New Day Financial Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300SUCQ1358EGVE89

Tax ID: 22-3887207

1 stars - out of 5 stars, based on 105 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

New Day Financial is a small mortgage company specializing in Cash Out Refi loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) New Day Financial has a low ratio of conventional loans. Their top markets by origination volume include: Atlanta, Washington, Tampa, Phoenix, and Riverside among others. We have data for 731 markets. (Some data included below & more in-depth data is available with an active subscription.)

New Day Financial has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. New Day Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.46% 5/28/23
30 Year Conventional Refi 6.32% 5/28/23
30 Year Cash-out Refi 6.00% 5/28/23
30 Year FHA Purchase 7.44% 5/28/23
30 Year FHA Refi 6.27% 5/28/23
30 Year VA Purchase 6.18% 5/28/23
30 Year VA Refi 5.59% 5/28/23
15 Year FHA Refi 5.68% 5/28/23
15 Year VA Purchase 5.69% 5/28/23
15 Year VA Refi 6.11% 5/28/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

New Day Financial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from New Day Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

11,070

Origination Dollar Volume (All Markets)

$2,959,580,000
Show all (21) awards

Relative Rate

New Day Financial's average 30 year fixed mortgage rate was 4.98%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.22%.

Relative Fees (Closing Costs)

New Day Financial's average total fees/closing costs for a 30 year fixed rate mortgage were $11,241.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 857 $187,245,000 $218,489 $9,013 5.04%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 336 $98,170,000 $292,173 $11,845 5.11%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 198 $83,600,000 $422,222 $16,823 4.77%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 242 $74,350,000 $307,231 $12,774 4.87%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 205 $69,575,000 $339,390 $13,921 4.51%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 116 $49,000,000 $422,414 $15,284 4.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 160 $48,580,000 $303,625 $12,400 5.10%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 120 $46,660,000 $388,833 $14,180 4.87%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 174 $46,480,000 $267,126 $12,487 5.06%
JACKSONVILLE, FL (FHA|USDA|VA) 140 $41,380,000 $295,571 $13,143 4.86%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 138 $38,180,000 $276,667 $10,906 4.97%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 116 $37,350,000 $321,983 $13,573 4.73%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 106 $29,630,000 $279,528 $11,818 4.60%
RICHMOND, VA (FHA|USDA|VA) 104 $29,370,000 $282,404 $12,300 4.95%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 86 $29,310,000 $340,814 $12,949 4.72%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 137 $29,115,000 $212,518 $10,121 4.95%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 49 $29,055,000 $592,959 $18,537 4.43%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 54 $27,920,000 $517,037 $18,582 4.30%
FAYETTEVILLE, NC (FHA|USDA|VA) 112 $27,190,000 $242,768 $9,338 5.24%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 82 $26,330,000 $321,098 $13,789 4.83%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 85 $25,005,000 $294,176 $15,200 4.77%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 58 $23,530,000 $405,690 $16,249 4.64%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 92 $22,300,000 $242,391 $10,179 4.92%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 78 $22,060,000 $282,821 $11,476 4.83%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 82 $21,800,000 $265,854 $11,270 4.58%
TUCSON, AZ (FHA|USDA|VA) 79 $21,725,000 $275,000 $11,750 4.93%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 80 $21,670,000 $270,875 $10,661 4.72%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 86 $21,560,000 $250,698 $10,933 5.22%
OKLAHOMA CITY, OK (FHA|USDA|VA) 82 $21,430,000 $261,341 $9,769 4.96%
ST. LOUIS, MO-IL (FHA|USDA|VA) 95 $21,345,000 $224,684 $9,410 5.29%
HUNTSVILLE, AL (FHA|USDA|VA) 77 $21,045,000 $273,312 $10,792 4.76%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 70 $20,950,000 $299,286 $12,418 4.90%
COLUMBIA, SC (FHA|USDA|VA) 81 $20,915,000 $258,210 $9,546 5.16%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 78 $20,460,000 $262,308 $10,989 5.11%
KANSAS CITY, MO-KS (FHA|USDA|VA) 88 $19,390,000 $220,341 $10,082 5.39%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 86 $19,240,000 $223,721 $9,625 5.16%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 78 $18,790,000 $240,897 $10,757 5.30%
COLORADO SPRINGS, CO (FHA|USDA|VA) 50 $18,740,000 $374,800 $11,742 4.86%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 67 $18,615,000 $277,836 $11,946 5.08%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 73 $18,015,000 $246,781 $9,844 5.01%
RALEIGH-CARY, NC (FHA|USDA|VA) 55 $17,935,000 $326,091 $13,620 4.71%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 60 $17,460,000 $291,000 $13,467 4.93%
OCALA, FL (FHA|USDA|VA) 65 $17,385,000 $267,462 $11,740 5.07%
BOISE CITY, ID (FHA|USDA|VA) 50 $17,160,000 $343,200 $14,278 4.31%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 43 $17,065,000 $396,860 $14,805 4.20%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 68 $16,770,000 $246,618 $9,595 5.14%
COLUMBUS, OH (FHA|USDA|VA) 69 $16,485,000 $238,913 $11,874 5.39%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 42 $16,250,000 $386,905 $13,369 4.40%
KNOXVILLE, TN (FHA|USDA|VA) 58 $16,030,000 $276,379 $11,472 4.88%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 45 $15,285,000 $339,667 $15,485 4.60%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 40 $15,200,000 $380,000 $14,381 4.70%
JACKSONVILLE, NC (FHA|USDA|VA) 61 $15,075,000 $247,131 $9,808 5.50%
LOUISVILLE, KY (FHA|USDA|VA) 69 $14,835,000 $215,000 $9,485 5.02%
ALBUQUERQUE, NM (FHA|USDA|VA) 54 $14,780,000 $273,704 $11,650 4.96%
PITTSBURGH, PA (FHA|USDA|VA) 79 $14,495,000 $183,481 $9,381 5.15%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 44 $14,490,000 $329,318 $12,529 4.71%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 48 $14,480,000 $301,667 $12,612 5.13%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 70 $14,360,000 $205,143 $8,714 5.16%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 35 $12,895,000 $368,429 $16,665 4.62%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 62 $12,770,000 $205,968 $7,985 5.16%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 74 $12,690,000 $171,486 $8,579 5.08%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 50 $12,370,000 $247,400 $11,468 4.74%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 47 $12,295,000 $261,596 $11,955 4.92%
TULSA, OK (FHA|USDA|VA) 57 $11,905,000 $208,860 $9,117 5.10%
SAVANNAH, GA (FHA|USDA|VA) 43 $11,715,000 $272,442 $12,156 5.01%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 49 $11,265,000 $229,898 $9,047 5.27%
COLUMBUS, GA-AL (FHA|USDA|VA) 49 $11,215,000 $228,878 $8,245 5.08%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 29 $10,525,000 $362,931 $14,476 4.91%
DAYTON-KETTERING, OH (FHA|USDA|VA) 50 $10,450,000 $209,000 $8,814 4.69%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 39 $10,445,000 $267,821 $11,646 4.97%
MONTGOMERY, AL (FHA|USDA|VA) 46 $10,350,000 $225,000 $7,891 4.81%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 38 $10,170,000 $267,632 $10,943 4.82%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 40 $10,130,000 $253,250 $10,894 5.56%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 42 $9,950,000 $236,905 $8,777 5.36%
WINSTON-SALEM, NC (FHA|USDA|VA) 44 $9,890,000 $224,773 $8,472 5.05%
PORT ST. LUCIE, FL (FHA|USDA|VA) 34 $9,580,000 $281,765 $14,916 4.98%
SPARTANBURG, SC (FHA|USDA|VA) 37 $9,205,000 $248,784 $10,731 4.98%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 26 $8,660,000 $333,077 $8,534 3.61%
WARNER ROBINS, GA (FHA|USDA|VA) 39 $8,555,000 $219,359 $8,146 5.13%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 18 $8,160,000 $453,333 $14,457 4.36%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 19 $8,085,000 $425,526 $13,547 4.88%
BAKERSFIELD, CA (FHA|USDA|VA) 26 $7,840,000 $301,538 $12,190 5.16%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 22 $7,580,000 $344,545 $13,284 4.77%
PUNTA GORDA, FL (FHA|USDA|VA) 24 $7,260,000 $302,500 $12,261 4.27%
ANCHORAGE, AK (FHA|USDA|VA) 25 $7,235,000 $289,400 $11,698 4.11%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 12 $7,070,000 $589,167 $19,575 4.68%
SALISBURY, MD-DE (FHA|USDA|VA) 24 $6,960,000 $290,000 $12,864 5.18%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 33 $6,735,000 $204,091 $10,275 5.15%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 29 $6,725,000 $231,897 $10,386 5.04%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 26 $6,720,000 $258,462 $10,359 4.65%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 23 $6,655,000 $289,348 $10,410 4.69%
SPRINGFIELD, MO (FHA|USDA|VA) 32 $6,650,000 $207,813 $10,360 5.17%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 11 $6,625,000 $602,273 $19,065 4.86%
FRESNO, CA (FHA|USDA|VA) 22 $6,540,000 $297,273 $11,403 4.23%
RENO, NV (FHA|USDA|VA) 16 $6,530,000 $408,125 $20,272 4.56%
URBAN HONOLULU, HI (FHA|USDA|VA) 13 $6,485,000 $498,846 $19,518 4.90%
VALLEJO, CA (FHA|USDA|VA) 13 $6,335,000 $487,308 $13,188 5.15%
WICHITA, KS (FHA|USDA|VA) 35 $6,315,000 $180,429 $8,844 4.95%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 25 $6,235,000 $249,400 $12,792 4.96%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 16 $6,190,000 $386,875 $11,252 3.30%
YORK-HANOVER, PA (FHA|USDA|VA) 24 $6,170,000 $257,083 $11,702 4.93%
Outside of Metro Areas 17 $6,135,000 $360,882 $16,648 3.86%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 22 $6,020,000 $273,636 $10,876 4.75%
BATON ROUGE, LA (FHA|USDA|VA) 26 $5,980,000 $230,000 $9,889 5.05%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 27 $5,975,000 $221,296 $10,243 5.06%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 26 $5,930,000 $228,077 $9,592 5.22%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 19 $5,755,000 $302,895 $11,894 5.21%
JACKSON, MS (FHA|USDA|VA) 29 $5,715,000 $197,069 $8,440 5.15%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 25 $5,615,000 $224,600 $8,016 5.17%
GAINESVILLE, FL (FHA|USDA|VA) 24 $5,580,000 $232,500 $9,539 5.06%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 33 $5,505,000 $166,818 $8,696 5.20%
DOVER, DE (FHA|USDA|VA) 18 $5,480,000 $304,444 $14,036 5.07%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 24 $5,470,000 $227,917 $8,014 5.32%
Roseburg, OR (FHA|USDA|VA) 17 $5,455,000 $320,882 $11,870 4.42%
HINESVILLE, GA (FHA|USDA|VA) 25 $5,385,000 $215,400 $8,029 5.59%
WILMINGTON, NC (FHA|USDA|VA) 17 $5,375,000 $316,176 $12,535 5.19%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 16 $5,350,000 $334,375 $12,187 4.94%
JOHNSON CITY, TN (FHA|USDA|VA) 18 $5,290,000 $293,889 $11,686 5.15%
THE VILLAGES, FL (FHA|USDA|VA) 18 $5,290,000 $293,889 $11,272 4.45%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 18 $5,240,000 $291,111 $10,772 3.46%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 23 $5,195,000 $225,870 $9,990 5.02%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 16 $5,170,000 $323,125 $11,320 5.26%
ASHEVILLE, NC (FHA|USDA|VA) 17 $5,135,000 $302,059 $11,593 4.61%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 17 $4,955,000 $291,471 $10,299 4.61%
ROANOKE, VA (FHA|USDA|VA) 21 $4,945,000 $235,476 $10,610 4.66%
LAWTON, OK (FHA|USDA|VA) 25 $4,875,000 $195,000 $6,994 5.36%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 15 $4,835,000 $322,333 $12,897 4.53%
FORT SMITH, AR-OK (FHA|USDA|VA) 24 $4,830,000 $201,250 $9,675 5.67%
WINCHESTER, VA-WV (FHA|USDA|VA) 13 $4,805,000 $369,615 $14,740 4.34%
LANCASTER, PA (FHA|USDA|VA) 18 $4,730,000 $262,778 $15,027 4.83%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 10 $4,700,000 $470,000 $16,116 5.35%
RAPID CITY, SD (FHA|USDA|VA) 15 $4,665,000 $311,000 $11,327 4.66%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 16 $4,630,000 $289,375 $10,878 4.94%
NEW BERN, NC (FHA|USDA|VA) 19 $4,535,000 $238,684 $9,421 5.06%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 32 $4,390,000 $137,188 $7,101 5.31%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 20 $4,360,000 $218,000 $10,597 4.90%
Fort Leonard Wood, MO (FHA|USDA|VA) 18 $4,230,000 $235,000 $9,486 5.38%
READING, PA (FHA|USDA|VA) 16 $4,220,000 $263,750 $11,389 4.28%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 15 $4,205,000 $280,333 $13,692 5.21%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 15 $4,115,000 $274,333 $13,660 5.46%
FLINT, MI (FHA|USDA|VA) 18 $4,080,000 $226,667 $10,557 5.18%
Kalispell, MT (FHA|USDA|VA) 9 $4,055,000 $450,556 $16,692 4.76%
AKRON, OH (FHA|USDA|VA) 22 $3,960,000 $180,000 $9,523 5.64%
YUMA, AZ (FHA|USDA|VA) 15 $3,915,000 $261,000 $11,002 5.50%
LYNCHBURG, VA (FHA|USDA|VA) 14 $3,870,000 $276,429 $11,770 4.97%
REDDING, CA (FHA|USDA|VA) 11 $3,825,000 $347,727 $14,000 4.29%
MOBILE, AL (FHA|USDA|VA) 23 $3,805,000 $165,435 $6,133 5.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 11 $3,725,000 $338,636 $12,805 4.70%
EAST STROUDSBURG, PA (FHA|USDA|VA) 15 $3,605,000 $240,333 $12,147 5.37%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 14 $3,600,000 $257,143 $14,220 5.38%
FORT COLLINS, CO (FHA|USDA|VA) 9 $3,595,000 $399,444 $19,239 4.70%
SALEM, OR (FHA|USDA|VA) 10 $3,580,000 $358,000 $15,953 4.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 10 $3,540,000 $354,000 $10,833 4.96%
CHEYENNE, WY (FHA|USDA|VA) 12 $3,500,000 $291,667 $14,265 5.09%
GRAND JUNCTION, CO (FHA|USDA|VA) 13 $3,455,000 $265,769 $12,230 4.96%
FORT WAYNE, IN (FHA|USDA|VA) 17 $3,405,000 $200,294 $8,376 5.80%
MEDFORD, OR (FHA|USDA|VA) 9 $3,385,000 $376,111 $14,848 4.21%
GOLDSBORO, NC (FHA|USDA|VA) 16 $3,380,000 $211,250 $9,766 4.85%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 20 $3,360,000 $168,000 $7,684 4.88%
TUSCALOOSA, AL (FHA|USDA|VA) 14 $3,310,000 $236,429 $9,514 5.62%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 11 $3,305,000 $300,455 $12,364 4.70%
PUEBLO, CO (FHA|USDA|VA) 14 $3,300,000 $235,714 $9,468 5.38%
Sevierville, TN (FHA|USDA|VA) 12 $3,260,000 $271,667 $10,847 4.20%
Key West, FL (FHA|USDA|VA) 6 $3,180,000 $530,000 $13,948 4.10%
DOTHAN, AL (FHA|USDA|VA) 14 $3,180,000 $227,143 $8,264 4.93%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 14 $3,180,000 $227,143 $10,817 6.24%
ROCKFORD, IL (FHA|USDA|VA) 15 $3,155,000 $210,333 $9,247 5.45%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 15 $3,155,000 $210,333 $10,117 4.91%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 16 $3,150,000 $196,875 $8,498 4.85%
LEBANON, PA (FHA|USDA|VA) 13 $3,125,000 $240,385 $10,766 4.98%
IDAHO FALLS, ID (FHA|USDA|VA) 11 $3,085,000 $280,455 $12,258 5.36%
Fernley, NV (FHA|USDA|VA) 10 $3,060,000 $306,000 $16,924 5.36%
TALLAHASSEE, FL (FHA|USDA|VA) 12 $3,050,000 $254,167 $11,134 4.37%
GREAT FALLS, MT (FHA|USDA|VA) 12 $2,970,000 $247,500 $9,065 4.75%
VISALIA, CA (FHA|USDA|VA) 10 $2,960,000 $296,000 $8,936 5.00%
HOT SPRINGS, AR (FHA|USDA|VA) 11 $2,925,000 $265,909 $10,884 5.60%
Enterprise, AL (FHA|USDA|VA) 12 $2,890,000 $240,833 $10,223 5.21%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,835,000 $405,000 $17,049 4.69%
GAINESVILLE, GA (FHA|USDA|VA) 9 $2,785,000 $309,444 $12,189 4.33%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 7 $2,765,000 $395,000 $21,406 4.98%
Oak Harbor, WA (FHA|USDA|VA) 8 $2,760,000 $345,000 $17,814 4.67%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $2,745,000 $392,143 $12,611 4.51%
Brainerd, MN (FHA|USDA|VA) 10 $2,740,000 $274,000 $11,053 4.77%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 13 $2,735,000 $210,385 $9,278 5.16%
PANAMA CITY, FL (FHA|USDA|VA) 12 $2,700,000 $225,000 $10,009 4.69%
MODESTO, CA (FHA|USDA|VA) 9 $2,675,000 $297,222 $16,142 3.69%
SPRINGFIELD, OH (FHA|USDA|VA) 13 $2,665,000 $205,000 $9,969 5.50%
BILLINGS, MT (FHA|USDA|VA) 10 $2,640,000 $264,000 $9,253 5.18%
CANTON-MASSILLON, OH (FHA|USDA|VA) 18 $2,620,000 $145,556 $8,591 5.38%
Clearlake, CA (FHA|USDA|VA) 6 $2,620,000 $436,667 $14,857 4.73%
TOLEDO, OH (FHA|USDA|VA) 13 $2,605,000 $200,385 $10,047 5.37%
Eureka-Arcata, CA (FHA|USDA|VA) 8 $2,570,000 $321,250 $11,865 5.06%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 15 $2,565,000 $171,000 $6,269 4.87%
TWIN FALLS, ID (FHA|USDA|VA) 10 $2,540,000 $254,000 $9,123 4.31%
GREENVILLE, NC (FHA|USDA|VA) 8 $2,530,000 $316,250 $13,903 5.46%
DECATUR, AL (FHA|USDA|VA) 13 $2,485,000 $191,154 $9,825 5.10%
GREEN BAY, WI (FHA|USDA|VA) 9 $2,485,000 $276,111 $12,499 4.98%
Augusta-Waterville, ME (FHA|USDA|VA) 10 $2,480,000 $248,000 $8,796 5.25%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $2,465,000 $821,667 $35,145 4.12%
VALDOSTA, GA (FHA|USDA|VA) 12 $2,450,000 $204,167 $6,279 5.63%
LAFAYETTE, LA (FHA|USDA|VA) 12 $2,430,000 $202,500 $10,502 5.10%
LINCOLN, NE (FHA|USDA|VA) 9 $2,425,000 $269,444 $10,532 4.47%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 14 $2,420,000 $172,857 $8,309 5.35%
CASPER, WY (FHA|USDA|VA) 10 $2,380,000 $238,000 $8,755 6.01%
COLUMBIA, MO (FHA|USDA|VA) 9 $2,375,000 $263,889 $10,238 4.16%
St. Marys, GA (FHA|USDA|VA) 10 $2,360,000 $236,000 $10,820 4.93%
Cañon City, CO (FHA|USDA|VA) 8 $2,350,000 $293,750 $11,872 5.18%
Shelton, WA (FHA|USDA|VA) 6 $2,340,000 $390,000 $15,972 5.00%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 12 $2,300,000 $191,667 $8,556 4.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 10 $2,290,000 $229,000 $9,174 5.28%
Elizabeth City, NC (FHA|USDA|VA) 7 $2,275,000 $325,000 $15,266 5.43%
MORRISTOWN, TN (FHA|USDA|VA) 8 $2,270,000 $283,750 $9,299 5.60%
LEWISTON, ID-WA (FHA|USDA|VA) 7 $2,255,000 $322,143 $15,082 5.21%
GREELEY, CO (FHA|USDA|VA) 6 $2,250,000 $375,000 $15,405 4.75%
MONROE, LA (FHA|USDA|VA) 11 $2,235,000 $203,182 $8,356 5.31%
LAS CRUCES, NM (FHA|USDA|VA) 11 $2,215,000 $201,364 $10,710 4.33%
MADERA, CA (FHA|USDA|VA) 7 $2,215,000 $316,429 $12,271 4.28%
ROCKY MOUNT, NC (FHA|USDA|VA) 10 $2,200,000 $220,000 $9,941 5.06%
Sandpoint, ID (FHA|USDA|VA) 5 $2,195,000 $439,000 $12,668 3.77%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 7 $2,155,000 $307,857 $12,746 4.60%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 12 $2,150,000 $179,167 $6,485 4.46%
ALBANY-LEBANON, OR (FHA|USDA|VA) 7 $2,135,000 $305,000 $16,615 4.94%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 12 $2,130,000 $177,500 $8,528 5.09%
ERIE, PA (FHA|USDA|VA) 10 $2,130,000 $213,000 $6,736 5.47%
Torrington, CT (FHA|USDA|VA) 7 $2,125,000 $303,571 $14,633 4.83%
Shelbyville, TN (FHA|USDA|VA) 5 $2,105,000 $421,000 $13,624 4.72%
MONROE, MI (FHA|USDA|VA) 9 $2,105,000 $233,889 $11,212 3.57%
POCATELLO, ID (FHA|USDA|VA) 8 $2,090,000 $261,250 $11,221 4.75%
SUMTER, SC (FHA|USDA|VA) 10 $2,070,000 $207,000 $9,150 5.91%
TOPEKA, KS (FHA|USDA|VA) 11 $2,045,000 $185,909 $9,546 4.69%
Newport, OR (FHA|USDA|VA) 6 $2,030,000 $338,333 $20,582 4.23%
Pahrump, NV (FHA|USDA|VA) 7 $2,025,000 $289,286 $13,101 4.07%
Seneca, SC (FHA|USDA|VA) 8 $2,020,000 $252,500 $8,699 5.28%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 12 $1,990,000 $165,833 $7,196 5.45%
JACKSON, TN (FHA|USDA|VA) 10 $1,990,000 $199,000 $8,939 4.56%
STOCKTON, CA (FHA|USDA|VA) 5 $1,975,000 $395,000 $19,528 4.20%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 7 $1,975,000 $282,143 $10,593 4.75%
APPLETON, WI (FHA|USDA|VA) 8 $1,960,000 $245,000 $12,956 5.39%
BURLINGTON, NC (FHA|USDA|VA) 7 $1,945,000 $277,857 $10,757 5.32%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 7 $1,945,000 $277,857 $15,647 4.82%
Fallon, NV (FHA|USDA|VA) 6 $1,940,000 $323,333 $12,975 4.47%
Warrensburg, MO (FHA|USDA|VA) 9 $1,925,000 $213,889 $7,982 5.63%
LAKE CHARLES, LA (FHA|USDA|VA) 10 $1,910,000 $191,000 $9,306 5.40%
DALTON, GA (FHA|USDA|VA) 6 $1,910,000 $318,333 $10,458 6.01%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 11 $1,905,000 $173,182 $11,119 5.69%
JOPLIN, MO (FHA|USDA|VA) 10 $1,900,000 $190,000 $8,111 5.17%
Meridian, MS (FHA|USDA|VA) 12 $1,890,000 $157,500 $10,373 5.75%
CLEVELAND, TN (FHA|USDA|VA) 6 $1,880,000 $313,333 $13,367 3.67%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $1,860,000 $232,500 $10,097 4.89%
Hilo, HI (FHA|USDA|VA) 5 $1,845,000 $369,000 $15,191 4.97%
Jefferson, GA (FHA|USDA|VA) 6 $1,840,000 $306,667 $13,060 4.71%
Cookeville, TN (FHA|USDA|VA) 5 $1,795,000 $359,000 $13,662 4.77%
Orangeburg, SC (FHA|USDA|VA) 9 $1,795,000 $199,444 $9,794 5.45%
Sonora, CA (FHA|USDA|VA) 5 $1,795,000 $359,000 $12,205 4.57%
Greeneville, TN (FHA|USDA|VA) 7 $1,775,000 $253,571 $11,734 5.35%
Talladega-Sylacauga, AL (FHA|USDA|VA) 7 $1,775,000 $253,571 $7,174 5.03%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $1,770,000 $442,500 $9,699 2.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 10 $1,760,000 $176,000 $10,462 5.46%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $1,750,000 $291,667 $11,479 4.56%
Tupelo, MS (FHA|USDA|VA) 11 $1,745,000 $158,636 $8,781 4.76%
FARMINGTON, NM (FHA|USDA|VA) 8 $1,730,000 $216,250 $9,593 5.68%
JEFFERSON CITY, MO (FHA|USDA|VA) 10 $1,730,000 $173,000 $6,534 5.30%
Richmond-Berea, KY (FHA|USDA|VA) 7 $1,725,000 $246,429 $14,333 5.55%
MUSKEGON, MI (FHA|USDA|VA) 9 $1,705,000 $189,444 $9,857 5.71%
MISSOULA, MT (FHA|USDA|VA) 5 $1,705,000 $341,000 $13,027 4.97%
DULUTH, MN-WI (FHA|USDA|VA) 8 $1,700,000 $212,500 $7,028 4.84%
EL PASO, TX (FHA|USDA|VA) 8 $1,670,000 $208,750 $6,454 4.53%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,655,000 $331,000 $13,864 5.87%
Searcy, AR (FHA|USDA|VA) 11 $1,655,000 $150,455 $7,859 4.30%
STAUNTON, VA (FHA|USDA|VA) 6 $1,640,000 $273,333 $8,462 4.89%
Tullahoma-Manchester, TN (FHA|USDA|VA) 7 $1,625,000 $232,143 $10,488 5.24%
Newberry, SC (FHA|USDA|VA) 6 $1,610,000 $268,333 $8,416 4.81%
Columbus, MS (FHA|USDA|VA) 8 $1,600,000 $200,000 $7,358 4.92%
Klamath Falls, OR (FHA|USDA|VA) 6 $1,590,000 $265,000 $14,324 5.75%
RACINE, WI (FHA|USDA|VA) 8 $1,590,000 $198,750 $10,300 5.72%
Crossville, TN (FHA|USDA|VA) 6 $1,570,000 $261,667 $12,022 5.37%
SIOUX FALLS, SD (FHA|USDA|VA) 9 $1,565,000 $173,889 $7,318 5.55%
Show Low, AZ (FHA|USDA|VA) 6 $1,550,000 $258,333 $9,626 5.52%
Port Angeles, WA (FHA|USDA|VA) 5 $1,545,000 $309,000 $18,182 4.52%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,545,000 $309,000 $11,565 5.12%
GRAND ISLAND, NE (FHA|USDA|VA) 6 $1,540,000 $256,667 $7,484 5.66%
TERRE HAUTE, IN (FHA|USDA|VA) 11 $1,535,000 $139,545 $7,528 5.11%
EVANSVILLE, IN-KY (FHA|USDA|VA) 11 $1,495,000 $135,909 $7,373 4.80%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,495,000 $299,000 $12,371 3.69%
CEDAR RAPIDS, IA (FHA|USDA|VA) 9 $1,495,000 $166,111 $5,578 5.30%
Morehead City, NC (FHA|USDA|VA) 6 $1,490,000 $248,333 $9,875 4.23%
Statesboro, GA (FHA|USDA|VA) 7 $1,485,000 $212,143 $8,534 5.36%
HATTIESBURG, MS (FHA|USDA|VA) 9 $1,485,000 $165,000 $5,784 4.65%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,450,000 $362,500 $6,905 4.75%
ST. CLOUD, MN (FHA|USDA|VA) 6 $1,450,000 $241,667 $8,125 5.50%
Shawnee, OK (FHA|USDA|VA) 8 $1,450,000 $181,250 $8,475 4.39%
HAMMOND, LA (FHA|USDA|VA) 7 $1,445,000 $206,429 $11,049 5.01%
Moses Lake, WA (FHA|USDA|VA) 4 $1,440,000 $360,000 $12,142 5.87%
FLORENCE, SC (FHA|USDA|VA) 8 $1,440,000 $180,000 $5,103 5.21%
McAlester, OK (FHA|USDA|VA) 7 $1,435,000 $205,000 $9,181 6.06%
Cambridge, MD (FHA|USDA|VA) 5 $1,425,000 $285,000 $10,662 5.39%
Georgetown, SC (FHA|USDA|VA) 5 $1,415,000 $283,000 $12,636 6.44%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,410,000 $352,500 $18,659 4.19%
Albertville, AL (FHA|USDA|VA) 6 $1,400,000 $233,333 $7,906 3.58%
FAIRBANKS, AK (FHA|USDA|VA) 5 $1,375,000 $275,000 $9,482 4.82%
Richmond, IN (FHA|USDA|VA) 8 $1,370,000 $171,250 $6,901 5.56%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 6 $1,370,000 $228,333 $12,665 5.75%
SANTA FE, NM (FHA|USDA|VA) 4 $1,360,000 $340,000 $13,163 3.44%
Danville, VA (FHA|USDA|VA) 6 $1,350,000 $225,000 $8,854 4.67%
YUBA CITY, CA (FHA|USDA|VA) 5 $1,345,000 $269,000 $9,466 5.02%
Concord, NH (FHA|USDA|VA) 6 $1,340,000 $223,333 $11,815 5.04%
IOWA CITY, IA (FHA|USDA|VA) 6 $1,340,000 $223,333 $8,273 4.87%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,325,000 $441,667 $13,499 3.83%
Branson, MO (FHA|USDA|VA) 4 $1,320,000 $330,000 $13,058 4.65%
SPRINGFIELD, IL (FHA|USDA|VA) 8 $1,320,000 $165,000 $8,847 5.60%
Cullman, AL (FHA|USDA|VA) 4 $1,300,000 $325,000 $6,096 4.40%
Rolla, MO (FHA|USDA|VA) 6 $1,300,000 $216,667 $6,119 4.73%
Mountain Home, AR (FHA|USDA|VA) 7 $1,295,000 $185,000 $7,384 5.35%
Wabash, IN (FHA|USDA|VA) 5 $1,295,000 $259,000 $5,760 5.64%
Zanesville, OH (FHA|USDA|VA) 4 $1,290,000 $322,500 $14,085 6.43%
BATTLE CREEK, MI (FHA|USDA|VA) 10 $1,290,000 $129,000 $6,516 4.79%
BRUNSWICK, GA (FHA|USDA|VA) 7 $1,285,000 $183,571 $10,058 5.32%
SAGINAW, MI (FHA|USDA|VA) 7 $1,285,000 $183,571 $8,077 5.23%
ROME, GA (FHA|USDA|VA) 6 $1,280,000 $213,333 $9,919 4.33%
CARBONDALE-MARION, IL (FHA|USDA|VA) 8 $1,280,000 $160,000 $5,634 4.93%
ALTOONA, PA (FHA|USDA|VA) 8 $1,280,000 $160,000 $8,241 5.10%
GETTYSBURG, PA (FHA|USDA|VA) 5 $1,275,000 $255,000 $17,760 5.42%
Cornelia, GA (FHA|USDA|VA) 5 $1,275,000 $255,000 $8,814 5.17%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $1,270,000 $211,667 $7,111 4.87%
Coos Bay, OR (FHA|USDA|VA) 4 $1,260,000 $315,000 $18,031 6.02%
Shelby, NC (FHA|USDA|VA) 6 $1,260,000 $210,000 $9,571 4.56%
Centralia, WA (FHA|USDA|VA) 5 $1,255,000 $251,000 $12,031 5.27%
BEND, OR (FHA|USDA|VA) 4 $1,250,000 $312,500 $9,070 5.22%
Kinston, NC (FHA|USDA|VA) 8 $1,250,000 $156,250 $6,109 5.59%
Lebanon, NH-VT (FHA|USDA|VA) 4 $1,240,000 $310,000 $9,811 4.47%
Somerset, KY (FHA|USDA|VA) 6 $1,240,000 $206,667 $7,504 5.76%
Lake City, FL (FHA|USDA|VA) 4 $1,230,000 $307,500 $8,469 5.06%
Hermiston-Pendleton, OR (FHA|USDA|VA) 6 $1,220,000 $203,333 $5,996 5.28%
Payson, AZ (FHA|USDA|VA) 5 $1,215,000 $243,000 $13,802 3.57%
Athens, TN (FHA|USDA|VA) 5 $1,215,000 $243,000 $11,724 5.92%
AMES, IA (FHA|USDA|VA) 5 $1,215,000 $243,000 $11,699 5.44%
Mount Airy, NC (FHA|USDA|VA) 4 $1,210,000 $302,500 $17,555 5.52%
GADSDEN, AL (FHA|USDA|VA) 5 $1,195,000 $239,000 $13,324 5.62%
Muskogee, OK (FHA|USDA|VA) 5 $1,195,000 $239,000 $5,851 6.15%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $1,165,000 $233,000 $6,984 4.80%
Rockingham, NC (FHA|USDA|VA) 6 $1,160,000 $193,333 $7,532 4.97%
Sunbury, PA (FHA|USDA|VA) 7 $1,155,000 $165,000 $8,186 5.26%
Frankfort, KY (FHA|USDA|VA) 5 $1,155,000 $231,000 $15,455 4.49%
Fort Polk South, LA (FHA|USDA|VA) 6 $1,150,000 $191,667 $7,563 5.18%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $1,150,000 $287,500 $11,543 5.18%
Wooster, OH (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,916 4.75%
Lawrenceburg, TN (FHA|USDA|VA) 4 $1,140,000 $285,000 $13,481 6.25%
Hutchinson, KS (FHA|USDA|VA) 6 $1,130,000 $188,333 $7,835 5.62%
Sanford, NC (FHA|USDA|VA) 5 $1,125,000 $225,000 $9,573 6.07%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $1,125,000 $375,000 $13,942 4.41%
McMinnville, TN (FHA|USDA|VA) 4 $1,120,000 $280,000 $9,735 4.56%
Whitewater, WI (FHA|USDA|VA) 4 $1,120,000 $280,000 $16,138 6.56%
Madison, IN (FHA|USDA|VA) 5 $1,115,000 $223,000 $10,713 5.45%
Traverse City, MI (FHA|USDA|VA) 5 $1,105,000 $221,000 $10,604 4.22%
TYLER, TX (FHA|USDA|VA) 3 $1,105,000 $368,333 $9,856 5.16%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 5 $1,095,000 $219,000 $8,450 5.22%
NILES, MI (FHA|USDA|VA) 6 $1,090,000 $181,667 $8,241 5.52%
North Platte, NE (FHA|USDA|VA) 5 $1,085,000 $217,000 $9,281 4.62%
ALBANY, GA (FHA|USDA|VA) 5 $1,085,000 $217,000 $7,690 5.67%
Adrian, MI (FHA|USDA|VA) 6 $1,080,000 $180,000 $7,949 4.89%
JACKSON, MI (FHA|USDA|VA) 6 $1,080,000 $180,000 $8,581 5.39%
CHICO, CA (FHA|USDA|VA) 4 $1,080,000 $270,000 $9,040 5.00%
LONGVIEW, TX (FHA|USDA|VA) 3 $1,075,000 $358,333 $10,943 5.29%
Farmington, MO (FHA|USDA|VA) 5 $1,065,000 $213,000 $7,607 4.62%
LaGrange, GA-AL (FHA|USDA|VA) 4 $1,060,000 $265,000 $9,365 6.09%
Marinette, WI-MI (FHA|USDA|VA) 6 $1,060,000 $176,667 $7,570 4.77%
MERCED, CA (FHA|USDA|VA) 4 $1,060,000 $265,000 $11,795 4.68%
Newport, TN (FHA|USDA|VA) 4 $1,050,000 $262,500 $10,548 5.22%
Cambridge, OH (FHA|USDA|VA) 5 $1,035,000 $207,000 $6,111 5.45%
Ottawa, IL (FHA|USDA|VA) 7 $1,035,000 $147,857 $10,591 4.73%
Harrison, AR (FHA|USDA|VA) 5 $1,025,000 $205,000 $10,421 6.74%
Picayune, MS (FHA|USDA|VA) 4 $1,020,000 $255,000 $9,420 5.21%
Sheridan, WY (FHA|USDA|VA) 3 $1,015,000 $338,333 $12,043 5.12%
BANGOR, ME (FHA|USDA|VA) 6 $1,010,000 $168,333 $8,820 4.72%
Clovis, NM (FHA|USDA|VA) 5 $1,005,000 $201,000 $7,249 4.45%
Marion, OH (FHA|USDA|VA) 6 $1,000,000 $166,667 $9,215 4.25%
Marietta, OH (FHA|USDA|VA) 4 $990,000 $247,500 $11,196 5.78%
Helena, MT (FHA|USDA|VA) 4 $980,000 $245,000 $6,471 4.53%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $975,000 $195,000 $9,270 5.35%
Russellville, AR (FHA|USDA|VA) 5 $975,000 $195,000 $7,437 4.55%
Gillette, WY (FHA|USDA|VA) 3 $975,000 $325,000 $10,302 5.08%
Thomasville, GA (FHA|USDA|VA) 5 $975,000 $195,000 $10,316 5.42%
Salem, OH (FHA|USDA|VA) 8 $970,000 $121,250 $6,861 5.36%
ENID, OK (FHA|USDA|VA) 4 $970,000 $242,500 $11,934 5.87%
PEORIA, IL (FHA|USDA|VA) 6 $970,000 $161,667 $5,792 4.18%
Alexandria, MN (FHA|USDA|VA) 3 $965,000 $321,667 $8,804 5.66%
Stillwater, OK (FHA|USDA|VA) 5 $965,000 $193,000 $9,534 5.52%
Boone, NC (FHA|USDA|VA) 2 $960,000 $480,000 $19,025 6.50%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $950,000 $237,500 $8,167 6.34%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 6 $940,000 $156,667 $8,139 5.97%
Mount Vernon, OH (FHA|USDA|VA) 4 $940,000 $235,000 $11,808 5.84%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $940,000 $235,000 $14,057 5.06%
Durango, CO (FHA|USDA|VA) 3 $935,000 $311,667 $4,360 4.13%
Laurel, MS (FHA|USDA|VA) 4 $930,000 $232,500 $9,075 5.50%
DECATUR, IL (FHA|USDA|VA) 8 $930,000 $116,250 $5,110 4.68%
Lumberton, NC (FHA|USDA|VA) 6 $930,000 $155,000 $7,123 5.12%
Douglas, GA (FHA|USDA|VA) 4 $910,000 $227,500 $9,536 5.94%
MANHATTAN, KS (FHA|USDA|VA) 6 $910,000 $151,667 $4,561 5.95%
LIMA, OH (FHA|USDA|VA) 5 $905,000 $181,000 $9,138 5.97%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $905,000 $301,667 $6,491 4.63%
LONGVIEW, WA (FHA|USDA|VA) 3 $905,000 $301,667 $10,425 6.71%
Altus, OK (FHA|USDA|VA) 4 $900,000 $225,000 $6,665 3.25%
KANKAKEE, IL (FHA|USDA|VA) 6 $900,000 $150,000 $7,544 4.82%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $890,000 $222,500 $5,161 4.90%
Fort Payne, AL (FHA|USDA|VA) 3 $885,000 $295,000 $14,352 5.24%
WENATCHEE, WA (FHA|USDA|VA) 3 $875,000 $291,667 $11,173 5.70%
Bartlesville, OK (FHA|USDA|VA) 4 $870,000 $217,500 $11,492 4.94%
Marquette, MI (FHA|USDA|VA) 4 $870,000 $217,500 $5,377 5.81%
WALLA WALLA, WA (FHA|USDA|VA) 3 $865,000 $288,333 $7,587 5.33%
Vidalia, GA (FHA|USDA|VA) 3 $855,000 $285,000 $10,891 5.04%
SALINAS, CA (FHA|USDA|VA) 2 $850,000 $425,000 $11,258 4.99%
Scottsbluff, NE (FHA|USDA|VA) 5 $845,000 $169,000 $7,219 6.37%
Paragould, AR (FHA|USDA|VA) 5 $845,000 $169,000 $5,696 5.52%
Kearney, NE (FHA|USDA|VA) 3 $845,000 $281,667 $7,578 4.49%
Ozark, AL (FHA|USDA|VA) 6 $840,000 $140,000 $7,197 5.29%
Jesup, GA (FHA|USDA|VA) 4 $840,000 $210,000 $9,781 5.65%
Alma, MI (FHA|USDA|VA) 4 $840,000 $210,000 $7,295 5.12%
Athens, OH (FHA|USDA|VA) 2 $840,000 $420,000 $11,814 6.24%
Atmore, AL (FHA|USDA|VA) 4 $840,000 $210,000 $9,880 4.25%
Duncan, OK (FHA|USDA|VA) 5 $835,000 $167,000 $7,092 5.47%
YAKIMA, WA (FHA|USDA|VA) 4 $830,000 $207,500 $11,557 5.56%
Las Vegas, NM (FHA|USDA|VA) 3 $825,000 $275,000 $10,237 3.79%
Ponca City, OK (FHA|USDA|VA) 3 $825,000 $275,000 $16,582 4.08%
JOHNSTOWN, PA (FHA|USDA|VA) 6 $820,000 $136,667 $8,102 4.16%
ANN ARBOR, MI (FHA|USDA|VA) 5 $815,000 $163,000 $7,141 4.03%
Albemarle, NC (FHA|USDA|VA) 4 $810,000 $202,500 $9,639 5.44%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $800,000 $400,000 $16,157 2.75%
Waycross, GA (FHA|USDA|VA) 5 $795,000 $159,000 $9,390 5.14%
Blackfoot, ID (FHA|USDA|VA) 3 $795,000 $265,000 $7,713 4.46%
MANSFIELD, OH (FHA|USDA|VA) 5 $795,000 $159,000 $7,442 6.25%
Aberdeen, WA (FHA|USDA|VA) 3 $795,000 $265,000 $11,823 5.83%
Riverton, WY (FHA|USDA|VA) 3 $795,000 $265,000 $10,707 5.00%
Laconia, NH (FHA|USDA|VA) 4 $790,000 $197,500 $8,847 3.59%
Martinsville, VA (FHA|USDA|VA) 5 $785,000 $157,000 $7,260 5.72%
Pottsville, PA (FHA|USDA|VA) 5 $785,000 $157,000 $4,535 4.85%
JONESBORO, AR (FHA|USDA|VA) 5 $785,000 $157,000 $7,278 5.60%
Clewiston, FL (FHA|USDA|VA) 2 $780,000 $390,000 $23,691 5.99%
EL CENTRO, CA (FHA|USDA|VA) 3 $775,000 $258,333 $6,738 4.16%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $775,000 $258,333 $8,943 4.17%
MIDLAND, MI (FHA|USDA|VA) 4 $770,000 $192,500 $6,890 6.00%
El Dorado, AR (FHA|USDA|VA) 4 $770,000 $192,500 $10,275 5.40%
New Castle, IN (FHA|USDA|VA) 5 $765,000 $153,000 $8,419 5.64%
Dublin, GA (FHA|USDA|VA) 4 $760,000 $190,000 $8,869 5.71%
EAU CLAIRE, WI (FHA|USDA|VA) 6 $760,000 $126,667 $6,488 3.75%
Roswell, NM (FHA|USDA|VA) 6 $760,000 $126,667 $5,159 5.29%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $760,000 $380,000 $11,470 4.38%
Glenwood Springs, CO (FHA|USDA|VA) 1 $755,000 $755,000 $27,338 4.99%
Sandusky, OH (FHA|USDA|VA) 2 $740,000 $370,000 $13,157 5.12%
Alexander City, AL (FHA|USDA|VA) 4 $740,000 $185,000 $6,124 4.25%
Alamogordo, NM (FHA|USDA|VA) 3 $735,000 $245,000 $9,407 5.21%
Holland, MI (FHA|USDA|VA) 3 $735,000 $245,000 $10,515 4.08%
Ardmore, OK (FHA|USDA|VA) 3 $735,000 $245,000 $9,780 4.83%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $730,000 $182,500 $9,593 4.38%
Bozeman, MT (FHA|USDA|VA) 1 $725,000 $725,000 $18,389 3.38%
KOKOMO, IN (FHA|USDA|VA) 5 $725,000 $145,000 $7,805 5.82%
Brownsville, TN (FHA|USDA|VA) 4 $720,000 $180,000 $6,183 5.03%
Natchez, MS-LA (FHA|USDA|VA) 3 $715,000 $238,333 $15,213 4.54%
MUNCIE, IN (FHA|USDA|VA) 6 $710,000 $118,333 $6,489 4.89%
GRANTS PASS, OR (FHA|USDA|VA) 2 $710,000 $355,000 $10,056 3.19%
Scottsboro, AL (FHA|USDA|VA) 3 $705,000 $235,000 $10,052 4.66%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 4 $700,000 $175,000 $8,260 6.31%
Mountain Home, ID (FHA|USDA|VA) 3 $695,000 $231,667 $9,240 4.71%
DuBois, PA (FHA|USDA|VA) 5 $695,000 $139,000 $5,569 5.20%
West Plains, MO (FHA|USDA|VA) 4 $690,000 $172,500 $5,753 4.34%
Fairmont, MN (FHA|USDA|VA) 3 $685,000 $228,333 $5,437 5.91%
Portsmouth, OH (FHA|USDA|VA) 5 $685,000 $137,000 $5,492 5.10%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 5 $685,000 $137,000 $7,818 5.64%
MADISON, WI (FHA|USDA|VA) 3 $685,000 $228,333 $12,579 5.24%
Opelousas, LA (FHA|USDA|VA) 4 $680,000 $170,000 $10,928 6.37%
Jasper, IN (FHA|USDA|VA) 4 $680,000 $170,000 $6,976 4.15%
BAY CITY, MI (FHA|USDA|VA) 3 $675,000 $225,000 $9,386 4.66%
Peru, IN (FHA|USDA|VA) 4 $670,000 $167,500 $6,475 5.24%
Greenville, OH (FHA|USDA|VA) 4 $670,000 $167,500 $10,823 5.12%
Berlin, NH (FHA|USDA|VA) 3 $665,000 $221,667 $4,049 4.67%
Rochelle, IL (FHA|USDA|VA) 3 $665,000 $221,667 $7,097 5.79%
Bellefontaine, OH (FHA|USDA|VA) 4 $660,000 $165,000 $9,816 5.56%
Susanville, CA (FHA|USDA|VA) 2 $650,000 $325,000 $9,705 3.74%
Beaver Dam, WI (FHA|USDA|VA) 2 $650,000 $325,000 $10,744 5.68%
CARSON CITY, NV (FHA|USDA|VA) 2 $650,000 $325,000 $14,459 6.31%
Summerville, GA (FHA|USDA|VA) 4 $640,000 $160,000 $7,767 4.40%
Bedford, IN (FHA|USDA|VA) 3 $635,000 $211,667 $5,880 4.54%
Baraboo, WI (FHA|USDA|VA) 3 $635,000 $211,667 $8,967 5.54%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $630,000 $315,000 $21,099 4.56%
Troy, AL (FHA|USDA|VA) 2 $630,000 $315,000 $7,366 4.37%
CUMBERLAND, MD-WV (FHA|USDA|VA) 4 $620,000 $155,000 $5,495 4.78%
DeRidder, LA (FHA|USDA|VA) 3 $615,000 $205,000 $7,390 5.62%
Ada, OK (FHA|USDA|VA) 3 $615,000 $205,000 $6,060 2.79%
AMARILLO, TX (FHA|USDA|VA) 1 $605,000 $605,000 $21,216 5.38%
Greenwood, SC (FHA|USDA|VA) 3 $605,000 $201,667 $9,863 4.92%
Jasper, AL (FHA|USDA|VA) 4 $600,000 $150,000 $6,653 4.56%
Burlington, IA-IL (FHA|USDA|VA) 4 $600,000 $150,000 $7,421 4.40%
Bucyrus-Galion, OH (FHA|USDA|VA) 4 $600,000 $150,000 $11,706 5.62%
Urbana, OH (FHA|USDA|VA) 3 $595,000 $198,333 $9,657 4.82%
COLUMBUS, IN (FHA|USDA|VA) 3 $585,000 $195,000 $5,214 5.99%
Menomonie, WI (FHA|USDA|VA) 3 $585,000 $195,000 $7,130 4.71%
Escanaba, MI (FHA|USDA|VA) 3 $575,000 $191,667 $5,929 4.82%
Norwalk, OH (FHA|USDA|VA) 3 $575,000 $191,667 $10,551 5.67%
PINE BLUFF, AR (FHA|USDA|VA) 4 $570,000 $142,500 $6,881 5.25%
BOULDER, CO (FHA|USDA|VA) 2 $570,000 $285,000 $19,135 4.43%
Somerset, PA (FHA|USDA|VA) 4 $570,000 $142,500 $7,274 5.93%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $570,000 $285,000 $6,032 2.81%
Mount Pleasant, MI (FHA|USDA|VA) 3 $565,000 $188,333 $8,875 5.37%
ABILENE, TX (FHA|USDA|VA) 3 $565,000 $188,333 $6,708 4.17%
Washington, NC (FHA|USDA|VA) 3 $565,000 $188,333 $8,048 5.00%
Union, SC (FHA|USDA|VA) 2 $560,000 $280,000 $9,015 6.06%
DANVILLE, IL (FHA|USDA|VA) 5 $555,000 $111,000 $3,812 3.60%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $545,000 $181,667 $7,661 3.79%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $545,000 $545,000 $24,929 6.99%
Elko, NV (FHA|USDA|VA) 3 $545,000 $181,667 $9,441 4.66%
Nogales, AZ (FHA|USDA|VA) 2 $540,000 $270,000 $8,084 6.12%
Auburn, IN (FHA|USDA|VA) 2 $540,000 $270,000 $11,744 6.74%
Tahlequah, OK (FHA|USDA|VA) 2 $540,000 $270,000 $15,288 5.25%
Fergus Falls, MN (FHA|USDA|VA) 2 $530,000 $265,000 $9,784 5.24%
Winfield, KS (FHA|USDA|VA) 3 $525,000 $175,000 $7,647 4.41%
Bluffton, IN (FHA|USDA|VA) 2 $520,000 $260,000 $13,801 4.68%
Brevard, NC (FHA|USDA|VA) 2 $520,000 $260,000 $11,400 4.18%
Keene, NH (FHA|USDA|VA) 2 $520,000 $260,000 $8,886 4.75%
London, KY (FHA|USDA|VA) 2 $520,000 $260,000 $9,868 5.18%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $515,000 $171,667 $5,514 5.12%
Toccoa, GA (FHA|USDA|VA) 2 $510,000 $255,000 $17,762 3.49%
Wilmington, OH (FHA|USDA|VA) 2 $510,000 $255,000 $14,391 4.24%
Grenada, MS (FHA|USDA|VA) 2 $510,000 $255,000 $14,736 7.49%
SAN ANGELO, TX (FHA|USDA|VA) 1 $505,000 $505,000 $25,969 2.88%
Hillsdale, MI (FHA|USDA|VA) 3 $505,000 $168,333 $6,793 4.91%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $500,000 $250,000 $4,108 5.63%
Americus, GA (FHA|USDA|VA) 3 $495,000 $165,000 $11,052 5.50%
Sedalia, MO (FHA|USDA|VA) 3 $495,000 $165,000 $4,061 5.83%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $490,000 $245,000 $12,095 4.18%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $490,000 $245,000 $6,737 5.68%
Willmar, MN (FHA|USDA|VA) 2 $490,000 $245,000 $11,162 6.31%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $485,000 $485,000 $31,054 5.38%
Calhoun, GA (FHA|USDA|VA) 2 $480,000 $240,000 $10,405 6.62%
VICTORIA, TX (FHA|USDA|VA) 2 $480,000 $240,000 $5,382 2.50%
Dodge City, KS (FHA|USDA|VA) 2 $470,000 $235,000 $5,696 5.25%
Camden, AR (FHA|USDA|VA) 2 $470,000 $235,000 $7,654 6.31%
Astoria, OR (FHA|USDA|VA) 1 $465,000 $465,000 $32,429 3.75%
Ashtabula, OH (FHA|USDA|VA) 4 $460,000 $115,000 $6,210 5.02%
Huntingdon, PA (FHA|USDA|VA) 2 $460,000 $230,000 $11,282 4.25%
Tifton, GA (FHA|USDA|VA) 2 $460,000 $230,000 $8,560 5.12%
Scottsburg, IN (FHA|USDA|VA) 2 $460,000 $230,000 $16,478 5.99%
Albert Lea, MN (FHA|USDA|VA) 1 $455,000 $455,000 $12,308 3.99%
Taylorville, IL (FHA|USDA|VA) 3 $455,000 $151,667 $9,837 5.54%
Marion, IN (FHA|USDA|VA) 4 $450,000 $112,500 $6,728 5.59%
NAPA, CA (FHA|USDA|VA) 1 $445,000 $445,000 $26,984 3.75%
FOND DU LAC, WI (FHA|USDA|VA) 3 $445,000 $148,333 $6,845 5.41%
Bogalusa, LA (FHA|USDA|VA) 3 $445,000 $148,333 $7,353 4.16%
Vicksburg, MS (FHA|USDA|VA) 3 $445,000 $148,333 $11,687 6.91%
Defiance, OH (FHA|USDA|VA) 2 $430,000 $215,000 $8,753 4.81%
Marion, NC (FHA|USDA|VA) 2 $430,000 $215,000 $10,144 6.25%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $425,000 $425,000 $21,260 3.25%
Steamboat Springs, CO (FHA|USDA|VA) 1 $425,000 $425,000 $11,366 5.99%
Selinsgrove, PA (FHA|USDA|VA) 2 $420,000 $210,000 $9,340 5.37%
Dayton, TN (FHA|USDA|VA) 2 $420,000 $210,000 $11,610 5.62%
Freeport, IL (FHA|USDA|VA) 2 $420,000 $210,000 $7,212 5.93%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $420,000 $210,000 $9,907 3.68%
Moultrie, GA (FHA|USDA|VA) 2 $420,000 $210,000 $13,794 6.12%
West Point, MS (FHA|USDA|VA) 2 $420,000 $210,000 $5,474 4.56%
DUBUQUE, IA (FHA|USDA|VA) 2 $420,000 $210,000 $9,188 6.50%
WHEELING, WV-OH (FHA|USDA|VA) 2 $420,000 $210,000 $7,315 4.12%
Dyersburg, TN (FHA|USDA|VA) 3 $415,000 $138,333 $5,916 5.16%
LAWRENCE, KS (FHA|USDA|VA) 1 $415,000 $415,000 $11,364 4.13%
Safford, AZ (FHA|USDA|VA) 2 $410,000 $205,000 $12,414 4.50%
Mount Sterling, KY (FHA|USDA|VA) 1 $405,000 $405,000 $8,667 5.75%
Pierre, SD (FHA|USDA|VA) 1 $405,000 $405,000 $14,153 3.63%
Spearfish, SD (FHA|USDA|VA) 1 $405,000 $405,000 $10,748 4.63%
Paris, TX (FHA|USDA|VA) 1 $405,000 $405,000 $14,053 3.25%
Palatka, FL (FHA|USDA|VA) 2 $400,000 $200,000 $11,899 5.62%
Cedartown, GA (FHA|USDA|VA) 2 $400,000 $200,000 $9,588 5.18%
Crescent City, CA (FHA|USDA|VA) 1 $395,000 $395,000 $24,132 2.99%
Batesville, AR (FHA|USDA|VA) 2 $390,000 $195,000 $5,944 5.24%
Magnolia, AR (FHA|USDA|VA) 2 $390,000 $195,000 $6,756 5.87%
Ludington, MI (FHA|USDA|VA) 2 $390,000 $195,000 $11,140 4.99%
Murray, KY (FHA|USDA|VA) 2 $390,000 $195,000 $11,214 5.43%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $385,000 $385,000 $22,108 2.99%
Ashland, OH (FHA|USDA|VA) 3 $385,000 $128,333 $4,629 3.96%
Fremont, OH (FHA|USDA|VA) 2 $380,000 $190,000 $14,824 5.50%
Wapakoneta, OH (FHA|USDA|VA) 2 $370,000 $185,000 $6,923 6.00%
Rock Springs, WY (FHA|USDA|VA) 1 $365,000 $365,000 $8,937 5.38%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $365,000 $121,667 $5,674 4.33%
Findlay, OH (FHA|USDA|VA) 2 $360,000 $180,000 $13,301 3.99%
Lewistown, PA (FHA|USDA|VA) 2 $360,000 $180,000 $8,114 5.43%
Cullowhee, NC (FHA|USDA|VA) 1 $355,000 $355,000 $21,805 3.49%
Burley, ID (FHA|USDA|VA) 1 $355,000 $355,000 $10,853 6.63%
Martin, TN (FHA|USDA|VA) 2 $350,000 $175,000 $5,585 4.74%
Bainbridge, GA (FHA|USDA|VA) 2 $350,000 $175,000 $6,342 7.75%
Iron Mountain, MI-WI (FHA|USDA|VA) 2 $350,000 $175,000 $6,630 4.50%
Union City, TN (FHA|USDA|VA) 2 $350,000 $175,000 $12,624 5.00%
Oxford, MS (FHA|USDA|VA) 2 $350,000 $175,000 $7,882 3.19%
Wilson, NC (FHA|USDA|VA) 2 $350,000 $175,000 $8,161 5.87%
Grand Rapids, MN (FHA|USDA|VA) 2 $340,000 $170,000 $5,826 5.63%
Kendallville, IN (FHA|USDA|VA) 2 $340,000 $170,000 $7,862 5.81%
Hannibal, MO (FHA|USDA|VA) 2 $340,000 $170,000 $3,096 4.25%
Elk City, OK (FHA|USDA|VA) 2 $340,000 $170,000 $6,392 6.24%
Pampa, TX (FHA|USDA|VA) 1 $335,000 $335,000 $10,216 2.99%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $335,000 $111,667 $6,603 5.12%
Tiffin, OH (FHA|USDA|VA) 3 $335,000 $111,667 $5,825 4.00%
Red Bluff, CA (FHA|USDA|VA) 2 $330,000 $165,000 $11,181 7.12%
Natchitoches, LA (FHA|USDA|VA) 2 $330,000 $165,000 $5,385 3.44%
Seymour, IN (FHA|USDA|VA) 2 $330,000 $165,000 $7,240 5.69%
Madisonville, KY (FHA|USDA|VA) 2 $330,000 $165,000 $5,159 4.99%
Washington, IN (FHA|USDA|VA) 1 $325,000 $325,000 $5,179 4.75%
Clinton, IA (FHA|USDA|VA) 3 $325,000 $108,333 $5,955 4.82%
Miami, OK (FHA|USDA|VA) 1 $325,000 $325,000 $12,613 5.99%
Effingham, IL (FHA|USDA|VA) 3 $325,000 $108,333 $6,987 5.66%
Quincy, IL-MO (FHA|USDA|VA) 2 $320,000 $160,000 $9,080 5.18%
Alpena, MI (FHA|USDA|VA) 2 $320,000 $160,000 $6,053 3.37%
OWENSBORO, KY (FHA|USDA|VA) 3 $315,000 $105,000 $5,305 5.25%
Marshall, MO (FHA|USDA|VA) 2 $310,000 $155,000 $6,018 4.06%
ROCHESTER, MN (FHA|USDA|VA) 2 $310,000 $155,000 $7,277 4.49%
Forest City, NC (FHA|USDA|VA) 2 $310,000 $155,000 $7,276 6.43%
Paris, TN (FHA|USDA|VA) 2 $310,000 $155,000 $8,126 6.19%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $310,000 $155,000 $6,738 3.81%
Milledgeville, GA (FHA|USDA|VA) 1 $305,000 $305,000 $11,075 5.99%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $305,000 $305,000 $14,661 5.38%
Connersville, IN (FHA|USDA|VA) 2 $300,000 $150,000 $5,387 6.49%
Big Rapids, MI (FHA|USDA|VA) 2 $300,000 $150,000 $6,650 6.18%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $300,000 $150,000 $7,411 4.87%
Vincennes, IN (FHA|USDA|VA) 2 $300,000 $150,000 $6,899 5.24%
Fremont, NE (FHA|USDA|VA) 2 $300,000 $150,000 $2,556 4.31%
Mason City, IA (FHA|USDA|VA) 3 $295,000 $98,333 $4,903 5.62%
Beatrice, NE (FHA|USDA|VA) 1 $295,000 $295,000 $1,353 4.49%
Cadillac, MI (FHA|USDA|VA) 3 $295,000 $98,333 $5,404 4.71%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $290,000 $145,000 $6,684 6.74%
Sikeston, MO (FHA|USDA|VA) 3 $285,000 $95,000 $3,103 4.25%
Logansport, IN (FHA|USDA|VA) 3 $285,000 $95,000 $3,997 4.58%
New Castle, PA (FHA|USDA|VA) 2 $280,000 $140,000 $5,450 4.68%
Galesburg, IL (FHA|USDA|VA) 2 $280,000 $140,000 $8,937 4.94%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $280,000 $140,000 $6,657 5.99%
Ruidoso, NM (FHA|USDA|VA) 1 $275,000 $275,000 $2,794 6.38%
Henderson, NC (FHA|USDA|VA) 1 $275,000 $275,000 $19,883 5.99%
LOGAN, UT-ID (FHA|USDA|VA) 1 $275,000 $275,000 $20,641 5.38%
Arcadia, FL (FHA|USDA|VA) 1 $275,000 $275,000 $5,654 2.25%
McPherson, KS (FHA|USDA|VA) 2 $270,000 $135,000 $6,463 6.87%
Mayfield, KY (FHA|USDA|VA) 2 $270,000 $135,000 $6,448 6.19%
Mexico, MO (FHA|USDA|VA) 2 $270,000 $135,000 $9,900 6.37%
Española, NM (FHA|USDA|VA) 1 $265,000 $265,000 $16,324 3.13%
Paducah, KY-IL (FHA|USDA|VA) 1 $265,000 $265,000 $10,169 4.25%
Jennings, LA (FHA|USDA|VA) 1 $265,000 $265,000 $5,090 6.75%
Warsaw, IN (FHA|USDA|VA) 1 $265,000 $265,000 $4,799 4.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $265,000 $265,000 $7,756 2.25%
Poplar Bluff, MO (FHA|USDA|VA) 2 $260,000 $130,000 $5,636 6.99%
Salina, KS (FHA|USDA|VA) 2 $260,000 $130,000 $6,207 3.38%
Meadville, PA (FHA|USDA|VA) 2 $260,000 $130,000 $9,841 6.62%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $255,000 $255,000 $7,685 2.38%
Red Wing, MN (FHA|USDA|VA) 1 $255,000 $255,000 $1,994 2.25%
LUBBOCK, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,822 2.25%
Bradford, PA (FHA|USDA|VA) 2 $250,000 $125,000 $6,086 6.31%
Campbellsville, KY (FHA|USDA|VA) 2 $250,000 $125,000 $7,004 5.93%
Lufkin, TX (FHA|USDA|VA) 1 $245,000 $245,000 $5,124 2.75%
Winona, MN (FHA|USDA|VA) 1 $245,000 $245,000 $17,870 5.75%
Oskaloosa, IA (FHA|USDA|VA) 1 $245,000 $245,000 $3,795 7.74%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $245,000 $245,000 $8,961 4.88%
Spirit Lake, IA (FHA|USDA|VA) 1 $235,000 $235,000 $8,274 5.99%
Lexington, NE (FHA|USDA|VA) 1 $235,000 $235,000 $13,858 5.99%
Manitowoc, WI (FHA|USDA|VA) 2 $230,000 $115,000 $3,166 2.81%
Oil City, PA (FHA|USDA|VA) 2 $230,000 $115,000 $4,988 6.31%
Malvern, AR (FHA|USDA|VA) 2 $230,000 $115,000 $8,142 4.63%
Shawano, WI (FHA|USDA|VA) 2 $230,000 $115,000 $5,419 5.56%
Mount Vernon, IL (FHA|USDA|VA) 1 $225,000 $225,000 $8,250 3.38%
Laramie, WY (FHA|USDA|VA) 1 $225,000 $225,000 $10,106 6.99%
Gaffney, SC (FHA|USDA|VA) 1 $215,000 $215,000 $8,273 5.63%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $210,000 $105,000 $5,586 4.81%
Atchison, KS (FHA|USDA|VA) 2 $210,000 $105,000 $7,062 5.81%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $205,000 $205,000 $11,880 3.99%
Crawfordsville, IN (FHA|USDA|VA) 1 $205,000 $205,000 $9,954 4.49%
Marshalltown, IA (FHA|USDA|VA) 2 $200,000 $100,000 $5,302 4.62%
Easton, MD (FHA|USDA|VA) 1 $195,000 $195,000 $17,151 6.99%
Glasgow, KY (FHA|USDA|VA) 1 $195,000 $195,000 $7,123 7.25%
Sidney, OH (FHA|USDA|VA) 1 $195,000 $195,000 $14,920 3.99%
Brookings, OR (FHA|USDA|VA) 1 $195,000 $195,000 $12,419 5.38%
Bemidji, MN (FHA|USDA|VA) 1 $195,000 $195,000 $6,558 3.25%
Fitzgerald, GA (FHA|USDA|VA) 1 $185,000 $185,000 $7,331 5.88%
Maysville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $13,492 4.49%
Deming, NM (FHA|USDA|VA) 1 $185,000 $185,000 $1,687 2.25%
Warren, PA (FHA|USDA|VA) 1 $185,000 $185,000 $9,443 4.13%
Rexburg, ID (FHA|USDA|VA) 1 $185,000 $185,000 $6,410 4.49%
Kennett, MO (FHA|USDA|VA) 1 $185,000 $185,000 $5,512 6.63%
Austin, MN (FHA|USDA|VA) 2 $180,000 $90,000 $4,336 5.99%
Sturgis, MI (FHA|USDA|VA) 1 $175,000 $175,000 $12,005 3.38%
Houghton, MI (FHA|USDA|VA) 1 $175,000 $175,000 $10,644 4.99%
Frankfort, IN (FHA|USDA|VA) 1 $175,000 $175,000 $7,248 6.25%
Angola, IN (FHA|USDA|VA) 2 $170,000 $85,000 $4,222 3.56%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $170,000 $85,000 $2,410 5.44%
Selma, AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,290 6.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $165,000 $165,000 $13,224 5.88%
Hobbs, NM (FHA|USDA|VA) 1 $165,000 $165,000 $8,183 6.99%
Yankton, SD (FHA|USDA|VA) 1 $165,000 $165,000 $6,528 4.99%
Lewisburg, TN (FHA|USDA|VA) 1 $165,000 $165,000 $7,171 6.63%
Sayre, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,982 5.99%
Decatur, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,181 5.88%
Craig, CO (FHA|USDA|VA) 1 $155,000 $155,000 $6,964 5.99%
Ottawa, KS (FHA|USDA|VA) 1 $155,000 $155,000 $11,454 4.49%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $155,000 $155,000 $5,735 6.63%
Danville, KY (FHA|USDA|VA) 1 $155,000 $155,000 $6,526 5.75%
Sterling, IL (FHA|USDA|VA) 1 $145,000 $145,000 $5,499 3.99%
Hutchinson, MN (FHA|USDA|VA) 1 $145,000 $145,000 $10,665 3.99%
North Wilkesboro, NC (FHA|USDA|VA) 1 $145,000 $145,000 $7,408 6.99%
Plymouth, IN (FHA|USDA|VA) 1 $145,000 $145,000 $12,092 7.49%
Chillicothe, OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,442 6.25%
Coshocton, OH (FHA|USDA|VA) 1 $145,000 $145,000 $7,907 6.99%
Jacksonville, IL (FHA|USDA|VA) 1 $145,000 $145,000 $10,940 3.63%
Huntsville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,313 2.25%
Ottumwa, IA (FHA|USDA|VA) 1 $135,000 $135,000 $7,574 6.49%
Bennettsville, SC (FHA|USDA|VA) 1 $135,000 $135,000 $5,559 5.38%
Wauchula, FL (FHA|USDA|VA) 1 $135,000 $135,000 $2,653 2.25%
Palestine, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,279 2.49%
Starkville, MS (FHA|USDA|VA) 1 $125,000 $125,000 $5,869 5.13%
Hope, AR (FHA|USDA|VA) 1 $125,000 $125,000 $9,968 3.49%
MANKATO, MN (FHA|USDA|VA) 1 $125,000 $125,000 $3,048 2.75%
Van Wert, OH (FHA|USDA|VA) 1 $125,000 $125,000 $11,403 7.25%
Greenville, MS (FHA|USDA|VA) 1 $115,000 $115,000 $9,380 6.99%
Pella, IA (FHA|USDA|VA) 1 $115,000 $115,000 $6,618 5.49%
Stevens Point, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,729 3.25%
Moberly, MO (FHA|USDA|VA) 1 $115,000 $115,000 $4,692 5.25%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $115,000 $115,000 $8,845 5.99%
Clarksdale, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,368 3.75%
Maryville, MO (FHA|USDA|VA) 1 $105,000 $105,000 $8,115 5.99%
Coldwater, MI (FHA|USDA|VA) 1 $105,000 $105,000 $4,440 3.99%
Pittsburg, KS (FHA|USDA|VA) 1 $105,000 $105,000 $4,650 2.75%
Lebanon, MO (FHA|USDA|VA) 1 $105,000 $105,000 $8,445 5.88%
McComb, MS (FHA|USDA|VA) 1 $95,000 $95,000 $4,529 4.25%
Thomaston, GA (FHA|USDA|VA) 1 $85,000 $85,000 $5,680 2.75%
Middlesborough, KY (FHA|USDA|VA) 1 $75,000 $75,000 $3,967 5.99%
Bluefield, WV-VA (FHA|USDA|VA) 1 $75,000 $75,000 $5,466 2.75%
Indiana, PA (FHA|USDA|VA) 1 $75,000 $75,000 $6,970 7.25%
Laurinburg, NC (FHA|USDA|VA) 1 $65,000 $65,000 $5,021 7.50%
Blytheville, AR (FHA|USDA|VA) 1 $65,000 $65,000 $2,972 5.38%
St. Marys, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,223 5.38%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $55,000 $55,000 $4,936 4.25%
Carroll, IA (FHA|USDA|VA) 1 $55,000 $55,000 $2,925 5.63%
WACO, TX (FHA|USDA|VA) 1 $45,000 $45,000 $3,598 3.99%
New Day Financial's top markets include Atlanta, Washington, Tampa, Phoenix, and Riverside among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 10,829 $2,922,695,000 $269,895 $11,178 4.97%
    FHA 192 $23,820,000 $124,063 $7,796 4.99%
    Conventional 49 $13,065,000 $266,633 $5,361 4.26%

    For 2022, New Day Financial's most frequently originated type of loan was VA, with 10,829 originations. Their 2nd most popular type was FHA, with 192 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 9,418 $2,516,100,000 $267,159 $11,694 5.17%
    Home Purchase 946 $296,560,000 $313,488 $9,628 4.41%
    Refi 587 $136,355,000 $232,291 $4,809 2.64%
    Other 119 $10,565,000 $88,782 $6,218 4.99%

    For 2022, New Day Financial's most frequently cited loan purpose was Cash Out Refi, with 9,418 originations. The 2nd most popular reason was Home Purchase, with 946 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,300 $2,792,930,000 $271,158 $11,241 4.98%
    15 Year 400 $63,200,000 $158,000 $7,795 3.80%
    Other 370 $103,450,000 $279,595 $10,548 5.86%

    For 2022, New Day Financial's most frequently cited loan duration was 30 Year, with 10,300 originations. The 2nd most popular length was 15 Year, with 400 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 6,492 $2,066,710,000 $318,347
    $4k-5k 1,297 $254,455,000 $196,187
    $3k-4k 1,112 $200,860,000 $180,629
    $2k-3k 814 $147,830,000 $181,609
    $1k-2k 686 $128,380,000 $187,143
    $<1k 669 $161,345,000 $241,173

    New Day Financial's average total fees were $11,241, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 6,492 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 3,150 $839,170,000 $266,403
    3-4% 2,716 $741,000,000 $272,828
    4-5% 1,824 $493,660,000 $270,647
    6-7% 1,660 $440,660,000 $265,458
    2.5-3% 690 $188,990,000 $273,899
    7-8% 634 $161,130,000 $254,148
    <2.5% 396 $94,970,000 $239,823

    During 2022, New Day Financial's average interest rate for loans was 4.98%, while their most frequently originated rate bucket for loans was 5-6%, with 3,150 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,785 $1,629,565,000 $281,688 $11,777 5.05%
    $100k-200k 3,229 $500,245,000 $154,923 $7,526 4.95%
    $400k-600k 1,235 $581,435,000 $470,798 $17,419 4.86%
    $100,000 or less 550 $41,620,000 $75,673 $4,452 4.60%
    $600k-1MM 246 $174,740,000 $710,325 $22,095 4.69%
    $1MM+ 25 $31,975,000 $1,279,000 $39,086 4.39%

    2022 saw New Day Financial place emphasis on $200k-400k loans with 5,785 originations, totaling $1,629,565,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,852 $851,070,000 $220,942 $10,050 5.10%
    $75k-100k 2,661 $735,055,000 $276,233 $11,584 5.09%
    $100k-150k 2,042 $696,560,000 $341,117 $13,256 5.11%
    $50k or less 1,287 $197,395,000 $153,376 $8,628 4.94%
    $150k-250k 699 $319,945,000 $457,718 $16,510 5.04%
    $250k+ 73 $49,085,000 $672,397 $21,382 4.86%

    New Day Financial lent most frequently to those with incomes in the $50k-75k range, with 3,852 originations. The second most popular income band? $75k-100k, with 2,661 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,178 $479,400,000 $220,110 $9,822 4.81%
    30-36% 2,029 $518,305,000 $255,448 $11,016 4.97%
    50-60% 704 $246,290,000 $349,844 $14,311 5.51%
    <20% 543 $84,675,000 $155,939 $7,420 4.58%
    49% 429 $132,755,000 $309,452 $12,376 5.50%
    40% 404 $112,420,000 $278,267 $11,331 5.18%
    44% 399 $119,935,000 $300,589 $12,692 5.26%
    39% 392 $108,920,000 $277,857 $11,888 5.25%
    42% 379 $109,755,000 $289,591 $11,829 5.22%
    36% 378 $97,730,000 $258,545 $10,916 5.20%
    37% 373 $100,145,000 $268,485 $11,262 4.92%
    38% 371 $101,405,000 $273,329 $11,306 5.09%
    41% 368 $111,220,000 $302,228 $12,232 5.03%
    45% 363 $114,305,000 $314,890 $13,113 5.27%
    43% 360 $112,370,000 $312,139 $12,759 5.22%
    46% 323 $100,995,000 $312,678 $13,382 5.33%
    48% 315 $102,495,000 $325,381 $13,403 5.33%
    47% 298 $93,490,000 $313,725 $12,890 5.29%
    >60% 8 $2,500,000 $312,500 $13,809 4.75%

    New Day Financial lent most frequently to those with DTI ratios of 20-30%, with 2,178 originations. The next most common DTI ratio? 30-36%, with 2,029 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,656 $2,004,850,000 $261,867 $11,157 4.91%
    Black 1,842 $493,970,000 $268,170 $10,541 5.30%
    Not provided 1,137 $326,625,000 $287,269 $11,265 4.77%
    American Indian 238 $64,310,000 $270,210 $10,454 5.08%
    Asian 135 $49,075,000 $363,519 $13,940 5.03%
    Native Hawaiian or Islander 62 $20,750,000 $334,677 $12,794 5.13%

    Approval Rates

    Total approvals of all applications
    65.91%

    New Day Financial has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -173.01%

    New Day Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 11,070 $2,959,580,000 $267,351

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    11,070 $2,959,580,000 $267,351

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 257 $33,525,000 $130,447 $7,058 4.38%
    40-60% 670 $134,320,000 $200,478 $10,039 4.65%
    60-80% 1,805 $469,435,000 $260,075 $12,070 4.82%
    80-100% 7,645 $2,145,305,000 $280,615 $11,410 5.22%
    Over 100% 149 $54,955,000 $368,826 $19,236 4.23%
    Under 20% 59 $4,335,000 $73,475 $4,800 4.78%