Usaa Federal Savings Bank Mortgage Rates, Fees & Info
San Antonio, TXLEI: C5654JQHZUHN0772B561
Tax ID: 74-2291652
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Bank Data
Overview
Usaa Federal Savings Bank is a large bank specializing in Refi and Home Purchase loans. Usaa Federal Savings Bank has an average proportion of conventional loans. Their top markets include Washington, Atlanta, San Antonio, Dallas, and Phoenix among others. Usaa Federal Savings Bank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Usaa Federal Savings Bank is typically an average fee lendor.Originations
30,051Origination Dollar Volume (All Markets)
$8,367,195,000Employee count
16,795Awards
×
![]()
USAA Federal Savings Bank - 2021
USAA Federal Savings Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for USAA Federal Savings Bank?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Usaa Federal Savings Bank's average 30 year fixed rate mortgage of loans were
2.87%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.28%.
Relative Fees
Usaa Federal Savings Bank's average total fees for a 30 year fixed rate
mortgage are $4,922.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 847 | $346,845,000 | $409,498 | $5,451 | 2.88% |
| Outside of Metro Areas | 1,443 | $329,755,000 | $228,520 | $4,153 | 2.88% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 705 | $195,715,000 | $277,610 | $3,700 | 2.86% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 645 | $181,335,000 | $281,140 | $5,008 | 2.84% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 602 | $174,880,000 | $290,498 | $4,576 | 2.83% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 491 | $150,855,000 | $307,240 | $4,331 | 2.85% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 521 | $147,245,000 | $282,620 | $4,951 | 2.86% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 354 | $140,890,000 | $397,994 | $7,083 | 2.91% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 424 | $126,940,000 | $299,387 | $5,073 | 2.85% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 308 | $117,180,000 | $380,455 | $4,972 | 2.89% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 392 | $115,870,000 | $295,587 | $5,218 | 2.84% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 398 | $112,590,000 | $282,889 | $4,969 | 2.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 382 | $108,880,000 | $285,026 | $4,759 | 2.88% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 310 | $107,510,000 | $346,806 | $5,005 | 2.86% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 317 | $99,765,000 | $314,716 | $4,047 | 2.84% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 256 | $98,300,000 | $383,984 | $4,303 | 2.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 261 | $97,045,000 | $371,820 | $4,749 | 2.89% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 389 | $84,785,000 | $217,956 | $4,909 | 2.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 284 | $83,940,000 | $295,563 | $4,815 | 2.81% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 275 | $81,295,000 | $295,618 | $4,300 | 2.85% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 194 | $77,180,000 | $397,835 | $5,598 | 2.91% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 230 | $77,050,000 | $335,000 | $5,403 | 2.85% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 256 | $75,140,000 | $293,516 | $3,777 | 2.87% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 241 | $71,385,000 | $296,203 | $4,888 | 2.84% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 289 | $70,875,000 | $245,242 | $4,008 | 2.86% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 269 | $70,245,000 | $261,134 | $3,883 | 2.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 284 | $70,230,000 | $247,289 | $3,641 | 2.87% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 211 | $68,995,000 | $326,991 | $4,149 | 2.82% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 136 | $62,420,000 | $458,971 | $6,068 | 2.86% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 208 | $62,130,000 | $298,702 | $3,360 | 2.88% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 186 | $61,390,000 | $330,054 | $3,916 | 2.85% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 229 | $61,195,000 | $267,227 | $4,259 | 2.88% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 188 | $59,530,000 | $316,649 | $3,805 | 2.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 224 | $57,740,000 | $257,768 | $3,327 | 2.86% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 233 | $56,785,000 | $243,712 | $4,403 | 2.87% |
| TUCSON, AZ (FHA|USDA|VA) | 211 | $55,255,000 | $261,872 | $4,597 | 2.86% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 240 | $54,380,000 | $226,583 | $4,969 | 2.83% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 178 | $54,100,000 | $303,933 | $5,154 | 2.91% |
| RICHMOND, VA (FHA|USDA|VA) | 179 | $51,905,000 | $289,972 | $4,085 | 2.87% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 174 | $51,380,000 | $295,287 | $4,258 | 2.86% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 174 | $47,830,000 | $274,885 | $4,889 | 2.84% |
| ANCHORAGE, AK (FHA|USDA|VA) | 132 | $45,530,000 | $344,924 | $5,720 | 2.82% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 119 | $44,405,000 | $373,151 | $4,123 | 2.91% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 189 | $44,025,000 | $232,937 | $4,084 | 2.85% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 181 | $43,945,000 | $242,790 | $4,687 | 2.82% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 100 | $43,630,000 | $436,300 | $4,678 | 2.84% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 148 | $43,350,000 | $292,905 | $5,118 | 2.86% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 163 | $42,125,000 | $258,436 | $3,875 | 2.85% |
| EL PASO, TX (FHA|USDA|VA) | 178 | $40,130,000 | $225,449 | $5,290 | 2.88% |
| COLUMBIA, SC (FHA|USDA|VA) | 159 | $38,475,000 | $241,981 | $4,163 | 2.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 151 | $38,325,000 | $253,808 | $3,614 | 2.87% |
| PITTSBURGH, PA (FHA|USDA|VA) | 165 | $38,165,000 | $231,303 | $4,856 | 2.89% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 110 | $37,340,000 | $339,455 | $5,896 | 2.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 145 | $37,295,000 | $257,207 | $5,139 | 2.83% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 164 | $36,950,000 | $225,305 | $3,748 | 2.89% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 134 | $36,780,000 | $274,478 | $4,527 | 2.89% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 128 | $35,600,000 | $278,125 | $4,910 | 2.85% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 136 | $33,900,000 | $249,265 | $3,918 | 2.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 113 | $33,635,000 | $297,655 | $6,123 | 2.90% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 148 | $33,310,000 | $225,068 | $3,890 | 2.89% |
| TULSA, OK (FHA|USDA|VA) | 133 | $32,795,000 | $246,579 | $3,950 | 2.89% |
| KNOXVILLE, TN (FHA|USDA|VA) | 118 | $31,760,000 | $269,153 | $4,464 | 2.82% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 113 | $31,695,000 | $280,487 | $5,602 | 2.82% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 118 | $31,450,000 | $266,525 | $5,652 | 2.89% |
| SAVANNAH, GA (FHA|USDA|VA) | 129 | $31,285,000 | $242,519 | $5,000 | 2.82% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 103 | $30,385,000 | $295,000 | $4,007 | 2.87% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 128 | $29,590,000 | $231,172 | $3,658 | 2.89% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 127 | $29,135,000 | $229,409 | $4,681 | 2.85% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 117 | $28,845,000 | $246,538 | $3,958 | 2.80% |
| BOISE CITY, ID (FHA|USDA|VA) | 89 | $28,385,000 | $318,933 | $4,444 | 2.81% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 76 | $26,760,000 | $352,105 | $4,674 | 2.89% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 79 | $26,595,000 | $336,646 | $5,550 | 2.82% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 102 | $25,640,000 | $251,373 | $3,699 | 2.84% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 99 | $25,595,000 | $258,535 | $4,125 | 2.83% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 98 | $25,300,000 | $258,163 | $4,010 | 2.93% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 115 | $24,945,000 | $216,913 | $5,439 | 2.88% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 96 | $24,330,000 | $253,438 | $3,100 | 2.88% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 78 | $23,480,000 | $301,026 | $5,692 | 2.91% |
| MONTGOMERY, AL (FHA|USDA|VA) | 98 | $22,720,000 | $231,837 | $4,402 | 2.85% |
| WICHITA, KS (FHA|USDA|VA) | 106 | $22,590,000 | $213,113 | $4,049 | 2.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 103 | $21,885,000 | $212,476 | $4,354 | 2.83% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 81 | $21,725,000 | $268,210 | $4,624 | 2.94% |
| LAWTON, OK (FHA|USDA|VA) | 106 | $21,380,000 | $201,698 | $4,684 | 2.88% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 66 | $21,210,000 | $321,364 | $4,785 | 2.86% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 93 | $20,635,000 | $221,882 | $4,543 | 2.85% |
| PANAMA CITY, FL (FHA|USDA|VA) | 69 | $20,475,000 | $296,739 | $7,282 | 2.86% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 77 | $20,425,000 | $265,260 | $5,084 | 2.91% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 84 | $20,420,000 | $243,095 | $3,641 | 2.86% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 55 | $20,105,000 | $365,545 | $5,544 | 2.87% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 68 | $19,210,000 | $282,500 | $5,633 | 2.82% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 73 | $19,205,000 | $263,082 | $5,002 | 2.84% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 63 | $18,935,000 | $300,556 | $4,051 | 2.89% |
| RENO, NV (FHA|USDA|VA) | 54 | $18,780,000 | $347,778 | $4,595 | 2.86% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 36 | $18,680,000 | $518,889 | $6,286 | 2.88% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 67 | $18,595,000 | $277,537 | $4,610 | 2.85% |
| VALDOSTA, GA (FHA|USDA|VA) | 86 | $18,540,000 | $215,581 | $6,575 | 2.84% |
| ASHEVILLE, NC (FHA|USDA|VA) | 60 | $18,380,000 | $306,333 | $5,114 | 2.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 83 | $18,195,000 | $219,217 | $4,791 | 2.85% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 68 | $18,120,000 | $266,471 | $6,302 | 2.85% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 63 | $17,725,000 | $281,349 | $4,123 | 2.84% |
| FAIRBANKS, AK (FHA|USDA|VA) | 58 | $17,680,000 | $304,828 | $7,212 | 2.93% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 61 | $17,575,000 | $288,115 | $5,426 | 2.93% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 69 | $17,505,000 | $253,696 | $4,068 | 2.86% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 55 | $17,125,000 | $311,364 | $6,577 | 3.03% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 58 | $16,970,000 | $292,586 | $4,247 | 2.80% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 86 | $16,940,000 | $196,977 | $3,432 | 3.02% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 64 | $16,750,000 | $261,719 | $6,003 | 2.98% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 50 | $16,680,000 | $333,600 | $5,720 | 2.94% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 51 | $16,585,000 | $325,196 | $5,525 | 2.91% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 69 | $16,575,000 | $240,217 | $3,295 | 2.82% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 54 | $16,490,000 | $305,370 | $3,722 | 2.92% |
| WILMINGTON, NC (FHA|USDA|VA) | 56 | $16,470,000 | $294,107 | $5,068 | 2.87% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 71 | $16,465,000 | $231,901 | $2,943 | 2.84% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 38 | $16,310,000 | $429,211 | $7,024 | 2.86% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 48 | $16,300,000 | $339,583 | $3,425 | 2.87% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 58 | $16,200,000 | $279,310 | $3,881 | 2.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 70 | $15,970,000 | $228,143 | $3,684 | 2.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 46 | $15,940,000 | $346,522 | $5,409 | 2.77% |
| JACKSON, MS (FHA|USDA|VA) | 60 | $15,870,000 | $264,500 | $4,619 | 2.87% |
| BATON ROUGE, LA (FHA|USDA|VA) | 63 | $15,855,000 | $251,667 | $4,461 | 2.86% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 67 | $15,775,000 | $235,448 | $3,502 | 2.91% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 52 | $15,740,000 | $302,692 | $6,684 | 2.79% |
| GREELEY, CO (FHA|USDA|VA) | 44 | $15,530,000 | $352,955 | $4,435 | 2.82% |
| FORT COLLINS, CO (FHA|USDA|VA) | 38 | $15,130,000 | $398,158 | $5,362 | 2.85% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 51 | $14,485,000 | $284,020 | $3,995 | 2.84% |
| SALEM, OR (FHA|USDA|VA) | 43 | $14,485,000 | $336,860 | $4,977 | 2.86% |
| DOVER, DE (FHA|USDA|VA) | 54 | $14,480,000 | $268,148 | $4,318 | 2.90% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 55 | $14,155,000 | $257,364 | $5,543 | 2.82% |
| MOBILE, AL (FHA|USDA|VA) | 58 | $13,490,000 | $232,586 | $4,117 | 2.94% |
| LAS CRUCES, NM (FHA|USDA|VA) | 50 | $13,350,000 | $267,000 | $5,362 | 2.87% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 43 | $12,965,000 | $301,512 | $3,919 | 2.88% |
| MADISON, WI (FHA|USDA|VA) | 41 | $12,675,000 | $309,146 | $4,473 | 2.80% |
| OCALA, FL (FHA|USDA|VA) | 56 | $12,570,000 | $224,464 | $3,658 | 2.89% |
| SUMTER, SC (FHA|USDA|VA) | 59 | $12,545,000 | $212,627 | $4,984 | 2.88% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 50 | $12,450,000 | $249,000 | $3,454 | 2.84% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 37 | $12,305,000 | $332,568 | $5,691 | 2.90% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 52 | $12,280,000 | $236,154 | $4,361 | 2.83% |
| SYRACUSE, NY (FHA|USDA|VA) | 59 | $12,265,000 | $207,881 | $5,174 | 2.97% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 23 | $12,205,000 | $530,652 | $6,955 | 2.93% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 45 | $11,785,000 | $261,889 | $2,769 | 2.94% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 44 | $11,780,000 | $267,727 | $5,820 | 2.89% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 45 | $11,645,000 | $258,778 | $4,783 | 2.92% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 44 | $11,630,000 | $264,318 | $6,778 | 2.84% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 44 | $11,570,000 | $262,955 | $4,456 | 2.82% |
| ROCHESTER, NY (FHA|USDA|VA) | 54 | $11,480,000 | $212,593 | $3,798 | 2.95% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 57 | $11,405,000 | $200,088 | $5,133 | 2.85% |
| Enterprise, AL (FHA|USDA|VA) | 44 | $11,230,000 | $255,227 | $5,784 | 2.87% |
| Alamogordo, NM (FHA|USDA|VA) | 56 | $11,140,000 | $198,929 | $4,928 | 2.86% |
| STOCKTON, CA (FHA|USDA|VA) | 29 | $11,125,000 | $383,621 | $5,213 | 2.83% |
| GAINESVILLE, FL (FHA|USDA|VA) | 37 | $10,965,000 | $296,351 | $5,421 | 2.85% |
| HINESVILLE, GA (FHA|USDA|VA) | 52 | $10,950,000 | $210,577 | $5,739 | 2.91% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 41 | $10,865,000 | $265,000 | $5,950 | 2.83% |
| ROANOKE, VA (FHA|USDA|VA) | 39 | $10,775,000 | $276,282 | $4,479 | 2.79% |
| AMARILLO, TX (FHA|USDA|VA) | 41 | $10,685,000 | $260,610 | $5,063 | 2.83% |
| Clovis, NM (FHA|USDA|VA) | 52 | $10,540,000 | $202,692 | $5,672 | 2.87% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 42 | $10,540,000 | $250,952 | $3,943 | 2.87% |
| BILLINGS, MT (FHA|USDA|VA) | 36 | $10,450,000 | $290,278 | $3,543 | 2.94% |
| GOLDSBORO, NC (FHA|USDA|VA) | 47 | $10,445,000 | $222,234 | $5,587 | 2.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 45 | $10,375,000 | $230,556 | $6,481 | 2.83% |
| TOLEDO, OH (FHA|USDA|VA) | 42 | $10,330,000 | $245,952 | $4,771 | 2.84% |
| FRESNO, CA (FHA|USDA|VA) | 34 | $10,080,000 | $296,471 | $4,861 | 2.86% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 31 | $10,075,000 | $325,000 | $4,914 | 2.84% |
| NEW BERN, NC (FHA|USDA|VA) | 47 | $10,065,000 | $214,149 | $3,598 | 2.90% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 31 | $9,955,000 | $321,129 | $3,489 | 2.84% |
| DOTHAN, AL (FHA|USDA|VA) | 43 | $9,855,000 | $229,186 | $3,298 | 2.85% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 45 | $9,775,000 | $217,222 | $5,911 | 3.04% |
| MODESTO, CA (FHA|USDA|VA) | 24 | $9,660,000 | $402,500 | $7,656 | 2.90% |
| VALLEJO, CA (FHA|USDA|VA) | 26 | $9,630,000 | $370,385 | $6,340 | 2.79% |
| WACO, TX (FHA|USDA|VA) | 35 | $9,595,000 | $274,143 | $4,270 | 2.85% |
| Outside of Metro Areas | 27 | $9,325,000 | $345,370 | $4,732 | 2.85% |
| Lebanon, NH-VT (FHA|USDA|VA) | 32 | $9,200,000 | $287,500 | $3,681 | 2.95% |
| LUBBOCK, TX (FHA|USDA|VA) | 40 | $9,190,000 | $229,750 | $3,537 | 2.84% |
| CHEYENNE, WY (FHA|USDA|VA) | 29 | $8,875,000 | $306,034 | $5,767 | 2.82% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 28 | $8,790,000 | $313,929 | $4,159 | 2.88% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 20 | $8,780,000 | $439,000 | $6,234 | 2.94% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 40 | $8,640,000 | $216,000 | $3,616 | 2.83% |
| BEND, OR (FHA|USDA|VA) | 26 | $8,580,000 | $330,000 | $4,079 | 2.91% |
| SALINAS, CA (FHA|USDA|VA) | 19 | $8,565,000 | $450,789 | $7,672 | 2.80% |
| SAN ANGELO, TX (FHA|USDA|VA) | 34 | $8,390,000 | $246,765 | $5,847 | 2.92% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 24 | $8,290,000 | $345,417 | $5,735 | 2.83% |
| SPARTANBURG, SC (FHA|USDA|VA) | 39 | $8,235,000 | $211,154 | $3,348 | 2.91% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 42 | $8,200,000 | $195,238 | $4,110 | 2.90% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 38 | $8,200,000 | $215,789 | $6,617 | 2.89% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 30 | $8,080,000 | $269,333 | $6,508 | 2.96% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 28 | $8,070,000 | $288,214 | $5,657 | 2.91% |
| LAFAYETTE, LA (FHA|USDA|VA) | 32 | $8,060,000 | $251,875 | $6,199 | 2.85% |
| RAPID CITY, SD (FHA|USDA|VA) | 30 | $8,050,000 | $268,333 | $5,517 | 2.84% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 38 | $8,050,000 | $211,842 | $5,294 | 2.80% |
| St. Marys, GA (FHA|USDA|VA) | 33 | $7,885,000 | $238,939 | $5,915 | 2.91% |
| PUEBLO, CO (FHA|USDA|VA) | 28 | $7,880,000 | $281,429 | $4,797 | 2.86% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 27 | $7,845,000 | $290,556 | $5,977 | 2.75% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 11 | $7,755,000 | $705,000 | $10,845 | 2.94% |
| BELLINGHAM, WA (FHA|USDA|VA) | 22 | $7,740,000 | $351,818 | $6,253 | 2.80% |
| LINCOLN, NE (FHA|USDA|VA) | 35 | $7,715,000 | $220,429 | $2,804 | 2.80% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 32 | $7,710,000 | $240,938 | $4,152 | 2.80% |
| PEORIA, IL (FHA|USDA|VA) | 34 | $7,660,000 | $225,294 | $3,028 | 2.86% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 21 | $7,645,000 | $364,048 | $3,850 | 2.80% |
| TOPEKA, KS (FHA|USDA|VA) | 30 | $7,640,000 | $254,667 | $4,112 | 2.91% |
| Morehead City, NC (FHA|USDA|VA) | 26 | $7,540,000 | $290,000 | $4,808 | 2.82% |
| FARGO, ND-MN (FHA|USDA|VA) | 29 | $7,505,000 | $258,793 | $4,972 | 2.84% |
| DULUTH, MN-WI (FHA|USDA|VA) | 36 | $7,500,000 | $208,333 | $3,801 | 2.83% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 26 | $7,500,000 | $288,462 | $4,221 | 3.02% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 30 | $7,470,000 | $249,000 | $5,206 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 30 | $7,430,000 | $247,667 | $4,336 | 2.80% |
| Bozeman, MT (FHA|USDA|VA) | 19 | $7,405,000 | $389,737 | $4,788 | 2.93% |
| Helena, MT (FHA|USDA|VA) | 22 | $7,340,000 | $333,636 | $7,983 | 2.73% |
| MEDFORD, OR (FHA|USDA|VA) | 24 | $7,310,000 | $304,583 | $3,303 | 2.86% |
| LANCASTER, PA (FHA|USDA|VA) | 28 | $7,140,000 | $255,000 | $5,007 | 2.87% |
| HATTIESBURG, MS (FHA|USDA|VA) | 28 | $7,130,000 | $254,643 | $4,828 | 2.82% |
| SANTA FE, NM (FHA|USDA|VA) | 22 | $6,950,000 | $315,909 | $4,493 | 2.94% |
| TYLER, TX (FHA|USDA|VA) | 22 | $6,910,000 | $314,091 | $7,034 | 2.82% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 31 | $6,885,000 | $222,097 | $4,988 | 2.91% |
| YUMA, AZ (FHA|USDA|VA) | 30 | $6,810,000 | $227,000 | $5,085 | 2.82% |
| GREAT FALLS, MT (FHA|USDA|VA) | 28 | $6,680,000 | $238,571 | $5,787 | 2.85% |
| YUBA CITY, CA (FHA|USDA|VA) | 21 | $6,655,000 | $316,905 | $3,490 | 2.82% |
| AKRON, OH (FHA|USDA|VA) | 36 | $6,650,000 | $184,722 | $4,121 | 2.84% |
| MIDLAND, TX (FHA|USDA|VA) | 21 | $6,565,000 | $312,619 | $4,095 | 2.96% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 23 | $6,535,000 | $284,130 | $4,085 | 2.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 31 | $6,475,000 | $208,871 | $3,223 | 2.85% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 24 | $6,410,000 | $267,083 | $4,951 | 2.84% |
| ABILENE, TX (FHA|USDA|VA) | 31 | $6,385,000 | $205,968 | $4,456 | 2.89% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 22 | $6,340,000 | $288,182 | $3,413 | 2.78% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 29 | $6,315,000 | $217,759 | $3,370 | 2.92% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 27 | $6,245,000 | $231,296 | $2,473 | 2.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 16 | $6,200,000 | $387,500 | $3,781 | 2.97% |
| BANGOR, ME (FHA|USDA|VA) | 24 | $6,130,000 | $255,417 | $5,586 | 2.90% |
| THE VILLAGES, FL (FHA|USDA|VA) | 24 | $6,080,000 | $253,333 | $2,985 | 2.80% |
| Minot, ND (FHA|USDA|VA) | 26 | $6,070,000 | $233,462 | $4,273 | 2.82% |
| BOULDER, CO (FHA|USDA|VA) | 16 | $6,040,000 | $377,500 | $4,687 | 2.97% |
| FORT WAYNE, IN (FHA|USDA|VA) | 26 | $6,040,000 | $232,308 | $3,849 | 2.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 26 | $6,030,000 | $231,923 | $3,886 | 2.85% |
| LONGVIEW, TX (FHA|USDA|VA) | 27 | $6,025,000 | $223,148 | $4,473 | 2.80% |
| GREENVILLE, NC (FHA|USDA|VA) | 28 | $6,010,000 | $214,643 | $4,205 | 2.80% |
| LYNCHBURG, VA (FHA|USDA|VA) | 27 | $5,975,000 | $221,296 | $3,738 | 2.82% |
| MISSOULA, MT (FHA|USDA|VA) | 14 | $5,970,000 | $426,429 | $6,160 | 2.96% |
| ROCHESTER, MN (FHA|USDA|VA) | 22 | $5,900,000 | $268,182 | $3,695 | 2.81% |
| APPLETON, WI (FHA|USDA|VA) | 26 | $5,890,000 | $226,538 | $3,320 | 2.70% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 30 | $5,890,000 | $196,333 | $3,343 | 2.87% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 17 | $5,885,000 | $346,176 | $7,029 | 2.85% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 25 | $5,795,000 | $231,800 | $2,748 | 2.86% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 17 | $5,785,000 | $340,294 | $7,396 | 2.83% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 27 | $5,725,000 | $212,037 | $4,857 | 2.81% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 21 | $5,715,000 | $272,143 | $5,317 | 2.86% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 21 | $5,665,000 | $269,762 | $4,458 | 2.83% |
| Altus, OK (FHA|USDA|VA) | 28 | $5,660,000 | $202,143 | $3,877 | 2.89% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 25 | $5,635,000 | $225,400 | $5,059 | 2.80% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 11 | $5,605,000 | $509,545 | $10,582 | 2.93% |
| Del Rio, TX (FHA|USDA|VA) | 24 | $5,570,000 | $232,083 | $5,477 | 2.82% |
| BISMARCK, ND (FHA|USDA|VA) | 17 | $5,465,000 | $321,471 | $3,930 | 2.92% |
| Jefferson, GA (FHA|USDA|VA) | 17 | $5,455,000 | $320,882 | $5,068 | 2.88% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 19 | $5,435,000 | $286,053 | $4,528 | 2.81% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 14 | $5,400,000 | $385,714 | $4,005 | 2.78% |
| Port Angeles, WA (FHA|USDA|VA) | 17 | $5,345,000 | $314,412 | $3,484 | 2.95% |
| Kalispell, MT (FHA|USDA|VA) | 14 | $5,290,000 | $377,857 | $5,505 | 2.80% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 21 | $5,205,000 | $247,857 | $3,081 | 2.92% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 19 | $5,115,000 | $269,211 | $3,052 | 2.93% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 13 | $5,095,000 | $391,923 | $9,261 | 2.82% |
| Warrensburg, MO (FHA|USDA|VA) | 21 | $5,085,000 | $242,143 | $4,780 | 2.89% |
| Sanford, NC (FHA|USDA|VA) | 20 | $5,060,000 | $253,000 | $6,539 | 2.80% |
| Elizabeth City, NC (FHA|USDA|VA) | 19 | $5,055,000 | $266,053 | $6,856 | 2.84% |
| Fernley, NV (FHA|USDA|VA) | 15 | $4,995,000 | $333,000 | $6,116 | 2.80% |
| UTICA-ROME, NY (FHA|USDA|VA) | 24 | $4,980,000 | $207,500 | $5,186 | 2.98% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 16 | $4,970,000 | $310,625 | $6,166 | 2.84% |
| GREEN BAY, WI (FHA|USDA|VA) | 19 | $4,865,000 | $256,053 | $3,578 | 2.86% |
| VISALIA, CA (FHA|USDA|VA) | 17 | $4,825,000 | $283,824 | $3,611 | 2.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 20 | $4,820,000 | $241,000 | $6,065 | 2.89% |
| STAUNTON, VA (FHA|USDA|VA) | 18 | $4,780,000 | $265,556 | $4,327 | 2.90% |
| GAINESVILLE, GA (FHA|USDA|VA) | 16 | $4,750,000 | $296,875 | $4,641 | 2.99% |
| BRUNSWICK, GA (FHA|USDA|VA) | 15 | $4,735,000 | $315,667 | $5,786 | 2.93% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 26 | $4,720,000 | $181,538 | $2,421 | 2.84% |
| JACKSON, TN (FHA|USDA|VA) | 20 | $4,650,000 | $232,500 | $5,813 | 2.95% |
| CHICO, CA (FHA|USDA|VA) | 14 | $4,640,000 | $331,429 | $3,489 | 2.88% |
| Mountain Home, ID (FHA|USDA|VA) | 17 | $4,625,000 | $272,059 | $7,316 | 2.85% |
| Juneau, AK (FHA|USDA|VA) | 11 | $4,625,000 | $420,455 | $11,105 | 2.93% |
| Hilo, HI (FHA|USDA|VA) | 10 | $4,610,000 | $461,000 | $9,497 | 2.81% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 26 | $4,550,000 | $175,000 | $3,734 | 2.90% |
| READING, PA (FHA|USDA|VA) | 17 | $4,515,000 | $265,588 | $4,839 | 2.82% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 13 | $4,425,000 | $340,385 | $4,213 | 2.86% |
| Concord, NH (FHA|USDA|VA) | 14 | $4,400,000 | $314,286 | $5,714 | 2.90% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 26 | $4,400,000 | $169,231 | $3,592 | 2.84% |
| DECATUR, AL (FHA|USDA|VA) | 19 | $4,365,000 | $229,737 | $2,624 | 3.02% |
| LEBANON, PA (FHA|USDA|VA) | 22 | $4,280,000 | $194,545 | $2,795 | 2.88% |
| ALBANY, GA (FHA|USDA|VA) | 20 | $4,250,000 | $212,500 | $3,845 | 2.98% |
| Show Low, AZ (FHA|USDA|VA) | 15 | $4,235,000 | $282,333 | $4,774 | 2.97% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 17 | $4,215,000 | $247,941 | $4,173 | 2.84% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 19 | $4,195,000 | $220,789 | $3,722 | 2.81% |
| Aberdeen, WA (FHA|USDA|VA) | 11 | $4,175,000 | $379,545 | $7,431 | 2.90% |
| JOPLIN, MO (FHA|USDA|VA) | 19 | $4,145,000 | $218,158 | $4,453 | 2.92% |
| FLORENCE, SC (FHA|USDA|VA) | 21 | $4,135,000 | $196,905 | $3,104 | 2.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 19 | $4,105,000 | $216,053 | $3,632 | 2.89% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 14 | $4,070,000 | $290,714 | $4,747 | 2.80% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 18 | $4,060,000 | $225,556 | $4,756 | 2.81% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 17 | $4,055,000 | $238,529 | $4,137 | 2.90% |
| Columbus, MS (FHA|USDA|VA) | 19 | $4,055,000 | $213,421 | $6,817 | 2.77% |
| Clarksburg, WV (FHA|USDA|VA) | 18 | $4,040,000 | $224,444 | $3,958 | 2.77% |
| HARRISONBURG, VA (FHA|USDA|VA) | 14 | $4,010,000 | $286,429 | $5,184 | 2.84% |
| CORVALLIS, OR (FHA|USDA|VA) | 13 | $4,005,000 | $308,077 | $5,302 | 2.82% |
| MORGANTOWN, WV (FHA|USDA|VA) | 17 | $3,985,000 | $234,412 | $4,228 | 3.01% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 21 | $3,965,000 | $188,810 | $3,995 | 3.00% |
| MERCED, CA (FHA|USDA|VA) | 12 | $3,950,000 | $329,167 | $3,839 | 2.86% |
| Torrington, CT (FHA|USDA|VA) | 15 | $3,905,000 | $260,333 | $7,208 | 2.95% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 21 | $3,905,000 | $185,952 | $3,224 | 2.91% |
| Frankfort, KY (FHA|USDA|VA) | 18 | $3,840,000 | $213,333 | $3,954 | 2.93% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 13 | $3,835,000 | $295,000 | $5,216 | 2.85% |
| CASPER, WY (FHA|USDA|VA) | 14 | $3,830,000 | $273,571 | $3,335 | 2.85% |
| RACINE, WI (FHA|USDA|VA) | 16 | $3,820,000 | $238,750 | $4,609 | 2.83% |
| CLEVELAND, TN (FHA|USDA|VA) | 15 | $3,805,000 | $253,667 | $4,225 | 3.03% |
| Ketchikan, AK (FHA|USDA|VA) | 9 | $3,755,000 | $417,222 | $7,934 | 2.99% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 14 | $3,750,000 | $267,857 | $4,878 | 2.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 15 | $3,735,000 | $249,000 | $6,145 | 2.81% |
| CHARLESTON, WV (FHA|USDA|VA) | 18 | $3,690,000 | $205,000 | $3,161 | 2.83% |
| Newport, OR (FHA|USDA|VA) | 10 | $3,670,000 | $367,000 | $6,904 | 2.84% |
| Klamath Falls, OR (FHA|USDA|VA) | 10 | $3,650,000 | $365,000 | $7,829 | 2.78% |
| LAWRENCE, KS (FHA|USDA|VA) | 13 | $3,645,000 | $280,385 | $4,779 | 2.89% |
| Coos Bay, OR (FHA|USDA|VA) | 12 | $3,640,000 | $303,333 | $6,345 | 2.92% |
| PROVO-OREM, UT (FHA|USDA|VA) | 12 | $3,640,000 | $303,333 | $5,320 | 2.76% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 18 | $3,610,000 | $200,556 | $2,853 | 2.81% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 18 | $3,590,000 | $199,444 | $3,886 | 2.83% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 16 | $3,570,000 | $223,125 | $3,112 | 2.81% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 16 | $3,570,000 | $223,125 | $4,687 | 2.79% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 14 | $3,540,000 | $252,857 | $5,636 | 2.78% |
| Cookeville, TN (FHA|USDA|VA) | 16 | $3,530,000 | $220,625 | $5,072 | 3.02% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 12 | $3,530,000 | $294,167 | $4,646 | 2.95% |
| ST. GEORGE, UT (FHA|USDA|VA) | 12 | $3,510,000 | $292,500 | $1,646 | 2.96% |
| COLUMBIA, MO (FHA|USDA|VA) | 14 | $3,490,000 | $249,286 | $2,827 | 2.81% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 14 | $3,470,000 | $247,857 | $3,798 | 2.93% |
| ERIE, PA (FHA|USDA|VA) | 16 | $3,460,000 | $216,250 | $3,896 | 2.88% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 13 | $3,445,000 | $265,000 | $4,834 | 2.83% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 14 | $3,390,000 | $242,143 | $3,602 | 2.92% |
| FLINT, MI (FHA|USDA|VA) | 15 | $3,365,000 | $224,333 | $2,851 | 2.83% |
| Ozark, AL (FHA|USDA|VA) | 17 | $3,365,000 | $197,941 | $5,899 | 2.91% |
| Elko, NV (FHA|USDA|VA) | 9 | $3,365,000 | $373,889 | $6,730 | 2.76% |
| BURLINGTON, NC (FHA|USDA|VA) | 14 | $3,350,000 | $239,286 | $4,981 | 2.99% |
| Shelton, WA (FHA|USDA|VA) | 11 | $3,345,000 | $304,091 | $2,703 | 2.89% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 15 | $3,295,000 | $219,667 | $5,957 | 2.95% |
| ANN ARBOR, MI (FHA|USDA|VA) | 13 | $3,275,000 | $251,923 | $3,735 | 2.80% |
| Granbury, TX (FHA|USDA|VA) | 10 | $3,200,000 | $320,000 | $6,071 | 2.86% |
| YAKIMA, WA (FHA|USDA|VA) | 11 | $3,105,000 | $282,273 | $3,757 | 2.83% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 12 | $3,100,000 | $258,333 | $4,539 | 2.89% |
| KINGSTON, NY (FHA|USDA|VA) | 11 | $3,095,000 | $281,364 | $4,195 | 2.83% |
| Pahrump, NV (FHA|USDA|VA) | 11 | $3,095,000 | $281,364 | $3,935 | 2.84% |
| GETTYSBURG, PA (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $5,677 | 2.91% |
| Fallon, NV (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $4,859 | 2.84% |
| Fort Polk South, LA (FHA|USDA|VA) | 16 | $3,050,000 | $190,625 | $5,624 | 3.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 11 | $2,985,000 | $271,364 | $2,107 | 3.01% |
| NILES, MI (FHA|USDA|VA) | 11 | $2,985,000 | $271,364 | $6,763 | 2.85% |
| MONROE, MI (FHA|USDA|VA) | 12 | $2,980,000 | $248,333 | $4,670 | 2.86% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $2,950,000 | $491,667 | $7,315 | 2.81% |
| Barre, VT (FHA|USDA|VA) | 10 | $2,940,000 | $294,000 | $5,419 | 2.93% |
| LAREDO, TX (FHA|USDA|VA) | 15 | $2,925,000 | $195,000 | $2,902 | 2.95% |
| KANKAKEE, IL (FHA|USDA|VA) | 13 | $2,915,000 | $224,231 | $2,415 | 2.89% |
| Stillwater, OK (FHA|USDA|VA) | 10 | $2,910,000 | $291,000 | $4,901 | 2.85% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 11 | $2,905,000 | $264,091 | $4,996 | 2.94% |
| Gillette, WY (FHA|USDA|VA) | 11 | $2,885,000 | $262,273 | $3,713 | 2.81% |
| CARSON CITY, NV (FHA|USDA|VA) | 8 | $2,870,000 | $358,750 | $3,611 | 2.89% |
| Bemidji, MN (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $4,279 | 2.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 13 | $2,865,000 | $220,385 | $3,204 | 2.92% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 12 | $2,860,000 | $238,333 | $4,290 | 2.78% |
| Moses Lake, WA (FHA|USDA|VA) | 11 | $2,855,000 | $259,545 | $4,596 | 2.90% |
| ST. CLOUD, MN (FHA|USDA|VA) | 13 | $2,845,000 | $218,846 | $4,071 | 2.75% |
| Roseburg, OR (FHA|USDA|VA) | 11 | $2,845,000 | $258,636 | $5,381 | 3.02% |
| London, KY (FHA|USDA|VA) | 12 | $2,840,000 | $236,667 | $4,463 | 2.91% |
| Starkville, MS (FHA|USDA|VA) | 9 | $2,775,000 | $308,333 | $5,368 | 2.76% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $8,806 | 2.88% |
| MUNCIE, IN (FHA|USDA|VA) | 12 | $2,760,000 | $230,000 | $5,822 | 2.88% |
| Traverse City, MI (FHA|USDA|VA) | 12 | $2,750,000 | $229,167 | $2,853 | 2.85% |
| Tupelo, MS (FHA|USDA|VA) | 12 | $2,740,000 | $228,333 | $3,544 | 2.77% |
| Meridian, MS (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $5,322 | 2.81% |
| REDDING, CA (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $2,896 | 2.88% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $5,512 | 2.67% |
| JONESBORO, AR (FHA|USDA|VA) | 11 | $2,695,000 | $245,000 | $3,830 | 2.93% |
| Sheridan, WY (FHA|USDA|VA) | 10 | $2,690,000 | $269,000 | $3,202 | 2.95% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $5,880 | 2.90% |
| Cullman, AL (FHA|USDA|VA) | 9 | $2,665,000 | $296,111 | $3,846 | 2.92% |
| Lake City, FL (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $2,941 | 2.82% |
| Los Alamos, NM (FHA|USDA|VA) | 9 | $2,615,000 | $290,556 | $3,318 | 2.61% |
| SAGINAW, MI (FHA|USDA|VA) | 16 | $2,610,000 | $163,125 | $3,419 | 2.80% |
| MONROE, LA (FHA|USDA|VA) | 12 | $2,570,000 | $214,167 | $4,699 | 2.93% |
| JACKSON, MI (FHA|USDA|VA) | 14 | $2,560,000 | $182,857 | $3,130 | 2.82% |
| VICTORIA, TX (FHA|USDA|VA) | 12 | $2,560,000 | $213,333 | $4,914 | 2.83% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 11 | $2,555,000 | $232,273 | $4,688 | 2.86% |
| Picayune, MS (FHA|USDA|VA) | 13 | $2,555,000 | $196,538 | $4,326 | 2.81% |
| HAMMOND, LA (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $3,535 | 2.92% |
| Zanesville, OH (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $5,797 | 2.88% |
| MIDLAND, MI (FHA|USDA|VA) | 12 | $2,540,000 | $211,667 | $2,307 | 2.81% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 10 | $2,520,000 | $252,000 | $3,454 | 2.84% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 12 | $2,490,000 | $207,500 | $3,089 | 2.77% |
| Statesboro, GA (FHA|USDA|VA) | 10 | $2,490,000 | $249,000 | $4,226 | 3.03% |
| Brainerd, MN (FHA|USDA|VA) | 9 | $2,485,000 | $276,111 | $6,432 | 2.93% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 9 | $2,465,000 | $273,889 | $4,890 | 2.96% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 11 | $2,455,000 | $223,182 | $3,811 | 2.80% |
| KOKOMO, IN (FHA|USDA|VA) | 11 | $2,455,000 | $223,182 | $2,823 | 2.88% |
| Astoria, OR (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $4,046 | 2.75% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $4,925 | 2.95% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $1,871 | 2.93% |
| Danville, KY (FHA|USDA|VA) | 10 | $2,360,000 | $236,000 | $2,407 | 2.98% |
| BINGHAMTON, NY (FHA|USDA|VA) | 15 | $2,355,000 | $157,000 | $4,053 | 3.00% |
| DECATUR, IL (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $4,307 | 2.94% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $5,812 | 2.70% |
| Bartlesville, OK (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $3,694 | 2.97% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $2,325,000 | $465,000 | $2,850 | 2.90% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $4,865 | 2.78% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 7 | $2,295,000 | $327,857 | $3,931 | 3.04% |
| Bedford, IN (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $2,832 | 2.88% |
| ENID, OK (FHA|USDA|VA) | 12 | $2,290,000 | $190,833 | $4,065 | 2.95% |
| Greenwood, SC (FHA|USDA|VA) | 10 | $2,280,000 | $228,000 | $2,865 | 2.85% |
| GRANTS PASS, OR (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $4,653 | 2.77% |
| Paducah, KY-IL (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $2,334 | 2.77% |
| Hood River, OR (FHA|USDA|VA) | 4 | $2,250,000 | $562,500 | $2,206 | 3.13% |
| Milledgeville, GA (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $5,672 | 2.94% |
| BECKLEY, WV (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $4,145 | 2.90% |
| PITTSFIELD, MA (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $2,801 | 2.79% |
| Heber, UT (FHA|USDA|VA) | 4 | $2,220,000 | $555,000 | $9,146 | 2.91% |
| DUBUQUE, IA (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $3,539 | 2.89% |
| Sonora, CA (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $2,852 | 2.98% |
| Farmington, MO (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $6,233 | 2.89% |
| Plattsburgh, NY (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $3,848 | 2.95% |
| Laconia, NH (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $2,110 | 2.77% |
| Crossville, TN (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $4,458 | 2.83% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $2,361 | 2.86% |
| Wilson, NC (FHA|USDA|VA) | 9 | $2,105,000 | $233,889 | $3,568 | 2.93% |
| Fairmont, WV (FHA|USDA|VA) | 12 | $2,100,000 | $175,000 | $2,880 | 2.89% |
| Shelbyville, TN (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $7,316 | 2.75% |
| Seneca, SC (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $2,860 | 2.92% |
| Somerset, KY (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $6,150 | 2.73% |
| Forest City, NC (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $3,781 | 3.08% |
| IOWA CITY, IA (FHA|USDA|VA) | 7 | $2,075,000 | $296,429 | $3,643 | 2.89% |
| Rutland, VT (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $4,146 | 2.83% |
| Payson, AZ (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $4,745 | 2.85% |
| Marion, IN (FHA|USDA|VA) | 10 | $2,040,000 | $204,000 | $3,332 | 2.90% |
| Ottawa, IL (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $2,535 | 2.84% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $2,774 | 2.89% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $5,207 | 2.69% |
| DALTON, GA (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $3,740 | 2.96% |
| Albertville, AL (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $5,297 | 2.95% |
| Ellensburg, WA (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $3,811 | 2.79% |
| Cañon City, CO (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $3,092 | 2.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 11 | $1,965,000 | $178,636 | $3,692 | 2.76% |
| WALLA WALLA, WA (FHA|USDA|VA) | 5 | $1,955,000 | $391,000 | $2,368 | 2.95% |
| Russellville, AR (FHA|USDA|VA) | 9 | $1,955,000 | $217,222 | $5,860 | 2.78% |
| Berlin, NH (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $2,625 | 3.01% |
| Keene, NH (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $3,521 | 2.93% |
| Norwalk, OH (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $4,981 | 2.80% |
| Baraboo, WI (FHA|USDA|VA) | 10 | $1,910,000 | $191,000 | $3,314 | 2.81% |
| Searcy, AR (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $3,228 | 2.76% |
| MUSKEGON, MI (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $4,178 | 2.82% |
| COLUMBUS, IN (FHA|USDA|VA) | 8 | $1,900,000 | $237,500 | $4,555 | 2.95% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $1,679 | 3.06% |
| DuBois, PA (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $7,570 | 2.88% |
| DeRidder, LA (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $6,973 | 2.93% |
| Wooster, OH (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $3,918 | 2.88% |
| Paris, TX (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $4,878 | 2.83% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $3,799 | 3.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $4,001 | 2.97% |
| McComb, MS (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $6,506 | 3.04% |
| BAY CITY, MI (FHA|USDA|VA) | 11 | $1,815,000 | $165,000 | $3,338 | 2.90% |
| MORRISTOWN, TN (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $5,187 | 2.91% |
| LOGAN, UT-ID (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $4,408 | 2.81% |
| Lebanon, MO (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $3,257 | 2.92% |
| Big Spring, TX (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $3,959 | 2.93% |
| Richmond-Berea, KY (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $3,074 | 2.85% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $5,665 | 2.89% |
| Roswell, NM (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $3,164 | 2.99% |
| Norfolk, NE (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $7,960 | 2.88% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $6,238 | 2.79% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $3,629 | 2.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $8,173 | 2.94% |
| NAPA, CA (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $3,910 | 2.85% |
| EL CENTRO, CA (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $3,973 | 2.81% |
| Pottsville, PA (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $3,903 | 2.95% |
| WENATCHEE, WA (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $5,088 | 2.85% |
| Centralia, WA (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $4,448 | 2.77% |
| AMES, IA (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $3,262 | 2.86% |
| Crescent City, CA (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $3,875 | 2.96% |
| ODESSA, TX (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $2,979 | 2.89% |
| Duncan, OK (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $3,510 | 2.88% |
| Thomasville, GA (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $6,203 | 2.85% |
| Laramie, WY (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $3,084 | 2.94% |
| Rockport, TX (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $6,809 | 2.58% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $3,734 | 2.66% |
| Branson, MO (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $3,979 | 2.73% |
| Oxford, MS (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $8,925 | 3.03% |
| Angola, IN (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $7,116 | 2.84% |
| MADERA, CA (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $446 | 2.91% |
| Whitewater, WI (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $4,532 | 2.75% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $2,536 | 2.82% |
| Corning, NY (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $3,648 | 2.85% |
| Cadillac, MI (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $3,281 | 2.88% |
| POCATELLO, ID (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $5,683 | 2.80% |
| Shelby, NC (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $4,126 | 2.83% |
| Mayfield, KY (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $13,538 | 2.66% |
| Bluefield, WV-VA (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $3,250 | 2.83% |
| Escanaba, MI (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $4,420 | 2.71% |
| Rock Springs, WY (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $4,231 | 2.88% |
| Riverton, WY (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $4,205 | 2.71% |
| LaGrange, GA-AL (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,941 | 2.91% |
| Marinette, WI-MI (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $5,405 | 2.88% |
| Marietta, OH (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $3,990 | 2.91% |
| Spearfish, SD (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $6,196 | 2.91% |
| Fremont, OH (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $2,359 | 2.77% |
| Owatonna, MN (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $2,865 | 2.92% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $1,788 | 2.80% |
| Lewisburg, PA (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $2,716 | 2.86% |
| Pella, IA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $5,178 | 2.95% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $5,964 | 3.03% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $9,250 | 2.81% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $5,157 | 2.83% |
| Waycross, GA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $4,412 | 2.98% |
| Dickinson, ND (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $11,614 | 2.92% |
| Durango, CO (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $8,343 | 3.00% |
| Shawnee, OK (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $1,245 | 2.98% |
| Laurel, MS (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $4,350 | 2.93% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $5,638 | 2.88% |
| Lufkin, TX (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $4,422 | 2.96% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $2,903 | 2.81% |
| Albemarle, NC (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $3,337 | 2.83% |
| Poplar Bluff, MO (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $1,948 | 2.77% |
| ALTOONA, PA (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $3,919 | 2.77% |
| Meadville, PA (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $3,178 | 2.91% |
| Pullman, WA (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $5,341 | 2.85% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $5,064 | 2.80% |
| Murray, KY (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $7,879 | 2.73% |
| Kinston, NC (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $9,295 | 3.13% |
| GLENS FALLS, NY (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $3,543 | 2.91% |
| Jesup, GA (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $5,761 | 2.79% |
| Cedar City, UT (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $2,048 | 2.70% |
| Clearlake, CA (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $6,794 | 2.70% |
| Vicksburg, MS (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $974 | 2.88% |
| Tifton, GA (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $3,179 | 2.75% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $2,697 | 2.79% |
| Muscatine, IA (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $8,817 | 2.88% |
| LIMA, OH (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $3,730 | 3.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $3,022 | 2.84% |
| Sandusky, OH (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,272 | 2.83% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $3,310 | 2.84% |
| Athens, OH (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $4,720 | 2.89% |
| Elkins, WV (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $5,976 | 2.96% |
| Uvalde, TX (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $6,364 | 2.83% |
| Salina, KS (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $3,177 | 2.95% |
| Montrose, CO (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $2,520 | 2.88% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $11,727 | 2.84% |
| Nogales, AZ (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $8,454 | 2.93% |
| Alma, MI (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $4,298 | 2.93% |
| MANKATO, MN (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,055 | 2.79% |
| Lewistown, PA (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,590 | 2.85% |
| Portales, NM (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $2,510 | 2.99% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $1,942 | 2.75% |
| Silver City, NM (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $8,055 | 2.88% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $6,383 | 3.08% |
| Sedalia, MO (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $3,280 | 3.04% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $7,750 | 2.78% |
| Kerrville, TX (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $3,018 | 2.79% |
| Red Wing, MN (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $4,363 | 2.90% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $1,869 | 2.98% |
| Hudson, NY (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $5,417 | 2.88% |
| Glasgow, KY (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $2,373 | 2.78% |
| Portsmouth, OH (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $2,888 | 2.85% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $800 | 2.75% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $4,778 | 2.67% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $3,073 | 2.59% |
| Salem, OH (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $3,682 | 2.79% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $1,797 | 2.75% |
| McAlester, OK (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $2,400 | 3.03% |
| Alexander City, AL (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $2,210 | 2.94% |
| Madisonville, KY (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $4,463 | 2.90% |
| Sterling, IL (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,207 | 2.90% |
| Fergus Falls, MN (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $8,638 | 2.72% |
| Bennington, VT (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $3,832 | 2.98% |
| Athens, TX (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $2,604 | 2.78% |
| Winona, MN (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $3,399 | 2.90% |
| Troy, AL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $3,959 | 3.00% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $4,934 | 2.94% |
| New Ulm, MN (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $5,960 | 3.00% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $3,360 | 3.35% |
| Rolla, MO (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $4,373 | 2.90% |
| Hutchinson, MN (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $2,317 | 2.71% |
| Hobbs, NM (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,627 | 2.65% |
| Adrian, MI (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $497 | 2.85% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $7,679 | 2.63% |
| Rochelle, IL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $4,079 | 3.00% |
| Williston, ND (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $3,547 | 2.88% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,927 | 2.79% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $2,021 | 2.83% |
| Durant, OK (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,138 | 2.80% |
| Ada, OK (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $4,278 | 2.93% |
| Chillicothe, OH (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $3,282 | 2.77% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $1,520 | 2.88% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,117 | 2.78% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $2,457 | 3.13% |
| Huntsville, TX (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,964 | 2.88% |
| Grand Rapids, MN (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,836 | 2.70% |
| Batesville, AR (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $2,920 | 2.85% |
| ELMIRA, NY (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $5,894 | 3.13% |
| Susanville, CA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $2,981 | 3.04% |
| Clinton, IA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $3,847 | 2.73% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $4,454 | 2.85% |
| GADSDEN, AL (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $2,209 | 2.94% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,140 | 2.83% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,305 | 2.66% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $5,383 | 2.88% |
| Gallup, NM (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $3,178 | 2.97% |
| Moscow, ID (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $1,327 | 2.91% |
| Henderson, NC (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $5,205 | 3.21% |
| Ashtabula, OH (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,956 | 2.85% |
| North Platte, NE (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $863 | 2.80% |
| Cullowhee, NC (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,122 | 2.95% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $2,348 | 3.02% |
| Amsterdam, NY (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $2,355 | 3.33% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $1,145 | 3.04% |
| Jasper, AL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $2,359 | 2.71% |
| Mount Pleasant, TX (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,023 | 2.91% |
| Mountain Home, AR (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $1,975 | 3.00% |
| Orangeburg, SC (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $2,865 | 3.05% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $2,539 | 2.85% |
| Dixon, IL (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $1,745 | 3.00% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,218 | 3.04% |
| Arkadelphia, AR (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $4,863 | 2.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $4,028 | 3.18% |
| Palatka, FL (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $3,388 | 2.93% |
| Scottsboro, AL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $2,930 | 2.81% |
| New Castle, IN (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $909 | 3.04% |
| Lawrenceburg, TN (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,877 | 2.91% |
| Paris, TN (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,600 | 2.88% |
| Kirksville, MO (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,259 | 2.66% |
| Stevens Point, WI (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,525 | 2.78% |
| Kingsville, TX (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $5,965 | 2.85% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,527 | 2.96% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $2,137 | 2.83% |
| Richmond, IN (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $2,407 | 2.88% |
| Boone, NC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,960 | 2.79% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,177 | 2.71% |
| Marion, NC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,450 | 2.71% |
| Natchitoches, LA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $2,346 | 2.83% |
| Prineville, OR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,011 | 2.71% |
| Ashland, OH (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,165 | 2.78% |
| Winfield, KS (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,280 | 2.98% |
| Scottsbluff, NE (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $1,366 | 2.73% |
| Kearney, NE (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,123 | 2.72% |
| Aberdeen, SD (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $1,422 | 2.97% |
| Malvern, AR (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,462 | 2.56% |
| Sturgis, MI (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,674 | 2.83% |
| Hutchinson, KS (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,978 | 2.85% |
| West Plains, MO (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,521 | 2.81% |
| Washington, NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $689 | 2.71% |
| New Castle, PA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,871 | 2.94% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,075 | 2.92% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $9,872 | 2.92% |
| Sidney, OH (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $3,452 | 2.90% |
| Alpena, MI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,737 | 2.90% |
| Seymour, IN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,251 | 2.96% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $9,325 | 2.81% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $11,845 | 2.88% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $14,241 | 3.06% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,446 | 2.94% |
| Findlay, OH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,803 | 2.63% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,207 | 3.44% |
| Maryville, MO (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,960 | 3.00% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,256 | 2.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $2,661 | 2.95% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,675 | 2.94% |
| Gloversville, NY (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,583 | 3.00% |
| ROME, GA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,169 | 3.33% |
| Cambridge, MD (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,350 | 2.92% |
| Cortland, NY (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $2,892 | 3.09% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,754 | 2.69% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,696 | 2.88% |
| Muskogee, OK (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $1,712 | 2.83% |
| Ottawa, KS (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,240 | 2.75% |
| Marquette, MI (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $626 | 2.96% |
| Sweetwater, TX (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,530 | 2.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $2,828 | 2.75% |
| Watertown, SD (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,392 | 2.75% |
| Cambridge, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,403 | 2.67% |
| Danville, VA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,167 | 2.63% |
| Brookings, OR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,463 | 2.69% |
| Harrison, AR (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,251 | 2.92% |
| Bradford, PA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,009 | 2.92% |
| Evanston, WY (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,722 | 2.94% |
| Hastings, NE (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $2,384 | 2.88% |
| DANVILLE, IL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,443 | 2.63% |
| Palestine, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,846 | 2.96% |
| Moberly, MO (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,858 | 3.00% |
| Olean, NY (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,244 | 2.88% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,114 | 2.94% |
| Hays, KS (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $1,605 | 2.88% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,590 | 2.81% |
| Spencer, IA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $941 | 2.69% |
| Pittsburg, KS (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,920 | 3.22% |
| Moultrie, GA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $1,986 | 3.08% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,876 | 3.13% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,460 | 2.79% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $738 | 2.88% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,430 | 2.83% |
| Vernal, UT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,132 | 2.94% |
| Auburn, NY (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $1,952 | 3.41% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,936 | 2.79% |
| Vermillion, SD (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,445 | 2.88% |
| Brookings, SD (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,501 | 2.81% |
| Willmar, MN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 3.06% |
| Greenville, MS (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,708 | 2.94% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,564 | 3.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,960 | 3.00% |
| Seneca Falls, NY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,753 | 2.79% |
| Jennings, LA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $1,175 | 2.83% |
| Holland, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,139 | 2.96% |
| Indiana, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,721 | 3.04% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 2.63% |
| Dublin, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,242 | 2.63% |
| Alice, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,514 | 2.69% |
| Platteville, WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,187 | 2.71% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,662 | 2.88% |
| Morgan City, LA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $1,326 | 3.00% |
| Auburn, IN (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,375 | 2.81% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,205 | 2.75% |
| El Dorado, AR (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,293 | 2.83% |
| Logansport, IN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,622 | 2.88% |
| Brevard, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,493 | 2.88% |
| Selinsgrove, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,588 | 2.75% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,836 | 2.58% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $1,958 | 2.92% |
| Austin, MN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $13,251 | 3.25% |
| Sayre, PA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,952 | 2.83% |
| Minden, LA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,868 | 2.79% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,468 | 2.83% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,025 | 2.97% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $736 | 3.00% |
| Safford, AZ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,197 | 2.81% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,850 | 2.69% |
| Dayton, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,163 | 2.44% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,504 | 2.71% |
| Storm Lake, IA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,406 | 2.79% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $1,806 | 3.00% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,471 | 2.94% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,668 | 2.75% |
| McPherson, KS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,317 | 2.81% |
| Bluffton, IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,288 | 2.94% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,122 | 3.00% |
| Mexico, MO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,163 | 3.13% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $4,220 | 2.69% |
| Grants, NM (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,094 | 2.88% |
| Fremont, NE (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,141 | 2.69% |
| Easton, MD (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,222 | 2.81% |
| Washington, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,985 | 2.88% |
| Bainbridge, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,660 | 2.81% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,379 | 2.63% |
| Mitchell, SD (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,268 | 2.75% |
| Mason City, IA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,317 | 3.00% |
| La Grande, OR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,833 | 3.25% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,392 | 3.19% |
| Nacogdoches, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,506 | 2.75% |
| Oil City, PA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,401 | 2.88% |
| Albert Lea, MN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,631 | 2.71% |
| Levelland, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $18,509 | 2.88% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,346 | 2.88% |
| Beeville, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,567 | 3.38% |
| Jacksonville, IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,224 | 3.38% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,837 | 2.69% |
| Price, UT (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,910 | 2.69% |
| Peru, IN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $1,597 | 2.75% |
| Freeport, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $875 | 3.19% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,538 | 3.13% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $764 | 3.06% |
| West Point, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,418 | 3.00% |
| Bay City, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,685 | 2.75% |
| Douglas, GA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,777 | 3.33% |
| Malone, NY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $22,924 | 2.50% |
| Quincy, IL-MO (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,467 | 2.83% |
| Houghton, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,636 | 2.69% |
| Bonham, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,823 | 3.13% |
| Coffeyville, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,251 | 2.94% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,958 | 2.63% |
| Summerville, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,113 | 3.00% |
| Oskaloosa, IA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,109 | 2.96% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,832 | 3.00% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,910 | 2.94% |
| Newberry, SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,383 | 2.75% |
| Yankton, SD (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,805 | 2.63% |
| Atmore, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $16,315 | 2.88% |
| Elk City, OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,328 | 2.63% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,780 | 2.88% |
| Huron, SD (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,972 | 3.00% |
| Othello, WA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,117 | 3.06% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,484 | 3.25% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,229 | 2.94% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,787 | 2.69% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $19,106 | 2.88% |
| Pecos, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,332 | 3.13% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,425 | 2.94% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,733 | 2.75% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,027 | 3.00% |
| Newport, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,024 | 3.00% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,781 | 3.50% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,716 | 2.81% |
| Grenada, MS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,425 | 2.56% |
| Cordele, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,980 | 3.00% |
| Burley, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,809 | 3.00% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 2.75% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,396 | 2.88% |
| Eagle Pass, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 3.00% |
| Andrews, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,875 | 3.00% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,944 | 2.75% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 2.88% |
| Borger, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,022 | 2.88% |
| Lexington, NE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,071 | 2.88% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,744 | 2.88% |
| El Campo, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,719 | 2.88% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.63% |
| Defiance, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,116 | 2.88% |
| Garden City, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,151 | 3.13% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,237 | 3.00% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,348 | 3.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,269 | 2.81% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,208 | 2.69% |
| Batavia, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,451 | 2.88% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,501 | 2.63% |
| Central City, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,740 | 2.88% |
| Pierre, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,097 | 2.88% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,184 | 2.63% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,051 | 3.00% |
| Guymon, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,724 | 3.00% |
| Shawano, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,807 | 2.88% |
| Ludington, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $617 | 2.88% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 2.88% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,078 | 2.88% |
| Ruston, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,379 | 3.00% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,027 | 3.00% |
| Española, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,210 | 2.63% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,295 | 2.88% |
| Lamesa, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,695 | 2.63% |
| Jasper, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $544 | 2.88% |
| Marshall, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,479 | 2.75% |
| Great Bend, KS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,165 | 3.06% |
| Miami, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,074 | 2.88% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,608 | 3.13% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,990 | 2.88% |
| Jackson, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.25% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,563 | 2.88% |
| Somerset, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $982 | 3.69% |
| Madison, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 2.88% |
| Corinth, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,697 | 2.88% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,881 | 3.00% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,052 | 2.63% |
| Greenville, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,523 | 4.13% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,836 | 2.38% |
| Paragould, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,681 | 2.88% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $993 | 2.88% |
| Union, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,313 | 2.38% |
| Camden, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,811 | 2.75% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,602 | 2.63% |
| Pampa, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,713 | 3.88% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,990 | 2.88% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.75% |
| Wabash, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $167 | 2.88% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,202 | 2.38% |
| Dumas, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,486 | 2.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,142 | 2.63% |
| Warren, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,586 | 2.88% |
| Emporia, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.88% |
| Woodward, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,929 | 2.75% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.88% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,493 | 2.88% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.88% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.25% |
| Parsons, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,597 | 2.50% |
| Selma, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $959 | 2.75% |
| Taos, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,408 | 3.00% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,999 | 2.63% |
| Columbus, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,545 | 3.00% |
| Macomb, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.88% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.25% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,608 | 2.75% |
| Union City, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,216 | 3.00% |
| Snyder, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,503 | 2.75% |
| Centralia, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,823 | 3.00% |
Usaa Federal Savings Bank's top markets include Washington, Atlanta, San Antonio, Dallas, and Phoenix among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| VA | 27,628 | $7,812,730,000 | $282,783 | $4,642 | 2.86% |
| Conventional | 2,423 | $554,465,000 | $228,834 | $4,183 | 2.98% |
For the 2021 period, Usaa Federal Savings Bank's most frequently originated loan type of loans were VA, with 27,628 originations. Their 2nd most popular type is Conventional, with 2,423 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 15,794 | $3,940,060,000 | $249,466 | $1,952 | 2.84% |
| Home Purchase | 14,247 | $4,425,135,000 | $310,601 | $7,549 | 2.89% |
| Other | 8 | $1,680,000 | $210,000 | $870 | 3.67% |
| Cash Out Refi | 2 | $320,000 | $160,000 | $4,916 | 3.56% |
For the 2021, Usaa Federal Savings Bank's most frequently cited loan purpose of loans were Refi, with 15,794 originations. The 2nd most popular reason of loans were Home Purchase, with 14,247 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 27,104 | $7,785,080,000 | $287,230 | $4,922 | 2.87% |
| 20 Year | 1,412 | $305,470,000 | $216,339 | $1,651 | 2.89% |
| 15 Year | 1,380 | $254,290,000 | $184,268 | $1,752 | 2.81% |
| 10 Year | 146 | $20,550,000 | $140,753 | $1,513 | 2.81% |
| Other | 9 | $1,805,000 | $200,556 | $870 | 3.72% |
For the 2021, Usaa Federal Savings Bank's most frequently cited loan length of loans were 30 Year, with 27,104 originations. The 2nd most popular length of loans were 20 Year, with 1,412 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 18,978 | $5,173,520,000 | $272,606 |
| $1k-2k | 3,338 | $834,630,000 | $250,039 |
| $3k-4k | 3,109 | $834,175,000 | $268,310 |
| $5k+ | 2,323 | $990,795,000 | $426,515 |
| $2k-3k | 2,263 | $520,615,000 | $230,055 |
$4,922 of loans were Usaa Federal Savings Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 18,978 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 20,430 | $5,696,360,000 | $278,823 |
| 3-4% | 5,546 | $1,590,510,000 | $286,785 |
| <2.5% | 3,966 | $1,051,890,000 | $265,227 |
| 4-5% | 109 | $28,435,000 | $260,872 |
During 2021, Usaa Federal Savings Bank's average interest rate of loans were 2.87%, while their most frequently originated rate bucket of loans were 2.5-3%, with 20,430 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 16,223 | $4,641,225,000 | $286,089 | $4,647 | 2.87% |
| $100k-200k | 7,980 | $1,255,050,000 | $157,274 | $2,542 | 2.86% |
| $400k-600k | 4,172 | $1,959,620,000 | $469,708 | $7,754 | 2.86% |
| $100,000 or less | 1,107 | $88,795,000 | $80,212 | $1,601 | 2.87% |
| $600k-1MM | 534 | $378,050,000 | $707,959 | $14,740 | 3.03% |
| $1MM+ | 35 | $44,455,000 | $1,270,143 | $22,555 | 2.95% |
2021 saw Usaa Federal Savings Bank place emphasis on $200k-400k loans with 16,223 originations, totaling $4,641,225,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 4,645 | $1,572,735,000 | $338,587 | $7,556 | 2.90% |
| $50k-75k | 4,190 | $990,540,000 | $236,406 | $6,064 | 2.91% |
| $75k-100k | 3,992 | $1,144,840,000 | $286,784 | $7,096 | 2.90% |
| $150k-250k | 2,163 | $885,685,000 | $409,471 | $8,466 | 2.92% |
| $50k or less | 1,483 | $250,185,000 | $168,702 | $4,631 | 2.89% |
| $250k+ | 310 | $155,570,000 | $501,839 | $10,573 | 2.95% |
Usaa Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 4,645 originations. The second most popular income band? $50k-75k, with 4,190 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 3,648 | $1,006,730,000 | $275,968 | $6,306 | 2.88% |
| 30-36% | 2,884 | $847,420,000 | $293,835 | $6,855 | 2.91% |
| 50-60% | 2,196 | $755,400,000 | $343,989 | $8,670 | 2.92% |
| <20% | 1,374 | $323,320,000 | $235,313 | $5,186 | 2.87% |
| 41% | 543 | $165,115,000 | $304,079 | $6,922 | 2.94% |
| 38% | 525 | $156,615,000 | $298,314 | $7,167 | 2.90% |
| 39% | 511 | $147,825,000 | $289,286 | $6,703 | 2.93% |
| 36% | 506 | $147,080,000 | $290,672 | $6,803 | 2.91% |
| 42% | 505 | $158,765,000 | $314,386 | $7,287 | 2.92% |
| 37% | 496 | $148,100,000 | $298,589 | $6,693 | 2.90% |
| 40% | 489 | $150,775,000 | $308,333 | $7,220 | 2.90% |
| 44% | 479 | $149,435,000 | $311,973 | $7,722 | 2.91% |
| 43% | 447 | $136,035,000 | $304,329 | $6,455 | 2.91% |
| 45% | 418 | $131,560,000 | $314,737 | $7,634 | 2.94% |
| 46% | 377 | $114,215,000 | $302,958 | $7,343 | 2.91% |
| 47% | 374 | $117,360,000 | $313,797 | $6,957 | 2.93% |
| >60% | 362 | $133,600,000 | $369,061 | $8,248 | 2.91% |
| 49% | 349 | $112,615,000 | $322,679 | $8,102 | 2.94% |
| 48% | 337 | $109,645,000 | $325,356 | $8,163 | 2.94% |
Usaa Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 3,648 originations. The next most common DTI ratio? 30-36%, with 2,884 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 22,395 | $6,177,205,000 | $275,830 | $4,609 | 2.87% |
| Black | 3,662 | $1,039,640,000 | $283,900 | $4,499 | 2.87% |
| Not provided | 2,545 | $731,555,000 | $287,448 | $4,663 | 2.85% |
| Asian | 568 | $175,400,000 | $308,803 | $5,146 | 2.84% |
| American Indian | 588 | $156,350,000 | $265,901 | $4,287 | 2.86% |
| Filipino | 77 | $24,715,000 | $320,974 | $4,851 | 2.88% |
| Native Hawaiian | 77 | $21,205,000 | $275,390 | $4,371 | 2.84% |
| Other Asian | 31 | $9,165,000 | $295,645 | $5,055 | 2.83% |
| Korean | 20 | $6,290,000 | $314,500 | $5,550 | 2.83% |
| Asian Indian | 16 | $5,530,000 | $345,625 | $7,421 | 2.92% |
| Other Pacific Islander | 21 | $5,205,000 | $247,857 | $3,149 | 2.88% |
| Chinese | 11 | $4,005,000 | $364,091 | $4,569 | 2.88% |
| Vietnamese | 9 | $2,865,000 | $318,333 | $3,901 | 2.83% |
| Guamanian | 9 | $2,735,000 | $303,889 | $4,798 | 2.92% |
| Japanese | 10 | $2,520,000 | $252,000 | $3,538 | 2.74% |
| Native Hawiian | 5 | $1,345,000 | $269,000 | $4,863 | 2.93% |
| 3 | $785,000 | $261,667 | $4,371 | 2.71% | |
| Samoan | 4 | $680,000 | $170,000 | $4,125 | 2.81% |
Approval Rates
Total approvals of all applications84.27%
Usaa Federal Savings Bank has a below average approval rate.
Pick Rate
Approvals leading to origination58.11%
Usaa Federal Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 30,051 | $8,367,195,000 | $278,433 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 30,051 | $8,367,195,000 | $278,433 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 625 | $94,455,000 | $151,128 | $2,590 | 2.82% |
| 40-60% | 1,717 | $356,535,000 | $207,650 | $2,865 | 2.84% |
| 60-80% | 3,058 | $778,270,000 | $254,503 | $3,339 | 2.87% |
| 80-100% | 11,126 | $3,372,390,000 | $303,109 | $5,459 | 2.90% |
| Over 100% | 3,436 | $1,133,930,000 | $330,015 | $13,050 | 2.92% |
| Under 20% | 50 | $4,860,000 | $97,200 | $2,242 | 2.78% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| USAA Federal Savings Bank | 10750 Mcdermott Freeway San Antonio, TX 78288 | Full Service Cyber Office | $101,196,467 |
For 2021, Usaa Federal Savings Bank had 1 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $3,472,972 |
| Net interest income | $3,396,016 |
| Total noninterest income | $2,123,379 |
| Gross Fiduciary activities income | $12,823 |
| Service charges on deposit accounts | $220,499 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $1,890,057 |
| Pre-tax net operating income | $-469,648 |
| Securities gains (or losses, -) | $7,130 |
| Income before extraordinary items | $-386,479 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $-386,479 |
| Minority interest net income | $0 |
| Net income | $-386,479 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $-392,468 |
Usaa Federal Savings Bank's gross interest income from loans was $3,472,972,000.
Usaa Federal Savings Bank's net interest income from loans was $3,396,016,000.
Usaa Federal Savings Bank's fee based income from loans was $220,499,000.
Usaa Federal Savings Bank's net income from loans was $-386,479,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $76,956 |
| Provision for credit losses | $-135,894 |
| Total noninterest expense | $6,124,937 |
| Salaries and employee benefits | $2,333,094 |
| Premises and equipment expense | $63,895 |
| Additional noninterest expense | $3,727,948 |
| Applicable income taxes | $-76,039 |
| Net charge-offs | $271,920 |
| Cash dividends | $0 |
Usaa Federal Savings Bank's interest expense for loans was $76,956,000.
Usaa Federal Savings Bank's payroll and benefits expense were $2,333,094,000.
Usaa Federal Savings Bank's property, plant and equipment expenses $63,895,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 3.0% |
| Real Estate loans | 26.0% |
| Construction & Land Development loans | 2.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 26.0% |
| HELOC loans | 1.0% |
| All other family | 35.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.9% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $105,070,590 |
| Deposits held in domestic offices | $105,070,590 |
| Deposits by Individuals, partnerships, and corporations | $105,070,590 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $0 |
| Deposits by Commercial banks and other depository institutions in U.S. | $0 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $15,129,840 |
| Demand deposits | $2,259,381 |
| Nontransaction accounts | $89,940,750 |
| Money market deposit accounts (MMDAs) | $86,407,839 |
| Other savings deposits (excluding MMDAs) | $0 |
| Total time deposits | $3,532,911 |
| Total time and savings deposits | $102,811,209 |
| Noninterest-bearing deposits | $2,944,034 |
| Interest-bearing deposits | $102,126,556 |
| Retail deposits | $96,189,018 |
| IRAs and Keogh plan accounts | $596,067 |
| Brokered deposits | $10,214,456 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $117,378,701 |
| Cash & Balances due from depository institutions | $10,776,377 |
| Interest-bearing balances | $9,463,207 |
| Total securities | $66,652,695 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $38,019,272 |
| Loan and leases loss allowance | $755,503 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $13,858 |
| Other real estate owned | $1,531 |
| Goodwill and other intangibles | $397,714 |
| All other assets | $1,517,254 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $117,378,701 |
| Total Liabilities | $108,398,627 |
| Total deposits | $105,070,590 |
| Interest-bearing deposits | $102,126,556 |
| Deposits held in domestic offices | $105,070,590 |
| % insured (estimated) | $92 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $897,049 |
| Subordinated debt | $0 |
| All other liabilities | $2,430,988 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $38,019,272 |
| Loan and leases loss allowance | $755,503 |
| Total loans and leases (domestic) | $38,774,775 |
| All real estate loans | $4,783,638 |
| Real estate loans in domestic offices | $4,783,638 |
| Construction and development loans | $3,231 |
| Residential 1-4 family construction | $0 |
| Other construction, all land development and other land | $3,231 |
| Loans secured by nonfarm nonresidential properties | $0 |
| Nonfarm nonresidential secured by owner-occupied properties | $0 |
| Commercial real estate & other non-farm, non-residential | $0 |
| Multifamily residential real estate | $0 |
| 1-4 family residential loans | $4,780,407 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $0 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $33,972,713 |
| Credit card loans | $14,474,138 |
| Related Plans | $0 |
| Consumer Auto Loans | $15,177,419 |
| Other loans to individuals | $4,321,156 |
| All other loans & leases | $18,424 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $18,424 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $1,052 |
| Restructured Loans & leases | $359,157 |
| Non 1-4 family restructured loans & leases | $56,065 |
| Total loans and leases (foreign) | $0 |
USAA Federal Savings Bank had $38,019,272,000 of loans outstanding in 2021. $4,783,638,000 of loans were in real estate loans. $3,231,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $4,780,407,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $14,474,138,000 of loans were in credit card loans. $15,177,419,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|
