Gateway First Bank Mortgage Rates, Fees & Info
OKLAHOMA CITY, OKLEI: 54930034MNPILHP25H80
Tax ID: 73-1577221
5 stars - Updated: 11/11/24
-
out of 5 stars, based on 104 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Gateway First Bank is a small bank specializing in Home Purchase loans. Gateway First Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Oklahoma City, San Antonio, and Tulsa among others. We have data for 370 markets. (Some data included below & more in-depth data is available with an active subscription.)Gateway First Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gateway First Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.76% | 11/11/24 |
| 30 Year Conventional Refi | 6.65% | 11/11/24 |
| 30 Year Cash-out Refi | 6.88% | 11/11/24 |
| 30 Year FHA Purchase | 7.72% | 11/11/24 |
| 30 Year FHA Refi | 7.42% | 11/11/24 |
| 30 Year VA Purchase | 6.33% | 11/11/24 |
| 30 Year VA Refi | 6.13% | 11/11/24 |
| 30 Year USDA Purchase | 6.76% | 11/11/24 |
| 30 Year USDA Refi | 6.19% | 11/11/24 |
| 15 Year Conventional Purchase | 6.45% | 11/11/24 |
| 15 Year Conventional Refi | 6.09% | 11/11/24 |
| 15 Year Cash-out Refi | 6.09% | 11/11/24 |
| 15 Year FHA Purchase | 7.12% | 11/11/24 |
| 15 Year FHA Refi | 7.73% | 11/11/24 |
| 15 Year VA Purchase | 5.96% | 11/11/24 |
| 15 Year VA Refi | 6.16% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Gateway First Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Gateway First Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,756Origination Dollar Volume (All Markets)
$2,599,380,000Awards
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Gateway First Bank - 2023
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For 2023, less than of lenders were eligible for this award.
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Relative Rate
Gateway First Bank's average 30 year fixed mortgage rate was
6.39%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.09%.
Relative Fees (Closing Costs)
Gateway First Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,485.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 829 | $252,315,000 | $304,361 | $6,510 | 5.77% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 995 | $223,185,000 | $224,307 | $6,831 | 5.25% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 600 | $134,530,000 | $224,217 | $5,610 | 6.33% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 540 | $121,900,000 | $225,741 | $7,091 | 5.33% |
| Outside of Metro Areas | 573 | $118,815,000 | $207,356 | $5,649 | 6.16% |
| TULSA, OK (FHA|USDA|VA) | 361 | $114,405,000 | $316,911 | $5,730 | 6.34% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 266 | $84,320,000 | $316,992 | $9,566 | 5.79% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 412 | $84,110,000 | $204,150 | $6,379 | 5.14% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 282 | $80,380,000 | $285,035 | $5,813 | 6.54% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 215 | $76,885,000 | $357,605 | $6,317 | 6.64% |
| RAPID CITY, SD (FHA|USDA|VA) | 251 | $57,385,000 | $228,625 | $4,077 | 5.48% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 206 | $54,080,000 | $262,524 | $4,763 | 6.77% |
| WICHITA, KS (FHA|USDA|VA) | 227 | $51,955,000 | $228,877 | $4,072 | 6.65% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 133 | $42,605,000 | $320,338 | $7,134 | 5.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 151 | $41,905,000 | $277,517 | $6,277 | 6.79% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 135 | $35,505,000 | $263,000 | $5,393 | 5.57% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 180 | $35,040,000 | $194,667 | $6,004 | 4.76% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 76 | $25,710,000 | $338,289 | $6,699 | 6.28% |
| CHARLESTON, WV (FHA|USDA|VA) | 156 | $25,370,000 | $162,628 | $5,000 | 6.61% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 107 | $25,255,000 | $236,028 | $3,841 | 6.72% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 140 | $21,940,000 | $156,714 | $5,563 | 4.51% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 71 | $20,955,000 | $295,141 | $3,389 | 6.52% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 76 | $20,500,000 | $269,737 | $5,253 | 5.65% |
| RENO, NV (FHA|USDA|VA) | 58 | $20,360,000 | $351,034 | $7,846 | 6.74% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 82 | $20,300,000 | $247,561 | $8,111 | 6.50% |
| SUMTER, SC (FHA|USDA|VA) | 120 | $19,980,000 | $166,500 | $5,667 | 5.54% |
| GREELEY, CO (FHA|USDA|VA) | 53 | $18,165,000 | $342,736 | $4,132 | 5.45% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 51 | $17,135,000 | $335,980 | $3,481 | 6.61% |
| Georgetown, SC (FHA|USDA|VA) | 55 | $16,935,000 | $307,909 | $4,289 | 6.98% |
| Alamogordo, NM (FHA|USDA|VA) | 102 | $16,430,000 | $161,078 | $5,471 | 6.85% |
| BOISE CITY, ID (FHA|USDA|VA) | 50 | $15,910,000 | $318,200 | $6,487 | 6.64% |
| SANTA FE, NM (FHA|USDA|VA) | 42 | $15,810,000 | $376,429 | $5,105 | 6.83% |
| ENID, OK (FHA|USDA|VA) | 131 | $15,795,000 | $120,573 | $4,174 | 5.44% |
| YUMA, AZ (FHA|USDA|VA) | 60 | $15,340,000 | $255,667 | $6,762 | 6.59% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 63 | $14,915,000 | $236,746 | $7,262 | 5.39% |
| Sevierville, TN (FHA|USDA|VA) | 34 | $14,910,000 | $438,529 | $6,543 | 7.11% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 85 | $14,685,000 | $172,765 | $5,000 | 5.82% |
| Granbury, TX (FHA|USDA|VA) | 38 | $14,290,000 | $376,053 | $11,131 | 6.52% |
| Ada, OK (FHA|USDA|VA) | 81 | $14,185,000 | $175,123 | $5,560 | 6.73% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 69 | $13,345,000 | $193,406 | $6,268 | 5.13% |
| FORT COLLINS, CO (FHA|USDA|VA) | 36 | $13,270,000 | $368,611 | $6,517 | 6.58% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 78 | $13,170,000 | $168,846 | $4,143 | 5.41% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 45 | $12,775,000 | $283,889 | $7,343 | 5.59% |
| Sheridan, WY (FHA|USDA|VA) | 35 | $12,685,000 | $362,429 | $5,584 | 6.35% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 50 | $11,740,000 | $234,800 | $6,262 | 6.48% |
| Sedalia, MO (FHA|USDA|VA) | 66 | $11,330,000 | $171,667 | $3,960 | 6.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 79 | $10,075,000 | $127,532 | $5,123 | 4.95% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 49 | $9,655,000 | $197,041 | $6,328 | 6.21% |
| LAS CRUCES, NM (FHA|USDA|VA) | 37 | $9,505,000 | $256,892 | $4,272 | 6.66% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 34 | $9,200,000 | $270,588 | $7,029 | 5.85% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 34 | $9,030,000 | $265,588 | $8,520 | 6.89% |
| WACO, TX (FHA|USDA|VA) | 40 | $8,730,000 | $218,250 | $6,551 | 5.45% |
| Hastings, NE (FHA|USDA|VA) | 63 | $8,605,000 | $136,587 | $2,859 | 5.66% |
| JOPLIN, MO (FHA|USDA|VA) | 53 | $8,555,000 | $161,415 | $3,809 | 6.38% |
| Bay City, TX (FHA|USDA|VA) | 50 | $8,420,000 | $168,400 | $5,080 | 5.97% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 27 | $8,245,000 | $305,370 | $7,420 | 6.71% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 24 | $8,150,000 | $339,583 | $5,115 | 5.78% |
| LAWTON, OK (FHA|USDA|VA) | 49 | $7,875,000 | $160,714 | $6,394 | 6.51% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 46 | $7,720,000 | $167,826 | $5,188 | 5.05% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 35 | $7,455,000 | $213,000 | $6,656 | 6.70% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 40 | $7,140,000 | $178,500 | $7,651 | 4.77% |
| Ardmore, OK (FHA|USDA|VA) | 37 | $7,025,000 | $189,865 | $5,766 | 5.98% |
| MIDLAND, TX (FHA|USDA|VA) | 27 | $6,675,000 | $247,222 | $7,264 | 5.32% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 21 | $6,545,000 | $311,667 | $3,795 | 6.79% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 29 | $6,515,000 | $224,655 | $6,783 | 7.07% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 31 | $6,445,000 | $207,903 | $4,351 | 6.64% |
| McPherson, KS (FHA|USDA|VA) | 35 | $6,395,000 | $182,714 | $3,426 | 6.73% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $6,260,000 | $521,667 | $11,564 | 6.65% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 21 | $6,195,000 | $295,000 | $6,050 | 6.96% |
| CASPER, WY (FHA|USDA|VA) | 21 | $5,985,000 | $285,000 | $5,608 | 6.57% |
| LAREDO, TX (FHA|USDA|VA) | 27 | $5,405,000 | $200,185 | $6,308 | 4.75% |
| Shawnee, OK (FHA|USDA|VA) | 28 | $4,880,000 | $174,286 | $6,211 | 5.27% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $4,750,000 | $395,833 | $5,376 | 6.92% |
| Cullman, AL (FHA|USDA|VA) | 25 | $4,745,000 | $189,800 | $4,132 | 6.15% |
| BATON ROUGE, LA (FHA|USDA|VA) | 34 | $4,590,000 | $135,000 | $3,242 | 3.80% |
| Eagle Pass, TX (FHA|USDA|VA) | 25 | $4,545,000 | $181,800 | $7,922 | 4.97% |
| Fernley, NV (FHA|USDA|VA) | 12 | $4,500,000 | $375,000 | $6,358 | 6.51% |
| COLUMBUS, OH (FHA|USDA|VA) | 14 | $4,250,000 | $303,571 | $6,453 | 6.97% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 17 | $4,185,000 | $246,176 | $5,533 | 6.03% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 15 | $4,155,000 | $277,000 | $7,316 | 6.15% |
| PITTSBURGH, PA (FHA|USDA|VA) | 18 | $3,930,000 | $218,333 | $4,445 | 6.90% |
| TYLER, TX (FHA|USDA|VA) | 12 | $3,850,000 | $320,833 | $9,174 | 5.83% |
| COLUMBIA, SC (FHA|USDA|VA) | 19 | $3,675,000 | $193,421 | $6,001 | 5.53% |
| El Campo, TX (FHA|USDA|VA) | 18 | $3,670,000 | $203,889 | $6,000 | 5.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $3,665,000 | $523,571 | $12,582 | 6.61% |
| Corsicana, TX (FHA|USDA|VA) | 14 | $3,610,000 | $257,857 | $7,832 | 6.61% |
| Los Alamos, NM (FHA|USDA|VA) | 10 | $3,550,000 | $355,000 | $5,323 | 6.89% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 16 | $3,540,000 | $221,250 | $8,037 | 5.65% |
| Spearfish, SD (FHA|USDA|VA) | 18 | $3,490,000 | $193,889 | $3,866 | 5.88% |
| TUCSON, AZ (FHA|USDA|VA) | 12 | $3,480,000 | $290,000 | $4,723 | 6.40% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 7 | $3,405,000 | $486,429 | $9,423 | 7.07% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $3,285,000 | $298,636 | $6,601 | 6.86% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 10 | $3,270,000 | $327,000 | $4,691 | 6.99% |
| Woodward, OK (FHA|USDA|VA) | 23 | $3,195,000 | $138,913 | $4,737 | 6.79% |
| Gillette, WY (FHA|USDA|VA) | 11 | $3,145,000 | $285,909 | $5,397 | 5.89% |
| READING, PA (FHA|USDA|VA) | 15 | $3,145,000 | $209,667 | $5,626 | 6.79% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 22 | $3,020,000 | $137,273 | $3,846 | 5.96% |
| LUBBOCK, TX (FHA|USDA|VA) | 13 | $2,965,000 | $228,077 | $7,693 | 5.77% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 12 | $2,810,000 | $234,167 | $7,352 | 6.26% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $2,710,000 | $271,000 | $5,616 | 6.40% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $2,705,000 | $245,909 | $4,953 | 5.91% |
| Dodge City, KS (FHA|USDA|VA) | 11 | $2,705,000 | $245,909 | $6,160 | 6.60% |
| Stillwater, OK (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $7,052 | 6.43% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $4,795 | 7.13% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $2,440,000 | $406,667 | $10,863 | 6.52% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 11 | $2,405,000 | $218,636 | $4,175 | 6.29% |
| LONGVIEW, TX (FHA|USDA|VA) | 13 | $2,315,000 | $178,077 | $5,990 | 6.14% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $5,560 | 6.34% |
| Pittsburg, KS (FHA|USDA|VA) | 18 | $2,220,000 | $123,333 | $3,655 | 7.04% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $9,436 | 6.93% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $2,175,000 | $435,000 | $3,302 | 7.05% |
| OCALA, FL (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $7,657 | 6.03% |
| SAN ANGELO, TX (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $5,822 | 6.10% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $10,804 | 5.80% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $3,706 | 6.91% |
| Blackfoot, ID (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $7,892 | 7.14% |
| Zapata, TX (FHA|USDA|VA) | 15 | $2,005,000 | $133,667 | $7,203 | 4.78% |
| Durant, OK (FHA|USDA|VA) | 12 | $1,950,000 | $162,500 | $6,382 | 6.05% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $7,745 | 6.20% |
| Sikeston, MO (FHA|USDA|VA) | 16 | $1,940,000 | $121,250 | $4,823 | 5.39% |
| Ruidoso, NM (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $5,449 | 7.18% |
| Las Vegas, NM (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $5,297 | 6.78% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $8,596 | 6.65% |
| LINCOLN, NE (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $3,963 | 6.62% |
| Bartlesville, OK (FHA|USDA|VA) | 16 | $1,840,000 | $115,000 | $4,861 | 6.32% |
| Athens, TN (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $5,247 | 6.90% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $5,715 | 6.63% |
| MONROE, LA (FHA|USDA|VA) | 14 | $1,820,000 | $130,000 | $5,044 | 5.01% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $10,481 | 6.05% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $7,038 | 7.27% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $3,658 | 6.71% |
| Hailey, ID (FHA|USDA|VA) | 3 | $1,685,000 | $561,667 | $11,063 | 7.46% |
| Mineral Wells, TX (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $7,919 | 5.59% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $14,968 | 4.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $6,300 | 5.88% |
| EL PASO, TX (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $4,934 | 5.27% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $1,635,000 | $545,000 | $12,078 | 7.04% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $5,838 | 7.20% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $4,904 | 7.42% |
| Hutchinson, KS (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $4,543 | 6.86% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $7,807 | 7.06% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $7,856 | 6.66% |
| Crossville, TN (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $4,441 | 6.77% |
| AKRON, OH (FHA|USDA|VA) | 12 | $1,460,000 | $121,667 | $4,639 | 6.03% |
| ABILENE, TX (FHA|USDA|VA) | 10 | $1,450,000 | $145,000 | $6,181 | 4.95% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $8,489 | 5.88% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $10,079 | 7.06% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $8,934 | 6.96% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $6,134 | 6.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,475 | 6.54% |
| Athens, TX (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $9,935 | 6.71% |
| Fallon, NV (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $9,313 | 7.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $4,657 | 6.52% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $3,376 | 6.30% |
| Moberly, MO (FHA|USDA|VA) | 9 | $1,275,000 | $141,667 | $2,657 | 6.22% |
| McAlester, OK (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $4,744 | 6.92% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $4,784 | 6.31% |
| Fort Morgan, CO (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $2,701 | 4.66% |
| Kingsville, TX (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $5,628 | 5.81% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $6,715 | 6.69% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $2,947 | 6.54% |
| Stephenville, TX (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $8,044 | 5.60% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,968 | 7.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $8,109 | 6.88% |
| Warrensburg, MO (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $3,408 | 7.10% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $7,044 | 7.53% |
| Rexburg, ID (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $5,166 | 7.35% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $4,885 | 7.75% |
| Duncan, OK (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $8,084 | 6.93% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $5,732 | 4.05% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $0 | 5.13% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $5,755 | 6.90% |
| Jasper, AL (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $2,332 | 5.94% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $5,706 | 7.04% |
| AMARILLO, TX (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,692 | 5.60% |
| Port Lavaca, TX (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $424 | 3.93% |
| Mount Pleasant, TX (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $7,986 | 7.13% |
| Bellefontaine, OH (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $6,896 | 6.34% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,158 | 6.97% |
| Alice, TX (FHA|USDA|VA) | 10 | $910,000 | $91,000 | $3,068 | 4.41% |
| Fremont, NE (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,047 | 6.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $7,027 | 6.59% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $11,319 | 4.58% |
| Brownwood, TX (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,131 | 5.65% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,797 | 6.79% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $9,339 | 6.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $9,678 | 6.25% |
| Tahlequah, OK (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $3,780 | 5.98% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $2,304 | 5.31% |
| Evanston, WY (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,782 | 6.06% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $5,938 | 6.88% |
| Rockport, TX (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,870 | 5.31% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $3,843 | 6.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,124 | 4.81% |
| Ponca City, OK (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $4,936 | 6.93% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $1,834 | 5.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $6,967 | 7.00% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,141 | 6.33% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $15,417 | 6.44% |
| Española, NM (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $1,667 | 7.17% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,570 | 6.46% |
| Altus, OK (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,376 | 6.58% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $11,843 | 6.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $10,698 | 6.50% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,262 | 6.69% |
| Winfield, KS (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $2,310 | 6.53% |
| Minden, LA (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $2,793 | 4.35% |
| Huntsville, TX (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $4,543 | 4.03% |
| Salina, KS (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $4,823 | 7.10% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,035 | 6.96% |
| WHEELING, WV-OH (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $5,436 | 6.83% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,344 | 6.31% |
| New Castle, IN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,313 | 7.41% |
| Malvern, AR (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,996 | 6.56% |
| Durango, CO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $10,339 | 6.50% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $5,988 | 7.25% |
| VICTORIA, TX (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $7,217 | 6.27% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $13,431 | 7.08% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,879 | 6.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,781 | 5.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $2,890 | 4.54% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,453 | 6.42% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,300 | 6.69% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,068 | 7.56% |
| Muskogee, OK (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,670 | 5.34% |
| Pullman, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 7.13% |
| Kearney, NE (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,471 | 5.41% |
| Russellville, AR (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $2,818 | 6.94% |
| Minot, ND (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,167 | 6.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $9,572 | 6.94% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,482 | 6.58% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,753 | 7.00% |
| Taos, NM (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,066 | 6.88% |
| Fairmont, WV (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,040 | 6.67% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,009 | 4.67% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,522 | 7.38% |
| BECKLEY, WV (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,540 | 6.66% |
| Prineville, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $12,374 | 3.88% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,107 | 6.50% |
| Newberry, SC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,856 | 4.38% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,812 | 6.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,358 | 7.00% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $9,930 | 5.29% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $982 | 7.31% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,693 | 6.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,181 | 7.06% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $16,330 | 6.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,812 | 6.19% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $425,000 | $60,714 | $4,590 | 7.68% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,059 | 3.63% |
| Centralia, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $79 | 7.13% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,340 | 7.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,267 | 7.13% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,433 | 6.75% |
| Albertville, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,728 | 6.13% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,317 | 7.00% |
| Riverton, WY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,499 | 6.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,678 | 7.13% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,309 | 6.75% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,690 | 3.00% |
| Vernon, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,443 | 7.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,301 | 6.13% |
| Newport, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,159 | 6.81% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,942 | 6.50% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $11,248 | 6.06% |
| Paris, TX (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 3.41% |
| Marshall, MO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,810 | 6.25% |
| Pecos, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,077 | 6.25% |
| Yankton, SD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,288 | 6.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,156 | 6.63% |
| Harrison, AR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,830 | 6.25% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,191 | 6.00% |
| Athens, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,182 | 7.06% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $150 | 4.13% |
| Payson, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,954 | 6.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 3.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,622 | 7.38% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $15,563 | 7.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $550 | 7.00% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,113 | 7.63% |
| Pearsall, TX (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 3.41% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,883 | 6.25% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,929 | 6.50% |
| Silver City, NM (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,997 | 7.21% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,148 | 7.00% |
| Mason City, IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,725 | 6.88% |
| Palestine, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,850 | 7.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,657 | 6.13% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,259 | 6.75% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 6.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,852 | 6.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,570 | 6.88% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,737 | 6.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,880 | 6.00% |
| Levelland, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,398 | 7.25% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,800 | 6.56% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,942 | 7.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,488 | 6.75% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,540 | 6.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,144 | 6.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,636 | 6.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.13% |
| Marion, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,451 | 6.81% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,873 | 6.75% |
| Guymon, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,421 | 5.75% |
| Elk City, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,488 | 7.38% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,782 | 7.00% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 3.06% |
| Uvalde, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 4.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 8.13% |
| Marietta, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,740 | 7.50% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,988 | 3.69% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,138 | 6.13% |
| Bedford, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,345 | 6.13% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,267 | 5.63% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,516 | 6.88% |
| Meadville, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,447 | 6.81% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,254 | 6.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,843 | 7.38% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,181 | 6.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,710 | 6.25% |
| Forest City, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 3.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,759 | 7.13% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,277 | 6.13% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $675 | 6.25% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,924 | 7.13% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.00% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,573 | 7.00% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,992 | 6.50% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,997 | 5.83% |
| Lake City, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,208 | 6.50% |
| Beeville, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 3.56% |
| Parsons, KS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,558 | 6.56% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,627 | 6.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,106 | 7.88% |
| Connersville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,096 | 7.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $748 | 3.38% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,836 | 7.50% |
| Pierre, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.38% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,832 | 6.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $650 | 6.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,669 | 6.38% |
| Palatka, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,359 | 5.75% |
| Emporia, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,600 | 6.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 3.75% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,906 | 6.75% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,075 | 4.38% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,117 | 6.00% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,712 | 6.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.63% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $515 | 6.75% |
| Wilson, NC (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.88% |
| Deming, NM (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $1,954 | 4.17% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.13% |
| Warren, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,595 | 8.00% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,810 | 6.75% |
| Weatherford, OK (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 3.56% |
| Columbus, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,048 | 6.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,545 | 6.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,947 | 6.25% |
| Snyder, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.13% |
| London, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,891 | 6.13% |
| Shelton, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,968 | 6.75% |
| Ashland, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,933 | 7.13% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,661 | 8.13% |
| Branson, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,512 | 7.63% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,799 | 7.00% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,068 | 7.49% |
| Searcy, AR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,428 | 6.49% |
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Product Mix
For 2023, Gateway First Bank's most frequently originated type of loan was Conventional, with 7,219 originations. Their 2nd most popular type was FHA, with 2,451 originations.
Loan Reason
For 2023, Gateway First Bank's most frequently cited loan purpose was Home Purchase, with 9,602 originations. The 2nd most popular reason was Refi, with 496 originations.
Loan Duration/Length
For 2023, Gateway First Bank's most frequently cited loan duration was 30 Year, with 9,285 originations. The 2nd most popular length was 15 Year, with 418 originations.
Origination Fees/Closing Costs
Gateway First Bank's average total fees were $6,485, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,015 originations.
Interest Rates
During 2023, Gateway First Bank's average interest rate for loans was 6.39%, while their most frequently originated rate bucket for loans was 6-7%, with 4,703 originations.
Loan Sizing
2023 saw Gateway First Bank place emphasis on $200k-400k loans with 4,573 originations, totaling $1,289,195,000 in origination value.
Applicant Income
Gateway First Bank lent most frequently to those with incomes in the $50k-75k range, with 2,733 originations. The second most popular income band? $100k-150k, with 2,464 originations.
Applicant Debt to Income Ratio
Gateway First Bank lent most frequently to those with DTI ratios of 30-36%, with 1,608 originations. The next most common DTI ratio? 20-30%, with 1,232 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.52%
Gateway First Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination63.94%
Gateway First Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,756 | $2,599,380,000 | $241,668 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,756 | $2,599,380,000 | $241,668 |