Gateway First Bank Mortgage Rates, Fees & Info
OKLAHOMA CITY, OKLEI: 54930034MNPILHP25H80
Tax ID: 73-1577221
4.8 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data
Overview
Gateway First Bank is a large bank specializing in Home Purchase and Refi loans. Gateway First Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Dallas, Houston, San Antonio, New York, and Oklahoma City among others. Gateway First Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Gateway First Bank is typically an average fee lendor.Originations
35,919Origination Dollar Volume (All Markets)
$8,253,275,000Employee count
1,629Awards
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Gateway First Bank - 2021
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Relative Rate
Gateway First Bank's average 30 year fixed rate mortgage of loans were
3.21%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.06%.
Relative Fees
Gateway First Bank's average total fees for a 30 year fixed rate
mortgage are $4,742.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3,166 | $795,830,000 | $251,368 | $5,022 | 3.01% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3,231 | $714,495,000 | $221,137 | $4,995 | 2.94% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1,580 | $353,010,000 | $223,424 | $5,290 | 2.83% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 984 | $316,410,000 | $321,555 | $5,237 | 2.90% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1,446 | $310,780,000 | $214,924 | $3,881 | 3.15% |
| Outside of Metro Areas | 1,451 | $285,175,000 | $196,537 | $3,984 | 3.10% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,353 | $276,895,000 | $204,653 | $4,163 | 2.73% |
| TULSA, OK (FHA|USDA|VA) | 1,086 | $239,640,000 | $220,663 | $4,046 | 3.09% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 797 | $186,115,000 | $233,519 | $3,186 | 2.99% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 532 | $162,990,000 | $306,372 | $6,294 | 3.05% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 555 | $157,065,000 | $283,000 | $3,737 | 3.06% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 448 | $156,050,000 | $348,326 | $4,744 | 3.06% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 620 | $147,540,000 | $237,968 | $4,532 | 2.97% |
| BOISE CITY, ID (FHA|USDA|VA) | 425 | $135,795,000 | $319,518 | $5,380 | 3.23% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 403 | $124,045,000 | $307,804 | $5,003 | 3.21% |
| SANTA FE, NM (FHA|USDA|VA) | 343 | $116,885,000 | $340,773 | $3,944 | 3.20% |
| FORT COLLINS, CO (FHA|USDA|VA) | 326 | $113,560,000 | $348,344 | $4,103 | 3.02% |
| KNOXVILLE, TN (FHA|USDA|VA) | 460 | $109,130,000 | $237,239 | $3,864 | 3.12% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 290 | $100,460,000 | $346,414 | $4,069 | 3.03% |
| RAPID CITY, SD (FHA|USDA|VA) | 447 | $98,535,000 | $220,436 | $3,908 | 2.89% |
| WICHITA, KS (FHA|USDA|VA) | 472 | $94,750,000 | $200,742 | $3,262 | 3.07% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 428 | $94,670,000 | $221,192 | $2,349 | 2.75% |
| GREELEY, CO (FHA|USDA|VA) | 292 | $90,720,000 | $310,685 | $4,558 | 2.90% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 383 | $87,385,000 | $228,159 | $5,382 | 2.90% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 403 | $86,145,000 | $213,759 | $3,376 | 3.09% |
| BATON ROUGE, LA (FHA|USDA|VA) | 574 | $76,600,000 | $133,449 | $3,113 | 2.08% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 341 | $73,225,000 | $214,736 | $3,000 | 2.97% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 318 | $68,130,000 | $214,245 | $4,384 | 2.71% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 301 | $65,915,000 | $218,987 | $5,584 | 3.19% |
| CHARLESTON, WV (FHA|USDA|VA) | 418 | $65,090,000 | $155,718 | $3,460 | 3.18% |
| SAN ANGELO, TX (FHA|USDA|VA) | 329 | $64,215,000 | $195,182 | $4,628 | 2.97% |
| PROVO-OREM, UT (FHA|USDA|VA) | 187 | $60,595,000 | $324,037 | $4,520 | 3.26% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 306 | $56,810,000 | $185,654 | $4,876 | 3.22% |
| SUMTER, SC (FHA|USDA|VA) | 286 | $46,550,000 | $162,762 | $3,979 | 2.85% |
| Durant, OK (FHA|USDA|VA) | 236 | $45,280,000 | $191,864 | $4,724 | 3.37% |
| Georgetown, SC (FHA|USDA|VA) | 148 | $39,220,000 | $265,000 | $3,531 | 3.05% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 184 | $38,840,000 | $211,087 | $3,468 | 3.03% |
| TYLER, TX (FHA|USDA|VA) | 219 | $38,725,000 | $176,826 | $4,940 | 2.86% |
| MIDLAND, TX (FHA|USDA|VA) | 172 | $38,210,000 | $222,151 | $5,575 | 3.07% |
| Los Alamos, NM (FHA|USDA|VA) | 116 | $37,030,000 | $319,224 | $4,389 | 2.94% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 126 | $36,530,000 | $289,921 | $4,749 | 3.14% |
| Cullman, AL (FHA|USDA|VA) | 189 | $35,785,000 | $189,339 | $3,019 | 2.89% |
| Alamogordo, NM (FHA|USDA|VA) | 206 | $34,730,000 | $168,592 | $4,263 | 3.19% |
| LUBBOCK, TX (FHA|USDA|VA) | 187 | $34,135,000 | $182,540 | $4,257 | 3.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 132 | $33,460,000 | $253,485 | $3,377 | 3.04% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 112 | $32,870,000 | $293,482 | $3,840 | 3.14% |
| ODESSA, TX (FHA|USDA|VA) | 167 | $32,155,000 | $192,545 | $5,686 | 3.14% |
| RENO, NV (FHA|USDA|VA) | 104 | $32,120,000 | $308,846 | $6,242 | 3.31% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 160 | $31,900,000 | $199,375 | $3,580 | 3.11% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 152 | $31,860,000 | $209,605 | $4,605 | 2.74% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 108 | $31,750,000 | $293,981 | $4,460 | 3.24% |
| YUMA, AZ (FHA|USDA|VA) | 153 | $31,735,000 | $207,418 | $4,239 | 3.03% |
| ENID, OK (FHA|USDA|VA) | 197 | $31,395,000 | $159,365 | $3,042 | 3.14% |
| LAS CRUCES, NM (FHA|USDA|VA) | 176 | $30,330,000 | $172,330 | $3,858 | 3.31% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 115 | $29,935,000 | $260,304 | $4,159 | 3.17% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 142 | $29,280,000 | $206,197 | $5,341 | 3.18% |
| Ada, OK (FHA|USDA|VA) | 183 | $29,255,000 | $159,863 | $3,354 | 3.13% |
| ABILENE, TX (FHA|USDA|VA) | 142 | $28,950,000 | $203,873 | $5,282 | 3.10% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 207 | $28,915,000 | $139,686 | $3,776 | 2.50% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 97 | $28,885,000 | $297,784 | $3,442 | 2.99% |
| Spearfish, SD (FHA|USDA|VA) | 109 | $28,435,000 | $260,872 | $3,730 | 3.03% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 118 | $28,310,000 | $239,915 | $5,050 | 3.05% |
| Granbury, TX (FHA|USDA|VA) | 114 | $27,810,000 | $243,947 | $5,673 | 3.15% |
| Bay City, TX (FHA|USDA|VA) | 138 | $25,830,000 | $187,174 | $4,477 | 3.13% |
| JOPLIN, MO (FHA|USDA|VA) | 147 | $24,585,000 | $167,245 | $2,637 | 3.15% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 116 | $24,460,000 | $210,862 | $3,078 | 2.73% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 104 | $24,130,000 | $232,019 | $2,744 | 2.82% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 151 | $24,085,000 | $159,503 | $3,046 | 2.71% |
| Greeneville, TN (FHA|USDA|VA) | 125 | $23,735,000 | $189,880 | $3,718 | 3.15% |
| LAWTON, OK (FHA|USDA|VA) | 140 | $23,540,000 | $168,143 | $3,710 | 3.17% |
| Sevierville, TN (FHA|USDA|VA) | 72 | $22,470,000 | $312,083 | $3,775 | 3.36% |
| WACO, TX (FHA|USDA|VA) | 96 | $22,230,000 | $231,563 | $4,749 | 3.02% |
| Sheridan, WY (FHA|USDA|VA) | 79 | $21,145,000 | $267,658 | $3,509 | 3.16% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 96 | $19,850,000 | $206,771 | $4,298 | 3.15% |
| Ardmore, OK (FHA|USDA|VA) | 120 | $19,690,000 | $164,083 | $3,748 | 3.32% |
| COLUMBUS, OH (FHA|USDA|VA) | 85 | $19,025,000 | $223,824 | $4,114 | 3.15% |
| HAMMOND, LA (FHA|USDA|VA) | 119 | $18,545,000 | $155,840 | $3,193 | 2.55% |
| LAREDO, TX (FHA|USDA|VA) | 98 | $18,350,000 | $187,245 | $5,334 | 2.81% |
| PITTSBURGH, PA (FHA|USDA|VA) | 86 | $18,250,000 | $212,209 | $4,227 | 3.21% |
| BEND, OR (FHA|USDA|VA) | 54 | $17,940,000 | $332,222 | $5,310 | 3.13% |
| Sedalia, MO (FHA|USDA|VA) | 123 | $17,305,000 | $140,691 | $2,552 | 3.16% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 45 | $17,125,000 | $380,556 | $5,390 | 3.02% |
| READING, PA (FHA|USDA|VA) | 86 | $17,060,000 | $198,372 | $3,902 | 3.07% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 98 | $16,840,000 | $171,837 | $3,080 | 3.05% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 73 | $16,435,000 | $225,137 | $2,833 | 3.17% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 37 | $15,575,000 | $420,946 | $5,823 | 3.04% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 87 | $14,825,000 | $170,402 | $4,657 | 3.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 51 | $14,805,000 | $290,294 | $4,584 | 3.15% |
| Athens, TX (FHA|USDA|VA) | 56 | $14,700,000 | $262,500 | $5,064 | 3.06% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 74 | $14,560,000 | $196,757 | $3,820 | 2.98% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 48 | $14,500,000 | $302,083 | $3,703 | 3.19% |
| LONGVIEW, TX (FHA|USDA|VA) | 78 | $13,830,000 | $177,308 | $4,799 | 3.08% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 81 | $13,405,000 | $165,494 | $3,162 | 2.43% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 60 | $13,130,000 | $218,833 | $5,197 | 2.73% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 46 | $12,900,000 | $280,435 | $4,668 | 3.10% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 47 | $12,205,000 | $259,681 | $4,172 | 3.03% |
| McPherson, KS (FHA|USDA|VA) | 81 | $12,005,000 | $148,210 | $2,792 | 3.12% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 55 | $11,635,000 | $211,545 | $4,906 | 3.01% |
| WILMINGTON, NC (FHA|USDA|VA) | 46 | $11,350,000 | $246,739 | $3,276 | 3.15% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 59 | $11,175,000 | $189,407 | $4,087 | 2.57% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 54 | $11,100,000 | $205,556 | $3,932 | 3.12% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 34 | $11,050,000 | $325,000 | $5,488 | 2.74% |
| LONGVIEW, WA (FHA|USDA|VA) | 45 | $10,725,000 | $238,333 | $3,950 | 2.83% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 61 | $10,495,000 | $172,049 | $5,077 | 3.32% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 36 | $10,420,000 | $289,444 | $5,427 | 2.94% |
| BOULDER, CO (FHA|USDA|VA) | 30 | $10,360,000 | $345,333 | $3,437 | 3.10% |
| EL PASO, TX (FHA|USDA|VA) | 48 | $9,910,000 | $206,458 | $4,462 | 2.66% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 46 | $9,680,000 | $210,435 | $5,747 | 3.29% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 35 | $9,255,000 | $264,429 | $3,597 | 3.03% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 37 | $9,215,000 | $249,054 | $5,052 | 3.05% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 26 | $8,940,000 | $343,846 | $6,771 | 3.31% |
| MANSFIELD, OH (FHA|USDA|VA) | 60 | $8,910,000 | $148,500 | $3,416 | 3.27% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 35 | $8,775,000 | $250,714 | $3,921 | 2.99% |
| Athens, TN (FHA|USDA|VA) | 49 | $8,625,000 | $176,020 | $3,616 | 3.14% |
| Rockport, TX (FHA|USDA|VA) | 35 | $8,505,000 | $243,000 | $4,558 | 3.12% |
| CASPER, WY (FHA|USDA|VA) | 35 | $8,255,000 | $235,857 | $2,914 | 3.06% |
| Shawnee, OK (FHA|USDA|VA) | 43 | $8,205,000 | $190,814 | $3,885 | 3.19% |
| El Campo, TX (FHA|USDA|VA) | 42 | $8,040,000 | $191,429 | $5,105 | 3.26% |
| Lawrenceburg, TN (FHA|USDA|VA) | 39 | $7,905,000 | $202,692 | $2,675 | 2.89% |
| ST. GEORGE, UT (FHA|USDA|VA) | 22 | $7,900,000 | $359,091 | $4,597 | 3.05% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 37 | $7,835,000 | $211,757 | $3,571 | 3.00% |
| Española, NM (FHA|USDA|VA) | 27 | $7,725,000 | $286,111 | $5,545 | 3.24% |
| Eagle Pass, TX (FHA|USDA|VA) | 53 | $7,705,000 | $145,377 | $4,180 | 2.42% |
| Corsicana, TX (FHA|USDA|VA) | 31 | $7,065,000 | $227,903 | $4,699 | 3.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 27 | $6,655,000 | $246,481 | $4,236 | 3.26% |
| AMARILLO, TX (FHA|USDA|VA) | 38 | $6,500,000 | $171,053 | $4,325 | 2.65% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 32 | $6,450,000 | $201,563 | $4,109 | 2.84% |
| LINCOLN, NE (FHA|USDA|VA) | 31 | $6,375,000 | $205,645 | $2,133 | 2.69% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 36 | $6,190,000 | $171,944 | $3,361 | 3.21% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 13 | $5,865,000 | $451,154 | $5,549 | 3.23% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 16 | $5,530,000 | $345,625 | $5,334 | 3.40% |
| MORRISTOWN, TN (FHA|USDA|VA) | 30 | $5,490,000 | $183,000 | $3,840 | 3.33% |
| Gillette, WY (FHA|USDA|VA) | 25 | $5,215,000 | $208,600 | $2,954 | 3.05% |
| Heber, UT (FHA|USDA|VA) | 10 | $5,190,000 | $519,000 | $4,335 | 2.95% |
| Blackfoot, ID (FHA|USDA|VA) | 22 | $5,190,000 | $235,909 | $5,967 | 3.22% |
| COLUMBIA, SC (FHA|USDA|VA) | 23 | $5,005,000 | $217,609 | $2,963 | 2.96% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 25 | $4,905,000 | $196,200 | $3,452 | 3.07% |
| Mineral Wells, TX (FHA|USDA|VA) | 26 | $4,860,000 | $186,923 | $4,930 | 2.93% |
| Altus, OK (FHA|USDA|VA) | 35 | $4,665,000 | $133,286 | $3,747 | 3.18% |
| TWIN FALLS, ID (FHA|USDA|VA) | 20 | $4,610,000 | $230,500 | $6,411 | 3.55% |
| SAVANNAH, GA (FHA|USDA|VA) | 15 | $4,545,000 | $303,000 | $3,238 | 3.11% |
| Jacksonville, TX (FHA|USDA|VA) | 25 | $4,365,000 | $174,600 | $4,642 | 3.06% |
| Bartlesville, OK (FHA|USDA|VA) | 21 | $4,155,000 | $197,857 | $3,670 | 3.27% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 11 | $4,115,000 | $374,091 | $3,550 | 3.49% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 22 | $3,950,000 | $179,545 | $4,077 | 2.91% |
| TUCSON, AZ (FHA|USDA|VA) | 21 | $3,935,000 | $187,381 | $3,475 | 2.95% |
| AKRON, OH (FHA|USDA|VA) | 24 | $3,900,000 | $162,500 | $3,059 | 3.12% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 13 | $3,785,000 | $291,154 | $4,193 | 3.14% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 15 | $3,625,000 | $241,667 | $4,077 | 3.12% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 11 | $3,575,000 | $325,000 | $6,281 | 2.99% |
| Ontario, OR-ID (FHA|USDA|VA) | 11 | $3,535,000 | $321,364 | $5,292 | 3.11% |
| BECKLEY, WV (FHA|USDA|VA) | 23 | $3,535,000 | $153,696 | $3,982 | 3.36% |
| Warrensburg, MO (FHA|USDA|VA) | 14 | $3,520,000 | $251,429 | $5,660 | 3.05% |
| McAlester, OK (FHA|USDA|VA) | 14 | $3,510,000 | $250,714 | $3,056 | 3.08% |
| Huntsville, TX (FHA|USDA|VA) | 16 | $3,510,000 | $219,375 | $5,256 | 3.05% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 17 | $3,505,000 | $206,176 | $3,480 | 3.40% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 13 | $3,385,000 | $260,385 | $3,699 | 3.11% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 14 | $3,370,000 | $240,714 | $3,545 | 3.05% |
| SALEM, OR (FHA|USDA|VA) | 10 | $3,250,000 | $325,000 | $6,473 | 3.19% |
| Stillwater, OK (FHA|USDA|VA) | 18 | $3,120,000 | $173,333 | $3,409 | 3.26% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 10 | $3,100,000 | $310,000 | $2,531 | 3.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 10 | $3,100,000 | $310,000 | $4,302 | 3.20% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 20 | $3,060,000 | $153,000 | $2,809 | 2.99% |
| Salina, KS (FHA|USDA|VA) | 24 | $2,990,000 | $124,583 | $2,038 | 3.19% |
| Andrews, TX (FHA|USDA|VA) | 11 | $2,985,000 | $271,364 | $6,977 | 2.95% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 14 | $2,980,000 | $212,857 | $4,749 | 2.96% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 14 | $2,950,000 | $210,714 | $5,338 | 3.34% |
| LOGAN, UT-ID (FHA|USDA|VA) | 10 | $2,910,000 | $291,000 | $5,439 | 3.28% |
| RICHMOND, VA (FHA|USDA|VA) | 12 | $2,910,000 | $242,500 | $3,912 | 2.76% |
| LANCASTER, PA (FHA|USDA|VA) | 12 | $2,830,000 | $235,833 | $5,161 | 2.94% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 16 | $2,800,000 | $175,000 | $2,423 | 3.10% |
| Prineville, OR (FHA|USDA|VA) | 10 | $2,770,000 | $277,000 | $6,318 | 2.58% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 15 | $2,715,000 | $181,000 | $4,313 | 2.91% |
| CARSON CITY, NV (FHA|USDA|VA) | 9 | $2,715,000 | $301,667 | $7,860 | 3.32% |
| Stephenville, TX (FHA|USDA|VA) | 10 | $2,660,000 | $266,000 | $6,323 | 3.03% |
| Crossville, TN (FHA|USDA|VA) | 14 | $2,630,000 | $187,857 | $4,182 | 3.40% |
| Russellville, AR (FHA|USDA|VA) | 18 | $2,620,000 | $145,556 | $3,027 | 3.21% |
| Fernley, NV (FHA|USDA|VA) | 10 | $2,620,000 | $262,000 | $5,945 | 3.59% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $5,777 | 3.23% |
| DECATUR, AL (FHA|USDA|VA) | 19 | $2,575,000 | $135,526 | $3,212 | 3.18% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $2,570,000 | $428,333 | $4,738 | 3.13% |
| Outside of Metro Areas | 8 | $2,570,000 | $321,250 | $2,799 | 3.11% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 11 | $2,555,000 | $232,273 | $3,909 | 3.03% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $7,279 | 3.21% |
| CLEVELAND, TN (FHA|USDA|VA) | 13 | $2,495,000 | $191,923 | $3,835 | 3.13% |
| Ashland, OH (FHA|USDA|VA) | 19 | $2,475,000 | $130,263 | $2,905 | 3.35% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $5,121 | 2.91% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $2,430,000 | $243,000 | $3,323 | 3.15% |
| Pittsburg, KS (FHA|USDA|VA) | 17 | $2,395,000 | $140,882 | $3,152 | 3.30% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 13 | $2,385,000 | $183,462 | $3,228 | 2.95% |
| Zapata, TX (FHA|USDA|VA) | 17 | $2,365,000 | $139,118 | $4,046 | 2.51% |
| Nacogdoches, TX (FHA|USDA|VA) | 11 | $2,315,000 | $210,455 | $5,629 | 3.01% |
| Tahlequah, OK (FHA|USDA|VA) | 12 | $2,300,000 | $191,667 | $4,144 | 2.92% |
| Muskogee, OK (FHA|USDA|VA) | 13 | $2,235,000 | $171,923 | $4,370 | 2.93% |
| Fremont, NE (FHA|USDA|VA) | 12 | $2,230,000 | $185,833 | $1,594 | 2.84% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 15 | $2,225,000 | $148,333 | $3,132 | 3.32% |
| Brownwood, TX (FHA|USDA|VA) | 12 | $2,150,000 | $179,167 | $4,428 | 2.97% |
| AMES, IA (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $3,500 | 2.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $6,192 | 3.22% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $2,120,000 | $212,000 | $4,089 | 3.64% |
| Palestine, TX (FHA|USDA|VA) | 11 | $2,115,000 | $192,273 | $5,385 | 3.10% |
| Newport, TN (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $3,483 | 3.79% |
| VICTORIA, TX (FHA|USDA|VA) | 14 | $2,070,000 | $147,857 | $4,790 | 2.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $4,267 | 3.13% |
| Durango, CO (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $4,036 | 2.55% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $2,035,000 | $678,333 | $6,033 | 3.42% |
| Steamboat Springs, CO (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $5,579 | 3.03% |
| Kerrville, TX (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $4,366 | 3.27% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $2,010,000 | $502,500 | $3,627 | 3.09% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $3,490 | 3.18% |
| Rexburg, ID (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $4,915 | 2.63% |
| Bonham, TX (FHA|USDA|VA) | 10 | $1,960,000 | $196,000 | $4,612 | 2.80% |
| DOVER, DE (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $7,796 | 3.14% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $4,424 | 2.95% |
| Alice, TX (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $5,311 | 3.74% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $2,717 | 3.02% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $1,910,000 | $955,000 | $7,304 | 3.06% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $3,693 | 3.09% |
| Pullman, WA (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $5,506 | 3.22% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $4,463 | 3.08% |
| Mount Pleasant, TX (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $6,584 | 3.31% |
| LEBANON, PA (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $5,250 | 3.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $2,293 | 2.65% |
| POCATELLO, ID (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $5,921 | 2.98% |
| Dayton, TN (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $3,981 | 3.13% |
| The Dalles, OR (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $3,948 | 3.33% |
| Paris, TX (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $5,918 | 2.81% |
| Sulphur Springs, TX (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $5,101 | 2.83% |
| Fort Morgan, CO (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $5,983 | 3.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $4,671 | 3.08% |
| Mountain Home, ID (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $5,459 | 2.70% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 13 | $1,615,000 | $124,231 | $2,640 | 3.56% |
| Las Vegas, NM (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $4,318 | 3.20% |
| NEW BERN, NC (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $3,272 | 3.05% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 10 | $1,510,000 | $151,000 | $3,685 | 3.16% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 13 | $1,505,000 | $115,769 | $3,702 | 2.55% |
| Hood River, OR (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $6,430 | 3.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $3,170 | 3.85% |
| Searcy, AR (FHA|USDA|VA) | 9 | $1,495,000 | $166,111 | $2,447 | 2.97% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $0 | 3.48% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $3,252 | 3.00% |
| Hutchinson, KS (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $3,003 | 3.35% |
| Wilmington, OH (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $4,677 | 3.46% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $4,405 | 3.24% |
| Beeville, TX (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $6,352 | 3.40% |
| Branson, MO (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $2,162 | 3.02% |
| Fredericksburg, TX (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $5,059 | 2.94% |
| Taos, NM (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $3,203 | 2.98% |
| Woodward, OK (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $2,388 | 3.44% |
| Ponca City, OK (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $3,961 | 3.13% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,853 | 2.94% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $4,541 | 2.81% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $3,653 | 2.56% |
| Gainesville, TX (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $5,878 | 3.06% |
| Uvalde, TX (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $6,327 | 2.93% |
| Kingsville, TX (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $4,310 | 3.11% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $3,702 | 3.60% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $2,480 | 4.42% |
| Lake City, FL (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $8,251 | 2.43% |
| Jasper, AL (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $2,450 | 3.40% |
| LAFAYETTE, LA (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $3,988 | 2.53% |
| Port Lavaca, TX (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $4,965 | 3.23% |
| Riverton, WY (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $5,468 | 3.06% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $3,462 | 2.39% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $4,685 | 2.79% |
| Cullowhee, NC (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $2,773 | 3.28% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $3,180 | 2.97% |
| Seneca, SC (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $5,746 | 3.08% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $7,305 | 3.54% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $4,372 | 3.16% |
| Winfield, KS (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $2,370 | 2.93% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,206 | 3.25% |
| Centralia, WA (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,354 | 2.88% |
| Lebanon, MO (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $2,460 | 2.78% |
| Hastings, NE (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $2,748 | 2.44% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $2,845 | 3.28% |
| Weatherford, OK (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $3,526 | 2.75% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $3,535 | 3.46% |
| Sweetwater, TX (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $5,817 | 2.93% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $2,287 | 2.88% |
| DeRidder, LA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,918 | 3.25% |
| Dodge City, KS (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $2,343 | 3.09% |
| Mountain Home, AR (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,650 | 2.93% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $4,826 | 3.69% |
| Pierre, SD (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,468 | 3.72% |
| Elk City, OK (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $3,334 | 3.50% |
| Levelland, TX (FHA|USDA|VA) | 10 | $970,000 | $97,000 | $4,518 | 3.21% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $2,408 | 3.31% |
| MADISON, WI (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $3,402 | 2.91% |
| Moscow, ID (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,958 | 3.58% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,834 | 3.05% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $8,686 | 3.08% |
| OCALA, FL (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $3,834 | 2.53% |
| Duncan, OK (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $3,909 | 3.42% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,973 | 3.33% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $2,107 | 2.88% |
| MONROE, LA (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $3,587 | 2.44% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,020 | 2.88% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,702 | 2.88% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 8 | $840,000 | $105,000 | $3,334 | 3.28% |
| Ruidoso, NM (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $3,175 | 3.23% |
| Deming, NM (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $2,333 | 2.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,041 | 3.13% |
| Newport, OR (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $6,542 | 3.06% |
| MORGANTOWN, WV (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,846 | 3.13% |
| Minden, LA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,293 | 3.21% |
| Harrison, AR (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $3,462 | 3.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,491 | 3.58% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,145 | 2.33% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,802 | 3.03% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $1,855 | 3.03% |
| Pecos, TX (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,308 | 2.68% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,693 | 3.31% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $1,685 | 3.06% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $4,662 | 3.33% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,016 | 3.44% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,758 | 3.31% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $1,640 | 4.94% |
| Jennings, LA (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $3,451 | 2.17% |
| COLUMBUS, IN (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $2,424 | 2.33% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $1,087 | 2.94% |
| LAWRENCE, KS (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,442 | 2.91% |
| Newberry, SC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,457 | 3.00% |
| Kearney, NE (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,353 | 3.04% |
| Lufkin, TX (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,706 | 2.97% |
| Hailey, ID (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,518 | 2.00% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,457 | 4.31% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,754 | 3.19% |
| Malvern, AR (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,291 | 3.29% |
| Paragould, AR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,495 | 2.56% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,837 | 2.75% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $2,571 | 2.88% |
| Del Rio, TX (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,324 | 3.19% |
| Albertville, AL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,461 | 2.78% |
| Easton, MD (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,545 | 3.31% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,297 | 3.25% |
| Evanston, WY (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,569 | 2.54% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,496 | 3.04% |
| Wooster, OH (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,526 | 3.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,240 | 3.63% |
| Pearsall, TX (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,574 | 2.84% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,501 | 3.19% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,721 | 3.06% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,007 | 2.44% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,318 | 3.08% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,129 | 2.00% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,764 | 2.94% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,097 | 2.38% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,032 | 2.63% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $826 | 4.88% |
| Burley, ID (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,394 | 2.81% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,686 | 3.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,922 | 3.19% |
| Marshall, MO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,468 | 2.83% |
| Astoria, OR (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,899 | 3.13% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $953 | 3.29% |
| El Dorado, AR (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,203 | 2.58% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,723 | 3.13% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,635 | 3.92% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $2,550 | 3.59% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,084 | 3.56% |
| Fallon, NV (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,621 | 3.25% |
| Lamesa, TX (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $4,253 | 2.80% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,066 | 3.13% |
| Gallup, NM (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,497 | 3.38% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,900 | 4.19% |
| Snyder, TX (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $2,966 | 2.78% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,798 | 2.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,550 | 3.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $608 | 3.31% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,964 | 2.88% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,825 | 3.00% |
| Big Spring, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,649 | 2.54% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,676 | 3.13% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,503 | 2.33% |
| New Castle, IN (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,566 | 1.69% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,131 | 3.19% |
| Brenham, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,771 | 2.56% |
| Vernal, UT (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $2,699 | 3.56% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,138 | 3.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,524 | 3.08% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,070 | 2.81% |
| Ruston, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,091 | 2.75% |
| Bogalusa, LA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $1,452 | 3.04% |
| Great Bend, KS (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $2,075 | 2.63% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,298 | 2.38% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,356 | 3.06% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,137 | 2.88% |
| Palatka, FL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,952 | 3.00% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,685 | 3.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 3.75% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,496 | 3.13% |
| Tifton, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,990 | 3.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,497 | 3.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,808 | 1.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,885 | 2.56% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,156 | 3.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,006 | 2.63% |
| Williston, ND (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $674 | 2.88% |
| Plainview, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,167 | 3.25% |
| Key West, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,997 | 2.88% |
| Elko, NV (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,898 | 2.81% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,727 | 3.19% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $425 | 3.25% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,314 | 3.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,356 | 3.81% |
| Picayune, MS (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,355 | 3.08% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,449 | 2.75% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,788 | 3.19% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,361 | 3.13% |
| Guymon, OK (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,023 | 3.13% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,934 | 3.50% |
| Holland, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,583 | 3.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,203 | 2.38% |
| New Castle, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,184 | 3.54% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,467 | 3.13% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,502 | 4.63% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,716 | 3.19% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $3,639 | 1.69% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,279 | 4.63% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,509 | 3.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,651 | 3.50% |
| Danville, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,143 | 2.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,597 | 2.88% |
| Brevard, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,002 | 3.25% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,457 | 3.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,247 | 2.75% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,970 | 3.25% |
| Meadville, PA (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $1,772 | 2.50% |
| Price, UT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,710 | 2.88% |
| Columbus, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,219 | 3.13% |
| McComb, MS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $500 | 3.13% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,597 | 3.25% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $2,364 | 2.25% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,423 | 4.50% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,600 | 3.13% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,686 | 3.00% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,560 | 3.00% |
| Roswell, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,667 | 2.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,408 | 3.25% |
| Mason City, IA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,534 | 3.13% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,588 | 3.13% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $2,406 | 4.33% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,350 | 2.50% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,476 | 3.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,020 | 2.63% |
| Jackson, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,161 | 2.88% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,898 | 3.50% |
| Laurel, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,856 | 3.25% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,500 | 2.38% |
| Farmington, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,032 | 3.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $555 | 2.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,119 | 3.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,572 | 2.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,051 | 2.63% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,194 | 3.00% |
| Hereford, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,976 | 2.69% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,630 | 2.75% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,890 | 3.63% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,877 | 3.25% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,608 | 4.88% |
| West Plains, MO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,239 | 3.38% |
| Hays, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,906 | 2.38% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,747 | 3.25% |
| Somerset, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,324 | 3.63% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,321 | 3.06% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $30 | 4.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,997 | 3.13% |
| Fremont, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,747 | 2.88% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,070 | 3.25% |
| Yankton, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,897 | 2.88% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $550 | 2.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,520 | 3.38% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,203 | 3.88% |
| Austin, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,174 | 2.50% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,219 | 3.13% |
| Wilson, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,911 | 2.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,802 | 3.13% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,074 | 4.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,152 | 2.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,194 | 3.75% |
| Pella, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,082 | 3.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 4.00% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $525 | 3.13% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,180 | 3.00% |
| Summerville, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.38% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,759 | 2.38% |
| RACINE, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,339 | 3.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,764 | 2.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.00% |
| Rolla, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,969 | 3.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,182 | 3.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,713 | 2.50% |
| Pampa, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,825 | 3.00% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,050 | 3.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,887 | 2.63% |
| Madison, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,548 | 1.69% |
| Ludington, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,766 | 3.13% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,324 | 2.75% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,565 | 2.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.13% |
| Emporia, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,561 | 3.13% |
| Sterling, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,240 | 3.38% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,602 | 2.63% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,262 | 3.25% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,764 | 3.75% |
| Vernon, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,237 | 2.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $350 | 3.13% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,192 | 3.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,087 | 2.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.50% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,701 | 2.63% |
| Sterling, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,451 | 3.38% |
| Union, SC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,043 | 1.56% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 4.63% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,373 | 3.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,362 | 2.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,027 | 2.50% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $448 | 2.50% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,828 | 2.38% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,359 | 3.88% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,610 | 2.75% |
| Alpena, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,128 | 2.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,051 | 3.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,638 | 2.88% |
| Sayre, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,035 | 3.13% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,126 | 2.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,355 | 3.38% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,191 | 2.63% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,157 | 3.13% |
| Hope, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,996 | 2.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,712 | 2.88% |
| Urbana, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,988 | 3.25% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,992 | 2.25% |
| Clovis, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,024 | 2.38% |
| Connersville, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,763 | 3.50% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,598 | 3.88% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,213 | 3.75% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,767 | 2.13% |
| Shelby, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,127 | 2.88% |
| Oil City, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,718 | 3.13% |
| Silver City, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,553 | 4.00% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,091 | 2.38% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,874 | 3.38% |
| Indiana, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,045 | 4.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $299 | 3.13% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,535 | 2.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,507 | 2.63% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,981 | 4.13% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,090 | 3.00% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,580 | 3.25% |
| Somerset, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,770 | 3.00% |
| Marion, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,549 | 3.63% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,836 | 3.25% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,543 | 2.88% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,893 | 2.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,229 | 3.88% |
| Miami, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,637 | 3.25% |
| Elkins, WV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,504 | 2.88% |
| Parsons, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,506 | 3.00% |
Gateway First Bank's top markets include Dallas, Houston, San Antonio, New York, and Oklahoma City among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 25,750 | $5,891,390,000 | $228,792 | $3,442 | 2.92% |
| FHA | 6,606 | $1,410,480,000 | $213,515 | $6,933 | 3.39% |
| VA | 2,760 | $818,260,000 | $296,471 | $6,178 | 2.84% |
| USDA | 803 | $133,145,000 | $165,809 | $3,467 | 2.90% |
For the 2021 period, Gateway First Bank's most frequently originated loan type of loans were Conventional, with 25,750 originations. Their 2nd most popular type is FHA, with 6,606 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 22,728 | $5,194,300,000 | $228,542 | $4,503 | 2.99% |
| Refi | 7,898 | $1,807,780,000 | $228,891 | $3,731 | 2.88% |
| Cash Out Refi | 5,170 | $1,232,870,000 | $238,466 | $4,566 | 3.20% |
| Other | 123 | $18,325,000 | $148,984 | $0 | 3.93% |
For the 2021, Gateway First Bank's most frequently cited loan purpose of loans were Home Purchase, with 22,728 originations. The 2nd most popular reason of loans were Refi, with 7,898 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 29,094 | $7,184,040,000 | $246,925 | $4,742 | 3.21% |
| 15 Year | 3,459 | $670,115,000 | $193,731 | $3,429 | 2.51% |
| 20 Year | 1,331 | $280,915,000 | $211,056 | $3,478 | 2.95% |
| 10 Year | 673 | $53,695,000 | $79,785 | $1,433 | 1.46% |
| Other | 554 | $53,330,000 | $96,264 | $1,423 | 1.27% |
| 3 Year | 521 | $4,565,000 | $8,762 | $1 | 0.01% |
| 5 Year | 287 | $6,615,000 | $23,049 | $2 | 0.06% |
For the 2021, Gateway First Bank's most frequently cited loan length of loans were 30 Year, with 29,094 originations. The 2nd most popular length of loans were 15 Year, with 3,459 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 16,217 | $3,359,775,000 | $207,176 |
| $1k-2k | 12,525 | $3,049,475,000 | $243,471 |
| $2k-3k | 2,595 | $669,165,000 | $257,867 |
| $3k-4k | 1,987 | $584,345,000 | $294,084 |
| $5k+ | 663 | $249,475,000 | $376,282 |
$4,742 of loans were Gateway First Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 16,217 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 15,662 | $3,820,360,000 | $243,925 |
| 2.5-3% | 12,597 | $3,181,035,000 | $252,523 |
| <2.5% | 5,617 | $882,115,000 | $157,044 |
| 4-5% | 1,753 | $333,735,000 | $190,379 |
| 5-6% | 273 | $33,555,000 | $122,912 |
| 6-7% | 17 | $2,475,000 | $145,588 |
During 2021, Gateway First Bank's average interest rate of loans were 3.21%, while their most frequently originated rate bucket of loans were 3-4%, with 15,662 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 15,831 | $4,373,165,000 | $276,241 | $5,129 | 3.14% |
| $100k-200k | 12,400 | $1,916,880,000 | $154,587 | $3,802 | 3.16% |
| $100,000 or less | 4,141 | $188,725,000 | $45,575 | $1,325 | 1.91% |
| $400k-600k | 3,204 | $1,520,910,000 | $474,691 | $5,727 | 3.06% |
| $600k-1MM | 316 | $220,460,000 | $697,658 | $7,387 | 3.03% |
| $1MM+ | 27 | $33,135,000 | $1,227,222 | $11,878 | 3.16% |
2021 saw Gateway First Bank place emphasis on $200k-400k loans with 15,831 originations, totaling $4,373,165,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 9,822 | $1,858,470,000 | $189,215 | $4,316 | 2.92% |
| $100k-150k | 7,247 | $2,018,835,000 | $278,575 | $4,655 | 3.09% |
| $75k-100k | 6,746 | $1,563,650,000 | $231,789 | $4,716 | 3.01% |
| $50k or less | 6,516 | $896,240,000 | $137,545 | $3,519 | 2.88% |
| $150k-250k | 4,098 | $1,349,290,000 | $329,256 | $4,551 | 3.13% |
| $250k+ | 1,409 | $543,065,000 | $385,426 | $4,631 | 3.23% |
Gateway First Bank lent most frequently to those with incomes in the $50k-75k range, with 9,822 originations. The second most popular income band? $100k-150k, with 7,247 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 6,840 | $1,590,810,000 | $232,575 | $3,791 | 2.99% |
| 30-36% | 6,374 | $1,466,250,000 | $230,036 | $4,068 | 3.01% |
| <20% | 2,497 | $573,145,000 | $229,533 | $3,590 | 2.91% |
| 50-60% | 2,336 | $519,950,000 | $222,581 | $6,654 | 2.98% |
| 44% | 1,614 | $358,790,000 | $222,299 | $4,393 | 3.06% |
| 43% | 1,478 | $330,050,000 | $223,309 | $4,349 | 3.01% |
| 40% | 1,475 | $342,335,000 | $232,092 | $4,299 | 3.03% |
| 42% | 1,418 | $319,900,000 | $225,599 | $4,313 | 3.04% |
| 39% | 1,416 | $324,010,000 | $228,821 | $4,251 | 3.00% |
| 41% | 1,370 | $310,470,000 | $226,620 | $4,157 | 2.97% |
| 38% | 1,341 | $305,155,000 | $227,558 | $4,231 | 2.98% |
| 37% | 1,240 | $291,210,000 | $234,847 | $4,200 | 3.02% |
| 36% | 1,234 | $278,930,000 | $226,037 | $4,245 | 3.00% |
| 49% | 1,110 | $267,450,000 | $240,946 | $4,942 | 3.05% |
| 45% | 1,087 | $249,505,000 | $229,535 | $4,644 | 3.03% |
| 48% | 985 | $231,245,000 | $234,766 | $4,843 | 3.04% |
| 47% | 971 | $226,455,000 | $233,218 | $4,729 | 3.01% |
| 46% | 963 | $216,145,000 | $224,450 | $4,782 | 2.98% |
| >60% | 72 | $23,100,000 | $320,833 | $7,334 | 2.82% |
Gateway First Bank lent most frequently to those with DTI ratios of 20-30%, with 6,840 originations. The next most common DTI ratio? 30-36%, with 6,374 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 27,732 | $6,427,150,000 | $231,759 | $4,304 | 3.03% |
| Not provided | 3,802 | $890,410,000 | $234,195 | $4,476 | 2.98% |
| Black | 2,504 | $484,550,000 | $193,510 | $4,572 | 2.68% |
| Asian | 763 | $191,295,000 | $250,714 | $4,423 | 3.06% |
| American Indian | 763 | $164,455,000 | $215,537 | $4,286 | 3.05% |
| Asian Indian | 120 | $36,530,000 | $304,417 | $4,238 | 3.03% |
| Native Hawaiian | 56 | $13,130,000 | $234,464 | $4,683 | 3.02% |
| Chinese | 46 | $11,010,000 | $239,348 | $3,497 | 3.13% |
| Other Asian | 40 | $9,120,000 | $228,000 | $3,968 | 2.90% |
| Filipino | 33 | $8,235,000 | $249,545 | $4,689 | 3.06% |
| Vietnamese | 20 | $4,570,000 | $228,500 | $3,217 | 3.01% |
| Korean | 14 | $4,320,000 | $308,571 | $4,084 | 3.24% |
| Not applicable | 7 | $3,755,000 | $536,429 | $0 | 3.85% |
| Other Pacific Islander | 5 | $1,555,000 | $311,000 | $6,836 | 3.05% |
| Japanese | 6 | $1,260,000 | $210,000 | $4,539 | 2.96% |
| Samoan | 4 | $790,000 | $197,500 | $5,453 | 3.19% |
| Native Hawiian | 2 | $630,000 | $315,000 | $3,606 | 2.81% |
| 1 | $295,000 | $295,000 | $10,333 | 4.13% | |
| Guamanian | 1 | $215,000 | $215,000 | $4,261 | 3.13% |
Approval Rates
Total approvals of all applications96.65%
Gateway First Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination70.40%
Gateway First Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 35,919 | $8,253,275,000 | $229,775 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 35,919 | $8,253,275,000 | $229,775 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,120 | $181,400,000 | $161,964 | $3,048 | 2.92% |
| 40-60% | 3,423 | $725,855,000 | $212,052 | $3,747 | 2.88% |
| 60-80% | 10,316 | $2,595,620,000 | $251,611 | $3,991 | 3.15% |
| 80-100% | 18,389 | $4,547,855,000 | $247,314 | $4,973 | 3.20% |
| Over 100% | 523 | $161,805,000 | $309,379 | $11,899 | 2.96% |
| Under 20% | 2,148 | $40,740,000 | $18,966 | $148 | 0.77% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GATEWAY FIRST BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 10.5% |
| GATEWAY FIRST BANK | Conventional home mortgage | Incorrect information on your report | 3 | 15.8% |
| GATEWAY FIRST BANK | Conventional home mortgage | Trouble during payment process | 5 | 26.3% |
| GATEWAY FIRST BANK | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 5.3% |
| GATEWAY FIRST BANK | FHA mortgage | Struggling to pay mortgage | 4 | 21.1% |
| GATEWAY FIRST BANK | FHA mortgage | Trouble during payment process | 1 | 5.3% |
| GATEWAY FIRST BANK | Other type of mortgage | Trouble during payment process | 1 | 5.3% |
| GATEWAY FIRST BANK | VA mortgage | Incorrect information on your report | 1 | 5.3% |
| GATEWAY FIRST BANK | VA mortgage | Trouble during payment process | 1 | 5.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Gateway First Bank | 107 South Main Street Nash, OK 73761 | Full Service B&M | $14,962 |
| Gateway First Bank | 111 East Grand Street Tonkawa, OK 74653 | Full Service B&M | $43,524 |
| Gateway First Bank | 116 North 7th Street Tonkawa, OK 74653 | Limited, Drive-thru | $355 |
| Gateway First Bank | 1716 Main Street Wakita, OK 73771 | Full Service B&M | $9,593 |
| Gateway First Bank | 220 N. Main Helena, OK 73741 | Full Service B&M | $28,418 |
| Gateway First Bank | 244 S Gateway Pl Jenks, OK 74037 | Limited, Drive-thru | $415,002 |
| Gateway First Bank | 244 South Gateway Place Jenks, OK 74037 | Full Service B&M | $0 |
| Gateway First Bank | 419 S Grand Ave Cherokee, OK 73728 | Full Service B&M | $461,699 |
For 2021, Gateway First Bank had 8 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $40,078 |
| Net interest income | $34,171 |
| Total noninterest income | $284,227 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $307 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $283,920 |
| Pre-tax net operating income | $112,816 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $85,985 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $85,985 |
| Minority interest net income | $0 |
| Net income | $85,985 |
| Sale, conversion, retirement of capital stock, net | $606 |
| Net operating income | $85,985 |
Gateway First Bank's gross interest income from loans was $40,078,000.
Gateway First Bank's net interest income from loans was $34,171,000.
Gateway First Bank's fee based income from loans was $307,000.
Gateway First Bank's net income from loans was $85,985,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $5,907 |
| Provision for credit losses | $702 |
| Total noninterest expense | $204,880 |
| Salaries and employee benefits | $146,240 |
| Premises and equipment expense | $13,666 |
| Additional noninterest expense | $44,974 |
| Applicable income taxes | $26,831 |
| Net charge-offs | $419 |
| Cash dividends | $37,500 |
Gateway First Bank's interest expense for loans was $5,907,000.
Gateway First Bank's payroll and benefits expense were $146,240,000.
Gateway First Bank's property, plant and equipment expenses $13,666,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 24.0% |
| Real Estate loans | 25.0% |
| Construction & Land Development loans | 1.0% |
| Nonfarm, nonresidential loans | 1.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 33.0% |
| HELOC loans | 0.0% |
| All other family | 33.0% |
| Commercial & industrial loans | 4.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 1.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $910,655 |
| Deposits held in domestic offices | $910,655 |
| Deposits by Individuals, partnerships, and corporations | $814,577 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $79,500 |
| Deposits by Commercial banks and other depository institutions in U.S. | $16,577 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $162,271 |
| Demand deposits | $141,886 |
| Nontransaction accounts | $748,383 |
| Money market deposit accounts (MMDAs) | $394,271 |
| Other savings deposits (excluding MMDAs) | $38,809 |
| Total time deposits | $315,303 |
| Total time and savings deposits | $768,768 |
| Noninterest-bearing deposits | $265,157 |
| Interest-bearing deposits | $645,498 |
| Retail deposits | $690,015 |
| IRAs and Keogh plan accounts | $16,923 |
| Brokered deposits | $96,609 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $1,879,005 |
| Cash & Balances due from depository institutions | $219,318 |
| Interest-bearing balances | $201,118 |
| Total securities | $62,167 |
| Federal funds sold & reverse repurchase | $22 |
| Net loans and leases | $1,321,580 |
| Loan and leases loss allowance | $6,398 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $13,070 |
| Other real estate owned | $288 |
| Goodwill and other intangibles | $174,069 |
| All other assets | $88,491 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $1,879,005 |
| Total Liabilities | $1,549,331 |
| Total deposits | $910,655 |
| Interest-bearing deposits | $645,498 |
| Deposits held in domestic offices | $910,655 |
| % insured (estimated) | $49 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $551,118 |
| Subordinated debt | $0 |
| All other liabilities | $87,558 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $1,321,580 |
| Loan and leases loss allowance | $6,398 |
| Total loans and leases (domestic) | $1,327,978 |
| All real estate loans | $1,226,986 |
| Real estate loans in domestic offices | $1,226,986 |
| Construction and development loans | $172,324 |
| Residential 1-4 family construction | $111,314 |
| Other construction, all land development and other land | $61,010 |
| Loans secured by nonfarm nonresidential properties | $100,282 |
| Nonfarm nonresidential secured by owner-occupied properties | $2,875 |
| Commercial real estate & other non-farm, non-residential | $97,407 |
| Multifamily residential real estate | $1,608 |
| 1-4 family residential loans | $943,169 |
| Farmland loans | $9,603 |
| Loans held in foreign offices | $0 |
| Farm loans | $6,356 |
| Commercial and industrial loans | $90,050 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $1,509 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $342 |
| Other loans to individuals | $1,167 |
| All other loans & leases | $3,938 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $145 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $9,334 |
| Non 1-4 family restructured loans & leases | $441 |
| Total loans and leases (foreign) | $0 |
Gateway First Bank had $1,321,580,000 of loans outstanding in 2021. $1,226,986,000 of loans were in real estate loans. $172,324,000 of loans were in development loans. $1,608,000 of loans were in multifamily mortgage loans. $943,169,000 of loans were in 1-4 family mortgage loans. $6,356,000 of loans were in farm loans. $0 of loans were in credit card loans. $342,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 31 | $7,952 | $256,516 |
| Nonfarm, nonresidential loans - <$100k | 8 | $178 | $22,250 |
| Nonfarm, nonresidential loans - $100-250k | 5 | $800 | $160,000 |
| Nonfarm, nonresidential loans - $250k-1MM | 18 | $6,974 | $387,444 |
| Commercial & Industrial, US addressed loans - <$1MM | 220 | $19,943 | $90,650 |
| Commercial & Industrial, US addressed loans - <$100k | 114 | $2,130 | $18,684 |
| Commercial & Industrial, US addressed loans - $100-250k | 42 | $2,726 | $64,905 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 64 | $15,087 | $235,734 |
| Farmland loans - <$1MM | 45 | $5,837 | $129,711 |
| Farmland loans - <$100k | 14 | $440 | $31,429 |
| Farmland loans - $100-250k | 22 | $2,563 | $116,500 |
| Farmland loans - $250k-1MM | 9 | $2,834 | $314,889 |
| Agriculture operations loans - <$1MM | 86 | $4,344 | $50,512 |
| Agriculture operations loans - <$100k | 58 | $914 | $15,759 |
| Agriculture operations loans - $100-250k | 19 | $1,243 | $65,421 |
| Agriculture operations loans - $250k-1MM | 9 | $2,187 | $243,000 |
