Planet Home Lending Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 54930021WPEXNHYZUL09

Tax ID: 26-0362771

3.3 stars - Updated: 11/11/24 - out of 5 stars, based on 78 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Planet Home Lending is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Planet Home Lending has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, New York, Denver, Las Vegas, and Riverside among others. We have data for 537 markets. (Some data included below & more in-depth data is available with an active subscription.)

Planet Home Lending has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Planet Home Lending is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.79% 11/11/24
30 Year Conventional Refi 6.47% 11/11/24
30 Year Cash-out Refi 6.74% 11/11/24
30 Year FHA Purchase 7.67% 11/11/24
30 Year FHA Refi 7.02% 11/11/24
30 Year VA Purchase 6.39% 11/11/24
30 Year VA Refi 5.84% 11/11/24
30 Year USDA Purchase 7.02% 11/11/24
30 Year USDA Refi 6.39% 11/11/24
15 Year Conventional Purchase 6.25% 11/11/24
15 Year Conventional Refi 5.91% 11/11/24
15 Year Cash-out Refi 5.91% 11/11/24
15 Year FHA Purchase 7.38% 11/11/24
15 Year FHA Refi 6.60% 11/11/24
15 Year VA Purchase 5.97% 11/11/24
15 Year VA Refi 5.74% 11/11/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Planet Home Lending Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Planet Home Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,155

Origination Dollar Volume (All Markets)

$1,800,685,000
Show all (63) awards

Relative Rate

Planet Home Lending's average 30 year fixed mortgage rate was 6.92%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.44%.

Relative Fees (Closing Costs)

Planet Home Lending's average total fees/closing costs for a 30 year fixed rate mortgage were $9,454.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 365 $127,575,000 $349,521 $10,419 6.62%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 213 $103,525,000 $486,033 $17,858 6.90%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 197 $85,345,000 $433,223 $9,475 6.78%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 260 $79,280,000 $304,923 $10,543 6.84%
Outside of Metro Areas 235 $53,745,000 $228,702 $7,937 7.02%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 141 $51,725,000 $366,844 $11,830 7.34%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 178 $48,400,000 $271,910 $8,622 7.75%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 123 $48,135,000 $391,341 $11,457 7.34%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 76 $33,630,000 $442,500 $11,812 7.31%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 127 $33,495,000 $263,740 $8,608 6.75%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 101 $30,885,000 $305,792 $9,880 6.23%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 107 $27,765,000 $259,486 $10,304 7.11%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 68 $26,720,000 $392,941 $10,946 7.32%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 88 $24,630,000 $279,886 $10,144 7.14%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 50 $22,890,000 $457,800 $9,073 6.58%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 104 $22,750,000 $218,750 $8,184 6.75%
JACKSON, MS (FHA|USDA|VA) 98 $21,130,000 $215,612 $8,873 6.28%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 73 $21,005,000 $287,740 $7,890 7.63%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 62 $19,580,000 $315,806 $5,218 6.45%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 68 $19,540,000 $287,353 $11,314 7.37%
JACKSONVILLE, FL (FHA|USDA|VA) 85 $19,025,000 $223,824 $11,346 5.77%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 49 $18,605,000 $379,694 $8,714 5.99%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 72 $18,390,000 $255,417 $8,779 6.76%
Outside of Metro Areas 50 $18,110,000 $362,200 $11,684 7.72%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 42 $17,980,000 $428,095 $9,473 7.57%
WICHITA, KS (FHA|USDA|VA) 79 $16,945,000 $214,494 $7,369 6.97%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 53 $16,795,000 $316,887 $10,581 7.21%
Picayune, MS (FHA|USDA|VA) 86 $16,470,000 $191,512 $9,428 6.49%
BAKERSFIELD, CA (FHA|USDA|VA) 59 $16,205,000 $274,661 $10,570 6.63%
COLORADO SPRINGS, CO (FHA|USDA|VA) 41 $16,115,000 $393,049 $7,653 6.10%
HUNTSVILLE, AL (FHA|USDA|VA) 60 $15,880,000 $264,667 $6,877 7.69%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 46 $15,820,000 $343,913 $7,500 6.58%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 54 $15,140,000 $280,370 $9,682 7.38%
COLUMBUS, OH (FHA|USDA|VA) 51 $14,075,000 $275,980 $8,423 6.71%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 45 $12,815,000 $284,778 $9,601 7.50%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 24 $12,100,000 $504,167 $12,482 7.09%
BOULDER, CO (FHA|USDA|VA) 27 $11,555,000 $427,963 $4,517 7.15%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 41 $11,485,000 $280,122 $7,220 7.02%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 39 $11,075,000 $283,974 $9,827 7.27%
PITTSBURGH, PA (FHA|USDA|VA) 44 $10,550,000 $239,773 $10,449 6.80%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 46 $10,460,000 $227,391 $9,043 5.66%
ST. LOUIS, MO-IL (FHA|USDA|VA) 42 $10,180,000 $242,381 $9,182 6.78%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 39 $10,135,000 $259,872 $8,607 7.45%
PORT ST. LUCIE, FL (FHA|USDA|VA) 29 $10,105,000 $348,448 $8,842 7.80%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 42 $9,750,000 $232,143 $7,718 7.04%
KANSAS CITY, MO-KS (FHA|USDA|VA) 37 $9,745,000 $263,378 $6,274 6.83%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 25 $9,415,000 $376,600 $9,205 7.07%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 31 $9,395,000 $303,065 $6,256 7.10%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 27 $7,895,000 $292,407 $7,980 6.61%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 35 $7,825,000 $223,571 $8,802 7.77%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 39 $7,675,000 $196,795 $8,715 7.48%
YUBA CITY, CA (FHA|USDA|VA) 19 $7,535,000 $396,579 $12,141 6.31%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 19 $7,115,000 $374,474 $11,424 6.42%
RICHMOND, VA (FHA|USDA|VA) 27 $7,065,000 $261,667 $8,946 7.77%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 33 $6,735,000 $204,091 $6,704 7.25%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 12 $6,520,000 $543,333 $9,749 6.85%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 17 $6,235,000 $366,765 $13,265 5.67%
GREELEY, CO (FHA|USDA|VA) 20 $6,130,000 $306,500 $8,226 6.94%
Breckenridge, CO (FHA|USDA|VA) 10 $6,110,000 $611,000 $11,168 7.06%
FRESNO, CA (FHA|USDA|VA) 27 $5,675,000 $210,185 $8,533 6.87%
RALEIGH-CARY, NC (FHA|USDA|VA) 23 $5,445,000 $236,739 $5,982 8.20%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 23 $5,355,000 $232,826 $9,661 7.19%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 14 $4,970,000 $355,000 $9,907 5.90%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $4,890,000 $1,222,500 $20,689 6.53%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 19 $4,685,000 $246,579 $6,323 8.08%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 21 $4,085,000 $194,524 $9,736 6.35%
TULSA, OK (FHA|USDA|VA) 17 $4,045,000 $237,941 $7,935 7.30%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 13 $4,045,000 $311,154 $7,150 7.00%
READING, PA (FHA|USDA|VA) 19 $3,965,000 $208,684 $10,739 6.74%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 15 $3,915,000 $261,000 $9,097 7.46%
PROVO-OREM, UT (FHA|USDA|VA) 9 $3,905,000 $433,889 $11,305 6.35%
OKLAHOMA CITY, OK (FHA|USDA|VA) 16 $3,900,000 $243,750 $9,093 6.93%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 16 $3,900,000 $243,750 $10,032 7.37%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 13 $3,875,000 $298,077 $9,340 7.53%
Russellville, AR (FHA|USDA|VA) 15 $3,805,000 $253,667 $4,855 6.40%
LOUISVILLE, KY (FHA|USDA|VA) 14 $3,760,000 $268,571 $7,070 6.30%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 17 $3,715,000 $218,529 $10,327 6.55%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 15 $3,705,000 $247,000 $8,389 7.13%
VALLEJO, CA (FHA|USDA|VA) 12 $3,690,000 $307,500 $8,459 6.84%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 18 $3,680,000 $204,444 $5,717 8.57%
EL PASO, TX (FHA|USDA|VA) 12 $3,630,000 $302,500 $7,432 6.24%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 14 $3,580,000 $255,714 $8,834 7.68%
SALT LAKE CITY, UT (FHA|USDA|VA) 9 $3,565,000 $396,111 $5,477 7.53%
SAVANNAH, GA (FHA|USDA|VA) 14 $3,500,000 $250,000 $11,044 6.48%
KNOXVILLE, TN (FHA|USDA|VA) 12 $3,370,000 $280,833 $8,152 5.78%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $3,370,000 $337,000 $9,783 7.57%
BATON ROUGE, LA (FHA|USDA|VA) 15 $3,335,000 $222,333 $9,159 7.01%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 17 $3,255,000 $191,471 $6,816 7.36%
EAST STROUDSBURG, PA (FHA|USDA|VA) 12 $3,240,000 $270,000 $10,452 6.67%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $3,180,000 $530,000 $15,553 7.10%
FAYETTEVILLE, NC (FHA|USDA|VA) 12 $3,080,000 $256,667 $7,051 7.09%
ALBUQUERQUE, NM (FHA|USDA|VA) 11 $2,965,000 $269,545 $7,003 6.71%
MADISON, WI (FHA|USDA|VA) 11 $2,935,000 $266,818 $4,601 6.39%
VISALIA, CA (FHA|USDA|VA) 14 $2,890,000 $206,429 $11,711 6.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 11 $2,865,000 $260,455 $6,224 7.76%
Whitewater, WI (FHA|USDA|VA) 9 $2,815,000 $312,778 $6,024 6.60%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 6 $2,760,000 $460,000 $15,143 6.02%
RACINE, WI (FHA|USDA|VA) 12 $2,710,000 $225,833 $4,781 7.90%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 10 $2,680,000 $268,000 $9,172 7.05%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 10 $2,610,000 $261,000 $8,715 6.62%
ROCKFORD, IL (FHA|USDA|VA) 19 $2,605,000 $137,105 $5,896 6.39%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 16 $2,590,000 $161,875 $4,502 9.52%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 9 $2,555,000 $283,889 $7,709 6.51%
GAINESVILLE, FL (FHA|USDA|VA) 14 $2,550,000 $182,143 $6,271 7.28%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $2,530,000 $421,667 $16,364 6.52%
BOISE CITY, ID (FHA|USDA|VA) 9 $2,435,000 $270,556 $9,286 6.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $2,380,000 $297,500 $10,134 6.97%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,325,000 $258,333 $10,547 5.82%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 10 $2,310,000 $231,000 $7,670 6.70%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 9 $2,305,000 $256,111 $5,822 5.58%
PUEBLO, CO (FHA|USDA|VA) 8 $2,300,000 $287,500 $10,132 7.01%
Sandpoint, ID (FHA|USDA|VA) 6 $2,290,000 $381,667 $13,511 7.87%
STOCKTON, CA (FHA|USDA|VA) 8 $2,290,000 $286,250 $10,157 7.57%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 7 $2,275,000 $325,000 $6,022 7.77%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $2,200,000 $220,000 $8,671 6.76%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 6 $2,170,000 $361,667 $7,414 5.60%
SALEM, OR (FHA|USDA|VA) 6 $2,130,000 $355,000 $12,904 5.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $2,100,000 $210,000 $6,920 6.81%
OCALA, FL (FHA|USDA|VA) 10 $2,080,000 $208,000 $7,923 7.64%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 7 $2,065,000 $295,000 $12,192 6.45%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $2,065,000 $688,333 $21,814 7.08%
HAMMOND, LA (FHA|USDA|VA) 7 $2,035,000 $290,714 $8,030 6.64%
SPRINGFIELD, MO (FHA|USDA|VA) 13 $2,025,000 $155,769 $3,584 8.73%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $1,970,000 $246,250 $5,620 7.11%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 7 $1,965,000 $280,714 $9,203 7.79%
FORT COLLINS, CO (FHA|USDA|VA) 8 $1,960,000 $245,000 $5,994 7.64%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $1,955,000 $279,286 $4,851 9.07%
TUCSON, AZ (FHA|USDA|VA) 11 $1,935,000 $175,909 $5,161 8.18%
Dublin, GA (FHA|USDA|VA) 10 $1,920,000 $192,000 $12,764 7.13%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,900,000 $316,667 $12,651 5.90%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,885,000 $377,000 $8,906 6.58%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $1,840,000 $230,000 $5,423 7.63%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 8 $1,830,000 $228,750 $8,953 6.44%
PANAMA CITY, FL (FHA|USDA|VA) 6 $1,800,000 $300,000 $11,292 6.29%
COLUMBIA, SC (FHA|USDA|VA) 9 $1,795,000 $199,444 $8,959 8.41%
Beaver Dam, WI (FHA|USDA|VA) 8 $1,790,000 $223,750 $6,307 6.31%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $1,775,000 $136,538 $4,347 9.83%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 10 $1,760,000 $176,000 $4,570 7.15%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 6 $1,740,000 $290,000 $14,093 7.19%
MOBILE, AL (FHA|USDA|VA) 5 $1,735,000 $347,000 $11,448 7.54%
YAKIMA, WA (FHA|USDA|VA) 7 $1,725,000 $246,429 $11,625 6.16%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,710,000 $427,500 $10,538 5.03%
MODESTO, CA (FHA|USDA|VA) 5 $1,695,000 $339,000 $6,777 6.86%
WINSTON-SALEM, NC (FHA|USDA|VA) 10 $1,690,000 $169,000 $5,039 8.26%
Pottsville, PA (FHA|USDA|VA) 7 $1,685,000 $240,714 $8,877 6.88%
REDDING, CA (FHA|USDA|VA) 6 $1,670,000 $278,333 $6,246 6.41%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 7 $1,625,000 $232,143 $7,156 6.29%
MONROE, LA (FHA|USDA|VA) 10 $1,610,000 $161,000 $6,675 7.04%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 6 $1,600,000 $266,667 $8,953 6.52%
Lawrenceburg, TN (FHA|USDA|VA) 6 $1,590,000 $265,000 $7,363 6.42%
BRUNSWICK, GA (FHA|USDA|VA) 9 $1,535,000 $170,556 $7,816 8.36%
Ottawa, IL (FHA|USDA|VA) 8 $1,530,000 $191,250 $3,255 6.47%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,530,000 $255,000 $9,550 8.03%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,490,000 $372,500 $11,894 5.59%
DAYTON-KETTERING, OH (FHA|USDA|VA) 8 $1,480,000 $185,000 $6,445 6.42%
HATTIESBURG, MS (FHA|USDA|VA) 7 $1,475,000 $210,714 $10,514 7.05%
SPARTANBURG, SC (FHA|USDA|VA) 5 $1,445,000 $289,000 $8,370 6.00%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,445,000 $289,000 $8,178 6.18%
MADERA, CA (FHA|USDA|VA) 6 $1,430,000 $238,333 $9,234 7.22%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,420,000 $355,000 $11,493 7.01%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,405,000 $468,333 $7,523 7.35%
Helena, MT (FHA|USDA|VA) 5 $1,395,000 $279,000 $6,743 8.39%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,390,000 $347,500 $8,762 6.38%
WINCHESTER, VA-WV (FHA|USDA|VA) 6 $1,390,000 $231,667 $9,744 6.79%
Moses Lake, WA (FHA|USDA|VA) 5 $1,385,000 $277,000 $11,607 7.38%
WILMINGTON, NC (FHA|USDA|VA) 5 $1,375,000 $275,000 $6,801 7.79%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $1,375,000 $458,333 $13,402 6.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $1,350,000 $337,500 $9,082 5.90%
Jesup, GA (FHA|USDA|VA) 7 $1,325,000 $189,286 $12,606 7.02%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $1,325,000 $441,667 $7,845 6.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $1,315,000 $438,333 $4,493 5.79%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $1,300,000 $325,000 $9,601 6.62%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,295,000 $431,667 $10,565 5.79%
LAFAYETTE, LA (FHA|USDA|VA) 8 $1,290,000 $161,250 $5,254 8.22%
LONGVIEW, TX (FHA|USDA|VA) 6 $1,270,000 $211,667 $9,328 7.13%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 5 $1,265,000 $253,000 $8,338 6.27%
HINESVILLE, GA (FHA|USDA|VA) 6 $1,250,000 $208,333 $12,842 6.73%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,220,000 $203,333 $12,208 6.92%
MEDFORD, OR (FHA|USDA|VA) 4 $1,210,000 $302,500 $7,911 7.54%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,205,000 $241,000 $7,981 7.30%
EVANSVILLE, IN-KY (FHA|USDA|VA) 9 $1,205,000 $133,889 $5,482 6.38%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $1,170,000 $292,500 $8,992 6.38%
AKRON, OH (FHA|USDA|VA) 6 $1,170,000 $195,000 $8,515 7.05%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,170,000 $292,500 $11,746 6.12%
DECATUR, AL (FHA|USDA|VA) 6 $1,150,000 $191,667 $8,004 7.30%
ASHEVILLE, NC (FHA|USDA|VA) 6 $1,150,000 $191,667 $3,212 9.78%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,120,000 $186,667 $8,073 7.39%
Kalispell, MT (FHA|USDA|VA) 2 $1,110,000 $555,000 $18,615 7.25%
ROANOKE, VA (FHA|USDA|VA) 4 $1,080,000 $270,000 $6,073 7.92%
CHICO, CA (FHA|USDA|VA) 4 $1,060,000 $265,000 $10,620 6.47%
Frankfort, KY (FHA|USDA|VA) 4 $1,030,000 $257,500 $10,039 6.66%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $1,025,000 $341,667 $10,879 5.42%
Pullman, WA (FHA|USDA|VA) 2 $1,020,000 $510,000 $12,257 5.56%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $1,005,000 $201,000 $5,652 6.25%
FORT WAYNE, IN (FHA|USDA|VA) 4 $1,000,000 $250,000 $7,798 6.00%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,154 6.87%
Fort Leonard Wood, MO (FHA|USDA|VA) 4 $990,000 $247,500 $6,358 6.25%
Salina, KS (FHA|USDA|VA) 5 $985,000 $197,000 $4,012 6.62%
Centralia, WA (FHA|USDA|VA) 3 $965,000 $321,667 $10,550 7.00%
RENO, NV (FHA|USDA|VA) 3 $965,000 $321,667 $6,623 7.47%
Edwards, CO (FHA|USDA|VA) 1 $955,000 $955,000 $3,908 7.38%
LAWRENCE, KS (FHA|USDA|VA) 3 $945,000 $315,000 $6,116 8.26%
ROME, GA (FHA|USDA|VA) 5 $945,000 $189,000 $5,758 7.27%
Torrington, CT (FHA|USDA|VA) 3 $935,000 $311,667 $13,198 6.46%
Scottsboro, AL (FHA|USDA|VA) 6 $930,000 $155,000 $5,292 8.03%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $925,000 $185,000 $5,013 7.12%
Coos Bay, OR (FHA|USDA|VA) 3 $925,000 $308,333 $13,012 5.62%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $905,000 $301,667 $9,707 7.92%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $900,000 $225,000 $8,297 6.53%
Kerrville, TX (FHA|USDA|VA) 2 $900,000 $450,000 $2,687 5.44%
Morehead City, NC (FHA|USDA|VA) 3 $885,000 $295,000 $5,786 6.58%
JEFFERSON CITY, MO (FHA|USDA|VA) 4 $880,000 $220,000 $8,186 6.15%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $875,000 $291,667 $15,759 8.01%
Bozeman, MT (FHA|USDA|VA) 1 $875,000 $875,000 $6,769 6.50%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 5 $865,000 $173,000 $4,010 9.42%
Shelby, NC (FHA|USDA|VA) 6 $860,000 $143,333 $3,936 8.12%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $850,000 $212,500 $9,996 7.81%
Albertville, AL (FHA|USDA|VA) 3 $845,000 $281,667 $4,787 8.30%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $835,000 $167,000 $11,261 7.03%
CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $820,000 $136,667 $4,718 7.81%
SALINAS, CA (FHA|USDA|VA) 1 $815,000 $815,000 $14,183 5.50%
Pahrump, NV (FHA|USDA|VA) 4 $810,000 $202,500 $9,369 7.82%
URBAN HONOLULU, HI (FHA|USDA|VA) 2 $800,000 $400,000 $3,464 2.88%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $785,000 $157,000 $5,697 8.53%
LYNCHBURG, VA (FHA|USDA|VA) 3 $775,000 $258,333 $14,143 6.00%
BILLINGS, MT (FHA|USDA|VA) 4 $770,000 $192,500 $6,779 9.24%
Greeneville, TN (FHA|USDA|VA) 3 $765,000 $255,000 $9,193 5.96%
Sikeston, MO (FHA|USDA|VA) 6 $760,000 $126,667 $3,667 7.52%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $760,000 $190,000 $5,385 7.98%
COLUMBIA, MO (FHA|USDA|VA) 5 $755,000 $151,000 $4,869 10.27%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $755,000 $251,667 $13,226 7.07%
Traverse City, MI (FHA|USDA|VA) 3 $745,000 $248,333 $7,557 5.88%
Marietta, OH (FHA|USDA|VA) 4 $740,000 $185,000 $10,201 6.97%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $735,000 $245,000 $9,081 6.33%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $735,000 $245,000 $10,733 5.88%
CLEVELAND, TN (FHA|USDA|VA) 2 $730,000 $365,000 $8,825 5.62%
Georgetown, SC (FHA|USDA|VA) 3 $725,000 $241,667 $10,812 7.77%
Meadville, PA (FHA|USDA|VA) 5 $715,000 $143,000 $8,325 7.00%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $710,000 $177,500 $7,612 6.03%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $710,000 $177,500 $4,033 10.42%
Manitowoc, WI (FHA|USDA|VA) 3 $705,000 $235,000 $4,081 7.58%
MANHATTAN, KS (FHA|USDA|VA) 3 $695,000 $231,667 $7,713 6.50%
FARMINGTON, NM (FHA|USDA|VA) 2 $690,000 $345,000 $8,476 6.56%
LUBBOCK, TX (FHA|USDA|VA) 5 $685,000 $137,000 $7,161 7.97%
Gainesville, TX (FHA|USDA|VA) 2 $680,000 $340,000 $13,408 6.75%
JACKSON, TN (FHA|USDA|VA) 2 $670,000 $335,000 $4,240 6.00%
LAS CRUCES, NM (FHA|USDA|VA) 3 $665,000 $221,667 $7,763 5.79%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $660,000 $330,000 $20,954 6.19%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $655,000 $218,333 $8,444 6.08%
GADSDEN, AL (FHA|USDA|VA) 3 $655,000 $218,333 $8,482 6.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $650,000 $325,000 $6,822 5.93%
FLINT, MI (FHA|USDA|VA) 3 $645,000 $215,000 $8,885 6.29%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $640,000 $160,000 $5,668 7.59%
AMARILLO, TX (FHA|USDA|VA) 2 $640,000 $320,000 $8,318 5.44%
Fernley, NV (FHA|USDA|VA) 1 $635,000 $635,000 $1,065 5.50%
DOTHAN, AL (FHA|USDA|VA) 3 $635,000 $211,667 $4,371 4.88%
NEW BERN, NC (FHA|USDA|VA) 1 $635,000 $635,000 $1,428 5.99%
St. Marys, GA (FHA|USDA|VA) 4 $630,000 $157,500 $7,211 8.49%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $630,000 $105,000 $7,096 6.65%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $630,000 $157,500 $6,159 9.31%
Poplar Bluff, MO (FHA|USDA|VA) 4 $630,000 $157,500 $4,132 7.88%
Del Rio, TX (FHA|USDA|VA) 2 $630,000 $315,000 $10,484 5.56%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $620,000 $310,000 $10,553 6.69%
Lewisburg, TN (FHA|USDA|VA) 2 $620,000 $310,000 $3,997 4.31%
Klamath Falls, OR (FHA|USDA|VA) 2 $620,000 $310,000 $6,715 6.56%
Rochelle, IL (FHA|USDA|VA) 3 $615,000 $205,000 $4,488 6.54%
Blackfoot, ID (FHA|USDA|VA) 1 $615,000 $615,000 $12,680 5.50%
VICTORIA, TX (FHA|USDA|VA) 2 $610,000 $305,000 $12,302 5.69%
Alamogordo, NM (FHA|USDA|VA) 3 $605,000 $201,667 $5,858 5.42%
Moscow, ID (FHA|USDA|VA) 2 $600,000 $300,000 $6,957 7.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $595,000 $198,333 $5,593 6.13%
LAWTON, OK (FHA|USDA|VA) 3 $595,000 $198,333 $8,632 8.55%
Paris, TX (FHA|USDA|VA) 2 $590,000 $295,000 $6,213 6.63%
ROCHESTER, NY (FHA|USDA|VA) 3 $585,000 $195,000 $6,985 6.33%
Seneca, SC (FHA|USDA|VA) 2 $580,000 $290,000 $4,185 5.50%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $560,000 $280,000 $6,257 6.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $555,000 $185,000 $6,831 6.13%
Dixon, IL (FHA|USDA|VA) 2 $550,000 $275,000 $5,588 6.75%
Laconia, NH (FHA|USDA|VA) 2 $540,000 $270,000 $9,611 10.10%
Martin, TN (FHA|USDA|VA) 2 $540,000 $270,000 $8,942 6.94%
Grand Rapids, MN (FHA|USDA|VA) 1 $535,000 $535,000 $2,896 4.25%
Warrensburg, MO (FHA|USDA|VA) 1 $535,000 $535,000 $3,538 7.25%
Cullman, AL (FHA|USDA|VA) 3 $535,000 $178,333 $7,363 5.29%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $530,000 $265,000 $11,319 6.50%
MORRISTOWN, TN (FHA|USDA|VA) 2 $530,000 $265,000 $4,924 6.13%
MONTGOMERY, AL (FHA|USDA|VA) 4 $530,000 $132,500 $4,199 8.18%
Mount Vernon, OH (FHA|USDA|VA) 2 $520,000 $260,000 $7,898 5.75%
McPherson, KS (FHA|USDA|VA) 3 $515,000 $171,667 $5,059 7.67%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $510,000 $255,000 $9,393 6.44%
Branson, MO (FHA|USDA|VA) 3 $505,000 $168,333 $2,935 8.26%
CORVALLIS, OR (FHA|USDA|VA) 1 $505,000 $505,000 $10,244 6.63%
Madison, IN (FHA|USDA|VA) 2 $500,000 $250,000 $5,994 6.38%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $495,000 $165,000 $9,910 5.87%
Opelousas, LA (FHA|USDA|VA) 2 $490,000 $245,000 $7,982 5.94%
RAPID CITY, SD (FHA|USDA|VA) 2 $490,000 $245,000 $8,479 5.88%
JOPLIN, MO (FHA|USDA|VA) 3 $485,000 $161,667 $4,574 8.45%
Aberdeen, WA (FHA|USDA|VA) 2 $480,000 $240,000 $10,280 7.50%
TOPEKA, KS (FHA|USDA|VA) 2 $480,000 $240,000 $7,121 6.69%
Ottawa, KS (FHA|USDA|VA) 1 $475,000 $475,000 $10,921 6.38%
LEBANON, PA (FHA|USDA|VA) 3 $475,000 $158,333 $10,210 7.59%
ANN ARBOR, MI (FHA|USDA|VA) 1 $475,000 $475,000 $15,703 5.50%
Urbana, OH (FHA|USDA|VA) 1 $475,000 $475,000 $3,748 5.99%
Fort Payne, AL (FHA|USDA|VA) 2 $470,000 $235,000 $8,667 6.81%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $470,000 $235,000 $6,048 5.69%
Wauchula, FL (FHA|USDA|VA) 2 $470,000 $235,000 $9,635 6.31%
Athens, TN (FHA|USDA|VA) 1 $465,000 $465,000 $11,412 6.38%
LANCASTER, PA (FHA|USDA|VA) 2 $460,000 $230,000 $11,121 10.40%
Glasgow, KY (FHA|USDA|VA) 2 $460,000 $230,000 $7,340 5.63%
Holland, MI (FHA|USDA|VA) 1 $455,000 $455,000 $4,136 7.00%
Jackson, OH (FHA|USDA|VA) 2 $450,000 $225,000 $8,515 6.62%
Shelton, WA (FHA|USDA|VA) 3 $445,000 $148,333 $1,913 10.01%
IOWA CITY, IA (FHA|USDA|VA) 2 $440,000 $220,000 $5,919 6.94%
ST. GEORGE, UT (FHA|USDA|VA) 1 $435,000 $435,000 $9,579 5.50%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $435,000 $145,000 $3,909 9.89%
MERCED, CA (FHA|USDA|VA) 1 $425,000 $425,000 $8,386 5.50%
FAIRBANKS, AK (FHA|USDA|VA) 1 $425,000 $425,000 $23,859 6.75%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $420,000 $210,000 $2,891 6.56%
Wilson, NC (FHA|USDA|VA) 1 $415,000 $415,000 $5,552 5.88%
Shelbyville, TN (FHA|USDA|VA) 1 $415,000 $415,000 $14,769 6.38%
Ellensburg, WA (FHA|USDA|VA) 1 $415,000 $415,000 $0 7.50%
TYLER, TX (FHA|USDA|VA) 1 $415,000 $415,000 $10,119 5.38%
Minden, LA (FHA|USDA|VA) 3 $415,000 $138,333 $3,998 5.46%
Marion, OH (FHA|USDA|VA) 4 $400,000 $100,000 $4,357 6.63%
Crossville, TN (FHA|USDA|VA) 2 $400,000 $200,000 $11,525 5.94%
Milledgeville, GA (FHA|USDA|VA) 2 $400,000 $200,000 $14,671 7.06%
Dickinson, ND (FHA|USDA|VA) 1 $395,000 $395,000 $7,896 5.50%
Stephenville, TX (FHA|USDA|VA) 1 $395,000 $395,000 $7,582 6.75%
Cedartown, GA (FHA|USDA|VA) 3 $395,000 $131,667 $6,439 7.99%
Crawfordsville, IN (FHA|USDA|VA) 3 $395,000 $131,667 $4,099 8.00%
Concord, NH (FHA|USDA|VA) 1 $395,000 $395,000 $27,805 5.63%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $390,000 $195,000 $8,062 6.56%
BEND, OR (FHA|USDA|VA) 2 $390,000 $195,000 $2,529 9.29%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $385,000 $128,333 $6,015 8.78%
WACO, TX (FHA|USDA|VA) 1 $385,000 $385,000 $8,490 5.50%
LIMA, OH (FHA|USDA|VA) 1 $385,000 $385,000 $4,721 7.00%
CHEYENNE, WY (FHA|USDA|VA) 1 $385,000 $385,000 $3,045 3.63%
Oak Harbor, WA (FHA|USDA|VA) 1 $385,000 $385,000 $4,107 2.25%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $385,000 $385,000 $9,371 5.88%
SAN ANGELO, TX (FHA|USDA|VA) 2 $380,000 $190,000 $13,036 8.86%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $380,000 $190,000 $5,016 9.52%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $380,000 $190,000 $1,308 8.65%
Greenville, MS (FHA|USDA|VA) 1 $375,000 $375,000 $11,292 7.63%
GLENS FALLS, NY (FHA|USDA|VA) 1 $375,000 $375,000 $10,632 5.63%
Red Bluff, CA (FHA|USDA|VA) 1 $375,000 $375,000 $6,459 5.38%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $370,000 $185,000 $6,472 6.94%
Andrews, TX (FHA|USDA|VA) 2 $370,000 $185,000 $7,011 6.81%
Wapakoneta, OH (FHA|USDA|VA) 2 $370,000 $185,000 $5,665 6.06%
FLORENCE, SC (FHA|USDA|VA) 1 $365,000 $365,000 $7,390 5.38%
Bay City, TX (FHA|USDA|VA) 1 $365,000 $365,000 $15,862 5.63%
Jacksonville, IL (FHA|USDA|VA) 1 $365,000 $365,000 $3,866 5.50%
YUMA, AZ (FHA|USDA|VA) 3 $355,000 $118,333 $5,274 10.05%
SAN JUAN-BAYAMƓN-CAGUAS, PR (FHA|USDA|VA) 3 $355,000 $118,333 $11,369 7.58%
Wilmington, OH (FHA|USDA|VA) 2 $350,000 $175,000 $4,364 6.44%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $350,000 $175,000 $7,935 6.13%
Fergus Falls, MN (FHA|USDA|VA) 2 $350,000 $175,000 $5,498 6.63%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $345,000 $345,000 $9,945 6.38%
KANKAKEE, IL (FHA|USDA|VA) 1 $345,000 $345,000 $3,843 6.25%
JONESBORO, AR (FHA|USDA|VA) 1 $345,000 $345,000 $7,764 5.38%
DULUTH, MN-WI (FHA|USDA|VA) 2 $340,000 $170,000 $8,304 5.56%
Roseburg, OR (FHA|USDA|VA) 2 $340,000 $170,000 $7,967 5.69%
GREEN BAY, WI (FHA|USDA|VA) 3 $335,000 $111,667 $2,470 8.22%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $335,000 $335,000 $10,859 5.63%
Marion, NC (FHA|USDA|VA) 1 $335,000 $335,000 $7,893 6.75%
LaGrange, GA-AL (FHA|USDA|VA) 2 $330,000 $165,000 $4,665 6.50%
ST. CLOUD, MN (FHA|USDA|VA) 1 $325,000 $325,000 $13,268 5.38%
Fairmont, WV (FHA|USDA|VA) 1 $325,000 $325,000 $6,941 6.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $320,000 $160,000 $5,695 5.69%
BURLINGTON, NC (FHA|USDA|VA) 2 $320,000 $160,000 $1,665 8.99%
Greenville, OH (FHA|USDA|VA) 1 $315,000 $315,000 $7,157 5.75%
DUBUQUE, IA (FHA|USDA|VA) 1 $315,000 $315,000 $6,928 6.50%
CaƱon City, CO (FHA|USDA|VA) 1 $315,000 $315,000 $6,393 5.38%
WALLA WALLA, WA (FHA|USDA|VA) 1 $315,000 $315,000 $7,481 5.50%
MANSFIELD, OH (FHA|USDA|VA) 2 $310,000 $155,000 $6,517 6.19%
Chillicothe, OH (FHA|USDA|VA) 1 $305,000 $305,000 $6,670 5.88%
Menomonie, WI (FHA|USDA|VA) 1 $305,000 $305,000 $5,677 6.38%
New Castle, IN (FHA|USDA|VA) 1 $305,000 $305,000 $10,211 5.99%
Oil City, PA (FHA|USDA|VA) 1 $305,000 $305,000 $16,597 5.63%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $295,000 $295,000 $2,087 6.75%
Sheridan, WY (FHA|USDA|VA) 1 $295,000 $295,000 $6,295 6.38%
Glenwood Springs, CO (FHA|USDA|VA) 1 $295,000 $295,000 $5,977 5.25%
Freeport, IL (FHA|USDA|VA) 2 $290,000 $145,000 $6,696 6.50%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $290,000 $145,000 $5,313 6.75%
GRANTS PASS, OR (FHA|USDA|VA) 1 $285,000 $285,000 $11,077 5.88%
Emporia, KS (FHA|USDA|VA) 1 $285,000 $285,000 $8,049 6.38%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $285,000 $285,000 $9,871 7.13%
NILES, MI (FHA|USDA|VA) 2 $280,000 $140,000 $5,781 6.06%
APPLETON, WI (FHA|USDA|VA) 2 $280,000 $140,000 $3,029 6.44%
Nogales, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $15,536 6.75%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $275,000 $275,000 $5,228 5.88%
Stillwater, OK (FHA|USDA|VA) 1 $275,000 $275,000 $14,626 6.00%
KINGSTON, NY (FHA|USDA|VA) 1 $275,000 $275,000 $5,915 6.50%
PINE BLUFF, AR (FHA|USDA|VA) 3 $265,000 $88,333 $5,520 6.13%
THE VILLAGES, FL (FHA|USDA|VA) 1 $265,000 $265,000 $9,396 6.88%
Key West, FL (FHA|USDA|VA) 1 $265,000 $265,000 $14,446 4.75%
WENATCHEE, WA (FHA|USDA|VA) 1 $265,000 $265,000 $14,406 6.63%
STAUNTON, VA (FHA|USDA|VA) 1 $265,000 $265,000 $6,477 5.88%
Athens, TX (FHA|USDA|VA) 1 $265,000 $265,000 $11,503 7.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $260,000 $130,000 $5,489 5.81%
Payson, AZ (FHA|USDA|VA) 3 $255,000 $85,000 $5,001 9.08%
SUMTER, SC (FHA|USDA|VA) 3 $255,000 $85,000 $4,410 10.69%
TOLEDO, OH (FHA|USDA|VA) 2 $250,000 $125,000 $6,835 9.19%
Winfield, KS (FHA|USDA|VA) 1 $245,000 $245,000 $9,119 7.25%
Dayton, TN (FHA|USDA|VA) 1 $235,000 $235,000 $4,551 5.50%
Harrison, AR (FHA|USDA|VA) 1 $235,000 $235,000 $8,109 7.38%
Fort Morgan, CO (FHA|USDA|VA) 1 $235,000 $235,000 $11,892 6.63%
Altus, OK (FHA|USDA|VA) 1 $235,000 $235,000 $6,481 5.75%
GREENVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $7,197 5.88%
Huntington, IN (FHA|USDA|VA) 1 $235,000 $235,000 $4,956 5.38%
Richmond-Berea, KY (FHA|USDA|VA) 2 $230,000 $115,000 $3,918 9.42%
Ozark, AL (FHA|USDA|VA) 1 $225,000 $225,000 $4,584 7.38%
Pella, IA (FHA|USDA|VA) 1 $225,000 $225,000 $15,395 6.50%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $225,000 $225,000 $5,023 5.38%
Richmond, IN (FHA|USDA|VA) 1 $225,000 $225,000 $12,698 7.13%
Bennington, VT (FHA|USDA|VA) 1 $225,000 $225,000 $9,158 6.88%
KOKOMO, IN (FHA|USDA|VA) 1 $225,000 $225,000 $9,589 5.63%
Cookeville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $12,032 5.88%
Bemidji, MN (FHA|USDA|VA) 1 $215,000 $215,000 $7,355 5.88%
Indianola, MS (FHA|USDA|VA) 1 $215,000 $215,000 $17,681 5.63%
Toccoa, GA (FHA|USDA|VA) 1 $215,000 $215,000 $12,060 6.25%
Lebanon, MO (FHA|USDA|VA) 1 $215,000 $215,000 $4,264 5.50%
Somerset, KY (FHA|USDA|VA) 1 $215,000 $215,000 $4,750 5.88%
Clewiston, FL (FHA|USDA|VA) 1 $205,000 $205,000 $7,005 5.50%
Bellefontaine, OH (FHA|USDA|VA) 1 $205,000 $205,000 $7,794 6.50%
Granbury, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,910 7.13%
MUSKEGON, MI (FHA|USDA|VA) 1 $205,000 $205,000 $10,584 5.38%
MONROE, MI (FHA|USDA|VA) 1 $205,000 $205,000 $10,967 6.38%
Alexandria, MN (FHA|USDA|VA) 1 $205,000 $205,000 $8,965 6.50%
PONCE, PR (FHA|USDA|VA) 1 $205,000 $205,000 $11,958 7.75%
JACKSON, MI (FHA|USDA|VA) 2 $200,000 $100,000 $2,481 10.34%
ENID, OK (FHA|USDA|VA) 1 $195,000 $195,000 $7,914 7.50%
Bluefield, WV-VA (FHA|USDA|VA) 1 $195,000 $195,000 $13,065 6.50%
ERIE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $7,878 7.25%
LAREDO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,122 7.25%
LINCOLN, NE (FHA|USDA|VA) 1 $195,000 $195,000 $10,117 5.88%
Brookhaven, MS (FHA|USDA|VA) 1 $195,000 $195,000 $4,620 7.38%
Statesboro, GA (FHA|USDA|VA) 1 $195,000 $195,000 $10,626 6.38%
Centralia, IL (FHA|USDA|VA) 1 $185,000 $185,000 $6,674 6.63%
Keene, NH (FHA|USDA|VA) 1 $185,000 $185,000 $6,698 5.38%
PEORIA, IL (FHA|USDA|VA) 1 $185,000 $185,000 $8,960 7.00%
Elizabeth City, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,300 5.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $185,000 $185,000 $6,103 6.75%
Sevierville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.63%
Starkville, MS (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.63%
ALBANY, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,963 6.75%
TWIN FALLS, ID (FHA|USDA|VA) 2 $180,000 $90,000 $5,711 8.00%
Natchitoches, LA (FHA|USDA|VA) 1 $175,000 $175,000 $8,595 7.25%
Mexico, MO (FHA|USDA|VA) 1 $175,000 $175,000 $5,058 5.50%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $175,000 $175,000 $9,832 5.63%
Scottsburg, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,554 5.63%
Cornelia, GA (FHA|USDA|VA) 3 $175,000 $58,333 $1,369 12.13%
Peru, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,933 6.38%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $175,000 $175,000 $5,576 6.88%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $175,000 $175,000 $8,173 7.75%
BECKLEY, WV (FHA|USDA|VA) 2 $170,000 $85,000 $5,416 4.88%
GAINESVILLE, GA (FHA|USDA|VA) 2 $170,000 $85,000 $4,250 9.57%
SAGINAW, MI (FHA|USDA|VA) 1 $165,000 $165,000 $8,865 5.50%
Seymour, IN (FHA|USDA|VA) 1 $165,000 $165,000 $8,545 6.25%
MISSOULA, MT (FHA|USDA|VA) 1 $165,000 $165,000 $2,088 10.55%
Yankton, SD (FHA|USDA|VA) 1 $165,000 $165,000 $5,356 5.88%
MANKATO, MN (FHA|USDA|VA) 1 $165,000 $165,000 $6,603 6.75%
Madisonville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $8,981 5.25%
Ruston, LA (FHA|USDA|VA) 1 $165,000 $165,000 $3,570 6.63%
Enterprise, AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,690 6.63%
Sterling, IL (FHA|USDA|VA) 1 $165,000 $165,000 $4,609 6.75%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,383 6.50%
Brenham, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,396 6.88%
Bedford, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,128 6.63%
Corsicana, TX (FHA|USDA|VA) 1 $155,000 $155,000 $10,266 6.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $155,000 $155,000 $9,793 5.88%
Roswell, NM (FHA|USDA|VA) 1 $155,000 $155,000 $8,662 5.50%
Summerville, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,949 6.38%
Tupelo, MS (FHA|USDA|VA) 1 $155,000 $155,000 $8,339 5.38%
Show Low, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $4,025 6.75%
Plymouth, IN (FHA|USDA|VA) 1 $145,000 $145,000 $4,429 7.50%
ABILENE, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,421 6.75%
Vicksburg, MS (FHA|USDA|VA) 1 $145,000 $145,000 $5,845 6.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.38%
Farmington, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,774 6.63%
Winnemucca, NV (FHA|USDA|VA) 1 $135,000 $135,000 $6,713 5.75%
Frankfort, IN (FHA|USDA|VA) 1 $135,000 $135,000 $6,937 5.50%
Hutchinson, KS (FHA|USDA|VA) 1 $125,000 $125,000 $5,522 6.25%
Searcy, AR (FHA|USDA|VA) 1 $125,000 $125,000 $5,832 5.50%
Jasper, AL (FHA|USDA|VA) 1 $125,000 $125,000 $4,073 5.38%
Coshocton, OH (FHA|USDA|VA) 1 $125,000 $125,000 $7,243 5.75%
Angola, IN (FHA|USDA|VA) 1 $125,000 $125,000 $6,454 6.75%
Paducah, KY-IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,121 6.63%
Lake City, FL (FHA|USDA|VA) 1 $125,000 $125,000 $9,087 6.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,059 6.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $115,000 $115,000 $7,954 6.75%
Rolla, MO (FHA|USDA|VA) 1 $115,000 $115,000 $7,043 6.38%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $115,000 $115,000 $8,215 6.99%
Paris, TN (FHA|USDA|VA) 1 $115,000 $115,000 $5,668 6.75%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $115,000 $115,000 $1,844 7.25%
Okeechobee, FL (FHA|USDA|VA) 1 $105,000 $105,000 $6,679 5.50%
Sunbury, PA (FHA|USDA|VA) 1 $105,000 $105,000 $5,362 6.63%
CARSON CITY, NV (FHA|USDA|VA) 1 $105,000 $105,000 $4,323 6.88%
Mount Sterling, KY (FHA|USDA|VA) 1 $105,000 $105,000 $6,575 6.25%
Sterling, CO (FHA|USDA|VA) 1 $105,000 $105,000 $4,872 6.25%
Malone, NY (FHA|USDA|VA) 1 $105,000 $105,000 $3,255 6.63%
Washington, IN (FHA|USDA|VA) 1 $95,000 $95,000 $4,770 7.00%
North Wilkesboro, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,819 5.88%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $90,000 $45,000 $1,613 12.70%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $85,000 $85,000 $6,229 6.38%
Indiana, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,466 5.88%
OWENSBORO, KY (FHA|USDA|VA) 1 $85,000 $85,000 $3,563 6.63%
ALTOONA, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,970 5.50%
DOVER, DE (FHA|USDA|VA) 1 $85,000 $85,000 $5,589 6.13%
Central City, KY (FHA|USDA|VA) 1 $75,000 $75,000 $4,100 7.25%
Adrian, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,939 5.88%
Zanesville, OH (FHA|USDA|VA) 1 $65,000 $65,000 $1,335 11.45%
BELLINGHAM, WA (FHA|USDA|VA) 1 $65,000 $65,000 $1,910 11.15%
Jefferson, GA (FHA|USDA|VA) 1 $65,000 $65,000 $1,834 10.55%
Douglas, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.13%
Miami, OK (FHA|USDA|VA) 1 $65,000 $65,000 $3,443 6.63%
Natchez, MS-LA (FHA|USDA|VA) 1 $65,000 $65,000 $4,892 7.00%
Gillette, WY (FHA|USDA|VA) 1 $55,000 $55,000 $1,904 10.15%
Port Angeles, WA (FHA|USDA|VA) 1 $55,000 $55,000 $1,252 9.95%
Hillsdale, MI (FHA|USDA|VA) 1 $55,000 $55,000 $2,024 11.35%
GETTYSBURG, PA (FHA|USDA|VA) 1 $55,000 $55,000 $1,468 14.15%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $55,000 $55,000 $1,315 10.55%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $55,000 $55,000 $1,387 9.35%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $45,000 $45,000 $1,600 11.45%
Marshall, MO (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.75%
Auburn, IN (FHA|USDA|VA) 1 $45,000 $45,000 $1,380 12.40%
DALTON, GA (FHA|USDA|VA) 1 $45,000 $45,000 $1,633 14.15%
Brevard, NC (FHA|USDA|VA) 1 $45,000 $45,000 $950 11.05%
Mineral Wells, TX (FHA|USDA|VA) 1 $45,000 $45,000 $1,851 12.35%
EL CENTRO, CA (FHA|USDA|VA) 1 $45,000 $45,000 $2,166 5.75%
Forest City, NC (FHA|USDA|VA) 1 $35,000 $35,000 $1,020 13.55%
CHARLESTON, WV (FHA|USDA|VA) 1 $35,000 $35,000 $1,909 12.90%
DuBois, PA (FHA|USDA|VA) 1 $35,000 $35,000 $1,392 10.85%
Atmore, AL (FHA|USDA|VA) 1 $35,000 $35,000 $1,371 14.90%
Bainbridge, GA (FHA|USDA|VA) 1 $25,000 $25,000 $1,513 14.50%
FOND DU LAC, WI (FHA|USDA|VA) 1 $25,000 $25,000 $1,825 11.30%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $25,000 $25,000 $1,331 12.60%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $25,000 $25,000 $1,468 11.90%
COLUMBUS, IN (FHA|USDA|VA) 1 $25,000 $25,000 $1,401 13.60%
Planet Home Lending's top markets include Dallas, New York, Denver, Las Vegas, and Riverside among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,806 $729,770,000 $260,075 $6,353 7.91%
    FHA 2,237 $681,135,000 $304,486 $12,400 6.26%
    VA 991 $367,295,000 $370,631 $9,590 6.06%
    USDA 121 $22,485,000 $185,826 $7,411 6.51%

    For 2023, Planet Home Lending's most frequently originated type of loan was Conventional, with 2,806 originations. Their 2nd most popular type was FHA, with 2,237 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,576 $1,189,970,000 $332,766 $10,583 6.50%
    Cash Out Refi 1,843 $378,545,000 $205,396 $7,752 8.21%
    Refi 671 $225,515,000 $336,088 $6,966 5.84%
    Other 45 $2,815,000 $62,556 $1,544 11.60%
    Home Improvement 20 $3,840,000 $192,000 $7,691 6.99%

    For 2023, Planet Home Lending's most frequently cited loan purpose was Home Purchase, with 3,576 originations. The 2nd most popular reason was Cash Out Refi, with 1,843 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,814 $1,764,380,000 $303,471 $9,454 6.92%
    15 Year 223 $20,785,000 $93,206 $3,067 9.52%
    10 Year 45 $535,000 $11,889 $480 5.64%
    20 Year 21 $5,415,000 $257,857 $9,675 6.32%
    Other 19 $3,505,000 $184,474 $11,234 4.50%
    30+ year 16 $5,930,000 $370,625 $17,408 7.41%
    3 Year 13 $115,000 $8,846 $0 0.00%
    5 Year 4 $20,000 $5,000 $0 0.00%

    For 2023, Planet Home Lending's most frequently cited loan duration was 30 Year, with 5,814 originations. The 2nd most popular length was 15 Year, with 223 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,944 $756,320,000 $389,053
    $<1k 1,663 $325,275,000 $195,595
    $1k-2k 742 $240,500,000 $324,124
    $3k-4k 574 $149,430,000 $260,331
    $4k-5k 525 $145,665,000 $277,457
    $2k-3k 512 $132,290,000 $258,379

    Planet Home Lending's average total fees were $9,454, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,944 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,532 $833,110,000 $329,032
    5-6% 1,553 $511,825,000 $329,572
    7-8% 1,056 $340,010,000 $321,979
    Over 8% 773 $59,835,000 $77,406
    <2.5% 105 $10,685,000 $101,762
    4-5% 95 $30,755,000 $323,737
    2.5-3% 25 $10,245,000 $409,800
    3-4% 16 $4,220,000 $263,750

    During 2023, Planet Home Lending's average interest rate for loans was 6.92%, while their most frequently originated rate bucket for loans was 6-7%, with 2,532 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,685 $787,515,000 $293,302 $9,951 6.40%
    $100k-200k 1,105 $171,595,000 $155,290 $6,621 6.78%
    $400k-600k 1,099 $524,905,000 $477,621 $12,919 6.37%
    $100,000 or less 896 $45,500,000 $50,781 $2,023 9.90%
    $600k-1MM 351 $244,975,000 $697,934 $15,884 6.54%
    $1MM+ 19 $26,195,000 $1,378,684 $17,509 6.58%

    2023 saw Planet Home Lending place emphasis on $200k-400k loans with 2,685 originations, totaling $787,515,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,634 $508,200,000 $311,016 $10,209 7.16%
    $75k-100k 1,198 $293,890,000 $245,317 $9,262 7.02%
    $50k-75k 1,178 $225,220,000 $191,188 $7,749 7.02%
    $150k-250k 1,008 $414,170,000 $410,883 $11,154 7.20%
    $50k or less 429 $52,985,000 $123,508 $6,014 6.78%
    $250k+ 270 $148,320,000 $549,333 $11,608 7.03%

    Planet Home Lending lent most frequently to those with incomes in the $100k-150k range, with 1,634 originations. The second most popular income band? $75k-100k, with 1,198 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 836 $291,670,000 $348,888 $13,580 6.38%
    30-36% 761 $207,005,000 $272,017 $8,150 6.79%
    20-30% 561 $152,835,000 $272,433 $7,670 6.58%
    49% 409 $100,605,000 $245,978 $8,086 8.45%
    48% 337 $88,495,000 $262,596 $8,709 8.06%
    44% 295 $87,285,000 $295,881 $9,594 7.20%
    45% 279 $79,785,000 $285,968 $9,244 7.30%
    47% 278 $73,010,000 $262,626 $9,315 7.65%
    46% 255 $69,595,000 $272,922 $8,777 7.65%
    43% 232 $69,190,000 $298,233 $9,519 7.03%
    41% 224 $64,130,000 $286,295 $9,157 7.01%
    39% 216 $65,350,000 $302,546 $9,611 7.02%
    42% 205 $59,625,000 $290,854 $9,164 7.07%
    40% 186 $50,930,000 $273,817 $8,893 7.06%
    38% 169 $47,205,000 $279,320 $8,250 6.96%
    36% 165 $47,895,000 $290,273 $8,434 7.10%
    37% 157 $44,485,000 $283,344 $9,335 6.90%
    <20% 125 $30,755,000 $246,040 $6,489 6.22%
    >60% 41 $18,645,000 $454,756 $11,342 5.92%

    Planet Home Lending lent most frequently to those with DTI ratios of 50-60%, with 836 originations. The next most common DTI ratio? 30-36%, with 761 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,175 $1,182,245,000 $283,172 $8,797 7.04%
    Not provided 817 $256,005,000 $313,348 $10,450 6.80%
    Black 779 $224,525,000 $288,222 $10,216 6.93%
    Asian 281 $107,215,000 $381,548 $9,473 6.70%
    American Indian 69 $19,475,000 $282,246 $7,885 7.39%
    Native Hawaiian or Islander 17 $4,675,000 $275,000 $6,769 7.00%
    Filipino 3 $1,545,000 $515,000 $12,378 6.12%
    Asian Indian 3 $1,215,000 $405,000 $8,045 6.33%
    Other Asian 5 $1,155,000 $231,000 $7,658 6.90%
    Japanese 1 $605,000 $605,000 $0 7.75%
    Korean 1 $545,000 $545,000 $7,457 6.88%
    Chinese 1 $455,000 $455,000 $5,243 5.88%
    Vietnamese 1 $385,000 $385,000 $5,172 6.50%
    Native Hawaiian 1 $345,000 $345,000 $14,627 5.75%
    Other Pacific Islander 1 $295,000 $295,000 $20,568 7.00%

    Approval Rates

    Total approvals of all applications
    97.18%

    Planet Home Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    91.00%

    Planet Home Lending has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,155 $1,800,685,000 $292,556

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,155 $1,800,685,000 $292,556

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 236 $30,080,000 $127,458 $3,509 9.45%
    40-60% 362 $99,460,000 $274,751 $8,114 6.40%
    60-80% 1,223 $391,405,000 $320,037 $9,734 6.39%
    80-100% 3,464 $1,181,930,000 $341,204 $10,713 6.44%
    Over 100% 151 $60,735,000 $402,219 $14,051 6.16%
    Under 20% 713 $35,225,000 $49,404 $1,603 10.29%