First Hawaiian Bank Mortgage Rates, Fees & Info

Honolulu, HI

LEI: WWJYKHS2UNKSDW8XLB53

Tax ID: 99-0034327

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    First Hawaiian Bank is a small bank specializing in Refi, Cash Out Refi, and Home Purchase loans. First Hawaiian Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Urban Honolulu, Kahului, Hilo, and Kapaa among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First Hawaiian Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Hawaiian Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 4.52% 4/22/24
    30 Year Conventional Purchase 6.65% 4/22/24
    30 Year Conventional Refi 6.59% 4/22/24
    30 Year Cash-out Refi 6.48% 4/22/24
    30 Year VA Purchase 6.46% 4/22/24
    30 Year VA Refi 5.89% 4/22/24
    30 Year USDA Purchase 7.06% 4/22/24
    15 Year Conventional Purchase 6.38% 4/22/24
    15 Year Conventional Refi 6.07% 4/22/24
    15 Year Cash-out Refi 6.07% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    First Hawaiian Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from First Hawaiian Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    4,002

    Origination Dollar Volume (All Markets)

    $1,627,190,000

    Employee count

    2,103

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 2,697 $1,124,935,000 $417,106 $10,049 2.94%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 606 $265,310,000 $437,805 $9,850 3.41%
    Hilo, HI (FHA|USDA|VA) 409 $124,665,000 $304,804 $8,768 3.28%
    Kapaa, HI (FHA|USDA|VA) 290 $112,280,000 $387,172 $9,111 3.17%
    First Hawaiian Bank's top markets include Urban Honolulu, Kahului, Hilo, and Kapaa among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against First Hawaiian Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HAWAIIAN FINANCIAL
    Similarity Rank: 92
    PACIFIC HOME LOANS, INC.
    Similarity Rank: 112
    ALOHA PACIFIC
    Similarity Rank: 124
    University of Hawaii Federal Credit Union
    Similarity Rank: 204
    American Mortgage and Insurance Inc.
    Similarity Rank: 495
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 568
    Territorial Savings Bank
    Similarity Rank: 572
    COMPASS HOME LOANS, LLC
    Similarity Rank: 1005
    American Savings Bank, FSB
    Similarity Rank: 1144
    Central Pacific Bank
    Similarity Rank: 1156

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,338 $1,224,820,000 $523,875 $9,808 3.19%
    HELOC 1,655 $398,595,000 $240,843 n/a 2.88%
    VA 7 $3,295,000 $470,714 $14,141 2.98%
    USDA 2 $480,000 $240,000 $8,863 2.63%

    For 2020, First Hawaiian Bank's most frequently originated type of loan was Conventional, with 2,338 originations. Their 2nd most popular type was HELOC, with 1,655 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,513 $594,245,000 $392,759 $8,923 3.04%
    Cash Out Refi 741 $392,785,000 $530,074 $10,411 3.12%
    Other 732 $176,410,000 $240,997 $9,490 2.80%
    Home Purchase 665 $389,265,000 $585,361 $10,559 3.48%
    Home Improvement 351 $74,485,000 $212,208 $4,909 2.79%

    For 2020, First Hawaiian Bank's most frequently cited loan purpose was Refi, with 1,513 originations. The 2nd most popular reason was Cash Out Refi, with 741 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,586 $1,461,870,000 $407,660 $10,343 3.09%
    15 Year 341 $114,345,000 $335,323 $7,266 2.69%
    10 Year 29 $30,095,000 $1,037,759 $2,039 3.54%
    Other 26 $10,190,000 $391,923 $7,664 3.72%
    20 Year 13 $4,675,000 $359,615 $8,826 2.99%
    1 Year 6 $3,210,000 $535,000 $10,833 4.79%
    3 Year 1 $2,805,000 $2,805,000 $0 4.50%

    For 2020, First Hawaiian Bank's most frequently cited loan duration was 30 Year, with 3,586 originations. The 2nd most popular length was 15 Year, with 341 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,338 $883,400,000 $660,239
    $4k-5k 323 $111,495,000 $345,186
    $3k-4k 301 $94,315,000 $313,339
    $2k-3k 217 $54,355,000 $250,484
    $1k-2k 84 $28,800,000 $342,857
    $<1k 57 $23,205,000 $407,105

    First Hawaiian Bank's average total fees were $10,343, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,338 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,520 $727,460,000 $478,592
    2.5-3% 1,436 $551,690,000 $384,185
    <2.5% 769 $256,595,000 $333,674
    4-5% 243 $85,685,000 $352,613
    5-6% 17 $3,305,000 $194,412
    6-7% 17 $2,455,000 $144,412

    During 2020, First Hawaiian Bank's average interest rate for loans was 3.09%, while their most frequently originated rate bucket for loans was 3-4%, with 1,520 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,363 $390,675,000 $286,629 $7,119 3.04%
    $400k-600k 823 $389,605,000 $473,396 $10,138 3.02%
    $100k-200k 671 $96,465,000 $143,763 $4,756 3.03%
    $600k-1MM 557 $424,135,000 $761,463 $13,259 3.12%
    $100,000 or less 375 $23,145,000 $61,720 $3,472 3.08%
    $1MM+ 213 $303,165,000 $1,423,310 $18,774 3.26%

    2020 saw First Hawaiian Bank place emphasis on $200k-400k loans with 1,363 originations, totaling $390,675,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 1,040 $472,510,000 $454,337 $10,748 3.04%
    $100k-150k 937 $314,165,000 $335,288 $8,941 3.00%
    $250k+ 780 $509,590,000 $653,321 $12,889 3.07%
    $75k-100k 559 $158,735,000 $283,962 $8,370 3.05%
    $50k-75k 458 $102,700,000 $224,236 $6,759 3.07%
    $50k or less 190 $29,150,000 $153,421 $5,851 3.31%

    First Hawaiian Bank lent most frequently to those with incomes in the $150k-250k range, with 1,040 originations. The second most popular income band? $100k-150k, with 937 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 787 $308,305,000 $391,747 $9,256 2.97%
    30-36% 657 $262,855,000 $400,084 $9,675 3.07%
    <20% 399 $158,005,000 $396,003 $8,865 2.96%
    49% 348 $118,180,000 $339,598 $10,862 3.09%
    48% 188 $71,570,000 $380,691 $9,932 3.01%
    46% 153 $65,335,000 $427,026 $11,532 3.18%
    47% 149 $57,855,000 $388,289 $10,042 3.20%
    42% 145 $56,215,000 $387,690 $10,483 3.04%
    43% 143 $62,515,000 $437,168 $10,978 3.10%
    41% 139 $63,275,000 $455,216 $11,068 3.14%
    39% 135 $62,655,000 $464,111 $10,524 3.08%
    44% 131 $58,185,000 $444,160 $10,157 3.13%
    45% 128 $56,870,000 $444,297 $10,059 3.13%
    36% 124 $50,080,000 $403,871 $9,562 3.10%
    37% 119 $48,705,000 $409,286 $10,629 3.03%
    40% 108 $43,900,000 $406,481 $10,031 2.97%
    38% 101 $38,275,000 $378,960 $8,591 3.15%
    50-60% 12 $5,090,000 $424,167 $8,543 3.06%
    >60% 1 $295,000 $295,000 $6,311 3.13%

    First Hawaiian Bank lent most frequently to those with DTI ratios of 20-30%, with 787 originations. The next most common DTI ratio? 30-36%, with 657 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 1,966 $726,950,000 $369,761 $9,312 2.98%
    White 1,145 $533,005,000 $465,507 $10,674 3.19%
    Not provided 642 $251,910,000 $392,383 $9,521 3.06%
    Native Hawaiian or Islander 178 $61,400,000 $344,944 $10,072 3.05%
    Not applicable 26 $34,920,000 $1,343,077 $0 3.74%
    American Indian 26 $10,350,000 $398,077 $10,508 3.12%
    Black 11 $6,115,000 $555,909 $9,468 3.36%
    Japanese 7 $2,405,000 $343,571 $6,424 2.39%
    Filipino 1 $135,000 $135,000 $0 3.59%

    Approval Rates

    Total approvals of all applications
    88.30%

    First Hawaiian Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    76.61%

    First Hawaiian Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,002 $1,627,190,000 $406,594

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 11 $21,955,000 $1,995,909
    Single Family (1-4 Units):Site-Built 3,991 $1,605,235,000 $402,214

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 973 $307,705,000 $316,244 $7,394 2.93%
    40-60% 932 $440,960,000 $473,133 $9,514 3.04%
    60-80% 1,145 $670,785,000 $585,838 $11,294 3.27%
    80-100% 208 $106,130,000 $510,240 $10,247 3.14%
    Over 100% 2 $3,920,000 $1,960,000 $58,347 3.94%
    Under 20% 742 $97,690,000 $131,658 $5,251 2.92%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    FIRST HAWAIIAN, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Hawaiian Bank 1000 Mapunapuna Street Honolulu, HI 96819 Full Service B&M $278,469
    First Hawaiian Bank 111 East Puainako Street, Bldg F Hilo, HI 96720 Full Service B&M $132,417
    First Hawaiian Bank 1111 South Beretania Street Honolulu, HI 96814 Full Service B&M $317,333
    First Hawaiian Bank 120 Sand Island Access Road Honolulu, HI 96819 Full Service B&M $53,935
    First Hawaiian Bank 1205 Kilauea Avenue Hilo, HI 96720 Full Service B&M $365,232
    First Hawaiian Bank 1348 Hunakai Street Honolulu, HI 96816 Full Service B&M $453,497
    First Hawaiian Bank 1420 Liliha Street Honolulu, HI 96817 Full Service B&M $168,490
    First Hawaiian Bank 1580 Kapiolani Boulevard Honolulu, HI 96814 Full Service B&M $1,193,722
    First Hawaiian Bank 161 Wailea Ike Place, Suite A-101 Wailea, HI 96753 Full Service B&M $58,869
    First Hawaiian Bank 2 North King Street Honolulu, HI 96817 Full Service B&M $118,882
    First Hawaiian Bank 20 West Kaahumanu Avenue Kahului, HI 96732 Full Service B&M $545,299
    First Hawaiian Bank 215 Papalaua Street Lahaina, HI 96761 Full Service B&M $208,451
    First Hawaiian Bank 2181 Kalakaua Avenue Honolulu, HI 96815 Full Service B&M $893,712
    First Hawaiian Bank 2250 North King Street Honolulu, HI 96819 Full Service B&M $207,492
    First Hawaiian Bank 2411 S King St Honolulu, HI 96826 Full Service B&M $768,723
    First Hawaiian Bank 250 Ward Avenue, Suite 140 Honolulu, HI 96814 Full Service B&M $89,343
    First Hawaiian Bank 27 Market Street Wailuku, HI 96793 Full Service B&M $110,201
    First Hawaiian Bank 2733 East Manoa Road Honolulu, HI 96822 Full Service B&M $261,952
    First Hawaiian Bank 3-2600 Kaumualii Hwy, Suite 1023 Lihue, HI 96766 Full Service B&M $43,269
    First Hawaiian Bank 3506 Waikomo Road Koloa, HI 96756 Full Service B&M $200,911
    First Hawaiian Bank 3599 Waialae Avenue Honolulu, HI 96816 Full Service B&M $202,412
    First Hawaiian Bank 4-1366 Kuhio Highway Kapaa, HI 96746 Full Service B&M $95,610
    First Hawaiian Bank 400 Route 8 Mongmong, GU 96910 Full Service B&M $618,515
    First Hawaiian Bank 645 South Marine Corps Drive Tamuning, GU 96913 Full Service B&M $356,292
    First Hawaiian Bank 41 East Lipoa Street Number 28 Kihei, HI 96753 Full Service B&M $164,018
    First Hawaiian Bank 433 Kapahulu Avenue Honolulu, HI 96815 Full Service B&M $278,567
    First Hawaiian Bank 438 Hobron Lane Honolulu, HI 96815 Full Service B&M $72,571
    First Hawaiian Bank 4405 Honoapiilani Hwy, Suite 205 Lahaina, HI 96761 Full Service B&M $60,317
    First Hawaiian Bank 4423 Rice Street Lihue, HI 96766 Full Service B&M $216,091
    First Hawaiian Bank 445 North King Street Honolulu, HI 96817 Full Service B&M $109,100
    First Hawaiian Bank 45-480 Kaneohe Bay Drive, Building H Kaneohe, HI 96744 Full Service B&M $250,550
    First Hawaiian Bank 4525 Panako Road Waimea, HI 96796 Full Service B&M $59,091
    First Hawaiian Bank 46-047 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $159,503
    First Hawaiian Bank 5-4280 Kuhio Highway Princeville, HI 96722 Full Service B&M $124,700
    First Hawaiian Bank 56-565 Kamehameha Highway Kahuku, HI 96731 Full Service B&M $55,390
    First Hawaiian Bank 562 Harmon Loop Road Dededo, GU 96929 Full Service B&M $237,830
    First Hawaiian Bank 590 Farrington Highway Kapolei, HI 96707 Full Service B&M $105,542
    First Hawaiian Bank 644 Lanai Avenue Lanai City, HI 96763 Full Service B&M $33,055
    First Hawaiian Bank 66-135 Kamehameha Highway Haleiwa, HI 96712 Full Service B&M $112,266
    First Hawaiian Bank 67 Makawao Avenue Pukalani, HI 96768 Full Service B&M $148,933
    First Hawaiian Bank 67-1189 Mamalahoa Highway Kamuela, HI 96743 Full Service B&M $227,237
    First Hawaiian Bank 68-1845 Waikoloa Road Waikoloa, HI 96738 Full Service B&M $96,942
    First Hawaiian Bank 705 Kailua Road Kailua, HI 96734 Full Service B&M $315,505
    First Hawaiian Bank 7110 Kalanianaole Highway Honolulu, HI 96825 Full Service B&M $269,178
    First Hawaiian Bank 730 California Avenue Wahiawa, HI 96786 Full Service B&M $136,303
    First Hawaiian Bank 74-5593 Palani Road Kailua Kona, HI 96740 Full Service B&M $353,256
    First Hawaiian Bank 81-6626 Mamalahoa Highway Kealakekua, HI 96750 Full Service B&M $148,138
    First Hawaiian Bank 820 Hind Drive, Suite 129 Honolulu, HI 96821 Full Service B&M $350,787
    First Hawaiian Bank 86-020 Farrington Highway Waianae, HI 96792 Full Service B&M $89,609
    First Hawaiian Bank 890 Kamehameha Highway Pearl City, HI 96782 Full Service B&M $175,384
    First Hawaiian Bank 91-919 Fort Weaver Road Ewa Beach, HI 96706 Full Service B&M $68,619
    First Hawaiian Bank 94-205 Leoku Street Waipahu, HI 96797 Full Service B&M $187,096
    First Hawaiian Bank 95-390 Kuahelani Avenue Mililani, HI 96789 Full Service B&M $194,905
    First Hawaiian Bank 98-1071 Moanalua Road Aiea, HI 96701 Full Service B&M $405,969
    First Hawaiian Bank 999 Bishop Street, 3rd Floor Honolulu, HI 96813 Full Service B&M $6,035,836
    First Hawaiian Bank Government Main Rd Pahoa, HI 96778 Full Service B&M $34,734
    First Hawaiian Bank Gualo Rai Commercial Center Saipan, MP 96950 Full Service B&M $131,885
    First Hawaiian Bank Oleai Center, Beach Road, Chalan Laulau Saipan, MP 96950 Full Service B&M $230,096

    For 2020, First Hawaiian Bank had 58 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $582,534
    Net interest income $535,509
    Total noninterest income $196,325
    Gross Fiduciary activities income $35,443
    Service charges on deposit accounts $25,014
    Trading account gains and fees $3,688
    Additional Noninterest Income $132,180
    Pre-tax net operating income $250,118
    Securities gains (or losses, -) $111
    Income before extraordinary items $191,580
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $191,580
    Minority interest net income $0
    Net income $191,580
    Sale, conversion, retirement of capital stock, net $9,315
    Net operating income $191,492

    First Hawaiian Bank's gross interest income from loans was $582,534,000.
    First Hawaiian Bank's net interest income from loans was $535,509,000.
    First Hawaiian Bank's fee based income from loans was $25,014,000.
    First Hawaiian Bank's net income from loans was $191,580,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $47,025
    Provision for credit losses $108,015
    Total noninterest expense $373,701
    Salaries and employee benefits $170,561
    Premises and equipment expense $49,067
    Additional noninterest expense $154,073
    Applicable income taxes $58,649
    Net charge-offs $30,861
    Cash dividends $142,000

    First Hawaiian Bank's interest expense for loans was $47,025,000.
    First Hawaiian Bank's payroll and benefits expense were $170,561,000.
    First Hawaiian Bank's property, plant and equipment expenses $49,067,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.7%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $19,245,788
    Deposits held in domestic offices $17,621,130
    Deposits by Individuals, partnerships, and corporations $15,868,806
    Deposits by U.S. Government $1,001
    Deposits by States and political subdivisions in the U.S. $1,637,888
    Deposits by Commercial banks and other depository institutions in U.S. $68,654
    Deposits by Banks in foreign countries $44,781
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,164,714
    Demand deposits $665,007
    Nontransaction accounts $16,456,416
    Money market deposit accounts (MMDAs) $11,855,267
    Other savings deposits (excluding MMDAs) $2,474,971
    Total time deposits $2,126,178
    Total time and savings deposits $16,956,123
    Noninterest-bearing deposits $6,692,418
    Interest-bearing deposits $10,928,712
    Retail deposits $16,474,338
    IRAs and Keogh plan accounts $233,069
    Brokered deposits $0
    Deposits held in foreign offices $1,624,658

    Assets

    Asset Value (in 000's)
    Total Assets $22,662,246
    Cash & Balances due from depository institutions $1,040,944
    Interest-bearing balances $737,571
    Total securities $6,083,106
    Federal funds sold & reverse repurchase $0
    Net loans and leases $13,082,222
    Loan and leases loss allowance $208,454
    Trading account assets $129,895
    Bank premises and fixed assets $322,401
    Other real estate owned $0
    Goodwill and other intangibles $1,006,223
    All other assets $997,455

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $22,662,246
    Total Liabilities $19,935,749
    Total deposits $19,245,788
    Interest-bearing deposits $11,705,609
    Deposits held in domestic offices $17,621,130
    % insured (estimated) $50
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $4,560
    Other borrowed funds $200,010
    Subordinated debt $0
    All other liabilities $485,391

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $13,082,222
    Loan and leases loss allowance $208,454
    Total loans and leases (domestic) $13,290,676
    All real estate loans $8,671,607
    Real estate loans in domestic offices $8,389,895
    Construction and development loans $731,826
    Residential 1-4 family construction $63,221
    Other construction, all land development and other land $668,605
    Loans secured by nonfarm nonresidential properties $2,740,291
    Nonfarm nonresidential secured by owner-occupied properties $753,088
    Commercial real estate & other non-farm, non-residential $1,987,203
    Multifamily residential real estate $480,651
    1-4 family residential loans $4,419,243
    Farmland loans $17,884
    Loans held in foreign offices $281,712
    Farm loans $175
    Commercial and industrial loans $2,670,983
    To non-U.S. addressees $20,907
    Loans to individuals $1,258,899
    Credit card loans $207,052
    Related Plans $3,186
    Consumer Auto Loans $893,732
    Other loans to individuals $154,929
    All other loans & leases $689,012
    Loans to foreign governments and official institutions $0
    Other loans $435,283
    Loans to depository institutions and acceptances of other banks $7,237
    Loans not secured by real estate $42,969
    Loans secured by real estate to non-U.S. addressees $224,924
    Restructured Loans & leases $18,367
    Non 1-4 family restructured loans & leases $11,108
    Total loans and leases (foreign) $616,795

    First Hawaiian Bank had $13,082,222,000 of loans outstanding in 2020. $8,671,607,000 of loans were in real estate loans. $731,826,000 of loans were in development loans. $480,651,000 of loans were in multifamily mortgage loans. $4,419,243,000 of loans were in 1-4 family mortgage loans. $175,000 of loans were in farm loans. $207,052,000 of loans were in credit card loans. $893,732,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 585 $214,684 $366,981
    Nonfarm, nonresidential loans - <$100k 34 $1,544 $45,412
    Nonfarm, nonresidential loans - $100-250k 136 $20,757 $152,625
    Nonfarm, nonresidential loans - $250k-1MM 415 $192,383 $463,573
    Commercial & Industrial, US addressed loans - <$1MM 22,433 $740,290 $33,000
    Commercial & Industrial, US addressed loans - <$100k 19,994 $247,464 $12,377
    Commercial & Industrial, US addressed loans - $100-250k 1,492 $165,526 $110,942
    Commercial & Industrial, US addressed loans - $250k-1MM 947 $327,300 $345,618
    Farmland loans - <$1MM 13 $2,870 $220,769
    Farmland loans - <$100k 1 $43 $43,000
    Farmland loans - $100-250k 5 $731 $146,200
    Farmland loans - $250k-1MM 7 $2,096 $299,429
    Agriculture operations loans - <$1MM 4 $172 $43,000
    Agriculture operations loans - <$100k 3 $86 $28,667
    Agriculture operations loans - $250k-1MM 1 $86 $86,000