Nations Lending Corporation Mortgage Rates, Fees & Info

Independence, OH

LEI: 254900WEP08K7U7S3A80

Tax ID: 77-0605392

5 stars - Updated: 4/5/25 - out of 5 stars, based on 81 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Nations Lending Corporation is a small mortgage company specializing in Home Purchase loans. Nations Lending Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, New York, Houston, Chicago, and Las Vegas among others. We have data for 481 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nations Lending Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nations Lending Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.85% 4/5/25
30 Year Conventional Refi 6.72% 4/5/25
30 Year Cash-out Refi 7.02% 4/5/25
30 Year FHA Purchase 7.52% 4/5/25
30 Year FHA Refi 7.24% 4/5/25
30 Year VA Purchase 6.74% 4/5/25
30 Year VA Refi 6.28% 4/5/25
30 Year USDA Purchase 7.32% 4/5/25
15 Year Conventional Purchase 5.23% 4/5/25
15 Year Conventional Refi 6.44% 4/5/25
15 Year Cash-out Refi 6.44% 4/5/25
15 Year FHA Purchase 6.00% 4/5/25
15 Year FHA Refi 7.08% 4/5/25
15 Year VA Purchase 4.32% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nations Lending Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Nations Lending Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,504

Origination Dollar Volume (All Markets)

$1,907,830,000
Show all (45) awards

Relative Rate

Nations Lending Corporation's average 30 year fixed mortgage rate was 6.59%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 0.04%.

Relative Fees (Closing Costs)

Nations Lending Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $8,150.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 466 $229,600,000 $492,704 $8,047 6.45%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 223 $92,325,000 $414,013 $11,613 6.80%
Outside of Metro Areas 422 $83,540,000 $197,962 $7,596 6.33%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 246 $79,310,000 $322,398 $6,722 6.53%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 214 $64,120,000 $299,626 $8,347 6.68%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 156 $61,840,000 $396,410 $7,138 6.20%
ST. LOUIS, MO-IL (FHA|USDA|VA) 240 $57,690,000 $240,375 $4,263 6.12%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 229 $56,275,000 $245,742 $6,315 6.07%
GRANTS PASS, OR (FHA|USDA|VA) 131 $46,235,000 $352,939 $6,094 6.51%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 206 $45,440,000 $220,583 $7,223 6.82%
SANTA FE, NM (FHA|USDA|VA) 75 $40,635,000 $541,800 $7,010 6.87%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 119 $36,075,000 $303,151 $5,255 6.90%
MEDFORD, OR (FHA|USDA|VA) 96 $35,110,000 $365,729 $5,723 6.58%
GREEN BAY, WI (FHA|USDA|VA) 120 $33,780,000 $281,500 $4,145 6.77%
BAKERSFIELD, CA (FHA|USDA|VA) 87 $25,625,000 $294,540 $7,775 6.31%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 91 $23,545,000 $258,736 $5,937 6.03%
FORT WAYNE, IN (FHA|USDA|VA) 88 $23,390,000 $265,795 $8,169 7.02%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 44 $23,390,000 $531,591 $14,594 7.12%
MADISON, WI (FHA|USDA|VA) 72 $22,970,000 $319,028 $4,779 6.85%
AKRON, OH (FHA|USDA|VA) 93 $22,145,000 $238,118 $6,758 6.74%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 70 $21,840,000 $312,000 $9,701 6.45%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 77 $21,435,000 $278,377 $11,362 6.35%
APPLETON, WI (FHA|USDA|VA) 91 $21,235,000 $233,352 $4,347 6.66%
COLUMBUS, OH (FHA|USDA|VA) 70 $19,940,000 $284,857 $8,723 6.70%
SALISBURY, MD-DE (FHA|USDA|VA) 59 $19,905,000 $337,373 $8,817 7.03%
RICHMOND, VA (FHA|USDA|VA) 63 $16,565,000 $262,937 $7,647 6.11%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 66 $16,190,000 $245,303 $9,627 6.56%
TUCSON, AZ (FHA|USDA|VA) 58 $15,710,000 $270,862 $7,171 6.20%
CANTON-MASSILLON, OH (FHA|USDA|VA) 71 $15,585,000 $219,507 $6,648 6.87%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 65 $14,245,000 $219,154 $5,106 6.68%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 53 $14,215,000 $268,208 $12,645 6.31%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 46 $13,370,000 $290,652 $8,260 6.69%
WORCESTER, MA-CT (FHA|USDA|VA) 38 $13,350,000 $351,316 $11,537 6.68%
FARGO, ND-MN (FHA|USDA|VA) 54 $12,820,000 $237,407 $4,823 5.44%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 24 $11,430,000 $476,250 $13,737 6.74%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 26 $11,150,000 $428,846 $12,256 6.31%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 34 $11,030,000 $324,412 $10,244 6.42%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 26 $10,580,000 $406,923 $15,631 6.74%
GRAND FORKS, ND-MN (FHA|USDA|VA) 50 $10,460,000 $209,200 $4,922 6.14%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 15 $10,165,000 $677,667 $10,568 6.67%
ODESSA, TX (FHA|USDA|VA) 39 $10,075,000 $258,333 $8,778 6.94%
New Philadelphia-Dover, OH (FHA|USDA|VA) 44 $8,920,000 $202,727 $5,003 6.88%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 21 $8,755,000 $416,905 $15,388 6.34%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 23 $8,695,000 $378,043 $13,636 6.43%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 31 $8,315,000 $268,226 $8,613 6.60%
ALBUQUERQUE, NM (FHA|USDA|VA) 31 $8,295,000 $267,581 $7,188 6.89%
Sulphur Springs, TX (FHA|USDA|VA) 29 $7,845,000 $270,517 $8,523 6.84%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 30 $7,420,000 $247,333 $11,587 6.53%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 15 $7,005,000 $467,000 $18,955 5.80%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 22 $6,680,000 $303,636 $5,425 6.87%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 19 $6,645,000 $349,737 $11,712 6.47%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 19 $6,625,000 $348,684 $8,058 6.74%
JONESBORO, AR (FHA|USDA|VA) 40 $6,600,000 $165,000 $3,142 6.44%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 42 $6,590,000 $156,905 $4,015 6.90%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 28 $6,420,000 $229,286 $12,302 6.44%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 22 $6,250,000 $284,091 $6,732 6.62%
MIDLAND, TX (FHA|USDA|VA) 19 $6,165,000 $324,474 $9,924 6.38%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 26 $5,850,000 $225,000 $7,698 6.41%
SPRINGFIELD, MA (FHA|USDA|VA) 17 $5,705,000 $335,588 $9,669 6.80%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 15 $5,435,000 $362,333 $10,483 6.95%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 15 $5,325,000 $355,000 $16,485 6.35%
RALEIGH-CARY, NC (FHA|USDA|VA) 17 $5,235,000 $307,941 $10,586 6.33%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 15 $5,055,000 $337,000 $5,045 6.06%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 7 $4,955,000 $707,857 $18,067 6.75%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 13 $4,945,000 $380,385 $19,461 6.29%
JACKSONVILLE, FL (FHA|USDA|VA) 20 $4,890,000 $244,500 $9,950 6.68%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 22 $4,820,000 $219,091 $9,329 6.32%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 17 $4,745,000 $279,118 $6,171 7.07%
RACINE, WI (FHA|USDA|VA) 12 $4,190,000 $349,167 $4,605 6.76%
HUNTSVILLE, AL (FHA|USDA|VA) 17 $4,175,000 $245,588 $8,793 6.93%
Andrews, TX (FHA|USDA|VA) 14 $4,150,000 $296,429 $8,327 6.76%
KNOXVILLE, TN (FHA|USDA|VA) 19 $4,075,000 $214,474 $11,287 6.56%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 13 $3,955,000 $304,231 $10,527 6.59%
DULUTH, MN-WI (FHA|USDA|VA) 18 $3,840,000 $213,333 $5,634 6.97%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 7 $3,805,000 $543,571 $11,251 6.45%
LAKE CHARLES, LA (FHA|USDA|VA) 28 $3,790,000 $135,357 $3,732 7.51%
Marion, IN (FHA|USDA|VA) 28 $3,690,000 $131,786 $4,776 6.91%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 17 $3,575,000 $210,294 $5,577 6.50%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 17 $3,555,000 $209,118 $6,985 6.48%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 12 $3,360,000 $280,000 $11,557 6.38%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 16 $3,210,000 $200,625 $8,474 6.94%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 11 $3,185,000 $289,545 $10,030 6.25%
WAUSAU-WESTON, WI (FHA|USDA|VA) 17 $3,125,000 $183,824 $3,403 6.81%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 13 $3,115,000 $239,615 $9,310 6.03%
BATON ROUGE, LA (FHA|USDA|VA) 14 $2,920,000 $208,571 $7,212 6.63%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 13 $2,845,000 $218,846 $11,061 6.73%
TALLAHASSEE, FL (FHA|USDA|VA) 11 $2,815,000 $255,909 $12,326 6.60%
Pahrump, NV (FHA|USDA|VA) 8 $2,670,000 $333,750 $6,106 6.47%
PITTSBURGH, PA (FHA|USDA|VA) 15 $2,665,000 $177,667 $8,493 6.10%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 10 $2,640,000 $264,000 $11,632 7.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 11 $2,375,000 $215,909 $11,197 6.29%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $2,375,000 $182,692 $9,569 6.47%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 10 $2,320,000 $232,000 $6,620 7.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 10 $2,280,000 $228,000 $11,387 6.86%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $2,250,000 $375,000 $14,855 6.33%
Stevens Point, WI (FHA|USDA|VA) 8 $2,230,000 $278,750 $4,301 6.94%
FOND DU LAC, WI (FHA|USDA|VA) 11 $2,205,000 $200,455 $4,841 6.76%
DOVER, DE (FHA|USDA|VA) 9 $2,205,000 $245,000 $7,608 6.36%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 9 $2,195,000 $243,889 $10,544 6.85%
Paris, TX (FHA|USDA|VA) 9 $2,195,000 $243,889 $7,343 6.79%
LOUISVILLE, KY (FHA|USDA|VA) 10 $2,060,000 $206,000 $8,478 6.64%
OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $2,015,000 $287,857 $12,913 6.59%
Wooster, OH (FHA|USDA|VA) 8 $1,970,000 $246,250 $9,428 7.27%
Klamath Falls, OR (FHA|USDA|VA) 6 $1,970,000 $328,333 $11,453 6.71%
BOISE CITY, ID (FHA|USDA|VA) 6 $1,960,000 $326,667 $16,236 6.31%
BEND, OR (FHA|USDA|VA) 5 $1,945,000 $389,000 $13,132 6.42%
COLUMBIA, SC (FHA|USDA|VA) 9 $1,915,000 $212,778 $10,766 6.03%
Tupelo, MS (FHA|USDA|VA) 14 $1,810,000 $129,286 $3,052 5.55%
GREELEY, CO (FHA|USDA|VA) 5 $1,805,000 $361,000 $13,580 6.50%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,805,000 $361,000 $14,594 6.40%
ASHEVILLE, NC (FHA|USDA|VA) 6 $1,800,000 $300,000 $17,318 6.33%
Show Low, AZ (FHA|USDA|VA) 6 $1,770,000 $295,000 $6,051 7.33%
OCALA, FL (FHA|USDA|VA) 9 $1,765,000 $196,111 $10,576 6.43%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,765,000 $353,000 $7,771 6.92%
FAYETTEVILLE, NC (FHA|USDA|VA) 8 $1,730,000 $216,250 $12,383 6.61%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $1,690,000 $281,667 $8,460 6.60%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $1,680,000 $420,000 $8,184 6.97%
Beaver Dam, WI (FHA|USDA|VA) 7 $1,675,000 $239,286 $5,309 6.61%
Shawano, WI (FHA|USDA|VA) 7 $1,665,000 $237,857 $3,521 6.91%
Manitowoc, WI (FHA|USDA|VA) 7 $1,655,000 $236,429 $5,133 6.41%
JOPLIN, MO (FHA|USDA|VA) 7 $1,645,000 $235,000 $5,314 7.09%
COLORADO SPRINGS, CO (FHA|USDA|VA) 6 $1,640,000 $273,333 $13,341 5.67%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,620,000 $270,000 $10,708 7.13%
Fergus Falls, MN (FHA|USDA|VA) 9 $1,575,000 $175,000 $6,756 5.89%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 7 $1,575,000 $225,000 $9,589 6.27%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $1,565,000 $223,571 $9,342 6.73%
Mount Vernon, OH (FHA|USDA|VA) 5 $1,535,000 $307,000 $8,936 6.18%
Paragould, AR (FHA|USDA|VA) 7 $1,525,000 $217,857 $4,776 6.96%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 6 $1,520,000 $253,333 $9,753 6.35%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 5 $1,495,000 $299,000 $5,257 6.80%
Huntington, IN (FHA|USDA|VA) 8 $1,420,000 $177,500 $6,338 6.58%
Ellensburg, WA (FHA|USDA|VA) 3 $1,415,000 $471,667 $15,342 6.67%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $1,375,000 $458,333 $14,383 6.13%
GAINESVILLE, FL (FHA|USDA|VA) 6 $1,370,000 $228,333 $7,884 6.73%
Warsaw, IN (FHA|USDA|VA) 5 $1,345,000 $269,000 $10,953 6.53%
Hilo, HI (FHA|USDA|VA) 5 $1,345,000 $269,000 $6,634 7.00%
SALEM, OR (FHA|USDA|VA) 4 $1,340,000 $335,000 $19,937 6.56%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,330,000 $332,500 $7,415 6.97%
Roseburg, OR (FHA|USDA|VA) 6 $1,330,000 $221,667 $9,501 6.79%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $1,315,000 $187,857 $8,251 6.91%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 6 $1,310,000 $218,333 $6,843 6.33%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $1,295,000 $431,667 $11,040 6.17%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,285,000 $257,000 $13,217 5.93%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 6 $1,270,000 $211,667 $13,138 6.54%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,265,000 $253,000 $12,248 6.70%
MOBILE, AL (FHA|USDA|VA) 5 $1,265,000 $253,000 $10,863 6.80%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 4 $1,240,000 $310,000 $16,124 6.59%
YUMA, AZ (FHA|USDA|VA) 6 $1,200,000 $200,000 $7,585 7.44%
MERCED, CA (FHA|USDA|VA) 5 $1,185,000 $237,000 $9,416 6.73%
Lake City, FL (FHA|USDA|VA) 5 $1,185,000 $237,000 $12,050 6.65%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $1,175,000 $235,000 $10,374 6.40%
ST. CLOUD, MN (FHA|USDA|VA) 5 $1,165,000 $233,000 $7,260 5.43%
Whitewater, WI (FHA|USDA|VA) 3 $1,155,000 $385,000 $3,531 6.50%
FRESNO, CA (FHA|USDA|VA) 3 $1,145,000 $381,667 $18,193 6.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,145,000 $163,571 $8,749 6.32%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $1,130,000 $188,333 $7,763 6.92%
LAS CRUCES, NM (FHA|USDA|VA) 2 $1,130,000 $565,000 $15,949 6.69%
Albertville, AL (FHA|USDA|VA) 4 $1,110,000 $277,500 $16,266 6.41%
TULSA, OK (FHA|USDA|VA) 6 $1,060,000 $176,667 $14,556 6.25%
Bluffton, IN (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,917 6.53%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $1,045,000 $348,333 $15,856 6.46%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,035,000 $147,857 $5,911 4.79%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,020,000 $255,000 $16,386 6.66%
BILLINGS, MT (FHA|USDA|VA) 3 $1,015,000 $338,333 $19,164 6.29%
Rio Grande City-Roma, TX (FHA|USDA|VA) 4 $1,010,000 $252,500 $13,567 7.06%
Lebanon, NH-VT (FHA|USDA|VA) 4 $1,000,000 $250,000 $13,584 6.66%
Jefferson, GA (FHA|USDA|VA) 3 $995,000 $331,667 $18,415 6.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $995,000 $199,000 $7,426 6.73%
ROCHESTER, MN (FHA|USDA|VA) 5 $985,000 $197,000 $3,818 6.84%
Auburn, IN (FHA|USDA|VA) 5 $985,000 $197,000 $6,711 6.83%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $975,000 $325,000 $14,468 7.21%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $960,000 $480,000 $36,500 6.25%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $955,000 $191,000 $4,867 6.88%
Grenada, MS (FHA|USDA|VA) 9 $945,000 $105,000 $3,183 4.51%
Brainerd, MN (FHA|USDA|VA) 4 $940,000 $235,000 $6,428 5.37%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $940,000 $470,000 $9,126 6.63%
FORT COLLINS, CO (FHA|USDA|VA) 2 $930,000 $465,000 $19,225 6.88%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $930,000 $465,000 $21,506 6.75%
WICHITA, KS (FHA|USDA|VA) 4 $930,000 $232,500 $12,791 6.59%
Marinette, WI-MI (FHA|USDA|VA) 6 $930,000 $155,000 $6,650 7.12%
Portsmouth, OH (FHA|USDA|VA) 5 $925,000 $185,000 $10,705 6.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $915,000 $305,000 $6,007 6.54%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $915,000 $305,000 $19,257 6.29%
REDDING, CA (FHA|USDA|VA) 3 $905,000 $301,667 $12,266 6.88%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $895,000 $895,000 $2,450 7.25%
VALLEJO, CA (FHA|USDA|VA) 2 $860,000 $430,000 $20,374 5.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $850,000 $212,500 $14,323 6.84%
PUEBLO, CO (FHA|USDA|VA) 3 $835,000 $278,333 $14,835 6.96%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $820,000 $205,000 $7,286 6.81%
WILMINGTON, NC (FHA|USDA|VA) 4 $810,000 $202,500 $11,023 6.38%
Marietta, OH (FHA|USDA|VA) 3 $805,000 $268,333 $7,431 6.71%
GREENVILLE, NC (FHA|USDA|VA) 3 $795,000 $265,000 $12,149 6.54%
COLUMBIA, MO (FHA|USDA|VA) 2 $790,000 $395,000 $18,310 7.44%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $790,000 $197,500 $14,048 6.25%
CHARLESTON, WV (FHA|USDA|VA) 3 $785,000 $261,667 $12,824 6.50%
MODESTO, CA (FHA|USDA|VA) 2 $780,000 $390,000 $11,431 6.56%
Oxford, MS (FHA|USDA|VA) 3 $775,000 $258,333 $6,782 7.00%
STAUNTON, VA (FHA|USDA|VA) 2 $770,000 $385,000 $16,873 7.06%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $770,000 $385,000 $6,715 6.38%
Taos, NM (FHA|USDA|VA) 1 $765,000 $765,000 $4,564 6.99%
Baraboo, WI (FHA|USDA|VA) 3 $765,000 $255,000 $6,911 6.46%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $765,000 $255,000 $12,737 6.63%
YUBA CITY, CA (FHA|USDA|VA) 2 $760,000 $380,000 $6,502 6.38%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $755,000 $151,000 $11,178 6.32%
CASPER, WY (FHA|USDA|VA) 2 $750,000 $375,000 $5,738 6.69%
LONGVIEW, TX (FHA|USDA|VA) 2 $740,000 $370,000 $14,888 6.62%
Huntsville, TX (FHA|USDA|VA) 1 $735,000 $735,000 $6,868 6.99%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $730,000 $182,500 $9,142 6.62%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $705,000 $235,000 $10,131 6.50%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $700,000 $175,000 $11,967 6.84%
Fernley, NV (FHA|USDA|VA) 2 $700,000 $350,000 $9,006 5.94%
POCATELLO, ID (FHA|USDA|VA) 2 $680,000 $340,000 $15,144 6.81%
Coos Bay, OR (FHA|USDA|VA) 2 $670,000 $335,000 $19,481 6.25%
Salem, OH (FHA|USDA|VA) 3 $665,000 $221,667 $5,250 6.46%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $665,000 $221,667 $11,064 6.83%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $665,000 $221,667 $14,115 7.04%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $660,000 $165,000 $11,336 6.72%
Crescent City, CA (FHA|USDA|VA) 2 $660,000 $330,000 $10,974 6.87%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $650,000 $325,000 $12,059 6.75%
Las Vegas, NM (FHA|USDA|VA) 3 $645,000 $215,000 $8,616 6.67%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $635,000 $211,667 $13,457 6.54%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $635,000 $211,667 $9,368 6.50%
SUMTER, SC (FHA|USDA|VA) 3 $635,000 $211,667 $11,546 5.96%
Van Wert, OH (FHA|USDA|VA) 3 $635,000 $211,667 $15,535 7.00%
PROVO-OREM, UT (FHA|USDA|VA) 2 $630,000 $315,000 $16,941 6.44%
Statesboro, GA (FHA|USDA|VA) 3 $625,000 $208,333 $7,068 6.33%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $610,000 $305,000 $16,827 6.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $605,000 $201,667 $14,758 6.38%
Albemarle, NC (FHA|USDA|VA) 2 $600,000 $300,000 $19,109 6.25%
ROANOKE, VA (FHA|USDA|VA) 2 $590,000 $295,000 $17,229 6.69%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $590,000 $295,000 $20,083 6.56%
TWIN FALLS, ID (FHA|USDA|VA) 2 $590,000 $295,000 $19,683 6.06%
Cullowhee, NC (FHA|USDA|VA) 3 $585,000 $195,000 $15,251 6.46%
VALDOSTA, GA (FHA|USDA|VA) 4 $580,000 $145,000 $7,717 6.78%
Montrose, CO (FHA|USDA|VA) 2 $580,000 $290,000 $7,696 6.49%
New Castle, PA (FHA|USDA|VA) 4 $580,000 $145,000 $4,924 4.90%
TOLEDO, OH (FHA|USDA|VA) 4 $580,000 $145,000 $9,561 7.41%
Marion, NC (FHA|USDA|VA) 3 $575,000 $191,667 $10,555 6.21%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $575,000 $191,667 $7,064 6.54%
MONROE, MI (FHA|USDA|VA) 3 $575,000 $191,667 $11,178 5.79%
Ashland, OH (FHA|USDA|VA) 2 $570,000 $285,000 $10,968 6.56%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $570,000 $142,500 $7,739 6.87%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $570,000 $285,000 $12,238 5.56%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $565,000 $565,000 $11,522 6.63%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $560,000 $280,000 $12,790 6.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $560,000 $280,000 $4,306 6.75%
RENO, NV (FHA|USDA|VA) 2 $560,000 $280,000 $15,728 6.56%
Greenwood, MS (FHA|USDA|VA) 5 $555,000 $111,000 $2,387 3.71%
BOULDER, CO (FHA|USDA|VA) 1 $545,000 $545,000 $2,367 6.75%
SAVANNAH, GA (FHA|USDA|VA) 3 $545,000 $181,667 $9,948 6.50%
BRUNSWICK, GA (FHA|USDA|VA) 3 $545,000 $181,667 $7,476 6.46%
LYNCHBURG, VA (FHA|USDA|VA) 2 $540,000 $270,000 $6,063 6.88%
Clarksburg, WV (FHA|USDA|VA) 2 $530,000 $265,000 $3,442 6.75%
Cullman, AL (FHA|USDA|VA) 1 $525,000 $525,000 $27,502 6.63%
Los Alamos, NM (FHA|USDA|VA) 1 $515,000 $515,000 $22,953 7.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $510,000 $255,000 $3,290 6.31%
MONROE, LA (FHA|USDA|VA) 1 $505,000 $505,000 $19,548 6.75%
LANCASTER, PA (FHA|USDA|VA) 1 $505,000 $505,000 $30,940 5.50%
Athens, TX (FHA|USDA|VA) 4 $500,000 $125,000 $5,425 5.13%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $500,000 $250,000 $12,925 5.81%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $500,000 $250,000 $5,005 6.13%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $495,000 $165,000 $11,842 6.62%
Jackson, WY-ID (FHA|USDA|VA) 1 $495,000 $495,000 $34,304 6.75%
AMARILLO, TX (FHA|USDA|VA) 2 $490,000 $245,000 $14,784 6.88%
Concord, NH (FHA|USDA|VA) 1 $485,000 $485,000 $9,315 6.63%
Jennings, LA (FHA|USDA|VA) 3 $485,000 $161,667 $5,861 7.42%
HINESVILLE, GA (FHA|USDA|VA) 2 $480,000 $240,000 $11,648 7.25%
OWENSBORO, KY (FHA|USDA|VA) 2 $480,000 $240,000 $14,444 5.88%
Farmington, MO (FHA|USDA|VA) 3 $475,000 $158,333 $6,624 6.88%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $475,000 $475,000 $15,836 6.38%
MORRISTOWN, TN (FHA|USDA|VA) 3 $475,000 $158,333 $10,760 6.58%
Sayre, PA (FHA|USDA|VA) 2 $470,000 $235,000 $13,937 7.00%
Oak Harbor, WA (FHA|USDA|VA) 1 $465,000 $465,000 $23,780 6.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $460,000 $230,000 $7,760 7.25%
Sevierville, TN (FHA|USDA|VA) 2 $460,000 $230,000 $8,375 7.00%
HARRISONBURG, VA (FHA|USDA|VA) 2 $460,000 $230,000 $6,918 6.69%
Helena, MT (FHA|USDA|VA) 2 $450,000 $225,000 $8,532 6.44%
Cookeville, TN (FHA|USDA|VA) 1 $445,000 $445,000 $23,167 7.25%
Pottsville, PA (FHA|USDA|VA) 2 $440,000 $220,000 $10,709 6.13%
Coshocton, OH (FHA|USDA|VA) 2 $440,000 $220,000 $9,755 7.13%
Sandusky, OH (FHA|USDA|VA) 2 $430,000 $215,000 $5,709 6.94%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $430,000 $215,000 $3,856 7.19%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $430,000 $215,000 $11,027 6.44%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $425,000 $425,000 $24,280 5.75%
Bardstown, KY (FHA|USDA|VA) 1 $425,000 $425,000 $23,971 6.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $420,000 $210,000 $12,152 6.50%
Ontario, OR-ID (FHA|USDA|VA) 2 $420,000 $210,000 $12,727 6.31%
MANSFIELD, OH (FHA|USDA|VA) 3 $415,000 $138,333 $5,553 6.63%
Stillwater, OK (FHA|USDA|VA) 2 $410,000 $205,000 $10,643 6.00%
HAMMOND, LA (FHA|USDA|VA) 2 $410,000 $205,000 $7,741 6.31%
Zanesville, OH (FHA|USDA|VA) 2 $410,000 $205,000 $12,460 6.63%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $410,000 $205,000 $5,834 6.75%
Wabash, IN (FHA|USDA|VA) 3 $405,000 $135,000 $6,918 7.29%
Frankfort, IN (FHA|USDA|VA) 3 $405,000 $135,000 $8,150 7.33%
CARSON CITY, NV (FHA|USDA|VA) 1 $405,000 $405,000 $8,810 7.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $400,000 $200,000 $12,862 6.81%
WHEELING, WV-OH (FHA|USDA|VA) 3 $395,000 $131,667 $8,085 6.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $395,000 $395,000 $10,360 7.00%
KOKOMO, IN (FHA|USDA|VA) 2 $390,000 $195,000 $7,230 5.94%
Traverse City, MI (FHA|USDA|VA) 2 $390,000 $195,000 $11,827 6.19%
Cambridge, MD (FHA|USDA|VA) 1 $385,000 $385,000 $18,702 6.75%
Outside of Metro Areas 1 $385,000 $385,000 $2,825 7.38%
Centralia, WA (FHA|USDA|VA) 1 $385,000 $385,000 $0 6.75%
Shelbyville, TN (FHA|USDA|VA) 1 $385,000 $385,000 $8,025 5.25%
Searcy, AR (FHA|USDA|VA) 3 $385,000 $128,333 $11,989 6.42%
Astoria, OR (FHA|USDA|VA) 1 $385,000 $385,000 $21,177 6.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $385,000 $385,000 $19,845 6.75%
Kendallville, IN (FHA|USDA|VA) 2 $380,000 $190,000 $4,436 7.44%
Decatur, IN (FHA|USDA|VA) 2 $370,000 $185,000 $5,092 6.31%
Greenville, MS (FHA|USDA|VA) 1 $365,000 $365,000 $2,044 6.75%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $365,000 $365,000 $12,809 5.99%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $365,000 $365,000 $3,997 5.88%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $360,000 $180,000 $11,501 6.63%
Chillicothe, OH (FHA|USDA|VA) 2 $360,000 $180,000 $5,956 6.37%
Forest City, NC (FHA|USDA|VA) 2 $360,000 $180,000 $8,533 6.75%
PANAMA CITY, FL (FHA|USDA|VA) 2 $360,000 $180,000 $10,562 6.50%
LAFAYETTE, LA (FHA|USDA|VA) 3 $355,000 $118,333 $6,598 6.41%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $355,000 $355,000 $22,459 5.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $350,000 $175,000 $10,275 6.44%
FLORENCE, SC (FHA|USDA|VA) 2 $350,000 $175,000 $12,038 6.25%
GOLDSBORO, NC (FHA|USDA|VA) 2 $350,000 $175,000 $4,374 7.13%
Alice, TX (FHA|USDA|VA) 1 $345,000 $345,000 $19,541 7.75%
Alamogordo, NM (FHA|USDA|VA) 1 $345,000 $345,000 $4,024 7.25%
Glenwood Springs, CO (FHA|USDA|VA) 1 $345,000 $345,000 $21,616 6.63%
STOCKTON, CA (FHA|USDA|VA) 1 $335,000 $335,000 $17,251 5.88%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $335,000 $335,000 $14,130 6.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $335,000 $335,000 $7,243 6.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $335,000 $335,000 $14,360 6.75%
Helena-West Helena, AR (FHA|USDA|VA) 3 $335,000 $111,667 $3,733 6.50%
Norwalk, OH (FHA|USDA|VA) 2 $330,000 $165,000 $12,279 6.19%
Port Angeles, WA (FHA|USDA|VA) 2 $330,000 $165,000 $10,265 6.63%
COLUMBUS, IN (FHA|USDA|VA) 1 $325,000 $325,000 $17,360 6.75%
Scottsboro, AL (FHA|USDA|VA) 2 $320,000 $160,000 $9,151 6.62%
ROCKFORD, IL (FHA|USDA|VA) 2 $320,000 $160,000 $5,986 6.88%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $320,000 $160,000 $5,320 6.44%
Bemidji, MN (FHA|USDA|VA) 2 $320,000 $160,000 $5,729 6.69%
Washington Court House, OH (FHA|USDA|VA) 1 $315,000 $315,000 $18,956 6.00%
Breckenridge, CO (FHA|USDA|VA) 1 $315,000 $315,000 $9,248 6.63%
TOPEKA, KS (FHA|USDA|VA) 2 $310,000 $155,000 $12,996 6.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $310,000 $155,000 $5,295 6.88%
TYLER, TX (FHA|USDA|VA) 1 $305,000 $305,000 $10,766 7.38%
Portales, NM (FHA|USDA|VA) 2 $300,000 $150,000 $10,467 7.12%
Palatka, FL (FHA|USDA|VA) 2 $300,000 $150,000 $7,745 6.25%
Enterprise, AL (FHA|USDA|VA) 1 $295,000 $295,000 $6,392 5.63%
CaƱon City, CO (FHA|USDA|VA) 1 $295,000 $295,000 $18,778 6.63%
DECATUR, AL (FHA|USDA|VA) 1 $295,000 $295,000 $5,617 7.25%
Payson, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $2,770 6.50%
London, KY (FHA|USDA|VA) 1 $285,000 $285,000 $17,766 5.25%
Brookings, OR (FHA|USDA|VA) 1 $285,000 $285,000 $2,593 5.25%
Prineville, OR (FHA|USDA|VA) 1 $285,000 $285,000 $6,041 6.75%
Greenwood, SC (FHA|USDA|VA) 1 $285,000 $285,000 $2,997 7.13%
Raymondville, TX (FHA|USDA|VA) 1 $285,000 $285,000 $9,025 6.75%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $285,000 $285,000 $10,556 7.50%
Cleveland, MS (FHA|USDA|VA) 2 $280,000 $140,000 $3,295 6.69%
Magnolia, AR (FHA|USDA|VA) 1 $275,000 $275,000 $20,436 5.75%
Tifton, GA (FHA|USDA|VA) 1 $275,000 $275,000 $12,320 6.75%
Georgetown, SC (FHA|USDA|VA) 1 $275,000 $275,000 $17,474 6.13%
Spencer, IA (FHA|USDA|VA) 1 $275,000 $275,000 $15,507 7.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $275,000 $275,000 $19,567 6.75%
Batesville, AR (FHA|USDA|VA) 3 $275,000 $91,667 $1,771 6.00%
Kalispell, MT (FHA|USDA|VA) 1 $275,000 $275,000 $24,072 5.88%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $270,000 $135,000 $7,437 6.69%
READING, PA (FHA|USDA|VA) 1 $265,000 $265,000 $15,613 6.75%
MUSKEGON, MI (FHA|USDA|VA) 1 $265,000 $265,000 $16,193 5.63%
Berlin, NH (FHA|USDA|VA) 1 $265,000 $265,000 $3,624 6.25%
Grand Rapids, MN (FHA|USDA|VA) 1 $265,000 $265,000 $19,049 6.00%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $265,000 $265,000 $12,977 5.63%
North Wilkesboro, NC (FHA|USDA|VA) 2 $260,000 $130,000 $7,292 6.88%
Indiana, PA (FHA|USDA|VA) 2 $260,000 $130,000 $8,242 6.56%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $255,000 $255,000 $18,828 6.50%
MONTGOMERY, AL (FHA|USDA|VA) 1 $255,000 $255,000 $1,178 6.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $250,000 $125,000 $3,525 7.50%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $250,000 $125,000 $2,418 6.38%
BURLINGTON, NC (FHA|USDA|VA) 1 $245,000 $245,000 $18,197 5.75%
Deming, NM (FHA|USDA|VA) 1 $245,000 $245,000 $14,385 6.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $245,000 $245,000 $12,916 5.75%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $245,000 $245,000 $7,094 5.88%
Ozark, AL (FHA|USDA|VA) 2 $240,000 $120,000 $3,599 7.75%
Mount Airy, NC (FHA|USDA|VA) 1 $235,000 $235,000 $15,123 6.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,730 6.75%
Pampa, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,430 6.88%
Morehead City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,184 5.25%
Elizabeth City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $15,700 6.75%
Paris, TN (FHA|USDA|VA) 1 $235,000 $235,000 $15,431 6.63%
McMinnville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $15,132 6.63%
Bellefontaine, OH (FHA|USDA|VA) 2 $230,000 $115,000 $2,793 8.25%
THE VILLAGES, FL (FHA|USDA|VA) 1 $225,000 $225,000 $10,402 6.75%
LUBBOCK, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,488 7.13%
Keene, NH (FHA|USDA|VA) 1 $225,000 $225,000 $14,483 5.75%
Sterling, CO (FHA|USDA|VA) 1 $225,000 $225,000 $5,100 6.75%
CHEYENNE, WY (FHA|USDA|VA) 1 $225,000 $225,000 $3,684 6.88%
SAGINAW, MI (FHA|USDA|VA) 1 $225,000 $225,000 $15,456 6.75%
Fort Polk South, LA (FHA|USDA|VA) 1 $215,000 $215,000 $18,714 5.75%
Seneca, SC (FHA|USDA|VA) 1 $215,000 $215,000 $16,926 6.25%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $215,000 $215,000 $17,082 6.75%
Athens, OH (FHA|USDA|VA) 1 $215,000 $215,000 $8,678 7.13%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $215,000 $215,000 $12,017 6.13%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $215,000 $215,000 $8,851 5.50%
Athens, TN (FHA|USDA|VA) 1 $215,000 $215,000 $15,583 6.75%
Richmond-Berea, KY (FHA|USDA|VA) 1 $215,000 $215,000 $13,579 6.63%
JACKSON, MS (FHA|USDA|VA) 2 $210,000 $105,000 $6,950 6.44%
SPARTANBURG, SC (FHA|USDA|VA) 1 $205,000 $205,000 $12,792 6.75%
LIMA, OH (FHA|USDA|VA) 1 $205,000 $205,000 $6,190 7.13%
Mexico, MO (FHA|USDA|VA) 1 $205,000 $205,000 $10,775 6.75%
ROCHESTER, NY (FHA|USDA|VA) 1 $205,000 $205,000 $8,915 6.88%
Brenham, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.13%
Clewiston, FL (FHA|USDA|VA) 1 $205,000 $205,000 $9,911 6.13%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $205,000 $205,000 $14,350 6.75%
Nogales, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.88%
Arkadelphia, AR (FHA|USDA|VA) 2 $200,000 $100,000 $2,661 6.50%
Indianola, MS (FHA|USDA|VA) 1 $195,000 $195,000 $8,132 6.63%
Kingsville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,936 5.75%
Gaffney, SC (FHA|USDA|VA) 1 $195,000 $195,000 $13,605 6.25%
FARMINGTON, NM (FHA|USDA|VA) 1 $195,000 $195,000 $10,098 6.38%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $195,000 $195,000 $8,530 6.38%
Craig, CO (FHA|USDA|VA) 1 $195,000 $195,000 $12,119 6.75%
Rolla, MO (FHA|USDA|VA) 1 $185,000 $185,000 $6,097 6.99%
Lumberton, NC (FHA|USDA|VA) 1 $185,000 $185,000 $1,431 6.25%
Greeneville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $7,234 6.13%
Milledgeville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $4,872 6.75%
Cedar City, UT (FHA|USDA|VA) 1 $185,000 $185,000 $9,375 6.99%
JACKSON, TN (FHA|USDA|VA) 1 $185,000 $185,000 $11,861 6.75%
Russellville, AR (FHA|USDA|VA) 1 $185,000 $185,000 $9,373 6.75%
DeRidder, LA (FHA|USDA|VA) 2 $180,000 $90,000 $4,478 6.23%
Miami, OK (FHA|USDA|VA) 1 $175,000 $175,000 $3,800 7.63%
FLINT, MI (FHA|USDA|VA) 1 $175,000 $175,000 $14,437 6.25%
GREAT FALLS, MT (FHA|USDA|VA) 1 $175,000 $175,000 $11,176 6.38%
Muskogee, OK (FHA|USDA|VA) 1 $175,000 $175,000 $7,556 7.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $175,000 $175,000 $14,558 6.75%
Meridian, MS (FHA|USDA|VA) 1 $175,000 $175,000 $12,767 6.75%
PEORIA, IL (FHA|USDA|VA) 1 $175,000 $175,000 $1,758 6.99%
Picayune, MS (FHA|USDA|VA) 2 $170,000 $85,000 $2,855 8.25%
Fort Payne, AL (FHA|USDA|VA) 1 $165,000 $165,000 $11,062 6.75%
NEW BERN, NC (FHA|USDA|VA) 1 $165,000 $165,000 $12,624 5.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $165,000 $165,000 $11,476 6.25%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $165,000 $165,000 $8,967 5.99%
Bennettsville, SC (FHA|USDA|VA) 1 $165,000 $165,000 $11,418 6.75%
Bogalusa, LA (FHA|USDA|VA) 1 $165,000 $165,000 $11,456 5.75%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $160,000 $80,000 $1,754 8.50%
Ardmore, OK (FHA|USDA|VA) 1 $155,000 $155,000 $9,921 6.63%
Columbus, MS (FHA|USDA|VA) 1 $145,000 $145,000 $7,311 5.99%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $145,000 $145,000 $10,252 6.25%
Platteville, WI (FHA|USDA|VA) 1 $145,000 $145,000 $8,098 7.75%
Sikeston, MO (FHA|USDA|VA) 1 $145,000 $145,000 $1,580 7.13%
Blytheville, AR (FHA|USDA|VA) 1 $145,000 $145,000 $916 6.63%
Sturgis, MI (FHA|USDA|VA) 1 $145,000 $145,000 $13,308 5.75%
EL PASO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $7,172 5.13%
Branson, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,430 7.13%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $135,000 $135,000 $12,606 6.63%
Galesburg, IL (FHA|USDA|VA) 1 $135,000 $135,000 $7,419 6.25%
St. Marys, GA (FHA|USDA|VA) 1 $135,000 $135,000 $10,761 7.25%
ANN ARBOR, MI (FHA|USDA|VA) 1 $135,000 $135,000 $12,282 6.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $125,000 $125,000 $10,763 6.75%
Fallon, NV (FHA|USDA|VA) 1 $125,000 $125,000 $6,802 5.75%
Somerset, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.63%
Dayton, TN (FHA|USDA|VA) 1 $125,000 $125,000 $7,238 7.25%
LaGrange, GA-AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,431 7.75%
Ruidoso, NM (FHA|USDA|VA) 1 $115,000 $115,000 $3,759 6.63%
Somerset, KY (FHA|USDA|VA) 1 $115,000 $115,000 $7,180 6.25%
Brownsville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $7,613 5.88%
HATTIESBURG, MS (FHA|USDA|VA) 1 $115,000 $115,000 $7,477 6.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $10,484 6.63%
Thomaston, GA (FHA|USDA|VA) 1 $115,000 $115,000 $8,998 5.50%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $105,000 $105,000 $7,541 5.75%
Wilson, NC (FHA|USDA|VA) 1 $105,000 $105,000 $9,582 5.75%
Sanford, NC (FHA|USDA|VA) 1 $105,000 $105,000 $9,075 6.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $105,000 $105,000 $6,723 7.88%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $105,000 $105,000 $9,924 5.63%
Marion, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,551 7.75%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $105,000 $105,000 $10,202 6.75%
PINE BLUFF, AR (FHA|USDA|VA) 2 $100,000 $50,000 $1,534 5.88%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $95,000 $95,000 $6,592 5.63%
DANVILLE, IL (FHA|USDA|VA) 1 $95,000 $95,000 $1,282 6.50%
Campbellsville, KY (FHA|USDA|VA) 1 $95,000 $95,000 $7,231 7.99%
Jasper, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,592 6.88%
Mayfield, KY (FHA|USDA|VA) 1 $75,000 $75,000 $5,424 6.63%
Madisonville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $6,379 6.75%
Mount Sterling, KY (FHA|USDA|VA) 1 $75,000 $75,000 $6,333 7.75%
Ashtabula, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,314 6.63%
BANGOR, ME (FHA|USDA|VA) 1 $65,000 $65,000 $5,388 6.13%
Atmore, AL (FHA|USDA|VA) 1 $55,000 $55,000 $5,636 6.75%
Nations Lending Corporation's top markets include Phoenix, New York, Houston, Chicago, and Las Vegas among others.

Their top states include:
  • Arizona (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,646 $1,081,860,000 $296,725 $5,647 6.50%
    FHA 2,018 $546,380,000 $270,753 $11,692 6.61%
    VA 738 $260,010,000 $352,317 $9,808 6.43%
    USDA 102 $19,580,000 $191,961 $4,363 6.74%

    For 2024, Nations Lending Corporation's most frequently originated type of loan was Conventional, with 3,646 originations. Their 2nd most popular type was FHA, with 2,018 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,724 $1,432,740,000 $303,290 $6,557 6.56%
    Cash Out Refi 1,136 $291,010,000 $256,171 $13,340 6.56%
    Refi 639 $181,435,000 $283,936 $9,433 6.24%
    Other 5 $2,645,000 $529,000 $0 10.25%

    For 2024, Nations Lending Corporation's most frequently cited loan purpose was Home Purchase, with 4,724 originations. The 2nd most popular reason was Cash Out Refi, with 1,136 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,050 $1,838,670,000 $303,912 $8,150 6.59%
    10 Year 142 $3,040,000 $21,408 $407 5.43%
    Other 138 $31,090,000 $225,290 $12,661 6.50%
    15 Year 81 $17,485,000 $215,864 $6,295 5.44%
    20 Year 71 $14,675,000 $206,690 $6,952 5.94%
    3 Year 11 $135,000 $12,273 $0 0.00%
    5 Year 6 $90,000 $15,000 $0 0.00%
    1 Year 5 $2,645,000 $529,000 $0 10.25%

    For 2024, Nations Lending Corporation's most frequently cited loan duration was 30 Year, with 6,050 originations. The 2nd most popular length was 10 Year, with 142 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,921 $497,105,000 $258,774
    $5k+ 1,864 $605,450,000 $324,812
    $1k-2k 1,160 $392,540,000 $338,397
    $2k-3k 479 $129,595,000 $270,553
    $3k-4k 464 $123,760,000 $266,724
    $4k-5k 441 $118,715,000 $269,195

    Nations Lending Corporation's average total fees were $8,150, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,921 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 3,729 $1,124,715,000 $301,613
    7-8% 1,494 $459,860,000 $307,805
    5-6% 963 $287,575,000 $298,624
    <2.5% 160 $1,820,000 $11,375
    Over 8% 123 $23,935,000 $194,593
    4-5% 27 $8,615,000 $319,074
    3-4% 8 $1,310,000 $163,750

    During 2024, Nations Lending Corporation's average interest rate for loans was 6.59%, while their most frequently originated rate bucket for loans was 6-7%, with 3,729 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,141 $898,685,000 $286,114 $8,555 6.66%
    $100k-200k 1,590 $250,700,000 $157,673 $6,454 6.66%
    $400k-600k 922 $439,380,000 $476,551 $10,566 6.69%
    $100,000 or less 469 $18,765,000 $40,011 $1,952 4.75%
    $600k-1MM 341 $240,035,000 $703,915 $10,614 6.69%
    $1MM+ 41 $60,265,000 $1,469,878 $14,746 6.82%

    2024 saw Nations Lending Corporation place emphasis on $200k-400k loans with 3,141 originations, totaling $898,685,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,538 $507,780,000 $330,156 $9,284 6.70%
    $50k-75k 1,535 $304,585,000 $198,427 $6,800 6.29%
    $75k-100k 1,298 $330,590,000 $254,692 $7,873 6.47%
    $50k or less 911 $165,315,000 $181,465 $6,216 6.32%
    $150k-250k 904 $398,730,000 $441,073 $9,681 6.80%
    $250k+ 318 $200,830,000 $631,541 $8,528 6.91%

    Nations Lending Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,538 originations. The second most popular income band? $50k-75k, with 1,535 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 823 $257,745,000 $313,177 $12,163 6.58%
    30-36% 747 $214,655,000 $287,356 $7,028 6.66%
    20-30% 699 $193,205,000 $276,402 $6,815 6.63%
    <20% 544 $92,730,000 $170,460 $3,230 5.12%
    49% 452 $145,900,000 $322,788 $7,991 6.62%
    44% 303 $90,205,000 $297,706 $7,906 6.69%
    48% 299 $96,575,000 $322,993 $8,483 6.62%
    46% 266 $81,790,000 $307,481 $8,410 6.68%
    47% 256 $82,920,000 $323,906 $8,707 6.70%
    42% 255 $84,565,000 $331,627 $8,445 6.67%
    45% 247 $80,535,000 $326,053 $8,431 6.68%
    43% 243 $76,365,000 $314,259 $8,556 6.70%
    39% 232 $68,660,000 $295,948 $8,048 6.70%
    38% 231 $70,775,000 $306,385 $7,329 6.78%
    40% 230 $69,860,000 $303,739 $8,449 6.77%
    41% 229 $71,855,000 $313,777 $7,965 6.70%
    36% 177 $49,825,000 $281,497 $7,450 6.62%
    37% 172 $45,200,000 $262,791 $7,322 6.74%
    >60% 36 $13,950,000 $387,500 $9,476 6.62%

    Nations Lending Corporation lent most frequently to those with DTI ratios of 50-60%, with 823 originations. The next most common DTI ratio? 30-36%, with 747 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,423 $1,332,285,000 $301,217 $7,408 6.61%
    Not provided 1,462 $398,730,000 $272,729 $10,279 6.38%
    Black 434 $113,950,000 $262,558 $7,360 6.21%
    Asian 101 $38,935,000 $385,495 $7,115 6.52%
    American Indian 52 $11,300,000 $217,308 $4,765 6.14%
    Asian Indian 11 $4,635,000 $421,364 $5,918 6.67%
    Filipino 6 $2,760,000 $460,000 $9,638 6.67%
    Chinese 5 $1,905,000 $381,000 $5,083 6.85%
    Native Hawaiian or Islander 5 $1,635,000 $327,000 $7,701 6.97%
    Korean 2 $780,000 $390,000 $6,850 6.50%
    Other Asian 2 $640,000 $320,000 $15,915 6.81%
    Vietnamese 1 $275,000 $275,000 $7,123 7.50%

    Approval Rates

    Total approvals of all applications
    94.68%

    Nations Lending Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.12%

    Nations Lending Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $255,000 $255,000
    NA 6,503 $1,907,575,000 $293,338

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,504 $1,907,830,000 $293,332

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 194 $38,600,000 $198,969 $6,092 6.40%
    40-60% 533 $136,315,000 $255,750 $7,635 6.52%
    60-80% 1,552 $479,630,000 $309,040 $9,269 6.72%
    80-100% 3,819 $1,203,325,000 $315,089 $8,099 6.69%
    Over 100% 115 $43,595,000 $379,087 $13,233 6.49%
    Under 20% 291 $6,365,000 $21,873 $429 3.46%