The Neffs National Bank Mortgage Rates, Fees & Info
Neffs, PALEI: 549300ZUTKMSWP8JCE68
Tax ID: 23-0910300
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Neffs National Bank is a smaller bank specializing in Home Purchase loans. The Neffs National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Allentown, Reading, and Pottsville among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)The Neffs National Bank has an average approval rate when compared to the average across all lenders.
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Originations
75Origination Dollar Volume (All Markets)
$14,135,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 69 | $13,435,000 | $194,710 | $0 | 0.00% |
| READING, PA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 0.00% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 0.00% |
Their top states include:
Similar Lenders
We use machine learning to identify the top lenders compared against The Neffs National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 75 | $14,135,000 | $188,467 | $0 | 0.00% |
For 2023, The Neffs National Bank's most frequently originated type of loan was Conventional, with 75 originations.
Loan Reason
For 2023, The Neffs National Bank's most frequently cited loan purpose was Home Purchase, with 34 originations. The 2nd most popular reason was Refi, with 18 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 75 | $14,135,000 | $188,467 | $0 | 0.00% |
For 2023, The Neffs National Bank's most frequently cited loan duration was Other, with 75 originations.
Loan Sizing
2023 saw The Neffs National Bank place emphasis on $100,000 or less loans with 33 originations, totaling $1,745,000 in origination value.
Applicant Income
The Neffs National Bank lent most frequently to those with incomes in the $100k-150k range, with 16 originations. The second most popular income band? $150k-250k, with 16 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 75 | $14,135,000 | $188,467 | $0 | 0.00% |
The Neffs National Bank lent most frequently to those with DTI ratios of Exempt%, with 75 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.42%
The Neffs National Bank has a below average approval rate.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 75 | $14,135,000 | $188,467 |