Gateway First Bank Mortgage Rates, Fees & Info
OKLAHOMA CITY, OKLEI: 54930034MNPILHP25H80
Tax ID: 73-1577221
5 stars - Updated: 12/1/23
-
out of 5 stars, based on 136 reviews
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Gateway First Bank is a mid-sized bank specializing in Home Purchase loans. Gateway First Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, San Antonio, Oklahoma City, and Philadelphia among others. We have data for 481 markets. (Some data included below & more in-depth data is available with an active subscription.)Gateway First Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gateway First Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.76% | 12/1/23 |
| 30 Year Conventional Refi | 6.65% | 12/1/23 |
| 30 Year Cash-out Refi | 6.88% | 12/1/23 |
| 30 Year FHA Purchase | 7.72% | 12/1/23 |
| 30 Year FHA Refi | 7.42% | 12/1/23 |
| 30 Year VA Purchase | 6.33% | 12/1/23 |
| 30 Year VA Refi | 6.13% | 12/1/23 |
| 30 Year USDA Purchase | 6.76% | 12/1/23 |
| 30 Year USDA Refi | 6.19% | 12/1/23 |
| 15 Year Conventional Purchase | 6.45% | 12/1/23 |
| 15 Year Conventional Refi | 6.09% | 12/1/23 |
| 15 Year Cash-out Refi | 6.09% | 12/1/23 |
| 15 Year FHA Purchase | 7.12% | 12/1/23 |
| 15 Year FHA Refi | 7.73% | 12/1/23 |
| 15 Year VA Purchase | 5.96% | 12/1/23 |
| 15 Year VA Refi | 6.16% | 12/1/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Gateway First Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Gateway First Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
18,416Origination Dollar Volume (All Markets)
$4,491,140,000Awards
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Gateway First Bank - 2022
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Relative Rate
Gateway First Bank's average 30 year fixed mortgage rate was
4.88%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.12%.
Relative Fees (Closing Costs)
Gateway First Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,123.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,409 | $418,605,000 | $297,094 | $6,830 | 4.56% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,665 | $390,845,000 | $234,742 | $6,013 | 4.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 838 | $196,220,000 | $234,153 | $6,539 | 4.24% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 852 | $194,200,000 | $227,934 | $5,692 | 4.86% |
| Outside of Metro Areas | 837 | $179,795,000 | $214,809 | $5,073 | 4.66% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 701 | $137,055,000 | $195,514 | $4,992 | 3.87% |
| TULSA, OK (FHA|USDA|VA) | 530 | $129,880,000 | $245,057 | $5,533 | 4.76% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 417 | $113,185,000 | $271,427 | $4,410 | 4.77% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 324 | $106,210,000 | $327,809 | $7,170 | 4.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 279 | $90,415,000 | $324,068 | $5,080 | 5.01% |
| RAPID CITY, SD (FHA|USDA|VA) | 330 | $75,190,000 | $227,848 | $4,671 | 4.19% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 196 | $75,090,000 | $383,112 | $7,395 | 4.38% |
| WICHITA, KS (FHA|USDA|VA) | 335 | $74,805,000 | $223,299 | $4,537 | 4.86% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 250 | $73,820,000 | $295,280 | $6,397 | 4.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 174 | $69,490,000 | $399,368 | $6,620 | 4.76% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 245 | $60,885,000 | $248,510 | $6,666 | 4.35% |
| BOISE CITY, ID (FHA|USDA|VA) | 154 | $52,020,000 | $337,792 | $7,059 | 4.78% |
| GREELEY, CO (FHA|USDA|VA) | 160 | $49,470,000 | $309,188 | $6,106 | 4.07% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 190 | $48,120,000 | $253,263 | $4,395 | 5.20% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 207 | $46,995,000 | $227,029 | $4,085 | 4.90% |
| CHARLESTON, WV (FHA|USDA|VA) | 282 | $46,350,000 | $164,362 | $3,971 | 5.21% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 203 | $42,325,000 | $208,498 | $6,513 | 4.54% |
| BATON ROUGE, LA (FHA|USDA|VA) | 269 | $42,065,000 | $156,375 | $3,951 | 3.23% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 112 | $41,930,000 | $374,375 | $5,695 | 4.60% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 183 | $40,675,000 | $222,268 | $5,628 | 4.80% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 142 | $40,360,000 | $284,225 | $3,616 | 4.73% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 180 | $40,010,000 | $222,278 | $5,424 | 3.78% |
| KNOXVILLE, TN (FHA|USDA|VA) | 152 | $38,310,000 | $252,039 | $5,048 | 5.03% |
| FORT COLLINS, CO (FHA|USDA|VA) | 91 | $36,815,000 | $404,560 | $6,249 | 4.55% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 98 | $36,390,000 | $371,327 | $6,014 | 4.39% |
| SANTA FE, NM (FHA|USDA|VA) | 93 | $33,955,000 | $365,108 | $5,188 | 5.01% |
| YUMA, AZ (FHA|USDA|VA) | 112 | $30,600,000 | $273,214 | $6,793 | 4.81% |
| SAN ANGELO, TX (FHA|USDA|VA) | 154 | $29,920,000 | $194,286 | $5,233 | 4.20% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 195 | $29,405,000 | $150,795 | $4,663 | 3.60% |
| SUMTER, SC (FHA|USDA|VA) | 163 | $28,655,000 | $175,798 | $4,900 | 4.22% |
| MIDLAND, TX (FHA|USDA|VA) | 132 | $28,110,000 | $212,955 | $6,376 | 3.62% |
| Cullman, AL (FHA|USDA|VA) | 133 | $26,205,000 | $197,030 | $4,733 | 4.69% |
| LAS CRUCES, NM (FHA|USDA|VA) | 106 | $24,500,000 | $231,132 | $5,491 | 5.06% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 117 | $24,265,000 | $207,393 | $4,657 | 4.98% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 95 | $23,675,000 | $249,211 | $4,196 | 4.42% |
| Alamogordo, NM (FHA|USDA|VA) | 121 | $23,165,000 | $191,446 | $5,241 | 5.16% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 68 | $22,490,000 | $330,735 | $5,971 | 5.02% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 64 | $21,480,000 | $335,625 | $6,973 | 4.79% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 104 | $19,620,000 | $188,654 | $5,381 | 4.32% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 74 | $19,510,000 | $263,649 | $4,592 | 5.08% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 75 | $19,415,000 | $258,867 | $5,270 | 4.81% |
| Durant, OK (FHA|USDA|VA) | 101 | $19,105,000 | $189,158 | $6,054 | 4.76% |
| Ada, OK (FHA|USDA|VA) | 103 | $18,965,000 | $184,126 | $4,129 | 5.04% |
| Georgetown, SC (FHA|USDA|VA) | 66 | $18,870,000 | $285,909 | $3,980 | 4.83% |
| PROVO-OREM, UT (FHA|USDA|VA) | 50 | $18,060,000 | $361,200 | $5,866 | 4.93% |
| RENO, NV (FHA|USDA|VA) | 50 | $17,490,000 | $349,800 | $8,133 | 4.87% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 95 | $17,445,000 | $183,632 | $4,475 | 5.20% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 76 | $17,330,000 | $228,026 | $5,720 | 4.34% |
| Bay City, TX (FHA|USDA|VA) | 84 | $17,270,000 | $205,595 | $5,759 | 4.61% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 65 | $16,955,000 | $260,846 | $5,660 | 5.38% |
| ENID, OK (FHA|USDA|VA) | 95 | $15,745,000 | $165,737 | $3,754 | 4.59% |
| HAMMOND, LA (FHA|USDA|VA) | 94 | $15,570,000 | $165,638 | $4,144 | 3.78% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 51 | $15,335,000 | $300,686 | $5,152 | 4.55% |
| Spearfish, SD (FHA|USDA|VA) | 60 | $14,870,000 | $247,833 | $4,898 | 4.17% |
| Granbury, TX (FHA|USDA|VA) | 43 | $14,395,000 | $334,767 | $7,743 | 4.51% |
| WACO, TX (FHA|USDA|VA) | 53 | $14,095,000 | $265,943 | $6,732 | 4.23% |
| LAWTON, OK (FHA|USDA|VA) | 79 | $13,565,000 | $171,709 | $5,980 | 5.26% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $13,565,000 | $4,521,667 | $5,683 | 5.58% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 57 | $13,495,000 | $236,754 | $5,766 | 4.59% |
| TYLER, TX (FHA|USDA|VA) | 69 | $13,405,000 | $194,275 | $6,430 | 3.75% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 36 | $13,380,000 | $371,667 | $5,543 | 4.70% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 82 | $13,160,000 | $160,488 | $4,171 | 4.11% |
| Sheridan, WY (FHA|USDA|VA) | 46 | $12,850,000 | $279,348 | $4,363 | 5.09% |
| CASPER, WY (FHA|USDA|VA) | 55 | $12,765,000 | $232,091 | $3,922 | 4.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 51 | $12,465,000 | $244,412 | $5,303 | 5.14% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 31 | $12,085,000 | $389,839 | $6,701 | 4.72% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 60 | $12,060,000 | $201,000 | $4,512 | 3.88% |
| Greeneville, TN (FHA|USDA|VA) | 65 | $12,035,000 | $185,154 | $5,398 | 4.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 32 | $11,150,000 | $348,438 | $5,362 | 4.69% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 23 | $11,075,000 | $481,522 | $8,972 | 4.76% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 104 | $10,980,000 | $105,577 | $3,280 | 3.52% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 54 | $10,850,000 | $200,926 | $5,147 | 4.37% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 33 | $10,525,000 | $318,939 | $6,959 | 4.28% |
| ABILENE, TX (FHA|USDA|VA) | 57 | $10,435,000 | $183,070 | $6,241 | 4.33% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 49 | $10,295,000 | $210,102 | $5,226 | 5.57% |
| Sedalia, MO (FHA|USDA|VA) | 62 | $10,100,000 | $162,903 | $3,309 | 5.25% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 53 | $9,785,000 | $184,623 | $5,413 | 3.82% |
| JOPLIN, MO (FHA|USDA|VA) | 61 | $9,705,000 | $159,098 | $3,257 | 4.88% |
| Shawnee, OK (FHA|USDA|VA) | 32 | $9,640,000 | $301,250 | $5,401 | 4.51% |
| LAREDO, TX (FHA|USDA|VA) | 66 | $9,590,000 | $145,303 | $4,516 | 3.36% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 56 | $9,320,000 | $166,429 | $4,909 | 5.03% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 43 | $9,035,000 | $210,116 | $5,329 | 5.31% |
| Ardmore, OK (FHA|USDA|VA) | 48 | $8,970,000 | $186,875 | $5,597 | 4.96% |
| LUBBOCK, TX (FHA|USDA|VA) | 45 | $8,915,000 | $198,111 | $6,622 | 4.58% |
| READING, PA (FHA|USDA|VA) | 32 | $8,530,000 | $266,563 | $6,013 | 5.01% |
| ODESSA, TX (FHA|USDA|VA) | 50 | $8,300,000 | $166,000 | $5,366 | 3.57% |
| Sevierville, TN (FHA|USDA|VA) | 23 | $8,225,000 | $357,609 | $4,566 | 5.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 43 | $8,195,000 | $190,581 | $5,672 | 4.10% |
| McPherson, KS (FHA|USDA|VA) | 44 | $8,050,000 | $182,955 | $3,858 | 4.89% |
| LONGVIEW, WA (FHA|USDA|VA) | 25 | $7,935,000 | $317,400 | $5,533 | 3.88% |
| BEND, OR (FHA|USDA|VA) | 20 | $7,800,000 | $390,000 | $10,665 | 4.91% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 24 | $7,210,000 | $300,417 | $5,750 | 4.95% |
| Athens, TX (FHA|USDA|VA) | 30 | $6,530,000 | $217,667 | $6,258 | 4.01% |
| Eagle Pass, TX (FHA|USDA|VA) | 46 | $6,440,000 | $140,000 | $3,950 | 2.94% |
| Hastings, NE (FHA|USDA|VA) | 40 | $6,440,000 | $161,000 | $3,223 | 4.89% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 25 | $6,125,000 | $245,000 | $6,060 | 4.89% |
| Gillette, WY (FHA|USDA|VA) | 20 | $6,060,000 | $303,000 | $4,799 | 4.90% |
| Los Alamos, NM (FHA|USDA|VA) | 15 | $5,855,000 | $390,333 | $5,629 | 4.69% |
| WILMINGTON, NC (FHA|USDA|VA) | 16 | $5,850,000 | $365,625 | $3,947 | 4.75% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 27 | $5,435,000 | $201,296 | $5,781 | 4.97% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 11 | $5,405,000 | $491,364 | $7,021 | 5.03% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 15 | $5,395,000 | $359,667 | $5,416 | 4.79% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 18 | $5,380,000 | $298,889 | $6,139 | 4.22% |
| Corsicana, TX (FHA|USDA|VA) | 23 | $5,305,000 | $230,652 | $4,479 | 4.02% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 20 | $5,290,000 | $264,500 | $4,322 | 5.54% |
| Athens, TN (FHA|USDA|VA) | 27 | $5,275,000 | $195,370 | $5,031 | 5.09% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 13 | $5,225,000 | $401,923 | $9,744 | 5.13% |
| Stillwater, OK (FHA|USDA|VA) | 25 | $5,205,000 | $208,200 | $5,183 | 4.59% |
| El Campo, TX (FHA|USDA|VA) | 26 | $5,200,000 | $200,000 | $6,503 | 5.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 20 | $5,180,000 | $259,000 | $6,886 | 4.28% |
| Mineral Wells, TX (FHA|USDA|VA) | 18 | $5,070,000 | $281,667 | $7,701 | 5.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 13 | $5,055,000 | $388,846 | $6,423 | 4.59% |
| TUCSON, AZ (FHA|USDA|VA) | 16 | $5,020,000 | $313,750 | $6,865 | 5.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 18 | $4,980,000 | $276,667 | $6,814 | 4.17% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 20 | $4,980,000 | $249,000 | $6,885 | 4.82% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 21 | $4,935,000 | $235,000 | $6,703 | 4.05% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 18 | $4,900,000 | $272,222 | $6,916 | 4.60% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 19 | $4,815,000 | $253,421 | $8,087 | 5.35% |
| PITTSBURGH, PA (FHA|USDA|VA) | 31 | $4,665,000 | $150,484 | $4,229 | 5.45% |
| COLUMBIA, SC (FHA|USDA|VA) | 19 | $4,485,000 | $236,053 | $5,791 | 4.88% |
| Fort Morgan, CO (FHA|USDA|VA) | 16 | $4,430,000 | $276,875 | $5,656 | 3.93% |
| Riverton, WY (FHA|USDA|VA) | 16 | $4,230,000 | $264,375 | $5,100 | 4.47% |
| ST. GEORGE, UT (FHA|USDA|VA) | 11 | $4,215,000 | $383,182 | $4,496 | 4.44% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 19 | $4,185,000 | $220,263 | $4,191 | 4.74% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 17 | $4,015,000 | $236,176 | $3,643 | 3.91% |
| EL PASO, TX (FHA|USDA|VA) | 24 | $3,970,000 | $165,417 | $6,558 | 4.61% |
| MORRISTOWN, TN (FHA|USDA|VA) | 12 | $3,860,000 | $321,667 | $6,342 | 5.22% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 13 | $3,685,000 | $283,462 | $4,691 | 4.49% |
| CHEYENNE, WY (FHA|USDA|VA) | 12 | $3,650,000 | $304,167 | $5,550 | 4.17% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 11 | $3,535,000 | $321,364 | $5,661 | 5.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 15 | $3,445,000 | $229,667 | $5,314 | 4.57% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 15 | $3,435,000 | $229,000 | $4,913 | 3.68% |
| Ontario, OR-ID (FHA|USDA|VA) | 7 | $3,345,000 | $477,857 | $12,910 | 4.93% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 12 | $3,200,000 | $266,667 | $4,529 | 3.71% |
| BECKLEY, WV (FHA|USDA|VA) | 20 | $3,110,000 | $155,500 | $4,695 | 5.54% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 17 | $3,045,000 | $179,118 | $4,409 | 5.39% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 19 | $3,025,000 | $159,211 | $4,390 | 3.94% |
| BOULDER, CO (FHA|USDA|VA) | 7 | $2,995,000 | $427,857 | $6,672 | 3.96% |
| Española, NM (FHA|USDA|VA) | 10 | $2,910,000 | $291,000 | $4,215 | 4.98% |
| Bartlesville, OK (FHA|USDA|VA) | 18 | $2,900,000 | $161,111 | $5,103 | 4.90% |
| Outside of Metro Areas | 8 | $2,890,000 | $361,250 | $5,699 | 5.23% |
| Pittsburg, KS (FHA|USDA|VA) | 22 | $2,860,000 | $130,000 | $4,058 | 5.54% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $2,805,000 | $311,667 | $7,737 | 5.01% |
| MONROE, LA (FHA|USDA|VA) | 21 | $2,785,000 | $132,619 | $3,613 | 3.87% |
| Lawrenceburg, TN (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $3,551 | 4.52% |
| LINCOLN, NE (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $4,409 | 4.40% |
| Blackfoot, ID (FHA|USDA|VA) | 10 | $2,540,000 | $254,000 | $5,919 | 4.86% |
| Ruidoso, NM (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $4,718 | 5.19% |
| Hutchinson, KS (FHA|USDA|VA) | 16 | $2,470,000 | $154,375 | $3,821 | 4.97% |
| SALEM, OR (FHA|USDA|VA) | 6 | $2,470,000 | $411,667 | $5,106 | 4.58% |
| Morehead City, NC (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $5,403 | 5.71% |
| POCATELLO, ID (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $9,684 | 5.44% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $5,366 | 4.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 12 | $2,330,000 | $194,167 | $6,101 | 4.85% |
| McAlester, OK (FHA|USDA|VA) | 7 | $2,295,000 | $327,857 | $4,358 | 4.68% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 11 | $2,255,000 | $205,000 | $7,406 | 5.14% |
| Warrensburg, MO (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $4,544 | 5.13% |
| VICTORIA, TX (FHA|USDA|VA) | 13 | $2,235,000 | $171,923 | $4,405 | 4.07% |
| Zapata, TX (FHA|USDA|VA) | 19 | $2,205,000 | $116,053 | $4,132 | 3.96% |
| Woodward, OK (FHA|USDA|VA) | 13 | $2,185,000 | $168,077 | $4,512 | 5.69% |
| Edwards, CO (FHA|USDA|VA) | 1 | $2,155,000 | $2,155,000 | $25,475 | 3.95% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $8,785 | 5.69% |
| AMARILLO, TX (FHA|USDA|VA) | 15 | $2,115,000 | $141,000 | $4,549 | 3.77% |
| Dodge City, KS (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $4,101 | 4.83% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $6,405 | 6.08% |
| Heber, UT (FHA|USDA|VA) | 4 | $2,030,000 | $507,500 | $1,431 | 4.94% |
| Russellville, AR (FHA|USDA|VA) | 13 | $1,985,000 | $152,692 | $2,131 | 4.41% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,975,000 | $395,000 | $9,394 | 4.30% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $9,282 | 5.44% |
| Muskogee, OK (FHA|USDA|VA) | 12 | $1,930,000 | $160,833 | $4,562 | 4.06% |
| CARSON CITY, NV (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $13,883 | 4.40% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,910,000 | $955,000 | $0 | 5.25% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 12 | $1,860,000 | $155,000 | $6,238 | 5.32% |
| Jasper, AL (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $3,957 | 4.64% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $7,390 | 5.77% |
| DECATUR, AL (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $7,090 | 5.89% |
| St. Marys, GA (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $5,843 | 4.55% |
| CLEVELAND, TN (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $5,076 | 5.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $2,546 | 3.66% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $5,527 | 4.88% |
| Las Vegas, NM (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $5,400 | 4.52% |
| LAFAYETTE, LA (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $4,475 | 3.75% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 10 | $1,570,000 | $157,000 | $4,434 | 5.44% |
| Durango, CO (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $5,852 | 5.53% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $6,426 | 5.35% |
| Dayton, TN (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $4,426 | 5.58% |
| Kingsville, TX (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $5,866 | 4.01% |
| Kerrville, TX (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $7,679 | 4.50% |
| Andrews, TX (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $7,019 | 3.66% |
| Paris, TX (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $6,095 | 5.33% |
| Fallon, NV (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $5,111 | 4.95% |
| AKRON, OH (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $5,393 | 5.55% |
| PUEBLO, CO (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $4,697 | 3.48% |
| Brownwood, TX (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $4,906 | 4.44% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $9,042 | 5.40% |
| Big Spring, TX (FHA|USDA|VA) | 10 | $1,360,000 | $136,000 | $5,262 | 3.64% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $9,892 | 4.92% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $8,294 | 4.95% |
| Wilmington, OH (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $9,325 | 5.28% |
| Newport, OR (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $18,555 | 5.56% |
| Albemarle, NC (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $3,337 | 4.20% |
| Rockport, TX (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $8,313 | 5.02% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $5,450 | 4.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $7,126 | 5.53% |
| Jacksonville, TX (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $6,101 | 3.53% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $11,067 | 5.25% |
| Bonham, TX (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $5,544 | 4.52% |
| Crossville, TN (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $6,636 | 4.98% |
| Pierre, SD (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $3,312 | 3.95% |
| Newport, TN (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $4,928 | 4.80% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $4,044 | 5.21% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $6,943 | 4.69% |
| Fernley, NV (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $8,051 | 5.96% |
| Del Rio, TX (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $3,436 | 3.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $4,120 | 6.04% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $4,974 | 4.46% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $6,548 | 5.59% |
| Palestine, TX (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $5,452 | 3.67% |
| Altus, OK (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $3,842 | 4.60% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,423 | 4.38% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $10,936 | 6.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $7,907 | 5.33% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $3,744 | 5.68% |
| Marshall, MO (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,740 | 5.18% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $7,270 | 5.88% |
| Prineville, OR (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $17,922 | 4.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $6,347 | 5.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $2,143 | 3.83% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $6,311 | 4.69% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,479 | 4.44% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $2,189 | 4.13% |
| Lufkin, TX (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,025 | 3.93% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $8,218 | 4.56% |
| Orangeburg, SC (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $6,378 | 4.98% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $6,709 | 5.72% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $8,146 | 5.19% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $8,721 | 5.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,470 | 6.15% |
| Weatherford, OK (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $8,864 | 4.34% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $8,261 | 3.92% |
| Hood River, OR (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $10,930 | 4.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,127 | 5.66% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,788 | 5.58% |
| Searcy, AR (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $4,975 | 5.31% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $3,347 | 4.43% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $6,109 | 4.94% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $3,231 | 5.47% |
| Taos, NM (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,437 | 5.33% |
| Centralia, WA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,272 | 4.25% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $10,920 | 5.06% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $6,500 | 4.81% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,810 | 5.94% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,286 | 3.16% |
| Tahlequah, OK (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,216 | 5.35% |
| Winfield, KS (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,927 | 4.75% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,114 | 5.50% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $10,351 | 4.25% |
| Fremont, NE (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $1,173 | 3.53% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $8,061 | 5.13% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,288 | 5.08% |
| Pearsall, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $12,194 | 5.44% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $15,185 | 4.63% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,092 | 5.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $4,278 | 4.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,406 | 5.19% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,026 | 3.94% |
| Helena, MT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,547 | 4.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,763 | 5.59% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,508 | 4.50% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $1,827 | 4.08% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,688 | 5.08% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,929 | 5.25% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,061 | 5.17% |
| Bogalusa, LA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,300 | 5.25% |
| Jennings, LA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,724 | 5.04% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,602 | 4.58% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,917 | 4.13% |
| Moberly, MO (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,079 | 5.92% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,638 | 4.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,683 | 4.13% |
| Branson, MO (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $2,035 | 4.18% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $10,099 | 4.71% |
| WHEELING, WV-OH (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,854 | 5.81% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,005 | 5.00% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,611 | 5.38% |
| OCALA, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,508 | 5.33% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,695 | 4.63% |
| Rock Springs, WY (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $1,733 | 4.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,891 | 4.28% |
| Clarksburg, WV (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $3,211 | 5.05% |
| KOKOMO, IN (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $3,011 | 4.71% |
| DOVER, DE (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,601 | 4.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $9,208 | 5.67% |
| Alice, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,392 | 4.42% |
| Sterling, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,381 | 5.88% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $3,921 | 6.34% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $19,001 | 3.13% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,811 | 3.44% |
| Fairmont, WV (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,133 | 5.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $20,219 | 2.75% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,307 | 5.38% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,020 | 4.31% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $9,543 | 5.69% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,261 | 4.83% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,679 | 4.63% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,690 | 5.13% |
| Hailey, ID (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $15,476 | 4.94% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,103 | 4.25% |
| Seneca, SC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $9,381 | 3.38% |
| Salina, KS (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,202 | 4.58% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,065 | 4.75% |
| Albertville, AL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,598 | 5.63% |
| Ruston, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,018 | 2.96% |
| Arkadelphia, AR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,729 | 3.94% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,370 | 4.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,941 | 4.69% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,351 | 5.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,451 | 5.21% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,597 | 5.25% |
| Duncan, OK (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,085 | 3.81% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,644 | 5.44% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,532 | 3.33% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,931 | 5.56% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,030 | 5.54% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,141 | 4.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,994 | 5.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,163 | 5.50% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,396 | 3.63% |
| Lake City, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,985 | 3.00% |
| Payson, AZ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,910 | 5.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,886 | 6.25% |
| Vernal, UT (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $1,935 | 4.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $20,514 | 4.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,014 | 4.75% |
| Elko, NV (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,573 | 5.75% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,330 | 5.00% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,749 | 5.13% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,379 | 4.75% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,608 | 5.13% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,846 | 5.75% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,649 | 4.38% |
| Brenham, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,298 | 5.19% |
| Deming, NM (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $2,157 | 3.19% |
| Pella, IA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,062 | 5.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,146 | 6.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 6.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,690 | 2.63% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,684 | 4.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $18,855 | 6.25% |
| Ponca City, OK (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $3,217 | 4.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,773 | 5.50% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,938 | 4.25% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,109 | 7.13% |
| Port Lavaca, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,466 | 4.38% |
| Richmond, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,667 | 6.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,647 | 6.63% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,849 | 5.38% |
| Burley, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,898 | 5.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,371 | 5.06% |
| Malvern, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,866 | 4.69% |
| Shelby, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,164 | 5.63% |
| Watertown, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $27,171 | 3.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,828 | 4.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,826 | 4.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,295 | 5.88% |
| Portales, NM (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,241 | 5.33% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,949 | 5.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,364 | 4.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,975 | 7.63% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,559 | 6.13% |
| Sweetwater, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,179 | 4.56% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,035 | 6.88% |
| Minot, ND (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,389 | 4.63% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,785 | 4.25% |
| Snyder, TX (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,600 | 4.13% |
| Wilson, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,804 | 4.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,334 | 3.88% |
| New Castle, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,969 | 4.44% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,696 | 4.50% |
| Williston, ND (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,872 | 3.38% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,938 | 6.63% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,982 | 5.50% |
| Paris, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,986 | 5.38% |
| North Platte, NE (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,334 | 6.00% |
| Laramie, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,835 | 2.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,863 | 4.19% |
| Levelland, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,697 | 5.19% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,043 | 7.13% |
| Shelton, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,085 | 5.63% |
| Somerset, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,654 | 5.13% |
| Plainview, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,101 | 2.94% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,791 | 3.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,877 | 4.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,542 | 5.75% |
| Elkins, WV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,271 | 6.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,875 | 7.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,314 | 5.31% |
| Emporia, KS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,937 | 6.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,622 | 5.38% |
| Clovis, NM (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $3,273 | 4.29% |
| Oil City, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,961 | 5.81% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,911 | 4.81% |
| Price, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,771 | 5.25% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,101 | 3.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.50% |
| Moscow, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,253 | 5.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,502 | 3.38% |
| Hays, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,549 | 5.38% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,912 | 6.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,857 | 3.75% |
| Camden, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,420 | 5.63% |
| Ashland, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $365 | 4.13% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,424 | 5.31% |
| Bedford, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,219 | 2.13% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,344 | 6.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,798 | 4.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,349 | 5.25% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,681 | 4.81% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,573 | 5.13% |
| Harrison, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,519 | 4.75% |
| Pampa, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,832 | 6.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.88% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,656 | 5.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,702 | 5.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,663 | 2.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,750 | 4.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,513 | 5.25% |
| Paragould, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,566 | 3.88% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,208 | 4.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.00% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,062 | 3.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,973 | 5.25% |
| Silver City, NM (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,957 | 6.44% |
| Urbana, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,913 | 3.06% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,842 | 5.25% |
| Pecos, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,995 | 2.88% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,744 | 6.50% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,417 | 5.75% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,987 | 3.75% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,307 | 6.88% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,094 | 3.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.00% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,863 | 5.38% |
| Vernon, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,937 | 3.63% |
| Greenville, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,194 | 6.00% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,249 | 2.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,720 | 6.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.63% |
| Minden, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,925 | 5.13% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,527 | 5.63% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.00% |
| Meadville, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,034 | 3.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,970 | 4.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,973 | 4.50% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,581 | 4.38% |
| Miami, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,152 | 5.75% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,090 | 4.38% |
| Roswell, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.00% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,939 | 5.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,189 | 4.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.38% |
| Warren, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,943 | 4.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,229 | 4.75% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,766 | 5.38% |
| Auburn, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,358 | 5.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,082 | 4.25% |
| Indiana, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,198 | 5.75% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.63% |
| Connersville, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,282 | 2.75% |
| Peru, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.00% |
| Kearney, NE (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,270 | 5.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.63% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,312 | 4.75% |
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Product Mix
For 2022, Gateway First Bank's most frequently originated type of loan was Conventional, with 12,623 originations. Their 2nd most popular type was FHA, with 3,887 originations.
Loan Reason
For 2022, Gateway First Bank's most frequently cited loan purpose was Home Purchase, with 15,007 originations. The 2nd most popular reason was Cash Out Refi, with 1,963 originations.
Loan Duration/Length
For 2022, Gateway First Bank's most frequently cited loan duration was 30 Year, with 15,803 originations. The 2nd most popular length was 15 Year, with 942 originations.
Origination Fees/Closing Costs
Gateway First Bank's average total fees were $6,123, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,647 originations.
Interest Rates
During 2022, Gateway First Bank's average interest rate for loans was 4.88%, while their most frequently originated rate bucket for loans was 5-6%, with 5,190 originations.
Loan Sizing
2022 saw Gateway First Bank place emphasis on $200k-400k loans with 8,169 originations, totaling $2,303,755,000 in origination value.
Applicant Income
Gateway First Bank lent most frequently to those with incomes in the $50k-75k range, with 4,890 originations. The second most popular income band? $100k-150k, with 3,935 originations.
Applicant Debt to Income Ratio
Gateway First Bank lent most frequently to those with DTI ratios of 30-36%, with 2,874 originations. The next most common DTI ratio? 20-30%, with 2,521 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.85%
Gateway First Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination63.40%
Gateway First Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 18,416 | $4,491,140,000 | $243,872 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 18,416 | $4,491,140,000 | $243,872 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GATEWAY FIRST BANK | VA mortgage | Struggling to pay mortgage | 1 | 100.0% |