Premia Mortgage Rates, Fees & Info
DOVER, DELEI: 549300ISCZS1R0CJMO47
Tax ID: 26-3780954
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Mortgage Data
Review & Overview
Premia Mortgage is a small mortgage company specializing in loans. Premia Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, Dallas, Detroit, Charlotte, and Chicago among others. We have data for 361 markets. (Some data included below & more in-depth data is available with an active subscription.)Premia Mortgage has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Premia Mortgage is typically a low fee lender. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 5.32% | 8/6/22 |
| 30 Year Conventional Refi | 5.52% | 8/6/22 |
| 30 Year Cash-out Refi | 5.71% | 8/6/22 |
| 30 Year FHA Purchase | 6.08% | 8/6/22 |
| 30 Year FHA Refi | 5.94% | 8/6/22 |
| 30 Year VA Purchase | 4.92% | 8/6/22 |
| 30 Year VA Refi | 5.53% | 8/6/22 |
| 15 Year Conventional Purchase | 4.08% | 8/6/22 |
| 15 Year Conventional Refi | 4.56% | 8/6/22 |
| 15 Year Cash-out Refi | 4.56% | 8/6/22 |
| 15 Year FHA Purchase | 5.33% | 8/6/22 |
| 15 Year VA Purchase | 4.36% | 8/6/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
2,844Origination Dollar Volume (All Markets)
$1,089,340,000Awards
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PREMIA MORTGAGE - 2021
PREMIA MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Premia Mortgage 's average 30 year fixed rate mortgage of loans were
2.82%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.33%.
Relative Fees
Premia Mortgage 's average total fees for a 30 year fixed rate
mortgage are $2,297.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » | 153 | $57,375,000 | $375,000 | $2,656 | 2.65% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » | 122 | $48,420,000 | $396,885 | $3,105 | 2.71% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » | 132 | $41,710,000 | $315,985 | $1,742 | 2.82% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » | 100 | $40,090,000 | $400,900 | $1,372 | 2.73% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » | 87 | $32,505,000 | $373,621 | $1,918 | 2.79% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » | 67 | $31,445,000 | $469,328 | $1,684 | 2.70% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » | 59 | $30,215,000 | $512,119 | $3,307 | 2.79% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » | 65 | $28,425,000 | $437,308 | $1,743 | 2.64% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » | 51 | $22,875,000 | $448,529 | $2,625 | 2.72% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) » | 72 | $22,220,000 | $308,611 | $1,279 | 2.71% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » | 29 | $20,175,000 | $695,690 | $1,778 | 2.86% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » | 42 | $19,740,000 | $470,000 | $2,273 | 2.71% |
| HUNTSVILLE, AL (FHA|USDA|VA) » | 54 | $19,350,000 | $358,333 | $3,086 | 2.72% |
| MIDLAND, TX (FHA|USDA|VA) » | 52 | $19,310,000 | $371,346 | $1,987 | 2.80% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » | 35 | $18,035,000 | $515,286 | $3,067 | 2.76% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » | 30 | $16,730,000 | $557,667 | $2,787 | 2.83% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » | 38 | $16,360,000 | $430,526 | $1,691 | 2.84% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » | 35 | $15,625,000 | $446,429 | $1,380 | 2.66% |
| RALEIGH-CARY, NC (FHA|USDA|VA) » | 38 | $15,480,000 | $407,368 | $1,867 | 2.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) » | 44 | $15,070,000 | $342,500 | $1,266 | 2.63% |
| TUCSON, AZ (FHA|USDA|VA) » | 44 | $14,720,000 | $334,545 | $2,667 | 2.58% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » | 40 | $13,810,000 | $345,250 | $1,934 | 2.64% |
| Outside of Metro Areas | 53 | $13,765,000 | $259,717 | $2,063 | 2.74% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » | 25 | $13,245,000 | $529,800 | $991 | 2.80% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » | 38 | $13,130,000 | $345,526 | $1,177 | 2.66% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » | 32 | $12,730,000 | $397,813 | $2,726 | 2.76% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » | 30 | $12,560,000 | $418,667 | $2,745 | 2.70% |
| ANCHORAGE, AK (FHA|USDA|VA) » | 22 | $11,170,000 | $507,727 | $441 | 2.55% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » | 16 | $11,060,000 | $691,250 | $1,250 | 2.68% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » | 15 | $10,675,000 | $711,667 | $1,799 | 2.68% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » | 27 | $9,365,000 | $346,852 | $2,502 | 2.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » | 21 | $9,245,000 | $440,238 | $4,030 | 2.77% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » | 23 | $8,245,000 | $358,478 | $2,816 | 2.77% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » | 21 | $7,695,000 | $366,429 | $2,230 | 2.74% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » | 14 | $7,430,000 | $530,714 | $5,514 | 2.69% |
| PITTSBURGH, PA (FHA|USDA|VA) » | 18 | $6,720,000 | $373,333 | $798 | 2.57% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » | 15 | $6,665,000 | $444,333 | $3,520 | 2.64% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » | 10 | $6,660,000 | $666,000 | $2,677 | 2.84% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » | 20 | $6,290,000 | $314,500 | $883 | 2.62% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » | 10 | $6,040,000 | $604,000 | $3,178 | 2.67% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » | 16 | $5,850,000 | $365,625 | $1,608 | 2.78% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) » | 16 | $5,720,000 | $357,500 | $3,374 | 2.69% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » | 17 | $5,675,000 | $333,824 | $1,767 | 2.62% |
| JACKSONVILLE, FL (FHA|USDA|VA) » | 12 | $5,310,000 | $442,500 | $2,942 | 2.77% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » | 6 | $5,020,000 | $836,667 | $812 | 2.79% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » | 7 | $4,925,000 | $703,571 | $4,355 | 2.71% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » | 12 | $4,910,000 | $409,167 | $2,059 | 2.99% |
| RICHMOND, VA (FHA|USDA|VA) » | 12 | $4,850,000 | $404,167 | $2,320 | 3.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) » | 14 | $4,740,000 | $338,571 | $509 | 2.67% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » | 14 | $4,710,000 | $336,429 | $1,944 | 2.70% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » | 11 | $4,575,000 | $415,909 | $969 | 2.61% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) » | 13 | $4,515,000 | $347,308 | $981 | 2.70% |
| TULSA, OK (FHA|USDA|VA) » | 14 | $4,510,000 | $322,143 | $3,827 | 2.63% |
| BILLINGS, MT (FHA|USDA|VA) » | 11 | $4,185,000 | $380,455 | $2,493 | 2.62% |
| SAVANNAH, GA (FHA|USDA|VA) » | 13 | $4,105,000 | $315,769 | $2,989 | 2.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) » | 8 | $4,070,000 | $508,750 | $1,287 | 2.81% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » | 8 | $4,070,000 | $508,750 | $1,970 | 2.66% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) » | 12 | $4,050,000 | $337,500 | $2,132 | 2.80% |
| Corning, NY (FHA|USDA|VA) » | 15 | $3,965,000 | $264,333 | $862 | 2.51% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » | 7 | $3,735,000 | $533,571 | $4,114 | 2.43% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » | 12 | $3,720,000 | $310,000 | $5,052 | 2.76% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) » | 8 | $3,690,000 | $461,250 | $2,608 | 2.75% |
| BOISE CITY, ID (FHA|USDA|VA) » | 8 | $3,590,000 | $448,750 | $6,032 | 2.75% |
| SALT LAKE CITY, UT (FHA|USDA|VA) » | 8 | $3,510,000 | $438,750 | $1,907 | 2.89% |
| COLUMBIA, SC (FHA|USDA|VA) » | 11 | $3,505,000 | $318,636 | $382 | 2.72% |
| FLINT, MI (FHA|USDA|VA) » | 13 | $3,495,000 | $268,846 | $2,279 | 2.86% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » | 11 | $3,485,000 | $316,818 | $1,212 | 2.74% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » | 8 | $3,420,000 | $427,500 | $4,260 | 3.09% |
| BAKERSFIELD, CA (FHA|USDA|VA) » | 10 | $3,410,000 | $341,000 | $2,291 | 2.64% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) » | 7 | $3,345,000 | $477,857 | $3,448 | 2.87% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » | 8 | $3,330,000 | $416,250 | $3,257 | 2.67% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) » | 11 | $3,005,000 | $273,182 | $2,624 | 3.12% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » | 7 | $2,945,000 | $420,714 | $292 | 2.73% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » | 9 | $2,875,000 | $319,444 | $2,047 | 2.73% |
| WINSTON-SALEM, NC (FHA|USDA|VA) » | 9 | $2,755,000 | $306,111 | $623 | 2.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) » | 9 | $2,735,000 | $303,889 | $2,216 | 2.53% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » | 7 | $2,715,000 | $387,857 | $139 | 2.36% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) » | 9 | $2,705,000 | $300,556 | $3,311 | 2.73% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » | 8 | $2,600,000 | $325,000 | $1,584 | 2.68% |
| FLORENCE, SC (FHA|USDA|VA) » | 9 | $2,595,000 | $288,333 | $129 | 2.67% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) » | 7 | $2,565,000 | $366,429 | $3,310 | 2.78% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » | 9 | $2,555,000 | $283,889 | $1,430 | 3.04% |
| WICHITA, KS (FHA|USDA|VA) » | 10 | $2,520,000 | $252,000 | $1,411 | 2.80% |
| VALLEJO, CA (FHA|USDA|VA) » | 5 | $2,485,000 | $497,000 | $5,701 | 2.68% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) » | 7 | $2,455,000 | $350,714 | $1,683 | 2.78% |
| Camden, AR (FHA|USDA|VA) » | 10 | $2,360,000 | $236,000 | $2,286 | 2.59% |
| COLUMBUS, OH (FHA|USDA|VA) » | 8 | $2,310,000 | $288,750 | $1,845 | 2.67% |
| BATON ROUGE, LA (FHA|USDA|VA) » | 6 | $2,260,000 | $376,667 | $2,375 | 2.69% |
| GREELEY, CO (FHA|USDA|VA) » | 6 | $2,250,000 | $375,000 | $4,052 | 2.77% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » | 7 | $2,145,000 | $306,429 | $488 | 2.68% |
| BOWLING GREEN, KY (FHA|USDA|VA) » | 6 | $2,130,000 | $355,000 | $252 | 2.85% |
| AMARILLO, TX (FHA|USDA|VA) » | 6 | $2,090,000 | $348,333 | $680 | 2.71% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) » | 7 | $2,075,000 | $296,429 | $1,497 | 2.98% |
| BRUNSWICK, GA (FHA|USDA|VA) » | 6 | $2,070,000 | $345,000 | $8,200 | 2.65% |
| LAKE CHARLES, LA (FHA|USDA|VA) » | 6 | $2,050,000 | $341,667 | $1,036 | 2.54% |
| BEND, OR (FHA|USDA|VA) » | 4 | $2,020,000 | $505,000 | $2,252 | 3.09% |
| JACKSON, MS (FHA|USDA|VA) » | 7 | $1,985,000 | $283,571 | $3,787 | 2.66% |
| WILMINGTON, NC (FHA|USDA|VA) » | 5 | $1,985,000 | $397,000 | $1,277 | 2.70% |
| BOULDER, CO (FHA|USDA|VA) » | 4 | $1,950,000 | $487,500 | $1,343 | 2.75% |
| AKRON, OH (FHA|USDA|VA) » | 6 | $1,930,000 | $321,667 | $498 | 2.81% |
| SPARTANBURG, SC (FHA|USDA|VA) » | 5 | $1,925,000 | $385,000 | $2,831 | 2.88% |
| LANCASTER, PA (FHA|USDA|VA) » | 5 | $1,885,000 | $377,000 | $883 | 2.90% |
| Dickinson, ND (FHA|USDA|VA) » | 5 | $1,865,000 | $373,000 | $674 | 2.72% |
| Bartlesville, OK (FHA|USDA|VA) » | 8 | $1,800,000 | $225,000 | $632 | 2.58% |
| ALBUQUERQUE, NM (FHA|USDA|VA) » | 5 | $1,685,000 | $337,000 | $2,298 | 2.70% |
| KNOXVILLE, TN (FHA|USDA|VA) » | 6 | $1,650,000 | $275,000 | $3,984 | 2.73% |
| FORT COLLINS, CO (FHA|USDA|VA) » | 4 | $1,650,000 | $412,500 | $1,096 | 2.90% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » | 6 | $1,640,000 | $273,333 | $1,358 | 2.79% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) » | 4 | $1,570,000 | $392,500 | $0 | 2.84% |
| ROCHESTER, NY (FHA|USDA|VA) » | 5 | $1,535,000 | $307,000 | $765 | 2.87% |
| PROVO-OREM, UT (FHA|USDA|VA) » | 3 | $1,525,000 | $508,333 | $4,937 | 2.91% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » | 5 | $1,515,000 | $303,000 | $116 | 2.90% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » | 5 | $1,505,000 | $301,000 | $1,975 | 3.03% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » | 6 | $1,480,000 | $246,667 | $1,616 | 2.75% |
| BELLINGHAM, WA (FHA|USDA|VA) » | 3 | $1,465,000 | $488,333 | $1,179 | 2.37% |
| FORT WAYNE, IN (FHA|USDA|VA) » | 5 | $1,445,000 | $289,000 | $1,266 | 2.85% |
| Heber, UT (FHA|USDA|VA) » | 1 | $1,435,000 | $1,435,000 | $0 | 3.13% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » | 2 | $1,430,000 | $715,000 | $4,566 | 3.00% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) » | 4 | $1,420,000 | $355,000 | $3,413 | 2.47% |
| LUBBOCK, TX (FHA|USDA|VA) » | 5 | $1,415,000 | $283,000 | $3,725 | 2.82% |
| APPLETON, WI (FHA|USDA|VA) » | 3 | $1,405,000 | $468,333 | $1,073 | 2.71% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » | 3 | $1,395,000 | $465,000 | $58 | 3.08% |
| RENO, NV (FHA|USDA|VA) » | 3 | $1,345,000 | $448,333 | $2,045 | 3.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) » | 4 | $1,340,000 | $335,000 | $1,800 | 2.78% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) » | 2 | $1,320,000 | $660,000 | $2,985 | 3.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) » | 4 | $1,320,000 | $330,000 | $3,884 | 2.84% |
| TOLEDO, OH (FHA|USDA|VA) » | 4 | $1,310,000 | $327,500 | $349 | 2.84% |
| ELMIRA, NY (FHA|USDA|VA) » | 3 | $1,305,000 | $435,000 | $922 | 3.17% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) » | 4 | $1,290,000 | $322,500 | $2,214 | 3.19% |
| LEBANON, PA (FHA|USDA|VA) » | 4 | $1,290,000 | $322,500 | $19 | 3.16% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) » | 4 | $1,270,000 | $317,500 | $799 | 2.72% |
| ROCHESTER, MN (FHA|USDA|VA) » | 3 | $1,265,000 | $421,667 | $1,833 | 2.38% |
| ROANOKE, VA (FHA|USDA|VA) » | 4 | $1,260,000 | $315,000 | $1,824 | 2.59% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » | 3 | $1,245,000 | $415,000 | $1,146 | 2.88% |
| GAINESVILLE, GA (FHA|USDA|VA) » | 3 | $1,215,000 | $405,000 | $2,873 | 2.62% |
| PUEBLO, CO (FHA|USDA|VA) » | 3 | $1,185,000 | $395,000 | $3,892 | 2.58% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » | 4 | $1,180,000 | $295,000 | $3,960 | 2.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » | 4 | $1,150,000 | $287,500 | $812 | 2.53% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » | 3 | $1,145,000 | $381,667 | $3,006 | 2.71% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) » | 4 | $1,120,000 | $280,000 | $1,684 | 3.31% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » | 3 | $1,115,000 | $371,667 | $3,598 | 2.75% |
| ODESSA, TX (FHA|USDA|VA) » | 3 | $1,105,000 | $368,333 | $1,036 | 3.12% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) » | 3 | $1,095,000 | $365,000 | $3,398 | 2.88% |
| Austin, MN (FHA|USDA|VA) » | 5 | $1,095,000 | $219,000 | $2,606 | 2.38% |
| ASHEVILLE, NC (FHA|USDA|VA) » | 4 | $1,080,000 | $270,000 | $1,587 | 2.75% |
| Lewisburg, TN (FHA|USDA|VA) » | 4 | $1,080,000 | $270,000 | $2,785 | 2.84% |
| PEORIA, IL (FHA|USDA|VA) » | 3 | $1,065,000 | $355,000 | $610 | 2.87% |
| JACKSON, TN (FHA|USDA|VA) » | 4 | $1,050,000 | $262,500 | $2,260 | 3.03% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » | 2 | $1,040,000 | $520,000 | $1,908 | 2.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » | 3 | $1,035,000 | $345,000 | $2,230 | 2.71% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » | 4 | $1,020,000 | $255,000 | $866 | 2.81% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » | 3 | $1,015,000 | $338,333 | $8,305 | 2.67% |
| NAPA, CA (FHA|USDA|VA) » | 2 | $1,000,000 | $500,000 | $1,389 | 2.69% |
| Bedford, IN (FHA|USDA|VA) » | 5 | $995,000 | $199,000 | $1,023 | 3.20% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » | 3 | $985,000 | $328,333 | $855 | 2.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » | 4 | $970,000 | $242,500 | $3,541 | 2.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) » | 3 | $945,000 | $315,000 | $1,558 | 2.54% |
| LONGVIEW, TX (FHA|USDA|VA) » | 3 | $925,000 | $308,333 | $2,165 | 2.58% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) » | 4 | $920,000 | $230,000 | $2,171 | 2.09% |
| SANTA FE, NM (FHA|USDA|VA) » | 2 | $900,000 | $450,000 | $16,635 | 2.50% |
| Willmar, MN (FHA|USDA|VA) » | 4 | $900,000 | $225,000 | $1,420 | 2.69% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » | 3 | $895,000 | $298,333 | $2,713 | 2.42% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » | 2 | $890,000 | $445,000 | $0 | 2.56% |
| WARNER ROBINS, GA (FHA|USDA|VA) » | 3 | $865,000 | $288,333 | $1,793 | 3.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) » | 3 | $865,000 | $288,333 | $2,346 | 2.50% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) » | 4 | $860,000 | $215,000 | $224 | 2.69% |
| VALDOSTA, GA (FHA|USDA|VA) » | 3 | $855,000 | $285,000 | $388 | 2.42% |
| Helena, MT (FHA|USDA|VA) » | 2 | $850,000 | $425,000 | $2,432 | 3.19% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » | 1 | $825,000 | $825,000 | $4,344 | 3.25% |
| Jackson, WY-ID (FHA|USDA|VA) » | 1 | $825,000 | $825,000 | $4,490 | 3.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) » | 2 | $820,000 | $410,000 | $2,905 | 2.44% |
| MIDLAND, MI (FHA|USDA|VA) » | 3 | $775,000 | $258,333 | $1,136 | 2.71% |
| Scottsboro, AL (FHA|USDA|VA) » | 2 | $770,000 | $385,000 | $0 | 2.44% |
| NEW BERN, NC (FHA|USDA|VA) » | 2 | $770,000 | $385,000 | $1,428 | 2.31% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) » | 2 | $760,000 | $380,000 | $548 | 2.31% |
| Ponca City, OK (FHA|USDA|VA) » | 1 | $755,000 | $755,000 | $2,047 | 2.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » | 2 | $750,000 | $375,000 | $2 | 2.87% |
| LYNCHBURG, VA (FHA|USDA|VA) » | 2 | $750,000 | $375,000 | $0 | 2.81% |
| SALINAS, CA (FHA|USDA|VA) » | 1 | $735,000 | $735,000 | $3,241 | 2.38% |
| CHARLESTON, WV (FHA|USDA|VA) » | 3 | $735,000 | $245,000 | $1,693 | 3.08% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » | 2 | $730,000 | $365,000 | $5,488 | 2.56% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » | 1 | $715,000 | $715,000 | $9,821 | 2.75% |
| ANN ARBOR, MI (FHA|USDA|VA) » | 2 | $710,000 | $355,000 | $794 | 2.81% |
| Big Rapids, MI (FHA|USDA|VA) » | 2 | $700,000 | $350,000 | $250 | 3.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) » | 2 | $690,000 | $345,000 | $115 | 3.00% |
| Sanford, NC (FHA|USDA|VA) » | 2 | $690,000 | $345,000 | $1,463 | 2.69% |
| MUNCIE, IN (FHA|USDA|VA) » | 2 | $690,000 | $345,000 | $364 | 2.93% |
| SPRINGFIELD, MO (FHA|USDA|VA) » | 3 | $675,000 | $225,000 | $3,338 | 2.54% |
| FARGO, ND-MN (FHA|USDA|VA) » | 2 | $660,000 | $330,000 | $107 | 2.87% |
| FORT SMITH, AR-OK (FHA|USDA|VA) » | 2 | $650,000 | $325,000 | $7,397 | 2.13% |
| CORVALLIS, OR (FHA|USDA|VA) » | 1 | $645,000 | $645,000 | $0 | 2.99% |
| READING, PA (FHA|USDA|VA) » | 2 | $630,000 | $315,000 | $762 | 2.81% |
| Washington, NC (FHA|USDA|VA) » | 1 | $625,000 | $625,000 | $425 | 2.75% |
| GREENVILLE, NC (FHA|USDA|VA) » | 2 | $620,000 | $310,000 | $1,228 | 3.12% |
| Seymour, IN (FHA|USDA|VA) » | 2 | $620,000 | $310,000 | $3,048 | 2.44% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » | 3 | $615,000 | $205,000 | $3,812 | 2.66% |
| PANAMA CITY, FL (FHA|USDA|VA) » | 2 | $600,000 | $300,000 | $658 | 2.88% |
| Borger, TX (FHA|USDA|VA) » | 4 | $590,000 | $147,500 | $965 | 2.59% |
| EL PASO, TX (FHA|USDA|VA) » | 2 | $570,000 | $285,000 | $817 | 2.19% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » | 2 | $570,000 | $285,000 | $5,522 | 2.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » | 2 | $570,000 | $285,000 | $260 | 2.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) » | 2 | $560,000 | $280,000 | $3,475 | 2.43% |
| Wilson, NC (FHA|USDA|VA) » | 1 | $545,000 | $545,000 | $0 | 2.75% |
| JOPLIN, MO (FHA|USDA|VA) » | 2 | $540,000 | $270,000 | $1,517 | 2.56% |
| LINCOLN, NE (FHA|USDA|VA) » | 2 | $540,000 | $270,000 | $1,230 | 2.94% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) » | 2 | $530,000 | $265,000 | $440 | 2.44% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) » | 2 | $520,000 | $260,000 | $0 | 3.13% |
| ROME, GA (FHA|USDA|VA) » | 2 | $510,000 | $255,000 | $1,527 | 2.94% |
| Aberdeen, SD (FHA|USDA|VA) » | 1 | $505,000 | $505,000 | $726 | 2.99% |
| Concord, NH (FHA|USDA|VA) » | 1 | $505,000 | $505,000 | $0 | 2.99% |
| Ellensburg, WA (FHA|USDA|VA) » | 1 | $505,000 | $505,000 | $0 | 2.00% |
| Outside of Metro Areas | 1 | $505,000 | $505,000 | $325 | 2.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) » | 2 | $500,000 | $250,000 | $58 | 2.81% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) » | 1 | $495,000 | $495,000 | $0 | 3.50% |
| Picayune, MS (FHA|USDA|VA) » | 1 | $475,000 | $475,000 | $2,147 | 3.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » | 1 | $475,000 | $475,000 | $3,842 | 3.13% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » | 1 | $455,000 | $455,000 | $0 | 2.13% |
| Bonham, TX (FHA|USDA|VA) » | 1 | $455,000 | $455,000 | $10,801 | 2.38% |
| Red Wing, MN (FHA|USDA|VA) » | 2 | $450,000 | $225,000 | $5,865 | 2.88% |
| Statesboro, GA (FHA|USDA|VA) » | 1 | $445,000 | $445,000 | $3,830 | 2.88% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) » | 2 | $440,000 | $220,000 | $13 | 2.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) » | 1 | $435,000 | $435,000 | $7,054 | 2.50% |
| LAWRENCE, KS (FHA|USDA|VA) » | 1 | $425,000 | $425,000 | $3,700 | 2.88% |
| Bozeman, MT (FHA|USDA|VA) » | 1 | $425,000 | $425,000 | $50 | 2.75% |
| GREAT FALLS, MT (FHA|USDA|VA) » | 1 | $425,000 | $425,000 | $1,916 | 2.75% |
| ST. GEORGE, UT (FHA|USDA|VA) » | 1 | $425,000 | $425,000 | $7,245 | 2.88% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » | 1 | $415,000 | $415,000 | $495 | 2.75% |
| SPRINGFIELD, MA (FHA|USDA|VA) » | 2 | $410,000 | $205,000 | $6,090 | 2.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) » | 1 | $405,000 | $405,000 | $50 | 2.25% |
| GLENS FALLS, NY (FHA|USDA|VA) » | 1 | $405,000 | $405,000 | $16,194 | 2.38% |
| YAKIMA, WA (FHA|USDA|VA) » | 1 | $405,000 | $405,000 | $990 | 3.38% |
| STOCKTON, CA (FHA|USDA|VA) » | 1 | $405,000 | $405,000 | $3,646 | 2.25% |
| Torrington, CT (FHA|USDA|VA) » | 1 | $385,000 | $385,000 | $25 | 2.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) » | 1 | $385,000 | $385,000 | $175 | 2.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) » | 2 | $380,000 | $190,000 | $5,967 | 2.62% |
| Ottawa, IL (FHA|USDA|VA) » | 2 | $380,000 | $190,000 | $0 | 2.31% |
| LAFAYETTE, LA (FHA|USDA|VA) » | 2 | $380,000 | $190,000 | $1,583 | 3.25% |
| SAGINAW, MI (FHA|USDA|VA) » | 1 | $375,000 | $375,000 | $0 | 2.38% |
| Cullowhee, NC (FHA|USDA|VA) » | 1 | $375,000 | $375,000 | $4,673 | 3.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » | 1 | $375,000 | $375,000 | $1,115 | 1.75% |
| Urbana, OH (FHA|USDA|VA) » | 1 | $365,000 | $365,000 | $162 | 2.63% |
| Quincy, IL-MO (FHA|USDA|VA) » | 1 | $365,000 | $365,000 | $7,111 | 2.63% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » | 1 | $365,000 | $365,000 | $1,725 | 2.99% |
| Manitowoc, WI (FHA|USDA|VA) » | 2 | $360,000 | $180,000 | $3,604 | 2.81% |
| SYRACUSE, NY (FHA|USDA|VA) » | 1 | $355,000 | $355,000 | $12,462 | 2.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) » | 1 | $355,000 | $355,000 | $71 | 2.25% |
| Gillette, WY (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $0 | 3.13% |
| STAUNTON, VA (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $500 | 2.75% |
| MADERA, CA (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $580 | 2.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $94 | 2.00% |
| Andrews, TX (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $0 | 2.25% |
| CASPER, WY (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $0 | 2.88% |
| Greeneville, TN (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $1,105 | 2.99% |
| Safford, AZ (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $957 | 3.13% |
| RACINE, WI (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $0 | 2.63% |
| TWIN FALLS, ID (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $4,156 | 2.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $1,524 | 2.25% |
| WACO, TX (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $4,222 | 2.99% |
| BATTLE CREEK, MI (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $0 | 3.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $8,198 | 2.50% |
| North Wilkesboro, NC (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $75 | 2.13% |
| AMES, IA (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $75 | 2.38% |
| TOPEKA, KS (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $4 | 2.25% |
| ROCKFORD, IL (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $2,807 | 3.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) » | 2 | $320,000 | $160,000 | $1,702 | 2.75% |
| DECATUR, AL (FHA|USDA|VA) » | 2 | $320,000 | $160,000 | $1,189 | 2.38% |
| Albertville, AL (FHA|USDA|VA) » | 1 | $315,000 | $315,000 | $2,716 | 2.99% |
| Albemarle, NC (FHA|USDA|VA) » | 1 | $315,000 | $315,000 | $0 | 2.99% |
| Macomb, IL (FHA|USDA|VA) » | 1 | $315,000 | $315,000 | $110 | 2.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » | 1 | $315,000 | $315,000 | $785 | 2.63% |
| Dublin, GA (FHA|USDA|VA) » | 1 | $315,000 | $315,000 | $4,906 | 2.25% |
| Stillwater, OK (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $1,089 | 2.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $592 | 2.88% |
| Minot, ND (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $210 | 3.00% |
| YUMA, AZ (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $495 | 2.50% |
| Sunbury, PA (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $125 | 3.88% |
| Dodge City, KS (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $0 | 2.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $8,345 | 2.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $875 | 3.63% |
| Shawnee, OK (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $7,026 | 2.38% |
| Ontario, OR-ID (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $0 | 2.88% |
| Coos Bay, OR (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $1,180 | 2.75% |
| LIMA, OH (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $0 | 2.88% |
| TYLER, TX (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $2,820 | 2.25% |
| Sayre, PA (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $0 | 2.63% |
| Mount Pleasant, MI (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $0 | 2.99% |
| Rochelle, IL (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $0 | 3.25% |
| Watertown, SD (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $0 | 2.88% |
| MOBILE, AL (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $2,175 | 2.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $5,060 | 2.63% |
| PINE BLUFF, AR (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $80 | 2.75% |
| Pierre, SD (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $0 | 3.13% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $0 | 2.99% |
| Menomonie, WI (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $6,573 | 3.75% |
| VISALIA, CA (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $435 | 2.00% |
| Greenville, OH (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $1,886 | 2.13% |
| ERIE, PA (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $3,143 | 2.50% |
| Holland, MI (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $2,660 | 2.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $3,943 | 2.75% |
| IOWA CITY, IA (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $650 | 2.75% |
| THE VILLAGES, FL (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $1,093 | 3.13% |
| Indiana, PA (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $7,492 | 3.13% |
| Pottsville, PA (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $4,161 | 2.99% |
| TEXARKANA, TX-AR (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $10,300 | 2.75% |
| Owatonna, MN (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $0 | 2.88% |
| Starkville, MS (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $173 | 2.38% |
| Ardmore, OK (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $0 | 2.63% |
| Olean, NY (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $0 | 3.38% |
| DOTHAN, AL (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $5,136 | 2.75% |
| El Campo, TX (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $6,585 | 2.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $2,803 | 3.99% |
| Keene, NH (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $4 | 2.88% |
| Muskogee, OK (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $621 | 3.75% |
| Corinth, MS (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $10,695 | 3.25% |
| Lebanon, NH-VT (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $2,641 | 2.25% |
| Roswell, NM (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $0 | 3.13% |
| DuBois, PA (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $4,413 | 2.99% |
| DeRidder, LA (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $831 | 3.50% |
| Warsaw, IN (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $50 | 2.75% |
| Ashtabula, OH (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $519 | 3.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $267 | 2.88% |
| Alexandria, MN (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $2,743 | 2.88% |
| Mount Sterling, KY (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $4,406 | 2.99% |
| Carroll, IA (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $0 | 2.13% |
| LaGrange, GA-AL (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $2,843 | 2.88% |
| COLUMBUS, IN (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $2,690 | 3.38% |
| Sturgis, MI (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $0 | 3.13% |
| Faribault-Northfield, MN (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $0 | 2.75% |
| HINESVILLE, GA (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $5,232 | 1.75% |
| Susanville, CA (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $8,496 | 2.75% |
| Columbus, MS (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $7,246 | 2.25% |
| North Platte, NE (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $145 | 3.13% |
| Salina, KS (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $2,821 | 2.38% |
| Huntington, IN (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $5,541 | 2.25% |
| Marshall, MO (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $0 | 2.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $0 | 3.38% |
| Fort Polk South, LA (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $2,869 | 3.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $1,875 | 3.13% |
| GREEN BAY, WI (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $0 | 2.13% |
| MORGANTOWN, WV (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $4,701 | 2.50% |
| Duncan, OK (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $139 | 3.25% |
| Marion, IN (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $0 | 2.50% |
| Fort Payne, AL (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $3,834 | 2.50% |
| Big Spring, TX (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $4,596 | 2.38% |
| Mitchell, SD (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $827 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $4,559 | 2.00% |
| JACKSON, MI (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $5,829 | 2.75% |
| SALEM, OR (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $3,943 | 2.88% |
| UTICA-ROME, NY (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $2,805 | 2.99% |
| ROCKY MOUNT, NC (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $2,325 | 2.88% |
| BINGHAMTON, NY (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $3,567 | 3.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $6,449 | 1.75% |
| Huntingdon, PA (FHA|USDA|VA) » | 1 | $135,000 | $135,000 | $1,761 | 2.13% |
| CHEYENNE, WY (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $495 | 2.75% |
| Clinton, IA (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $3,197 | 2.75% |
| Selinsgrove, PA (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $4,117 | 2.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $96 | 2.88% |
| Galesburg, IL (FHA|USDA|VA) » | 1 | $115,000 | $115,000 | $0 | 3.00% |
| Tupelo, MS (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $2,945 | 2.50% |
| LAWTON, OK (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $5,899 | 2.63% |
| New Castle, IN (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $75 | 3.50% |
Premia Mortgage 's top markets include Houston, Dallas, Detroit, Charlotte, and Chicago among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional » | 2,496 | $946,440,000 | $379,183 | $1,494 | 2.75% |
| VA » | 254 | $114,880,000 | $452,283 | $6,984 | 2.49% |
| FHA » | 94 | $28,020,000 | $298,085 | $6,849 | 2.78% |
For the 2021 period, Premia Mortgage 's most frequently originated loan type of loans were Conventional, with 2,496 originations. Their 2nd most popular type is VA, with 254 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase » | 2,698 | $1,043,140,000 | $386,635 | $2,057 | 2.73% |
| Refi » | 115 | $37,265,000 | $324,043 | $3,771 | 2.79% |
| Cash Out Refi » | 31 | $8,935,000 | $288,226 | $5,683 | 2.87% |
For the 2021, Premia Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 2,698 originations. The 2nd most popular reason of loans were Refi, with 115 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year » | 2,417 | $961,805,000 | $397,933 | $2,297 | 2.82% |
| 15 Year » | 396 | $118,850,000 | $300,126 | $1,401 | 2.17% |
| 20 Year » | 17 | $5,355,000 | $315,000 | $1,718 | 2.66% |
| 10 Year » | 8 | $1,730,000 | $216,250 | $865 | 2.22% |
| Other » | 6 | $1,600,000 | $266,667 | $2,121 | 3.00% |
For the 2021, Premia Mortgage 's most frequently cited loan length of loans were 30 Year, with 2,417 originations. The 2nd most popular length of loans were 15 Year, with 396 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k » | 2,327 | $901,995,000 | $387,621 |
| $1k-2k » | 322 | $112,440,000 | $349,193 |
| $2k-3k » | 64 | $20,610,000 | $322,031 |
| $3k-4k » | 47 | $15,345,000 | $326,489 |
| $5k+ » | 41 | $22,405,000 | $546,463 |
| $4k-5k » | 31 | $13,525,000 | $436,290 |
$2,297 of loans were Premia Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 2,327 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% » | 1,439 | $571,535,000 | $397,175 |
| <2.5% » | 868 | $318,530,000 | $366,970 |
| 3-4% » | 530 | $196,510,000 | $370,774 |
| 4-5% » | 7 | $2,765,000 | $395,000 |
During 2021, Premia Mortgage 's average interest rate of loans were 2.82%, while their most frequently originated rate bucket of loans were 2.5-3%, with 1,439 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k » | 1,457 | $443,405,000 | $304,327 | $1,937 | 2.74% |
| $400k-600k » | 892 | $430,160,000 | $482,242 | $2,194 | 2.71% |
| $100k-200k » | 257 | $40,275,000 | $156,712 | $1,918 | 2.69% |
| $600k-1MM » | 188 | $136,920,000 | $728,298 | $3,836 | 2.81% |
| $1MM+ » | 29 | $36,845,000 | $1,270,517 | $3,849 | 2.85% |
| $100,000 or less » | 21 | $1,735,000 | $82,619 | $2,273 | 2.89% |
2021 saw Premia Mortgage place emphasis on $200k-400k loans with 1,457 originations, totaling $443,405,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k » | 1,143 | $397,905,000 | $348,123 | $2,060 | 2.72% |
| $150k-250k » | 871 | $387,495,000 | $444,885 | $2,136 | 2.69% |
| $75k-100k » | 463 | $134,475,000 | $290,443 | $2,192 | 2.82% |
| $250k+ » | 220 | $136,600,000 | $620,909 | $1,993 | 2.73% |
| $50k-75k » | 121 | $27,965,000 | $231,116 | $3,187 | 2.84% |
| $50k or less » | 21 | $3,405,000 | $162,143 | $3,695 | 2.99% |
Premia Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,143 originations. The second most popular income band? $150k-250k, with 871 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% » | 877 | $328,825,000 | $374,943 | $1,834 | 2.72% |
| 30-36% » | 575 | $235,805,000 | $410,096 | $2,027 | 2.77% |
| <20% » | 322 | $97,100,000 | $301,553 | $1,540 | 2.65% |
| 39% » | 104 | $47,170,000 | $453,558 | $2,334 | 2.79% |
| 36% » | 96 | $35,270,000 | $367,396 | $2,247 | 2.72% |
| 40% » | 94 | $35,900,000 | $381,915 | $2,073 | 2.81% |
| 42% » | 77 | $30,785,000 | $399,805 | $2,710 | 2.76% |
| 44% » | 77 | $31,645,000 | $410,974 | $2,438 | 2.74% |
| 41% » | 75 | $29,625,000 | $395,000 | $1,561 | 2.74% |
| 38% » | 75 | $37,025,000 | $493,667 | $2,083 | 2.77% |
| 43% » | 72 | $27,570,000 | $382,917 | $1,937 | 2.71% |
| 37% » | 69 | $27,005,000 | $391,377 | $2,303 | 2.73% |
| 50-60% » | 65 | $26,505,000 | $407,769 | $6,016 | 2.68% |
| 47% » | 64 | $23,990,000 | $374,844 | $3,579 | 2.73% |
| 45% » | 64 | $24,390,000 | $381,094 | $2,924 | 2.75% |
| 46% » | 53 | $19,575,000 | $369,340 | $3,724 | 2.77% |
| 48% » | 43 | $15,325,000 | $356,395 | $2,747 | 2.70% |
| 49% » | 35 | $13,585,000 | $388,143 | $3,019 | 2.71% |
| >60% » | 1 | $405,000 | $405,000 | $6,775 | 2.25% |
Premia Mortgage lent most frequently to those with DTI ratios of 20-30%, with 877 originations. The next most common DTI ratio? 30-36%, with 575 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White » | 1,819 | $683,725,000 | $375,880 | $2,063 | 2.75% |
| Not provided » | 664 | $258,670,000 | $389,563 | $2,472 | 2.73% |
| Asian » | 177 | $70,335,000 | $397,373 | $1,420 | 2.55% |
| Black » | 141 | $58,485,000 | $414,787 | $2,978 | 2.79% |
| Asian Indian » | 23 | $10,695,000 | $465,000 | $2,059 | 2.59% |
| American Indian » | 11 | $4,125,000 | $375,000 | $2,661 | 2.71% |
| Chinese » | 4 | $1,440,000 | $360,000 | $2,856 | 2.65% |
| Vietnamese » | 1 | $515,000 | $515,000 | $0 | 3.25% |
| Japanese » | 1 | $475,000 | $475,000 | $1,408 | 2.75% |
| Korean » | 1 | $335,000 | $335,000 | $0 | 2.88% |
| Native Hawaiian or Islander » | 1 | $315,000 | $315,000 | $0 | 2.38% |
| Filipino » | 1 | $225,000 | $225,000 | $0 | 3.38% |
Approval Rates
Total approvals of all applications87.29%
Premia Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination93.71%
Premia Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,844 | $1,089,340,000 | $383,031 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| » | 2,844 | $1,089,340,000 | $383,031 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% » | 90 | $19,660,000 | $218,444 | $1,201 | 2.44% |
| 40-60% » | 266 | $84,890,000 | $319,135 | $1,443 | 2.53% |
| 60-80% » | 956 | $393,410,000 | $411,517 | $1,654 | 2.74% |
| 80-100% » | 1,477 | $568,295,000 | $384,763 | $2,227 | 2.79% |
| Over 100% » | 50 | $22,130,000 | $442,600 | $15,608 | 2.50% |
| Under 20% » | 5 | $955,000 | $191,000 | $1,036 | 2.48% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | VA mortgage | Trouble during payment process | 4 | 12.5% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | FHA mortgage | Struggling to pay mortgage | 3 | 9.4% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | FHA mortgage | Trouble during payment process | 5 | 15.6% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | Other type of mortgage | Closing on a mortgage | 2 | 6.3% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.1% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | VA mortgage | Closing on a mortgage | 1 | 3.1% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | VA mortgage | Struggling to pay mortgage | 1 | 3.1% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 9.4% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | Conventional home mortgage | Trouble during payment process | 10 | 31.3% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | FHA mortgage | Closing on a mortgage | 1 | 3.1% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 3.1% |
