Pullman VA Loan Rates, Closing Costs & Stats

Pullman, WA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Pullman's 14 lenders originated 30 VA loans during 2023. The total origination value was $9,250,000, with an average VA loan value of $308,333.

    Pullman VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Pullman averaged 6.49% for the week of 2025-02-14, compared to the national average (all VA variants) of 6.428% for the same period.

    Pullman's average VA mortgage closing costs are $5,834.

    The average rate for the prior week (2025-02-07) was 6.32% and one month ago for the week of 2025-01-10, the average rate was 6.56%.

    The average rate one year ago was 6.48%.

    For refis of the same type during the week of 2025-02-14, the average rate was 6.23%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Pullman VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Pullman level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 10 7.18% $5,903
    QUICKEN LOANS, LLC 4 6.25% $8,598
    UNITED WHOLESALE MORTGAGE, LLC 3 5.98% $7,176
    CHURCHILL MORTGAGE CORPORATION 1 6.25% $9,023
    CMG MORTGAGE, INC. 1 6.25% $26,185
    MOVEMENT MORTGAGE, LLC 1 6.13% $4,113
    NEWREZ LLC 1 6.25% $8,899
    PENTAGON FEDERAL CREDIT UNION 1 6.50% $3,448
    PRIORITY HOME LENDING, LLC 1 6.13% $6,515
    The Federal Savings Bank 1 7.13% $16,829
    AMERISAVE MORTGAGE CORPORATION 1 5.00% $11,073
    Wells Fargo Bank 1 6.63% $1,742
    Barrington Bank & Trust Company, N.A. 1 6.25% $5,271
    Century Mortgage Company DBA Century Lending Company 1 6.25% $11,668

    The top Pullman VA lender as defined by loan originations is Mortgage Research Center, LLC, with 10 VA loans originated. Their average total fees are $5,903, which is $2,695 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Pullman VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($5,903), .

    The lowest rate Pullman VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC (7.18%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Pullman (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $238,125 (33.0%) $242,524 (13.6%) 0.00 87
    2018-02-01 $240,350 (13.9%) $249,576 (8.4%) 0.00 114
    2018-03-01 $252,500 (15.2%) $261,608 (10.7%) 0.00 151
    2018-04-01 $250,000 (8.7%) $260,109 (7.8%) 0.00 163
    2018-05-01 $254,500 (8.3%) $271,608 (10.9%) 0.00 147
    2018-06-01 $252,000 (1.0%) $273,690 (9.3%) 0.00 121
    2018-07-01 $249,900 (2.0%) $269,441 (8.5%) 0.00 153
    2018-08-01 $249,900 (0.3%) $263,200 (3.2%) 0.00 153
    2018-09-01 $252,000 (1.2%) $264,804 (6.0%) 0.00 139
    2018-10-01 $254,675 (2.1%) $273,095 (9.6%) 0.00 119
    2018-11-01 $257,250 (3.2%) $270,835 (7.8%) 0.00 112
    2018-12-01 $245,000 (2.1%) $257,291 (3.9%) 0.00 96
    2019-01-01 $275,250 (15.6%) $284,320 (17.2%) 0.00 89
    2019-02-01 $278,500 (15.9%) $296,354 (18.7%) 0.00 104
    2019-03-01 $292,100 (15.7%) $311,289 (19.0%) 0.00 95
    2019-04-01 $315,950 (26.4%) $329,341 (26.6%) 0.00 92
    2019-05-01 $307,975 (21.0%) $323,177 (19.0%) 0.00 99
    2019-06-01 $295,000 (17.1%) $320,453 (17.1%) 0.00 112
    2019-07-01 $305,750 (22.4%) $321,544 (19.3%) 0.00 117
    2019-08-01 $286,818 (14.8%) $304,999 (15.9%) 0.00 122
    2019-09-01 $274,545 (9.0%) $296,139 (11.8%) 0.00 120
    2019-10-01 $266,364 (4.6%) $290,232 (6.3%) 0.00 112
    2019-11-01 $269,000 (4.6%) $291,183 (7.5%) 0.00 99
    2019-12-01 $253,125 (3.3%) $276,342 (7.4%) 0.00 75
    2020-01-01 $256,750 (-6.7%) $283,772 (-0.2%) 0.00 72
    2020-02-01 $285,000 (2.3%) $328,344 (10.8%) 0.00 85
    2020-03-01 $313,500 (7.3%) $350,875 (12.7%) 0.00 90
    2020-04-01 $329,949 (4.4%) $356,998 (8.4%) 0.00 97
    2020-05-01 $302,500 (-1.8%) $339,878 (5.2%) 0.00 94
    2020-06-01 $302,250 (2.5%) $332,182 (3.7%) 0.00 78
    2020-07-01 $322,450 (5.5%) $344,576 (7.2%) 0.00 79
    2020-08-01 $292,000 (1.8%) $338,062 (10.8%) 0.00 73
    2020-09-01 $290,750 (5.9%) $323,080 (9.1%) 0.00 79
    2020-10-01 $305,500 (14.7%) $336,484 (15.9%) 0.00 70
    2020-11-01 $323,650 (20.3%) $347,058 (19.2%) 0.00 64
    2020-12-01 $312,500 (23.5%) $335,661 (21.5%) 0.00 63
    2021-01-01 $324,900 (26.5%) $340,899 (20.1%) 0.00 48
    2021-02-01 $356,950 (25.3%) $359,079 (9.4%) 0.00 48
    2021-03-01 $364,923 (16.4%) $368,870 (5.1%) 0.00 45
    2021-04-01 $330,000 (0.0%) $357,331 (0.1%) 0.00 49
    2021-05-01 $359,000 (18.7%) $418,088 (23.0%) 0.00 39
    2021-06-01 $349,000 (15.5%) $391,482 (17.9%) 0.00 52
    2021-07-01 $345,000 (7.0%) $389,875 (13.2%) 0.00 53
    2021-08-01 $336,875 (15.4%) $380,872 (12.7%) 0.00 48
    2021-09-01 $323,350 (11.2%) $377,940 (17.0%) 0.00 42
    2021-10-01 $329,000 (7.7%) $393,875 (17.1%) 0.00 41
    2021-11-01 $348,000 (7.5%) $417,522 (20.3%) 0.00 40
    2021-12-01 $349,500 (11.8%) $418,658 (24.7%) 0.00 41
    2022-01-01 $350,000 (7.7%) $412,024 (20.9%) 0.00 36
    2022-02-01 $382,000 (7.0%) $448,715 (25.0%) 0.00 42
    2022-03-01 $402,500 (10.3%) $451,947 (22.5%) 0.00 36
    2022-04-01 $367,000 (11.2%) $452,224 (26.6%) 0.00 47
    2022-05-01 $399,000 (11.1%) $537,862 (28.7%) 0.00 64
    2022-06-01 $398,450 (14.2%) $500,735 (27.9%) 0.00 75
    2022-07-01 $394,500 (14.4%) $474,766 (21.8%) 0.00 81
    2022-08-01 $407,475 (21.0%) $474,992 (24.7%) 0.00 83
    2022-09-01 $405,000 (25.3%) $475,095 (25.7%) 0.00 83
    2022-10-01 $389,000 (18.2%) $461,530 (17.2%) 0.00 84
    2022-11-01 $375,000 (7.8%) $456,043 (9.2%) 0.00 83
    2022-12-01 $382,450 (9.4%) $473,675 (13.1%) 0.00 77
    2023-01-01 $414,500 (18.4%) $480,786 (16.7%) 0.00 69
    2023-02-01 $415,000 (8.6%) $495,411 (10.4%) 0.00 63
    2023-03-01 $473,375 (17.6%) $525,476 (16.3%) 0.00 67
    2023-04-01 $469,000 (27.8%) $533,726 (18.0%) 0.00 63
    2023-05-01 $457,975 (14.8%) $532,641 (-1.0%) 0.00 77
    2023-06-01 $470,950 (18.2%) $535,420 (6.9%) 0.00 91
    2023-07-01 $482,500 (22.3%) $528,998 (11.4%) 0.00 94
    2023-08-01 $450,000 (10.4%) $513,501 (8.1%) 0.00 99
    2023-09-01 $456,000 (12.6%) $500,891 (5.4%) 0.00 105
    2023-10-01 $426,125 (9.5%) $481,136 (4.3%) 0.00 93
    2023-11-01 $435,000 (16.0%) $488,212 (7.1%) 0.00 91
    2023-12-01 $439,000 (14.8%) $504,458 (6.5%) 0.00 77
    2024-01-01 $473,125 (14.1%) $554,175 (15.3%) 0.00 73
    2024-02-01 $465,875 (12.3%) $534,598 (7.9%) 0.00 77
    2024-03-01 $450,000 (-4.9%) $489,366 (-6.9%) 0.00 94
    2024-04-01 $472,250 (0.7%) $510,822 (-4.3%) 0.00 109
    2024-05-01 $484,825 (5.9%) $503,021 (-5.6%) 0.00 124
    2024-06-01 $465,000 (-1.3%) $502,487 (-6.2%) 0.00 124
    2024-07-01 $458,500 (-5.0%) $497,235 (-6.0%) 0.00 128
    2024-08-01 $460,000 (2.2%) $494,191 (-3.8%) 0.00 143
    2024-09-01 $449,950 (-1.3%) $481,238 (-3.9%) 0.00 140
    2024-10-01 $424,250 (-0.4%) $462,532 (-3.9%) 0.00 136
    2024-11-01 $412,500 (-5.2%) $460,540 (-5.7%) 0.00 111
    2024-12-01 $392,000 (-10.7%) $432,609 (-14.2%) 0.00 95
    2025-01-01 $397,225 (-16.0%) $438,859 (-20.8%) 0.00 83
    Pullman's median listing price for 2025-01-01 was $397,225, a difference of $-75,900 (-16.0%) versus the prior year and $5,225 versus the prior month.

    Pullman's median listing price comes in at 0% of the national average.

    Pullman's average listing price for 2025-01-01 was $438,859, a difference of $-115,316 (-20.8%) versus the prior year and $6,250 versus the prior month.

    For the 2025-01-01 period, Pullman had 83 MLS listings, a difference of -12 listings (-13%) versus the prior month and 10 listings (14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Pullman (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,106 sqft
    2018-02-01 0 days 2,051 sqft
    2018-03-01 0 days 1,904 sqft
    2018-04-01 0 days 1,907 sqft
    2018-05-01 0 days 2,008 sqft
    2018-06-01 0 days 1,949 sqft
    2018-07-01 0 days 1,902 sqft
    2018-08-01 0 days 1,878 sqft
    2018-09-01 0 days 1,872 sqft
    2018-10-01 0 days 1,912 sqft
    2018-11-01 0 days 1,968 sqft
    2018-12-01 0 days 1,872 sqft
    2019-01-01 0 days 1,900 sqft
    2019-02-01 0 days 1,972 sqft
    2019-03-01 0 days 2,120 sqft
    2019-04-01 0 days 2,334 sqft
    2019-05-01 0 days 2,229 sqft
    2019-06-01 0 days 2,190 sqft
    2019-07-01 0 days 2,179 sqft
    2019-08-01 0 days 2,150 sqft
    2019-09-01 0 days 2,175 sqft
    2019-10-01 0 days 2,192 sqft
    2019-11-01 0 days 2,112 sqft
    2019-12-01 0 days 2,037 sqft
    2020-01-01 0 days 2,076 sqft
    2020-02-01 0 days 2,279 sqft
    2020-03-01 0 days 2,335 sqft
    2020-04-01 0 days 2,364 sqft
    2020-05-01 0 days 2,262 sqft
    2020-06-01 0 days 2,204 sqft
    2020-07-01 0 days 2,349 sqft
    2020-08-01 0 days 2,224 sqft
    2020-09-01 0 days 1,930 sqft
    2020-10-01 0 days 2,108 sqft
    2020-11-01 0 days 2,181 sqft
    2020-12-01 0 days 2,072 sqft
    2021-01-01 0 days 2,021 sqft
    2021-02-01 0 days 2,148 sqft
    2021-03-01 0 days 2,373 sqft
    2021-04-01 0 days 2,227 sqft
    2021-05-01 0 days 2,288 sqft
    2021-06-01 0 days 2,410 sqft
    2021-07-01 0 days 2,400 sqft
    2021-08-01 0 days 2,147 sqft
    2021-09-01 0 days 2,297 sqft
    2021-10-01 0 days 2,390 sqft
    2021-11-01 0 days 2,355 sqft
    2021-12-01 0 days 2,141 sqft
    2022-01-01 0 days 2,012 sqft
    2022-02-01 0 days 2,318 sqft
    2022-03-01 0 days 2,146 sqft
    2022-04-01 0 days 2,108 sqft
    2022-05-01 0 days 2,137 sqft
    2022-06-01 0 days 2,199 sqft
    2022-07-01 0 days 2,166 sqft
    2022-08-01 0 days 2,206 sqft
    2022-09-01 0 days 2,193 sqft
    2022-10-01 0 days 2,125 sqft
    2022-11-01 0 days 2,109 sqft
    2022-12-01 0 days 2,109 sqft
    2023-01-01 0 days 2,052 sqft
    2023-02-01 0 days 2,062 sqft
    2023-03-01 0 days 2,136 sqft
    2023-04-01 0 days 2,268 sqft
    2023-05-01 0 days 2,327 sqft
    2023-06-01 0 days 2,276 sqft
    2023-07-01 0 days 2,386 sqft
    2023-08-01 0 days 2,279 sqft
    2023-09-01 0 days 2,402 sqft
    2023-10-01 0 days 2,327 sqft
    2023-11-01 0 days 2,381 sqft
    2023-12-01 0 days 2,351 sqft
    2024-01-01 0 days 2,403 sqft
    2024-02-01 0 days 2,373 sqft
    2024-03-01 0 days 2,353 sqft
    2024-04-01 0 days 2,331 sqft
    2024-05-01 0 days 2,329 sqft
    2024-06-01 0 days 2,348 sqft
    2024-07-01 0 days 2,391 sqft
    2024-08-01 0 days 2,356 sqft
    2024-09-01 0 days 2,203 sqft
    2024-10-01 0 days 2,158 sqft
    2024-11-01 0 days 2,103 sqft
    2024-12-01 0 days 1,960 sqft
    2025-01-01 0 days 2,047 sqft
    Pullman's median listing age (time on market) for 2025-01-01 was 0 days.

    Pullman's median square footage for active listings during the 2025-01-01 period was 2,047 sqft. One year prior, the average listing was 2,403 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.