Planet Home Lending Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 54930021WPEXNHYZUL09

Tax ID: 26-0362771

5 stars - out of 5 stars, based on 144 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Planet Home Lending is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Planet Home Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Las Vegas, Los Angeles, San Diego, and Riverside among others. We have data for 670 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Planet Home Lending has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Planet Home Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.56% 10/3/22
    30 Year Conventional Refi 6.28% 10/3/22
    30 Year Cash-out Refi 6.67% 10/3/22
    30 Year FHA Purchase 7.78% 10/3/22
    30 Year FHA Refi 7.01% 10/3/22
    30 Year VA Purchase 6.52% 10/3/22
    30 Year VA Refi 5.85% 10/3/22
    30 Year USDA Purchase 7.08% 10/3/22
    30 Year USDA Refi 6.52% 10/3/22
    15 Year Conventional Purchase 6.13% 10/3/22
    15 Year Conventional Refi 5.92% 10/3/22
    15 Year Cash-out Refi 5.92% 10/3/22
    15 Year FHA Purchase 7.49% 10/3/22
    15 Year FHA Refi 7.00% 10/3/22
    15 Year VA Purchase 6.02% 10/3/22
    15 Year VA Refi 5.78% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    20,654

    Origination Dollar Volume (All Markets)

    $5,933,200,000
    Show all (252) awards

    Relative Rate

    Planet Home Lending 's average 30 year fixed mortgage rate was 2.9%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.25%.

    Relative Fees (Closing Costs)

    Planet Home Lending 's average total fees/closing costs for a 30 year fixed rate mortgage were $4,959.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 904 $356,220,000 $394,049 $5,144 2.97%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,197 $354,395,000 $296,069 $5,268 3.03%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 487 $221,575,000 $454,979 $6,715 2.78%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 453 $219,115,000 $483,698 $8,848 2.79%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 606 $212,620,000 $350,858 $5,908 2.81%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 526 $203,930,000 $387,700 $6,519 2.81%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 655 $181,425,000 $276,985 $5,335 2.84%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 320 $167,760,000 $524,250 $5,872 2.95%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 409 $144,495,000 $353,289 $4,066 2.80%
    BOULDER, CO (FHA|USDA|VA) 315 $139,575,000 $443,095 $4,029 3.03%
    Outside of Metro Areas 596 $124,660,000 $209,161 $4,130 2.91%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 311 $114,805,000 $369,148 $5,259 2.73%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 189 $107,385,000 $568,175 $4,629 2.90%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 351 $104,075,000 $296,510 $5,238 2.79%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 471 $103,365,000 $219,459 $3,493 2.81%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 434 $102,770,000 $236,797 $3,820 2.75%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 348 $102,620,000 $294,885 $4,644 2.74%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 328 $99,190,000 $302,409 $4,568 2.90%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 389 $93,685,000 $240,835 $4,370 2.75%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 319 $81,695,000 $256,097 $4,436 2.85%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 230 $77,640,000 $337,565 $5,692 2.80%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 244 $73,950,000 $303,074 $4,953 2.85%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 279 $68,515,000 $245,573 $5,193 2.76%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 259 $67,945,000 $262,336 $5,034 2.95%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 254 $66,760,000 $262,835 $4,824 2.86%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 233 $61,815,000 $265,300 $4,311 2.80%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 364 $61,490,000 $168,929 $5,869 3.11%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 195 $61,105,000 $313,359 $3,949 2.74%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 207 $59,935,000 $289,541 $4,676 2.73%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 158 $55,700,000 $352,532 $4,008 2.65%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 227 $51,785,000 $228,128 $2,610 2.71%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 216 $51,010,000 $236,157 $3,190 2.93%
    JACKSON, MS (FHA|USDA|VA) 230 $48,760,000 $212,000 $6,331 3.13%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 249 $45,255,000 $181,747 $7,318 3.19%
    JACKSONVILLE, FL (FHA|USDA|VA) 141 $36,445,000 $258,475 $3,836 2.69%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 92 $30,770,000 $334,457 $5,052 2.73%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 140 $30,550,000 $218,214 $3,419 2.86%
    GREELEY, CO (FHA|USDA|VA) 79 $28,665,000 $362,848 $5,298 2.98%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 125 $27,985,000 $223,880 $4,755 2.99%
    VALLEJO, CA (FHA|USDA|VA) 71 $27,125,000 $382,042 $5,549 2.75%
    STOCKTON, CA (FHA|USDA|VA) 78 $25,380,000 $325,385 $5,136 2.85%
    Picayune, MS (FHA|USDA|VA) 144 $24,850,000 $172,569 $6,272 3.38%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 136 $24,370,000 $179,191 $2,863 2.73%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 98 $23,980,000 $244,694 $6,032 3.11%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 104 $22,830,000 $219,519 $4,767 2.83%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 91 $22,245,000 $244,451 $3,524 2.69%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 105 $21,745,000 $207,095 $3,947 2.69%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 62 $21,650,000 $349,194 $5,849 2.91%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 84 $21,380,000 $254,524 $4,395 2.85%
    HUNTSVILLE, AL (FHA|USDA|VA) 85 $21,065,000 $247,824 $5,363 2.94%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 81 $20,115,000 $248,333 $3,350 2.70%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 87 $19,745,000 $226,954 $4,692 3.05%
    MADISON, WI (FHA|USDA|VA) 71 $19,495,000 $274,577 $3,179 2.73%
    RENO, NV (FHA|USDA|VA) 56 $19,390,000 $346,250 $4,615 2.91%
    PITTSBURGH, PA (FHA|USDA|VA) 91 $18,955,000 $208,297 $4,572 2.76%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 55 $18,845,000 $342,636 $2,056 2.58%
    WICHITA, KS (FHA|USDA|VA) 108 $18,740,000 $173,519 $4,123 3.22%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 84 $18,680,000 $222,381 $6,507 3.17%
    BOISE CITY, ID (FHA|USDA|VA) 63 $18,655,000 $296,111 $4,771 2.65%
    FORT COLLINS, CO (FHA|USDA|VA) 51 $18,625,000 $365,196 $5,675 2.90%
    RICHMOND, VA (FHA|USDA|VA) 65 $17,955,000 $276,231 $4,262 2.63%
    RALEIGH-CARY, NC (FHA|USDA|VA) 64 $17,520,000 $273,750 $4,274 2.76%
    ALBUQUERQUE, NM (FHA|USDA|VA) 67 $17,375,000 $259,328 $4,503 2.89%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 36 $17,350,000 $481,944 $5,587 2.66%
    MODESTO, CA (FHA|USDA|VA) 50 $16,770,000 $335,400 $5,931 2.85%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 30 $16,570,000 $552,333 $5,158 2.90%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 86 $16,250,000 $188,953 $3,261 2.77%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 65 $15,705,000 $241,615 $5,146 2.70%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 34 $14,880,000 $437,647 $5,589 2.89%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 57 $14,795,000 $259,561 $4,666 2.83%
    FRESNO, CA (FHA|USDA|VA) 49 $13,875,000 $283,163 $3,208 2.83%
    SALINAS, CA (FHA|USDA|VA) 27 $12,935,000 $479,074 $5,752 2.82%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 61 $12,705,000 $208,279 $2,452 2.86%
    COLUMBUS, OH (FHA|USDA|VA) 57 $12,505,000 $219,386 $3,613 2.72%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 66 $12,470,000 $188,939 $5,172 2.95%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 48 $12,270,000 $255,625 $4,547 2.60%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 58 $11,680,000 $201,379 $2,522 2.60%
    GAINESVILLE, FL (FHA|USDA|VA) 55 $11,015,000 $200,273 $3,524 2.90%
    TUCSON, AZ (FHA|USDA|VA) 51 $10,535,000 $206,569 $3,293 2.62%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 31 $10,485,000 $338,226 $4,275 2.58%
    BATON ROUGE, LA (FHA|USDA|VA) 49 $9,925,000 $202,551 $4,695 2.90%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 25 $9,915,000 $396,600 $3,822 2.79%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 41 $9,825,000 $239,634 $4,174 2.74%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 34 $9,760,000 $287,059 $4,789 2.79%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 45 $9,755,000 $216,778 $3,239 2.73%
    SALEM, OR (FHA|USDA|VA) 33 $9,425,000 $285,606 $4,201 2.74%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 42 $9,210,000 $219,286 $3,622 2.89%
    BAKERSFIELD, CA (FHA|USDA|VA) 37 $9,205,000 $248,784 $3,430 2.75%
    RACINE, WI (FHA|USDA|VA) 38 $9,040,000 $237,895 $2,910 2.91%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 44 $9,000,000 $204,545 $4,563 3.16%
    FAYETTEVILLE, NC (FHA|USDA|VA) 50 $8,850,000 $177,000 $1,967 2.67%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 35 $8,815,000 $251,857 $3,917 3.05%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 25 $8,725,000 $349,000 $5,385 2.80%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 27 $8,605,000 $318,704 $5,155 2.79%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 31 $8,585,000 $276,935 $4,810 2.93%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 32 $8,460,000 $264,375 $4,329 2.87%
    Outside of Metro Areas 29 $8,355,000 $288,103 $4,442 2.64%
    MONROE, LA (FHA|USDA|VA) 45 $8,285,000 $184,111 $6,126 3.03%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 33 $7,825,000 $237,121 $3,474 2.58%
    MERCED, CA (FHA|USDA|VA) 26 $7,750,000 $298,077 $4,377 3.16%
    Manitowoc, WI (FHA|USDA|VA) 51 $7,435,000 $145,784 $2,418 2.69%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 33 $7,295,000 $221,061 $2,908 2.81%
    COLUMBIA, SC (FHA|USDA|VA) 31 $6,995,000 $225,645 $3,007 2.66%
    WILMINGTON, NC (FHA|USDA|VA) 26 $6,880,000 $264,615 $4,282 3.06%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 31 $6,835,000 $220,484 $2,570 2.66%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 28 $6,730,000 $240,357 $2,869 2.79%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 37 $6,725,000 $181,757 $2,559 2.69%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 36 $6,670,000 $185,278 $5,690 3.18%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 23 $6,635,000 $288,478 $3,673 2.54%
    KNOXVILLE, TN (FHA|USDA|VA) 29 $6,625,000 $228,448 $3,524 2.80%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 30 $6,440,000 $214,667 $3,645 2.82%
    COLUMBUS, GA-AL (FHA|USDA|VA) 27 $6,235,000 $230,926 $3,746 2.68%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 18 $6,200,000 $344,444 $5,626 2.88%
    AMARILLO, TX (FHA|USDA|VA) 33 $6,165,000 $186,818 $3,403 2.73%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 24 $6,090,000 $253,750 $3,791 2.81%
    OCALA, FL (FHA|USDA|VA) 29 $6,025,000 $207,759 $3,851 2.72%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 29 $5,945,000 $205,000 $3,338 2.74%
    EL PASO, TX (FHA|USDA|VA) 33 $5,685,000 $172,273 $2,984 2.71%
    SPRINGFIELD, MO (FHA|USDA|VA) 29 $5,555,000 $191,552 $2,785 2.73%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $5,545,000 $504,091 $5,193 2.70%
    Edwards, CO (FHA|USDA|VA) 9 $5,525,000 $613,889 $5,122 3.01%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 25 $5,465,000 $218,600 $4,023 2.92%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 22 $5,460,000 $248,182 $3,442 2.72%
    PUEBLO, CO (FHA|USDA|VA) 22 $5,340,000 $242,727 $4,431 2.90%
    GRAND JUNCTION, CO (FHA|USDA|VA) 25 $5,305,000 $212,200 $3,746 2.92%
    YUBA CITY, CA (FHA|USDA|VA) 19 $5,295,000 $278,684 $3,686 2.74%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 28 $5,290,000 $188,929 $2,919 2.66%
    Key West, FL (FHA|USDA|VA) 10 $5,140,000 $514,000 $7,008 2.80%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 20 $5,090,000 $254,500 $3,668 2.67%
    LAFAYETTE, LA (FHA|USDA|VA) 25 $5,055,000 $202,200 $5,067 3.13%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 28 $5,040,000 $180,000 $4,557 3.06%
    Whitewater, WI (FHA|USDA|VA) 23 $5,005,000 $217,609 $3,325 2.99%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 24 $4,960,000 $206,667 $3,266 2.71%
    REDDING, CA (FHA|USDA|VA) 18 $4,930,000 $273,889 $4,617 2.54%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 21 $4,905,000 $233,571 $4,276 2.76%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 23 $4,875,000 $211,957 $2,932 2.88%
    MONTGOMERY, AL (FHA|USDA|VA) 25 $4,755,000 $190,200 $1,977 2.60%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 27 $4,745,000 $175,741 $2,944 2.81%
    PANAMA CITY, FL (FHA|USDA|VA) 15 $4,735,000 $315,667 $5,807 3.03%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 16 $4,730,000 $295,625 $4,616 2.86%
    ROCKFORD, IL (FHA|USDA|VA) 28 $4,650,000 $166,071 $4,258 3.26%
    Bozeman, MT (FHA|USDA|VA) 14 $4,630,000 $330,714 $2,199 2.84%
    SAVANNAH, GA (FHA|USDA|VA) 21 $4,565,000 $217,381 $3,779 2.80%
    ANCHORAGE, AK (FHA|USDA|VA) 15 $4,565,000 $304,333 $4,370 2.53%
    WINSTON-SALEM, NC (FHA|USDA|VA) 26 $4,530,000 $174,231 $3,227 2.97%
    TULSA, OK (FHA|USDA|VA) 25 $4,495,000 $179,800 $4,059 2.81%
    PUNTA GORDA, FL (FHA|USDA|VA) 15 $4,405,000 $293,667 $5,627 2.77%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 24 $4,380,000 $182,500 $3,137 2.62%
    Oak Harbor, WA (FHA|USDA|VA) 12 $4,350,000 $362,500 $4,266 2.59%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 17 $4,335,000 $255,000 $3,772 2.74%
    WACO, TX (FHA|USDA|VA) 19 $4,295,000 $226,053 $2,838 2.78%
    LAS CRUCES, NM (FHA|USDA|VA) 24 $4,140,000 $172,500 $3,475 2.70%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 18 $4,090,000 $227,222 $3,439 2.92%
    DOVER, DE (FHA|USDA|VA) 15 $3,885,000 $259,000 $3,678 2.61%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 8 $3,870,000 $483,750 $3,743 2.56%
    Beaver Dam, WI (FHA|USDA|VA) 19 $3,845,000 $202,368 $2,860 2.76%
    Pahrump, NV (FHA|USDA|VA) 15 $3,795,000 $253,000 $4,695 2.95%
    NAPA, CA (FHA|USDA|VA) 7 $3,755,000 $536,429 $5,804 2.89%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 12 $3,710,000 $309,167 $2,181 2.65%
    Centralia, WA (FHA|USDA|VA) 13 $3,615,000 $278,077 $5,867 2.77%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 11 $3,525,000 $320,455 $4,515 2.57%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 20 $3,520,000 $176,000 $3,204 2.79%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 16 $3,510,000 $219,375 $2,533 2.75%
    YORK-HANOVER, PA (FHA|USDA|VA) 17 $3,485,000 $205,000 $3,966 2.84%
    MIDLAND, TX (FHA|USDA|VA) 15 $3,465,000 $231,000 $4,902 2.91%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 19 $3,425,000 $180,263 $2,143 2.64%
    Albertville, AL (FHA|USDA|VA) 16 $3,390,000 $211,875 $3,419 2.93%
    GREEN BAY, WI (FHA|USDA|VA) 14 $3,390,000 $242,143 $2,933 2.73%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 17 $3,385,000 $199,118 $2,879 2.68%
    ASHEVILLE, NC (FHA|USDA|VA) 13 $3,335,000 $256,538 $2,917 2.82%
    Breckenridge, CO (FHA|USDA|VA) 9 $3,315,000 $368,333 $3,837 3.03%
    Helena, MT (FHA|USDA|VA) 10 $3,270,000 $327,000 $3,451 2.58%
    WINCHESTER, VA-WV (FHA|USDA|VA) 11 $3,225,000 $293,182 $3,559 2.81%
    LAREDO, TX (FHA|USDA|VA) 18 $3,210,000 $178,333 $4,499 2.75%
    EL CENTRO, CA (FHA|USDA|VA) 17 $3,205,000 $188,529 $4,566 2.74%
    BELLINGHAM, WA (FHA|USDA|VA) 10 $3,180,000 $318,000 $5,098 2.76%
    MANHATTAN, KS (FHA|USDA|VA) 14 $3,160,000 $225,714 $3,391 3.08%
    ODESSA, TX (FHA|USDA|VA) 13 $3,155,000 $242,692 $5,297 2.70%
    MADERA, CA (FHA|USDA|VA) 12 $3,140,000 $261,667 $5,898 2.83%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 10 $3,110,000 $311,000 $4,554 2.86%
    IDAHO FALLS, ID (FHA|USDA|VA) 10 $3,060,000 $306,000 $7,875 2.67%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 15 $3,055,000 $203,667 $2,240 2.84%
    SALISBURY, MD-DE (FHA|USDA|VA) 13 $3,005,000 $231,154 $4,227 2.92%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 11 $2,985,000 $271,364 $4,212 2.57%
    BILLINGS, MT (FHA|USDA|VA) 13 $2,985,000 $229,615 $3,162 2.78%
    Shelton, WA (FHA|USDA|VA) 11 $2,975,000 $270,455 $5,337 2.70%
    HATTIESBURG, MS (FHA|USDA|VA) 14 $2,910,000 $207,857 $5,468 3.32%
    BEND, OR (FHA|USDA|VA) 9 $2,895,000 $321,667 $3,079 2.61%
    VISALIA, CA (FHA|USDA|VA) 11 $2,875,000 $261,364 $5,367 2.94%
    LONGVIEW, TX (FHA|USDA|VA) 14 $2,840,000 $202,857 $3,566 2.87%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 16 $2,830,000 $176,875 $5,507 3.08%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 8 $2,790,000 $348,750 $4,099 2.78%
    MOBILE, AL (FHA|USDA|VA) 17 $2,695,000 $158,529 $2,621 2.65%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 10 $2,620,000 $262,000 $3,643 2.73%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 16 $2,620,000 $163,750 $2,903 2.81%
    URBAN HONOLULU, HI (FHA|USDA|VA) 4 $2,550,000 $637,500 $15,780 2.59%
    LANCASTER, PA (FHA|USDA|VA) 12 $2,550,000 $212,500 $1,897 2.53%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 11 $2,535,000 $230,455 $4,478 2.73%
    SHEBOYGAN, WI (FHA|USDA|VA) 15 $2,525,000 $168,333 $2,780 2.92%
    YAKIMA, WA (FHA|USDA|VA) 8 $2,510,000 $313,750 $4,314 2.90%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 10 $2,480,000 $248,000 $2,830 2.81%
    CHICO, CA (FHA|USDA|VA) 10 $2,430,000 $243,000 $2,748 2.54%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 9 $2,425,000 $269,444 $2,922 2.78%
    FORT WAYNE, IN (FHA|USDA|VA) 13 $2,415,000 $185,769 $2,565 2.72%
    JACKSONVILLE, NC (FHA|USDA|VA) 12 $2,410,000 $200,833 $4,177 2.81%
    Port Angeles, WA (FHA|USDA|VA) 11 $2,385,000 $216,818 $2,876 2.69%
    HAMMOND, LA (FHA|USDA|VA) 12 $2,370,000 $197,500 $5,770 2.97%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 10 $2,330,000 $233,000 $2,742 2.65%
    CHARLESTON, WV (FHA|USDA|VA) 14 $2,310,000 $165,000 $3,132 2.84%
    GAINESVILLE, GA (FHA|USDA|VA) 11 $2,295,000 $208,636 $3,676 2.80%
    THE VILLAGES, FL (FHA|USDA|VA) 10 $2,250,000 $225,000 $3,590 2.75%
    TYLER, TX (FHA|USDA|VA) 10 $2,250,000 $225,000 $3,896 2.86%
    WORCESTER, MA-CT (FHA|USDA|VA) 9 $2,235,000 $248,333 $2,577 2.82%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 9 $2,225,000 $247,222 $3,810 2.81%
    MISSOULA, MT (FHA|USDA|VA) 7 $2,215,000 $316,429 $1,652 2.89%
    APPLETON, WI (FHA|USDA|VA) 9 $2,155,000 $239,444 $4,068 2.83%
    ANN ARBOR, MI (FHA|USDA|VA) 12 $2,140,000 $178,333 $2,906 2.53%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 8 $2,140,000 $267,500 $4,612 2.78%
    GRANTS PASS, OR (FHA|USDA|VA) 8 $2,110,000 $263,750 $4,364 2.83%
    NEW BERN, NC (FHA|USDA|VA) 10 $2,090,000 $209,000 $2,242 2.68%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $2,090,000 $174,167 $3,564 2.78%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 11 $2,085,000 $189,545 $2,770 2.87%
    Sandpoint, ID (FHA|USDA|VA) 6 $2,080,000 $346,667 $4,427 2.56%
    Fernley, NV (FHA|USDA|VA) 8 $2,070,000 $258,750 $5,834 2.45%
    CARSON CITY, NV (FHA|USDA|VA) 6 $2,060,000 $343,333 $3,709 3.13%
    RAPID CITY, SD (FHA|USDA|VA) 10 $2,050,000 $205,000 $3,242 2.89%
    JONESBORO, AR (FHA|USDA|VA) 9 $2,035,000 $226,111 $1,658 2.87%
    YUMA, AZ (FHA|USDA|VA) 10 $1,980,000 $198,000 $4,541 2.83%
    WARNER ROBINS, GA (FHA|USDA|VA) 7 $1,975,000 $282,143 $4,023 2.61%
    Granbury, TX (FHA|USDA|VA) 8 $1,970,000 $246,250 $7,270 2.89%
    GREAT FALLS, MT (FHA|USDA|VA) 9 $1,915,000 $212,778 $1,999 2.62%
    DECATUR, AL (FHA|USDA|VA) 12 $1,910,000 $159,167 $4,666 2.68%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 9 $1,905,000 $211,667 $3,853 2.82%
    Clarksburg, WV (FHA|USDA|VA) 6 $1,890,000 $315,000 $1,646 2.44%
    ROANOKE, VA (FHA|USDA|VA) 7 $1,885,000 $269,286 $2,929 2.77%
    TOPEKA, KS (FHA|USDA|VA) 7 $1,875,000 $267,857 $3,814 2.91%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 10 $1,870,000 $187,000 $3,913 2.58%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $1,860,000 $232,500 $3,610 2.66%
    FLINT, MI (FHA|USDA|VA) 12 $1,860,000 $155,000 $3,142 2.72%
    Jefferson, GA (FHA|USDA|VA) 8 $1,860,000 $232,500 $3,485 2.81%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 8 $1,850,000 $231,250 $5,732 2.84%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $1,840,000 $230,000 $4,323 2.59%
    Alamogordo, NM (FHA|USDA|VA) 8 $1,830,000 $228,750 $3,035 2.31%
    MONROE, MI (FHA|USDA|VA) 9 $1,815,000 $201,667 $2,427 2.79%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 10 $1,800,000 $180,000 $2,417 2.50%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 8 $1,790,000 $223,750 $3,836 2.67%
    LINCOLN, NE (FHA|USDA|VA) 8 $1,790,000 $223,750 $2,114 2.89%
    Ottawa, IL (FHA|USDA|VA) 9 $1,785,000 $198,333 $2,055 2.89%
    Ellensburg, WA (FHA|USDA|VA) 5 $1,785,000 $357,000 $3,067 3.10%
    FARMINGTON, NM (FHA|USDA|VA) 8 $1,780,000 $222,500 $4,967 2.72%
    JACKSON, TN (FHA|USDA|VA) 5 $1,755,000 $351,000 $4,906 3.05%
    TUSCALOOSA, AL (FHA|USDA|VA) 9 $1,735,000 $192,778 $3,565 2.89%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,730,000 $288,333 $4,230 2.73%
    Richmond-Berea, KY (FHA|USDA|VA) 7 $1,725,000 $246,429 $3,744 2.82%
    Dayton, TN (FHA|USDA|VA) 7 $1,725,000 $246,429 $4,285 3.21%
    Cañon City, CO (FHA|USDA|VA) 7 $1,715,000 $245,000 $2,216 2.64%
    Juneau, AK (FHA|USDA|VA) 5 $1,695,000 $339,000 $5,192 2.55%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $1,665,000 $555,000 $15,741 2.71%
    ABILENE, TX (FHA|USDA|VA) 8 $1,660,000 $207,500 $6,631 3.09%
    DULUTH, MN-WI (FHA|USDA|VA) 6 $1,610,000 $268,333 $2,305 2.62%
    TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,585,000 $226,429 $3,295 2.88%
    OCEAN CITY, NJ (FHA|USDA|VA) 6 $1,560,000 $260,000 $3,691 2.58%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 5 $1,545,000 $309,000 $4,716 2.72%
    AKRON, OH (FHA|USDA|VA) 9 $1,535,000 $170,556 $3,043 2.74%
    Opelousas, LA (FHA|USDA|VA) 8 $1,510,000 $188,750 $6,263 3.83%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 8 $1,490,000 $186,250 $4,084 2.39%
    Shelbyville, TN (FHA|USDA|VA) 7 $1,485,000 $212,143 $6,146 2.71%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 5 $1,485,000 $297,000 $2,505 2.43%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 8 $1,480,000 $185,000 $4,361 2.41%
    READING, PA (FHA|USDA|VA) 5 $1,465,000 $293,000 $4,322 2.65%
    IOWA CITY, IA (FHA|USDA|VA) 5 $1,455,000 $291,000 $2,786 2.45%
    Kalispell, MT (FHA|USDA|VA) 5 $1,435,000 $287,000 $3,448 2.58%
    FLAGSTAFF, AZ (FHA|USDA|VA) 5 $1,425,000 $285,000 $4,106 2.50%
    Somerset, KY (FHA|USDA|VA) 6 $1,390,000 $231,667 $2,162 2.75%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,385,000 $197,857 $3,297 2.55%
    SPARTANBURG, SC (FHA|USDA|VA) 8 $1,380,000 $172,500 $3,541 2.81%
    Warrensburg, MO (FHA|USDA|VA) 7 $1,375,000 $196,429 $3,195 2.84%
    LEBANON, PA (FHA|USDA|VA) 6 $1,370,000 $228,333 $5,994 2.88%
    DOTHAN, AL (FHA|USDA|VA) 6 $1,370,000 $228,333 $3,184 2.52%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $1,370,000 $342,500 $6,068 2.53%
    JOHNSON CITY, TN (FHA|USDA|VA) 5 $1,345,000 $269,000 $2,785 2.85%
    Sonora, CA (FHA|USDA|VA) 4 $1,320,000 $330,000 $4,212 2.34%
    ST. CLOUD, MN (FHA|USDA|VA) 7 $1,315,000 $187,857 $2,273 2.68%
    HINESVILLE, GA (FHA|USDA|VA) 10 $1,310,000 $131,000 $2,102 2.68%
    Chillicothe, OH (FHA|USDA|VA) 8 $1,300,000 $162,500 $3,150 2.69%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 7 $1,295,000 $185,000 $3,253 2.54%
    Red Bluff, CA (FHA|USDA|VA) 5 $1,285,000 $257,000 $2,840 2.83%
    LONGVIEW, WA (FHA|USDA|VA) 5 $1,275,000 $255,000 $2,841 2.48%
    LAWRENCE, KS (FHA|USDA|VA) 5 $1,265,000 $253,000 $3,808 3.05%
    Klamath Falls, OR (FHA|USDA|VA) 5 $1,265,000 $253,000 $4,268 2.60%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 5 $1,255,000 $251,000 $1,744 2.90%
    LUBBOCK, TX (FHA|USDA|VA) 7 $1,255,000 $179,286 $3,529 2.82%
    EAU CLAIRE, WI (FHA|USDA|VA) 5 $1,255,000 $251,000 $2,670 2.48%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 7 $1,245,000 $177,857 $4,630 2.84%
    FOND DU LAC, WI (FHA|USDA|VA) 7 $1,235,000 $176,429 $3,341 2.80%
    Mountain Home, ID (FHA|USDA|VA) 4 $1,230,000 $307,500 $7,990 2.44%
    Eureka-Arcata, CA (FHA|USDA|VA) 5 $1,225,000 $245,000 $2,770 2.63%
    SALT LAKE CITY, UT (FHA|USDA|VA) 4 $1,220,000 $305,000 $4,406 2.87%
    Shelby, NC (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,149 3.11%
    FORT SMITH, AR-OK (FHA|USDA|VA) 4 $1,210,000 $302,500 $4,332 2.78%
    Okeechobee, FL (FHA|USDA|VA) 5 $1,195,000 $239,000 $6,165 2.75%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $1,180,000 $196,667 $3,103 3.13%
    St. Marys, GA (FHA|USDA|VA) 5 $1,165,000 $233,000 $1,665 2.63%
    LYNCHBURG, VA (FHA|USDA|VA) 6 $1,160,000 $193,333 $3,382 2.73%
    MEDFORD, OR (FHA|USDA|VA) 5 $1,155,000 $231,000 $3,417 2.73%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,150,000 $287,500 $1,087 3.13%
    Ukiah, CA (FHA|USDA|VA) 3 $1,145,000 $381,667 $4,646 3.29%
    Sikeston, MO (FHA|USDA|VA) 8 $1,140,000 $142,500 $2,808 2.83%
    BOWLING GREEN, KY (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,247 2.73%
    Sevierville, TN (FHA|USDA|VA) 6 $1,120,000 $186,667 $3,085 2.69%
    Steamboat Springs, CO (FHA|USDA|VA) 3 $1,105,000 $368,333 $3,420 2.79%
    SAN ANGELO, TX (FHA|USDA|VA) 6 $1,090,000 $181,667 $3,857 2.81%
    Glenwood Springs, CO (FHA|USDA|VA) 3 $1,075,000 $358,333 $6,170 2.66%
    Fallon, NV (FHA|USDA|VA) 4 $1,060,000 $265,000 $7,807 2.59%
    WENATCHEE, WA (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,168 2.80%
    BRUNSWICK, GA (FHA|USDA|VA) 6 $1,050,000 $175,000 $3,730 2.92%
    Athens, TN (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,702 3.13%
    SANTA FE, NM (FHA|USDA|VA) 5 $1,035,000 $207,000 $2,395 2.95%
    HARRISONBURG, VA (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,048 2.46%
    Enterprise, AL (FHA|USDA|VA) 5 $1,025,000 $205,000 $1,884 2.60%
    Lebanon, MO (FHA|USDA|VA) 5 $1,015,000 $203,000 $2,803 2.85%
    Morehead City, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $5,492 2.69%
    STAUNTON, VA (FHA|USDA|VA) 6 $1,010,000 $168,333 $2,736 2.67%
    TOLEDO, OH (FHA|USDA|VA) 6 $1,000,000 $166,667 $2,559 2.90%
    Brainerd, MN (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,918 2.81%
    ALBANY, GA (FHA|USDA|VA) 6 $980,000 $163,333 $3,524 3.50%
    BLOOMINGTON, IN (FHA|USDA|VA) 5 $965,000 $193,000 $5,276 2.75%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $965,000 $321,667 $1,415 2.87%
    Roseburg, OR (FHA|USDA|VA) 6 $960,000 $160,000 $3,871 3.10%
    Brevard, NC (FHA|USDA|VA) 3 $945,000 $315,000 $4,483 3.08%
    Cedartown, GA (FHA|USDA|VA) 5 $935,000 $187,000 $2,007 2.53%
    JACKSON, MI (FHA|USDA|VA) 7 $935,000 $133,571 $1,920 2.64%
    ROCKY MOUNT, NC (FHA|USDA|VA) 6 $930,000 $155,000 $2,380 2.67%
    Baraboo, WI (FHA|USDA|VA) 4 $930,000 $232,500 $3,676 2.75%
    Durango, CO (FHA|USDA|VA) 3 $925,000 $308,333 $4,167 2.96%
    BURLINGTON, NC (FHA|USDA|VA) 6 $920,000 $153,333 $2,476 2.56%
    West Plains, MO (FHA|USDA|VA) 4 $920,000 $230,000 $3,169 2.78%
    Astoria, OR (FHA|USDA|VA) 4 $920,000 $230,000 $2,547 2.66%
    TWIN FALLS, ID (FHA|USDA|VA) 4 $920,000 $230,000 $3,380 2.63%
    HOT SPRINGS, AR (FHA|USDA|VA) 5 $915,000 $183,000 $1,542 2.75%
    GOLDSBORO, NC (FHA|USDA|VA) 3 $915,000 $305,000 $3,542 3.42%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 6 $910,000 $151,667 $2,722 2.75%
    Madisonville, KY (FHA|USDA|VA) 5 $895,000 $179,000 $1,811 2.70%
    Montrose, CO (FHA|USDA|VA) 5 $895,000 $179,000 $1,877 2.70%
    Payson, AZ (FHA|USDA|VA) 5 $895,000 $179,000 $2,704 2.48%
    Aberdeen, WA (FHA|USDA|VA) 3 $855,000 $285,000 $6,314 2.79%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $855,000 $171,000 $1,930 2.45%
    Ruston, LA (FHA|USDA|VA) 4 $830,000 $207,500 $4,183 3.31%
    Eagle Pass, TX (FHA|USDA|VA) 4 $820,000 $205,000 $3,961 2.69%
    SPRINGFIELD, IL (FHA|USDA|VA) 6 $820,000 $136,667 $1,389 3.10%
    Ontario, OR-ID (FHA|USDA|VA) 3 $815,000 $271,667 $3,901 2.96%
    Paducah, KY-IL (FHA|USDA|VA) 5 $815,000 $163,000 $2,857 2.78%
    Williston, ND (FHA|USDA|VA) 3 $815,000 $271,667 $4,525 2.58%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 4 $810,000 $202,500 $2,962 2.41%
    LAWTON, OK (FHA|USDA|VA) 4 $810,000 $202,500 $2,667 2.53%
    Susanville, CA (FHA|USDA|VA) 3 $805,000 $268,333 $1,820 2.63%
    Del Rio, TX (FHA|USDA|VA) 3 $795,000 $265,000 $7,528 2.92%
    Fort Polk South, LA (FHA|USDA|VA) 4 $790,000 $197,500 $2,847 2.56%
    Stephenville, TX (FHA|USDA|VA) 2 $790,000 $395,000 $3,513 2.81%
    CORVALLIS, OR (FHA|USDA|VA) 2 $790,000 $395,000 $3,475 3.25%
    Rockport, TX (FHA|USDA|VA) 3 $785,000 $261,667 $5,930 3.21%
    Rochelle, IL (FHA|USDA|VA) 6 $780,000 $130,000 $2,337 2.65%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $775,000 $155,000 $2,017 3.15%
    SUMTER, SC (FHA|USDA|VA) 4 $770,000 $192,500 $4,885 2.50%
    KANKAKEE, IL (FHA|USDA|VA) 4 $770,000 $192,500 $3,897 2.75%
    Cookeville, TN (FHA|USDA|VA) 5 $765,000 $153,000 $3,184 2.98%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 3 $765,000 $255,000 $3,424 2.92%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $760,000 $190,000 $2,543 2.59%
    Scottsboro, AL (FHA|USDA|VA) 3 $745,000 $248,333 $6,899 3.42%
    WHEELING, WV-OH (FHA|USDA|VA) 6 $740,000 $123,333 $3,391 2.85%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 4 $740,000 $185,000 $4,191 2.69%
    Greenwood, SC (FHA|USDA|VA) 5 $725,000 $145,000 $2,022 2.80%
    Gillette, WY (FHA|USDA|VA) 4 $720,000 $180,000 $2,800 2.94%
    Clovis, NM (FHA|USDA|VA) 4 $710,000 $177,500 $7,312 2.66%
    Wilmington, OH (FHA|USDA|VA) 3 $705,000 $235,000 $5,495 3.38%
    PEORIA, IL (FHA|USDA|VA) 6 $700,000 $116,667 $1,974 2.83%
    MORGANTOWN, WV (FHA|USDA|VA) 4 $700,000 $175,000 $2,975 2.47%
    Poplar Bluff, MO (FHA|USDA|VA) 3 $695,000 $231,667 $1,295 2.42%
    Blackfoot, ID (FHA|USDA|VA) 2 $680,000 $340,000 $12,682 2.69%
    Washington, IN (FHA|USDA|VA) 4 $680,000 $170,000 $3,648 2.94%
    COLUMBUS, IN (FHA|USDA|VA) 4 $680,000 $170,000 $4,216 2.78%
    CASPER, WY (FHA|USDA|VA) 3 $675,000 $225,000 $4,751 2.75%
    Kearney, NE (FHA|USDA|VA) 2 $670,000 $335,000 $4,539 3.00%
    Brookings, OR (FHA|USDA|VA) 3 $665,000 $221,667 $3,064 2.92%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $660,000 $165,000 $3,055 2.69%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $645,000 $129,000 $2,973 2.85%
    Lewistown, PA (FHA|USDA|VA) 3 $645,000 $215,000 $5,960 2.04%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 5 $635,000 $127,000 $2,299 2.83%
    Paris, TN (FHA|USDA|VA) 3 $635,000 $211,667 $4,895 2.96%
    Hobbs, NM (FHA|USDA|VA) 2 $630,000 $315,000 $4,713 2.50%
    Burley, ID (FHA|USDA|VA) 2 $630,000 $315,000 $8,195 2.94%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $630,000 $157,500 $6,241 3.09%
    Ruidoso, NM (FHA|USDA|VA) 2 $630,000 $315,000 $2,854 2.38%
    Kill Devil Hills, NC (FHA|USDA|VA) 2 $630,000 $315,000 $3,511 3.38%
    CHEYENNE, WY (FHA|USDA|VA) 3 $625,000 $208,333 $1,269 2.79%
    FLORENCE, SC (FHA|USDA|VA) 3 $625,000 $208,333 $5,054 2.88%
    Seneca, SC (FHA|USDA|VA) 3 $625,000 $208,333 $1,777 3.21%
    GETTYSBURG, PA (FHA|USDA|VA) 3 $615,000 $205,000 $4,207 2.46%
    Waycross, GA (FHA|USDA|VA) 3 $615,000 $205,000 $5,229 2.83%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $610,000 $305,000 $2,154 2.50%
    Laconia, NH (FHA|USDA|VA) 2 $610,000 $305,000 $2,554 3.06%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $610,000 $152,500 $4,282 3.09%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $610,000 $152,500 $2,741 2.75%
    Marion, OH (FHA|USDA|VA) 3 $605,000 $201,667 $1,372 2.54%
    Brownwood, TX (FHA|USDA|VA) 3 $605,000 $201,667 $4,512 2.83%
    Mount Sterling, KY (FHA|USDA|VA) 3 $605,000 $201,667 $4,335 2.75%
    Tupelo, MS (FHA|USDA|VA) 4 $600,000 $150,000 $3,127 2.81%
    PROVO-OREM, UT (FHA|USDA|VA) 2 $600,000 $300,000 $3,660 2.63%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $600,000 $300,000 $9,371 3.56%
    Duncan, OK (FHA|USDA|VA) 2 $600,000 $300,000 $3,103 2.50%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $595,000 $198,333 $4,796 2.83%
    POCATELLO, ID (FHA|USDA|VA) 3 $595,000 $198,333 $4,257 2.58%
    Huntsville, TX (FHA|USDA|VA) 3 $595,000 $198,333 $3,785 2.75%
    Borger, TX (FHA|USDA|VA) 3 $585,000 $195,000 $2,850 2.92%
    WICHITA FALLS, TX (FHA|USDA|VA) 3 $585,000 $195,000 $4,647 2.67%
    Jasper, IN (FHA|USDA|VA) 3 $585,000 $195,000 $2,118 2.63%
    Show Low, AZ (FHA|USDA|VA) 4 $580,000 $145,000 $2,879 2.63%
    COLUMBIA, MO (FHA|USDA|VA) 4 $580,000 $145,000 $1,729 2.84%
    OWENSBORO, KY (FHA|USDA|VA) 3 $575,000 $191,667 $3,765 2.75%
    FAIRBANKS, AK (FHA|USDA|VA) 3 $575,000 $191,667 $2,199 2.71%
    Minden, LA (FHA|USDA|VA) 3 $575,000 $191,667 $4,541 3.25%
    Fairmont, WV (FHA|USDA|VA) 3 $575,000 $191,667 $5,015 2.58%
    ROCHESTER, MN (FHA|USDA|VA) 3 $565,000 $188,333 $1,893 2.33%
    Sterling, CO (FHA|USDA|VA) 3 $565,000 $188,333 $4,015 2.83%
    CLEVELAND, TN (FHA|USDA|VA) 3 $565,000 $188,333 $5,521 3.25%
    Nogales, AZ (FHA|USDA|VA) 2 $560,000 $280,000 $2,450 2.44%
    NILES, MI (FHA|USDA|VA) 4 $560,000 $140,000 $2,995 2.72%
    Jackson, OH (FHA|USDA|VA) 3 $555,000 $185,000 $2,857 2.83%
    Concord, NH (FHA|USDA|VA) 2 $550,000 $275,000 $3,884 2.75%
    Lawrenceburg, TN (FHA|USDA|VA) 3 $545,000 $181,667 $1,534 2.63%
    Jasper, AL (FHA|USDA|VA) 3 $535,000 $178,333 $4,646 2.71%
    BATTLE CREEK, MI (FHA|USDA|VA) 3 $535,000 $178,333 $1,960 3.04%
    Frankfort, KY (FHA|USDA|VA) 3 $535,000 $178,333 $2,707 2.63%
    Hilo, HI (FHA|USDA|VA) 1 $535,000 $535,000 $7,818 2.25%
    WALLA WALLA, WA (FHA|USDA|VA) 2 $530,000 $265,000 $5,397 2.50%
    ROME, GA (FHA|USDA|VA) 4 $530,000 $132,500 $2,928 2.75%
    Sheridan, WY (FHA|USDA|VA) 2 $530,000 $265,000 $1,431 3.00%
    Easton, MD (FHA|USDA|VA) 1 $525,000 $525,000 $3,617 2.63%
    Natchez, MS-LA (FHA|USDA|VA) 3 $525,000 $175,000 $6,696 2.96%
    McMinnville, TN (FHA|USDA|VA) 2 $520,000 $260,000 $3,435 2.81%
    Natchitoches, LA (FHA|USDA|VA) 3 $505,000 $168,333 $5,126 3.17%
    Holland, MI (FHA|USDA|VA) 3 $505,000 $168,333 $2,294 2.63%
    Starkville, MS (FHA|USDA|VA) 2 $500,000 $250,000 $3,383 2.68%
    Kerrville, TX (FHA|USDA|VA) 2 $500,000 $250,000 $4,320 3.00%
    Stillwater, OK (FHA|USDA|VA) 3 $495,000 $165,000 $3,566 2.54%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $495,000 $165,000 $1,349 3.21%
    Columbus, MS (FHA|USDA|VA) 3 $495,000 $165,000 $4,957 3.13%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $490,000 $245,000 $3,902 2.50%
    Gainesville, TX (FHA|USDA|VA) 2 $490,000 $245,000 $5,562 2.69%
    Calhoun, GA (FHA|USDA|VA) 3 $485,000 $161,667 $2,358 2.71%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $475,000 $158,333 $2,981 2.66%
    Bennington, VT (FHA|USDA|VA) 1 $475,000 $475,000 $5,915 2.99%
    Mount Vernon, OH (FHA|USDA|VA) 3 $465,000 $155,000 $2,507 2.54%
    Fort Leonard Wood, MO (FHA|USDA|VA) 3 $465,000 $155,000 $3,676 2.75%
    KOKOMO, IN (FHA|USDA|VA) 3 $465,000 $155,000 $1,962 2.67%
    Hood River, OR (FHA|USDA|VA) 2 $460,000 $230,000 $5,982 2.81%
    Crossville, TN (FHA|USDA|VA) 2 $460,000 $230,000 $3,617 3.50%
    Sidney, OH (FHA|USDA|VA) 2 $460,000 $230,000 $3,744 2.75%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $460,000 $115,000 $2,859 2.59%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $460,000 $230,000 $18,098 3.50%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $450,000 $225,000 $5,010 2.50%
    Sayre, PA (FHA|USDA|VA) 3 $445,000 $148,333 $2,066 2.83%
    Traverse City, MI (FHA|USDA|VA) 3 $445,000 $148,333 $2,462 3.21%
    Fredericksburg, TX (FHA|USDA|VA) 1 $445,000 $445,000 $5,818 2.88%
    Uvalde, TX (FHA|USDA|VA) 2 $440,000 $220,000 $5,084 2.63%
    Lewisburg, TN (FHA|USDA|VA) 2 $440,000 $220,000 $6,963 3.00%
    Crawfordsville, IN (FHA|USDA|VA) 3 $435,000 $145,000 $5,405 3.00%
    Lufkin, TX (FHA|USDA|VA) 3 $435,000 $145,000 $5,936 3.21%
    Mayfield, KY (FHA|USDA|VA) 2 $430,000 $215,000 $1,737 2.25%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $425,000 $141,667 $1,455 2.46%
    Batesville, AR (FHA|USDA|VA) 2 $420,000 $210,000 $2,241 3.13%
    Spirit Lake, IA (FHA|USDA|VA) 3 $415,000 $138,333 $3,102 3.00%
    ROCHESTER, NY (FHA|USDA|VA) 3 $415,000 $138,333 $2,992 2.75%
    AMES, IA (FHA|USDA|VA) 2 $410,000 $205,000 $4,508 2.75%
    Rolla, MO (FHA|USDA|VA) 2 $410,000 $205,000 $2,017 2.75%
    LEWISTON, ID-WA (FHA|USDA|VA) 2 $410,000 $205,000 $3,199 2.75%
    SPRINGFIELD, OH (FHA|USDA|VA) 4 $400,000 $100,000 $2,312 3.00%
    Branson, MO (FHA|USDA|VA) 2 $400,000 $200,000 $1,311 2.44%
    MANSFIELD, OH (FHA|USDA|VA) 2 $400,000 $200,000 $1,336 2.56%
    Salina, KS (FHA|USDA|VA) 2 $400,000 $200,000 $4,538 3.06%
    Athens, TX (FHA|USDA|VA) 3 $395,000 $131,667 $3,353 2.96%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $395,000 $131,667 $3,435 3.04%
    Orangeburg, SC (FHA|USDA|VA) 2 $390,000 $195,000 $5,520 2.56%
    Salem, OH (FHA|USDA|VA) 3 $385,000 $128,333 $3,192 3.00%
    Cadillac, MI (FHA|USDA|VA) 3 $385,000 $128,333 $2,527 3.04%
    Hillsdale, MI (FHA|USDA|VA) 2 $380,000 $190,000 $1,103 2.44%
    Bonham, TX (FHA|USDA|VA) 2 $380,000 $190,000 $4,039 2.81%
    Durant, OK (FHA|USDA|VA) 2 $380,000 $190,000 $5,400 2.63%
    MORRISTOWN, TN (FHA|USDA|VA) 3 $375,000 $125,000 $3,097 2.96%
    KINGSTON, NY (FHA|USDA|VA) 2 $370,000 $185,000 $3,853 2.69%
    JOPLIN, MO (FHA|USDA|VA) 4 $370,000 $92,500 $3,043 3.09%
    GADSDEN, AL (FHA|USDA|VA) 2 $370,000 $185,000 $2,047 2.50%
    Cullman, AL (FHA|USDA|VA) 2 $370,000 $185,000 $5,929 2.50%
    Coos Bay, OR (FHA|USDA|VA) 2 $370,000 $185,000 $3,809 2.50%
    Fort Payne, AL (FHA|USDA|VA) 1 $365,000 $365,000 $2,756 2.25%
    Albemarle, NC (FHA|USDA|VA) 2 $360,000 $180,000 $4,240 2.75%
    Roswell, NM (FHA|USDA|VA) 2 $360,000 $180,000 $4,781 2.50%
    New Castle, PA (FHA|USDA|VA) 2 $360,000 $180,000 $3,950 3.13%
    Deming, NM (FHA|USDA|VA) 2 $360,000 $180,000 $1,703 2.50%
    Lock Haven, PA (FHA|USDA|VA) 2 $360,000 $180,000 $4,573 2.88%
    Dixon, IL (FHA|USDA|VA) 3 $355,000 $118,333 $2,495 2.88%
    Brookhaven, MS (FHA|USDA|VA) 2 $350,000 $175,000 $6,788 4.25%
    LaGrange, GA-AL (FHA|USDA|VA) 2 $350,000 $175,000 $1,549 2.44%
    JEFFERSON CITY, MO (FHA|USDA|VA) 2 $350,000 $175,000 $6,432 3.00%
    Vidalia, GA (FHA|USDA|VA) 1 $345,000 $345,000 $1,409 2.25%
    VALDOSTA, GA (FHA|USDA|VA) 3 $345,000 $115,000 $2,811 2.83%
    Marshall, MO (FHA|USDA|VA) 3 $345,000 $115,000 $2,310 3.13%
    Lumberton, NC (FHA|USDA|VA) 2 $340,000 $170,000 $4,897 2.94%
    Nacogdoches, TX (FHA|USDA|VA) 2 $340,000 $170,000 $4,210 2.75%
    Great Bend, KS (FHA|USDA|VA) 3 $335,000 $111,667 $3,448 2.92%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $335,000 $335,000 $8,625 2.75%
    Thomaston, GA (FHA|USDA|VA) 1 $335,000 $335,000 $2,687 3.13%
    Shawnee, OK (FHA|USDA|VA) 2 $330,000 $165,000 $6,177 4.00%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $330,000 $165,000 $1,070 2.50%
    Palatka, FL (FHA|USDA|VA) 2 $330,000 $165,000 $1,970 2.75%
    SYRACUSE, NY (FHA|USDA|VA) 2 $330,000 $165,000 $4,672 2.75%
    SIOUX FALLS, SD (FHA|USDA|VA) 2 $330,000 $165,000 $2,598 2.75%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 3 $325,000 $108,333 $2,816 3.04%
    Rock Springs, WY (FHA|USDA|VA) 1 $325,000 $325,000 $1,615 2.75%
    Fergus Falls, MN (FHA|USDA|VA) 1 $325,000 $325,000 $2,545 2.38%
    Douglas, GA (FHA|USDA|VA) 2 $320,000 $160,000 $3,355 2.81%
    LAKE CHARLES, LA (FHA|USDA|VA) 2 $320,000 $160,000 $3,122 2.75%
    Bardstown, KY (FHA|USDA|VA) 1 $315,000 $315,000 $935 2.75%
    Oxford, MS (FHA|USDA|VA) 1 $315,000 $315,000 $6,557 2.50%
    SAGINAW, MI (FHA|USDA|VA) 2 $310,000 $155,000 $6,654 3.31%
    Norwalk, OH (FHA|USDA|VA) 2 $310,000 $155,000 $5,453 2.94%
    Clinton, IA (FHA|USDA|VA) 2 $310,000 $155,000 $2,149 3.44%
    Moberly, MO (FHA|USDA|VA) 2 $310,000 $155,000 $1,320 2.81%
    Greeneville, TN (FHA|USDA|VA) 1 $305,000 $305,000 $6,026 2.75%
    ALEXANDRIA, LA (FHA|USDA|VA) 2 $300,000 $150,000 $2,701 2.81%
    Norfolk, NE (FHA|USDA|VA) 1 $295,000 $295,000 $6,180 2.75%
    Snyder, TX (FHA|USDA|VA) 1 $295,000 $295,000 $6,351 2.88%
    Huntingdon, PA (FHA|USDA|VA) 1 $285,000 $285,000 $1,796 2.25%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $285,000 $285,000 $5,746 2.38%
    LIMA, OH (FHA|USDA|VA) 2 $280,000 $140,000 $3,638 2.75%
    Kinston, NC (FHA|USDA|VA) 2 $280,000 $140,000 $2,851 3.13%
    Ludington, MI (FHA|USDA|VA) 2 $280,000 $140,000 $1,995 2.75%
    Greenwood, MS (FHA|USDA|VA) 1 $275,000 $275,000 $2,231 2.38%
    Madison, IN (FHA|USDA|VA) 2 $270,000 $135,000 $2,625 2.56%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $265,000 $265,000 $2,433 2.25%
    Alexander City, AL (FHA|USDA|VA) 1 $265,000 $265,000 $2,187 2.75%
    Sandusky, OH (FHA|USDA|VA) 2 $260,000 $130,000 $5,190 3.50%
    Scottsburg, IN (FHA|USDA|VA) 2 $260,000 $130,000 $2,547 2.56%
    Muscatine, IA (FHA|USDA|VA) 2 $260,000 $130,000 $3,203 3.25%
    Elizabeth City, NC (FHA|USDA|VA) 2 $260,000 $130,000 $1,390 2.69%
    Tahlequah, OK (FHA|USDA|VA) 1 $255,000 $255,000 $2,210 2.38%
    Altus, OK (FHA|USDA|VA) 1 $255,000 $255,000 $4,045 2.25%
    Raymondville, TX (FHA|USDA|VA) 2 $250,000 $125,000 $2,373 2.81%
    Statesboro, GA (FHA|USDA|VA) 1 $245,000 $245,000 $1,902 3.13%
    Wauchula, FL (FHA|USDA|VA) 1 $245,000 $245,000 $1,584 2.75%
    Zanesville, OH (FHA|USDA|VA) 1 $245,000 $245,000 $5,358 2.75%
    Newport, OR (FHA|USDA|VA) 2 $240,000 $120,000 $2,776 2.56%
    DECATUR, IL (FHA|USDA|VA) 2 $240,000 $120,000 $1,745 2.81%
    Marinette, WI-MI (FHA|USDA|VA) 2 $240,000 $120,000 $2,868 3.13%
    BECKLEY, WV (FHA|USDA|VA) 2 $240,000 $120,000 $2,752 2.94%
    Fort Morgan, CO (FHA|USDA|VA) 1 $235,000 $235,000 $5,201 2.75%
    El Campo, TX (FHA|USDA|VA) 1 $235,000 $235,000 $2,796 2.25%
    Indiana, PA (FHA|USDA|VA) 1 $235,000 $235,000 $5,103 2.88%
    Parsons, KS (FHA|USDA|VA) 2 $230,000 $115,000 $2,710 3.13%
    Pottsville, PA (FHA|USDA|VA) 2 $230,000 $115,000 $2,298 2.75%
    Portsmouth, OH (FHA|USDA|VA) 1 $225,000 $225,000 $12,595 2.75%
    Jackson, WY-ID (FHA|USDA|VA) 1 $225,000 $225,000 $2,631 2.13%
    SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 1 $225,000 $225,000 $5,710 2.00%
    Jacksonville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.88%
    The Dalles, OR (FHA|USDA|VA) 1 $225,000 $225,000 $5,662 2.75%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $2,144 2.75%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $220,000 $110,000 $1,994 2.63%
    New Castle, IN (FHA|USDA|VA) 1 $215,000 $215,000 $1,672 3.75%
    Hannibal, MO (FHA|USDA|VA) 1 $215,000 $215,000 $1,641 2.75%
    Vicksburg, MS (FHA|USDA|VA) 1 $215,000 $215,000 $4,530 2.75%
    Keene, NH (FHA|USDA|VA) 1 $215,000 $215,000 $4,466 3.25%
    Lake City, FL (FHA|USDA|VA) 2 $210,000 $105,000 $5,415 3.69%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.38%
    Malone, NY (FHA|USDA|VA) 1 $205,000 $205,000 $6,090 2.75%
    Warsaw, IN (FHA|USDA|VA) 1 $205,000 $205,000 $4,402 2.75%
    Dyersburg, TN (FHA|USDA|VA) 1 $205,000 $205,000 $13,073 2.75%
    Point Pleasant, WV-OH (FHA|USDA|VA) 1 $205,000 $205,000 $4,473 2.75%
    Mountain Home, AR (FHA|USDA|VA) 1 $205,000 $205,000 $1,785 2.25%
    Auburn, IN (FHA|USDA|VA) 2 $200,000 $100,000 $1,780 2.50%
    Seymour, IN (FHA|USDA|VA) 1 $195,000 $195,000 $4,121 2.75%
    Milledgeville, GA (FHA|USDA|VA) 1 $195,000 $195,000 $4,255 2.75%
    ALTOONA, PA (FHA|USDA|VA) 1 $195,000 $195,000 $1,005 2.88%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,393 3.38%
    UTICA-ROME, NY (FHA|USDA|VA) 1 $195,000 $195,000 $5,357 2.75%
    Cambridge, MD (FHA|USDA|VA) 2 $190,000 $95,000 $2,978 2.88%
    BAY CITY, MI (FHA|USDA|VA) 1 $185,000 $185,000 $1,517 2.75%
    Murray, KY (FHA|USDA|VA) 1 $185,000 $185,000 $4,089 2.75%
    La Grande, OR (FHA|USDA|VA) 1 $185,000 $185,000 $1,123 2.75%
    Boone, NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,756 2.25%
    Alma, MI (FHA|USDA|VA) 1 $185,000 $185,000 $1,555 2.63%
    Pearsall, TX (FHA|USDA|VA) 2 $180,000 $90,000 $3,295 2.87%
    Jesup, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,659 2.75%
    Muskogee, OK (FHA|USDA|VA) 1 $175,000 $175,000 $2,110 2.75%
    Rexburg, ID (FHA|USDA|VA) 1 $175,000 $175,000 $4,334 2.75%
    Richmond, IN (FHA|USDA|VA) 1 $175,000 $175,000 $4,718 3.75%
    Sunbury, PA (FHA|USDA|VA) 1 $175,000 $175,000 $1,005 2.63%
    Pella, IA (FHA|USDA|VA) 1 $175,000 $175,000 $1,760 2.38%
    Hays, KS (FHA|USDA|VA) 1 $175,000 $175,000 $5,869 3.25%
    Marietta, OH (FHA|USDA|VA) 1 $165,000 $165,000 $1,631 3.38%
    El Dorado, AR (FHA|USDA|VA) 1 $165,000 $165,000 $1,635 2.75%
    Marquette, MI (FHA|USDA|VA) 1 $165,000 $165,000 $790 2.50%
    Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $165,000 $165,000 $5,244 2.88%
    WILLIAMSPORT, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,207 3.00%
    Huntington, IN (FHA|USDA|VA) 1 $165,000 $165,000 $744 2.63%
    PINE BLUFF, AR (FHA|USDA|VA) 1 $165,000 $165,000 $4,713 3.13%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,150 4.75%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $165,000 $165,000 $1,255 2.25%
    Taylorville, IL (FHA|USDA|VA) 1 $155,000 $155,000 $3,614 2.75%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,272 2.75%
    Pecos, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,831 2.88%
    Brenham, TX (FHA|USDA|VA) 1 $155,000 $155,000 $1,513 2.88%
    Toccoa, GA (FHA|USDA|VA) 1 $155,000 $155,000 $1,774 2.75%
    Torrington, CT (FHA|USDA|VA) 1 $155,000 $155,000 $3,776 2.75%
    Bluffton, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,671 3.75%
    Menomonie, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,027 2.88%
    McAlester, OK (FHA|USDA|VA) 1 $155,000 $155,000 $2,110 2.75%
    Oil City, PA (FHA|USDA|VA) 2 $150,000 $75,000 $2,566 3.31%
    North Vernon, IN (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.50%
    Sault Ste. Marie, MI (FHA|USDA|VA) 1 $145,000 $145,000 $1,496 2.50%
    Clewiston, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,415 2.88%
    Sanford, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,785 2.75%
    MIDLAND, MI (FHA|USDA|VA) 1 $145,000 $145,000 $3,465 2.75%
    Stevens Point, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,945 2.88%
    Bainbridge, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,552 2.75%
    Bedford, IN (FHA|USDA|VA) 1 $145,000 $145,000 $1,482 2.38%
    Summerville, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,382 2.75%
    Lexington, NE (FHA|USDA|VA) 2 $140,000 $70,000 $1,611 2.50%
    MUSKEGON, MI (FHA|USDA|VA) 2 $140,000 $70,000 $1,965 2.25%
    Pittsburg, KS (FHA|USDA|VA) 1 $135,000 $135,000 $1,455 2.75%
    BINGHAMTON, NY (FHA|USDA|VA) 1 $135,000 $135,000 $2,402 2.50%
    Henderson, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,250 2.25%
    Moses Lake, WA (FHA|USDA|VA) 1 $125,000 $125,000 $3,305 2.88%
    ERIE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,750 3.75%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $125,000 $125,000 $3,053 2.75%
    BISMARCK, ND (FHA|USDA|VA) 1 $125,000 $125,000 $1,363 2.00%
    London, KY (FHA|USDA|VA) 1 $125,000 $125,000 $3,030 2.88%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,585 2.25%
    West Point, MS (FHA|USDA|VA) 1 $125,000 $125,000 $1,425 3.38%
    Alice, TX (FHA|USDA|VA) 1 $125,000 $125,000 $1,769 2.75%
    Vernon, TX (FHA|USDA|VA) 1 $125,000 $125,000 $1,391 2.63%
    Harrison, AR (FHA|USDA|VA) 1 $115,000 $115,000 $835 2.63%
    Urbana, OH (FHA|USDA|VA) 1 $115,000 $115,000 $2,812 2.75%
    Brownsville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $1,438 2.88%
    Helena-West Helena, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,832 2.88%
    Cambridge, OH (FHA|USDA|VA) 1 $115,000 $115,000 $1,227 2.75%
    Laurinburg, NC (FHA|USDA|VA) 1 $115,000 $115,000 $1,881 2.38%
    Martinsville, VA (FHA|USDA|VA) 1 $115,000 $115,000 $1,538 2.25%
    Ashtabula, OH (FHA|USDA|VA) 1 $115,000 $115,000 $830 2.38%
    Pampa, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,456 2.88%
    Wilson, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,152 2.75%
    Frankfort, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,595 2.75%
    Austin, MN (FHA|USDA|VA) 1 $105,000 $105,000 $1,647 2.38%
    Andrews, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,167 2.75%
    Searcy, AR (FHA|USDA|VA) 1 $105,000 $105,000 $947 3.25%
    Blytheville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $2,647 2.63%
    Winnemucca, NV (FHA|USDA|VA) 1 $105,000 $105,000 $2,715 2.88%
    Coldwater, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,377 2.25%
    TEXARKANA, TX-AR (FHA|USDA|VA) 1 $95,000 $95,000 $2,656 3.25%
    Ottawa, KS (FHA|USDA|VA) 1 $95,000 $95,000 $2,593 3.38%
    Central City, KY (FHA|USDA|VA) 1 $95,000 $95,000 $1,345 2.75%
    Lincoln, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,437 3.75%
    Mount Airy, NC (FHA|USDA|VA) 1 $95,000 $95,000 $2,516 3.13%
    Kingsville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,355 2.75%
    Camden, AR (FHA|USDA|VA) 1 $85,000 $85,000 $2,238 2.88%
    Peru, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,012 3.25%
    Plymouth, IN (FHA|USDA|VA) 1 $85,000 $85,000 $773 2.50%
    Findlay, OH (FHA|USDA|VA) 1 $85,000 $85,000 $1,492 2.63%
    Athens, OH (FHA|USDA|VA) 1 $75,000 $75,000 $1,386 2.25%
    Ozark, AL (FHA|USDA|VA) 1 $75,000 $75,000 $2,099 2.75%
    Dublin, GA (FHA|USDA|VA) 1 $65,000 $65,000 $816 2.75%

    Planet Home Lending 's top markets include Denver, Las Vegas, Los Angeles, San Diego, and Riverside among others.

    Similar Lenders

    We use machine learning to identify the top lenders compared against PLANET HOME LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Titan Mortgage Capital, Inc.
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 9,441 $2,840,115,000 $300,828 $3,833 2.97%
    FHA 5,609 $1,388,705,000 $247,585 $6,803 2.93%
    VA 5,346 $1,655,420,000 $309,656 $3,930 2.55%
    USDA 258 $48,960,000 $189,767 $5,928 3.05%

    For 2021, Planet Home Lending 's most frequently originated type of loan was Conventional, with 9,441 originations. Their 2nd most popular type was FHA, with 5,609 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 12,274 $3,358,850,000 $273,656 $3,609 2.68%
    Home Purchase 5,162 $1,596,380,000 $309,256 $6,975 3.14%
    Cash Out Refi 3,218 $977,970,000 $303,906 $5,460 3.04%

    For 2021, Planet Home Lending 's most frequently cited loan purpose was Refi, with 12,274 originations. The 2nd most popular reason was Home Purchase, with 5,162 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 18,211 $5,394,845,000 $296,241 $4,959 2.90%
    15 Year 1,469 $316,515,000 $215,463 $2,821 2.42%
    20 Year 558 $138,190,000 $247,652 $2,940 2.79%
    Other 282 $70,950,000 $251,596 $3,220 2.75%
    10 Year 94 $12,340,000 $131,277 $2,047 1.84%
    3 Year 37 $345,000 $9,324 $0 0.00%
    5 Year 3 $15,000 $5,000 $0 0.00%

    For 2021, Planet Home Lending 's most frequently cited loan duration was 30 Year, with 18,211 originations. The 2nd most popular length was 15 Year, with 1,469 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 10,640 $2,749,200,000 $258,383
    $1k-2k 5,189 $1,637,205,000 $315,515
    $2k-3k 1,610 $455,590,000 $282,975
    $5k+ 947 $435,565,000 $459,942
    $3k-4k 917 $269,115,000 $293,473
    $4k-5k 548 $184,810,000 $337,245

    Planet Home Lending 's average total fees were $4,959, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 10,640 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 10,272 $2,925,080,000 $284,762
    <2.5% 4,992 $1,440,090,000 $288,480
    3-4% 4,812 $1,424,910,000 $296,116
    4-5% 560 $135,860,000 $242,607
    5-6% 18 $7,260,000 $403,333

    During 2021, Planet Home Lending 's average interest rate for loans was 2.90%, while their most frequently originated rate bucket for loans was 2.5-3%, with 10,272 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,424 $2,981,210,000 $285,995 $4,745 2.85%
    $100k-200k 5,485 $844,875,000 $154,034 $3,546 2.93%
    $400k-600k 3,185 $1,520,655,000 $477,443 $6,121 2.84%
    $100,000 or less 886 $61,300,000 $69,187 $2,358 2.46%
    $600k-1MM 605 $431,055,000 $712,488 $9,173 2.89%
    $1MM+ 69 $94,105,000 $1,363,841 $12,767 3.05%

    2021 saw Planet Home Lending place emphasis on $200k-400k loans with 10,424 originations, totaling $2,981,210,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,175 $1,080,615,000 $340,351 $5,587 2.99%
    $50k-75k 3,028 $692,850,000 $228,814 $5,136 3.02%
    $75k-100k 2,721 $779,455,000 $286,459 $5,403 2.99%
    $50k or less 1,932 $357,020,000 $184,793 $4,399 2.97%
    $150k-250k 1,747 $724,465,000 $414,691 $5,658 3.00%
    $250k+ 666 $355,290,000 $533,468 $5,772 3.01%

    Planet Home Lending lent most frequently to those with incomes in the $100k-150k range, with 3,175 originations. The second most popular income band? $50k-75k, with 3,028 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,628 $745,680,000 $283,744 $4,236 2.92%
    30-36% 2,325 $685,865,000 $294,996 $4,772 3.00%
    <20% 911 $238,155,000 $261,422 $3,644 2.79%
    50-60% 851 $266,415,000 $313,061 $9,270 3.05%
    44% 599 $178,955,000 $298,756 $5,612 3.12%
    40% 536 $165,100,000 $308,022 $5,461 3.10%
    42% 524 $170,010,000 $324,447 $5,718 3.10%
    41% 493 $150,065,000 $304,391 $5,206 3.09%
    43% 481 $144,315,000 $300,031 $5,521 3.10%
    38% 470 $143,310,000 $304,915 $4,905 3.06%
    37% 470 $147,460,000 $313,745 $4,905 3.10%
    39% 460 $138,550,000 $301,196 $5,449 3.08%
    49% 434 $146,050,000 $336,521 $6,139 3.04%
    45% 416 $129,900,000 $312,260 $5,695 3.09%
    36% 408 $122,250,000 $299,632 $5,102 3.01%
    46% 362 $114,180,000 $315,414 $6,340 3.06%
    48% 342 $113,850,000 $332,895 $6,567 3.08%
    47% 328 $109,880,000 $335,000 $6,952 3.04%
    >60% 29 $11,085,000 $382,241 $9,864 2.87%

    Planet Home Lending lent most frequently to those with DTI ratios of 20-30%, with 2,628 originations. The next most common DTI ratio? 30-36%, with 2,325 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,268 $4,036,240,000 $282,888 $4,557 2.86%
    Not provided 2,357 $752,685,000 $319,340 $5,320 2.81%
    Black 2,684 $682,640,000 $254,337 $5,011 2.88%
    Asian 843 $310,865,000 $368,760 $5,015 2.87%
    American Indian 237 $65,885,000 $277,996 $4,533 2.86%
    Native Hawaiian or Islander 73 $24,005,000 $328,836 $4,848 2.77%
    Asian Indian 52 $20,390,000 $392,115 $2,853 2.57%
    Chinese 77 $17,495,000 $227,208 $3,194 2.87%
    Filipino 30 $11,540,000 $384,667 $6,334 2.71%
    Other Asian 11 $4,395,000 $399,545 $5,756 2.94%
    Vietnamese 11 $3,325,000 $302,273 $3,960 2.87%
    Korean 5 $1,895,000 $379,000 $3,956 2.93%
    Other Pacific Islander 4 $1,150,000 $287,500 $2,960 2.81%
    Samoan 1 $355,000 $355,000 $1,241 3.50%
    Native Hawaiian 1 $335,000 $335,000 $1,705 2.25%

    Approval Rates

    Total approvals of all applications
    95.74%

    Planet Home Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    94.61%

    Planet Home Lending has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 20,654 $5,933,200,000 $287,266

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    20,654 $5,933,200,000 $287,266

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 621 $148,955,000 $239,863 $3,370 2.77%
    40-60% 2,105 $588,955,000 $279,789 $3,330 2.84%
    60-80% 4,975 $1,566,315,000 $314,837 $4,319 3.03%
    80-100% 4,991 $1,530,455,000 $306,643 $6,822 3.17%
    Over 100% 233 $93,675,000 $402,039 $15,970 2.99%
    Under 20% 201 $9,365,000 $46,592 $1,203 0.74%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    PLANET HOME LENDING, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 6 5.0%
    PLANET HOME LENDING, LLC Conventional home mortgage Closing on a mortgage 3 2.5%
    PLANET HOME LENDING, LLC Conventional home mortgage Incorrect information on your report 2 1.7%
    PLANET HOME LENDING, LLC Conventional home mortgage Struggling to pay mortgage 15 12.5%
    PLANET HOME LENDING, LLC Conventional home mortgage Trouble during payment process 35 29.2%
    PLANET HOME LENDING, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 1.7%
    PLANET HOME LENDING, LLC FHA mortgage Closing on a mortgage 2 1.7%
    PLANET HOME LENDING, LLC FHA mortgage Credit monitoring or identity theft protection services 1 0.8%
    PLANET HOME LENDING, LLC FHA mortgage Incorrect information on your report 2 1.7%
    PLANET HOME LENDING, LLC FHA mortgage Problem with a credit reporting company's investigation into an existing problem 2 1.7%
    PLANET HOME LENDING, LLC FHA mortgage Struggling to pay mortgage 7 5.8%
    PLANET HOME LENDING, LLC FHA mortgage Trouble during payment process 11 9.2%
    PLANET HOME LENDING, LLC Home equity loan or line of credit (HELOC) Closing on a mortgage 1 0.8%
    PLANET HOME LENDING, LLC Home equity loan or line of credit (HELOC) Struggling to pay mortgage 4 3.3%
    PLANET HOME LENDING, LLC Other type of mortgage Incorrect information on your report 1 0.8%
    PLANET HOME LENDING, LLC Other type of mortgage Struggling to pay mortgage 3 2.5%
    PLANET HOME LENDING, LLC Other type of mortgage Trouble during payment process 4 3.3%
    PLANET HOME LENDING, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 7 5.8%
    PLANET HOME LENDING, LLC VA mortgage Closing on a mortgage 1 0.8%
    PLANET HOME LENDING, LLC VA mortgage Incorrect information on your report 2 1.7%
    PLANET HOME LENDING, LLC VA mortgage Trouble during payment process 9 7.5%