New Day Financial Mortgage Rates, Fees & Info
DOVER, DELEI: 549300SUCQ1358EGVE89
Tax ID: 22-3887207
1 stars - Updated: 10/29/24
-
out of 5 stars, based on 75 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
New Day Financial is a small mortgage company specializing in Cash Out Refi loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) New Day Financial has a low ratio of conventional loans. Their top markets by origination volume include: Atlanta, Washington, Phoenix, Tampa, and Virginia Beach among others. We have data for 642 markets. (Some data included below & more in-depth data is available with an active subscription.)New Day Financial has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. New Day Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.46% | 10/29/24 |
| 30 Year Conventional Refi | 6.32% | 10/29/24 |
| 30 Year Cash-out Refi | 6.00% | 10/29/24 |
| 30 Year FHA Purchase | 7.44% | 10/29/24 |
| 30 Year FHA Refi | 6.27% | 10/29/24 |
| 30 Year VA Purchase | 6.18% | 10/29/24 |
| 30 Year VA Refi | 5.59% | 10/29/24 |
| 15 Year FHA Refi | 5.68% | 10/29/24 |
| 15 Year VA Purchase | 5.69% | 10/29/24 |
| 15 Year VA Refi | 6.11% | 10/29/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
New Day Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from New Day Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,670Origination Dollar Volume (All Markets)
$1,493,900,000Awards
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NEW DAY FINANCIAL - 2023
NEW DAY FINANCIAL is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
New Day Financial's average 30 year fixed mortgage rate was
7.45%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.97%.
Relative Fees (Closing Costs)
New Day Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $12,761.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 516 | $108,700,000 | $210,659 | $9,957 | 7.47% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 181 | $55,815,000 | $308,370 | $14,352 | 7.42% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 80 | $34,630,000 | $432,875 | $20,281 | 7.49% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 76 | $27,850,000 | $366,447 | $15,906 | 7.35% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 83 | $27,805,000 | $335,000 | $15,738 | 7.47% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 86 | $26,760,000 | $311,163 | $13,848 | 7.49% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 91 | $23,845,000 | $262,033 | $14,413 | 7.36% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 58 | $21,110,000 | $363,966 | $15,379 | 7.39% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 62 | $20,510,000 | $330,806 | $16,399 | 7.35% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 64 | $18,340,000 | $286,563 | $13,032 | 7.38% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 46 | $17,510,000 | $380,652 | $15,552 | 7.39% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 52 | $15,640,000 | $300,769 | $15,820 | 7.42% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 38 | $14,440,000 | $380,000 | $15,912 | 7.40% |
| COLUMBIA, SC (FHA|USDA|VA) | 57 | $14,295,000 | $250,789 | $11,953 | 7.48% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 65 | $14,135,000 | $217,462 | $11,392 | 7.27% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 56 | $13,900,000 | $248,214 | $10,696 | 7.42% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 61 | $13,825,000 | $226,639 | $11,976 | 7.52% |
| RICHMOND, VA (FHA|USDA|VA) | 49 | $13,695,000 | $279,490 | $11,487 | 7.29% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 46 | $13,520,000 | $293,913 | $16,059 | 7.37% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 41 | $13,505,000 | $329,390 | $15,843 | 7.37% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 60 | $13,470,000 | $224,500 | $10,826 | 7.47% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 53 | $13,035,000 | $245,943 | $12,707 | 7.56% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 38 | $12,520,000 | $329,474 | $16,067 | 7.27% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 43 | $12,215,000 | $284,070 | $15,156 | 7.38% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 39 | $12,155,000 | $311,667 | $17,162 | 7.45% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 49 | $11,425,000 | $233,163 | $12,856 | 7.46% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 47 | $11,085,000 | $235,851 | $10,658 | 7.64% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 35 | $10,665,000 | $304,714 | $13,257 | 7.37% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 38 | $10,570,000 | $278,158 | $12,432 | 7.39% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 36 | $10,520,000 | $292,222 | $16,651 | 7.40% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 24 | $10,280,000 | $428,333 | $16,576 | 7.26% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 35 | $10,115,000 | $289,000 | $14,164 | 7.46% |
| KNOXVILLE, TN (FHA|USDA|VA) | 35 | $9,995,000 | $285,571 | $13,717 | 7.49% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 46 | $9,930,000 | $215,870 | $11,149 | 7.52% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 35 | $9,875,000 | $282,143 | $12,897 | 7.62% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 37 | $9,855,000 | $266,351 | $13,130 | 7.39% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 25 | $9,205,000 | $368,200 | $13,500 | 7.35% |
| TUCSON, AZ (FHA|USDA|VA) | 31 | $8,965,000 | $289,194 | $15,310 | 7.42% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 20 | $8,940,000 | $447,000 | $18,236 | 7.27% |
| PITTSBURGH, PA (FHA|USDA|VA) | 37 | $8,925,000 | $241,216 | $14,851 | 7.48% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 27 | $8,825,000 | $326,852 | $14,004 | 7.51% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 34 | $8,760,000 | $257,647 | $13,318 | 7.33% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 42 | $8,700,000 | $207,143 | $9,879 | 7.53% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 29 | $8,655,000 | $298,448 | $13,057 | 7.51% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 31 | $8,655,000 | $279,194 | $13,702 | 7.23% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 31 | $8,595,000 | $277,258 | $12,659 | 7.56% |
| COLUMBUS, OH (FHA|USDA|VA) | 38 | $8,470,000 | $222,895 | $12,417 | 7.51% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 40 | $8,340,000 | $208,500 | $10,477 | 7.63% |
| LOUISVILLE, KY (FHA|USDA|VA) | 32 | $7,960,000 | $248,750 | $11,941 | 7.65% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 40 | $7,940,000 | $198,500 | $9,062 | 7.80% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 33 | $7,545,000 | $228,636 | $10,651 | 7.50% |
| OCALA, FL (FHA|USDA|VA) | 29 | $7,465,000 | $257,414 | $13,244 | 7.34% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 17 | $7,435,000 | $437,353 | $16,136 | 7.37% |
| ANCHORAGE, AK (FHA|USDA|VA) | 22 | $7,030,000 | $319,545 | $16,173 | 7.23% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 19 | $6,815,000 | $358,684 | $15,422 | 7.47% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 29 | $6,755,000 | $232,931 | $10,152 | 7.58% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 24 | $6,360,000 | $265,000 | $9,785 | 7.36% |
| TULSA, OK (FHA|USDA|VA) | 32 | $6,270,000 | $195,938 | $10,771 | 7.55% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 25 | $6,125,000 | $245,000 | $9,879 | 7.61% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 25 | $6,015,000 | $240,600 | $10,846 | 7.52% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 24 | $5,960,000 | $248,333 | $11,286 | 7.53% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 13 | $5,945,000 | $457,308 | $19,617 | 7.41% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 22 | $5,910,000 | $268,636 | $11,256 | 7.42% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 19 | $5,685,000 | $299,211 | $16,751 | 7.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 22 | $5,670,000 | $257,727 | $12,014 | 7.47% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 22 | $5,580,000 | $253,636 | $12,699 | 7.51% |
| MONTGOMERY, AL (FHA|USDA|VA) | 25 | $5,525,000 | $221,000 | $9,772 | 7.38% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 22 | $5,360,000 | $243,636 | $12,810 | 7.34% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 17 | $5,305,000 | $312,059 | $12,515 | 7.28% |
| SAVANNAH, GA (FHA|USDA|VA) | 20 | $5,290,000 | $264,500 | $14,189 | 7.44% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 19 | $4,945,000 | $260,263 | $13,818 | 7.77% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 13 | $4,935,000 | $379,615 | $20,276 | 7.49% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 9 | $4,875,000 | $541,667 | $17,817 | 7.44% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 19 | $4,815,000 | $253,421 | $11,629 | 7.53% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 17 | $4,695,000 | $276,176 | $11,765 | 7.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 17 | $4,435,000 | $260,882 | $11,787 | 7.36% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 15 | $4,415,000 | $294,333 | $14,240 | 7.56% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 14 | $4,320,000 | $308,571 | $16,860 | 7.50% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 8 | $4,300,000 | $537,500 | $20,342 | 7.87% |
| HINESVILLE, GA (FHA|USDA|VA) | 21 | $4,285,000 | $204,048 | $10,372 | 7.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $4,205,000 | $467,222 | $15,344 | 7.14% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 14 | $4,180,000 | $298,571 | $11,689 | 7.15% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 22 | $4,060,000 | $184,545 | $11,889 | 7.41% |
| NEW BERN, NC (FHA|USDA|VA) | 17 | $4,055,000 | $238,529 | $10,783 | 7.33% |
| PANAMA CITY, FL (FHA|USDA|VA) | 14 | $3,930,000 | $280,714 | $14,967 | 7.30% |
| WILMINGTON, NC (FHA|USDA|VA) | 10 | $3,900,000 | $390,000 | $19,179 | 7.08% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 19 | $3,875,000 | $203,947 | $12,049 | 7.47% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 14 | $3,860,000 | $275,714 | $13,793 | 7.56% |
| DOVER, DE (FHA|USDA|VA) | 13 | $3,775,000 | $290,385 | $14,487 | 7.28% |
| SPARTANBURG, SC (FHA|USDA|VA) | 15 | $3,745,000 | $249,667 | $11,582 | 7.34% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 9 | $3,595,000 | $399,444 | $15,032 | 7.61% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 14 | $3,540,000 | $252,857 | $9,461 | 7.21% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 12 | $3,520,000 | $293,333 | $10,840 | 7.56% |
| ROANOKE, VA (FHA|USDA|VA) | 13 | $3,505,000 | $269,615 | $12,698 | 7.42% |
| THE VILLAGES, FL (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $13,812 | 7.18% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 13 | $3,465,000 | $266,538 | $11,467 | 7.34% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 12 | $3,400,000 | $283,333 | $13,202 | 7.20% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 9 | $3,375,000 | $375,000 | $10,327 | 7.44% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 14 | $3,330,000 | $237,857 | $11,509 | 7.57% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 12 | $3,260,000 | $271,667 | $12,364 | 7.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 8 | $3,250,000 | $406,250 | $13,713 | 7.39% |
| MOBILE, AL (FHA|USDA|VA) | 17 | $3,245,000 | $190,882 | $9,913 | 7.46% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 13 | $3,225,000 | $248,077 | $11,741 | 7.36% |
| BOISE CITY, ID (FHA|USDA|VA) | 8 | $3,200,000 | $400,000 | $19,032 | 7.26% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 10 | $3,190,000 | $319,000 | $11,003 | 7.47% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 11 | $3,165,000 | $287,727 | $15,276 | 7.49% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 13 | $3,135,000 | $241,154 | $9,469 | 7.37% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 11 | $3,065,000 | $278,636 | $12,426 | 7.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 15 | $3,035,000 | $202,333 | $8,781 | 7.52% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $3,030,000 | $303,000 | $14,206 | 7.56% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $2,995,000 | $332,778 | $14,824 | 7.67% |
| RENO, NV (FHA|USDA|VA) | 7 | $2,975,000 | $425,000 | $24,178 | 7.26% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 14 | $2,930,000 | $209,286 | $10,824 | 7.53% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $2,900,000 | $362,500 | $13,888 | 7.36% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 18 | $2,820,000 | $156,667 | $10,296 | 7.71% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,815,000 | $312,778 | $13,253 | 7.28% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 11 | $2,755,000 | $250,455 | $10,345 | 7.59% |
| DOTHAN, AL (FHA|USDA|VA) | 12 | $2,720,000 | $226,667 | $9,534 | 7.67% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $12,725 | 7.38% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 13 | $2,545,000 | $195,769 | $10,460 | 7.57% |
| WICHITA, KS (FHA|USDA|VA) | 14 | $2,540,000 | $181,429 | $9,412 | 7.33% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $15,233 | 7.57% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 9 | $2,505,000 | $278,333 | $13,396 | 7.26% |
| JACKSON, TN (FHA|USDA|VA) | 10 | $2,480,000 | $248,000 | $8,814 | 7.36% |
| GREENVILLE, NC (FHA|USDA|VA) | 10 | $2,480,000 | $248,000 | $12,035 | 7.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $2,475,000 | $190,385 | $11,210 | 7.51% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $13,052 | 7.26% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $13,804 | 7.04% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 9 | $2,405,000 | $267,222 | $11,906 | 7.40% |
| FLINT, MI (FHA|USDA|VA) | 12 | $2,400,000 | $200,000 | $10,710 | 7.57% |
| VALDOSTA, GA (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $9,359 | 7.41% |
| LAWTON, OK (FHA|USDA|VA) | 11 | $2,365,000 | $215,000 | $8,611 | 7.52% |
| BILLINGS, MT (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $11,610 | 7.50% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $2,295,000 | $327,857 | $12,608 | 7.44% |
| TOLEDO, OH (FHA|USDA|VA) | 13 | $2,295,000 | $176,538 | $10,366 | 7.52% |
| Elizabeth City, NC (FHA|USDA|VA) | 8 | $2,260,000 | $282,500 | $14,693 | 7.82% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $2,230,000 | $557,500 | $27,712 | 7.15% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 6 | $2,220,000 | $370,000 | $20,310 | 7.29% |
| JACKSON, MS (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $11,700 | 7.28% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $13,552 | 7.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $2,120,000 | $212,000 | $11,113 | 7.14% |
| BURLINGTON, NC (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $13,870 | 7.55% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $10,284 | 7.55% |
| TOPEKA, KS (FHA|USDA|VA) | 11 | $2,085,000 | $189,545 | $10,539 | 7.43% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $15,575 | 7.14% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $10,933 | 7.45% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $16,097 | 7.69% |
| FORT WAYNE, IN (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $18,530 | 7.46% |
| CHEYENNE, WY (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $12,293 | 7.54% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $1,955,000 | $391,000 | $14,697 | 7.27% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $15,649 | 7.45% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $10,020 | 7.29% |
| HATTIESBURG, MS (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $10,465 | 7.79% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $9,003 | 7.11% |
| Traverse City, MI (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $14,737 | 7.28% |
| SUMTER, SC (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $10,082 | 7.16% |
| LAS CRUCES, NM (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $15,709 | 7.45% |
| ALBANY, GA (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $8,287 | 7.84% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $12,184 | 7.66% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 12 | $1,770,000 | $147,500 | $5,276 | 7.48% |
| St. Marys, GA (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $11,351 | 7.41% |
| Sanford, NC (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $16,734 | 7.22% |
| BANGOR, ME (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $11,633 | 7.32% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $13,058 | 7.93% |
| Richmond-Berea, KY (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $10,554 | 6.92% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $10,339 | 7.42% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $9,380 | 7.57% |
| Outside of Metro Areas | 4 | $1,670,000 | $417,500 | $24,790 | 7.40% |
| Washington, NC (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $8,913 | 7.16% |
| Fort Polk South, LA (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $7,192 | 7.29% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $13,234 | 7.26% |
| YUMA, AZ (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $10,668 | 7.60% |
| Wooster, OH (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $13,579 | 7.26% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $13,631 | 7.29% |
| GREAT FALLS, MT (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $10,462 | 7.55% |
| LEBANON, PA (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $12,327 | 7.67% |
| PINE BLUFF, AR (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $8,902 | 7.66% |
| JONESBORO, AR (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $11,727 | 7.48% |
| JOPLIN, MO (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $10,278 | 7.59% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $10,509 | 7.66% |
| DULUTH, MN-WI (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $7,207 | 7.48% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $15,978 | 7.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $19,676 | 7.49% |
| JACKSON, MI (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $8,323 | 7.17% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $8,247 | 7.40% |
| AKRON, OH (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $10,059 | 7.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $12,963 | 6.99% |
| MONROE, MI (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $9,822 | 7.60% |
| Alexander City, AL (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $11,231 | 7.89% |
| Findlay, OH (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $14,206 | 7.58% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $13,365 | 7.35% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $11,362 | 6.87% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $10,898 | 7.52% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $24,492 | 7.46% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $12,555 | 7.83% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $12,613 | 6.81% |
| Alamogordo, NM (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $12,634 | 7.72% |
| LAWRENCE, KS (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $14,851 | 7.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $11,642 | 7.61% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $9,951 | 7.23% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $15,232 | 7.09% |
| MIDLAND, MI (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $10,688 | 7.43% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $12,674 | 7.47% |
| Lake City, FL (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $18,010 | 7.44% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $10,241 | 7.56% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $12,763 | 7.79% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $7,898 | 7.46% |
| Pottsville, PA (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $10,593 | 7.37% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $8,112 | 7.33% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $9,495 | 7.18% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $17,743 | 7.56% |
| Chillicothe, OH (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $10,635 | 7.54% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $17,513 | 7.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $14,346 | 7.58% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $16,457 | 6.91% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $10,696 | 7.52% |
| Martinsville, VA (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $8,503 | 7.12% |
| ALTOONA, PA (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $7,195 | 7.12% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $12,197 | 7.42% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $7,346 | 7.54% |
| Auburn, IN (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $12,026 | 7.69% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $1,205,000 | $133,889 | $7,730 | 7.72% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $13,256 | 7.52% |
| LAFAYETTE, LA (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $9,705 | 7.46% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $9,552 | 7.73% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $13,059 | 7.56% |
| Picayune, MS (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $11,541 | 7.75% |
| Shelby, NC (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $10,317 | 7.47% |
| SALEM, OR (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $17,910 | 8.41% |
| Warrensburg, MO (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $13,584 | 7.21% |
| LaGrange, GA-AL (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $10,788 | 7.33% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $8,388 | 7.32% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $15,112 | 7.47% |
| Fernley, NV (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $15,496 | 7.87% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $10,161 | 7.44% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $15,382 | 6.87% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $12,792 | 7.81% |
| Somerset, KY (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $11,005 | 7.31% |
| Crossville, TN (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $14,588 | 7.21% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $15,391 | 7.66% |
| OWENSBORO, KY (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $8,410 | 7.46% |
| Ozark, AL (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $12,005 | 7.54% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $11,515 | 7.50% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $24,406 | 7.56% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $30,279 | 7.00% |
| GADSDEN, AL (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $6,633 | 7.68% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $9,967 | 7.66% |
| Berlin, NH (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $10,205 | 7.39% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $10,079 | 7.48% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $10,786 | 7.68% |
| Cullman, AL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $11,636 | 7.28% |
| Salem, OH (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $14,407 | 7.18% |
| ROME, GA (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $9,016 | 7.32% |
| Waycross, GA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $13,915 | 7.12% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $11,669 | 7.18% |
| Forest City, NC (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $9,968 | 7.84% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $19,154 | 7.54% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $9,611 | 7.43% |
| Española, NM (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $10,463 | 7.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $10,686 | 7.41% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $16,624 | 7.52% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $9,240 | 7.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $7,186 | 7.72% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $21,309 | 6.87% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $7,314 | 6.95% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $10,320 | 7.34% |
| Shelton, WA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $17,809 | 7.66% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $12,838 | 7.06% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $15,983 | 6.79% |
| Mountain Home, AR (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $9,805 | 7.62% |
| Marion, IN (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $7,312 | 7.66% |
| READING, PA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $11,646 | 7.62% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $13,963 | 7.56% |
| Rolla, MO (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $11,011 | 7.12% |
| KOKOMO, IN (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $8,583 | 7.01% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $8,099 | 7.15% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $9,164 | 7.09% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $12,718 | 7.81% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $10,270 | 7.50% |
| Branson, MO (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $14,767 | 7.16% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $15,840 | 7.37% |
| DALTON, GA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $7,743 | 7.69% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $11,866 | 7.52% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $9,849 | 7.55% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $8,277 | 7.30% |
| Helena, MT (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $13,985 | 7.66% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $17,073 | 7.67% |
| Grand Rapids, MN (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $7,259 | 7.28% |
| Wilson, NC (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $9,821 | 7.69% |
| Rockingham, NC (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $12,163 | 7.75% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $13,739 | 7.41% |
| CHICO, CA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $10,711 | 6.79% |
| Richmond, IN (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $9,310 | 7.31% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $9,790 | 7.81% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $9,341 | 7.50% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $12,930 | 7.29% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $18,510 | 7.75% |
| Vicksburg, MS (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $9,203 | 7.39% |
| HAMMOND, LA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $11,851 | 7.53% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $19,826 | 7.13% |
| Meridian, MS (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $7,085 | 7.22% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $14,451 | 7.13% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $15,573 | 7.37% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $18,072 | 7.37% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $13,179 | 7.54% |
| SAGINAW, MI (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $11,212 | 7.37% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $12,086 | 6.88% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $11,567 | 7.53% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $24,446 | 7.74% |
| Somerset, PA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $10,253 | 7.28% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $14,501 | 7.41% |
| Greenwood, SC (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $11,553 | 7.02% |
| Moscow, ID (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $18,712 | 7.37% |
| MUNCIE, IN (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $11,937 | 7.72% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $17,547 | 7.66% |
| Nogales, AZ (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $10,620 | 7.87% |
| Muskogee, OK (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $7,462 | 7.62% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $10,822 | 7.15% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $9,190 | 7.18% |
| Hilo, HI (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $12,026 | 8.25% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $15,332 | 7.74% |
| Boone, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $18,750 | 7.50% |
| RACINE, WI (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $11,358 | 7.37% |
| Concord, NH (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $10,437 | 7.17% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,617 | 7.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $9,434 | 7.12% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $14,112 | 8.06% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $14,642 | 7.49% |
| Danville, VA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $9,217 | 7.03% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $8,207 | 7.62% |
| Farmington, MO (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $8,556 | 7.62% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,954 | 7.79% |
| Searcy, AR (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $11,152 | 7.53% |
| Adrian, MI (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,415 | 6.74% |
| BEND, OR (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $35,209 | 7.38% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,861 | 7.33% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $8,853 | 7.03% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $39,657 | 7.38% |
| Cadillac, MI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $9,085 | 7.66% |
| Bartlesville, OK (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $6,414 | 7.84% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $15,402 | 7.50% |
| North Platte, NE (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $7,861 | 7.62% |
| Newport, OR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $13,915 | 7.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,977 | 7.75% |
| Manitowoc, WI (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $8,602 | 7.59% |
| Harrison, AR (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $10,803 | 7.31% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $17,542 | 7.41% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $20,837 | 7.31% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $9,555 | 7.62% |
| ERIE, PA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $6,783 | 7.56% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $11,489 | 7.62% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $8,254 | 7.49% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $12,405 | 7.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $15,054 | 7.75% |
| Selma, AL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $9,680 | 7.33% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $13,959 | 7.41% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $13,521 | 7.87% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $12,795 | 7.37% |
| Fremont, NE (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $12,898 | 7.66% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $10,594 | 7.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $17,982 | 7.37% |
| REDDING, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $13,966 | 6.25% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $15,111 | 7.58% |
| Tifton, GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,153 | 7.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,799 | 7.67% |
| Atmore, AL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,380 | 7.66% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $10,056 | 7.31% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $21,509 | 7.38% |
| MERCED, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $13,389 | 7.49% |
| Laconia, NH (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $17,073 | 7.18% |
| Seneca, SC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $11,727 | 7.41% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,588 | 6.87% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $10,233 | 7.56% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $8,124 | 7.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $11,237 | 8.00% |
| West Plains, MO (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $17,563 | 7.63% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $8,800 | 7.49% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $11,210 | 7.75% |
| Pullman, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,703 | 6.87% |
| MONROE, LA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,564 | 7.25% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,095 | 7.57% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $12,747 | 7.87% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $16,267 | 7.12% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,650 | 7.42% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $13,744 | 7.12% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $12,892 | 7.75% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,457 | 8.25% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $14,507 | 7.25% |
| Sidney, OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $15,528 | 7.56% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,132 | 7.87% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $18,063 | 7.31% |
| Defiance, OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,166 | 7.87% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,552 | 7.37% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $13,655 | 7.62% |
| Union, SC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $10,411 | 7.46% |
| Escanaba, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,965 | 7.04% |
| CASPER, WY (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,910 | 8.12% |
| Madisonville, KY (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $6,518 | 7.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $9,075 | 7.62% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $15,600 | 7.75% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,692 | 7.75% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,739 | 7.29% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,031 | 7.06% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,633 | 7.00% |
| Sayre, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $10,860 | 7.58% |
| NILES, MI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $10,399 | 7.08% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $12,043 | 7.99% |
| Starkville, MS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $12,115 | 7.12% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $15,713 | 7.25% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,296 | 6.93% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $17,587 | 6.49% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $9,738 | 7.62% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $11,753 | 7.25% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,654 | 7.81% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,270 | 7.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,398 | 7.56% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $20,732 | 6.99% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $16,728 | 7.25% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $20,105 | 7.75% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $17,138 | 6.49% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $35,260 | 7.49% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $13,345 | 8.12% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,519 | 7.12% |
| Holland, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,215 | 7.44% |
| Winfield, KS (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $19,500 | 7.38% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,939 | 7.16% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $12,069 | 7.50% |
| MADISON, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $16,812 | 7.25% |
| DANVILLE, IL (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $6,737 | 7.46% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,345 | 7.74% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,218 | 6.68% |
| Athens, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,080 | 7.50% |
| Malvern, AR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,543 | 7.24% |
| Bedford, IN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,988 | 7.58% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,142 | 7.50% |
| Newberry, SC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,043 | 6.37% |
| Altus, OK (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,275 | 7.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $17,061 | 7.50% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,281 | 7.41% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,744 | 6.63% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $12,062 | 7.50% |
| Troy, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,723 | 8.24% |
| Columbus, MS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $12,238 | 6.75% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,889 | 7.75% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,462 | 7.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $22,961 | 7.00% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,088 | 6.99% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,030 | 7.50% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,611 | 8.00% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,991 | 7.49% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,685 | 6.94% |
| McAlester, OK (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,166 | 7.87% |
| Brookings, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,715 | 6.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,323 | 7.46% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,044 | 7.62% |
| Roswell, NM (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $10,263 | 7.63% |
| Marietta, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $10,047 | 7.25% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,195 | 7.37% |
| Logansport, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,537 | 8.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,433 | 7.49% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,300 | 7.75% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,931 | 6.25% |
| Albertville, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $11,348 | 7.31% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,318 | 7.70% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,993 | 7.67% |
| London, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,919 | 7.37% |
| Bradford, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,394 | 6.74% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,446 | 8.25% |
| Coffeyville, KS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,079 | 7.69% |
| AMES, IA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,235 | 7.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,027 | 7.25% |
| MADERA, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,734 | 6.99% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,991 | 7.37% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,057 | 7.50% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $20,085 | 7.49% |
| Easton, MD (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,853 | 7.38% |
| Dodge City, KS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,608 | 7.24% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,301 | 7.49% |
| Paragould, AR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,668 | 7.38% |
| Silver City, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,800 | 7.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,514 | 6.99% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,654 | 6.99% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,328 | 6.63% |
| TYLER, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,547 | 7.00% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,167 | 7.37% |
| New Castle, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $12,745 | 7.68% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,725 | 7.25% |
| Jasper, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,829 | 7.06% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $11,326 | 7.18% |
| Payson, AZ (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,830 | 7.69% |
| Alpena, MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,788 | 7.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $24,046 | 6.99% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,201 | 6.75% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $11,104 | 7.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,030 | 7.50% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,345 | 7.99% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,628 | 7.49% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $24,791 | 6.75% |
| Danville, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,642 | 8.75% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,566 | 7.24% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,936 | 7.99% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,351 | 7.99% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,887 | 7.25% |
| La Grande, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,580 | 7.75% |
| Clovis, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,928 | 7.75% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,729 | 5.99% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,904 | 7.49% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $16,918 | 7.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $20,252 | 6.88% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $20,889 | 6.99% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,756 | 7.49% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,075 | 7.63% |
| Riverton, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $20,792 | 8.49% |
| Mason City, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,381 | 7.75% |
| Union City, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $11,045 | 7.94% |
| Martin, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,277 | 7.99% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $20,005 | 6.75% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,623 | 7.38% |
| Ashland, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,981 | 7.50% |
| Alma, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,955 | 8.12% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,932 | 7.25% |
| Kearney, NE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,297 | 7.99% |
| Spencer, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,209 | 6.99% |
| Huron, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $18,745 | 7.75% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,529 | 7.99% |
| LIMA, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,171 | 7.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,411 | 7.56% |
| Batesville, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,833 | 7.49% |
| Camden, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,853 | 6.99% |
| Gillette, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,013 | 7.50% |
| Meadville, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,547 | 6.99% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,863 | 6.88% |
| Houghton, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,151 | 7.75% |
| Marion, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $18,289 | 7.49% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,191 | 6.68% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,396 | 7.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $18,145 | 7.75% |
| Keene, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $18,442 | 6.99% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,929 | 7.63% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,871 | 7.75% |
| Miami, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,756 | 7.49% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,187 | 7.50% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,922 | 6.88% |
| Laramie, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $18,224 | 6.99% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,824 | 8.25% |
| Garden City, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,990 | 7.87% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $17,911 | 6.99% |
| Madison, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,683 | 7.99% |
| Burley, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,065 | 6.38% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,546 | 8.75% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $16,821 | 8.37% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,125 | 6.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,444 | 7.75% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,021 | 7.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,480 | 7.99% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,372 | 7.49% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,472 | 7.62% |
| Greenville, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,834 | 6.99% |
| New Castle, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,194 | 8.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,156 | 8.00% |
| Corinth, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,556 | 7.50% |
| Yankton, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,808 | 7.50% |
| Huntington, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,455 | 7.99% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,132 | 7.25% |
| Duncan, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,170 | 7.99% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $16,163 | 7.75% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,321 | 7.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,381 | 7.99% |
| Marshall, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,951 | 7.49% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,992 | 7.38% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,733 | 7.99% |
| Kinston, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,051 | 6.88% |
| Dayton, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,665 | 7.49% |
| Jasper, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,278 | 7.50% |
| Urbana, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,927 | 7.99% |
| Minden, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,561 | 6.99% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,085 | 7.75% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,491 | 6.88% |
| Shawano, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,567 | 7.24% |
| Summerville, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $13,509 | 7.50% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,243 | 7.99% |
| Douglas, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,199 | 7.99% |
| Durango, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,914 | 6.99% |
| Safford, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,851 | 6.49% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,951 | 7.25% |
| Seymour, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $14,208 | 7.49% |
| Marion, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,451 | 7.38% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,765 | 7.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,890 | 8.00% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,588 | 7.75% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,857 | 8.25% |
| Fremont, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $11,047 | 7.50% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,001 | 7.75% |
| Murray, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,170 | 8.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,451 | 6.75% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,892 | 6.99% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $14,241 | 6.99% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,057 | 7.49% |
| Connersville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,860 | 7.49% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,255 | 6.99% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $12,638 | 7.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,793 | 7.75% |
| Clinton, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,910 | 7.50% |
| Hays, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,874 | 7.38% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,049 | 7.50% |
| Woodward, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,691 | 7.50% |
| Greenville, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,521 | 8.49% |
| Austin, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,030 | 6.49% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,849 | 8.25% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,628 | 7.75% |
| ENID, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,405 | 7.49% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,239 | 6.99% |
| Platteville, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,678 | 6.88% |
| Dublin, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,964 | 7.99% |
| Sterling, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,173 | 7.99% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,646 | 7.25% |
| Emporia, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,230 | 7.75% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,818 | 7.38% |
| Warren, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $10,161 | 7.50% |
| Oil City, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,274 | 8.25% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,939 | 6.75% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,694 | 6.99% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,827 | 7.50% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,512 | 7.50% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,451 | 7.75% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,532 | 8.25% |
| McPherson, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,911 | 6.38% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,201 | 7.75% |
| Salina, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,386 | 7.75% |
| Central City, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,780 | 8.50% |
| McComb, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,220 | 7.75% |
| Lexington, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,824 | 7.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,016 | 7.38% |
| DuBois, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,680 | 6.99% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,031 | 8.38% |
| Russellville, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,148 | 6.88% |
| Mexico, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,234 | 7.49% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,106 | 6.99% |
| Indiana, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,989 | 7.49% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,711 | 7.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,889 | 6.99% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,135 | 6.50% |
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Product Mix
For 2023, New Day Financial's most frequently originated type of loan was VA, with 5,534 originations. Their 2nd most popular type was FHA, with 129 originations.
Loan Reason
For 2023, New Day Financial's most frequently cited loan purpose was Cash Out Refi, with 5,087 originations. The 2nd most popular reason was Home Purchase, with 431 originations.
Loan Duration/Length
For 2023, New Day Financial's most frequently cited loan duration was 30 Year, with 4,865 originations. The 2nd most popular length was Other, with 708 originations.
Origination Fees/Closing Costs
New Day Financial's average total fees were $12,761, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 4,123 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7-8% | 3,217 | $835,075,000 | $259,582 |
| 6-7% | 1,754 | $471,530,000 | $268,831 |
| Over 8% | 650 | $171,600,000 | $264,000 |
| 5-6% | 49 | $15,695,000 | $320,306 |
During 2023, New Day Financial's average interest rate for loans was 7.45%, while their most frequently originated rate bucket for loans was 7-8%, with 3,217 originations.
Loan Sizing
2023 saw New Day Financial place emphasis on $200k-400k loans with 3,015 originations, totaling $847,545,000 in origination value.
Applicant Income
New Day Financial lent most frequently to those with incomes in the $50k-75k range, with 1,961 originations. The second most popular income band? $75k-100k, with 1,519 originations.
Applicant Debt to Income Ratio
New Day Financial lent most frequently to those with DTI ratios of 50-60%, with 925 originations. The next most common DTI ratio? 30-36%, with 879 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications75.53%
New Day Financial has a below average approval rate.
Pick Rate
Approvals leading to origination-187.58%
New Day Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,670 | $1,493,900,000 | $263,474 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,670 | $1,493,900,000 | $263,474 |