Premia Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300ISCZS1R0CJMO47

Tax ID: 26-3780954

5 stars - Updated: 4/5/25 - out of 5 stars, based on 43 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Premia Mortgage is a smaller mortgage company specializing in Home Purchase loans. Premia Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Houston, Dallas, Charlotte, Atlanta, and St. Louis among others. We have data for 328 markets. (Some data included below & more in-depth data is available with an active subscription.)

Premia Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Premia Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.64% 4/5/25
30 Year Conventional Refi 6.78% 4/5/25
30 Year FHA Purchase 6.89% 4/5/25
30 Year FHA Refi 6.72% 4/5/25
30 Year VA Purchase 6.01% 4/5/25
30 Year VA Refi 6.16% 4/5/25
15 Year Conventional Purchase 5.71% 4/5/25
15 Year Conventional Refi 5.76% 4/5/25
15 Year Cash-out Refi 5.76% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Premia Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Premia Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,887

Origination Dollar Volume (All Markets)

$845,245,000
Show all (42) awards

Relative Rate

Premia Mortgage's average 30 year fixed mortgage rate was 6.4%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of -0.15%.

Relative Fees (Closing Costs)

Premia Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $3,502.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 124 $56,610,000 $456,532 $4,207 6.08%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 77 $38,115,000 $495,000 $5,052 6.28%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 60 $31,770,000 $529,500 $1,560 6.40%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 61 $29,355,000 $481,230 $3,194 6.31%
Outside of Metro Areas 70 $29,210,000 $417,286 $3,117 6.55%
ST. LOUIS, MO-IL (FHA|USDA|VA) 66 $25,890,000 $392,273 $2,048 6.32%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 32 $19,080,000 $596,250 $1,844 6.39%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 28 $17,950,000 $641,071 $4,358 6.24%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 26 $17,740,000 $682,308 $6,102 6.26%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 36 $17,410,000 $483,611 $3,065 6.45%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 41 $16,915,000 $412,561 $2,719 6.52%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 26 $16,770,000 $645,000 $4,405 6.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 31 $15,375,000 $495,968 $5,206 6.36%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 21 $13,085,000 $623,095 $4,632 6.23%
RALEIGH-CARY, NC (FHA|USDA|VA) 29 $13,035,000 $449,483 $1,601 6.40%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 21 $12,835,000 $611,190 $2,539 6.34%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 21 $12,175,000 $579,762 $3,351 6.47%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 25 $11,875,000 $475,000 $1,798 6.25%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 24 $11,750,000 $489,583 $3,243 6.22%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 25 $11,075,000 $443,000 $4,989 6.15%
MIDLAND, TX (FHA|USDA|VA) 25 $10,625,000 $425,000 $5,444 6.14%
KNOXVILLE, TN (FHA|USDA|VA) 24 $10,390,000 $432,917 $1,414 6.21%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 25 $9,805,000 $392,200 $4,936 6.24%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 14 $9,790,000 $699,286 $2,779 6.39%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 18 $7,880,000 $437,778 $3,101 6.36%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 15 $7,765,000 $517,667 $4,168 6.45%
JACKSONVILLE, FL (FHA|USDA|VA) 18 $7,700,000 $427,778 $3,925 6.34%
ANCHORAGE, AK (FHA|USDA|VA) 13 $7,475,000 $575,000 $3,253 6.20%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 18 $7,410,000 $411,667 $5,053 6.30%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 14 $6,890,000 $492,143 $5,055 6.27%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $6,875,000 $458,333 $1,225 6.28%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 9 $6,565,000 $729,444 $7,577 6.40%
IDAHO FALLS, ID (FHA|USDA|VA) 12 $6,160,000 $513,333 $8,721 6.18%
KANSAS CITY, MO-KS (FHA|USDA|VA) 14 $6,130,000 $437,857 $896 6.35%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 16 $6,050,000 $378,125 $1,575 6.46%
RICHMOND, VA (FHA|USDA|VA) 17 $5,975,000 $351,471 $4,279 6.23%
HUNTSVILLE, AL (FHA|USDA|VA) 14 $5,720,000 $408,571 $1,167 6.42%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 12 $5,710,000 $475,833 $2,053 6.40%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 12 $5,320,000 $443,333 $2,995 6.27%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 11 $5,245,000 $476,818 $1,479 6.50%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 10 $5,010,000 $501,000 $1,186 6.31%
PORT ST. LUCIE, FL (FHA|USDA|VA) 12 $4,960,000 $413,333 $2,709 6.21%
Carlsbad-Artesia, NM (FHA|USDA|VA) 16 $4,910,000 $306,875 $4,349 6.43%
COLUMBUS, OH (FHA|USDA|VA) 13 $4,805,000 $369,615 $1,844 6.35%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 11 $4,805,000 $436,818 $2,999 6.40%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $4,805,000 $533,889 $7,603 6.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $4,410,000 $1,102,500 $1,005 6.50%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 9 $4,395,000 $488,333 $5,596 6.37%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 12 $4,140,000 $345,000 $2,780 6.40%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 9 $3,945,000 $438,333 $4,203 6.46%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $3,935,000 $787,000 $4,292 6.16%
BATON ROUGE, LA (FHA|USDA|VA) 10 $3,900,000 $390,000 $1,280 6.34%
WICHITA, KS (FHA|USDA|VA) 9 $3,505,000 $389,444 $4,097 6.34%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 5 $3,355,000 $671,000 $1,664 6.38%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5 $3,335,000 $667,000 $4,382 6.48%
TULSA, OK (FHA|USDA|VA) 8 $3,190,000 $398,750 $4,530 6.14%
BILLINGS, MT (FHA|USDA|VA) 7 $3,145,000 $449,286 $1,856 6.51%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 9 $3,075,000 $341,667 $3,261 6.53%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $2,950,000 $491,667 $6,608 6.33%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $2,925,000 $325,000 $4,182 6.33%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 8 $2,920,000 $365,000 $6,049 6.38%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $2,830,000 $707,500 $3,730 7.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $2,775,000 $308,333 $2,617 6.65%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $2,755,000 $393,571 $3,133 6.26%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $2,750,000 $458,333 $4,282 6.20%
ALBUQUERQUE, NM (FHA|USDA|VA) 8 $2,730,000 $341,250 $3,358 6.16%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $2,620,000 $436,667 $1,076 6.33%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 7 $2,575,000 $367,857 $518 7.06%
PITTSBURGH, PA (FHA|USDA|VA) 6 $2,560,000 $426,667 $2,130 6.50%
LOUISVILLE, KY (FHA|USDA|VA) 6 $2,520,000 $420,000 $1,529 6.64%
SPARTANBURG, SC (FHA|USDA|VA) 8 $2,440,000 $305,000 $1,837 6.38%
GREENVILLE, NC (FHA|USDA|VA) 7 $2,385,000 $340,714 $733 6.45%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $2,365,000 $788,333 $12,109 6.43%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $2,310,000 $577,500 $161 6.30%
GREELEY, CO (FHA|USDA|VA) 5 $2,275,000 $455,000 $1,628 6.55%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 6 $2,210,000 $368,333 $3,866 6.44%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $2,210,000 $552,500 $9,402 6.18%
TOLEDO, OH (FHA|USDA|VA) 5 $2,105,000 $421,000 $4,085 6.07%
MADISON, WI (FHA|USDA|VA) 4 $2,080,000 $520,000 $3,735 5.72%
COLUMBIA, SC (FHA|USDA|VA) 6 $2,020,000 $336,667 $1,456 6.95%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,930,000 $482,500 $5,706 6.33%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $1,860,000 $310,000 $2,409 6.74%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $1,830,000 $457,500 $0 6.58%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $1,800,000 $300,000 $6,822 6.35%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $1,735,000 $578,333 $6,663 6.72%
Findlay, OH (FHA|USDA|VA) 4 $1,720,000 $430,000 $862 5.94%
Dickinson, ND (FHA|USDA|VA) 5 $1,685,000 $337,000 $2,425 6.28%
TYLER, TX (FHA|USDA|VA) 5 $1,675,000 $335,000 $4,256 6.42%
ODESSA, TX (FHA|USDA|VA) 4 $1,670,000 $417,500 $7,221 5.99%
JACKSON, MS (FHA|USDA|VA) 5 $1,645,000 $329,000 $2,533 6.25%
Austin, MN (FHA|USDA|VA) 5 $1,625,000 $325,000 $3,518 6.70%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $1,555,000 $311,000 $1,457 5.99%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $1,540,000 $385,000 $0 6.84%
FLINT, MI (FHA|USDA|VA) 4 $1,520,000 $380,000 $3,052 6.32%
SANTA FE, NM (FHA|USDA|VA) 4 $1,520,000 $380,000 $4,762 6.51%
STAUNTON, VA (FHA|USDA|VA) 4 $1,510,000 $377,500 $1,500 5.85%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $1,500,000 $375,000 $1,438 6.18%
LONGVIEW, TX (FHA|USDA|VA) 4 $1,450,000 $362,500 $4,859 6.13%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $1,375,000 $458,333 $795 6.01%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $1,345,000 $448,333 $444 6.49%
MIDLAND, MI (FHA|USDA|VA) 5 $1,325,000 $265,000 $832 6.66%
PROVO-OREM, UT (FHA|USDA|VA) 3 $1,315,000 $438,333 $3,602 6.77%
FORT COLLINS, CO (FHA|USDA|VA) 2 $1,300,000 $650,000 $344 6.69%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $1,275,000 $425,000 $9,874 5.33%
WACO, TX (FHA|USDA|VA) 3 $1,235,000 $411,667 $3,488 6.53%
PEORIA, IL (FHA|USDA|VA) 4 $1,230,000 $307,500 $5,276 6.37%
FORT WAYNE, IN (FHA|USDA|VA) 4 $1,190,000 $297,500 $1,414 6.56%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 4 $1,190,000 $297,500 $2,798 6.40%
Borger, TX (FHA|USDA|VA) 3 $1,175,000 $391,667 $4,486 6.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $1,175,000 $391,667 $6,691 6.60%
DOTHAN, AL (FHA|USDA|VA) 4 $1,160,000 $290,000 $1,740 6.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $1,145,000 $381,667 $1,544 6.83%
MODESTO, CA (FHA|USDA|VA) 2 $1,140,000 $570,000 $3,076 6.59%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $1,135,000 $378,333 $3,817 6.21%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $1,135,000 $378,333 $2,522 6.68%
CHEYENNE, WY (FHA|USDA|VA) 2 $1,130,000 $565,000 $12,466 6.28%
AMARILLO, TX (FHA|USDA|VA) 2 $1,130,000 $565,000 $3,188 6.13%
LUBBOCK, TX (FHA|USDA|VA) 2 $1,130,000 $565,000 $3,175 5.97%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $1,105,000 $368,333 $3,276 6.23%
LAWRENCE, KS (FHA|USDA|VA) 2 $1,100,000 $550,000 $0 6.63%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $1,095,000 $365,000 $3,500 7.16%
HINESVILLE, GA (FHA|USDA|VA) 4 $1,090,000 $272,500 $1,124 6.72%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $1,060,000 $530,000 $4,094 6.56%
JACKSON, TN (FHA|USDA|VA) 3 $1,055,000 $351,667 $0 6.55%
ROANOKE, VA (FHA|USDA|VA) 3 $1,045,000 $348,333 $5,327 6.66%
AMES, IA (FHA|USDA|VA) 3 $1,005,000 $335,000 $1,888 6.33%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $1,005,000 $335,000 $7,291 6.28%
SAVANNAH, GA (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,170 6.61%
BRUNSWICK, GA (FHA|USDA|VA) 3 $985,000 $328,333 $671 6.58%
TOPEKA, KS (FHA|USDA|VA) 2 $950,000 $475,000 $0 6.48%
MONROE, LA (FHA|USDA|VA) 3 $905,000 $301,667 $458 6.07%
BELLINGHAM, WA (FHA|USDA|VA) 2 $900,000 $450,000 $1,155 6.60%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $900,000 $450,000 $9,690 5.88%
Fernley, NV (FHA|USDA|VA) 2 $890,000 $445,000 $8,444 6.43%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $885,000 $295,000 $3,180 6.36%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $880,000 $440,000 $832 6.26%
Corning, NY (FHA|USDA|VA) 3 $865,000 $288,333 $3,331 6.51%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $840,000 $420,000 $2,398 6.29%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $840,000 $420,000 $6,745 6.38%
ROME, GA (FHA|USDA|VA) 3 $825,000 $275,000 $4,275 6.50%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $810,000 $405,000 $2,548 6.06%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $810,000 $405,000 $3,444 6.25%
LINCOLN, NE (FHA|USDA|VA) 2 $800,000 $400,000 $7,782 5.99%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $800,000 $400,000 $2,590 6.38%
WILMINGTON, NC (FHA|USDA|VA) 2 $800,000 $400,000 $7,386 6.18%
GAINESVILLE, GA (FHA|USDA|VA) 2 $800,000 $400,000 $25 6.14%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $790,000 $395,000 $5,861 6.38%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $765,000 $765,000 $284 5.88%
Ruston, LA (FHA|USDA|VA) 1 $765,000 $765,000 $0 5.63%
VICTORIA, TX (FHA|USDA|VA) 2 $760,000 $380,000 $4,047 6.25%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $755,000 $251,667 $6,692 6.43%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $755,000 $251,667 $0 6.61%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $750,000 $375,000 $7,450 6.79%
Oak Harbor, WA (FHA|USDA|VA) 2 $740,000 $370,000 $6,550 6.17%
Paducah, KY-IL (FHA|USDA|VA) 2 $730,000 $365,000 $7,768 6.88%
GAINESVILLE, FL (FHA|USDA|VA) 2 $730,000 $365,000 $1,078 6.84%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $720,000 $360,000 $137 5.96%
EL PASO, TX (FHA|USDA|VA) 2 $720,000 $360,000 $5,321 6.39%
CORVALLIS, OR (FHA|USDA|VA) 1 $695,000 $695,000 $1,773 5.99%
Sevierville, TN (FHA|USDA|VA) 1 $695,000 $695,000 $2,151 6.98%
DECATUR, IL (FHA|USDA|VA) 1 $695,000 $695,000 $5,035 6.95%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $675,000 $675,000 $6,552 6.60%
LaGrange, GA-AL (FHA|USDA|VA) 2 $660,000 $330,000 $2,561 6.50%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $660,000 $330,000 $2,287 6.75%
PANAMA CITY, FL (FHA|USDA|VA) 2 $650,000 $325,000 $3,403 6.81%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $645,000 $645,000 $3,752 6.45%
MEDFORD, OR (FHA|USDA|VA) 2 $630,000 $315,000 $2,475 6.39%
Mount Pleasant, MI (FHA|USDA|VA) 1 $625,000 $625,000 $4,906 5.63%
Okeechobee, FL (FHA|USDA|VA) 1 $615,000 $615,000 $1,440 5.99%
Stillwater, OK (FHA|USDA|VA) 1 $615,000 $615,000 $1,582 6.08%
Jefferson, GA (FHA|USDA|VA) 2 $600,000 $300,000 $510 6.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $595,000 $595,000 $39 6.98%
Sterling, IL (FHA|USDA|VA) 2 $590,000 $295,000 $6,055 6.31%
JONESBORO, AR (FHA|USDA|VA) 2 $590,000 $295,000 $363 5.91%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $585,000 $585,000 $3,432 7.08%
GREEN BAY, WI (FHA|USDA|VA) 1 $585,000 $585,000 $1,608 5.99%
SAGINAW, MI (FHA|USDA|VA) 2 $580,000 $290,000 $1,973 6.05%
MERCED, CA (FHA|USDA|VA) 1 $575,000 $575,000 $1,918 5.88%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $570,000 $285,000 $3,721 5.71%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $570,000 $285,000 $6,148 6.75%
VALDOSTA, GA (FHA|USDA|VA) 2 $560,000 $280,000 $5,747 6.56%
Newport, OR (FHA|USDA|VA) 1 $555,000 $555,000 $7,142 6.50%
Ottawa, IL (FHA|USDA|VA) 2 $550,000 $275,000 $2,360 6.55%
BINGHAMTON, NY (FHA|USDA|VA) 1 $545,000 $545,000 $17,449 5.75%
Durango, CO (FHA|USDA|VA) 1 $545,000 $545,000 $9,160 5.88%
Alexandria, MN (FHA|USDA|VA) 1 $545,000 $545,000 $4,058 7.10%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $540,000 $270,000 $0 6.90%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $540,000 $270,000 $6,501 6.31%
Shelbyville, TN (FHA|USDA|VA) 2 $530,000 $265,000 $2,493 6.38%
Rock Springs, WY (FHA|USDA|VA) 2 $530,000 $265,000 $288 6.55%
ST. CLOUD, MN (FHA|USDA|VA) 1 $525,000 $525,000 $0 6.75%
CHARLESTON, WV (FHA|USDA|VA) 3 $525,000 $175,000 $0 7.21%
Heber, UT (FHA|USDA|VA) 1 $525,000 $525,000 $3,858 5.99%
Lewisburg, TN (FHA|USDA|VA) 1 $525,000 $525,000 $0 5.99%
ROCHESTER, MN (FHA|USDA|VA) 2 $520,000 $260,000 $4,089 6.11%
THE VILLAGES, FL (FHA|USDA|VA) 1 $515,000 $515,000 $2,606 6.63%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $500,000 $250,000 $1,293 6.28%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $495,000 $495,000 $4 5.00%
LONGVIEW, WA (FHA|USDA|VA) 1 $485,000 $485,000 $0 6.55%
DOVER, DE (FHA|USDA|VA) 1 $485,000 $485,000 $0 6.48%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $480,000 $240,000 $858 6.91%
Helena, MT (FHA|USDA|VA) 1 $475,000 $475,000 $2,550 6.40%
MANKATO, MN (FHA|USDA|VA) 1 $475,000 $475,000 $0 5.75%
ROCHESTER, NY (FHA|USDA|VA) 2 $470,000 $235,000 $5,354 6.65%
DALTON, GA (FHA|USDA|VA) 1 $465,000 $465,000 $6,377 6.99%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $465,000 $465,000 $4,471 6.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $465,000 $465,000 $7,957 6.25%
LANCASTER, PA (FHA|USDA|VA) 1 $455,000 $455,000 $0 6.95%
Lebanon, NH-VT (FHA|USDA|VA) 1 $455,000 $455,000 $3,876 6.58%
Boone, NC (FHA|USDA|VA) 1 $455,000 $455,000 $0 7.75%
MONROE, MI (FHA|USDA|VA) 1 $445,000 $445,000 $9,080 5.50%
Angola, IN (FHA|USDA|VA) 1 $445,000 $445,000 $4,447 6.88%
RENO, NV (FHA|USDA|VA) 1 $445,000 $445,000 $10,326 5.63%
MOBILE, AL (FHA|USDA|VA) 1 $445,000 $445,000 $3,644 7.03%
SAN ANGELO, TX (FHA|USDA|VA) 1 $445,000 $445,000 $0 5.50%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $440,000 $220,000 $2,460 6.81%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $435,000 $435,000 $8,009 5.75%
Warrensburg, MO (FHA|USDA|VA) 1 $435,000 $435,000 $0 6.75%
SYRACUSE, NY (FHA|USDA|VA) 1 $425,000 $425,000 $4,197 6.40%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $425,000 $425,000 $871 6.60%
Hays, KS (FHA|USDA|VA) 1 $415,000 $415,000 $0 5.99%
TUCSON, AZ (FHA|USDA|VA) 1 $405,000 $405,000 $995 6.38%
Marietta, OH (FHA|USDA|VA) 1 $405,000 $405,000 $348 6.63%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $405,000 $405,000 $2,833 7.13%
Washington, IN (FHA|USDA|VA) 1 $405,000 $405,000 $7,008 5.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $395,000 $395,000 $605 6.13%
VALLEJO, CA (FHA|USDA|VA) 1 $395,000 $395,000 $7,482 6.60%
Beaver Dam, WI (FHA|USDA|VA) 1 $395,000 $395,000 $9,784 5.65%
Blackfoot, ID (FHA|USDA|VA) 1 $395,000 $395,000 $4,718 6.75%
SALINAS, CA (FHA|USDA|VA) 1 $395,000 $395,000 $1,531 5.60%
Ponca City, OK (FHA|USDA|VA) 2 $390,000 $195,000 $1,092 6.46%
Brainerd, MN (FHA|USDA|VA) 1 $385,000 $385,000 $8,607 5.60%
DUBUQUE, IA (FHA|USDA|VA) 1 $385,000 $385,000 $1,750 5.68%
GREAT FALLS, MT (FHA|USDA|VA) 1 $385,000 $385,000 $5,038 6.63%
Lufkin, TX (FHA|USDA|VA) 1 $375,000 $375,000 $17,603 6.13%
AKRON, OH (FHA|USDA|VA) 1 $375,000 $375,000 $1,696 6.63%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $375,000 $375,000 $2,563 6.95%
Danville, VA (FHA|USDA|VA) 1 $375,000 $375,000 $12,010 5.75%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $365,000 $365,000 $175 5.25%
MORGANTOWN, WV (FHA|USDA|VA) 1 $365,000 $365,000 $20,785 5.25%
ENID, OK (FHA|USDA|VA) 1 $365,000 $365,000 $607 7.25%
Salina, KS (FHA|USDA|VA) 1 $365,000 $365,000 $6,537 6.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $365,000 $365,000 $0 7.05%
Warren, PA (FHA|USDA|VA) 1 $355,000 $355,000 $5,273 5.99%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $355,000 $355,000 $143 6.58%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $345,000 $345,000 $134 6.08%
CLEVELAND, TN (FHA|USDA|VA) 1 $345,000 $345,000 $0 6.63%
Richmond-Berea, KY (FHA|USDA|VA) 1 $345,000 $345,000 $0 6.58%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $345,000 $345,000 $780 5.63%
LYNCHBURG, VA (FHA|USDA|VA) 1 $335,000 $335,000 $450 6.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $335,000 $335,000 $5,826 6.13%
ELMIRA, NY (FHA|USDA|VA) 1 $335,000 $335,000 $1,181 5.63%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $325,000 $325,000 $0 6.88%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $325,000 $325,000 $0 6.63%
Moses Lake, WA (FHA|USDA|VA) 1 $325,000 $325,000 $5,335 6.88%
Andrews, TX (FHA|USDA|VA) 1 $325,000 $325,000 $1,908 6.58%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $315,000 $315,000 $6,482 6.43%
RAPID CITY, SD (FHA|USDA|VA) 1 $315,000 $315,000 $792 5.99%
Bainbridge, GA (FHA|USDA|VA) 1 $315,000 $315,000 $0 6.60%
Mason City, IA (FHA|USDA|VA) 1 $315,000 $315,000 $0 6.38%
ALBANY, GA (FHA|USDA|VA) 1 $305,000 $305,000 $5,215 5.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $305,000 $305,000 $5,139 6.88%
FLORENCE, SC (FHA|USDA|VA) 1 $305,000 $305,000 $0 6.85%
ROCKFORD, IL (FHA|USDA|VA) 1 $305,000 $305,000 $3,238 6.53%
Paris, TX (FHA|USDA|VA) 1 $295,000 $295,000 $6,541 6.75%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $295,000 $295,000 $6,803 6.40%
Pella, IA (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.10%
Stevens Point, WI (FHA|USDA|VA) 1 $295,000 $295,000 $225 6.13%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $295,000 $295,000 $9,402 6.58%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $295,000 $295,000 $962 7.63%
Henderson, NC (FHA|USDA|VA) 1 $295,000 $295,000 $5,151 5.75%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $285,000 $285,000 $750 5.85%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $285,000 $285,000 $2,800 6.48%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $2,050 7.13%
Chillicothe, OH (FHA|USDA|VA) 1 $275,000 $275,000 $895 6.50%
Emporia, KS (FHA|USDA|VA) 1 $275,000 $275,000 $2,457 5.99%
JACKSON, MI (FHA|USDA|VA) 1 $275,000 $275,000 $0 6.83%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $275,000 $275,000 $7,725 6.25%
Picayune, MS (FHA|USDA|VA) 1 $265,000 $265,000 $5,801 7.13%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $265,000 $265,000 $9,321 6.50%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.58%
LEBANON, PA (FHA|USDA|VA) 1 $255,000 $255,000 $2,600 8.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $255,000 $255,000 $715 6.38%
Hastings, NE (FHA|USDA|VA) 1 $255,000 $255,000 $4,488 6.25%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $255,000 $255,000 $495 6.93%
Brookhaven, MS (FHA|USDA|VA) 1 $255,000 $255,000 $4,616 6.70%
Camden, AR (FHA|USDA|VA) 1 $255,000 $255,000 $8,250 5.88%
Cedartown, GA (FHA|USDA|VA) 1 $255,000 $255,000 $525 6.38%
Marion, IN (FHA|USDA|VA) 1 $245,000 $245,000 $165 7.13%
Escanaba, MI (FHA|USDA|VA) 1 $245,000 $245,000 $495 6.90%
Corinth, MS (FHA|USDA|VA) 1 $245,000 $245,000 $3,635 6.99%
MANHATTAN, KS (FHA|USDA|VA) 1 $245,000 $245,000 $5,590 5.99%
Keene, NH (FHA|USDA|VA) 1 $245,000 $245,000 $175 5.38%
Bardstown, KY (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.10%
Grenada, MS (FHA|USDA|VA) 1 $235,000 $235,000 $100 6.88%
Searcy, AR (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.10%
Athens, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,133 6.75%
London, KY (FHA|USDA|VA) 1 $235,000 $235,000 $4,725 6.00%
READING, PA (FHA|USDA|VA) 1 $225,000 $225,000 $0 6.13%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $225,000 $225,000 $1,108 7.43%
MONTGOMERY, AL (FHA|USDA|VA) 1 $225,000 $225,000 $4,320 6.98%
Quincy, IL-MO (FHA|USDA|VA) 1 $225,000 $225,000 $493 6.50%
Bedford, IN (FHA|USDA|VA) 1 $225,000 $225,000 $350 6.25%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $215,000 $215,000 $0 6.55%
Garden City, KS (FHA|USDA|VA) 1 $215,000 $215,000 $0 6.38%
MISSOULA, MT (FHA|USDA|VA) 1 $215,000 $215,000 $10,166 5.38%
Worthington, MN (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.20%
Clarksburg, WV (FHA|USDA|VA) 1 $205,000 $205,000 $5,104 6.63%
Kinston, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,546 6.63%
ABILENE, TX (FHA|USDA|VA) 1 $205,000 $205,000 $1,762 6.63%
Granbury, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,019 6.13%
Lexington, NE (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.50%
Greenville, MS (FHA|USDA|VA) 1 $195,000 $195,000 $1,042 6.63%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $195,000 $195,000 $899 6.98%
Fairmont, WV (FHA|USDA|VA) 1 $195,000 $195,000 $5,650 5.88%
Effingham, IL (FHA|USDA|VA) 1 $195,000 $195,000 $749 6.80%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $185,000 $185,000 $400 6.38%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $175,000 $175,000 $3,602 6.38%
Marshall, MO (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.78%
Bartlesville, OK (FHA|USDA|VA) 1 $175,000 $175,000 $157 5.75%
Rockport, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,911 6.88%
Alexander City, AL (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.13%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $165,000 $165,000 $101 7.08%
Roswell, NM (FHA|USDA|VA) 1 $165,000 $165,000 $6,148 7.13%
Opelousas, LA (FHA|USDA|VA) 1 $155,000 $155,000 $690 7.63%
McPherson, KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,066 6.55%
Macomb, IL (FHA|USDA|VA) 1 $135,000 $135,000 $429 6.49%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $135,000 $135,000 $7,765 6.63%
Premia Mortgage's top markets include Houston, Dallas, Charlotte, Atlanta, and St. Louis among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,521 $682,905,000 $448,984 $2,401 6.44%
    VA 229 $113,245,000 $494,520 $6,989 5.85%
    FHA 137 $49,095,000 $358,358 $8,367 6.14%

    For 2024, Premia Mortgage's most frequently originated type of loan was Conventional, with 1,521 originations. Their 2nd most popular type was VA, with 229 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,869 $835,725,000 $447,151 $3,387 6.35%
    Refi 18 $9,520,000 $528,889 $3,868 5.75%

    For 2024, Premia Mortgage's most frequently cited loan purpose was Home Purchase, with 1,869 originations. The 2nd most popular reason was Refi, with 18 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,733 $783,445,000 $452,074 $3,502 6.40%
    15 Year 109 $45,875,000 $420,872 $2,265 5.71%
    20 Year 35 $13,645,000 $389,857 $2,093 6.07%
    10 Year 10 $2,280,000 $228,000 $1,088 6.00%

    For 2024, Premia Mortgage's most frequently cited loan duration was 30 Year, with 1,733 originations. The 2nd most popular length was 15 Year, with 109 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,478 $662,650,000 $448,342
    $1k-2k 158 $66,070,000 $418,165
    $5k+ 97 $54,715,000 $564,072
    $2k-3k 66 $23,770,000 $360,152
    $3k-4k 45 $18,385,000 $408,556
    $4k-5k 41 $18,955,000 $462,317

    Premia Mortgage's average total fees were $3,502, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,478 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 1,212 $537,430,000 $443,424
    5-6% 507 $246,955,000 $487,091
    7-8% 141 $48,215,000 $341,950
    4-5% 26 $12,350,000 $475,000
    Over 8% 1 $295,000 $295,000

    During 2024, Premia Mortgage's average interest rate for loans was 6.40%, while their most frequently originated rate bucket for loans was 6-7%, with 1,212 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 802 $249,270,000 $310,810 $2,869 6.43%
    $400k-600k 642 $310,260,000 $483,271 $3,875 6.25%
    $600k-1MM 314 $224,010,000 $713,408 $3,976 6.23%
    $100k-200k 94 $15,030,000 $159,894 $1,661 6.68%
    $1MM+ 34 $46,590,000 $1,370,294 $6,060 6.45%
    $100,000 or less 1 $85,000 $85,000 $1,650 6.88%

    2024 saw Premia Mortgage place emphasis on $200k-400k loans with 802 originations, totaling $249,270,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 801 $368,755,000 $460,368 $3,254 6.30%
    $100k-150k 585 $206,695,000 $353,325 $3,408 6.40%
    $250k+ 332 $223,320,000 $672,651 $3,519 6.28%
    $75k-100k 127 $35,355,000 $278,386 $3,579 6.58%
    $50k-75k 36 $8,730,000 $242,500 $4,406 6.53%
    $50k or less 1 $185,000 $185,000 $0 6.50%

    Premia Mortgage lent most frequently to those with incomes in the $150k-250k range, with 801 originations. The second most popular income band? $100k-150k, with 585 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 388 $177,840,000 $458,351 $2,897 6.36%
    20-30% 335 $134,585,000 $401,746 $2,588 6.38%
    50-60% 110 $51,740,000 $470,364 $8,010 6.00%
    44% 83 $36,995,000 $445,723 $3,785 6.42%
    42% 77 $39,345,000 $510,974 $3,097 6.46%
    43% 76 $37,310,000 $490,921 $3,589 6.33%
    41% 75 $35,525,000 $473,667 $3,640 6.31%
    36% 74 $35,150,000 $475,000 $3,813 6.34%
    <20% 73 $21,725,000 $297,603 $2,012 6.43%
    46% 72 $32,790,000 $455,417 $3,439 6.46%
    38% 71 $31,255,000 $440,211 $2,354 6.41%
    49% 71 $33,575,000 $472,887 $3,410 6.41%
    48% 70 $33,020,000 $471,714 $4,110 6.25%
    39% 66 $30,810,000 $466,818 $2,401 6.36%
    45% 65 $31,275,000 $481,154 $3,003 6.40%
    40% 64 $31,120,000 $486,250 $3,777 6.36%
    37% 59 $26,465,000 $448,559 $3,177 6.29%
    47% 47 $19,605,000 $417,128 $4,570 6.39%
    >60% 6 $2,910,000 $485,000 $6,495 5.70%

    Premia Mortgage lent most frequently to those with DTI ratios of 30-36%, with 388 originations. The next most common DTI ratio? 20-30%, with 335 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,319 $583,115,000 $442,089 $3,313 6.35%
    Not provided 330 $150,550,000 $456,212 $3,837 6.30%
    Asian 104 $47,970,000 $461,250 $2,713 6.42%
    Black 82 $38,720,000 $472,195 $3,895 6.36%
    Asian Indian 16 $9,550,000 $596,875 $2,955 6.28%
    American Indian 20 $8,540,000 $427,000 $3,696 6.47%
    Other Asian 4 $2,060,000 $515,000 $2,412 6.40%
    Japanese 4 $1,510,000 $377,500 $3,744 6.74%
    Korean 2 $920,000 $460,000 $2,090 6.81%
    Chinese 2 $870,000 $435,000 $0 5.50%
    Filipino 2 $760,000 $380,000 $3,709 6.81%
    Other Pacific Islander 1 $355,000 $355,000 $25 7.10%
    Native Hawaiian or Islander 1 $325,000 $325,000 $4,873 6.98%

    Approval Rates

    Total approvals of all applications
    97.32%

    Premia Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    81.29%

    Premia Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,887 $845,245,000 $447,931

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,887 $845,245,000 $447,931

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 68 $20,200,000 $297,059 $2,671 6.30%
    40-60% 215 $90,995,000 $423,233 $2,218 6.30%
    60-80% 593 $286,495,000 $483,128 $2,365 6.38%
    80-100% 970 $428,090,000 $441,330 $3,766 6.36%
    Over 100% 38 $18,400,000 $484,211 $17,672 5.96%
    Under 20% 3 $1,065,000 $355,000 $4,801 6.13%