The Halstead Bank Mortgage Rates, Fees & Info
Halstead, KSLEI: 549300XPYR4FPCKYRF48
Tax ID: 48-0249420
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Halstead Bank is a smaller bank specializing in Home Purchase loans. The Halstead Bank has a high proportion of conventional loans. Their top markets by origination volume include: Wichita, Joplin, and Winfield among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)The Halstead Bank has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
73Origination Dollar Volume (All Markets)
$12,105,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WICHITA, KS (FHA|USDA|VA) | 69 | $11,555,000 | $167,464 | $0 | 0.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $220,000 | $110,000 | $0 | 0.00% |
| Winfield, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against The Halstead Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 73 | $12,105,000 | $165,822 | $0 | 0.00% |
For 2024, The Halstead Bank's most frequently originated type of loan was Conventional, with 73 originations.
Loan Reason
For 2024, The Halstead Bank's most frequently cited loan purpose was Home Purchase, with 41 originations. The 2nd most popular reason was Cash Out Refi, with 11 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 73 | $12,105,000 | $165,822 | $0 | 0.00% |
For 2024, The Halstead Bank's most frequently cited loan duration was Other, with 73 originations.
Loan Sizing
2024 saw The Halstead Bank place emphasis on $100,000 or less loans with 32 originations, totaling $1,750,000 in origination value.
Applicant Income
The Halstead Bank lent most frequently to those with incomes in the $150k-250k range, with 14 originations. The second most popular income band? $100k-150k, with 13 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 73 | $12,105,000 | $165,822 | $0 | 0.00% |
The Halstead Bank lent most frequently to those with DTI ratios of Exempt%, with 73 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.64%
The Halstead Bank has an average approval rate.
Pick Rate
Approvals leading to origination94.52%
The Halstead Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 73 | $12,105,000 | $165,822 |