Premia Mortgage Rates, Fees & Info
DOVER, DELEI: 549300ISCZS1R0CJMO47
Tax ID: 26-3780954
5 stars - Updated: 11/17/24
-
out of 5 stars, based on 44 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Premia Mortgage is a smaller mortgage company specializing in Home Purchase loans. Premia Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Houston, Dallas, St. Louis, Detroit, and Seattle among others. We have data for 344 markets. (Some data included below & more in-depth data is available with an active subscription.)Premia Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Premia Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.36% | 11/17/24 |
| 30 Year Conventional Refi | 6.53% | 11/17/24 |
| 30 Year Cash-out Refi | 6.91% | 11/17/24 |
| 30 Year FHA Purchase | 7.10% | 11/17/24 |
| 30 Year VA Purchase | 5.79% | 11/17/24 |
| 15 Year Conventional Purchase | 5.47% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Premia Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Premia Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,951Origination Dollar Volume (All Markets)
$799,735,000Awards
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PREMIA MORTGAGE - 2023
PREMIA MORTGAGE is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Premia Mortgage's average 30 year fixed mortgage rate was
6.4%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.08%.
Relative Fees (Closing Costs)
Premia Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $3,370.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 156 | $64,670,000 | $414,551 | $4,141 | 6.20% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 87 | $40,995,000 | $471,207 | $4,343 | 6.24% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 84 | $33,320,000 | $396,667 | $3,047 | 6.28% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 69 | $23,645,000 | $342,681 | $1,199 | 6.46% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 33 | $20,755,000 | $628,939 | $4,197 | 6.40% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 43 | $20,415,000 | $474,767 | $2,268 | 6.52% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 39 | $20,215,000 | $518,333 | $5,150 | 6.27% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 48 | $19,720,000 | $410,833 | $3,413 | 6.43% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 41 | $17,285,000 | $421,585 | $2,099 | 6.33% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 28 | $16,380,000 | $585,000 | $4,491 | 6.40% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 24 | $16,120,000 | $671,667 | $3,606 | 6.72% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 30 | $13,680,000 | $456,000 | $4,567 | 6.25% |
| Outside of Metro Areas | 45 | $12,935,000 | $287,444 | $3,180 | 6.43% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 35 | $12,795,000 | $365,571 | $1,770 | 6.28% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 27 | $12,225,000 | $452,778 | $3,223 | 6.19% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 26 | $10,870,000 | $418,077 | $4,364 | 6.23% |
| MIDLAND, TX (FHA|USDA|VA) | 24 | $10,600,000 | $441,667 | $4,134 | 6.32% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $10,585,000 | $504,048 | $4,195 | 6.19% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 23 | $10,275,000 | $446,739 | $1,242 | 6.27% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 20 | $10,030,000 | $501,500 | $3,597 | 6.48% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 22 | $9,040,000 | $410,909 | $2,566 | 6.35% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 22 | $8,650,000 | $393,182 | $3,375 | 6.32% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 15 | $8,535,000 | $569,000 | $5,055 | 6.10% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 21 | $8,195,000 | $390,238 | $1,846 | 6.27% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 18 | $7,870,000 | $437,222 | $3,865 | 6.38% |
| ANCHORAGE, AK (FHA|USDA|VA) | 13 | $7,455,000 | $573,462 | $2,368 | 6.09% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 19 | $7,395,000 | $389,211 | $1,476 | 6.37% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 20 | $7,310,000 | $365,500 | $3,495 | 6.44% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 17 | $7,265,000 | $427,353 | $1,997 | 6.12% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $6,985,000 | $465,667 | $3,240 | 6.06% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 10 | $6,470,000 | $647,000 | $1,410 | 6.46% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 14 | $6,280,000 | $448,571 | $3,539 | 6.28% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 18 | $6,190,000 | $343,889 | $755 | 6.32% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 15 | $5,865,000 | $391,000 | $3,089 | 6.38% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 10 | $5,520,000 | $552,000 | $3,017 | 6.43% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 16 | $5,520,000 | $345,000 | $3,062 | 6.24% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 15 | $5,395,000 | $359,667 | $1,382 | 6.24% |
| RICHMOND, VA (FHA|USDA|VA) | 13 | $5,335,000 | $410,385 | $2,948 | 6.27% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 13 | $4,635,000 | $356,538 | $2,963 | 6.33% |
| PITTSBURGH, PA (FHA|USDA|VA) | 12 | $4,590,000 | $382,500 | $2,162 | 6.74% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 9 | $4,375,000 | $486,111 | $2,611 | 6.70% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $4,335,000 | $619,286 | $4,140 | 6.39% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 9 | $4,305,000 | $478,333 | $3,797 | 6.28% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 10 | $4,160,000 | $416,000 | $1,644 | 6.56% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 11 | $4,125,000 | $375,000 | $2,077 | 6.34% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 8 | $3,900,000 | $487,500 | $2,082 | 6.43% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $3,805,000 | $761,000 | $3,600 | 6.65% |
| KNOXVILLE, TN (FHA|USDA|VA) | 9 | $3,735,000 | $415,000 | $1,939 | 5.97% |
| BATON ROUGE, LA (FHA|USDA|VA) | 9 | $3,615,000 | $401,667 | $5,605 | 6.27% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 9 | $3,405,000 | $378,333 | $6,168 | 6.56% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $3,330,000 | $555,000 | $1,587 | 6.51% |
| TULSA, OK (FHA|USDA|VA) | 8 | $3,320,000 | $415,000 | $4,713 | 5.69% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $2,930,000 | $488,333 | $3,469 | 6.03% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $2,835,000 | $405,000 | $1,276 | 6.07% |
| WICHITA, KS (FHA|USDA|VA) | 9 | $2,815,000 | $312,778 | $4,543 | 6.29% |
| Bartlesville, OK (FHA|USDA|VA) | 8 | $2,800,000 | $350,000 | $1,974 | 5.64% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $2,780,000 | $347,500 | $3,184 | 5.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $2,775,000 | $396,429 | $2,604 | 6.51% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $2,750,000 | $458,333 | $156 | 6.62% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $2,730,000 | $455,000 | $4,927 | 6.20% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $2,620,000 | $436,667 | $2,294 | 6.19% |
| ROCHESTER, NY (FHA|USDA|VA) | 7 | $2,535,000 | $362,143 | $3,950 | 6.05% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $3,903 | 6.56% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $2,510,000 | $418,333 | $2,285 | 6.73% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 6 | $2,470,000 | $411,667 | $4,109 | 6.31% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $2,445,000 | $489,000 | $3,970 | 5.86% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $2,390,000 | $597,500 | $2,017 | 6.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $3,306 | 6.36% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $2,431 | 5.73% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $2,300,000 | $575,000 | $2,205 | 6.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $5,839 | 5.93% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $1,954 | 7.04% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $2,245,000 | $449,000 | $2,848 | 6.53% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $2,078 | 5.99% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $3,600 | 6.81% |
| ELMIRA, NY (FHA|USDA|VA) | 5 | $2,125,000 | $425,000 | $436 | 5.65% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $3,603 | 6.28% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $4,733 | 6.16% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $2,005,000 | $401,000 | $3,335 | 6.35% |
| LEBANON, PA (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $244 | 6.42% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $85 | 5.99% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $4,339 | 6.10% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $2,957 | 5.94% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $4,900 | 6.28% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $1,715,000 | $571,667 | $1,134 | 6.17% |
| Helena, MT (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $5,188 | 6.44% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $1,792 | 6.44% |
| FLINT, MI (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $1,698 | 6.05% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $3,322 | 6.22% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $2,115 | 6.18% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $5,041 | 6.66% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $1,435,000 | $478,333 | $1,733 | 6.78% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $2,532 | 6.22% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $1 | 6.78% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $7,503 | 5.96% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $1,767 | 6.15% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $615 | 6.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $6,180 | 6.44% |
| Austin, MN (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $3,673 | 6.31% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $7,600 | 6.04% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $9,611 | 5.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $3,048 | 6.29% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $2,591 | 6.81% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $0 | 6.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $1,482 | 6.47% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $3,100 | 6.38% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $409 | 6.44% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $2,133 | 6.58% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $1,759 | 6.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $0 | 6.54% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $1,589 | 6.46% |
| TYLER, TX (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,620 | 5.83% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $2,942 | 6.16% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $1,037 | 6.58% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $797 | 6.68% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $75 | 6.72% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $570 | 6.94% |
| SALEM, OR (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $5,314 | 6.62% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $5,756 | 6.58% |
| Ponca City, OK (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,111 | 6.43% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,909 | 7.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $1,982 | 6.06% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $4,012 | 6.75% |
| MONROE, MI (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $2,068 | 6.72% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $1,906 | 7.38% |
| READING, PA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,384 | 6.10% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $8,823 | 5.75% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $3,742 | 6.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $1,397 | 6.51% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,633 | 5.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $4,182 | 6.56% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $2,560 | 5.93% |
| OCALA, FL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $8,353 | 6.58% |
| BEND, OR (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $4,849 | 6.50% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $3,296 | 5.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $3,892 | 6.00% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $5,651 | 6.25% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $0 | 5.50% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $1,281 | 6.54% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,207 | 6.91% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $6,862 | 5.81% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $19 | 6.75% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $38 | 6.81% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $7,993 | 6.37% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,807 | 6.44% |
| NILES, MI (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $1,201 | 6.85% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,457 | 6.50% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $1,749 | 6.17% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,105 | 6.33% |
| Brookings, SD (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,446 | 6.43% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,768 | 6.69% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $1,952 | 6.56% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,454 | 6.79% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,289 | 6.44% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,065 | 6.31% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 6.28% |
| RACINE, WI (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,717 | 6.37% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $60 | 6.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $397 | 6.75% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $1,540 | 7.26% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,623 | 5.56% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,221 | 6.50% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $9,419 | 6.55% |
| Pella, IA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,825 | 7.00% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,224 | 6.56% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,085 | 6.04% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $1,066 | 6.06% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $1,803 | 6.16% |
| Corning, NY (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $1,248 | 6.29% |
| DOVER, DE (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,253 | 6.78% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,390 | 6.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,212 | 5.94% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $8,833 | 6.13% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $27,965 | 6.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,235 | 6.99% |
| Key West, FL (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,451 | 6.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 7.08% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,356 | 6.06% |
| Hood River, OR (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,324 | 6.13% |
| Clovis, NM (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $10,463 | 6.00% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,910 | 5.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,042 | 6.38% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,256 | 6.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,702 | 6.63% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $653 | 7.00% |
| MADERA, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $8,910 | 7.28% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $17,894 | 6.75% |
| Washington, NC (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 6.63% |
| Clinton, IA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,937 | 5.44% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $10,435 | 6.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,399 | 6.81% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,117 | 6.91% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $400 | 7.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $75 | 6.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,090 | 7.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,840 | 6.13% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,830 | 5.38% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,347 | 6.41% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,922 | 6.00% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $708 | 7.63% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,768 | 6.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 6.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,972 | 6.63% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,096 | 6.31% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 5.98% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $13,263 | 6.50% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $1,482 | 6.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 7.38% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 5.88% |
| RENO, NV (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,564 | 6.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,597 | 5.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,301 | 7.56% |
| Kinston, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,331 | 5.94% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $380 | 7.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,042 | 6.19% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $9,122 | 6.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $50 | 6.50% |
| Willmar, MN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,999 | 6.38% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,370 | 6.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,571 | 6.13% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,125 | 5.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 6.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,658 | 6.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,943 | 5.50% |
| MADISON, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,775 | 6.63% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,765 | 6.25% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 6.38% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,159 | 7.10% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,560 | 5.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $380 | 6.13% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $507 | 6.50% |
| Andrews, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $26,137 | 6.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,163 | 5.63% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,956 | 6.13% |
| Angola, IN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $1,000 | 6.00% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 6.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 5.88% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,049 | 7.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,112 | 6.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 6.44% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $13,062 | 6.25% |
| Juneau, AK (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,597 | 6.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $768 | 5.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,754 | 6.13% |
| Ashland, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,295 | 6.50% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,035 | 6.75% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $788 | 7.30% |
| Torrington, CT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $973 | 6.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,839 | 6.75% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,872 | 6.13% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 6.63% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $96 | 7.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,779 | 5.00% |
| Emporia, KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $81 | 6.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 6.38% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 6.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $769 | 5.88% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,894 | 7.25% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,617 | 6.13% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,470 | 6.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,550 | 7.08% |
| Dublin, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 6.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 5.99% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,035 | 7.38% |
| Marshall, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $372 | 6.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,121 | 6.00% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 6.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,015 | 5.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,320 | 7.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 6.50% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,465 | 5.99% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 5.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,230 | 6.38% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,280 | 6.99% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,157 | 6.25% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.63% |
| Elko, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,150 | 6.63% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4 | 6.25% |
| Woodward, OK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,250 | 6.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,151 | 6.63% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.88% |
| London, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,800 | 7.10% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,382 | 5.75% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,254 | 6.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,829 | 6.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $864 | 6.88% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,413 | 6.88% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,412 | 7.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,417 | 6.13% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,142 | 6.35% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,400 | 6.33% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,775 | 7.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,668 | 6.25% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,659 | 7.63% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,003 | 5.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,793 | 6.50% |
| Henderson, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,707 | 6.25% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $421 | 5.99% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,486 | 5.75% |
| Danville, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,751 | 5.75% |
| ERIE, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,590 | 6.50% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $79 | 6.05% |
| Wilson, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.35% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $250 | 7.13% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,031 | 6.33% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,187 | 5.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,983 | 7.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $52 | 5.38% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,581 | 7.08% |
| Minot, ND (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,123 | 5.63% |
| Mason City, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,148 | 6.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,114 | 5.63% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,862 | 5.75% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.50% |
| Camden, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,474 | 6.33% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $161 | 5.63% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.08% |
| AKRON, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $482 | 6.13% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.25% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,383 | 6.88% |
| Marion, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $150 | 6.99% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.00% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,023 | 6.63% |
| Borger, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,724 | 6.50% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,648 | 7.25% |
| Carroll, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,680 | 6.13% |
| Bay City, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,721 | 5.99% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $530 | 6.30% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,041 | 6.50% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,385 | 5.99% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,565 | 7.25% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $717 | 6.13% |
| Tifton, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,739 | 7.40% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,948 | 5.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,027 | 6.25% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,760 | 6.99% |
| El Campo, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,415 | 5.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,099 | 6.50% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.50% |
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SCIENT Federal Credit Union
Similarity Rank: 110
Similarity Rank: 110
PIMA Federal Credit Union
Similarity Rank: 110
Similarity Rank: 110
Product Mix
For 2023, Premia Mortgage's most frequently originated type of loan was Conventional, with 1,605 originations. Their 2nd most popular type was VA, with 215 originations.
Loan Reason
For 2023, Premia Mortgage's most frequently cited loan purpose was Home Purchase, with 1,943 originations. The 2nd most popular reason was Refi, with 7 originations.
Loan Duration/Length
For 2023, Premia Mortgage's most frequently cited loan duration was 30 Year, with 1,784 originations. The 2nd most popular length was 15 Year, with 153 originations.
Origination Fees/Closing Costs
Premia Mortgage's average total fees were $3,370, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,415 originations.
Interest Rates
During 2023, Premia Mortgage's average interest rate for loans was 6.40%, while their most frequently originated rate bucket for loans was 6-7%, with 1,075 originations.
Loan Sizing
2023 saw Premia Mortgage place emphasis on $200k-400k loans with 914 originations, totaling $281,500,000 in origination value.
Applicant Income
Premia Mortgage lent most frequently to those with incomes in the $150k-250k range, with 778 originations. The second most popular income band? $100k-150k, with 711 originations.
Applicant Debt to Income Ratio
Premia Mortgage lent most frequently to those with DTI ratios of 20-30%, with 442 originations. The next most common DTI ratio? 30-36%, with 407 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.34%
Premia Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination79.96%
Premia Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,951 | $799,735,000 | $409,910 |