Eagle Home Mortgage Rates, Fees & Info

NORTH PALM BEACH, FL

LEI: 549300H3IZO24NSOO931

Tax ID: 59-1494026

3.7 stars - out of 5 stars, based on 194 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Eagle Home Mortgage is a large mortgage company specializing in Home Purchase loans. Eagle Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Tampa, Riverside, Miami, Houston, and Phoenix among others. Eagle Home Mortgage has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Eagle Home Mortgage is typically a high fee lendor.


Originations

37,626

Origination Dollar Volume (All Markets)

$13,156,610,000
Show all (27) awards

Relative Rate

Eagle Home Mortgage 's average 30 year fixed rate mortgage of loans were 3.12%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.03%.

Relative Fees

Eagle Home Mortgage 's average total fees for a 30 year fixed rate mortgage are $6,181.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2,861 $806,685,000 $281,959 $6,168 3.29%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,577 $729,795,000 $462,774 $7,044 3.01%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,900 $699,310,000 $368,058 $8,042 3.14%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,212 $601,280,000 $271,826 $6,020 3.15%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,760 $591,070,000 $335,835 $6,220 3.15%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,002 $562,170,000 $280,804 $6,006 3.15%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,024 $461,210,000 $450,400 $5,748 2.92%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 896 $422,000,000 $470,982 $7,554 2.99%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,077 $415,835,000 $386,105 $4,501 2.95%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,251 $390,895,000 $312,466 $6,568 3.10%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 874 $373,260,000 $427,071 $8,027 3.15%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1,534 $365,150,000 $238,038 $5,720 2.96%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,152 $361,070,000 $313,429 $6,586 3.19%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 415 $348,305,000 $839,289 $8,416 2.92%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 959 $345,945,000 $360,735 $6,479 3.16%
JACKSONVILLE, FL (FHA|USDA|VA) 1,188 $342,750,000 $288,510 $6,391 3.10%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,094 $339,340,000 $310,183 $4,004 2.98%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 964 $336,340,000 $348,900 $5,205 2.94%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 549 $300,805,000 $547,914 $6,977 2.94%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 934 $279,690,000 $299,454 $4,658 2.98%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 729 $253,795,000 $348,141 $5,840 2.98%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 431 $249,715,000 $579,385 $8,611 2.94%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 837 $243,285,000 $290,663 $5,217 3.02%
RALEIGH-CARY, NC (FHA|USDA|VA) 680 $217,160,000 $319,353 $2,597 3.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 354 $210,260,000 $593,955 $7,426 3.02%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 667 $203,725,000 $305,435 $5,547 3.14%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 635 $198,705,000 $312,921 $5,579 3.10%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 466 $196,710,000 $422,124 $8,500 3.16%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 408 $175,210,000 $429,436 $5,500 2.89%
STOCKTON, CA (FHA|USDA|VA) 283 $174,565,000 $616,837 $7,663 2.99%
FRESNO, CA (FHA|USDA|VA) 319 $129,185,000 $404,969 $5,883 3.04%
RENO, NV (FHA|USDA|VA) 302 $122,870,000 $406,854 $5,615 3.09%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 381 $117,205,000 $307,625 $5,535 3.18%
PUNTA GORDA, FL (FHA|USDA|VA) 413 $107,965,000 $261,416 $5,055 3.20%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 288 $100,130,000 $347,674 $5,073 2.96%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 345 $91,685,000 $265,754 $6,350 3.28%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 275 $88,705,000 $322,564 $4,312 3.03%
TUCSON, AZ (FHA|USDA|VA) 280 $88,190,000 $314,964 $6,600 3.08%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 348 $82,980,000 $238,448 $4,747 3.17%
SALISBURY, MD-DE (FHA|USDA|VA) 289 $79,285,000 $274,343 $6,031 3.14%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 215 $62,705,000 $291,651 $2,131 3.09%
SALT LAKE CITY, UT (FHA|USDA|VA) 163 $60,535,000 $371,380 $3,981 2.91%
GREELEY, CO (FHA|USDA|VA) 135 $58,615,000 $434,185 $5,299 2.91%
MADERA, CA (FHA|USDA|VA) 144 $57,930,000 $402,292 $5,945 3.06%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 171 $51,385,000 $300,497 $5,387 3.20%
PROVO-OREM, UT (FHA|USDA|VA) 121 $49,455,000 $408,719 $4,114 2.88%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 69 $49,095,000 $711,522 $8,110 2.98%
BAKERSFIELD, CA (FHA|USDA|VA) 142 $46,170,000 $325,141 $5,875 3.09%
MERCED, CA (FHA|USDA|VA) 137 $42,945,000 $313,467 $5,342 3.22%
PORT ST. LUCIE, FL (FHA|USDA|VA) 152 $36,670,000 $241,250 $5,596 3.10%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 68 $33,960,000 $499,412 $9,297 2.87%
FORT COLLINS, CO (FHA|USDA|VA) 71 $28,055,000 $395,141 $5,335 2.89%
YUBA CITY, CA (FHA|USDA|VA) 61 $27,425,000 $449,590 $7,326 3.02%
BOULDER, CO (FHA|USDA|VA) 59 $26,665,000 $451,949 $5,874 2.99%
GAINESVILLE, GA (FHA|USDA|VA) 85 $24,995,000 $294,059 $5,411 2.98%
VALLEJO, CA (FHA|USDA|VA) 45 $23,315,000 $518,111 $7,845 2.91%
FAYETTEVILLE, NC (FHA|USDA|VA) 87 $22,865,000 $262,816 $2,966 3.10%
Fernley, NV (FHA|USDA|VA) 58 $20,500,000 $353,448 $5,013 3.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 78 $19,590,000 $251,154 $4,222 3.04%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 56 $18,020,000 $321,786 $4,336 2.99%
CARSON CITY, NV (FHA|USDA|VA) 45 $17,045,000 $378,778 $4,856 3.02%
Jefferson, GA (FHA|USDA|VA) 65 $16,535,000 $254,385 $6,201 3.21%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 40 $16,260,000 $406,500 $4,493 2.92%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 28 $16,250,000 $580,357 $10,285 3.05%
VISALIA, CA (FHA|USDA|VA) 50 $15,840,000 $316,800 $6,057 3.14%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 29 $12,285,000 $423,621 $6,854 3.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 45 $11,295,000 $251,000 $4,799 3.02%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 32 $11,200,000 $350,000 $7,810 3.41%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 23 $9,275,000 $403,261 $4,577 2.85%
SALEM, OR (FHA|USDA|VA) 25 $8,765,000 $350,600 $5,564 2.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 21 $8,085,000 $385,000 $5,329 3.18%
Pahrump, NV (FHA|USDA|VA) 23 $7,305,000 $317,609 $6,131 3.00%
Outside of Metro Areas 14 $4,920,000 $351,429 $4,678 3.19%
SPARTANBURG, SC (FHA|USDA|VA) 18 $4,650,000 $258,333 $5,009 3.05%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 10 $3,440,000 $344,000 $3,886 3.03%
GETTYSBURG, PA (FHA|USDA|VA) 11 $2,875,000 $261,364 $4,719 3.31%
LONGVIEW, WA (FHA|USDA|VA) 7 $2,595,000 $370,714 $3,355 2.70%
Gardnerville Ranchos, NV (FHA|USDA|VA) 6 $2,520,000 $420,000 $4,782 3.29%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $2,015,000 $671,667 $6,246 3.54%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 5 $1,955,000 $391,000 $5,070 3.20%
OCALA, FL (FHA|USDA|VA) 6 $1,660,000 $276,667 $4,603 3.08%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $5,529 3.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $1,080,000 $540,000 $2,923 3.19%
ASHEVILLE, NC (FHA|USDA|VA) 1 $845,000 $845,000 $3,688 3.13%
Payson, AZ (FHA|USDA|VA) 2 $660,000 $330,000 $2,921 2.81%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $620,000 $310,000 $10,456 3.25%
BOISE CITY, ID (FHA|USDA|VA) 1 $545,000 $545,000 $3,549 2.75%
MODESTO, CA (FHA|USDA|VA) 1 $545,000 $545,000 $7,366 3.00%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $535,000 $535,000 $6,361 3.00%
GAINESVILLE, FL (FHA|USDA|VA) 2 $490,000 $245,000 $7,410 2.69%
DALTON, GA (FHA|USDA|VA) 1 $435,000 $435,000 $2,522 3.25%
Oak Harbor, WA (FHA|USDA|VA) 1 $425,000 $425,000 $4,078 2.88%
Georgetown, SC (FHA|USDA|VA) 2 $400,000 $200,000 $3,504 3.06%
YUMA, AZ (FHA|USDA|VA) 2 $400,000 $200,000 $5,061 3.44%
TYLER, TX (FHA|USDA|VA) 1 $375,000 $375,000 $12,428 2.50%
Heber, UT (FHA|USDA|VA) 1 $355,000 $355,000 $3,538 3.13%
Forest City, NC (FHA|USDA|VA) 2 $340,000 $170,000 $2,113 2.88%
VICTORIA, TX (FHA|USDA|VA) 1 $335,000 $335,000 $10,562 3.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $325,000 $325,000 $6,433 3.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $315,000 $315,000 $3,234 2.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $310,000 $155,000 $6,260 2.81%
Astoria, OR (FHA|USDA|VA) 1 $285,000 $285,000 $7,140 3.99%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $275,000 $275,000 $6,925 3.13%
WILMINGTON, NC (FHA|USDA|VA) 1 $275,000 $275,000 $6,383 2.38%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $265,000 $265,000 $3,425 3.50%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $1,826 2.00%
KNOXVILLE, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,856 3.13%
Warsaw, IN (FHA|USDA|VA) 1 $235,000 $235,000 $1,090 2.88%
Sonora, CA (FHA|USDA|VA) 1 $225,000 $225,000 $4,193 3.25%
DULUTH, MN-WI (FHA|USDA|VA) 1 $225,000 $225,000 $3,241 2.50%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $215,000 $215,000 $1,147 3.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,261 2.88%
Rockport, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,513 2.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $185,000 $185,000 $3,188 2.75%
LUBBOCK, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,122 3.25%
Wauchula, FL (FHA|USDA|VA) 1 $175,000 $175,000 $7,899 3.50%
Nacogdoches, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,917 3.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,444 2.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,192 2.25%
New Castle, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,418 2.88%
MUNCIE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,450 2.75%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $115,000 $115,000 $4,503 2.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $75,000 $75,000 $1,727 4.13%

Eagle Home Mortgage 's top markets include Tampa, Riverside, Miami, Houston, and Phoenix among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 27,263 $9,710,945,000 $356,195 $5,028 3.06%
FHA 6,500 $1,977,130,000 $304,174 $10,014 3.26%
VA 3,737 $1,436,355,000 $384,360 $6,823 2.92%
USDA 126 $32,180,000 $255,397 $6,689 3.12%

For the 2021 period, Eagle Home Mortgage 's most frequently originated loan type of loans were Conventional, with 27,263 originations. Their 2nd most popular type is FHA, with 6,500 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 37,118 $12,979,710,000 $349,688 $6,110 3.08%
Refi 317 $110,625,000 $348,975 $3,163 2.89%
Cash Out Refi 149 $52,425,000 $351,846 $3,522 3.14%
Home Improvement 42 $13,850,000 $329,762 $3,508 3.17%

For the 2021, Eagle Home Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 37,118 originations. The 2nd most popular reason of loans were Refi, with 317 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 35,610 $12,594,610,000 $353,682 $6,181 3.12%
15 Year 1,787 $496,405,000 $277,787 $4,149 2.46%
20 Year 157 $51,615,000 $328,758 $4,551 2.86%
10 Year 68 $12,320,000 $181,176 $3,016 2.33%
Other 4 $1,660,000 $415,000 $6,534 2.94%

For the 2021, Eagle Home Mortgage 's most frequently cited loan length of loans were 30 Year, with 35,610 originations. The 2nd most popular length of loans were 15 Year, with 1,787 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 19,371 $6,804,495,000 $351,272
$<1k 7,011 $2,284,255,000 $325,810
$3k-4k 4,682 $1,646,730,000 $351,715
$2k-3k 3,823 $1,242,825,000 $325,092
$5k+ 2,738 $1,178,140,000 $430,292

$6,181 of loans were Eagle Home Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 19,371 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 17,951 $6,011,935,000 $334,908
2.5-3% 15,712 $5,830,070,000 $371,058
<2.5% 3,320 $1,132,370,000 $341,075
4-5% 633 $180,755,000 $285,553
5-6% 10 $1,480,000 $148,000

During 2021, Eagle Home Mortgage 's average interest rate of loans were 3.12%, while their most frequently originated rate bucket of loans were 3-4%, with 17,951 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 23,497 $6,972,335,000 $296,733 $6,016 3.13%
$400k-600k 8,841 $4,224,955,000 $477,882 $6,698 2.99%
$100k-200k 3,047 $501,995,000 $164,751 $3,640 3.06%
$600k-1MM 1,760 $1,269,120,000 $721,091 $8,462 3.02%
$100,000 or less 343 $24,885,000 $72,551 $1,752 2.99%
$1MM+ 138 $163,320,000 $1,183,478 $9,424 2.78%

2021 saw Eagle Home Mortgage place emphasis on $200k-400k loans with 23,497 originations, totaling $6,972,335,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 11,313 $4,225,335,000 $373,494 $6,123 3.07%
$75k-100k 8,131 $2,627,095,000 $323,096 $6,393 3.10%
$50k-75k 7,325 $1,974,895,000 $269,610 $6,078 3.10%
$150k-250k 6,755 $2,908,215,000 $430,528 $6,094 3.07%
$250k+ 2,165 $989,555,000 $457,069 $5,922 3.13%
$50k or less 1,634 $329,960,000 $201,934 $4,732 3.02%

Eagle Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 11,313 originations. The second most popular income band? $75k-100k, with 8,131 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 6,821 $2,414,185,000 $353,934 $5,195 3.00%
30-36% 6,417 $2,314,085,000 $360,618 $5,627 3.06%
50-60% 3,530 $1,168,350,000 $330,977 $8,925 3.12%
<20% 1,863 $567,965,000 $304,866 $4,589 2.96%
44% 1,540 $541,210,000 $351,435 $6,012 3.14%
49% 1,524 $512,350,000 $336,188 $6,672 3.12%
42% 1,457 $529,325,000 $363,298 $6,062 3.12%
41% 1,425 $519,715,000 $364,712 $6,136 3.15%
43% 1,408 $486,590,000 $345,589 $6,233 3.15%
40% 1,369 $490,665,000 $358,411 $5,998 3.12%
38% 1,317 $469,855,000 $356,762 $5,828 3.10%
45% 1,311 $442,825,000 $337,777 $6,103 3.13%
39% 1,310 $481,240,000 $367,359 $5,935 3.10%
48% 1,304 $440,480,000 $337,791 $6,565 3.14%
37% 1,280 $465,540,000 $363,703 $5,835 3.09%
36% 1,190 $426,520,000 $358,420 $5,761 3.11%
46% 1,176 $400,400,000 $340,476 $6,469 3.13%
47% 1,175 $396,795,000 $337,698 $6,365 3.14%
>60% 209 $88,515,000 $423,517 $7,011 2.97%

Eagle Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 6,821 originations. The next most common DTI ratio? 30-36%, with 6,417 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 20,502 $6,775,150,000 $330,463 $5,854 3.07%
Asian 7,636 $3,119,250,000 $408,493 $5,771 3.04%
Not provided 4,738 $1,650,690,000 $348,394 $6,416 3.09%
Black 4,221 $1,432,185,000 $339,300 $7,248 3.18%
American Indian 415 $139,055,000 $335,072 $6,542 3.12%
Native Hawaiian 114 $40,280,000 $353,333 $5,915 3.13%

Approval Rates

Total approvals of all applications
89.86%

Eagle Home Mortgage has an average approval rate.

Pick Rate

Approvals leading to origination
71.86%

Eagle Home Mortgage has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 37,626 $13,156,610,000 $349,668

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
37,626 $13,156,610,000 $349,668

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,046 $159,850,000 $152,820 $2,943 2.85%
40-60% 2,179 $581,495,000 $266,863 $4,278 2.89%
60-80% 9,501 $3,392,485,000 $357,066 $5,252 3.09%
80-100% 23,338 $8,471,760,000 $363,003 $6,356 3.12%
Over 100% 1,362 $535,050,000 $392,841 $12,828 2.94%
Under 20% 200 $15,970,000 $79,850 $1,812 3.00%