Usaa Federal Savings Bank Mortgage Rates, Fees & Info

San Antonio, TX

LEI: C5654JQHZUHN0772B561

Tax ID: 74-2291652

5 stars - Updated: 12/17/24 - out of 5 stars, based on 110 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Usaa Federal Savings Bank is a mid-sized bank specializing in Home Purchase loans. Usaa Federal Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Washington, San Antonio, Atlanta, and Houston among others. We have data for 802 markets. (Some data included below & more in-depth data is available with an active subscription.)

Usaa Federal Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Usaa Federal Savings Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.50% 12/17/24
30 Year Conventional Refi 6.40% 12/17/24
30 Year Cash-out Refi 6.54% 12/17/24
30 Year VA Purchase 6.06% 12/17/24
30 Year VA Refi 5.90% 12/17/24
15 Year Conventional Purchase 6.08% 12/17/24
15 Year Conventional Refi 6.03% 12/17/24
15 Year Cash-out Refi 6.03% 12/17/24
15 Year VA Purchase 6.10% 12/17/24
15 Year VA Refi 6.07% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Usaa Federal Savings Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Usaa Federal Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

12,146

Origination Dollar Volume (All Markets)

$3,967,800,000
Show all (63) awards

Relative Rate

Usaa Federal Savings Bank's average 30 year fixed mortgage rate was 6.39%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.09%.

Relative Fees (Closing Costs)

Usaa Federal Savings Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $8,456.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 772 $200,880,000 $260,207 $6,588 6.52%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 271 $103,535,000 $382,048 $9,330 6.37%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 198 $91,690,000 $463,081 $11,798 6.26%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 248 $86,480,000 $348,710 $9,748 6.28%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 250 $84,110,000 $336,440 $8,337 6.28%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 194 $73,450,000 $378,608 $10,243 6.37%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 156 $59,680,000 $382,564 $10,290 6.35%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 133 $54,185,000 $407,406 $10,059 6.41%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 165 $53,635,000 $325,061 $8,270 6.43%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 96 $48,170,000 $501,771 $10,254 6.41%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 106 $48,090,000 $453,679 $12,694 6.38%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 124 $46,690,000 $376,532 $10,103 6.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 131 $46,365,000 $353,931 $10,345 6.27%
ST. LOUIS, MO-IL (FHA|USDA|VA) 154 $46,170,000 $299,805 $6,658 6.46%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 93 $44,505,000 $478,548 $10,954 6.35%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 125 $44,185,000 $353,480 $7,891 6.36%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 103 $43,305,000 $420,437 $11,566 6.23%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 97 $39,365,000 $405,825 $9,520 6.41%
FAYETTEVILLE, NC (FHA|USDA|VA) 132 $37,660,000 $285,303 $8,799 6.30%
KANSAS CITY, MO-KS (FHA|USDA|VA) 118 $37,470,000 $317,542 $6,568 6.48%
OKLAHOMA CITY, OK (FHA|USDA|VA) 129 $36,785,000 $285,155 $6,574 6.39%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 102 $35,560,000 $348,627 $9,225 6.44%
JACKSONVILLE, FL (FHA|USDA|VA) 99 $34,795,000 $351,465 $8,903 6.39%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 98 $34,530,000 $352,347 $7,241 6.42%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 76 $34,020,000 $447,632 $11,903 6.36%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 77 $33,475,000 $434,740 $9,938 6.36%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 84 $32,160,000 $382,857 $8,736 6.38%
COLORADO SPRINGS, CO (FHA|USDA|VA) 72 $31,100,000 $431,944 $10,982 6.19%
RALEIGH-CARY, NC (FHA|USDA|VA) 80 $30,410,000 $380,125 $8,969 6.22%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 66 $29,910,000 $453,182 $10,059 6.24%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 64 $29,030,000 $453,594 $8,750 6.41%
HUNTSVILLE, AL (FHA|USDA|VA) 87 $28,745,000 $330,402 $6,845 6.31%
ALBUQUERQUE, NM (FHA|USDA|VA) 82 $28,670,000 $349,634 $8,520 6.31%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 94 $28,650,000 $304,787 $6,258 6.51%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 74 $28,430,000 $384,189 $9,581 6.31%
DAYTON-KETTERING, OH (FHA|USDA|VA) 96 $26,110,000 $271,979 $7,857 6.33%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 78 $25,640,000 $328,718 $8,242 6.29%
COLUMBIA, SC (FHA|USDA|VA) 84 $24,720,000 $294,286 $7,980 6.27%
RICHMOND, VA (FHA|USDA|VA) 70 $24,560,000 $350,857 $8,107 6.28%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 79 $23,795,000 $301,203 $6,685 6.47%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 61 $23,435,000 $384,180 $10,056 6.29%
KNOXVILLE, TN (FHA|USDA|VA) 63 $23,365,000 $370,873 $7,638 6.45%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 74 $22,350,000 $302,027 $8,127 6.40%
TUCSON, AZ (FHA|USDA|VA) 66 $22,140,000 $335,455 $9,351 6.34%
EL PASO, TX (FHA|USDA|VA) 79 $21,495,000 $272,089 $9,271 6.30%
ANCHORAGE, AK (FHA|USDA|VA) 55 $21,345,000 $388,091 $9,758 6.22%
PITTSBURGH, PA (FHA|USDA|VA) 75 $20,635,000 $275,133 $7,716 6.34%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 70 $20,280,000 $289,714 $9,249 6.21%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 52 $19,510,000 $375,192 $8,397 6.37%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 58 $18,810,000 $324,310 $9,738 6.18%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 59 $18,595,000 $315,169 $7,234 6.49%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 44 $17,450,000 $396,591 $9,300 6.30%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 69 $17,445,000 $252,826 $6,513 6.44%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 57 $17,015,000 $298,509 $6,659 6.46%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 28 $16,930,000 $604,643 $12,433 6.66%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 42 $16,770,000 $399,286 $10,557 6.13%
TULSA, OK (FHA|USDA|VA) 60 $16,490,000 $274,833 $7,869 6.32%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 56 $15,740,000 $281,071 $6,807 6.33%
COLUMBUS, OH (FHA|USDA|VA) 55 $15,725,000 $285,909 $7,686 6.42%
LOUISVILLE, KY (FHA|USDA|VA) 57 $15,585,000 $273,421 $7,454 6.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 38 $15,420,000 $405,789 $12,030 6.29%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 45 $15,375,000 $341,667 $8,811 6.28%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 37 $15,275,000 $412,838 $9,750 6.25%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 49 $14,935,000 $304,796 $8,578 6.42%
SAVANNAH, GA (FHA|USDA|VA) 45 $14,935,000 $331,889 $9,596 6.40%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 60 $14,830,000 $247,167 $7,265 6.48%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 42 $14,280,000 $340,000 $7,726 6.32%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 44 $13,700,000 $311,364 $6,781 6.43%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 57 $13,425,000 $235,526 $6,304 6.56%
ASHEVILLE, NC (FHA|USDA|VA) 32 $13,240,000 $413,750 $8,755 6.35%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 34 $13,030,000 $383,235 $8,928 6.33%
JACKSONVILLE, NC (FHA|USDA|VA) 40 $12,920,000 $323,000 $8,535 6.28%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 44 $12,520,000 $284,545 $7,167 6.32%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 39 $12,405,000 $318,077 $7,943 6.45%
WARNER ROBINS, GA (FHA|USDA|VA) 45 $12,235,000 $271,889 $8,057 6.36%
OCALA, FL (FHA|USDA|VA) 44 $12,200,000 $277,273 $8,074 6.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 47 $11,985,000 $255,000 $7,443 6.30%
PORT ST. LUCIE, FL (FHA|USDA|VA) 28 $11,970,000 $427,500 $11,492 6.46%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 35 $11,775,000 $336,429 $9,408 6.35%
MONTGOMERY, AL (FHA|USDA|VA) 41 $11,415,000 $278,415 $9,560 6.38%
WORCESTER, MA-CT (FHA|USDA|VA) 27 $11,395,000 $422,037 $8,841 6.34%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 34 $11,260,000 $331,176 $7,080 6.44%
WINSTON-SALEM, NC (FHA|USDA|VA) 39 $11,055,000 $283,462 $5,824 6.43%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 41 $10,775,000 $262,805 $7,969 6.32%
COLUMBUS, GA-AL (FHA|USDA|VA) 39 $10,765,000 $276,026 $8,995 6.29%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 25 $10,695,000 $427,800 $10,906 6.58%
WICHITA, KS (FHA|USDA|VA) 39 $10,585,000 $271,410 $5,875 6.29%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 24 $10,290,000 $428,750 $10,866 6.41%
CORPUS CHRISTI, TX (FHA|USDA|VA) 37 $10,145,000 $274,189 $8,361 6.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 22 $9,830,000 $446,818 $10,002 6.20%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 36 $9,820,000 $272,778 $5,486 6.42%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 27 $9,765,000 $361,667 $9,797 6.03%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 38 $9,760,000 $256,842 $7,028 6.79%
BOISE CITY, ID (FHA|USDA|VA) 23 $9,745,000 $423,696 $10,497 6.30%
JACKSON, MS (FHA|USDA|VA) 29 $9,675,000 $333,621 $9,114 6.44%
PANAMA CITY, FL (FHA|USDA|VA) 31 $9,575,000 $308,871 $11,485 6.19%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 31 $9,385,000 $302,742 $8,121 6.38%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 24 $9,350,000 $389,583 $6,909 6.41%
VALDOSTA, GA (FHA|USDA|VA) 34 $9,340,000 $274,706 $9,099 6.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 25 $9,065,000 $362,600 $8,728 6.16%
SPRINGFIELD, MO (FHA|USDA|VA) 36 $8,930,000 $248,056 $4,914 6.49%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 30 $8,930,000 $297,667 $5,978 6.10%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 25 $8,835,000 $353,400 $7,292 6.27%
TALLAHASSEE, FL (FHA|USDA|VA) 27 $8,685,000 $321,667 $8,587 6.40%
SALT LAKE CITY, UT (FHA|USDA|VA) 19 $8,635,000 $454,474 $9,279 6.34%
MANHATTAN, KS (FHA|USDA|VA) 36 $8,630,000 $239,722 $7,208 6.13%
SPRINGFIELD, MA (FHA|USDA|VA) 25 $8,585,000 $343,400 $8,215 6.56%
FORT COLLINS, CO (FHA|USDA|VA) 19 $8,445,000 $444,474 $9,864 6.49%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 21 $8,365,000 $398,333 $9,222 6.04%
LAWTON, OK (FHA|USDA|VA) 34 $8,140,000 $239,412 $8,863 6.50%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 29 $8,055,000 $277,759 $7,385 6.42%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 21 $7,865,000 $374,524 $7,955 6.33%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 27 $7,775,000 $287,963 $4,950 6.27%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 12 $7,720,000 $643,333 $13,918 6.47%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 19 $7,655,000 $402,895 $5,303 6.61%
WICHITA FALLS, TX (FHA|USDA|VA) 30 $7,650,000 $255,000 $8,683 6.11%
SUMTER, SC (FHA|USDA|VA) 31 $7,585,000 $244,677 $6,796 6.49%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 21 $7,575,000 $360,714 $8,010 6.02%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 23 $7,495,000 $325,870 $11,798 6.48%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 25 $7,475,000 $299,000 $8,875 6.32%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 29 $7,475,000 $257,759 $6,923 6.55%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 20 $7,430,000 $371,500 $11,790 6.36%
MOBILE, AL (FHA|USDA|VA) 30 $7,320,000 $244,000 $7,183 6.13%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 23 $7,155,000 $311,087 $5,929 6.36%
RENO, NV (FHA|USDA|VA) 18 $7,140,000 $396,667 $11,922 6.15%
BATON ROUGE, LA (FHA|USDA|VA) 24 $7,070,000 $294,583 $8,290 6.21%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 21 $6,815,000 $324,524 $8,851 6.64%
GAINESVILLE, FL (FHA|USDA|VA) 20 $6,770,000 $338,500 $6,893 6.37%
SANTA FE, NM (FHA|USDA|VA) 15 $6,755,000 $450,333 $11,424 6.52%
FAIRBANKS, AK (FHA|USDA|VA) 20 $6,630,000 $331,500 $10,047 5.98%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 21 $6,505,000 $309,762 $9,838 6.31%
YORK-HANOVER, PA (FHA|USDA|VA) 22 $6,420,000 $291,818 $6,971 6.29%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 23 $6,305,000 $274,130 $6,476 6.38%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 17 $6,265,000 $368,529 $10,350 6.41%
LAS CRUCES, NM (FHA|USDA|VA) 20 $6,260,000 $313,000 $5,841 6.51%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 13 $6,145,000 $472,692 $8,167 6.69%
ROANOKE, VA (FHA|USDA|VA) 19 $6,115,000 $321,842 $7,565 6.21%
FORT SMITH, AR-OK (FHA|USDA|VA) 20 $6,020,000 $301,000 $6,500 6.40%
Alamogordo, NM (FHA|USDA|VA) 23 $5,995,000 $260,652 $9,812 6.31%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 20 $5,890,000 $294,500 $7,502 6.33%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 16 $5,890,000 $368,125 $9,865 6.38%
Augusta-Waterville, ME (FHA|USDA|VA) 18 $5,840,000 $324,444 $6,239 6.42%
BANGOR, ME (FHA|USDA|VA) 20 $5,800,000 $290,000 $6,340 6.41%
DULUTH, MN-WI (FHA|USDA|VA) 21 $5,795,000 $275,952 $8,988 6.40%
MADISON, WI (FHA|USDA|VA) 15 $5,745,000 $383,000 $6,698 6.35%
SIOUX FALLS, SD (FHA|USDA|VA) 16 $5,690,000 $355,625 $5,582 6.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 20 $5,620,000 $281,000 $7,638 6.47%
DOTHAN, AL (FHA|USDA|VA) 21 $5,595,000 $266,429 $6,643 6.27%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 24 $5,570,000 $232,083 $6,286 6.49%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 21 $5,565,000 $265,000 $8,220 6.18%
WILMINGTON, NC (FHA|USDA|VA) 17 $5,535,000 $325,588 $5,616 6.49%
FORT WAYNE, IN (FHA|USDA|VA) 22 $5,470,000 $248,636 $5,399 6.61%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 14 $5,440,000 $388,571 $10,622 6.29%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 14 $5,430,000 $387,857 $8,471 6.63%
NEW BERN, NC (FHA|USDA|VA) 18 $5,410,000 $300,556 $7,142 6.43%
WACO, TX (FHA|USDA|VA) 16 $5,390,000 $336,875 $9,715 6.41%
MEDFORD, OR (FHA|USDA|VA) 15 $5,355,000 $357,000 $8,929 6.18%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 25 $5,335,000 $213,400 $6,218 6.66%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 17 $5,335,000 $313,824 $8,060 6.40%
LYNCHBURG, VA (FHA|USDA|VA) 18 $5,240,000 $291,111 $7,566 6.52%
Outside of Metro Areas 10 $5,030,000 $503,000 $12,351 6.23%
EAST STROUDSBURG, PA (FHA|USDA|VA) 14 $4,940,000 $352,857 $8,832 6.50%
THE VILLAGES, FL (FHA|USDA|VA) 16 $4,940,000 $308,750 $7,160 6.35%
Helena, MT (FHA|USDA|VA) 10 $4,760,000 $476,000 $11,959 6.40%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 14 $4,750,000 $339,286 $8,686 6.13%
SALISBURY, MD-DE (FHA|USDA|VA) 15 $4,725,000 $315,000 $7,762 6.62%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 18 $4,710,000 $261,667 $8,552 6.46%
HINESVILLE, GA (FHA|USDA|VA) 18 $4,710,000 $261,667 $9,230 6.15%
AKRON, OH (FHA|USDA|VA) 18 $4,540,000 $252,222 $6,399 6.26%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 15 $4,505,000 $300,333 $9,111 6.38%
RAPID CITY, SD (FHA|USDA|VA) 17 $4,485,000 $263,824 $7,359 6.37%
GOLDSBORO, NC (FHA|USDA|VA) 17 $4,465,000 $262,647 $8,961 6.47%
SPARTANBURG, SC (FHA|USDA|VA) 14 $4,410,000 $315,000 $10,410 6.55%
WINCHESTER, VA-WV (FHA|USDA|VA) 13 $4,405,000 $338,846 $11,691 6.14%
LINCOLN, NE (FHA|USDA|VA) 13 $4,395,000 $338,077 $7,166 6.28%
TOLEDO, OH (FHA|USDA|VA) 18 $4,380,000 $243,333 $6,926 6.40%
SYRACUSE, NY (FHA|USDA|VA) 19 $4,375,000 $230,263 $9,302 6.66%
Enterprise, AL (FHA|USDA|VA) 17 $4,375,000 $257,353 $8,689 5.95%
LUBBOCK, TX (FHA|USDA|VA) 15 $4,225,000 $281,667 $7,829 6.54%
ABILENE, TX (FHA|USDA|VA) 14 $4,180,000 $298,571 $9,570 6.62%
GRAND FORKS, ND-MN (FHA|USDA|VA) 16 $4,160,000 $260,000 $5,770 6.53%
DECATUR, AL (FHA|USDA|VA) 12 $4,150,000 $345,833 $5,570 6.46%
Kalispell, MT (FHA|USDA|VA) 10 $4,140,000 $414,000 $6,539 6.51%
GREELEY, CO (FHA|USDA|VA) 10 $4,050,000 $405,000 $12,158 5.86%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 16 $4,050,000 $253,125 $6,423 6.58%
ANN ARBOR, MI (FHA|USDA|VA) 11 $3,995,000 $363,182 $6,603 6.52%
AMARILLO, TX (FHA|USDA|VA) 15 $3,995,000 $266,333 $6,558 6.38%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 13 $3,965,000 $305,000 $8,361 6.38%
Lebanon, NH-VT (FHA|USDA|VA) 12 $3,960,000 $330,000 $8,091 6.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 10 $3,940,000 $394,000 $8,061 6.11%
CHEYENNE, WY (FHA|USDA|VA) 12 $3,930,000 $327,500 $8,367 6.31%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 10 $3,930,000 $393,000 $6,853 6.36%
LONGVIEW, TX (FHA|USDA|VA) 11 $3,845,000 $349,545 $6,175 6.36%
JOHNSON CITY, TN (FHA|USDA|VA) 15 $3,785,000 $252,333 $5,130 6.13%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 15 $3,745,000 $249,667 $7,767 5.98%
TYLER, TX (FHA|USDA|VA) 14 $3,690,000 $263,571 $7,124 6.47%
PEORIA, IL (FHA|USDA|VA) 14 $3,670,000 $262,143 $4,406 6.55%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 13 $3,665,000 $281,923 $10,506 6.54%
Traverse City, MI (FHA|USDA|VA) 8 $3,660,000 $457,500 $10,451 6.67%
Fort Leonard Wood, MO (FHA|USDA|VA) 17 $3,655,000 $215,000 $7,268 6.16%
CORVALLIS, OR (FHA|USDA|VA) 8 $3,650,000 $456,250 $10,017 6.19%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 8 $3,620,000 $452,500 $8,376 6.59%
GRAND JUNCTION, CO (FHA|USDA|VA) 13 $3,585,000 $275,769 $5,783 6.23%
REDDING, CA (FHA|USDA|VA) 10 $3,580,000 $358,000 $10,746 6.70%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 10 $3,540,000 $354,000 $8,495 6.24%
BELLINGHAM, WA (FHA|USDA|VA) 8 $3,520,000 $440,000 $8,456 6.72%
BILLINGS, MT (FHA|USDA|VA) 11 $3,515,000 $319,545 $7,466 6.10%
FLORENCE, SC (FHA|USDA|VA) 11 $3,495,000 $317,727 $7,346 6.27%
DOVER, DE (FHA|USDA|VA) 9 $3,455,000 $383,889 $13,222 6.21%
Warrensburg, MO (FHA|USDA|VA) 12 $3,430,000 $285,833 $6,512 6.66%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 17 $3,375,000 $198,529 $5,863 6.53%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $3,370,000 $421,250 $9,960 6.64%
TOPEKA, KS (FHA|USDA|VA) 14 $3,350,000 $239,286 $4,947 6.48%
BAKERSFIELD, CA (FHA|USDA|VA) 10 $3,350,000 $335,000 $6,882 6.28%
PUEBLO, CO (FHA|USDA|VA) 9 $3,345,000 $371,667 $10,861 6.40%
GREAT FALLS, MT (FHA|USDA|VA) 10 $3,340,000 $334,000 $10,416 6.34%
Tupelo, MS (FHA|USDA|VA) 12 $3,310,000 $275,833 $6,721 6.40%
Shawnee, OK (FHA|USDA|VA) 10 $3,310,000 $331,000 $5,428 6.36%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 14 $3,310,000 $236,429 $8,625 6.58%
GAINESVILLE, GA (FHA|USDA|VA) 9 $3,205,000 $356,111 $10,311 5.93%
ROCHESTER, NY (FHA|USDA|VA) 15 $3,165,000 $211,000 $6,845 6.48%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $3,140,000 $523,333 $13,030 6.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $3,120,000 $390,000 $10,294 6.14%
CANTON-MASSILLON, OH (FHA|USDA|VA) 14 $3,120,000 $222,857 $6,040 6.36%
LAWRENCE, KS (FHA|USDA|VA) 9 $3,075,000 $341,667 $7,426 6.29%
LAKE CHARLES, LA (FHA|USDA|VA) 14 $3,060,000 $218,571 $7,477 6.44%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 7 $3,025,000 $432,143 $7,433 6.41%
CLEVELAND, TN (FHA|USDA|VA) 9 $3,025,000 $336,111 $8,394 6.26%
SAN ANGELO, TX (FHA|USDA|VA) 12 $3,020,000 $251,667 $8,332 6.29%
PUNTA GORDA, FL (FHA|USDA|VA) 11 $3,015,000 $274,091 $6,914 6.69%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 11 $3,005,000 $273,182 $7,432 6.73%
ALBANY, GA (FHA|USDA|VA) 10 $2,990,000 $299,000 $7,198 6.13%
Coos Bay, OR (FHA|USDA|VA) 9 $2,955,000 $328,333 $8,141 6.68%
LAFAYETTE, LA (FHA|USDA|VA) 14 $2,950,000 $210,714 $5,259 6.46%
JOPLIN, MO (FHA|USDA|VA) 12 $2,900,000 $241,667 $4,645 6.70%
SPRINGFIELD, IL (FHA|USDA|VA) 14 $2,850,000 $203,571 $4,770 6.55%
TEXARKANA, TX-AR (FHA|USDA|VA) 9 $2,835,000 $315,000 $8,076 6.24%
Jefferson, GA (FHA|USDA|VA) 8 $2,820,000 $352,500 $10,567 6.11%
Juneau, AK (FHA|USDA|VA) 7 $2,805,000 $400,714 $9,187 6.00%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 11 $2,785,000 $253,182 $8,688 6.26%
Newport, OR (FHA|USDA|VA) 8 $2,780,000 $347,500 $8,321 6.59%
GREENVILLE, NC (FHA|USDA|VA) 9 $2,765,000 $307,222 $6,946 6.39%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,755,000 $393,571 $9,280 6.64%
UTICA-ROME, NY (FHA|USDA|VA) 10 $2,740,000 $274,000 $8,502 6.63%
Altus, OK (FHA|USDA|VA) 13 $2,735,000 $210,385 $5,948 6.56%
URBAN HONOLULU, HI (FHA|USDA|VA) 5 $2,735,000 $547,000 $20,808 5.90%
COLUMBIA, MO (FHA|USDA|VA) 10 $2,730,000 $273,000 $3,746 6.70%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 11 $2,725,000 $247,727 $4,797 6.55%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $2,715,000 $387,857 $11,917 6.96%
FRESNO, CA (FHA|USDA|VA) 8 $2,690,000 $336,250 $9,188 6.55%
Bozeman, MT (FHA|USDA|VA) 6 $2,690,000 $448,333 $10,094 6.73%
Concord, NH (FHA|USDA|VA) 6 $2,660,000 $443,333 $7,694 6.52%
ROME, GA (FHA|USDA|VA) 8 $2,640,000 $330,000 $5,702 6.47%
Kill Devil Hills, NC (FHA|USDA|VA) 7 $2,635,000 $376,429 $6,658 6.36%
Tullahoma-Manchester, TN (FHA|USDA|VA) 10 $2,630,000 $263,000 $7,760 5.91%
Fort Polk South, LA (FHA|USDA|VA) 11 $2,605,000 $236,818 $8,628 6.33%
HATTIESBURG, MS (FHA|USDA|VA) 12 $2,600,000 $216,667 $5,756 6.45%
Morehead City, NC (FHA|USDA|VA) 6 $2,580,000 $430,000 $11,533 5.94%
FARGO, ND-MN (FHA|USDA|VA) 8 $2,520,000 $315,000 $6,710 6.97%
GREEN BAY, WI (FHA|USDA|VA) 10 $2,520,000 $252,000 $5,614 6.54%
BURLINGTON, NC (FHA|USDA|VA) 10 $2,520,000 $252,000 $7,735 6.53%
GLENS FALLS, NY (FHA|USDA|VA) 7 $2,515,000 $359,286 $9,107 6.89%
PROVO-OREM, UT (FHA|USDA|VA) 5 $2,515,000 $503,000 $4,832 6.88%
HARRISONBURG, VA (FHA|USDA|VA) 7 $2,495,000 $356,429 $8,374 6.79%
CHICO, CA (FHA|USDA|VA) 7 $2,495,000 $356,429 $7,749 6.29%
SALEM, OR (FHA|USDA|VA) 7 $2,495,000 $356,429 $13,389 6.23%
BLOOMINGTON, IN (FHA|USDA|VA) 10 $2,470,000 $247,000 $6,889 6.15%
Watertown, SD (FHA|USDA|VA) 6 $2,450,000 $408,333 $7,950 6.31%
MORGANTOWN, WV (FHA|USDA|VA) 8 $2,440,000 $305,000 $6,179 6.33%
HAMMOND, LA (FHA|USDA|VA) 7 $2,425,000 $346,429 $8,949 6.41%
IDAHO FALLS, ID (FHA|USDA|VA) 6 $2,420,000 $403,333 $8,849 6.27%
Carlsbad-Artesia, NM (FHA|USDA|VA) 9 $2,415,000 $268,333 $8,102 6.39%
HOT SPRINGS, AR (FHA|USDA|VA) 11 $2,395,000 $217,727 $5,831 6.63%
GETTYSBURG, PA (FHA|USDA|VA) 8 $2,390,000 $298,750 $8,344 6.36%
Oak Harbor, WA (FHA|USDA|VA) 4 $2,390,000 $597,500 $18,338 6.31%
SPRINGFIELD, OH (FHA|USDA|VA) 7 $2,385,000 $340,714 $4,436 6.41%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $2,370,000 $592,500 $12,144 6.19%
MIDLAND, TX (FHA|USDA|VA) 6 $2,370,000 $395,000 $11,042 6.56%
VALLEJO, CA (FHA|USDA|VA) 5 $2,365,000 $473,000 $10,744 6.43%
Cullowhee, NC (FHA|USDA|VA) 6 $2,350,000 $391,667 $10,235 6.56%
YUMA, AZ (FHA|USDA|VA) 7 $2,335,000 $333,571 $11,414 6.18%
LANCASTER, PA (FHA|USDA|VA) 7 $2,335,000 $333,571 $7,062 6.23%
Crossville, TN (FHA|USDA|VA) 8 $2,310,000 $288,750 $5,020 6.36%
BOULDER, CO (FHA|USDA|VA) 5 $2,305,000 $461,000 $9,516 6.48%
APPLETON, WI (FHA|USDA|VA) 8 $2,280,000 $285,000 $7,905 6.00%
Clovis, NM (FHA|USDA|VA) 11 $2,275,000 $206,818 $6,579 6.39%
Sanford, NC (FHA|USDA|VA) 6 $2,230,000 $371,667 $12,246 6.06%
STAUNTON, VA (FHA|USDA|VA) 9 $2,205,000 $245,000 $7,742 6.15%
Seneca, SC (FHA|USDA|VA) 6 $2,200,000 $366,667 $8,624 6.44%
Spearfish, SD (FHA|USDA|VA) 5 $2,195,000 $439,000 $5,413 6.73%
McAlester, OK (FHA|USDA|VA) 6 $2,190,000 $365,000 $6,014 6.92%
EAU CLAIRE, WI (FHA|USDA|VA) 6 $2,170,000 $361,667 $11,823 6.31%
St. Marys, GA (FHA|USDA|VA) 7 $2,155,000 $307,857 $8,265 6.71%
Roseburg, OR (FHA|USDA|VA) 6 $2,140,000 $356,667 $6,795 6.27%
Marquette, MI (FHA|USDA|VA) 8 $2,130,000 $266,250 $4,465 6.73%
ERIE, PA (FHA|USDA|VA) 10 $2,130,000 $213,000 $7,857 6.34%
BINGHAMTON, NY (FHA|USDA|VA) 9 $2,105,000 $233,889 $4,939 7.06%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 8 $2,090,000 $261,250 $4,287 6.28%
CARBONDALE-MARION, IL (FHA|USDA|VA) 14 $2,090,000 $149,286 $3,657 6.45%
Columbus, MS (FHA|USDA|VA) 8 $2,080,000 $260,000 $6,784 6.47%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $2,025,000 $675,000 $28,275 6.00%
BRUNSWICK, GA (FHA|USDA|VA) 8 $2,020,000 $252,500 $6,448 6.67%
Del Rio, TX (FHA|USDA|VA) 8 $2,010,000 $251,250 $8,109 6.58%
JACKSON, TN (FHA|USDA|VA) 7 $2,005,000 $286,429 $6,476 6.46%
SAGINAW, MI (FHA|USDA|VA) 8 $1,990,000 $248,750 $3,655 6.59%
READING, PA (FHA|USDA|VA) 6 $1,980,000 $330,000 $9,625 6.06%
Sulphur Springs, TX (FHA|USDA|VA) 5 $1,975,000 $395,000 $9,675 6.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $1,965,000 $393,000 $10,520 6.00%
Richmond-Berea, KY (FHA|USDA|VA) 6 $1,950,000 $325,000 $7,132 5.88%
Minot, ND (FHA|USDA|VA) 9 $1,945,000 $216,111 $6,760 6.43%
ENID, OK (FHA|USDA|VA) 10 $1,940,000 $194,000 $6,613 6.55%
ST. GEORGE, UT (FHA|USDA|VA) 6 $1,930,000 $321,667 $10,243 6.19%
GRANTS PASS, OR (FHA|USDA|VA) 4 $1,930,000 $482,500 $12,042 6.34%
OWENSBORO, KY (FHA|USDA|VA) 8 $1,910,000 $238,750 $8,101 6.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 6 $1,910,000 $318,333 $5,010 6.23%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $1,880,000 $313,333 $8,892 6.56%
KINGSTON, NY (FHA|USDA|VA) 6 $1,880,000 $313,333 $11,206 6.44%
ROCKFORD, IL (FHA|USDA|VA) 8 $1,870,000 $233,750 $5,070 6.34%
WHEELING, WV-OH (FHA|USDA|VA) 7 $1,855,000 $265,000 $5,504 6.39%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $1,855,000 $371,000 $6,523 6.85%
STOCKTON, CA (FHA|USDA|VA) 4 $1,820,000 $455,000 $10,817 5.94%
Mountain Home, ID (FHA|USDA|VA) 5 $1,805,000 $361,000 $12,498 5.75%
Kerrville, TX (FHA|USDA|VA) 6 $1,790,000 $298,333 $5,359 6.33%
Cookeville, TN (FHA|USDA|VA) 6 $1,780,000 $296,667 $9,146 6.23%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 7 $1,775,000 $253,571 $6,200 6.29%
BEND, OR (FHA|USDA|VA) 7 $1,775,000 $253,571 $6,702 6.32%
Elizabeth City, NC (FHA|USDA|VA) 5 $1,765,000 $353,000 $4,470 6.50%
Bemidji, MN (FHA|USDA|VA) 5 $1,765,000 $353,000 $8,587 6.08%
RACINE, WI (FHA|USDA|VA) 6 $1,750,000 $291,667 $6,734 6.42%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 6 $1,710,000 $285,000 $9,849 6.73%
Salina, KS (FHA|USDA|VA) 6 $1,710,000 $285,000 $5,955 6.17%
MANSFIELD, OH (FHA|USDA|VA) 6 $1,700,000 $283,333 $4,746 6.67%
Laramie, WY (FHA|USDA|VA) 4 $1,690,000 $422,500 $11,665 6.03%
Fredericksburg, TX (FHA|USDA|VA) 4 $1,670,000 $417,500 $10,951 6.13%
London, KY (FHA|USDA|VA) 6 $1,660,000 $276,667 $8,692 6.27%
Lebanon, MO (FHA|USDA|VA) 5 $1,645,000 $329,000 $6,361 6.40%
MADERA, CA (FHA|USDA|VA) 4 $1,640,000 $410,000 $11,204 5.53%
ALEXANDRIA, LA (FHA|USDA|VA) 7 $1,635,000 $233,571 $5,073 6.55%
Bluefield, WV-VA (FHA|USDA|VA) 7 $1,625,000 $232,143 $7,168 6.21%
Granbury, TX (FHA|USDA|VA) 6 $1,620,000 $270,000 $8,047 6.21%
CASPER, WY (FHA|USDA|VA) 6 $1,610,000 $268,333 $6,874 6.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,610,000 $402,500 $7,057 6.59%
WALLA WALLA, WA (FHA|USDA|VA) 3 $1,595,000 $531,667 $19,491 5.71%
Harrison, AR (FHA|USDA|VA) 6 $1,590,000 $265,000 $3,286 6.65%
Ruston, LA (FHA|USDA|VA) 5 $1,585,000 $317,000 $8,894 6.28%
Klamath Falls, OR (FHA|USDA|VA) 5 $1,585,000 $317,000 $10,642 6.03%
Alexandria, MN (FHA|USDA|VA) 3 $1,575,000 $525,000 $5,948 6.96%
Hilo, HI (FHA|USDA|VA) 3 $1,565,000 $521,667 $18,055 6.00%
Heber, UT (FHA|USDA|VA) 2 $1,560,000 $780,000 $4,034 6.94%
Plattsburgh, NY (FHA|USDA|VA) 5 $1,555,000 $311,000 $9,737 6.38%
Durant, OK (FHA|USDA|VA) 5 $1,555,000 $311,000 $5,040 6.40%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,043 6.42%
MISSOULA, MT (FHA|USDA|VA) 3 $1,535,000 $511,667 $10,837 6.00%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,520,000 $380,000 $14,987 5.88%
Montrose, CO (FHA|USDA|VA) 3 $1,515,000 $505,000 $6,185 6.17%
MORRISTOWN, TN (FHA|USDA|VA) 5 $1,495,000 $299,000 $8,952 6.20%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $1,495,000 $299,000 $3,861 6.48%
ROCHESTER, MN (FHA|USDA|VA) 6 $1,490,000 $248,333 $4,192 6.52%
BECKLEY, WV (FHA|USDA|VA) 6 $1,490,000 $248,333 $9,466 6.31%
Paducah, KY-IL (FHA|USDA|VA) 9 $1,475,000 $163,889 $5,365 6.68%
Forest City, NC (FHA|USDA|VA) 5 $1,465,000 $293,000 $7,259 6.15%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 5 $1,455,000 $291,000 $5,286 6.60%
Moscow, ID (FHA|USDA|VA) 5 $1,435,000 $287,000 $6,078 6.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 6 $1,430,000 $238,333 $4,671 6.77%
DeRidder, LA (FHA|USDA|VA) 5 $1,425,000 $285,000 $6,426 6.30%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,425,000 $285,000 $16,873 6.40%
Shelbyville, TN (FHA|USDA|VA) 4 $1,410,000 $352,500 $13,531 6.03%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 6 $1,410,000 $235,000 $5,804 6.23%
Sevierville, TN (FHA|USDA|VA) 3 $1,405,000 $468,333 $23,065 6.46%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 4 $1,400,000 $350,000 $13,372 6.22%
Riverton, WY (FHA|USDA|VA) 5 $1,395,000 $279,000 $4,274 6.68%
Warren, PA (FHA|USDA|VA) 7 $1,395,000 $199,286 $6,548 6.68%
MONROE, MI (FHA|USDA|VA) 6 $1,390,000 $231,667 $4,935 6.71%
Gillette, WY (FHA|USDA|VA) 5 $1,385,000 $277,000 $6,223 6.58%
Russellville, AR (FHA|USDA|VA) 5 $1,355,000 $271,000 $6,841 6.53%
Big Spring, TX (FHA|USDA|VA) 4 $1,350,000 $337,500 $9,635 6.06%
Shelby, NC (FHA|USDA|VA) 5 $1,345,000 $269,000 $8,237 6.15%
MIDLAND, MI (FHA|USDA|VA) 4 $1,340,000 $335,000 $5,640 6.53%
Durango, CO (FHA|USDA|VA) 3 $1,335,000 $445,000 $14,539 5.75%
KOKOMO, IN (FHA|USDA|VA) 7 $1,335,000 $190,714 $4,912 6.54%
Rutland, VT (FHA|USDA|VA) 3 $1,335,000 $445,000 $16,635 5.71%
BATTLE CREEK, MI (FHA|USDA|VA) 5 $1,325,000 $265,000 $7,415 6.10%
Wilson, NC (FHA|USDA|VA) 6 $1,320,000 $220,000 $6,524 6.54%
Torrington, CT (FHA|USDA|VA) 5 $1,315,000 $263,000 $5,995 6.30%
SALINAS, CA (FHA|USDA|VA) 2 $1,310,000 $655,000 $11,036 6.50%
Rockingham, NC (FHA|USDA|VA) 5 $1,305,000 $261,000 $5,982 7.03%
CARSON CITY, NV (FHA|USDA|VA) 3 $1,305,000 $435,000 $18,462 5.50%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 7 $1,305,000 $186,429 $4,256 6.88%
Lufkin, TX (FHA|USDA|VA) 6 $1,300,000 $216,667 $7,582 6.06%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $1,295,000 $259,000 $7,030 6.23%
COLUMBUS, IN (FHA|USDA|VA) 4 $1,280,000 $320,000 $8,508 5.69%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $1,275,000 $255,000 $8,437 6.18%
VISALIA, CA (FHA|USDA|VA) 3 $1,275,000 $425,000 $10,602 6.13%
BISMARCK, ND (FHA|USDA|VA) 4 $1,270,000 $317,500 $6,563 6.44%
Sayre, PA (FHA|USDA|VA) 4 $1,270,000 $317,500 $9,228 6.69%
Ponca City, OK (FHA|USDA|VA) 6 $1,270,000 $211,667 $5,633 6.29%
CHARLESTON, WV (FHA|USDA|VA) 6 $1,250,000 $208,333 $4,254 6.54%
NILES, MI (FHA|USDA|VA) 5 $1,245,000 $249,000 $7,528 6.23%
Portsmouth, OH (FHA|USDA|VA) 2 $1,240,000 $620,000 $24,342 6.00%
Cullman, AL (FHA|USDA|VA) 4 $1,220,000 $305,000 $7,828 6.41%
Barre, VT (FHA|USDA|VA) 3 $1,195,000 $398,333 $13,888 6.83%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $1,190,000 $297,500 $7,960 6.19%
Lewisburg, TN (FHA|USDA|VA) 1 $1,185,000 $1,185,000 $4,985 7.25%
Danville, VA (FHA|USDA|VA) 4 $1,170,000 $292,500 $6,745 6.19%
Cornelia, GA (FHA|USDA|VA) 3 $1,165,000 $388,333 $12,392 5.92%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $1,165,000 $388,333 $16,479 5.96%
Greeneville, TN (FHA|USDA|VA) 4 $1,160,000 $290,000 $4,520 6.25%
Scottsboro, AL (FHA|USDA|VA) 3 $1,155,000 $385,000 $9,744 6.79%
Searcy, AR (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,481 6.56%
Elk City, OK (FHA|USDA|VA) 5 $1,145,000 $229,000 $5,374 6.83%
Butte-Silver Bow, MT (FHA|USDA|VA) 4 $1,140,000 $285,000 $6,850 6.69%
Brenham, TX (FHA|USDA|VA) 3 $1,135,000 $378,333 $9,966 6.21%
LEBANON, PA (FHA|USDA|VA) 3 $1,135,000 $378,333 $9,512 6.75%
Rochelle, IL (FHA|USDA|VA) 5 $1,135,000 $227,000 $7,876 5.98%
Brownwood, TX (FHA|USDA|VA) 4 $1,130,000 $282,500 $4,267 6.78%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $1,125,000 $225,000 $5,378 6.08%
VICTORIA, TX (FHA|USDA|VA) 5 $1,125,000 $225,000 $7,436 6.38%
Shelton, WA (FHA|USDA|VA) 3 $1,125,000 $375,000 $3,457 6.67%
BOWLING GREEN, KY (FHA|USDA|VA) 5 $1,125,000 $225,000 $5,947 6.33%
Stevens Point, WI (FHA|USDA|VA) 3 $1,125,000 $375,000 $12,446 5.92%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $1,115,000 $371,667 $11,319 6.46%
Keene, NH (FHA|USDA|VA) 3 $1,115,000 $371,667 $9,390 7.04%
Moses Lake, WA (FHA|USDA|VA) 3 $1,115,000 $371,667 $4,699 7.17%
Ruidoso, NM (FHA|USDA|VA) 4 $1,110,000 $277,500 $5,669 6.97%
Martinsville, VA (FHA|USDA|VA) 5 $1,105,000 $221,000 $5,929 6.28%
MODESTO, CA (FHA|USDA|VA) 2 $1,100,000 $550,000 $12,293 6.63%
Key West, FL (FHA|USDA|VA) 2 $1,100,000 $550,000 $11,623 6.25%
JACKSON, MI (FHA|USDA|VA) 4 $1,100,000 $275,000 $6,273 6.84%
Brainerd, MN (FHA|USDA|VA) 6 $1,090,000 $181,667 $6,619 6.44%
Whitewater, WI (FHA|USDA|VA) 3 $1,085,000 $361,667 $3,849 6.33%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,009 6.45%
Roswell, NM (FHA|USDA|VA) 4 $1,080,000 $270,000 $7,218 6.69%
ST. CLOUD, MN (FHA|USDA|VA) 4 $1,080,000 $270,000 $8,511 6.00%
Adrian, MI (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,075 6.55%
Clarksburg, WV (FHA|USDA|VA) 3 $1,075,000 $358,333 $5,530 6.58%
Rockport, TX (FHA|USDA|VA) 3 $1,075,000 $358,333 $10,227 6.63%
Owatonna, MN (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,911 6.19%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $1,070,000 $267,500 $8,688 6.41%
Stillwater, OK (FHA|USDA|VA) 4 $1,070,000 $267,500 $6,357 6.28%
Bedford, IN (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,008 6.34%
CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $1,045,000 $209,000 $3,679 6.20%
Clearlake, CA (FHA|USDA|VA) 3 $1,045,000 $348,333 $6,115 6.33%
MANKATO, MN (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,100 6.53%
Batesville, AR (FHA|USDA|VA) 4 $1,040,000 $260,000 $5,025 6.97%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,025,000 $341,667 $4,205 6.54%
Burlington, IA-IL (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,168 7.03%
YUBA CITY, CA (FHA|USDA|VA) 3 $1,025,000 $341,667 $6,778 6.21%
North Wilkesboro, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $7,239 5.72%
ELMIRA, NY (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,712 6.10%
Fernley, NV (FHA|USDA|VA) 3 $1,005,000 $335,000 $10,263 5.71%
Frankfort, KY (FHA|USDA|VA) 3 $1,005,000 $335,000 $6,319 5.92%
TERRE HAUTE, IN (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,469 6.44%
Sheridan, WY (FHA|USDA|VA) 2 $990,000 $495,000 $2,770 6.31%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $990,000 $247,500 $7,345 6.44%
Cedartown, GA (FHA|USDA|VA) 2 $970,000 $485,000 $22,160 5.63%
Manitowoc, WI (FHA|USDA|VA) 4 $970,000 $242,500 $2,852 6.94%
Danville, KY (FHA|USDA|VA) 3 $965,000 $321,667 $6,783 6.17%
Albertville, AL (FHA|USDA|VA) 3 $965,000 $321,667 $4,068 6.17%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $965,000 $965,000 $21,086 6.75%
Kinston, NC (FHA|USDA|VA) 4 $950,000 $237,500 $8,488 6.84%
Taos, NM (FHA|USDA|VA) 3 $945,000 $315,000 $8,308 6.54%
Statesboro, GA (FHA|USDA|VA) 3 $945,000 $315,000 $4,515 6.46%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $945,000 $315,000 $12,752 6.38%
Port Angeles, WA (FHA|USDA|VA) 3 $945,000 $315,000 $5,291 6.54%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 4 $940,000 $235,000 $3,792 6.09%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $940,000 $235,000 $5,979 6.78%
Washington, IN (FHA|USDA|VA) 3 $925,000 $308,333 $4,925 7.29%
Marietta, OH (FHA|USDA|VA) 3 $915,000 $305,000 $8,936 6.58%
Muskogee, OK (FHA|USDA|VA) 4 $900,000 $225,000 $5,742 6.72%
ALTOONA, PA (FHA|USDA|VA) 7 $895,000 $127,857 $5,412 6.57%
Los Alamos, NM (FHA|USDA|VA) 2 $890,000 $445,000 $14,792 6.75%
Oxford, MS (FHA|USDA|VA) 3 $885,000 $295,000 $11,823 5.88%
EL CENTRO, CA (FHA|USDA|VA) 3 $885,000 $295,000 $7,195 6.38%
Aberdeen, SD (FHA|USDA|VA) 4 $880,000 $220,000 $4,180 6.41%
FOND DU LAC, WI (FHA|USDA|VA) 4 $880,000 $220,000 $10,047 6.50%
Sault Ste. Marie, MI (FHA|USDA|VA) 4 $880,000 $220,000 $7,120 5.91%
Batavia, NY (FHA|USDA|VA) 3 $875,000 $291,667 $5,232 6.38%
Roanoke Rapids, NC (FHA|USDA|VA) 4 $870,000 $217,500 $5,656 6.88%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $860,000 $430,000 $3,181 5.81%
Centralia, WA (FHA|USDA|VA) 3 $855,000 $285,000 $3,506 6.63%
Mexico, MO (FHA|USDA|VA) 4 $850,000 $212,500 $8,823 5.72%
Cambridge, MD (FHA|USDA|VA) 2 $850,000 $425,000 $11,418 6.13%
Ozark, AL (FHA|USDA|VA) 4 $850,000 $212,500 $7,483 6.41%
GADSDEN, AL (FHA|USDA|VA) 3 $845,000 $281,667 $10,681 6.13%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 5 $845,000 $169,000 $3,509 6.73%
Gallup, NM (FHA|USDA|VA) 3 $845,000 $281,667 $7,500 6.67%
Payson, AZ (FHA|USDA|VA) 2 $840,000 $420,000 $28,078 6.13%
Meridian, MS (FHA|USDA|VA) 6 $840,000 $140,000 $5,125 6.77%
Pottsville, PA (FHA|USDA|VA) 5 $835,000 $167,000 $6,294 6.58%
Fremont, NE (FHA|USDA|VA) 4 $830,000 $207,500 $5,991 6.47%
Poplar Bluff, MO (FHA|USDA|VA) 3 $825,000 $275,000 $8,252 6.13%
Pella, IA (FHA|USDA|VA) 3 $825,000 $275,000 $4,753 6.38%
Aberdeen, WA (FHA|USDA|VA) 3 $825,000 $275,000 $6,416 6.29%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $825,000 $275,000 $8,057 6.21%
CaƱon City, CO (FHA|USDA|VA) 3 $825,000 $275,000 $4,186 6.96%
Auburn, NY (FHA|USDA|VA) 2 $820,000 $410,000 $17,198 5.31%
Crescent City, CA (FHA|USDA|VA) 2 $810,000 $405,000 $7,467 6.56%
Andrews, TX (FHA|USDA|VA) 2 $810,000 $405,000 $13,152 6.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $800,000 $400,000 $4,208 6.50%
Boone, NC (FHA|USDA|VA) 2 $790,000 $395,000 $3,836 7.38%
Hutchinson, KS (FHA|USDA|VA) 3 $785,000 $261,667 $7,170 6.38%
Picayune, MS (FHA|USDA|VA) 4 $780,000 $195,000 $4,571 7.56%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $780,000 $390,000 $4,245 7.13%
Jesup, GA (FHA|USDA|VA) 4 $780,000 $195,000 $7,606 6.06%
Bardstown, KY (FHA|USDA|VA) 2 $780,000 $390,000 $5,360 7.06%
MUSKEGON, MI (FHA|USDA|VA) 3 $775,000 $258,333 $5,580 6.79%
Fallon, NV (FHA|USDA|VA) 2 $770,000 $385,000 $7,538 6.19%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $765,000 $255,000 $10,126 6.58%
Sunbury, PA (FHA|USDA|VA) 3 $765,000 $255,000 $7,854 6.21%
Cleveland, MS (FHA|USDA|VA) 1 $765,000 $765,000 $35,434 5.75%
Zanesville, OH (FHA|USDA|VA) 2 $760,000 $380,000 $4,750 6.63%
Athens, TN (FHA|USDA|VA) 2 $750,000 $375,000 $6,424 6.44%
LOGAN, UT-ID (FHA|USDA|VA) 3 $745,000 $248,333 $2,695 6.75%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $740,000 $185,000 $6,088 6.56%
Athens, TX (FHA|USDA|VA) 3 $735,000 $245,000 $8,707 6.58%
MONROE, LA (FHA|USDA|VA) 4 $730,000 $182,500 $6,394 6.66%
Seymour, IN (FHA|USDA|VA) 3 $725,000 $241,667 $6,810 7.08%
Wilmington, OH (FHA|USDA|VA) 3 $725,000 $241,667 $5,995 6.17%
Chillicothe, OH (FHA|USDA|VA) 2 $720,000 $360,000 $4,911 6.19%
JONESBORO, AR (FHA|USDA|VA) 3 $715,000 $238,333 $5,245 6.54%
Fort Morgan, CO (FHA|USDA|VA) 3 $715,000 $238,333 $4,168 5.75%
Georgetown, SC (FHA|USDA|VA) 2 $710,000 $355,000 $8,513 6.56%
Ashtabula, OH (FHA|USDA|VA) 4 $710,000 $177,500 $4,378 6.38%
Easton, MD (FHA|USDA|VA) 2 $710,000 $355,000 $7,945 6.50%
Ardmore, OK (FHA|USDA|VA) 4 $710,000 $177,500 $7,294 6.31%
Sandpoint, ID (FHA|USDA|VA) 2 $710,000 $355,000 $6,995 6.13%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $705,000 $235,000 $3,684 7.04%
Ashland, OH (FHA|USDA|VA) 4 $700,000 $175,000 $6,122 6.28%
Huntsville, TX (FHA|USDA|VA) 2 $700,000 $350,000 $8,462 6.19%
Charleston-Mattoon, IL (FHA|USDA|VA) 3 $695,000 $231,667 $8,070 6.17%
BAY CITY, MI (FHA|USDA|VA) 3 $695,000 $231,667 $10,372 5.79%
Las Vegas, NM (FHA|USDA|VA) 3 $695,000 $231,667 $5,184 6.79%
Escanaba, MI (FHA|USDA|VA) 4 $690,000 $172,500 $3,635 6.94%
KANKAKEE, IL (FHA|USDA|VA) 4 $690,000 $172,500 $5,461 6.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $690,000 $172,500 $5,287 6.34%
Stephenville, TX (FHA|USDA|VA) 1 $685,000 $685,000 $5,402 6.13%
Show Low, AZ (FHA|USDA|VA) 4 $680,000 $170,000 $6,202 6.31%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $680,000 $340,000 $4,872 6.06%
LIMA, OH (FHA|USDA|VA) 2 $680,000 $340,000 $3,447 6.81%
JOHNSTOWN, PA (FHA|USDA|VA) 4 $680,000 $170,000 $4,322 7.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $675,000 $225,000 $5,183 6.88%
Glasgow, KY (FHA|USDA|VA) 3 $665,000 $221,667 $5,034 6.42%
Murray, KY (FHA|USDA|VA) 4 $660,000 $165,000 $6,103 6.00%
DuBois, PA (FHA|USDA|VA) 4 $650,000 $162,500 $3,938 6.13%
Burley, ID (FHA|USDA|VA) 2 $650,000 $325,000 $13,730 6.44%
Cedar City, UT (FHA|USDA|VA) 2 $650,000 $325,000 $3,963 5.81%
Waycross, GA (FHA|USDA|VA) 3 $645,000 $215,000 $8,699 5.79%
Fairfield, IA (FHA|USDA|VA) 3 $645,000 $215,000 $4,309 6.71%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $635,000 $635,000 $9,380 6.50%
WENATCHEE, WA (FHA|USDA|VA) 2 $630,000 $315,000 $5,755 6.88%
Lawrenceburg, TN (FHA|USDA|VA) 2 $630,000 $315,000 $5,046 6.56%
DECATUR, IL (FHA|USDA|VA) 2 $630,000 $315,000 $5,287 7.00%
Sandusky, OH (FHA|USDA|VA) 2 $630,000 $315,000 $4,978 6.31%
Galesburg, IL (FHA|USDA|VA) 3 $625,000 $208,333 $5,171 6.13%
PITTSFIELD, MA (FHA|USDA|VA) 2 $620,000 $310,000 $7,626 5.94%
FARMINGTON, NM (FHA|USDA|VA) 2 $620,000 $310,000 $5,205 6.25%
DUBUQUE, IA (FHA|USDA|VA) 2 $620,000 $310,000 $6,776 6.44%
Marion, NC (FHA|USDA|VA) 2 $620,000 $310,000 $5,538 6.19%
Astoria, OR (FHA|USDA|VA) 1 $615,000 $615,000 $17,686 6.25%
Scottsbluff, NE (FHA|USDA|VA) 3 $615,000 $205,000 $3,108 6.83%
EspaƱola, NM (FHA|USDA|VA) 1 $615,000 $615,000 $10,291 5.88%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $615,000 $615,000 $10,834 7.00%
Houghton, MI (FHA|USDA|VA) 2 $610,000 $305,000 $2,970 6.44%
Plymouth, IN (FHA|USDA|VA) 3 $605,000 $201,667 $3,094 6.71%
Orangeburg, SC (FHA|USDA|VA) 3 $605,000 $201,667 $1,995 6.96%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $600,000 $300,000 $10,445 7.13%
Somerset, PA (FHA|USDA|VA) 2 $600,000 $300,000 $5,675 6.88%
Kearney, NE (FHA|USDA|VA) 2 $600,000 $300,000 $4,688 6.31%
Tifton, GA (FHA|USDA|VA) 2 $600,000 $300,000 $8,383 6.19%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $595,000 $198,333 $4,150 6.75%
North Platte, NE (FHA|USDA|VA) 2 $590,000 $295,000 $6,733 6.31%
Wabash, IN (FHA|USDA|VA) 2 $570,000 $285,000 $6,814 6.00%
Bradford, PA (FHA|USDA|VA) 3 $565,000 $188,333 $5,081 6.29%
Iron Mountain, MI-WI (FHA|USDA|VA) 3 $565,000 $188,333 $4,317 6.17%
Milledgeville, GA (FHA|USDA|VA) 2 $560,000 $280,000 $3,505 7.00%
Alpena, MI (FHA|USDA|VA) 4 $560,000 $140,000 $3,561 7.28%
Centralia, IL (FHA|USDA|VA) 2 $550,000 $275,000 $11,573 6.69%
Dyersburg, TN (FHA|USDA|VA) 2 $550,000 $275,000 $9,644 6.44%
Marshall, MN (FHA|USDA|VA) 3 $535,000 $178,333 $2,896 6.88%
Hays, KS (FHA|USDA|VA) 2 $530,000 $265,000 $4,268 6.63%
Mitchell, SD (FHA|USDA|VA) 2 $520,000 $260,000 $10,152 6.25%
Ottawa, IL (FHA|USDA|VA) 1 $515,000 $515,000 $3,569 7.13%
PINE BLUFF, AR (FHA|USDA|VA) 3 $515,000 $171,667 $5,088 6.42%
Bonham, TX (FHA|USDA|VA) 1 $515,000 $515,000 $10,004 6.00%
Washington, NC (FHA|USDA|VA) 3 $515,000 $171,667 $5,422 6.29%
Starkville, MS (FHA|USDA|VA) 1 $515,000 $515,000 $3,940 6.25%
Kendallville, IN (FHA|USDA|VA) 1 $515,000 $515,000 $12,409 7.25%
Bainbridge, GA (FHA|USDA|VA) 2 $510,000 $255,000 $3,372 6.44%
Laurel, MS (FHA|USDA|VA) 2 $510,000 $255,000 $8,979 6.75%
Safford, AZ (FHA|USDA|VA) 2 $510,000 $255,000 $8,581 6.38%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $510,000 $255,000 $4,924 6.19%
Troy, AL (FHA|USDA|VA) 4 $510,000 $127,500 $4,752 5.66%
Lock Haven, PA (FHA|USDA|VA) 2 $500,000 $250,000 $4,607 7.25%
YAKIMA, WA (FHA|USDA|VA) 2 $500,000 $250,000 $3,925 6.81%
Findlay, OH (FHA|USDA|VA) 2 $500,000 $250,000 $9,904 6.75%
POCATELLO, ID (FHA|USDA|VA) 2 $500,000 $250,000 $10,173 6.19%
Cortland, NY (FHA|USDA|VA) 3 $495,000 $165,000 $7,761 6.71%
Bluffton, IN (FHA|USDA|VA) 1 $495,000 $495,000 $11,973 6.75%
Amsterdam, NY (FHA|USDA|VA) 2 $490,000 $245,000 $9,253 6.88%
Somerset, KY (FHA|USDA|VA) 2 $490,000 $245,000 $4,832 5.75%
Gainesville, TX (FHA|USDA|VA) 2 $490,000 $245,000 $8,176 5.69%
Jackson, OH (FHA|USDA|VA) 1 $485,000 $485,000 $21,913 5.88%
Greenwood, SC (FHA|USDA|VA) 2 $480,000 $240,000 $6,790 6.88%
FLINT, MI (FHA|USDA|VA) 2 $480,000 $240,000 $6,948 6.19%
Holland, MI (FHA|USDA|VA) 2 $480,000 $240,000 $12,396 6.19%
Wooster, OH (FHA|USDA|VA) 2 $480,000 $240,000 $5,787 6.44%
Weatherford, OK (FHA|USDA|VA) 2 $480,000 $240,000 $6,188 6.56%
Fergus Falls, MN (FHA|USDA|VA) 2 $470,000 $235,000 $5,460 5.88%
Ottawa, KS (FHA|USDA|VA) 2 $470,000 $235,000 $6,076 6.44%
Crawfordsville, IN (FHA|USDA|VA) 1 $465,000 $465,000 $6,472 6.50%
Paris, TN (FHA|USDA|VA) 2 $460,000 $230,000 $5,469 6.50%
Central City, KY (FHA|USDA|VA) 1 $455,000 $455,000 $12,928 7.13%
Williston, ND (FHA|USDA|VA) 1 $455,000 $455,000 $14,871 5.50%
Corinth, MS (FHA|USDA|VA) 2 $450,000 $225,000 $14,499 6.13%
Garden City, KS (FHA|USDA|VA) 2 $450,000 $225,000 $3,314 6.81%
Mount Pleasant, TX (FHA|USDA|VA) 2 $450,000 $225,000 $4,593 6.81%
The Dalles, OR (FHA|USDA|VA) 1 $445,000 $445,000 $3,134 6.50%
TWIN FALLS, ID (FHA|USDA|VA) 1 $445,000 $445,000 $7,829 5.63%
IOWA CITY, IA (FHA|USDA|VA) 3 $445,000 $148,333 $1,973 7.29%
Mount Sterling, KY (FHA|USDA|VA) 3 $445,000 $148,333 $2,277 6.75%
AMES, IA (FHA|USDA|VA) 3 $445,000 $148,333 $4,566 5.96%
Quincy, IL-MO (FHA|USDA|VA) 1 $445,000 $445,000 $12,336 5.00%
Palatka, FL (FHA|USDA|VA) 1 $445,000 $445,000 $6,094 7.13%
Ogdensburg-Massena, NY (FHA|USDA|VA) 3 $445,000 $148,333 $4,384 6.79%
Freeport, IL (FHA|USDA|VA) 2 $440,000 $220,000 $5,187 6.63%
Opelousas, LA (FHA|USDA|VA) 2 $440,000 $220,000 $6,943 5.88%
Lake City, FL (FHA|USDA|VA) 1 $435,000 $435,000 $6,302 6.63%
Eagle Pass, TX (FHA|USDA|VA) 2 $430,000 $215,000 $7,602 5.94%
Mineral Wells, TX (FHA|USDA|VA) 1 $415,000 $415,000 $9,786 5.75%
Jacksonville, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,618 5.81%
El Campo, TX (FHA|USDA|VA) 2 $410,000 $205,000 $5,829 6.00%
DALTON, GA (FHA|USDA|VA) 2 $410,000 $205,000 $2,849 7.19%
Dickinson, ND (FHA|USDA|VA) 2 $410,000 $205,000 $5,338 6.75%
DANVILLE, IL (FHA|USDA|VA) 2 $410,000 $205,000 $6,179 6.63%
Indiana, PA (FHA|USDA|VA) 1 $405,000 $405,000 $18,696 5.88%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $405,000 $405,000 $4,016 7.13%
Salem, OH (FHA|USDA|VA) 2 $400,000 $200,000 $3,912 7.38%
Bay City, TX (FHA|USDA|VA) 1 $395,000 $395,000 $6,641 6.50%
Dayton, TN (FHA|USDA|VA) 1 $395,000 $395,000 $7,347 5.75%
Alma, MI (FHA|USDA|VA) 2 $390,000 $195,000 $9,734 5.88%
Kirksville, MO (FHA|USDA|VA) 2 $390,000 $195,000 $6,379 5.63%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $385,000 $128,333 $5,926 6.92%
Martin, TN (FHA|USDA|VA) 1 $385,000 $385,000 $16,573 6.75%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $385,000 $385,000 $11,161 5.50%
McPherson, KS (FHA|USDA|VA) 1 $385,000 $385,000 $16,829 5.63%
Dixon, IL (FHA|USDA|VA) 3 $385,000 $128,333 $4,366 6.04%
Defiance, OH (FHA|USDA|VA) 3 $385,000 $128,333 $6,158 6.38%
Warsaw, IN (FHA|USDA|VA) 2 $380,000 $190,000 $3,781 6.75%
Union, SC (FHA|USDA|VA) 2 $380,000 $190,000 $2,866 7.13%
Dodge City, KS (FHA|USDA|VA) 1 $375,000 $375,000 $1,542 7.88%
Washington Court House, OH (FHA|USDA|VA) 1 $375,000 $375,000 $18,297 7.00%
Albemarle, NC (FHA|USDA|VA) 1 $375,000 $375,000 $15,723 5.63%
Alice, TX (FHA|USDA|VA) 1 $365,000 $365,000 $6,710 6.50%
Hillsdale, MI (FHA|USDA|VA) 1 $365,000 $365,000 $17,329 6.13%
Mount Pleasant, MI (FHA|USDA|VA) 1 $365,000 $365,000 $5,671 5.75%
Norfolk, NE (FHA|USDA|VA) 3 $365,000 $121,667 $3,648 7.42%
Fort Payne, AL (FHA|USDA|VA) 2 $360,000 $180,000 $4,845 6.38%
Dublin, GA (FHA|USDA|VA) 1 $355,000 $355,000 $2,387 6.63%
Elko, NV (FHA|USDA|VA) 1 $355,000 $355,000 $18,277 5.75%
Ukiah, CA (FHA|USDA|VA) 1 $355,000 $355,000 $15,094 6.63%
Carroll, IA (FHA|USDA|VA) 2 $350,000 $175,000 $7,261 5.81%
Ada, OK (FHA|USDA|VA) 2 $350,000 $175,000 $3,530 6.06%
Sterling, CO (FHA|USDA|VA) 2 $350,000 $175,000 $4,118 6.69%
La Grande, OR (FHA|USDA|VA) 1 $345,000 $345,000 $7,413 6.38%
Brevard, NC (FHA|USDA|VA) 1 $345,000 $345,000 $6,411 6.13%
Sedalia, MO (FHA|USDA|VA) 2 $340,000 $170,000 $2,023 6.88%
Sonora, CA (FHA|USDA|VA) 1 $335,000 $335,000 $6,300 6.25%
Natchez, MS-LA (FHA|USDA|VA) 2 $330,000 $165,000 $3,328 6.75%
North Vernon, IN (FHA|USDA|VA) 1 $325,000 $325,000 $1,790 7.38%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $325,000 $325,000 $8,162 5.75%
Alexander City, AL (FHA|USDA|VA) 3 $325,000 $108,333 $4,894 5.83%
Pahrump, NV (FHA|USDA|VA) 2 $320,000 $160,000 $8,001 6.69%
Red Wing, MN (FHA|USDA|VA) 1 $315,000 $315,000 $15,797 5.63%
Magnolia, AR (FHA|USDA|VA) 2 $310,000 $155,000 $4,254 6.00%
Palestine, TX (FHA|USDA|VA) 2 $310,000 $155,000 $4,489 6.25%
Vicksburg, MS (FHA|USDA|VA) 1 $305,000 $305,000 $10,781 6.38%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $305,000 $305,000 $9,990 7.63%
Thomasville, GA (FHA|USDA|VA) 1 $305,000 $305,000 $12,806 6.13%
Corsicana, TX (FHA|USDA|VA) 1 $305,000 $305,000 $5,003 6.25%
Beaver Dam, WI (FHA|USDA|VA) 1 $305,000 $305,000 $11,254 5.25%
Silver City, NM (FHA|USDA|VA) 2 $300,000 $150,000 $6,083 6.56%
Coffeyville, KS (FHA|USDA|VA) 2 $300,000 $150,000 $8,878 6.00%
Camden, AR (FHA|USDA|VA) 1 $285,000 $285,000 $4,361 6.13%
Ontario, OR-ID (FHA|USDA|VA) 1 $285,000 $285,000 $3,175 6.25%
Craig, CO (FHA|USDA|VA) 1 $285,000 $285,000 $12,649 6.50%
Calhoun, GA (FHA|USDA|VA) 1 $285,000 $285,000 $3,470 7.63%
LaGrange, GA-AL (FHA|USDA|VA) 2 $280,000 $140,000 $4,727 6.31%
Olean, NY (FHA|USDA|VA) 2 $280,000 $140,000 $5,465 6.50%
Sikeston, MO (FHA|USDA|VA) 2 $280,000 $140,000 $3,273 6.81%
Branson, MO (FHA|USDA|VA) 1 $275,000 $275,000 $2,599 7.38%
Emporia, KS (FHA|USDA|VA) 1 $275,000 $275,000 $5,056 6.13%
Greensburg, IN (FHA|USDA|VA) 1 $275,000 $275,000 $13,215 7.00%
Big Stone Gap, VA (FHA|USDA|VA) 2 $270,000 $135,000 $3,713 6.44%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $270,000 $135,000 $8,230 5.94%
Mount Vernon, IL (FHA|USDA|VA) 2 $270,000 $135,000 $6,396 5.88%
Steamboat Springs, CO (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.88%
Clewiston, FL (FHA|USDA|VA) 1 $265,000 $265,000 $11,930 5.63%
Pierre, SD (FHA|USDA|VA) 1 $265,000 $265,000 $3,408 7.13%
Menomonie, WI (FHA|USDA|VA) 1 $265,000 $265,000 $3,481 6.75%
Gloversville, NY (FHA|USDA|VA) 1 $265,000 $265,000 $11,525 6.75%
Hutchinson, MN (FHA|USDA|VA) 1 $265,000 $265,000 $2,835 6.25%
Fitzgerald, GA (FHA|USDA|VA) 2 $260,000 $130,000 $5,806 6.44%
Huntington, IN (FHA|USDA|VA) 1 $255,000 $255,000 $1,835 6.13%
Portales, NM (FHA|USDA|VA) 1 $255,000 $255,000 $1,862 7.38%
Americus, GA (FHA|USDA|VA) 1 $255,000 $255,000 $2,014 6.25%
Farmington, MO (FHA|USDA|VA) 1 $255,000 $255,000 $14,520 5.75%
LAREDO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $9,021 6.25%
Rexburg, ID (FHA|USDA|VA) 1 $245,000 $245,000 $8,309 5.50%
MUNCIE, IN (FHA|USDA|VA) 1 $245,000 $245,000 $3,256 6.63%
Sturgis, MI (FHA|USDA|VA) 1 $245,000 $245,000 $3,857 5.63%
Vermillion, SD (FHA|USDA|VA) 1 $245,000 $245,000 $12,791 6.50%
Ottumwa, IA (FHA|USDA|VA) 1 $245,000 $245,000 $9,549 5.50%
Laurinburg, NC (FHA|USDA|VA) 2 $240,000 $120,000 $2,402 6.44%
Mount Vernon, OH (FHA|USDA|VA) 1 $235,000 $235,000 $7,866 6.63%
Hannibal, MO (FHA|USDA|VA) 1 $235,000 $235,000 $1,426 6.75%
Lincoln, IL (FHA|USDA|VA) 1 $235,000 $235,000 $3,859 6.25%
Okeechobee, FL (FHA|USDA|VA) 1 $235,000 $235,000 $6,516 6.50%
ITHACA, NY (FHA|USDA|VA) 1 $235,000 $235,000 $9,144 7.50%
Nacogdoches, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,447 6.25%
Bennington, VT (FHA|USDA|VA) 1 $235,000 $235,000 $8,049 7.00%
Hastings, NE (FHA|USDA|VA) 1 $235,000 $235,000 $5,875 5.88%
Mountain Home, AR (FHA|USDA|VA) 2 $230,000 $115,000 $3,769 6.25%
Norwalk, OH (FHA|USDA|VA) 1 $225,000 $225,000 $3,242 7.00%
Muscatine, IA (FHA|USDA|VA) 1 $225,000 $225,000 $1,847 6.25%
Brookings, SD (FHA|USDA|VA) 1 $225,000 $225,000 $10,369 5.13%
Clinton, IA (FHA|USDA|VA) 1 $225,000 $225,000 $7,550 6.25%
Marshalltown, IA (FHA|USDA|VA) 1 $225,000 $225,000 $8,932 5.75%
Beatrice, NE (FHA|USDA|VA) 1 $215,000 $215,000 $4,692 5.88%
Red Bluff, CA (FHA|USDA|VA) 1 $215,000 $215,000 $4,100 7.63%
Lumberton, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,377 8.38%
Huntingdon, PA (FHA|USDA|VA) 1 $215,000 $215,000 $6,951 6.63%
Cordele, GA (FHA|USDA|VA) 1 $215,000 $215,000 $13,784 6.38%
Selinsgrove, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,390 7.38%
Effingham, IL (FHA|USDA|VA) 1 $215,000 $215,000 $3,479 7.13%
Beeville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,610 7.13%
Henderson, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,711 6.50%
Baraboo, WI (FHA|USDA|VA) 2 $210,000 $105,000 $2,444 7.38%
Bellefontaine, OH (FHA|USDA|VA) 1 $195,000 $195,000 $7,884 6.50%
Toccoa, GA (FHA|USDA|VA) 1 $195,000 $195,000 $5,127 6.38%
Auburn, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,272 6.75%
Malone, NY (FHA|USDA|VA) 1 $195,000 $195,000 $6,903 7.63%
Mayfield, KY (FHA|USDA|VA) 1 $195,000 $195,000 $9,807 5.50%
Brookings, OR (FHA|USDA|VA) 1 $195,000 $195,000 $5,696 7.13%
Vincennes, IN (FHA|USDA|VA) 1 $195,000 $195,000 $7,259 5.38%
Arkadelphia, AR (FHA|USDA|VA) 1 $195,000 $195,000 $10,979 7.38%
Lewisburg, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,158 6.50%
McComb, MS (FHA|USDA|VA) 1 $195,000 $195,000 $9,028 6.25%
Campbellsville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $3,758 6.00%
Grenada, MS (FHA|USDA|VA) 1 $185,000 $185,000 $2,178 7.13%
Bartlesville, OK (FHA|USDA|VA) 2 $180,000 $90,000 $2,857 6.69%
Fairmont, MN (FHA|USDA|VA) 1 $175,000 $175,000 $8,018 6.75%
Borger, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,073 5.88%
Maryville, MO (FHA|USDA|VA) 1 $175,000 $175,000 $3,796 6.25%
Union City, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,613 5.63%
New Castle, PA (FHA|USDA|VA) 1 $165,000 $165,000 $8,150 6.00%
Morgan City, LA (FHA|USDA|VA) 1 $165,000 $165,000 $3,970 5.75%
Marinette, WI-MI (FHA|USDA|VA) 1 $165,000 $165,000 $4,238 6.63%
Rock Springs, WY (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.13%
Eufaula, AL-GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,149 6.63%
Susanville, CA (FHA|USDA|VA) 1 $165,000 $165,000 $6,080 5.88%
Pullman, WA (FHA|USDA|VA) 1 $165,000 $165,000 $8,907 5.25%
Madison, IN (FHA|USDA|VA) 1 $165,000 $165,000 $4,966 6.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $155,000 $155,000 $4,825 6.25%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,376 6.75%
Greenville, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,720 7.13%
Shawano, WI (FHA|USDA|VA) 1 $145,000 $145,000 $3,525 7.88%
Oil City, PA (FHA|USDA|VA) 1 $145,000 $145,000 $8,274 7.25%
Rolla, MO (FHA|USDA|VA) 1 $145,000 $145,000 $4,800 5.50%
Winfield, KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,654 6.25%
ODESSA, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,035 5.88%
Mount Airy, NC (FHA|USDA|VA) 1 $145,000 $145,000 $7,247 6.50%
Frankfort, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,646 6.25%
Indianola, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,400 7.13%
Duncan, OK (FHA|USDA|VA) 1 $135,000 $135,000 $2,632 6.63%
Coldwater, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,349 6.88%
Seneca Falls, NY (FHA|USDA|VA) 1 $135,000 $135,000 $5,583 6.00%
Taylorville, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,844 7.13%
Fairmont, WV (FHA|USDA|VA) 1 $135,000 $135,000 $8,178 7.13%
Peru, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,121 6.75%
Meadville, PA (FHA|USDA|VA) 1 $135,000 $135,000 $5,309 7.75%
Pontiac, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,100 6.25%
Mason City, IA (FHA|USDA|VA) 1 $125,000 $125,000 $6,385 7.38%
Jasper, AL (FHA|USDA|VA) 1 $125,000 $125,000 $8,521 5.75%
Fremont, OH (FHA|USDA|VA) 1 $125,000 $125,000 $10,273 5.00%
Sidney, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,539 6.00%
Elkins, WV (FHA|USDA|VA) 1 $125,000 $125,000 $4,266 5.13%
Winona, MN (FHA|USDA|VA) 1 $115,000 $115,000 $3,002 6.00%
Newport, TN (FHA|USDA|VA) 1 $115,000 $115,000 $6,189 7.38%
Jasper, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,728 6.75%
Pittsburg, KS (FHA|USDA|VA) 1 $105,000 $105,000 $4,381 7.13%
West Point, MS (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.25%
Tahlequah, OK (FHA|USDA|VA) 1 $85,000 $85,000 $5,539 7.13%
New Ulm, MN (FHA|USDA|VA) 1 $85,000 $85,000 $3,024 7.13%
Raymondville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $5,835 6.63%
Corning, NY (FHA|USDA|VA) 1 $85,000 $85,000 $4,581 6.63%
West Plains, MO (FHA|USDA|VA) 1 $75,000 $75,000 $4,283 5.00%
Moultrie, GA (FHA|USDA|VA) 1 $75,000 $75,000 $5,137 5.50%
Marion, OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,428 6.00%
Urbana, OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,071 6.88%
Atchison, KS (FHA|USDA|VA) 1 $65,000 $65,000 $2,167 7.25%
Glenwood Springs, CO (FHA|USDA|VA) 1 $55,000 $55,000 $3,507 6.25%
Sterling, IL (FHA|USDA|VA) 1 $55,000 $55,000 $3,335 6.75%
Usaa Federal Savings Bank's top markets include Dallas, Washington, San Antonio, Atlanta, and Houston among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 7,628 $2,728,890,000 $357,746 $9,521 6.25%
    Conventional 4,518 $1,238,910,000 $274,216 $6,111 6.59%

    For 2023, Usaa Federal Savings Bank's most frequently originated type of loan was VA, with 7,628 originations. Their 2nd most popular type was Conventional, with 4,518 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 11,272 $3,761,680,000 $333,719 $8,448 6.38%
    Cash Out Refi 621 $161,435,000 $259,960 $6,754 6.30%
    Home Improvement 104 $14,770,000 $142,019 $4,348 6.73%
    Refi 91 $20,075,000 $220,604 $5,590 6.38%
    Other 58 $9,840,000 $169,655 $4,830 6.53%

    For 2023, Usaa Federal Savings Bank's most frequently cited loan purpose was Home Purchase, with 11,272 originations. The 2nd most popular reason was Cash Out Refi, with 621 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 11,431 $3,814,455,000 $333,694 $8,456 6.39%
    15 Year 387 $83,095,000 $214,716 $5,687 5.95%
    20 Year 281 $61,925,000 $220,374 $5,649 6.42%
    10 Year 45 $7,845,000 $174,333 $5,304 6.29%
    Other 2 $480,000 $240,000 $0 4.06%

    For 2023, Usaa Federal Savings Bank's most frequently cited loan duration was 30 Year, with 11,431 originations. The 2nd most popular length was 15 Year, with 387 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,247 $1,043,755,000 $321,452
    $1k-2k 2,783 $806,895,000 $289,937
    $5k+ 2,408 $1,009,900,000 $419,394
    $2k-3k 1,551 $457,825,000 $295,181
    $3k-4k 1,124 $339,790,000 $302,304
    $4k-5k 768 $258,070,000 $336,029

    Usaa Federal Savings Bank's average total fees were $8,456, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,247 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 6,043 $1,993,335,000 $329,859
    5-6% 3,630 $1,221,600,000 $336,529
    7-8% 2,037 $606,215,000 $297,602
    4-5% 389 $134,465,000 $345,668
    Over 8% 45 $11,335,000 $251,889
    3-4% 2 $850,000 $425,000

    During 2023, Usaa Federal Savings Bank's average interest rate for loans was 6.39%, while their most frequently originated rate bucket for loans was 6-7%, with 6,043 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,381 $1,889,105,000 $296,052 $7,655 6.34%
    $400k-600k 2,506 $1,199,490,000 $478,647 $10,883 6.30%
    $100k-200k 2,087 $324,775,000 $155,618 $5,027 6.50%
    $600k-1MM 673 $467,825,000 $695,134 $15,557 6.39%
    $100,000 or less 458 $34,500,000 $75,328 $3,559 6.71%
    $1MM+ 41 $52,105,000 $1,270,854 $35,059 6.30%

    2023 saw Usaa Federal Savings Bank place emphasis on $200k-400k loans with 6,381 originations, totaling $1,889,105,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,813 $1,245,865,000 $326,741 $8,425 6.36%
    $150k-250k 3,124 $1,257,120,000 $402,407 $9,317 6.39%
    $75k-100k 2,296 $614,920,000 $267,822 $7,522 6.35%
    $50k-75k 1,627 $339,275,000 $208,528 $6,315 6.35%
    $250k+ 869 $444,505,000 $511,513 $11,587 6.46%
    $50k or less 364 $48,100,000 $132,143 $4,683 6.47%

    Usaa Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 3,813 originations. The second most popular income band? $150k-250k, with 3,124 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,603 $767,145,000 $294,716 $7,478 6.34%
    30-36% 2,119 $669,755,000 $316,071 $7,801 6.36%
    50-60% 1,362 $538,000,000 $395,007 $10,875 6.35%
    <20% 916 $225,750,000 $246,452 $6,495 6.31%
    41% 384 $124,470,000 $324,141 $8,173 6.45%
    38% 383 $127,885,000 $333,903 $8,363 6.38%
    44% 381 $135,665,000 $356,076 $8,519 6.46%
    40% 377 $126,705,000 $336,088 $8,305 6.44%
    39% 369 $119,355,000 $323,455 $8,116 6.44%
    36% 368 $120,520,000 $327,500 $8,093 6.36%
    37% 367 $123,855,000 $337,480 $8,522 6.30%
    42% 348 $114,160,000 $328,046 $8,032 6.49%
    43% 341 $111,325,000 $326,466 $8,491 6.37%
    49% 339 $114,995,000 $339,218 $7,951 6.53%
    45% 306 $104,580,000 $341,765 $8,557 6.46%
    46% 304 $107,140,000 $352,434 $8,950 6.43%
    48% 302 $105,640,000 $349,801 $8,157 6.45%
    47% 291 $100,705,000 $346,065 $9,137 6.34%
    >60% 280 $128,390,000 $458,536 $11,275 6.42%

    Usaa Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 2,603 originations. The next most common DTI ratio? 30-36%, with 2,119 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 9,349 $3,007,015,000 $321,640 $8,151 6.39%
    Black 1,140 $395,140,000 $346,614 $8,796 6.33%
    Not provided 1,095 $374,385,000 $341,904 $8,601 6.33%
    Asian 260 $88,140,000 $339,000 $8,915 6.41%
    American Indian 216 $69,390,000 $321,250 $8,877 6.36%
    Native Hawaiian or Islander 22 $8,730,000 $396,818 $9,201 6.53%
    Filipino 20 $7,900,000 $395,000 $10,074 6.38%
    Japanese 8 $3,730,000 $466,250 $13,697 6.22%
    Vietnamese 6 $2,490,000 $415,000 $10,827 6.06%
    Other Asian 6 $2,350,000 $391,667 $5,884 6.27%
    Asian Indian 6 $2,330,000 $388,333 $8,543 6.52%
    Korean 6 $1,920,000 $320,000 $7,351 6.35%
    Guamanian 4 $1,420,000 $355,000 $15,584 5.72%
    3 $1,225,000 $408,333 $15,660 5.58%
    Other Pacific Islander 3 $925,000 $308,333 $12,041 6.17%
    Native Hawaiian 1 $455,000 $455,000 $12,928 7.13%
    Chinese 1 $255,000 $255,000 $3,273 6.13%

    Approval Rates

    Total approvals of all applications
    79.40%

    Usaa Federal Savings Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    36.37%

    Usaa Federal Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 12,146 $3,967,800,000 $326,675

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    12,146 $3,967,800,000 $326,675

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 526 $85,380,000 $162,319 $4,827 6.39%
    40-60% 916 $228,920,000 $249,913 $6,113 6.35%
    60-80% 2,253 $690,015,000 $306,265 $7,200 6.48%
    80-100% 6,984 $2,437,450,000 $349,005 $7,603 6.36%
    Over 100% 1,349 $513,905,000 $380,953 $16,633 6.28%
    Under 20% 116 $11,650,000 $100,431 $3,783 6.48%