The Huntington National Bank Mortgage Rates, Fees & Info

Columbus, OH

LEI: 2WHM8VNJH63UN14OL754

Tax ID: 31-0966785

4.9 stars - out of 5 stars, based on 260 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

The Huntington National Bank is a large bank specializing in Home Purchase loans. The Huntington National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Chicago, Columbus, Detroit, Cleveland, and Cincinnati among others. We have data for 556 markets. (Some data included below & more in-depth data is available with an active subscription.)

The Huntington National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Huntington National Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 6/8/23
30 Year Conventional Purchase 6.52% 6/8/23
30 Year Conventional Refi 6.43% 6/8/23
30 Year Cash-out Refi 6.73% 6/8/23
30 Year FHA Purchase 7.46% 6/8/23
30 Year FHA Refi 7.40% 6/8/23
30 Year VA Purchase 6.26% 6/8/23
30 Year VA Refi 6.42% 6/8/23
30 Year USDA Purchase 6.89% 6/8/23
15 Year Conventional Purchase 6.01% 6/8/23
15 Year Conventional Refi 6.05% 6/8/23
15 Year Cash-out Refi 6.05% 6/8/23
15 Year FHA Purchase 7.64% 6/8/23
15 Year FHA Refi 7.33% 6/8/23
15 Year VA Purchase 5.98% 6/8/23
15 Year VA Refi 6.31% 6/8/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

The Huntington National Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from The Huntington National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

67,525

Origination Dollar Volume (All Markets)

$15,088,585,000
Show all (100) awards

Relative Rate

The Huntington National Bank's average 30 year fixed mortgage rate was 5.27%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.51%.

Relative Fees (Closing Costs)

The Huntington National Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $5,043.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6,386 $2,080,490,000 $325,789 $5,431 4.90%
COLUMBUS, OH (FHA|USDA|VA) 6,471 $1,452,265,000 $224,427 $4,305 5.01%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4,842 $1,103,030,000 $227,805 $3,626 5.12%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6,262 $899,100,000 $143,580 $3,624 5.34%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3,325 $780,325,000 $234,684 $3,645 5.13%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3,026 $577,220,000 $190,753 $3,323 5.19%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2,255 $502,975,000 $223,049 $2,735 5.16%
Outside of Metro Areas 2,906 $489,630,000 $168,489 $3,380 5.16%
AKRON, OH (FHA|USDA|VA) 2,686 $385,910,000 $143,675 $3,152 5.39%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,653 $365,725,000 $221,249 $4,581 5.27%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 772 $314,050,000 $406,801 $5,723 5.07%
TOLEDO, OH (FHA|USDA|VA) 2,451 $312,195,000 $127,375 $3,517 5.36%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2,106 $289,740,000 $137,578 $3,315 5.35%
PITTSBURGH, PA (FHA|USDA|VA) 1,378 $240,270,000 $174,361 $4,830 5.12%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1,972 $218,470,000 $110,786 $3,191 5.42%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1,035 $181,985,000 $175,831 $3,967 5.15%
BOISE CITY, ID (FHA|USDA|VA) 5 $159,465,000 $31,893,000 $5,303 3.97%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 401 $144,455,000 $360,237 $8,033 4.83%
Traverse City, MI (FHA|USDA|VA) 624 $138,780,000 $222,404 $2,617 5.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 73 $131,575,000 $1,802,397 $10,037 4.56%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 56 $125,290,000 $2,237,321 $7,516 4.09%
COLORADO SPRINGS, CO (FHA|USDA|VA) 233 $117,445,000 $504,056 $5,109 4.93%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 101 $110,115,000 $1,090,248 $8,673 4.30%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 59 $103,625,000 $1,756,356 $6,258 4.04%
ANN ARBOR, MI (FHA|USDA|VA) 400 $102,490,000 $256,225 $3,554 4.84%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 174 $92,150,000 $529,598 $6,451 4.44%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 122 $87,310,000 $715,656 $7,155 3.97%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 296 $84,250,000 $284,628 $3,251 4.95%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 121 $81,675,000 $675,000 $5,106 5.84%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 28 $71,780,000 $2,563,571 $9,258 4.99%
Holland, MI (FHA|USDA|VA) 374 $66,420,000 $177,594 $2,993 5.04%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 43 $63,385,000 $1,474,070 $8,120 4.27%
LOUISVILLE, KY (FHA|USDA|VA) 193 $61,655,000 $319,456 $3,316 4.97%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 76 $60,100,000 $790,789 $8,634 4.25%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 175 $59,765,000 $341,514 $5,616 5.45%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 80 $59,570,000 $744,625 $5,765 3.55%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 379 $59,465,000 $156,900 $2,865 5.23%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 98 $59,230,000 $604,388 $6,553 4.30%
FLINT, MI (FHA|USDA|VA) 433 $59,005,000 $136,270 $3,072 5.14%
MORGANTOWN, WV (FHA|USDA|VA) 238 $55,980,000 $235,210 $4,914 5.04%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 47 $53,365,000 $1,135,426 $8,702 4.03%
MONROE, MI (FHA|USDA|VA) 332 $46,930,000 $141,355 $3,644 5.26%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 77 $42,995,000 $558,377 $7,216 4.64%
Ashtabula, OH (FHA|USDA|VA) 411 $41,605,000 $101,229 $3,354 5.25%
Salem, OH (FHA|USDA|VA) 393 $41,525,000 $105,662 $3,014 5.37%
MUSKEGON, MI (FHA|USDA|VA) 316 $41,160,000 $130,253 $2,768 5.03%
Wooster, OH (FHA|USDA|VA) 349 $41,045,000 $117,607 $2,777 5.43%
Zanesville, OH (FHA|USDA|VA) 354 $40,670,000 $114,887 $3,964 5.38%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 69 $38,285,000 $554,855 $7,999 4.41%
RALEIGH-CARY, NC (FHA|USDA|VA) 86 $37,410,000 $435,000 $4,633 4.86%
MISSOULA, MT (FHA|USDA|VA) 4 $35,580,000 $8,895,000 $15,356 4.58%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 55 $35,455,000 $644,636 $7,992 4.14%
NILES, MI (FHA|USDA|VA) 183 $33,025,000 $180,464 $2,869 5.18%
SALT LAKE CITY, UT (FHA|USDA|VA) 42 $31,210,000 $743,095 $7,336 4.39%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 214 $30,450,000 $142,290 $3,733 5.11%
SAGINAW, MI (FHA|USDA|VA) 252 $30,000,000 $119,048 $3,069 5.24%
Sevierville, TN (FHA|USDA|VA) 43 $29,875,000 $694,767 $7,470 5.21%
ST. LOUIS, MO-IL (FHA|USDA|VA) 67 $29,825,000 $445,149 $4,230 4.54%
New Philadelphia-Dover, OH (FHA|USDA|VA) 253 $29,815,000 $117,846 $3,340 5.31%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 11 $28,945,000 $2,631,364 $5,929 4.61%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 197 $28,875,000 $146,574 $2,526 5.36%
BOULDER, CO (FHA|USDA|VA) 57 $28,565,000 $501,140 $4,979 4.51%
Clarksburg, WV (FHA|USDA|VA) 188 $28,500,000 $151,596 $4,308 5.05%
JACKSON, MI (FHA|USDA|VA) 234 $28,210,000 $120,556 $2,920 5.13%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 136 $28,120,000 $206,765 $3,389 4.86%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 16 $27,630,000 $1,726,875 $8,316 4.55%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 48 $27,440,000 $571,667 $7,881 4.01%
Findlay, OH (FHA|USDA|VA) 221 $26,775,000 $121,154 $2,972 5.33%
KNOXVILLE, TN (FHA|USDA|VA) 54 $26,550,000 $491,667 $6,919 5.28%
MANSFIELD, OH (FHA|USDA|VA) 233 $26,455,000 $113,541 $3,647 5.44%
FORT COLLINS, CO (FHA|USDA|VA) 60 $25,810,000 $430,167 $5,347 4.82%
CHARLESTON, WV (FHA|USDA|VA) 181 $25,775,000 $142,403 $3,977 5.24%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 240 $25,300,000 $105,417 $3,369 5.50%
Adrian, MI (FHA|USDA|VA) 197 $24,785,000 $125,812 $2,970 5.21%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 44 $23,950,000 $544,318 $13,585 5.28%
MIDLAND, MI (FHA|USDA|VA) 154 $23,520,000 $152,727 $2,499 5.06%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 85 $23,405,000 $275,353 $3,958 5.05%
New Castle, PA (FHA|USDA|VA) 229 $23,385,000 $102,118 $3,267 5.44%
SPRINGFIELD, OH (FHA|USDA|VA) 192 $22,650,000 $117,969 $3,488 5.19%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 96 $22,480,000 $234,167 $3,038 5.26%
BAY CITY, MI (FHA|USDA|VA) 199 $22,405,000 $112,588 $2,198 5.07%
Ashland, OH (FHA|USDA|VA) 197 $22,405,000 $113,731 $3,356 5.53%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 44 $21,880,000 $497,273 $7,337 4.52%
WHEELING, WV-OH (FHA|USDA|VA) 169 $21,785,000 $128,905 $4,320 5.27%
Sandusky, OH (FHA|USDA|VA) 147 $21,505,000 $146,293 $3,224 5.22%
Bellefontaine, OH (FHA|USDA|VA) 157 $20,435,000 $130,159 $3,176 5.53%
BECKLEY, WV (FHA|USDA|VA) 118 $19,680,000 $166,780 $4,334 5.00%
BATTLE CREEK, MI (FHA|USDA|VA) 177 $19,655,000 $111,045 $2,623 5.17%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 22 $19,640,000 $892,727 $8,171 4.14%
Mount Vernon, OH (FHA|USDA|VA) 112 $18,420,000 $164,464 $5,005 5.29%
Fairmont, WV (FHA|USDA|VA) 130 $17,230,000 $132,538 $4,455 5.17%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 69 $17,065,000 $247,319 $4,900 4.91%
Cadillac, MI (FHA|USDA|VA) 139 $16,715,000 $120,252 $2,452 5.16%
FORT WAYNE, IN (FHA|USDA|VA) 63 $16,525,000 $262,302 $3,299 4.65%
Marietta, OH (FHA|USDA|VA) 115 $16,245,000 $141,261 $3,376 5.32%
Chillicothe, OH (FHA|USDA|VA) 109 $16,175,000 $148,394 $4,149 5.16%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 13 $16,055,000 $1,235,000 $8,160 4.27%
JACKSONVILLE, FL (FHA|USDA|VA) 37 $15,995,000 $432,297 $5,995 4.00%
Defiance, OH (FHA|USDA|VA) 146 $15,580,000 $106,712 $3,105 5.35%
Cambridge, OH (FHA|USDA|VA) 137 $14,985,000 $109,380 $2,963 5.46%
Heber, UT (FHA|USDA|VA) 8 $14,420,000 $1,802,500 $7,605 3.62%
KANSAS CITY, MO-KS (FHA|USDA|VA) 34 $13,890,000 $408,529 $3,726 4.42%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 40 $13,770,000 $344,250 $6,741 4.45%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 91 $13,515,000 $148,516 $3,377 4.86%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 20 $13,200,000 $660,000 $7,663 4.32%
MADISON, WI (FHA|USDA|VA) 37 $13,155,000 $355,541 $4,279 4.54%
ALBUQUERQUE, NM (FHA|USDA|VA) 27 $13,105,000 $485,370 $5,998 4.45%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 36 $11,600,000 $322,222 $6,338 5.23%
LIMA, OH (FHA|USDA|VA) 95 $11,495,000 $121,000 $3,084 5.27%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 11 $11,485,000 $1,044,091 $7,764 4.57%
Marion, OH (FHA|USDA|VA) 110 $11,310,000 $102,818 $3,324 5.43%
Bucyrus-Galion, OH (FHA|USDA|VA) 139 $11,145,000 $80,180 $2,903 5.67%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 20 $10,900,000 $545,000 $8,771 4.35%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 28 $10,860,000 $387,857 $7,248 4.31%
Fremont, OH (FHA|USDA|VA) 94 $10,530,000 $112,021 $3,594 5.49%
ROCHESTER, MN (FHA|USDA|VA) 28 $10,350,000 $369,643 $3,909 4.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 56 $10,350,000 $184,821 $3,787 4.77%
Whitewater, WI (FHA|USDA|VA) 31 $10,265,000 $331,129 $3,263 4.64%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 24 $10,240,000 $426,667 $4,562 4.49%
ERIE, PA (FHA|USDA|VA) 68 $9,900,000 $145,588 $4,606 4.94%
Big Rapids, MI (FHA|USDA|VA) 95 $9,815,000 $103,316 $2,588 4.98%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 12 $9,740,000 $811,667 $7,139 3.91%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 13 $9,735,000 $748,846 $7,084 4.81%
GRAND FORKS, ND-MN (FHA|USDA|VA) 55 $9,635,000 $175,182 $4,540 4.77%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 28 $9,360,000 $334,286 $6,841 5.30%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 14 $9,360,000 $668,571 $7,852 4.86%
GREELEY, CO (FHA|USDA|VA) 48 $9,050,000 $188,542 $5,962 5.93%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 26 $9,010,000 $346,538 $5,209 4.98%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 28 $8,870,000 $316,786 $6,885 5.32%
Washington Court House, OH (FHA|USDA|VA) 91 $8,705,000 $95,659 $2,862 5.28%
RICHMOND, VA (FHA|USDA|VA) 19 $8,675,000 $456,579 $6,611 4.39%
PUNTA GORDA, FL (FHA|USDA|VA) 18 $8,630,000 $479,444 $5,943 4.47%
MORRISTOWN, TN (FHA|USDA|VA) 17 $8,505,000 $500,294 $8,240 4.00%
Marquette, MI (FHA|USDA|VA) 36 $8,320,000 $231,111 $3,048 4.89%
TUCSON, AZ (FHA|USDA|VA) 15 $8,295,000 $553,000 $9,853 4.31%
BLOOMINGTON, IN (FHA|USDA|VA) 32 $8,260,000 $258,125 $3,852 5.25%
PROVO-OREM, UT (FHA|USDA|VA) 11 $8,105,000 $736,818 $8,619 4.23%
Edwards, CO (FHA|USDA|VA) 14 $7,900,000 $564,286 $8,896 5.56%
Greenville, OH (FHA|USDA|VA) 63 $7,875,000 $125,000 $3,146 5.10%
ASHEVILLE, NC (FHA|USDA|VA) 22 $7,810,000 $355,000 $4,674 6.14%
Norwalk, OH (FHA|USDA|VA) 71 $7,765,000 $109,366 $2,396 4.95%
Ludington, MI (FHA|USDA|VA) 57 $7,235,000 $126,930 $2,399 5.31%
YORK-HANOVER, PA (FHA|USDA|VA) 24 $7,000,000 $291,667 $5,893 5.15%
WORCESTER, MA-CT (FHA|USDA|VA) 12 $6,960,000 $580,000 $4,537 3.63%
Hillsdale, MI (FHA|USDA|VA) 49 $6,875,000 $140,306 $2,938 5.20%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 16 $6,760,000 $422,500 $6,157 4.66%
FARGO, ND-MN (FHA|USDA|VA) 23 $6,745,000 $293,261 $4,418 5.21%
MANKATO, MN (FHA|USDA|VA) 30 $6,620,000 $220,667 $4,365 4.91%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 11 $6,475,000 $588,636 $5,854 4.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 15 $6,405,000 $427,000 $5,785 4.20%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 15 $6,385,000 $425,667 $4,315 4.20%
Breckenridge, CO (FHA|USDA|VA) 7 $6,355,000 $907,857 $4,791 5.09%
KOKOMO, IN (FHA|USDA|VA) 48 $6,330,000 $131,875 $2,767 4.87%
DULUTH, MN-WI (FHA|USDA|VA) 20 $6,300,000 $315,000 $5,009 5.26%
Mount Pleasant, MI (FHA|USDA|VA) 50 $6,270,000 $125,400 $2,857 5.35%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 36 $6,230,000 $173,056 $7,468 5.30%
Richmond, IN (FHA|USDA|VA) 60 $6,120,000 $102,000 $2,468 4.95%
Sturgis, MI (FHA|USDA|VA) 51 $6,055,000 $118,725 $3,875 5.22%
GREEN BAY, WI (FHA|USDA|VA) 22 $6,010,000 $273,182 $2,441 4.26%
Elkins, WV (FHA|USDA|VA) 47 $5,895,000 $125,426 $3,558 5.33%
Tiffin, OH (FHA|USDA|VA) 62 $5,880,000 $94,839 $3,681 5.61%
Steamboat Springs, CO (FHA|USDA|VA) 8 $5,830,000 $728,750 $5,257 4.69%
LANCASTER, PA (FHA|USDA|VA) 22 $5,710,000 $259,545 $8,003 5.30%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 8 $5,680,000 $710,000 $4,754 4.34%
OKLAHOMA CITY, OK (FHA|USDA|VA) 17 $5,675,000 $333,824 $5,194 4.47%
Sault Ste. Marie, MI (FHA|USDA|VA) 52 $5,660,000 $108,846 $3,026 5.63%
TERRE HAUTE, IN (FHA|USDA|VA) 39 $5,525,000 $141,667 $3,005 4.54%
RACINE, WI (FHA|USDA|VA) 47 $5,495,000 $116,915 $3,682 5.11%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 13 $5,475,000 $421,154 $4,567 4.00%
Urbana, OH (FHA|USDA|VA) 39 $5,465,000 $140,128 $3,334 5.68%
ST. GEORGE, UT (FHA|USDA|VA) 5 $5,425,000 $1,085,000 $6,243 4.72%
PEORIA, IL (FHA|USDA|VA) 22 $5,400,000 $245,455 $2,895 4.55%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 6 $5,400,000 $900,000 $7,177 4.54%
LINCOLN, NE (FHA|USDA|VA) 8 $5,380,000 $672,500 $4,727 4.12%
Durango, CO (FHA|USDA|VA) 11 $5,355,000 $486,818 $5,361 5.37%
SPRINGFIELD, IL (FHA|USDA|VA) 14 $5,310,000 $379,286 $4,375 4.86%
BISMARCK, ND (FHA|USDA|VA) 20 $5,280,000 $264,000 $5,671 4.69%
PANAMA CITY, FL (FHA|USDA|VA) 11 $5,245,000 $476,818 $7,051 4.49%
BILLINGS, MT (FHA|USDA|VA) 8 $5,230,000 $653,750 $6,458 4.65%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 9 $5,175,000 $575,000 $8,003 4.17%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $5,115,000 $393,462 $5,777 4.42%
READING, PA (FHA|USDA|VA) 27 $5,095,000 $188,704 $5,984 5.54%
BEND, OR (FHA|USDA|VA) 7 $5,015,000 $716,429 $7,139 4.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 25 $4,985,000 $199,400 $8,211 5.85%
ROCKFORD, IL (FHA|USDA|VA) 35 $4,985,000 $142,429 $4,550 5.59%
SAVANNAH, GA (FHA|USDA|VA) 6 $4,930,000 $821,667 $7,802 4.06%
RAPID CITY, SD (FHA|USDA|VA) 8 $4,620,000 $577,500 $4,753 4.51%
PORT ST. LUCIE, FL (FHA|USDA|VA) 12 $4,490,000 $374,167 $6,069 4.56%
Angola, IN (FHA|USDA|VA) 15 $4,485,000 $299,000 $3,644 4.45%
GRAND JUNCTION, CO (FHA|USDA|VA) 13 $4,455,000 $342,692 $3,315 5.15%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 13 $4,425,000 $340,385 $4,013 4.43%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 14 $4,390,000 $313,571 $5,511 5.20%
WINSTON-SALEM, NC (FHA|USDA|VA) 18 $4,320,000 $240,000 $7,517 6.20%
Coldwater, MI (FHA|USDA|VA) 35 $4,255,000 $121,571 $3,293 5.11%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 24 $4,250,000 $177,083 $2,726 5.49%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $4,185,000 $837,000 $9,465 5.65%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 13 $4,115,000 $316,538 $3,099 4.28%
Alma, MI (FHA|USDA|VA) 43 $3,985,000 $92,674 $2,857 5.33%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 30 $3,960,000 $132,000 $3,791 5.49%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 10 $3,890,000 $389,000 $7,352 4.79%
Glenwood Springs, CO (FHA|USDA|VA) 10 $3,840,000 $384,000 $5,506 4.55%
Wilmington, OH (FHA|USDA|VA) 28 $3,840,000 $137,143 $3,809 5.09%
Boone, NC (FHA|USDA|VA) 7 $3,755,000 $536,429 $5,062 5.46%
EVANSVILLE, IN-KY (FHA|USDA|VA) 21 $3,705,000 $176,429 $3,702 5.72%
WILMINGTON, NC (FHA|USDA|VA) 11 $3,695,000 $335,909 $4,234 6.21%
Brainerd, MN (FHA|USDA|VA) 9 $3,665,000 $407,222 $6,391 4.47%
Athens, OH (FHA|USDA|VA) 18 $3,630,000 $201,667 $4,303 5.54%
NAPA, CA (FHA|USDA|VA) 3 $3,615,000 $1,205,000 $9,806 3.21%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $3,570,000 $595,000 $9,358 4.08%
BELLINGHAM, WA (FHA|USDA|VA) 4 $3,330,000 $832,500 $10,255 5.11%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 7 $3,325,000 $475,000 $12,750 5.11%
Alpena, MI (FHA|USDA|VA) 34 $3,250,000 $95,588 $2,651 5.14%
Wapakoneta, OH (FHA|USDA|VA) 27 $3,245,000 $120,185 $4,141 5.83%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $3,235,000 $462,143 $6,956 4.54%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $3,215,000 $643,000 $6,657 4.74%
SIOUX FALLS, SD (FHA|USDA|VA) 5 $3,215,000 $643,000 $3,312 4.47%
WICHITA, KS (FHA|USDA|VA) 7 $3,205,000 $457,857 $5,900 4.40%
TULSA, OK (FHA|USDA|VA) 8 $3,140,000 $392,500 $6,793 4.20%
DECATUR, IL (FHA|USDA|VA) 14 $3,100,000 $221,429 $2,522 5.20%
Warsaw, IN (FHA|USDA|VA) 15 $3,055,000 $203,667 $2,810 5.79%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $3,045,000 $1,015,000 $7,627 4.90%
THE VILLAGES, FL (FHA|USDA|VA) 10 $3,030,000 $303,000 $6,131 4.67%
COLUMBUS, IN (FHA|USDA|VA) 15 $3,025,000 $201,667 $3,363 4.93%
MUNCIE, IN (FHA|USDA|VA) 22 $2,990,000 $135,909 $2,885 5.41%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $2,935,000 $978,333 $6,531 3.17%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 9 $2,925,000 $325,000 $2,580 4.94%
BOWLING GREEN, KY (FHA|USDA|VA) 10 $2,890,000 $289,000 $4,113 5.16%
RENO, NV (FHA|USDA|VA) 4 $2,890,000 $722,500 $6,950 4.26%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $2,885,000 $320,556 $5,067 4.49%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $2,855,000 $2,855,000 $7,812 3.35%
Jamestown, ND (FHA|USDA|VA) 9 $2,845,000 $316,111 $5,216 3.26%
Plymouth, IN (FHA|USDA|VA) 6 $2,800,000 $466,667 $4,233 4.01%
JOHNSON CITY, TN (FHA|USDA|VA) 10 $2,790,000 $279,000 $5,549 5.34%
STOCKTON, CA (FHA|USDA|VA) 4 $2,740,000 $685,000 $5,715 3.81%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 7 $2,735,000 $390,714 $6,732 4.01%
Kalispell, MT (FHA|USDA|VA) 3 $2,715,000 $905,000 $7,238 4.29%
WAUSAU-WESTON, WI (FHA|USDA|VA) 12 $2,710,000 $225,833 $2,459 5.25%
Coshocton, OH (FHA|USDA|VA) 22 $2,690,000 $122,273 $3,431 5.46%
Kill Devil Hills, NC (FHA|USDA|VA) 5 $2,685,000 $537,000 $6,543 5.77%
GAINESVILLE, FL (FHA|USDA|VA) 7 $2,635,000 $376,429 $5,932 4.05%
Richmond-Berea, KY (FHA|USDA|VA) 13 $2,625,000 $201,923 $4,125 5.23%
APPLETON, WI (FHA|USDA|VA) 11 $2,605,000 $236,818 $3,045 4.35%
ST. CLOUD, MN (FHA|USDA|VA) 21 $2,565,000 $122,143 $2,201 5.67%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 7 $2,565,000 $366,429 $5,226 5.10%
Helena, MT (FHA|USDA|VA) 3 $2,545,000 $848,333 $10,533 5.13%
Outside of Metro Areas 3 $2,415,000 $805,000 $6,578 4.59%
Houghton, MI (FHA|USDA|VA) 15 $2,375,000 $158,333 $2,859 5.31%
JOHNSTOWN, PA (FHA|USDA|VA) 4 $2,350,000 $587,500 $8,590 4.01%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $2,340,000 $390,000 $5,418 5.38%
LUBBOCK, TX (FHA|USDA|VA) 7 $2,305,000 $329,286 $6,413 4.84%
Iron Mountain, MI-WI (FHA|USDA|VA) 10 $2,250,000 $225,000 $3,853 4.69%
Montrose, CO (FHA|USDA|VA) 5 $2,215,000 $443,000 $7,188 4.02%
Branson, MO (FHA|USDA|VA) 3 $2,175,000 $725,000 $5,572 3.83%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $2,075,000 $691,667 $7,095 4.42%
Bozeman, MT (FHA|USDA|VA) 3 $2,035,000 $678,333 $7,276 4.37%
COLUMBIA, SC (FHA|USDA|VA) 8 $1,840,000 $230,000 $4,632 4.41%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,835,000 $203,889 $3,837 6.63%
SANTA FE, NM (FHA|USDA|VA) 3 $1,835,000 $611,667 $6,287 4.75%
Red Wing, MN (FHA|USDA|VA) 8 $1,830,000 $228,750 $5,178 4.24%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,800,000 $450,000 $6,073 3.94%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $1,790,000 $895,000 $7,271 4.25%
SALINAS, CA (FHA|USDA|VA) 1 $1,785,000 $1,785,000 $8,579 4.38%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $1,775,000 $591,667 $8,240 4.49%
ROANOKE, VA (FHA|USDA|VA) 5 $1,755,000 $351,000 $5,161 4.73%
Sidney, OH (FHA|USDA|VA) 9 $1,745,000 $193,889 $6,685 4.62%
Bemidji, MN (FHA|USDA|VA) 3 $1,715,000 $571,667 $5,640 4.08%
Logansport, IN (FHA|USDA|VA) 10 $1,700,000 $170,000 $2,453 5.08%
DUBUQUE, IA (FHA|USDA|VA) 4 $1,680,000 $420,000 $4,319 3.93%
LAS CRUCES, NM (FHA|USDA|VA) 4 $1,670,000 $417,500 $4,954 4.61%
Portsmouth, OH (FHA|USDA|VA) 6 $1,650,000 $275,000 $4,096 5.67%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 6 $1,620,000 $270,000 $4,864 4.27%
Oil City, PA (FHA|USDA|VA) 11 $1,595,000 $145,000 $4,869 4.68%
Fort Morgan, CO (FHA|USDA|VA) 6 $1,580,000 $263,333 $4,772 4.10%
EAU CLAIRE, WI (FHA|USDA|VA) 8 $1,560,000 $195,000 $2,675 4.73%
Seneca, SC (FHA|USDA|VA) 5 $1,545,000 $309,000 $5,363 4.63%
SHEBOYGAN, WI (FHA|USDA|VA) 3 $1,535,000 $511,667 $7,281 5.05%
KANKAKEE, IL (FHA|USDA|VA) 9 $1,525,000 $169,444 $4,095 4.72%
Point Pleasant, WV-OH (FHA|USDA|VA) 13 $1,485,000 $114,231 $4,482 5.39%
Pottsville, PA (FHA|USDA|VA) 7 $1,475,000 $210,714 $4,943 5.10%
Cedar City, UT (FHA|USDA|VA) 3 $1,465,000 $488,333 $5,682 5.17%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $1,460,000 $730,000 $10,345 4.06%
Ottawa, IL (FHA|USDA|VA) 10 $1,450,000 $145,000 $5,124 5.19%
Connersville, IN (FHA|USDA|VA) 15 $1,435,000 $95,667 $3,206 5.32%
Auburn, IN (FHA|USDA|VA) 10 $1,420,000 $142,000 $1,807 5.17%
Lewisburg, PA (FHA|USDA|VA) 3 $1,415,000 $471,667 $8,545 5.07%
OCALA, FL (FHA|USDA|VA) 6 $1,410,000 $235,000 $6,916 4.97%
OWENSBORO, KY (FHA|USDA|VA) 6 $1,410,000 $235,000 $6,050 6.28%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $1,405,000 $1,405,000 $4,899 5.98%
MIDLAND, TX (FHA|USDA|VA) 3 $1,405,000 $468,333 $7,623 4.13%
SALEM, OR (FHA|USDA|VA) 2 $1,400,000 $700,000 $11,476 4.31%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 6 $1,380,000 $230,000 $3,062 4.14%
New Castle, IN (FHA|USDA|VA) 14 $1,350,000 $96,429 $2,563 4.91%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $1,350,000 $225,000 $7,314 4.54%
Red Bluff, CA (FHA|USDA|VA) 2 $1,340,000 $670,000 $5,343 4.13%
EAST STROUDSBURG, PA (FHA|USDA|VA) 7 $1,335,000 $190,714 $5,726 6.15%
EL PASO, TX (FHA|USDA|VA) 3 $1,335,000 $445,000 $6,532 5.38%
VALDOSTA, GA (FHA|USDA|VA) 5 $1,335,000 $267,000 $5,887 4.88%
Jefferson, GA (FHA|USDA|VA) 2 $1,330,000 $665,000 $2,063 3.75%
YAKIMA, WA (FHA|USDA|VA) 2 $1,330,000 $665,000 $11,384 4.31%
FRESNO, CA (FHA|USDA|VA) 2 $1,320,000 $660,000 $5,782 4.06%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $1,315,000 $1,315,000 $7,032 3.95%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $1,305,000 $435,000 $4,123 4.71%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 5 $1,305,000 $261,000 $6,307 4.87%
ODESSA, TX (FHA|USDA|VA) 2 $1,300,000 $650,000 $13,042 4.88%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $1,290,000 $645,000 $6,545 4.91%
GREAT FALLS, MT (FHA|USDA|VA) 2 $1,280,000 $640,000 $5,228 4.10%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $1,275,000 $425,000 $4,147 3.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $1,265,000 $253,000 $5,686 4.58%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 8 $1,260,000 $157,500 $6,321 5.04%
Lebanon, NH-VT (FHA|USDA|VA) 2 $1,240,000 $620,000 $6,016 3.91%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $1,235,000 $247,000 $7,857 5.03%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $1,230,000 $615,000 $4,816 3.63%
Meadville, PA (FHA|USDA|VA) 13 $1,215,000 $93,462 $4,226 5.43%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 7 $1,215,000 $173,571 $5,648 5.23%
Baraboo, WI (FHA|USDA|VA) 5 $1,205,000 $241,000 $7,912 5.70%
PUEBLO, CO (FHA|USDA|VA) 5 $1,195,000 $239,000 $5,304 4.68%
Rochelle, IL (FHA|USDA|VA) 8 $1,170,000 $146,250 $2,340 6.18%
Sonora, CA (FHA|USDA|VA) 1 $1,145,000 $1,145,000 $5,407 3.38%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $1,145,000 $1,145,000 $6,940 3.25%
Mount Airy, NC (FHA|USDA|VA) 3 $1,145,000 $381,667 $4,435 5.92%
Wabash, IN (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,520 5.23%
Seymour, IN (FHA|USDA|VA) 6 $1,130,000 $188,333 $2,860 5.51%
Astoria, OR (FHA|USDA|VA) 1 $1,125,000 $1,125,000 $9,934 5.38%
Frankfort, KY (FHA|USDA|VA) 6 $1,110,000 $185,000 $6,612 5.32%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 8 $1,110,000 $138,750 $4,716 5.78%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $1,110,000 $555,000 $4,063 3.50%
Quincy, IL-MO (FHA|USDA|VA) 7 $1,105,000 $157,857 $2,869 4.01%
GREENVILLE, NC (FHA|USDA|VA) 3 $1,095,000 $365,000 $3,897 4.44%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 7 $1,085,000 $155,000 $2,240 4.74%
WENATCHEE, WA (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $15,997 4.00%
GETTYSBURG, PA (FHA|USDA|VA) 2 $1,070,000 $535,000 $10,346 5.48%
Van Wert, OH (FHA|USDA|VA) 7 $1,065,000 $152,143 $5,051 4.59%
Crawfordsville, IN (FHA|USDA|VA) 13 $1,055,000 $81,154 $1,848 5.45%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $1,050,000 $525,000 $3,385 3.81%
Glasgow, KY (FHA|USDA|VA) 7 $1,045,000 $149,286 $3,197 4.39%
DANVILLE, IL (FHA|USDA|VA) 8 $1,040,000 $130,000 $3,199 4.76%
Frankfort, IN (FHA|USDA|VA) 10 $1,040,000 $104,000 $2,720 5.62%
Bardstown, KY (FHA|USDA|VA) 5 $1,025,000 $205,000 $5,173 4.97%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 9 $1,005,000 $111,667 $4,813 7.05%
LAWRENCE, KS (FHA|USDA|VA) 2 $1,000,000 $500,000 $3,824 4.48%
Lewisburg, TN (FHA|USDA|VA) 5 $995,000 $199,000 $4,180 5.34%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $975,000 $325,000 $14,232 6.28%
Paducah, KY-IL (FHA|USDA|VA) 4 $970,000 $242,500 $3,123 5.09%
CORVALLIS, OR (FHA|USDA|VA) 2 $970,000 $485,000 $9,929 4.63%
MONROE, LA (FHA|USDA|VA) 3 $955,000 $318,333 $8,331 3.67%
Kendallville, IN (FHA|USDA|VA) 7 $955,000 $136,429 $5,368 5.55%
Somerset, KY (FHA|USDA|VA) 5 $935,000 $187,000 $3,718 5.12%
Jasper, IN (FHA|USDA|VA) 3 $925,000 $308,333 $3,707 5.08%
Salina, KS (FHA|USDA|VA) 2 $920,000 $460,000 $4,261 4.06%
Clinton, IA (FHA|USDA|VA) 3 $915,000 $305,000 $4,749 3.63%
Owatonna, MN (FHA|USDA|VA) 6 $910,000 $151,667 $5,077 5.50%
BRUNSWICK, GA (FHA|USDA|VA) 1 $895,000 $895,000 $6,480 2.75%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $895,000 $895,000 $8,829 3.38%
WACO, TX (FHA|USDA|VA) 1 $895,000 $895,000 $9,055 6.00%
Greensburg, IN (FHA|USDA|VA) 3 $895,000 $298,333 $3,753 5.15%
Forest City, NC (FHA|USDA|VA) 2 $870,000 $435,000 $6,448 6.69%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 4 $840,000 $210,000 $3,359 3.91%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $825,000 $275,000 $4,868 3.23%
Celina, OH (FHA|USDA|VA) 6 $820,000 $136,667 $2,377 4.47%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $820,000 $410,000 $4,004 3.50%
La Grande, OR (FHA|USDA|VA) 1 $815,000 $815,000 $3,922 4.38%
MEDFORD, OR (FHA|USDA|VA) 1 $805,000 $805,000 $6,836 4.00%
Riverton, WY (FHA|USDA|VA) 2 $800,000 $400,000 $4,505 4.63%
Moses Lake, WA (FHA|USDA|VA) 2 $790,000 $395,000 $4,277 5.54%
HARRISONBURG, VA (FHA|USDA|VA) 2 $780,000 $390,000 $6,285 4.44%
LEBANON, PA (FHA|USDA|VA) 5 $775,000 $155,000 $6,081 6.02%
Faribault-Northfield, MN (FHA|USDA|VA) 7 $775,000 $110,714 $3,542 5.52%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $765,000 $765,000 $7,294 2.88%
Hailey, ID (FHA|USDA|VA) 1 $765,000 $765,000 $7,466 5.45%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $760,000 $380,000 $5,842 3.85%
Peru, IN (FHA|USDA|VA) 6 $760,000 $126,667 $3,243 5.17%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $755,000 $755,000 $4,540 4.95%
JOPLIN, MO (FHA|USDA|VA) 1 $745,000 $745,000 $11,786 3.33%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 4 $740,000 $185,000 $4,981 5.50%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $740,000 $370,000 $3,505 4.38%
JONESBORO, AR (FHA|USDA|VA) 1 $735,000 $735,000 $4,964 3.25%
Stevens Point, WI (FHA|USDA|VA) 4 $730,000 $182,500 $3,177 5.28%
MADERA, CA (FHA|USDA|VA) 1 $725,000 $725,000 $7,409 3.50%
SPARTANBURG, SC (FHA|USDA|VA) 4 $720,000 $180,000 $3,777 4.53%
Bedford, IN (FHA|USDA|VA) 3 $715,000 $238,333 $4,425 5.51%
Huntington, IN (FHA|USDA|VA) 7 $715,000 $102,143 $2,452 5.34%
ENID, OK (FHA|USDA|VA) 1 $705,000 $705,000 $3,639 3.38%
Garden City, KS (FHA|USDA|VA) 2 $700,000 $350,000 $2,585 5.85%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $675,000 $225,000 $2,704 5.74%
BLOOMINGTON, IL (FHA|USDA|VA) 4 $670,000 $167,500 $3,171 6.06%
Key West, FL (FHA|USDA|VA) 1 $665,000 $665,000 $11,375 5.25%
Marion, IN (FHA|USDA|VA) 9 $665,000 $73,889 $2,399 6.02%
Cañon City, CO (FHA|USDA|VA) 2 $660,000 $330,000 $3,915 4.88%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $655,000 $655,000 $11,824 4.25%
CHEYENNE, WY (FHA|USDA|VA) 1 $655,000 $655,000 $4,948 4.00%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $645,000 $215,000 $5,169 4.13%
Clewiston, FL (FHA|USDA|VA) 1 $645,000 $645,000 $7,198 4.13%
Albert Lea, MN (FHA|USDA|VA) 4 $640,000 $160,000 $3,997 5.44%
Newport, OR (FHA|USDA|VA) 1 $635,000 $635,000 $10,595 5.50%
REDDING, CA (FHA|USDA|VA) 1 $635,000 $635,000 $5,938 4.50%
BURLINGTON, NC (FHA|USDA|VA) 3 $635,000 $211,667 $3,042 5.38%
MOBILE, AL (FHA|USDA|VA) 3 $635,000 $211,667 $2,927 4.28%
Gillette, WY (FHA|USDA|VA) 1 $635,000 $635,000 $4,959 4.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $635,000 $127,000 $0 4.38%
IOWA CITY, IA (FHA|USDA|VA) 2 $620,000 $310,000 $4,054 4.38%
Statesboro, GA (FHA|USDA|VA) 1 $615,000 $615,000 $2,431 5.50%
Alexandria, MN (FHA|USDA|VA) 1 $605,000 $605,000 $0 5.79%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $605,000 $201,667 $7,530 4.33%
Madison, IN (FHA|USDA|VA) 2 $590,000 $295,000 $3,505 3.31%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $590,000 $295,000 $2,688 4.11%
GRANTS PASS, OR (FHA|USDA|VA) 1 $585,000 $585,000 $5,773 4.83%
Roseburg, OR (FHA|USDA|VA) 1 $585,000 $585,000 $4,940 5.20%
North Vernon, IN (FHA|USDA|VA) 4 $580,000 $145,000 $4,117 4.22%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $580,000 $290,000 $3,992 4.25%
London, KY (FHA|USDA|VA) 2 $580,000 $290,000 $3,069 5.70%
Taos, NM (FHA|USDA|VA) 1 $575,000 $575,000 $4,957 5.13%
Sterling, IL (FHA|USDA|VA) 4 $570,000 $142,500 $6,758 3.86%
Laramie, WY (FHA|USDA|VA) 1 $565,000 $565,000 $5,094 3.88%
Jackson, OH (FHA|USDA|VA) 6 $560,000 $93,333 $4,209 5.25%
Watertown, SD (FHA|USDA|VA) 1 $555,000 $555,000 $3,927 4.50%
Ponca City, OK (FHA|USDA|VA) 1 $555,000 $555,000 $6,968 3.63%
FLORENCE, SC (FHA|USDA|VA) 1 $555,000 $555,000 $5,702 4.38%
Emporia, KS (FHA|USDA|VA) 1 $555,000 $555,000 $7,732 5.58%
Minot, ND (FHA|USDA|VA) 2 $550,000 $275,000 $4,879 4.49%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $550,000 $275,000 $3,914 3.81%
ABILENE, TX (FHA|USDA|VA) 1 $545,000 $545,000 $7,365 4.38%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $535,000 $535,000 $15,640 3.50%
Centralia, WA (FHA|USDA|VA) 1 $535,000 $535,000 $4,469 2.88%
Vineyard Haven, MA (FHA|USDA|VA) 1 $505,000 $505,000 $7,527 4.38%
ROCHESTER, NY (FHA|USDA|VA) 1 $505,000 $505,000 $6,327 6.00%
Greenwood, SC (FHA|USDA|VA) 1 $495,000 $495,000 $4,337 5.83%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $495,000 $165,000 $5,841 5.58%
Pullman, WA (FHA|USDA|VA) 1 $495,000 $495,000 $3,550 3.00%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $475,000 $475,000 $4,544 4.13%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $470,000 $235,000 $4,459 5.69%
Dixon, IL (FHA|USDA|VA) 4 $470,000 $117,500 $2,858 5.73%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $470,000 $235,000 $7,157 4.31%
FARMINGTON, NM (FHA|USDA|VA) 1 $465,000 $465,000 $5,100 6.00%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $455,000 $455,000 $4,116 4.88%
GAINESVILLE, GA (FHA|USDA|VA) 1 $455,000 $455,000 $14,036 4.63%
Maysville, KY (FHA|USDA|VA) 3 $435,000 $145,000 $5,511 5.80%
West Plains, MO (FHA|USDA|VA) 1 $425,000 $425,000 $5,121 4.95%
Los Alamos, NM (FHA|USDA|VA) 1 $425,000 $425,000 $7,247 4.88%
McMinnville, TN (FHA|USDA|VA) 1 $425,000 $425,000 $4,435 4.38%
Somerset, PA (FHA|USDA|VA) 4 $420,000 $105,000 $6,084 5.28%
Decatur, IN (FHA|USDA|VA) 3 $415,000 $138,333 $3,415 7.42%
Rolla, MO (FHA|USDA|VA) 1 $415,000 $415,000 $8,428 4.50%
ITHACA, NY (FHA|USDA|VA) 1 $415,000 $415,000 $5,601 5.13%
Charleston-Mattoon, IL (FHA|USDA|VA) 3 $415,000 $138,333 $2,514 6.70%
LYNCHBURG, VA (FHA|USDA|VA) 2 $410,000 $205,000 $3,669 5.36%
JACKSON, MS (FHA|USDA|VA) 1 $405,000 $405,000 $4,153 3.48%
Hutchinson, MN (FHA|USDA|VA) 4 $400,000 $100,000 $5,788 5.77%
Kirksville, MO (FHA|USDA|VA) 2 $400,000 $200,000 $2,448 4.75%
Fairmont, MN (FHA|USDA|VA) 1 $395,000 $395,000 $6,802 6.63%
St. Marys, GA (FHA|USDA|VA) 2 $390,000 $195,000 $3,792 3.44%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $390,000 $195,000 $5,330 5.06%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $390,000 $195,000 $7,618 6.35%
AMES, IA (FHA|USDA|VA) 1 $385,000 $385,000 $3,811 5.38%
Cullowhee, NC (FHA|USDA|VA) 1 $385,000 $385,000 $0 6.00%
Huron, SD (FHA|USDA|VA) 1 $375,000 $375,000 $3,397 6.00%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $375,000 $125,000 $0 4.33%
Bluefield, WV-VA (FHA|USDA|VA) 3 $375,000 $125,000 $6,483 6.42%
Albertville, AL (FHA|USDA|VA) 1 $375,000 $375,000 $4,071 5.50%
GOLDSBORO, NC (FHA|USDA|VA) 3 $375,000 $125,000 $3,525 6.34%
KINGSTON, NY (FHA|USDA|VA) 2 $370,000 $185,000 $5,496 3.31%
Cornelia, GA (FHA|USDA|VA) 1 $365,000 $365,000 $4,274 3.38%
Oak Harbor, WA (FHA|USDA|VA) 1 $365,000 $365,000 $5,169 6.13%
Burlington, IA-IL (FHA|USDA|VA) 1 $355,000 $355,000 $1,585 2.50%
Farmington, MO (FHA|USDA|VA) 1 $355,000 $355,000 $7,828 4.00%
Pella, IA (FHA|USDA|VA) 1 $355,000 $355,000 $3,431 4.58%
Bradford, PA (FHA|USDA|VA) 3 $345,000 $115,000 $5,087 5.01%
CASPER, WY (FHA|USDA|VA) 1 $345,000 $345,000 $4,034 6.13%
Elizabeth City, NC (FHA|USDA|VA) 1 $345,000 $345,000 $11,271 3.63%
Sheridan, WY (FHA|USDA|VA) 1 $345,000 $345,000 $8,542 6.00%
Williston, ND (FHA|USDA|VA) 1 $345,000 $345,000 $4,114 4.13%
Beaver Dam, WI (FHA|USDA|VA) 3 $335,000 $111,667 $3,289 4.93%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $335,000 $111,667 $3,520 7.25%
Ada, OK (FHA|USDA|VA) 1 $335,000 $335,000 $9,965 5.08%
MONTGOMERY, AL (FHA|USDA|VA) 1 $335,000 $335,000 $4,669 3.75%
POCATELLO, ID (FHA|USDA|VA) 1 $325,000 $325,000 $4,945 3.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $325,000 $325,000 $2,907 4.38%
LOGAN, UT-ID (FHA|USDA|VA) 1 $325,000 $325,000 $3,991 3.28%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $315,000 $315,000 $3,612 5.58%
Newberry, SC (FHA|USDA|VA) 1 $315,000 $315,000 $4,645 3.13%
DALTON, GA (FHA|USDA|VA) 2 $310,000 $155,000 $6,434 5.56%
DuBois, PA (FHA|USDA|VA) 2 $310,000 $155,000 $3,905 4.96%
Campbellsville, KY (FHA|USDA|VA) 1 $305,000 $305,000 $7,660 5.38%
TYLER, TX (FHA|USDA|VA) 1 $295,000 $295,000 $8,247 6.88%
Auburn, NY (FHA|USDA|VA) 1 $295,000 $295,000 $5,019 4.50%
Madisonville, KY (FHA|USDA|VA) 2 $290,000 $145,000 $0 6.09%
Austin, MN (FHA|USDA|VA) 1 $285,000 $285,000 $3,674 5.25%
Shelby, NC (FHA|USDA|VA) 2 $280,000 $140,000 $0 5.95%
DOTHAN, AL (FHA|USDA|VA) 1 $265,000 $265,000 $10,336 7.63%
Lock Haven, PA (FHA|USDA|VA) 3 $265,000 $88,333 $2,121 7.37%
Shawano, WI (FHA|USDA|VA) 2 $260,000 $130,000 $5,084 5.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.30%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $245,000 $245,000 $4,843 5.38%
LONGVIEW, WA (FHA|USDA|VA) 1 $245,000 $245,000 $7,278 2.88%
DOVER, DE (FHA|USDA|VA) 1 $245,000 $245,000 $3,278 6.00%
Scottsburg, IN (FHA|USDA|VA) 2 $240,000 $120,000 $2,729 3.80%
Henderson, NC (FHA|USDA|VA) 2 $240,000 $120,000 $0 6.61%
Lake City, FL (FHA|USDA|VA) 1 $235,000 $235,000 $9,030 3.38%
CLEVELAND, TN (FHA|USDA|VA) 3 $235,000 $78,333 $5,402 4.81%
Torrington, CT (FHA|USDA|VA) 3 $235,000 $78,333 $0 6.70%
Clovis, NM (FHA|USDA|VA) 1 $235,000 $235,000 $3,283 4.50%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $215,000 $215,000 $5,287 3.75%
Mitchell, SD (FHA|USDA|VA) 1 $215,000 $215,000 $4,353 2.88%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $215,000 $215,000 $5,101 5.00%
New Ulm, MN (FHA|USDA|VA) 1 $215,000 $215,000 $5,083 6.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $205,000 $205,000 $4,806 3.25%
Willmar, MN (FHA|USDA|VA) 2 $200,000 $100,000 $3,335 5.43%
Washington, IN (FHA|USDA|VA) 2 $200,000 $100,000 $1,123 6.83%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $195,000 $195,000 $2,519 3.75%
Marion, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.24%
Pierre, SD (FHA|USDA|VA) 1 $195,000 $195,000 $6,193 4.50%
Manitowoc, WI (FHA|USDA|VA) 2 $190,000 $95,000 $2,639 4.44%
Paris, TN (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.19%
Palatka, FL (FHA|USDA|VA) 1 $185,000 $185,000 $8,218 3.38%
Huntingdon, PA (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.39%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,162 3.50%
Aberdeen, WA (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.00%
Shelbyville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $7,486 6.63%
NEW BERN, NC (FHA|USDA|VA) 2 $170,000 $85,000 $3,443 6.17%
BATON ROUGE, LA (FHA|USDA|VA) 1 $155,000 $155,000 $4,128 5.75%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $155,000 $155,000 $5,864 4.63%
Portales, NM (FHA|USDA|VA) 1 $145,000 $145,000 $4,163 3.50%
Marinette, WI-MI (FHA|USDA|VA) 2 $140,000 $70,000 $2,431 5.26%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,466 4.38%
ALBANY, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,616 4.13%
Warren, PA (FHA|USDA|VA) 2 $130,000 $65,000 $2,151 5.56%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $130,000 $65,000 $2,524 6.19%
COLUMBIA, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,756 4.13%
Newport, TN (FHA|USDA|VA) 1 $115,000 $115,000 $4,566 4.38%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $115,000 $115,000 $3,204 3.38%
Craig, CO (FHA|USDA|VA) 2 $110,000 $55,000 $0 9.20%
Morehead City, NC (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.73%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $105,000 $105,000 $5,106 5.63%
Grand Rapids, MN (FHA|USDA|VA) 1 $105,000 $105,000 $3,221 4.00%
Dodge City, KS (FHA|USDA|VA) 1 $105,000 $105,000 $1,629 5.63%
Indiana, PA (FHA|USDA|VA) 2 $100,000 $50,000 $0 6.03%
Escanaba, MI (FHA|USDA|VA) 2 $100,000 $50,000 $0 6.84%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,343 2.88%
Lawrenceburg, TN (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.90%
Pontiac, IL (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.86%
Vincennes, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.23%
Bluffton, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.71%
Cookeville, TN (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.80%
Athens, TN (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.19%
Danville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.10%
Wilson, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.89%
Murray, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.64%
Marshall, MN (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.50%
Martin, TN (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.46%
ALTOONA, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,139 3.50%
Fergus Falls, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.05%
Mayfield, KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.51%
Mount Sterling, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.46%
Sunbury, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.04%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.64%
Central City, KY (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.76%
The Huntington National Bank's top markets include Chicago, Columbus, Detroit, Cleveland, and Cincinnati among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 32,026 $3,796,410,000 $118,541 n/a 5.78%
    Conventional 31,888 $10,650,230,000 $333,989 $3,774 4.53%
    FHA 3,012 $503,710,000 $167,234 $7,000 4.94%
    VA 531 $128,365,000 $241,742 $5,954 4.62%
    USDA 67 $9,715,000 $145,000 $5,285 4.90%
    FHA 1 $155,000 $155,000 $0 5.24%

    For 2022, The Huntington National Bank's most frequently originated type of loan was HELOC, with 32,026 originations. Their 2nd most popular type was Conventional, with 31,888 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 21,467 $8,324,195,000 $387,767 $5,274 4.79%
    Home Improvement 16,589 $1,648,585,000 $99,378 $903 5.94%
    Cash Out Refi 14,492 $2,578,940,000 $177,956 $2,323 4.61%
    Other 8,074 $939,480,000 $116,359 $2,190 5.99%
    Refi 6,903 $1,597,385,000 $231,404 $3,090 4.44%

    For 2022, The Huntington National Bank's most frequently cited loan purpose was Home Purchase, with 21,467 originations. The 2nd most popular reason was Home Improvement, with 16,589 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 58,359 $12,749,395,000 $218,465 $5,043 5.27%
    15 Year 5,148 $830,830,000 $161,389 $1,816 3.98%
    10 Year 1,841 $238,535,000 $129,568 $650 4.55%
    20 Year 1,272 $183,000,000 $143,868 $1,835 4.85%
    Other 771 $461,995,000 $599,215 $739 5.27%
    5 Year 125 $541,975,000 $4,335,800 $274 5.45%
    1 Year 6 $3,480,000 $580,000 $0 7.46%
    3 Year 3 $79,375,000 $26,458,333 $0 6.92%

    For 2022, The Huntington National Bank's most frequently cited loan duration was 30 Year, with 58,359 originations. The 2nd most popular length was 15 Year, with 5,148 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 15,872 $5,164,060,000 $325,357
    $<1k 10,476 $2,024,630,000 $193,264
    $2k-3k 3,222 $858,400,000 $266,418
    $5k+ 1,518 $827,250,000 $544,960
    $3k-4k 1,454 $462,060,000 $317,785
    $4k-5k 774 $290,460,000 $375,271

    The Huntington National Bank's average total fees were $5,043, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 15,872 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 15,202 $3,896,310,000 $256,302
    5-6% 14,926 $3,353,730,000 $224,690
    4-5% 13,851 $3,304,925,000 $238,606
    6-7% 9,111 $1,463,375,000 $160,616
    7-8% 5,459 $659,295,000 $120,772
    2.5-3% 4,607 $1,585,515,000 $344,153
    Over 8% 3,571 $222,265,000 $62,242
    <2.5% 798 $603,170,000 $755,852

    During 2022, The Huntington National Bank's average interest rate for loans was 5.27%, while their most frequently originated rate bucket for loans was 3-4%, with 15,202 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 26,154 $1,657,330,000 $63,368 $1,934 5.86%
    $100k-200k 20,704 $2,949,180,000 $142,445 $3,388 4.89%
    $200k-400k 12,675 $3,495,305,000 $275,764 $4,753 4.67%
    $400k-600k 4,017 $1,940,295,000 $483,021 $5,742 4.36%
    $600k-1MM 2,889 $2,164,825,000 $749,334 $6,418 4.09%
    $1MM+ 1,086 $2,881,650,000 $2,653,453 $8,781 3.81%

    2022 saw The Huntington National Bank place emphasis on $100,000 or less loans with 26,154 originations, totaling $1,657,330,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 13,998 $1,733,120,000 $123,812 $3,476 5.28%
    $100k-150k 13,442 $2,422,420,000 $180,213 $4,192 5.18%
    $50k or less 10,901 $1,015,905,000 $93,194 $3,199 5.29%
    $75k-100k 10,829 $1,568,785,000 $144,869 $3,736 5.27%
    $150k-250k 10,422 $2,708,420,000 $259,875 $4,709 5.03%
    $250k+ 7,806 $4,275,380,000 $547,704 $6,128 4.60%

    The Huntington National Bank lent most frequently to those with incomes in the $50k-75k range, with 13,998 originations. The second most popular income band? $100k-150k, with 13,442 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 14,663 $3,068,685,000 $209,281 $3,762 4.91%
    30-36% 12,130 $2,549,620,000 $210,191 $4,079 5.08%
    <20% 6,216 $1,549,410,000 $249,262 $3,430 4.56%
    49% 4,132 $616,290,000 $149,151 $4,435 5.63%
    44% 3,171 $474,135,000 $149,522 $4,292 5.82%
    42% 2,468 $547,640,000 $221,896 $4,509 5.22%
    41% 2,357 $503,845,000 $213,765 $4,365 5.19%
    43% 2,334 $417,190,000 $178,745 $4,274 5.50%
    40% 2,320 $495,580,000 $213,612 $4,180 5.21%
    39% 2,306 $498,790,000 $216,301 $4,352 5.21%
    37% 2,270 $489,830,000 $215,784 $4,315 5.06%
    38% 2,268 $478,680,000 $211,058 $4,271 5.26%
    36% 2,227 $471,165,000 $211,569 $4,086 5.20%
    48% 2,079 $380,765,000 $183,148 $4,292 5.38%
    45% 1,883 $340,675,000 $180,921 $4,307 5.45%
    47% 1,721 $307,125,000 $178,457 $4,244 5.28%
    46% 1,697 $320,385,000 $188,795 $4,625 5.21%
    50-60% 1,126 $203,390,000 $180,631 $7,093 5.59%
    >60% 16 $9,780,000 $611,250 $4,627 5.11%

    The Huntington National Bank lent most frequently to those with DTI ratios of 20-30%, with 14,663 originations. The next most common DTI ratio? 30-36%, with 12,130 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 52,296 $10,184,760,000 $194,752 $3,922 5.16%
    Not provided 9,338 $1,936,170,000 $207,343 $4,230 5.15%
    Not applicable 102 $1,360,960,000 $13,342,745 $0 5.76%
    Asian 1,961 $763,465,000 $389,324 $5,383 4.54%
    Black 2,754 $473,860,000 $172,062 $5,070 5.37%
    Asian Indian 490 $221,350,000 $451,735 $5,665 4.37%
    American Indian 266 $54,250,000 $203,947 $4,185 5.28%
    Other Asian 124 $39,160,000 $315,806 $5,328 4.88%
    Chinese 39 $14,555,000 $373,205 $4,744 4.85%
    Filipino 35 $11,395,000 $325,571 $6,913 5.52%
    Korean 25 $9,865,000 $394,600 $4,984 4.45%
    Other Pacific Islander 35 $7,395,000 $211,286 $5,401 5.45%
    Vietnamese 24 $6,580,000 $274,167 $4,974 5.23%
    Native Hawaiian or Islander 31 $4,185,000 $135,000 $3,490 5.44%
    Japanese 3 $565,000 $188,333 $3,246 5.30%
    Samoan 1 $45,000 $45,000 $0 9.04%
    Guamanian 1 $25,000 $25,000 $0 6.52%

    Approval Rates

    Total approvals of all applications
    77.36%

    The Huntington National Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    73.48%

    The Huntington National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 67,525 $15,088,585,000 $223,452

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    67,525 $15,088,585,000 $223,452

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 16,028 $2,060,290,000 $128,543 $1,480 5.46%
    40-60% 10,681 $2,579,115,000 $241,468 $2,477 4.65%
    60-80% 14,067 $4,187,805,000 $297,704 $4,111 4.55%
    80-100% 16,306 $5,453,960,000 $334,476 $5,310 4.80%
    Over 100% 129 $88,165,000 $683,450 $10,771 5.05%
    Under 20% 10,286 $715,530,000 $69,563 $475 6.54%