Ixonia Bank Mortgage Rates, Fees & Info
Ixonia, WILEI: 549300T9P3WXNMXX0I34
Tax ID: 39-0369710
3.7 stars - Updated: 4/5/25
-
out of 5 stars, based on 85 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ixonia Bank is a small bank specializing in Home Purchase loans. Ixonia Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Denver, Youngstown, Nashville, and Milwaukee among others. We have data for 399 markets. (Some data included below & more in-depth data is available with an active subscription.)Ixonia Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ixonia Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.35% | 4/5/25 |
| 30 Year Conventional Refi | 7.12% | 4/5/25 |
| 30 Year Cash-out Refi | 7.55% | 4/5/25 |
| 30 Year FHA Purchase | 7.69% | 4/5/25 |
| 30 Year FHA Refi | 7.29% | 4/5/25 |
| 30 Year VA Purchase | 6.82% | 4/5/25 |
| 30 Year VA Refi | 6.23% | 4/5/25 |
| 30 Year USDA Purchase | 7.47% | 4/5/25 |
| 30 Year USDA Refi | 6.72% | 4/5/25 |
| 15 Year Conventional Purchase | 6.69% | 4/5/25 |
| 15 Year Conventional Refi | 6.24% | 4/5/25 |
| 15 Year Cash-out Refi | 6.24% | 4/5/25 |
| 15 Year VA Purchase | 6.56% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ixonia Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Ixonia Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,156Origination Dollar Volume (All Markets)
$2,041,930,000Awards
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Ixonia Bank - 2024
Ixonia Bank is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Ixonia Bank's average 30 year fixed mortgage rate was
6.89%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.34%.
Relative Fees (Closing Costs)
Ixonia Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,664.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 656 | $172,710,000 | $263,277 | $8,107 | 6.64% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 348 | $162,070,000 | $465,718 | $10,870 | 6.75% |
| Outside of Metro Areas | 571 | $156,695,000 | $274,422 | $7,696 | 6.94% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 795 | $130,945,000 | $164,711 | $7,385 | 6.94% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 243 | $85,835,000 | $353,230 | $9,346 | 7.10% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 262 | $83,100,000 | $317,176 | $4,735 | 6.80% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 152 | $54,980,000 | $361,711 | $7,556 | 6.64% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 189 | $53,275,000 | $281,878 | $10,351 | 6.78% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 157 | $52,885,000 | $336,847 | $11,432 | 6.87% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 230 | $52,180,000 | $226,870 | $7,881 | 6.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 123 | $47,675,000 | $387,602 | $9,704 | 6.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 126 | $39,940,000 | $316,984 | $7,176 | 7.07% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 99 | $35,355,000 | $357,121 | $10,083 | 6.65% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 85 | $34,935,000 | $411,000 | $12,104 | 7.19% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 81 | $28,165,000 | $347,716 | $10,756 | 6.94% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 81 | $26,375,000 | $325,617 | $9,401 | 6.98% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 59 | $25,145,000 | $426,186 | $11,424 | 6.86% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 87 | $22,805,000 | $262,126 | $7,868 | 7.12% |
| MADISON, WI (FHA|USDA|VA) | 64 | $22,710,000 | $354,844 | $7,107 | 6.68% |
| Sayre, PA (FHA|USDA|VA) | 122 | $21,490,000 | $176,148 | $7,628 | 6.81% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 51 | $21,075,000 | $413,235 | $7,508 | 6.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 54 | $19,570,000 | $362,407 | $12,034 | 6.78% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 32 | $19,490,000 | $609,063 | $13,748 | 6.65% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 42 | $18,740,000 | $446,190 | $11,231 | 6.56% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 65 | $18,535,000 | $285,154 | $10,339 | 6.88% |
| GREELEY, CO (FHA|USDA|VA) | 40 | $17,670,000 | $441,750 | $11,467 | 6.62% |
| KANKAKEE, IL (FHA|USDA|VA) | 97 | $17,435,000 | $179,742 | $7,204 | 6.54% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 37 | $17,175,000 | $464,189 | $13,773 | 6.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 59 | $16,095,000 | $272,797 | $6,462 | 7.04% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 43 | $14,555,000 | $338,488 | $11,947 | 6.67% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 45 | $12,225,000 | $271,667 | $8,947 | 6.73% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 65 | $11,955,000 | $183,923 | $8,178 | 6.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 54 | $11,460,000 | $212,222 | $7,811 | 6.97% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 57 | $11,275,000 | $197,807 | $8,929 | 6.71% |
| Salem, OH (FHA|USDA|VA) | 65 | $10,515,000 | $161,769 | $7,528 | 7.03% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 57 | $10,275,000 | $180,263 | $6,819 | 6.84% |
| BOULDER, CO (FHA|USDA|VA) | 21 | $9,665,000 | $460,238 | $9,325 | 6.88% |
| APPLETON, WI (FHA|USDA|VA) | 34 | $9,450,000 | $277,941 | $6,243 | 6.95% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 22 | $9,360,000 | $425,455 | $12,905 | 6.79% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 31 | $9,255,000 | $298,548 | $7,906 | 6.66% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 31 | $9,085,000 | $293,065 | $9,630 | 7.41% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 14 | $8,800,000 | $628,571 | $16,187 | 7.45% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 16 | $8,660,000 | $541,250 | $8,687 | 6.77% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 39 | $8,615,000 | $220,897 | $6,755 | 7.03% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 23 | $8,225,000 | $357,609 | $10,954 | 6.81% |
| Ashtabula, OH (FHA|USDA|VA) | 42 | $8,170,000 | $194,524 | $8,415 | 7.08% |
| LOUISVILLE, KY (FHA|USDA|VA) | 40 | $7,750,000 | $193,750 | $6,906 | 8.08% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 33 | $7,515,000 | $227,727 | $8,672 | 7.01% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 29 | $7,485,000 | $258,103 | $8,033 | 6.69% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 22 | $7,370,000 | $335,000 | $10,155 | 6.90% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 16 | $6,840,000 | $427,500 | $10,600 | 6.39% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 14 | $6,700,000 | $478,571 | $16,514 | 6.71% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $6,410,000 | $641,000 | $13,372 | 6.99% |
| FORT COLLINS, CO (FHA|USDA|VA) | 15 | $6,295,000 | $419,667 | $8,997 | 6.86% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $6,160,000 | $513,333 | $21,482 | 6.36% |
| ERIE, PA (FHA|USDA|VA) | 36 | $5,960,000 | $165,556 | $6,709 | 6.84% |
| AKRON, OH (FHA|USDA|VA) | 30 | $5,930,000 | $197,667 | $8,234 | 7.10% |
| OCALA, FL (FHA|USDA|VA) | 25 | $5,775,000 | $231,000 | $9,588 | 6.87% |
| New Castle, PA (FHA|USDA|VA) | 39 | $5,535,000 | $141,923 | $6,269 | 6.83% |
| TYLER, TX (FHA|USDA|VA) | 16 | $5,380,000 | $336,250 | $8,990 | 6.73% |
| Richmond-Berea, KY (FHA|USDA|VA) | 19 | $5,325,000 | $280,263 | $7,890 | 6.96% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 23 | $5,295,000 | $230,217 | $5,553 | 6.83% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 23 | $5,105,000 | $221,957 | $6,606 | 7.00% |
| RACINE, WI (FHA|USDA|VA) | 20 | $4,980,000 | $249,000 | $4,985 | 6.86% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 11 | $4,975,000 | $452,273 | $5,522 | 6.84% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 19 | $4,595,000 | $241,842 | $7,889 | 7.09% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 15 | $4,435,000 | $295,667 | $9,662 | 6.83% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 11 | $4,355,000 | $395,909 | $10,108 | 6.64% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 17 | $4,085,000 | $240,294 | $8,374 | 7.34% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 11 | $4,055,000 | $368,636 | $9,096 | 6.73% |
| JACKSON, MS (FHA|USDA|VA) | 16 | $3,870,000 | $241,875 | $11,654 | 6.99% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 12 | $3,780,000 | $315,000 | $8,559 | 6.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $3,635,000 | $330,455 | $9,944 | 7.00% |
| STAUNTON, VA (FHA|USDA|VA) | 15 | $3,575,000 | $238,333 | $7,284 | 7.09% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 11 | $3,575,000 | $325,000 | $12,135 | 7.55% |
| LANCASTER, PA (FHA|USDA|VA) | 15 | $3,565,000 | $237,667 | $8,351 | 6.56% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $3,520,000 | $440,000 | $16,204 | 6.87% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 13 | $3,455,000 | $265,769 | $8,089 | 6.77% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $3,220,000 | $322,000 | $11,976 | 7.23% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 9 | $3,145,000 | $349,444 | $8,656 | 7.07% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $3,090,000 | $309,000 | $7,979 | 7.22% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $2,940,000 | $294,000 | $7,961 | 6.90% |
| GREEN BAY, WI (FHA|USDA|VA) | 15 | $2,925,000 | $195,000 | $5,211 | 6.67% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $2,815,000 | $402,143 | $10,982 | 6.84% |
| Edwards, CO (FHA|USDA|VA) | 3 | $2,745,000 | $915,000 | $12,397 | 8.37% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $2,745,000 | $915,000 | $15,361 | 7.13% |
| Shelbyville, TN (FHA|USDA|VA) | 12 | $2,720,000 | $226,667 | $9,378 | 6.77% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 10 | $2,580,000 | $258,000 | $3,744 | 6.92% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $6,173 | 6.64% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $2,505,000 | $357,857 | $10,212 | 6.82% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 16 | $2,360,000 | $147,500 | $7,461 | 7.09% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $6,913 | 6.89% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $2,285,000 | $457,000 | $17,710 | 6.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 10 | $2,200,000 | $220,000 | $7,967 | 6.29% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $4,326 | 7.33% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $7,134 | 6.55% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 11 | $1,975,000 | $179,545 | $7,423 | 6.47% |
| PEORIA, IL (FHA|USDA|VA) | 15 | $1,955,000 | $130,333 | $5,206 | 6.94% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $16,659 | 5.81% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,895,000 | $631,667 | $6,969 | 6.91% |
| BINGHAMTON, NY (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $8,894 | 6.79% |
| ROCKFORD, IL (FHA|USDA|VA) | 11 | $1,885,000 | $171,364 | $5,068 | 5.98% |
| ELMIRA, NY (FHA|USDA|VA) | 10 | $1,870,000 | $187,000 | $7,806 | 6.81% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $6,322 | 6.82% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $10,439 | 6.64% |
| LONGVIEW, TX (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $10,723 | 6.89% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $6,982 | 6.94% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $15,831 | 6.75% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $8,323 | 6.77% |
| Danville, KY (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $8,334 | 6.90% |
| Brainerd, MN (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $7,798 | 6.87% |
| Beaver Dam, WI (FHA|USDA|VA) | 11 | $1,585,000 | $144,091 | $8,040 | 7.32% |
| Meadville, PA (FHA|USDA|VA) | 11 | $1,545,000 | $140,455 | $7,060 | 6.82% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $6,148 | 6.66% |
| READING, PA (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $6,712 | 6.93% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $6,203 | 6.48% |
| Fort Morgan, CO (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $11,170 | 7.07% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $5,429 | 6.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $8,068 | 6.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $6,843 | 6.41% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $6,208 | 6.78% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $10,597 | 6.65% |
| JACKSON, TN (FHA|USDA|VA) | 10 | $1,420,000 | $142,000 | $4,971 | 6.41% |
| Cambridge, OH (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $6,550 | 6.44% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $11,240 | 6.60% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $4,441 | 8.95% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $5,868 | 6.48% |
| Logansport, IN (FHA|USDA|VA) | 12 | $1,300,000 | $108,333 | $3,722 | 7.01% |
| Frankfort, KY (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $5,955 | 7.05% |
| Ottawa, IL (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $6,388 | 7.20% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $8,614 | 6.70% |
| Jacksonville, TX (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $8,385 | 6.97% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $8,828 | 6.59% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $20,225 | 5.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $9,294 | 6.74% |
| Shawano, WI (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $4,164 | 6.73% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $8,898 | 6.63% |
| Helena, MT (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $11,408 | 7.21% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $10,344 | 6.91% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $11,867 | 6.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $6,250 | 7.52% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $7,033 | 7.00% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $9,619 | 6.50% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $18,820 | 9.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $7,046 | 6.91% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $19,980 | 7.31% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $14,766 | 5.54% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $16,892 | 6.56% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $21,043 | 6.75% |
| Stevens Point, WI (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $7,344 | 7.04% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,329 | 7.13% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,476 | 8.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $17,297 | 7.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $8,052 | 6.54% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $7,817 | 6.96% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $17,707 | 7.19% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $14,425 | 6.38% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $12,251 | 6.63% |
| DOVER, DE (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $13,882 | 6.29% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $12,134 | 6.22% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,962 | 7.02% |
| Vernal, UT (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $15,207 | 6.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $6,447 | 6.90% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $7,352 | 6.25% |
| Palestine, TX (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $10,741 | 7.19% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $11,366 | 6.41% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $25,416 | 6.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $7,371 | 6.56% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $8,988 | 7.88% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $10,404 | 6.50% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $10,759 | 6.83% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $8,399 | 6.63% |
| Corning, NY (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $6,642 | 7.13% |
| Boone, NC (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $7,791 | 7.38% |
| Peru, IN (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $3,721 | 6.83% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $10,029 | 6.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $13,048 | 7.21% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $7,529 | 7.17% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $7,887 | 7.03% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $12,431 | 7.99% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,866 | 7.13% |
| Athens, TX (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,287 | 7.06% |
| Durango, CO (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $8,679 | 7.50% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $18,085 | 5.94% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $1,410 | 7.99% |
| Lebanon, MO (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,081 | 6.40% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $13,274 | 7.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $10,916 | 7.06% |
| BEND, OR (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,672 | 6.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,522 | 7.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $4,298 | 7.63% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $19,657 | 7.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,662 | 6.94% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,498 | 7.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,375 | 6.50% |
| Dayton, TN (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,747 | 6.94% |
| Shelby, NC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $13,316 | 6.19% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,229 | 6.81% |
| Wooster, OH (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,869 | 6.19% |
| Central City, KY (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $5,356 | 7.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,161 | 6.58% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,876 | 7.62% |
| MADERA, CA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $13,859 | 7.38% |
| Platteville, WI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,058 | 6.93% |
| FLINT, MI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,116 | 8.12% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,898 | 7.18% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,634 | 6.41% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,534 | 6.17% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,893 | 6.31% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $17,836 | 6.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 6.99% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,537 | 7.92% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $10,411 | 6.75% |
| Lincoln, IL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,366 | 7.13% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,223 | 7.08% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $14,712 | 7.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $24,622 | 6.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $23,710 | 8.37% |
| London, KY (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $14,480 | 7.19% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $12,774 | 7.50% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,051 | 6.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $13,288 | 6.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $10,710 | 6.63% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $9,245 | 7.04% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,491 | 7.19% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,579 | 7.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,484 | 6.49% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,676 | 6.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,082 | 6.19% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,923 | 6.91% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $20,614 | 5.50% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,558 | 6.88% |
| Wabash, IN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,046 | 7.04% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $11,230 | 6.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,699 | 8.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $10,734 | 7.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,184 | 6.94% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,407 | 7.06% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $9,768 | 7.63% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $22,678 | 5.99% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $8,820 | 7.04% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,423 | 8.13% |
| McAlester, OK (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,904 | 5.75% |
| Dixon, IL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $20,839 | 6.50% |
| Granbury, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,081 | 7.50% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,171 | 6.13% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,178 | 6.99% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $20,407 | 5.75% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $30,182 | 6.75% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,352 | 6.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $18,315 | 5.63% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,994 | 7.31% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 6.66% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,748 | 6.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,332 | 7.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $14,153 | 7.31% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,001 | 7.13% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,612 | 7.13% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,568 | 6.44% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,329 | 6.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $19,397 | 5.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $18,715 | 5.99% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,978 | 6.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,344 | 7.33% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,554 | 6.50% |
| Effingham, IL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,786 | 6.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,493 | 7.38% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,857 | 6.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,024 | 6.13% |
| Roswell, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,912 | 5.50% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,939 | 7.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,280 | 6.81% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,311 | 7.06% |
| Alice, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 10.13% |
| DuBois, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $20,372 | 7.13% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,334 | 6.88% |
| Outside of Metro Areas | 1 | $355,000 | $355,000 | $3,234 | 6.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,949 | 6.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $22,285 | 6.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,803 | 6.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,196 | 8.13% |
| Oil City, PA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,934 | 6.79% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,356 | 7.19% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,026 | 6.50% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 9.00% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,361 | 6.94% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 10.00% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,418 | 5.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,057 | 6.13% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,797 | 6.63% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.75% |
| Holland, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $18,811 | 6.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $22,275 | 5.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,787 | 5.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,188 | 6.50% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,007 | 6.13% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,275 | 7.13% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,656 | 5.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,045 | 6.13% |
| Hudson, NY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,460 | 7.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,214 | 7.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,527 | 7.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,305 | 7.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,667 | 6.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 10.13% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,832 | 6.99% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,681 | 5.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,674 | 6.88% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,711 | 7.75% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,913 | 6.75% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,425 | 10.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,248 | 6.38% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,334 | 7.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,521 | 6.88% |
| Marion, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,978 | 6.88% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,626 | 6.25% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,331 | 7.94% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,912 | 6.38% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $125 | 6.50% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,123 | 6.99% |
| Maysville, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,902 | 7.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $15,170 | 5.63% |
| Sterling, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,060 | 7.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,420 | 6.13% |
| Fallon, NV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,516 | 5.88% |
| Meridian, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,374 | 6.63% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,528 | 6.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.81% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,809 | 7.63% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,426 | 7.13% |
| Crossville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,150 | 7.13% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,301 | 5.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,683 | 10.25% |
| Sterling, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,741 | 7.00% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,798 | 6.50% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,235 | 6.25% |
| REDDING, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,675 | 6.63% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $16,596 | 6.63% |
| Athens, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,019 | 6.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,975 | 6.63% |
| Forest City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,777 | 5.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,186 | 6.50% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,116 | 7.13% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,179 | 5.99% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,508 | 6.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,782 | 6.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,925 | 5.99% |
| Marietta, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,510 | 5.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $16,513 | 5.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.63% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,611 | 6.38% |
| Defiance, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,914 | 6.63% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,305 | 6.63% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,816 | 7.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $778 | 6.38% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,721 | 6.88% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,980 | 6.63% |
| LIMA, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.99% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,666 | 7.50% |
| Seymour, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,349 | 6.88% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,020 | 7.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,157 | 6.63% |
| Palatka, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,006 | 6.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,252 | 6.63% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,672 | 7.99% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,658 | 6.50% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.38% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,132 | 6.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,106 | 6.38% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,995 | 7.38% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.62% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.99% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,434 | 6.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,923 | 6.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,150 | 6.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,195 | 6.13% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,197 | 6.99% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,053 | 6.88% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.99% |
| Elkins, WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,981 | 5.38% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,014 | 6.99% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.99% |
| Batavia, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,813 | 6.75% |
| Mexico, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,448 | 6.99% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,550 | 7.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,634 | 6.63% |
| Atchison, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,999 | 7.75% |
| WACO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,070 | 5.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $10,428 | 6.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,162 | 7.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.13% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,517 | 6.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,342 | 6.75% |
| Warren, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,602 | 7.38% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,346 | 7.00% |
| Bradford, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,948 | 7.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,711 | 7.13% |
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Product Mix
For 2024, Ixonia Bank's most frequently originated type of loan was Conventional, with 4,453 originations. Their 2nd most popular type was FHA, with 2,074 originations.
Loan Reason
For 2024, Ixonia Bank's most frequently cited loan purpose was Home Purchase, with 6,439 originations. The 2nd most popular reason was Cash Out Refi, with 350 originations.
Loan Duration/Length
For 2024, Ixonia Bank's most frequently cited loan duration was 30 Year, with 6,820 originations. The 2nd most popular length was 20 Year, with 130 originations.
Origination Fees/Closing Costs
Ixonia Bank's average total fees were $8,664, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,815 originations.
Interest Rates
During 2024, Ixonia Bank's average interest rate for loans was 6.89%, while their most frequently originated rate bucket for loans was 6-7%, with 3,941 originations.
Loan Sizing
2024 saw Ixonia Bank place emphasis on $200k-400k loans with 3,271 originations, totaling $933,465,000 in origination value.
Applicant Income
Ixonia Bank lent most frequently to those with incomes in the $100k-150k range, with 1,659 originations. The second most popular income band? $50k-75k, with 1,622 originations.
Applicant Debt to Income Ratio
Ixonia Bank lent most frequently to those with DTI ratios of 30-36%, with 1,009 originations. The next most common DTI ratio? 20-30%, with 859 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.79%
Ixonia Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination64.76%
Ixonia Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,156 | $2,041,930,000 | $285,345 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,156 | $2,041,930,000 | $285,345 |