The Halstead Bank Mortgage Rates, Fees & Info
Halstead, KSLEI: 549300XPYR4FPCKYRF48
Tax ID: 48-0249420
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Halstead Bank is a smaller bank specializing in Home Purchase loans. The Halstead Bank has a high proportion of conventional loans. Their top markets by origination volume include: Wichita, Hutchinson, Kansas City, Lincoln, and Winfield among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)The Halstead Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
109Origination Dollar Volume (All Markets)
$19,195,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WICHITA, KS (FHA|USDA|VA) | 103 | $18,165,000 | $176,359 | $0 | 0.00% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Winfield, KS (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against The Halstead Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 109 | $19,195,000 | $176,101 | $0 | 0.00% |
For 2022, The Halstead Bank's most frequently originated type of loan was Conventional, with 109 originations.
Loan Reason
For 2022, The Halstead Bank's most frequently cited loan purpose was Home Purchase, with 52 originations. The 2nd most popular reason was Cash Out Refi, with 19 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 109 | $19,195,000 | $176,101 | $0 | 0.00% |
For 2022, The Halstead Bank's most frequently cited loan duration was Other, with 109 originations.
Loan Sizing
2022 saw The Halstead Bank place emphasis on $100,000 or less loans with 51 originations, totaling $2,665,000 in origination value.
Applicant Income
The Halstead Bank lent most frequently to those with incomes in the $100k-150k range, with 27 originations. The second most popular income band? $150k-250k, with 13 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 109 | $19,195,000 | $176,101 | $0 | 0.00% |
The Halstead Bank lent most frequently to those with DTI ratios of Exempt%, with 109 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.67%
The Halstead Bank has an average approval rate.
Pick Rate
Approvals leading to origination99.08%
The Halstead Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 109 | $19,195,000 | $176,101 |