First Hawaiian Bank Mortgage Rates, Fees & Info

Honolulu, HI

LEI: WWJYKHS2UNKSDW8XLB53

Tax ID: 99-0034327

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    First Hawaiian Bank is a small bank specializing in Refi and Home Purchase loans. First Hawaiian Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Urban Honolulu, Kahului, Kapaa, Hilo, and Napa among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First Hawaiian Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Hawaiian Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 4.52% 11/21/24
    30 Year Conventional Purchase 6.65% 11/21/24
    30 Year Conventional Refi 6.59% 11/21/24
    30 Year Cash-out Refi 6.48% 11/21/24
    30 Year VA Purchase 6.46% 11/21/24
    30 Year VA Refi 5.89% 11/21/24
    30 Year USDA Purchase 7.06% 11/21/24
    15 Year Conventional Purchase 6.38% 11/21/24
    15 Year Conventional Refi 6.07% 11/21/24
    15 Year Cash-out Refi 6.07% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    First Hawaiian Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from First Hawaiian Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    3,147

    Origination Dollar Volume (All Markets)

    $1,138,305,000

    Employee count

    2,092

    Awards

    First Hawaiian Bank 30 Year Conventional Loans bronze
    Show all (1) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 2,093 $765,145,000 $365,573 $10,028 3.71%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 484 $184,360,000 $380,909 $9,335 4.07%
    Kapaa, HI (FHA|USDA|VA) 224 $87,690,000 $391,473 $10,752 3.85%
    Hilo, HI (FHA|USDA|VA) 345 $85,105,000 $246,681 $7,959 4.15%
    NAPA, CA (FHA|USDA|VA) 1 $16,005,000 $16,005,000 $0 3.90%
    First Hawaiian Bank's top markets include Urban Honolulu, Kahului, Kapaa, Hilo, and Napa among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against First Hawaiian Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Maui County Federal Credit Union
    Similarity Rank: 62
    University of Hawaii Federal Credit Union
    Similarity Rank: 150
    ALOHA PACIFIC
    Similarity Rank: 225
    HAWAIIAN FINANCIAL
    Similarity Rank: 228
    Territorial Savings Bank
    Similarity Rank: 244
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 352
    Central Pacific Bank
    Similarity Rank: 585
    SIWELL, INC.
    Similarity Rank: 600
    Bank of Hawaii
    Similarity Rank: 732
    American Savings Bank, FSB
    Similarity Rank: 855

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 1,634 $347,410,000 $212,613 n/a 3.61%
    Conventional 1,505 $787,205,000 $523,060 $9,703 4.05%
    VA 7 $3,535,000 $505,000 $13,762 3.55%
    USDA 1 $155,000 $155,000 $7,355 3.50%

    For 2019, First Hawaiian Bank's most frequently originated type of loan was HELOC, with 1,634 originations. Their 2nd most popular type was Conventional, with 1,505 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 922 $320,720,000 $347,852 $9,444 3.97%
    Home Purchase 889 $453,275,000 $509,871 $9,597 4.17%
    Other 638 $135,980,000 $213,135 $7,345 3.40%
    Home Improvement 382 $68,040,000 $178,115 $9,308 3.35%
    Cash Out Refi 316 $160,290,000 $507,247 $10,661 3.84%

    For 2019, First Hawaiian Bank's most frequently cited loan purpose was Refi, with 922 originations. The 2nd most popular reason was Home Purchase, with 889 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,895 $992,585,000 $342,862 $10,085 3.82%
    15 Year 162 $52,290,000 $322,778 $7,757 3.41%
    Other 43 $57,135,000 $1,328,721 $6,840 4.76%
    10 Year 26 $20,060,000 $771,538 $835 4.22%
    1 Year 12 $11,810,000 $984,167 $14,143 5.18%
    20 Year 5 $1,405,000 $281,000 $6,552 3.88%
    3 Year 2 $630,000 $315,000 $0 6.13%
    5 Year 2 $2,390,000 $1,195,000 $0 3.76%

    For 2019, First Hawaiian Bank's most frequently cited loan duration was 30 Year, with 2,895 originations. The 2nd most popular length was 15 Year, with 162 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 834 $546,710,000 $655,528
    $4k-5k 234 $76,760,000 $328,034
    $3k-4k 227 $59,655,000 $262,797
    $2k-3k 115 $23,725,000 $206,304
    $1k-2k 30 $9,420,000 $314,000
    $<1k 29 $12,775,000 $440,517

    First Hawaiian Bank's average total fees were $10,085, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 834 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,753 $645,705,000 $368,343
    4-5% 703 $301,275,000 $428,556
    2.5-3% 391 $109,755,000 $280,703
    6-7% 127 $23,925,000 $188,386
    5-6% 95 $37,765,000 $397,526
    <2.5% 66 $18,270,000 $276,818
    7-8% 12 $1,610,000 $134,167

    During 2019, First Hawaiian Bank's average interest rate for loans was 3.82%, while their most frequently originated rate bucket for loans was 3-4%, with 1,753 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,136 $312,940,000 $275,475 $7,358 3.81%
    $100k-200k 620 $87,260,000 $140,742 $5,182 3.79%
    $100,000 or less 459 $28,195,000 $61,427 $3,971 3.80%
    $400k-600k 432 $207,560,000 $480,463 $9,679 3.93%
    $600k-1MM 361 $275,585,000 $763,393 $13,405 3.79%
    $1MM+ 139 $226,765,000 $1,631,403 $20,073 3.87%

    2019 saw First Hawaiian Bank place emphasis on $200k-400k loans with 1,136 originations, totaling $312,940,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 765 $296,215,000 $387,209 $10,409 3.70%
    $100k-150k 755 $226,185,000 $299,583 $9,564 3.76%
    $250k+ 568 $329,330,000 $579,806 $11,725 3.77%
    $75k-100k 452 $110,190,000 $243,783 $8,323 3.82%
    $50k-75k 369 $75,145,000 $203,645 $7,501 3.96%
    $50k or less 191 $23,395,000 $122,487 $5,934 4.19%

    First Hawaiian Bank lent most frequently to those with incomes in the $150k-250k range, with 765 originations. The second most popular income band? $100k-150k, with 755 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 511 $180,275,000 $352,789 $9,381 3.76%
    30-36% 449 $162,555,000 $362,038 $9,915 3.85%
    49% 390 $99,360,000 $254,769 $9,153 3.72%
    <20% 206 $70,240,000 $340,971 $9,038 3.74%
    48% 173 $58,595,000 $338,699 $11,506 3.91%
    47% 153 $55,675,000 $363,889 $11,251 3.85%
    46% 137 $54,435,000 $397,336 $11,088 3.67%
    44% 128 $39,310,000 $307,109 $9,464 3.85%
    41% 118 $37,500,000 $317,797 $8,377 3.81%
    45% 114 $36,470,000 $319,912 $9,078 3.85%
    43% 112 $38,150,000 $340,625 $9,544 3.94%
    40% 110 $39,640,000 $360,364 $9,295 3.86%
    39% 105 $37,875,000 $360,714 $9,787 3.85%
    42% 102 $44,140,000 $432,745 $10,755 3.83%
    38% 92 $34,640,000 $376,522 $10,365 3.88%
    36% 91 $33,085,000 $363,571 $8,662 3.82%
    37% 84 $25,730,000 $306,310 $8,985 3.75%
    50-60% 15 $4,435,000 $295,667 $12,195 3.60%
    >60% 12 $10,640,000 $886,667 $13,104 4.66%

    First Hawaiian Bank lent most frequently to those with DTI ratios of 20-30%, with 511 originations. The next most common DTI ratio? 30-36%, with 449 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 1,509 $507,535,000 $336,339 $9,540 3.73%
    White 1,057 $393,375,000 $372,162 $9,743 3.92%
    Not provided 385 $147,525,000 $383,182 $9,750 3.95%
    Not applicable 25 $41,775,000 $1,671,000 $0 4.73%
    Native Hawaiian or Islander 136 $36,570,000 $268,897 $10,419 3.66%
    Black 12 $5,860,000 $488,333 $25,481 3.73%
    American Indian 16 $4,470,000 $279,375 $7,585 3.37%
    Filipino 1 $355,000 $355,000 $0 2.71%
    Chinese 1 $255,000 $255,000 $0 3.40%
    Other Asian 1 $175,000 $175,000 $5,373 3.88%
    Japanese 2 $160,000 $80,000 $0 3.33%
    Korean 1 $155,000 $155,000 $0 3.21%
    Native Hawaiian 1 $95,000 $95,000 $0 2.91%

    Approval Rates

    Total approvals of all applications
    86.01%

    First Hawaiian Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.00%

    First Hawaiian Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,147 $1,138,305,000 $361,711

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 19 $44,555,000 $2,345,000
    Single Family (1-4 Units):Site-Built 3,128 $1,093,750,000 $349,664

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 735 $194,765,000 $264,986 $7,580 3.65%
    40-60% 474 $231,970,000 $489,388 $9,303 3.83%
    60-80% 923 $497,265,000 $538,749 $10,623 4.06%
    80-100% 209 $103,555,000 $495,478 $9,902 4.02%
    Over 100% 2 $12,750,000 $6,375,000 $35,909 3.94%
    Under 20% 804 $98,000,000 $121,891 $4,783 3.65%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    FIRST HORIZON BANK VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Trouble during payment process 3 20.0%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK FHA mortgage Trouble during payment process 2 13.3%
    FIRST HORIZON BANK FHA mortgage Struggling to pay mortgage 1 6.7%
    FIRST HORIZON BANK Conventional home mortgage Trouble during payment process 4 26.7%
    FIRST HORIZON BANK Conventional home mortgage Struggling to pay mortgage 1 6.7%
    FIRST HORIZON BANK Other type of mortgage Trouble during payment process 1 6.7%
    FIRST HORIZON BANK VA mortgage Closing on a mortgage 1 6.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Hawaiian Bank 1000 Mapunapuna Street Honolulu, HI 96819 Full Service B&M $240,329
    First Hawaiian Bank 111 East Puainako Street, Bldg F Hilo, HI 96720 Full Service B&M $105,692
    First Hawaiian Bank 1111 South Beretania Street Honolulu, HI 96814 Full Service B&M $292,712
    First Hawaiian Bank 120 Sand Island Access Road Honolulu, HI 96819 Full Service B&M $47,885
    First Hawaiian Bank 1205 Kilauea Avenue Hilo, HI 96720 Full Service B&M $315,350
    First Hawaiian Bank 1348 Hunakai Street Honolulu, HI 96816 Full Service B&M $409,178
    First Hawaiian Bank 1420 Liliha Street Honolulu, HI 96817 Full Service B&M $154,279
    First Hawaiian Bank 1580 Kapiolani Boulevard Honolulu, HI 96814 Full Service B&M $1,026,927
    First Hawaiian Bank 161 Wailea Ike Place, Suite A-101 Wailea, HI 96753 Full Service B&M $61,548
    First Hawaiian Bank 2 North King Street Honolulu, HI 96817 Full Service B&M $107,340
    First Hawaiian Bank 20 West Kaahumanu Avenue Kahului, HI 96732 Full Service B&M $455,751
    First Hawaiian Bank 215 Papalaua Street Lahaina, HI 96761 Full Service B&M $221,502
    First Hawaiian Bank 2181 Kalakaua Avenue Honolulu, HI 96815 Full Service B&M $904,214
    First Hawaiian Bank 2250 North King Street Honolulu, HI 96819 Full Service B&M $186,966
    First Hawaiian Bank 2411 South King Street Honolulu, HI 96826 Full Service B&M $765,242
    First Hawaiian Bank 250 Ward Avenue, Suite 140 Honolulu, HI 96814 Full Service B&M $72,440
    First Hawaiian Bank 27 Market Street Wailuku, HI 96793 Full Service B&M $102,610
    First Hawaiian Bank 2733 East Manoa Road Honolulu, HI 96822 Full Service B&M $245,899
    First Hawaiian Bank 3-2600 Kaumualii Hwy, Suite 1023 Lihue, HI 96766 Full Service B&M $39,613
    First Hawaiian Bank 3506 Waikomo Road Koloa, HI 96756 Full Service B&M $142,326
    First Hawaiian Bank 3599 Waialae Avenue Honolulu, HI 96816 Full Service B&M $190,955
    First Hawaiian Bank 4-1366 Kuhio Highway Kapaa, HI 96746 Full Service B&M $77,080
    First Hawaiian Bank 400 Route 8 Mongmong, GU 96910 Full Service B&M $522,747
    First Hawaiian Bank 41 East Lipoa Street Number 28 Kihei, HI 96753 Full Service B&M $178,357
    First Hawaiian Bank 433 Kapahulu Avenue Honolulu, HI 96815 Full Service B&M $261,652
    First Hawaiian Bank 438 Hobron Lane Honolulu, HI 96815 Full Service B&M $68,038
    First Hawaiian Bank 4405 Honoapiilani Hwy, Suite 205 Lahaina, HI 96761 Full Service B&M $54,603
    First Hawaiian Bank 4423 Rice Street Lihue, HI 96766 Full Service B&M $196,661
    First Hawaiian Bank 445 North King Street Honolulu, HI 96817 Full Service B&M $99,004
    First Hawaiian Bank 45-480 Kaneohe Bay Drive, Building H Kaneohe, HI 96744 Full Service B&M $237,687
    First Hawaiian Bank 4525 Panako Road Waimea, HI 96796 Full Service B&M $51,214
    First Hawaiian Bank 46-047 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $141,411
    First Hawaiian Bank 5-4280 Kuhio Highway Princeville, HI 96722 Full Service B&M $111,275
    First Hawaiian Bank 56-565 Kamehameha Highway Kahuku, HI 96731 Full Service B&M $45,172
    First Hawaiian Bank 562 Harmon Loop Road Dededo, GU 96929 Full Service B&M $200,535
    First Hawaiian Bank 590 Farrington Highway Kapolei, HI 96707 Full Service B&M $86,137
    First Hawaiian Bank 644 Lanai Avenue Lanai City, HI 96763 Full Service B&M $28,319
    First Hawaiian Bank 645 South Marine Corps Drive Tamuning, GU 96913 Full Service B&M $325,639
    First Hawaiian Bank 66-135 Kamehameha Highway Haleiwa, HI 96712 Full Service B&M $103,484
    First Hawaiian Bank 67 Makawao Avenue Pukalani, HI 96768 Full Service B&M $125,113
    First Hawaiian Bank 67-1189 Mamalahoa Highway Kamuela, HI 96743 Full Service B&M $200,209
    First Hawaiian Bank 68-1845 Waikoloa Road Waikoloa, HI 96738 Full Service B&M $91,917
    First Hawaiian Bank 705 Kailua Road Kailua, HI 96734 Full Service B&M $265,476
    First Hawaiian Bank 7110 Kalanianaole Highway Honolulu, HI 96825 Full Service B&M $251,768
    First Hawaiian Bank 730 California Avenue Wahiawa, HI 96786 Full Service B&M $126,470
    First Hawaiian Bank 74-5593 Palani Road Kailua Kona, HI 96740 Full Service B&M $370,148
    First Hawaiian Bank 81-6626 Mamalahoa Highway Kealakekua, HI 96750 Full Service B&M $109,799
    First Hawaiian Bank 820 Hind Drive, Suite 129 Honolulu, HI 96821 Full Service B&M $326,006
    First Hawaiian Bank 86-020 Farrington Highway Waianae, HI 96792 Full Service B&M $70,325
    First Hawaiian Bank 890 Kamehameha Highway Pearl City, HI 96782 Full Service B&M $155,843
    First Hawaiian Bank 91-919 Fort Weaver Road Ewa Beach, HI 96706 Full Service B&M $62,592
    First Hawaiian Bank 94-205 Leoku Street Waipahu, HI 96797 Full Service B&M $160,192
    First Hawaiian Bank 95-390 Kuahelani Avenue Mililani, HI 96789 Full Service B&M $168,890
    First Hawaiian Bank 98-1071 Moanalua Road Aiea, HI 96701 Full Service B&M $362,201
    First Hawaiian Bank 999 Bishop Street, 3rd Floor Honolulu, HI 96813 Full Service B&M $4,635,078
    First Hawaiian Bank Eleele Shopping Center, Building 606 Eleele, HI 96705 Full Service B&M $31,766
    First Hawaiian Bank Government Main Rd Pahoa, HI 96778 Full Service B&M $30,429
    First Hawaiian Bank Gualo Rai Commercial Center Saipan, MP 96950 Full Service B&M $104,348
    First Hawaiian Bank Oleai Center, Beach Road, Chalan Laulau Saipan, MP 96950 Full Service B&M $278,175

    For 2019, First Hawaiian Bank had 59 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $678,692
    Net interest income $573,402
    Total noninterest income $193,557
    Gross Fiduciary activities income $34,813
    Service charges on deposit accounts $29,729
    Trading account gains and fees $-884
    Additional Noninterest Income $129,899
    Pre-tax net operating income $391,373
    Securities gains (or losses, -) $-2,715
    Income before extraordinary items $289,680
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $289,680
    Minority interest net income $0
    Net income $289,680
    Sale, conversion, retirement of capital stock, net $7,743
    Net operating income $291,824

    First Hawaiian Bank's gross interest income from loans was $678,692,000.
    First Hawaiian Bank's net interest income from loans was $573,402,000.
    First Hawaiian Bank's fee based income from loans was $29,729,000.
    First Hawaiian Bank's net income from loans was $289,680,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $105,290
    Provision for credit losses $13,800
    Total noninterest expense $361,786
    Salaries and employee benefits $167,857
    Premises and equipment expense $46,096
    Additional noninterest expense $147,833
    Applicable income taxes $98,978
    Net charge-offs $24,988
    Cash dividends $300,301

    First Hawaiian Bank's interest expense for loans was $105,290,000.
    First Hawaiian Bank's payroll and benefits expense were $167,857,000.
    First Hawaiian Bank's property, plant and equipment expenses $46,096,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.7%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $16,469,448
    Deposits held in domestic offices $14,996,108
    Deposits by Individuals, partnerships, and corporations $13,934,373
    Deposits by U.S. Government $679
    Deposits by States and political subdivisions in the U.S. $1,004,990
    Deposits by Commercial banks and other depository institutions in U.S. $32,462
    Deposits by Banks in foreign countries $23,604
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,336,339
    Demand deposits $617,577
    Nontransaction accounts $13,659,769
    Money market deposit accounts (MMDAs) $9,239,632
    Other savings deposits (excluding MMDAs) $2,175,513
    Total time deposits $2,244,624
    Total time and savings deposits $14,378,531
    Noninterest-bearing deposits $5,213,151
    Interest-bearing deposits $9,782,957
    Retail deposits $13,808,236
    IRAs and Keogh plan accounts $230,493
    Brokered deposits $0
    Deposits held in foreign offices $1,473,340

    Assets

    Asset Value (in 000's)
    Total Assets $20,167,600
    Cash & Balances due from depository institutions $694,017
    Interest-bearing balances $333,642
    Total securities $4,075,644
    Federal funds sold & reverse repurchase $0
    Net loans and leases $13,082,024
    Loan and leases loss allowance $130,530
    Trading account assets $63,527
    Bank premises and fixed assets $316,885
    Other real estate owned $319
    Goodwill and other intangibles $1,008,160
    All other assets $927,024

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $20,167,600
    Total Liabilities $17,549,651
    Total deposits $16,469,448
    Interest-bearing deposits $10,564,922
    Deposits held in domestic offices $14,996,108
    % insured (estimated) $52
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $4,233
    Other borrowed funds $600,019
    Subordinated debt $0
    All other liabilities $475,951

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $13,082,024
    Loan and leases loss allowance $130,530
    Total loans and leases (domestic) $13,212,554
    All real estate loans $8,646,273
    Real estate loans in domestic offices $8,368,378
    Construction and development loans $514,840
    Residential 1-4 family construction $63,904
    Other construction, all land development and other land $450,936
    Loans secured by nonfarm nonresidential properties $2,783,407
    Nonfarm nonresidential secured by owner-occupied properties $785,453
    Commercial real estate & other non-farm, non-residential $1,997,954
    Multifamily residential real estate $515,669
    1-4 family residential loans $4,537,152
    Farmland loans $17,310
    Loans held in foreign offices $277,895
    Farm loans $276
    Commercial and industrial loans $2,432,626
    To non-U.S. addressees $32,302
    Loans to individuals $1,508,436
    Credit card loans $255,283
    Related Plans $4,302
    Consumer Auto Loans $1,019,713
    Other loans to individuals $229,138
    All other loans & leases $624,943
    Loans to foreign governments and official institutions $0
    Other loans $420,483
    Loans to depository institutions and acceptances of other banks $1,481
    Loans not secured by real estate $56,324
    Loans secured by real estate to non-U.S. addressees $289,014
    Restructured Loans & leases $15,495
    Non 1-4 family restructured loans & leases $6,425
    Total loans and leases (foreign) $686,550

    First Hawaiian Bank had $13,082,024,000 of loans outstanding in 2019. $8,646,273,000 of loans were in real estate loans. $514,840,000 of loans were in development loans. $515,669,000 of loans were in multifamily mortgage loans. $4,537,152,000 of loans were in 1-4 family mortgage loans. $276,000 of loans were in farm loans. $255,283,000 of loans were in credit card loans. $1,019,713,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 606 $221,682 $365,812
    Nonfarm, nonresidential loans - <$100k 35 $1,717 $49,057
    Nonfarm, nonresidential loans - $100-250k 156 $23,627 $151,455
    Nonfarm, nonresidential loans - $250k-1MM 415 $196,338 $473,104
    Commercial & Industrial, US addressed loans - <$1MM 16,849 $323,655 $19,209
    Commercial & Industrial, US addressed loans - <$100k 15,623 $147,809 $9,461
    Commercial & Industrial, US addressed loans - $100-250k 731 $53,329 $72,953
    Commercial & Industrial, US addressed loans - $250k-1MM 495 $122,517 $247,509
    Farmland loans - <$1MM 16 $3,990 $249,375
    Farmland loans - <$100k 1 $43 $43,000
    Farmland loans - $100-250k 4 $695 $173,750
    Farmland loans - $250k-1MM 11 $3,252 $295,636
    Agriculture operations loans - <$1MM 4 $268 $67,000
    Agriculture operations loans - <$100k 2 $102 $51,000
    Agriculture operations loans - $250k-1MM 2 $166 $83,000