New Day Financial Mortgage Rates, Fees & Info
DOVER, DELEI: 549300SUCQ1358EGVE89
Tax ID: 22-3887207
3 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
New Day Financial is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. New Day Financial has a low ratio of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Washington, Atlanta, Phoenix, Tampa, and Riverside among others. New Day Financial has a below average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. New Day Financial is typically a high fee lendor.Originations
24,163Origination Dollar Volume (All Markets)
$5,826,685,000Awards
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NEW DAY FINANCIAL - 2021
NEW DAY FINANCIAL is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
New Day Financial 's average 30 year fixed rate mortgage of loans were
2.79%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.36%.
Relative Fees
New Day Financial 's average total fees for a 30 year fixed rate
mortgage are $7,828.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 1,585 | $317,785,000 | $200,495 | $6,483 | 2.77% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 629 | $252,705,000 | $401,757 | $11,637 | 2.76% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 716 | $174,990,000 | $244,399 | $7,690 | 2.84% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 614 | $170,540,000 | $277,752 | $9,670 | 2.76% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 461 | $120,925,000 | $262,310 | $8,628 | 2.83% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 322 | $109,610,000 | $340,404 | $9,981 | 2.79% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 412 | $109,380,000 | $265,485 | $8,639 | 2.85% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 375 | $90,245,000 | $240,653 | $8,980 | 2.77% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 284 | $87,410,000 | $307,782 | $8,786 | 2.72% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 315 | $79,375,000 | $251,984 | $8,549 | 2.81% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 212 | $73,780,000 | $348,019 | $12,314 | 2.78% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 160 | $73,540,000 | $459,625 | $12,408 | 2.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 223 | $72,015,000 | $322,937 | $10,710 | 2.80% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 294 | $70,250,000 | $238,946 | $8,030 | 2.79% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 263 | $66,145,000 | $251,502 | $8,312 | 2.79% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 235 | $61,775,000 | $262,872 | $9,284 | 2.76% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 118 | $58,670,000 | $497,203 | $13,348 | 2.80% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 201 | $50,785,000 | $252,662 | $5,303 | 2.45% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 145 | $49,355,000 | $340,379 | $11,537 | 2.72% |
| RICHMOND, VA (FHA|USDA|VA) | 204 | $49,190,000 | $241,127 | $7,946 | 2.74% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 167 | $48,435,000 | $290,030 | $9,440 | 2.79% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 191 | $46,995,000 | $246,047 | $7,693 | 2.74% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 199 | $46,555,000 | $233,945 | $5,640 | 2.45% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 200 | $46,490,000 | $232,450 | $7,541 | 2.76% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 191 | $45,315,000 | $237,251 | $7,193 | 2.83% |
| TUCSON, AZ (FHA|USDA|VA) | 202 | $45,280,000 | $224,158 | $7,609 | 2.82% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 189 | $45,235,000 | $239,339 | $5,121 | 2.44% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 176 | $44,270,000 | $251,534 | $8,192 | 2.79% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 136 | $43,710,000 | $321,397 | $10,749 | 2.73% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 143 | $42,945,000 | $300,315 | $9,666 | 2.79% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 165 | $42,245,000 | $256,030 | $8,461 | 2.86% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 126 | $41,360,000 | $328,254 | $11,104 | 2.78% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 214 | $40,470,000 | $189,112 | $5,790 | 2.74% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 220 | $39,240,000 | $178,364 | $6,287 | 2.83% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 178 | $38,950,000 | $218,820 | $6,697 | 2.77% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 189 | $37,475,000 | $198,280 | $6,754 | 2.77% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 162 | $37,440,000 | $231,111 | $7,904 | 2.71% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 146 | $36,840,000 | $252,329 | $7,335 | 2.80% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 174 | $35,760,000 | $205,517 | $6,729 | 2.75% |
| COLUMBUS, OH (FHA|USDA|VA) | 162 | $34,270,000 | $211,543 | $8,124 | 2.82% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 171 | $34,075,000 | $199,269 | $5,873 | 2.85% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 142 | $33,820,000 | $238,169 | $7,385 | 2.78% |
| COLUMBIA, SC (FHA|USDA|VA) | 160 | $33,790,000 | $211,188 | $6,408 | 2.83% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 163 | $33,455,000 | $205,245 | $7,217 | 2.83% |
| BOISE CITY, ID (FHA|USDA|VA) | 132 | $33,010,000 | $250,076 | $8,507 | 2.71% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 147 | $32,435,000 | $220,646 | $7,082 | 2.85% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 155 | $31,305,000 | $201,968 | $6,751 | 2.77% |
| KNOXVILLE, TN (FHA|USDA|VA) | 124 | $29,670,000 | $239,274 | $8,174 | 2.77% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 111 | $28,955,000 | $260,856 | $8,458 | 2.78% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 128 | $28,910,000 | $225,859 | $7,082 | 2.91% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 101 | $28,005,000 | $277,277 | $9,230 | 2.86% |
| PITTSBURGH, PA (FHA|USDA|VA) | 146 | $27,730,000 | $189,932 | $7,449 | 2.82% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 121 | $27,015,000 | $223,264 | $7,058 | 2.84% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 103 | $26,745,000 | $259,660 | $9,654 | 2.83% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 102 | $25,260,000 | $247,647 | $8,563 | 2.85% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 95 | $24,995,000 | $263,105 | $9,266 | 2.93% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 125 | $24,515,000 | $196,120 | $6,170 | 2.86% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 91 | $24,405,000 | $268,187 | $10,228 | 2.87% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 117 | $23,645,000 | $202,094 | $6,048 | 2.77% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 106 | $23,620,000 | $222,830 | $6,154 | 2.92% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 86 | $23,310,000 | $271,047 | $7,889 | 2.77% |
| OCALA, FL (FHA|USDA|VA) | 117 | $23,275,000 | $198,932 | $7,075 | 2.77% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 111 | $22,185,000 | $199,865 | $7,408 | 2.69% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 98 | $21,020,000 | $214,490 | $7,106 | 2.80% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 71 | $20,725,000 | $291,901 | $8,465 | 2.77% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 94 | $20,220,000 | $215,106 | $7,416 | 2.74% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 89 | $19,905,000 | $223,652 | $7,276 | 2.75% |
| VALLEJO, CA (FHA|USDA|VA) | 47 | $19,335,000 | $411,383 | $11,429 | 2.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 77 | $19,175,000 | $249,026 | $8,515 | 2.78% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 113 | $19,105,000 | $169,071 | $7,338 | 2.85% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 96 | $18,500,000 | $192,708 | $5,477 | 2.73% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 100 | $18,010,000 | $180,100 | $6,727 | 2.89% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 33 | $17,805,000 | $539,545 | $14,858 | 2.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 82 | $17,720,000 | $216,098 | $7,876 | 2.70% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 81 | $17,175,000 | $212,037 | $7,301 | 2.77% |
| TULSA, OK (FHA|USDA|VA) | 90 | $17,080,000 | $189,778 | $6,357 | 2.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 65 | $17,055,000 | $262,385 | $8,612 | 2.76% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 90 | $16,900,000 | $187,778 | $5,935 | 2.78% |
| SAVANNAH, GA (FHA|USDA|VA) | 76 | $16,500,000 | $217,105 | $6,807 | 2.80% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 67 | $16,435,000 | $245,299 | $9,460 | 2.78% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 67 | $16,385,000 | $244,552 | $6,426 | 2.69% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 77 | $15,715,000 | $204,091 | $6,385 | 2.79% |
| MONTGOMERY, AL (FHA|USDA|VA) | 74 | $15,270,000 | $206,351 | $5,269 | 2.80% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 69 | $15,105,000 | $218,913 | $7,802 | 2.80% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 78 | $14,990,000 | $192,179 | $5,543 | 2.81% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 27 | $14,705,000 | $544,630 | $13,568 | 2.61% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 55 | $14,705,000 | $267,364 | $7,330 | 2.61% |
| RENO, NV (FHA|USDA|VA) | 47 | $14,565,000 | $309,894 | $10,449 | 2.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 51 | $14,405,000 | $282,451 | $8,947 | 2.80% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 72 | $14,340,000 | $199,167 | $5,478 | 2.90% |
| STOCKTON, CA (FHA|USDA|VA) | 41 | $14,265,000 | $347,927 | $11,758 | 2.84% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 57 | $14,255,000 | $250,088 | $5,835 | 2.45% |
| Outside of Metro Areas | 48 | $13,550,000 | $282,292 | $11,341 | 2.66% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 56 | $13,400,000 | $239,286 | $11,090 | 2.79% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 43 | $13,355,000 | $310,581 | $8,888 | 2.73% |
| WILMINGTON, NC (FHA|USDA|VA) | 53 | $13,105,000 | $247,264 | $7,535 | 2.76% |
| JACKSON, MS (FHA|USDA|VA) | 55 | $12,845,000 | $233,545 | $7,734 | 2.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 62 | $12,570,000 | $202,742 | $6,635 | 2.79% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 53 | $12,545,000 | $236,698 | $7,310 | 2.71% |
| SALEM, OR (FHA|USDA|VA) | 38 | $12,510,000 | $329,211 | $11,675 | 2.79% |
| FRESNO, CA (FHA|USDA|VA) | 42 | $12,510,000 | $297,857 | $9,872 | 2.84% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 43 | $12,185,000 | $283,372 | $7,667 | 2.64% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 61 | $12,155,000 | $199,262 | $6,362 | 2.81% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 27 | $11,885,000 | $440,185 | $15,590 | 2.66% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 61 | $11,795,000 | $193,361 | $6,190 | 2.73% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 40 | $11,740,000 | $293,500 | $8,994 | 2.71% |
| ASHEVILLE, NC (FHA|USDA|VA) | 47 | $11,535,000 | $245,426 | $9,258 | 2.89% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 56 | $11,410,000 | $203,750 | $8,326 | 2.85% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 50 | $11,190,000 | $223,800 | $8,297 | 2.81% |
| NEW BERN, NC (FHA|USDA|VA) | 50 | $11,130,000 | $222,600 | $6,660 | 2.85% |
| WICHITA, KS (FHA|USDA|VA) | 65 | $10,925,000 | $168,077 | $5,568 | 2.66% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 55 | $10,865,000 | $197,545 | $7,485 | 2.79% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 47 | $10,855,000 | $230,957 | $7,281 | 2.76% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 53 | $10,835,000 | $204,434 | $5,786 | 2.72% |
| THE VILLAGES, FL (FHA|USDA|VA) | 43 | $10,825,000 | $251,744 | $8,552 | 2.61% |
| PANAMA CITY, FL (FHA|USDA|VA) | 46 | $10,670,000 | $231,957 | $7,209 | 2.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 47 | $10,655,000 | $226,702 | $6,363 | 2.84% |
| AKRON, OH (FHA|USDA|VA) | 64 | $10,620,000 | $165,938 | $6,639 | 2.79% |
| MOBILE, AL (FHA|USDA|VA) | 58 | $10,380,000 | $178,966 | $5,808 | 2.86% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 41 | $10,255,000 | $250,122 | $8,555 | 2.82% |
| DOVER, DE (FHA|USDA|VA) | 42 | $10,030,000 | $238,810 | $9,104 | 2.81% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 50 | $9,980,000 | $199,600 | $6,347 | 2.69% |
| SPARTANBURG, SC (FHA|USDA|VA) | 47 | $9,855,000 | $209,681 | $8,196 | 2.79% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 36 | $9,790,000 | $271,944 | $8,915 | 2.83% |
| BATON ROUGE, LA (FHA|USDA|VA) | 51 | $9,675,000 | $189,706 | $6,436 | 2.74% |
| Kalispell, MT (FHA|USDA|VA) | 30 | $9,640,000 | $321,333 | $9,896 | 2.72% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 51 | $9,525,000 | $186,765 | $4,267 | 2.39% |
| ANCHORAGE, AK (FHA|USDA|VA) | 33 | $9,055,000 | $274,394 | $7,551 | 2.64% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 31 | $8,985,000 | $289,839 | $9,657 | 2.62% |
| EL PASO, TX (FHA|USDA|VA) | 46 | $8,880,000 | $193,043 | $4,221 | 2.39% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 30 | $8,800,000 | $293,333 | $10,653 | 2.89% |
| CHEYENNE, WY (FHA|USDA|VA) | 32 | $8,740,000 | $273,125 | $8,496 | 2.83% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 31 | $8,715,000 | $281,129 | $8,388 | 2.72% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 41 | $8,615,000 | $210,122 | $7,075 | 2.76% |
| LANCASTER, PA (FHA|USDA|VA) | 38 | $8,570,000 | $225,526 | $10,450 | 2.81% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 32 | $8,520,000 | $266,250 | $7,671 | 2.80% |
| BILLINGS, MT (FHA|USDA|VA) | 35 | $8,375,000 | $239,286 | $9,648 | 2.71% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 42 | $8,230,000 | $195,952 | $7,324 | 2.77% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 31 | $8,195,000 | $264,355 | $7,949 | 2.73% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 25 | $8,105,000 | $324,200 | $6,722 | 2.67% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 29 | $7,905,000 | $272,586 | $9,697 | 2.88% |
| ROANOKE, VA (FHA|USDA|VA) | 34 | $7,750,000 | $227,941 | $6,939 | 2.68% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 43 | $7,565,000 | $175,930 | $7,597 | 2.88% |
| YUMA, AZ (FHA|USDA|VA) | 36 | $7,520,000 | $208,889 | $7,659 | 2.80% |
| Roseburg, OR (FHA|USDA|VA) | 33 | $7,245,000 | $219,545 | $6,637 | 2.67% |
| GREELEY, CO (FHA|USDA|VA) | 25 | $7,245,000 | $289,800 | $7,346 | 2.79% |
| LYNCHBURG, VA (FHA|USDA|VA) | 31 | $7,235,000 | $233,387 | $7,400 | 2.68% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 37 | $7,215,000 | $195,000 | $6,137 | 2.83% |
| MEDFORD, OR (FHA|USDA|VA) | 26 | $7,170,000 | $275,769 | $9,947 | 2.70% |
| TOLEDO, OH (FHA|USDA|VA) | 35 | $7,055,000 | $201,571 | $7,558 | 2.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 34 | $7,020,000 | $206,471 | $6,260 | 2.68% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 35 | $6,855,000 | $195,857 | $7,636 | 2.89% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 31 | $6,695,000 | $215,968 | $7,738 | 2.75% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 11 | $6,665,000 | $605,909 | $21,225 | 2.83% |
| LAS CRUCES, NM (FHA|USDA|VA) | 28 | $6,640,000 | $237,143 | $9,906 | 2.87% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 25 | $6,515,000 | $260,600 | $8,758 | 2.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 31 | $6,375,000 | $205,645 | $6,650 | 2.95% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 34 | $6,330,000 | $186,176 | $6,482 | 2.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 29 | $6,325,000 | $218,103 | $7,400 | 2.75% |
| PUEBLO, CO (FHA|USDA|VA) | 28 | $6,310,000 | $225,357 | $7,354 | 2.79% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 31 | $6,295,000 | $203,065 | $5,211 | 2.73% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 24 | $6,290,000 | $262,083 | $9,352 | 2.67% |
| LINCOLN, NE (FHA|USDA|VA) | 28 | $6,230,000 | $222,500 | $6,845 | 2.87% |
| MERCED, CA (FHA|USDA|VA) | 23 | $6,225,000 | $270,652 | $10,181 | 2.81% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 24 | $6,080,000 | $253,333 | $7,830 | 2.76% |
| BEND, OR (FHA|USDA|VA) | 20 | $5,980,000 | $299,000 | $11,818 | 2.82% |
| Oak Harbor, WA (FHA|USDA|VA) | 18 | $5,970,000 | $331,667 | $9,751 | 2.85% |
| MORRISTOWN, TN (FHA|USDA|VA) | 29 | $5,955,000 | $205,345 | $7,075 | 2.79% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 24 | $5,930,000 | $247,083 | $8,517 | 2.62% |
| DOTHAN, AL (FHA|USDA|VA) | 32 | $5,840,000 | $182,500 | $4,247 | 2.62% |
| RAPID CITY, SD (FHA|USDA|VA) | 26 | $5,840,000 | $224,615 | $6,316 | 2.80% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 19 | $5,805,000 | $305,526 | $11,304 | 2.66% |
| MADISON, WI (FHA|USDA|VA) | 23 | $5,715,000 | $248,478 | $7,898 | 2.66% |
| GAINESVILLE, FL (FHA|USDA|VA) | 27 | $5,655,000 | $209,444 | $7,355 | 2.72% |
| MODESTO, CA (FHA|USDA|VA) | 18 | $5,650,000 | $313,889 | $7,115 | 2.86% |
| READING, PA (FHA|USDA|VA) | 23 | $5,615,000 | $244,130 | $9,807 | 3.03% |
| BELLINGHAM, WA (FHA|USDA|VA) | 17 | $5,615,000 | $330,294 | $12,438 | 2.80% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $5,605,000 | $295,000 | $11,275 | 2.85% |
| FORT WAYNE, IN (FHA|USDA|VA) | 35 | $5,575,000 | $159,286 | $4,932 | 2.74% |
| GOLDSBORO, NC (FHA|USDA|VA) | 28 | $5,560,000 | $198,571 | $5,879 | 2.88% |
| Fernley, NV (FHA|USDA|VA) | 21 | $5,545,000 | $264,048 | $8,732 | 2.68% |
| BURLINGTON, NC (FHA|USDA|VA) | 24 | $5,540,000 | $230,833 | $7,567 | 2.75% |
| Hilo, HI (FHA|USDA|VA) | 16 | $5,470,000 | $341,875 | $9,647 | 2.60% |
| VISALIA, CA (FHA|USDA|VA) | 22 | $5,470,000 | $248,636 | $9,548 | 2.98% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 34 | $5,460,000 | $160,588 | $6,622 | 2.89% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 18 | $5,440,000 | $302,222 | $9,452 | 2.84% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 35 | $5,365,000 | $153,286 | $5,172 | 2.68% |
| FLINT, MI (FHA|USDA|VA) | 32 | $5,330,000 | $166,563 | $6,243 | 2.86% |
| St. Marys, GA (FHA|USDA|VA) | 24 | $5,290,000 | $220,417 | $6,753 | 2.70% |
| Crossville, TN (FHA|USDA|VA) | 23 | $5,235,000 | $227,609 | $7,783 | 2.81% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 32 | $5,220,000 | $163,125 | $8,529 | 2.92% |
| Enterprise, AL (FHA|USDA|VA) | 24 | $5,110,000 | $212,917 | $6,075 | 2.62% |
| Sevierville, TN (FHA|USDA|VA) | 24 | $5,100,000 | $212,500 | $5,546 | 2.80% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 22 | $5,070,000 | $230,455 | $5,647 | 2.60% |
| LAFAYETTE, LA (FHA|USDA|VA) | 25 | $5,035,000 | $201,400 | $6,746 | 2.71% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 25 | $4,995,000 | $199,800 | $9,931 | 3.02% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 26 | $4,990,000 | $191,923 | $5,869 | 2.80% |
| Centralia, WA (FHA|USDA|VA) | 19 | $4,955,000 | $260,789 | $9,843 | 2.84% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 26 | $4,940,000 | $190,000 | $5,278 | 2.84% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 14 | $4,920,000 | $351,429 | $8,937 | 2.77% |
| Cañon City, CO (FHA|USDA|VA) | 21 | $4,825,000 | $229,762 | $8,253 | 2.80% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 26 | $4,820,000 | $185,385 | $6,389 | 2.81% |
| GAINESVILLE, GA (FHA|USDA|VA) | 19 | $4,755,000 | $250,263 | $8,597 | 2.86% |
| HINESVILLE, GA (FHA|USDA|VA) | 28 | $4,750,000 | $169,643 | $5,714 | 3.02% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 14 | $4,740,000 | $338,571 | $13,008 | 2.80% |
| REDDING, CA (FHA|USDA|VA) | 21 | $4,715,000 | $224,524 | $6,149 | 2.78% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 13 | $4,715,000 | $362,692 | $8,841 | 2.61% |
| LONGVIEW, WA (FHA|USDA|VA) | 17 | $4,705,000 | $276,765 | $8,926 | 2.61% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 26 | $4,690,000 | $180,385 | $6,168 | 2.80% |
| Concord, NH (FHA|USDA|VA) | 17 | $4,685,000 | $275,588 | $7,948 | 2.65% |
| DULUTH, MN-WI (FHA|USDA|VA) | 28 | $4,660,000 | $166,429 | $5,538 | 2.86% |
| BRUNSWICK, GA (FHA|USDA|VA) | 18 | $4,630,000 | $257,222 | $7,566 | 2.96% |
| JOPLIN, MO (FHA|USDA|VA) | 30 | $4,590,000 | $153,000 | $4,875 | 2.89% |
| Pahrump, NV (FHA|USDA|VA) | 18 | $4,530,000 | $251,667 | $9,790 | 2.92% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 21 | $4,515,000 | $215,000 | $10,044 | 2.97% |
| Morehead City, NC (FHA|USDA|VA) | 19 | $4,515,000 | $237,632 | $6,889 | 2.69% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 17 | $4,475,000 | $263,235 | $7,707 | 3.05% |
| YUBA CITY, CA (FHA|USDA|VA) | 17 | $4,455,000 | $262,059 | $10,233 | 2.84% |
| SUMTER, SC (FHA|USDA|VA) | 26 | $4,370,000 | $168,077 | $4,776 | 2.73% |
| SALINAS, CA (FHA|USDA|VA) | 9 | $4,295,000 | $477,222 | $12,515 | 2.83% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 25 | $4,265,000 | $170,600 | $6,326 | 2.84% |
| Warrensburg, MO (FHA|USDA|VA) | 15 | $4,245,000 | $283,000 | $10,612 | 2.97% |
| Shelton, WA (FHA|USDA|VA) | 13 | $4,235,000 | $325,769 | $10,556 | 2.86% |
| TOPEKA, KS (FHA|USDA|VA) | 26 | $4,190,000 | $161,154 | $5,537 | 2.91% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 22 | $4,170,000 | $189,545 | $5,557 | 2.90% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 21 | $4,065,000 | $193,571 | $7,241 | 2.78% |
| MUSKEGON, MI (FHA|USDA|VA) | 24 | $4,040,000 | $168,333 | $4,428 | 2.62% |
| MISSOULA, MT (FHA|USDA|VA) | 13 | $4,035,000 | $310,385 | $9,478 | 2.57% |
| Aberdeen, WA (FHA|USDA|VA) | 16 | $4,020,000 | $251,250 | $8,324 | 2.86% |
| Traverse City, MI (FHA|USDA|VA) | 18 | $3,990,000 | $221,667 | $5,670 | 2.79% |
| BANGOR, ME (FHA|USDA|VA) | 20 | $3,990,000 | $199,500 | $7,709 | 2.86% |
| Helena, MT (FHA|USDA|VA) | 15 | $3,975,000 | $265,000 | $9,400 | 2.72% |
| POCATELLO, ID (FHA|USDA|VA) | 17 | $3,965,000 | $233,235 | $8,027 | 2.98% |
| LONGVIEW, TX (FHA|USDA|VA) | 17 | $3,925,000 | $230,882 | $4,922 | 2.57% |
| YAKIMA, WA (FHA|USDA|VA) | 14 | $3,850,000 | $275,000 | $9,758 | 2.86% |
| Sandpoint, ID (FHA|USDA|VA) | 11 | $3,805,000 | $345,909 | $7,452 | 2.90% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 20 | $3,780,000 | $189,000 | $4,999 | 2.79% |
| CLEVELAND, TN (FHA|USDA|VA) | 17 | $3,765,000 | $221,471 | $7,731 | 2.95% |
| LAWTON, OK (FHA|USDA|VA) | 20 | $3,760,000 | $188,000 | $5,339 | 2.71% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 10 | $3,750,000 | $375,000 | $10,371 | 2.72% |
| GRANTS PASS, OR (FHA|USDA|VA) | 14 | $3,690,000 | $263,571 | $8,053 | 2.48% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 15 | $3,685,000 | $245,667 | $7,943 | 2.60% |
| MONROE, LA (FHA|USDA|VA) | 18 | $3,670,000 | $203,889 | $6,983 | 2.72% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 21 | $3,665,000 | $174,524 | $6,127 | 2.97% |
| LaGrange, GA-AL (FHA|USDA|VA) | 17 | $3,665,000 | $215,588 | $7,420 | 2.79% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 17 | $3,595,000 | $211,471 | $7,458 | 3.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 20 | $3,570,000 | $178,500 | $4,247 | 2.38% |
| Albertville, AL (FHA|USDA|VA) | 14 | $3,570,000 | $255,000 | $6,625 | 2.83% |
| CHICO, CA (FHA|USDA|VA) | 12 | $3,550,000 | $295,833 | $8,498 | 2.87% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 18 | $3,540,000 | $196,667 | $4,530 | 2.52% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 19 | $3,505,000 | $184,474 | $5,939 | 2.72% |
| Coos Bay, OR (FHA|USDA|VA) | 16 | $3,500,000 | $218,750 | $5,263 | 2.73% |
| SANTA FE, NM (FHA|USDA|VA) | 12 | $3,490,000 | $290,833 | $8,660 | 2.69% |
| Somerset, KY (FHA|USDA|VA) | 17 | $3,485,000 | $205,000 | $6,426 | 2.73% |
| DECATUR, AL (FHA|USDA|VA) | 21 | $3,475,000 | $165,476 | $4,841 | 2.70% |
| ANN ARBOR, MI (FHA|USDA|VA) | 15 | $3,465,000 | $231,000 | $5,062 | 2.74% |
| GREEN BAY, WI (FHA|USDA|VA) | 16 | $3,460,000 | $216,250 | $8,170 | 2.75% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 7 | $3,405,000 | $486,429 | $16,157 | 2.71% |
| MONROE, MI (FHA|USDA|VA) | 16 | $3,390,000 | $211,875 | $5,464 | 2.63% |
| GETTYSBURG, PA (FHA|USDA|VA) | 15 | $3,385,000 | $225,667 | $9,055 | 2.81% |
| MANHATTAN, KS (FHA|USDA|VA) | 16 | $3,360,000 | $210,000 | $5,128 | 2.80% |
| HATTIESBURG, MS (FHA|USDA|VA) | 20 | $3,260,000 | $163,000 | $6,308 | 3.04% |
| Lebanon, NH-VT (FHA|USDA|VA) | 14 | $3,250,000 | $232,143 | $5,948 | 2.65% |
| Port Angeles, WA (FHA|USDA|VA) | 13 | $3,235,000 | $248,846 | $7,658 | 2.67% |
| RACINE, WI (FHA|USDA|VA) | 20 | $3,230,000 | $161,500 | $5,856 | 2.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 17 | $3,225,000 | $189,706 | $8,349 | 3.10% |
| Klamath Falls, OR (FHA|USDA|VA) | 17 | $3,205,000 | $188,529 | $6,561 | 2.83% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 15 | $3,195,000 | $213,000 | $5,947 | 3.02% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 7 | $3,165,000 | $452,143 | $16,147 | 2.70% |
| ALBANY, GA (FHA|USDA|VA) | 19 | $3,165,000 | $166,579 | $5,518 | 2.76% |
| JACKSON, MI (FHA|USDA|VA) | 19 | $3,165,000 | $166,579 | $5,123 | 2.95% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 21 | $3,165,000 | $150,714 | $5,533 | 2.89% |
| GREENVILLE, NC (FHA|USDA|VA) | 15 | $3,155,000 | $210,333 | $6,656 | 2.64% |
| Key West, FL (FHA|USDA|VA) | 7 | $3,125,000 | $446,429 | $12,457 | 2.59% |
| ST. CLOUD, MN (FHA|USDA|VA) | 18 | $3,120,000 | $173,333 | $4,495 | 2.69% |
| HAMMOND, LA (FHA|USDA|VA) | 16 | $3,120,000 | $195,000 | $7,066 | 2.73% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 15 | $3,115,000 | $207,667 | $5,736 | 2.70% |
| TWIN FALLS, ID (FHA|USDA|VA) | 16 | $3,100,000 | $193,750 | $6,898 | 2.90% |
| Tupelo, MS (FHA|USDA|VA) | 18 | $3,100,000 | $172,222 | $6,032 | 2.86% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 18 | $3,060,000 | $170,000 | $4,606 | 2.69% |
| LEBANON, PA (FHA|USDA|VA) | 16 | $3,060,000 | $191,250 | $6,589 | 2.94% |
| Moses Lake, WA (FHA|USDA|VA) | 12 | $3,030,000 | $252,500 | $9,044 | 2.83% |
| Brainerd, MN (FHA|USDA|VA) | 15 | $2,995,000 | $199,667 | $6,072 | 2.57% |
| Georgetown, SC (FHA|USDA|VA) | 13 | $2,955,000 | $227,308 | $10,201 | 2.94% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 14 | $2,950,000 | $210,714 | $6,448 | 3.25% |
| FLORENCE, SC (FHA|USDA|VA) | 15 | $2,945,000 | $196,333 | $7,719 | 3.10% |
| STAUNTON, VA (FHA|USDA|VA) | 15 | $2,935,000 | $195,667 | $6,810 | 2.57% |
| Cullowhee, NC (FHA|USDA|VA) | 9 | $2,925,000 | $325,000 | $10,772 | 2.80% |
| Torrington, CT (FHA|USDA|VA) | 11 | $2,875,000 | $261,364 | $10,166 | 2.89% |
| Mountain Home, ID (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $6,917 | 2.65% |
| Rolla, MO (FHA|USDA|VA) | 13 | $2,845,000 | $218,846 | $6,796 | 3.08% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 18 | $2,800,000 | $155,556 | $4,096 | 2.68% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 18 | $2,800,000 | $155,556 | $6,514 | 2.93% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 17 | $2,795,000 | $164,412 | $4,587 | 2.76% |
| Whitewater, WI (FHA|USDA|VA) | 12 | $2,780,000 | $231,667 | $5,964 | 2.73% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 17 | $2,765,000 | $162,647 | $5,409 | 2.70% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $2,755,000 | $306,111 | $13,086 | 2.58% |
| COLUMBIA, MO (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $3,696 | 2.62% |
| ERIE, PA (FHA|USDA|VA) | 17 | $2,715,000 | $159,706 | $5,913 | 2.78% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $2,695,000 | $539,000 | $14,373 | 2.70% |
| Kapaa, HI (FHA|USDA|VA) | 5 | $2,685,000 | $537,000 | $19,763 | 2.52% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 13 | $2,675,000 | $205,769 | $6,960 | 2.86% |
| WENATCHEE, WA (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $7,404 | 2.62% |
| Richmond-Berea, KY (FHA|USDA|VA) | 14 | $2,660,000 | $190,000 | $7,281 | 2.77% |
| Sheridan, WY (FHA|USDA|VA) | 9 | $2,635,000 | $292,778 | $9,861 | 2.91% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 10 | $2,620,000 | $262,000 | $10,533 | 2.52% |
| Branson, MO (FHA|USDA|VA) | 13 | $2,595,000 | $199,615 | $4,191 | 2.80% |
| Statesboro, GA (FHA|USDA|VA) | 12 | $2,580,000 | $215,000 | $6,440 | 2.88% |
| Bozeman, MT (FHA|USDA|VA) | 6 | $2,570,000 | $428,333 | $11,898 | 2.65% |
| WACO, TX (FHA|USDA|VA) | 11 | $2,565,000 | $233,182 | $4,460 | 2.43% |
| Athens, TN (FHA|USDA|VA) | 13 | $2,555,000 | $196,538 | $5,876 | 2.74% |
| Alamogordo, NM (FHA|USDA|VA) | 12 | $2,520,000 | $210,000 | $5,942 | 2.90% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 12 | $2,490,000 | $207,500 | $5,027 | 2.77% |
| Shelbyville, TN (FHA|USDA|VA) | 9 | $2,475,000 | $275,000 | $6,904 | 3.07% |
| Ardmore, OK (FHA|USDA|VA) | 12 | $2,430,000 | $202,500 | $5,749 | 2.84% |
| Payson, AZ (FHA|USDA|VA) | 11 | $2,405,000 | $218,636 | $6,411 | 2.85% |
| Seneca, SC (FHA|USDA|VA) | 15 | $2,395,000 | $159,667 | $5,326 | 2.87% |
| AMARILLO, TX (FHA|USDA|VA) | 12 | $2,380,000 | $198,333 | $4,793 | 2.35% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $7,471 | 2.81% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $8,577 | 2.89% |
| MADERA, CA (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $9,326 | 2.86% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 9 | $2,325,000 | $258,333 | $6,907 | 2.69% |
| EL CENTRO, CA (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $7,744 | 3.11% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $6,486 | 2.86% |
| DUBUQUE, IA (FHA|USDA|VA) | 11 | $2,305,000 | $209,545 | $6,159 | 2.69% |
| Easton, MD (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $9,377 | 2.66% |
| Show Low, AZ (FHA|USDA|VA) | 12 | $2,300,000 | $191,667 | $5,634 | 2.66% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 13 | $2,295,000 | $176,538 | $4,894 | 2.82% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 16 | $2,260,000 | $141,250 | $4,666 | 2.48% |
| Elizabeth City, NC (FHA|USDA|VA) | 12 | $2,250,000 | $187,500 | $6,991 | 2.89% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 15 | $2,245,000 | $149,667 | $2,901 | 2.36% |
| Newport, OR (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $10,420 | 2.69% |
| Adrian, MI (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $7,200 | 2.94% |
| TYLER, TX (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $5,716 | 2.53% |
| Albemarle, NC (FHA|USDA|VA) | 13 | $2,205,000 | $169,615 | $5,575 | 2.66% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 11 | $2,175,000 | $197,727 | $6,816 | 2.87% |
| Mountain Home, AR (FHA|USDA|VA) | 13 | $2,165,000 | $166,538 | $6,260 | 2.93% |
| JACKSON, TN (FHA|USDA|VA) | 13 | $2,165,000 | $166,538 | $5,171 | 2.71% |
| ABILENE, TX (FHA|USDA|VA) | 12 | $2,160,000 | $180,000 | $4,562 | 2.45% |
| Gillette, WY (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $8,380 | 2.75% |
| Sanford, NC (FHA|USDA|VA) | 11 | $2,145,000 | $195,000 | $7,056 | 2.93% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $7,324 | 2.97% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $9,300 | 2.78% |
| LUBBOCK, TX (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $4,168 | 2.38% |
| Ozark, AL (FHA|USDA|VA) | 19 | $2,115,000 | $111,316 | $3,350 | 2.76% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 11 | $2,105,000 | $191,364 | $5,826 | 2.76% |
| Laconia, NH (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $9,829 | 2.67% |
| ALTOONA, PA (FHA|USDA|VA) | 15 | $2,065,000 | $137,667 | $5,194 | 2.87% |
| NAPA, CA (FHA|USDA|VA) | 4 | $2,050,000 | $512,500 | $14,539 | 2.53% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 14 | $2,050,000 | $146,429 | $5,516 | 2.64% |
| Forest City, NC (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $7,597 | 2.58% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $4,137 | 2.46% |
| DALTON, GA (FHA|USDA|VA) | 12 | $2,020,000 | $168,333 | $6,011 | 2.68% |
| ROCHESTER, MN (FHA|USDA|VA) | 10 | $2,020,000 | $202,000 | $10,314 | 2.90% |
| Pottsville, PA (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $8,219 | 2.71% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 10 | $2,000,000 | $200,000 | $4,592 | 2.55% |
| Granbury, TX (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $7,199 | 2.45% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 11 | $1,985,000 | $180,455 | $5,195 | 2.82% |
| ROME, GA (FHA|USDA|VA) | 12 | $1,950,000 | $162,500 | $4,922 | 2.78% |
| MANSFIELD, OH (FHA|USDA|VA) | 11 | $1,945,000 | $176,818 | $4,942 | 2.84% |
| Boone, NC (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $20,703 | 2.77% |
| IOWA CITY, IA (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $11,454 | 3.09% |
| Scottsboro, AL (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $8,448 | 2.74% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 15 | $1,905,000 | $127,000 | $6,297 | 2.91% |
| NILES, MI (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $6,338 | 2.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 8 | $1,900,000 | $237,500 | $8,979 | 3.05% |
| FOND DU LAC, WI (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $5,509 | 2.80% |
| Frankfort, KY (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $8,994 | 2.72% |
| FARMINGTON, NM (FHA|USDA|VA) | 11 | $1,825,000 | $165,909 | $6,280 | 2.75% |
| Lumberton, NC (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $6,497 | 2.86% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 10 | $1,820,000 | $182,000 | $6,735 | 2.77% |
| Greeneville, TN (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $5,395 | 2.64% |
| AMES, IA (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $7,387 | 2.68% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 11 | $1,795,000 | $163,182 | $3,277 | 2.39% |
| Prineville, OR (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $10,547 | 2.93% |
| MUNCIE, IN (FHA|USDA|VA) | 12 | $1,760,000 | $146,667 | $4,692 | 2.60% |
| Fort Polk South, LA (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $4,675 | 2.76% |
| Marinette, WI-MI (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $4,946 | 2.74% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 11 | $1,725,000 | $156,818 | $5,323 | 2.87% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $8,163 | 3.02% |
| Riverton, WY (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $6,027 | 2.58% |
| Laramie, WY (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $6,193 | 2.41% |
| Cullman, AL (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $5,354 | 2.68% |
| Russellville, AR (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $7,431 | 2.68% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $6,598 | 2.50% |
| Greenwood, SC (FHA|USDA|VA) | 10 | $1,690,000 | $169,000 | $4,959 | 2.50% |
| Wooster, OH (FHA|USDA|VA) | 11 | $1,675,000 | $152,273 | $7,096 | 2.91% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $4,524 | 2.72% |
| Cookeville, TN (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $6,560 | 2.86% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $7,342 | 2.87% |
| McAlester, OK (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $5,310 | 2.66% |
| Zanesville, OH (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $7,603 | 2.84% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 10 | $1,610,000 | $161,000 | $3,907 | 2.35% |
| Wilson, NC (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $5,579 | 2.94% |
| MIDLAND, MI (FHA|USDA|VA) | 10 | $1,590,000 | $159,000 | $3,992 | 3.00% |
| Sunbury, PA (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $6,296 | 2.53% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $6,659 | 2.55% |
| Okeechobee, FL (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $8,048 | 2.96% |
| Pullman, WA (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $3,855 | 2.61% |
| Nogales, AZ (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $4,105 | 2.70% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $7,765 | 2.87% |
| WALLA WALLA, WA (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $4,924 | 2.68% |
| MANKATO, MN (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $9,427 | 2.89% |
| FAIRBANKS, AK (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $8,195 | 2.98% |
| Ottawa, IL (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $4,992 | 2.72% |
| Searcy, AR (FHA|USDA|VA) | 9 | $1,495,000 | $166,111 | $5,839 | 3.07% |
| Cadillac, MI (FHA|USDA|VA) | 9 | $1,495,000 | $166,111 | $6,148 | 3.11% |
| Hailey, ID (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $10,891 | 2.62% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $5,981 | 2.95% |
| Elko, NV (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $5,764 | 2.70% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $6,948 | 3.05% |
| Paragould, AR (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $6,060 | 2.90% |
| Albert Lea, MN (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $5,016 | 2.57% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $3,650 | 2.56% |
| Milledgeville, GA (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $7,838 | 2.85% |
| SAGINAW, MI (FHA|USDA|VA) | 11 | $1,445,000 | $131,364 | $5,447 | 3.02% |
| Lake City, FL (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $7,834 | 3.00% |
| Ashland, OH (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $5,988 | 2.82% |
| Bartlesville, OK (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $5,025 | 2.73% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $6,628 | 2.93% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $8,269 | 3.00% |
| McMinnville, TN (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $4,331 | 3.06% |
| Cornelia, GA (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $4,288 | 2.87% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $1,380,000 | $690,000 | $19,522 | 2.50% |
| Sandusky, OH (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $6,691 | 2.64% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $12,486 | 2.90% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 9 | $1,375,000 | $152,778 | $5,367 | 2.80% |
| Cambridge, OH (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $7,242 | 3.27% |
| New Castle, IN (FHA|USDA|VA) | 10 | $1,360,000 | $136,000 | $3,639 | 2.66% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $6,033 | 2.79% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $15,164 | 2.95% |
| Shelby, NC (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $9,447 | 2.93% |
| Clovis, NM (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $6,234 | 2.61% |
| Salem, OH (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $10,229 | 2.87% |
| Spearfish, SD (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $6,315 | 2.72% |
| Marion, OH (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $4,379 | 2.48% |
| Palatka, FL (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $10,469 | 3.05% |
| Mount Vernon, OH (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $6,921 | 2.56% |
| Shawnee, OK (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,832 | 3.00% |
| Brookings, OR (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $14,219 | 2.50% |
| Meridian, MS (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $4,912 | 2.72% |
| La Grande, OR (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $5,863 | 2.45% |
| Montrose, CO (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $9,283 | 2.80% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $7,886 | 2.70% |
| Holland, MI (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $6,299 | 2.63% |
| Red Wing, MN (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $8,329 | 2.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $5,171 | 2.63% |
| Tifton, GA (FHA|USDA|VA) | 8 | $1,260,000 | $157,500 | $5,407 | 2.66% |
| Peru, IN (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $4,842 | 2.87% |
| Danville, KY (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $7,207 | 2.95% |
| Lewisburg, TN (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $6,920 | 2.68% |
| Rock Springs, WY (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $7,676 | 2.63% |
| Farmington, MO (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $4,160 | 2.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $4,013 | 2.25% |
| Brevard, NC (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $8,056 | 2.65% |
| Newport, TN (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $6,453 | 2.73% |
| Alexandria, MN (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $16,754 | 3.06% |
| APPLETON, WI (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $6,607 | 2.94% |
| Sterling, IL (FHA|USDA|VA) | 8 | $1,170,000 | $146,250 | $4,312 | 2.73% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $8,846 | 2.59% |
| Richmond, IN (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $5,756 | 2.94% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $9,046 | 2.63% |
| Marquette, MI (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $4,067 | 2.73% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 10 | $1,140,000 | $114,000 | $3,745 | 2.73% |
| Chillicothe, OH (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $5,418 | 3.02% |
| North Platte, NE (FHA|USDA|VA) | 8 | $1,130,000 | $141,250 | $4,083 | 2.64% |
| Fort Payne, AL (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $4,920 | 2.79% |
| Lebanon, MO (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $3,130 | 2.64% |
| Urbana, OH (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $3,568 | 2.58% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $4,197 | 2.53% |
| Hillsdale, MI (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $7,713 | 3.25% |
| Keene, NH (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $5,632 | 2.46% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $11,825 | 2.69% |
| Portsmouth, OH (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $4,628 | 2.77% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $5,949 | 2.97% |
| GADSDEN, AL (FHA|USDA|VA) | 9 | $1,105,000 | $122,778 | $5,159 | 2.79% |
| Winnemucca, NV (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $9,266 | 2.71% |
| Hutchinson, MN (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $8,860 | 2.90% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $6,497 | 2.90% |
| Astoria, OR (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $9,619 | 2.75% |
| Batesville, AR (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $6,768 | 2.85% |
| CASPER, WY (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $6,786 | 2.75% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $13,217 | 2.75% |
| Mason City, IA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $7,088 | 2.75% |
| PEORIA, IL (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $2,767 | 2.56% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $5,148 | 2.34% |
| Ada, OK (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $12,806 | 2.83% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $8,071 | 2.75% |
| Washington, NC (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $6,474 | 3.20% |
| Waycross, GA (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $4,051 | 2.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 9 | $1,015,000 | $112,778 | $5,459 | 2.86% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $5,595 | 2.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $4,681 | 2.72% |
| DeRidder, LA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,794 | 2.68% |
| KOKOMO, IN (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $4,090 | 2.75% |
| Shawano, WI (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $3,681 | 2.81% |
| Jasper, IN (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $5,665 | 2.92% |
| Clewiston, FL (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $8,948 | 2.90% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $7,449 | 3.02% |
| Rockingham, NC (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $3,802 | 2.52% |
| ENID, OK (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $5,169 | 2.77% |
| Cambridge, MD (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $8,155 | 2.56% |
| Alexander City, AL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,678 | 2.63% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $4,188 | 2.50% |
| Altus, OK (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $4,691 | 2.77% |
| Bemidji, MN (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,864 | 3.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $2,787 | 2.38% |
| Athens, TX (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,234 | 2.57% |
| Kerrville, TX (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,582 | 2.44% |
| PINE BLUFF, AR (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,412 | 2.81% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $7,251 | 3.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $6,528 | 2.70% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $10,488 | 2.71% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $2,326 | 2.60% |
| Berlin, NH (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $10,722 | 2.69% |
| Nacogdoches, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $7,454 | 2.34% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $7,486 | 2.94% |
| Houghton, MI (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $5,483 | 2.70% |
| Plymouth, IN (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $8,079 | 2.83% |
| Danville, VA (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $6,811 | 3.04% |
| Newberry, SC (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $8,395 | 2.46% |
| Beaver Dam, WI (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $4,712 | 3.02% |
| Hood River, OR (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $8,662 | 2.69% |
| Paris, TN (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,641 | 2.59% |
| Stillwater, OK (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $9,113 | 2.25% |
| BAY CITY, MI (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $4,458 | 3.10% |
| Orangeburg, SC (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $4,927 | 2.48% |
| Jasper, AL (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $4,595 | 2.79% |
| Dublin, GA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,380 | 3.10% |
| Marion, IN (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $7,573 | 3.13% |
| Hobbs, NM (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $6,195 | 2.45% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $8,379 | 3.09% |
| Grand Rapids, MN (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,032 | 2.48% |
| Marietta, OH (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $3,031 | 2.60% |
| Calhoun, GA (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $7,481 | 2.95% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $3,415 | 2.75% |
| Fallon, NV (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,287 | 3.00% |
| London, KY (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $3,826 | 2.46% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $10,530 | 2.50% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,527 | 2.78% |
| New Castle, PA (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $10,912 | 3.15% |
| Troy, AL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,302 | 2.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $6,028 | 2.50% |
| West Plains, MO (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $4,241 | 2.78% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $6,791 | 3.09% |
| FARGO, ND-MN (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $5,436 | 2.58% |
| Pierre, SD (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,855 | 2.59% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,517 | 2.63% |
| Union, SC (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,923 | 3.02% |
| Norwalk, OH (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $5,454 | 2.87% |
| Harrison, AR (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,872 | 2.97% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $18,033 | 3.88% |
| JONESBORO, AR (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $4,626 | 2.92% |
| Menomonie, WI (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $7,825 | 2.75% |
| Burley, ID (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,417 | 3.16% |
| Jesup, GA (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,501 | 2.28% |
| VICTORIA, TX (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $2,832 | 2.48% |
| Tahlequah, OK (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $4,042 | 2.92% |
| Alma, MI (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $10,055 | 2.90% |
| Muskogee, OK (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,106 | 2.80% |
| Gaffney, SC (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,137 | 2.38% |
| DuBois, PA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,458 | 2.94% |
| Bedford, IN (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $8,843 | 2.59% |
| Vicksburg, MS (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,753 | 3.08% |
| Warsaw, IN (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $9,216 | 2.92% |
| Dayton, TN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,166 | 2.38% |
| Poplar Bluff, MO (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $3,789 | 2.83% |
| Stevens Point, WI (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,753 | 2.97% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $7,914 | 2.74% |
| Hutchinson, KS (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $3,081 | 2.69% |
| Mount Airy, NC (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,616 | 2.72% |
| Edwards, CO (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $8,327 | 2.56% |
| Baraboo, WI (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $9,529 | 3.09% |
| Seymour, IN (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $3,515 | 2.58% |
| KANKAKEE, IL (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,475 | 2.97% |
| Kinston, NC (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $8,345 | 3.02% |
| Sedalia, MO (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $3,207 | 2.42% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $9,917 | 2.37% |
| Roswell, NM (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,467 | 3.12% |
| Del Rio, TX (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,752 | 2.63% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,616 | 3.06% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $5,188 | 2.60% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $8,203 | 2.87% |
| Silver City, NM (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,810 | 2.81% |
| Blackfoot, ID (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,800 | 2.66% |
| Summerville, GA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,688 | 2.91% |
| Owatonna, MN (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $5,283 | 2.63% |
| Galesburg, IL (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $5,610 | 2.58% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,682 | 2.58% |
| Atmore, AL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,549 | 2.97% |
| Eufaula, AL-GA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,469 | 2.72% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,933 | 2.54% |
| Marion, NC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $8,688 | 2.50% |
| Winfield, KS (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $13,958 | 3.16% |
| Warren, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,918 | 2.75% |
| Columbus, MS (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,634 | 3.03% |
| Huntingdon, PA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $6,904 | 2.84% |
| Fremont, NE (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,638 | 3.08% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,876 | 2.71% |
| Clinton, IA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,848 | 2.33% |
| Washington Court House, OH (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $10,653 | 2.78% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,816 | 2.62% |
| Madisonville, KY (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,848 | 2.75% |
| Watertown, SD (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,455 | 2.92% |
| Yankton, SD (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,643 | 2.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $9,119 | 2.54% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,829 | 2.84% |
| Escanaba, MI (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,026 | 2.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,469 | 2.75% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,444 | 2.33% |
| Gallup, NM (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,285 | 2.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,753 | 2.87% |
| Picayune, MS (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,347 | 2.75% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,605 | 2.25% |
| Salina, KS (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,614 | 2.88% |
| Malvern, AR (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $6,107 | 2.56% |
| Lewistown, PA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $7,902 | 3.09% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,389 | 2.54% |
| Lewisburg, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $8,802 | 2.67% |
| Mitchell, SD (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,958 | 2.83% |
| Mount Pleasant, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,050 | 2.91% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,343 | 2.66% |
| Bradford, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $11,646 | 3.12% |
| Sikeston, MO (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $2,397 | 2.50% |
| Lexington, NE (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,583 | 2.81% |
| El Dorado, AR (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $3,446 | 2.44% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,399 | 2.25% |
| Meadville, PA (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $5,793 | 2.65% |
| Laurinburg, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,478 | 2.83% |
| LIMA, OH (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $9,004 | 3.06% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,874 | 3.24% |
| Athens, OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,567 | 2.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,190 | 2.67% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,557 | 2.50% |
| Findlay, OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $12,501 | 2.50% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,716 | 2.58% |
| Camden, AR (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,528 | 3.21% |
| Fremont, OH (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,683 | 2.69% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $8,531 | 3.13% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,555 | 2.42% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,403 | 2.63% |
| Quincy, IL-MO (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,077 | 2.81% |
| Jacksonville, IL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,875 | 2.42% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,992 | 2.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,882 | 2.29% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,919 | 2.92% |
| Morgan City, LA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,193 | 2.54% |
| Effingham, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,947 | 2.50% |
| Bluffton, IN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,280 | 2.83% |
| Starkville, MS (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,012 | 3.42% |
| Huntington, IN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,389 | 2.63% |
| McPherson, KS (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,623 | 2.87% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,420 | 2.69% |
| Coffeyville, KS (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,495 | 2.96% |
| Freeport, IL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,717 | 2.74% |
| Safford, AZ (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,029 | 2.74% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,851 | 2.25% |
| Duncan, OK (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,427 | 2.56% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,026 | 2.62% |
| Willmar, MN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,920 | 3.00% |
| Murray, KY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,468 | 2.38% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,771 | 2.25% |
| Somerset, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,922 | 2.50% |
| Americus, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,504 | 2.25% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,887 | 3.50% |
| Oil City, PA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,863 | 3.08% |
| Martin, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,474 | 2.62% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,254 | 2.66% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,765 | 2.25% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $9,774 | 3.41% |
| Vincennes, IN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,337 | 3.16% |
| Sayre, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,148 | 2.50% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,735 | 2.38% |
| Ludington, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,355 | 3.43% |
| Greenville, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,367 | 2.62% |
| Miami, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,989 | 3.00% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,327 | 2.38% |
| Campbellsville, KY (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,482 | 2.91% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,710 | 2.50% |
| Evanston, WY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,052 | 2.25% |
| Alpena, MI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,944 | 3.00% |
| Moscow, ID (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $14,157 | 3.12% |
| Emporia, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,586 | 2.50% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,585 | 2.75% |
| Española, NM (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,256 | 2.50% |
| Corinth, MS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,373 | 2.81% |
| Selinsgrove, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,229 | 2.63% |
| Glasgow, KY (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,239 | 2.67% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,107 | 2.87% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,748 | 2.58% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,276 | 2.75% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,102 | 2.44% |
| Dixon, IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,582 | 2.25% |
| Union City, TN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,250 | 3.50% |
| Wabash, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,088 | 3.88% |
| Auburn, IN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,356 | 2.58% |
| Connersville, IN (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $3,424 | 2.94% |
| Elk City, OK (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,033 | 2.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,518 | 2.87% |
| Moberly, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,077 | 2.25% |
| Rockport, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,978 | 2.25% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,083 | 2.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,560 | 2.81% |
| Defiance, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,259 | 3.25% |
| Winona, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,317 | 2.25% |
| Marshall, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,693 | 2.25% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,819 | 2.75% |
| Great Bend, KS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,084 | 3.38% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,062 | 3.25% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,473 | 3.25% |
| Indiana, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,746 | 2.87% |
| Pittsburg, KS (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,215 | 3.00% |
| Atchison, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,421 | 2.25% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,664 | 2.62% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,861 | 2.50% |
| Laurel, MS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,614 | 2.81% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,684 | 2.50% |
| Austin, MN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,890 | 2.87% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,221 | 3.38% |
| Sterling, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,936 | 3.49% |
| Alice, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,879 | 2.88% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,075 | 3.12% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,734 | 3.00% |
| Angola, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,383 | 3.13% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,861 | 3.50% |
| Maysville, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,622 | 2.49% |
| Snyder, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,585 | 2.75% |
| Fitzgerald, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,957 | 2.25% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,894 | 3.38% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $17,991 | 3.38% |
| Columbus, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,511 | 2.25% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,134 | 2.25% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,141 | 2.75% |
| Minden, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,908 | 2.38% |
| Kearney, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,811 | 3.49% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,910 | 2.50% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,564 | 2.25% |
| Henderson, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,280 | 3.18% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,282 | 2.62% |
| Ruston, LA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,287 | 2.63% |
| Logansport, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $16,334 | 3.38% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,459 | 2.87% |
| Selma, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,823 | 2.87% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,282 | 2.69% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,538 | 2.25% |
| Brookings, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,078 | 3.63% |
| Woodward, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,359 | 4.13% |
| Decatur, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,524 | 3.13% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,645 | 2.25% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,826 | 2.81% |
| Washington, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,879 | 2.75% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,928 | 2.25% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,609 | 2.25% |
| Susanville, CA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,173 | 2.69% |
| Jennings, LA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,195 | 2.75% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,880 | 2.88% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,525 | 2.25% |
| Taos, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,485 | 2.25% |
| Central City, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,620 | 3.38% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,242 | 3.25% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,084 | 2.25% |
| Huron, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,751 | 2.38% |
| El Campo, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,159 | 2.25% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,668 | 2.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,629 | 2.56% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,912 | 2.75% |
| Hastings, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,516 | 2.50% |
| Plainview, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,222 | 2.38% |
| Centralia, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,570 | 2.25% |
| Grants, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,705 | 3.88% |
| Borger, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,398 | 2.50% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,637 | 2.25% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,277 | 2.50% |
| Celina, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,189 | 2.50% |
| Pampa, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,144 | 2.38% |
| Durant, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,601 | 3.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,063 | 2.88% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,580 | 2.25% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,213 | 2.75% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,120 | 2.25% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,738 | 3.25% |
| Marshall, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,206 | 2.49% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,240 | 2.38% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,825 | 2.75% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,475 | 2.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $908 | 2.38% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,441 | 2.25% |
| Hope, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,229 | 3.63% |
| Pella, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $964 | 2.25% |
| Guymon, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,805 | 2.63% |
| Parsons, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,283 | 2.50% |
| Bay City, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,251 | 2.75% |
| Madison, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,224 | 2.25% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,526 | 2.25% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,817 | 2.50% |
| Craig, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,666 | 2.75% |
| Grenada, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,558 | 3.38% |
| Douglas, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,601 | 2.50% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,658 | 2.75% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,069 | 2.75% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,470 | 2.75% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,141 | 2.99% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,700 | 2.75% |
| Beeville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,539 | 2.50% |
| Greenville, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,367 | 2.25% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,104 | 2.25% |
| McComb, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,783 | 2.25% |
New Day Financial 's top markets include Washington, Atlanta, Phoenix, Tampa, and Riverside among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| VA | 23,894 | $5,782,700,000 | $242,015 | $7,801 | 2.77% |
| Conventional | 213 | $36,375,000 | $170,775 | $4,567 | 2.83% |
| FHA | 56 | $7,610,000 | $135,893 | $6,832 | 2.89% |
For the 2021 period, New Day Financial 's most frequently originated loan type of loans were VA, with 23,894 originations. Their 2nd most popular type is Conventional, with 213 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 12,326 | $2,731,070,000 | $221,570 | $4,648 | 2.41% |
| Cash Out Refi | 10,753 | $2,789,395,000 | $259,406 | $11,405 | 3.19% |
| Home Purchase | 1,052 | $303,550,000 | $288,546 | $7,280 | 2.76% |
| Other | 32 | $2,670,000 | $83,438 | $5,283 | 2.85% |
For the 2021, New Day Financial 's most frequently cited loan purpose of loans were Refi, with 12,326 originations. The 2nd most popular reason of loans were Cash Out Refi, with 10,753 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 22,811 | $5,593,705,000 | $245,220 | $7,828 | 2.79% |
| 15 Year | 1,144 | $178,560,000 | $156,084 | $6,180 | 2.41% |
| Other | 208 | $54,420,000 | $261,635 | $10,269 | 3.29% |
For the 2021, New Day Financial 's most frequently cited loan length of loans were 30 Year, with 22,811 originations. The 2nd most popular length of loans were 15 Year, with 1,144 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $5k+ | 7,990 | $2,598,230,000 | $325,185 |
| $3k-4k | 6,115 | $1,371,655,000 | $224,310 |
| $2k-3k | 4,202 | $785,190,000 | $186,861 |
| $1k-2k | 3,314 | $542,670,000 | $163,751 |
| $<1k | 2,338 | $472,260,000 | $201,993 |
$7,828 of loans were New Day Financial 's average total fees, while their most frequently occuring range of origination fees were in the $5k+ bucket, with 7,990 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| <2.5% | 10,257 | $2,314,055,000 | $225,607 |
| 2.5-3% | 8,091 | $1,910,675,000 | $236,148 |
| 3-4% | 5,530 | $1,512,320,000 | $273,476 |
| 4-5% | 285 | $89,635,000 | $314,509 |
During 2021, New Day Financial 's average interest rate of loans were 2.79%, while their most frequently originated rate bucket of loans were <2.5%, with 10,257 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 10,959 | $3,019,975,000 | $275,570 | $8,885 | 2.83% |
| $100k-200k | 9,330 | $1,433,070,000 | $153,598 | $5,260 | 2.69% |
| $400k-600k | 1,952 | $924,060,000 | $473,391 | $14,068 | 2.93% |
| $100,000 or less | 1,469 | $112,885,000 | $76,845 | $3,206 | 2.62% |
| $600k-1MM | 422 | $301,680,000 | $714,882 | $19,477 | 2.84% |
| $1MM+ | 31 | $35,015,000 | $1,129,516 | $29,836 | 2.92% |
2021 saw New Day Financial place emphasis on $200k-400k loans with 10,959 originations, totaling $3,019,975,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 5,078 | $1,080,510,000 | $212,783 | $9,297 | 3.05% |
| $75k-100k | 3,243 | $834,975,000 | $257,470 | $10,226 | 3.07% |
| $100k-150k | 2,605 | $832,725,000 | $319,664 | $12,200 | 3.10% |
| $50k or less | 1,988 | $313,050,000 | $157,470 | $7,692 | 2.93% |
| $150k-250k | 913 | $384,795,000 | $421,462 | $14,879 | 3.12% |
| $250k+ | 106 | $62,900,000 | $593,396 | $19,608 | 3.00% |
New Day Financial lent most frequently to those with incomes in the $50k-75k range, with 5,078 originations. The second most popular income band? $75k-100k, with 3,243 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 3,648 | $796,870,000 | $218,440 | $9,384 | 2.98% |
| 30-36% | 2,842 | $708,280,000 | $249,219 | $10,308 | 3.07% |
| <20% | 1,203 | $201,995,000 | $167,909 | $7,192 | 2.86% |
| 50-60% | 656 | $225,540,000 | $343,811 | $13,603 | 3.18% |
| 36% | 502 | $134,990,000 | $268,904 | $11,124 | 3.06% |
| 38% | 473 | $124,135,000 | $262,442 | $10,746 | 3.11% |
| 39% | 461 | $126,965,000 | $275,412 | $10,663 | 3.10% |
| 40% | 457 | $128,455,000 | $281,083 | $11,022 | 3.11% |
| 37% | 439 | $115,375,000 | $262,813 | $10,932 | 3.09% |
| 41% | 421 | $118,815,000 | $282,221 | $10,852 | 3.06% |
| 44% | 414 | $125,030,000 | $302,005 | $11,570 | 3.16% |
| 42% | 403 | $116,115,000 | $288,127 | $11,352 | 3.12% |
| 43% | 379 | $106,365,000 | $280,646 | $10,852 | 3.13% |
| 49% | 369 | $114,325,000 | $309,824 | $12,340 | 3.24% |
| 45% | 344 | $99,560,000 | $289,419 | $10,852 | 3.10% |
| 46% | 339 | $96,145,000 | $283,614 | $11,549 | 3.22% |
| 47% | 332 | $98,270,000 | $295,994 | $11,273 | 3.10% |
| 48% | 307 | $95,685,000 | $311,678 | $12,120 | 3.22% |
| >60% | 78 | $18,260,000 | $234,103 | $4,365 | 2.41% |
New Day Financial lent most frequently to those with DTI ratios of 20-30%, with 3,648 originations. The next most common DTI ratio? 30-36%, with 2,842 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 16,979 | $4,012,955,000 | $236,348 | $7,866 | 2.77% |
| Not provided | 3,981 | $995,785,000 | $250,134 | $7,435 | 2.71% |
| Black | 2,431 | $604,875,000 | $248,817 | $7,435 | 2.85% |
| Asian | 297 | $98,275,000 | $330,892 | $10,070 | 2.80% |
| American Indian | 383 | $88,545,000 | $231,188 | $7,147 | 2.82% |
| Native Hawaiian | 92 | $26,250,000 | $285,326 | $8,751 | 2.84% |
Approval Rates
Total approvals of all applications64.25%
New Day Financial has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-97.24%
New Day Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 24,163 | $5,826,685,000 | $241,141 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 24,163 | $5,826,685,000 | $241,141 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 557 | $82,125,000 | $147,442 | $6,745 | 2.70% |
| 40-60% | 1,494 | $281,380,000 | $188,340 | $8,657 | 2.77% |
| 60-80% | 2,844 | $683,960,000 | $240,492 | $10,901 | 2.89% |
| 80-100% | 8,139 | $2,261,655,000 | $277,879 | $11,075 | 3.26% |
| Over 100% | 212 | $73,340,000 | $345,943 | $15,298 | 2.78% |
| Under 20% | 70 | $5,700,000 | $81,429 | $4,313 | 2.59% |
