Eagle Home Mortgage Rates, Fees & Info
NORTH PALM BEACH, FLLEI: 549300H3IZO24NSOO931
Tax ID: 59-1494026
2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Overview
Eagle Home Mortgage is a large mortgage company specializing in Home Purchase loans. Eagle Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Tampa, Riverside, Houston, Phoenix, and Denver among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Eagle Home Mortgage is typically a high fee lendor.Originations
40,354Origination Dollar Volume (All Markets)
$13,083,840,000Relative Rate
Eagle Home Mortgage 's average 30 year fixed rate mortgage was
3.17%.
The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.
This yields a difference of -0.19%.
Relative Fees
Eagle Home Mortgage 's average total fees for a 30 year fixed rate
mortgage are $6,155.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 26,924 | $8,955,710,000 | $332,629 | $4,826 | 3.15% |
| FHA | 8,607 | $2,427,205,000 | $282,004 | $9,748 | 3.18% |
| VA | 4,579 | $1,643,685,000 | $358,962 | $6,015 | 3.03% |
| USDA | 244 | $57,240,000 | $234,590 | $6,708 | 3.01% |
For the 2020 period, Eagle Home Mortgage 's most frequently originated loan type was Conventional, with 26,924 originations. Their 2nd most popular type is FHA, with 8,607 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 38,189 | $12,372,005,000 | $323,968 | $6,187 | 3.15% |
| Refi | 1,733 | $574,075,000 | $331,261 | $3,022 | 3.03% |
| Cash Out Refi | 355 | $112,985,000 | $318,268 | $3,381 | 3.19% |
| Home Improvement | 77 | $24,775,000 | $321,753 | $3,039 | 3.09% |
For the 2020, Eagle Home Mortgage 's most frequently cited loan purpose was Home Purchase, with 38,189 originations. The 2nd most popular reason was Refi, with 1,733 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 38,103 | $12,489,465,000 | $327,782 | $6,155 | 3.17% |
| 15 Year | 1,979 | $523,695,000 | $264,626 | $3,788 | 2.73% |
| 20 Year | 183 | $51,825,000 | $283,197 | $3,701 | 3.30% |
| 10 Year | 67 | $12,425,000 | $185,448 | $2,550 | 2.64% |
| Other | 20 | $6,360,000 | $318,000 | $2,828 | 3.01% |
| 5 Year | 2 | $70,000 | $35,000 | $877 | 4.31% |
For the 2020, Eagle Home Mortgage 's most frequently cited loan length was 30 Year, with 38,103 originations. The 2nd most popular length was 15 Year, with 1,979 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 20,140 | $6,487,280,000 | $322,109 |
| $<1k | 8,862 | $2,682,680,000 | $302,717 |
| $3k-4k | 4,781 | $1,612,635,000 | $337,301 |
| $2k-3k | 4,232 | $1,301,120,000 | $307,448 |
| $5k+ | 2,338 | $999,580,000 | $427,536 |
$6,155 was Eagle Home Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 20,140 originations.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,172 | $825,650,000 | $260,293 | $5,856 | 3.20% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,702 | $707,190,000 | $415,505 | $6,793 | 3.18% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,270 | $594,390,000 | $261,846 | $6,913 | 3.17% |
| PHOENIX-MESA-CHANDLER, AZ | 1,928 | $573,780,000 | $297,604 | $5,773 | 3.26% |
| DENVER-AURORA-LAKEWOOD, CO | 1,142 | $499,980,000 | $437,811 | $5,251 | 3.11% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA | 1,084 | $462,530,000 | $426,688 | $7,329 | 3.18% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,113 | $396,435,000 | $356,186 | $4,305 | 3.15% |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,327 | $390,325,000 | $294,141 | $6,106 | 3.17% |
| DALLAS-PLANO-IRVING, TX | 1,464 | $389,820,000 | $266,270 | $6,925 | 3.09% |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,158 | $380,830,000 | $328,869 | $8,167 | 3.08% |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,685 | $374,495,000 | $222,252 | $6,482 | 2.85% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX | 1,380 | $369,640,000 | $267,855 | $6,782 | 3.19% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA | 1,119 | $364,655,000 | $325,876 | $5,000 | 3.09% |
| JACKSONVILLE, FL | 1,256 | $356,270,000 | $283,654 | $5,531 | 3.18% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,213 | $348,585,000 | $287,374 | $4,398 | 3.16% |
| LAS VEGAS-HENDERSON-PARADISE, NV | 995 | $332,655,000 | $334,327 | $6,751 | 3.17% |
| RALEIGH-CARY, NC | 882 | $286,890,000 | $325,272 | $3,886 | 3.12% |
| OAKLAND-BERKELEY-LIVERMORE, CA | 372 | $267,170,000 | $718,199 | $7,453 | 3.09% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 608 | $265,090,000 | $436,003 | $7,840 | 3.17% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 888 | $254,550,000 | $286,655 | $4,472 | 3.00% |
| NORTH PORT-SARASOTA-BRADENTON, FL | 899 | $251,495,000 | $279,750 | $4,934 | 3.22% |
| CHARLESTON-NORTH CHARLESTON, SC | 793 | $244,285,000 | $308,052 | $5,877 | 3.09% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA | 427 | $242,085,000 | $566,944 | $7,771 | 3.12% |
| BALTIMORE-COLUMBIA-TOWSON, MD | 626 | $240,260,000 | $383,802 | $8,113 | 3.18% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL | 569 | $231,065,000 | $406,090 | $7,315 | 3.22% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 519 | $198,515,000 | $382,495 | $5,296 | 3.05% |
| CAPE CORAL-FORT MYERS, FL | 657 | $185,035,000 | $281,636 | $5,128 | 3.14% |
| SEATTLE-BELLEVUE-KENT, WA | 363 | $182,665,000 | $503,209 | $6,176 | 3.15% |
| ANAHEIM-SANTA ANA-IRVINE, CA | 279 | $156,965,000 | $562,599 | $6,069 | 3.08% |
| RENO, NV | 360 | $131,790,000 | $366,083 | $5,551 | 3.31% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX | 463 | $126,545,000 | $273,315 | $6,908 | 3.21% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 335 | $122,145,000 | $364,612 | $6,202 | 3.21% |
| FRESNO, CA | 366 | $118,010,000 | $322,432 | $5,820 | 3.13% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 379 | $112,405,000 | $296,583 | $6,156 | 3.07% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 145 | $96,565,000 | $665,966 | $7,200 | 3.20% |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 195 | $95,845,000 | $491,513 | $6,953 | 3.09% |
| CHICAGO-NAPERVILLE-EVANSTON, IL | 348 | $88,710,000 | $254,914 | $5,037 | 3.19% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD | 210 | $86,620,000 | $412,476 | $7,378 | 3.21% |
| LAKELAND-WINTER HAVEN, FL | 352 | $86,600,000 | $246,023 | $5,671 | 3.16% |
| STOCKTON, CA | 167 | $83,275,000 | $498,653 | $6,626 | 3.27% |
| TACOMA-LAKEWOOD, WA | 188 | $78,820,000 | $419,255 | $6,628 | 3.14% |
| BAKERSFIELD, CA | 264 | $76,830,000 | $291,023 | $6,824 | 3.11% |
| TUCSON, AZ | 260 | $76,080,000 | $292,615 | $6,438 | 3.20% |
| ELGIN, IL | 291 | $75,265,000 | $258,643 | $4,877 | 3.11% |
| DURHAM-CHAPEL HILL, NC | 278 | $75,060,000 | $270,000 | $3,708 | 3.19% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 225 | $74,015,000 | $328,956 | $5,305 | 3.09% |
| NEW BRUNSWICK-LAKEWOOD, NJ | 220 | $71,710,000 | $325,955 | $4,407 | 3.04% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 324 | $68,820,000 | $212,407 | $4,748 | 3.26% |
| PUNTA GORDA, FL | 269 | $66,825,000 | $248,420 | $4,664 | 3.12% |
| BOULDER, CO | 133 | $62,775,000 | $471,992 | $5,798 | 3.13% |
| NAPLES-MARCO ISLAND, FL | 208 | $62,060,000 | $298,365 | $5,797 | 3.35% |
| PORT ST. LUCIE, FL | 202 | $53,370,000 | $264,208 | $6,812 | 3.23% |
| SALT LAKE CITY, UT | 172 | $49,650,000 | $288,663 | $3,889 | 3.08% |
| SALISBURY, MD-DE | 161 | $41,385,000 | $257,050 | $5,518 | 3.05% |
| MADERA, CA | 104 | $39,370,000 | $378,558 | $5,453 | 3.08% |
| VISALIA, CA | 145 | $39,055,000 | $269,345 | $6,648 | 3.14% |
| HANFORD-CORCORAN, CA | 117 | $38,205,000 | $326,538 | $7,305 | 2.95% |
| Outside of Metro Areas | 134 | $37,570,000 | $280,373 | $4,576 | 3.17% |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 67 | $36,855,000 | $550,075 | $10,834 | 3.01% |
| FORT COLLINS, CO | 86 | $31,710,000 | $368,721 | $5,508 | 3.10% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 116 | $29,530,000 | $254,569 | $3,277 | 3.24% |
| OGDEN-CLEARFIELD, UT | 79 | $29,525,000 | $373,734 | $4,295 | 3.05% |
| PROVO-OREM, UT | 81 | $29,345,000 | $362,284 | $4,361 | 2.96% |
| MERCED, CA | 99 | $28,245,000 | $285,303 | $6,312 | 3.23% |
| WILMINGTON, DE-MD-NJ | 81 | $26,035,000 | $321,420 | $4,596 | 3.11% |
| GREELEY, CO | 62 | $25,500,000 | $411,290 | $5,704 | 3.23% |
| NEWARK, NJ-PA | 56 | $24,820,000 | $443,214 | $5,735 | 3.05% |
| SEBASTIAN-VERO BEACH, FL | 106 | $21,800,000 | $205,660 | $3,896 | 3.20% |
| CARSON CITY, NV | 59 | $20,685,000 | $350,593 | $4,587 | 3.22% |
| YUBA CITY, CA | 53 | $19,945,000 | $376,321 | $7,002 | 3.22% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 54 | $16,570,000 | $306,852 | $3,601 | 3.08% |
| CAMDEN, NJ | 68 | $15,990,000 | $235,147 | $3,608 | 3.04% |
| PENSACOLA-FERRY PASS-BRENT, FL | 43 | $13,975,000 | $325,000 | $4,486 | 3.22% |
| GARY, IN | 55 | $13,885,000 | $252,455 | $5,361 | 3.08% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA | 31 | $13,295,000 | $428,871 | $7,357 | 2.81% |
| CALIFORNIA-LEXINGTON PARK, MD | 38 | $12,230,000 | $321,842 | $6,925 | 3.17% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 46 | $11,060,000 | $240,435 | $4,969 | 3.24% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 13 | $8,245,000 | $634,231 | $7,236 | 3.09% |
| TRENTON-PRINCETON, NJ | 20 | $7,020,000 | $351,000 | $3,712 | 2.97% |
| HILTON HEAD ISLAND-BLUFFTON, SC | 24 | $6,460,000 | $269,167 | $6,339 | 3.48% |
| GAINESVILLE, GA | 14 | $3,780,000 | $270,000 | $3,939 | 2.82% |
| FAYETTEVILLE, NC | 13 | $3,285,000 | $252,692 | $6,321 | 2.96% |
| COLORADO SPRINGS, CO | 10 | $3,070,000 | $307,000 | $3,793 | 3.16% |
| OLYMPIA-LACEY-TUMWATER, WA | 7 | $1,935,000 | $276,429 | $2,517 | 2.86% |
| RICHMOND, VA | 5 | $1,425,000 | $285,000 | $2,547 | 3.22% |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $1,265,000 | $421,667 | $5,073 | 3.00% |
| LONGVIEW, TX | 3 | $1,115,000 | $371,667 | $9,805 | 2.96% |
| ST. GEORGE, UT | 3 | $1,005,000 | $335,000 | $1,876 | 2.96% |
| PHILADELPHIA, PA | 3 | $965,000 | $321,667 | $3,467 | 2.83% |
| BEND, OR | 1 | $935,000 | $935,000 | $15,288 | 2.75% |
| MODESTO, CA | 1 | $865,000 | $865,000 | $7,228 | 5.13% |
| PITTSBURGH, PA | 3 | $855,000 | $285,000 | $4,006 | 3.25% |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $835,000 | $835,000 | $3,528 | 3.75% |
| WACO, TX | 4 | $810,000 | $202,500 | $4,990 | 3.03% |
| KILLEEN-TEMPLE, TX | 3 | $705,000 | $235,000 | $5,759 | 3.17% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $695,000 | $231,667 | $7,809 | 2.87% |
| GOLDSBORO, NC | 2 | $560,000 | $280,000 | $3,210 | 3.25% |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $515,000 | $515,000 | $1,194 | 2.38% |
| CLARKSVILLE, TN-KY | 2 | $480,000 | $240,000 | $5,777 | 2.94% |
| SANTA ROSA-PETALUMA, CA | 1 | $455,000 | $455,000 | $10,755 | 3.50% |
| VALLEJO, CA | 1 | $435,000 | $435,000 | $5,392 | 3.00% |
| MILWAUKEE-WAUKESHA, WI | 1 | $405,000 | $405,000 | $2,009 | 3.38% |
| KENNEWICK-RICHLAND, WA | 1 | $395,000 | $395,000 | $3,708 | 3.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $385,000 | $385,000 | $1,732 | 3.00% |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $345,000 | $345,000 | $1,728 | 2.99% |
| WILMINGTON, NC | 1 | $295,000 | $295,000 | $1,632 | 3.13% |
| SCRANTON--WILKES-BARRE, PA | 2 | $290,000 | $145,000 | $3,108 | 2.75% |
| YORK-HANOVER, PA | 1 | $285,000 | $285,000 | $2,577 | 2.88% |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $275,000 | $275,000 | $3,847 | 3.00% |
| OCEAN CITY, NJ | 1 | $265,000 | $265,000 | $1,703 | 2.63% |
| YUMA, AZ | 1 | $255,000 | $255,000 | $2,223 | 2.88% |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $255,000 | $255,000 | $2,746 | 4.38% |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $255,000 | $255,000 | $1,353 | 2.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $245,000 | $245,000 | $2,495 | 3.25% |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $235,000 | $235,000 | $2,441 | 2.88% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $235,000 | $235,000 | $6,428 | 2.99% |
| WENATCHEE, WA | 1 | $225,000 | $225,000 | $7,197 | 3.25% |
| GRAND JUNCTION, CO | 1 | $225,000 | $225,000 | $1,443 | 3.63% |
| MEMPHIS, TN-MS-AR | 1 | $215,000 | $215,000 | $3,572 | 3.25% |
| BRUNSWICK, GA | 1 | $205,000 | $205,000 | $3,578 | 3.25% |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $195,000 | $195,000 | $9,242 | 3.00% |
| THE VILLAGES, FL | 1 | $195,000 | $195,000 | $4,024 | 3.38% |
| JACKSONVILLE, NC | 1 | $145,000 | $145,000 | $3,040 | 4.13% |
| NEW BERN, NC | 1 | $135,000 | $135,000 | $1,343 | 2.75% |
| BLOOMINGTON, IN | 1 | $125,000 | $125,000 | $2,538 | 3.13% |
| FORT WAYNE, IN | 1 | $125,000 | $125,000 | $1,480 | 2.88% |
| PANAMA CITY, FL | 1 | $125,000 | $125,000 | $6,054 | 3.25% |
| GAINESVILLE, FL | 1 | $115,000 | $115,000 | $2,266 | 3.00% |
Eagle Home Mortgage 's top markets include Tampa, Riverside, Houston, Phoenix, and Denver among others.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 18,252 | $5,964,880,000 | $326,807 |
| 2.5-3% | 17,096 | $5,604,600,000 | $327,831 |
| <2.5% | 3,412 | $1,032,380,000 | $302,573 |
| 4-5% | 1,482 | $455,190,000 | $307,146 |
| 5-6% | 89 | $24,555,000 | $275,899 |
| 6-7% | 23 | $2,235,000 | $97,174 |
During 2020, Eagle Home Mortgage 's average interest rate was 3.17%, while their most frequently originated rate bucket was 3-4%, with 18,252 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 25,855 | $7,499,185,000 | $290,048 | $6,066 | 3.15% |
| $400k-600k | 7,964 | $3,757,340,000 | $471,791 | $6,712 | 3.12% |
| $100k-200k | 4,817 | $809,095,000 | $167,967 | $4,200 | 3.14% |
| $600k-1MM | 1,271 | $901,635,000 | $709,390 | $8,567 | 3.24% |
| $100,000 or less | 372 | $27,020,000 | $72,634 | $1,711 | 3.20% |
| $1MM+ | 75 | $89,565,000 | $1,194,200 | $11,070 | 3.07% |
2020 saw Eagle Home Mortgage place emphasis on $200k-400k loans with 25,855 originations, totaling $7,499,185,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 11,292 | $3,975,210,000 | $352,038 | $6,157 | 3.16% |
| $50k-75k | 8,832 | $2,235,450,000 | $253,108 | $6,136 | 3.11% |
| $75k-100k | 8,480 | $2,574,970,000 | $303,652 | $6,352 | 3.15% |
| $150k-250k | 6,762 | $2,759,690,000 | $408,117 | $5,991 | 3.19% |
| $50k or less | 2,271 | $449,825,000 | $198,074 | $4,958 | 3.05% |
| $250k+ | 1,899 | $827,815,000 | $435,922 | $5,904 | 3.23% |
Eagle Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 11,292 originations. The second most popular income band? $50k-75k, with 8,832 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 6,689 | $2,184,505,000 | $326,582 | $4,999 | 3.09% |
| 30-36% | 6,479 | $2,156,095,000 | $332,782 | $5,488 | 3.15% |
| 50-60% | 4,626 | $1,416,350,000 | $306,172 | $8,526 | 3.12% |
| <20% | 1,976 | $571,930,000 | $289,438 | $4,290 | 3.02% |
| 44% | 1,781 | $585,485,000 | $328,739 | $6,160 | 3.22% |
| 49% | 1,655 | $532,355,000 | $321,665 | $6,413 | 3.18% |
| 42% | 1,602 | $541,240,000 | $337,853 | $6,133 | 3.19% |
| 43% | 1,569 | $510,965,000 | $325,663 | $5,923 | 3.20% |
| 41% | 1,499 | $493,835,000 | $329,443 | $6,140 | 3.19% |
| 45% | 1,477 | $472,595,000 | $319,970 | $6,223 | 3.14% |
| 48% | 1,426 | $444,710,000 | $311,858 | $6,182 | 3.17% |
| 40% | 1,401 | $468,845,000 | $334,650 | $5,867 | 3.17% |
| 39% | 1,398 | $457,780,000 | $327,454 | $5,837 | 3.18% |
| 38% | 1,390 | $464,810,000 | $334,396 | $5,845 | 3.15% |
| 47% | 1,351 | $429,875,000 | $318,190 | $6,556 | 3.16% |
| 37% | 1,284 | $438,050,000 | $341,160 | $5,990 | 3.17% |
| 46% | 1,280 | $406,680,000 | $317,719 | $6,285 | 3.18% |
| 36% | 1,171 | $390,565,000 | $333,531 | $5,824 | 3.18% |
| >60% | 270 | $106,740,000 | $395,333 | $7,628 | 3.04% |
Eagle Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 6,689 originations. The next most common DTI ratio? 30-36%, with 6,479 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 24,114 | $7,531,170,000 | $312,315 | $5,776 | 3.14% |
| Asian | 6,085 | $2,345,105,000 | $385,391 | $5,909 | 3.12% |
| Not provided | 5,123 | $1,627,635,000 | $317,711 | $6,272 | 3.13% |
| Black | 4,456 | $1,393,530,000 | $312,731 | $7,116 | 3.20% |
| American Indian | 428 | $133,310,000 | $311,472 | $6,676 | 3.14% |
| Native Hawaiian | 129 | $46,595,000 | $361,202 | $6,839 | 3.11% |
| Asian Indian | 10 | $3,490,000 | $349,000 | $5,284 | 3.75% |
| Filipino | 3 | $1,295,000 | $431,667 | $8,811 | 3.58% |
| Other Asian | 3 | $975,000 | $325,000 | $6,665 | 4.25% |
| Japanese | 1 | $445,000 | $445,000 | $5,332 | 4.00% |
| Chinese | 1 | $145,000 | $145,000 | $4,581 | 4.38% |
| Vietnamese | 1 | $145,000 | $145,000 | $2,787 | 3.50% |
Approval Rates
Total approvals of all applications89.22%
Eagle Home Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination73.04%
Eagle Home Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 8482.65 | 1 | $205,000 | $205,000 |
| NA | 40,353 | $13,083,635,000 | $324,230 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 40,354 | $13,083,840,000 | $324,227 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,018 | $165,650,000 | $162,721 | $2,800 | 2.99% |
| 40-60% | 2,333 | $595,025,000 | $255,047 | $3,723 | 3.01% |
| 60-80% | 9,322 | $3,151,260,000 | $338,045 | $4,871 | 3.16% |
| 80-100% | 25,915 | $8,571,035,000 | $330,736 | $6,456 | 3.16% |
| Over 100% | 1,581 | $584,215,000 | $369,522 | $11,567 | 3.01% |
| Under 20% | 174 | $13,270,000 | $76,264 | $1,669 | 3.57% |