Usaa Federal Savings Bank Mortgage Rates, Fees & Info

San Antonio, TX

LEI: C5654JQHZUHN0772B561

Tax ID: 74-2291652

5 stars

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Usaa Federal Savings Bank is a large bank specializing in Refi and Home Purchase loans. Usaa Federal Savings Bank has an average proportion of conventional loans. Their top markets by origination volume include: Washington, Atlanta, San Antonio, Dallas, and Phoenix among others. We have data for 874 markets. (Some data included below & more in-depth data is available with an active subscription.)

Usaa Federal Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Usaa Federal Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.84%	10/3/22
30 Year Conventional Refi	6.58%	10/3/22
30 Year Cash-out Refi	6.29%	10/3/22
30 Year VA Purchase	6.36%	10/3/22
30 Year VA Refi	6.22%	10/3/22
15 Year Conventional Purchase	6.61%	10/3/22
15 Year Conventional Refi	6.58%	10/3/22
15 Year Cash-out Refi	6.58%	10/3/22
15 Year VA Purchase	6.68%	10/3/22
15 Year VA Refi	6.52%	10/3/22
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Originations

30,051

Origination Dollar Volume (All Markets)

$8,367,195,000

Employee count

16,795

Awards

USAA Federal Savings Bank VA Loans bronze

USAA Federal Savings Bank 30 Year Conventional Loans silver

USAA Federal Savings Bank VA Loans silver

USAA Federal Savings Bank 30 Year Conventional Loans bronze

Show all (16) awards

Relative Rate

Usaa Federal Savings Bank's average 30 year fixed mortgage rate was 2.87%.

The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

This yields a difference of -0.28%.

Relative Fees (Closing Costs)

Usaa Federal Savings Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $4,922.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	847	$346,845,000	$409,498	$5,451	2.88%
Outside of Metro Areas	1,443	$329,755,000	$228,520	$4,153	2.88%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	705	$195,715,000	$277,610	$3,700	2.86%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	645	$181,335,000	$281,140	$5,008	2.84%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	602	$174,880,000	$290,498	$4,576	2.83%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	491	$150,855,000	$307,240	$4,331	2.85%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	521	$147,245,000	$282,620	$4,951	2.86%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	354	$140,890,000	$397,994	$7,083	2.91%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	424	$126,940,000	$299,387	$5,073	2.85%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	308	$117,180,000	$380,455	$4,972	2.89%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	392	$115,870,000	$295,587	$5,218	2.84%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	398	$112,590,000	$282,889	$4,969	2.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	382	$108,880,000	$285,026	$4,759	2.88%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	310	$107,510,000	$346,806	$5,005	2.86%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	317	$99,765,000	$314,716	$4,047	2.84%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	256	$98,300,000	$383,984	$4,303	2.87%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	261	$97,045,000	$371,820	$4,749	2.89%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	389	$84,785,000	$217,956	$4,909	2.88%
JACKSONVILLE, FL (FHA\|USDA\|VA)	284	$83,940,000	$295,563	$4,815	2.81%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	275	$81,295,000	$295,618	$4,300	2.85%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	194	$77,180,000	$397,835	$5,598	2.91%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	230	$77,050,000	$335,000	$5,403	2.85%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	256	$75,140,000	$293,516	$3,777	2.87%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	241	$71,385,000	$296,203	$4,888	2.84%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	289	$70,875,000	$245,242	$4,008	2.86%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	269	$70,245,000	$261,134	$3,883	2.88%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	284	$70,230,000	$247,289	$3,641	2.87%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	211	$68,995,000	$326,991	$4,149	2.82%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	136	$62,420,000	$458,971	$6,068	2.86%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	208	$62,130,000	$298,702	$3,360	2.88%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	186	$61,390,000	$330,054	$3,916	2.85%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	229	$61,195,000	$267,227	$4,259	2.88%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA\|USDA\|VA)	188	$59,530,000	$316,649	$3,805	2.88%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	224	$57,740,000	$257,768	$3,327	2.86%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	233	$56,785,000	$243,712	$4,403	2.87%
TUCSON, AZ (FHA\|USDA\|VA)	211	$55,255,000	$261,872	$4,597	2.86%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	240	$54,380,000	$226,583	$4,969	2.83%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	178	$54,100,000	$303,933	$5,154	2.91%
RICHMOND, VA (FHA\|USDA\|VA)	179	$51,905,000	$289,972	$4,085	2.87%
HUNTSVILLE, AL (FHA\|USDA\|VA)	174	$51,380,000	$295,287	$4,258	2.86%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	174	$47,830,000	$274,885	$4,889	2.84%
ANCHORAGE, AK (FHA\|USDA\|VA)	132	$45,530,000	$344,924	$5,720	2.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	119	$44,405,000	$373,151	$4,123	2.91%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	189	$44,025,000	$232,937	$4,084	2.85%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	181	$43,945,000	$242,790	$4,687	2.82%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	100	$43,630,000	$436,300	$4,678	2.84%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	148	$43,350,000	$292,905	$5,118	2.86%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	163	$42,125,000	$258,436	$3,875	2.85%
EL PASO, TX (FHA\|USDA\|VA)	178	$40,130,000	$225,449	$5,290	2.88%
COLUMBIA, SC (FHA\|USDA\|VA)	159	$38,475,000	$241,981	$4,163	2.88%
COLUMBUS, OH (FHA\|USDA\|VA)	151	$38,325,000	$253,808	$3,614	2.87%
PITTSBURGH, PA (FHA\|USDA\|VA)	165	$38,165,000	$231,303	$4,856	2.89%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	110	$37,340,000	$339,455	$5,896	2.88%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	145	$37,295,000	$257,207	$5,139	2.83%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	164	$36,950,000	$225,305	$3,748	2.89%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	134	$36,780,000	$274,478	$4,527	2.89%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	128	$35,600,000	$278,125	$4,910	2.85%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	136	$33,900,000	$249,265	$3,918	2.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	113	$33,635,000	$297,655	$6,123	2.90%
WARNER ROBINS, GA (FHA\|USDA\|VA)	148	$33,310,000	$225,068	$3,890	2.89%
TULSA, OK (FHA\|USDA\|VA)	133	$32,795,000	$246,579	$3,950	2.89%
KNOXVILLE, TN (FHA\|USDA\|VA)	118	$31,760,000	$269,153	$4,464	2.82%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	113	$31,695,000	$280,487	$5,602	2.82%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	118	$31,450,000	$266,525	$5,652	2.89%
SAVANNAH, GA (FHA\|USDA\|VA)	129	$31,285,000	$242,519	$5,000	2.82%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	103	$30,385,000	$295,000	$4,007	2.87%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA\|USDA\|VA)	128	$29,590,000	$231,172	$3,658	2.89%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	127	$29,135,000	$229,409	$4,681	2.85%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	117	$28,845,000	$246,538	$3,958	2.80%
BOISE CITY, ID (FHA\|USDA\|VA)	89	$28,385,000	$318,933	$4,444	2.81%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	76	$26,760,000	$352,105	$4,674	2.89%
WORCESTER, MA-CT (FHA\|USDA\|VA)	79	$26,595,000	$336,646	$5,550	2.82%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	102	$25,640,000	$251,373	$3,699	2.84%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	99	$25,595,000	$258,535	$4,125	2.83%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	98	$25,300,000	$258,163	$4,010	2.93%
JACKSONVILLE, NC (FHA\|USDA\|VA)	115	$24,945,000	$216,913	$5,439	2.88%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	96	$24,330,000	$253,438	$3,100	2.88%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	78	$23,480,000	$301,026	$5,692	2.91%
MONTGOMERY, AL (FHA\|USDA\|VA)	98	$22,720,000	$231,837	$4,402	2.85%
WICHITA, KS (FHA\|USDA\|VA)	106	$22,590,000	$213,113	$4,049	2.88%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	103	$21,885,000	$212,476	$4,354	2.83%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	81	$21,725,000	$268,210	$4,624	2.94%
LAWTON, OK (FHA\|USDA\|VA)	106	$21,380,000	$201,698	$4,684	2.88%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	66	$21,210,000	$321,364	$4,785	2.86%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	93	$20,635,000	$221,882	$4,543	2.85%
PANAMA CITY, FL (FHA\|USDA\|VA)	69	$20,475,000	$296,739	$7,282	2.86%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	77	$20,425,000	$265,260	$5,084	2.91%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	84	$20,420,000	$243,095	$3,641	2.86%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	55	$20,105,000	$365,545	$5,544	2.87%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	68	$19,210,000	$282,500	$5,633	2.82%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	73	$19,205,000	$263,082	$5,002	2.84%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	63	$18,935,000	$300,556	$4,051	2.89%
RENO, NV (FHA\|USDA\|VA)	54	$18,780,000	$347,778	$4,595	2.86%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	36	$18,680,000	$518,889	$6,286	2.88%
SPRINGFIELD, MA (FHA\|USDA\|VA)	67	$18,595,000	$277,537	$4,610	2.85%
VALDOSTA, GA (FHA\|USDA\|VA)	86	$18,540,000	$215,581	$6,575	2.84%
ASHEVILLE, NC (FHA\|USDA\|VA)	60	$18,380,000	$306,333	$5,114	2.88%
MANHATTAN, KS (FHA\|USDA\|VA)	83	$18,195,000	$219,217	$4,791	2.85%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	68	$18,120,000	$266,471	$6,302	2.85%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	63	$17,725,000	$281,349	$4,123	2.84%
FAIRBANKS, AK (FHA\|USDA\|VA)	58	$17,680,000	$304,828	$7,212	2.93%
NORWICH-NEW LONDON, CT (FHA\|USDA\|VA)	61	$17,575,000	$288,115	$5,426	2.93%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	69	$17,505,000	$253,696	$4,068	2.86%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	55	$17,125,000	$311,364	$6,577	3.03%
BAKERSFIELD, CA (FHA\|USDA\|VA)	58	$16,970,000	$292,586	$4,247	2.80%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	86	$16,940,000	$196,977	$3,432	3.02%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	64	$16,750,000	$261,719	$6,003	2.98%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	50	$16,680,000	$333,600	$5,720	2.94%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	51	$16,585,000	$325,196	$5,525	2.91%
SPRINGFIELD, MO (FHA\|USDA\|VA)	69	$16,575,000	$240,217	$3,295	2.82%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	54	$16,490,000	$305,370	$3,722	2.92%
WILMINGTON, NC (FHA\|USDA\|VA)	56	$16,470,000	$294,107	$5,068	2.87%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	71	$16,465,000	$231,901	$2,943	2.84%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	38	$16,310,000	$429,211	$7,024	2.86%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	48	$16,300,000	$339,583	$3,425	2.87%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	58	$16,200,000	$279,310	$3,881	2.88%
SIERRA VISTA-DOUGLAS, AZ (FHA\|USDA\|VA)	70	$15,970,000	$228,143	$3,684	2.88%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	46	$15,940,000	$346,522	$5,409	2.77%
JACKSON, MS (FHA\|USDA\|VA)	60	$15,870,000	$264,500	$4,619	2.87%
BATON ROUGE, LA (FHA\|USDA\|VA)	63	$15,855,000	$251,667	$4,461	2.86%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	67	$15,775,000	$235,448	$3,502	2.91%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	52	$15,740,000	$302,692	$6,684	2.79%
GREELEY, CO (FHA\|USDA\|VA)	44	$15,530,000	$352,955	$4,435	2.82%
FORT COLLINS, CO (FHA\|USDA\|VA)	38	$15,130,000	$398,158	$5,362	2.85%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	51	$14,485,000	$284,020	$3,995	2.84%
SALEM, OR (FHA\|USDA\|VA)	43	$14,485,000	$336,860	$4,977	2.86%
DOVER, DE (FHA\|USDA\|VA)	54	$14,480,000	$268,148	$4,318	2.90%
ELIZABETHTOWN-FORT KNOX, KY (FHA\|USDA\|VA)	55	$14,155,000	$257,364	$5,543	2.82%
MOBILE, AL (FHA\|USDA\|VA)	58	$13,490,000	$232,586	$4,117	2.94%
LAS CRUCES, NM (FHA\|USDA\|VA)	50	$13,350,000	$267,000	$5,362	2.87%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	43	$12,965,000	$301,512	$3,919	2.88%
MADISON, WI (FHA\|USDA\|VA)	41	$12,675,000	$309,146	$4,473	2.80%
OCALA, FL (FHA\|USDA\|VA)	56	$12,570,000	$224,464	$3,658	2.89%
SUMTER, SC (FHA\|USDA\|VA)	59	$12,545,000	$212,627	$4,984	2.88%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	50	$12,450,000	$249,000	$3,454	2.84%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	37	$12,305,000	$332,568	$5,691	2.90%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	52	$12,280,000	$236,154	$4,361	2.83%
SYRACUSE, NY (FHA\|USDA\|VA)	59	$12,265,000	$207,881	$5,174	2.97%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	23	$12,205,000	$530,652	$6,955	2.93%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	45	$11,785,000	$261,889	$2,769	2.94%
YORK-HANOVER, PA (FHA\|USDA\|VA)	44	$11,780,000	$267,727	$5,820	2.89%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	45	$11,645,000	$258,778	$4,783	2.92%
TALLAHASSEE, FL (FHA\|USDA\|VA)	44	$11,630,000	$264,318	$6,778	2.84%
SALISBURY, MD-DE (FHA\|USDA\|VA)	44	$11,570,000	$262,955	$4,456	2.82%
ROCHESTER, NY (FHA\|USDA\|VA)	54	$11,480,000	$212,593	$3,798	2.95%
Fort Leonard Wood, MO (FHA\|USDA\|VA)	57	$11,405,000	$200,088	$5,133	2.85%
Enterprise, AL (FHA\|USDA\|VA)	44	$11,230,000	$255,227	$5,784	2.87%
Alamogordo, NM (FHA\|USDA\|VA)	56	$11,140,000	$198,929	$4,928	2.86%
STOCKTON, CA (FHA\|USDA\|VA)	29	$11,125,000	$383,621	$5,213	2.83%
GAINESVILLE, FL (FHA\|USDA\|VA)	37	$10,965,000	$296,351	$5,421	2.85%
HINESVILLE, GA (FHA\|USDA\|VA)	52	$10,950,000	$210,577	$5,739	2.91%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	41	$10,865,000	$265,000	$5,950	2.83%
ROANOKE, VA (FHA\|USDA\|VA)	39	$10,775,000	$276,282	$4,479	2.79%
AMARILLO, TX (FHA\|USDA\|VA)	41	$10,685,000	$260,610	$5,063	2.83%
Clovis, NM (FHA\|USDA\|VA)	52	$10,540,000	$202,692	$5,672	2.87%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	42	$10,540,000	$250,952	$3,943	2.87%
BILLINGS, MT (FHA\|USDA\|VA)	36	$10,450,000	$290,278	$3,543	2.94%
GOLDSBORO, NC (FHA\|USDA\|VA)	47	$10,445,000	$222,234	$5,587	2.88%
WICHITA FALLS, TX (FHA\|USDA\|VA)	45	$10,375,000	$230,556	$6,481	2.83%
TOLEDO, OH (FHA\|USDA\|VA)	42	$10,330,000	$245,952	$4,771	2.84%
FRESNO, CA (FHA\|USDA\|VA)	34	$10,080,000	$296,471	$4,861	2.86%
CALIFORNIA-LEXINGTON PARK, MD (FHA\|USDA\|VA)	31	$10,075,000	$325,000	$4,914	2.84%
NEW BERN, NC (FHA\|USDA\|VA)	47	$10,065,000	$214,149	$3,598	2.90%
BURLINGTON-SOUTH BURLINGTON, VT (FHA\|USDA\|VA)	31	$9,955,000	$321,129	$3,489	2.84%
DOTHAN, AL (FHA\|USDA\|VA)	43	$9,855,000	$229,186	$3,298	2.85%
WATERTOWN-FORT DRUM, NY (FHA\|USDA\|VA)	45	$9,775,000	$217,222	$5,911	3.04%
MODESTO, CA (FHA\|USDA\|VA)	24	$9,660,000	$402,500	$7,656	2.90%
VALLEJO, CA (FHA\|USDA\|VA)	26	$9,630,000	$370,385	$6,340	2.79%
WACO, TX (FHA\|USDA\|VA)	35	$9,595,000	$274,143	$4,270	2.85%
Outside of Metro Areas	27	$9,325,000	$345,370	$4,732	2.85%
Lebanon, NH-VT (FHA\|USDA\|VA)	32	$9,200,000	$287,500	$3,681	2.95%
LUBBOCK, TX (FHA\|USDA\|VA)	40	$9,190,000	$229,750	$3,537	2.84%
CHEYENNE, WY (FHA\|USDA\|VA)	29	$8,875,000	$306,034	$5,767	2.82%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	28	$8,790,000	$313,929	$4,159	2.88%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	20	$8,780,000	$439,000	$6,234	2.94%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	40	$8,640,000	$216,000	$3,616	2.83%
BEND, OR (FHA\|USDA\|VA)	26	$8,580,000	$330,000	$4,079	2.91%
SALINAS, CA (FHA\|USDA\|VA)	19	$8,565,000	$450,789	$7,672	2.80%
SAN ANGELO, TX (FHA\|USDA\|VA)	34	$8,390,000	$246,765	$5,847	2.92%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	24	$8,290,000	$345,417	$5,735	2.83%
SPARTANBURG, SC (FHA\|USDA\|VA)	39	$8,235,000	$211,154	$3,348	2.91%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	42	$8,200,000	$195,238	$4,110	2.90%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	38	$8,200,000	$215,789	$6,617	2.89%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	30	$8,080,000	$269,333	$6,508	2.96%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	28	$8,070,000	$288,214	$5,657	2.91%
LAFAYETTE, LA (FHA\|USDA\|VA)	32	$8,060,000	$251,875	$6,199	2.85%
RAPID CITY, SD (FHA\|USDA\|VA)	30	$8,050,000	$268,333	$5,517	2.84%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	38	$8,050,000	$211,842	$5,294	2.80%
St. Marys, GA (FHA\|USDA\|VA)	33	$7,885,000	$238,939	$5,915	2.91%
PUEBLO, CO (FHA\|USDA\|VA)	28	$7,880,000	$281,429	$4,797	2.86%
JOHNSON CITY, TN (FHA\|USDA\|VA)	27	$7,845,000	$290,556	$5,977	2.75%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	11	$7,755,000	$705,000	$10,845	2.94%
BELLINGHAM, WA (FHA\|USDA\|VA)	22	$7,740,000	$351,818	$6,253	2.80%
LINCOLN, NE (FHA\|USDA\|VA)	35	$7,715,000	$220,429	$2,804	2.80%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA\|USDA\|VA)	32	$7,710,000	$240,938	$4,152	2.80%
PEORIA, IL (FHA\|USDA\|VA)	34	$7,660,000	$225,294	$3,028	2.86%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	21	$7,645,000	$364,048	$3,850	2.80%
TOPEKA, KS (FHA\|USDA\|VA)	30	$7,640,000	$254,667	$4,112	2.91%
Morehead City, NC (FHA\|USDA\|VA)	26	$7,540,000	$290,000	$4,808	2.82%
FARGO, ND-MN (FHA\|USDA\|VA)	29	$7,505,000	$258,793	$4,972	2.84%
DULUTH, MN-WI (FHA\|USDA\|VA)	36	$7,500,000	$208,333	$3,801	2.83%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	26	$7,500,000	$288,462	$4,221	3.02%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	30	$7,470,000	$249,000	$5,206	2.88%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	30	$7,430,000	$247,667	$4,336	2.80%
Bozeman, MT (FHA\|USDA\|VA)	19	$7,405,000	$389,737	$4,788	2.93%
Helena, MT (FHA\|USDA\|VA)	22	$7,340,000	$333,636	$7,983	2.73%
MEDFORD, OR (FHA\|USDA\|VA)	24	$7,310,000	$304,583	$3,303	2.86%
LANCASTER, PA (FHA\|USDA\|VA)	28	$7,140,000	$255,000	$5,007	2.87%
HATTIESBURG, MS (FHA\|USDA\|VA)	28	$7,130,000	$254,643	$4,828	2.82%
SANTA FE, NM (FHA\|USDA\|VA)	22	$6,950,000	$315,909	$4,493	2.94%
TYLER, TX (FHA\|USDA\|VA)	22	$6,910,000	$314,091	$7,034	2.82%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	31	$6,885,000	$222,097	$4,988	2.91%
YUMA, AZ (FHA\|USDA\|VA)	30	$6,810,000	$227,000	$5,085	2.82%
GREAT FALLS, MT (FHA\|USDA\|VA)	28	$6,680,000	$238,571	$5,787	2.85%
YUBA CITY, CA (FHA\|USDA\|VA)	21	$6,655,000	$316,905	$3,490	2.82%
AKRON, OH (FHA\|USDA\|VA)	36	$6,650,000	$184,722	$4,121	2.84%
MIDLAND, TX (FHA\|USDA\|VA)	21	$6,565,000	$312,619	$4,095	2.96%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	23	$6,535,000	$284,130	$4,085	2.88%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	31	$6,475,000	$208,871	$3,223	2.85%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	24	$6,410,000	$267,083	$4,951	2.84%
ABILENE, TX (FHA\|USDA\|VA)	31	$6,385,000	$205,968	$4,456	2.89%
IDAHO FALLS, ID (FHA\|USDA\|VA)	22	$6,340,000	$288,182	$3,413	2.78%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	29	$6,315,000	$217,759	$3,370	2.92%
GRAND FORKS, ND-MN (FHA\|USDA\|VA)	27	$6,245,000	$231,296	$2,473	2.88%
Oak Harbor, WA (FHA\|USDA\|VA)	16	$6,200,000	$387,500	$3,781	2.97%
BANGOR, ME (FHA\|USDA\|VA)	24	$6,130,000	$255,417	$5,586	2.90%
THE VILLAGES, FL (FHA\|USDA\|VA)	24	$6,080,000	$253,333	$2,985	2.80%
Minot, ND (FHA\|USDA\|VA)	26	$6,070,000	$233,462	$4,273	2.82%
BOULDER, CO (FHA\|USDA\|VA)	16	$6,040,000	$377,500	$4,687	2.97%
FORT WAYNE, IN (FHA\|USDA\|VA)	26	$6,040,000	$232,308	$3,849	2.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	26	$6,030,000	$231,923	$3,886	2.85%
LONGVIEW, TX (FHA\|USDA\|VA)	27	$6,025,000	$223,148	$4,473	2.80%
GREENVILLE, NC (FHA\|USDA\|VA)	28	$6,010,000	$214,643	$4,205	2.80%
LYNCHBURG, VA (FHA\|USDA\|VA)	27	$5,975,000	$221,296	$3,738	2.82%
MISSOULA, MT (FHA\|USDA\|VA)	14	$5,970,000	$426,429	$6,160	2.96%
ROCHESTER, MN (FHA\|USDA\|VA)	22	$5,900,000	$268,182	$3,695	2.81%
APPLETON, WI (FHA\|USDA\|VA)	26	$5,890,000	$226,538	$3,320	2.70%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	30	$5,890,000	$196,333	$3,343	2.87%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	17	$5,885,000	$346,176	$7,029	2.85%
TUSCALOOSA, AL (FHA\|USDA\|VA)	25	$5,795,000	$231,800	$2,748	2.86%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	17	$5,785,000	$340,294	$7,396	2.83%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA\|USDA\|VA)	27	$5,725,000	$212,037	$4,857	2.81%
PUNTA GORDA, FL (FHA\|USDA\|VA)	21	$5,715,000	$272,143	$5,317	2.86%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	21	$5,665,000	$269,762	$4,458	2.83%
Altus, OK (FHA\|USDA\|VA)	28	$5,660,000	$202,143	$3,877	2.89%
CHAMBERSBURG-WAYNESBORO, PA (FHA\|USDA\|VA)	25	$5,635,000	$225,400	$5,059	2.80%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	11	$5,605,000	$509,545	$10,582	2.93%
Del Rio, TX (FHA\|USDA\|VA)	24	$5,570,000	$232,083	$5,477	2.82%
BISMARCK, ND (FHA\|USDA\|VA)	17	$5,465,000	$321,471	$3,930	2.92%
Jefferson, GA (FHA\|USDA\|VA)	17	$5,455,000	$320,882	$5,068	2.88%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	19	$5,435,000	$286,053	$4,528	2.81%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	14	$5,400,000	$385,714	$4,005	2.78%
Port Angeles, WA (FHA\|USDA\|VA)	17	$5,345,000	$314,412	$3,484	2.95%
Kalispell, MT (FHA\|USDA\|VA)	14	$5,290,000	$377,857	$5,505	2.80%
JANESVILLE-BELOIT, WI (FHA\|USDA\|VA)	21	$5,205,000	$247,857	$3,081	2.92%
EAU CLAIRE, WI (FHA\|USDA\|VA)	19	$5,115,000	$269,211	$3,052	2.93%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	13	$5,095,000	$391,923	$9,261	2.82%
Warrensburg, MO (FHA\|USDA\|VA)	21	$5,085,000	$242,143	$4,780	2.89%
Sanford, NC (FHA\|USDA\|VA)	20	$5,060,000	$253,000	$6,539	2.80%
Elizabeth City, NC (FHA\|USDA\|VA)	19	$5,055,000	$266,053	$6,856	2.84%
Fernley, NV (FHA\|USDA\|VA)	15	$4,995,000	$333,000	$6,116	2.80%
UTICA-ROME, NY (FHA\|USDA\|VA)	24	$4,980,000	$207,500	$5,186	2.98%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	16	$4,970,000	$310,625	$6,166	2.84%
GREEN BAY, WI (FHA\|USDA\|VA)	19	$4,865,000	$256,053	$3,578	2.86%
VISALIA, CA (FHA\|USDA\|VA)	17	$4,825,000	$283,824	$3,611	2.88%
SEBRING-AVON PARK, FL (FHA\|USDA\|VA)	20	$4,820,000	$241,000	$6,065	2.89%
STAUNTON, VA (FHA\|USDA\|VA)	18	$4,780,000	$265,556	$4,327	2.90%
GAINESVILLE, GA (FHA\|USDA\|VA)	16	$4,750,000	$296,875	$4,641	2.99%
BRUNSWICK, GA (FHA\|USDA\|VA)	15	$4,735,000	$315,667	$5,786	2.93%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	26	$4,720,000	$181,538	$2,421	2.84%
JACKSON, TN (FHA\|USDA\|VA)	20	$4,650,000	$232,500	$5,813	2.95%
CHICO, CA (FHA\|USDA\|VA)	14	$4,640,000	$331,429	$3,489	2.88%
Mountain Home, ID (FHA\|USDA\|VA)	17	$4,625,000	$272,059	$7,316	2.85%
Juneau, AK (FHA\|USDA\|VA)	11	$4,625,000	$420,455	$11,105	2.93%
Hilo, HI (FHA\|USDA\|VA)	10	$4,610,000	$461,000	$9,497	2.81%
EVANSVILLE, IN-KY (FHA\|USDA\|VA)	26	$4,550,000	$175,000	$3,734	2.90%
READING, PA (FHA\|USDA\|VA)	17	$4,515,000	$265,588	$4,839	2.82%
STATE COLLEGE, PA (FHA\|USDA\|VA)	13	$4,425,000	$340,385	$4,213	2.86%
Concord, NH (FHA\|USDA\|VA)	14	$4,400,000	$314,286	$5,714	2.90%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	26	$4,400,000	$169,231	$3,592	2.84%
DECATUR, AL (FHA\|USDA\|VA)	19	$4,365,000	$229,737	$2,624	3.02%
LEBANON, PA (FHA\|USDA\|VA)	22	$4,280,000	$194,545	$2,795	2.88%
ALBANY, GA (FHA\|USDA\|VA)	20	$4,250,000	$212,500	$3,845	2.98%
Show Low, AZ (FHA\|USDA\|VA)	15	$4,235,000	$282,333	$4,774	2.97%
OSHKOSH-NEENAH, WI (FHA\|USDA\|VA)	17	$4,215,000	$247,941	$4,173	2.84%
Augusta-Waterville, ME (FHA\|USDA\|VA)	19	$4,195,000	$220,789	$3,722	2.81%
Aberdeen, WA (FHA\|USDA\|VA)	11	$4,175,000	$379,545	$7,431	2.90%
JOPLIN, MO (FHA\|USDA\|VA)	19	$4,145,000	$218,158	$4,453	2.92%
FLORENCE, SC (FHA\|USDA\|VA)	21	$4,135,000	$196,905	$3,104	2.88%
ROCKFORD, IL (FHA\|USDA\|VA)	19	$4,105,000	$216,053	$3,632	2.89%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	14	$4,070,000	$290,714	$4,747	2.80%
JEFFERSON CITY, MO (FHA\|USDA\|VA)	18	$4,060,000	$225,556	$4,756	2.81%
CHAMPAIGN-URBANA, IL (FHA\|USDA\|VA)	17	$4,055,000	$238,529	$4,137	2.90%
Columbus, MS (FHA\|USDA\|VA)	19	$4,055,000	$213,421	$6,817	2.77%
Clarksburg, WV (FHA\|USDA\|VA)	18	$4,040,000	$224,444	$3,958	2.77%
HARRISONBURG, VA (FHA\|USDA\|VA)	14	$4,010,000	$286,429	$5,184	2.84%
CORVALLIS, OR (FHA\|USDA\|VA)	13	$4,005,000	$308,077	$5,302	2.82%
MORGANTOWN, WV (FHA\|USDA\|VA)	17	$3,985,000	$234,412	$4,228	3.01%
SPRINGFIELD, IL (FHA\|USDA\|VA)	21	$3,965,000	$188,810	$3,995	3.00%
MERCED, CA (FHA\|USDA\|VA)	12	$3,950,000	$329,167	$3,839	2.86%
Torrington, CT (FHA\|USDA\|VA)	15	$3,905,000	$260,333	$7,208	2.95%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	21	$3,905,000	$185,952	$3,224	2.91%
Frankfort, KY (FHA\|USDA\|VA)	18	$3,840,000	$213,333	$3,954	2.93%
HANFORD-CORCORAN, CA (FHA\|USDA\|VA)	13	$3,835,000	$295,000	$5,216	2.85%
CASPER, WY (FHA\|USDA\|VA)	14	$3,830,000	$273,571	$3,335	2.85%
RACINE, WI (FHA\|USDA\|VA)	16	$3,820,000	$238,750	$4,609	2.83%
CLEVELAND, TN (FHA\|USDA\|VA)	15	$3,805,000	$253,667	$4,225	3.03%
Ketchikan, AK (FHA\|USDA\|VA)	9	$3,755,000	$417,222	$7,934	2.99%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	14	$3,750,000	$267,857	$4,878	2.88%
BOWLING GREEN, KY (FHA\|USDA\|VA)	15	$3,735,000	$249,000	$6,145	2.81%
CHARLESTON, WV (FHA\|USDA\|VA)	18	$3,690,000	$205,000	$3,161	2.83%
Newport, OR (FHA\|USDA\|VA)	10	$3,670,000	$367,000	$6,904	2.84%
Klamath Falls, OR (FHA\|USDA\|VA)	10	$3,650,000	$365,000	$7,829	2.78%
LAWRENCE, KS (FHA\|USDA\|VA)	13	$3,645,000	$280,385	$4,779	2.89%
Coos Bay, OR (FHA\|USDA\|VA)	12	$3,640,000	$303,333	$6,345	2.92%
PROVO-OREM, UT (FHA\|USDA\|VA)	12	$3,640,000	$303,333	$5,320	2.76%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	18	$3,610,000	$200,556	$2,853	2.81%
CARBONDALE-MARION, IL (FHA\|USDA\|VA)	18	$3,590,000	$199,444	$3,886	2.83%
WAUSAU-WESTON, WI (FHA\|USDA\|VA)	16	$3,570,000	$223,125	$3,112	2.81%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	16	$3,570,000	$223,125	$4,687	2.79%
SPRINGFIELD, OH (FHA\|USDA\|VA)	14	$3,540,000	$252,857	$5,636	2.78%
Cookeville, TN (FHA\|USDA\|VA)	16	$3,530,000	$220,625	$5,072	3.02%
BLACKSBURG-CHRISTIANSBURG, VA (FHA\|USDA\|VA)	12	$3,530,000	$294,167	$4,646	2.95%
ST. GEORGE, UT (FHA\|USDA\|VA)	12	$3,510,000	$292,500	$1,646	2.96%
COLUMBIA, MO (FHA\|USDA\|VA)	14	$3,490,000	$249,286	$2,827	2.81%
BLOOMINGTON, IN (FHA\|USDA\|VA)	14	$3,470,000	$247,857	$3,798	2.93%
ERIE, PA (FHA\|USDA\|VA)	16	$3,460,000	$216,250	$3,896	2.88%
FLORENCE-MUSCLE SHOALS, AL (FHA\|USDA\|VA)	13	$3,445,000	$265,000	$4,834	2.83%
SIOUX FALLS, SD (FHA\|USDA\|VA)	14	$3,390,000	$242,143	$3,602	2.92%
FLINT, MI (FHA\|USDA\|VA)	15	$3,365,000	$224,333	$2,851	2.83%
Ozark, AL (FHA\|USDA\|VA)	17	$3,365,000	$197,941	$5,899	2.91%
Elko, NV (FHA\|USDA\|VA)	9	$3,365,000	$373,889	$6,730	2.76%
BURLINGTON, NC (FHA\|USDA\|VA)	14	$3,350,000	$239,286	$4,981	2.99%
Shelton, WA (FHA\|USDA\|VA)	11	$3,345,000	$304,091	$2,703	2.89%
LAKE CHARLES, LA (FHA\|USDA\|VA)	15	$3,295,000	$219,667	$5,957	2.95%
ANN ARBOR, MI (FHA\|USDA\|VA)	13	$3,275,000	$251,923	$3,735	2.80%
Granbury, TX (FHA\|USDA\|VA)	10	$3,200,000	$320,000	$6,071	2.86%
YAKIMA, WA (FHA\|USDA\|VA)	11	$3,105,000	$282,273	$3,757	2.83%
BATTLE CREEK, MI (FHA\|USDA\|VA)	12	$3,100,000	$258,333	$4,539	2.89%
KINGSTON, NY (FHA\|USDA\|VA)	11	$3,095,000	$281,364	$4,195	2.83%
Pahrump, NV (FHA\|USDA\|VA)	11	$3,095,000	$281,364	$3,935	2.84%
GETTYSBURG, PA (FHA\|USDA\|VA)	11	$3,055,000	$277,727	$5,677	2.91%
Fallon, NV (FHA\|USDA\|VA)	11	$3,055,000	$277,727	$4,859	2.84%
Fort Polk South, LA (FHA\|USDA\|VA)	16	$3,050,000	$190,625	$5,624	3.00%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	11	$2,985,000	$271,364	$2,107	3.01%
NILES, MI (FHA\|USDA\|VA)	11	$2,985,000	$271,364	$6,763	2.85%
MONROE, MI (FHA\|USDA\|VA)	12	$2,980,000	$248,333	$4,670	2.86%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	6	$2,950,000	$491,667	$7,315	2.81%
Barre, VT (FHA\|USDA\|VA)	10	$2,940,000	$294,000	$5,419	2.93%
LAREDO, TX (FHA\|USDA\|VA)	15	$2,925,000	$195,000	$2,902	2.95%
KANKAKEE, IL (FHA\|USDA\|VA)	13	$2,915,000	$224,231	$2,415	2.89%
Stillwater, OK (FHA\|USDA\|VA)	10	$2,910,000	$291,000	$4,901	2.85%
Talladega-Sylacauga, AL (FHA\|USDA\|VA)	11	$2,905,000	$264,091	$4,996	2.94%
Gillette, WY (FHA\|USDA\|VA)	11	$2,885,000	$262,273	$3,713	2.81%
CARSON CITY, NV (FHA\|USDA\|VA)	8	$2,870,000	$358,750	$3,611	2.89%
Bemidji, MN (FHA\|USDA\|VA)	12	$2,870,000	$239,167	$4,279	2.75%
FOND DU LAC, WI (FHA\|USDA\|VA)	13	$2,865,000	$220,385	$3,204	2.92%
ALEXANDRIA, LA (FHA\|USDA\|VA)	12	$2,860,000	$238,333	$4,290	2.78%
Moses Lake, WA (FHA\|USDA\|VA)	11	$2,855,000	$259,545	$4,596	2.90%
ST. CLOUD, MN (FHA\|USDA\|VA)	13	$2,845,000	$218,846	$4,071	2.75%
Roseburg, OR (FHA\|USDA\|VA)	11	$2,845,000	$258,636	$5,381	3.02%
London, KY (FHA\|USDA\|VA)	12	$2,840,000	$236,667	$4,463	2.91%
Starkville, MS (FHA\|USDA\|VA)	9	$2,775,000	$308,333	$5,368	2.76%
SIOUX CITY, IA-NE-SD (FHA\|USDA\|VA)	10	$2,760,000	$276,000	$8,806	2.88%
MUNCIE, IN (FHA\|USDA\|VA)	12	$2,760,000	$230,000	$5,822	2.88%
Traverse City, MI (FHA\|USDA\|VA)	12	$2,750,000	$229,167	$2,853	2.85%
Tupelo, MS (FHA\|USDA\|VA)	12	$2,740,000	$228,333	$3,544	2.77%
Meridian, MS (FHA\|USDA\|VA)	11	$2,715,000	$246,818	$5,322	2.81%
REDDING, CA (FHA\|USDA\|VA)	11	$2,715,000	$246,818	$2,896	2.88%
Gardnerville Ranchos, NV (FHA\|USDA\|VA)	8	$2,710,000	$338,750	$5,512	2.67%
JONESBORO, AR (FHA\|USDA\|VA)	11	$2,695,000	$245,000	$3,830	2.93%
Sheridan, WY (FHA\|USDA\|VA)	10	$2,690,000	$269,000	$3,202	2.95%
Carlsbad-Artesia, NM (FHA\|USDA\|VA)	11	$2,685,000	$244,091	$5,880	2.90%
Cullman, AL (FHA\|USDA\|VA)	9	$2,665,000	$296,111	$3,846	2.92%
Lake City, FL (FHA\|USDA\|VA)	12	$2,620,000	$218,333	$2,941	2.82%
Los Alamos, NM (FHA\|USDA\|VA)	9	$2,615,000	$290,556	$3,318	2.61%
SAGINAW, MI (FHA\|USDA\|VA)	16	$2,610,000	$163,125	$3,419	2.80%
MONROE, LA (FHA\|USDA\|VA)	12	$2,570,000	$214,167	$4,699	2.93%
JACKSON, MI (FHA\|USDA\|VA)	14	$2,560,000	$182,857	$3,130	2.82%
VICTORIA, TX (FHA\|USDA\|VA)	12	$2,560,000	$213,333	$4,914	2.83%
ROCKY MOUNT, NC (FHA\|USDA\|VA)	11	$2,555,000	$232,273	$4,688	2.86%
Picayune, MS (FHA\|USDA\|VA)	13	$2,555,000	$196,538	$4,326	2.81%
HAMMOND, LA (FHA\|USDA\|VA)	11	$2,545,000	$231,364	$3,535	2.92%
Zanesville, OH (FHA\|USDA\|VA)	11	$2,545,000	$231,364	$5,797	2.88%
MIDLAND, MI (FHA\|USDA\|VA)	12	$2,540,000	$211,667	$2,307	2.81%
PARKERSBURG-VIENNA, WV (FHA\|USDA\|VA)	10	$2,520,000	$252,000	$3,454	2.84%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	12	$2,490,000	$207,500	$3,089	2.77%
Statesboro, GA (FHA\|USDA\|VA)	10	$2,490,000	$249,000	$4,226	3.03%
Brainerd, MN (FHA\|USDA\|VA)	9	$2,485,000	$276,111	$6,432	2.93%
CEDAR RAPIDS, IA (FHA\|USDA\|VA)	9	$2,465,000	$273,889	$4,890	2.96%
BLOOMSBURG-BERWICK, PA (FHA\|USDA\|VA)	11	$2,455,000	$223,182	$3,811	2.80%
KOKOMO, IN (FHA\|USDA\|VA)	11	$2,455,000	$223,182	$2,823	2.88%
Astoria, OR (FHA\|USDA\|VA)	7	$2,395,000	$342,143	$4,046	2.75%
Sevierville, TN (FHA\|USDA\|VA)	7	$2,385,000	$340,714	$4,925	2.95%
CAPE GIRARDEAU, MO-IL (FHA\|USDA\|VA)	10	$2,370,000	$237,000	$1,871	2.93%
Danville, KY (FHA\|USDA\|VA)	10	$2,360,000	$236,000	$2,407	2.98%
BINGHAMTON, NY (FHA\|USDA\|VA)	15	$2,355,000	$157,000	$4,053	3.00%
DECATUR, IL (FHA\|USDA\|VA)	12	$2,340,000	$195,000	$4,307	2.94%
Watertown-Fort Atkinson, WI (FHA\|USDA\|VA)	8	$2,330,000	$291,250	$5,812	2.70%
Bartlesville, OK (FHA\|USDA\|VA)	8	$2,330,000	$291,250	$3,694	2.97%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	5	$2,325,000	$465,000	$2,850	2.90%
ANNISTON-OXFORD, AL (FHA\|USDA\|VA)	12	$2,320,000	$193,333	$4,865	2.78%
Eureka-Arcata, CA (FHA\|USDA\|VA)	7	$2,295,000	$327,857	$3,931	3.04%
Bedford, IN (FHA\|USDA\|VA)	9	$2,295,000	$255,000	$2,832	2.88%
ENID, OK (FHA\|USDA\|VA)	12	$2,290,000	$190,833	$4,065	2.95%
Greenwood, SC (FHA\|USDA\|VA)	10	$2,280,000	$228,000	$2,865	2.85%
GRANTS PASS, OR (FHA\|USDA\|VA)	7	$2,275,000	$325,000	$4,653	2.77%
Paducah, KY-IL (FHA\|USDA\|VA)	11	$2,265,000	$205,909	$2,334	2.77%
Hood River, OR (FHA\|USDA\|VA)	4	$2,250,000	$562,500	$2,206	3.13%
Milledgeville, GA (FHA\|USDA\|VA)	8	$2,230,000	$278,750	$5,672	2.94%
BECKLEY, WV (FHA\|USDA\|VA)	11	$2,225,000	$202,273	$4,145	2.90%
PITTSFIELD, MA (FHA\|USDA\|VA)	10	$2,220,000	$222,000	$2,801	2.79%
Heber, UT (FHA\|USDA\|VA)	4	$2,220,000	$555,000	$9,146	2.91%
DUBUQUE, IA (FHA\|USDA\|VA)	9	$2,205,000	$245,000	$3,539	2.89%
Sonora, CA (FHA\|USDA\|VA)	8	$2,200,000	$275,000	$2,852	2.98%
Farmington, MO (FHA\|USDA\|VA)	9	$2,175,000	$241,667	$6,233	2.89%
Plattsburgh, NY (FHA\|USDA\|VA)	11	$2,165,000	$196,818	$3,848	2.95%
Laconia, NH (FHA\|USDA\|VA)	7	$2,145,000	$306,429	$2,110	2.77%
Crossville, TN (FHA\|USDA\|VA)	8	$2,120,000	$265,000	$4,458	2.83%
SHEBOYGAN, WI (FHA\|USDA\|VA)	8	$2,120,000	$265,000	$2,361	2.86%
Wilson, NC (FHA\|USDA\|VA)	9	$2,105,000	$233,889	$3,568	2.93%
Fairmont, WV (FHA\|USDA\|VA)	12	$2,100,000	$175,000	$2,880	2.89%
Shelbyville, TN (FHA\|USDA\|VA)	8	$2,090,000	$261,250	$7,316	2.75%
Seneca, SC (FHA\|USDA\|VA)	8	$2,090,000	$261,250	$2,860	2.92%
Somerset, KY (FHA\|USDA\|VA)	7	$2,085,000	$297,857	$6,150	2.73%
Forest City, NC (FHA\|USDA\|VA)	10	$2,080,000	$208,000	$3,781	3.08%
IOWA CITY, IA (FHA\|USDA\|VA)	7	$2,075,000	$296,429	$3,643	2.89%
Rutland, VT (FHA\|USDA\|VA)	8	$2,060,000	$257,500	$4,146	2.83%
Payson, AZ (FHA\|USDA\|VA)	9	$2,045,000	$227,222	$4,745	2.85%
Marion, IN (FHA\|USDA\|VA)	10	$2,040,000	$204,000	$3,332	2.90%
Ottawa, IL (FHA\|USDA\|VA)	10	$2,030,000	$203,000	$2,535	2.84%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	10	$2,030,000	$203,000	$2,774	2.89%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	6	$2,020,000	$336,667	$5,207	2.69%
DALTON, GA (FHA\|USDA\|VA)	7	$2,015,000	$287,857	$3,740	2.96%
Albertville, AL (FHA\|USDA\|VA)	8	$1,980,000	$247,500	$5,297	2.95%
Ellensburg, WA (FHA\|USDA\|VA)	7	$1,975,000	$282,143	$3,811	2.79%
Cañon City, CO (FHA\|USDA\|VA)	7	$1,975,000	$282,143	$3,092	2.75%
BLOOMINGTON, IL (FHA\|USDA\|VA)	11	$1,965,000	$178,636	$3,692	2.76%
WALLA WALLA, WA (FHA\|USDA\|VA)	5	$1,955,000	$391,000	$2,368	2.95%
Russellville, AR (FHA\|USDA\|VA)	9	$1,955,000	$217,222	$5,860	2.78%
Berlin, NH (FHA\|USDA\|VA)	10	$1,950,000	$195,000	$2,625	3.01%
Keene, NH (FHA\|USDA\|VA)	9	$1,935,000	$215,000	$3,521	2.93%
Norwalk, OH (FHA\|USDA\|VA)	8	$1,910,000	$238,750	$4,981	2.80%
Baraboo, WI (FHA\|USDA\|VA)	10	$1,910,000	$191,000	$3,314	2.81%
Searcy, AR (FHA\|USDA\|VA)	9	$1,905,000	$211,667	$3,228	2.76%
MUSKEGON, MI (FHA\|USDA\|VA)	9	$1,905,000	$211,667	$4,178	2.82%
COLUMBUS, IN (FHA\|USDA\|VA)	8	$1,900,000	$237,500	$4,555	2.95%
TERRE HAUTE, IN (FHA\|USDA\|VA)	11	$1,895,000	$172,273	$1,679	3.06%
DuBois, PA (FHA\|USDA\|VA)	7	$1,885,000	$269,286	$7,570	2.88%
DeRidder, LA (FHA\|USDA\|VA)	9	$1,885,000	$209,444	$6,973	2.93%
Wooster, OH (FHA\|USDA\|VA)	7	$1,865,000	$266,429	$3,918	2.88%
Paris, TX (FHA\|USDA\|VA)	9	$1,865,000	$207,222	$4,878	2.83%
Kill Devil Hills, NC (FHA\|USDA\|VA)	6	$1,860,000	$310,000	$3,799	3.00%
HOT SPRINGS, AR (FHA\|USDA\|VA)	8	$1,850,000	$231,250	$4,001	2.97%
McComb, MS (FHA\|USDA\|VA)	7	$1,835,000	$262,143	$6,506	3.04%
BAY CITY, MI (FHA\|USDA\|VA)	11	$1,815,000	$165,000	$3,338	2.90%
MORRISTOWN, TN (FHA\|USDA\|VA)	8	$1,810,000	$226,250	$5,187	2.91%
LOGAN, UT-ID (FHA\|USDA\|VA)	6	$1,810,000	$301,667	$4,408	2.81%
Lebanon, MO (FHA\|USDA\|VA)	9	$1,805,000	$200,556	$3,257	2.92%
Big Spring, TX (FHA\|USDA\|VA)	7	$1,805,000	$257,857	$3,959	2.93%
Richmond-Berea, KY (FHA\|USDA\|VA)	9	$1,795,000	$199,444	$3,074	2.85%
OCEAN CITY, NJ (FHA\|USDA\|VA)	7	$1,795,000	$256,429	$5,665	2.89%
Roswell, NM (FHA\|USDA\|VA)	9	$1,785,000	$198,333	$3,164	2.99%
Norfolk, NE (FHA\|USDA\|VA)	6	$1,780,000	$296,667	$7,960	2.88%
VINELAND-BRIDGETON, NJ (FHA\|USDA\|VA)	7	$1,775,000	$253,571	$6,238	2.79%
Butte-Silver Bow, MT (FHA\|USDA\|VA)	8	$1,770,000	$221,250	$3,629	2.75%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	6	$1,760,000	$293,333	$8,173	2.94%
NAPA, CA (FHA\|USDA\|VA)	6	$1,730,000	$288,333	$3,910	2.85%
EL CENTRO, CA (FHA\|USDA\|VA)	6	$1,710,000	$285,000	$3,973	2.81%
Pottsville, PA (FHA\|USDA\|VA)	10	$1,710,000	$171,000	$3,903	2.95%
WENATCHEE, WA (FHA\|USDA\|VA)	6	$1,700,000	$283,333	$5,088	2.85%
Centralia, WA (FHA\|USDA\|VA)	7	$1,695,000	$242,143	$4,448	2.77%
AMES, IA (FHA\|USDA\|VA)	7	$1,695,000	$242,143	$3,262	2.86%
Crescent City, CA (FHA\|USDA\|VA)	7	$1,685,000	$240,714	$3,875	2.96%
ODESSA, TX (FHA\|USDA\|VA)	7	$1,685,000	$240,714	$2,979	2.89%
Duncan, OK (FHA\|USDA\|VA)	8	$1,670,000	$208,750	$3,510	2.88%
Thomasville, GA (FHA\|USDA\|VA)	5	$1,635,000	$327,000	$6,203	2.85%
Laramie, WY (FHA\|USDA\|VA)	4	$1,630,000	$407,500	$3,084	2.94%
Rockport, TX (FHA\|USDA\|VA)	6	$1,630,000	$271,667	$6,809	2.58%
LA CROSSE-ONALASKA, WI-MN (FHA\|USDA\|VA)	8	$1,630,000	$203,750	$3,734	2.66%
Branson, MO (FHA\|USDA\|VA)	8	$1,630,000	$203,750	$3,979	2.73%
Oxford, MS (FHA\|USDA\|VA)	5	$1,625,000	$325,000	$8,925	3.03%
Angola, IN (FHA\|USDA\|VA)	7	$1,625,000	$232,143	$7,116	2.84%
MADERA, CA (FHA\|USDA\|VA)	7	$1,615,000	$230,714	$446	2.91%
Whitewater, WI (FHA\|USDA\|VA)	6	$1,610,000	$268,333	$4,532	2.75%
Beaver Dam, WI (FHA\|USDA\|VA)	7	$1,605,000	$229,286	$2,536	2.82%
Corning, NY (FHA\|USDA\|VA)	9	$1,605,000	$178,333	$3,648	2.85%
Cadillac, MI (FHA\|USDA\|VA)	7	$1,605,000	$229,286	$3,281	2.88%
POCATELLO, ID (FHA\|USDA\|VA)	5	$1,595,000	$319,000	$5,683	2.80%
Shelby, NC (FHA\|USDA\|VA)	5	$1,575,000	$315,000	$4,126	2.83%
Mayfield, KY (FHA\|USDA\|VA)	4	$1,570,000	$392,500	$13,538	2.66%
Bluefield, WV-VA (FHA\|USDA\|VA)	10	$1,560,000	$156,000	$3,250	2.83%
Escanaba, MI (FHA\|USDA\|VA)	10	$1,560,000	$156,000	$4,420	2.71%
Rock Springs, WY (FHA\|USDA\|VA)	6	$1,540,000	$256,667	$4,231	2.88%
Riverton, WY (FHA\|USDA\|VA)	6	$1,540,000	$256,667	$4,205	2.71%
LaGrange, GA-AL (FHA\|USDA\|VA)	7	$1,535,000	$219,286	$3,941	2.91%
Marinette, WI-MI (FHA\|USDA\|VA)	7	$1,535,000	$219,286	$5,405	2.88%
Marietta, OH (FHA\|USDA\|VA)	7	$1,525,000	$217,857	$3,990	2.91%
Spearfish, SD (FHA\|USDA\|VA)	4	$1,510,000	$377,500	$6,196	2.91%
Fremont, OH (FHA\|USDA\|VA)	6	$1,510,000	$251,667	$2,359	2.77%
Owatonna, MN (FHA\|USDA\|VA)	6	$1,500,000	$250,000	$2,865	2.92%
ST. JOSEPH, MO-KS (FHA\|USDA\|VA)	8	$1,490,000	$186,250	$1,788	2.80%
Lewisburg, PA (FHA\|USDA\|VA)	7	$1,485,000	$212,143	$2,716	2.86%
Pella, IA (FHA\|USDA\|VA)	5	$1,485,000	$297,000	$5,178	2.95%
Sandpoint, ID (FHA\|USDA\|VA)	4	$1,480,000	$370,000	$5,964	3.03%
Glenwood Springs, CO (FHA\|USDA\|VA)	4	$1,470,000	$367,500	$9,250	2.81%
LONGVIEW, WA (FHA\|USDA\|VA)	6	$1,470,000	$245,000	$5,157	2.83%
Waycross, GA (FHA\|USDA\|VA)	7	$1,455,000	$207,857	$4,412	2.98%
Dickinson, ND (FHA\|USDA\|VA)	3	$1,455,000	$485,000	$11,614	2.92%
Durango, CO (FHA\|USDA\|VA)	3	$1,445,000	$481,667	$8,343	3.00%
Shawnee, OK (FHA\|USDA\|VA)	5	$1,435,000	$287,000	$1,245	2.98%
Laurel, MS (FHA\|USDA\|VA)	7	$1,435,000	$205,000	$4,350	2.93%
Warsaw, IN (FHA\|USDA\|VA)	4	$1,430,000	$357,500	$5,638	2.88%
Lufkin, TX (FHA\|USDA\|VA)	6	$1,430,000	$238,333	$4,422	2.96%
Wisconsin Rapids-Marshfield, WI (FHA\|USDA\|VA)	9	$1,395,000	$155,000	$2,903	2.81%
Albemarle, NC (FHA\|USDA\|VA)	5	$1,395,000	$279,000	$3,337	2.83%
Poplar Bluff, MO (FHA\|USDA\|VA)	7	$1,395,000	$199,286	$1,948	2.77%
ALTOONA, PA (FHA\|USDA\|VA)	8	$1,390,000	$173,750	$3,919	2.77%
Meadville, PA (FHA\|USDA\|VA)	8	$1,390,000	$173,750	$3,178	2.91%
Pullman, WA (FHA\|USDA\|VA)	6	$1,390,000	$231,667	$5,341	2.85%
TWIN FALLS, ID (FHA\|USDA\|VA)	5	$1,385,000	$277,000	$5,064	2.80%
Murray, KY (FHA\|USDA\|VA)	5	$1,385,000	$277,000	$7,879	2.73%
Kinston, NC (FHA\|USDA\|VA)	6	$1,380,000	$230,000	$9,295	3.13%
GLENS FALLS, NY (FHA\|USDA\|VA)	7	$1,375,000	$196,429	$3,543	2.91%
Jesup, GA (FHA\|USDA\|VA)	6	$1,370,000	$228,333	$5,761	2.79%
Cedar City, UT (FHA\|USDA\|VA)	5	$1,365,000	$273,000	$2,048	2.70%
Clearlake, CA (FHA\|USDA\|VA)	5	$1,365,000	$273,000	$6,794	2.70%
Vicksburg, MS (FHA\|USDA\|VA)	7	$1,365,000	$195,000	$974	2.88%
Tifton, GA (FHA\|USDA\|VA)	5	$1,355,000	$271,000	$3,179	2.75%
GRAND ISLAND, NE (FHA\|USDA\|VA)	7	$1,355,000	$193,571	$2,697	2.79%
Muscatine, IA (FHA\|USDA\|VA)	4	$1,350,000	$337,500	$8,817	2.88%
LIMA, OH (FHA\|USDA\|VA)	5	$1,345,000	$269,000	$3,730	3.00%
FARMINGTON, NM (FHA\|USDA\|VA)	8	$1,340,000	$167,500	$3,022	2.84%
Sandusky, OH (FHA\|USDA\|VA)	6	$1,340,000	$223,333	$6,272	2.83%
WILLIAMSPORT, PA (FHA\|USDA\|VA)	7	$1,335,000	$190,714	$3,310	2.84%
Athens, OH (FHA\|USDA\|VA)	7	$1,335,000	$190,714	$4,720	2.89%
Elkins, WV (FHA\|USDA\|VA)	6	$1,330,000	$221,667	$5,976	2.96%
Uvalde, TX (FHA\|USDA\|VA)	6	$1,320,000	$220,000	$6,364	2.83%
Salina, KS (FHA\|USDA\|VA)	7	$1,315,000	$187,857	$3,177	2.95%
Montrose, CO (FHA\|USDA\|VA)	5	$1,305,000	$261,000	$2,520	2.88%
Faribault-Northfield, MN (FHA\|USDA\|VA)	4	$1,300,000	$325,000	$11,727	2.84%
Nogales, AZ (FHA\|USDA\|VA)	5	$1,295,000	$259,000	$8,454	2.93%
Alma, MI (FHA\|USDA\|VA)	7	$1,295,000	$185,000	$4,298	2.93%
MANKATO, MN (FHA\|USDA\|VA)	6	$1,290,000	$215,000	$5,055	2.79%
Lewistown, PA (FHA\|USDA\|VA)	6	$1,290,000	$215,000	$5,590	2.85%
Portales, NM (FHA\|USDA\|VA)	9	$1,285,000	$142,778	$2,510	2.99%
Greeneville, TN (FHA\|USDA\|VA)	4	$1,270,000	$317,500	$1,942	2.75%
Silver City, NM (FHA\|USDA\|VA)	5	$1,265,000	$253,000	$8,055	2.88%
North Wilkesboro, NC (FHA\|USDA\|VA)	3	$1,265,000	$421,667	$6,383	3.08%
Sedalia, MO (FHA\|USDA\|VA)	6	$1,260,000	$210,000	$3,280	3.04%
New Philadelphia-Dover, OH (FHA\|USDA\|VA)	5	$1,255,000	$251,000	$7,750	2.78%
Kerrville, TX (FHA\|USDA\|VA)	6	$1,230,000	$205,000	$3,018	2.79%
Red Wing, MN (FHA\|USDA\|VA)	5	$1,225,000	$245,000	$4,363	2.90%
OWENSBORO, KY (FHA\|USDA\|VA)	5	$1,225,000	$245,000	$1,869	2.98%
Hudson, NY (FHA\|USDA\|VA)	4	$1,220,000	$305,000	$5,417	2.88%
Glasgow, KY (FHA\|USDA\|VA)	5	$1,215,000	$243,000	$2,373	2.78%
Portsmouth, OH (FHA\|USDA\|VA)	6	$1,210,000	$201,667	$2,888	2.85%
Edwards, CO (FHA\|USDA\|VA)	3	$1,205,000	$401,667	$800	2.75%
Key West, FL (FHA\|USDA\|VA)	3	$1,195,000	$398,333	$4,778	2.67%
Lewisburg, TN (FHA\|USDA\|VA)	4	$1,190,000	$297,500	$3,073	2.59%
Salem, OH (FHA\|USDA\|VA)	6	$1,190,000	$198,333	$3,682	2.79%
LEWISTON, ID-WA (FHA\|USDA\|VA)	7	$1,185,000	$169,286	$1,797	2.75%
McAlester, OK (FHA\|USDA\|VA)	5	$1,185,000	$237,000	$2,400	3.03%
Alexander City, AL (FHA\|USDA\|VA)	4	$1,180,000	$295,000	$2,210	2.94%
Madisonville, KY (FHA\|USDA\|VA)	5	$1,175,000	$235,000	$4,463	2.90%
Sterling, IL (FHA\|USDA\|VA)	6	$1,170,000	$195,000	$3,207	2.90%
Fergus Falls, MN (FHA\|USDA\|VA)	4	$1,170,000	$292,500	$8,638	2.72%
Bennington, VT (FHA\|USDA\|VA)	5	$1,165,000	$233,000	$3,832	2.98%
Athens, TX (FHA\|USDA\|VA)	5	$1,155,000	$231,000	$2,604	2.78%
Winona, MN (FHA\|USDA\|VA)	6	$1,130,000	$188,333	$3,399	2.90%
Troy, AL (FHA\|USDA\|VA)	5	$1,125,000	$225,000	$3,959	3.00%
PINE BLUFF, AR (FHA\|USDA\|VA)	6	$1,120,000	$186,667	$4,934	2.94%
New Ulm, MN (FHA\|USDA\|VA)	3	$1,105,000	$368,333	$5,960	3.00%
Jamestown-Dunkirk-Fredonia, NY (FHA\|USDA\|VA)	6	$1,090,000	$181,667	$3,360	3.35%
Rolla, MO (FHA\|USDA\|VA)	6	$1,090,000	$181,667	$4,373	2.90%
Hutchinson, MN (FHA\|USDA\|VA)	6	$1,080,000	$180,000	$2,317	2.71%
Hobbs, NM (FHA\|USDA\|VA)	5	$1,075,000	$215,000	$4,627	2.65%
Adrian, MI (FHA\|USDA\|VA)	6	$1,070,000	$178,333	$497	2.85%
Ukiah, CA (FHA\|USDA\|VA)	2	$1,070,000	$535,000	$7,679	2.63%
Rochelle, IL (FHA\|USDA\|VA)	6	$1,070,000	$178,333	$4,079	3.00%
Williston, ND (FHA\|USDA\|VA)	4	$1,060,000	$265,000	$3,547	2.88%
Breckenridge, CO (FHA\|USDA\|VA)	3	$1,045,000	$348,333	$3,927	2.79%
Roanoke Rapids, NC (FHA\|USDA\|VA)	5	$1,035,000	$207,000	$2,021	2.83%
Durant, OK (FHA\|USDA\|VA)	5	$1,035,000	$207,000	$5,138	2.80%
Ada, OK (FHA\|USDA\|VA)	5	$1,035,000	$207,000	$4,278	2.93%
Chillicothe, OH (FHA\|USDA\|VA)	7	$1,035,000	$147,857	$3,282	2.77%
Georgetown, SC (FHA\|USDA\|VA)	4	$1,030,000	$257,500	$1,520	2.88%
Bardstown, KY (FHA\|USDA\|VA)	4	$1,020,000	$255,000	$4,117	2.78%
Lumberton, NC (FHA\|USDA\|VA)	5	$1,005,000	$201,000	$2,457	3.13%
Huntsville, TX (FHA\|USDA\|VA)	4	$1,000,000	$250,000	$4,964	2.88%
Grand Rapids, MN (FHA\|USDA\|VA)	5	$995,000	$199,000	$3,836	2.70%
Batesville, AR (FHA\|USDA\|VA)	5	$995,000	$199,000	$2,920	2.85%
ELMIRA, NY (FHA\|USDA\|VA)	5	$985,000	$197,000	$5,894	3.13%
Susanville, CA (FHA\|USDA\|VA)	3	$985,000	$328,333	$2,981	3.04%
Clinton, IA (FHA\|USDA\|VA)	6	$970,000	$161,667	$3,847	2.73%
Sault Ste. Marie, MI (FHA\|USDA\|VA)	6	$960,000	$160,000	$4,454	2.85%
GADSDEN, AL (FHA\|USDA\|VA)	6	$960,000	$160,000	$2,209	2.94%
ELKHART-GOSHEN, IN (FHA\|USDA\|VA)	5	$955,000	$191,000	$3,140	2.83%
Fort Payne, AL (FHA\|USDA\|VA)	4	$950,000	$237,500	$3,305	2.66%
Jacksonville, TX (FHA\|USDA\|VA)	3	$945,000	$315,000	$5,383	2.88%
Gallup, NM (FHA\|USDA\|VA)	4	$940,000	$235,000	$3,178	2.97%
Moscow, ID (FHA\|USDA\|VA)	4	$930,000	$232,500	$1,327	2.91%
Henderson, NC (FHA\|USDA\|VA)	3	$925,000	$308,333	$5,205	3.21%
Ashtabula, OH (FHA\|USDA\|VA)	5	$925,000	$185,000	$3,956	2.85%
North Platte, NE (FHA\|USDA\|VA)	5	$925,000	$185,000	$863	2.80%
Cullowhee, NC (FHA\|USDA\|VA)	5	$905,000	$181,000	$4,122	2.95%
Iron Mountain, MI-WI (FHA\|USDA\|VA)	6	$900,000	$150,000	$2,348	3.02%
Amsterdam, NY (FHA\|USDA\|VA)	6	$900,000	$150,000	$2,355	3.33%
The Dalles, OR (FHA\|USDA\|VA)	3	$895,000	$298,333	$1,145	3.04%
Jasper, AL (FHA\|USDA\|VA)	3	$885,000	$295,000	$2,359	2.71%
Mount Pleasant, TX (FHA\|USDA\|VA)	4	$880,000	$220,000	$3,023	2.91%
Mountain Home, AR (FHA\|USDA\|VA)	4	$880,000	$220,000	$1,975	3.00%
Orangeburg, SC (FHA\|USDA\|VA)	5	$875,000	$175,000	$2,865	3.05%
CUMBERLAND, MD-WV (FHA\|USDA\|VA)	5	$875,000	$175,000	$2,539	2.85%
Dixon, IL (FHA\|USDA\|VA)	4	$870,000	$217,500	$1,745	3.00%
McMinnville, TN (FHA\|USDA\|VA)	3	$865,000	$288,333	$3,218	3.04%
Arkadelphia, AR (FHA\|USDA\|VA)	5	$865,000	$173,000	$4,863	2.88%
MANSFIELD, OH (FHA\|USDA\|VA)	5	$865,000	$173,000	$4,028	3.18%
Palatka, FL (FHA\|USDA\|VA)	5	$865,000	$173,000	$3,388	2.93%
Scottsboro, AL (FHA\|USDA\|VA)	4	$860,000	$215,000	$2,930	2.81%
New Castle, IN (FHA\|USDA\|VA)	3	$855,000	$285,000	$909	3.04%
Lawrenceburg, TN (FHA\|USDA\|VA)	4	$850,000	$212,500	$3,877	2.91%
Paris, TN (FHA\|USDA\|VA)	3	$845,000	$281,667	$4,600	2.88%
Kirksville, MO (FHA\|USDA\|VA)	4	$840,000	$210,000	$4,259	2.66%
Stevens Point, WI (FHA\|USDA\|VA)	4	$830,000	$207,500	$4,525	2.78%
Kingsville, TX (FHA\|USDA\|VA)	5	$825,000	$165,000	$5,965	2.85%
JOHNSTOWN, PA (FHA\|USDA\|VA)	3	$825,000	$275,000	$5,527	2.96%
Red Bluff, CA (FHA\|USDA\|VA)	3	$825,000	$275,000	$2,137	2.83%
Richmond, IN (FHA\|USDA\|VA)	5	$825,000	$165,000	$2,407	2.88%
Boone, NC (FHA\|USDA\|VA)	3	$815,000	$271,667	$5,960	2.79%
Stephenville, TX (FHA\|USDA\|VA)	3	$815,000	$271,667	$3,177	2.71%
Marion, NC (FHA\|USDA\|VA)	3	$815,000	$271,667	$3,450	2.71%
Natchitoches, LA (FHA\|USDA\|VA)	3	$815,000	$271,667	$2,346	2.83%
Prineville, OR (FHA\|USDA\|VA)	3	$805,000	$268,333	$7,011	2.71%
Ashland, OH (FHA\|USDA\|VA)	4	$800,000	$200,000	$4,165	2.78%
Winfield, KS (FHA\|USDA\|VA)	5	$795,000	$159,000	$3,280	2.98%
Scottsbluff, NE (FHA\|USDA\|VA)	6	$790,000	$131,667	$1,366	2.73%
Kearney, NE (FHA\|USDA\|VA)	4	$790,000	$197,500	$4,123	2.72%
Aberdeen, SD (FHA\|USDA\|VA)	4	$790,000	$197,500	$1,422	2.97%
Malvern, AR (FHA\|USDA\|VA)	4	$770,000	$192,500	$2,462	2.56%
Sturgis, MI (FHA\|USDA\|VA)	3	$765,000	$255,000	$5,674	2.83%
Hutchinson, KS (FHA\|USDA\|VA)	5	$765,000	$153,000	$3,978	2.85%
West Plains, MO (FHA\|USDA\|VA)	4	$760,000	$190,000	$2,521	2.81%
Washington, NC (FHA\|USDA\|VA)	3	$755,000	$251,667	$689	2.71%
New Castle, PA (FHA\|USDA\|VA)	4	$750,000	$187,500	$2,871	2.94%
Point Pleasant, WV-OH (FHA\|USDA\|VA)	3	$745,000	$248,333	$7,075	2.92%
Mineral Wells, TX (FHA\|USDA\|VA)	3	$745,000	$248,333	$9,872	2.92%
Sidney, OH (FHA\|USDA\|VA)	5	$745,000	$149,000	$3,452	2.90%
Alpena, MI (FHA\|USDA\|VA)	5	$735,000	$147,000	$3,737	2.90%
Seymour, IN (FHA\|USDA\|VA)	3	$735,000	$245,000	$3,251	2.96%
Arcadia, FL (FHA\|USDA\|VA)	2	$730,000	$365,000	$9,325	2.81%
Cedartown, GA (FHA\|USDA\|VA)	2	$730,000	$365,000	$11,845	2.88%
ITHACA, NY (FHA\|USDA\|VA)	2	$730,000	$365,000	$14,241	3.06%
Ruidoso, NM (FHA\|USDA\|VA)	2	$730,000	$365,000	$4,446	2.94%
Findlay, OH (FHA\|USDA\|VA)	3	$725,000	$241,667	$4,803	2.63%
Gaffney, SC (FHA\|USDA\|VA)	2	$710,000	$355,000	$4,207	3.44%
Maryville, MO (FHA\|USDA\|VA)	3	$705,000	$235,000	$2,960	3.00%
Corsicana, TX (FHA\|USDA\|VA)	3	$705,000	$235,000	$3,256	2.75%
WEIRTON-STEUBENVILLE, WV-OH (FHA\|USDA\|VA)	5	$705,000	$141,000	$2,661	2.95%
Ardmore, OK (FHA\|USDA\|VA)	4	$700,000	$175,000	$3,675	2.94%
Gloversville, NY (FHA\|USDA\|VA)	3	$695,000	$231,667	$6,583	3.00%
ROME, GA (FHA\|USDA\|VA)	3	$685,000	$228,333	$4,169	3.33%
Cambridge, MD (FHA\|USDA\|VA)	3	$685,000	$228,333	$4,350	2.92%
Cortland, NY (FHA\|USDA\|VA)	4	$680,000	$170,000	$2,892	3.09%
Sulphur Springs, TX (FHA\|USDA\|VA)	2	$680,000	$340,000	$3,754	2.69%
Crawfordsville, IN (FHA\|USDA\|VA)	2	$680,000	$340,000	$3,696	2.88%
Muskogee, OK (FHA\|USDA\|VA)	5	$675,000	$135,000	$1,712	2.83%
Ottawa, KS (FHA\|USDA\|VA)	4	$650,000	$162,500	$5,240	2.75%
Marquette, MI (FHA\|USDA\|VA)	3	$645,000	$215,000	$626	2.96%
Sweetwater, TX (FHA\|USDA\|VA)	3	$645,000	$215,000	$7,530	2.63%
Fort Dodge, IA (FHA\|USDA\|VA)	4	$640,000	$160,000	$2,828	2.75%
Watertown, SD (FHA\|USDA\|VA)	3	$635,000	$211,667	$4,392	2.75%
Cambridge, OH (FHA\|USDA\|VA)	3	$635,000	$211,667	$6,403	2.67%
Danville, VA (FHA\|USDA\|VA)	3	$635,000	$211,667	$6,167	2.63%
Brookings, OR (FHA\|USDA\|VA)	2	$630,000	$315,000	$6,463	2.69%
Harrison, AR (FHA\|USDA\|VA)	3	$625,000	$208,333	$2,251	2.92%
Bradford, PA (FHA\|USDA\|VA)	3	$625,000	$208,333	$7,009	2.92%
Evanston, WY (FHA\|USDA\|VA)	2	$620,000	$310,000	$2,722	2.94%
Hastings, NE (FHA\|USDA\|VA)	4	$620,000	$155,000	$2,384	2.88%
DANVILLE, IL (FHA\|USDA\|VA)	3	$615,000	$205,000	$3,443	2.63%
Palestine, TX (FHA\|USDA\|VA)	3	$615,000	$205,000	$6,846	2.96%
Moberly, MO (FHA\|USDA\|VA)	3	$615,000	$205,000	$2,858	3.00%
Olean, NY (FHA\|USDA\|VA)	4	$610,000	$152,500	$2,244	2.88%
Mount Airy, NC (FHA\|USDA\|VA)	2	$610,000	$305,000	$5,114	2.94%
Hays, KS (FHA\|USDA\|VA)	3	$605,000	$201,667	$1,605	2.88%
Vidalia, GA (FHA\|USDA\|VA)	2	$600,000	$300,000	$2,590	2.81%
Spencer, IA (FHA\|USDA\|VA)	2	$600,000	$300,000	$941	2.69%
Pittsburg, KS (FHA\|USDA\|VA)	4	$590,000	$147,500	$3,920	3.22%
Moultrie, GA (FHA\|USDA\|VA)	3	$585,000	$195,000	$1,986	3.08%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	1	$585,000	$585,000	$4,876	3.13%
Ontario, OR-ID (FHA\|USDA\|VA)	3	$575,000	$191,667	$3,460	2.79%
Mount Vernon, OH (FHA\|USDA\|VA)	3	$575,000	$191,667	$738	2.88%
Sunbury, PA (FHA\|USDA\|VA)	3	$575,000	$191,667	$7,430	2.83%
Vernal, UT (FHA\|USDA\|VA)	2	$570,000	$285,000	$2,132	2.94%
Auburn, NY (FHA\|USDA\|VA)	4	$570,000	$142,500	$1,952	3.41%
Martinsville, VA (FHA\|USDA\|VA)	3	$565,000	$188,333	$7,936	2.79%
Vermillion, SD (FHA\|USDA\|VA)	2	$560,000	$280,000	$3,445	2.88%
Brookings, SD (FHA\|USDA\|VA)	2	$560,000	$280,000	$7,501	2.81%
Willmar, MN (FHA\|USDA\|VA)	2	$560,000	$280,000	$0	3.06%
Greenville, MS (FHA\|USDA\|VA)	2	$560,000	$280,000	$4,708	2.94%
Alexandria, MN (FHA\|USDA\|VA)	2	$550,000	$275,000	$8,564	3.00%
WATERLOO-CEDAR FALLS, IA (FHA\|USDA\|VA)	3	$545,000	$181,667	$3,960	3.00%
Seneca Falls, NY (FHA\|USDA\|VA)	3	$545,000	$181,667	$4,753	2.79%
Jennings, LA (FHA\|USDA\|VA)	3	$535,000	$178,333	$1,175	2.83%
Holland, MI (FHA\|USDA\|VA)	3	$535,000	$178,333	$2,139	2.96%
Indiana, PA (FHA\|USDA\|VA)	3	$535,000	$178,333	$5,721	3.04%
Kapaa, HI (FHA\|USDA\|VA)	1	$535,000	$535,000	$0	2.63%
Dublin, GA (FHA\|USDA\|VA)	3	$535,000	$178,333	$2,242	2.63%
Alice, TX (FHA\|USDA\|VA)	2	$530,000	$265,000	$3,514	2.69%
Platteville, WI (FHA\|USDA\|VA)	3	$525,000	$175,000	$6,187	2.71%
Taylorville, IL (FHA\|USDA\|VA)	2	$520,000	$260,000	$1,662	2.88%
Morgan City, LA (FHA\|USDA\|VA)	4	$510,000	$127,500	$1,326	3.00%
Auburn, IN (FHA\|USDA\|VA)	4	$510,000	$127,500	$2,375	2.81%
Scottsburg, IN (FHA\|USDA\|VA)	2	$510,000	$255,000	$4,205	2.75%
El Dorado, AR (FHA\|USDA\|VA)	3	$505,000	$168,333	$5,293	2.83%
Logansport, IN (FHA\|USDA\|VA)	3	$505,000	$168,333	$2,622	2.88%
Brevard, NC (FHA\|USDA\|VA)	3	$505,000	$168,333	$4,493	2.88%
Selinsgrove, PA (FHA\|USDA\|VA)	3	$505,000	$168,333	$3,588	2.75%
Brownwood, TX (FHA\|USDA\|VA)	3	$505,000	$168,333	$5,836	2.58%
Oneonta, NY (FHA\|USDA\|VA)	3	$505,000	$168,333	$1,958	2.92%
Austin, MN (FHA\|USDA\|VA)	2	$500,000	$250,000	$13,251	3.25%
Sayre, PA (FHA\|USDA\|VA)	3	$495,000	$165,000	$1,952	2.83%
Minden, LA (FHA\|USDA\|VA)	3	$495,000	$165,000	$4,868	2.79%
Cornelia, GA (FHA\|USDA\|VA)	3	$495,000	$165,000	$1,468	2.83%
Ogdensburg-Massena, NY (FHA\|USDA\|VA)	4	$490,000	$122,500	$4,025	2.97%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	3	$485,000	$161,667	$736	3.00%
Safford, AZ (FHA\|USDA\|VA)	2	$480,000	$240,000	$7,197	2.81%
Rexburg, ID (FHA\|USDA\|VA)	2	$480,000	$240,000	$1,850	2.69%
Dayton, TN (FHA\|USDA\|VA)	2	$480,000	$240,000	$4,163	2.44%
Bucyrus-Galion, OH (FHA\|USDA\|VA)	3	$475,000	$158,333	$4,504	2.71%
Storm Lake, IA (FHA\|USDA\|VA)	3	$475,000	$158,333	$5,406	2.79%
Wilmington, OH (FHA\|USDA\|VA)	3	$475,000	$158,333	$1,806	3.00%
Rockingham, NC (FHA\|USDA\|VA)	2	$470,000	$235,000	$4,471	2.94%
Jackson, WY-ID (FHA\|USDA\|VA)	2	$470,000	$235,000	$2,668	2.75%
McPherson, KS (FHA\|USDA\|VA)	2	$460,000	$230,000	$7,317	2.81%
Bluffton, IN (FHA\|USDA\|VA)	2	$460,000	$230,000	$1,288	2.94%
Bellefontaine, OH (FHA\|USDA\|VA)	3	$455,000	$151,667	$4,122	3.00%
Mexico, MO (FHA\|USDA\|VA)	1	$455,000	$455,000	$1,163	3.13%
Fort Madison-Keokuk, IA-IL-MO (FHA\|USDA\|VA)	4	$450,000	$112,500	$4,220	2.69%
Grants, NM (FHA\|USDA\|VA)	2	$450,000	$225,000	$5,094	2.88%
Fremont, NE (FHA\|USDA\|VA)	2	$440,000	$220,000	$2,141	2.69%
Easton, MD (FHA\|USDA\|VA)	2	$440,000	$220,000	$4,222	2.81%
Washington, IN (FHA\|USDA\|VA)	3	$435,000	$145,000	$3,985	2.88%
Bainbridge, GA (FHA\|USDA\|VA)	2	$430,000	$215,000	$7,660	2.81%
St. Marys, PA (FHA\|USDA\|VA)	2	$430,000	$215,000	$6,379	2.63%
Mitchell, SD (FHA\|USDA\|VA)	2	$430,000	$215,000	$7,268	2.75%
Mason City, IA (FHA\|USDA\|VA)	1	$425,000	$425,000	$17,317	3.00%
La Grande, OR (FHA\|USDA\|VA)	2	$420,000	$210,000	$4,833	3.25%
Sikeston, MO (FHA\|USDA\|VA)	2	$420,000	$210,000	$5,392	3.19%
Nacogdoches, TX (FHA\|USDA\|VA)	3	$415,000	$138,333	$2,506	2.75%
Oil City, PA (FHA\|USDA\|VA)	3	$415,000	$138,333	$2,401	2.88%
Albert Lea, MN (FHA\|USDA\|VA)	3	$415,000	$138,333	$4,631	2.71%
Levelland, TX (FHA\|USDA\|VA)	1	$415,000	$415,000	$18,509	2.88%
Mount Vernon, IL (FHA\|USDA\|VA)	2	$410,000	$205,000	$5,346	2.88%
Beeville, TX (FHA\|USDA\|VA)	2	$410,000	$205,000	$8,567	3.38%
Jacksonville, IL (FHA\|USDA\|VA)	2	$410,000	$205,000	$7,224	3.38%
Mount Pleasant, MI (FHA\|USDA\|VA)	2	$410,000	$205,000	$1,837	2.69%
Price, UT (FHA\|USDA\|VA)	2	$410,000	$205,000	$6,910	2.69%
Peru, IN (FHA\|USDA\|VA)	3	$395,000	$131,667	$1,597	2.75%
Freeport, IL (FHA\|USDA\|VA)	2	$390,000	$195,000	$875	3.19%
Fredericksburg, TX (FHA\|USDA\|VA)	1	$385,000	$385,000	$3,538	3.13%
Frankfort, IN (FHA\|USDA\|VA)	2	$380,000	$190,000	$764	3.06%
West Point, MS (FHA\|USDA\|VA)	2	$380,000	$190,000	$3,418	3.00%
Bay City, TX (FHA\|USDA\|VA)	2	$380,000	$190,000	$3,685	2.75%
Douglas, GA (FHA\|USDA\|VA)	3	$375,000	$125,000	$3,777	3.33%
Malone, NY (FHA\|USDA\|VA)	1	$375,000	$375,000	$22,924	2.50%
Quincy, IL-MO (FHA\|USDA\|VA)	3	$375,000	$125,000	$2,467	2.83%
Houghton, MI (FHA\|USDA\|VA)	2	$370,000	$185,000	$1,636	2.69%
Bonham, TX (FHA\|USDA\|VA)	2	$370,000	$185,000	$1,823	3.13%
Coffeyville, KS (FHA\|USDA\|VA)	2	$370,000	$185,000	$4,251	2.94%
Clarksdale, MS (FHA\|USDA\|VA)	1	$365,000	$365,000	$17,958	2.63%
Summerville, GA (FHA\|USDA\|VA)	1	$365,000	$365,000	$15,113	3.00%
Oskaloosa, IA (FHA\|USDA\|VA)	3	$365,000	$121,667	$2,109	2.96%
Charleston-Mattoon, IL (FHA\|USDA\|VA)	2	$360,000	$180,000	$4,832	3.00%
Dyersburg, TN (FHA\|USDA\|VA)	2	$360,000	$180,000	$1,910	2.94%
Newberry, SC (FHA\|USDA\|VA)	1	$355,000	$355,000	$7,383	2.75%
Yankton, SD (FHA\|USDA\|VA)	1	$355,000	$355,000	$1,805	2.63%
Atmore, AL (FHA\|USDA\|VA)	1	$355,000	$355,000	$16,315	2.88%
Elk City, OK (FHA\|USDA\|VA)	1	$355,000	$355,000	$3,328	2.63%
Blytheville, AR (FHA\|USDA\|VA)	2	$350,000	$175,000	$2,780	2.88%
Huron, SD (FHA\|USDA\|VA)	2	$350,000	$175,000	$1,972	3.00%
Othello, WA (FHA\|USDA\|VA)	2	$350,000	$175,000	$1,117	3.06%
Pontiac, IL (FHA\|USDA\|VA)	2	$350,000	$175,000	$1,484	3.25%
Big Rapids, MI (FHA\|USDA\|VA)	2	$340,000	$170,000	$3,229	2.94%
Laurinburg, NC (FHA\|USDA\|VA)	2	$340,000	$170,000	$4,787	2.69%
Gainesville, TX (FHA\|USDA\|VA)	1	$335,000	$335,000	$19,106	2.88%
Pecos, TX (FHA\|USDA\|VA)	1	$335,000	$335,000	$4,332	3.13%
Manitowoc, WI (FHA\|USDA\|VA)	2	$320,000	$160,000	$3,425	2.94%
Wapakoneta, OH (FHA\|USDA\|VA)	2	$320,000	$160,000	$7,733	2.75%
Opelousas, LA (FHA\|USDA\|VA)	2	$320,000	$160,000	$3,027	3.00%
Newport, TN (FHA\|USDA\|VA)	2	$310,000	$155,000	$4,024	3.00%
Toccoa, GA (FHA\|USDA\|VA)	1	$305,000	$305,000	$12,781	3.50%
Washington Court House, OH (FHA\|USDA\|VA)	2	$300,000	$150,000	$4,716	2.81%
Grenada, MS (FHA\|USDA\|VA)	2	$300,000	$150,000	$1,425	2.56%
Cordele, GA (FHA\|USDA\|VA)	2	$300,000	$150,000	$1,980	3.00%
Burley, ID (FHA\|USDA\|VA)	1	$295,000	$295,000	$2,809	3.00%
Clewiston, FL (FHA\|USDA\|VA)	1	$295,000	$295,000	$0	2.75%
Big Stone Gap, VA (FHA\|USDA\|VA)	1	$295,000	$295,000	$2,396	2.88%
Eagle Pass, TX (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	3.00%
Andrews, TX (FHA\|USDA\|VA)	1	$285,000	$285,000	$13,875	3.00%
Steamboat Springs, CO (FHA\|USDA\|VA)	1	$285,000	$285,000	$6,944	2.75%
Calhoun, GA (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	2.88%
Borger, TX (FHA\|USDA\|VA)	2	$280,000	$140,000	$2,022	2.88%
Lexington, NE (FHA\|USDA\|VA)	1	$275,000	$275,000	$2,071	2.88%
Tahlequah, OK (FHA\|USDA\|VA)	1	$275,000	$275,000	$4,744	2.88%
El Campo, TX (FHA\|USDA\|VA)	1	$275,000	$275,000	$7,719	2.88%
Dodge City, KS (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	2.63%
Defiance, OH (FHA\|USDA\|VA)	2	$270,000	$135,000	$3,116	2.88%
Garden City, KS (FHA\|USDA\|VA)	1	$265,000	$265,000	$11,151	3.13%
Eufaula, AL-GA (FHA\|USDA\|VA)	1	$265,000	$265,000	$2,237	3.00%
Coshocton, OH (FHA\|USDA\|VA)	1	$265,000	$265,000	$2,348	3.38%
WHEELING, WV-OH (FHA\|USDA\|VA)	2	$260,000	$130,000	$3,269	2.81%
Marshalltown, IA (FHA\|USDA\|VA)	2	$260,000	$130,000	$2,208	2.69%
Batavia, NY (FHA\|USDA\|VA)	1	$255,000	$255,000	$2,451	2.88%
Blackfoot, ID (FHA\|USDA\|VA)	1	$255,000	$255,000	$2,501	2.63%
Central City, KY (FHA\|USDA\|VA)	1	$255,000	$255,000	$2,740	2.88%
Pierre, SD (FHA\|USDA\|VA)	1	$255,000	$255,000	$3,097	2.88%
Wahpeton, ND-MN (FHA\|USDA\|VA)	2	$250,000	$125,000	$1,184	2.63%
Tiffin, OH (FHA\|USDA\|VA)	2	$250,000	$125,000	$1,051	3.00%
Guymon, OK (FHA\|USDA\|VA)	1	$245,000	$245,000	$8,724	3.00%
Shawano, WI (FHA\|USDA\|VA)	1	$245,000	$245,000	$1,807	2.88%
Ludington, MI (FHA\|USDA\|VA)	2	$240,000	$120,000	$617	2.88%
Fort Morgan, CO (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.88%
Okeechobee, FL (FHA\|USDA\|VA)	1	$235,000	$235,000	$12,078	2.88%
Ruston, LA (FHA\|USDA\|VA)	1	$225,000	$225,000	$10,379	3.00%
Natchez, MS-LA (FHA\|USDA\|VA)	2	$220,000	$110,000	$3,027	3.00%
Española, NM (FHA\|USDA\|VA)	1	$215,000	$215,000	$4,210	2.63%
Bogalusa, LA (FHA\|USDA\|VA)	1	$215,000	$215,000	$10,295	2.88%
Lamesa, TX (FHA\|USDA\|VA)	2	$210,000	$105,000	$5,695	2.63%
Jasper, IN (FHA\|USDA\|VA)	2	$210,000	$105,000	$544	2.88%
Marshall, MO (FHA\|USDA\|VA)	2	$210,000	$105,000	$2,479	2.75%
Great Bend, KS (FHA\|USDA\|VA)	2	$210,000	$105,000	$3,165	3.06%
Miami, OK (FHA\|USDA\|VA)	1	$205,000	$205,000	$2,074	2.88%
Galesburg, IL (FHA\|USDA\|VA)	2	$200,000	$100,000	$1,608	3.13%
Cleveland, MS (FHA\|USDA\|VA)	1	$195,000	$195,000	$2,990	2.88%
Jackson, OH (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	3.25%
Magnolia, AR (FHA\|USDA\|VA)	1	$195,000	$195,000	$5,563	2.88%
Somerset, PA (FHA\|USDA\|VA)	2	$190,000	$95,000	$982	3.69%
Madison, IN (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	2.88%
Corinth, MS (FHA\|USDA\|VA)	1	$185,000	$185,000	$8,697	2.88%
Hillsdale, MI (FHA\|USDA\|VA)	1	$185,000	$185,000	$1,881	3.00%
Menomonie, WI (FHA\|USDA\|VA)	1	$185,000	$185,000	$3,052	2.63%
Greenville, OH (FHA\|USDA\|VA)	1	$185,000	$185,000	$6,523	4.13%
Huntingdon, PA (FHA\|USDA\|VA)	1	$175,000	$175,000	$2,836	2.38%
Paragould, AR (FHA\|USDA\|VA)	1	$175,000	$175,000	$7,681	2.88%
Burlington, IA-IL (FHA\|USDA\|VA)	1	$175,000	$175,000	$993	2.88%
Union, SC (FHA\|USDA\|VA)	1	$165,000	$165,000	$7,313	2.38%
Camden, AR (FHA\|USDA\|VA)	1	$165,000	$165,000	$1,811	2.75%
North Vernon, IN (FHA\|USDA\|VA)	1	$165,000	$165,000	$1,602	2.63%
Pampa, TX (FHA\|USDA\|VA)	1	$155,000	$155,000	$1,713	3.88%
Hannibal, MO (FHA\|USDA\|VA)	1	$155,000	$155,000	$4,990	2.88%
Rio Grande City-Roma, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	2.75%
Wabash, IN (FHA\|USDA\|VA)	1	$135,000	$135,000	$167	2.88%
Lock Haven, PA (FHA\|USDA\|VA)	1	$135,000	$135,000	$2,202	2.38%
Dumas, TX (FHA\|USDA\|VA)	1	$135,000	$135,000	$5,486	2.88%
Campbellsville, KY (FHA\|USDA\|VA)	1	$135,000	$135,000	$2,142	2.63%
Warren, PA (FHA\|USDA\|VA)	1	$125,000	$125,000	$4,586	2.88%
Emporia, KS (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	2.88%
Woodward, OK (FHA\|USDA\|VA)	1	$115,000	$115,000	$1,929	2.75%
Ponca City, OK (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	2.88%
Mount Gay-Shamrock, WV (FHA\|USDA\|VA)	1	$105,000	$105,000	$1,493	2.88%
Van Wert, OH (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	2.88%
Fitzgerald, GA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.25%
Parsons, KS (FHA\|USDA\|VA)	1	$105,000	$105,000	$1,597	2.50%
Selma, AL (FHA\|USDA\|VA)	1	$105,000	$105,000	$959	2.75%
Taos, NM (FHA\|USDA\|VA)	1	$105,000	$105,000	$2,408	3.00%
Fairfield, IA (FHA\|USDA\|VA)	1	$95,000	$95,000	$2,999	2.63%
Columbus, NE (FHA\|USDA\|VA)	1	$85,000	$85,000	$2,545	3.00%
Macomb, IL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	2.88%
Greenwood, MS (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.25%
Winnemucca, NV (FHA\|USDA\|VA)	1	$75,000	$75,000	$4,608	2.75%
Union City, TN (FHA\|USDA\|VA)	1	$75,000	$75,000	$3,216	3.00%
Snyder, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$3,503	2.75%
Centralia, IL (FHA\|USDA\|VA)	1	$65,000	$65,000	$2,823	3.00%

Usaa Federal Savings Bank's top markets include Washington, Atlanta, San Antonio, Dallas, and Phoenix among others.

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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
VA	27,628	$7,812,730,000	$282,783	$4,642	2.86%
Conventional	2,423	$554,465,000	$228,834	$4,183	2.98%

For 2021, Usaa Federal Savings Bank's most frequently originated type of loan was VA, with 27,628 originations. Their 2nd most popular type was Conventional, with 2,423 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	15,794	$3,940,060,000	$249,466	$1,952	2.84%
Home Purchase	14,247	$4,425,135,000	$310,601	$7,549	2.89%
Other	8	$1,680,000	$210,000	$870	3.67%
Cash Out Refi	2	$320,000	$160,000	$4,916	3.56%

For 2021, Usaa Federal Savings Bank's most frequently cited loan purpose was Refi, with 15,794 originations. The 2nd most popular reason was Home Purchase, with 14,247 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	27,104	$7,785,080,000	$287,230	$4,922	2.87%
20 Year	1,412	$305,470,000	$216,339	$1,651	2.89%
15 Year	1,380	$254,290,000	$184,268	$1,752	2.81%
10 Year	146	$20,550,000	$140,753	$1,513	2.81%
Other	9	$1,805,000	$200,556	$870	3.72%

For 2021, Usaa Federal Savings Bank's most frequently cited loan duration was 30 Year, with 27,104 originations. The 2nd most popular length was 20 Year, with 1,412 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	18,978	$5,173,520,000	$272,606
$1k-2k	3,338	$834,630,000	$250,039
$5k+	2,323	$990,795,000	$426,515
$2k-3k	2,263	$520,615,000	$230,055
$3k-4k	1,805	$457,165,000	$253,277
$4k-5k	1,304	$377,010,000	$289,118

Usaa Federal Savings Bank's average total fees were $4,922, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 18,978 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
2.5-3%	20,430	$5,696,360,000	$278,823
3-4%	5,546	$1,590,510,000	$286,785
<2.5%	3,966	$1,051,890,000	$265,227
4-5%	109	$28,435,000	$260,872

During 2021, Usaa Federal Savings Bank's average interest rate for loans was 2.87%, while their most frequently originated rate bucket for loans was 2.5-3%, with 20,430 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	16,223	$4,641,225,000	$286,089	$4,647	2.87%
$100k-200k	7,980	$1,255,050,000	$157,274	$2,542	2.86%
$400k-600k	4,172	$1,959,620,000	$469,708	$7,754	2.86%
$100,000 or less	1,107	$88,795,000	$80,212	$1,601	2.87%
$600k-1MM	534	$378,050,000	$707,959	$14,740	3.03%
$1MM+	35	$44,455,000	$1,270,143	$22,555	2.95%

2021 saw Usaa Federal Savings Bank place emphasis on $200k-400k loans with 16,223 originations, totaling $4,641,225,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-150k	4,645	$1,572,735,000	$338,587	$7,556	2.90%
$50k-75k	4,190	$990,540,000	$236,406	$6,064	2.91%
$75k-100k	3,992	$1,144,840,000	$286,784	$7,096	2.90%
$150k-250k	2,163	$885,685,000	$409,471	$8,466	2.92%
$50k or less	1,483	$250,185,000	$168,702	$4,631	2.89%
$250k+	310	$155,570,000	$501,839	$10,573	2.95%

Usaa Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 4,645 originations. The second most popular income band? $50k-75k, with 4,190 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	3,648	$1,006,730,000	$275,968	$6,306	2.88%
30-36%	2,884	$847,420,000	$293,835	$6,855	2.91%
50-60%	2,196	$755,400,000	$343,989	$8,670	2.92%
<20%	1,374	$323,320,000	$235,313	$5,186	2.87%
41%	543	$165,115,000	$304,079	$6,922	2.94%
38%	525	$156,615,000	$298,314	$7,167	2.90%
39%	511	$147,825,000	$289,286	$6,703	2.93%
36%	506	$147,080,000	$290,672	$6,803	2.91%
42%	505	$158,765,000	$314,386	$7,287	2.92%
37%	496	$148,100,000	$298,589	$6,693	2.90%
40%	489	$150,775,000	$308,333	$7,220	2.90%
44%	479	$149,435,000	$311,973	$7,722	2.91%
43%	447	$136,035,000	$304,329	$6,455	2.91%
45%	418	$131,560,000	$314,737	$7,634	2.94%
46%	377	$114,215,000	$302,958	$7,343	2.91%
47%	374	$117,360,000	$313,797	$6,957	2.93%
>60%	362	$133,600,000	$369,061	$8,248	2.91%
49%	349	$112,615,000	$322,679	$8,102	2.94%
48%	337	$109,645,000	$325,356	$8,163	2.94%

Usaa Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 3,648 originations. The next most common DTI ratio? 30-36%, with 2,884 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	22,395	$6,177,205,000	$275,830	$4,609	2.87%
Black	3,662	$1,039,640,000	$283,900	$4,499	2.87%
Not provided	2,545	$731,555,000	$287,448	$4,663	2.85%
Asian	568	$175,400,000	$308,803	$5,146	2.84%
American Indian	588	$156,350,000	$265,901	$4,287	2.86%
Filipino	77	$24,715,000	$320,974	$4,851	2.88%
Native Hawaiian or Islander	77	$21,205,000	$275,390	$4,371	2.84%
Other Asian	31	$9,165,000	$295,645	$5,055	2.83%
Korean	20	$6,290,000	$314,500	$5,550	2.83%
Asian Indian	16	$5,530,000	$345,625	$7,421	2.92%
Other Pacific Islander	21	$5,205,000	$247,857	$3,149	2.88%
Chinese	11	$4,005,000	$364,091	$4,569	2.88%
Vietnamese	9	$2,865,000	$318,333	$3,901	2.83%
Guamanian	9	$2,735,000	$303,889	$4,798	2.92%
Japanese	10	$2,520,000	$252,000	$3,538	2.74%
Native Hawaiian	5	$1,345,000	$269,000	$4,863	2.93%
	3	$785,000	$261,667	$4,371	2.71%
Samoan	4	$680,000	$170,000	$4,125	2.81%

Approval Rates

Total approvals of all applications
86.83%

Usaa Federal Savings Bank has an average approval rate.

Pick Rate

Approvals leading to origination
74.13%

Usaa Federal Savings Bank has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	30,051	$8,367,195,000	$278,433

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	30,051	$8,367,195,000	$278,433

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	625	$94,455,000	$151,128	$2,590	2.82%
40-60%	1,717	$356,535,000	$207,650	$2,865	2.84%
60-80%	3,058	$778,270,000	$254,503	$3,339	2.87%
80-100%	11,126	$3,372,390,000	$303,109	$5,459	2.90%
Over 100%	3,436	$1,133,930,000	$330,015	$13,050	2.92%
Under 20%	50	$4,860,000	$97,200	$2,242	2.78%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
USAA Federal Savings Bank	10750 Mcdermott Freeway San Antonio, TX 78288	Full Service Cyber Office	$101,196,467

For 2021, Usaa Federal Savings Bank had 1 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$3,472,972
Net interest income	$3,396,016
Total noninterest income	$2,123,379
Gross Fiduciary activities income	$12,823
Service charges on deposit accounts	$220,499
Trading account gains and fees	$0
Additional Noninterest Income	$1,890,057
Pre-tax net operating income	$-469,648
Securities gains (or losses, -)	$7,130
Income before extraordinary items	$-386,479
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$-386,479
Minority interest net income	$0
Net income	$-386,479
Sale, conversion, retirement of capital stock, net	$0
Net operating income	$-392,468

Usaa Federal Savings Bank's gross interest income from loans was $3,472,972,000.
Usaa Federal Savings Bank's net interest income from loans was $3,396,016,000.
Usaa Federal Savings Bank's fee based income from loans was $220,499,000.
Usaa Federal Savings Bank's net income from loans was $-386,479,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$76,956
Provision for credit losses	$-135,894
Total noninterest expense	$6,124,937
Salaries and employee benefits	$2,333,094
Premises and equipment expense	$63,895
Additional noninterest expense	$3,727,948
Applicable income taxes	$-76,039
Net charge-offs	$271,920
Cash dividends	$0

Usaa Federal Savings Bank's interest expense for loans was $76,956,000.
Usaa Federal Savings Bank's payroll and benefits expense were $2,333,094,000.
Usaa Federal Savings Bank's property, plant and equipment expenses $63,895,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	3.0%
Real Estate loans	26.0%
Construction & Land Development loans	2.0%
Nonfarm, nonresidential loans	0.0%
Multifamily residential loans	0.0%
1-4 family residential loans	26.0%
HELOC loans	1.0%
All other family	35.0%
Commercial & industrial loans	0.0%
Personal loans	0.0%
Credit card loans	0.9%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$105,070,590
Deposits held in domestic offices	$105,070,590
Deposits by Individuals, partnerships, and corporations	$105,070,590
Deposits by U.S. Government	$0
Deposits by States and political subdivisions in the U.S.	$0
Deposits by Commercial banks and other depository institutions in U.S.	$0
Deposits by Banks in foreign countries	$0
Deposits by Foreign governments and official institutions	$0
Transaction accounts	$15,129,840
Demand deposits	$2,259,381
Nontransaction accounts	$89,940,750
Money market deposit accounts (MMDAs)	$86,407,839
Other savings deposits (excluding MMDAs)	$0
Total time deposits	$3,532,911
Total time and savings deposits	$102,811,209
Noninterest-bearing deposits	$2,944,034
Interest-bearing deposits	$102,126,556
Retail deposits	$96,189,018
IRAs and Keogh plan accounts	$596,067
Brokered deposits	$10,214,456
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$117,378,701
Cash & Balances due from depository institutions	$10,776,377
Interest-bearing balances	$9,463,207
Total securities	$66,652,695
Federal funds sold & reverse repurchase	$0
Net loans and leases	$38,019,272
Loan and leases loss allowance	$755,503
Trading account assets	$0
Bank premises and fixed assets	$13,858
Other real estate owned	$1,531
Goodwill and other intangibles	$397,714
All other assets	$1,517,254

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$117,378,701
Total Liabilities	$108,398,627
Total deposits	$105,070,590
Interest-bearing deposits	$102,126,556
Deposits held in domestic offices	$105,070,590
% insured (estimated)	$92
Federal funds purchased and repurchase agreements	$0
Trading liabilities	$0
Other borrowed funds	$897,049
Subordinated debt	$0
All other liabilities	$2,430,988

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$38,019,272
Loan and leases loss allowance	$755,503
Total loans and leases (domestic)	$38,774,775
All real estate loans	$4,783,638
Real estate loans in domestic offices	$4,783,638
Construction and development loans	$3,231
Residential 1-4 family construction	$0
Other construction, all land development and other land	$3,231
Loans secured by nonfarm nonresidential properties	$0
Nonfarm nonresidential secured by owner-occupied properties	$0
Commercial real estate & other non-farm, non-residential	$0
Multifamily residential real estate	$0
1-4 family residential loans	$4,780,407
Farmland loans	$0
Loans held in foreign offices	$0
Farm loans	$0
Commercial and industrial loans	$0
To non-U.S. addressees	$0
Loans to individuals	$33,972,713
Credit card loans	$14,474,138
Related Plans	$0
Consumer Auto Loans	$15,177,419
Other loans to individuals	$4,321,156
All other loans & leases	$18,424
Loans to foreign governments and official institutions	$0
Other loans	$18,424
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$0
Loans secured by real estate to non-U.S. addressees	$1,052
Restructured Loans & leases	$359,157
Non 1-4 family restructured loans & leases	$56,065
Total loans and leases (foreign)	$0

USAA Federal Savings Bank had $38,019,272,000 of loans outstanding in 2021. $4,783,638,000 of loans were in real estate loans. $3,231,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $4,780,407,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $14,474,138,000 of loans were in credit card loans. $15,177,419,000 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan