First Hawaiian Bank Mortgage Rates, Fees & Info

Honolulu, HI

LEI: WWJYKHS2UNKSDW8XLB53

Tax ID: 99-0034327

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    First Hawaiian Bank is a small bank specializing in Home Purchase and Refi loans. First Hawaiian Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Urban Honolulu, Kahului, Hilo, Kapaa, and Los Angeles among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First Hawaiian Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Hawaiian Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 4.52% 12/3/24
    30 Year Conventional Purchase 6.65% 12/3/24
    30 Year Conventional Refi 6.59% 12/3/24
    30 Year Cash-out Refi 6.48% 12/3/24
    30 Year VA Purchase 6.46% 12/3/24
    30 Year VA Refi 5.89% 12/3/24
    30 Year USDA Purchase 7.06% 12/3/24
    15 Year Conventional Purchase 6.38% 12/3/24
    15 Year Conventional Refi 6.07% 12/3/24
    15 Year Cash-out Refi 6.07% 12/3/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    First Hawaiian Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from First Hawaiian Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,844

    Origination Dollar Volume (All Markets)

    $1,032,390,000

    Employee count

    2,155

    Awards

    First Hawaiian Bank 30 Year Conventional Loans silver First Hawaiian Bank 30 Year Conventional Loans silver First Hawaiian Bank 30 Year Conventional Loans silver
    Show all (3) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 1,873 $683,015,000 $364,664 $10,359 3.44%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 464 $182,390,000 $393,082 $9,299 4.01%
    Hilo, HI (FHA|USDA|VA) 286 $85,310,000 $298,287 $9,017 3.84%
    Kapaa, HI (FHA|USDA|VA) 220 $81,370,000 $369,864 $9,811 3.78%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $305,000 $305,000 $6,568 3.38%
    First Hawaiian Bank's top markets include Urban Honolulu, Kahului, Hilo, Kapaa, and Los Angeles among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against First Hawaiian Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    ALOHA PACIFIC
    Similarity Rank: 37
    Hawaii Central FCU
    Similarity Rank: 51
    Maui County Federal Credit Union
    Similarity Rank: 51
    University of Hawaii Federal Credit Union
    Similarity Rank: 123
    HAWAIIAN FINANCIAL
    Similarity Rank: 162
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 196
    Territorial Savings Bank
    Similarity Rank: 228
    COMPASS HOME LOANS, LLC
    Similarity Rank: 300
    Honolulu HomeLoans, Inc.
    Similarity Rank: 344
    Central Pacific Bank
    Similarity Rank: 385

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 1,483 $331,995,000 $223,867 n/a 2.85%
    Conventional 1,355 $698,345,000 $515,384 $9,903 4.42%
    VA 5 $1,645,000 $329,000 $11,417 4.20%
    USDA 1 $405,000 $405,000 $12,171 4.00%

    For 2018, First Hawaiian Bank's most frequently originated type of loan was HELOC, with 1,483 originations. Their 2nd most popular type was Conventional, with 1,355 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 953 $487,365,000 $511,401 $9,863 4.40%
    Refi 735 $243,015,000 $330,633 $9,568 3.29%
    Other 507 $106,405,000 $209,872 $7,692 2.83%
    Home Improvement 402 $69,430,000 $172,711 $7,565 2.83%
    Cash Out Refi 247 $126,175,000 $510,830 $10,880 4.25%

    For 2018, First Hawaiian Bank's most frequently cited loan purpose was Home Purchase, with 953 originations. The 2nd most popular reason was Refi, with 735 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,234 $851,390,000 $381,106 $10,244 3.72%
    Other 458 $108,990,000 $237,969 $5,106 2.77%
    15 Year 94 $29,470,000 $313,511 $7,997 3.97%
    10 Year 34 $21,590,000 $635,000 $2,119 4.64%
    1 Year 8 $7,060,000 $882,500 $17,386 6.09%
    20 Year 7 $1,645,000 $235,000 $5,929 4.88%
    5 Year 5 $10,425,000 $2,085,000 $0 3.51%
    3 Year 4 $1,820,000 $455,000 $0 5.13%

    For 2018, First Hawaiian Bank's most frequently cited loan duration was 30 Year, with 2,234 originations. The 2nd most popular length was Other, with 458 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 759 $503,965,000 $663,986
    $4k-5k 218 $70,880,000 $325,138
    $3k-4k 204 $52,220,000 $255,980
    $2k-3k 89 $16,675,000 $187,360
    $<1k 28 $7,290,000 $260,357
    $1k-2k 17 $6,225,000 $366,176

    First Hawaiian Bank's average total fees were $10,244, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 759 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 846 $185,840,000 $219,669
    4-5% 760 $399,860,000 $526,132
    3-4% 692 $278,880,000 $403,006
    <2.5% 275 $77,095,000 $280,345
    5-6% 200 $70,280,000 $351,400
    6-7% 67 $19,655,000 $293,358
    7-8% 3 $725,000 $241,667
    Over 8% 1 $55,000 $55,000

    During 2018, First Hawaiian Bank's average interest rate for loans was 3.72%, while their most frequently originated rate bucket for loans was 2.5-3%, with 846 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,065 $290,995,000 $273,235 $7,352 3.59%
    $100k-200k 559 $79,995,000 $143,104 $5,130 3.36%
    $400k-600k 375 $182,915,000 $487,773 $9,991 3.96%
    $100,000 or less 356 $22,760,000 $63,933 $3,857 2.98%
    $600k-1MM 347 $259,745,000 $748,545 $13,489 4.05%
    $1MM+ 142 $195,980,000 $1,380,141 $19,250 4.07%

    2018 saw First Hawaiian Bank place emphasis on $200k-400k loans with 1,065 originations, totaling $290,995,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 695 $207,535,000 $298,612 $9,143 3.47%
    $150k-250k 694 $275,040,000 $396,311 $10,261 3.55%
    $250k+ 547 $325,985,000 $595,951 $12,355 3.68%
    $75k-100k 408 $99,020,000 $242,696 $8,594 3.54%
    $50k-75k 322 $68,330,000 $212,205 $7,750 3.64%
    $50k or less 136 $18,720,000 $137,647 $6,110 3.74%

    First Hawaiian Bank lent most frequently to those with incomes in the $100k-150k range, with 695 originations. The second most popular income band? $150k-250k, with 694 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 445 $150,255,000 $337,652 $9,769 3.47%
    49% 373 $119,445,000 $320,228 $11,040 3.26%
    30-36% 340 $123,180,000 $362,294 $9,186 3.75%
    <20% 238 $65,770,000 $276,345 $8,527 3.39%
    48% 167 $57,295,000 $343,084 $10,158 3.36%
    46% 135 $50,665,000 $375,296 $10,009 3.57%
    45% 122 $45,400,000 $372,131 $10,619 3.81%
    47% 117 $44,975,000 $384,402 $10,419 3.81%
    39% 114 $46,730,000 $409,912 $10,165 3.75%
    41% 108 $42,070,000 $389,537 $9,914 3.80%
    44% 101 $33,905,000 $335,693 $9,221 3.40%
    43% 90 $39,710,000 $441,222 $10,185 3.82%
    42% 89 $32,265,000 $362,528 $9,308 3.88%
    37% 82 $32,890,000 $401,098 $10,492 3.65%
    38% 78 $30,310,000 $388,590 $10,390 3.83%
    40% 76 $29,780,000 $391,842 $10,684 3.71%
    36% 75 $25,045,000 $333,933 $9,397 3.60%
    50-60% 32 $13,210,000 $412,813 $11,692 3.24%
    >60% 10 $2,540,000 $254,000 $16,603 4.03%

    First Hawaiian Bank lent most frequently to those with DTI ratios of 20-30%, with 445 originations. The next most common DTI ratio? 49%, with 373 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 1,236 $418,590,000 $338,665 $9,993 3.50%
    White 921 $375,875,000 $408,116 $10,079 3.84%
    Not provided 297 $122,545,000 $412,609 $9,368 3.88%
    Native Hawaiian or Islander 165 $51,555,000 $312,455 $9,323 3.40%
    Not applicable 169 $47,295,000 $279,852 $0 2.90%
    American Indian 20 $8,030,000 $401,500 $10,250 3.13%
    Japanese 14 $3,800,000 $271,429 $11,457 2.93%
    Black 11 $2,645,000 $240,455 $7,077 3.57%
    Chinese 4 $930,000 $232,500 $0 2.39%
    Native Hawaiian 2 $550,000 $275,000 $0 3.06%
    Filipino 4 $510,000 $127,500 $0 2.64%
    Other Asian 1 $65,000 $65,000 $0 2.71%

    Approval Rates

    Total approvals of all applications
    85.16%

    First Hawaiian Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.03%

    First Hawaiian Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,844 $1,032,390,000 $363,006

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 13 $19,875,000 $1,528,846
    Single Family (1-4 Units):Site-Built 2,831 $1,012,515,000 $357,653

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 651 $164,885,000 $253,280 $7,990 3.15%
    40-60% 484 $212,040,000 $438,099 $9,974 3.84%
    60-80% 923 $495,635,000 $536,983 $10,643 4.09%
    80-100% 178 $81,710,000 $459,045 $9,352 4.20%
    Over 100% 6 $5,060,000 $843,333 $21,343 4.90%
    Under 20% 602 $73,060,000 $121,362 $4,138 2.95%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    FIRST HAWAIIAN, INC. Home equity loan or line of credit (HELOC) Closing on a mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Hawaiian Bank 3506 Waikomo Road Koloa, HI 96756 Full Service B&M $148,270
    First Hawaiian Bank 1000 Mapunapuna Street Honolulu, HI 96819 Full Service B&M $188,162
    First Hawaiian Bank 111 East Puainako Street, Bldg F Hilo, HI 96720 Full Service B&M $106,245
    First Hawaiian Bank 1111 South Beretania Street Honolulu, HI 96814 Full Service B&M $297,255
    First Hawaiian Bank 120 Sand Island Access Road Honolulu, HI 96819 Full Service B&M $43,091
    First Hawaiian Bank 1205 Kilauea Avenue Hilo, HI 96720 Full Service B&M $327,637
    First Hawaiian Bank 1348 Hunakai Street Honolulu, HI 96816 Full Service B&M $401,452
    First Hawaiian Bank 1420 Liliha Street Honolulu, HI 96817 Full Service B&M $141,646
    First Hawaiian Bank 1580 Kapiolani Boulevard Honolulu, HI 96814 Full Service B&M $1,082,704
    First Hawaiian Bank 161 Wailea Ike Place, Suite A-101 Wailea, HI 96753 Full Service B&M $60,598
    First Hawaiian Bank 2 North King Street Honolulu, HI 96817 Full Service B&M $121,508
    First Hawaiian Bank 20 West Kaahumanu Avenue Kahului, HI 96732 Full Service B&M $443,603
    First Hawaiian Bank 215 Papalaua Street Lahaina, HI 96761 Full Service B&M $206,396
    First Hawaiian Bank 2181 Kalakaua Avenue Honolulu, HI 96815 Full Service B&M $797,834
    First Hawaiian Bank 2250 North King Street Honolulu, HI 96819 Full Service B&M $193,429
    First Hawaiian Bank 2411 South King Street Honolulu, HI 96826 Full Service B&M $754,097
    First Hawaiian Bank 250 Ward Avenue, Suite 140 Honolulu, HI 96814 Full Service B&M $71,044
    First Hawaiian Bank 27 Market Street Wailuku, HI 96793 Full Service B&M $96,823
    First Hawaiian Bank 2764 Woodlawn Drive Honolulu, HI 96822 Full Service B&M $215,547
    First Hawaiian Bank 3-2600 Kaumualii Hwy, Suite 1023 Lihue, HI 96766 Full Service B&M $41,503
    First Hawaiian Bank 30 Hickam Court, Hickam Air Force Base Honolulu, HI 96818 Full Service B&M $55,863
    First Hawaiian Bank 353 Chalan San Antonio Rd, Suite 101 Tamuning, GU 96913 Full Service B&M $289,669
    First Hawaiian Bank 3599 Waialae Avenue Honolulu, HI 96816 Full Service B&M $186,578
    First Hawaiian Bank 4-1366 Kuhio Highway Kapaa, HI 96746 Full Service B&M $78,246
    First Hawaiian Bank 400 Route 8 Mongmong, GU 96910 Full Service B&M $541,873
    First Hawaiian Bank 41 East Lipoa Street Number 28 Kihei, HI 96753 Full Service B&M $185,737
    First Hawaiian Bank 433 Kapahulu Avenue Honolulu, HI 96815 Full Service B&M $259,995
    First Hawaiian Bank 438 Hobron Lane Honolulu, HI 96815 Full Service B&M $75,306
    First Hawaiian Bank 4405 Honoapiilani Hwy, Suite 205 Lahaina, HI 96761 Full Service B&M $51,405
    First Hawaiian Bank 4423 Rice Street Lihue, HI 96766 Full Service B&M $186,363
    First Hawaiian Bank 445 North King Street Honolulu, HI 96817 Full Service B&M $105,926
    First Hawaiian Bank 45-480 Kaneohe Bay Drive, Building H Kaneohe, HI 96744 Full Service B&M $224,054
    First Hawaiian Bank 4525 Panako Road Waimea, HI 96796 Full Service B&M $46,400
    First Hawaiian Bank 46-047 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $148,685
    First Hawaiian Bank 5-4280 Kuhio Highway Princeville, HI 96722 Full Service B&M $113,640
    First Hawaiian Bank 56-565 Kamehameha Highway Kahuku, HI 96731 Full Service B&M $51,644
    First Hawaiian Bank 562 Harmon Loop Road Dededo, GU 96929 Full Service B&M $194,988
    First Hawaiian Bank 590 Farrington Highway Kapolei, HI 96707 Full Service B&M $83,313
    First Hawaiian Bank 644 Lanai Avenue Lanai City, HI 96763 Full Service B&M $26,542
    First Hawaiian Bank 66-135 Kamehameha Highway Haleiwa, HI 96712 Full Service B&M $102,683
    First Hawaiian Bank 67 Makawao Avenue Pukalani, HI 96768 Full Service B&M $120,168
    First Hawaiian Bank 67-1189 Mamalahoa Highway Kamuela, HI 96743 Full Service B&M $209,416
    First Hawaiian Bank 68-1845 Waikoloa Road Waikoloa, HI 96738 Full Service B&M $89,716
    First Hawaiian Bank 705 Kailua Road Kailua, HI 96734 Full Service B&M $261,686
    First Hawaiian Bank 7110 Kalanianaole Highway Honolulu, HI 96825 Full Service B&M $222,383
    First Hawaiian Bank 730 California Avenue Wahiawa, HI 96786 Full Service B&M $103,953
    First Hawaiian Bank 74-5593 Palani Road Kailua-Kona, HI 96740 Full Service B&M $349,742
    First Hawaiian Bank 81-6626 Mamalahoa Highway Kealakekua, HI 96750 Full Service B&M $116,171
    First Hawaiian Bank 820 Hind Drive, Suite 129 Honolulu, HI 96821 Full Service B&M $259,214
    First Hawaiian Bank 86-020 Farrington Highway Waianae, HI 96792 Full Service B&M $69,918
    First Hawaiian Bank 890 Kamehameha Highway Pearl City, HI 96782 Full Service B&M $148,266
    First Hawaiian Bank 91-919 Fort Weaver Road Ewa Beach, HI 96706 Full Service B&M $60,423
    First Hawaiian Bank 94-205 Leoku Street Waipahu, HI 96797 Full Service B&M $158,921
    First Hawaiian Bank 95-390 Kuahelani Avenue Mililani, HI 96789 Full Service B&M $164,090
    First Hawaiian Bank 98-1071 Moanalua Road Aiea, HI 96701 Full Service B&M $351,704
    First Hawaiian Bank 999 Bishop Street, 3rd Floor Honolulu, HI 96813 Full Service B&M $5,543,969
    First Hawaiian Bank Building 3321 Schofield Barracks, HI 96857 Full Service B&M $24,547
    First Hawaiian Bank Eleele Shopping Center, Building 606 Eleele, HI 96705 Full Service B&M $32,710
    First Hawaiian Bank Government Main Rd Pahoa, HI 96778 Full Service B&M $31,146
    First Hawaiian Bank Gualo Rai Commercial Center Saipan, MP 96950 Full Service B&M $104,921
    First Hawaiian Bank Oleai Center, Beach Road, Chalan Laulau Saipan, MP 96950 Full Service B&M $230,684

    For 2018, First Hawaiian Bank had 61 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $646,051
    Net interest income $566,318
    Total noninterest income $201,537
    Gross Fiduciary activities income $31,029
    Service charges on deposit accounts $27,961
    Trading account gains and fees $7,083
    Additional Noninterest Income $135,464
    Pre-tax net operating income $391,205
    Securities gains (or losses, -) $-24,085
    Income before extraordinary items $272,152
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $272,152
    Minority interest net income $0
    Net income $272,152
    Sale, conversion, retirement of capital stock, net $6,583
    Net operating income $291,179

    First Hawaiian Bank's gross interest income from loans was $646,051,000.
    First Hawaiian Bank's net interest income from loans was $566,318,000.
    First Hawaiian Bank's fee based income from loans was $27,961,000.
    First Hawaiian Bank's net income from loans was $272,152,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $79,733
    Provision for credit losses $22,180
    Total noninterest expense $354,470
    Salaries and employee benefits $161,222
    Premises and equipment expense $45,013
    Additional noninterest expense $148,235
    Applicable income taxes $94,968
    Net charge-offs $17,715
    Cash dividends $263,400

    First Hawaiian Bank's interest expense for loans was $79,733,000.
    First Hawaiian Bank's payroll and benefits expense were $161,222,000.
    First Hawaiian Bank's property, plant and equipment expenses $45,013,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.4%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $17,155,715
    Deposits held in domestic offices $15,767,825
    Deposits by Individuals, partnerships, and corporations $14,152,261
    Deposits by U.S. Government $785
    Deposits by States and political subdivisions in the U.S. $1,558,310
    Deposits by Commercial banks and other depository institutions in U.S. $28,066
    Deposits by Banks in foreign countries $28,403
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $864,503
    Demand deposits $530,114
    Nontransaction accounts $14,903,322
    Money market deposit accounts (MMDAs) $9,937,219
    Other savings deposits (excluding MMDAs) $2,132,817
    Total time deposits $2,833,286
    Total time and savings deposits $15,237,711
    Noninterest-bearing deposits $5,374,376
    Interest-bearing deposits $10,393,449
    Retail deposits $14,048,293
    IRAs and Keogh plan accounts $241,535
    Brokered deposits $0
    Deposits held in foreign offices $1,387,890

    Assets

    Asset Value (in 000's)
    Total Assets $20,695,959
    Cash & Balances due from depository institutions $1,003,637
    Interest-bearing balances $606,801
    Total securities $4,498,342
    Federal funds sold & reverse repurchase $0
    Net loans and leases $12,934,905
    Loan and leases loss allowance $141,718
    Trading account assets $12,305
    Bank premises and fixed assets $304,996
    Other real estate owned $751
    Goodwill and other intangibles $1,011,647
    All other assets $929,376

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $20,695,959
    Total Liabilities $18,174,612
    Total deposits $17,155,715
    Interest-bearing deposits $11,142,127
    Deposits held in domestic offices $15,767,825
    % insured (estimated) $49
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $13,829
    Other borrowed funds $600,032
    Subordinated debt $0
    All other liabilities $405,036

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $12,934,905
    Loan and leases loss allowance $141,718
    Total loans and leases (domestic) $13,076,623
    All real estate loans $8,057,591
    Real estate loans in domestic offices $7,787,152
    Construction and development loans $621,620
    Residential 1-4 family construction $69,095
    Other construction, all land development and other land $552,525
    Loans secured by nonfarm nonresidential properties $2,397,651
    Nonfarm nonresidential secured by owner-occupied properties $720,445
    Commercial real estate & other non-farm, non-residential $1,677,206
    Multifamily residential real estate $424,246
    1-4 family residential loans $4,320,758
    Farmland loans $22,877
    Loans held in foreign offices $270,439
    Farm loans $253
    Commercial and industrial loans $2,759,475
    To non-U.S. addressees $67,261
    Loans to individuals $1,553,107
    Credit card loans $246,833
    Related Plans $4,644
    Consumer Auto Loans $1,054,641
    Other loans to individuals $246,989
    All other loans & leases $706,197
    Loans to foreign governments and official institutions $0
    Other loans $558,416
    Loans to depository institutions and acceptances of other banks $6
    Loans not secured by real estate $57,185
    Loans secured by real estate to non-U.S. addressees $289,050
    Restructured Loans & leases $26,060
    Non 1-4 family restructured loans & leases $14,558
    Total loans and leases (foreign) $713,935

    First Hawaiian Bank had $12,934,905,000 of loans outstanding in 2018. $8,057,591,000 of loans were in real estate loans. $621,620,000 of loans were in development loans. $424,246,000 of loans were in multifamily mortgage loans. $4,320,758,000 of loans were in 1-4 family mortgage loans. $253,000 of loans were in farm loans. $246,833,000 of loans were in credit card loans. $1,054,641,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 601 $220,585 $367,030
    Nonfarm, nonresidential loans - <$100k 26 $1,302 $50,077
    Nonfarm, nonresidential loans - $100-250k 148 $21,986 $148,554
    Nonfarm, nonresidential loans - $250k-1MM 427 $197,297 $462,054
    Commercial & Industrial, US addressed loans - <$1MM 16,757 $338,544 $20,203
    Commercial & Industrial, US addressed loans - <$100k 15,517 $151,768 $9,781
    Commercial & Industrial, US addressed loans - $100-250k 744 $54,202 $72,852
    Commercial & Industrial, US addressed loans - $250k-1MM 496 $132,574 $267,286
    Farmland loans - <$1MM 19 $4,949 $260,474
    Farmland loans - <$100k 2 $135 $67,500
    Farmland loans - $100-250k 3 $421 $140,333
    Farmland loans - $250k-1MM 14 $4,393 $313,786
    Agriculture operations loans - <$1MM 3 $245 $81,667
    Agriculture operations loans - <$100k 1 $49 $49,000
    Agriculture operations loans - $250k-1MM 2 $196 $98,000