20% 835 $36,705,000 $43,958 $274 4.18%