New Day Financial Mortgage Rates, Fees & Info
DOVER, DELEI: 549300SUCQ1358EGVE89
Tax ID: 22-3887207
1 stars - Updated: 4/5/25
-
out of 5 stars, based on 85 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
New Day Financial is a small mortgage company specializing in Cash Out Refi loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) New Day Financial has a low ratio of conventional loans. Their top markets by origination volume include: Atlanta, Washington, Philadelphia, Virginia Beach, and Tampa among others. We have data for 679 markets. (Some data included below & more in-depth data is available with an active subscription.)New Day Financial has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. New Day Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.47% | 4/5/25 |
| 30 Year FHA Purchase | 8.05% | 4/5/25 |
| 30 Year VA Purchase | 7.19% | 4/5/25 |
| 30 Year VA Refi | 6.61% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
New Day Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from New Day Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,187Origination Dollar Volume (All Markets)
$1,921,745,000Awards
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NEW DAY FINANCIAL - 2024
NEW DAY FINANCIAL is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
New Day Financial's average 30 year fixed mortgage rate was
7.49%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.94%.
Relative Fees (Closing Costs)
New Day Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $12,078.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 752 | $170,580,000 | $226,835 | $10,180 | 7.51% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 160 | $49,910,000 | $311,938 | $13,084 | 7.53% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 98 | $45,830,000 | $467,653 | $19,692 | 7.44% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 127 | $33,635,000 | $264,843 | $13,403 | 7.52% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 97 | $33,105,000 | $341,289 | $14,099 | 7.45% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 105 | $31,765,000 | $302,524 | $14,811 | 7.55% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 84 | $31,710,000 | $377,500 | $16,508 | 7.47% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 97 | $26,505,000 | $273,247 | $13,043 | 7.52% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 61 | $24,225,000 | $397,131 | $14,244 | 7.41% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 71 | $23,835,000 | $335,704 | $16,567 | 7.57% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 88 | $22,890,000 | $260,114 | $12,545 | 7.54% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 76 | $21,910,000 | $288,289 | $14,376 | 7.64% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 81 | $21,835,000 | $269,568 | $10,965 | 7.51% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 93 | $21,215,000 | $228,118 | $10,085 | 7.53% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 63 | $21,005,000 | $333,413 | $16,928 | 7.60% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 88 | $20,860,000 | $237,045 | $10,145 | 7.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 88 | $20,010,000 | $227,386 | $10,376 | 7.47% |
| COLUMBIA, SC (FHA|USDA|VA) | 79 | $19,795,000 | $250,570 | $10,937 | 7.58% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 50 | $19,670,000 | $393,400 | $17,540 | 7.54% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 53 | $18,905,000 | $356,698 | $17,222 | 7.63% |
| RICHMOND, VA (FHA|USDA|VA) | 53 | $17,635,000 | $332,736 | $13,723 | 7.46% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 60 | $15,920,000 | $265,333 | $11,121 | 7.46% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 48 | $15,830,000 | $329,792 | $14,967 | 7.48% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 46 | $15,180,000 | $330,000 | $14,602 | 7.40% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 61 | $14,585,000 | $239,098 | $11,499 | 7.61% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 32 | $14,520,000 | $453,750 | $17,898 | 7.37% |
| COLUMBUS, OH (FHA|USDA|VA) | 56 | $14,480,000 | $258,571 | $13,217 | 7.53% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 47 | $13,835,000 | $294,362 | $13,346 | 7.45% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 30 | $13,270,000 | $442,333 | $19,927 | 7.45% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 53 | $13,135,000 | $247,830 | $10,216 | 7.51% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 35 | $12,935,000 | $369,571 | $17,711 | 7.62% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 45 | $12,875,000 | $286,111 | $15,137 | 7.62% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 50 | $12,820,000 | $256,400 | $12,296 | 7.66% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 37 | $12,595,000 | $340,405 | $12,967 | 7.40% |
| PITTSBURGH, PA (FHA|USDA|VA) | 59 | $12,485,000 | $211,610 | $11,424 | 7.56% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 22 | $12,450,000 | $565,909 | $24,504 | 7.55% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 48 | $12,220,000 | $254,583 | $12,343 | 7.47% |
| KNOXVILLE, TN (FHA|USDA|VA) | 41 | $12,195,000 | $297,439 | $12,302 | 7.34% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 39 | $11,885,000 | $304,744 | $13,247 | 7.55% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 61 | $11,835,000 | $194,016 | $10,059 | 7.47% |
| OCALA, FL (FHA|USDA|VA) | 42 | $11,470,000 | $273,095 | $12,217 | 7.37% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 23 | $11,455,000 | $498,043 | $18,226 | 7.34% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 45 | $11,285,000 | $250,778 | $9,247 | 7.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 40 | $11,200,000 | $280,000 | $11,836 | 7.24% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 51 | $11,165,000 | $218,922 | $9,457 | 7.37% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 39 | $10,855,000 | $278,333 | $13,255 | 7.40% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 38 | $10,250,000 | $269,737 | $13,565 | 7.56% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 39 | $10,195,000 | $261,410 | $9,276 | 7.37% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 43 | $9,805,000 | $228,023 | $10,683 | 7.66% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 42 | $9,610,000 | $228,810 | $11,084 | 7.44% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 40 | $9,530,000 | $238,250 | $8,842 | 7.38% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 34 | $9,490,000 | $279,118 | $12,365 | 7.49% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 23 | $9,145,000 | $397,609 | $12,980 | 7.03% |
| MONTGOMERY, AL (FHA|USDA|VA) | 38 | $8,890,000 | $233,947 | $11,016 | 7.59% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 22 | $8,670,000 | $394,091 | $14,103 | 7.32% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 28 | $8,660,000 | $309,286 | $15,450 | 7.59% |
| LOUISVILLE, KY (FHA|USDA|VA) | 34 | $8,380,000 | $246,471 | $10,869 | 7.55% |
| TUCSON, AZ (FHA|USDA|VA) | 28 | $7,810,000 | $278,929 | $12,896 | 7.56% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 26 | $7,790,000 | $299,615 | $13,772 | 7.49% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 33 | $7,685,000 | $232,879 | $10,489 | 7.53% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 23 | $7,315,000 | $318,043 | $16,300 | 7.57% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 26 | $7,270,000 | $279,615 | $12,184 | 7.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 19 | $7,215,000 | $379,737 | $19,081 | 7.28% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 32 | $7,140,000 | $223,125 | $8,142 | 7.28% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 29 | $7,125,000 | $245,690 | $9,763 | 7.27% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 27 | $7,095,000 | $262,778 | $11,497 | 7.63% |
| TULSA, OK (FHA|USDA|VA) | 34 | $7,020,000 | $206,471 | $9,741 | 7.40% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 28 | $7,000,000 | $250,000 | $8,917 | 7.33% |
| JACKSON, MS (FHA|USDA|VA) | 27 | $6,655,000 | $246,481 | $13,556 | 7.59% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 21 | $6,625,000 | $315,476 | $15,115 | 7.58% |
| SAVANNAH, GA (FHA|USDA|VA) | 21 | $6,365,000 | $303,095 | $13,030 | 7.41% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 20 | $6,340,000 | $317,000 | $16,345 | 7.59% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 22 | $6,190,000 | $281,364 | $13,435 | 7.61% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 24 | $6,130,000 | $255,417 | $9,278 | 7.52% |
| HINESVILLE, GA (FHA|USDA|VA) | 24 | $6,060,000 | $252,500 | $10,194 | 7.57% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 19 | $5,915,000 | $311,316 | $14,422 | 7.61% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 15 | $5,895,000 | $393,000 | $12,110 | 7.39% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 22 | $5,780,000 | $262,727 | $12,928 | 7.67% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 23 | $5,665,000 | $246,304 | $13,603 | 7.58% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 13 | $5,335,000 | $410,385 | $15,183 | 7.66% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 22 | $5,320,000 | $241,818 | $12,136 | 7.56% |
| BATON ROUGE, LA (FHA|USDA|VA) | 22 | $5,320,000 | $241,818 | $12,131 | 7.55% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 21 | $5,215,000 | $248,333 | $11,545 | 7.60% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 20 | $5,020,000 | $251,000 | $13,572 | 7.48% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 16 | $5,000,000 | $312,500 | $11,186 | 7.62% |
| READING, PA (FHA|USDA|VA) | 16 | $4,980,000 | $311,250 | $14,142 | 7.55% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 17 | $4,915,000 | $289,118 | $13,244 | 7.55% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 20 | $4,900,000 | $245,000 | $11,116 | 7.36% |
| Roseburg, OR (FHA|USDA|VA) | 13 | $4,445,000 | $341,923 | $13,678 | 7.49% |
| DOVER, DE (FHA|USDA|VA) | 14 | $4,410,000 | $315,000 | $13,190 | 7.47% |
| NEW BERN, NC (FHA|USDA|VA) | 19 | $4,315,000 | $227,105 | $10,106 | 7.49% |
| FORT WAYNE, IN (FHA|USDA|VA) | 20 | $4,290,000 | $214,500 | $10,468 | 7.75% |
| AKRON, OH (FHA|USDA|VA) | 22 | $4,220,000 | $191,818 | $9,635 | 7.63% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 14 | $4,200,000 | $300,000 | $14,379 | 7.34% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 14 | $4,180,000 | $298,571 | $11,128 | 7.48% |
| SPARTANBURG, SC (FHA|USDA|VA) | 18 | $3,990,000 | $221,667 | $11,038 | 7.68% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 20 | $3,980,000 | $199,000 | $8,962 | 7.56% |
| THE VILLAGES, FL (FHA|USDA|VA) | 13 | $3,975,000 | $305,769 | $16,758 | 7.33% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 12 | $3,960,000 | $330,000 | $15,686 | 7.69% |
| LAWTON, OK (FHA|USDA|VA) | 17 | $3,925,000 | $230,882 | $10,520 | 7.59% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 19 | $3,925,000 | $206,579 | $11,445 | 7.48% |
| YUMA, AZ (FHA|USDA|VA) | 12 | $3,910,000 | $325,833 | $13,582 | 7.46% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 23 | $3,875,000 | $168,478 | $8,515 | 7.67% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 22 | $3,870,000 | $175,909 | $9,357 | 7.43% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 15 | $3,815,000 | $254,333 | $12,691 | 7.41% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 14 | $3,770,000 | $269,286 | $13,698 | 7.41% |
| WICHITA, KS (FHA|USDA|VA) | 21 | $3,735,000 | $177,857 | $9,153 | 7.47% |
| MORRISTOWN, TN (FHA|USDA|VA) | 9 | $3,725,000 | $413,889 | $15,881 | 7.55% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 11 | $3,715,000 | $337,727 | $19,660 | 7.40% |
| RENO, NV (FHA|USDA|VA) | 9 | $3,675,000 | $408,333 | $17,954 | 7.41% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 8 | $3,560,000 | $445,000 | $20,608 | 7.11% |
| LAS CRUCES, NM (FHA|USDA|VA) | 12 | $3,490,000 | $290,833 | $14,843 | 7.47% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 17 | $3,455,000 | $203,235 | $9,575 | 7.46% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 18 | $3,430,000 | $190,556 | $8,078 | 7.63% |
| MOBILE, AL (FHA|USDA|VA) | 19 | $3,395,000 | $178,684 | $8,225 | 7.69% |
| SUMTER, SC (FHA|USDA|VA) | 14 | $3,340,000 | $238,571 | $10,134 | 7.30% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 17 | $3,315,000 | $195,000 | $10,238 | 7.49% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 8 | $3,290,000 | $411,250 | $17,909 | 7.57% |
| DOTHAN, AL (FHA|USDA|VA) | 15 | $3,215,000 | $214,333 | $8,340 | 7.34% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 10 | $3,180,000 | $318,000 | $11,532 | 7.33% |
| FLINT, MI (FHA|USDA|VA) | 15 | $3,105,000 | $207,000 | $8,750 | 7.40% |
| GOLDSBORO, NC (FHA|USDA|VA) | 13 | $3,085,000 | $237,308 | $8,197 | 7.26% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 11 | $3,005,000 | $273,182 | $11,474 | 7.45% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 12 | $2,920,000 | $243,333 | $9,881 | 7.51% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 8 | $2,910,000 | $363,750 | $13,750 | 7.37% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 12 | $2,900,000 | $241,667 | $8,943 | 7.52% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $2,885,000 | $320,556 | $12,250 | 7.29% |
| TOLEDO, OH (FHA|USDA|VA) | 17 | $2,875,000 | $169,118 | $6,882 | 7.28% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 10 | $2,830,000 | $283,000 | $10,832 | 7.38% |
| APPLETON, WI (FHA|USDA|VA) | 11 | $2,825,000 | $256,818 | $13,715 | 7.72% |
| ALBANY, GA (FHA|USDA|VA) | 14 | $2,740,000 | $195,714 | $8,287 | 7.64% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $12,831 | 7.60% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $2,695,000 | $385,000 | $14,541 | 7.10% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $11,228 | 7.60% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 11 | $2,645,000 | $240,455 | $7,028 | 7.21% |
| LEBANON, PA (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $9,598 | 7.17% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $2,620,000 | $262,000 | $11,233 | 7.46% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 13 | $2,605,000 | $200,385 | $9,761 | 7.62% |
| Fort Payne, AL (FHA|USDA|VA) | 10 | $2,590,000 | $259,000 | $14,441 | 7.57% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 14 | $2,580,000 | $184,286 | $10,020 | 7.72% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 12 | $2,540,000 | $211,667 | $12,111 | 7.65% |
| Tupelo, MS (FHA|USDA|VA) | 11 | $2,525,000 | $229,545 | $9,518 | 7.68% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $2,525,000 | $360,714 | $16,757 | 7.30% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $2,500,000 | $416,667 | $16,920 | 7.45% |
| CHEYENNE, WY (FHA|USDA|VA) | 6 | $2,460,000 | $410,000 | $15,012 | 7.37% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 13 | $2,445,000 | $188,077 | $8,362 | 7.44% |
| GREAT FALLS, MT (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $14,879 | 7.62% |
| Traverse City, MI (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $14,002 | 7.40% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 8 | $2,390,000 | $298,750 | $12,297 | 7.12% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $13,609 | 7.40% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $2,305,000 | $329,286 | $15,097 | 7.21% |
| Crossville, TN (FHA|USDA|VA) | 6 | $2,300,000 | $383,333 | $13,118 | 6.89% |
| ROANOKE, VA (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $10,917 | 7.52% |
| FARMINGTON, NM (FHA|USDA|VA) | 10 | $2,280,000 | $228,000 | $12,327 | 7.72% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $2,240,000 | $224,000 | $12,396 | 7.52% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $2,225,000 | $445,000 | $22,683 | 7.33% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 14 | $2,200,000 | $157,143 | $7,974 | 7.64% |
| GREENVILLE, NC (FHA|USDA|VA) | 9 | $2,165,000 | $240,556 | $11,284 | 7.66% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $12,919 | 7.62% |
| Calhoun, GA (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $12,794 | 7.27% |
| ROCKFORD, IL (FHA|USDA|VA) | 11 | $2,115,000 | $192,273 | $10,007 | 7.53% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $16,771 | 7.39% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $18,444 | 7.32% |
| Clovis, NM (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $11,092 | 7.72% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $12,387 | 7.23% |
| POCATELLO, ID (FHA|USDA|VA) | 5 | $2,055,000 | $411,000 | $12,844 | 7.75% |
| Fernley, NV (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $15,351 | 7.64% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $12,945 | 7.48% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $2,035,000 | $407,000 | $12,070 | 7.37% |
| BRUNSWICK, GA (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $11,640 | 7.48% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 13 | $2,025,000 | $155,769 | $8,708 | 7.78% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $14,226 | 7.66% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $10,753 | 7.43% |
| Shelby, NC (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $21,645 | 7.51% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $10,998 | 7.55% |
| COLUMBIA, MO (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $10,983 | 7.54% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $12,650 | 7.49% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,925,000 | $641,667 | $27,301 | 7.16% |
| TOPEKA, KS (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $8,913 | 7.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $1,875,000 | $375,000 | $14,049 | 7.20% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,865,000 | $621,667 | $20,022 | 7.12% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $9,256 | 7.45% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $16,262 | 7.40% |
| ERIE, PA (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $8,682 | 7.60% |
| LAFAYETTE, LA (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $9,666 | 7.57% |
| HATTIESBURG, MS (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $8,564 | 7.55% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $9,691 | 6.92% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $9,757 | 7.69% |
| Georgetown, SC (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $11,339 | 7.35% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $12,387 | 7.55% |
| Mountain Home, AR (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $6,003 | 6.97% |
| Sanford, NC (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $16,263 | 7.44% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $10,802 | 7.42% |
| Ozark, AL (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $8,902 | 7.43% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 11 | $1,705,000 | $155,000 | $9,782 | 7.70% |
| Centralia, WA (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $24,371 | 7.68% |
| VALDOSTA, GA (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $9,707 | 7.42% |
| Danville, VA (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $11,903 | 7.59% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $9,781 | 7.44% |
| Mount Vernon, OH (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $15,441 | 7.39% |
| MONROE, LA (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $9,028 | 7.51% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $12,924 | 7.39% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $12,415 | 7.82% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $13,472 | 7.64% |
| DALTON, GA (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $10,280 | 7.55% |
| Concord, NH (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $14,948 | 7.74% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $14,252 | 7.35% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $10,588 | 7.76% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $24,104 | 7.34% |
| Orangeburg, SC (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $9,594 | 7.64% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $1,565,000 | $521,667 | $26,016 | 7.83% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $13,872 | 7.76% |
| Searcy, AR (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $8,808 | 7.53% |
| PUEBLO, CO (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $9,965 | 7.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 11 | $1,525,000 | $138,636 | $9,521 | 7.65% |
| Berlin, NH (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $12,786 | 7.51% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $9,398 | 7.29% |
| RACINE, WI (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $7,785 | 7.17% |
| JACKSON, MI (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $7,992 | 7.59% |
| MUSKEGON, MI (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $7,495 | 7.34% |
| Escanaba, MI (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $16,304 | 7.49% |
| COLUMBUS, IN (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $9,245 | 7.48% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $18,693 | 7.87% |
| Newport, TN (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $12,745 | 7.07% |
| JACKSON, TN (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $10,693 | 7.67% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $9,131 | 7.09% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $12,604 | 7.64% |
| Sunbury, PA (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $8,316 | 7.26% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $9,219 | 7.79% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $11,938 | 7.44% |
| Marion, IN (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $5,886 | 7.26% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $10,102 | 7.54% |
| Hilo, HI (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $14,302 | 7.57% |
| LaGrange, GA-AL (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $7,606 | 7.31% |
| Aberdeen, WA (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $8,467 | 7.27% |
| Lake City, FL (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $7,933 | 7.09% |
| Grand Rapids, MN (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $14,947 | 7.57% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $21,190 | 7.99% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $6,601 | 6.92% |
| Russellville, AR (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $8,506 | 7.54% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $20,289 | 7.68% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $9,911 | 7.45% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $14,359 | 7.64% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $15,559 | 7.62% |
| Paducah, KY-IL (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $12,238 | 7.54% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $8,893 | 6.84% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $12,942 | 7.74% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $13,313 | 7.55% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $12,978 | 7.50% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $10,220 | 7.62% |
| Albertville, AL (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $11,040 | 7.72% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $13,751 | 7.65% |
| Wilson, NC (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $11,924 | 7.22% |
| MUNCIE, IN (FHA|USDA|VA) | 10 | $1,210,000 | $121,000 | $6,405 | 7.50% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $21,877 | 7.91% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $8,667 | 7.29% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $6,919 | 7.49% |
| MADISON, WI (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $11,858 | 7.43% |
| Dayton, TN (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $12,328 | 7.40% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $15,251 | 7.15% |
| Forest City, NC (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $7,269 | 7.22% |
| PEORIA, IL (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $11,322 | 7.74% |
| Fallon, NV (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $15,558 | 7.74% |
| BANGOR, ME (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $9,106 | 7.09% |
| Scottsbluff, NE (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $8,400 | 7.58% |
| Mason City, IA (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $8,374 | 7.24% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $8,410 | 6.70% |
| DUBUQUE, IA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $7,791 | 7.60% |
| Meridian, MS (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $8,508 | 7.39% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $22,807 | 7.50% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $16,100 | 7.29% |
| GADSDEN, AL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $10,933 | 7.65% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $11,553 | 7.78% |
| BAY CITY, MI (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $8,760 | 7.62% |
| LIMA, OH (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $9,805 | 7.57% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $13,998 | 7.24% |
| FAIRBANKS, AK (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $13,118 | 7.74% |
| MANSFIELD, OH (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $9,457 | 7.85% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $4,539 | 6.74% |
| Outside of Metro Areas | 3 | $1,095,000 | $365,000 | $12,930 | 7.24% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $9,206 | 7.35% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $6,772 | 7.40% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $11,967 | 7.81% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,650 | 7.10% |
| Duncan, OK (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $16,350 | 7.50% |
| Shelton, WA (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $1,968 | 6.87% |
| Warrensburg, MO (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $10,182 | 7.21% |
| NILES, MI (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $10,494 | 7.19% |
| Marinette, WI-MI (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $9,743 | 7.44% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $19,610 | 7.53% |
| JOPLIN, MO (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $9,436 | 7.52% |
| ROME, GA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $17,377 | 7.46% |
| DANVILLE, IL (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $5,820 | 7.29% |
| Nogales, AZ (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $16,119 | 7.16% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $19,944 | 7.91% |
| Atmore, AL (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $10,255 | 7.45% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $20,020 | 7.66% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $8,845 | 7.40% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $16,318 | 7.41% |
| Gillette, WY (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $15,281 | 7.57% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $15,305 | 7.66% |
| Athens, TN (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $12,190 | 7.74% |
| Starkville, MS (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $10,779 | 6.83% |
| Rock Springs, WY (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $14,082 | 7.50% |
| Ruidoso, NM (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,314 | 7.12% |
| Ottawa, IL (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $7,178 | 7.18% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $4,463 | 7.06% |
| Salina, KS (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $9,371 | 7.54% |
| Malvern, AR (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $8,880 | 7.87% |
| Findlay, OH (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $13,054 | 7.18% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $10,169 | 6.87% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $10,905 | 7.78% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $14,752 | 7.56% |
| Batesville, AR (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $10,425 | 8.09% |
| Harrison, AR (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $10,225 | 7.32% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $10,464 | 6.91% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $9,326 | 7.21% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $9,600 | 7.33% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $14,220 | 7.66% |
| MIDLAND, MI (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $9,339 | 7.18% |
| DuBois, PA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $11,712 | 7.47% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $11,097 | 7.54% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $16,471 | 7.71% |
| Milledgeville, GA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $9,985 | 7.40% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $11,736 | 7.81% |
| Adrian, MI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $9,718 | 7.62% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $11,959 | 7.58% |
| Jesup, GA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $7,975 | 7.74% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,294 | 6.90% |
| McAlester, OK (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $6,529 | 7.47% |
| New Castle, PA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $10,801 | 7.50% |
| SAGINAW, MI (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $6,136 | 7.22% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $11,122 | 7.87% |
| Vicksburg, MS (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $13,235 | 7.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $20,736 | 7.70% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $6,334 | 6.74% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $14,559 | 7.87% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $11,207 | 7.24% |
| Madison, IN (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $8,310 | 7.15% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $13,318 | 7.25% |
| Newberry, SC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $16,193 | 7.58% |
| MONROE, MI (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,736 | 6.91% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $26,957 | 7.25% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $7,694 | 7.03% |
| Helena, MT (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $24,967 | 7.50% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $14,019 | 7.79% |
| Marietta, OH (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $7,022 | 7.46% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $22,708 | 7.31% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,739 | 7.93% |
| Douglas, GA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $8,246 | 7.59% |
| Keene, NH (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $12,503 | 7.71% |
| Athens, OH (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $11,982 | 7.49% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $8,061 | 7.42% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $10,936 | 7.87% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $12,725 | 7.79% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $16,625 | 7.75% |
| Greenville, OH (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $10,208 | 7.62% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,800 | 6.54% |
| Richmond, IN (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $6,710 | 7.40% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $13,737 | 7.46% |
| Miami, OK (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $12,258 | 7.66% |
| Sedalia, MO (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $8,428 | 7.49% |
| Martinsville, VA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $8,234 | 7.02% |
| Bedford, IN (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $7,645 | 7.59% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $10,754 | 7.41% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,670 | 7.27% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $32,020 | 6.87% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $12,974 | 7.58% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $12,685 | 7.50% |
| Alpena, MI (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $8,183 | 7.03% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $12,687 | 7.24% |
| Washington, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $8,181 | 7.33% |
| Seymour, IN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $8,461 | 7.52% |
| MADERA, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,550 | 7.62% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $9,360 | 7.46% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,852 | 7.06% |
| DeRidder, LA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,592 | 7.54% |
| Salem, OH (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $9,224 | 7.07% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $9,547 | 7.32% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $13,908 | 7.12% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $15,603 | 7.50% |
| Palatka, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $13,969 | 7.74% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $4,421 | 6.82% |
| Branson, MO (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $14,794 | 7.74% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $12,134 | 6.74% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $26,835 | 7.68% |
| Defiance, OH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,508 | 7.08% |
| Bemidji, MN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,053 | 7.24% |
| Dublin, GA (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $6,819 | 7.64% |
| Auburn, IN (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $6,554 | 7.53% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $23,209 | 7.99% |
| Farmington, MO (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $11,635 | 7.66% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,591 | 6.93% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $13,659 | 7.06% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,903 | 7.12% |
| London, KY (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,727 | 7.45% |
| Kinston, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,824 | 7.58% |
| KOKOMO, IN (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $6,784 | 7.54% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $18,908 | 7.62% |
| REDDING, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $18,100 | 7.81% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $8,754 | 7.25% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,766 | 7.13% |
| KANKAKEE, IL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $15,143 | 7.70% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,435 | 7.19% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $8,794 | 7.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $12,300 | 7.33% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $9,542 | 7.74% |
| Tifton, GA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $9,216 | 7.74% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $12,391 | 7.29% |
| La Grande, OR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $10,819 | 6.87% |
| Craig, CO (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,736 | 7.81% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $10,423 | 7.49% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $13,613 | 7.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $15,728 | 7.74% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $13,499 | 7.66% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $12,720 | 7.58% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $35,627 | 7.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,179 | 7.16% |
| Eufaula, AL-GA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $7,145 | 7.81% |
| Fremont, OH (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $8,268 | 7.47% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,052 | 7.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $14,877 | 7.63% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,056 | 7.58% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $11,257 | 7.87% |
| BEND, OR (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $26,018 | 7.87% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $12,065 | 7.74% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,829 | 6.87% |
| Seneca, SC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $12,628 | 7.78% |
| Cadillac, MI (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $9,908 | 7.47% |
| Cullman, AL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,921 | 7.37% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $26,020 | 7.50% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $43,215 | 7.50% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,097 | 7.20% |
| Huron, SD (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $10,253 | 7.38% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $19,520 | 6.99% |
| Sidney, OH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,913 | 6.49% |
| Pella, IA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $14,815 | 7.49% |
| Urbana, OH (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,466 | 7.29% |
| SALEM, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $17,430 | 7.69% |
| Portales, NM (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,325 | 7.37% |
| Somerset, KY (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,813 | 7.62% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,328 | 7.33% |
| Paragould, AR (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,524 | 7.91% |
| Marquette, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,976 | 7.78% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,756 | 7.50% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $15,975 | 7.62% |
| Maysville, KY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,074 | 7.63% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,984 | 7.82% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $11,098 | 7.66% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,693 | 6.91% |
| Ashtabula, OH (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $7,748 | 7.19% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $11,713 | 7.99% |
| ALTOONA, PA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $7,231 | 7.74% |
| Oskaloosa, IA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $13,475 | 7.68% |
| North Platte, NE (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,059 | 7.33% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $20,279 | 7.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $12,082 | 7.62% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $17,373 | 7.87% |
| DECATUR, IL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $10,823 | 7.82% |
| Logansport, IN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $8,890 | 7.74% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $21,140 | 7.63% |
| Union, SC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $9,467 | 7.25% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $9,313 | 7.58% |
| Roswell, NM (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $9,510 | 7.87% |
| Shawano, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,731 | 7.81% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $21,394 | 7.38% |
| Quincy, IL-MO (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,013 | 7.24% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $16,719 | 6.99% |
| Marion, NC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $8,014 | 7.58% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,644 | 7.62% |
| Peru, IN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,789 | 7.43% |
| Pullman, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,108 | 7.25% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $20,656 | 7.99% |
| Connersville, IN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,416 | 7.28% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,185 | 7.32% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $21,175 | 7.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,383 | 7.45% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,786 | 7.29% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,225 | 6.99% |
| Marion, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,593 | 7.31% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $14,262 | 7.75% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $19,103 | 7.50% |
| Celina, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,271 | 7.66% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $23,804 | 7.38% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $18,019 | 7.87% |
| Picayune, MS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,765 | 7.00% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $13,142 | 7.63% |
| Wooster, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,918 | 6.49% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,894 | 7.24% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $11,290 | 7.38% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,974 | 8.24% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,478 | 6.74% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,882 | 7.06% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,606 | 7.49% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $5,573 | 7.50% |
| Marshall, MO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,306 | 7.12% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,868 | 7.74% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $22,027 | 7.99% |
| Wabash, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $9,279 | 7.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,274 | 7.78% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $19,699 | 6.87% |
| Sayre, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,729 | 7.93% |
| Union City, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,172 | 7.87% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,956 | 7.93% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,665 | 7.37% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $10,711 | 7.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $25,667 | 7.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $19,185 | 7.49% |
| Durango, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $33,120 | 7.99% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $18,738 | 7.49% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $13,811 | 7.62% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,280 | 7.75% |
| Oxford, MS (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $32,405 | 7.63% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,852 | 6.49% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,284 | 7.87% |
| Grenada, MS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $10,010 | 7.62% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $10,076 | 7.93% |
| Sterling, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,013 | 6.99% |
| Cambridge, OH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,989 | 7.62% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,496 | 7.18% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $26,603 | 7.75% |
| Kearney, NE (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,035 | 7.25% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $10,139 | 7.79% |
| Brownsville, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,105 | 7.99% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $13,543 | 7.43% |
| Rolla, MO (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,006 | 7.62% |
| Bogalusa, LA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,797 | 8.16% |
| Danville, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,223 | 7.75% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $12,088 | 7.87% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,632 | 7.49% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,855 | 7.99% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,891 | 7.99% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,988 | 7.74% |
| Holland, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,490 | 7.87% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,835 | 7.62% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,194 | 6.87% |
| Astoria, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $24,557 | 7.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,402 | 7.38% |
| Elko, NV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,811 | 7.87% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,248 | 7.00% |
| Laconia, NH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,953 | 7.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,052 | 7.00% |
| Kendallville, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $10,681 | 7.88% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,490 | 7.87% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,920 | 7.87% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,196 | 7.42% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,264 | 8.13% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,363 | 7.75% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,647 | 7.50% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $12,996 | 7.68% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,943 | 7.93% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,375 | 7.06% |
| Somerset, PA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,665 | 7.12% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,953 | 7.99% |
| Vincennes, IN (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,260 | 7.71% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $22,712 | 7.75% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $11,315 | 7.75% |
| Meadville, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,841 | 7.68% |
| Grants, NM (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,529 | 7.99% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,501 | 6.99% |
| Watertown, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,308 | 7.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,038 | 7.87% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,270 | 6.38% |
| Pierre, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,321 | 6.49% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,349 | 7.99% |
| New Castle, IN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,347 | 6.95% |
| Greenwood, MS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,481 | 7.75% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,798 | 7.75% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,539 | 7.49% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,023 | 7.99% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $19,101 | 7.75% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,593 | 7.99% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,443 | 7.99% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,216 | 6.99% |
| Mexico, MO (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,154 | 6.58% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,032 | 6.49% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,644 | 7.74% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,435 | 7.99% |
| Corinth, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,687 | 7.37% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $12,203 | 7.99% |
| Cordele, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $21,654 | 7.75% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,131 | 5.99% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $19,499 | 7.99% |
| Sterling, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,056 | 7.74% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,238 | 7.24% |
| Cleveland, MS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,861 | 7.93% |
| Decatur, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,871 | 7.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,514 | 7.99% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,571 | 6.75% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,221 | 7.38% |
| Kennett, MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,578 | 7.49% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,392 | 7.74% |
| Fremont, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,749 | 7.49% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,434 | 7.18% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,909 | 7.49% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,953 | 7.49% |
| West Point, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,563 | 7.38% |
| Durant, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,080 | 7.49% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $18,866 | 7.75% |
| AMES, IA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,584 | 7.75% |
| Oil City, PA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $4,174 | 7.21% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $18,581 | 7.99% |
| Taos, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,610 | 7.99% |
| Martin, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,878 | 7.49% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,461 | 7.99% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $17,043 | 7.99% |
| Hope, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,082 | 7.99% |
| Huntington, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,164 | 6.49% |
| Central City, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,106 | 7.87% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,135 | 7.25% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,505 | 7.37% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,343 | 7.38% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,787 | 7.99% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,530 | 7.99% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,427 | 7.63% |
| Selma, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,949 | 6.49% |
| Burley, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,892 | 7.75% |
| Willmar, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,335 | 5.99% |
| Henderson, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $15,721 | 7.75% |
| Riverton, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,744 | 7.99% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,424 | 6.49% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,667 | 7.62% |
| Jasper, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,866 | 7.99% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,446 | 7.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,290 | 8.12% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,094 | 7.99% |
| Columbus, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,081 | 7.99% |
| Austin, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,222 | 7.99% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,629 | 7.75% |
| Deming, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,221 | 7.13% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,130 | 7.99% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,925 | 7.99% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,392 | 7.75% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,125 | 7.49% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,305 | 6.49% |
| Indianola, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,130 | 8.25% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,046 | 7.75% |
| Alma, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,229 | 6.49% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,828 | 6.38% |
| Ashland, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,689 | 7.37% |
| Silver City, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,020 | 7.49% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,901 | 7.50% |
| Altus, OK (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,402 | 7.74% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,841 | 6.75% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,519 | 7.99% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $12,619 | 7.99% |
| Moberly, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $12,154 | 7.99% |
| Emporia, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,042 | 7.38% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,728 | 7.99% |
| Warren, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,814 | 6.99% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,514 | 7.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,973 | 7.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,748 | 6.99% |
| Clinton, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,874 | 6.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,992 | 7.99% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,788 | 7.49% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,561 | 5.99% |
| Troy, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,287 | 7.75% |
| Freeport, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,439 | 7.99% |
| West Plains, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,907 | 7.49% |
| Carroll, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,602 | 7.49% |
| Winfield, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,126 | 7.75% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,788 | 5.99% |
| Macomb, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,733 | 7.99% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,008 | 7.50% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,208 | 7.75% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,988 | 7.99% |
| Marshall, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,472 | 7.99% |
| Centralia, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,624 | 7.99% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,678 | 6.88% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,762 | 7.99% |
| Lexington, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,941 | 7.49% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,995 | 8.38% |
| Spencer, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,196 | 7.99% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,300 | 7.75% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,098 | 7.75% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,768 | 5.99% |
| Summerville, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,308 | 7.50% |
| Camden, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,957 | 7.63% |
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Product Mix
For 2024, New Day Financial's most frequently originated type of loan was VA, with 7,001 originations. Their 2nd most popular type was FHA, with 176 originations.
Loan Reason
For 2024, New Day Financial's most frequently cited loan purpose was Cash Out Refi, with 5,713 originations. The 2nd most popular reason was Refi, with 906 originations.
Loan Duration/Length
For 2024, New Day Financial's most frequently cited loan duration was 30 Year, with 6,618 originations. The 2nd most popular length was Other, with 482 originations.
Origination Fees/Closing Costs
New Day Financial's average total fees were $12,078, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 4,980 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7-8% | 5,685 | $1,478,825,000 | $260,128 |
| 6-7% | 1,157 | $343,975,000 | $297,299 |
| 5-6% | 202 | $55,520,000 | $274,851 |
| Over 8% | 143 | $43,425,000 | $303,671 |
During 2024, New Day Financial's average interest rate for loans was 7.49%, while their most frequently originated rate bucket for loans was 7-8%, with 5,685 originations.
Loan Sizing
2024 saw New Day Financial place emphasis on $200k-400k loans with 3,674 originations, totaling $1,038,210,000 in origination value.
Applicant Income
New Day Financial lent most frequently to those with incomes in the $50k-75k range, with 1,960 originations. The second most popular income band? $75k-100k, with 1,696 originations.
Applicant Debt to Income Ratio
New Day Financial lent most frequently to those with DTI ratios of 50-60%, with 1,038 originations. The next most common DTI ratio? 30-36%, with 1,009 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications74.98%
New Day Financial has a below average approval rate.
Pick Rate
Approvals leading to origination-203.26%
New Day Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,187 | $1,921,745,000 | $267,392 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,187 | $1,921,745,000 | $267,392 |