Nations Lending Corporation Mortgage Rates, Fees & Info

Independence, OH

LEI: 254900WEP08K7U7S3A80

Tax ID: 77-0605392

5 stars - Updated: 12/17/24 - out of 5 stars, based on 87 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Nations Lending Corporation is a small mortgage company specializing in Home Purchase loans. Nations Lending Corporation has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, Chicago, New York, Houston, and Philadelphia among others. We have data for 519 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nations Lending Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nations Lending Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.77% 12/17/24
30 Year Conventional Refi 6.78% 12/17/24
30 Year Cash-out Refi 6.89% 12/17/24
30 Year FHA Purchase 7.58% 12/17/24
30 Year FHA Refi 7.32% 12/17/24
30 Year VA Purchase 6.45% 12/17/24
30 Year VA Refi 6.11% 12/17/24
30 Year USDA Purchase 6.87% 12/17/24
30 Year USDA Refi 6.27% 12/17/24
15 Year Conventional Purchase 6.11% 12/17/24
15 Year Conventional Refi 6.48% 12/17/24
15 Year Cash-out Refi 6.48% 12/17/24
15 Year FHA Refi 6.61% 12/17/24
15 Year VA Purchase 5.83% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nations Lending Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Nations Lending Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,583

Origination Dollar Volume (All Markets)

$2,114,605,000
Show all (57) awards

Relative Rate

Nations Lending Corporation's average 30 year fixed mortgage rate was 6.71%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.23%.

Relative Fees (Closing Costs)

Nations Lending Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $8,350.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 416 $187,900,000 $451,683 $9,408 6.62%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 535 $137,855,000 $257,673 $7,581 6.37%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 239 $97,975,000 $409,937 $12,145 6.86%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 298 $88,930,000 $298,423 $7,880 6.50%
Outside of Metro Areas 394 $69,850,000 $177,284 $6,320 6.55%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 146 $48,890,000 $334,863 $10,479 6.48%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 235 $47,795,000 $203,383 $7,917 6.92%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 82 $47,490,000 $579,146 $11,589 6.39%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 126 $46,960,000 $372,698 $10,136 6.55%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 185 $43,595,000 $235,649 $5,933 5.96%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 99 $40,475,000 $408,838 $9,494 6.69%
ST. LOUIS, MO-IL (FHA|USDA|VA) 196 $40,440,000 $206,327 $4,302 6.14%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 112 $37,260,000 $332,679 $9,702 6.43%
GRANTS PASS, OR (FHA|USDA|VA) 106 $34,910,000 $329,340 $6,028 6.71%
BAKERSFIELD, CA (FHA|USDA|VA) 102 $30,300,000 $297,059 $8,725 6.45%
MEDFORD, OR (FHA|USDA|VA) 83 $28,915,000 $348,373 $7,293 6.69%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 104 $27,690,000 $266,250 $10,124 6.58%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 112 $25,260,000 $225,536 $9,499 6.74%
SANTA FE, NM (FHA|USDA|VA) 50 $24,910,000 $498,200 $5,543 7.08%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 94 $24,340,000 $258,936 $5,191 7.19%
ALBUQUERQUE, NM (FHA|USDA|VA) 107 $22,975,000 $214,720 $7,144 6.09%
AKRON, OH (FHA|USDA|VA) 105 $21,625,000 $205,952 $6,848 6.87%
Hilo, HI (FHA|USDA|VA) 57 $21,335,000 $374,298 $9,826 6.57%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 36 $21,190,000 $588,611 $11,711 6.39%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 64 $20,670,000 $322,969 $9,868 6.47%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 40 $20,360,000 $509,000 $12,856 6.70%
MADISON, WI (FHA|USDA|VA) 63 $19,495,000 $309,444 $5,757 6.82%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 61 $19,125,000 $313,525 $9,078 6.55%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 64 $17,920,000 $280,000 $7,109 6.46%
SALISBURY, MD-DE (FHA|USDA|VA) 60 $16,960,000 $282,667 $8,777 6.61%
GREEN BAY, WI (FHA|USDA|VA) 64 $16,680,000 $260,625 $5,139 6.85%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 69 $15,875,000 $230,072 $6,204 6.76%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 79 $15,545,000 $196,772 $7,842 6.46%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 57 $15,195,000 $266,579 $12,105 6.39%
EL PASO, TX (FHA|USDA|VA) 67 $14,775,000 $220,522 $7,222 5.70%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 38 $14,700,000 $386,842 $10,718 6.46%
CANTON-MASSILLON, OH (FHA|USDA|VA) 72 $14,160,000 $196,667 $5,436 6.99%
RICHMOND, VA (FHA|USDA|VA) 56 $13,700,000 $244,643 $8,450 6.72%
COLUMBUS, OH (FHA|USDA|VA) 48 $13,620,000 $283,750 $9,774 6.91%
BEND, OR (FHA|USDA|VA) 28 $13,470,000 $481,071 $7,587 6.76%
APPLETON, WI (FHA|USDA|VA) 55 $13,235,000 $240,636 $4,895 7.11%
FORT WAYNE, IN (FHA|USDA|VA) 65 $13,145,000 $202,231 $6,217 7.04%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 40 $13,140,000 $328,500 $5,980 7.17%
WORCESTER, MA-CT (FHA|USDA|VA) 42 $12,600,000 $300,000 $8,898 7.01%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 52 $11,880,000 $228,462 $5,617 6.99%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 26 $11,510,000 $442,692 $9,795 6.79%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 39 $11,365,000 $291,410 $11,079 6.78%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 33 $11,325,000 $343,182 $11,546 6.69%
FARGO, ND-MN (FHA|USDA|VA) 52 $11,120,000 $213,846 $5,127 5.78%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 24 $10,490,000 $437,083 $14,619 6.54%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 33 $10,205,000 $309,242 $8,627 6.81%
New Philadelphia-Dover, OH (FHA|USDA|VA) 45 $9,945,000 $221,000 $5,085 7.03%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 24 $8,990,000 $374,583 $9,102 6.61%
Sulphur Springs, TX (FHA|USDA|VA) 37 $8,855,000 $239,324 $7,723 6.80%
MIDLAND, TX (FHA|USDA|VA) 26 $8,570,000 $329,615 $8,801 6.61%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 38 $8,520,000 $224,211 $9,169 6.58%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 28 $8,500,000 $303,571 $12,223 6.36%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 21 $8,165,000 $388,810 $15,968 6.46%
PITTSBURGH, PA (FHA|USDA|VA) 47 $7,965,000 $169,468 $6,166 5.65%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 34 $7,740,000 $227,647 $6,550 6.79%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 29 $6,945,000 $239,483 $11,667 6.72%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 16 $6,830,000 $426,875 $16,845 6.92%
DOVER, DE (FHA|USDA|VA) 21 $6,825,000 $325,000 $8,982 6.37%
JONESBORO, AR (FHA|USDA|VA) 38 $6,810,000 $179,211 $4,374 6.98%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 35 $6,165,000 $176,143 $4,079 6.92%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 11 $5,835,000 $530,455 $11,033 7.08%
ODESSA, TX (FHA|USDA|VA) 19 $5,555,000 $292,368 $10,084 6.86%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 22 $5,220,000 $237,273 $10,620 6.63%
KNOXVILLE, TN (FHA|USDA|VA) 22 $5,200,000 $236,364 $10,927 6.86%
RALEIGH-CARY, NC (FHA|USDA|VA) 19 $5,165,000 $271,842 $7,306 5.74%
BATON ROUGE, LA (FHA|USDA|VA) 23 $5,035,000 $218,913 $7,453 6.86%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 16 $5,020,000 $313,750 $12,487 6.35%
JOPLIN, MO (FHA|USDA|VA) 28 $5,020,000 $179,286 $3,986 7.16%
DULUTH, MN-WI (FHA|USDA|VA) 26 $4,710,000 $181,154 $5,765 6.07%
OCALA, FL (FHA|USDA|VA) 21 $4,495,000 $214,048 $12,003 6.57%
WAUSAU-WESTON, WI (FHA|USDA|VA) 25 $4,405,000 $176,200 $4,556 7.09%
GREELEY, CO (FHA|USDA|VA) 11 $4,385,000 $398,636 $10,735 6.83%
JACKSONVILLE, FL (FHA|USDA|VA) 22 $4,250,000 $193,182 $10,861 6.56%
PANAMA CITY, FL (FHA|USDA|VA) 6 $4,250,000 $708,333 $19,879 6.54%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $4,200,000 $420,000 $7,170 7.18%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 19 $4,175,000 $219,737 $9,437 6.64%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 13 $4,035,000 $310,385 $7,829 6.50%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 10 $3,700,000 $370,000 $12,578 6.70%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 16 $3,620,000 $226,250 $9,559 7.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 12 $3,520,000 $293,333 $10,635 6.72%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 18 $3,520,000 $195,556 $8,302 6.49%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 18 $3,510,000 $195,000 $10,817 6.85%
SPRINGFIELD, MA (FHA|USDA|VA) 14 $3,460,000 $247,143 $8,786 6.88%
KOKOMO, IN (FHA|USDA|VA) 19 $3,375,000 $177,632 $3,746 7.18%
LAKE CHARLES, LA (FHA|USDA|VA) 21 $3,305,000 $157,381 $3,928 7.07%
COLUMBIA, SC (FHA|USDA|VA) 15 $3,245,000 $216,333 $8,398 6.95%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 13 $3,235,000 $248,846 $6,451 6.90%
ROCKFORD, IL (FHA|USDA|VA) 16 $3,210,000 $200,625 $5,532 7.02%
LOUISVILLE, KY (FHA|USDA|VA) 15 $3,165,000 $211,000 $10,701 6.60%
Andrews, TX (FHA|USDA|VA) 11 $3,095,000 $281,364 $11,700 6.92%
URBAN HONOLULU, HI (FHA|USDA|VA) 4 $3,050,000 $762,500 $21,481 6.41%
GRAND FORKS, ND-MN (FHA|USDA|VA) 16 $2,980,000 $186,250 $4,626 7.03%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 12 $2,930,000 $244,167 $8,166 7.34%
Roseburg, OR (FHA|USDA|VA) 8 $2,880,000 $360,000 $10,395 6.53%
Marion, IN (FHA|USDA|VA) 24 $2,780,000 $115,833 $3,470 7.35%
BOISE CITY, ID (FHA|USDA|VA) 10 $2,760,000 $276,000 $15,463 6.51%
PORT ST. LUCIE, FL (FHA|USDA|VA) 8 $2,740,000 $342,500 $15,304 6.73%
FAYETTEVILLE, NC (FHA|USDA|VA) 17 $2,655,000 $156,176 $6,365 5.90%
OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $2,485,000 $355,000 $10,279 6.52%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 10 $2,470,000 $247,000 $12,339 6.46%
GAINESVILLE, FL (FHA|USDA|VA) 12 $2,410,000 $200,833 $9,589 5.92%
SPARTANBURG, SC (FHA|USDA|VA) 12 $2,390,000 $199,167 $9,156 6.56%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,320,000 $232,000 $10,519 6.04%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $2,305,000 $329,286 $10,623 7.04%
TUCSON, AZ (FHA|USDA|VA) 10 $2,210,000 $221,000 $10,506 6.69%
Whitewater, WI (FHA|USDA|VA) 6 $2,210,000 $368,333 $3,785 6.87%
Wooster, OH (FHA|USDA|VA) 9 $2,205,000 $245,000 $7,636 7.08%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $2,185,000 $312,143 $11,492 7.07%
Heber, UT (FHA|USDA|VA) 2 $2,170,000 $1,085,000 $0 7.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $2,145,000 $238,333 $13,281 6.64%
SHERMAN-DENISON, TX (FHA|USDA|VA) 9 $2,085,000 $231,667 $10,619 7.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 9 $2,065,000 $229,444 $9,755 7.08%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 11 $2,025,000 $184,091 $9,762 6.79%
NEW BERN, NC (FHA|USDA|VA) 9 $2,005,000 $222,778 $5,238 6.39%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $1,935,000 $387,000 $13,733 6.17%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 12 $1,890,000 $157,500 $6,480 7.02%
KANSAS CITY, MO-KS (FHA|USDA|VA) 8 $1,890,000 $236,250 $11,196 6.66%
Prineville, OR (FHA|USDA|VA) 5 $1,855,000 $371,000 $15,678 6.38%
LAS CRUCES, NM (FHA|USDA|VA) 8 $1,850,000 $231,250 $9,960 6.70%
ASHEVILLE, NC (FHA|USDA|VA) 8 $1,830,000 $228,750 $11,656 6.89%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $1,780,000 $445,000 $9,781 7.38%
LANCASTER, PA (FHA|USDA|VA) 6 $1,770,000 $295,000 $13,270 6.58%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,710,000 $855,000 $23,663 7.25%
Brookings, OR (FHA|USDA|VA) 4 $1,680,000 $420,000 $11,464 7.06%
Sevierville, TN (FHA|USDA|VA) 5 $1,645,000 $329,000 $6,892 6.77%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 7 $1,585,000 $226,429 $6,473 6.91%
Shawano, WI (FHA|USDA|VA) 8 $1,580,000 $197,500 $3,478 6.58%
PEORIA, IL (FHA|USDA|VA) 11 $1,565,000 $142,273 $4,790 5.68%
SALEM, OR (FHA|USDA|VA) 6 $1,560,000 $260,000 $13,760 6.44%
Paragould, AR (FHA|USDA|VA) 10 $1,550,000 $155,000 $2,107 7.29%
Paris, TX (FHA|USDA|VA) 7 $1,525,000 $217,857 $7,381 7.02%
WILMINGTON, NC (FHA|USDA|VA) 7 $1,515,000 $216,429 $8,334 7.55%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $1,480,000 $246,667 $12,582 6.29%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,470,000 $367,500 $8,716 6.81%
Sandusky, OH (FHA|USDA|VA) 8 $1,460,000 $182,500 $5,310 7.87%
Manitowoc, WI (FHA|USDA|VA) 6 $1,450,000 $241,667 $5,538 7.71%
Fergus Falls, MN (FHA|USDA|VA) 8 $1,450,000 $181,250 $4,980 6.53%
RACINE, WI (FHA|USDA|VA) 5 $1,435,000 $287,000 $7,257 6.88%
Rio Grande City-Roma, TX (FHA|USDA|VA) 7 $1,405,000 $200,714 $9,724 7.14%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $1,380,000 $690,000 $24,827 6.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,365,000 $273,000 $8,147 6.70%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,330,000 $221,667 $11,000 7.60%
Kendallville, IN (FHA|USDA|VA) 6 $1,330,000 $221,667 $6,934 7.35%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $1,305,000 $261,000 $4,573 7.23%
GOLDSBORO, NC (FHA|USDA|VA) 6 $1,280,000 $213,333 $9,079 5.56%
LAFAYETTE, LA (FHA|USDA|VA) 7 $1,275,000 $182,143 $6,939 7.00%
Tupelo, MS (FHA|USDA|VA) 9 $1,265,000 $140,556 $3,042 5.28%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $1,260,000 $315,000 $10,532 6.31%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 7 $1,235,000 $176,429 $3,854 7.46%
Los Alamos, NM (FHA|USDA|VA) 2 $1,200,000 $600,000 $11,843 6.75%
TYLER, TX (FHA|USDA|VA) 3 $1,175,000 $391,667 $11,925 6.71%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $1,165,000 $166,429 $9,167 7.11%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $1,165,000 $166,429 $8,799 6.86%
MONTGOMERY, AL (FHA|USDA|VA) 5 $1,155,000 $231,000 $8,042 6.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $1,140,000 $285,000 $13,676 6.84%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,130,000 $188,333 $9,510 6.96%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,115,000 $371,667 $14,296 6.79%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $1,115,000 $223,000 $10,582 6.53%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $1,110,000 $277,500 $7,657 6.63%
READING, PA (FHA|USDA|VA) 5 $1,095,000 $219,000 $12,772 6.50%
Stevens Point, WI (FHA|USDA|VA) 5 $1,095,000 $219,000 $6,244 7.00%
FOND DU LAC, WI (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,618 7.06%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $1,085,000 $361,667 $19,538 6.58%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,080,000 $270,000 $6,464 7.13%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,075,000 $153,571 $10,334 6.86%
Payson, AZ (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,380 7.50%
Newport, OR (FHA|USDA|VA) 3 $1,065,000 $355,000 $7,191 6.33%
FRESNO, CA (FHA|USDA|VA) 3 $1,055,000 $351,667 $12,912 6.63%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 6 $1,050,000 $175,000 $11,750 7.02%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $1,045,000 $209,000 $9,728 6.90%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,030,000 $257,500 $15,792 6.94%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,025,000 $205,000 $15,048 6.45%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,010,000 $252,500 $11,369 6.47%
DECATUR, AL (FHA|USDA|VA) 5 $995,000 $199,000 $5,503 7.10%
JACKSON, MS (FHA|USDA|VA) 3 $985,000 $328,333 $5,897 7.12%
FORT COLLINS, CO (FHA|USDA|VA) 3 $975,000 $325,000 $8,117 6.58%
Las Vegas, NM (FHA|USDA|VA) 3 $965,000 $321,667 $7,757 7.21%
Gallup, NM (FHA|USDA|VA) 5 $955,000 $191,000 $7,651 6.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 6 $940,000 $156,667 $11,711 6.69%
Huntington, IN (FHA|USDA|VA) 5 $935,000 $187,000 $8,350 7.10%
Coos Bay, OR (FHA|USDA|VA) 3 $935,000 $311,667 $9,467 6.92%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $930,000 $465,000 $25,354 6.06%
TULSA, OK (FHA|USDA|VA) 6 $930,000 $155,000 $9,527 6.96%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $925,000 $308,333 $9,190 6.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $925,000 $185,000 $8,064 6.53%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $920,000 $153,333 $5,826 5.69%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $920,000 $230,000 $9,082 7.09%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $915,000 $305,000 $9,595 6.29%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $910,000 $227,500 $10,046 6.41%
Morehead City, NC (FHA|USDA|VA) 4 $910,000 $227,500 $8,611 6.66%
Shelby, NC (FHA|USDA|VA) 4 $910,000 $227,500 $11,003 6.69%
DeRidder, LA (FHA|USDA|VA) 4 $870,000 $217,500 $6,623 7.22%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $860,000 $143,333 $5,062 5.94%
Ottawa, IL (FHA|USDA|VA) 3 $855,000 $285,000 $3,671 6.83%
Klamath Falls, OR (FHA|USDA|VA) 3 $855,000 $285,000 $7,899 6.41%
Taos, NM (FHA|USDA|VA) 2 $850,000 $425,000 $11,370 7.50%
MONROE, MI (FHA|USDA|VA) 4 $840,000 $210,000 $10,444 7.13%
Bluffton, IN (FHA|USDA|VA) 5 $835,000 $167,000 $5,744 7.05%
Jennings, LA (FHA|USDA|VA) 6 $820,000 $136,667 $4,434 6.96%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $810,000 $202,500 $8,693 7.06%
YUMA, AZ (FHA|USDA|VA) 3 $805,000 $268,333 $10,323 7.54%
BURLINGTON, NC (FHA|USDA|VA) 3 $805,000 $268,333 $11,585 7.17%
WHEELING, WV-OH (FHA|USDA|VA) 4 $790,000 $197,500 $8,773 6.91%
Bemidji, MN (FHA|USDA|VA) 6 $790,000 $131,667 $4,173 4.54%
BELLINGHAM, WA (FHA|USDA|VA) 2 $780,000 $390,000 $6,928 6.56%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $775,000 $258,333 $11,790 7.42%
Decatur, IN (FHA|USDA|VA) 3 $775,000 $258,333 $3,307 7.04%
LONGVIEW, TX (FHA|USDA|VA) 4 $770,000 $192,500 $6,777 6.69%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $760,000 $380,000 $3,213 6.69%
STAUNTON, VA (FHA|USDA|VA) 3 $755,000 $251,667 $14,135 6.00%
New Castle, PA (FHA|USDA|VA) 8 $750,000 $93,750 $3,491 5.27%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $750,000 $187,500 $13,575 6.81%
Batesville, AR (FHA|USDA|VA) 3 $745,000 $248,333 $2,364 6.88%
MOBILE, AL (FHA|USDA|VA) 5 $745,000 $149,000 $4,753 7.15%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 5 $735,000 $147,000 $4,456 5.35%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $725,000 $241,667 $9,917 7.08%
Angola, IN (FHA|USDA|VA) 4 $720,000 $180,000 $5,022 7.21%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $705,000 $235,000 $10,810 6.04%
ROME, GA (FHA|USDA|VA) 3 $705,000 $235,000 $13,177 6.16%
ROCHESTER, MN (FHA|USDA|VA) 4 $700,000 $175,000 $5,074 5.16%
Huntsville, TX (FHA|USDA|VA) 2 $700,000 $350,000 $5,662 6.75%
Wilson, NC (FHA|USDA|VA) 5 $685,000 $137,000 $2,935 4.10%
Athens, TX (FHA|USDA|VA) 3 $685,000 $228,333 $7,753 6.54%
GAINESVILLE, GA (FHA|USDA|VA) 2 $680,000 $340,000 $12,529 7.56%
Holland, MI (FHA|USDA|VA) 2 $680,000 $340,000 $12,626 6.00%
THE VILLAGES, FL (FHA|USDA|VA) 3 $675,000 $225,000 $9,753 6.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $675,000 $225,000 $10,007 6.58%
Ashtabula, OH (FHA|USDA|VA) 4 $670,000 $167,500 $7,657 7.22%
SUMTER, SC (FHA|USDA|VA) 4 $670,000 $167,500 $9,833 6.63%
Jefferson, GA (FHA|USDA|VA) 2 $670,000 $335,000 $6,502 7.56%
Mount Vernon, OH (FHA|USDA|VA) 3 $665,000 $221,667 $13,035 6.58%
RENO, NV (FHA|USDA|VA) 3 $655,000 $218,333 $10,568 6.29%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $645,000 $645,000 $32,917 7.75%
Breckenridge, CO (FHA|USDA|VA) 1 $645,000 $645,000 $3,825 7.50%
Salem, OH (FHA|USDA|VA) 3 $645,000 $215,000 $13,815 6.38%
North Vernon, IN (FHA|USDA|VA) 2 $640,000 $320,000 $2,874 7.56%
Wabash, IN (FHA|USDA|VA) 4 $640,000 $160,000 $5,140 7.25%
COLUMBIA, MO (FHA|USDA|VA) 4 $640,000 $160,000 $9,242 5.00%
PITTSFIELD, MA (FHA|USDA|VA) 2 $640,000 $320,000 $20,791 6.75%
Auburn, IN (FHA|USDA|VA) 3 $625,000 $208,333 $9,816 6.88%
Beaver Dam, WI (FHA|USDA|VA) 3 $625,000 $208,333 $3,056 7.54%
Brownwood, TX (FHA|USDA|VA) 2 $610,000 $305,000 $10,505 7.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $595,000 $198,333 $9,644 6.67%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $575,000 $191,667 $9,639 7.08%
Dayton, TN (FHA|USDA|VA) 3 $575,000 $191,667 $11,698 6.29%
Statesboro, GA (FHA|USDA|VA) 3 $575,000 $191,667 $10,815 6.16%
Cookeville, TN (FHA|USDA|VA) 3 $565,000 $188,333 $7,579 6.46%
YAKIMA, WA (FHA|USDA|VA) 2 $560,000 $280,000 $17,084 6.13%
SAN ANGELO, TX (FHA|USDA|VA) 2 $560,000 $280,000 $5,254 7.50%
Palatka, FL (FHA|USDA|VA) 3 $555,000 $185,000 $11,779 6.08%
TWIN FALLS, ID (FHA|USDA|VA) 2 $550,000 $275,000 $10,836 6.69%
Marinette, WI-MI (FHA|USDA|VA) 2 $550,000 $275,000 $4,016 7.25%
Georgetown, SC (FHA|USDA|VA) 1 $545,000 $545,000 $11,899 6.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $540,000 $135,000 $5,828 7.59%
Nogales, AZ (FHA|USDA|VA) 2 $540,000 $270,000 $12,425 6.50%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $530,000 $265,000 $11,261 7.25%
Shelbyville, TN (FHA|USDA|VA) 2 $530,000 $265,000 $16,711 6.94%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $530,000 $132,500 $4,139 5.44%
Chillicothe, OH (FHA|USDA|VA) 2 $520,000 $260,000 $7,303 7.81%
Lumberton, NC (FHA|USDA|VA) 4 $520,000 $130,000 $6,356 6.94%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $520,000 $260,000 $12,783 5.75%
DOTHAN, AL (FHA|USDA|VA) 3 $505,000 $168,333 $7,619 6.38%
Platteville, WI (FHA|USDA|VA) 3 $505,000 $168,333 $4,266 7.13%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $495,000 $495,000 $29,636 5.88%
Norwalk, OH (FHA|USDA|VA) 5 $495,000 $99,000 $4,004 7.70%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $495,000 $165,000 $9,977 7.04%
CHICO, CA (FHA|USDA|VA) 2 $490,000 $245,000 $8,701 6.69%
Baraboo, WI (FHA|USDA|VA) 2 $490,000 $245,000 $3,327 7.38%
FLORENCE, SC (FHA|USDA|VA) 3 $485,000 $161,667 $7,877 6.75%
JACKSON, MI (FHA|USDA|VA) 3 $485,000 $161,667 $10,884 7.21%
Lawrenceburg, TN (FHA|USDA|VA) 3 $485,000 $161,667 $7,708 6.50%
Lebanon, NH-VT (FHA|USDA|VA) 3 $485,000 $161,667 $12,201 6.79%
Show Low, AZ (FHA|USDA|VA) 2 $480,000 $240,000 $15,762 7.19%
Farmington, MO (FHA|USDA|VA) 2 $480,000 $240,000 $9,182 7.44%
CHARLESTON, WV (FHA|USDA|VA) 1 $475,000 $475,000 $25,244 7.25%
Lake City, FL (FHA|USDA|VA) 3 $475,000 $158,333 $11,084 6.75%
Kapaa, HI (FHA|USDA|VA) 1 $475,000 $475,000 $21,185 5.88%
Levelland, TX (FHA|USDA|VA) 1 $475,000 $475,000 $32,795 6.38%
Fernley, NV (FHA|USDA|VA) 1 $475,000 $475,000 $11,129 7.63%
Pahrump, NV (FHA|USDA|VA) 3 $475,000 $158,333 $7,989 6.71%
TOLEDO, OH (FHA|USDA|VA) 6 $470,000 $78,333 $6,718 7.50%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $465,000 $155,000 $4,514 6.63%
Escanaba, MI (FHA|USDA|VA) 1 $465,000 $465,000 $2,181 6.25%
BILLINGS, MT (FHA|USDA|VA) 1 $465,000 $465,000 $24,382 6.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $460,000 $230,000 $12,057 7.25%
Crossville, TN (FHA|USDA|VA) 2 $460,000 $230,000 $8,024 6.75%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $460,000 $230,000 $10,859 7.63%
Montrose, CO (FHA|USDA|VA) 1 $455,000 $455,000 $22,156 5.75%
Keene, NH (FHA|USDA|VA) 2 $450,000 $225,000 $8,621 6.75%
MODESTO, CA (FHA|USDA|VA) 1 $445,000 $445,000 $14,166 7.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $445,000 $445,000 $11,581 7.13%
Bogalusa, LA (FHA|USDA|VA) 3 $445,000 $148,333 $8,146 6.37%
Outside of Metro Areas 1 $445,000 $445,000 $30,830 6.25%
FAIRBANKS, AK (FHA|USDA|VA) 2 $440,000 $220,000 $13,163 6.25%
Glenwood Springs, CO (FHA|USDA|VA) 1 $435,000 $435,000 $23,716 6.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $430,000 $215,000 $10,584 7.50%
Warsaw, IN (FHA|USDA|VA) 1 $425,000 $425,000 $11,453 6.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $425,000 $141,667 $9,761 6.54%
EspaƱola, NM (FHA|USDA|VA) 2 $420,000 $210,000 $9,392 6.94%
London, KY (FHA|USDA|VA) 2 $420,000 $210,000 $11,412 6.13%
STOCKTON, CA (FHA|USDA|VA) 2 $420,000 $210,000 $12,948 7.44%
Danville, KY (FHA|USDA|VA) 2 $410,000 $205,000 $11,066 6.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $405,000 $135,000 $9,745 6.25%
Cullman, AL (FHA|USDA|VA) 2 $400,000 $200,000 $11,795 6.00%
Wahpeton, ND-MN (FHA|USDA|VA) 3 $395,000 $131,667 $2,681 6.42%
Milledgeville, GA (FHA|USDA|VA) 3 $395,000 $131,667 $7,193 6.96%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $390,000 $195,000 $11,625 6.44%
Port Angeles, WA (FHA|USDA|VA) 1 $385,000 $385,000 $1,267 6.88%
Lewisburg, TN (FHA|USDA|VA) 1 $385,000 $385,000 $17,657 5.75%
Lebanon, MO (FHA|USDA|VA) 2 $380,000 $190,000 $8,632 6.75%
WACO, TX (FHA|USDA|VA) 1 $375,000 $375,000 $6,189 6.63%
PROVO-OREM, UT (FHA|USDA|VA) 1 $375,000 $375,000 $22,743 6.75%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $370,000 $185,000 $11,134 7.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $365,000 $365,000 $12,985 5.25%
Portsmouth, OH (FHA|USDA|VA) 2 $360,000 $180,000 $8,338 7.44%
Grenada, MS (FHA|USDA|VA) 4 $360,000 $90,000 $2,900 5.39%
RAPID CITY, SD (FHA|USDA|VA) 1 $355,000 $355,000 $12,699 6.50%
Enterprise, AL (FHA|USDA|VA) 1 $355,000 $355,000 $0 6.63%
Lufkin, TX (FHA|USDA|VA) 2 $350,000 $175,000 $6,886 6.56%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $350,000 $175,000 $8,186 6.69%
Aberdeen, WA (FHA|USDA|VA) 2 $350,000 $175,000 $8,583 6.18%
CLEVELAND, TN (FHA|USDA|VA) 2 $350,000 $175,000 $11,300 7.12%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $345,000 $345,000 $10,065 6.75%
Bedford, IN (FHA|USDA|VA) 2 $340,000 $170,000 $7,393 6.50%
Marion, NC (FHA|USDA|VA) 2 $340,000 $170,000 $6,789 7.44%
Greenwood, MS (FHA|USDA|VA) 1 $335,000 $335,000 $3,395 7.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $335,000 $111,667 $5,133 6.79%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $335,000 $335,000 $7,334 6.75%
MERCED, CA (FHA|USDA|VA) 1 $335,000 $335,000 $13,261 5.75%
Athens, TN (FHA|USDA|VA) 2 $330,000 $165,000 $11,349 6.25%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $330,000 $165,000 $11,165 7.13%
Greensburg, IN (FHA|USDA|VA) 2 $330,000 $165,000 $2,811 6.69%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $330,000 $165,000 $4,318 7.56%
ABILENE, TX (FHA|USDA|VA) 1 $325,000 $325,000 $9,657 6.75%
Albemarle, NC (FHA|USDA|VA) 1 $325,000 $325,000 $20,079 7.13%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $325,000 $325,000 $11,201 7.13%
Corsicana, TX (FHA|USDA|VA) 1 $315,000 $315,000 $8,378 6.63%
Roswell, NM (FHA|USDA|VA) 2 $310,000 $155,000 $9,163 6.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $310,000 $155,000 $4,349 6.94%
Coshocton, OH (FHA|USDA|VA) 2 $310,000 $155,000 $6,123 7.00%
MANSFIELD, OH (FHA|USDA|VA) 2 $310,000 $155,000 $9,587 7.38%
Peru, IN (FHA|USDA|VA) 3 $305,000 $101,667 $2,981 7.63%
Cornelia, GA (FHA|USDA|VA) 2 $300,000 $150,000 $8,357 7.50%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $300,000 $150,000 $3,418 8.00%
Pittsburg, KS (FHA|USDA|VA) 2 $300,000 $150,000 $7,320 7.31%
Mount Pleasant, TX (FHA|USDA|VA) 2 $300,000 $150,000 $4,615 7.25%
HINESVILLE, GA (FHA|USDA|VA) 2 $300,000 $150,000 $9,835 6.44%
Oxford, MS (FHA|USDA|VA) 3 $295,000 $98,333 $4,414 4.86%
Evanston, WY (FHA|USDA|VA) 1 $295,000 $295,000 $18,383 6.75%
Van Wert, OH (FHA|USDA|VA) 1 $295,000 $295,000 $9,803 7.75%
CHEYENNE, WY (FHA|USDA|VA) 1 $295,000 $295,000 $20,198 7.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $295,000 $295,000 $3,132 7.25%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $290,000 $145,000 $10,449 7.19%
WENATCHEE, WA (FHA|USDA|VA) 1 $285,000 $285,000 $19,024 6.13%
VALDOSTA, GA (FHA|USDA|VA) 2 $280,000 $140,000 $9,439 6.19%
LOGAN, UT-ID (FHA|USDA|VA) 1 $275,000 $275,000 $17,465 6.38%
Cullowhee, NC (FHA|USDA|VA) 1 $275,000 $275,000 $6,635 7.63%
Fairmont, WV (FHA|USDA|VA) 1 $275,000 $275,000 $10,868 7.13%
Greeneville, TN (FHA|USDA|VA) 2 $270,000 $135,000 $9,618 6.88%
Okeechobee, FL (FHA|USDA|VA) 2 $270,000 $135,000 $8,801 6.44%
UTICA-ROME, NY (FHA|USDA|VA) 1 $265,000 $265,000 $16,422 7.25%
Alice, TX (FHA|USDA|VA) 1 $265,000 $265,000 $8,876 7.25%
Berlin, NH (FHA|USDA|VA) 1 $265,000 $265,000 $12,510 7.25%
FARMINGTON, NM (FHA|USDA|VA) 2 $260,000 $130,000 $8,766 6.25%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $260,000 $130,000 $311 3.56%
New Castle, IN (FHA|USDA|VA) 2 $260,000 $130,000 $3,481 6.88%
GREAT FALLS, MT (FHA|USDA|VA) 1 $255,000 $255,000 $16,210 7.13%
Greenwood, SC (FHA|USDA|VA) 1 $255,000 $255,000 $11,122 6.25%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $255,000 $255,000 $6,866 7.38%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $255,000 $255,000 $12,475 5.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $255,000 $255,000 $5,942 7.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $14,630 5.75%
Kerrville, TX (FHA|USDA|VA) 1 $255,000 $255,000 $11,751 6.99%
Pottsville, PA (FHA|USDA|VA) 2 $250,000 $125,000 $5,784 7.44%
Calhoun, GA (FHA|USDA|VA) 1 $245,000 $245,000 $9,875 6.50%
Vincennes, IN (FHA|USDA|VA) 1 $245,000 $245,000 $7,471 5.50%
Harrison, AR (FHA|USDA|VA) 1 $245,000 $245,000 $17,102 6.75%
Brenham, TX (FHA|USDA|VA) 1 $245,000 $245,000 $7,617 6.99%
MORRISTOWN, TN (FHA|USDA|VA) 2 $240,000 $120,000 $11,717 7.13%
Hutchinson, MN (FHA|USDA|VA) 2 $240,000 $120,000 $2,126 3.94%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $240,000 $120,000 $8,222 7.31%
DANVILLE, IL (FHA|USDA|VA) 1 $235,000 $235,000 $3,317 7.25%
VISALIA, CA (FHA|USDA|VA) 1 $235,000 $235,000 $814 5.99%
Fallon, NV (FHA|USDA|VA) 1 $235,000 $235,000 $11,212 6.38%
Bay City, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,571 7.25%
Elko, NV (FHA|USDA|VA) 1 $235,000 $235,000 $18,083 6.75%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $235,000 $235,000 $15,236 5.63%
Tiffin, OH (FHA|USDA|VA) 1 $235,000 $235,000 $13,444 7.50%
WALLA WALLA, WA (FHA|USDA|VA) 1 $225,000 $225,000 $18,008 7.00%
Washington Court House, OH (FHA|USDA|VA) 1 $225,000 $225,000 $12,990 5.75%
Sterling, CO (FHA|USDA|VA) 1 $225,000 $225,000 $5,559 7.75%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $225,000 $225,000 $14,334 6.75%
Guymon, OK (FHA|USDA|VA) 2 $220,000 $110,000 $8,014 7.31%
Stephenville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,354 6.63%
Weatherford, OK (FHA|USDA|VA) 1 $215,000 $215,000 $14,840 6.25%
ENID, OK (FHA|USDA|VA) 1 $215,000 $215,000 $16,247 6.63%
Jacksonville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,821 7.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $215,000 $215,000 $13,275 6.63%
Gillette, WY (FHA|USDA|VA) 1 $215,000 $215,000 $15,022 6.50%
Ruidoso, NM (FHA|USDA|VA) 1 $215,000 $215,000 $12,489 5.75%
Freeport, IL (FHA|USDA|VA) 1 $215,000 $215,000 $4,189 6.63%
Susanville, CA (FHA|USDA|VA) 1 $215,000 $215,000 $14,235 5.63%
MONROE, LA (FHA|USDA|VA) 1 $215,000 $215,000 $17,297 6.75%
WICHITA, KS (FHA|USDA|VA) 1 $215,000 $215,000 $16,834 5.38%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $215,000 $215,000 $4,312 7.63%
CORVALLIS, OR (FHA|USDA|VA) 1 $215,000 $215,000 $16,945 7.13%
Cambridge, OH (FHA|USDA|VA) 1 $215,000 $215,000 $13,894 6.75%
Paris, TN (FHA|USDA|VA) 1 $205,000 $205,000 $5,689 5.99%
LAWRENCE, KS (FHA|USDA|VA) 1 $205,000 $205,000 $10,868 6.75%
LIMA, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,830 7.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $205,000 $205,000 $3,116 7.50%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $205,000 $205,000 $13,209 6.25%
Key West, FL (FHA|USDA|VA) 1 $205,000 $205,000 $10,776 5.50%
Cortland, NY (FHA|USDA|VA) 1 $205,000 $205,000 $5,808 7.50%
Scottsburg, IN (FHA|USDA|VA) 1 $205,000 $205,000 $14,872 6.50%
HAMMOND, LA (FHA|USDA|VA) 1 $195,000 $195,000 $1,999 6.88%
Concord, NH (FHA|USDA|VA) 1 $195,000 $195,000 $12,754 6.75%
Jackson, OH (FHA|USDA|VA) 1 $195,000 $195,000 $9,305 6.88%
COLUMBUS, IN (FHA|USDA|VA) 1 $195,000 $195,000 $6,561 6.63%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $195,000 $195,000 $6,895 5.99%
Elizabeth City, NC (FHA|USDA|VA) 1 $195,000 $195,000 $8,507 6.25%
Wilmington, OH (FHA|USDA|VA) 1 $195,000 $195,000 $13,245 6.13%
Cedartown, GA (FHA|USDA|VA) 2 $190,000 $95,000 $6,851 6.75%
Cleveland, MS (FHA|USDA|VA) 2 $190,000 $95,000 $1,927 8.38%
Deming, NM (FHA|USDA|VA) 1 $185,000 $185,000 $10,928 7.63%
Williston, ND (FHA|USDA|VA) 1 $185,000 $185,000 $16,039 6.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $185,000 $185,000 $10,468 6.13%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $185,000 $185,000 $11,384 6.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.50%
Cadillac, MI (FHA|USDA|VA) 2 $180,000 $90,000 $7,346 6.63%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $175,000 $175,000 $6,692 6.50%
Ottawa, KS (FHA|USDA|VA) 1 $175,000 $175,000 $13,029 6.75%
Findlay, OH (FHA|USDA|VA) 1 $175,000 $175,000 $12,154 6.25%
Richmond-Berea, KY (FHA|USDA|VA) 1 $175,000 $175,000 $11,935 6.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $175,000 $175,000 $3,112 7.13%
Blytheville, AR (FHA|USDA|VA) 1 $175,000 $175,000 $3,007 7.75%
Bainbridge, GA (FHA|USDA|VA) 1 $175,000 $175,000 $10,866 7.25%
Austin, MN (FHA|USDA|VA) 1 $175,000 $175,000 $924 6.75%
Waycross, GA (FHA|USDA|VA) 1 $175,000 $175,000 $4,638 7.00%
Alma, MI (FHA|USDA|VA) 1 $175,000 $175,000 $4,116 7.13%
Bonham, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,525 7.63%
Gaffney, SC (FHA|USDA|VA) 1 $165,000 $165,000 $10,817 7.25%
HARRISONBURG, VA (FHA|USDA|VA) 1 $165,000 $165,000 $5,530 6.25%
Mount Airy, NC (FHA|USDA|VA) 1 $165,000 $165,000 $11,310 6.75%
Clarksdale, MS (FHA|USDA|VA) 1 $165,000 $165,000 $2,140 7.75%
Dyersburg, TN (FHA|USDA|VA) 1 $165,000 $165,000 $4,780 6.13%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $160,000 $80,000 $7,307 6.56%
Cambridge, MD (FHA|USDA|VA) 1 $155,000 $155,000 $4,169 7.75%
Jasper, AL (FHA|USDA|VA) 1 $155,000 $155,000 $7,776 6.63%
Nacogdoches, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,497 7.25%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $155,000 $155,000 $13,859 7.50%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $155,000 $155,000 $6,253 6.25%
Vidalia, GA (FHA|USDA|VA) 1 $155,000 $155,000 $12,278 6.75%
Seymour, IN (FHA|USDA|VA) 1 $155,000 $155,000 $10,282 6.13%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $155,000 $155,000 $9,074 6.75%
Forest City, NC (FHA|USDA|VA) 1 $155,000 $155,000 $6,747 6.25%
ST. CLOUD, MN (FHA|USDA|VA) 2 $150,000 $75,000 $1,870 3.81%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $8,894 6.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $145,000 $145,000 $10,011 6.75%
Traverse City, MI (FHA|USDA|VA) 1 $145,000 $145,000 $9,714 6.25%
Columbus, MS (FHA|USDA|VA) 1 $145,000 $145,000 $8,854 7.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $145,000 $145,000 $2,611 7.00%
Adrian, MI (FHA|USDA|VA) 1 $145,000 $145,000 $6,623 6.38%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $145,000 $145,000 $8,245 7.75%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $145,000 $145,000 $8,930 7.25%
Martin, TN (FHA|USDA|VA) 1 $135,000 $135,000 $7,828 6.88%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $135,000 $135,000 $8,798 6.75%
Muskogee, OK (FHA|USDA|VA) 1 $135,000 $135,000 $26,894 7.75%
Alamogordo, NM (FHA|USDA|VA) 1 $135,000 $135,000 $7,631 6.75%
El Campo, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,830 6.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,916 7.38%
Kinston, NC (FHA|USDA|VA) 1 $135,000 $135,000 $10,686 5.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $135,000 $135,000 $9,764 7.25%
Rochelle, IL (FHA|USDA|VA) 1 $135,000 $135,000 $8,141 7.75%
McMinnville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $8,182 6.00%
LEBANON, PA (FHA|USDA|VA) 1 $125,000 $125,000 $9,438 6.25%
Arcadia, FL (FHA|USDA|VA) 1 $125,000 $125,000 $15,962 5.13%
JACKSON, TN (FHA|USDA|VA) 1 $125,000 $125,000 $8,543 6.25%
Marietta, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,586 7.25%
Clewiston, FL (FHA|USDA|VA) 1 $125,000 $125,000 $9,716 7.13%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $125,000 $125,000 $2,546 6.00%
BANGOR, ME (FHA|USDA|VA) 1 $125,000 $125,000 $7,498 6.38%
DECATUR, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,149 7.38%
Marquette, MI (FHA|USDA|VA) 1 $115,000 $115,000 $4,389 7.99%
Thomasville, GA (FHA|USDA|VA) 1 $115,000 $115,000 $7,178 6.75%
Meadville, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,200 7.75%
MUSKEGON, MI (FHA|USDA|VA) 1 $115,000 $115,000 $8,490 6.13%
Maysville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $4,748 5.88%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $115,000 $115,000 $9,095 7.25%
Jesup, GA (FHA|USDA|VA) 1 $115,000 $115,000 $8,079 7.25%
Henderson, NC (FHA|USDA|VA) 1 $115,000 $115,000 $8,546 7.13%
Lincoln, IL (FHA|USDA|VA) 2 $110,000 $55,000 $1,438 2.88%
Red Bluff, CA (FHA|USDA|VA) 1 $105,000 $105,000 $4,019 7.13%
CaƱon City, CO (FHA|USDA|VA) 1 $105,000 $105,000 $6,827 5.25%
ALBANY, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,339 6.75%
Mount Sterling, KY (FHA|USDA|VA) 1 $105,000 $105,000 $6,435 6.88%
Douglas, GA (FHA|USDA|VA) 1 $105,000 $105,000 $6,045 6.75%
Grants, NM (FHA|USDA|VA) 1 $105,000 $105,000 $9,018 4.99%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $105,000 $105,000 $7,460 6.13%
Atmore, AL (FHA|USDA|VA) 1 $105,000 $105,000 $5,534 6.63%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $95,000 $95,000 $8,123 6.75%
PINE BLUFF, AR (FHA|USDA|VA) 1 $95,000 $95,000 $9,201 6.25%
Minden, LA (FHA|USDA|VA) 1 $85,000 $85,000 $8,671 7.13%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $85,000 $85,000 $5,266 6.13%
Centralia, WA (FHA|USDA|VA) 1 $85,000 $85,000 $6,751 5.25%
SAGINAW, MI (FHA|USDA|VA) 1 $75,000 $75,000 $6,355 6.75%
Opelousas, LA (FHA|USDA|VA) 1 $75,000 $75,000 $6,005 7.25%
McAlester, OK (FHA|USDA|VA) 1 $75,000 $75,000 $8,058 6.75%
Scottsboro, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,393 6.50%
Albertville, AL (FHA|USDA|VA) 1 $75,000 $75,000 $7,043 7.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $65,000 $65,000 $1,201 5.88%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $65,000 $65,000 $4,867 5.88%
Searcy, AR (FHA|USDA|VA) 1 $55,000 $55,000 $3,686 6.38%
Jamestown, ND (FHA|USDA|VA) 1 $45,000 $45,000 $2,742 6.25%
Nations Lending Corporation's top markets include Phoenix, Chicago, New York, Houston, and Philadelphia among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,002 $1,141,260,000 $285,172 $6,092 6.54%
    FHA 2,711 $697,345,000 $257,228 $10,961 6.71%
    VA 727 $249,765,000 $343,556 $10,403 6.57%
    USDA 143 $26,235,000 $183,462 $4,442 6.81%

    For 2023, Nations Lending Corporation's most frequently originated type of loan was Conventional, with 4,002 originations. Their 2nd most popular type was FHA, with 2,711 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,135 $1,784,225,000 $290,827 $7,330 6.59%
    Cash Out Refi 1,221 $273,455,000 $223,960 $12,364 6.69%
    Refi 226 $56,920,000 $251,858 $11,034 6.68%
    Other 1 $5,000 $5,000 $0 0.00%

    For 2023, Nations Lending Corporation's most frequently cited loan purpose was Home Purchase, with 6,135 originations. The 2nd most popular reason was Cash Out Refi, with 1,221 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,998 $2,030,440,000 $290,146 $8,350 6.71%
    Other 225 $45,505,000 $202,244 $11,865 6.44%
    10 Year 142 $1,540,000 $10,845 $163 3.27%
    15 Year 104 $19,910,000 $191,442 $5,648 5.74%
    20 Year 96 $17,100,000 $178,125 $8,078 6.74%
    5 Year 13 $75,000 $5,769 $0 0.00%
    3 Year 5 $35,000 $7,000 $1 0.00%

    For 2023, Nations Lending Corporation's most frequently cited loan duration was 30 Year, with 6,998 originations. The 2nd most popular length was Other, with 225 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,186 $533,940,000 $244,254
    $5k+ 2,090 $699,760,000 $334,813
    $1k-2k 1,193 $371,815,000 $311,664
    $3k-4k 687 $164,525,000 $239,483
    $2k-3k 624 $151,850,000 $243,349
    $4k-5k 614 $145,640,000 $237,199

    Nations Lending Corporation's average total fees were $8,350, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,186 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 3,813 $1,106,515,000 $290,195
    7-8% 2,363 $652,855,000 $276,282
    5-6% 981 $301,985,000 $307,834
    <2.5% 206 $2,510,000 $12,184
    Over 8% 191 $39,565,000 $207,147
    4-5% 29 $11,175,000 $385,345

    During 2023, Nations Lending Corporation's average interest rate for loans was 6.71%, while their most frequently originated rate bucket for loans was 6-7%, with 3,813 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,558 $1,010,860,000 $284,109 $8,800 6.76%
    $100k-200k 2,059 $318,395,000 $154,636 $6,343 6.81%
    $400k-600k 1,030 $491,380,000 $477,068 $11,527 6.71%
    $100,000 or less 590 $27,100,000 $45,932 $2,501 4.78%
    $600k-1MM 309 $218,615,000 $707,492 $12,778 6.68%
    $1MM+ 37 $48,255,000 $1,304,189 $19,954 6.89%

    2023 saw Nations Lending Corporation place emphasis on $200k-400k loans with 3,558 originations, totaling $1,010,860,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,906 $372,780,000 $195,582 $7,138 6.40%
    $100k-150k 1,742 $575,440,000 $330,333 $9,603 6.76%
    $75k-100k 1,675 $429,285,000 $256,290 $8,197 6.62%
    $150k-250k 990 $421,810,000 $426,071 $9,628 6.83%
    $50k or less 960 $132,680,000 $138,208 $5,751 6.40%
    $250k+ 309 $182,305,000 $589,984 $10,880 6.95%

    Nations Lending Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,906 originations. The second most popular income band? $100k-150k, with 1,742 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 1,160 $359,950,000 $310,302 $11,645 6.64%
    30-36% 982 $260,060,000 $264,827 $7,338 6.77%
    20-30% 754 $199,700,000 $264,854 $6,927 6.72%
    49% 455 $140,125,000 $307,967 $8,527 6.76%
    <20% 426 $55,970,000 $131,385 $2,997 4.24%
    44% 352 $99,190,000 $281,790 $7,804 6.81%
    48% 324 $100,250,000 $309,414 $8,618 6.76%
    46% 323 $98,925,000 $306,269 $9,035 6.75%
    47% 315 $92,405,000 $293,349 $8,828 6.80%
    43% 315 $90,335,000 $286,778 $8,104 6.70%
    45% 312 $94,780,000 $303,782 $8,713 6.70%
    42% 302 $92,960,000 $307,815 $8,026 6.83%
    40% 299 $79,195,000 $264,866 $7,329 6.83%
    41% 290 $80,370,000 $277,138 $8,171 6.84%
    39% 275 $78,655,000 $286,018 $8,529 6.77%
    38% 246 $65,780,000 $267,398 $7,381 6.82%
    37% 211 $55,275,000 $261,967 $7,436 6.77%
    36% 204 $56,930,000 $279,069 $7,774 6.74%
    >60% 21 $9,535,000 $454,048 $15,039 7.30%

    Nations Lending Corporation lent most frequently to those with DTI ratios of 50-60%, with 1,160 originations. The next most common DTI ratio? 30-36%, with 982 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,329 $1,491,955,000 $279,969 $7,867 6.65%
    Not provided 1,334 $357,650,000 $268,103 $9,569 6.57%
    Black 625 $163,405,000 $261,448 $8,489 6.38%
    Asian 183 $65,575,000 $358,333 $8,298 6.59%
    American Indian 45 $10,125,000 $225,000 $7,085 6.44%
    Native Hawaiian or Islander 21 $7,765,000 $369,762 $11,591 6.52%
    Asian Indian 14 $5,480,000 $391,429 $9,552 6.02%
    Chinese 7 $3,635,000 $519,286 $13,929 5.66%
    Other Asian 9 $3,385,000 $376,111 $11,942 6.26%
    Filipino 6 $2,800,000 $466,667 $10,088 6.71%
    2 $610,000 $305,000 $10,457 6.94%
    Japanese 2 $550,000 $275,000 $3,784 6.75%
    Korean 2 $470,000 $235,000 $4,924 3.19%
    Guamanian 1 $405,000 $405,000 $3,003 5.63%
    Other Pacific Islander 1 $355,000 $355,000 $6,588 6.63%
    Vietnamese 1 $265,000 $265,000 $2,978 7.00%
    Native Hawaiian 1 $175,000 $175,000 $2,132 7.25%

    Approval Rates

    Total approvals of all applications
    94.73%

    Nations Lending Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    77.66%

    Nations Lending Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,583 $2,114,605,000 $278,861

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    7,583 $2,114,605,000 $278,861

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 208 $36,520,000 $175,577 $6,200 6.72%
    40-60% 533 $134,615,000 $252,561 $7,846 6.66%
    60-80% 1,675 $489,375,000 $292,164 $9,382 6.83%
    80-100% 4,740 $1,401,750,000 $295,728 $8,324 6.77%
    Over 100% 118 $45,320,000 $384,068 $14,495 6.59%
    Under 20% 305 $6,765,000 $22,180 $580 2.73%