Greenville VA Loan Rates, Closing Costs & Stats
Greenville, MS
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Greenville's 10 lenders originated 16 VA loans during 2023. The total origination value was $3,260,000, with an average VA loan value of $203,750.
Greenville VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Greenville
averaged
0.45%
for the week of 2024-11-29, compared to the national average (all VA variants) of
0% for the same period.
Greenville's average VA mortgage closing costs are $3,859.
The average rate for the prior week (2024-11-22) was
6.52% and
one month ago for the week of 2024-10-25, the
average rate was 6.61%.
The average rate one year ago was 7.36%.
For refis of the same type during the week of 2024-11-29, the average rate
was -0.2%.
Greenville VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Greenville level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
Mortgage Research Center, LLC | 4 | 6.66% | $3,212 |
EUSTIS AND AMERICAN MORTGAGE COMPANY | 2 | 8.25% | $1,251 |
Regions Bank | 2 | 6.00% | $5,449 |
AMERISAVE MORTGAGE CORPORATION | 1 | 6.63% | $5,257 |
NAVY FEDERAL CREDIT UNION | 1 | 7.00% | $156 |
NEW DAY FINANCIAL, LLC | 1 | 8.49% | $7,521 |
PLANET HOME LENDING, LLC | 1 | 7.63% | $11,292 |
MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | 7.75% | $740 |
Arvest Bank | 1 | 6.00% | $12,974 |
GUARANTY HOME MORTGAGE CORPORATION | 1 | 7.25% | $5,007 |
The top Greenville VA lender as defined by loan originations is Mortgage Research Center, LLC, with
4 VA loans originated. Their average total fees are
$3,212, which is $1,961
higher than the next largest lender,
EUSTIS AND AMERICAN MORTGAGE COMPANY.
The lowest fee Greenville VA lenders (with over 10 loans originated) are
.
The lowest rate Greenville VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $123,625 (25.2%) | $148,651 (11.7%) | 0.00 | 120 |
2018-02-01 | $140,500 (36.4%) | $154,788 (8.2%) | 0.00 | 128 |
2018-03-01 | $140,000 (35.3%) | $155,251 (1.8%) | 0.00 | 133 |
2018-04-01 | $141,500 (20.9%) | $159,303 (-1.3%) | 0.00 | 132 |
2018-05-01 | $135,000 (13.5%) | $152,460 (-2.8%) | 0.00 | 136 |
2018-06-01 | $122,000 (-10.0%) | $142,479 (-14.0%) | 0.00 | 147 |
2018-07-01 | $135,000 (9.8%) | $143,522 (-7.4%) | 0.00 | 142 |
2018-08-01 | $128,450 (7.0%) | $139,911 (-8.3%) | 0.00 | 135 |
2018-09-01 | $119,000 (-0.4%) | $139,772 (-5.6%) | 0.00 | 132 |
2018-10-01 | $119,250 (-0.6%) | $141,394 (-2.1%) | 0.00 | 143 |
2018-11-01 | $123,225 (2.7%) | $139,577 (-2.2%) | 0.00 | 138 |
2018-12-01 | $130,000 (8.3%) | $144,745 (1.0%) | 0.00 | 128 |
2019-01-01 | $130,000 (5.2%) | $148,057 (-0.4%) | 0.00 | 113 |
2019-02-01 | $124,350 (-11.5%) | $147,043 (-5.0%) | 0.00 | 110 |
2019-03-01 | $121,321 (-13.3%) | $144,565 (-6.9%) | 0.00 | 106 |
2019-04-01 | $123,500 (-12.7%) | $144,623 (-9.2%) | 0.00 | 110 |
2019-05-01 | $121,125 (-10.3%) | $143,340 (-6.0%) | 0.00 | 116 |
2019-06-01 | $125,000 (2.5%) | $143,742 (0.9%) | 0.00 | 115 |
2019-07-01 | $128,225 (-5.0%) | $149,997 (4.5%) | 0.00 | 103 |
2019-08-01 | $119,691 (-6.8%) | $144,586 (3.3%) | 0.00 | 98 |
2019-09-01 | $108,052 (-9.2%) | $137,499 (-1.6%) | 0.00 | 103 |
2019-10-01 | $99,625 (-16.5%) | $133,664 (-5.5%) | 0.00 | 106 |
2019-11-01 | $110,000 (-10.7%) | $133,418 (-4.4%) | 0.00 | 113 |
2019-12-01 | $98,750 (-24.0%) | $129,567 (-10.5%) | 0.00 | 110 |
2020-01-01 | $106,125 (-18.4%) | $128,213 (-13.4%) | 0.00 | 105 |
2020-02-01 | $114,950 (-7.6%) | $141,561 (-3.7%) | 0.00 | 117 |
2020-03-01 | $124,950 (3.0%) | $148,632 (2.8%) | 0.00 | 119 |
2020-04-01 | $114,950 (-6.9%) | $149,408 (3.3%) | 0.00 | 119 |
2020-05-01 | $125,000 (3.2%) | $155,807 (8.7%) | 0.00 | 108 |
2020-06-01 | $123,750 (-1.0%) | $159,090 (10.7%) | 0.00 | 107 |
2020-07-01 | $125,000 (-2.5%) | $158,746 (5.8%) | 0.00 | 103 |
2020-08-01 | $120,000 (0.3%) | $158,717 (9.8%) | 0.00 | 102 |
2020-09-01 | $119,900 (11.0%) | $154,705 (12.5%) | 0.00 | 91 |
2020-10-01 | $119,500 (20.0%) | $159,869 (19.6%) | 0.00 | 89 |
2020-11-01 | $109,750 (-0.2%) | $154,683 (15.9%) | 0.00 | 95 |
2020-12-01 | $110,000 (11.4%) | $157,048 (21.2%) | 0.00 | 88 |
2021-01-01 | $110,000 (3.7%) | $158,116 (23.3%) | 0.00 | 86 |
2021-02-01 | $106,250 (-7.6%) | $150,548 (6.4%) | 0.00 | 87 |
2021-03-01 | $114,500 (-8.4%) | $154,150 (3.7%) | 0.00 | 77 |
2021-04-01 | $120,000 (4.4%) | $157,559 (5.5%) | 0.00 | 74 |
2021-05-01 | $135,000 (8.0%) | $168,334 (8.0%) | 0.00 | 65 |
2021-06-01 | $136,250 (10.1%) | $179,195 (12.6%) | 0.00 | 66 |
2021-07-01 | $129,000 (3.2%) | $176,869 (11.4%) | 0.00 | 64 |
2021-08-01 | $129,750 (8.1%) | $181,769 (14.5%) | 0.00 | 57 |
2021-09-01 | $130,125 (8.5%) | $173,257 (12.0%) | 0.00 | 58 |
2021-10-01 | $128,500 (7.5%) | $160,327 (0.3%) | 0.00 | 70 |
2021-11-01 | $129,000 (17.5%) | $162,575 (5.1%) | 0.00 | 75 |
2021-12-01 | $129,250 (17.5%) | $170,985 (8.9%) | 0.00 | 67 |
2022-01-01 | $129,900 (18.1%) | $184,405 (16.6%) | 0.00 | 65 |
2022-02-01 | $125,000 (17.7%) | $174,498 (15.9%) | 0.00 | 57 |
2022-03-01 | $100,000 (-12.7%) | $155,993 (1.2%) | 0.00 | 55 |
2022-04-01 | $139,950 (16.6%) | $187,530 (19.0%) | 0.00 | 49 |
2022-05-01 | $138,950 (2.9%) | $172,128 (2.3%) | 0.00 | 51 |
2022-06-01 | $136,000 (-0.2%) | $156,507 (-12.7%) | 0.00 | 51 |
2022-07-01 | $142,900 (10.8%) | $160,291 (-9.4%) | 0.00 | 62 |
2022-08-01 | $144,625 (11.5%) | $161,288 (-11.3%) | 0.00 | 70 |
2022-09-01 | $149,250 (14.7%) | $172,164 (-0.6%) | 0.00 | 67 |
2022-10-01 | $136,450 (6.2%) | $164,016 (2.3%) | 0.00 | 66 |
2022-11-01 | $135,000 (4.7%) | $157,943 (-2.9%) | 0.00 | 66 |
2022-12-01 | $135,000 (4.5%) | $158,798 (-7.1%) | 0.00 | 70 |
2023-01-01 | $134,998 (3.9%) | $156,109 (-15.3%) | 0.00 | 68 |
2023-02-01 | $128,750 (3.0%) | $160,465 (-8.0%) | 0.00 | 64 |
2023-03-01 | $125,000 (25.0%) | $153,021 (-1.9%) | 0.00 | 70 |
2023-04-01 | $135,000 (-3.5%) | $159,078 (-15.2%) | 0.00 | 73 |
2023-05-01 | $130,873 (-5.8%) | $163,222 (-5.2%) | 0.00 | 63 |
2023-06-01 | $124,975 (-8.1%) | $157,278 (0.5%) | 0.00 | 65 |
2023-07-01 | $117,000 (-18.1%) | $153,098 (-4.5%) | 0.00 | 66 |
2023-08-01 | $114,500 (-20.8%) | $153,526 (-4.8%) | 0.00 | 63 |
2023-09-01 | $111,000 (-25.6%) | $148,474 (-13.8%) | 0.00 | 64 |
2023-10-01 | $97,000 (-28.9%) | $137,613 (-16.1%) | 0.00 | 74 |
2023-11-01 | $95,000 (-29.6%) | $126,819 (-19.7%) | 0.00 | 75 |
2023-12-01 | $97,000 (-28.2%) | $130,979 (-17.5%) | 0.00 | 72 |
2024-01-01 | $123,375 (-8.6%) | $138,667 (-11.2%) | 0.00 | 78 |
2024-02-01 | $118,125 (-8.3%) | $141,323 (-11.9%) | 0.00 | 74 |
2024-03-01 | $135,000 (8.0%) | $162,670 (6.3%) | 0.00 | 68 |
2024-04-01 | $124,750 (-7.6%) | $162,151 (1.9%) | 0.00 | 77 |
2024-05-01 | $126,950 (-3.0%) | $167,228 (2.5%) | 0.00 | 74 |
2024-06-01 | $142,000 (13.6%) | $174,770 (11.1%) | 0.00 | 74 |
2024-07-01 | $137,975 (17.9%) | $169,579 (10.8%) | 0.00 | 86 |
2024-08-01 | $145,000 (26.6%) | $169,060 (10.1%) | 0.00 | 68 |
2024-09-01 | $132,000 (18.9%) | $160,484 (8.1%) | 0.00 | 70 |
2024-10-01 | $129,000 (33.0%) | $156,076 (13.4%) | 0.00 | 81 |
Greenville's median listing price comes in at 0% of the national average.
Greenville's average listing price for 2024-10-01 was $156,076, a difference of $18,463 (13.4%) versus the prior year and $-4,408 versus the prior month.
For the 2024-10-01 period, Greenville had 81 MLS listings, a difference of 11 listings (16%) versus the prior month and 7 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,971 sqft |
2018-02-01 | 0 days | 2,140 sqft |
2018-03-01 | 0 days | 2,140 sqft |
2018-04-01 | 0 days | 2,152 sqft |
2018-05-01 | 0 days | 2,069 sqft |
2018-06-01 | 0 days | 1,998 sqft |
2018-07-01 | 0 days | 2,030 sqft |
2018-08-01 | 0 days | 1,997 sqft |
2018-09-01 | 0 days | 2,030 sqft |
2018-10-01 | 0 days | 2,042 sqft |
2018-11-01 | 0 days | 1,997 sqft |
2018-12-01 | 0 days | 2,035 sqft |
2019-01-01 | 0 days | 2,054 sqft |
2019-02-01 | 0 days | 2,090 sqft |
2019-03-01 | 0 days | 2,088 sqft |
2019-04-01 | 0 days | 2,100 sqft |
2019-05-01 | 0 days | 2,045 sqft |
2019-06-01 | 0 days | 2,039 sqft |
2019-07-01 | 0 days | 2,016 sqft |
2019-08-01 | 0 days | 1,959 sqft |
2019-09-01 | 0 days | 1,895 sqft |
2019-10-01 | 0 days | 1,861 sqft |
2019-11-01 | 0 days | 1,884 sqft |
2019-12-01 | 0 days | 1,885 sqft |
2020-01-01 | 0 days | 1,895 sqft |
2020-02-01 | 0 days | 1,966 sqft |
2020-03-01 | 0 days | 1,996 sqft |
2020-04-01 | 0 days | 1,920 sqft |
2020-05-01 | 0 days | 2,000 sqft |
2020-06-01 | 0 days | 2,036 sqft |
2020-07-01 | 0 days | 1,994 sqft |
2020-08-01 | 0 days | 2,165 sqft |
2020-09-01 | 0 days | 2,142 sqft |
2020-10-01 | 0 days | 2,121 sqft |
2020-11-01 | 0 days | 1,876 sqft |
2020-12-01 | 0 days | 2,020 sqft |
2021-01-01 | 0 days | 1,961 sqft |
2021-02-01 | 0 days | 1,835 sqft |
2021-03-01 | 0 days | 1,923 sqft |
2021-04-01 | 0 days | 1,967 sqft |
2021-05-01 | 0 days | 2,131 sqft |
2021-06-01 | 0 days | 2,297 sqft |
2021-07-01 | 0 days | 2,207 sqft |
2021-08-01 | 0 days | 2,230 sqft |
2021-09-01 | 0 days | 2,126 sqft |
2021-10-01 | 0 days | 1,896 sqft |
2021-11-01 | 0 days | 1,765 sqft |
2021-12-01 | 0 days | 1,700 sqft |
2022-01-01 | 0 days | 1,868 sqft |
2022-02-01 | 0 days | 1,820 sqft |
2022-03-01 | 0 days | 1,672 sqft |
2022-04-01 | 0 days | 1,950 sqft |
2022-05-01 | 0 days | 1,907 sqft |
2022-06-01 | 0 days | 1,842 sqft |
2022-07-01 | 0 days | 1,811 sqft |
2022-08-01 | 0 days | 1,745 sqft |
2022-09-01 | 0 days | 1,800 sqft |
2022-10-01 | 0 days | 1,736 sqft |
2022-11-01 | 0 days | 1,761 sqft |
2022-12-01 | 0 days | 1,775 sqft |
2023-01-01 | 0 days | 1,727 sqft |
2023-02-01 | 0 days | 1,749 sqft |
2023-03-01 | 0 days | 1,711 sqft |
2023-04-01 | 0 days | 1,749 sqft |
2023-05-01 | 0 days | 1,710 sqft |
2023-06-01 | 0 days | 1,648 sqft |
2023-07-01 | 0 days | 1,688 sqft |
2023-08-01 | 0 days | 1,734 sqft |
2023-09-01 | 0 days | 1,797 sqft |
2023-10-01 | 0 days | 1,657 sqft |
2023-11-01 | 0 days | 1,489 sqft |
2023-12-01 | 0 days | 1,531 sqft |
2024-01-01 | 0 days | 1,682 sqft |
2024-02-01 | 0 days | 1,674 sqft |
2024-03-01 | 0 days | 1,845 sqft |
2024-04-01 | 0 days | 1,819 sqft |
2024-05-01 | 0 days | 1,830 sqft |
2024-06-01 | 0 days | 1,791 sqft |
2024-07-01 | 0 days | 1,819 sqft |
2024-08-01 | 0 days | 1,854 sqft |
2024-09-01 | 0 days | 1,771 sqft |
2024-10-01 | 0 days | 1,750 sqft |
Greenville's median square footage for active listings during the 2024-10-01 period was 1,750 sqft. One year prior, the average listing was 1,657 sqft.