U.s. Bank Mortgage Rates, Fees & Info

Cincinnati, OH

LEI: 6BYL5QZYBDK8S7L73M02

Tax ID: 31-0841368

4.4 stars - Updated: 4/5/25 - out of 5 stars, based on 273 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

U.s. Bank is a large bank specializing in Home Purchase loans. U.s. Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, San Francisco, San Jose, New York, and Seattle among others. We have data for 823 markets. (Some data included below & more in-depth data is available with an active subscription.)

U.s. Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. U.s. Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.72% 4/5/25
30 Year Conventional Purchase 6.75% 4/5/25
30 Year Conventional Refi 6.81% 4/5/25
30 Year Cash-out Refi 7.18% 4/5/25
30 Year FHA Purchase 7.23% 4/5/25
30 Year FHA Refi 7.32% 4/5/25
30 Year VA Purchase 6.37% 4/5/25
30 Year VA Refi 6.19% 4/5/25
30 Year USDA Purchase 7.06% 4/5/25
15 Year Conventional Purchase 6.05% 4/5/25
15 Year Conventional Refi 7.45% 4/5/25
15 Year Cash-out Refi 7.45% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

U.s. Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from U.s. Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

74,512

Origination Dollar Volume (All Markets)

$30,032,410,000
Show all (182) awards

Relative Rate

U.s. Bank's average 30 year fixed mortgage rate was 7.68%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 1.13%.

Relative Fees (Closing Costs)

U.s. Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $5,533.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5,073 $3,753,765,000 $739,950 $5,963 7.36%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2,828 $2,504,280,000 $885,530 $5,763 6.96%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1,460 $1,618,030,000 $1,108,240 $4,613 6.71%
Outside of Metro Areas 4,017 $1,502,845,000 $374,121 $4,581 7.47%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2,111 $1,481,535,000 $701,817 $5,984 6.99%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2,015 $1,381,465,000 $685,591 $5,316 7.31%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1,784 $1,178,070,000 $660,353 $5,789 7.37%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,897 $815,775,000 $281,593 $4,445 8.07%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2,977 $697,635,000 $234,342 $3,633 8.51%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,718 $606,930,000 $353,277 $5,470 7.79%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,459 $551,895,000 $378,269 $4,587 7.88%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 753 $512,475,000 $680,578 $4,621 6.96%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,587 $512,175,000 $322,732 $5,336 8.05%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,071 $462,055,000 $431,424 $5,185 7.69%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,406 $456,350,000 $324,573 $3,723 8.18%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 799 $443,905,000 $555,576 $8,528 6.38%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 684 $360,610,000 $527,208 $4,913 7.37%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1,884 $357,580,000 $189,798 $2,878 8.36%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,099 $319,425,000 $290,651 $5,110 7.88%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,055 $318,825,000 $302,204 $4,610 8.13%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1,636 $269,910,000 $164,982 $3,033 8.31%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 488 $269,530,000 $552,316 $6,322 7.44%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 643 $247,005,000 $384,145 $3,646 7.52%
KANSAS CITY, MO-KS (FHA|USDA|VA) 939 $215,195,000 $229,175 $2,539 8.31%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 417 $189,365,000 $454,113 $4,563 7.75%
JACKSONVILLE, FL (FHA|USDA|VA) 460 $184,070,000 $400,152 $6,557 7.14%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 444 $180,470,000 $406,464 $5,560 7.30%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 381 $177,205,000 $465,105 $7,212 6.38%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 459 $171,525,000 $373,693 $5,665 7.30%
BOISE CITY, ID (FHA|USDA|VA) 547 $168,855,000 $308,693 $4,736 7.97%
STOCKTON, CA (FHA|USDA|VA) 379 $168,675,000 $445,053 $5,542 7.34%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 205 $156,525,000 $763,537 $9,789 6.45%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 643 $151,575,000 $235,731 $2,461 8.27%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 371 $144,035,000 $388,235 $4,411 7.31%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 160 $141,330,000 $883,313 $4,898 7.43%
Heber, UT (FHA|USDA|VA) 111 $140,665,000 $1,267,252 $9,497 7.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 210 $119,900,000 $570,952 $7,499 7.06%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 330 $118,330,000 $358,576 $3,467 7.14%
COLUMBUS, OH (FHA|USDA|VA) 595 $114,475,000 $192,395 $3,690 8.45%
KNOXVILLE, TN (FHA|USDA|VA) 199 $114,455,000 $575,151 $4,034 8.20%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 136 $107,240,000 $788,529 $6,492 6.99%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 608 $103,240,000 $169,803 $2,755 7.80%
RENO, NV (FHA|USDA|VA) 307 $100,515,000 $327,410 $4,745 8.04%
LOUISVILLE, KY (FHA|USDA|VA) 549 $96,755,000 $176,239 $3,493 7.65%
FORT COLLINS, CO (FHA|USDA|VA) 170 $95,800,000 $563,529 $3,339 7.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 136 $94,790,000 $696,985 $9,058 7.02%
RICHMOND, VA (FHA|USDA|VA) 262 $93,140,000 $355,496 $4,640 7.19%
OCEAN CITY, NJ (FHA|USDA|VA) 108 $89,840,000 $831,852 $6,628 6.59%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 213 $85,535,000 $401,573 $3,260 8.26%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 561 $82,665,000 $147,353 $3,408 8.45%
MADISON, WI (FHA|USDA|VA) 247 $82,405,000 $333,623 $3,317 7.73%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 413 $79,875,000 $193,402 $2,763 7.93%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 239 $79,765,000 $333,745 $4,947 7.53%
BEND, OR (FHA|USDA|VA) 186 $78,630,000 $422,742 $6,011 7.83%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 228 $78,530,000 $344,430 $6,539 7.03%
SALT LAKE CITY, UT (FHA|USDA|VA) 238 $78,390,000 $329,370 $3,691 7.96%
SALINAS, CA (FHA|USDA|VA) 133 $74,005,000 $556,429 $4,445 7.67%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 184 $73,820,000 $401,196 $4,293 7.22%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 136 $72,700,000 $534,559 $4,311 6.82%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 227 $70,585,000 $310,947 $3,737 7.73%
RALEIGH-CARY, NC (FHA|USDA|VA) 148 $60,770,000 $410,608 $3,876 7.54%
COLORADO SPRINGS, CO (FHA|USDA|VA) 252 $59,230,000 $235,040 $2,679 8.23%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 263 $57,575,000 $218,916 $2,172 7.80%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 86 $57,280,000 $666,047 $4,690 7.20%
Bozeman, MT (FHA|USDA|VA) 92 $55,190,000 $599,891 $6,438 7.68%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 198 $51,650,000 $260,859 $4,376 7.66%
TUCSON, AZ (FHA|USDA|VA) 247 $50,435,000 $204,190 $3,204 8.13%
PITTSBURGH, PA (FHA|USDA|VA) 139 $49,515,000 $356,223 $5,417 7.28%
GREEN BAY, WI (FHA|USDA|VA) 118 $49,480,000 $419,322 $2,990 7.23%
PORT ST. LUCIE, FL (FHA|USDA|VA) 66 $48,040,000 $727,879 $5,579 7.46%
FRESNO, CA (FHA|USDA|VA) 178 $47,210,000 $265,225 $4,444 7.92%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 127 $46,865,000 $369,016 $6,100 7.11%
DAYTON-KETTERING, OH (FHA|USDA|VA) 340 $46,270,000 $136,088 $2,984 8.16%
PEORIA, IL (FHA|USDA|VA) 253 $45,275,000 $178,953 $3,147 7.05%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 90 $44,030,000 $489,222 $5,425 7.01%
LINCOLN, NE (FHA|USDA|VA) 270 $43,940,000 $162,741 $2,306 7.73%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 138 $43,260,000 $313,478 $3,361 7.89%
Edwards, CO (FHA|USDA|VA) 58 $41,810,000 $720,862 $5,789 7.35%
WORCESTER, MA-CT (FHA|USDA|VA) 104 $41,790,000 $401,827 $4,111 7.07%
VALLEJO, CA (FHA|USDA|VA) 129 $41,635,000 $322,752 $6,276 7.62%
DULUTH, MN-WI (FHA|USDA|VA) 248 $40,210,000 $162,137 $3,531 8.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 128 $39,890,000 $311,641 $4,954 7.49%
Gardnerville Ranchos, NV (FHA|USDA|VA) 99 $39,735,000 $401,364 $6,603 7.21%
Ellensburg, WA (FHA|USDA|VA) 55 $39,185,000 $712,455 $10,373 6.82%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 156 $39,180,000 $251,154 $4,076 7.97%
BAKERSFIELD, CA (FHA|USDA|VA) 152 $39,160,000 $257,632 $5,610 7.94%
SALEM, OR (FHA|USDA|VA) 209 $38,935,000 $186,292 $2,236 8.27%
Jackson, WY-ID (FHA|USDA|VA) 48 $38,590,000 $803,958 $10,874 7.41%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 80 $38,060,000 $475,750 $5,644 7.84%
ROCHESTER, MN (FHA|USDA|VA) 146 $37,460,000 $256,575 $4,413 7.50%
SPRINGFIELD, MO (FHA|USDA|VA) 243 $37,085,000 $152,613 $2,414 8.38%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 177 $36,995,000 $209,011 $4,209 7.73%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 67 $35,045,000 $523,060 $5,471 6.63%
Stevens Point, WI (FHA|USDA|VA) 142 $33,810,000 $238,099 $3,032 7.14%
Outside of Metro Areas 121 $33,095,000 $273,512 $4,540 8.00%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 44 $32,820,000 $745,909 $6,280 6.97%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 95 $32,715,000 $344,368 $3,136 7.42%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 170 $32,180,000 $189,294 $4,716 7.91%
MODESTO, CA (FHA|USDA|VA) 144 $31,890,000 $221,458 $5,754 8.16%
GREELEY, CO (FHA|USDA|VA) 147 $31,835,000 $216,565 $3,748 8.03%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 44 $31,560,000 $717,273 $5,657 6.49%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 42 $30,990,000 $737,857 $6,897 6.47%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 78 $30,620,000 $392,564 $7,209 6.50%
BELLINGHAM, WA (FHA|USDA|VA) 77 $30,385,000 $394,610 $4,650 7.86%
Kalispell, MT (FHA|USDA|VA) 42 $30,280,000 $720,952 $7,599 7.46%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 75 $29,865,000 $398,200 $4,736 7.75%
ALBUQUERQUE, NM (FHA|USDA|VA) 154 $29,700,000 $192,857 $3,352 8.18%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 65 $29,445,000 $453,000 $6,530 7.67%
NAPA, CA (FHA|USDA|VA) 49 $29,375,000 $599,490 $3,896 7.92%
BILLINGS, MT (FHA|USDA|VA) 116 $29,260,000 $252,241 $3,769 7.74%
BOWLING GREEN, KY (FHA|USDA|VA) 191 $29,235,000 $153,063 $3,461 7.87%
SIOUX FALLS, SD (FHA|USDA|VA) 156 $28,980,000 $185,769 $3,113 8.06%
BOULDER, CO (FHA|USDA|VA) 79 $28,895,000 $365,759 $3,600 8.25%
PROVO-OREM, UT (FHA|USDA|VA) 96 $28,810,000 $300,104 $3,015 8.21%
OKLAHOMA CITY, OK (FHA|USDA|VA) 142 $28,500,000 $200,704 $3,111 7.89%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 113 $28,485,000 $252,080 $3,940 7.53%
ASHEVILLE, NC (FHA|USDA|VA) 43 $28,055,000 $652,442 $5,834 7.43%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 144 $27,770,000 $192,847 $2,926 7.55%
Breckenridge, CO (FHA|USDA|VA) 29 $26,825,000 $925,000 $5,761 7.32%
ST. GEORGE, UT (FHA|USDA|VA) 42 $26,110,000 $621,667 $5,652 7.54%
Brainerd, MN (FHA|USDA|VA) 96 $25,810,000 $268,854 $4,881 7.99%
APPLETON, WI (FHA|USDA|VA) 94 $25,660,000 $272,979 $3,527 7.39%
Hilo, HI (FHA|USDA|VA) 26 $25,610,000 $985,000 $10,688 7.12%
Glenwood Springs, CO (FHA|USDA|VA) 30 $25,400,000 $846,667 $6,765 7.35%
AKRON, OH (FHA|USDA|VA) 198 $25,110,000 $126,818 $2,944 8.72%
EAU CLAIRE, WI (FHA|USDA|VA) 117 $23,535,000 $201,154 $3,447 7.85%
MEDFORD, OR (FHA|USDA|VA) 90 $23,530,000 $261,444 $4,982 7.87%
FOND DU LAC, WI (FHA|USDA|VA) 134 $23,270,000 $173,657 $2,971 7.38%
Steamboat Springs, CO (FHA|USDA|VA) 13 $23,035,000 $1,771,923 $15,083 6.91%
CEDAR RAPIDS, IA (FHA|USDA|VA) 98 $22,740,000 $232,041 $2,873 7.85%
MANKATO, MN (FHA|USDA|VA) 64 $22,740,000 $355,313 $3,615 8.43%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 91 $22,415,000 $246,319 $3,173 8.13%
SAVANNAH, GA (FHA|USDA|VA) 51 $22,405,000 $439,314 $3,736 7.44%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 31 $21,975,000 $708,871 $6,816 7.20%
RAPID CITY, SD (FHA|USDA|VA) 67 $21,185,000 $316,194 $4,226 8.38%
YAKIMA, WA (FHA|USDA|VA) 98 $20,930,000 $213,571 $3,077 7.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 109 $20,735,000 $190,229 $2,337 8.28%
ROCKFORD, IL (FHA|USDA|VA) 156 $20,560,000 $131,795 $3,024 8.01%
COLUMBIA, MO (FHA|USDA|VA) 95 $20,425,000 $215,000 $3,157 7.74%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 80 $20,140,000 $251,750 $4,165 7.87%
WAUSAU-WESTON, WI (FHA|USDA|VA) 102 $20,100,000 $197,059 $3,411 7.67%
Key West, FL (FHA|USDA|VA) 8 $19,960,000 $2,495,000 $25,371 6.92%
WICHITA, KS (FHA|USDA|VA) 93 $19,645,000 $211,237 $2,547 7.20%
CORPUS CHRISTI, TX (FHA|USDA|VA) 24 $19,390,000 $807,917 $9,304 6.62%
OWENSBORO, KY (FHA|USDA|VA) 126 $19,250,000 $152,778 $3,365 7.43%
FARGO, ND-MN (FHA|USDA|VA) 123 $19,205,000 $156,138 $3,024 8.39%
Truckee-Grass Valley, CA (FHA|USDA|VA) 41 $18,955,000 $462,317 $7,442 7.63%
FLAGSTAFF, AZ (FHA|USDA|VA) 29 $18,565,000 $640,172 $5,897 6.79%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 137 $18,275,000 $133,394 $3,028 7.77%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 50 $18,270,000 $365,400 $5,286 7.24%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 120 $18,070,000 $150,583 $3,263 7.34%
CARSON CITY, NV (FHA|USDA|VA) 62 $17,840,000 $287,742 $5,848 7.56%
TULSA, OK (FHA|USDA|VA) 70 $17,530,000 $250,429 $3,894 7.70%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 115 $17,095,000 $148,652 $3,888 7.73%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 47 $17,025,000 $362,234 $5,010 7.36%
Richmond-Berea, KY (FHA|USDA|VA) 107 $16,735,000 $156,402 $3,750 7.81%
WINSTON-SALEM, NC (FHA|USDA|VA) 87 $16,705,000 $192,011 $4,078 7.05%
Hailey, ID (FHA|USDA|VA) 25 $16,345,000 $653,800 $5,567 7.62%
TOPEKA, KS (FHA|USDA|VA) 121 $16,335,000 $135,000 $2,686 8.15%
TWIN FALLS, ID (FHA|USDA|VA) 60 $16,160,000 $269,333 $5,604 7.53%
SHEBOYGAN, WI (FHA|USDA|VA) 86 $16,070,000 $186,860 $2,877 7.65%
ST. CLOUD, MN (FHA|USDA|VA) 85 $15,735,000 $185,118 $3,932 8.24%
WENATCHEE, WA (FHA|USDA|VA) 40 $15,420,000 $385,500 $4,754 7.81%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 83 $15,305,000 $184,398 $2,641 7.94%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 12 $15,060,000 $1,255,000 $5,460 6.32%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 44 $14,770,000 $335,682 $4,449 6.94%
Williston, ND (FHA|USDA|VA) 45 $14,675,000 $326,111 $6,352 6.58%
Helena, MT (FHA|USDA|VA) 55 $14,435,000 $262,455 $5,118 7.42%
Sandpoint, ID (FHA|USDA|VA) 34 $14,340,000 $421,765 $6,381 8.14%
HUNTSVILLE, AL (FHA|USDA|VA) 51 $14,305,000 $280,490 $3,496 7.27%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 70 $14,020,000 $200,286 $3,676 7.27%
CORVALLIS, OR (FHA|USDA|VA) 44 $13,880,000 $315,455 $6,547 7.62%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 45 $13,535,000 $300,778 $3,709 7.62%
JOPLIN, MO (FHA|USDA|VA) 109 $13,495,000 $123,807 $2,609 8.15%
URBAN HONOLULU, HI (FHA|USDA|VA) 21 $13,315,000 $634,048 $7,086 7.43%
YUBA CITY, CA (FHA|USDA|VA) 57 $13,115,000 $230,088 $8,352 7.82%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 110 $12,970,000 $117,909 $3,656 7.46%
CARBONDALE-MARION, IL (FHA|USDA|VA) 86 $12,890,000 $149,884 $3,577 7.64%
Paducah, KY-IL (FHA|USDA|VA) 86 $12,850,000 $149,419 $3,145 7.85%
Faribault-Northfield, MN (FHA|USDA|VA) 19 $12,805,000 $673,947 $3,158 8.18%
Portsmouth, OH (FHA|USDA|VA) 90 $12,800,000 $142,222 $4,072 7.59%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 79 $12,795,000 $161,962 $2,854 7.84%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 72 $12,790,000 $177,639 $3,173 6.97%
SANTA FE, NM (FHA|USDA|VA) 30 $12,670,000 $422,333 $4,682 7.73%
SALISBURY, MD-DE (FHA|USDA|VA) 26 $12,420,000 $477,692 $4,765 7.17%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 37 $12,345,000 $333,649 $3,607 6.96%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 42 $12,340,000 $293,810 $4,508 7.51%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 50 $12,230,000 $244,600 $3,339 7.83%
LONGVIEW, WA (FHA|USDA|VA) 45 $12,165,000 $270,333 $3,372 7.72%
IDAHO FALLS, ID (FHA|USDA|VA) 49 $12,005,000 $245,000 $7,321 7.65%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 61 $11,905,000 $195,164 $4,003 7.69%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 55 $11,565,000 $210,273 $2,788 7.71%
PUNTA GORDA, FL (FHA|USDA|VA) 28 $11,510,000 $411,071 $5,733 7.07%
PUEBLO, CO (FHA|USDA|VA) 80 $11,230,000 $140,375 $2,189 8.09%
AMES, IA (FHA|USDA|VA) 61 $11,115,000 $182,213 $2,635 7.76%
Whitewater, WI (FHA|USDA|VA) 43 $10,825,000 $251,744 $3,013 8.36%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 40 $10,800,000 $270,000 $5,403 7.90%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 41 $10,675,000 $260,366 $3,545 7.65%
Astoria, OR (FHA|USDA|VA) 47 $10,665,000 $226,915 $3,617 7.87%
BLOOMINGTON, IL (FHA|USDA|VA) 53 $10,635,000 $200,660 $3,160 7.59%
Newport, OR (FHA|USDA|VA) 46 $10,570,000 $229,783 $4,526 8.05%
Moses Lake, WA (FHA|USDA|VA) 51 $10,555,000 $206,961 $4,006 8.23%
VISALIA, CA (FHA|USDA|VA) 67 $10,535,000 $157,239 $2,404 8.34%
DUBUQUE, IA (FHA|USDA|VA) 61 $10,505,000 $172,213 $3,797 7.91%
Durango, CO (FHA|USDA|VA) 18 $10,500,000 $583,333 $3,619 7.71%
TOLEDO, OH (FHA|USDA|VA) 59 $10,415,000 $176,525 $2,865 7.85%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 48 $10,080,000 $210,000 $2,785 8.00%
Sevierville, TN (FHA|USDA|VA) 35 $9,995,000 $285,571 $4,993 8.03%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 80 $9,970,000 $124,625 $3,930 7.32%
MISSOULA, MT (FHA|USDA|VA) 47 $9,955,000 $211,809 $2,619 8.27%
Port Angeles, WA (FHA|USDA|VA) 29 $9,845,000 $339,483 $5,117 7.24%
Oak Harbor, WA (FHA|USDA|VA) 33 $9,765,000 $295,909 $3,811 7.91%
CHICO, CA (FHA|USDA|VA) 53 $9,585,000 $180,849 $2,698 8.83%
Aberdeen, SD (FHA|USDA|VA) 43 $9,415,000 $218,953 $4,972 6.51%
WILMINGTON, NC (FHA|USDA|VA) 34 $9,300,000 $273,529 $3,480 7.90%
HOT SPRINGS, AR (FHA|USDA|VA) 61 $9,195,000 $150,738 $2,506 8.26%
ALBANY-LEBANON, OR (FHA|USDA|VA) 62 $9,130,000 $147,258 $1,833 8.44%
LAS CRUCES, NM (FHA|USDA|VA) 57 $9,065,000 $159,035 $2,825 8.23%
Roseburg, OR (FHA|USDA|VA) 48 $8,960,000 $186,667 $4,386 7.64%
Prineville, OR (FHA|USDA|VA) 18 $8,960,000 $497,778 $7,773 7.57%
BISMARCK, ND (FHA|USDA|VA) 45 $8,935,000 $198,556 $3,321 7.74%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 33 $8,915,000 $270,152 $2,700 7.19%
NILES, MI (FHA|USDA|VA) 21 $8,915,000 $424,524 $3,746 6.74%
Sidney, OH (FHA|USDA|VA) 68 $8,870,000 $130,441 $3,138 8.39%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 46 $8,870,000 $192,826 $3,390 7.47%
Show Low, AZ (FHA|USDA|VA) 22 $8,820,000 $400,909 $5,992 7.20%
IOWA CITY, IA (FHA|USDA|VA) 43 $8,575,000 $199,419 $2,434 8.13%
RACINE, WI (FHA|USDA|VA) 56 $8,520,000 $152,143 $2,261 8.25%
CHEYENNE, WY (FHA|USDA|VA) 39 $8,505,000 $218,077 $3,429 7.84%
REDDING, CA (FHA|USDA|VA) 65 $8,435,000 $129,769 $1,809 8.66%
Aberdeen, WA (FHA|USDA|VA) 27 $8,395,000 $310,926 $5,209 6.92%
LEWISTON, ID-WA (FHA|USDA|VA) 61 $8,375,000 $137,295 $3,008 8.61%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 39 $8,375,000 $214,744 $4,729 7.65%
ANN ARBOR, MI (FHA|USDA|VA) 26 $8,350,000 $321,154 $3,457 7.40%
Clinton, IA (FHA|USDA|VA) 61 $8,185,000 $134,180 $3,376 7.33%
LOGAN, UT-ID (FHA|USDA|VA) 42 $8,090,000 $192,619 $1,945 8.04%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 34 $8,060,000 $237,059 $3,426 7.62%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 32 $7,910,000 $247,188 $3,892 7.88%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 41 $7,565,000 $184,512 $2,762 7.96%
Ukiah, CA (FHA|USDA|VA) 11 $7,565,000 $687,727 $6,062 6.56%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 31 $7,535,000 $243,065 $8,661 6.18%
Rock Springs, WY (FHA|USDA|VA) 36 $7,420,000 $206,111 $4,523 7.24%
Manitowoc, WI (FHA|USDA|VA) 58 $7,420,000 $127,931 $2,657 8.09%
LAWRENCE, KS (FHA|USDA|VA) 46 $7,350,000 $159,783 $1,878 8.68%
MADERA, CA (FHA|USDA|VA) 38 $7,350,000 $193,421 $2,535 8.32%
SPRINGFIELD, IL (FHA|USDA|VA) 59 $7,295,000 $123,644 $2,511 8.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 24 $7,130,000 $297,083 $2,755 7.50%
Dickinson, ND (FHA|USDA|VA) 27 $6,895,000 $255,370 $3,814 6.34%
Moscow, ID (FHA|USDA|VA) 27 $6,865,000 $254,259 $1,544 8.25%
Maryville, MO (FHA|USDA|VA) 43 $6,715,000 $156,163 $3,157 7.22%
CANTON-MASSILLON, OH (FHA|USDA|VA) 59 $6,695,000 $113,475 $2,827 8.39%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 32 $6,640,000 $207,500 $3,900 7.59%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 14 $6,630,000 $473,571 $5,904 7.52%
Cookeville, TN (FHA|USDA|VA) 33 $6,495,000 $196,818 $5,603 7.56%
Grand Rapids, MN (FHA|USDA|VA) 29 $6,465,000 $222,931 $4,137 7.80%
Norfolk, NE (FHA|USDA|VA) 49 $6,445,000 $131,531 $2,319 8.23%
Fernley, NV (FHA|USDA|VA) 34 $6,360,000 $187,059 $2,697 7.86%
Alexandria, MN (FHA|USDA|VA) 28 $6,340,000 $226,429 $3,796 8.00%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 28 $6,330,000 $226,071 $3,170 7.88%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 38 $6,190,000 $162,895 $3,281 8.22%
Hermiston-Pendleton, OR (FHA|USDA|VA) 37 $6,005,000 $162,297 $4,408 8.04%
SPRINGFIELD, MA (FHA|USDA|VA) 23 $5,985,000 $260,217 $3,772 7.31%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 28 $5,970,000 $213,214 $3,949 7.66%
Tullahoma-Manchester, TN (FHA|USDA|VA) 37 $5,825,000 $157,432 $2,564 8.32%
Holland, MI (FHA|USDA|VA) 11 $5,825,000 $529,545 $3,962 7.24%
GREAT FALLS, MT (FHA|USDA|VA) 38 $5,810,000 $152,895 $3,080 8.01%
MERCED, CA (FHA|USDA|VA) 33 $5,785,000 $175,303 $1,996 8.64%
PANAMA CITY, FL (FHA|USDA|VA) 19 $5,685,000 $299,211 $3,784 7.37%
Ottumwa, IA (FHA|USDA|VA) 49 $5,645,000 $115,204 $3,540 7.30%
Mayfield, KY (FHA|USDA|VA) 55 $5,605,000 $101,909 $3,002 7.64%
Evanston, WY (FHA|USDA|VA) 28 $5,580,000 $199,286 $7,542 7.28%
Owatonna, MN (FHA|USDA|VA) 35 $5,475,000 $156,429 $3,267 8.46%
Red Wing, MN (FHA|USDA|VA) 18 $5,360,000 $297,778 $2,946 7.92%
Ontario, OR-ID (FHA|USDA|VA) 38 $5,350,000 $140,789 $2,348 8.21%
Kirksville, MO (FHA|USDA|VA) 30 $5,320,000 $177,333 $2,762 7.10%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 44 $5,250,000 $119,318 $2,001 8.72%
BATON ROUGE, LA (FHA|USDA|VA) 24 $5,210,000 $217,083 $2,923 7.74%
Fergus Falls, MN (FHA|USDA|VA) 22 $5,200,000 $236,364 $4,338 8.06%
Maysville, KY (FHA|USDA|VA) 48 $5,190,000 $108,125 $2,910 8.33%
Payson, AZ (FHA|USDA|VA) 11 $5,185,000 $471,364 $5,710 7.67%
Rolla, MO (FHA|USDA|VA) 32 $5,140,000 $160,625 $2,433 7.87%
Glasgow, KY (FHA|USDA|VA) 43 $5,105,000 $118,721 $3,495 7.79%
WHEELING, WV-OH (FHA|USDA|VA) 33 $5,085,000 $154,091 $5,341 6.93%
OCALA, FL (FHA|USDA|VA) 25 $5,075,000 $203,000 $4,793 7.30%
TYLER, TX (FHA|USDA|VA) 17 $4,955,000 $291,471 $4,806 6.36%
Pahrump, NV (FHA|USDA|VA) 22 $4,920,000 $223,636 $2,854 7.67%
Shelton, WA (FHA|USDA|VA) 18 $4,920,000 $273,333 $3,337 7.46%
SPARTANBURG, SC (FHA|USDA|VA) 12 $4,890,000 $407,500 $6,946 6.70%
Shelbyville, TN (FHA|USDA|VA) 15 $4,885,000 $325,667 $6,576 7.70%
MORRISTOWN, TN (FHA|USDA|VA) 38 $4,850,000 $127,632 $2,360 8.53%
Pella, IA (FHA|USDA|VA) 21 $4,845,000 $230,714 $3,428 7.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 17 $4,835,000 $284,412 $4,205 7.20%
EL PASO, TX (FHA|USDA|VA) 19 $4,835,000 $254,474 $6,262 6.70%
Beaver Dam, WI (FHA|USDA|VA) 27 $4,815,000 $178,333 $2,450 8.16%
Wapakoneta, OH (FHA|USDA|VA) 27 $4,785,000 $177,222 $4,806 7.05%
Farmington, MO (FHA|USDA|VA) 49 $4,775,000 $97,449 $2,823 8.53%
FAYETTEVILLE, NC (FHA|USDA|VA) 22 $4,730,000 $215,000 $4,014 7.23%
GRAND FORKS, ND-MN (FHA|USDA|VA) 34 $4,620,000 $135,882 $3,278 8.61%
GRANTS PASS, OR (FHA|USDA|VA) 26 $4,580,000 $176,154 $3,365 8.18%
ROCHESTER, NY (FHA|USDA|VA) 29 $4,505,000 $155,345 $3,037 7.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 32 $4,480,000 $140,000 $3,277 7.97%
LYNCHBURG, VA (FHA|USDA|VA) 14 $4,420,000 $315,714 $2,156 7.24%
Madisonville, KY (FHA|USDA|VA) 30 $4,340,000 $144,667 $3,574 7.67%
GAINESVILLE, FL (FHA|USDA|VA) 16 $4,280,000 $267,500 $4,069 7.42%
FORT SMITH, AR-OK (FHA|USDA|VA) 42 $4,260,000 $101,429 $1,324 8.56%
FORT WAYNE, IN (FHA|USDA|VA) 29 $4,255,000 $146,724 $1,818 7.88%
Richmond, IN (FHA|USDA|VA) 46 $4,250,000 $92,391 $2,882 8.57%
COLUMBIA, SC (FHA|USDA|VA) 16 $4,240,000 $265,000 $5,403 6.56%
Sterling, IL (FHA|USDA|VA) 40 $4,230,000 $105,750 $3,316 8.11%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 15 $4,205,000 $280,333 $3,306 7.75%
JACKSON, MS (FHA|USDA|VA) 22 $4,130,000 $187,727 $1,887 8.06%
WALLA WALLA, WA (FHA|USDA|VA) 17 $4,115,000 $242,059 $3,342 7.75%
CLEVELAND, TN (FHA|USDA|VA) 21 $4,105,000 $195,476 $2,459 8.32%
Eureka-Arcata, CA (FHA|USDA|VA) 31 $4,065,000 $131,129 $2,483 8.38%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 17 $4,065,000 $239,118 $3,021 7.22%
Willmar, MN (FHA|USDA|VA) 20 $3,990,000 $199,500 $3,709 8.02%
Kill Devil Hills, NC (FHA|USDA|VA) 14 $3,980,000 $284,286 $3,318 8.06%
ANCHORAGE, AK (FHA|USDA|VA) 25 $3,895,000 $155,800 $1,098 7.80%
YORK-HANOVER, PA (FHA|USDA|VA) 17 $3,875,000 $227,941 $3,819 7.66%
MIDLAND, TX (FHA|USDA|VA) 12 $3,840,000 $320,000 $3,886 6.40%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 22 $3,720,000 $169,091 $3,905 7.58%
CASPER, WY (FHA|USDA|VA) 21 $3,715,000 $176,905 $3,388 8.18%
Ashtabula, OH (FHA|USDA|VA) 34 $3,690,000 $108,529 $2,816 8.14%
Spirit Lake, IA (FHA|USDA|VA) 9 $3,665,000 $407,222 $3,927 7.58%
Murray, KY (FHA|USDA|VA) 22 $3,650,000 $165,909 $5,219 7.82%
Mountain Home, ID (FHA|USDA|VA) 13 $3,625,000 $278,846 $6,567 7.48%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 13 $3,615,000 $278,077 $2,914 7.74%
Rexburg, ID (FHA|USDA|VA) 11 $3,605,000 $327,727 $6,865 7.37%
BRUNSWICK, GA (FHA|USDA|VA) 10 $3,600,000 $360,000 $3,091 7.49%
Sandusky, OH (FHA|USDA|VA) 26 $3,580,000 $137,692 $2,277 8.41%
LIMA, OH (FHA|USDA|VA) 29 $3,575,000 $123,276 $3,235 7.57%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 13 $3,555,000 $273,462 $2,997 7.45%
Montrose, CO (FHA|USDA|VA) 17 $3,545,000 $208,529 $2,548 8.00%
MONTGOMERY, AL (FHA|USDA|VA) 27 $3,515,000 $130,185 $3,205 7.29%
Traverse City, MI (FHA|USDA|VA) 11 $3,505,000 $318,636 $3,989 7.14%
Klamath Falls, OR (FHA|USDA|VA) 22 $3,470,000 $157,727 $2,295 8.36%
SPRINGFIELD, OH (FHA|USDA|VA) 25 $3,445,000 $137,800 $4,089 7.80%
POCATELLO, ID (FHA|USDA|VA) 25 $3,425,000 $137,000 $2,968 7.75%
Minot, ND (FHA|USDA|VA) 20 $3,420,000 $171,000 $3,233 7.08%
Augusta-Waterville, ME (FHA|USDA|VA) 12 $3,380,000 $281,667 $5,031 7.57%
DECATUR, IL (FHA|USDA|VA) 15 $3,355,000 $223,667 $3,277 7.58%
Blackfoot, ID (FHA|USDA|VA) 12 $3,350,000 $279,167 $6,304 7.21%
Marshalltown, IA (FHA|USDA|VA) 25 $3,345,000 $133,800 $3,346 7.65%
GAINESVILLE, GA (FHA|USDA|VA) 13 $3,325,000 $255,769 $2,750 7.20%
Austin, MN (FHA|USDA|VA) 22 $3,280,000 $149,091 $3,796 7.76%
Hood River, OR (FHA|USDA|VA) 12 $3,280,000 $273,333 $5,909 8.05%
Hannibal, MO (FHA|USDA|VA) 17 $3,265,000 $192,059 $3,192 7.13%
BANGOR, ME (FHA|USDA|VA) 11 $3,225,000 $293,182 $2,476 7.43%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 29 $3,225,000 $111,207 $3,043 8.12%
Lebanon, NH-VT (FHA|USDA|VA) 10 $3,200,000 $320,000 $4,232 7.29%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 18 $3,150,000 $175,000 $2,489 7.86%
Mason City, IA (FHA|USDA|VA) 30 $3,110,000 $103,667 $2,898 7.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 14 $3,090,000 $220,714 $4,562 7.53%
Menomonie, WI (FHA|USDA|VA) 14 $3,090,000 $220,714 $3,002 7.44%
BECKLEY, WV (FHA|USDA|VA) 16 $3,080,000 $192,500 $4,508 6.60%
The Dalles, OR (FHA|USDA|VA) 14 $3,050,000 $217,857 $4,554 7.80%
JOHNSON CITY, TN (FHA|USDA|VA) 13 $3,035,000 $233,462 $3,130 7.45%
Freeport, IL (FHA|USDA|VA) 25 $3,035,000 $121,400 $3,657 7.76%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 19 $3,025,000 $159,211 $3,603 8.19%
EAST STROUDSBURG, PA (FHA|USDA|VA) 17 $3,025,000 $177,941 $4,254 7.56%
SHERMAN-DENISON, TX (FHA|USDA|VA) 10 $3,020,000 $302,000 $7,945 6.57%
EVANSVILLE, IN-KY (FHA|USDA|VA) 28 $3,020,000 $107,857 $1,148 8.33%
Marshall, MN (FHA|USDA|VA) 20 $3,010,000 $150,500 $3,531 7.69%
Brevard, NC (FHA|USDA|VA) 6 $2,990,000 $498,333 $8,574 6.70%
Van Wert, OH (FHA|USDA|VA) 27 $2,985,000 $110,556 $2,524 8.22%
SYRACUSE, NY (FHA|USDA|VA) 18 $2,960,000 $164,444 $2,771 7.83%
Russellville, AR (FHA|USDA|VA) 16 $2,950,000 $184,375 $2,952 7.50%
Riverton, WY (FHA|USDA|VA) 9 $2,945,000 $327,222 $3,548 7.11%
COLUMBUS, GA-AL (FHA|USDA|VA) 16 $2,940,000 $183,750 $3,244 7.51%
Laramie, WY (FHA|USDA|VA) 14 $2,920,000 $208,571 $3,478 8.09%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 16 $2,890,000 $180,625 $3,852 7.34%
Coos Bay, OR (FHA|USDA|VA) 23 $2,885,000 $125,435 $2,434 8.22%
Mountain Home, AR (FHA|USDA|VA) 14 $2,880,000 $205,714 $2,668 7.86%
TALLAHASSEE, FL (FHA|USDA|VA) 15 $2,865,000 $191,000 $2,635 7.74%
UTICA-ROME, NY (FHA|USDA|VA) 4 $2,850,000 $712,500 $2,836 8.13%
Tiffin, OH (FHA|USDA|VA) 21 $2,845,000 $135,476 $2,804 7.51%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 10 $2,830,000 $283,000 $4,976 7.54%
Boone, NC (FHA|USDA|VA) 3 $2,825,000 $941,667 $11,673 7.52%
Kearney, NE (FHA|USDA|VA) 25 $2,825,000 $113,000 $1,731 8.06%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 17 $2,825,000 $166,176 $1,662 7.45%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 10 $2,800,000 $280,000 $4,912 6.77%
Dixon, IL (FHA|USDA|VA) 26 $2,790,000 $107,308 $2,164 8.21%
Winona, MN (FHA|USDA|VA) 16 $2,760,000 $172,500 $3,846 7.86%
Seneca, SC (FHA|USDA|VA) 5 $2,745,000 $549,000 $7,170 7.00%
FLORENCE, SC (FHA|USDA|VA) 12 $2,700,000 $225,000 $4,617 6.64%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $2,695,000 $539,000 $9,639 6.60%
WACO, TX (FHA|USDA|VA) 7 $2,685,000 $383,571 $7,077 6.34%
Wilmington, OH (FHA|USDA|VA) 13 $2,665,000 $205,000 $3,260 8.19%
Elko, NV (FHA|USDA|VA) 20 $2,660,000 $133,000 $1,654 7.87%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 12 $2,650,000 $220,833 $2,121 7.77%
BURLINGTON, NC (FHA|USDA|VA) 15 $2,635,000 $175,667 $3,243 7.66%
Lebanon, MO (FHA|USDA|VA) 25 $2,615,000 $104,600 $2,368 8.31%
Fort Leonard Wood, MO (FHA|USDA|VA) 5 $2,615,000 $523,000 $2,980 6.59%
AMARILLO, TX (FHA|USDA|VA) 8 $2,590,000 $323,750 $7,932 6.52%
La Grande, OR (FHA|USDA|VA) 19 $2,565,000 $135,000 $3,177 8.73%
WARNER ROBINS, GA (FHA|USDA|VA) 14 $2,550,000 $182,143 $3,123 7.04%
Mount Sterling, KY (FHA|USDA|VA) 25 $2,505,000 $100,200 $3,112 6.73%
Centralia, IL (FHA|USDA|VA) 25 $2,505,000 $100,200 $3,269 7.67%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $2,500,000 $208,333 $4,009 7.54%
Fairmont, MN (FHA|USDA|VA) 17 $2,495,000 $146,765 $3,729 8.46%
Brookings, OR (FHA|USDA|VA) 9 $2,495,000 $277,222 $4,648 7.44%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 11 $2,475,000 $225,000 $6,304 6.51%
Red Bluff, CA (FHA|USDA|VA) 22 $2,470,000 $112,273 $2,684 8.85%
MANSFIELD, OH (FHA|USDA|VA) 22 $2,470,000 $112,273 $3,368 8.07%
McMinnville, TN (FHA|USDA|VA) 14 $2,460,000 $175,714 $5,532 8.26%
Warrensburg, MO (FHA|USDA|VA) 25 $2,445,000 $97,800 $1,418 9.10%
Jacksonville, IL (FHA|USDA|VA) 22 $2,440,000 $110,909 $3,371 8.28%
KINGSTON, NY (FHA|USDA|VA) 8 $2,430,000 $303,750 $3,787 6.82%
Point Pleasant, WV-OH (FHA|USDA|VA) 16 $2,420,000 $151,250 $3,397 6.87%
READING, PA (FHA|USDA|VA) 14 $2,420,000 $172,857 $2,727 7.82%
YUMA, AZ (FHA|USDA|VA) 19 $2,395,000 $126,053 $1,937 8.54%
Sedalia, MO (FHA|USDA|VA) 24 $2,390,000 $99,583 $1,342 8.55%
Mount Vernon, IL (FHA|USDA|VA) 25 $2,345,000 $93,800 $2,770 8.03%
Lewisburg, TN (FHA|USDA|VA) 10 $2,330,000 $233,000 $5,296 7.88%
TUSCALOOSA, AL (FHA|USDA|VA) 12 $2,320,000 $193,333 $3,582 7.82%
MANHATTAN, KS (FHA|USDA|VA) 12 $2,320,000 $193,333 $2,810 8.02%
Albert Lea, MN (FHA|USDA|VA) 16 $2,290,000 $143,125 $3,460 7.60%
Hastings, NE (FHA|USDA|VA) 21 $2,285,000 $108,810 $2,345 6.29%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 10 $2,260,000 $226,000 $4,061 6.55%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 8 $2,240,000 $280,000 $3,366 7.85%
Celina, OH (FHA|USDA|VA) 12 $2,240,000 $186,667 $4,785 6.79%
Fort Morgan, CO (FHA|USDA|VA) 10 $2,230,000 $223,000 $2,600 7.38%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 10 $2,220,000 $222,000 $2,070 7.32%
Spearfish, SD (FHA|USDA|VA) 7 $2,215,000 $316,429 $1,292 7.65%
Sonora, CA (FHA|USDA|VA) 14 $2,210,000 $157,857 $4,526 8.26%
LANCASTER, PA (FHA|USDA|VA) 15 $2,205,000 $147,000 $1,397 8.25%
Ottawa, IL (FHA|USDA|VA) 15 $2,175,000 $145,000 $3,932 7.38%
LUBBOCK, TX (FHA|USDA|VA) 8 $2,150,000 $268,750 $4,930 6.70%
LAKE CHARLES, LA (FHA|USDA|VA) 9 $2,145,000 $238,333 $5,218 7.41%
Fremont, OH (FHA|USDA|VA) 18 $2,140,000 $118,889 $2,626 8.02%
Cedar City, UT (FHA|USDA|VA) 9 $2,125,000 $236,111 $7,949 8.84%
Albemarle, NC (FHA|USDA|VA) 8 $2,080,000 $260,000 $5,243 6.77%
Crossville, TN (FHA|USDA|VA) 20 $2,080,000 $104,000 $1,895 8.93%
Greenville, OH (FHA|USDA|VA) 14 $2,080,000 $148,571 $3,599 8.19%
Charleston-Mattoon, IL (FHA|USDA|VA) 17 $2,065,000 $121,471 $2,524 7.80%
Sheridan, WY (FHA|USDA|VA) 8 $2,060,000 $257,500 $1,459 8.15%
Mitchell, SD (FHA|USDA|VA) 15 $2,035,000 $135,667 $4,031 7.70%
ALBANY, GA (FHA|USDA|VA) 8 $2,030,000 $253,750 $2,564 6.45%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 8 $2,010,000 $251,250 $1,868 7.89%
Muscatine, IA (FHA|USDA|VA) 17 $2,005,000 $117,941 $2,621 8.14%
Sikeston, MO (FHA|USDA|VA) 16 $2,000,000 $125,000 $2,306 8.00%
Urbana, OH (FHA|USDA|VA) 11 $1,995,000 $181,364 $3,629 7.27%
Centralia, WA (FHA|USDA|VA) 10 $1,990,000 $199,000 $3,582 7.39%
Jefferson, GA (FHA|USDA|VA) 9 $1,985,000 $220,556 $6,420 7.85%
FLINT, MI (FHA|USDA|VA) 12 $1,980,000 $165,000 $3,205 7.49%
MORGANTOWN, WV (FHA|USDA|VA) 8 $1,960,000 $245,000 $3,203 7.49%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 7 $1,935,000 $276,429 $2,321 7.68%
KANKAKEE, IL (FHA|USDA|VA) 12 $1,920,000 $160,000 $3,560 7.57%
Pullman, WA (FHA|USDA|VA) 8 $1,920,000 $240,000 $5,758 7.44%
Poplar Bluff, MO (FHA|USDA|VA) 16 $1,910,000 $119,375 $1,866 7.92%
Baraboo, WI (FHA|USDA|VA) 8 $1,900,000 $237,500 $7,868 7.98%
Frankfort, KY (FHA|USDA|VA) 14 $1,890,000 $135,000 $2,441 7.15%
ROANOKE, VA (FHA|USDA|VA) 16 $1,880,000 $117,500 $455 8.03%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 9 $1,875,000 $208,333 $3,596 7.03%
Hudson, NY (FHA|USDA|VA) 4 $1,870,000 $467,500 $2,471 8.11%
LAFAYETTE, LA (FHA|USDA|VA) 14 $1,870,000 $133,571 $2,674 8.16%
GRAND ISLAND, NE (FHA|USDA|VA) 17 $1,865,000 $109,706 $1,303 8.32%
DECATUR, AL (FHA|USDA|VA) 10 $1,860,000 $186,000 $1,988 7.27%
Rochelle, IL (FHA|USDA|VA) 18 $1,850,000 $102,778 $2,852 8.78%
EL CENTRO, CA (FHA|USDA|VA) 18 $1,850,000 $102,778 $1,627 8.48%
Oxford, MS (FHA|USDA|VA) 7 $1,805,000 $257,857 $1,871 7.28%
Sanford, NC (FHA|USDA|VA) 6 $1,800,000 $300,000 $4,801 6.59%
CHARLESTON, WV (FHA|USDA|VA) 8 $1,800,000 $225,000 $3,167 7.66%
Fremont, NE (FHA|USDA|VA) 19 $1,785,000 $93,947 $1,775 8.11%
Cambridge, OH (FHA|USDA|VA) 13 $1,765,000 $135,769 $3,588 7.87%
Shelby, NC (FHA|USDA|VA) 10 $1,760,000 $176,000 $4,532 7.94%
Mount Vernon, OH (FHA|USDA|VA) 8 $1,750,000 $218,750 $7,398 8.05%
Fallon, NV (FHA|USDA|VA) 12 $1,750,000 $145,833 $6,783 8.20%
Zanesville, OH (FHA|USDA|VA) 11 $1,745,000 $158,636 $2,448 8.36%
Wooster, OH (FHA|USDA|VA) 12 $1,740,000 $145,000 $3,580 8.74%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 16 $1,740,000 $108,750 $2,477 8.49%
Butte-Silver Bow, MT (FHA|USDA|VA) 12 $1,740,000 $145,000 $2,229 8.30%
MONROE, MI (FHA|USDA|VA) 10 $1,720,000 $172,000 $1,182 8.10%
Statesboro, GA (FHA|USDA|VA) 4 $1,700,000 $425,000 $6,208 7.14%
Columbus, NE (FHA|USDA|VA) 13 $1,695,000 $130,385 $3,809 8.64%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 6 $1,690,000 $281,667 $2,534 6.72%
Crescent City, CA (FHA|USDA|VA) 12 $1,690,000 $140,833 $680 8.44%
Pittsburg, KS (FHA|USDA|VA) 12 $1,690,000 $140,833 $4,094 8.31%
Watertown, SD (FHA|USDA|VA) 5 $1,675,000 $335,000 $8,523 9.37%
Laconia, NH (FHA|USDA|VA) 4 $1,670,000 $417,500 $10,806 7.22%
JACKSON, TN (FHA|USDA|VA) 8 $1,670,000 $208,750 $4,290 7.01%
Washington Court House, OH (FHA|USDA|VA) 14 $1,670,000 $119,286 $3,321 7.96%
Burlington, IA-IL (FHA|USDA|VA) 13 $1,665,000 $128,077 $4,417 8.39%
MOBILE, AL (FHA|USDA|VA) 10 $1,640,000 $164,000 $1,099 7.84%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 9 $1,605,000 $178,333 $3,417 7.95%
WINCHESTER, VA-WV (FHA|USDA|VA) 9 $1,585,000 $176,111 $2,578 8.09%
Athens, TX (FHA|USDA|VA) 5 $1,585,000 $317,000 $6,355 6.40%
Oskaloosa, IA (FHA|USDA|VA) 15 $1,575,000 $105,000 $3,114 7.84%
Winnemucca, NV (FHA|USDA|VA) 8 $1,550,000 $193,750 $14,789 8.51%
Forest City, NC (FHA|USDA|VA) 4 $1,540,000 $385,000 $5,453 7.42%
Pottsville, PA (FHA|USDA|VA) 4 $1,520,000 $380,000 $4,786 6.59%
Houghton, MI (FHA|USDA|VA) 4 $1,510,000 $377,500 $4,203 7.27%
ALTOONA, PA (FHA|USDA|VA) 8 $1,500,000 $187,500 $4,515 6.82%
Juneau, AK (FHA|USDA|VA) 4 $1,480,000 $370,000 $8,017 7.83%
Georgetown, SC (FHA|USDA|VA) 3 $1,475,000 $491,667 $7,477 6.88%
Burley, ID (FHA|USDA|VA) 6 $1,470,000 $245,000 $4,616 7.07%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 11 $1,435,000 $130,455 $2,027 7.52%
MIDLAND, MI (FHA|USDA|VA) 5 $1,425,000 $285,000 $753 6.86%
Danville, KY (FHA|USDA|VA) 8 $1,420,000 $177,500 $3,631 8.12%
Bemidji, MN (FHA|USDA|VA) 6 $1,410,000 $235,000 $6,072 6.78%
Salem, OH (FHA|USDA|VA) 8 $1,400,000 $175,000 $5,332 7.24%
Findlay, OH (FHA|USDA|VA) 6 $1,390,000 $231,667 $2,303 7.16%
Lexington, NE (FHA|USDA|VA) 10 $1,390,000 $139,000 $3,222 6.52%
Athens, OH (FHA|USDA|VA) 9 $1,385,000 $153,889 $3,251 7.55%
CaƱon City, CO (FHA|USDA|VA) 10 $1,380,000 $138,000 $1,009 8.40%
GREENVILLE, NC (FHA|USDA|VA) 7 $1,375,000 $196,429 $2,240 7.19%
Keene, NH (FHA|USDA|VA) 7 $1,375,000 $196,429 $1,414 7.80%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,350,000 $168,750 $3,523 6.67%
Newport, TN (FHA|USDA|VA) 12 $1,340,000 $111,667 $2,838 8.86%
THE VILLAGES, FL (FHA|USDA|VA) 9 $1,325,000 $147,222 $3,917 7.66%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 9 $1,325,000 $147,222 $3,077 7.66%
Cambridge, MD (FHA|USDA|VA) 3 $1,315,000 $438,333 $12,652 7.08%
Lawrenceburg, TN (FHA|USDA|VA) 7 $1,305,000 $186,429 $4,518 7.67%
Bardstown, KY (FHA|USDA|VA) 8 $1,300,000 $162,500 $5,115 8.48%
Somerset, KY (FHA|USDA|VA) 13 $1,295,000 $99,615 $2,586 7.60%
BLOOMINGTON, IN (FHA|USDA|VA) 8 $1,280,000 $160,000 $1,819 7.49%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 8 $1,280,000 $160,000 $1,975 8.09%
FAIRBANKS, AK (FHA|USDA|VA) 5 $1,275,000 $255,000 $5,081 6.08%
Beatrice, NE (FHA|USDA|VA) 10 $1,270,000 $127,000 $2,444 6.28%
Carlsbad-Artesia, NM (FHA|USDA|VA) 5 $1,265,000 $253,000 $4,879 6.55%
Spencer, IA (FHA|USDA|VA) 7 $1,245,000 $177,857 $3,241 6.46%
Hutchinson, MN (FHA|USDA|VA) 8 $1,240,000 $155,000 $3,518 8.27%
Stephenville, TX (FHA|USDA|VA) 3 $1,235,000 $411,667 $5,381 5.88%
Alamogordo, NM (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,911 7.57%
TEXARKANA, TX-AR (FHA|USDA|VA) 4 $1,230,000 $307,500 $4,652 7.08%
Vermillion, SD (FHA|USDA|VA) 6 $1,220,000 $203,333 $2,459 7.77%
Gillette, WY (FHA|USDA|VA) 15 $1,215,000 $81,000 $1,621 9.54%
Somerset, PA (FHA|USDA|VA) 6 $1,210,000 $201,667 $6,251 7.16%
Shawano, WI (FHA|USDA|VA) 5 $1,205,000 $241,000 $3,191 7.39%
Newberry, SC (FHA|USDA|VA) 2 $1,170,000 $585,000 $6,457 6.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,135,000 $227,000 $4,765 6.67%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,763 6.26%
Mexico, MO (FHA|USDA|VA) 8 $1,130,000 $141,250 $3,737 7.65%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 8 $1,130,000 $141,250 $2,342 8.20%
Concord, NH (FHA|USDA|VA) 5 $1,115,000 $223,000 $2,552 7.30%
Othello, WA (FHA|USDA|VA) 10 $1,100,000 $110,000 $1,355 7.71%
Vernal, UT (FHA|USDA|VA) 3 $1,095,000 $365,000 $6,654 7.15%
Pierre, SD (FHA|USDA|VA) 6 $1,090,000 $181,667 $3,324 7.16%
LEBANON, PA (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,438 6.47%
Quincy, IL-MO (FHA|USDA|VA) 8 $1,090,000 $136,250 $3,071 7.39%
ERIE, PA (FHA|USDA|VA) 5 $1,085,000 $217,000 $4,388 7.83%
Los Alamos, NM (FHA|USDA|VA) 4 $1,080,000 $270,000 $2,365 7.69%
LAWTON, OK (FHA|USDA|VA) 3 $1,065,000 $355,000 $4,171 6.92%
Platteville, WI (FHA|USDA|VA) 6 $1,050,000 $175,000 $2,567 7.68%
London, KY (FHA|USDA|VA) 8 $1,050,000 $131,250 $3,322 7.99%
New Philadelphia-Dover, OH (FHA|USDA|VA) 7 $1,045,000 $149,286 $4,009 8.18%
Fairmont, WV (FHA|USDA|VA) 8 $1,030,000 $128,750 $1,976 7.97%
Salina, KS (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,251 7.19%
Scottsbluff, NE (FHA|USDA|VA) 12 $1,020,000 $85,000 $1,908 8.17%
Connersville, IN (FHA|USDA|VA) 14 $1,020,000 $72,857 $2,907 7.84%
Wahpeton, ND-MN (FHA|USDA|VA) 4 $1,010,000 $252,500 $10,694 7.83%
Chillicothe, OH (FHA|USDA|VA) 10 $1,010,000 $101,000 $2,802 8.67%
HATTIESBURG, MS (FHA|USDA|VA) 5 $1,005,000 $201,000 $2,825 6.90%
Morehead City, NC (FHA|USDA|VA) 4 $990,000 $247,500 $3,446 8.00%
NEW BERN, NC (FHA|USDA|VA) 4 $990,000 $247,500 $3,136 7.09%
Jacksonville, TX (FHA|USDA|VA) 5 $985,000 $197,000 $4,851 6.55%
Arkadelphia, AR (FHA|USDA|VA) 5 $955,000 $191,000 $2,773 7.59%
VICTORIA, TX (FHA|USDA|VA) 3 $955,000 $318,333 $3,843 6.29%
Corinth, MS (FHA|USDA|VA) 2 $950,000 $475,000 $7,824 8.23%
HARRISONBURG, VA (FHA|USDA|VA) 3 $935,000 $311,667 $6,417 7.28%
Granbury, TX (FHA|USDA|VA) 2 $930,000 $465,000 $6,844 7.25%
Malvern, AR (FHA|USDA|VA) 12 $930,000 $77,500 $1,594 8.53%
Central City, KY (FHA|USDA|VA) 7 $925,000 $132,143 $3,200 7.97%
Palestine, TX (FHA|USDA|VA) 3 $925,000 $308,333 $5,080 6.33%
JONESBORO, AR (FHA|USDA|VA) 7 $925,000 $132,143 $1,510 9.27%
Borger, TX (FHA|USDA|VA) 4 $920,000 $230,000 $4,839 7.03%
Marinette, WI-MI (FHA|USDA|VA) 5 $915,000 $183,000 $3,163 7.63%
Ada, OK (FHA|USDA|VA) 3 $895,000 $298,333 $2,349 7.08%
Taylorville, IL (FHA|USDA|VA) 9 $895,000 $99,444 $2,538 8.71%
Nogales, AZ (FHA|USDA|VA) 3 $895,000 $298,333 $5,223 8.24%
Warsaw, IN (FHA|USDA|VA) 5 $885,000 $177,000 $2,932 7.48%
Clovis, NM (FHA|USDA|VA) 7 $885,000 $126,429 $3,073 8.20%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $880,000 $146,667 $2,362 7.34%
Taos, NM (FHA|USDA|VA) 10 $880,000 $88,000 $0 8.84%
DOVER, DE (FHA|USDA|VA) 3 $875,000 $291,667 $7,850 6.58%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $865,000 $288,333 $6,761 6.92%
BATTLE CREEK, MI (FHA|USDA|VA) 5 $855,000 $171,000 $3,127 6.70%
Lumberton, NC (FHA|USDA|VA) 2 $830,000 $415,000 $5,146 8.00%
EspaƱola, NM (FHA|USDA|VA) 3 $825,000 $275,000 $3,530 7.48%
Branson, MO (FHA|USDA|VA) 7 $825,000 $117,857 $1,953 8.35%
ENID, OK (FHA|USDA|VA) 6 $820,000 $136,667 $1,269 7.17%
Marquette, MI (FHA|USDA|VA) 3 $805,000 $268,333 $3,924 8.11%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $805,000 $161,000 $3,808 7.33%
Stillwater, OK (FHA|USDA|VA) 4 $800,000 $200,000 $2,471 7.53%
Las Vegas, NM (FHA|USDA|VA) 4 $800,000 $200,000 $4,132 7.11%
Elizabeth City, NC (FHA|USDA|VA) 4 $800,000 $200,000 $3,999 8.11%
Brookings, SD (FHA|USDA|VA) 3 $795,000 $265,000 $3,793 7.11%
Marion, OH (FHA|USDA|VA) 7 $765,000 $109,286 $3,331 7.64%
Rutland, VT (FHA|USDA|VA) 4 $760,000 $190,000 $4,014 8.09%
Waycross, GA (FHA|USDA|VA) 4 $760,000 $190,000 $2,960 7.20%
Greeneville, TN (FHA|USDA|VA) 4 $760,000 $190,000 $3,999 6.75%
Kapaa, HI (FHA|USDA|VA) 1 $755,000 $755,000 $17,152 7.38%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $755,000 $251,667 $4,842 7.25%
HAMMOND, LA (FHA|USDA|VA) 3 $745,000 $248,333 $6,808 7.17%
Worthington, MN (FHA|USDA|VA) 5 $745,000 $149,000 $1,968 7.74%
Cadillac, MI (FHA|USDA|VA) 3 $745,000 $248,333 $5,354 7.50%
LAREDO, TX (FHA|USDA|VA) 2 $740,000 $370,000 $3,614 6.38%
JOHNSTOWN, PA (FHA|USDA|VA) 4 $730,000 $182,500 $10,345 7.36%
Bartlesville, OK (FHA|USDA|VA) 6 $730,000 $121,667 $2,512 8.22%
Ogdensburg-Massena, NY (FHA|USDA|VA) 4 $720,000 $180,000 $3,746 7.25%
Galesburg, IL (FHA|USDA|VA) 5 $715,000 $143,000 $3,267 7.83%
Ruston, LA (FHA|USDA|VA) 3 $715,000 $238,333 $4,785 7.86%
Bennington, VT (FHA|USDA|VA) 2 $710,000 $355,000 $3,636 6.79%
Plattsburgh, NY (FHA|USDA|VA) 4 $710,000 $177,500 $2,606 7.78%
Ottawa, KS (FHA|USDA|VA) 7 $705,000 $100,714 $1,731 8.05%
Garden City, KS (FHA|USDA|VA) 3 $705,000 $235,000 $1,810 8.19%
GOLDSBORO, NC (FHA|USDA|VA) 6 $690,000 $115,000 $560 8.15%
GLENS FALLS, NY (FHA|USDA|VA) 4 $690,000 $172,500 $4,814 6.34%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $685,000 $137,000 $1,346 8.32%
Barre, VT (FHA|USDA|VA) 3 $685,000 $228,333 $4,869 7.61%
Searcy, AR (FHA|USDA|VA) 6 $670,000 $111,667 $1,636 8.38%
Alexander City, AL (FHA|USDA|VA) 3 $655,000 $218,333 $2,335 7.51%
HINESVILLE, GA (FHA|USDA|VA) 5 $645,000 $129,000 $87 7.91%
West Plains, MO (FHA|USDA|VA) 7 $645,000 $92,143 $3,485 8.84%
Jamestown, ND (FHA|USDA|VA) 5 $645,000 $129,000 $3,902 8.28%
Ashland, OH (FHA|USDA|VA) 4 $640,000 $160,000 $1,234 6.71%
Sturgis, MI (FHA|USDA|VA) 1 $635,000 $635,000 $5,920 6.38%
Fredericksburg, TX (FHA|USDA|VA) 1 $625,000 $625,000 $21,554 5.63%
Corning, NY (FHA|USDA|VA) 3 $615,000 $205,000 $2,422 6.00%
Wilson, NC (FHA|USDA|VA) 3 $615,000 $205,000 $7,517 6.84%
MUNCIE, IN (FHA|USDA|VA) 6 $600,000 $100,000 $2,363 7.29%
St. Marys, GA (FHA|USDA|VA) 4 $600,000 $150,000 $1,095 7.51%
Carroll, IA (FHA|USDA|VA) 3 $595,000 $198,333 $1,706 6.58%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $595,000 $198,333 $3,037 5.99%
TERRE HAUTE, IN (FHA|USDA|VA) 8 $590,000 $73,750 $1,607 8.74%
Sulphur Springs, TX (FHA|USDA|VA) 2 $580,000 $290,000 $4,501 6.38%
Storm Lake, IA (FHA|USDA|VA) 3 $575,000 $191,667 $1,428 8.10%
New Castle, IN (FHA|USDA|VA) 5 $575,000 $115,000 $1,938 8.30%
Lincoln, IL (FHA|USDA|VA) 4 $570,000 $142,500 $2,509 6.59%
ODESSA, TX (FHA|USDA|VA) 3 $565,000 $188,333 $8,707 6.54%
Elkins, WV (FHA|USDA|VA) 3 $565,000 $188,333 $3,747 8.22%
SAN ANGELO, TX (FHA|USDA|VA) 2 $560,000 $280,000 $4,159 5.88%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $560,000 $280,000 $2,995 8.47%
Bellefontaine, OH (FHA|USDA|VA) 4 $550,000 $137,500 $1,928 9.04%
PINE BLUFF, AR (FHA|USDA|VA) 6 $550,000 $91,667 $1,223 9.07%
Bonham, TX (FHA|USDA|VA) 2 $550,000 $275,000 $6,320 6.25%
Durant, OK (FHA|USDA|VA) 5 $545,000 $109,000 $1,079 9.08%
Ponca City, OK (FHA|USDA|VA) 4 $540,000 $135,000 $4,844 7.44%
Malone, NY (FHA|USDA|VA) 2 $540,000 $270,000 $1,751 6.61%
Ardmore, OK (FHA|USDA|VA) 2 $540,000 $270,000 $2,121 6.69%
Auburn, IN (FHA|USDA|VA) 2 $540,000 $270,000 $2,853 5.81%
SAGINAW, MI (FHA|USDA|VA) 5 $535,000 $107,000 $3,195 7.74%
Athens, TN (FHA|USDA|VA) 5 $535,000 $107,000 $0 9.89%
GETTYSBURG, PA (FHA|USDA|VA) 3 $535,000 $178,333 $11,636 9.13%
Union City, TN (FHA|USDA|VA) 3 $535,000 $178,333 $6,131 7.78%
Warren, PA (FHA|USDA|VA) 4 $530,000 $132,500 $4,534 7.39%
ABILENE, TX (FHA|USDA|VA) 2 $530,000 $265,000 $4,048 6.69%
Bluefield, WV-VA (FHA|USDA|VA) 4 $510,000 $127,500 $3,552 8.08%
Douglas, GA (FHA|USDA|VA) 1 $505,000 $505,000 $42 6.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $500,000 $250,000 $1,758 6.13%
Greensburg, IN (FHA|USDA|VA) 2 $500,000 $250,000 $9,257 6.69%
GADSDEN, AL (FHA|USDA|VA) 2 $500,000 $250,000 $8,412 5.94%
Lufkin, TX (FHA|USDA|VA) 2 $490,000 $245,000 $6,392 6.18%
ITHACA, NY (FHA|USDA|VA) 3 $485,000 $161,667 $4,035 8.47%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $485,000 $161,667 $1,886 8.81%
Paris, TN (FHA|USDA|VA) 5 $465,000 $93,000 $3,729 8.14%
New Ulm, MN (FHA|USDA|VA) 3 $465,000 $155,000 $4,012 6.75%
Tahlequah, OK (FHA|USDA|VA) 3 $465,000 $155,000 $3,238 7.36%
STAUNTON, VA (FHA|USDA|VA) 3 $455,000 $151,667 $885 8.63%
Hays, KS (FHA|USDA|VA) 2 $450,000 $225,000 $2,470 6.63%
Meridian, MS (FHA|USDA|VA) 4 $450,000 $112,500 $2,253 8.69%
Safford, AZ (FHA|USDA|VA) 2 $450,000 $225,000 $0 8.33%
Silver City, NM (FHA|USDA|VA) 3 $445,000 $148,333 $4,647 8.07%
Brownwood, TX (FHA|USDA|VA) 1 $445,000 $445,000 $0 5.84%
PITTSFIELD, MA (FHA|USDA|VA) 2 $440,000 $220,000 $6,816 6.94%
Jasper, AL (FHA|USDA|VA) 1 $435,000 $435,000 $2,942 6.13%
Scottsburg, IN (FHA|USDA|VA) 2 $430,000 $215,000 $4,697 6.63%
Gloversville, NY (FHA|USDA|VA) 2 $430,000 $215,000 $5,761 6.38%
Milledgeville, GA (FHA|USDA|VA) 2 $430,000 $215,000 $1,909 6.64%
ROME, GA (FHA|USDA|VA) 4 $420,000 $105,000 $2,583 7.96%
Seneca Falls, NY (FHA|USDA|VA) 2 $420,000 $210,000 $8,095 6.88%
Pampa, TX (FHA|USDA|VA) 1 $415,000 $415,000 $5,758 5.99%
Adrian, MI (FHA|USDA|VA) 3 $415,000 $138,333 $1,415 8.54%
Hobbs, NM (FHA|USDA|VA) 3 $415,000 $138,333 $4,462 9.05%
Effingham, IL (FHA|USDA|VA) 2 $410,000 $205,000 $2,791 8.11%
Harrison, AR (FHA|USDA|VA) 2 $410,000 $205,000 $2,033 8.36%
Amsterdam, NY (FHA|USDA|VA) 2 $400,000 $200,000 $6,694 6.00%
Huntingdon, PA (FHA|USDA|VA) 1 $395,000 $395,000 $6,155 6.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $395,000 $79,000 $2,889 8.27%
Cullman, AL (FHA|USDA|VA) 1 $395,000 $395,000 $0 5.58%
JACKSON, MI (FHA|USDA|VA) 4 $390,000 $97,500 $307 8.10%
BINGHAMTON, NY (FHA|USDA|VA) 2 $390,000 $195,000 $4,324 7.65%
DANVILLE, IL (FHA|USDA|VA) 4 $390,000 $97,500 $1,952 7.01%
Clearlake, CA (FHA|USDA|VA) 4 $380,000 $95,000 $2,277 8.02%
Portales, NM (FHA|USDA|VA) 3 $375,000 $125,000 $3,473 6.54%
Sterling, CO (FHA|USDA|VA) 2 $370,000 $185,000 $3,304 7.16%
Deming, NM (FHA|USDA|VA) 2 $370,000 $185,000 $5,258 6.63%
Bedford, IN (FHA|USDA|VA) 2 $370,000 $185,000 $2,381 7.06%
MUSKEGON, MI (FHA|USDA|VA) 3 $365,000 $121,667 $1,534 8.01%
Yankton, SD (FHA|USDA|VA) 3 $355,000 $118,333 $938 8.76%
Meadville, PA (FHA|USDA|VA) 4 $350,000 $87,500 $2,443 7.44%
Kingsville, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,833 6.68%
Dodge City, KS (FHA|USDA|VA) 4 $350,000 $87,500 $2,210 8.87%
Bay City, TX (FHA|USDA|VA) 1 $345,000 $345,000 $12,057 6.63%
Batesville, AR (FHA|USDA|VA) 2 $340,000 $170,000 $4,349 6.37%
DuBois, PA (FHA|USDA|VA) 3 $335,000 $111,667 $3,101 7.73%
Susanville, CA (FHA|USDA|VA) 4 $330,000 $82,500 $3,433 8.21%
ELMIRA, NY (FHA|USDA|VA) 2 $330,000 $165,000 $5,219 6.13%
Easton, MD (FHA|USDA|VA) 1 $325,000 $325,000 $0 8.95%
Moberly, MO (FHA|USDA|VA) 3 $325,000 $108,333 $2,425 6.87%
Toccoa, GA (FHA|USDA|VA) 1 $325,000 $325,000 $0 7.90%
VALDOSTA, GA (FHA|USDA|VA) 3 $325,000 $108,333 $1,546 8.16%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $320,000 $160,000 $3,692 7.56%
Huron, SD (FHA|USDA|VA) 2 $320,000 $160,000 $4,910 6.25%
Scottsboro, AL (FHA|USDA|VA) 2 $320,000 $160,000 $0 8.55%
Rockingham, NC (FHA|USDA|VA) 2 $320,000 $160,000 $0 8.15%
Dublin, GA (FHA|USDA|VA) 2 $320,000 $160,000 $6,497 7.54%
LaGrange, GA-AL (FHA|USDA|VA) 3 $315,000 $105,000 $1,302 8.61%
Frankfort, IN (FHA|USDA|VA) 2 $310,000 $155,000 $2,524 8.29%
Wabash, IN (FHA|USDA|VA) 1 $305,000 $305,000 $2,111 6.88%
Jackson, OH (FHA|USDA|VA) 3 $305,000 $101,667 $4,663 9.11%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $305,000 $305,000 $5,330 5.99%
Atchison, KS (FHA|USDA|VA) 2 $300,000 $150,000 $2,379 7.25%
Huntsville, TX (FHA|USDA|VA) 1 $295,000 $295,000 $13,578 5.25%
McPherson, KS (FHA|USDA|VA) 1 $295,000 $295,000 $1,981 7.00%
DALTON, GA (FHA|USDA|VA) 3 $295,000 $98,333 $1,075 7.81%
Tupelo, MS (FHA|USDA|VA) 2 $290,000 $145,000 $4,413 8.97%
Norwalk, OH (FHA|USDA|VA) 3 $285,000 $95,000 $1,512 8.69%
Peru, IN (FHA|USDA|VA) 2 $280,000 $140,000 $2,181 6.50%
Kennett, MO (FHA|USDA|VA) 4 $280,000 $70,000 $2,751 6.88%
Picayune, MS (FHA|USDA|VA) 3 $275,000 $91,667 $2,390 8.68%
DOTHAN, AL (FHA|USDA|VA) 1 $275,000 $275,000 $2,464 6.99%
Columbus, MS (FHA|USDA|VA) 2 $270,000 $135,000 $3,038 7.44%
Roswell, NM (FHA|USDA|VA) 1 $265,000 $265,000 $3,021 6.88%
Escanaba, MI (FHA|USDA|VA) 2 $260,000 $130,000 $4,201 7.54%
Hutchinson, KS (FHA|USDA|VA) 2 $260,000 $130,000 $2,084 6.50%
West Point, MS (FHA|USDA|VA) 1 $255,000 $255,000 $4,628 7.13%
Del Rio, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,453 6.88%
Pontiac, IL (FHA|USDA|VA) 1 $245,000 $245,000 $2,868 7.25%
Gallup, NM (FHA|USDA|VA) 2 $240,000 $120,000 $0 9.20%
COLUMBUS, IN (FHA|USDA|VA) 2 $240,000 $120,000 $11,350 8.54%
Seymour, IN (FHA|USDA|VA) 1 $235,000 $235,000 $2,677 6.99%
Grants, NM (FHA|USDA|VA) 1 $235,000 $235,000 $9,086 6.88%
New Castle, PA (FHA|USDA|VA) 4 $230,000 $57,500 $1,150 8.81%
Danville, VA (FHA|USDA|VA) 2 $230,000 $115,000 $4,065 7.37%
Greenwood, SC (FHA|USDA|VA) 1 $225,000 $225,000 $84 6.99%
Tifton, GA (FHA|USDA|VA) 1 $225,000 $225,000 $920 6.13%
Winfield, KS (FHA|USDA|VA) 2 $220,000 $110,000 $5,740 7.13%
St. Marys, PA (FHA|USDA|VA) 2 $220,000 $110,000 $5,087 7.63%
KOKOMO, IN (FHA|USDA|VA) 2 $220,000 $110,000 $0 7.63%
SUMTER, SC (FHA|USDA|VA) 1 $215,000 $215,000 $7,302 5.99%
Emporia, KS (FHA|USDA|VA) 1 $205,000 $205,000 $6,755 6.50%
El Dorado, AR (FHA|USDA|VA) 1 $205,000 $205,000 $4,149 5.63%
Blytheville, AR (FHA|USDA|VA) 2 $200,000 $100,000 $3,095 8.86%
Marietta, OH (FHA|USDA|VA) 2 $200,000 $100,000 $3,855 8.51%
Fort Dodge, IA (FHA|USDA|VA) 3 $195,000 $65,000 $2,455 8.65%
North Vernon, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,392 7.13%
Corsicana, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,732 6.50%
Vincennes, IN (FHA|USDA|VA) 2 $190,000 $95,000 $2,734 7.73%
Arcadia, FL (FHA|USDA|VA) 2 $190,000 $95,000 $2,993 8.41%
Campbellsville, KY (FHA|USDA|VA) 2 $190,000 $95,000 $1,762 8.36%
Plymouth, IN (FHA|USDA|VA) 2 $180,000 $90,000 $4,215 9.04%
Magnolia, AR (FHA|USDA|VA) 1 $175,000 $175,000 $3,090 6.50%
Sayre, PA (FHA|USDA|VA) 1 $175,000 $175,000 $6,463 6.25%
Cornelia, GA (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.98%
Greenville, MS (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.60%
Parsons, KS (FHA|USDA|VA) 1 $165,000 $165,000 $6,259 6.63%
Palatka, FL (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.70%
Cedartown, GA (FHA|USDA|VA) 2 $160,000 $80,000 $1,328 8.41%
Paris, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,398 6.63%
Weatherford, OK (FHA|USDA|VA) 1 $155,000 $155,000 $5,274 8.13%
North Platte, NE (FHA|USDA|VA) 3 $145,000 $48,333 $0 10.05%
Shawnee, OK (FHA|USDA|VA) 3 $145,000 $48,333 $0 8.88%
Miami, OK (FHA|USDA|VA) 1 $145,000 $145,000 $5,253 7.25%
Muskogee, OK (FHA|USDA|VA) 3 $145,000 $48,333 $0 8.98%
Albertville, AL (FHA|USDA|VA) 2 $140,000 $70,000 $2,228 7.01%
Fairfield, IA (FHA|USDA|VA) 2 $140,000 $70,000 $1,519 8.55%
Crawfordsville, IN (FHA|USDA|VA) 3 $135,000 $45,000 $0 9.70%
Mount Pleasant, MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,228 6.88%
Dayton, TN (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.65%
Mineral Wells, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,079 6.99%
Nacogdoches, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,628 6.88%
Cullowhee, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,869 7.13%
Bluffton, IN (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.20%
Logansport, IN (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.41%
Washington, NC (FHA|USDA|VA) 1 $115,000 $115,000 $4,715 8.50%
Alice, TX (FHA|USDA|VA) 1 $115,000 $115,000 $1,584 5.75%
Bennettsville, SC (FHA|USDA|VA) 1 $115,000 $115,000 $5,432 6.75%
Union, SC (FHA|USDA|VA) 1 $115,000 $115,000 $2,191 6.50%
Dyersburg, TN (FHA|USDA|VA) 3 $115,000 $38,333 $0 10.70%
Defiance, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,148 6.50%
MONROE, LA (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.38%
Atmore, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.45%
Madison, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,014 7.63%
Craig, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.85%
Cordele, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.95%
Clarksburg, WV (FHA|USDA|VA) 2 $100,000 $50,000 $0 8.00%
Duncan, OK (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.20%
Summerville, GA (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.33%
FARMINGTON, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.40%
Middlesborough, KY (FHA|USDA|VA) 1 $85,000 $85,000 $3,119 6.38%
Great Bend, KS (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.55%
Plainview, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,781 7.13%
Altus, OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,216 5.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $85,000 $85,000 $3,555 6.38%
Laurel, MS (FHA|USDA|VA) 2 $80,000 $40,000 $1,917 7.51%
Martin, TN (FHA|USDA|VA) 1 $75,000 $75,000 $3,240 7.13%
Auburn, NY (FHA|USDA|VA) 1 $75,000 $75,000 $5,082 6.75%
Ludington, MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.45%
Lock Haven, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.45%
Morgan City, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.45%
Starkville, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.20%
Calhoun, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.45%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.20%
Hope, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.63%
Camden, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.60%
Vicksburg, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.13%
Troy, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.45%
Martinsville, VA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.30%
Macomb, IL (FHA|USDA|VA) 1 $55,000 $55,000 $2,667 6.99%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.50%
Alpena, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.75%
Laurinburg, NC (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.95%
Oil City, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.50%
Batavia, NY (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.65%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.50%
Guymon, OK (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.95%
Sunbury, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.94%
Berlin, NH (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.95%
Mount Airy, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.45%
Henderson, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.00%
BAY CITY, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.20%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.95%
U.s. Bank's top markets include Los Angeles, San Francisco, San Jose, New York, and Seattle among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 50,627 $25,923,165,000 $512,042 $4,331 6.98%
    HELOC 20,837 $3,087,205,000 $148,160 n/a 9.55%
    FHA 1,761 $498,925,000 $283,319 $9,723 6.41%
    VA 1,191 $507,905,000 $426,453 $9,235 6.12%
    USDA 96 $15,210,000 $158,438 $5,125 6.46%

    For 2024, U.s. Bank's most frequently originated type of loan was Conventional, with 50,627 originations. Their 2nd most popular type was HELOC, with 20,837 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 34,868 $20,160,910,000 $578,207 $6,286 6.60%
    Home Improvement 13,223 $1,649,035,000 $124,710 $141 9.19%
    Other 12,719 $1,593,595,000 $125,292 $597 9.05%
    Refi 8,249 $5,383,325,000 $652,603 $3,014 7.30%
    Cash Out Refi 5,453 $1,245,545,000 $228,415 $4,757 8.14%

    For 2024, U.s. Bank's most frequently cited loan purpose was Home Purchase, with 34,868 originations. The 2nd most popular reason was Home Improvement, with 13,223 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 62,912 $27,594,670,000 $438,623 $5,533 7.68%
    20 Year 4,867 $1,066,155,000 $219,058 $2,002 7.29%
    15 Year 3,105 $460,875,000 $148,430 $1,497 7.80%
    10 Year 2,146 $164,060,000 $76,449 $199 8.04%
    Other 724 $434,860,000 $600,635 $183 7.59%
    5 Year 678 $150,330,000 $221,726 $0 8.17%
    3 Year 69 $155,385,000 $2,251,957 $0 7.89%
    1 Year 9 $5,815,000 $646,111 $0 8.21%
    30+ year 2 $260,000 $130,000 $952 3.63%

    For 2024, U.s. Bank's most frequently cited loan duration was 30 Year, with 62,912 originations. The 2nd most popular length was 20 Year, with 4,867 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 22,896 $6,908,730,000 $301,744
    $1k-2k 16,906 $11,709,370,000 $692,616
    $2k-3k 4,369 $2,226,135,000 $509,530
    $5k+ 3,286 $2,493,900,000 $758,947
    $3k-4k 2,248 $1,152,680,000 $512,758
    $4k-5k 1,348 $767,590,000 $569,429

    U.s. Bank's average total fees were $5,533, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 22,896 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 28,653 $3,606,935,000 $125,883
    6-7% 27,666 $16,497,490,000 $596,309
    7-8% 9,559 $3,274,445,000 $342,551
    5-6% 8,151 $6,510,955,000 $798,792
    4-5% 227 $114,765,000 $505,573
    3-4% 161 $15,295,000 $95,000
    <2.5% 62 $4,020,000 $64,839
    2.5-3% 33 $8,505,000 $257,727

    During 2024, U.s. Bank's average interest rate for loans was 7.68%, while their most frequently originated rate bucket for loans was Over 8%, with 28,653 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 19,782 $1,132,340,000 $57,241 $526 9.05%
    $200k-400k 16,844 $4,833,890,000 $286,980 $4,662 7.30%
    $100k-200k 14,614 $2,046,450,000 $140,034 $2,656 8.06%
    $600k-1MM 8,027 $6,152,805,000 $766,514 $6,886 6.57%
    $400k-600k 7,984 $3,900,790,000 $488,576 $6,294 6.63%
    $1MM+ 7,261 $11,966,135,000 $1,648,001 $8,404 6.34%

    2024 saw U.s. Bank place emphasis on $100,000 or less loans with 19,782 originations, totaling $1,132,340,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 18,346 $16,177,540,000 $881,802 $6,642 7.14%
    $150k-250k 16,838 $5,953,310,000 $353,564 $4,696 7.74%
    $100k-150k 15,243 $3,405,985,000 $223,446 $3,991 7.93%
    $75k-100k 9,115 $1,502,145,000 $164,799 $3,430 7.98%
    $50k-75k 8,850 $1,166,960,000 $131,860 $3,135 7.89%
    $50k or less 4,193 $528,905,000 $126,140 $2,901 7.73%

    U.s. Bank lent most frequently to those with incomes in the $250k+ range, with 18,346 originations. The second most popular income band? $150k-250k, with 16,838 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 12,209 $4,252,215,000 $348,285 $4,030 7.67%
    30-36% 12,127 $4,857,295,000 $400,536 $4,480 7.57%
    49% 6,281 $1,774,325,000 $282,491 $4,331 8.16%
    <20% 3,956 $1,317,940,000 $333,150 $3,775 7.64%
    44% 3,343 $1,696,445,000 $507,462 $5,353 7.38%
    48% 3,155 $1,052,105,000 $333,472 $4,215 7.83%
    42% 3,094 $1,562,930,000 $505,149 $5,198 7.35%
    43% 2,936 $1,397,990,000 $476,155 $5,032 7.47%
    41% 2,934 $1,448,060,000 $493,545 $5,185 7.42%
    50-60% 2,921 $643,885,000 $220,433 $9,006 8.99%
    40% 2,775 $1,227,675,000 $442,405 $4,883 7.47%
    47% 2,753 $950,015,000 $345,084 $4,394 7.80%
    39% 2,616 $1,235,440,000 $472,263 $4,924 7.40%
    38% 2,539 $1,116,665,000 $439,805 $4,936 7.47%
    45% 2,526 $909,410,000 $360,020 $4,625 7.66%
    37% 2,488 $1,125,000,000 $452,170 $4,738 7.48%
    46% 2,482 $819,320,000 $330,105 $4,400 7.79%
    36% 2,391 $1,051,225,000 $439,659 $4,803 7.51%
    >60% 542 $686,080,000 $1,265,830 $10,596 7.52%

    U.s. Bank lent most frequently to those with DTI ratios of 20-30%, with 12,209 originations. The next most common DTI ratio? 30-36%, with 12,127 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 52,041 $17,214,025,000 $330,778 $4,286 7.84%
    Asian 8,087 $5,995,795,000 $741,412 $5,804 6.85%
    Not provided 8,536 $3,857,900,000 $451,956 $5,140 7.50%
    Asian Indian 1,105 $857,085,000 $775,643 $5,703 6.82%
    Not applicable 352 $823,180,000 $2,338,580 $0 6.25%
    Black 2,700 $650,780,000 $241,030 $5,034 7.82%
    Other Asian 293 $154,335,000 $526,741 $5,312 7.39%
    American Indian 601 $149,045,000 $247,995 $3,450 8.25%
    Chinese 201 $143,145,000 $712,164 $5,110 6.73%
    Korean 98 $54,500,000 $556,122 $4,241 7.83%
    Filipino 207 $45,705,000 $220,797 $2,468 8.22%
    Vietnamese 99 $39,145,000 $395,404 $3,238 7.87%
    Native Hawaiian or Islander 83 $18,955,000 $228,373 $3,712 8.25%
    Japanese 37 $12,645,000 $341,757 $3,812 8.00%
    Other Pacific Islander 56 $11,820,000 $211,071 $3,987 8.18%
    Samoan 7 $2,505,000 $357,857 $2,676 7.82%
    Guamanian 7 $1,005,000 $143,571 $1,181 8.38%
    Native Hawaiian 2 $840,000 $420,000 $9,428 6.75%

    Approval Rates

    Total approvals of all applications
    73.25%

    U.s. Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    72.85%

    U.s. Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 74,512 $30,032,410,000 $403,055

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    74,512 $30,032,410,000 $403,055

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 13,171 $2,684,115,000 $203,790 $1,983 8.66%
    40-60% 7,579 $4,072,935,000 $537,397 $5,078 7.14%
    60-80% 16,920 $12,618,090,000 $745,750 $6,226 6.67%
    80-100% 17,060 $8,701,950,000 $510,079 $6,017 6.62%
    Over 100% 249 $138,495,000 $556,205 $16,841 6.24%
    Under 20% 19,394 $1,779,780,000 $91,770 $214 9.06%