Ixonia Bank Mortgage Rates, Fees & Info

Ixonia, WI

LEI: 549300T9P3WXNMXX0I34

Tax ID: 39-0369710

5 stars - Updated: 4/14/24 - out of 5 stars, based on 74 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Ixonia Bank is a small bank specializing in Home Purchase loans. Ixonia Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Youngstown, Minneapolis, Seattle, and Orlando among others. We have data for 324 markets. (Some data included below & more in-depth data is available with an active subscription.)

Ixonia Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ixonia Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/14/24
30 Year Conventional Purchase 6.81% 4/14/24
30 Year Conventional Refi 6.81% 4/14/24
30 Year Cash-out Refi 7.02% 4/14/24
30 Year FHA Purchase 7.66% 4/14/24
30 Year FHA Refi 7.67% 4/14/24
30 Year VA Purchase 6.53% 4/14/24
30 Year VA Refi 6.06% 4/14/24
30 Year USDA Purchase 7.10% 4/14/24
30 Year USDA Refi 7.55% 4/14/24
15 Year Conventional Purchase 6.43% 4/14/24
15 Year Conventional Refi 6.29% 4/14/24
15 Year Cash-out Refi 6.29% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Ixonia Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Ixonia Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,520

Origination Dollar Volume (All Markets)

$1,426,990,000
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Relative Rate

Ixonia Bank's average 30 year fixed mortgage rate was 6.63%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.15%.

Relative Fees (Closing Costs)

Ixonia Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $8,586.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 349 $114,225,000 $327,292 $7,958 5.19%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 708 $100,750,000 $142,302 $6,907 7.05%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 240 $81,940,000 $341,417 $6,400 7.09%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 186 $81,250,000 $436,828 $13,435 6.06%
Outside of Metro Areas 329 $70,935,000 $215,608 $7,240 6.83%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 215 $61,355,000 $285,372 $8,669 5.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 246 $57,590,000 $234,106 $8,311 6.87%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 142 $49,130,000 $345,986 $5,059 7.05%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 108 $36,720,000 $340,000 $10,950 7.13%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 102 $34,170,000 $335,000 $10,463 6.39%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 82 $28,900,000 $352,439 $10,346 6.94%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 124 $25,020,000 $201,774 $8,198 6.42%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 117 $22,415,000 $191,581 $7,562 7.05%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 84 $22,370,000 $266,310 $10,036 7.12%
DOVER, DE (FHA|USDA|VA) 68 $21,170,000 $311,324 $10,936 6.68%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 54 $20,590,000 $381,296 $9,073 7.32%
COLORADO SPRINGS, CO (FHA|USDA|VA) 62 $18,360,000 $296,129 $7,415 5.62%
SALISBURY, MD-DE (FHA|USDA|VA) 55 $16,825,000 $305,909 $11,508 6.86%
MADISON, WI (FHA|USDA|VA) 50 $16,430,000 $328,600 $4,867 6.63%
GREELEY, CO (FHA|USDA|VA) 53 $16,265,000 $306,887 $8,108 4.74%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 55 $15,175,000 $275,909 $9,813 5.84%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 83 $14,015,000 $168,855 $8,149 7.04%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 45 $13,595,000 $302,111 $10,115 7.02%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 51 $13,595,000 $266,569 $9,718 6.40%
PUNTA GORDA, FL (FHA|USDA|VA) 42 $13,500,000 $321,429 $10,418 6.43%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 41 $12,355,000 $301,341 $10,137 7.42%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 36 $12,120,000 $336,667 $10,368 6.69%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 39 $12,005,000 $307,821 $10,555 5.94%
APPLETON, WI (FHA|USDA|VA) 52 $11,170,000 $214,808 $5,385 6.58%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 30 $11,100,000 $370,000 $11,588 6.77%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 41 $10,925,000 $266,463 $9,702 7.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 35 $10,905,000 $311,571 $9,801 6.10%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 36 $10,100,000 $280,556 $9,573 6.24%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 22 $9,660,000 $439,091 $16,247 6.53%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 21 $9,655,000 $459,762 $7,875 7.24%
BLOOMINGTON, IL (FHA|USDA|VA) 81 $8,945,000 $110,432 $3,332 3.95%
WAUSAU-WESTON, WI (FHA|USDA|VA) 48 $8,820,000 $183,750 $7,602 7.17%
Salem, OH (FHA|USDA|VA) 54 $8,500,000 $157,407 $7,136 7.23%
KANKAKEE, IL (FHA|USDA|VA) 42 $7,970,000 $189,762 $6,698 6.90%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 14 $7,490,000 $535,000 $17,233 6.78%
DAYTON-KETTERING, OH (FHA|USDA|VA) 29 $7,285,000 $251,207 $5,806 6.95%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 34 $6,970,000 $205,000 $6,571 5.58%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 18 $6,560,000 $364,444 $10,142 7.19%
EAST STROUDSBURG, PA (FHA|USDA|VA) 29 $6,485,000 $223,621 $9,755 6.92%
OCALA, FL (FHA|USDA|VA) 29 $6,295,000 $217,069 $8,815 6.86%
BOULDER, CO (FHA|USDA|VA) 14 $6,250,000 $446,429 $10,297 6.02%
Ashtabula, OH (FHA|USDA|VA) 40 $5,650,000 $141,250 $7,191 7.30%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 26 $5,610,000 $215,769 $7,961 5.82%
PITTSBURGH, PA (FHA|USDA|VA) 37 $5,595,000 $151,216 $7,286 7.05%
EL PASO, TX (FHA|USDA|VA) 22 $5,250,000 $238,636 $9,036 6.53%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 23 $4,845,000 $210,652 $8,515 6.87%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 9 $4,815,000 $535,000 $11,936 7.08%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 29 $4,705,000 $162,241 $6,700 7.40%
FORT COLLINS, CO (FHA|USDA|VA) 15 $4,565,000 $304,333 $8,211 4.58%
Coos Bay, OR (FHA|USDA|VA) 17 $4,475,000 $263,235 $9,180 6.82%
Butte-Silver Bow, MT (FHA|USDA|VA) 18 $4,400,000 $244,444 $7,830 7.39%
TYLER, TX (FHA|USDA|VA) 17 $4,155,000 $244,412 $7,811 7.12%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 11 $4,065,000 $369,545 $11,313 7.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 8 $3,900,000 $487,500 $17,781 6.45%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $3,800,000 $380,000 $10,677 5.40%
GRAND JUNCTION, CO (FHA|USDA|VA) 12 $3,790,000 $315,833 $6,522 6.03%
Sevierville, TN (FHA|USDA|VA) 7 $3,745,000 $535,000 $13,098 6.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $3,745,000 $340,455 $8,420 7.08%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 16 $3,680,000 $230,000 $6,427 6.54%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 8 $3,610,000 $451,250 $16,972 7.03%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 13 $3,355,000 $258,077 $6,199 6.95%
JACKSONVILLE, FL (FHA|USDA|VA) 10 $3,310,000 $331,000 $8,404 6.20%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5 $3,275,000 $655,000 $26,941 6.65%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $3,005,000 $601,000 $12,925 6.95%
Fort Leonard Wood, MO (FHA|USDA|VA) 12 $2,910,000 $242,500 $8,075 6.29%
RACINE, WI (FHA|USDA|VA) 9 $2,785,000 $309,444 $5,071 7.18%
GREEN BAY, WI (FHA|USDA|VA) 13 $2,765,000 $212,692 $6,510 7.00%
New Castle, PA (FHA|USDA|VA) 19 $2,715,000 $142,895 $7,966 7.22%
AKRON, OH (FHA|USDA|VA) 15 $2,675,000 $178,333 $7,383 7.15%
Glenwood Springs, CO (FHA|USDA|VA) 6 $2,530,000 $421,667 $7,578 5.87%
Shawano, WI (FHA|USDA|VA) 14 $2,510,000 $179,286 $5,966 6.98%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $2,495,000 $499,000 $17,329 6.63%
WORCESTER, MA-CT (FHA|USDA|VA) 6 $2,450,000 $408,333 $14,974 6.71%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 6 $2,280,000 $380,000 $11,648 7.02%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $2,195,000 $439,000 $13,446 7.03%
RICHMOND, VA (FHA|USDA|VA) 7 $2,175,000 $310,714 $9,068 7.00%
Sayre, PA (FHA|USDA|VA) 12 $2,120,000 $176,667 $7,807 7.30%
GAINESVILLE, FL (FHA|USDA|VA) 10 $2,110,000 $211,000 $10,015 4.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 10 $2,070,000 $207,000 $3,915 6.63%
PUEBLO, CO (FHA|USDA|VA) 10 $2,000,000 $200,000 $7,255 4.80%
STAUNTON, VA (FHA|USDA|VA) 13 $1,945,000 $149,615 $5,998 6.73%
Helena, MT (FHA|USDA|VA) 5 $1,895,000 $379,000 $14,447 7.20%
CANTON-MASSILLON, OH (FHA|USDA|VA) 10 $1,890,000 $189,000 $9,247 7.14%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $1,870,000 $233,750 $6,599 6.78%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 9 $1,795,000 $199,444 $3,434 6.74%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 7 $1,765,000 $252,143 $7,991 7.29%
Beaver Dam, WI (FHA|USDA|VA) 11 $1,755,000 $159,545 $3,495 7.34%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $1,750,000 $437,500 $9,589 7.13%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $1,745,000 $249,286 $8,744 6.80%
PORT ST. LUCIE, FL (FHA|USDA|VA) 6 $1,710,000 $285,000 $11,039 7.95%
Meadville, PA (FHA|USDA|VA) 10 $1,620,000 $162,000 $8,117 7.18%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,595,000 $319,000 $11,487 6.68%
PEORIA, IL (FHA|USDA|VA) 20 $1,560,000 $78,000 $3,052 3.56%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,540,000 $256,667 $8,711 6.31%
Cañon City, CO (FHA|USDA|VA) 6 $1,490,000 $248,333 $5,725 4.58%
Cambridge, OH (FHA|USDA|VA) 9 $1,445,000 $160,556 $8,629 6.56%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $1,445,000 $481,667 $16,901 6.54%
ERIE, PA (FHA|USDA|VA) 10 $1,440,000 $144,000 $7,002 7.13%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,320,000 $330,000 $12,835 7.19%
Pontiac, IL (FHA|USDA|VA) 17 $1,285,000 $75,588 $3,628 3.74%
Shelton, WA (FHA|USDA|VA) 5 $1,255,000 $251,000 $11,128 5.63%
Pella, IA (FHA|USDA|VA) 5 $1,245,000 $249,000 $8,441 7.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,245,000 $249,000 $8,192 5.65%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $1,240,000 $310,000 $7,491 7.19%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $1,205,000 $401,667 $13,774 6.71%
DOTHAN, AL (FHA|USDA|VA) 6 $1,200,000 $200,000 $6,627 6.69%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $1,170,000 $585,000 $9,353 7.00%
Marshalltown, IA (FHA|USDA|VA) 7 $1,165,000 $166,429 $8,376 7.27%
Arcadia, FL (FHA|USDA|VA) 2 $1,140,000 $570,000 $20,768 6.94%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $1,130,000 $282,500 $7,430 5.22%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $1,125,000 $375,000 $12,447 6.88%
Aberdeen, WA (FHA|USDA|VA) 6 $1,120,000 $186,667 $8,934 5.85%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $1,095,000 $365,000 $13,652 6.79%
BOISE CITY, ID (FHA|USDA|VA) 3 $1,095,000 $365,000 $8,262 7.29%
RENO, NV (FHA|USDA|VA) 2 $1,040,000 $520,000 $18,407 5.81%
Menomonie, WI (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,749 7.06%
Stevens Point, WI (FHA|USDA|VA) 5 $975,000 $195,000 $5,541 7.40%
Steamboat Springs, CO (FHA|USDA|VA) 1 $965,000 $965,000 $6,383 7.38%
ST. CLOUD, MN (FHA|USDA|VA) 4 $940,000 $235,000 $7,353 7.16%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $935,000 $187,000 $4,367 6.67%
Pahrump, NV (FHA|USDA|VA) 4 $930,000 $232,500 $9,689 5.47%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $925,000 $308,333 $7,417 7.20%
Edwards, CO (FHA|USDA|VA) 3 $925,000 $308,333 $7,519 5.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $920,000 $230,000 $9,674 6.72%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $900,000 $450,000 $9,380 7.56%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $885,000 $295,000 $9,007 6.58%
Athens, TX (FHA|USDA|VA) 4 $870,000 $217,500 $9,349 7.56%
THE VILLAGES, FL (FHA|USDA|VA) 3 $865,000 $288,333 $6,334 6.42%
Manitowoc, WI (FHA|USDA|VA) 6 $840,000 $140,000 $4,247 6.52%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $830,000 $415,000 $10,856 6.56%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $825,000 $275,000 $6,131 6.83%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $825,000 $275,000 $8,938 7.63%
WILMINGTON, NC (FHA|USDA|VA) 2 $810,000 $405,000 $15,622 6.63%
Ottawa, IL (FHA|USDA|VA) 5 $795,000 $159,000 $5,612 5.43%
ST. LOUIS, MO-IL (FHA|USDA|VA) 6 $790,000 $131,667 $7,981 7.15%
Tupelo, MS (FHA|USDA|VA) 5 $785,000 $157,000 $6,287 6.65%
URBAN HONOLULU, HI (FHA|USDA|VA) 2 $780,000 $390,000 $18,151 6.81%
Sterling, IL (FHA|USDA|VA) 12 $780,000 $65,000 $3,365 3.71%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $780,000 $195,000 $7,031 7.22%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $775,000 $775,000 $14,693 7.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $770,000 $192,500 $6,238 6.94%
Bozeman, MT (FHA|USDA|VA) 2 $760,000 $380,000 $6,977 6.94%
Oil City, PA (FHA|USDA|VA) 7 $755,000 $107,857 $6,099 7.16%
COLUMBUS, OH (FHA|USDA|VA) 4 $750,000 $187,500 $7,998 7.12%
TULSA, OK (FHA|USDA|VA) 3 $745,000 $248,333 $8,562 6.66%
KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $740,000 $185,000 $6,452 7.06%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $695,000 $695,000 $9,779 6.99%
Palatka, FL (FHA|USDA|VA) 3 $695,000 $231,667 $6,426 4.67%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $685,000 $685,000 $16,564 7.13%
READING, PA (FHA|USDA|VA) 2 $680,000 $340,000 $9,082 7.31%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $670,000 $335,000 $10,131 7.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $645,000 $645,000 $11,722 6.99%
Gillette, WY (FHA|USDA|VA) 2 $630,000 $315,000 $8,211 6.81%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $625,000 $208,333 $9,798 5.71%
Peru, IN (FHA|USDA|VA) 5 $625,000 $125,000 $5,467 7.48%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $615,000 $615,000 $16,572 5.63%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $610,000 $305,000 $9,842 6.44%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $610,000 $305,000 $7,925 6.81%
Logansport, IN (FHA|USDA|VA) 4 $610,000 $152,500 $4,595 7.72%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $600,000 $300,000 $5,200 7.06%
ANCHORAGE, AK (FHA|USDA|VA) 1 $595,000 $595,000 $28,535 5.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $590,000 $295,000 $8,686 6.87%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $580,000 $290,000 $13,233 6.93%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $580,000 $290,000 $11,247 6.75%
MIDLAND, TX (FHA|USDA|VA) 1 $565,000 $565,000 $7,626 7.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $560,000 $280,000 $12,546 6.87%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $555,000 $555,000 $33,666 7.00%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $555,000 $111,000 $6,789 7.28%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $550,000 $275,000 $8,915 6.94%
HATTIESBURG, MS (FHA|USDA|VA) 2 $550,000 $275,000 $7,479 6.69%
BELLINGHAM, WA (FHA|USDA|VA) 1 $545,000 $545,000 $26,014 7.25%
LYNCHBURG, VA (FHA|USDA|VA) 2 $540,000 $270,000 $10,878 7.31%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $535,000 $535,000 $11,983 6.13%
WHEELING, WV-OH (FHA|USDA|VA) 2 $530,000 $265,000 $9,219 6.56%
JACKSON, MS (FHA|USDA|VA) 1 $525,000 $525,000 $11,461 8.63%
Moscow, ID (FHA|USDA|VA) 2 $520,000 $260,000 $7,073 6.87%
Clewiston, FL (FHA|USDA|VA) 2 $510,000 $255,000 $8,576 6.69%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $505,000 $168,333 $7,549 6.21%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $505,000 $505,000 $4,029 7.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $505,000 $505,000 $9,266 6.99%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $505,000 $505,000 $18,819 7.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $480,000 $240,000 $6,305 7.44%
LAS CRUCES, NM (FHA|USDA|VA) 1 $475,000 $475,000 $5,103 7.38%
Concord, NH (FHA|USDA|VA) 1 $465,000 $465,000 $23,901 7.00%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $460,000 $230,000 $8,211 7.43%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $460,000 $230,000 $5,923 6.81%
Jefferson, GA (FHA|USDA|VA) 1 $455,000 $455,000 $5,152 7.13%
TWIN FALLS, ID (FHA|USDA|VA) 1 $445,000 $445,000 $14,450 7.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $440,000 $220,000 $10,275 6.31%
Somerset, PA (FHA|USDA|VA) 1 $435,000 $435,000 $6,467 6.88%
Sandpoint, ID (FHA|USDA|VA) 2 $430,000 $215,000 $4,689 6.81%
MOBILE, AL (FHA|USDA|VA) 4 $430,000 $107,500 $4,258 8.09%
Kalispell, MT (FHA|USDA|VA) 1 $425,000 $425,000 $4,598 6.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $420,000 $210,000 $8,050 7.00%
Centralia, WA (FHA|USDA|VA) 1 $415,000 $415,000 $10,737 6.99%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $415,000 $415,000 $8,529 8.13%
ROCKFORD, IL (FHA|USDA|VA) 5 $405,000 $81,000 $3,848 5.78%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $405,000 $405,000 $2,127 7.38%
GADSDEN, AL (FHA|USDA|VA) 1 $395,000 $395,000 $10,842 6.88%
Port Angeles, WA (FHA|USDA|VA) 1 $385,000 $385,000 $23,780 7.13%
Mountain Home, ID (FHA|USDA|VA) 1 $385,000 $385,000 $21,740 6.88%
La Grande, OR (FHA|USDA|VA) 1 $385,000 $385,000 $2,665 6.88%
Granbury, TX (FHA|USDA|VA) 1 $385,000 $385,000 $7,666 6.99%
NILES, MI (FHA|USDA|VA) 2 $380,000 $190,000 $7,902 7.56%
WICHITA, KS (FHA|USDA|VA) 2 $380,000 $190,000 $5,729 6.93%
Scottsbluff, NE (FHA|USDA|VA) 2 $380,000 $190,000 $5,425 7.00%
SAVANNAH, GA (FHA|USDA|VA) 1 $375,000 $375,000 $11,887 6.38%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $375,000 $375,000 $14,844 7.38%
Oxford, MS (FHA|USDA|VA) 1 $375,000 $375,000 $21,085 5.88%
Cullman, AL (FHA|USDA|VA) 1 $365,000 $365,000 $3,729 8.50%
Red Wing, MN (FHA|USDA|VA) 2 $360,000 $180,000 $5,252 7.00%
Platteville, WI (FHA|USDA|VA) 2 $360,000 $180,000 $3,886 7.06%
Fernley, NV (FHA|USDA|VA) 1 $355,000 $355,000 $16,804 6.13%
YAKIMA, WA (FHA|USDA|VA) 1 $345,000 $345,000 $18,194 6.25%
Lincoln, IL (FHA|USDA|VA) 5 $345,000 $69,000 $2,230 4.33%
EL CENTRO, CA (FHA|USDA|VA) 1 $345,000 $345,000 $12,468 7.63%
MISSOULA, MT (FHA|USDA|VA) 1 $345,000 $345,000 $5,641 7.50%
DECATUR, IL (FHA|USDA|VA) 3 $345,000 $115,000 $4,293 4.13%
MANKATO, MN (FHA|USDA|VA) 1 $335,000 $335,000 $10,823 6.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $335,000 $335,000 $20,474 5.63%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $335,000 $335,000 $7,666 6.38%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $330,000 $165,000 $7,514 6.69%
FRESNO, CA (FHA|USDA|VA) 1 $325,000 $325,000 $13,669 7.25%
Craig, CO (FHA|USDA|VA) 1 $325,000 $325,000 $14,964 6.13%
BILLINGS, MT (FHA|USDA|VA) 1 $325,000 $325,000 $3,209 7.63%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $320,000 $160,000 $6,880 7.63%
LOUISVILLE, KY (FHA|USDA|VA) 1 $315,000 $315,000 $5,711 7.63%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $310,000 $155,000 $8,742 3.69%
LANCASTER, PA (FHA|USDA|VA) 1 $305,000 $305,000 $11,386 6.50%
SAN ANGELO, TX (FHA|USDA|VA) 1 $305,000 $305,000 $10,548 6.75%
AMES, IA (FHA|USDA|VA) 2 $300,000 $150,000 $5,432 6.25%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $300,000 $150,000 $8,454 7.13%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $295,000 $295,000 $4,178 7.75%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $295,000 $98,333 $7,105 7.50%
CHARLESTON, WV (FHA|USDA|VA) 1 $285,000 $285,000 $9,253 7.63%
DECATUR, AL (FHA|USDA|VA) 1 $285,000 $285,000 $4,400 7.50%
YUMA, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $11,804 5.88%
Albemarle, NC (FHA|USDA|VA) 1 $285,000 $285,000 $12,407 6.88%
Bartlesville, OK (FHA|USDA|VA) 1 $285,000 $285,000 $4,092 6.00%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $285,000 $285,000 $3,878 6.75%
Owatonna, MN (FHA|USDA|VA) 2 $280,000 $140,000 $1,922 7.00%
TOPEKA, KS (FHA|USDA|VA) 2 $280,000 $140,000 $6,223 7.19%
Oskaloosa, IA (FHA|USDA|VA) 2 $280,000 $140,000 $7,207 8.63%
Sunbury, PA (FHA|USDA|VA) 1 $275,000 $275,000 $11,079 7.13%
COLUMBIA, MO (FHA|USDA|VA) 1 $275,000 $275,000 $11,109 6.75%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $265,000 $265,000 $7,891 7.00%
Russellville, AR (FHA|USDA|VA) 1 $265,000 $265,000 $11,105 6.63%
Crossville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $3,158 6.99%
Winfield, KS (FHA|USDA|VA) 1 $255,000 $255,000 $10,490 7.13%
MONTGOMERY, AL (FHA|USDA|VA) 1 $255,000 $255,000 $10,359 7.88%
KNOXVILLE, TN (FHA|USDA|VA) 1 $255,000 $255,000 $9,021 6.63%
Huron, SD (FHA|USDA|VA) 1 $255,000 $255,000 $6,485 6.99%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $250,000 $125,000 $2,719 3.19%
VALDOSTA, GA (FHA|USDA|VA) 1 $245,000 $245,000 $15,214 5.99%
BATON ROUGE, LA (FHA|USDA|VA) 1 $245,000 $245,000 $7,597 6.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $245,000 $245,000 $8,427 7.13%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $245,000 $245,000 $10,705 6.88%
Hutchinson, MN (FHA|USDA|VA) 1 $235,000 $235,000 $3,939 7.25%
SPARTANBURG, SC (FHA|USDA|VA) 1 $235,000 $235,000 $10,420 7.38%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $5,443 7.00%
IOWA CITY, IA (FHA|USDA|VA) 1 $235,000 $235,000 $10,195 5.50%
ELMIRA, NY (FHA|USDA|VA) 2 $230,000 $115,000 $7,462 7.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $225,000 $225,000 $6,488 6.88%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $215,000 $215,000 $4,919 6.38%
FLORENCE, SC (FHA|USDA|VA) 1 $215,000 $215,000 $10,866 6.12%
Grand Rapids, MN (FHA|USDA|VA) 1 $215,000 $215,000 $5,367 6.75%
Kingsville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $11,675 8.13%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $215,000 $215,000 $4,444 6.99%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $215,000 $215,000 $1,329 7.38%
Crawfordsville, IN (FHA|USDA|VA) 2 $210,000 $105,000 $3,474 7.06%
Berlin, NH (FHA|USDA|VA) 1 $205,000 $205,000 $2,310 7.25%
LONGVIEW, TX (FHA|USDA|VA) 1 $205,000 $205,000 $9,625 7.50%
New Castle, IN (FHA|USDA|VA) 1 $205,000 $205,000 $10,732 7.88%
PROVO-OREM, UT (FHA|USDA|VA) 1 $205,000 $205,000 $10,316 7.25%
Huntsville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $7,914 6.88%
Martinsville, VA (FHA|USDA|VA) 1 $195,000 $195,000 $9,114 7.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $195,000 $195,000 $4,899 6.00%
Moses Lake, WA (FHA|USDA|VA) 1 $195,000 $195,000 $5,772 5.99%
Enterprise, AL (FHA|USDA|VA) 1 $195,000 $195,000 $7,678 6.63%
LEBANON, PA (FHA|USDA|VA) 1 $185,000 $185,000 $10,466 6.13%
KOKOMO, IN (FHA|USDA|VA) 1 $185,000 $185,000 $4,945 7.50%
Lebanon, MO (FHA|USDA|VA) 1 $175,000 $175,000 $5,016 6.38%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,581 6.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $175,000 $175,000 $10,773 8.00%
Richmond, IN (FHA|USDA|VA) 1 $175,000 $175,000 $11,595 7.63%
Whitewater, WI (FHA|USDA|VA) 2 $170,000 $85,000 $2,177 5.88%
Jacksonville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $10,632 8.13%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $165,000 $165,000 $3,654 7.63%
Escanaba, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,254 6.75%
SALEM, OR (FHA|USDA|VA) 1 $165,000 $165,000 $3,918 7.38%
Lake City, FL (FHA|USDA|VA) 1 $165,000 $165,000 $7,425 6.63%
Muscatine, IA (FHA|USDA|VA) 1 $165,000 $165,000 $2,907 6.63%
Dumas, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,864 6.75%
Moultrie, GA (FHA|USDA|VA) 1 $155,000 $155,000 $9,350 7.13%
Cornelia, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,191 6.63%
Zanesville, OH (FHA|USDA|VA) 2 $150,000 $75,000 $4,304 9.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $145,000 $145,000 $7,160 7.63%
Ozark, AL (FHA|USDA|VA) 1 $145,000 $145,000 $4,045 6.38%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $4,981 7.13%
Alice, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,817 6.88%
JONESBORO, AR (FHA|USDA|VA) 1 $135,000 $135,000 $3,447 6.63%
JACKSON, MI (FHA|USDA|VA) 1 $135,000 $135,000 $5,921 6.63%
Sandusky, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,548 7.25%
MONROE, LA (FHA|USDA|VA) 1 $135,000 $135,000 $5,391 6.50%
Atmore, AL (FHA|USDA|VA) 2 $130,000 $65,000 $1,724 8.13%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $125,000 $125,000 $8,329 7.13%
Ardmore, OK (FHA|USDA|VA) 1 $125,000 $125,000 $7,683 6.99%
Galesburg, IL (FHA|USDA|VA) 2 $120,000 $60,000 $2,233 3.31%
TOLEDO, OH (FHA|USDA|VA) 1 $105,000 $105,000 $9,413 5.99%
Sterling, CO (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.63%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,378 7.25%
Marinette, WI-MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.63%
DANVILLE, IL (FHA|USDA|VA) 1 $85,000 $85,000 $6,235 6.99%
Danville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $5,607 7.50%
MANSFIELD, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,122 7.38%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $75,000 $75,000 $4,337 7.25%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $75,000 $75,000 $3,913 6.63%
COLUMBUS, IN (FHA|USDA|VA) 1 $75,000 $75,000 $6,965 7.25%
Fort Dodge, IA (FHA|USDA|VA) 1 $55,000 $55,000 $5,130 5.25%
Ixonia Bank's top markets include Denver, Youngstown, Minneapolis, Seattle, and Orlando among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,457 $872,405,000 $252,359 $6,250 6.37%
    FHA 1,601 $404,155,000 $252,439 $11,736 6.92%
    VA 370 $134,180,000 $362,649 $11,536 6.81%
    USDA 92 $16,250,000 $176,630 $7,699 6.81%

    For 2023, Ixonia Bank's most frequently originated type of loan was Conventional, with 3,457 originations. Their 2nd most popular type was FHA, with 1,601 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,162 $1,327,160,000 $257,102 $8,210 6.53%
    Cash Out Refi 171 $46,485,000 $271,842 $9,823 7.11%
    Refi 105 $36,175,000 $344,524 $8,709 6.94%
    Other 75 $16,135,000 $215,133 $7,405 7.18%
    Home Improvement 7 $1,035,000 $147,857 $4,502 7.32%

    For 2023, Ixonia Bank's most frequently cited loan purpose was Home Purchase, with 5,162 originations. The 2nd most popular reason was Cash Out Refi, with 171 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,187 $1,388,835,000 $267,753 $8,586 6.63%
    10 Year 151 $1,695,000 $11,225 $26 5.31%
    20 Year 81 $10,775,000 $133,025 $6,872 7.02%
    15 Year 35 $9,105,000 $260,143 $5,757 6.40%
    5 Year 31 $1,995,000 $64,355 $0 1.92%
    Other 18 $3,700,000 $205,556 $9,721 7.01%
    30+ year 10 $120,000 $12,000 $90 1.54%
    3 Year 5 $10,265,000 $2,053,000 $150 4.45%
    1 Year 2 $500,000 $250,000 $0 7.99%

    For 2023, Ixonia Bank's most frequently cited loan duration was 30 Year, with 5,187 originations. The 2nd most popular length was 10 Year, with 151 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,717 $647,885,000 $377,335
    $1k-2k 957 $244,995,000 $256,003
    $3k-4k 790 $162,240,000 $205,367
    $2k-3k 742 $148,500,000 $200,135
    $<1k 655 $49,485,000 $75,550
    $4k-5k 590 $151,740,000 $257,186

    Ixonia Bank's average total fees were $8,586, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,717 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,354 $658,810,000 $279,868
    7-8% 2,261 $621,855,000 $275,035
    5-6% 394 $108,220,000 $274,670
    <2.5% 341 $4,385,000 $12,859
    Over 8% 161 $29,725,000 $184,627
    4-5% 7 $2,095,000 $299,286
    3-4% 2 $1,900,000 $950,000

    During 2023, Ixonia Bank's average interest rate for loans was 6.63%, while their most frequently originated rate bucket for loans was 6-7%, with 2,354 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,148 $616,420,000 $286,974 $9,616 6.98%
    $100k-200k 1,526 $232,920,000 $152,634 $6,540 6.96%
    $100,000 or less 876 $37,230,000 $42,500 $2,350 4.43%
    $400k-600k 712 $337,130,000 $473,497 $12,727 6.95%
    $600k-1MM 231 $161,155,000 $697,641 $14,370 6.94%
    $1MM+ 27 $42,135,000 $1,560,556 $14,807 6.96%

    2023 saw Ixonia Bank place emphasis on $200k-400k loans with 2,148 originations, totaling $616,420,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,364 $237,250,000 $173,937 $6,944 6.41%
    $100k-150k 1,279 $386,205,000 $301,959 $9,457 6.52%
    $75k-100k 1,163 $267,285,000 $229,824 $8,269 6.35%
    $50k or less 700 $79,710,000 $113,871 $5,625 6.56%
    $150k-250k 699 $275,955,000 $394,785 $10,308 7.05%
    $250k+ 299 $167,235,000 $559,314 $10,547 7.14%

    Ixonia Bank lent most frequently to those with incomes in the $50k-75k range, with 1,364 originations. The second most popular income band? $100k-150k, with 1,279 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 763 $184,085,000 $241,265 $7,219 6.76%
    50-60% 664 $189,180,000 $284,910 $11,966 6.49%
    20-30% 636 $154,600,000 $243,082 $6,734 6.72%
    49% 346 $102,440,000 $296,069 $9,357 6.77%
    44% 271 $66,145,000 $244,077 $8,027 6.53%
    42% 259 $69,745,000 $269,286 $8,191 6.48%
    48% 249 $73,305,000 $294,398 $9,301 6.62%
    45% 244 $62,580,000 $256,475 $8,427 6.49%
    47% 231 $63,025,000 $272,835 $8,605 6.47%
    39% 229 $55,755,000 $243,472 $7,273 6.43%
    43% 226 $55,900,000 $247,345 $7,842 6.56%
    46% 223 $60,725,000 $272,309 $9,062 6.52%
    41% 216 $55,840,000 $258,519 $8,085 6.64%
    40% 199 $51,035,000 $256,457 $7,556 6.68%
    38% 196 $44,690,000 $228,010 $7,214 6.72%
    37% 181 $45,085,000 $249,088 $7,131 6.60%
    <20% 170 $31,630,000 $186,059 $4,983 5.30%
    36% 167 $38,115,000 $228,234 $7,127 6.45%
    >60% 18 $5,990,000 $332,778 $9,987 5.26%

    Ixonia Bank lent most frequently to those with DTI ratios of 30-36%, with 763 originations. The next most common DTI ratio? 50-60%, with 664 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,174 $1,059,310,000 $253,788 $7,917 6.58%
    Not provided 636 $162,440,000 $255,409 $8,577 6.67%
    Black 470 $120,370,000 $256,106 $9,844 6.32%
    Asian 150 $47,300,000 $315,333 $10,213 6.46%
    Not applicable 15 $13,245,000 $883,000 $0 7.43%
    American Indian 38 $11,000,000 $289,474 $9,877 6.24%
    Native Hawaiian or Islander 17 $6,355,000 $373,824 $12,353 5.76%
    Asian Indian 12 $4,200,000 $350,000 $10,560 6.84%
    Filipino 2 $660,000 $330,000 $8,062 6.75%
    Other Asian 1 $655,000 $655,000 $0 7.38%
    Japanese 1 $435,000 $435,000 $6,697 6.99%
    Korean 1 $405,000 $405,000 $10,251 5.88%
    Other Pacific Islander 1 $245,000 $245,000 $11,612 7.25%
    Vietnamese 1 $235,000 $235,000 $4,633 7.63%
    Chinese 1 $135,000 $135,000 $4,477 7.63%

    Approval Rates

    Total approvals of all applications
    95.55%

    Ixonia Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    67.03%

    Ixonia Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,520 $1,426,990,000 $258,513

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,520 $1,426,990,000 $258,513

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 126 $22,930,000 $181,984 $5,704 6.88%
    40-60% 269 $73,555,000 $273,439 $6,666 6.92%
    60-80% 1,013 $304,545,000 $300,637 $8,132 7.11%
    80-100% 3,543 $980,805,000 $276,829 $9,289 6.95%
    Over 100% 101 $38,805,000 $384,208 $18,145 6.77%
    Under 20% 468 $6,350,000 $13,568 $136 2.11%