Planet Home Lending Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 54930021WPEXNHYZUL09
Tax ID: 26-0362771
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Planet Home Lending is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Planet Home Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Denver, Las Vegas, Los Angeles, San Diego, and Riverside among others. Planet Home Lending has an above average approval rate for mortages when compared nationally. They have an average pick rate when compared to the same sample of other lendors. Planet Home Lending is typically an average fee lendor.Originations
20,654Origination Dollar Volume (All Markets)
$5,933,200,000Awards
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PLANET HOME LENDING - 2021
PLANET HOME LENDING is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Planet Home Lending 's average 30 year fixed rate mortgage of loans were
2.9%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.25%.
Relative Fees
Planet Home Lending 's average total fees for a 30 year fixed rate
mortgage are $4,959.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 904 | $356,220,000 | $394,049 | $5,144 | 2.97% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1,197 | $354,395,000 | $296,069 | $5,268 | 3.03% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 487 | $221,575,000 | $454,979 | $6,715 | 2.78% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 453 | $219,115,000 | $483,698 | $8,848 | 2.79% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 606 | $212,620,000 | $350,858 | $5,908 | 2.81% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 526 | $203,930,000 | $387,700 | $6,519 | 2.81% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 655 | $181,425,000 | $276,985 | $5,335 | 2.84% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 320 | $167,760,000 | $524,250 | $5,872 | 2.95% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 409 | $144,495,000 | $353,289 | $4,066 | 2.80% |
| BOULDER, CO (FHA|USDA|VA) | 315 | $139,575,000 | $443,095 | $4,029 | 3.03% |
| Outside of Metro Areas | 596 | $124,660,000 | $209,161 | $4,130 | 2.91% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 311 | $114,805,000 | $369,148 | $5,259 | 2.73% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 189 | $107,385,000 | $568,175 | $4,629 | 2.90% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 351 | $104,075,000 | $296,510 | $5,238 | 2.79% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 471 | $103,365,000 | $219,459 | $3,493 | 2.81% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 434 | $102,770,000 | $236,797 | $3,820 | 2.75% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 348 | $102,620,000 | $294,885 | $4,644 | 2.74% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 328 | $99,190,000 | $302,409 | $4,568 | 2.90% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 389 | $93,685,000 | $240,835 | $4,370 | 2.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 319 | $81,695,000 | $256,097 | $4,436 | 2.85% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 230 | $77,640,000 | $337,565 | $5,692 | 2.80% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 244 | $73,950,000 | $303,074 | $4,953 | 2.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 279 | $68,515,000 | $245,573 | $5,193 | 2.76% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 259 | $67,945,000 | $262,336 | $5,034 | 2.95% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 254 | $66,760,000 | $262,835 | $4,824 | 2.86% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 233 | $61,815,000 | $265,300 | $4,311 | 2.80% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 364 | $61,490,000 | $168,929 | $5,869 | 3.11% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 195 | $61,105,000 | $313,359 | $3,949 | 2.74% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 207 | $59,935,000 | $289,541 | $4,676 | 2.73% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 158 | $55,700,000 | $352,532 | $4,008 | 2.65% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 227 | $51,785,000 | $228,128 | $2,610 | 2.71% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 216 | $51,010,000 | $236,157 | $3,190 | 2.93% |
| JACKSON, MS (FHA|USDA|VA) | 230 | $48,760,000 | $212,000 | $6,331 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 249 | $45,255,000 | $181,747 | $7,318 | 3.19% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 141 | $36,445,000 | $258,475 | $3,836 | 2.69% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 92 | $30,770,000 | $334,457 | $5,052 | 2.73% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 140 | $30,550,000 | $218,214 | $3,419 | 2.86% |
| GREELEY, CO (FHA|USDA|VA) | 79 | $28,665,000 | $362,848 | $5,298 | 2.98% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 125 | $27,985,000 | $223,880 | $4,755 | 2.99% |
| VALLEJO, CA (FHA|USDA|VA) | 71 | $27,125,000 | $382,042 | $5,549 | 2.75% |
| STOCKTON, CA (FHA|USDA|VA) | 78 | $25,380,000 | $325,385 | $5,136 | 2.85% |
| Picayune, MS (FHA|USDA|VA) | 144 | $24,850,000 | $172,569 | $6,272 | 3.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 136 | $24,370,000 | $179,191 | $2,863 | 2.73% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 98 | $23,980,000 | $244,694 | $6,032 | 3.11% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 104 | $22,830,000 | $219,519 | $4,767 | 2.83% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 91 | $22,245,000 | $244,451 | $3,524 | 2.69% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 105 | $21,745,000 | $207,095 | $3,947 | 2.69% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 62 | $21,650,000 | $349,194 | $5,849 | 2.91% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 84 | $21,380,000 | $254,524 | $4,395 | 2.85% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 85 | $21,065,000 | $247,824 | $5,363 | 2.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 81 | $20,115,000 | $248,333 | $3,350 | 2.70% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 87 | $19,745,000 | $226,954 | $4,692 | 3.05% |
| MADISON, WI (FHA|USDA|VA) | 71 | $19,495,000 | $274,577 | $3,179 | 2.73% |
| RENO, NV (FHA|USDA|VA) | 56 | $19,390,000 | $346,250 | $4,615 | 2.91% |
| PITTSBURGH, PA (FHA|USDA|VA) | 91 | $18,955,000 | $208,297 | $4,572 | 2.76% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 55 | $18,845,000 | $342,636 | $2,056 | 2.58% |
| WICHITA, KS (FHA|USDA|VA) | 108 | $18,740,000 | $173,519 | $4,123 | 3.22% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 84 | $18,680,000 | $222,381 | $6,507 | 3.17% |
| BOISE CITY, ID (FHA|USDA|VA) | 63 | $18,655,000 | $296,111 | $4,771 | 2.65% |
| FORT COLLINS, CO (FHA|USDA|VA) | 51 | $18,625,000 | $365,196 | $5,675 | 2.90% |
| RICHMOND, VA (FHA|USDA|VA) | 65 | $17,955,000 | $276,231 | $4,262 | 2.63% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 64 | $17,520,000 | $273,750 | $4,274 | 2.76% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 67 | $17,375,000 | $259,328 | $4,503 | 2.89% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 36 | $17,350,000 | $481,944 | $5,587 | 2.66% |
| MODESTO, CA (FHA|USDA|VA) | 50 | $16,770,000 | $335,400 | $5,931 | 2.85% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 30 | $16,570,000 | $552,333 | $5,158 | 2.90% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 86 | $16,250,000 | $188,953 | $3,261 | 2.77% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 65 | $15,705,000 | $241,615 | $5,146 | 2.70% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 34 | $14,880,000 | $437,647 | $5,589 | 2.89% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 57 | $14,795,000 | $259,561 | $4,666 | 2.83% |
| FRESNO, CA (FHA|USDA|VA) | 49 | $13,875,000 | $283,163 | $3,208 | 2.83% |
| SALINAS, CA (FHA|USDA|VA) | 27 | $12,935,000 | $479,074 | $5,752 | 2.82% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 61 | $12,705,000 | $208,279 | $2,452 | 2.86% |
| COLUMBUS, OH (FHA|USDA|VA) | 57 | $12,505,000 | $219,386 | $3,613 | 2.72% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 66 | $12,470,000 | $188,939 | $5,172 | 2.95% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 48 | $12,270,000 | $255,625 | $4,547 | 2.60% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 58 | $11,680,000 | $201,379 | $2,522 | 2.60% |
| GAINESVILLE, FL (FHA|USDA|VA) | 55 | $11,015,000 | $200,273 | $3,524 | 2.90% |
| TUCSON, AZ (FHA|USDA|VA) | 51 | $10,535,000 | $206,569 | $3,293 | 2.62% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 31 | $10,485,000 | $338,226 | $4,275 | 2.58% |
| BATON ROUGE, LA (FHA|USDA|VA) | 49 | $9,925,000 | $202,551 | $4,695 | 2.90% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 25 | $9,915,000 | $396,600 | $3,822 | 2.79% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 41 | $9,825,000 | $239,634 | $4,174 | 2.74% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 34 | $9,760,000 | $287,059 | $4,789 | 2.79% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 45 | $9,755,000 | $216,778 | $3,239 | 2.73% |
| SALEM, OR (FHA|USDA|VA) | 33 | $9,425,000 | $285,606 | $4,201 | 2.74% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 42 | $9,210,000 | $219,286 | $3,622 | 2.89% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 37 | $9,205,000 | $248,784 | $3,430 | 2.75% |
| RACINE, WI (FHA|USDA|VA) | 38 | $9,040,000 | $237,895 | $2,910 | 2.91% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 44 | $9,000,000 | $204,545 | $4,563 | 3.16% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 50 | $8,850,000 | $177,000 | $1,967 | 2.67% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 35 | $8,815,000 | $251,857 | $3,917 | 3.05% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 25 | $8,725,000 | $349,000 | $5,385 | 2.80% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 27 | $8,605,000 | $318,704 | $5,155 | 2.79% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 31 | $8,585,000 | $276,935 | $4,810 | 2.93% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 32 | $8,460,000 | $264,375 | $4,329 | 2.87% |
| Outside of Metro Areas | 29 | $8,355,000 | $288,103 | $4,442 | 2.64% |
| MONROE, LA (FHA|USDA|VA) | 45 | $8,285,000 | $184,111 | $6,126 | 3.03% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 33 | $7,825,000 | $237,121 | $3,474 | 2.58% |
| MERCED, CA (FHA|USDA|VA) | 26 | $7,750,000 | $298,077 | $4,377 | 3.16% |
| Manitowoc, WI (FHA|USDA|VA) | 51 | $7,435,000 | $145,784 | $2,418 | 2.69% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 33 | $7,295,000 | $221,061 | $2,908 | 2.81% |
| COLUMBIA, SC (FHA|USDA|VA) | 31 | $6,995,000 | $225,645 | $3,007 | 2.66% |
| WILMINGTON, NC (FHA|USDA|VA) | 26 | $6,880,000 | $264,615 | $4,282 | 3.06% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 31 | $6,835,000 | $220,484 | $2,570 | 2.66% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 28 | $6,730,000 | $240,357 | $2,869 | 2.79% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 37 | $6,725,000 | $181,757 | $2,559 | 2.69% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 36 | $6,670,000 | $185,278 | $5,690 | 3.18% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 23 | $6,635,000 | $288,478 | $3,673 | 2.54% |
| KNOXVILLE, TN (FHA|USDA|VA) | 29 | $6,625,000 | $228,448 | $3,524 | 2.80% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 30 | $6,440,000 | $214,667 | $3,645 | 2.82% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 27 | $6,235,000 | $230,926 | $3,746 | 2.68% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 18 | $6,200,000 | $344,444 | $5,626 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) | 33 | $6,165,000 | $186,818 | $3,403 | 2.73% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 24 | $6,090,000 | $253,750 | $3,791 | 2.81% |
| OCALA, FL (FHA|USDA|VA) | 29 | $6,025,000 | $207,759 | $3,851 | 2.72% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 29 | $5,945,000 | $205,000 | $3,338 | 2.74% |
| EL PASO, TX (FHA|USDA|VA) | 33 | $5,685,000 | $172,273 | $2,984 | 2.71% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 29 | $5,555,000 | $191,552 | $2,785 | 2.73% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $5,545,000 | $504,091 | $5,193 | 2.70% |
| Edwards, CO (FHA|USDA|VA) | 9 | $5,525,000 | $613,889 | $5,122 | 3.01% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 25 | $5,465,000 | $218,600 | $4,023 | 2.92% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 22 | $5,460,000 | $248,182 | $3,442 | 2.72% |
| PUEBLO, CO (FHA|USDA|VA) | 22 | $5,340,000 | $242,727 | $4,431 | 2.90% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 25 | $5,305,000 | $212,200 | $3,746 | 2.92% |
| YUBA CITY, CA (FHA|USDA|VA) | 19 | $5,295,000 | $278,684 | $3,686 | 2.74% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 28 | $5,290,000 | $188,929 | $2,919 | 2.66% |
| Key West, FL (FHA|USDA|VA) | 10 | $5,140,000 | $514,000 | $7,008 | 2.80% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 20 | $5,090,000 | $254,500 | $3,668 | 2.67% |
| LAFAYETTE, LA (FHA|USDA|VA) | 25 | $5,055,000 | $202,200 | $5,067 | 3.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 28 | $5,040,000 | $180,000 | $4,557 | 3.06% |
| Whitewater, WI (FHA|USDA|VA) | 23 | $5,005,000 | $217,609 | $3,325 | 2.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 24 | $4,960,000 | $206,667 | $3,266 | 2.71% |
| REDDING, CA (FHA|USDA|VA) | 18 | $4,930,000 | $273,889 | $4,617 | 2.54% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 21 | $4,905,000 | $233,571 | $4,276 | 2.76% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 23 | $4,875,000 | $211,957 | $2,932 | 2.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 25 | $4,755,000 | $190,200 | $1,977 | 2.60% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 27 | $4,745,000 | $175,741 | $2,944 | 2.81% |
| PANAMA CITY, FL (FHA|USDA|VA) | 15 | $4,735,000 | $315,667 | $5,807 | 3.03% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 16 | $4,730,000 | $295,625 | $4,616 | 2.86% |
| ROCKFORD, IL (FHA|USDA|VA) | 28 | $4,650,000 | $166,071 | $4,258 | 3.26% |
| Bozeman, MT (FHA|USDA|VA) | 14 | $4,630,000 | $330,714 | $2,199 | 2.84% |
| SAVANNAH, GA (FHA|USDA|VA) | 21 | $4,565,000 | $217,381 | $3,779 | 2.80% |
| ANCHORAGE, AK (FHA|USDA|VA) | 15 | $4,565,000 | $304,333 | $4,370 | 2.53% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 26 | $4,530,000 | $174,231 | $3,227 | 2.97% |
| TULSA, OK (FHA|USDA|VA) | 25 | $4,495,000 | $179,800 | $4,059 | 2.81% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $4,405,000 | $293,667 | $5,627 | 2.77% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 24 | $4,380,000 | $182,500 | $3,137 | 2.62% |
| Oak Harbor, WA (FHA|USDA|VA) | 12 | $4,350,000 | $362,500 | $4,266 | 2.59% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 17 | $4,335,000 | $255,000 | $3,772 | 2.74% |
| WACO, TX (FHA|USDA|VA) | 19 | $4,295,000 | $226,053 | $2,838 | 2.78% |
| LAS CRUCES, NM (FHA|USDA|VA) | 24 | $4,140,000 | $172,500 | $3,475 | 2.70% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 18 | $4,090,000 | $227,222 | $3,439 | 2.92% |
| DOVER, DE (FHA|USDA|VA) | 15 | $3,885,000 | $259,000 | $3,678 | 2.61% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $3,870,000 | $483,750 | $3,743 | 2.56% |
| Beaver Dam, WI (FHA|USDA|VA) | 19 | $3,845,000 | $202,368 | $2,860 | 2.76% |
| Pahrump, NV (FHA|USDA|VA) | 15 | $3,795,000 | $253,000 | $4,695 | 2.95% |
| NAPA, CA (FHA|USDA|VA) | 7 | $3,755,000 | $536,429 | $5,804 | 2.89% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 12 | $3,710,000 | $309,167 | $2,181 | 2.65% |
| Centralia, WA (FHA|USDA|VA) | 13 | $3,615,000 | $278,077 | $5,867 | 2.77% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 11 | $3,525,000 | $320,455 | $4,515 | 2.57% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 20 | $3,520,000 | $176,000 | $3,204 | 2.79% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 16 | $3,510,000 | $219,375 | $2,533 | 2.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 17 | $3,485,000 | $205,000 | $3,966 | 2.84% |
| MIDLAND, TX (FHA|USDA|VA) | 15 | $3,465,000 | $231,000 | $4,902 | 2.91% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 19 | $3,425,000 | $180,263 | $2,143 | 2.64% |
| Albertville, AL (FHA|USDA|VA) | 16 | $3,390,000 | $211,875 | $3,419 | 2.93% |
| GREEN BAY, WI (FHA|USDA|VA) | 14 | $3,390,000 | $242,143 | $2,933 | 2.73% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 17 | $3,385,000 | $199,118 | $2,879 | 2.68% |
| ASHEVILLE, NC (FHA|USDA|VA) | 13 | $3,335,000 | $256,538 | $2,917 | 2.82% |
| Breckenridge, CO (FHA|USDA|VA) | 9 | $3,315,000 | $368,333 | $3,837 | 3.03% |
| Helena, MT (FHA|USDA|VA) | 10 | $3,270,000 | $327,000 | $3,451 | 2.58% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 11 | $3,225,000 | $293,182 | $3,559 | 2.81% |
| LAREDO, TX (FHA|USDA|VA) | 18 | $3,210,000 | $178,333 | $4,499 | 2.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 17 | $3,205,000 | $188,529 | $4,566 | 2.74% |
| BELLINGHAM, WA (FHA|USDA|VA) | 10 | $3,180,000 | $318,000 | $5,098 | 2.76% |
| MANHATTAN, KS (FHA|USDA|VA) | 14 | $3,160,000 | $225,714 | $3,391 | 3.08% |
| ODESSA, TX (FHA|USDA|VA) | 13 | $3,155,000 | $242,692 | $5,297 | 2.70% |
| MADERA, CA (FHA|USDA|VA) | 12 | $3,140,000 | $261,667 | $5,898 | 2.83% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 10 | $3,110,000 | $311,000 | $4,554 | 2.86% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 10 | $3,060,000 | $306,000 | $7,875 | 2.67% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 15 | $3,055,000 | $203,667 | $2,240 | 2.84% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 13 | $3,005,000 | $231,154 | $4,227 | 2.92% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 11 | $2,985,000 | $271,364 | $4,212 | 2.57% |
| BILLINGS, MT (FHA|USDA|VA) | 13 | $2,985,000 | $229,615 | $3,162 | 2.78% |
| Shelton, WA (FHA|USDA|VA) | 11 | $2,975,000 | $270,455 | $5,337 | 2.70% |
| HATTIESBURG, MS (FHA|USDA|VA) | 14 | $2,910,000 | $207,857 | $5,468 | 3.32% |
| BEND, OR (FHA|USDA|VA) | 9 | $2,895,000 | $321,667 | $3,079 | 2.61% |
| VISALIA, CA (FHA|USDA|VA) | 11 | $2,875,000 | $261,364 | $5,367 | 2.94% |
| LONGVIEW, TX (FHA|USDA|VA) | 14 | $2,840,000 | $202,857 | $3,566 | 2.87% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 16 | $2,830,000 | $176,875 | $5,507 | 3.08% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $2,790,000 | $348,750 | $4,099 | 2.78% |
| MOBILE, AL (FHA|USDA|VA) | 17 | $2,695,000 | $158,529 | $2,621 | 2.65% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 10 | $2,620,000 | $262,000 | $3,643 | 2.73% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 16 | $2,620,000 | $163,750 | $2,903 | 2.81% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $2,550,000 | $637,500 | $15,780 | 2.59% |
| LANCASTER, PA (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $1,897 | 2.53% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $4,478 | 2.73% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 15 | $2,525,000 | $168,333 | $2,780 | 2.92% |
| YAKIMA, WA (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $4,314 | 2.90% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 10 | $2,480,000 | $248,000 | $2,830 | 2.81% |
| CHICO, CA (FHA|USDA|VA) | 10 | $2,430,000 | $243,000 | $2,748 | 2.54% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 9 | $2,425,000 | $269,444 | $2,922 | 2.78% |
| FORT WAYNE, IN (FHA|USDA|VA) | 13 | $2,415,000 | $185,769 | $2,565 | 2.72% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $4,177 | 2.81% |
| Port Angeles, WA (FHA|USDA|VA) | 11 | $2,385,000 | $216,818 | $2,876 | 2.69% |
| HAMMOND, LA (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $5,770 | 2.97% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $2,742 | 2.65% |
| CHARLESTON, WV (FHA|USDA|VA) | 14 | $2,310,000 | $165,000 | $3,132 | 2.84% |
| GAINESVILLE, GA (FHA|USDA|VA) | 11 | $2,295,000 | $208,636 | $3,676 | 2.80% |
| THE VILLAGES, FL (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $3,590 | 2.75% |
| TYLER, TX (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $3,896 | 2.86% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $2,577 | 2.82% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 9 | $2,225,000 | $247,222 | $3,810 | 2.81% |
| MISSOULA, MT (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $1,652 | 2.89% |
| APPLETON, WI (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $4,068 | 2.83% |
| ANN ARBOR, MI (FHA|USDA|VA) | 12 | $2,140,000 | $178,333 | $2,906 | 2.53% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $4,612 | 2.78% |
| GRANTS PASS, OR (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $4,364 | 2.83% |
| NEW BERN, NC (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $2,242 | 2.68% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 12 | $2,090,000 | $174,167 | $3,564 | 2.78% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 11 | $2,085,000 | $189,545 | $2,770 | 2.87% |
| Sandpoint, ID (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $4,427 | 2.56% |
| Fernley, NV (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $5,834 | 2.45% |
| CARSON CITY, NV (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $3,709 | 3.13% |
| RAPID CITY, SD (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $3,242 | 2.89% |
| JONESBORO, AR (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $1,658 | 2.87% |
| YUMA, AZ (FHA|USDA|VA) | 10 | $1,980,000 | $198,000 | $4,541 | 2.83% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $4,023 | 2.61% |
| Granbury, TX (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $7,270 | 2.89% |
| GREAT FALLS, MT (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $1,999 | 2.62% |
| DECATUR, AL (FHA|USDA|VA) | 12 | $1,910,000 | $159,167 | $4,666 | 2.68% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $3,853 | 2.82% |
| Clarksburg, WV (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $1,646 | 2.44% |
| ROANOKE, VA (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $2,929 | 2.77% |
| TOPEKA, KS (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $3,814 | 2.91% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 10 | $1,870,000 | $187,000 | $3,913 | 2.58% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $3,610 | 2.66% |
| FLINT, MI (FHA|USDA|VA) | 12 | $1,860,000 | $155,000 | $3,142 | 2.72% |
| Jefferson, GA (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $3,485 | 2.81% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $5,732 | 2.84% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $4,323 | 2.59% |
| Alamogordo, NM (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $3,035 | 2.31% |
| MONROE, MI (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $2,427 | 2.79% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $2,417 | 2.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $3,836 | 2.67% |
| LINCOLN, NE (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $2,114 | 2.89% |
| Ottawa, IL (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $2,055 | 2.89% |
| Ellensburg, WA (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $3,067 | 3.10% |
| FARMINGTON, NM (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $4,967 | 2.72% |
| JACKSON, TN (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $4,906 | 3.05% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $3,565 | 2.89% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $4,230 | 2.73% |
| Richmond-Berea, KY (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $3,744 | 2.82% |
| Dayton, TN (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $4,285 | 3.21% |
| Cañon City, CO (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $2,216 | 2.64% |
| Juneau, AK (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $5,192 | 2.55% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $1,665,000 | $555,000 | $15,741 | 2.71% |
| ABILENE, TX (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $6,631 | 3.09% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $2,305 | 2.62% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $3,295 | 2.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $3,691 | 2.58% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $4,716 | 2.72% |
| AKRON, OH (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $3,043 | 2.74% |
| Opelousas, LA (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $6,263 | 3.83% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $4,084 | 2.39% |
| Shelbyville, TN (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $6,146 | 2.71% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $2,505 | 2.43% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $4,361 | 2.41% |
| READING, PA (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $4,322 | 2.65% |
| IOWA CITY, IA (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $2,786 | 2.45% |
| Kalispell, MT (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $3,448 | 2.58% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $4,106 | 2.50% |
| Somerset, KY (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $2,162 | 2.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $3,297 | 2.55% |
| SPARTANBURG, SC (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $3,541 | 2.81% |
| Warrensburg, MO (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $3,195 | 2.84% |
| LEBANON, PA (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $5,994 | 2.88% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $3,184 | 2.52% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $6,068 | 2.53% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $2,785 | 2.85% |
| Sonora, CA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $4,212 | 2.34% |
| ST. CLOUD, MN (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $2,273 | 2.68% |
| HINESVILLE, GA (FHA|USDA|VA) | 10 | $1,310,000 | $131,000 | $2,102 | 2.68% |
| Chillicothe, OH (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $3,150 | 2.69% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $3,253 | 2.54% |
| Red Bluff, CA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $2,840 | 2.83% |
| LONGVIEW, WA (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $2,841 | 2.48% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $3,808 | 3.05% |
| Klamath Falls, OR (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $4,268 | 2.60% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $1,744 | 2.90% |
| LUBBOCK, TX (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $3,529 | 2.82% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $2,670 | 2.48% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $4,630 | 2.84% |
| FOND DU LAC, WI (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $3,341 | 2.80% |
| Mountain Home, ID (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $7,990 | 2.44% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $2,770 | 2.63% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $4,406 | 2.87% |
| Shelby, NC (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $3,149 | 3.11% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $4,332 | 2.78% |
| Okeechobee, FL (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $6,165 | 2.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $3,103 | 3.13% |
| St. Marys, GA (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $1,665 | 2.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $3,382 | 2.73% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $3,417 | 2.73% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $1,087 | 3.13% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $4,646 | 3.29% |
| Sikeston, MO (FHA|USDA|VA) | 8 | $1,140,000 | $142,500 | $2,808 | 2.83% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $5,247 | 2.73% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $3,085 | 2.69% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $3,420 | 2.79% |
| SAN ANGELO, TX (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $3,857 | 2.81% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $6,170 | 2.66% |
| Fallon, NV (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $7,807 | 2.59% |
| WENATCHEE, WA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $2,168 | 2.80% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $3,730 | 2.92% |
| Athens, TN (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $3,702 | 3.13% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $2,395 | 2.95% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,048 | 2.46% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $1,884 | 2.60% |
| Lebanon, MO (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $2,803 | 2.85% |
| Morehead City, NC (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $5,492 | 2.69% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $2,736 | 2.67% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $2,559 | 2.90% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,918 | 2.81% |
| ALBANY, GA (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $3,524 | 3.50% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $5,276 | 2.75% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $1,415 | 2.87% |
| Roseburg, OR (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $3,871 | 3.10% |
| Brevard, NC (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,483 | 3.08% |
| Cedartown, GA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $2,007 | 2.53% |
| JACKSON, MI (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $1,920 | 2.64% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $2,380 | 2.67% |
| Baraboo, WI (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,676 | 2.75% |
| Durango, CO (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,167 | 2.96% |
| BURLINGTON, NC (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $2,476 | 2.56% |
| West Plains, MO (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,169 | 2.78% |
| Astoria, OR (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $2,547 | 2.66% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,380 | 2.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $1,542 | 2.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $3,542 | 3.42% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $2,722 | 2.75% |
| Madisonville, KY (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $1,811 | 2.70% |
| Montrose, CO (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $1,877 | 2.70% |
| Payson, AZ (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $2,704 | 2.48% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,314 | 2.79% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $1,930 | 2.45% |
| Ruston, LA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,183 | 3.31% |
| Eagle Pass, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,961 | 2.69% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $1,389 | 3.10% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,901 | 2.96% |
| Paducah, KY-IL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $2,857 | 2.78% |
| Williston, ND (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,525 | 2.58% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $2,962 | 2.41% |
| LAWTON, OK (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $2,667 | 2.53% |
| Susanville, CA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $1,820 | 2.63% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,528 | 2.92% |
| Fort Polk South, LA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $2,847 | 2.56% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,513 | 2.81% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,475 | 3.25% |
| Rockport, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,930 | 3.21% |
| Rochelle, IL (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $2,337 | 2.65% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $2,017 | 3.15% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,885 | 2.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,897 | 2.75% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,184 | 2.98% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,424 | 2.92% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,543 | 2.59% |
| Scottsboro, AL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,899 | 3.42% |
| WHEELING, WV-OH (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $3,391 | 2.85% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,191 | 2.69% |
| Greenwood, SC (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $2,022 | 2.80% |
| Gillette, WY (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,800 | 2.94% |
| Clovis, NM (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $7,312 | 2.66% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,495 | 3.38% |
| PEORIA, IL (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $1,974 | 2.83% |
| MORGANTOWN, WV (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,975 | 2.47% |
| Poplar Bluff, MO (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $1,295 | 2.42% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $12,682 | 2.69% |
| Washington, IN (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,648 | 2.94% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,216 | 2.78% |
| CASPER, WY (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,751 | 2.75% |
| Kearney, NE (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,539 | 3.00% |
| Brookings, OR (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,064 | 2.92% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,055 | 2.69% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $2,973 | 2.85% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,960 | 2.04% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $2,299 | 2.83% |
| Paris, TN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,895 | 2.96% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,713 | 2.50% |
| Burley, ID (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,195 | 2.94% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $6,241 | 3.09% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,854 | 2.38% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,511 | 3.38% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $1,269 | 2.79% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,054 | 2.88% |
| Seneca, SC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $1,777 | 3.21% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,207 | 2.46% |
| Waycross, GA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,229 | 2.83% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,154 | 2.50% |
| Laconia, NH (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,554 | 3.06% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,282 | 3.09% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,741 | 2.75% |
| Marion, OH (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $1,372 | 2.54% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,512 | 2.83% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,335 | 2.75% |
| Tupelo, MS (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,127 | 2.81% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,660 | 2.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $9,371 | 3.56% |
| Duncan, OK (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,103 | 2.50% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,796 | 2.83% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,257 | 2.58% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,785 | 2.75% |
| Borger, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,850 | 2.92% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,647 | 2.67% |
| Jasper, IN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,118 | 2.63% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,879 | 2.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $1,729 | 2.84% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,765 | 2.75% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,199 | 2.71% |
| Minden, LA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,541 | 3.25% |
| Fairmont, WV (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,015 | 2.58% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $1,893 | 2.33% |
| Sterling, CO (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,015 | 2.83% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,521 | 3.25% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,450 | 2.44% |
| NILES, MI (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $2,995 | 2.72% |
| Jackson, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,857 | 2.83% |
| Concord, NH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,884 | 2.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $1,534 | 2.63% |
| Jasper, AL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,646 | 2.71% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $1,960 | 3.04% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,707 | 2.63% |
| Hilo, HI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $7,818 | 2.25% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,397 | 2.50% |
| ROME, GA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $2,928 | 2.75% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,431 | 3.00% |
| Easton, MD (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,617 | 2.63% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,696 | 2.96% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,435 | 2.81% |
| Natchitoches, LA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,126 | 3.17% |
| Holland, MI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,294 | 2.63% |
| Starkville, MS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,383 | 2.68% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,320 | 3.00% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,566 | 2.54% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,349 | 3.21% |
| Columbus, MS (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,957 | 3.13% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,902 | 2.50% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,562 | 2.69% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,358 | 2.71% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,981 | 2.66% |
| Bennington, VT (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,915 | 2.99% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,507 | 2.54% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,676 | 2.75% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,962 | 2.67% |
| Hood River, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,982 | 2.81% |
| Crossville, TN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,617 | 3.50% |
| Sidney, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,744 | 2.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,859 | 2.59% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $18,098 | 3.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,010 | 2.50% |
| Sayre, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,066 | 2.83% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,462 | 3.21% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,818 | 2.88% |
| Uvalde, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,084 | 2.63% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,963 | 3.00% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,405 | 3.00% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,936 | 3.21% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $1,737 | 2.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $1,455 | 2.46% |
| Batesville, AR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,241 | 3.13% |
| Spirit Lake, IA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,102 | 3.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,992 | 2.75% |
| AMES, IA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,508 | 2.75% |
| Rolla, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,017 | 2.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,199 | 2.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $2,312 | 3.00% |
| Branson, MO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,311 | 2.44% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,336 | 2.56% |
| Salina, KS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,538 | 3.06% |
| Athens, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,353 | 2.96% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,435 | 3.04% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,520 | 2.56% |
| Salem, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,192 | 3.00% |
| Cadillac, MI (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,527 | 3.04% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,103 | 2.44% |
| Bonham, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,039 | 2.81% |
| Durant, OK (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,400 | 2.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,097 | 2.96% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,853 | 2.69% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $3,043 | 3.09% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,047 | 2.50% |
| Cullman, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,929 | 2.50% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,809 | 2.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,756 | 2.25% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,240 | 2.75% |
| Roswell, NM (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,781 | 2.50% |
| New Castle, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,950 | 3.13% |
| Deming, NM (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,703 | 2.50% |
| Lock Haven, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,573 | 2.88% |
| Dixon, IL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,495 | 2.88% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,788 | 4.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,549 | 2.44% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,432 | 3.00% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,409 | 2.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,811 | 2.83% |
| Marshall, MO (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,310 | 3.13% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,897 | 2.94% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,210 | 2.75% |
| Great Bend, KS (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,448 | 2.92% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,625 | 2.75% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,687 | 3.13% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,177 | 4.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,070 | 2.50% |
| Palatka, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,970 | 2.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,672 | 2.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,598 | 2.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,816 | 3.04% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,615 | 2.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,545 | 2.38% |
| Douglas, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,355 | 2.81% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,122 | 2.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $935 | 2.75% |
| Oxford, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,557 | 2.50% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,654 | 3.31% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,453 | 2.94% |
| Clinton, IA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,149 | 3.44% |
| Moberly, MO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,320 | 2.81% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,026 | 2.75% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,701 | 2.81% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,180 | 2.75% |
| Snyder, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,351 | 2.88% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,796 | 2.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,746 | 2.38% |
| LIMA, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,638 | 2.75% |
| Kinston, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,851 | 3.13% |
| Ludington, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,995 | 2.75% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,231 | 2.38% |
| Madison, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,625 | 2.56% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,433 | 2.25% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,187 | 2.75% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,190 | 3.50% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,547 | 2.56% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,203 | 3.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,390 | 2.69% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,210 | 2.38% |
| Altus, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,045 | 2.25% |
| Raymondville, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,373 | 2.81% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,902 | 3.13% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,584 | 2.75% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,358 | 2.75% |
| Newport, OR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,776 | 2.56% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,745 | 2.81% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,868 | 3.13% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,752 | 2.94% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,201 | 2.75% |
| El Campo, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,796 | 2.25% |
| Indiana, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,103 | 2.88% |
| Parsons, KS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,710 | 3.13% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,298 | 2.75% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,595 | 2.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,631 | 2.13% |
| SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,710 | 2.00% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.88% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,662 | 2.75% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,144 | 2.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,994 | 2.63% |
| New Castle, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,672 | 3.75% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,641 | 2.75% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,530 | 2.75% |
| Keene, NH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,466 | 3.25% |
| Lake City, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,415 | 3.69% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.38% |
| Malone, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,090 | 2.75% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,402 | 2.75% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,073 | 2.75% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,473 | 2.75% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,785 | 2.25% |
| Auburn, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,780 | 2.50% |
| Seymour, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,121 | 2.75% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,255 | 2.75% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,005 | 2.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,393 | 3.38% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,357 | 2.75% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,978 | 2.88% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,517 | 2.75% |
| Murray, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,089 | 2.75% |
| La Grande, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,123 | 2.75% |
| Boone, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,756 | 2.25% |
| Alma, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,555 | 2.63% |
| Pearsall, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,295 | 2.87% |
| Jesup, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,659 | 2.75% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,110 | 2.75% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,334 | 2.75% |
| Richmond, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,718 | 3.75% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,005 | 2.63% |
| Pella, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,760 | 2.38% |
| Hays, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,869 | 3.25% |
| Marietta, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,631 | 3.38% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,635 | 2.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $790 | 2.50% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,244 | 2.88% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,207 | 3.00% |
| Huntington, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $744 | 2.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,713 | 3.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,150 | 4.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,255 | 2.25% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,614 | 2.75% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,272 | 2.75% |
| Pecos, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,831 | 2.88% |
| Brenham, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,513 | 2.88% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,774 | 2.75% |
| Torrington, CT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,776 | 2.75% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,671 | 3.75% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,027 | 2.88% |
| McAlester, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,110 | 2.75% |
| Oil City, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,566 | 3.31% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.50% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,496 | 2.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,415 | 2.88% |
| Sanford, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,785 | 2.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,465 | 2.75% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,945 | 2.88% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,552 | 2.75% |
| Bedford, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,482 | 2.38% |
| Summerville, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,382 | 2.75% |
| Lexington, NE (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,611 | 2.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,965 | 2.25% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,455 | 2.75% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,402 | 2.50% |
| Henderson, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,250 | 2.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,305 | 2.88% |
| ERIE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,750 | 3.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,053 | 2.75% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,363 | 2.00% |
| London, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,030 | 2.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,585 | 2.25% |
| West Point, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,425 | 3.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,769 | 2.75% |
| Vernon, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,391 | 2.63% |
| Harrison, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $835 | 2.63% |
| Urbana, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,812 | 2.75% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,438 | 2.88% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,832 | 2.88% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,227 | 2.75% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,881 | 2.38% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,538 | 2.25% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $830 | 2.38% |
| Pampa, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,456 | 2.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,152 | 2.75% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,595 | 2.75% |
| Austin, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,647 | 2.38% |
| Andrews, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,167 | 2.75% |
| Searcy, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $947 | 3.25% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,647 | 2.63% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,715 | 2.88% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,377 | 2.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,656 | 3.25% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,593 | 3.38% |
| Central City, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,345 | 2.75% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,437 | 3.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,516 | 3.13% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,355 | 2.75% |
| Camden, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,238 | 2.88% |
| Peru, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,012 | 3.25% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $773 | 2.50% |
| Findlay, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,492 | 2.63% |
| Athens, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,386 | 2.25% |
| Ozark, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,099 | 2.75% |
| Dublin, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $816 | 2.75% |
Planet Home Lending 's top markets include Denver, Las Vegas, Los Angeles, San Diego, and Riverside among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 9,441 | $2,840,115,000 | $300,828 | $3,833 | 2.97% |
| FHA | 5,609 | $1,388,705,000 | $247,585 | $6,803 | 2.93% |
| VA | 5,346 | $1,655,420,000 | $309,656 | $3,930 | 2.55% |
| USDA | 258 | $48,960,000 | $189,767 | $5,928 | 3.05% |
For the 2021 period, Planet Home Lending 's most frequently originated loan type of loans were Conventional, with 9,441 originations. Their 2nd most popular type is FHA, with 5,609 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 12,274 | $3,358,850,000 | $273,656 | $3,609 | 2.68% |
| Home Purchase | 5,162 | $1,596,380,000 | $309,256 | $6,975 | 3.14% |
| Cash Out Refi | 3,218 | $977,970,000 | $303,906 | $5,460 | 3.04% |
For the 2021, Planet Home Lending 's most frequently cited loan purpose of loans were Refi, with 12,274 originations. The 2nd most popular reason of loans were Home Purchase, with 5,162 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 18,211 | $5,394,845,000 | $296,241 | $4,959 | 2.90% |
| 15 Year | 1,469 | $316,515,000 | $215,463 | $2,821 | 2.42% |
| 20 Year | 558 | $138,190,000 | $247,652 | $2,940 | 2.79% |
| Other | 282 | $70,950,000 | $251,596 | $3,220 | 2.75% |
| 10 Year | 94 | $12,340,000 | $131,277 | $2,047 | 1.84% |
| 3 Year | 37 | $345,000 | $9,324 | $0 | 0.00% |
| 5 Year | 3 | $15,000 | $5,000 | $0 | 0.00% |
For the 2021, Planet Home Lending 's most frequently cited loan length of loans were 30 Year, with 18,211 originations. The 2nd most popular length of loans were 15 Year, with 1,469 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 10,640 | $2,749,200,000 | $258,383 |
| $1k-2k | 5,189 | $1,637,205,000 | $315,515 |
| $2k-3k | 1,610 | $455,590,000 | $282,975 |
| $3k-4k | 1,465 | $453,925,000 | $309,846 |
| $5k+ | 947 | $435,565,000 | $459,942 |
$4,959 of loans were Planet Home Lending 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 10,640 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 10,272 | $2,925,080,000 | $284,762 |
| <2.5% | 4,992 | $1,440,090,000 | $288,480 |
| 3-4% | 4,812 | $1,424,910,000 | $296,116 |
| 4-5% | 560 | $135,860,000 | $242,607 |
| 5-6% | 18 | $7,260,000 | $403,333 |
During 2021, Planet Home Lending 's average interest rate of loans were 2.90%, while their most frequently originated rate bucket of loans were 2.5-3%, with 10,272 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 10,424 | $2,981,210,000 | $285,995 | $4,745 | 2.85% |
| $100k-200k | 5,485 | $844,875,000 | $154,034 | $3,546 | 2.93% |
| $400k-600k | 3,185 | $1,520,655,000 | $477,443 | $6,121 | 2.84% |
| $100,000 or less | 886 | $61,300,000 | $69,187 | $2,358 | 2.46% |
| $600k-1MM | 605 | $431,055,000 | $712,488 | $9,173 | 2.89% |
| $1MM+ | 69 | $94,105,000 | $1,363,841 | $12,767 | 3.05% |
2021 saw Planet Home Lending place emphasis on $200k-400k loans with 10,424 originations, totaling $2,981,210,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 3,175 | $1,080,615,000 | $340,351 | $5,587 | 2.99% |
| $50k-75k | 3,028 | $692,850,000 | $228,814 | $5,136 | 3.02% |
| $75k-100k | 2,721 | $779,455,000 | $286,459 | $5,403 | 2.99% |
| $50k or less | 1,932 | $357,020,000 | $184,793 | $4,399 | 2.97% |
| $150k-250k | 1,747 | $724,465,000 | $414,691 | $5,658 | 3.00% |
| $250k+ | 666 | $355,290,000 | $533,468 | $5,772 | 3.01% |
Planet Home Lending lent most frequently to those with incomes in the $100k-150k range, with 3,175 originations. The second most popular income band? $50k-75k, with 3,028 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 2,628 | $745,680,000 | $283,744 | $4,236 | 2.92% |
| 30-36% | 2,325 | $685,865,000 | $294,996 | $4,772 | 3.00% |
| <20% | 911 | $238,155,000 | $261,422 | $3,644 | 2.79% |
| 50-60% | 851 | $266,415,000 | $313,061 | $9,270 | 3.05% |
| 44% | 599 | $178,955,000 | $298,756 | $5,612 | 3.12% |
| 40% | 536 | $165,100,000 | $308,022 | $5,461 | 3.10% |
| 42% | 524 | $170,010,000 | $324,447 | $5,718 | 3.10% |
| 41% | 493 | $150,065,000 | $304,391 | $5,206 | 3.09% |
| 43% | 481 | $144,315,000 | $300,031 | $5,521 | 3.10% |
| 38% | 470 | $143,310,000 | $304,915 | $4,905 | 3.06% |
| 37% | 470 | $147,460,000 | $313,745 | $4,905 | 3.10% |
| 39% | 460 | $138,550,000 | $301,196 | $5,449 | 3.08% |
| 49% | 434 | $146,050,000 | $336,521 | $6,139 | 3.04% |
| 45% | 416 | $129,900,000 | $312,260 | $5,695 | 3.09% |
| 36% | 408 | $122,250,000 | $299,632 | $5,102 | 3.01% |
| 46% | 362 | $114,180,000 | $315,414 | $6,340 | 3.06% |
| 48% | 342 | $113,850,000 | $332,895 | $6,567 | 3.08% |
| 47% | 328 | $109,880,000 | $335,000 | $6,952 | 3.04% |
| >60% | 29 | $11,085,000 | $382,241 | $9,864 | 2.87% |
Planet Home Lending lent most frequently to those with DTI ratios of 20-30%, with 2,628 originations. The next most common DTI ratio? 30-36%, with 2,325 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 14,268 | $4,036,240,000 | $282,888 | $4,557 | 2.86% |
| Not provided | 2,357 | $752,685,000 | $319,340 | $5,320 | 2.81% |
| Black | 2,684 | $682,640,000 | $254,337 | $5,011 | 2.88% |
| Asian | 843 | $310,865,000 | $368,760 | $5,015 | 2.87% |
| American Indian | 237 | $65,885,000 | $277,996 | $4,533 | 2.86% |
| Native Hawaiian | 73 | $24,005,000 | $328,836 | $4,848 | 2.77% |
| Asian Indian | 52 | $20,390,000 | $392,115 | $2,853 | 2.57% |
| Chinese | 77 | $17,495,000 | $227,208 | $3,194 | 2.87% |
| Filipino | 30 | $11,540,000 | $384,667 | $6,334 | 2.71% |
| Other Asian | 11 | $4,395,000 | $399,545 | $5,756 | 2.94% |
| Vietnamese | 11 | $3,325,000 | $302,273 | $3,960 | 2.87% |
| Korean | 5 | $1,895,000 | $379,000 | $3,956 | 2.93% |
| Other Pacific Islander | 4 | $1,150,000 | $287,500 | $2,960 | 2.81% |
| Samoan | 1 | $355,000 | $355,000 | $1,241 | 3.50% |
| Native Hawiian | 1 | $335,000 | $335,000 | $1,705 | 2.25% |
Approval Rates
Total approvals of all applications95.29%
Planet Home Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.30%
Planet Home Lending has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 20,654 | $5,933,200,000 | $287,266 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 20,654 | $5,933,200,000 | $287,266 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 621 | $148,955,000 | $239,863 | $3,370 | 2.77% |
| 40-60% | 2,105 | $588,955,000 | $279,789 | $3,330 | 2.84% |
| 60-80% | 4,975 | $1,566,315,000 | $314,837 | $4,319 | 3.03% |
| 80-100% | 4,991 | $1,530,455,000 | $306,643 | $6,822 | 3.17% |
| Over 100% | 233 | $93,675,000 | $402,039 | $15,970 | 2.99% |
| Under 20% | 201 | $9,365,000 | $46,592 | $1,203 | 0.74% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PLANET HOME LENDING, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 6 | 5.0% |
| PLANET HOME LENDING, LLC | Conventional home mortgage | Closing on a mortgage | 3 | 2.5% |
| PLANET HOME LENDING, LLC | Conventional home mortgage | Incorrect information on your report | 2 | 1.7% |
| PLANET HOME LENDING, LLC | Conventional home mortgage | Struggling to pay mortgage | 15 | 12.5% |
| PLANET HOME LENDING, LLC | Conventional home mortgage | Trouble during payment process | 35 | 29.2% |
| PLANET HOME LENDING, LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 1.7% |
| PLANET HOME LENDING, LLC | FHA mortgage | Closing on a mortgage | 2 | 1.7% |
| PLANET HOME LENDING, LLC | FHA mortgage | Credit monitoring or identity theft protection services | 1 | 0.8% |
| PLANET HOME LENDING, LLC | FHA mortgage | Incorrect information on your report | 2 | 1.7% |
| PLANET HOME LENDING, LLC | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 2 | 1.7% |
| PLANET HOME LENDING, LLC | FHA mortgage | Struggling to pay mortgage | 7 | 5.8% |
| PLANET HOME LENDING, LLC | FHA mortgage | Trouble during payment process | 11 | 9.2% |
| PLANET HOME LENDING, LLC | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 0.8% |
| PLANET HOME LENDING, LLC | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 4 | 3.3% |
| PLANET HOME LENDING, LLC | Other type of mortgage | Incorrect information on your report | 1 | 0.8% |
| PLANET HOME LENDING, LLC | Other type of mortgage | Struggling to pay mortgage | 3 | 2.5% |
| PLANET HOME LENDING, LLC | Other type of mortgage | Trouble during payment process | 4 | 3.3% |
| PLANET HOME LENDING, LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 7 | 5.8% |
| PLANET HOME LENDING, LLC | VA mortgage | Closing on a mortgage | 1 | 0.8% |
| PLANET HOME LENDING, LLC | VA mortgage | Incorrect information on your report | 2 | 1.7% |
| PLANET HOME LENDING, LLC | VA mortgage | Trouble during payment process | 9 | 7.5% |
