Nations Lending Corporation Mortgage Rates, Fees & Info

Independence, OH

LEI: 254900WEP08K7U7S3A80

Tax ID: 77-0605392

1.47 stars - out of 5 stars, based on 135 reviews

2020 Data | 2019 Data | 2018 Data


Overview

Nations Lending Corporation is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Nations Lending Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Cleveland, Houston, Denver, Providence, and Atlanta among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Nations Lending Corporation is typically a high fee lendor.


Originations

18,286

Origination Dollar Volume (All Markets)

$4,455,740,000
Show all (74) awards

Relative Rate

Nations Lending Corporation's average 30 year fixed rate mortgage of loans were 3.2%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of -0.16%.

Relative Fees

Nations Lending Corporation's average total fees for a 30 year fixed rate mortgage are $6,618.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 1,859 $347,475,000 $186,915 $6,703 3.28%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 942 $176,500,000 $187,367 $4,695 3.23%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 767 $176,485,000 $230,098 $5,007 3.03%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 517 $158,255,000 $306,103 $6,819 2.93%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 509 $129,065,000 $253,566 $5,982 3.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 511 $122,755,000 $240,225 $5,081 3.21%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 287 $115,685,000 $403,084 $7,926 3.18%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 471 $110,535,000 $234,682 $5,679 3.33%
WILMINGTON, DE-MD-NJ (FHA|USDA|VA) 366 $94,560,000 $258,361 $5,537 3.14%
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 214 $91,280,000 $426,542 $8,752 3.11%
BAKERSFIELD, CA (FHA|USDA|VA) 459 $90,155,000 $196,416 $5,483 2.80%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 351 $89,685,000 $255,513 $6,209 3.15%
SALISBURY, MD-DE (FHA|USDA|VA) 396 $89,430,000 $225,833 $5,661 3.22%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 316 $88,330,000 $279,525 $7,457 3.15%
NEW BRUNSWICK-LAKEWOOD, NJ (FHA|USDA|VA) 273 $86,375,000 $316,392 $7,899 3.19%
NEWARK, NJ-PA (FHA|USDA|VA) 245 $85,815,000 $350,265 $8,856 3.17%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 219 $81,625,000 $372,717 $7,279 2.99%
MONROE, MI (FHA|USDA|VA) 422 $76,590,000 $181,493 $4,697 3.31%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 280 $67,900,000 $242,500 $7,380 3.10%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) 170 $62,960,000 $370,353 $9,174 3.14%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) 200 $59,650,000 $298,250 $6,549 2.91%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 162 $49,150,000 $303,395 $6,527 3.12%
URBAN HONOLULU, HI (FHA|USDA|VA) 95 $48,325,000 $508,684 $17,406 2.99%
AKRON, OH (FHA|USDA|VA) 259 $46,205,000 $178,398 $4,477 3.22%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA (FHA|USDA|VA) 118 $44,110,000 $373,814 $7,960 3.11%
BOSTON, MA (FHA|USDA|VA) 120 $44,010,000 $366,750 $7,773 3.04%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 228 $42,930,000 $188,289 $4,827 2.75%
TUCSON, AZ (FHA|USDA|VA) 230 $42,010,000 $182,652 $5,262 3.23%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 150 $40,130,000 $267,533 $5,772 3.10%
WORCESTER, MA-CT (FHA|USDA|VA) 150 $39,370,000 $262,467 $5,243 3.11%
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 78 $39,270,000 $503,462 $10,526 2.96%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 146 $36,340,000 $248,904 $6,533 3.14%
COLUMBUS, OH (FHA|USDA|VA) 151 $33,745,000 $223,477 $5,799 3.05%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 88 $33,590,000 $381,705 $9,203 3.05%
PHILADELPHIA, PA (FHA|USDA|VA) 138 $32,260,000 $233,768 $7,744 3.04%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 95 $31,985,000 $336,684 $7,609 3.10%
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 133 $31,245,000 $234,925 $6,583 3.13%
CANTON-MASSILLON, OH (FHA|USDA|VA) 170 $29,980,000 $176,353 $4,124 3.27%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 59 $28,685,000 $486,186 $7,766 3.01%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 101 $28,335,000 $280,545 $4,876 3.00%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 106 $26,360,000 $248,679 $5,607 3.40%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 130 $26,330,000 $202,538 $6,858 3.22%
BATON ROUGE, LA (FHA|USDA|VA) 132 $25,300,000 $191,667 $4,385 3.34%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 106 $24,870,000 $234,623 $4,839 3.09%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 105 $24,745,000 $235,667 $7,700 3.40%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 89 $24,665,000 $277,135 $8,742 3.20%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) 66 $24,620,000 $373,030 $6,856 2.93%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 52 $22,640,000 $435,385 $6,367 2.90%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 67 $20,875,000 $311,567 $9,192 3.22%
COLORADO SPRINGS, CO (FHA|USDA|VA) 79 $20,525,000 $259,810 $6,680 3.02%
DETROIT-DEARBORN-LIVONIA, MI (FHA|USDA|VA) 120 $19,850,000 $165,417 $4,889 3.29%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 67 $18,665,000 $278,582 $7,429 3.26%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 84 $17,650,000 $210,119 $6,251 3.15%
GREELEY, CO (FHA|USDA|VA) 65 $16,885,000 $259,769 $7,805 3.07%
CAMDEN, NJ (FHA|USDA|VA) 85 $16,885,000 $198,647 $6,040 3.18%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 31 $16,725,000 $539,516 $11,095 3.13%
MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) 51 $16,165,000 $316,961 $9,743 3.29%
LAFAYETTE, LA (FHA|USDA|VA) 79 $15,805,000 $200,063 $4,187 3.23%
KANSAS CITY, MO-KS (FHA|USDA|VA) 76 $15,620,000 $205,526 $5,252 3.27%
JACKSONVILLE, FL (FHA|USDA|VA) 68 $15,140,000 $222,647 $6,418 3.21%
WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) 63 $15,095,000 $239,603 $6,750 3.09%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 71 $14,935,000 $210,352 $5,040 3.24%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 77 $14,655,000 $190,325 $6,083 3.12%
SALT LAKE CITY, UT (FHA|USDA|VA) 42 $13,550,000 $322,619 $6,146 3.01%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 62 $13,540,000 $218,387 $6,508 3.23%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 40 $13,300,000 $332,500 $7,252 2.96%
RALEIGH-CARY, NC (FHA|USDA|VA) 59 $13,095,000 $221,949 $8,127 3.21%
STOCKTON, CA (FHA|USDA|VA) 37 $12,625,000 $341,216 $8,051 3.07%
FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) 60 $12,560,000 $209,333 $6,640 3.31%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 59 $12,265,000 $207,881 $6,192 3.13%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 54 $11,630,000 $215,370 $7,895 3.26%
GAINESVILLE, FL (FHA|USDA|VA) 54 $11,340,000 $210,000 $5,800 3.25%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) 16 $11,330,000 $708,125 $12,888 3.21%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 64 $11,260,000 $175,938 $6,707 3.44%
PUNTA GORDA, FL (FHA|USDA|VA) 58 $11,170,000 $192,586 $4,805 3.31%
PITTSBURGH, PA (FHA|USDA|VA) 47 $11,135,000 $236,915 $7,361 3.05%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 54 $11,060,000 $204,815 $4,048 2.91%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 56 $11,020,000 $196,786 $5,759 3.21%
SALEM, OR (FHA|USDA|VA) 43 $10,855,000 $252,442 $8,003 3.18%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 23 $10,845,000 $471,522 $19,165 3.34%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 53 $10,805,000 $203,868 $4,801 3.38%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 41 $10,625,000 $259,146 $9,791 3.35%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 47 $10,245,000 $217,979 $5,743 3.37%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 29 $10,155,000 $350,172 $6,957 3.01%
RICHMOND, VA (FHA|USDA|VA) 42 $10,100,000 $240,476 $7,539 3.10%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 37 $9,695,000 $262,027 $7,883 3.16%
SPRINGFIELD, MA (FHA|USDA|VA) 44 $9,420,000 $214,091 $5,277 3.32%
ALBUQUERQUE, NM (FHA|USDA|VA) 50 $9,140,000 $182,800 $6,717 3.36%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 43 $8,975,000 $208,721 $6,253 3.31%
DOVER, DE (FHA|USDA|VA) 33 $8,745,000 $265,000 $7,427 3.09%
ODESSA, TX (FHA|USDA|VA) 39 $8,745,000 $224,231 $6,930 3.08%
PROVO-OREM, UT (FHA|USDA|VA) 28 $8,180,000 $292,143 $6,949 3.09%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH (FHA|USDA|VA) 30 $7,850,000 $261,667 $8,780 3.17%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 28 $7,720,000 $275,714 $7,899 3.08%
MIDLAND, TX (FHA|USDA|VA) 31 $7,545,000 $243,387 $7,893 3.16%
MERCED, CA (FHA|USDA|VA) 33 $7,535,000 $228,333 $4,756 3.33%
MODESTO, CA (FHA|USDA|VA) 28 $7,340,000 $262,143 $7,446 3.14%
LAKE CHARLES, LA (FHA|USDA|VA) 43 $7,315,000 $170,116 $3,887 3.53%
TOLEDO, OH (FHA|USDA|VA) 40 $7,280,000 $182,000 $5,517 3.23%
COLUMBIA, SC (FHA|USDA|VA) 31 $7,275,000 $234,677 $6,318 3.11%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 32 $7,050,000 $220,313 $6,555 3.32%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 31 $7,015,000 $226,290 $11,275 3.13%
FRESNO, CA (FHA|USDA|VA) 27 $6,965,000 $257,963 $8,301 3.10%
BOISE CITY, ID (FHA|USDA|VA) 26 $6,870,000 $264,231 $8,344 3.21%
OCALA, FL (FHA|USDA|VA) 43 $6,825,000 $158,721 $6,037 3.40%
ASHEVILLE, NC (FHA|USDA|VA) 37 $6,795,000 $183,649 $7,447 3.21%
PORT ST. LUCIE, FL (FHA|USDA|VA) 32 $6,450,000 $201,563 $6,994 3.30%
VALLEJO, CA (FHA|USDA|VA) 18 $6,420,000 $356,667 $10,084 3.13%
COEUR D'ALENE, ID (FHA|USDA|VA) 24 $6,280,000 $261,667 $7,865 3.10%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 27 $6,255,000 $231,667 $6,950 3.00%
MOBILE, AL (FHA|USDA|VA) 33 $6,215,000 $188,333 $5,004 3.01%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 25 $6,185,000 $247,400 $7,798 3.28%
BEND, OR (FHA|USDA|VA) 23 $5,965,000 $259,348 $10,112 3.11%
WINSTON-SALEM, NC (FHA|USDA|VA) 31 $5,885,000 $189,839 $7,457 3.33%
GARY, IN (FHA|USDA|VA) 25 $5,835,000 $233,400 $6,349 3.16%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 26 $5,740,000 $220,769 $7,264 3.34%
WICHITA, KS (FHA|USDA|VA) 29 $5,595,000 $192,931 $5,329 3.11%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 32 $5,540,000 $173,125 $6,640 3.19%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 26 $5,510,000 $211,923 $7,884 3.38%
VISALIA, CA (FHA|USDA|VA) 26 $5,380,000 $206,923 $6,483 3.22%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 23 $5,245,000 $228,043 $6,977 3.10%
FLAGSTAFF, AZ (FHA|USDA|VA) 22 $5,190,000 $235,909 $9,105 3.33%
FORT COLLINS, CO (FHA|USDA|VA) 16 $5,130,000 $320,625 $7,846 3.06%
TYLER, TX (FHA|USDA|VA) 24 $5,070,000 $211,250 $5,736 3.38%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 28 $5,070,000 $181,071 $6,659 3.24%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 21 $4,945,000 $235,476 $9,248 3.17%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 22 $4,930,000 $224,091 $7,054 3.11%
ST. LOUIS, MO-IL (FHA|USDA|VA) 22 $4,910,000 $223,182 $6,370 2.86%
BOULDER, CO (FHA|USDA|VA) 14 $4,890,000 $349,286 $7,229 3.05%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 17 $4,655,000 $273,824 $7,137 3.40%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 23 $4,645,000 $201,957 $5,710 3.16%
ALBANY-LEBANON, OR (FHA|USDA|VA) 19 $4,645,000 $244,474 $9,786 3.32%
KNOXVILLE, TN (FHA|USDA|VA) 23 $4,565,000 $198,478 $7,152 3.27%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 20 $4,550,000 $227,500 $8,914 3.28%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 20 $4,370,000 $218,500 $7,111 3.20%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 19 $4,225,000 $222,368 $6,681 3.15%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 18 $4,090,000 $227,222 $6,918 3.13%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 17 $3,945,000 $232,059 $5,568 3.35%
MEDFORD, OR (FHA|USDA|VA) 17 $3,925,000 $230,882 $8,185 3.20%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 13 $3,875,000 $298,077 $7,438 3.06%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 20 $3,860,000 $193,000 $6,421 3.16%
DAYTON-KETTERING, OH (FHA|USDA|VA) 17 $3,775,000 $222,059 $5,989 3.15%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 13 $3,725,000 $286,538 $5,310 2.90%
YUBA CITY, CA (FHA|USDA|VA) 16 $3,710,000 $231,875 $7,297 3.05%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 18 $3,640,000 $202,222 $5,698 3.28%
MADERA, CA (FHA|USDA|VA) 15 $3,515,000 $234,333 $5,817 3.43%
LANCASTER, PA (FHA|USDA|VA) 16 $3,410,000 $213,125 $7,454 3.09%
ST. GEORGE, UT (FHA|USDA|VA) 14 $3,410,000 $243,571 $6,294 3.04%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 19 $3,335,000 $175,526 $5,726 3.39%
PANAMA CITY, FL (FHA|USDA|VA) 10 $3,310,000 $331,000 $8,706 2.95%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 15 $3,295,000 $219,667 $7,933 3.27%
REDDING, CA (FHA|USDA|VA) 14 $3,250,000 $232,143 $6,018 3.37%
LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) 14 $3,240,000 $231,429 $6,251 2.99%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 15 $3,235,000 $215,667 $6,842 2.98%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 13 $3,145,000 $241,923 $6,562 3.17%
FAYETTEVILLE, NC (FHA|USDA|VA) 16 $3,120,000 $195,000 $5,312 3.14%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 17 $3,085,000 $181,471 $6,589 3.11%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 14 $3,080,000 $220,000 $7,400 2.97%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 15 $3,075,000 $205,000 $5,687 3.19%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 17 $2,955,000 $173,824 $7,493 3.34%
WILMINGTON, NC (FHA|USDA|VA) 16 $2,940,000 $183,750 $7,561 3.16%
GRAND JUNCTION, CO (FHA|USDA|VA) 12 $2,940,000 $245,000 $7,997 3.18%
HUNTSVILLE, AL (FHA|USDA|VA) 11 $2,825,000 $256,818 $6,991 3.30%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 9 $2,815,000 $312,778 $6,852 2.83%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 17 $2,815,000 $165,588 $6,424 2.95%
CHICO, CA (FHA|USDA|VA) 12 $2,740,000 $228,333 $10,814 3.26%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 17 $2,735,000 $160,882 $5,306 3.19%
SAVANNAH, GA (FHA|USDA|VA) 13 $2,725,000 $209,615 $5,712 3.08%
LONGVIEW, TX (FHA|USDA|VA) 14 $2,710,000 $193,571 $6,958 3.38%
SALINAS, CA (FHA|USDA|VA) 6 $2,690,000 $448,333 $14,128 3.06%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 11 $2,685,000 $244,091 $6,973 3.27%
YAKIMA, WA (FHA|USDA|VA) 13 $2,675,000 $205,769 $7,977 3.07%
TALLAHASSEE, FL (FHA|USDA|VA) 16 $2,640,000 $165,000 $6,648 3.23%
PUEBLO, CO (FHA|USDA|VA) 11 $2,505,000 $227,727 $7,926 3.15%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 11 $2,495,000 $226,818 $11,014 3.08%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 5 $2,485,000 $497,000 $8,806 2.90%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $2,480,000 $413,333 $15,464 2.71%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 10 $2,460,000 $246,000 $7,519 3.23%
SPARTANBURG, SC (FHA|USDA|VA) 14 $2,420,000 $172,857 $6,155 3.18%
OKLAHOMA CITY, OK (FHA|USDA|VA) 16 $2,410,000 $150,625 $7,489 3.81%
GREEN BAY, WI (FHA|USDA|VA) 8 $2,370,000 $296,250 $6,373 2.69%
YORK-HANOVER, PA (FHA|USDA|VA) 13 $2,345,000 $180,385 $8,286 3.10%
COLUMBUS, GA-AL (FHA|USDA|VA) 13 $2,325,000 $178,846 $6,155 3.28%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 13 $2,235,000 $171,923 $6,342 3.20%
GAINESVILLE, GA (FHA|USDA|VA) 12 $2,190,000 $182,500 $4,215 3.43%
EL PASO, TX (FHA|USDA|VA) 13 $2,165,000 $166,538 $4,841 3.28%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 10 $2,140,000 $214,000 $6,954 3.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 9 $2,135,000 $237,222 $6,292 3.06%
ELGIN, IL (FHA|USDA|VA) 10 $2,130,000 $213,000 $6,538 3.28%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 10 $2,080,000 $208,000 $6,083 3.51%
SAN RAFAEL, CA (FHA|USDA|VA) 5 $2,055,000 $411,000 $7,883 2.90%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 10 $2,030,000 $203,000 $6,549 3.64%
HAMMOND, LA (FHA|USDA|VA) 10 $1,980,000 $198,000 $4,648 3.51%
ANN ARBOR, MI (FHA|USDA|VA) 10 $1,970,000 $197,000 $5,788 3.33%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 14 $1,950,000 $139,286 $4,652 2.95%
FLINT, MI (FHA|USDA|VA) 10 $1,950,000 $195,000 $7,631 3.18%
LONGVIEW, WA (FHA|USDA|VA) 8 $1,930,000 $241,250 $7,080 3.17%
GRANTS PASS, OR (FHA|USDA|VA) 8 $1,900,000 $237,500 $10,892 3.45%
BLOOMINGTON, IL (FHA|USDA|VA) 12 $1,900,000 $158,333 $4,280 3.77%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 11 $1,835,000 $166,818 $4,729 3.43%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $1,785,000 $198,333 $6,534 3.08%
WENATCHEE, WA (FHA|USDA|VA) 8 $1,760,000 $220,000 $9,417 3.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 9 $1,755,000 $195,000 $6,374 3.35%
MONTGOMERY, AL (FHA|USDA|VA) 8 $1,750,000 $218,750 $6,180 3.05%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 11 $1,735,000 $157,727 $7,075 3.32%
VALDOSTA, GA (FHA|USDA|VA) 13 $1,685,000 $129,615 $3,874 3.58%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 7 $1,685,000 $240,714 $6,051 2.64%
FLORENCE, SC (FHA|USDA|VA) 11 $1,675,000 $152,273 $4,122 3.23%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 8 $1,660,000 $207,500 $5,256 3.09%
BELLINGHAM, WA (FHA|USDA|VA) 7 $1,655,000 $236,429 $10,672 3.54%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 10 $1,590,000 $159,000 $5,990 2.99%
BOWLING GREEN, KY (FHA|USDA|VA) 8 $1,580,000 $197,500 $5,627 3.08%
LYNCHBURG, VA (FHA|USDA|VA) 10 $1,560,000 $156,000 $6,004 3.44%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 6 $1,550,000 $258,333 $6,338 2.96%
JOHNSON CITY, TN (FHA|USDA|VA) 9 $1,535,000 $170,556 $6,000 3.47%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,530,000 $255,000 $4,806 3.65%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 6 $1,510,000 $251,667 $7,545 2.69%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $1,505,000 $215,000 $9,223 3.04%
SEBASTIAN-VERO BEACH, FL (FHA|USDA|VA) 7 $1,495,000 $213,571 $7,328 3.21%
NAPA, CA (FHA|USDA|VA) 4 $1,490,000 $372,500 $7,388 3.00%
WINCHESTER, VA-WV (FHA|USDA|VA) 6 $1,480,000 $246,667 $6,785 3.13%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 7 $1,475,000 $210,714 $5,729 3.52%
JACKSON, MS (FHA|USDA|VA) 10 $1,460,000 $146,000 $6,053 3.04%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 7 $1,425,000 $203,571 $7,722 3.27%
GOLDSBORO, NC (FHA|USDA|VA) 10 $1,420,000 $142,000 $4,997 3.30%
EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $1,390,000 $173,750 $5,705 3.08%
CHARLESTON, WV (FHA|USDA|VA) 8 $1,390,000 $173,750 $8,387 3.19%
CHEYENNE, WY (FHA|USDA|VA) 7 $1,365,000 $195,000 $7,292 3.34%
EL CENTRO, CA (FHA|USDA|VA) 7 $1,355,000 $193,571 $8,350 3.20%
DULUTH, MN-WI (FHA|USDA|VA) 7 $1,325,000 $189,286 $5,410 3.20%
MISSOULA, MT (FHA|USDA|VA) 5 $1,255,000 $251,000 $5,997 2.98%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $1,230,000 $153,750 $8,042 3.64%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 7 $1,215,000 $173,571 $6,550 2.88%
ROANOKE, VA (FHA|USDA|VA) 6 $1,210,000 $201,667 $8,308 2.98%
THE VILLAGES, FL (FHA|USDA|VA) 8 $1,210,000 $151,250 $4,778 3.33%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $1,205,000 $172,143 $6,166 3.36%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 7 $1,185,000 $169,286 $7,393 3.11%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,180,000 $295,000 $11,414 3.09%
SPRINGFIELD, OH (FHA|USDA|VA) 8 $1,170,000 $146,250 $4,611 3.23%
WHEELING, WV-OH (FHA|USDA|VA) 8 $1,130,000 $141,250 $5,965 2.97%
MANSFIELD, OH (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,093 3.19%
BLOOMINGTON, IN (FHA|USDA|VA) 7 $1,095,000 $156,429 $5,496 3.09%
WAUSAU-WESTON, WI (FHA|USDA|VA) 5 $1,085,000 $217,000 $9,554 3.58%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $1,075,000 $215,000 $8,708 3.45%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,075,000 $153,571 $6,142 3.39%
SIOUX FALLS, SD (FHA|USDA|VA) 5 $1,035,000 $207,000 $5,084 3.18%
FARGO, ND-MN (FHA|USDA|VA) 4 $1,020,000 $255,000 $12,415 2.84%
TULSA, OK (FHA|USDA|VA) 7 $1,015,000 $145,000 $6,848 3.61%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $1,010,000 $252,500 $8,296 2.88%
BILLINGS, MT (FHA|USDA|VA) 5 $995,000 $199,000 $8,066 3.33%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $965,000 $193,000 $8,855 3.38%
ABILENE, TX (FHA|USDA|VA) 6 $950,000 $158,333 $6,252 3.56%
READING, PA (FHA|USDA|VA) 4 $930,000 $232,500 $6,784 3.38%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 5 $925,000 $185,000 $5,940 2.85%
WARNER ROBINS, GA (FHA|USDA|VA) 7 $925,000 $132,143 $4,400 3.61%
WALLA WALLA, WA (FHA|USDA|VA) 5 $915,000 $183,000 $7,712 3.78%
BRUNSWICK, GA (FHA|USDA|VA) 5 $905,000 $181,000 $4,475 3.20%
NASSAU COUNTY-SUFFOLK COUNTY, NY (FHA|USDA|VA) 2 $880,000 $440,000 $14,355 2.63%
SAN ANGELO, TX (FHA|USDA|VA) 4 $870,000 $217,500 $7,947 2.66%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $860,000 $215,000 $7,170 3.09%
STATE COLLEGE, PA (FHA|USDA|VA) 6 $860,000 $143,333 $6,055 3.73%
RENO, NV (FHA|USDA|VA) 4 $850,000 $212,500 $10,185 3.44%
JACKSON, MI (FHA|USDA|VA) 6 $850,000 $141,667 $6,361 3.69%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $845,000 $169,000 $3,393 3.03%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $820,000 $205,000 $8,079 3.28%
JONESBORO, AR (FHA|USDA|VA) 1 $795,000 $795,000 $31,512 2.88%
GREAT FALLS, MT (FHA|USDA|VA) 4 $790,000 $197,500 $8,423 3.25%
YUMA, AZ (FHA|USDA|VA) 5 $785,000 $157,000 $7,724 3.38%
WILLIAMSPORT, PA (FHA|USDA|VA) 4 $760,000 $190,000 $4,546 3.28%
MONROE, LA (FHA|USDA|VA) 4 $740,000 $185,000 $5,217 3.03%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $740,000 $185,000 $9,904 3.25%
MADISON, WI (FHA|USDA|VA) 3 $715,000 $238,333 $8,560 3.00%
LOGAN, UT-ID (FHA|USDA|VA) 3 $705,000 $235,000 $6,044 3.21%
LUBBOCK, TX (FHA|USDA|VA) 4 $700,000 $175,000 $6,708 3.44%
SANTA FE, NM (FHA|USDA|VA) 2 $700,000 $350,000 $8,149 3.00%
FORT WAYNE, IN (FHA|USDA|VA) 4 $690,000 $172,500 $4,346 3.06%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 5 $685,000 $137,000 $6,925 3.40%
ANCHORAGE, AK (FHA|USDA|VA) 3 $675,000 $225,000 $6,485 3.08%
TEXARKANA, TX-AR (FHA|USDA|VA) 5 $675,000 $135,000 $5,390 3.75%
MANHATTAN, KS (FHA|USDA|VA) 5 $675,000 $135,000 $5,726 3.38%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $675,000 $225,000 $8,252 2.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $660,000 $165,000 $7,007 3.09%
HARRISONBURG, VA (FHA|USDA|VA) 3 $645,000 $215,000 $4,656 3.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $645,000 $215,000 $5,057 3.13%
FARMINGTON, NM (FHA|USDA|VA) 4 $640,000 $160,000 $9,474 3.09%
LEBANON, PA (FHA|USDA|VA) 3 $635,000 $211,667 $9,729 3.08%
BANGOR, ME (FHA|USDA|VA) 4 $630,000 $157,500 $5,733 2.88%
DOTHAN, AL (FHA|USDA|VA) 5 $615,000 $123,000 $3,813 3.68%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $615,000 $205,000 $7,510 2.83%
BURLINGTON, NC (FHA|USDA|VA) 6 $600,000 $100,000 $5,599 4.02%
POCATELLO, ID (FHA|USDA|VA) 2 $600,000 $300,000 $12,046 3.44%
MORRISTOWN, TN (FHA|USDA|VA) 4 $590,000 $147,500 $8,117 3.56%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $590,000 $295,000 $2,877 3.31%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $580,000 $290,000 $13,906 3.19%
CARSON CITY, NV (FHA|USDA|VA) 3 $555,000 $185,000 $10,058 3.13%
OWENSBORO, KY (FHA|USDA|VA) 2 $550,000 $275,000 $11,397 2.88%
CLEVELAND, TN (FHA|USDA|VA) 2 $540,000 $270,000 $3,933 3.19%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $535,000 $178,333 $4,683 3.33%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $515,000 $103,000 $4,159 3.68%
LAREDO, TX (FHA|USDA|VA) 3 $505,000 $168,333 $7,274 3.79%
GREENVILLE, NC (FHA|USDA|VA) 3 $505,000 $168,333 $5,325 2.96%
BECKLEY, WV (FHA|USDA|VA) 3 $505,000 $168,333 $5,040 3.21%
ALTOONA, PA (FHA|USDA|VA) 2 $500,000 $250,000 $5,762 3.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $480,000 $240,000 $6,156 2.94%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $465,000 $155,000 $5,769 3.29%
MORGANTOWN, WV (FHA|USDA|VA) 3 $455,000 $151,667 $6,018 3.00%
GETTYSBURG, PA (FHA|USDA|VA) 2 $450,000 $225,000 $9,784 3.06%
PEORIA, IL (FHA|USDA|VA) 5 $445,000 $89,000 $2,793 3.05%
CASPER, WY (FHA|USDA|VA) 3 $435,000 $145,000 $6,442 3.63%
LAWRENCE, KS (FHA|USDA|VA) 2 $430,000 $215,000 $10,813 2.88%
COLUMBUS, IN (FHA|USDA|VA) 2 $430,000 $215,000 $7,779 3.19%
SUMTER, SC (FHA|USDA|VA) 2 $430,000 $215,000 $4,376 2.75%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $430,000 $215,000 $9,215 3.38%
TWIN FALLS, ID (FHA|USDA|VA) 2 $430,000 $215,000 $9,257 3.50%
LAS CRUCES, NM (FHA|USDA|VA) 3 $425,000 $141,667 $6,917 3.08%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $425,000 $141,667 $5,537 4.13%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $420,000 $210,000 $5,674 2.94%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $410,000 $205,000 $4,678 2.88%
PITTSFIELD, MA (FHA|USDA|VA) 2 $410,000 $205,000 $4,362 4.44%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $405,000 $135,000 $5,986 3.71%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $395,000 $131,667 $3,253 3.17%
RAPID CITY, SD (FHA|USDA|VA) 2 $390,000 $195,000 $6,654 3.69%
MUSKEGON, MI (FHA|USDA|VA) 1 $385,000 $385,000 $4,257 2.63%
JACKSON, TN (FHA|USDA|VA) 2 $380,000 $190,000 $7,362 3.13%
TOPEKA, KS (FHA|USDA|VA) 3 $375,000 $125,000 $9,870 3.79%
LIMA, OH (FHA|USDA|VA) 2 $360,000 $180,000 $8,873 4.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $355,000 $118,333 $4,396 3.42%
NEW BERN, NC (FHA|USDA|VA) 2 $340,000 $170,000 $3,121 2.81%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $330,000 $165,000 $3,072 3.75%
KANKAKEE, IL (FHA|USDA|VA) 2 $310,000 $155,000 $3,080 3.19%
ALBANY, GA (FHA|USDA|VA) 2 $290,000 $145,000 $10,790 3.63%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $285,000 $95,000 $3,480 3.71%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $270,000 $135,000 $5,780 3.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $260,000 $130,000 $5,615 3.44%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $260,000 $130,000 $3,717 4.25%
ST. CLOUD, MN (FHA|USDA|VA) 2 $250,000 $125,000 $8,531 3.31%
HATTIESBURG, MS (FHA|USDA|VA) 1 $245,000 $245,000 $14,857 2.75%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $245,000 $245,000 $5,417 2.50%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $235,000 $235,000 $1,249 2.88%
AMARILLO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,266 3.50%
BAY CITY, MI (FHA|USDA|VA) 2 $230,000 $115,000 $8,762 3.19%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $225,000 $225,000 $9,490 2.88%
MIDLAND, MI (FHA|USDA|VA) 2 $210,000 $105,000 $6,761 4.25%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $200,000 $100,000 $6,166 4.06%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $200,000 $100,000 $8,124 3.13%
FOND DU LAC, WI (FHA|USDA|VA) 1 $195,000 $195,000 $9,613 2.63%
RACINE, WI (FHA|USDA|VA) 1 $195,000 $195,000 $6,646 2.75%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $185,000 $185,000 $6,100 3.38%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $175,000 $175,000 $11,378 3.63%
KOKOMO, IN (FHA|USDA|VA) 1 $175,000 $175,000 $6,996 3.38%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $165,000 $165,000 $4,040 2.75%
DALTON, GA (FHA|USDA|VA) 2 $160,000 $80,000 $7,865 4.50%
PINE BLUFF, AR (FHA|USDA|VA) 1 $155,000 $155,000 $10,568 3.25%
ROME, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,216 3.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $155,000 $155,000 $3,147 2.25%
FAIRBANKS, AK (FHA|USDA|VA) 1 $155,000 $155,000 $3,195 2.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $145,000 $145,000 $7,163 3.75%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $145,000 $145,000 $7,073 3.13%
MUNCIE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,738 2.63%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $115,000 $115,000 $7,807 3.75%
HINESVILLE, GA (FHA|USDA|VA) 1 $115,000 $115,000 $7,138 4.13%
WACO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $7,726 3.88%
DECATUR, AL (FHA|USDA|VA) 1 $95,000 $95,000 $7,948 4.75%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $75,000 $75,000 $7,107 3.50%
DECATUR, IL (FHA|USDA|VA) 1 $55,000 $55,000 $3,030 4.50%

Nations Lending Corporation's top markets include Cleveland, Houston, Denver, Providence, and Atlanta among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 10,572 $2,699,910,000 $255,383 $5,592 3.11%
FHA 5,043 $1,100,885,000 $218,300 $8,376 3.35%
VA 2,338 $595,980,000 $254,910 $6,409 3.03%
USDA 333 $58,965,000 $177,072 $4,186 3.32%

For the 2020 period, Nations Lending Corporation's most frequently originated loan type of loans were Conventional, with 10,572 originations. Their 2nd most popular type is FHA, with 5,043 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 8,241 $2,143,415,000 $260,092 $6,073 3.03%
Home Purchase 6,398 $1,462,810,000 $228,636 $5,613 3.24%
Cash Out Refi 3,647 $849,515,000 $232,935 $8,718 3.35%

For the 2020, Nations Lending Corporation's most frequently cited loan purpose of loans were Refi, with 8,241 originations. The 2nd most popular reason of loans were Home Purchase, with 6,398 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 15,540 $3,905,940,000 $251,347 $6,618 3.20%
15 Year 1,376 $267,230,000 $194,208 $5,316 2.90%
20 Year 659 $138,695,000 $210,463 $5,948 3.28%
Other 538 $129,510,000 $240,725 $5,727 3.12%
10 Year 119 $13,765,000 $115,672 $3,726 2.70%
3 Year 49 $545,000 $11,122 $0 0.10%
5 Year 5 $55,000 $11,000 $0 0.00%

For the 2020, Nations Lending Corporation's most frequently cited loan length of loans were 30 Year, with 15,540 originations. The 2nd most popular length of loans were 15 Year, with 1,376 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$5k+ 4,166 $1,227,870,000 $294,736
$1k-2k 4,014 $1,050,530,000 $261,716
$<1k 3,966 $832,990,000 $210,033
$3k-4k 3,777 $816,055,000 $216,059
$2k-3k 2,182 $485,510,000 $222,507

$6,618 of loans were Nations Lending Corporation's average total fees, while their most frequently occuring range of origination fees were in the $5k+ bucket, with 4,166 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 9,277 $2,182,295,000 $235,237
2.5-3% 5,959 $1,575,115,000 $264,325
<2.5% 1,990 $496,640,000 $249,568
4-5% 961 $187,455,000 $195,062
5-6% 90 $14,000,000 $155,556
7-8% 8 $80,000 $10,000
6-7% 1 $155,000 $155,000

During 2020, Nations Lending Corporation's average interest rate of loans were 3.20%, while their most frequently originated rate bucket of loans were 3-4%, with 9,277 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 8,499 $2,345,485,000 $275,972 $6,832 3.13%
$100k-200k 6,610 $1,023,440,000 $154,832 $5,503 3.27%
$400k-600k 1,722 $810,250,000 $470,528 $8,696 3.06%
$100,000 or less 1,174 $77,180,000 $65,741 $3,890 3.02%
$600k-1MM 272 $187,540,000 $689,485 $12,106 3.06%
$1MM+ 9 $11,845,000 $1,316,111 $39,300 3.07%

2020 saw Nations Lending Corporation place emphasis on $200k-400k loans with 8,499 originations, totaling $2,345,485,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k or less 5,256 $997,720,000 $189,825 $5,451 3.16%
$50k-75k 4,731 $980,815,000 $207,317 $6,484 3.21%
$100k-150k 3,175 $951,485,000 $299,680 $7,142 3.15%
$75k-100k 3,117 $782,175,000 $250,938 $7,094 3.18%
$150k-250k 1,594 $580,250,000 $364,021 $6,897 3.10%
$250k+ 364 $150,570,000 $413,654 $6,644 3.05%

Nations Lending Corporation lent most frequently to those with incomes in the $50k or less range, with 5,256 originations. The second most popular income band? $50k-75k, with 4,731 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 3,026 $724,480,000 $239,418 $5,804 3.10%
30-36% 2,966 $703,990,000 $237,353 $6,196 3.17%
<20% 2,743 $656,955,000 $239,502 $4,912 2.97%
50-60% 1,411 $342,545,000 $242,768 $9,031 3.28%
44% 814 $202,570,000 $248,857 $6,740 3.33%
42% 678 $169,470,000 $249,956 $6,965 3.24%
43% 676 $174,250,000 $257,766 $7,122 3.32%
41% 668 $166,010,000 $248,518 $6,448 3.20%
39% 663 $167,035,000 $251,938 $6,479 3.21%
40% 627 $157,115,000 $250,582 $6,849 3.21%
38% 590 $141,190,000 $239,305 $6,453 3.21%
37% 529 $131,925,000 $249,386 $6,748 3.23%
36% 526 $126,660,000 $240,798 $6,487 3.18%
45% 521 $126,565,000 $242,927 $6,686 3.24%
49% 492 $124,940,000 $253,943 $7,290 3.23%
46% 461 $115,585,000 $250,727 $7,216 3.22%
47% 420 $105,580,000 $251,381 $7,379 3.22%
48% 415 $102,385,000 $246,711 $7,196 3.22%
>60% 60 $16,490,000 $274,833 $7,070 3.34%

Nations Lending Corporation lent most frequently to those with DTI ratios of 20-30%, with 3,026 originations. The next most common DTI ratio? 30-36%, with 2,966 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 14,456 $3,426,270,000 $237,014 $6,291 3.19%
Not provided 1,763 $481,385,000 $273,049 $7,395 3.00%
Black 1,475 $338,715,000 $229,637 $6,041 3.20%
Asian 475 $174,525,000 $367,421 $8,076 3.05%
Native Hawaiian 48 $17,540,000 $365,417 $13,217 3.18%
American Indian 55 $12,865,000 $233,909 $6,671 3.03%
Asian Indian 7 $2,205,000 $315,000 $4,488 2.89%
Other Asian 3 $995,000 $331,667 $5,983 3.42%
Other Pacific Islander 2 $510,000 $255,000 $8,573 2.56%
Filipino 1 $435,000 $435,000 $12,034 2.63%
Chinese 1 $295,000 $295,000 $5,898 2.63%

Approval Rates

Total approvals of all applications
93.04%

Nations Lending Corporation has an average approval rate.

Pick Rate

Approvals leading to origination
74.83%

Nations Lending Corporation has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
0.0 1 $15,000 $15,000
NA 18,285 $4,455,725,000 $243,682

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 2,446 $402,920,000 $164,726
Single Family (1-4 Units):Site-Built 15,840 $4,052,820,000 $255,860

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 345 $66,715,000 $193,377 $5,458 3.00%
40-60% 1,784 $437,420,000 $245,191 $6,111 3.03%
60-80% 5,593 $1,432,765,000 $256,171 $6,641 3.20%
80-100% 9,742 $2,363,640,000 $242,624 $6,535 3.25%
Over 100% 412 $116,470,000 $282,694 $7,153 3.06%
Under 20% 281 $4,655,000 $16,566 $381 1.16%