Gateway First Bank Mortgage Rates, Fees & Info
OKLAHOMA CITY, OKLEI: 54930034MNPILHP25H80
Tax ID: 73-1577221
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 91 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Gateway First Bank is a small bank specializing in Home Purchase loans. Gateway First Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Oklahoma City, San Antonio, and Philadelphia among others. We have data for 333 markets. (Some data included below & more in-depth data is available with an active subscription.)Gateway First Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gateway First Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.18% | 4/5/25 |
| 30 Year Conventional Refi | 7.07% | 4/5/25 |
| 30 Year Cash-out Refi | 7.38% | 4/5/25 |
| 30 Year FHA Purchase | 7.41% | 4/5/25 |
| 30 Year FHA Refi | 7.28% | 4/5/25 |
| 30 Year VA Purchase | 6.48% | 4/5/25 |
| 30 Year VA Refi | 6.31% | 4/5/25 |
| 30 Year USDA Purchase | 7.15% | 4/5/25 |
| 30 Year USDA Refi | 6.80% | 4/5/25 |
| 15 Year Conventional Purchase | 6.77% | 4/5/25 |
| 15 Year Conventional Refi | 7.80% | 4/5/25 |
| 15 Year Cash-out Refi | 7.80% | 4/5/25 |
| 15 Year FHA Purchase | 8.96% | 4/5/25 |
| 15 Year FHA Refi | 7.21% | 4/5/25 |
| 15 Year VA Purchase | 6.81% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Gateway First Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Gateway First Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,366Origination Dollar Volume (All Markets)
$2,046,730,000Awards
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Gateway First Bank - 2024
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Relative Rate
Gateway First Bank's average 30 year fixed mortgage rate was
6.49%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.06%.
Relative Fees (Closing Costs)
Gateway First Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,458.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 607 | $189,275,000 | $311,820 | $8,958 | 6.15% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 741 | $183,495,000 | $247,632 | $9,601 | 5.57% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 588 | $134,950,000 | $229,507 | $6,106 | 6.27% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 396 | $90,090,000 | $227,500 | $8,780 | 5.33% |
| Outside of Metro Areas | 426 | $89,840,000 | $210,892 | $6,228 | 6.23% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 352 | $75,790,000 | $215,313 | $7,422 | 5.14% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 226 | $65,020,000 | $287,699 | $9,948 | 5.13% |
| TULSA, OK (FHA|USDA|VA) | 260 | $64,920,000 | $249,692 | $6,285 | 6.53% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 170 | $62,960,000 | $370,353 | $6,735 | 6.78% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 211 | $61,565,000 | $291,777 | $6,210 | 6.58% |
| WICHITA, KS (FHA|USDA|VA) | 255 | $58,505,000 | $229,431 | $4,507 | 6.72% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 183 | $47,645,000 | $260,355 | $5,785 | 7.01% |
| GREELEY, CO (FHA|USDA|VA) | 97 | $34,115,000 | $351,701 | $13,004 | 5.22% |
| KNOXVILLE, TN (FHA|USDA|VA) | 110 | $31,780,000 | $288,909 | $7,583 | 6.84% |
| CHARLESTON, WV (FHA|USDA|VA) | 177 | $31,035,000 | $175,339 | $5,602 | 6.59% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 88 | $25,760,000 | $292,727 | $7,963 | 5.61% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 89 | $24,705,000 | $277,584 | $6,602 | 5.87% |
| RAPID CITY, SD (FHA|USDA|VA) | 99 | $23,755,000 | $239,949 | $5,496 | 5.29% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 117 | $22,625,000 | $193,376 | $6,363 | 5.28% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 85 | $22,585,000 | $265,706 | $3,646 | 6.37% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 119 | $22,295,000 | $187,353 | $8,571 | 4.73% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 129 | $21,345,000 | $165,465 | $8,704 | 4.44% |
| RENO, NV (FHA|USDA|VA) | 50 | $21,290,000 | $425,800 | $10,334 | 6.81% |
| YUMA, AZ (FHA|USDA|VA) | 63 | $18,605,000 | $295,317 | $7,006 | 6.63% |
| SUMTER, SC (FHA|USDA|VA) | 105 | $17,975,000 | $171,190 | $7,594 | 5.18% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 60 | $17,250,000 | $287,500 | $9,832 | 5.85% |
| Georgetown, SC (FHA|USDA|VA) | 57 | $16,295,000 | $285,877 | $5,616 | 7.00% |
| Alamogordo, NM (FHA|USDA|VA) | 126 | $16,220,000 | $128,730 | $5,937 | 5.78% |
| ENID, OK (FHA|USDA|VA) | 116 | $16,070,000 | $138,534 | $4,661 | 6.04% |
| Ada, OK (FHA|USDA|VA) | 82 | $15,790,000 | $192,561 | $6,496 | 6.46% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 45 | $13,375,000 | $297,222 | $6,851 | 6.42% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 63 | $12,905,000 | $204,841 | $8,131 | 5.42% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 52 | $12,680,000 | $243,846 | $6,443 | 5.53% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 36 | $12,500,000 | $347,222 | $3,793 | 6.90% |
| Granbury, TX (FHA|USDA|VA) | 43 | $12,425,000 | $288,953 | $8,759 | 6.47% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 57 | $12,205,000 | $214,123 | $6,542 | 6.52% |
| Hastings, NE (FHA|USDA|VA) | 68 | $11,570,000 | $170,147 | $3,690 | 5.53% |
| Sedalia, MO (FHA|USDA|VA) | 52 | $11,240,000 | $216,154 | $4,311 | 6.41% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 41 | $10,595,000 | $258,415 | $9,538 | 6.65% |
| JOPLIN, MO (FHA|USDA|VA) | 67 | $10,585,000 | $157,985 | $4,789 | 5.80% |
| FORT COLLINS, CO (FHA|USDA|VA) | 32 | $10,560,000 | $330,000 | $10,630 | 5.56% |
| Bay City, TX (FHA|USDA|VA) | 55 | $10,275,000 | $186,818 | $7,545 | 6.27% |
| LAS CRUCES, NM (FHA|USDA|VA) | 55 | $9,895,000 | $179,909 | $4,684 | 5.76% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 24 | $9,670,000 | $402,917 | $9,092 | 6.70% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 20 | $9,430,000 | $471,500 | $7,507 | 7.04% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 43 | $8,525,000 | $198,256 | $5,294 | 5.14% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 31 | $7,985,000 | $257,581 | $4,472 | 6.89% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 38 | $7,860,000 | $206,842 | $6,630 | 6.27% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 26 | $7,540,000 | $290,000 | $9,670 | 6.73% |
| Eagle Pass, TX (FHA|USDA|VA) | 32 | $6,790,000 | $212,188 | $10,256 | 5.41% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 28 | $6,410,000 | $228,929 | $9,434 | 4.83% |
| Sevierville, TN (FHA|USDA|VA) | 16 | $6,330,000 | $395,625 | $5,988 | 7.55% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 41 | $6,145,000 | $149,878 | $5,388 | 5.62% |
| Ardmore, OK (FHA|USDA|VA) | 33 | $6,145,000 | $186,212 | $5,256 | 6.60% |
| Durant, OK (FHA|USDA|VA) | 26 | $6,060,000 | $233,077 | $7,392 | 6.29% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 27 | $5,595,000 | $207,222 | $9,724 | 5.86% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 23 | $5,445,000 | $236,739 | $9,569 | 6.17% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 20 | $5,380,000 | $269,000 | $10,680 | 4.81% |
| McPherson, KS (FHA|USDA|VA) | 29 | $5,325,000 | $183,621 | $4,443 | 6.87% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 19 | $4,475,000 | $235,526 | $7,785 | 6.28% |
| COLUMBUS, OH (FHA|USDA|VA) | 12 | $4,300,000 | $358,333 | $6,182 | 6.76% |
| SANTA FE, NM (FHA|USDA|VA) | 11 | $4,085,000 | $371,364 | $8,500 | 7.08% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 12 | $3,960,000 | $330,000 | $9,280 | 6.66% |
| LYNCHBURG, VA (FHA|USDA|VA) | 14 | $3,930,000 | $280,714 | $5,994 | 6.75% |
| LAREDO, TX (FHA|USDA|VA) | 21 | $3,885,000 | $185,000 | $11,792 | 5.09% |
| Shawnee, OK (FHA|USDA|VA) | 19 | $3,765,000 | $198,158 | $6,062 | 6.11% |
| MIDLAND, TX (FHA|USDA|VA) | 12 | $3,750,000 | $312,500 | $10,821 | 6.07% |
| WACO, TX (FHA|USDA|VA) | 12 | $3,740,000 | $311,667 | $6,743 | 6.57% |
| Spearfish, SD (FHA|USDA|VA) | 15 | $3,615,000 | $241,000 | $4,000 | 5.79% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $3,370,000 | $561,667 | $3,526 | 8.03% |
| Corsicana, TX (FHA|USDA|VA) | 14 | $3,370,000 | $240,714 | $5,895 | 6.24% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 10 | $3,350,000 | $335,000 | $10,462 | 6.28% |
| LUBBOCK, TX (FHA|USDA|VA) | 15 | $3,265,000 | $217,667 | $6,127 | 6.51% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $3,155,000 | $350,556 | $8,977 | 6.96% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 13 | $2,945,000 | $226,538 | $4,339 | 5.53% |
| BECKLEY, WV (FHA|USDA|VA) | 11 | $2,905,000 | $264,091 | $5,098 | 6.90% |
| COLUMBIA, SC (FHA|USDA|VA) | 13 | $2,805,000 | $215,769 | $7,767 | 6.26% |
| READING, PA (FHA|USDA|VA) | 11 | $2,805,000 | $255,000 | $6,052 | 6.66% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $6,892 | 5.06% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $8,997 | 5.69% |
| Fernley, NV (FHA|USDA|VA) | 7 | $2,795,000 | $399,286 | $11,438 | 6.70% |
| Sikeston, MO (FHA|USDA|VA) | 16 | $2,790,000 | $174,375 | $5,732 | 6.21% |
| AMARILLO, TX (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $6,880 | 6.30% |
| Zapata, TX (FHA|USDA|VA) | 27 | $2,555,000 | $94,630 | $9,476 | 4.23% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $7,698 | 5.26% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $8,215 | 6.95% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $2,485,000 | $355,000 | $7,327 | 6.96% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 9 | $2,475,000 | $275,000 | $7,929 | 6.85% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4 | $2,460,000 | $615,000 | $10,527 | 7.66% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $2,455,000 | $491,000 | $13,095 | 6.78% |
| Woodward, OK (FHA|USDA|VA) | 15 | $2,375,000 | $158,333 | $4,855 | 7.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $7,284 | 6.77% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $5,063 | 7.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $8,612 | 7.12% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $2,325,000 | $2,325,000 | $0 | 8.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $9,362 | 7.00% |
| El Campo, TX (FHA|USDA|VA) | 13 | $2,285,000 | $175,769 | $8,805 | 5.88% |
| Blackfoot, ID (FHA|USDA|VA) | 9 | $2,275,000 | $252,778 | $5,675 | 6.81% |
| Athens, TX (FHA|USDA|VA) | 8 | $2,210,000 | $276,250 | $6,945 | 6.69% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $5,804 | 6.85% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,955,000 | $391,000 | $5,409 | 7.25% |
| Wilmington, OH (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $7,365 | 6.54% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $1,905,000 | $381,000 | $7,121 | 7.20% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $4,538 | 6.95% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $6,445 | 5.44% |
| Warrensburg, MO (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $3,635 | 6.77% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $9,331 | 6.04% |
| Pittsburg, KS (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $5,276 | 6.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,665,000 | $555,000 | $9,883 | 6.83% |
| VICTORIA, TX (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $6,655 | 6.85% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $5,979 | 7.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $3,664 | 6.83% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $13,973 | 5.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $8,200 | 6.83% |
| Fallon, NV (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $8,750 | 7.00% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $1,565,000 | $521,667 | $9,775 | 6.92% |
| TYLER, TX (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $8,980 | 5.81% |
| WHEELING, WV-OH (FHA|USDA|VA) | 13 | $1,505,000 | $115,769 | $5,001 | 6.63% |
| Bartlesville, OK (FHA|USDA|VA) | 13 | $1,485,000 | $114,231 | $5,673 | 5.96% |
| LONGVIEW, TX (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $5,659 | 5.70% |
| Winfield, KS (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $6,195 | 7.42% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $8,034 | 6.72% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $6,057 | 7.23% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $8,737 | 6.18% |
| McAlester, OK (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $4,987 | 6.84% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $8,270 | 6.91% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $12,462 | 6.42% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $6,358 | 6.67% |
| Stillwater, OK (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $6,029 | 6.39% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $13,305 | 6.50% |
| Los Alamos, NM (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $7,413 | 6.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $8,894 | 7.04% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 9 | $1,245,000 | $138,333 | $4,182 | 6.97% |
| Alice, TX (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $8,892 | 4.42% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $5,632 | 5.53% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $7,797 | 5.45% |
| EL PASO, TX (FHA|USDA|VA) | 8 | $1,140,000 | $142,500 | $8,679 | 4.92% |
| Rockport, TX (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $6,889 | 7.03% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $7,374 | 6.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $8,324 | 7.31% |
| CASPER, WY (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $8,168 | 7.44% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,185 | 7.13% |
| Fremont, NE (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $4,239 | 6.94% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $2,204 | 3.67% |
| ODESSA, TX (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $8,353 | 5.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,423 | 6.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $6,411 | 6.79% |
| Dodge City, KS (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,959 | 6.56% |
| Crossville, TN (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $6,833 | 6.88% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $5,731 | 5.63% |
| LAWTON, OK (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $4,296 | 6.77% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $2,651 | 6.88% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,843 | 7.08% |
| OCALA, FL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $8,319 | 6.92% |
| Wilson, NC (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $3,489 | 6.75% |
| Ruidoso, NM (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $3,388 | 4.89% |
| Muskogee, OK (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $7,733 | 6.81% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $4,894 | 5.52% |
| Duncan, OK (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $5,144 | 5.77% |
| LINCOLN, NE (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $1,748 | 6.45% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,585 | 6.63% |
| Hutchinson, KS (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $3,424 | 6.88% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $9,192 | 6.89% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,355 | 5.00% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $6,345 | 6.55% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,412 | 7.44% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $5,987 | 6.33% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $7,833 | 6.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,233 | 7.38% |
| Marion, IN (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $7,813 | 6.69% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,702 | 6.84% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $11,287 | 6.81% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $6,916 | 7.06% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,039 | 7.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,016 | 6.88% |
| Port Lavaca, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,415 | 6.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $24,048 | 7.50% |
| Seneca, SC (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,189 | 5.58% |
| Brownwood, TX (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $6,070 | 5.96% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $10,818 | 7.25% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $8,374 | 6.75% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $16,092 | 7.63% |
| Kingsville, TX (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,918 | 4.54% |
| Palestine, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,913 | 6.56% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $6,741 | 7.88% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,806 | 6.94% |
| Athens, TN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,677 | 7.21% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $21,961 | 6.25% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,691 | 7.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,188 | 7.13% |
| Somerset, PA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $6,587 | 7.50% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,877 | 7.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,783 | 6.63% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $14,786 | 7.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $8,309 | 6.92% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,655 | 6.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $11,655 | 6.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $11,905 | 7.25% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $10,600 | 8.50% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,547 | 6.81% |
| Burley, ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,963 | 6.06% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,760 | 7.46% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,223 | 7.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,967 | 6.13% |
| Dayton, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,620 | 7.06% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,060 | 6.88% |
| Branson, MO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,613 | 7.18% |
| Roswell, NM (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,737 | 7.13% |
| Uvalde, TX (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,160 | 4.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $9,928 | 4.33% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,480 | 7.66% |
| Miami, OK (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,116 | 7.25% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $20,634 | 3.25% |
| Beeville, TX (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 3.78% |
| Brevard, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,050 | 7.38% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,511 | 7.00% |
| Boone, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,128 | 7.63% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,646 | 7.88% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,653 | 6.13% |
| Newport, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,637 | 6.88% |
| Gillette, WY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,877 | 7.88% |
| Elko, NV (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,073 | 6.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,027 | 6.50% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,585 | 6.94% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,124 | 6.44% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,365 | 6.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,893 | 7.63% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,166 | 7.25% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,475 | 5.75% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $19,641 | 6.00% |
| Payson, AZ (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,567 | 7.13% |
| Centralia, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,548 | 6.25% |
| Ruston, LA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,881 | 6.63% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,635 | 7.25% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,389 | 7.13% |
| Coffeyville, KS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,017 | 7.19% |
| Logansport, IN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,000 | 5.63% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,283 | 7.00% |
| Searcy, AR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,650 | 6.75% |
| Bonham, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,174 | 6.63% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,361 | 7.00% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,149 | 6.81% |
| AMES, IA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,119 | 7.38% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,450 | 7.63% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,629 | 6.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,238 | 7.63% |
| Kennett, MO (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $3,700 | 4.91% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,505 | 7.38% |
| London, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,780 | 6.88% |
| Emporia, KS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,617 | 6.50% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,320 | 5.50% |
| Marshall, MO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,320 | 6.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,637 | 7.38% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,035 | 6.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,659 | 7.25% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.31% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,173 | 6.75% |
| New Castle, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,948 | 7.44% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,929 | 6.63% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,525 | 6.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,645 | 6.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,556 | 7.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,468 | 6.38% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,714 | 6.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,874 | 7.63% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,512 | 4.44% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,902 | 6.88% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,245 | 6.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,224 | 6.25% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,836 | 7.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,180 | 6.38% |
| DOVER, DE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,171 | 7.00% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,485 | 5.75% |
| Laramie, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,096 | 6.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,197 | 7.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,653 | 6.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.75% |
| Harrison, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,831 | 7.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,901 | 7.25% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,824 | 7.00% |
| Marion, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,441 | 7.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,285 | 2.63% |
| Las Vegas, NM (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 4.38% |
| Altus, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,934 | 6.63% |
| Pecos, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,571 | 6.50% |
| Deming, NM (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.19% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,563 | 7.13% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,325 | 6.38% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,085 | 6.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,016 | 7.13% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,578 | 6.88% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,360 | 7.25% |
| Salem, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 3.31% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,049 | 7.13% |
| Indiana, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,120 | 6.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 3.38% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,327 | 7.56% |
| Athens, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,040 | 6.63% |
| Palatka, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,250 | 6.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,378 | 7.25% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,956 | 6.27% |
| Batesville, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,442 | 6.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.38% |
| Sterling, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,840 | 6.63% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,211 | 6.75% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 3.44% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,754 | 7.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 3.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,469 | 6.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,620 | 6.25% |
| Russellville, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,437 | 6.75% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,705 | 6.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,686 | 7.50% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,995 | 7.25% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,517 | 6.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 3.31% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,768 | 6.50% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,852 | 6.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,541 | 6.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,990 | 8.13% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,961 | 6.75% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $1,143 | 7.75% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,312 | 6.63% |
| Parsons, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,831 | 6.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,141 | 7.50% |
| Cullman, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,596 | 7.75% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,988 | 7.00% |
| Kearney, NE (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,161 | 7.88% |
| Columbus, NE (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,085 | 8.00% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,428 | 7.63% |
| Ashland, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,146 | 8.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,666 | 8.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.13% |
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Product Mix
For 2024, Gateway First Bank's most frequently originated type of loan was Conventional, with 5,403 originations. Their 2nd most popular type was FHA, with 2,053 originations.
Loan Reason
For 2024, Gateway First Bank's most frequently cited loan purpose was Home Purchase, with 7,340 originations. The 2nd most popular reason was Refi, with 591 originations.
Loan Duration/Length
For 2024, Gateway First Bank's most frequently cited loan duration was 30 Year, with 7,185 originations. The 2nd most popular length was 15 Year, with 362 originations.
Origination Fees/Closing Costs
Gateway First Bank's average total fees were $7,458, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,224 originations.
Interest Rates
During 2024, Gateway First Bank's average interest rate for loans was 6.49%, while their most frequently originated rate bucket for loans was 6-7%, with 4,170 originations.
Loan Sizing
2024 saw Gateway First Bank place emphasis on $200k-400k loans with 3,669 originations, totaling $1,033,585,000 in origination value.
Applicant Income
Gateway First Bank lent most frequently to those with incomes in the $100k-150k range, with 2,053 originations. The second most popular income band? $50k-75k, with 1,920 originations.
Applicant Debt to Income Ratio
Gateway First Bank lent most frequently to those with DTI ratios of 30-36%, with 1,273 originations. The next most common DTI ratio? 20-30%, with 927 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.73%
Gateway First Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination66.54%
Gateway First Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 8,366 | $2,046,730,000 | $244,649 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 8,366 | $2,046,730,000 | $244,649 |